Alliant Mortgage Rates, Fees & Info
Dubuque, IALEI: 549300IFAGUDY5MUY541
Tax ID: 42-0329305
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Alliant is a smaller mortgage company specializing in Refi and Home Purchase loans. Alliant has a high proportion of conventional loans. Their top markets by origination volume include: Cedar Rapids, Dubuque, Burlington, Des Moines, and Iowa City among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliant has an above average approval rate when compared to the average across all lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
92Origination Dollar Volume (All Markets)
$8,190,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 25 | $2,375,000 | $95,000 | $0 | 0.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 24 | $1,940,000 | $80,833 | $0 | 0.00% |
| DUBUQUE, IA (FHA|USDA|VA) | 19 | $1,465,000 | $77,105 | $0 | 0.00% |
| Burlington, IA-IL (FHA|USDA|VA) | 13 | $845,000 | $65,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 0.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 0.00% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 0.00% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Platteville, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 92 | $8,190,000 | $89,022 | $0 | 0.00% |
For 2019, Alliant's most frequently originated type of loan was Conventional, with 92 originations.
Loan Reason
For 2019, Alliant's most frequently cited loan purpose was Refi, with 47 originations. The 2nd most popular reason was Home Purchase, with 22 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 92 | $8,190,000 | $89,022 | $0 | 0.00% |
For 2019, Alliant's most frequently cited loan duration was Other, with 92 originations.
Loan Sizing
2019 saw Alliant place emphasis on $100,000 or less loans with 63 originations, totaling $3,065,000 in origination value.
Applicant Income
Alliant lent most frequently to those with incomes in the $75k-100k range, with 27 originations. The second most popular income band? $50k or less, with 23 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 91 | $8,155,000 | $89,615 | $0 | 0.00% |
| 44% | 1 | $35,000 | $35,000 | $0 | 0.00% |
Alliant lent most frequently to those with DTI ratios of Exempt%, with 91 originations. The next most common DTI ratio? 44%, with 1 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.27%
Alliant has an average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 92 | $8,190,000 | $89,022 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 2 | $110,000 | $55,000 |
| Single Family (1-4 Units):Site-Built | 90 | $8,080,000 | $89,778 |
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ALLIANT CREDIT UNION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |
| ALLIANT CREDIT UNION | Conventional home mortgage | Closing on a mortgage | 1 | 25.0% |
| ALLIANT CREDIT UNION | Conventional home mortgage | Trouble during payment process | 2 | 50.0% |