ALEXANDRIA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Alexandria averaged
6.81%
for the week of 2025-07-17, compared to the national average of
6.75% for the same period.
The average rate for the prior week (2025-07-10) was
6.78% and
one month ago for the week of 2025-06-12, the
average rate was 7%.
Alexandria's average rate one year ago was 7.15%.
For refis of the same type during the week of 2025-07-17, the average rate
was 7.05%.
ALEXANDRIA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ALEXANDRIA, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ALEXANDRIA Average Closing Costs & Other Stats
ALEXANDRIA, LA's 59 lenders originated 2,009
loans during 2024. The total origination value was $366,365,000, with an average loan value of
$182,362.
ALEXANDRIA's average closing costs are $5,324.
The top ALEXANDRIA lender as defined by loan originations is Red River Bank, with
95 loans originated. Their average total fees are
$3,702, which is $4,326
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee ALEXANDRIA lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($2,882), Red River Bank ($3,702), STANDARD MORTGAGE CORPORATION ($4,403), GMFS LLC ($4,821) and QUICKEN LOANS, LLC ($7,400).
The lowest rate ALEXANDRIA lenders (with over 10 loans originated) are
STANDARD MORTGAGE CORPORATION (6.34%), Red River Bank (6.42%), GMFS LLC (6.72%), QUICKEN LOANS, LLC (6.85%) and UNITED WHOLESALE MORTGAGE, LLC (6.91%).
ALEXANDRIA, LA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Red River Bank | $63,680,000 | $59,670,000 | -6.3% | 16.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $16,530,000 | $32,600,000 | 97.2% | 8.9% |
| Southern Heritage Bank | $20,685,000 | $24,020,000 | 16.1% | 6.6% |
| GMFS LLC | $14,375,000 | $15,880,000 | 10.5% | 4.3% |
| QUICKEN LOANS, LLC | $13,330,000 | $15,190,000 | 14.0% | 4.1% |
| TOWNE MORTGAGE COMPANY | $700,000 | $15,160,000 | 2,065.7% | 4.1% |
| The Evangeline Bank & Trust Company | $16,995,000 | $13,125,000 | -22.8% | 3.6% |
| Mortgage Research Center, LLC | $8,710,000 | $9,625,000 | 10.5% | 2.6% |
| BOM Bank | $14,605,000 | $9,290,000 | -36.4% | 2.5% |
| LIMA ONE CAPITAL, LLC | $9,235,000 | n/a | 2.5% | |
| DHI MORTGAGE COMPANY, LTD. | $8,545,000 | $9,205,000 | 7.7% | 2.5% |
| GUILD MORTGAGE COMPANY | $330,000 | $8,705,000 | 2,537.9% | 2.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $11,085,000 | $8,600,000 | -22.4% | 2.3% |
| 21ST MORTGAGE CORPORATION | $8,355,000 | $8,540,000 | 2.2% | 2.3% |
| Colfax Banking Company | $9,480,000 | $7,720,000 | -18.6% | 2.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $27,095,000 | $6,750,000 | -75.1% | 1.8% |
| FREEDOM MORTGAGE CORPORATION | $2,080,000 | $5,240,000 | 151.9% | 1.4% |
| STANDARD MORTGAGE CORPORATION | $3,370,000 | $5,185,000 | 53.9% | 1.4% |
| Equity Prime Mortgage LLC | $3,055,000 | $5,000,000 | 63.7% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $1,175,000 | $3,990,000 | 239.6% | 1.1% |
| BancorpSouth | $4,330,000 | $3,865,000 | -10.7% | 1.1% |
| First Federal Bank of Louisiana | $4,145,000 | $3,495,000 | -15.7% | 1.0% |
| Sabine State Bank and Trust Company | $3,675,000 | $3,475,000 | -5.4% | 0.9% |
| NEWREZ LLC | $6,185,000 | $3,440,000 | -44.4% | 0.9% |
| JPMorgan Chase Bank | $4,280,000 | $2,935,000 | -31.4% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $3,570,000 | $2,855,000 | -20.0% | 0.8% |
| Regions Bank | $3,390,000 | $2,585,000 | -23.7% | 0.7% |
| BARKSDALE | $3,820,000 | $2,470,000 | -35.3% | 0.7% |
| UNION HOME MORTGAGE CORP. | $2,440,000 | $2,280,000 | -6.6% | 0.6% |
| First Guaranty Bank | $2,635,000 | $1,930,000 | -26.8% | 0.5% |
| CATAHOULA LASALLE BANK | $2,200,000 | $1,895,000 | -13.9% | 0.5% |
| TRIAD FINANCIAL SERVICES, INC. | $1,805,000 | $1,875,000 | 3.9% | 0.5% |
| Jeff Davis Bancshares | $1,835,000 | n/a | 0.5% | |
| Gibsland Bank & Trust Company | $390,000 | $1,825,000 | 367.9% | 0.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,070,000 | $1,740,000 | 62.6% | 0.5% |
| BROKER SOLUTIONS, INC. | $1,130,000 | $1,660,000 | 46.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,095,000 | $1,645,000 | 50.2% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $790,000 | $1,500,000 | 89.9% | 0.4% |
| PLANET HOME LENDING, LLC | $115,000 | $1,445,000 | 1,156.5% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $135,000 | $1,355,000 | 903.7% | 0.4% |
| Cedar Rapids Bank and Trust Company | $26,290,000 | $1,305,000 | -95.0% | 0.4% |
| LOANDEPOT.COM, LLC | $1,300,000 | $1,290,000 | -0.8% | 0.4% |
| NEW DAY FINANCIAL, LLC | $515,000 | $1,200,000 | 133.0% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,260,000 | $1,175,000 | -6.7% | 0.3% |
| TIB The Independent Bankersbank | $1,870,000 | $1,160,000 | -38.0% | 0.3% |
| UNITED BUILT HOMES, L.L.C. | $520,000 | $1,145,000 | 120.2% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $1,075,000 | n/a | 0.3% | |
| The Cottonport Bank | $430,000 | $1,065,000 | 147.7% | 0.3% |
| Wells Fargo Bank | $105,000 | $1,050,000 | 900.0% | 0.3% |
| NBKC BANK | $235,000 | $1,035,000 | 340.4% | 0.3% |
| CARTER FEDERAL CREDIT UNION | $25,000 | $1,030,000 | 4,020.0% | 0.3% |
| Merchants & Farmers Bank & Trust Company | $600,000 | $1,020,000 | 70.0% | 0.3% |
| PNC Bank | $965,000 | n/a | 0.3% | |
| HOMESIDE FINANCIAL, LLC | $10,400,000 | $935,000 | -91.0% | 0.3% |
| La Capitol Federal Credit Union | $585,000 | $870,000 | 48.7% | 0.2% |
| Flagstar Bank, FSB | $430,000 | $850,000 | 97.7% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $260,000 | $760,000 | 192.3% | 0.2% |
| PREMIA MORTGAGE, LLC | $455,000 | $755,000 | 65.9% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $715,000 | n/a | 0.2% | |
| The Federal Savings Bank | $285,000 | $715,000 | 150.9% | 0.2% |
| HOMELAND BANCSHARES | $530,000 | $710,000 | 34.0% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $85,000 | $710,000 | 735.3% | 0.2% |
| ZILLOW HOME LOANS, LLC | $685,000 | n/a | 0.2% | |
| Assurance Financial Group, L.L.C. | $850,000 | $670,000 | -21.2% | 0.2% |
| Magnolia Bank | $645,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $855,000 | $635,000 | -25.7% | 0.2% |
| Towne Bank | $745,000 | $630,000 | -15.4% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $175,000 | $615,000 | 251.4% | 0.2% |
| CSL Financial, LLC | $705,000 | $590,000 | -16.3% | 0.2% |
| First Horizon Bank | $590,000 | n/a | 0.2% | |
| Discover Bank | $770,000 | $585,000 | -24.0% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $580,000 | n/a | 0.2% | |
| PENTAGON FEDERAL CREDIT UNION | $1,470,000 | $560,000 | -61.9% | 0.2% |
| Farmers Bank & Trust | $555,000 | n/a | 0.2% | |
| The Huntington National Bank | $545,000 | n/a | 0.1% | |
| EFCU FINANCIAL | $535,000 | n/a | 0.1% | |
| Pelican State Credit Union | $445,000 | $515,000 | 15.7% | 0.1% |
| Hancock Whitney Bank | $255,000 | $505,000 | 98.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,480,000 | $495,000 | -66.6% | 0.1% |
| CARDINAL FINANCIAL | $2,510,000 | $495,000 | -80.3% | 0.1% |
| Plains Commerce Bank | $915,000 | $480,000 | -47.5% | 0.1% |
| Arvest Bank | $365,000 | $455,000 | 24.7% | 0.1% |
| USAA Federal Savings Bank | $1,635,000 | $450,000 | -72.5% | 0.1% |
| AmeriHome Mortgage Company, LLC | $440,000 | n/a | 0.1% | |
| Washington State Bank | $230,000 | $405,000 | 76.1% | 0.1% |
| FIDELITY BANK | $400,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $95,000 | $395,000 | 315.8% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $640,000 | $385,000 | -39.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $385,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $340,000 | $370,000 | 8.8% | 0.1% |
| Lakeview Community Capital, LLC | $345,000 | n/a | 0.1% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $335,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $330,000 | n/a | 0.1% | |
| Citibank | $325,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $330,000 | $325,000 | -1.5% | 0.1% |
| NMSI, INC. | $530,000 | $325,000 | -38.7% | 0.1% |
| A&D Mortgage LLC | $315,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $115,000 | $310,000 | 169.6% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $430,000 | $310,000 | -27.9% | 0.1% |
| GUARANTEED RATE, INC. | $235,000 | $305,000 | 29.8% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $210,000 | $295,000 | 40.5% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $780,000 | $270,000 | -65.4% | 0.1% |
| ALLIANT CREDIT UNION | $265,000 | n/a | 0.1% | |
| Heart of Louisiana Federal Credit Union | $155,000 | $265,000 | 71.0% | 0.1% |
| Investar Bank | $600,000 | $265,000 | -55.8% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $245,000 | n/a | 0.1% | |
| Texana Bank | $245,000 | n/a | 0.1% | |
| Figure Lending LLC | $160,000 | $240,000 | 50.0% | 0.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $645,000 | $235,000 | -63.6% | 0.1% |
| Home Bank | $235,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $230,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $215,000 | n/a | 0.1% | |
| WYMAR FEDERAL CREDIT UNION | $205,000 | n/a | 0.1% | |
| Century Next Bank | $1,000,000 | $195,000 | -80.5% | 0.1% |
| Eagle Bank and Trust Company | $195,000 | n/a | 0.1% | |
| Stride Bank | $195,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $175,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $175,000 | n/a | 0.0% | |
| Gulf Coast Bank and Trust Company | $145,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $400,000 | $135,000 | -66.3% | 0.0% |
| Liberty Bank and Trust Company | $135,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $125,000 | n/a | 0.0% | |
| First National Bank in DeRidder | $45,000 | $115,000 | 155.6% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $115,000 | n/a | 0.0% | |
| Coastal Community Bank | $145,000 | $110,000 | -24.1% | 0.0% |
| CMG MORTGAGE, INC. | $105,000 | n/a | 0.0% | |
| Nations Lending Corporation | $920,000 | $105,000 | -88.6% | 0.0% |
| OCMBC, INC. | $295,000 | $105,000 | -64.4% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $195,000 | $105,000 | -46.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $85,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $85,000 | n/a | 0.0% | |
| Neighbors Federal Credit Union | $85,000 | n/a | 0.0% | |
| Origin Bank | $530,000 | $75,000 | -85.8% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $225,000 | $75,000 | -66.7% | 0.0% |
| Bethpage Federal Credit Union | $55,000 | n/a | 0.0% | |
| U.S. Bank | $640,000 | $55,000 | -91.4% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $25,000 | n/a | 0.0% |
ALEXANDRIA's top lender by overall market share is Red River Bank, with 16.3% market share. In second place, with 8.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $32,600,000 in loans. In third place, with 6.6%, is Southern Heritage Bank, having originated $24,020,000 in loans. In fourth place, with 4.3%, is GMFS LLC, having originated $15,880,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $15,190,000 in loans.
ALEXANDRIA, LA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,240 | $241,160,000 | $194,484 |
| Refi | 400 | $74,050,000 | $185,125 |
| Cash Out Refi | 198 | $30,190,000 | $152,475 |
| Other | 91 | $6,725,000 | $73,901 |
| Home Improvement | 80 | $14,240,000 | $178,000 |
Alexandria's most frequently cited loan purpose was Home Purchase, with 1,240 originations. The 2nd most popular reason was Refi, with 400 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 651 | $141,125,000 | $216,782 |
| Over 8% | 350 | $35,850,000 | $102,429 |
| 7-8% | 315 | $46,125,000 | $146,429 |
| 5-6% | 280 | $65,600,000 | $234,286 |
| 4-5% | 35 | $8,795,000 | $251,286 |
| <2.5% | 10 | $9,680,000 | $968,000 |
| 3-4% | 2 | $450,000 | $225,000 |
| 2.5-3% | 1 | $345,000 | $345,000 |
During 2024, Alexandria's most frequently originated rate bucket was 6-7%, with 651 originations.
Loan Sizing (ALEXANDRIA, LA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 675 | $101,095,000 | $149,770 |
| $100,000 or less | 659 | $36,455,000 | $55,319 |
| $200k-400k | 562 | $151,060,000 | $268,790 |
| $400k-600k | 78 | $36,760,000 | $471,282 |
| $600k-1000k | 26 | $18,910,000 | $727,308 |
| $Over $1MM | 9 | $22,085,000 | $2,453,889 |
ALEXANDRIA's loan sizing saw the bucket of loans from $100k-200k with 675 originations, totaling $101,095,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 924 | $197,180,000 | $213,398 |
| 60-80% | 248 | $50,890,000 | $205,202 |
| Under 20% | 147 | $8,125,000 | $55,272 |
| 20-40% | 129 | $9,935,000 | $77,016 |
| 40-60% | 113 | $24,545,000 | $217,212 |
| Over 100% | 35 | $9,785,000 | $279,571 |
ALEXANDRIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 924 originations, totaling $197,180,000 in origination value.