Alliant Mortgage Rates, Fees & Info
Dubuque, IALEI: 549300IFAGUDY5MUY541
Tax ID: 42-0329305
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Mortgage Data
Review & Overview
Alliant is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Alliant has a high proportion of conventional loans. Their top markets by origination volume include: Dubuque, Fort Madison, Des Moines, Burlington, and Cedar Rapids among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliant has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
79Origination Dollar Volume (All Markets)
$9,165,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DUBUQUE, IA (FHA|USDA|VA) | 20 | $2,600,000 | $130,000 | $0 | 0.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 8 | $980,000 | $122,500 | $0 | 0.00% |
| Outside of Metro Areas | 12 | $970,000 | $80,833 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $0 | 0.00% |
| Burlington, IA-IL (FHA|USDA|VA) | 11 | $955,000 | $86,818 | $0 | 0.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 8 | $580,000 | $72,500 | $0 | 0.00% |
| Mason City, IA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 0.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 0.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Clinton, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 0.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| AMES, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| Platteville, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 79 | $9,165,000 | $116,013 | $0 | 0.00% |
For 2023, Alliant's most frequently originated type of loan was Conventional, with 79 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 51 | $3,705,000 | $72,647 | $0 | 0.00% |
| Home Purchase | 27 | $5,395,000 | $199,815 | $0 | 0.00% |
| Refi | 1 | $65,000 | $65,000 | $0 | 0.00% |
For 2023, Alliant's most frequently cited loan purpose was Cash Out Refi, with 51 originations. The 2nd most popular reason was Home Purchase, with 27 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 79 | $9,165,000 | $116,013 | $0 | 0.00% |
For 2023, Alliant's most frequently cited loan duration was Other, with 79 originations.
Loan Sizing
2023 saw Alliant place emphasis on $100,000 or less loans with 49 originations, totaling $2,175,000 in origination value.
Applicant Income
Alliant lent most frequently to those with incomes in the $100k-150k range, with 25 originations. The second most popular income band? $50k-75k, with 15 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 79 | $9,165,000 | $116,013 | $0 | 0.00% |
Alliant lent most frequently to those with DTI ratios of Exempt%, with 79 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 79 | $9,165,000 | $116,013 | $0 | 0.00% |
Approval Rates
Total approvals of all applications98.89%
Alliant has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.41%
Alliant has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 79 | $9,165,000 | $116,013 |