Natchez Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Natchez averaged 6.67% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.88% and one month ago for the week of 2025-02-27, the average rate was 6.79%.

    Natchez's average rate one year ago was 6.82%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.74%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Natchez 30 Year Fixed Rate 2025-04-03 6.67%
    Natchez 30 Year Fixed Rate Refi 2025-04-03 6.74%
    Natchez 15 Year Fixed Rate 2025-04-03 5.72%
    Natchez 15 Year Fixed Rate Refi 2025-04-03 6.42%
    Natchez 30 Year FHA 2025-04-03 6.36%
    Natchez 30 Year FHA Refi 2025-04-03 6.46%
    Natchez 30 Year USDA 2025-04-03 6.42%
    Natchez 30 Year USDA Refi 2025-04-03 6.22%
    Natchez 30 Year VA 2025-04-03 5.86%
    Natchez 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Natchez, MS-LA.

    Natchez Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Natchez, MS-LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 8 6.73% $5,610
    FIDELITY BANK 5 6.78% $4,098
    CROSSCOUNTRY MORTGAGE, LLC 5 6.76% $5,336
    Regions Bank 4 6.97% $4,392
    JPMorgan Chase Bank 4 6.63% $6,520
    NAVY FEDERAL CREDIT UNION 3 7.42% $3,750
    GMFS LLC 2 6.68% $3,141
    Hancock Whitney Bank 1 8.13% $6,430
    HOPE FEDERAL CREDIT UNION 1 6.88% $3,308
    Mortgage Research Center, LLC 1 7.13% $3,800
    NEWREZ LLC 1 8.13% $5,297
    NexBank 1 7.50% $2,980
    Northwest Federal Credit Union 1 6.63% $3,435
    PNC Bank 1 6.50% $4,166
    The Citizens National Bank of Meridian 1 7.95% $2,205
    TOWNE MORTGAGE COMPANY 1 7.13% $8,144
    UNION HOME MORTGAGE CORP. 1 6.63% $5,020
    UNITED WHOLESALE MORTGAGE, LLC 1 7.38% $5,813
    USAA Federal Savings Bank 1 6.50% $3,966
    BankPlus 1 7.63% $4,045
    ZILLOW HOME LOANS, LLC 1 7.00% $4,031
    BROKER SOLUTIONS, INC. 1 6.63% $7,790
    Campus Federal Credit Union 1 6.38% $5,778
    Citizens Bank 1 7.75% $10,317
    DEEPHAVEN MORTGAGE LLC 1 7.99% $15,817
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.63% $5,975
    First Horizon Bank 1 6.63% $3,190

    Natchez Average Closing Costs & Other Stats

    Natchez, MS-LA's 27 lenders originated 395 loans during 2024. The total origination value was $56,265,000, with an average loan value of $142,443.

    Natchez's average closing costs are $5,170.

    The top Natchez lender as defined by loan originations is QUICKEN LOANS, LLC, with 8 loans originated. Their average total fees are $5,610, which is $1,511 higher than the next largest lender, FIDELITY BANK.

    The lowest fee Natchez lenders (with over 10 loans originated) are .

    The lowest rate Natchez lenders (with over 10 loans originated) are .

    Natchez, MS-LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Concordia Bank and Trust Company $12,880,000 $7,025,000 -45.5% 12.5%
    QUICKEN LOANS, LLC $3,495,000 $3,395,000 -2.9% 6.0%
    CROSSCOUNTRY MORTGAGE, LLC $9,540,000 $3,260,000 -65.8% 5.8%
    Regions Bank $1,345,000 $2,240,000 66.5% 4.0%
    21ST MORTGAGE CORPORATION $1,955,000 $2,065,000 5.6% 3.7%
    Mortgage Research Center, LLC $1,705,000 $1,850,000 8.5% 3.3%
    FIDELITY BANK $2,145,000 $1,830,000 -14.7% 3.3%
    GMFS LLC $1,710,000 $1,720,000 0.6% 3.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,485,000 $1,670,000 12.5% 3.0%
    JPMorgan Chase Bank $75,000 $1,510,000 1,913.3% 2.7%
    BankPlus $175,000 $1,380,000 688.6% 2.5%
    Flagstar Bank, FSB $340,000 $1,275,000 275.0% 2.3%
    TRIAD FINANCIAL SERVICES, INC. $95,000 $1,140,000 1,100.0% 2.0%
    Trustmark National Bank $1,470,000 $1,060,000 -27.9% 1.9%
    Assurance Financial Group, L.L.C. $925,000 $875,000 -5.4% 1.6%
    BROKER SOLUTIONS, INC. $770,000 n/a 1.4%
    The Citizens Bank of Philadelphia, Mississippi $655,000 n/a 1.2%
    NAVY FEDERAL CREDIT UNION $650,000 $610,000 -6.2% 1.1%
    FREEDOM MORTGAGE CORPORATION $195,000 $535,000 174.4% 1.0%
    American Mortgage Bank, LLC $505,000 n/a 0.9%
    DEEPHAVEN MORTGAGE LLC $425,000 n/a 0.8%
    FIRST COMMUNITY MORTGAGE, INC. $390,000 n/a 0.7%
    AmeriHome Mortgage Company, LLC $385,000 n/a 0.7%
    Campus Federal Credit Union $355,000 n/a 0.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $145,000 $345,000 137.9% 0.6%
    Home Bank $355,000 $315,000 -11.3% 0.6%
    UNION HOME MORTGAGE CORP. $315,000 n/a 0.6%
    Colfax Banking Company $305,000 n/a 0.5%
    The Citizens National Bank of Meridian $295,000 n/a 0.5%
    Citizens Bank $285,000 n/a 0.5%
    HOMELAND BANCSHARES $285,000 n/a 0.5%
    NEWREZ LLC $945,000 $275,000 -70.9% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $245,000 n/a 0.4%
    Feliciana Bank & Trust Company $160,000 $240,000 50.0% 0.4%
    LOANDEPOT.COM, LLC $565,000 $240,000 -57.5% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $350,000 $225,000 -35.7% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $145,000 $225,000 55.2% 0.4%
    Ixonia Bank $215,000 n/a 0.4%
    PNC Bank $705,000 $215,000 -69.5% 0.4%
    TOWNE MORTGAGE COMPANY $205,000 n/a 0.4%
    Paramount Residential Mortgage Group, Inc. $180,000 n/a 0.3%
    Magnolia Bank $175,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $255,000 $175,000 -31.4% 0.3%
    FINANCE OF AMERICA REVERSE LLC $165,000 n/a 0.3%
    GUILD MORTGAGE COMPANY $165,000 n/a 0.3%
    Southern Heritage Bank $160,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $295,000 $155,000 -47.5% 0.3%
    Hancock Whitney Bank $355,000 $155,000 -56.3% 0.3%
    NEW DAY FINANCIAL, LLC $155,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $95,000 $150,000 57.9% 0.3%
    EFCU FINANCIAL $365,000 $145,000 -60.3% 0.3%
    Northwest Federal Credit Union $145,000 n/a 0.3%
    HOPE FEDERAL CREDIT UNION $130,000 n/a 0.2%
    SWBC MORTGAGE CORPORATION $110,000 n/a 0.2%
    Bank of America $55,000 $105,000 90.9% 0.2%
    ZILLOW HOME LOANS, LLC $105,000 n/a 0.2%
    CIS Financial Services, Inc. $95,000 n/a 0.2%
    GUARANTEED RATE, INC. $95,000 n/a 0.2%
    CATAHOULA LASALLE BANK $75,000 n/a 0.1%
    First Horizon Bank $75,000 n/a 0.1%
    NexBank $75,000 n/a 0.1%
    USAA Federal Savings Bank $330,000 $75,000 -77.3% 0.1%
    Deere Employees Credit Union $45,000 $65,000 44.4% 0.1%
    Figure Lending LLC $35,000 $45,000 28.6% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $45,000 n/a 0.1%
    KEESLER $45,000 n/a 0.1%
    Pelican State Credit Union $35,000 n/a 0.1%
    Southern Bancorp Bank $35,000 n/a 0.1%
    b1BANK $15,000 $25,000 66.7% 0.0%
    First Guaranty Bank $115,000 $15,000 -87.0% 0.0%
    Coastal Community Bank $5,000 n/a 0.0%

    Natchez's top lender by overall market share is Concordia Bank and Trust Company, with 12.5% market share. In second place, with 6.0%, is QUICKEN LOANS, LLC, having originated $3,395,000 in loans. In third place, with 5.8%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $3,260,000 in loans. In fourth place, with 4.0%, is Regions Bank, having originated $2,240,000 in loans. In fifth place, with 3.7%, is 21ST MORTGAGE CORPORATION, having originated $2,065,000 in loans.

    Natchez Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Natchez (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $189,950 (21.8%) $250,142 (-1.4%) 0.00 288
    2018-02-01 $189,350 (26.3%) $248,224 (-0.9%) 0.00 301
    2018-03-01 $183,750 (22.5%) $244,459 (-1.2%) 0.00 319
    2018-04-01 $183,625 (15.5%) $248,562 (2.5%) 0.00 344
    2018-05-01 $182,350 (6.3%) $244,425 (-4.5%) 0.00 337
    2018-06-01 $176,250 (0.7%) $243,229 (-3.1%) 0.00 367
    2018-07-01 $168,750 (-3.1%) $240,816 (0.0%) 0.00 386
    2018-08-01 $165,750 (-7.7%) $244,514 (-1.4%) 0.00 374
    2018-09-01 $169,000 (-8.4%) $254,393 (4.1%) 0.00 373
    2018-10-01 $169,450 (-0.3%) $261,204 (8.4%) 0.00 367
    2018-11-01 $165,000 (-11.3%) $255,676 (3.2%) 0.00 361
    2018-12-01 $169,000 (-10.8%) $261,364 (6.3%) 0.00 337
    2019-01-01 $169,000 (-11.0%) $257,736 (3.0%) 0.00 313
    2019-02-01 $176,950 (-6.6%) $258,217 (4.0%) 0.00 317
    2019-03-01 $189,671 (3.2%) $268,755 (9.9%) 0.00 325
    2019-04-01 $189,871 (3.4%) $272,750 (9.7%) 0.00 340
    2019-05-01 $188,875 (3.6%) $261,888 (7.1%) 0.00 362
    2019-06-01 $185,000 (5.0%) $262,187 (7.8%) 0.00 369
    2019-07-01 $186,125 (10.3%) $265,502 (10.3%) 0.00 377
    2019-08-01 $182,873 (10.3%) $250,708 (2.5%) 0.00 372
    2019-09-01 $179,682 (6.3%) $246,870 (-3.0%) 0.00 367
    2019-10-01 $177,150 (4.5%) $243,880 (-6.6%) 0.00 362
    2019-11-01 $179,500 (8.8%) $246,005 (-3.8%) 0.00 357
    2019-12-01 $175,000 (3.6%) $243,934 (-6.7%) 0.00 358
    2020-01-01 $176,500 (4.4%) $244,006 (-5.3%) 0.00 352
    2020-02-01 $183,250 (3.6%) $247,929 (-4.0%) 0.00 366
    2020-03-01 $187,438 (-1.2%) $255,382 (-5.0%) 0.00 358
    2020-04-01 $187,563 (-1.2%) $253,282 (-7.1%) 0.00 327
    2020-05-01 $182,500 (-3.4%) $254,415 (-2.9%) 0.00 310
    2020-06-01 $192,500 (4.1%) $263,716 (0.6%) 0.00 315
    2020-07-01 $195,500 (5.0%) $266,077 (0.2%) 0.00 314
    2020-08-01 $192,500 (5.3%) $257,066 (2.5%) 0.00 322
    2020-09-01 $186,250 (3.7%) $262,010 (6.1%) 0.00 328
    2020-10-01 $186,500 (5.3%) $273,767 (12.3%) 0.00 319
    2020-11-01 $189,250 (5.4%) $285,236 (16.0%) 0.00 291
    2020-12-01 $186,500 (6.6%) $279,814 (14.7%) 0.00 288
    2021-01-01 $191,000 (8.2%) $294,274 (20.6%) 0.00 265
    2021-02-01 $193,875 (5.8%) $300,606 (21.3%) 0.00 247
    2021-03-01 $185,875 (-0.8%) $301,140 (17.9%) 0.00 202
    2021-04-01 $178,250 (-5.0%) $298,294 (17.8%) 0.00 185
    2021-05-01 $179,000 (-1.9%) $300,603 (18.2%) 0.00 178
    2021-06-01 $183,812 (-4.5%) $298,690 (13.3%) 0.00 180
    2021-07-01 $187,000 (-4.4%) $316,203 (18.8%) 0.00 190
    2021-08-01 $187,000 (-2.9%) $312,463 (21.6%) 0.00 193
    2021-09-01 $199,000 (6.9%) $327,024 (24.8%) 0.00 174
    2021-10-01 $195,000 (4.6%) $328,215 (19.9%) 0.00 153
    2021-11-01 $185,000 (-2.3%) $331,626 (16.3%) 0.00 148
    2021-12-01 $176,750 (-5.2%) $325,602 (16.4%) 0.00 149
    2022-01-01 $185,000 (-3.1%) $349,387 (18.7%) 0.00 136
    2022-02-01 $185,000 (-4.6%) $365,354 (21.5%) 0.00 130
    2022-03-01 $196,250 (5.6%) $356,876 (18.5%) 0.00 140
    2022-04-01 $182,400 (2.3%) $347,384 (16.5%) 0.00 146
    2022-05-01 $194,500 (8.7%) $322,352 (7.2%) 0.00 145
    2022-06-01 $221,000 (20.2%) $342,505 (14.7%) 0.00 138
    2022-07-01 $210,000 (12.3%) $324,420 (2.6%) 0.00 147
    2022-08-01 $197,450 (5.6%) $332,323 (6.4%) 0.00 128
    2022-09-01 $193,750 (-2.6%) $309,811 (-5.3%) 0.00 136
    2022-10-01 $195,000 (0.0%) $303,454 (-7.5%) 0.00 137
    2022-11-01 $195,000 (5.4%) $307,920 (-7.2%) 0.00 133
    2022-12-01 $195,000 (10.3%) $323,754 (-0.6%) 0.00 132
    2023-01-01 $220,950 (19.4%) $345,574 (-1.1%) 0.00 129
    2023-02-01 $211,125 (14.1%) $335,358 (-8.2%) 0.00 131
    2023-03-01 $223,250 (13.8%) $353,683 (-0.9%) 0.00 134
    2023-04-01 $229,000 (25.6%) $360,815 (3.9%) 0.00 138
    2023-05-01 $224,950 (15.7%) $355,245 (10.2%) 0.00 145
    2023-06-01 $226,000 (2.3%) $366,012 (6.9%) 0.00 157
    2023-07-01 $225,000 (7.1%) $368,396 (13.6%) 0.00 159
    2023-08-01 $215,750 (9.3%) $356,649 (7.3%) 0.00 172
    2023-09-01 $225,000 (16.1%) $371,238 (19.8%) 0.00 174
    2023-10-01 $238,750 (22.4%) $378,212 (24.6%) 0.00 171
    2023-11-01 $232,075 (19.0%) $367,905 (19.5%) 0.00 172
    2023-12-01 $227,450 (16.6%) $363,134 (12.2%) 0.00 153
    2024-01-01 $246,500 (11.6%) $379,333 (9.8%) 0.00 147
    2024-02-01 $263,725 (24.9%) $400,955 (19.6%) 0.00 143
    2024-03-01 $273,500 (22.5%) $397,123 (12.3%) 0.00 168
    2024-04-01 $294,000 (28.4%) $417,281 (15.7%) 0.00 182
    2024-05-01 $299,874 (33.3%) $429,501 (20.9%) 0.00 193
    2024-06-01 $293,750 (30.0%) $421,247 (15.1%) 0.00 206
    2024-07-01 $319,225 (41.9%) $425,397 (15.5%) 0.00 211
    2024-08-01 $329,000 (52.5%) $416,582 (16.8%) 0.00 208
    2024-09-01 $324,225 (44.1%) $422,661 (13.9%) 0.00 218
    2024-10-01 $295,000 (23.6%) $401,797 (6.2%) 0.00 229
    2024-11-01 $295,000 (27.1%) $391,885 (6.5%) 0.00 229
    2024-12-01 $290,725 (27.8%) $401,600 (10.6%) 0.00 215
    2025-01-01 $283,250 (14.9%) $393,655 (3.8%) 0.00 218
    2025-02-01 $277,500 (5.2%) $391,558 (-2.3%) 0.00 216
    2025-03-01 $277,500 (1.5%) $383,446 (-3.4%) 0.00 214
    Natchez's median listing price for 2025-03-01 was $277,500, a difference of $4,000 (1.5%) versus the prior year and $0 versus the prior month.

    Natchez's median listing price comes in at 0% of the national average.

    Natchez's average listing price for 2025-03-01 was $383,446, a difference of $-13,677 (-3.4%) versus the prior year and $-8,112 versus the prior month.

    For the 2025-03-01 period, Natchez had 214 MLS listings, a difference of -2 listings (-1%) versus the prior month and 46 listings (27%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Natchez (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,116 sqft
    2018-02-01 0 days 2,099 sqft
    2018-03-01 0 days 2,011 sqft
    2018-04-01 0 days 2,029 sqft
    2018-05-01 0 days 1,998 sqft
    2018-06-01 0 days 1,966 sqft
    2018-07-01 0 days 1,885 sqft
    2018-08-01 0 days 1,900 sqft
    2018-09-01 0 days 1,960 sqft
    2018-10-01 0 days 1,976 sqft
    2018-11-01 0 days 1,932 sqft
    2018-12-01 0 days 1,939 sqft
    2019-01-01 0 days 1,913 sqft
    2019-02-01 0 days 1,931 sqft
    2019-03-01 0 days 1,964 sqft
    2019-04-01 0 days 1,960 sqft
    2019-05-01 0 days 1,993 sqft
    2019-06-01 0 days 1,986 sqft
    2019-07-01 0 days 1,982 sqft
    2019-08-01 0 days 1,966 sqft
    2019-09-01 0 days 1,944 sqft
    2019-10-01 0 days 1,926 sqft
    2019-11-01 0 days 1,960 sqft
    2019-12-01 0 days 1,953 sqft
    2020-01-01 0 days 1,967 sqft
    2020-02-01 0 days 1,986 sqft
    2020-03-01 0 days 2,009 sqft
    2020-04-01 0 days 2,003 sqft
    2020-05-01 0 days 2,000 sqft
    2020-06-01 0 days 2,076 sqft
    2020-07-01 0 days 2,085 sqft
    2020-08-01 0 days 2,068 sqft
    2020-09-01 0 days 2,052 sqft
    2020-10-01 0 days 2,048 sqft
    2020-11-01 0 days 2,084 sqft
    2020-12-01 0 days 2,052 sqft
    2021-01-01 0 days 2,089 sqft
    2021-02-01 0 days 2,042 sqft
    2021-03-01 0 days 2,024 sqft
    2021-04-01 0 days 1,917 sqft
    2021-05-01 0 days 1,876 sqft
    2021-06-01 0 days 1,905 sqft
    2021-07-01 0 days 1,925 sqft
    2021-08-01 0 days 1,950 sqft
    2021-09-01 0 days 1,977 sqft
    2021-10-01 0 days 1,925 sqft
    2021-11-01 0 days 1,914 sqft
    2021-12-01 0 days 1,893 sqft
    2022-01-01 0 days 1,950 sqft
    2022-02-01 0 days 2,211 sqft
    2022-03-01 0 days 2,252 sqft
    2022-04-01 0 days 2,133 sqft
    2022-05-01 0 days 2,029 sqft
    2022-06-01 0 days 2,191 sqft
    2022-07-01 0 days 2,130 sqft
    2022-08-01 0 days 1,909 sqft
    2022-09-01 0 days 1,863 sqft
    2022-10-01 0 days 1,843 sqft
    2022-11-01 0 days 1,884 sqft
    2022-12-01 0 days 1,879 sqft
    2023-01-01 0 days 2,039 sqft
    2023-02-01 0 days 1,987 sqft
    2023-03-01 0 days 2,028 sqft
    2023-04-01 0 days 2,188 sqft
    2023-05-01 0 days 2,113 sqft
    2023-06-01 0 days 2,154 sqft
    2023-07-01 0 days 2,060 sqft
    2023-08-01 0 days 2,005 sqft
    2023-09-01 0 days 2,281 sqft
    2023-10-01 0 days 2,294 sqft
    2023-11-01 0 days 2,281 sqft
    2023-12-01 0 days 2,248 sqft
    2024-01-01 0 days 2,279 sqft
    2024-02-01 0 days 2,297 sqft
    2024-03-01 0 days 2,374 sqft
    2024-04-01 0 days 2,450 sqft
    2024-05-01 0 days 2,437 sqft
    2024-06-01 0 days 2,395 sqft
    2024-07-01 0 days 2,455 sqft
    2024-08-01 0 days 2,447 sqft
    2024-09-01 0 days 2,390 sqft
    2024-10-01 0 days 2,317 sqft
    2024-11-01 0 days 2,248 sqft
    2024-12-01 0 days 2,168 sqft
    2025-01-01 0 days 2,167 sqft
    2025-02-01 0 days 2,174 sqft
    2025-03-01 0 days 2,141 sqft
    Natchez's median listing age (time on market) for 2025-03-01 was 0 days.

    Natchez's median square footage for active listings during the 2025-03-01 period was 2,141 sqft. One year prior, the average listing was 2,374 sqft.

    Natchez, MS-LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 236 $39,870,000 $168,941
    Refi 73 $7,885,000 $108,014
    Cash Out Refi 35 $4,385,000 $125,286
    Home Improvement 32 $2,220,000 $69,375
    Other 19 $1,905,000 $100,263

    Natchez's most frequently cited loan purpose was Home Purchase, with 236 originations. The 2nd most popular reason was Refi, with 73 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 149 $27,245,000 $182,852
    Over 8% 72 $5,690,000 $79,028
    7-8% 54 $10,220,000 $189,259
    5-6% 20 $3,430,000 $171,500
    <2.5% 6 $110,000 $18,333
    4-5% 1 $155,000 $155,000

    During 2024, Natchez's most frequently originated rate bucket was 6-7%, with 149 originations.

    Loan Sizing (Natchez, MS-LA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 166 $9,000,000 $54,217
    $100k-200k 140 $20,360,000 $145,429
    $200k-400k 76 $20,370,000 $268,026
    $400k-600k 10 $4,570,000 $457,000
    $600k-1000k 3 $1,965,000 $655,000

    Natchez's loan sizing saw the bucket of loans from $100,000 or less with 166 originations, totaling $9,000,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 165 $30,775,000 $186,515
    60-80% 53 $7,755,000 $146,321
    20-40% 23 $1,845,000 $80,217
    40-60% 22 $3,030,000 $137,727
    Under 20% 21 $585,000 $27,857
    Over 100% 11 $1,985,000 $180,455

    Natchez's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 165 originations, totaling $30,775,000 in origination value.