Natchez Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Natchez averaged 6.7% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.79% and one month ago for the week of 2024-11-07, the average rate was 6.89%.

    Natchez's average rate one year ago was 6.93%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Natchez 30 Year Fixed Rate 2024-12-12 6.7%
    Natchez 30 Year Fixed Rate Refi 2024-12-12 7%
    Natchez 15 Year Fixed Rate 2024-12-12 6.04%
    Natchez 15 Year Fixed Rate Refi 2024-12-12 5.84%
    Natchez 30 Year FHA 2024-12-12 6.48%
    Natchez 30 Year FHA Refi 2024-12-12 6.58%
    Natchez 30 Year USDA 2024-12-12 6.2%
    Natchez 30 Year USDA Refi 2024-12-12 6.1%
    Natchez 30 Year VA 2024-12-12 5.88%
    Natchez 30 Year VA Refi 2024-12-12 6.28%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Natchez, MS-LA.

    Natchez Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Natchez, MS-LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    CROSSCOUNTRY MORTGAGE, LLC 16 7.02% $5,671
    QUICKEN LOANS, LLC 11 6.78% $4,713
    FIDELITY BANK 5 6.65% $4,513
    Assurance Financial Group, L.L.C. 3 6.75% $4,360
    Trustmark National Bank 3 7.58% $4,780
    LOANDEPOT.COM, LLC 2 7.31% $4,614
    Regions Bank 2 6.00% $4,165
    GMFS LLC 2 6.88% $1,432
    MOVEMENT MORTGAGE, LLC 2 6.19% $9,740
    NBKC BANK 1 6.88% $1,853
    OPEN MORTGAGE, LLC 1 6.50% $3,204
    Origin Bank 1 7.13% $5,485
    PNC Bank 1 7.13% $4,587
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.99% $11,695
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.13% $4,496
    ROYAL UNITED MORTGAGE LLC 1 6.63% $5,989
    TEACHERS 1 6.75% $8,960
    AMERISAVE MORTGAGE CORPORATION 1 5.75% $3,724
    United Community Bank 1 6.99% $5,461
    BankPlus 1 6.88% $4,703
    BETTER MORTGAGE CORPORATION 1 7.50% $3,162
    Discover Bank 1 6.24% $0
    EVANSVILLE TEACHERS 1 6.88% $2,595
    FREEDOM MORTGAGE CORPORATION 1 5.88% $6,917
    Home Bank 1 6.50% $2,711
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.50% $7,237
    NAVY FEDERAL CREDIT UNION 1 8.63% $4,440

    Natchez Average Closing Costs & Other Stats

    Natchez, MS-LA's 27 lenders originated 380 loans during 2023. The total origination value was $53,740,000, with an average loan value of $141,421.

    Natchez's average closing costs are $5,027.

    The top Natchez lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 16 loans originated. Their average total fees are $5,671, which is $958 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Natchez lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($4,713), CROSSCOUNTRY MORTGAGE, LLC ($5,671), .

    The lowest rate Natchez lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.78%), CROSSCOUNTRY MORTGAGE, LLC (7.02%), .

    Natchez, MS-LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Concordia Bank and Trust Company $17,050,000 $12,880,000 -24.5% 24.0%
    CROSSCOUNTRY MORTGAGE, LLC $360,000 $9,540,000 2,550.0% 17.8%
    QUICKEN LOANS, LLC $6,185,000 $3,495,000 -43.5% 6.5%
    FIDELITY BANK $2,750,000 $2,145,000 -22.0% 4.0%
    21ST MORTGAGE CORPORATION $1,100,000 $1,955,000 77.7% 3.6%
    GMFS LLC $6,085,000 $1,710,000 -71.9% 3.2%
    Landmark Bank $1,705,000 n/a 3.2%
    Mortgage Research Center, LLC $2,555,000 $1,705,000 -33.3% 3.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,285,000 $1,485,000 15.6% 2.8%
    Trustmark National Bank $1,275,000 $1,470,000 15.3% 2.7%
    Regions Bank $1,925,000 $1,345,000 -30.1% 2.5%
    NEWREZ LLC $120,000 $945,000 687.5% 1.8%
    Assurance Financial Group, L.L.C. $2,995,000 $925,000 -69.1% 1.7%
    PNC Bank $705,000 n/a 1.3%
    MOVEMENT MORTGAGE, LLC $145,000 $670,000 362.1% 1.2%
    NAVY FEDERAL CREDIT UNION $230,000 $650,000 182.6% 1.2%
    LOANDEPOT.COM, LLC $885,000 $565,000 -36.2% 1.1%
    Progressive Bank $1,290,000 $550,000 -57.4% 1.0%
    PENNYMAC LOAN SERVICES, LLC $715,000 $470,000 -34.3% 0.9%
    EFCU FINANCIAL $365,000 n/a 0.7%
    Hancock Whitney Bank $355,000 n/a 0.7%
    Home Bank $990,000 $355,000 -64.1% 0.7%
    SOUTHWEST STAGE FUNDING, LLC $350,000 n/a 0.7%
    Flagstar Bank, FSB $2,010,000 $340,000 -83.1% 0.6%
    Red River Bank $340,000 n/a 0.6%
    USAA Federal Savings Bank $675,000 $330,000 -51.1% 0.6%
    Discover Bank $85,000 $305,000 258.8% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $440,000 $300,000 -31.8% 0.6%
    AMERISAVE MORTGAGE CORPORATION $105,000 $295,000 181.0% 0.5%
    BankFirst Financial Services $285,000 n/a 0.5%
    CSL Financial, LLC $285,000 n/a 0.5%
    United Community Bank $575,000 $260,000 -54.8% 0.5%
    PLAZA HOME MORTGAGE, INC. $255,000 n/a 0.5%
    AMERICAN FINANCIAL NETWORK, INC. $225,000 n/a 0.4%
    CARDINAL FINANCIAL $225,000 n/a 0.4%
    PREMIER MORTGAGE RESOURCES, L.L.C. $225,000 n/a 0.4%
    ROYAL UNITED MORTGAGE LLC $125,000 $225,000 80.0% 0.4%
    TEACHERS $225,000 n/a 0.4%
    NBKC BANK $205,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $195,000 n/a 0.4%
    BankPlus $105,000 $175,000 66.7% 0.3%
    Equity Prime Mortgage LLC $175,000 n/a 0.3%
    Feliciana Bank & Trust Company $160,000 n/a 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $145,000 n/a 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 $145,000 70.6% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $135,000 n/a 0.3%
    CORNERSTONE HOME LENDING, INC. $125,000 n/a 0.2%
    OPEN MORTGAGE, LLC $125,000 n/a 0.2%
    Origin Bank $620,000 $125,000 -79.8% 0.2%
    Bank of England $115,000 n/a 0.2%
    First Guaranty Bank $115,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 n/a 0.2%
    U.S. Bank $415,000 $115,000 -72.3% 0.2%
    Citizens Savings Bank $105,000 n/a 0.2%
    The Cottonport Bank $135,000 $105,000 -22.2% 0.2%
    BancorpSouth $680,000 $100,000 -85.3% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $95,000 n/a 0.2%
    Renasant Bank $95,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $575,000 $95,000 -83.5% 0.2%
    BETTER MORTGAGE CORPORATION $85,000 n/a 0.2%
    First Bank $195,000 $75,000 -61.5% 0.1%
    JPMorgan Chase Bank $225,000 $75,000 -66.7% 0.1%
    EVANSVILLE TEACHERS $65,000 n/a 0.1%
    PLANET HOME LENDING, LLC $65,000 n/a 0.1%
    Bank of America $545,000 $55,000 -89.9% 0.1%
    Deere Employees Credit Union $55,000 $45,000 -18.2% 0.1%
    Figure Lending LLC $35,000 n/a 0.1%
    b1BANK $820,000 $15,000 -98.2% 0.0%

    Natchez's top lender by overall market share is Concordia Bank and Trust Company, with 24.0% market share. In second place, with 17.8%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $9,540,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $3,495,000 in loans. In fourth place, with 4.0%, is FIDELITY BANK, having originated $2,145,000 in loans. In fifth place, with 3.6%, is 21ST MORTGAGE CORPORATION, having originated $1,955,000 in loans.

    Natchez Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Natchez (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $190,475 (24.0%) $248,597 (-0.9%) 0.00 279
    2018-02-01 $189,925 (26.7%) $248,289 (-0.1%) 0.00 291
    2018-03-01 $185,000 (23.4%) $244,847 (0.1%) 0.00 310
    2018-04-01 $185,000 (16.4%) $250,261 (3.2%) 0.00 335
    2018-05-01 $184,750 (6.7%) $246,499 (-4.5%) 0.00 328
    2018-06-01 $179,000 (1.2%) $245,712 (-3.0%) 0.00 358
    2018-07-01 $169,850 (-2.8%) $245,615 (1.1%) 0.00 374
    2018-08-01 $168,500 (-6.2%) $248,875 (-0.4%) 0.00 364
    2018-09-01 $172,500 (-6.8%) $258,701 (5.0%) 0.00 361
    2018-10-01 $179,250 (5.4%) $266,029 (9.2%) 0.00 355
    2018-11-01 $168,750 (-10.4%) $259,967 (3.6%) 0.00 350
    2018-12-01 $169,000 (-11.0%) $265,363 (7.1%) 0.00 327
    2019-01-01 $169,900 (-10.8%) $261,638 (5.3%) 0.00 305
    2019-02-01 $188,500 (-0.8%) $262,522 (5.7%) 0.00 310
    2019-03-01 $191,121 (3.3%) $271,873 (11.0%) 0.00 319
    2019-04-01 $189,974 (2.7%) $275,821 (10.2%) 0.00 335
    2019-05-01 $189,000 (2.3%) $264,620 (7.4%) 0.00 355
    2019-06-01 $186,000 (3.9%) $264,906 (7.8%) 0.00 363
    2019-07-01 $186,875 (10.0%) $267,186 (8.8%) 0.00 372
    2019-08-01 $183,727 (9.0%) $251,051 (0.9%) 0.00 366
    2019-09-01 $179,943 (4.3%) $245,413 (-5.1%) 0.00 360
    2019-10-01 $176,375 (-1.6%) $240,888 (-9.5%) 0.00 354
    2019-11-01 $177,100 (5.0%) $242,547 (-6.7%) 0.00 349
    2019-12-01 $175,000 (3.6%) $240,734 (-9.3%) 0.00 350
    2020-01-01 $175,500 (3.3%) $240,266 (-8.2%) 0.00 343
    2020-02-01 $183,250 (-2.8%) $242,167 (-7.8%) 0.00 356
    2020-03-01 $187,750 (-1.8%) $249,256 (-8.3%) 0.00 350
    2020-04-01 $188,500 (-0.8%) $246,660 (-10.6%) 0.00 320
    2020-05-01 $185,000 (-2.1%) $248,391 (-6.1%) 0.00 302
    2020-06-01 $196,250 (5.5%) $258,941 (-2.3%) 0.00 304
    2020-07-01 $197,125 (5.5%) $258,602 (-3.2%) 0.00 304
    2020-08-01 $193,750 (5.5%) $249,120 (-0.8%) 0.00 312
    2020-09-01 $186,250 (3.5%) $248,551 (1.3%) 0.00 317
    2020-10-01 $186,500 (5.7%) $260,440 (8.1%) 0.00 311
    2020-11-01 $189,250 (6.9%) $270,350 (11.5%) 0.00 282
    2020-12-01 $187,500 (7.1%) $265,284 (10.2%) 0.00 279
    2021-01-01 $191,000 (8.8%) $278,838 (16.1%) 0.00 256
    2021-02-01 $194,375 (6.1%) $284,281 (17.4%) 0.00 238
    2021-03-01 $187,500 (-0.1%) $288,226 (15.6%) 0.00 194
    2021-04-01 $180,000 (-4.5%) $286,302 (16.1%) 0.00 177
    2021-05-01 $179,000 (-3.2%) $287,890 (15.9%) 0.00 173
    2021-06-01 $184,438 (-6.0%) $289,923 (12.0%) 0.00 175
    2021-07-01 $187,000 (-5.1%) $306,749 (18.6%) 0.00 183
    2021-08-01 $187,500 (-3.2%) $302,217 (21.3%) 0.00 187
    2021-09-01 $199,000 (6.9%) $315,473 (26.9%) 0.00 168
    2021-10-01 $195,000 (4.6%) $311,609 (19.7%) 0.00 148
    2021-11-01 $185,000 (-2.3%) $314,034 (16.2%) 0.00 143
    2021-12-01 $176,000 (-6.1%) $308,434 (16.3%) 0.00 144
    2022-01-01 $182,500 (-4.5%) $330,762 (18.6%) 0.00 131
    2022-02-01 $185,000 (-4.8%) $348,007 (22.4%) 0.00 126
    2022-03-01 $197,250 (5.2%) $342,773 (18.9%) 0.00 136
    2022-04-01 $195,000 (8.3%) $332,664 (16.2%) 0.00 140
    2022-05-01 $192,125 (7.3%) $304,069 (5.6%) 0.00 140
    2022-06-01 $216,250 (17.3%) $322,398 (11.2%) 0.00 134
    2022-07-01 $210,000 (12.3%) $308,263 (0.5%) 0.00 139
    2022-08-01 $194,925 (4.0%) $314,794 (4.2%) 0.00 123
    2022-09-01 $189,975 (-4.5%) $291,761 (-7.5%) 0.00 129
    2022-10-01 $197,250 (1.2%) $289,822 (-7.0%) 0.00 129
    2022-11-01 $195,000 (5.4%) $294,056 (-6.4%) 0.00 126
    2022-12-01 $197,000 (11.9%) $311,680 (1.1%) 0.00 124
    2023-01-01 $220,000 (20.6%) $329,716 (-0.3%) 0.00 124
    2023-02-01 $215,950 (16.7%) $322,707 (-7.3%) 0.00 125
    2023-03-01 $226,400 (14.8%) $341,344 (-0.4%) 0.00 128
    2023-04-01 $235,000 (20.5%) $348,744 (4.8%) 0.00 132
    2023-05-01 $224,975 (17.1%) $343,249 (12.9%) 0.00 139
    2023-06-01 $227,000 (5.0%) $355,946 (10.4%) 0.00 151
    2023-07-01 $225,000 (7.1%) $357,866 (16.1%) 0.00 153
    2023-08-01 $217,625 (11.7%) $346,612 (10.1%) 0.00 166
    2023-09-01 $225,000 (18.4%) $358,500 (22.9%) 0.00 169
    2023-10-01 $238,825 (21.1%) $366,664 (26.5%) 0.00 165
    2023-11-01 $232,075 (19.0%) $355,723 (21.0%) 0.00 166
    2023-12-01 $227,450 (15.5%) $351,202 (12.7%) 0.00 147
    2024-01-01 $246,500 (12.1%) $366,001 (11.0%) 0.00 141
    2024-02-01 $263,700 (22.1%) $388,269 (20.3%) 0.00 138
    2024-03-01 $272,000 (20.1%) $386,469 (13.2%) 0.00 161
    2024-04-01 $294,000 (25.1%) $409,259 (17.4%) 0.00 178
    2024-05-01 $299,625 (33.2%) $424,807 (23.8%) 0.00 189
    2024-06-01 $299,000 (31.7%) $421,796 (18.5%) 0.00 201
    2024-07-01 $319,000 (41.8%) $413,916 (15.7%) 0.00 206
    2024-08-01 $329,000 (51.2%) $402,838 (16.2%) 0.00 203
    2024-09-01 $326,725 (45.2%) $412,434 (15.0%) 0.00 213
    2024-10-01 $300,500 (25.8%) $401,325 (9.5%) 0.00 221
    2024-11-01 $295,000 (27.1%) $386,969 (8.8%) 0.00 224
    Natchez's median listing price for 2024-11-01 was $295,000, a difference of $62,925 (27.1%) versus the prior year and $-5,500 versus the prior month.

    Natchez's median listing price comes in at 0% of the national average.

    Natchez's average listing price for 2024-11-01 was $386,969, a difference of $31,246 (8.8%) versus the prior year and $-14,356 versus the prior month.

    For the 2024-11-01 period, Natchez had 224 MLS listings, a difference of 3 listings (1%) versus the prior month and 58 listings (35%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Natchez (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,146 sqft
    2018-02-01 0 days 2,151 sqft
    2018-03-01 0 days 2,030 sqft
    2018-04-01 0 days 2,043 sqft
    2018-05-01 0 days 2,000 sqft
    2018-06-01 0 days 1,995 sqft
    2018-07-01 0 days 1,940 sqft
    2018-08-01 0 days 1,961 sqft
    2018-09-01 0 days 1,968 sqft
    2018-10-01 0 days 1,998 sqft
    2018-11-01 0 days 1,954 sqft
    2018-12-01 0 days 1,961 sqft
    2019-01-01 0 days 1,933 sqft
    2019-02-01 0 days 1,943 sqft
    2019-03-01 0 days 1,977 sqft
    2019-04-01 0 days 1,969 sqft
    2019-05-01 0 days 1,999 sqft
    2019-06-01 0 days 1,992 sqft
    2019-07-01 0 days 1,984 sqft
    2019-08-01 0 days 1,966 sqft
    2019-09-01 0 days 1,944 sqft
    2019-10-01 0 days 1,925 sqft
    2019-11-01 0 days 1,952 sqft
    2019-12-01 0 days 1,951 sqft
    2020-01-01 0 days 1,965 sqft
    2020-02-01 0 days 1,975 sqft
    2020-03-01 0 days 2,005 sqft
    2020-04-01 0 days 2,001 sqft
    2020-05-01 0 days 1,998 sqft
    2020-06-01 0 days 2,084 sqft
    2020-07-01 0 days 2,085 sqft
    2020-08-01 0 days 2,063 sqft
    2020-09-01 0 days 2,048 sqft
    2020-10-01 0 days 2,045 sqft
    2020-11-01 0 days 2,063 sqft
    2020-12-01 0 days 2,051 sqft
    2021-01-01 0 days 2,068 sqft
    2021-02-01 0 days 2,038 sqft
    2021-03-01 0 days 2,024 sqft
    2021-04-01 0 days 1,919 sqft
    2021-05-01 0 days 1,881 sqft
    2021-06-01 0 days 1,902 sqft
    2021-07-01 0 days 1,927 sqft
    2021-08-01 0 days 1,950 sqft
    2021-09-01 0 days 1,977 sqft
    2021-10-01 0 days 1,930 sqft
    2021-11-01 0 days 1,932 sqft
    2021-12-01 0 days 1,906 sqft
    2022-01-01 0 days 1,965 sqft
    2022-02-01 0 days 2,212 sqft
    2022-03-01 0 days 2,252 sqft
    2022-04-01 0 days 2,133 sqft
    2022-05-01 0 days 2,012 sqft
    2022-06-01 0 days 2,177 sqft
    2022-07-01 0 days 2,130 sqft
    2022-08-01 0 days 1,906 sqft
    2022-09-01 0 days 1,862 sqft
    2022-10-01 0 days 1,849 sqft
    2022-11-01 0 days 1,891 sqft
    2022-12-01 0 days 1,891 sqft
    2023-01-01 0 days 2,031 sqft
    2023-02-01 0 days 2,016 sqft
    2023-03-01 0 days 2,033 sqft
    2023-04-01 0 days 2,200 sqft
    2023-05-01 0 days 2,133 sqft
    2023-06-01 0 days 2,133 sqft
    2023-07-01 0 days 2,053 sqft
    2023-08-01 0 days 2,003 sqft
    2023-09-01 0 days 2,248 sqft
    2023-10-01 0 days 2,281 sqft
    2023-11-01 0 days 2,288 sqft
    2023-12-01 0 days 2,248 sqft
    2024-01-01 0 days 2,279 sqft
    2024-02-01 0 days 2,295 sqft
    2024-03-01 0 days 2,374 sqft
    2024-04-01 0 days 2,423 sqft
    2024-05-01 0 days 2,408 sqft
    2024-06-01 0 days 2,368 sqft
    2024-07-01 0 days 2,458 sqft
    2024-08-01 0 days 2,448 sqft
    2024-09-01 0 days 2,400 sqft
    2024-10-01 0 days 2,333 sqft
    2024-11-01 0 days 2,250 sqft
    Natchez's median listing age (time on market) for 2024-11-01 was 0 days.

    Natchez's median square footage for active listings during the 2024-11-01 period was 2,250 sqft. One year prior, the average listing was 2,288 sqft.

    Natchez, MS-LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 243 $39,275,000 $161,626
    Refi 78 $9,010,000 $115,513
    Home Improvement 22 $1,340,000 $60,909
    Cash Out Refi 21 $3,195,000 $152,143
    Other 16 $920,000 $57,500

    Natchez's most frequently cited loan purpose was Home Purchase, with 243 originations. The 2nd most popular reason was Refi, with 78 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 116 $17,120,000 $147,586
    7-8% 65 $10,765,000 $165,615
    Over 8% 49 $4,995,000 $101,939
    5-6% 25 $4,085,000 $163,400
    <2.5% 3 $15,000 $5,000
    4-5% 2 $700,000 $350,000

    During 2023, Natchez's most frequently originated rate bucket was 6-7%, with 116 originations.

    Loan Sizing (Natchez, MS-LA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 168 $9,660,000 $57,500
    $100k-200k 142 $20,500,000 $144,366
    $200k-400k 61 $15,635,000 $256,311
    $400k-600k 6 $2,820,000 $470,000
    $Over $1MM 2 $4,420,000 $2,210,000
    $600k-1000k 1 $705,000 $705,000

    Natchez's loan sizing saw the bucket of loans from $100,000 or less with 168 originations, totaling $9,660,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 167 $26,655,000 $159,611
    60-80% 38 $5,770,000 $151,842
    40-60% 18 $2,050,000 $113,889
    20-40% 16 $1,740,000 $108,750
    Under 20% 13 $315,000 $24,231
    Over 100% 5 $865,000 $173,000

    Natchez's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 167 originations, totaling $26,655,000 in origination value.