Natchez Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Natchez averaged 7.02% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7.11% and one month ago for the week of 2023-08-17, the average rate was 7.12%.

Natchez's average rate one year ago was 5.65%.

For refis of the same type during the week of 2023-09-21, the average rate was 7.59%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Natchez 30 Year Fixed Rate 2023-09-21 7.02%
Natchez 30 Year Fixed Rate Refi 2023-09-21 7.59%
Natchez 15 Year Fixed Rate 2023-09-21 6.44%
Natchez 15 Year Fixed Rate Refi 2023-09-21 6.74%
Natchez 30 Year FHA 2023-09-21 6.06%
Natchez 30 Year FHA Refi 2023-09-21 7.14%
Natchez 30 Year USDA 2023-09-21 7.12%
Natchez 30 Year USDA Refi 2023-09-21 7.22%
Natchez 30 Year VA 2023-09-21 6.82%
Natchez 30 Year VA Refi 2023-09-21 6.72%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Natchez, MS-LA.

Natchez Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Natchez, MS-LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
ANGEL OAK HOME LOANS LLC 27 4.73% $5,022
QUICKEN LOANS, LLC 20 4.95% $5,962
GMFS LLC 13 4.48% $4,361
FIDELITY BANK 7 4.16% $4,355
Regions Bank 5 5.93% $2,402
Trustmark National Bank 4 5.56% $3,850
Assurance Financial Group, L.L.C. 3 6.46% $5,937
Home Bank 2 4.19% $6,259
Wells Fargo Bank 2 3.94% $9,283
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.19% $4,058
LOANDEPOT.COM, LLC 2 3.56% $4,631
JPMorgan Chase Bank 2 4.00% $3,500
Mr. Cooper ( Nationstar Mortgage ) 2 5.75% $7,976
CRESCENT MORTGAGE COMPANY 2 4.63% $5,831
Pelican State Credit Union 2 6.48% $2,602
Flagstar Bank, FSB 2 4.77% $3,378
Sabine State Bank and Trust Company 2 5.06% $8,093
GUARANTEED RATE, INC. 2 6.75% $4,607
UNITED WHOLESALE MORTGAGE, LLC 1 6.88% $3,286
USAA Federal Savings Bank 1 5.50% $5,697
U.S. Bank 1 4.75% $1,500
Wyndham Capital Mortgage, Inc. 1 3.50% $1,728
Ally Bank 1 4.75% $4,247
ZILLOW HOME LOANS, LLC 1 5.38% $8,158
AMERICAN FINANCING CORPORATION 1 3.00% $4,637
American Mortgage Bank, LLC 1 3.88% $3,607
Bank of America 1 6.00% $7,121
Bank of Colorado 1 3.63% $4,448
BROKER SOLUTIONS, INC. 1 6.50% $12,059
Carrington Mortgage Services, LLC 1 6.50% $3,334
CROSSCOUNTRY MORTGAGE, LLC 1 4.99% $7,149
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.50% $7,449
FirstBank 1 3.38% $3,326
GUARANTY HOME MORTGAGE CORPORATION 1 6.50% $6,571
Gulf Coast Bank and Trust Company 1 5.13% $3,403
HOMESIDE FINANCIAL, LLC 1 3.63% $13,568
NAVY FEDERAL CREDIT UNION 1 7.00% $5,406
Origin Bank 1 7.13% $9,151
Raymond James Bank 1 4.13% $3,215
ROYAL UNITED MORTGAGE LLC 1 4.88% $6,810
United Community Bank 1 5.59% $5,217

Natchez Average Closing Costs & Other Stats

Natchez, MS-LA's 41 lenders originated 555 loans during 2022. The total origination value was $89,235,000, with an average loan value of $160,784.

Natchez's average closing costs are $4,885.

The top Natchez lender as defined by loan originations is ANGEL OAK HOME LOANS LLC, with 27 loans originated. Their average total fees are $5,022, which is $939 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Natchez lenders (with over 10 loans originated) are GMFS LLC ($4,361), ANGEL OAK HOME LOANS LLC ($5,022), QUICKEN LOANS, LLC ($5,962), .

The lowest rate Natchez lenders (with over 10 loans originated) are GMFS LLC (4.48%), ANGEL OAK HOME LOANS LLC (4.73%), QUICKEN LOANS, LLC (4.95%), .

Natchez, MS-LA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Concordia Bank and Trust Company $16,000,000 $17,050,000 6.6% 19.1%
ANGEL OAK HOME LOANS LLC $14,570,000 $13,110,000 -10.0% 14.7%
QUICKEN LOANS, LLC $13,515,000 $6,185,000 -54.2% 6.9%
GMFS LLC $18,520,000 $6,085,000 -67.1% 6.8%
Assurance Financial Group, L.L.C. $675,000 $2,995,000 343.7% 3.4%
FIDELITY BANK $9,020,000 $2,750,000 -69.5% 3.1%
Guaranty Bank and Trust Company $2,600,000 n/a 2.9%
Mortgage Research Center, LLC $1,690,000 $2,555,000 51.2% 2.9%
Flagstar Bank, FSB $2,210,000 $2,010,000 -9.0% 2.3%
Regions Bank $2,920,000 $1,925,000 -34.1% 2.2%
Wells Fargo Bank $885,000 $1,650,000 86.4% 1.8%
Progressive Bank $560,000 $1,290,000 130.4% 1.4%
UNITED WHOLESALE MORTGAGE, LLC $3,175,000 $1,285,000 -59.5% 1.4%
Trustmark National Bank $1,110,000 $1,275,000 14.9% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $85,000 $1,155,000 1,258.8% 1.3%
21ST MORTGAGE CORPORATION $1,715,000 $1,100,000 -35.9% 1.2%
Home Bank $1,790,000 $990,000 -44.7% 1.1%
LOANDEPOT.COM, LLC $1,905,000 $885,000 -53.5% 1.0%
HOMELAND BANCSHARES, INC. $870,000 n/a 1.0%
b1BANK $25,000 $820,000 3,180.0% 0.9%
CALIBER HOME LOANS, INC. $860,000 $805,000 -6.4% 0.9%
Flanagan State Bank $1,410,000 $730,000 -48.2% 0.8%
NEW DAY FINANCIAL, LLC $335,000 $715,000 113.4% 0.8%
PENNYMAC LOAN SERVICES, LLC $1,965,000 $715,000 -63.6% 0.8%
BancorpSouth Bank $205,000 $680,000 231.7% 0.8%
USAA Federal Savings Bank $220,000 $675,000 206.8% 0.8%
HOMESIDE FINANCIAL, LLC $660,000 n/a 0.7%
CRESCENT MORTGAGE COMPANY $1,105,000 $640,000 -42.1% 0.7%
Origin Bank $470,000 $620,000 31.9% 0.7%
Southern Heritage Bank $390,000 $620,000 59.0% 0.7%
TRIAD FINANCIAL SERVICES, INC. $235,000 $575,000 144.7% 0.6%
United Community Bank $575,000 n/a 0.6%
Bank of America $370,000 $545,000 47.3% 0.6%
BROKER SOLUTIONS, INC. $905,000 $535,000 -40.9% 0.6%
Ally Bank $465,000 n/a 0.5%
PENTAGON FEDERAL CREDIT UNION $445,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $1,590,000 $440,000 -72.3% 0.5%
ZILLOW HOME LOANS, LLC $425,000 n/a 0.5%
Citizens Bank $370,000 $415,000 12.2% 0.5%
U.S. Bank $285,000 $415,000 45.6% 0.5%
Raymond James Bank $395,000 n/a 0.4%
UNITED BUILT HOMES, L.L.C. $420,000 $385,000 -8.3% 0.4%
Sabine State Bank and Trust Company $105,000 $380,000 261.9% 0.4%
Bank of Colorado $375,000 n/a 0.4%
CROSSCOUNTRY MORTGAGE, LLC $360,000 n/a 0.4%
Carrington Mortgage Services, LLC $190,000 $320,000 68.4% 0.4%
Colfax Banking Company $295,000 n/a 0.3%
SUMMIT FUNDING, INC. $260,000 $295,000 13.5% 0.3%
Pelican State Credit Union $115,000 $280,000 143.5% 0.3%
FirstBank $130,000 $275,000 111.5% 0.3%
The Federal Savings Bank $235,000 n/a 0.3%
NAVY FEDERAL CREDIT UNION $1,085,000 $230,000 -78.8% 0.3%
CHEVRON $285,000 $225,000 -21.1% 0.3%
JPMorgan Chase Bank $1,900,000 $225,000 -88.2% 0.3%
Nations Lending Corporation $155,000 $225,000 45.2% 0.3%
EUSTIS AND AMERICAN MORTGAGE COMPANY $315,000 $220,000 -30.2% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $135,000 $215,000 59.3% 0.2%
First Bank $195,000 n/a 0.2%
Gateway First Bank $255,000 $185,000 -27.5% 0.2%
MID AMERICA MORTGAGE, INC. $175,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $165,000 n/a 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $85,000 $155,000 82.4% 0.2%
GUARANTEED RATE, INC. $150,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $145,000 $145,000 0.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $135,000 $135,000 0.0% 0.2%
The Cottonport Bank $135,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $125,000 n/a 0.1%
CIS Financial Services, Inc. $125,000 n/a 0.1%
Gibsland Bank & Trust Company $125,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $520,000 $125,000 -76.0% 0.1%
ROYAL UNITED MORTGAGE LLC $270,000 $125,000 -53.7% 0.1%
NEWREZ LLC $815,000 $120,000 -85.3% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $115,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $1,500,000 $105,000 -93.0% 0.1%
BankPlus $380,000 $105,000 -72.4% 0.1%
Centennial Bank $105,000 n/a 0.1%
Copiah Bank $320,000 $105,000 -67.2% 0.1%
Gulf Coast Bank and Trust Company $105,000 n/a 0.1%
RIVERLAND FEDERAL CREDIT UNION $95,000 n/a 0.1%
Cross Keys Bank $85,000 n/a 0.1%
Discover Bank $140,000 $85,000 -39.3% 0.1%
FBC MORTGAGE, LLC $85,000 n/a 0.1%
S1L, Inc. $85,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $85,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $630,000 $85,000 -86.5% 0.1%
Jeff Davis Bancshares, Inc. $65,000 n/a 0.1%
Onpath Federal Credit Union $65,000 n/a 0.1%
American Mortgage Bank, LLC $55,000 n/a 0.1%
Deere Employees Credit Union $160,000 $55,000 -65.6% 0.1%
EVERETT FINANCIAL, INC. $55,000 n/a 0.1%

Natchez's top lender by overall market share is Concordia Bank and Trust Company, with 19.1% market share. In second place, with 14.7%, is ANGEL OAK HOME LOANS LLC, having originated $13,110,000 in loans. In third place, with 6.9%, is QUICKEN LOANS, LLC, having originated $6,185,000 in loans. In fourth place, with 6.8%, is GMFS LLC, having originated $6,085,000 in loans. In fifth place, with 3.4%, is Assurance Financial Group, L.L.C., having originated $2,995,000 in loans.


Natchez Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Natchez (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $190,475 (24.0%) $248,508 (-1.0%) 0.00 278
2018-02-01 $189,700 (26.5%) $247,749 (-0.3%) 0.00 291
2018-03-01 $185,000 (23.4%) $244,350 (-0.1%) 0.00 310
2018-04-01 $184,500 (16.0%) $249,798 (3.0%) 0.00 335
2018-05-01 $183,475 (6.0%) $246,035 (-4.7%) 0.00 328
2018-06-01 $178,000 (0.6%) $245,255 (-3.2%) 0.00 358
2018-07-01 $169,725 (-2.9%) $245,343 (1.0%) 0.00 375
2018-08-01 $168,250 (-6.4%) $248,584 (-0.5%) 0.00 365
2018-09-01 $170,500 (-7.8%) $258,379 (4.8%) 0.00 362
2018-10-01 $179,000 (5.3%) $265,651 (9.0%) 0.00 356
2018-11-01 $168,250 (-10.7%) $259,602 (3.5%) 0.00 351
2018-12-01 $169,000 (-11.0%) $264,958 (6.9%) 0.00 328
2019-01-01 $169,900 (-10.8%) $261,214 (5.1%) 0.00 306
2019-02-01 $183,250 (-3.4%) $261,921 (5.7%) 0.00 310
2019-03-01 $189,814 (2.6%) $271,127 (11.0%) 0.00 318
2019-04-01 $189,900 (2.9%) $275,668 (10.4%) 0.00 334
2019-05-01 $189,000 (3.0%) $264,524 (7.5%) 0.00 354
2019-06-01 $185,500 (4.2%) $264,812 (8.0%) 0.00 362
2019-07-01 $186,125 (9.7%) $267,101 (8.9%) 0.00 371
2019-08-01 $182,136 (8.3%) $250,920 (0.9%) 0.00 365
2019-09-01 $177,841 (4.3%) $245,264 (-5.1%) 0.00 359
2019-10-01 $174,500 (-2.5%) $240,730 (-9.4%) 0.00 353
2019-11-01 $177,000 (5.2%) $242,399 (-6.6%) 0.00 348
2019-12-01 $174,875 (3.5%) $240,579 (-9.2%) 0.00 349
2020-01-01 $175,500 (3.3%) $240,266 (-8.0%) 0.00 343
2020-02-01 $183,250 (0.0%) $242,167 (-7.5%) 0.00 356
2020-03-01 $187,750 (-1.1%) $249,256 (-8.1%) 0.00 350
2020-04-01 $188,500 (-0.7%) $246,660 (-10.5%) 0.00 320
2020-05-01 $185,000 (-2.1%) $248,338 (-6.1%) 0.00 302
2020-06-01 $195,750 (5.5%) $258,180 (-2.5%) 0.00 305
2020-07-01 $196,500 (5.6%) $257,831 (-3.5%) 0.00 305
2020-08-01 $193,000 (6.0%) $248,382 (-1.0%) 0.00 313
2020-09-01 $186,250 (4.7%) $248,185 (1.2%) 0.00 318
2020-10-01 $186,500 (6.9%) $260,440 (8.2%) 0.00 311
2020-11-01 $189,250 (6.9%) $270,350 (11.5%) 0.00 282
2020-12-01 $187,500 (7.2%) $265,284 (10.3%) 0.00 279
2021-01-01 $191,000 (8.8%) $278,838 (16.1%) 0.00 256
2021-02-01 $194,375 (6.1%) $284,281 (17.4%) 0.00 238
2021-03-01 $187,500 (-0.1%) $288,226 (15.6%) 0.00 194
2021-04-01 $180,000 (-4.5%) $286,302 (16.1%) 0.00 177
2021-05-01 $179,000 (-3.2%) $287,890 (15.9%) 0.00 173
2021-06-01 $184,438 (-5.8%) $289,923 (12.3%) 0.00 175
2021-07-01 $187,000 (-4.8%) $306,749 (19.0%) 0.00 183
2021-08-01 $187,500 (-2.9%) $302,217 (21.7%) 0.00 187
2021-09-01 $199,000 (6.9%) $315,473 (27.1%) 0.00 168
2021-10-01 $195,000 (4.6%) $311,609 (19.7%) 0.00 148
2021-11-01 $185,000 (-2.3%) $314,034 (16.2%) 0.00 143
2021-12-01 $175,500 (-6.4%) $307,559 (15.9%) 0.00 144
2022-01-01 $182,500 (-4.5%) $330,762 (18.6%) 0.00 131
2022-02-01 $185,000 (-4.8%) $348,007 (22.4%) 0.00 126
2022-03-01 $197,250 (5.2%) $342,773 (18.9%) 0.00 136
2022-04-01 $195,000 (8.3%) $332,664 (16.2%) 0.00 140
2022-05-01 $192,125 (7.3%) $304,069 (5.6%) 0.00 140
2022-06-01 $216,250 (17.3%) $322,398 (11.2%) 0.00 134
2022-07-01 $210,000 (12.3%) $308,263 (0.5%) 0.00 139
2022-08-01 $194,925 (4.0%) $314,794 (4.2%) 0.00 123
2022-09-01 $189,975 (-4.5%) $291,761 (-7.5%) 0.00 129
2022-10-01 $197,250 (1.2%) $289,822 (-7.0%) 0.00 129
2022-11-01 $195,000 (5.4%) $294,056 (-6.4%) 0.00 126
2022-12-01 $197,000 (12.3%) $311,680 (1.3%) 0.00 124
2023-01-01 $220,000 (20.6%) $329,716 (-0.3%) 0.00 124
2023-02-01 $215,950 (16.7%) $322,707 (-7.3%) 0.00 125
2023-03-01 $226,400 (14.8%) $341,344 (-0.4%) 0.00 128
2023-04-01 $235,000 (20.5%) $348,744 (4.8%) 0.00 132
2023-05-01 $226,000 (17.6%) $345,249 (13.5%) 0.00 138
2023-06-01 $228,000 (5.4%) $357,792 (11.0%) 0.00 150
2023-07-01 $225,000 (7.1%) $357,866 (16.1%) 0.00 153
2023-08-01 $217,625 (11.7%) $346,612 (10.1%) 0.00 166
Natchez's median listing price for 2023-08-01 was $217,625, a difference of $22,700 (11.7%) versus the prior year and $-7,375 versus the prior month.

Natchez's median listing price comes in at 0% of the national average.

Natchez's average listing price for 2023-08-01 was $346,612, a difference of $31,818 (10.1%) versus the prior year and $-11,254 versus the prior month.

For the 2023-08-01 period, Natchez had 166 MLS listings, a difference of 13 listings (8%) versus the prior month and 43 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Natchez (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,146 sqft
2018-02-01 0 days 2,136 sqft
2018-03-01 0 days 2,020 sqft
2018-04-01 0 days 2,031 sqft
2018-05-01 0 days 2,000 sqft
2018-06-01 0 days 1,989 sqft
2018-07-01 0 days 1,934 sqft
2018-08-01 0 days 1,959 sqft
2018-09-01 0 days 1,966 sqft
2018-10-01 0 days 1,998 sqft
2018-11-01 0 days 1,948 sqft
2018-12-01 0 days 1,955 sqft
2019-01-01 0 days 1,930 sqft
2019-02-01 0 days 1,940 sqft
2019-03-01 0 days 1,983 sqft
2019-04-01 0 days 1,967 sqft
2019-05-01 0 days 1,998 sqft
2019-06-01 0 days 1,990 sqft
2019-07-01 0 days 1,982 sqft
2019-08-01 0 days 1,965 sqft
2019-09-01 0 days 1,943 sqft
2019-10-01 0 days 1,925 sqft
2019-11-01 0 days 1,951 sqft
2019-12-01 0 days 1,945 sqft
2020-01-01 0 days 1,965 sqft
2020-02-01 0 days 1,975 sqft
2020-03-01 0 days 2,005 sqft
2020-04-01 0 days 2,001 sqft
2020-05-01 0 days 1,998 sqft
2020-06-01 0 days 2,080 sqft
2020-07-01 0 days 2,082 sqft
2020-08-01 0 days 2,058 sqft
2020-09-01 0 days 2,048 sqft
2020-10-01 0 days 2,045 sqft
2020-11-01 0 days 2,063 sqft
2020-12-01 0 days 2,051 sqft
2021-01-01 0 days 2,068 sqft
2021-02-01 0 days 2,038 sqft
2021-03-01 0 days 2,024 sqft
2021-04-01 0 days 1,919 sqft
2021-05-01 0 days 1,881 sqft
2021-06-01 0 days 1,902 sqft
2021-07-01 0 days 1,927 sqft
2021-08-01 0 days 1,950 sqft
2021-09-01 0 days 1,977 sqft
2021-10-01 0 days 1,930 sqft
2021-11-01 0 days 1,932 sqft
2021-12-01 0 days 1,906 sqft
2022-01-01 0 days 1,965 sqft
2022-02-01 0 days 2,212 sqft
2022-03-01 0 days 2,252 sqft
2022-04-01 0 days 2,133 sqft
2022-05-01 0 days 2,012 sqft
2022-06-01 0 days 2,177 sqft
2022-07-01 0 days 2,130 sqft
2022-08-01 0 days 1,906 sqft
2022-09-01 0 days 1,862 sqft
2022-10-01 0 days 1,849 sqft
2022-11-01 0 days 1,891 sqft
2022-12-01 0 days 1,891 sqft
2023-01-01 0 days 2,031 sqft
2023-02-01 0 days 2,016 sqft
2023-03-01 0 days 2,033 sqft
2023-04-01 0 days 2,200 sqft
2023-05-01 0 days 2,160 sqft
2023-06-01 0 days 2,154 sqft
2023-07-01 0 days 2,053 sqft
2023-08-01 0 days 2,003 sqft
Natchez's median listing age (time on market) for 2023-08-01 was 0 days.

Natchez's median square footage for active listings during the 2023-08-01 period was 2,003 sqft. One year prior, the average listing was 1,906 sqft.

Natchez, MS-LA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 351 $57,935,000 $165,057
Refi 102 $20,330,000 $199,314
Cash Out Refi 60 $7,950,000 $132,500
Home Improvement 27 $1,835,000 $67,963
Other 15 $1,185,000 $79,000

Natchez's most frequently cited loan purpose was Home Purchase, with 351 originations. The 2nd most popular reason was Refi, with 102 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 117 $19,615,000 $167,650
3-4% 110 $18,540,000 $168,545
4-5% 86 $15,690,000 $182,442
6-7% 49 $6,005,000 $122,551
7-8% 22 $2,440,000 $110,909
2.5-3% 22 $3,200,000 $145,455
Over 8% 19 $1,595,000 $83,947
<2.5% 6 $1,400,000 $233,333

During 2022, Natchez's most frequently originated rate bucket was 5-6%, with 117 originations.

Loan Sizing (Natchez, MS-LA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 224 $14,160,000 $63,214
$100k-200k 208 $30,830,000 $148,221
$200k-400k 99 $25,645,000 $259,040
$400k-600k 16 $7,610,000 $475,625
$600k-1000k 4 $3,170,000 $792,500
$Over $1MM 4 $7,820,000 $1,955,000

Natchez's loan sizing saw the bucket of loans from $100,000 or less with 224 originations, totaling $14,160,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 268 $44,630,000 $166,530
60-80% 91 $13,675,000 $150,275
40-60% 28 $5,470,000 $195,357
20-40% 19 $2,175,000 $114,474
Under 20% 13 $475,000 $36,538
Over 100% 10 $1,980,000 $198,000

Natchez's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 268 originations, totaling $44,630,000 in origination value.