DES MOINES - WEST DES MOINES Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Des Moines - West Des Moines averaged 6.41% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.5% and one month ago for the week of 2024-11-07, the average rate was 6.6%.

Des Moines - West Des Moines's average rate one year ago was 6.64%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.14%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Des Moines - West Des Moines 30 Year Fixed Rate 2024-12-12 6.41%
Des Moines - West Des Moines 30 Year Fixed Rate Refi 2024-12-12 6.14%
Des Moines - West Des Moines 15 Year Fixed Rate 2024-12-12 6.12%
Des Moines - West Des Moines 15 Year Fixed Rate Refi 2024-12-12 6.44%
Des Moines - West Des Moines 30 Year FHA 2024-12-12 5.94%
Des Moines - West Des Moines 30 Year FHA Refi 2024-12-12 6.28%
Des Moines - West Des Moines 30 Year USDA 2024-12-12 5.85%
Des Moines - West Des Moines 30 Year USDA Refi 2024-12-12 6.5%
Des Moines - West Des Moines 30 Year VA 2024-12-12 5.76%
Des Moines - West Des Moines 30 Year VA Refi 2024-12-12 6.28%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DES MOINES-WEST DES MOINES, IA.

DES MOINES - WEST DES MOINES Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DES MOINES-WEST DES MOINES, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
GREENSTATE CREDIT UNION 1,024 6.42% $2,017
IOWA BANKERS MORTGAGE CORPORATION 467 6.41% $2,591
VERIDIAN CREDIT UNION 399 6.35% $2,009
Lincoln Savings Bank 288 6.50% $3,435
Northwest Bank 284 6.25% $4,369
DHI MORTGAGE COMPANY, LTD. 262 5.60% $3,459
HOMESERVICES LENDING, LLC 234 6.84% $4,717
U.S. Bank 218 6.84% $3,318
Community Choice Credit Union 203 6.41% $2,545
Fortress Bank 181 6.65% $3,082
Luana Savings Bank 181 6.41% $1,991
UNITED WHOLESALE MORTGAGE, LLC 167 6.56% $5,720
Wells Fargo Bank 165 6.55% $3,626
QUICKEN LOANS, LLC 162 6.79% $5,690
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 134 6.72% $3,185
The Central Trust Bank 124 6.66% $3,352
Barrington Bank & Trust Company, N.A. 123 6.77% $4,133
Bankers Trust Company 123 5.83% $2,774
GUILD MORTGAGE COMPANY 117 6.79% $4,819
HOMESIDE FINANCIAL, LLC 110 7.01% $4,375
GERSHMAN INVESTMENT CORP. 106 6.63% $3,077
Bank Iowa 103 6.47% $3,479
GUARANTEED RATE, INC. 92 6.61% $5,190
AMERICAN PACIFIC MORTGAGE CORPORATION 92 6.75% $5,618
Central Bank 91 6.22% $4,267
BROKER SOLUTIONS, INC. 84 7.14% $3,998
Deere Employees Credit Union 70 6.05% $2,926
Truist 66 6.62% $5,764
Collins Community Credit Union 57 6.39% $1,960
LAND HOME FINANCIAL SERVICES, INC. 53 6.71% $7,001
PENNYMAC LOAN SERVICES, LLC 52 6.45% $5,373
Premier Credit Union 49 6.36% $4,589
Ixonia Bank 37 6.87% $6,463
FINANCIAL PLUS Credit Union 34 6.01% $2,376
FRONTIER FINANCIAL, INC. 34 6.86% $4,120
GREATER IOWA CREDIT UNION 32 6.31% $1,929
JMAC LENDING, INC. 32 6.98% $3,615
NEWREZ LLC 31 6.82% $4,531
DUPACO COMMUNITY 31 6.01% $2,522
MARINE 27 8.76% $5,684
BMO Harris Bank 26 6.36% $5,512
JPMorgan Chase Bank 26 6.35% $3,998
Great Southern Bank 24 6.52% $2,834
Mr. Cooper ( Nationstar Mortgage ) 24 6.63% $5,481
V.I.P. MORTGAGE, INC. 23 6.55% $6,688
COMMUNITY 1ST CREDIT UNION 22 6.19% $2,230
CMG MORTGAGE, INC. 20 6.50% $5,014
AmeriHome Mortgage Company, LLC 20 6.90% $4,045
FREEDOM MORTGAGE CORPORATION 20 6.89% $4,890
MidWestOne Bank 19 6.49% $2,817
Flagstar Bank, FSB 19 6.48% $5,434
Plains Commerce Bank 19 6.78% $3,648
Farm Credit Mid-America, ACA 19 7.25% $6,591
VANDERBILT MORTGAGE AND FINANCE, INC. 18 5.61% $7,446
Regions Bank 18 6.41% $2,822
PREMIA MORTGAGE, LLC 17 6.50% $646
Midwest Heritage Bank FSB 15 6.61% $3,367
Raccoon Valley Bank 15 6.48% $1,584
I. H. MISSISSIPPI VALLEY CREDIT UNION 15 5.54% $2,882
Farmers State Bank 14 6.94% $2,041
FIRST COMMUNITY MORTGAGE, INC. 14 6.56% $4,047
Peoples Bank 13 7.01% $3,505
CARDINAL FINANCIAL 13 6.74% $7,661
Bank of America 13 6.56% $2,440
LOANDEPOT.COM, LLC 12 6.76% $6,764
CROSSCOUNTRY MORTGAGE, LLC 12 6.93% $4,240
Bank 11 6.20% $1,986
Tradesmen Community Credit Union 11 6.93% $4,281
ENVOY MORTGAGE, LTD 11 6.84% $4,215
First Interstate Bank 10 6.59% $3,837
The Huntington National Bank 10 6.68% $3,184
Bell Bank 10 6.70% $4,611
First Class Community Credit Union 10 6.89% $3,575
NAVY FEDERAL CREDIT UNION 9 6.39% $3,236
COMPASS MORTGAGE, INC. 9 6.57% $7,153
Capitol Federal Savings Bank 9 6.44% $3,140
Mortgage Research Center, LLC 9 6.36% $2,165
MEMBERS1st Community Credit Union 8 5.78% $5,249
UNION HOME MORTGAGE CORP. 7 7.36% $5,415
BETTER MORTGAGE CORPORATION 7 6.00% $8,027
ZILLOW HOME LOANS, LLC 7 6.93% $4,652
West Gate Bank 7 6.52% $3,075
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 7.42% $5,448
AMERISAVE MORTGAGE CORPORATION 6 6.64% $9,232
Bankers' Bank 6 6.42% $3,792
CHURCHILL MORTGAGE CORPORATION 6 6.94% $2,829
DAS Acquisition Company, LLC 6 6.85% $4,829
MUTUAL OF OMAHA MORTGAGE, INC. 6 6.85% $7,238
NBKC BANK 6 6.67% $2,834
Serve Credit Union 6 6.49% $4,114
Stifel Bank and Trust 5 5.83% $2,153
United Bank of Iowa 5 7.23% $2,845
USAA Federal Savings Bank 5 6.60% $3,606
BAY EQUITY LLC 5 6.00% $5,172
MOVEMENT MORTGAGE, LLC 4 7.23% $3,090
PNC Bank 4 6.69% $4,157
CITY FIRST MORTGAGE SERVICES, L.L.C. 4 7.06% $4,779
Bank of the West 4 5.81% $5,293
First Savings Bank 4 6.94% $8,732
GUARANTEED RATE AFFINITY, LLC 4 6.98% $2,291
Gateway First Bank 4 7.28% $5,286
NFM, INC. 4 6.90% $4,797
PLAZA HOME MORTGAGE, INC. 4 6.91% $4,528
RESIDENTIAL MORTGAGE NETWORK, INC. 3 6.17% $2,881
Citizens Bank 3 6.00% $4,480
Raymond James Bank 3 5.75% $2,540
North American Savings Bank, F.S.B. 3 8.96% $7,721
ENDEAVOR CAPITAL, LLC. 3 7.29% $6,146
Northpointe Bank 3 6.29% $5,210
Hills Bank and Trust Company 3 6.25% $1,793
Servion, Inc. 3 7.54% $4,234
Two Rivers Bank & Trust 3 6.63% $1,457
RUHL MORTGAGE, LLC 3 6.66% $4,670
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 7.04% $4,480
Morgan Stanley Private Bank 3 5.85% $2,598
ASCENTRA 3 5.08% $2,204
PHH Mortgage Corporation 2 6.63% $10,101
Citibank 2 6.44% $5,352
ROYAL UNITED MORTGAGE LLC 2 7.69% $7,720
Sierra Pacific Mortgage Company, Inc. 2 7.25% $4,215
DEEPHAVEN MORTGAGE LLC 2 10.19% $6,571
Ohnward Bank & Trust 2 6.38% $2,280
Old National Bank 2 6.50% $3,434
BankIowa of Cedar Rapids 2 6.19% $1,936
Colonial Savings, F.A. 2 6.88% $5,960
CHEVRON 2 5.50% $0
Fidelity Bank & Trust 2 6.50% $1,948
First National Bank of America 2 9.81% $7,867
Encompass Lending Group, LP 2 7.31% $7,244
CEDAR FALLS COMMUNITY CREDIT UNION 2 5.94% $7,665
Ally Bank 2 6.56% $7,680
Contract Exchange Corporation 2 7.13% $1,308
AMERICAN FINANCIAL NETWORK, INC. 2 6.63% $7,275
FLAT BRANCH MORTGAGE, INC. 2 7.00% $2,946
RUOFF MORTGAGE COMPANY, INC. 1 6.38% $7,730
SeaTrust Mortgage Company 1 6.88% $4,569
ALTRA 1 6.88% $2,361
SIRVA MORTGAGE, INC. 1 7.38% $1,505
Summit Mortgage Corporation 1 7.50% $3,489
SWBC MORTGAGE CORPORATION 1 6.50% $4,013
T2 FINANCIAL LLC 1 6.13% $979
THE FAMILY CREDIT UNION 1 4.49% $2,450
The Federal Savings Bank 1 6.25% $6,329
Atlantic Union Bank 1 7.13% $11,840
The Loan Store, Inc. 1 7.00% $3,479
Think Mutual Bank 1 6.00% $3,822
TOP FLITE FINANCIAL, INC. 1 7.00% $5,532
TOTAL MORTGAGE SERVICES, LLC 1 7.38% $3,097
ASSEMBLIES OF GOD Credit Union 1 6.13% $2,203
Tradition Mortgage, LLC 1 6.63% $2,297
FIRST STATE MORTGAGE SERVICES, LLC 1 6.75% $4,320
Arbor Bank 1 6.75% $2,545
United Fidelity Funding Corp. 1 6.63% $13,226
American State Bank 1 6.38% $1,999
American National Bank 1 7.13% $2,775
American Mortgage & Equity Consultants, Inc. 1 6.50% $3,105
AMERICAN INTERNET MORTGAGE, INC. 1 5.25% $11,759
Vibrant Credit Union 1 5.75% $1,617
AMERICAN FINANCE HOUSE LARIBA 1 6.00% $4,492
Florida Capital Bank 1 7.13% $4,191
Union Bank and Trust Company 1 6.00% $3,775
First State Bank 1 6.13% $2,847
First International Bank & Trust 1 5.75% $7,219
First Federal Bank 1 6.63% $3,303
First Dakota National Bank 1 6.25% $2,169
HOMESTAR FINANCIAL CORPORATION 1 6.00% $2,931
HOMEXPRESS MORTGAGE CORP. 1 8.25% $7,641
Fidelity Bank 1 7.38% $3,122
INTERCAP LENDING INC. 1 7.88% $4,297
Evolve Bank & Trust 1 5.88% $3,383
Dollar Bank, Federal Savings Bank 1 7.38% $16,298
KELLER MORTGAGE, LLC 1 6.38% $9,994
LAKEVIEW LOAN SERVICING, LLC 1 7.63% $2,500
Lincoln FSB of Nebraska 1 7.63% $2,679
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 7.00% $3,024
LINN AREA 1 6.88% $2,047
Coulee Bank 1 6.63% $3,115
Community First National Bank 1 6.88% $3,328
COMMUNITYAMERICA 1 7.25% $1,848
Merchants Bank 1 5.78% $2,854
Meridian Bank Corporation 1 7.13% $6,656
Midwest BankCentre 1 5.63% $2,320
Cobalt Credit Union 1 6.63% $4,236
MORTGAGE ACCESS CORP. 1 6.99% $8,606
City National Bank 1 5.00% $3,844
AMCAP MORTGAGE, LTD. 1 6.50% $3,050
Nations Lending Corporation 1 7.50% $3,116
WINGS FINANCIAL 1 6.00% $2,419
CIBM Bank 1 6.50% $6,385
OCMBC, INC. 1 8.75% $6,178
OPEN MORTGAGE, LLC 1 7.13% $3,651
Paramount Residential Mortgage Group, Inc. 1 6.99% $6,242
PENTAGON FEDERAL CREDIT UNION 1 6.25% $6,735
CHARTER WEST BANK 1 7.00% $2,948
Pinnacle Bank 1 6.88% $3,004
Charles Schwab Bank, SSB 1 5.35% $4,878
PLANET HOME LENDING, LLC 1 5.88% $7,948
Carrington Mortgage Services, LLC 1 6.38% $8,223
Primebank 1 6.50% $4,461
PROPER RATE, LLC 1 7.40% $4,357
BANKWEST, INC. 1 6.00% $4,871
RBC Bank, (Georgia) 1 6.25% $1,779
Regent Financial Group, Inc. 1 6.88% $6,500
Royal Credit Union 1 6.75% $5,734

DES MOINES - WEST DES MOINES Average Closing Costs & Other Stats

DES MOINES-WEST DES MOINES, IA's 204 lenders originated 18,075 loans during 2023. The total origination value was $3,900,575,000, with an average loan value of $215,799.

DES MOINES - WEST DES MOINES's average closing costs are $3,309.

The top DES MOINES - WEST DES MOINES lender as defined by loan originations is GREENSTATE CREDIT UNION, with 1,024 loans originated. Their average total fees are $2,017, which is $573 lower than the next largest lender, IOWA BANKERS MORTGAGE CORPORATION.

The lowest fee DES MOINES - WEST DES MOINES lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC ($646), Raccoon Valley Bank ($1,584), GREATER IOWA CREDIT UNION ($1,929), Collins Community Credit Union ($1,960) and Bank ($1,986).

The lowest rate DES MOINES - WEST DES MOINES lenders (with over 10 loans originated) are I. H. MISSISSIPPI VALLEY CREDIT UNION (5.54%), DHI MORTGAGE COMPANY, LTD. (5.60%), VANDERBILT MORTGAGE AND FINANCE, INC. (5.61%), Bankers Trust Company (5.83%) and FINANCIAL PLUS Credit Union (6.01%).

DES MOINES-WEST DES MOINES, IA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
GREENSTATE CREDIT UNION $732,920,000 $415,855,000 -43.3% 10.7%
VERIDIAN CREDIT UNION $430,630,000 $191,995,000 -55.4% 4.9%
Bankers Trust Company $164,630,000 $139,225,000 -15.4% 3.6%
Northwest Bank $151,355,000 $131,115,000 -13.4% 3.4%
IOWA BANKERS MORTGAGE CORPORATION $161,700,000 $127,305,000 -21.3% 3.3%
DHI MORTGAGE COMPANY, LTD. $83,390,000 $119,585,000 43.4% 3.1%
HOMESERVICES LENDING, LLC $144,235,000 $117,760,000 -18.4% 3.0%
Lincoln Savings Bank $198,690,000 $116,580,000 -41.3% 3.0%
Community Choice Credit Union $119,225,000 $103,825,000 -12.9% 2.7%
U.S. Bank $147,470,000 $84,490,000 -42.7% 2.2%
Luana Savings Bank $232,485,000 $74,605,000 -67.9% 1.9%
QUICKEN LOANS, LLC $128,175,000 $74,280,000 -42.0% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $52,300,000 $73,075,000 39.7% 1.9%
Fortress Bank $25,205,000 $67,120,000 166.3% 1.7%
Central Bank $65,790,000 $57,270,000 -13.0% 1.5%
Premier Credit Union $66,780,000 $56,450,000 -15.5% 1.4%
Community State Bank $30,650,000 $55,320,000 80.5% 1.4%
Wells Fargo Bank $152,585,000 $54,930,000 -64.0% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $62,755,000 $51,340,000 -18.2% 1.3%
The Central Trust Bank $69,320,000 $50,370,000 -27.3% 1.3%
GERSHMAN INVESTMENT CORP. $115,200,000 $49,785,000 -56.8% 1.3%
GUILD MORTGAGE COMPANY $26,840,000 $48,220,000 79.7% 1.2%
BROKER SOLUTIONS, INC. $20,645,000 $44,390,000 115.0% 1.1%
Bank Iowa $62,630,000 $44,180,000 -29.5% 1.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $24,545,000 $43,310,000 76.5% 1.1%
Barrington Bank & Trust Company, N.A. $29,335,000 $41,195,000 40.4% 1.1%
Mortgage Research Center, LLC $38,685,000 $40,285,000 4.1% 1.0%
Cedar Rapids Bank and Trust Company $10,605,000 $38,290,000 261.1% 1.0%
HOMESIDE FINANCIAL, LLC $40,645,000 $37,000,000 -9.0% 0.9%
First National Bank, Ames, Iowa $67,550,000 $35,525,000 -47.4% 0.9%
Merchants Capital Corp. $33,305,000 n/a 0.9%
Deere Employees Credit Union $47,030,000 $32,665,000 -30.5% 0.8%
Grandbridge Real Estate Capital LLC $44,150,000 $32,650,000 -26.0% 0.8%
GUARANTEED RATE, INC. $42,355,000 $31,560,000 -25.5% 0.8%
Midwest Heritage Bank FSB $22,900,000 $30,745,000 34.3% 0.8%
Collins Community Credit Union $151,625,000 $27,310,000 -82.0% 0.7%
West Bank $31,785,000 $26,140,000 -17.8% 0.7%
Ixonia Bank $26,215,000 $25,020,000 -4.6% 0.6%
Merchants Bank of Indiana $83,385,000 $24,090,000 -71.1% 0.6%
PENNYMAC LOAN SERVICES, LLC $27,100,000 $23,555,000 -13.1% 0.6%
LAND HOME FINANCIAL SERVICES, INC. $39,125,000 $22,975,000 -41.3% 0.6%
Raccoon Valley Bank $22,215,000 n/a 0.6%
Truist $36,515,000 $21,335,000 -41.6% 0.5%
NEWREZ LLC $23,720,000 $21,055,000 -11.2% 0.5%
Earlham Savings Bank $19,825,000 n/a 0.5%
FREEDOM MORTGAGE CORPORATION $37,200,000 $19,785,000 -46.8% 0.5%
Security National Bank of Omaha $11,390,000 $19,160,000 68.2% 0.5%
DUPACO COMMUNITY $30,490,000 $19,095,000 -37.4% 0.5%
GREATER IOWA CREDIT UNION $29,195,000 $18,680,000 -36.0% 0.5%
West Gate Bank $3,455,000 $18,170,000 425.9% 0.5%
Peoples Bank $135,000 $17,730,000 13,033.3% 0.5%
BMO Harris Bank $405,000 $16,495,000 3,972.8% 0.4%
FINANCIAL PLUS Credit Union $28,465,000 $16,360,000 -42.5% 0.4%
VisionBank of Iowa $4,145,000 $16,135,000 289.3% 0.4%
FRONTIER FINANCIAL, INC. $15,585,000 $15,240,000 -2.2% 0.4%
CMG MORTGAGE, INC. $16,560,000 $14,405,000 -13.0% 0.4%
Regions Bank $5,985,000 $13,320,000 122.6% 0.3%
State Savings Bank $12,910,000 n/a 0.3%
City State Bank $35,200,000 $12,310,000 -65.0% 0.3%
Flagstar Bank, FSB $31,535,000 $12,035,000 -61.8% 0.3%
Peoples Savings Bank $9,680,000 $11,405,000 17.8% 0.3%
COMPASS MORTGAGE, INC. $22,810,000 $11,335,000 -50.3% 0.3%
V.I.P. MORTGAGE, INC. $5,550,000 $11,285,000 103.3% 0.3%
MidWestOne Bank $12,155,000 $11,070,000 -8.9% 0.3%
Iowa State Bank $11,065,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $25,070,000 $11,025,000 -56.0% 0.3%
Plains Commerce Bank $9,120,000 $10,950,000 20.1% 0.3%
JONES LANG LASALLE MULTIFAMILY, LLC $12,615,000 $10,555,000 -16.3% 0.3%
MARINE $16,565,000 $10,165,000 -38.6% 0.3%
TruBank $8,095,000 $9,695,000 19.8% 0.2%
Farm Credit Mid-America, ACA $16,840,000 $9,510,000 -43.5% 0.2%
NAVY FEDERAL CREDIT UNION $9,785,000 $9,480,000 -3.1% 0.2%
COMMUNITY 1ST CREDIT UNION $9,915,000 $8,985,000 -9.4% 0.2%
JPMorgan Chase Bank $17,110,000 $8,860,000 -48.2% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $9,070,000 $8,760,000 -3.4% 0.2%
Bank of America $20,945,000 $8,595,000 -59.0% 0.2%
Availa Bank $36,955,000 $8,465,000 -77.1% 0.2%
Great Southern Bank $16,720,000 $8,320,000 -50.2% 0.2%
South Story Bank & Trust $8,305,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $6,095,000 $7,945,000 30.4% 0.2%
Union State Bank $7,805,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $3,415,000 $7,685,000 125.0% 0.2%
FARMERS & MERCHANTS STATE BANK $7,550,000 n/a 0.2%
PREMIA MORTGAGE, LLC $2,030,000 $7,395,000 264.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $17,150,000 $7,365,000 -57.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $6,365,000 $7,170,000 12.6% 0.2%
LOANDEPOT.COM, LLC $23,110,000 $7,075,000 -69.4% 0.2%
Bank $2,700,000 $6,955,000 157.6% 0.2%
JMAC LENDING, INC. $6,920,000 n/a 0.2%
Farmers State Bank $1,125,000 $6,900,000 513.3% 0.2%
CARDINAL FINANCIAL $13,260,000 $6,545,000 -50.6% 0.2%
USAA Federal Savings Bank $5,920,000 $6,305,000 6.5% 0.2%
Chickasaw Community Bank $12,590,000 $6,285,000 -50.1% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $10,235,000 $6,205,000 -39.4% 0.2%
American State Bank $1,120,000 $5,985,000 434.4% 0.2%
I. H. MISSISSIPPI VALLEY CREDIT UNION $59,280,000 $5,940,000 -90.0% 0.2%
Charter Bank $5,925,000 n/a 0.2%
Contract Exchange Corporation $6,030,000 $5,785,000 -4.1% 0.1%
Guthrie County State Bank $5,780,000 n/a 0.1%
Serve Credit Union $9,105,000 $5,500,000 -39.6% 0.1%
ENVOY MORTGAGE, LTD $1,585,000 $5,230,000 230.0% 0.1%
First Interstate Bank $31,665,000 $5,225,000 -83.5% 0.1%
GREYSTONE SERVICING COMPANY LLC $4,565,000 n/a 0.1%
The Huntington National Bank $4,425,000 $4,455,000 0.7% 0.1%
MID AMERICA MORTGAGE, INC. $2,885,000 $4,075,000 41.2% 0.1%
Tradesmen Community Credit Union $4,385,000 $4,010,000 -8.6% 0.1%
UNION HOME MORTGAGE CORP. $4,330,000 $3,905,000 -9.8% 0.1%
NEW DAY FINANCIAL, LLC $5,615,000 $3,875,000 -31.0% 0.1%
Washington State Bank $3,355,000 $3,820,000 13.9% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $12,055,000 $3,700,000 -69.3% 0.1%
Bell Bank $1,225,000 $3,375,000 175.5% 0.1%
First State Bank $165,000 $3,350,000 1,930.3% 0.1%
Carrington Mortgage Services, LLC $5,720,000 $3,115,000 -45.5% 0.1%
Capitol Federal Savings Bank $17,855,000 $3,105,000 -82.6% 0.1%
MOVEMENT MORTGAGE, LLC $24,510,000 $3,085,000 -87.4% 0.1%
Two Rivers Bank & Trust $15,420,000 $3,035,000 -80.3% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $2,975,000 n/a 0.1%
PNC Bank $5,295,000 $2,960,000 -44.1% 0.1%
First Class Community Credit Union $2,955,000 n/a 0.1%
Exchange State Bank $2,790,000 n/a 0.1%
Midstates Bank $85,000 $2,660,000 3,029.4% 0.1%
BETTER MORTGAGE CORPORATION $6,660,000 $2,655,000 -60.1% 0.1%
First Savings Bank $4,730,000 $2,620,000 -44.6% 0.1%
MEMBERS1st Community Credit Union $2,535,000 $2,580,000 1.8% 0.1%
DAS Acquisition Company, LLC $8,740,000 $2,530,000 -71.1% 0.1%
Community Savings Bank $8,455,000 $2,470,000 -70.8% 0.1%
NBKC BANK $1,960,000 $2,470,000 26.0% 0.1%
Leighton State Bank $4,925,000 $2,465,000 -49.9% 0.1%
RESIDENTIAL MORTGAGE NETWORK, INC. $3,415,000 $2,445,000 -28.4% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $4,040,000 $2,425,000 -40.0% 0.1%
21ST MORTGAGE CORPORATION $1,790,000 $2,390,000 33.5% 0.1%
Wintrust Bank, N.A. $2,360,000 n/a 0.1%
PLANET HOME LENDING, LLC $1,645,000 $2,305,000 40.1% 0.1%
LIMA ONE CAPITAL, LLC $255,000 $2,145,000 741.2% 0.1%
Figure Lending LLC $2,385,000 $2,115,000 -11.3% 0.1%
Ohnward Bank & Trust $315,000 $2,070,000 557.1% 0.1%
Coastal Community Bank $2,060,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $145,000 $1,980,000 1,265.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,315,000 $1,960,000 -15.3% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,915,000 n/a 0.0%
Servion, Inc. $4,780,000 $1,875,000 -60.8% 0.0%
Grinnell State Bank $1,810,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $1,960,000 $1,790,000 -8.7% 0.0%
The Federal Savings Bank $3,900,000 $1,740,000 -55.4% 0.0%
Citizens Bank $2,270,000 $1,720,000 -24.2% 0.0%
Gateway First Bank $4,015,000 $1,625,000 -59.5% 0.0%
Stifel Bank and Trust $1,290,000 $1,625,000 26.0% 0.0%
Keystone Savings Bank $1,655,000 $1,585,000 -4.2% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $425,000 $1,575,000 270.6% 0.0%
Bank of the West $23,785,000 $1,565,000 -93.4% 0.0%
LAKEVIEW LOAN SERVICING, LLC $6,270,000 $1,540,000 -75.4% 0.0%
ENDEAVOR CAPITAL, LLC. $1,505,000 n/a 0.0%
THE FAMILY CREDIT UNION $2,160,000 $1,505,000 -30.3% 0.0%
CEDAR FALLS COMMUNITY CREDIT UNION $1,470,000 n/a 0.0%
Morgan Stanley Private Bank $7,735,000 $1,425,000 -81.6% 0.0%
North American Savings Bank, F.S.B. $645,000 $1,420,000 120.2% 0.0%
Citibank $1,040,000 $1,390,000 33.7% 0.0%
United Bank of Iowa $1,005,000 $1,390,000 38.3% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,360,000 n/a 0.0%
Summit Mortgage Corporation $1,345,000 n/a 0.0%
GNB Bank $675,000 $1,325,000 96.3% 0.0%
FINANCE OF AMERICA REVERSE LLC $475,000 $1,315,000 176.8% 0.0%
Northpointe Bank $1,015,000 $1,300,000 28.1% 0.0%
Encompass Lending Group, LP $1,290,000 n/a 0.0%
RUHL MORTGAGE, LLC $2,880,000 $1,260,000 -56.3% 0.0%
EVERETT FINANCIAL, INC. $3,740,000 $1,210,000 -67.6% 0.0%
DEEPHAVEN MORTGAGE LLC $215,000 $1,195,000 455.8% 0.0%
VILLAGE CAPITAL MORTGAGE $3,295,000 $1,190,000 -63.9% 0.0%
PHH Mortgage Corporation $2,650,000 $1,160,000 -56.2% 0.0%
Bankers' Bank $1,840,000 $1,155,000 -37.2% 0.0%
Paramount Residential Mortgage Group, Inc. $975,000 $1,150,000 17.9% 0.0%
Raymond James Bank $580,000 $1,145,000 97.4% 0.0%
Charles Schwab Bank, SSB $810,000 $1,120,000 38.3% 0.0%
Florida Capital Bank $1,095,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $1,710,000 $1,095,000 -36.0% 0.0%
Ames National Corporation/Reliance State Bank $1,065,000 n/a 0.0%
First National Bank of Omaha $2,115,000 $1,065,000 -49.6% 0.0%
POLARIS HOME FUNDING CORP. $155,000 $1,010,000 551.6% 0.0%
NFM, INC. $1,180,000 $1,000,000 -15.3% 0.0%
PENTAGON FEDERAL CREDIT UNION $2,090,000 $980,000 -53.1% 0.0%
CHEVRON $965,000 n/a 0.0%
Hills Bank and Trust Company $915,000 $965,000 5.5% 0.0%
ALLIANT $910,000 $960,000 5.5% 0.0%
City National Bank $3,260,000 $955,000 -70.7% 0.0%
RUOFF MORTGAGE COMPANY, INC. $125,000 $945,000 656.0% 0.0%
BAY EQUITY LLC $390,000 $915,000 134.6% 0.0%
Green Belt Bank & Trust $21,060,000 $905,000 -95.7% 0.0%
New Century Bank $900,000 n/a 0.0%
St Charles Bank & Trust $885,000 n/a 0.0%
First Dakota National Bank $655,000 $840,000 28.2% 0.0%
MORTGAGE ACCESS CORP. $1,560,000 $840,000 -46.2% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,705,000 $835,000 -51.0% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $415,000 $830,000 100.0% 0.0%
ASCENTRA $490,000 $825,000 68.4% 0.0%
Ally Bank $3,880,000 $815,000 -79.0% 0.0%
HOMESTAR FINANCIAL CORPORATION $1,435,000 $815,000 -43.2% 0.0%
Sierra Pacific Mortgage Company, Inc. $815,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $805,000 n/a 0.0%
Old National Bank $1,930,000 $780,000 -59.6% 0.0%
AMERICAN FINANCING CORPORATION $1,910,000 $775,000 -59.4% 0.0%
First Bank $795,000 $775,000 -2.5% 0.0%
EMM LOANS LLC $340,000 $770,000 126.5% 0.0%
FLAT BRANCH MORTGAGE, INC. $1,165,000 $745,000 -36.1% 0.0%
TOWNE MORTGAGE COMPANY $740,000 n/a 0.0%
Lincoln FSB of Nebraska $700,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $880,000 $695,000 -21.0% 0.0%
Fidelity Bank & Trust $425,000 $695,000 63.5% 0.0%
RIVER VALLEY CREDIT UNION $450,000 $690,000 53.3% 0.0%
Royal Bank $645,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $3,625,000 $640,000 -82.3% 0.0%
Bank of Springfield $1,280,000 $635,000 -50.4% 0.0%
Regional Missouri Bank $635,000 n/a 0.0%
Bank of England $360,000 $630,000 75.0% 0.0%
First International Bank & Trust $430,000 $620,000 44.2% 0.0%
OPEN MORTGAGE, LLC $2,295,000 $615,000 -73.2% 0.0%
FNB BANK $600,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $400,000 $595,000 48.8% 0.0%
American Mortgage & Equity Consultants, Inc. $1,080,000 $590,000 -45.4% 0.0%
Colonial Savings, F.A. $135,000 $590,000 337.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,550,000 $585,000 -62.3% 0.0%
Union Savings Bank $575,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $895,000 $565,000 -36.9% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $560,000 n/a 0.0%
Hinsdale Bank & Trust Company $545,000 n/a 0.0%
CBI Bank & Trust $330,000 $540,000 63.6% 0.0%
First State Bank of St. Charles, Missouri $145,000 $535,000 269.0% 0.0%
BankIowa of Cedar Rapids $410,000 $520,000 26.8% 0.0%
Atlantic Union Bank $495,000 n/a 0.0%
SPRING EQ, LLC $835,000 $485,000 -41.9% 0.0%
CHARTER WEST BANK $1,580,000 $480,000 -69.6% 0.0%
The Farmers Bank, Frankfort, Indiana $475,000 n/a 0.0%
First National Bank of America $320,000 $470,000 46.9% 0.0%
First State Bank $165,000 $465,000 181.8% 0.0%
American State Bank $1,120,000 $455,000 -59.4% 0.0%
COMMUNITY MORTGAGE, LLC $285,000 $445,000 56.1% 0.0%
Quad City Bank and Trust Company $425,000 n/a 0.0%
Community First National Bank $415,000 n/a 0.0%
RBC Bank, (Georgia) $255,000 $415,000 62.7% 0.0%
OAKTREE FUNDING CORP. $410,000 n/a 0.0%
BNC National Bank $405,000 n/a 0.0%
FIDELITY BANK $405,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $390,000 n/a 0.0%
Evolve Bank & Trust $375,000 n/a 0.0%
Pinnacle Bank $20,730,000 $375,000 -98.2% 0.0%
Regent Financial Group, Inc. $375,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $370,000 n/a 0.0%
Think Mutual Bank $45,000 $370,000 722.2% 0.0%
Arbor Bank $365,000 n/a 0.0%
Hometown Equity Mortgage, LLC $350,000 n/a 0.0%
Liberty National Bank $785,000 $340,000 -56.7% 0.0%
United Fidelity Funding Corp. $335,000 n/a 0.0%
ALTRA $330,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $330,000 n/a 0.0%
Cobalt Credit Union $325,000 n/a 0.0%
CIBM Bank $315,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $295,000 $315,000 6.8% 0.0%
First Federal Bank $600,000 $315,000 -47.5% 0.0%
INTERCAP LENDING INC. $305,000 n/a 0.0%
Tradition Mortgage, LLC $305,000 n/a 0.0%
Mount Vernon Bank and Trust Company $1,850,000 $300,000 -83.8% 0.0%
Federation Bank $295,000 n/a 0.0%
PROPER RATE, LLC $295,000 n/a 0.0%
WINGS FINANCIAL $955,000 $290,000 -69.6% 0.0%
Armed Forces Bank $1,410,000 $285,000 -79.8% 0.0%
Fidelity Bank $104,990,000 $285,000 -99.7% 0.0%
Royal Credit Union $285,000 n/a 0.0%
OCMBC, INC. $280,000 n/a 0.0%
KELLER MORTGAGE, LLC $770,000 $275,000 -64.3% 0.0%
Truity Federal Credit Union $275,000 n/a 0.0%
Northbrook Bank & Trust $265,000 n/a 0.0%
Primebank $265,000 n/a 0.0%
Lakeview Community Capital, LLC $260,000 $260,000 0.0% 0.0%
COMMUNITYAMERICA $765,000 $255,000 -66.7% 0.0%
Baxter Credit Union $190,000 $250,000 31.6% 0.0%
American National Bank $790,000 $245,000 -69.0% 0.0%
Cornerstone Bank $245,000 n/a 0.0%
Farmers National Bank $245,000 n/a 0.0%
CEDAR VALLEY BANK & TRUST $235,000 n/a 0.0%
First IC Corporation $235,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $235,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $660,000 $235,000 -64.4% 0.0%
Manufacturers Bank & Trust Company $400,000 $235,000 -41.3% 0.0%
Peach State Bank & Trust $235,000 n/a 0.0%
Regent Bank $235,000 n/a 0.0%
United Nations Federal Credit Union $235,000 n/a 0.0%
First Central State Bank $205,000 $225,000 9.8% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $75,000 $225,000 200.0% 0.0%
ACADEMY MORTGAGE CORPORATION $175,000 $215,000 22.9% 0.0%
Cache Valley Bank $215,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $320,000 $215,000 -32.8% 0.0%
Magnolia Bank $390,000 $215,000 -44.9% 0.0%
SWBC MORTGAGE CORPORATION $205,000 $215,000 4.9% 0.0%
TOTAL MORTGAGE SERVICES, LLC $215,000 n/a 0.0%
Union Bank and Trust Company $43,895,000 $215,000 -99.5% 0.0%
BANKWEST, INC. $15,045,000 $205,000 -98.6% 0.0%
Houghton State Bank $205,000 n/a 0.0%
Nations Lending Corporation $245,000 $205,000 -16.3% 0.0%
The Security National Bank of Sioux City, Iowa $845,000 $205,000 -75.7% 0.0%
Coulee Bank $195,000 n/a 0.0%
FLINT HILLS BANK $195,000 n/a 0.0%
The Loan Store, Inc. $195,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $125,000 $185,000 48.0% 0.0%
Meridian Bank Corporation $185,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $415,000 $185,000 -55.4% 0.0%
USAlliance Federal Credit Union $185,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $555,000 $180,000 -67.6% 0.0%
CALIBER HOME LOANS, INC. $15,845,000 $175,000 -98.9% 0.0%
Century Mortgage Company DBA Century Lending Company $510,000 $175,000 -65.7% 0.0%
Farmers & Merchants Savings Bank $285,000 $175,000 -38.6% 0.0%
Flanagan State Bank $320,000 $175,000 -45.3% 0.0%
S1L, Inc. $185,000 $175,000 -5.4% 0.0%
SIRVA MORTGAGE, INC. $1,375,000 $175,000 -87.3% 0.0%
Centier Bank $70,000 $170,000 142.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $175,000 $165,000 -5.7% 0.0%
LINN AREA $615,000 $165,000 -73.2% 0.0%
Service Federal Credit Union $165,000 n/a 0.0%
Bethpage Federal Credit Union $55,000 $160,000 190.9% 0.0%
AMERICAN FINANCE HOUSE LARIBA $500,000 $155,000 -69.0% 0.0%
Profinium Inc. $155,000 n/a 0.0%
Blackhawk Bank & Trust $145,000 n/a 0.0%
Equity Prime Mortgage LLC $1,250,000 $145,000 -88.4% 0.0%
First Option Bank $145,000 n/a 0.0%
Denver Savings Bank $135,000 n/a 0.0%
First National Bank $135,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $435,000 $120,000 -72.4% 0.0%
Quontic Bank $115,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $165,000 $110,000 -33.3% 0.0%
ASSEMBLIES OF GOD Credit Union $105,000 n/a 0.0%
Chelsea Savings Bank $105,000 n/a 0.0%
Equitable Bank $2,805,000 $105,000 -96.3% 0.0%
Farmers State Bank $1,125,000 $105,000 -90.7% 0.0%
Midwest BankCentre $105,000 n/a 0.0%
ON Q FINANCIAL, INC. $105,000 n/a 0.0%
SeaTrust Mortgage Company $105,000 n/a 0.0%
T2 FINANCIAL LLC $105,000 n/a 0.0%
Vibrant Credit Union $2,595,000 $105,000 -96.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 $95,000 72.7% 0.0%
THRIVENT Federal Credit Union $170,000 $85,000 -50.0% 0.0%
American Airlines Federal Credit Union $75,000 n/a 0.0%
Merchants Bank $275,000 $55,000 -80.0% 0.0%
STAR USA FEDERAL CREDIT UNION $55,000 n/a 0.0%
Secured Investment Corp. $350,000 $45,000 -87.1% 0.0%
MAYO EMPLOYEES FEDERAL CREDIT UNION $35,000 n/a 0.0%
Glenwood State Bank $25,000 n/a 0.0%

DES MOINES - WEST DES MOINES's top lender by overall market share is GREENSTATE CREDIT UNION, with 10.7% market share. In second place, with 4.9%, is VERIDIAN CREDIT UNION, having originated $191,995,000 in loans. In third place, with 3.6%, is Bankers Trust Company, having originated $139,225,000 in loans. In fourth place, with 3.4%, is Northwest Bank, having originated $131,115,000 in loans. In fifth place, with 3.3%, is IOWA BANKERS MORTGAGE CORPORATION, having originated $127,305,000 in loans.


DES MOINES - WEST DES MOINES Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DES MOINES - WEST DES MOINES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $281,250 (6.0%) $296,297 (-0.3%) 1.04 2,919
2018-02-01 $289,178 (5.7%) $306,338 (-0.4%) 1.05 2,845
2018-03-01 $289,500 (5.1%) $310,723 (0.0%) 1.02 2,833
2018-04-01 $292,416 (3.7%) $317,787 (0.0%) 0.99 2,836
2018-05-01 $291,225 (2.0%) $321,301 (0.7%) 0.97 2,906
2018-06-01 $289,900 (3.6%) $317,875 (2.0%) 0.97 3,149
2018-07-01 $289,900 (5.3%) $316,746 (3.0%) 0.97 3,261
2018-08-01 $283,950 (5.2%) $313,014 (4.0%) 0.95 3,396
2018-09-01 $279,975 (3.7%) $308,391 (4.5%) 0.94 3,576
2018-10-01 $281,359 (3.2%) $308,992 (5.6%) 0.95 3,554
2018-11-01 $281,118 (2.2%) $307,995 (5.1%) 0.95 3,506
2018-12-01 $279,900 (1.1%) $303,759 (3.3%) 0.97 3,320
2019-01-01 $283,235 (0.7%) $306,573 (3.5%) 0.98 3,163
2019-02-01 $287,400 (-0.6%) $310,791 (1.5%) 0.97 3,073
2019-03-01 $288,914 (-0.2%) $314,421 (1.2%) 0.94 3,006
2019-04-01 $288,814 (-1.2%) $317,544 (-0.1%) 0.92 3,014
2019-05-01 $283,200 (-2.8%) $318,326 (-0.9%) 0.89 3,142
2019-06-01 $279,900 (-3.5%) $317,088 (-0.3%) 0.87 3,287
2019-07-01 $276,750 (-4.5%) $314,608 (-0.7%) 0.87 3,408
2019-08-01 $271,427 (-4.4%) $310,678 (-0.8%) 0.86 3,535
2019-09-01 $263,818 (-5.8%) $303,604 (-1.6%) 0.84 3,668
2019-10-01 $259,545 (-7.8%) $299,315 (-3.1%) 0.84 3,733
2019-11-01 $255,000 (-9.3%) $296,007 (-3.9%) 0.84 3,503
2019-12-01 $255,000 (-8.9%) $294,438 (-3.1%) 0.85 3,320
2020-01-01 $258,900 (-8.6%) $294,677 (-3.9%) 0.87 3,148
2020-02-01 $264,900 (-7.8%) $301,303 (-3.1%) 0.87 3,034
2020-03-01 $268,305 (-7.1%) $307,230 (-2.3%) 0.84 3,032
2020-04-01 $268,302 (-7.1%) $306,904 (-3.4%) 0.84 3,073
2020-05-01 $274,500 (-3.1%) $315,196 (-1.0%) 0.83 2,887
2020-06-01 $277,643 (-0.8%) $324,120 (2.2%) 0.82 2,624
2020-07-01 $274,763 (-0.7%) $325,272 (3.4%) 0.80 2,472
2020-08-01 $272,760 (0.5%) $321,963 (3.6%) 0.78 2,435
2020-09-01 $270,979 (2.7%) $317,172 (4.5%) 0.78 2,366
2020-10-01 $270,096 (4.1%) $315,795 (5.5%) 0.77 2,365
2020-11-01 $269,950 (5.9%) $313,238 (5.8%) 0.79 2,311
2020-12-01 $272,450 (6.8%) $316,629 (7.5%) 0.81 2,112
2021-01-01 $275,000 (6.2%) $324,924 (10.3%) 0.82 1,811
2021-02-01 $280,750 (6.0%) $332,447 (10.3%) 0.82 1,652
2021-03-01 $284,950 (6.2%) $337,577 (9.9%) 0.81 1,508
2021-04-01 $298,777 (11.4%) $350,707 (14.3%) 0.81 1,450
2021-05-01 $299,450 (9.1%) $357,764 (13.5%) 0.80 1,456
2021-06-01 $302,400 (8.9%) $356,851 (10.1%) 0.80 1,563
2021-07-01 $304,900 (11.0%) $350,167 (7.7%) 0.80 1,601
2021-08-01 $301,991 (10.7%) $354,250 (10.0%) 0.81 1,754
2021-09-01 $302,123 (11.5%) $356,685 (12.5%) 0.81 1,786
2021-10-01 $303,275 (12.3%) $355,552 (12.6%) 0.81 1,807
2021-11-01 $308,851 (14.4%) $357,397 (14.1%) 0.83 1,816
2021-12-01 $314,140 (15.3%) $354,893 (12.1%) 0.85 1,725
2022-01-01 $327,183 (19.0%) $365,520 (12.5%) 0.88 1,466
2022-02-01 $349,900 (24.6%) $387,334 (16.5%) 0.91 1,295
2022-03-01 $351,450 (23.3%) $391,829 (16.1%) 0.88 1,302
2022-04-01 $359,900 (20.5%) $398,719 (13.7%) 0.86 1,346
2022-05-01 $355,256 (18.6%) $402,431 (12.5%) 0.81 1,530
2022-06-01 $357,123 (18.1%) $407,087 (14.1%) 0.80 1,692
2022-07-01 $350,100 (14.8%) $401,042 (14.5%) 0.79 1,996
2022-08-01 $351,000 (16.2%) $405,725 (14.5%) 0.81 2,098
2022-09-01 $357,025 (18.2%) $409,243 (14.7%) 0.83 2,217
2022-10-01 $350,000 (15.4%) $403,980 (13.6%) 0.82 2,432
2022-11-01 $349,900 (13.3%) $398,805 (11.6%) 0.84 2,519
2022-12-01 $349,000 (11.1%) $400,955 (13.0%) 0.86 2,321
2023-01-01 $357,450 (9.3%) $407,763 (11.6%) 0.89 2,115
2023-02-01 $369,945 (5.7%) $420,672 (8.6%) 0.89 1,965
2023-03-01 $369,950 (5.3%) $425,373 (8.6%) 0.87 1,971
2023-04-01 $374,900 (4.2%) $432,892 (8.6%) 0.87 1,922
2023-05-01 $375,000 (5.6%) $444,501 (10.5%) 0.85 1,937
2023-06-01 $374,990 (5.0%) $449,446 (10.4%) 0.84 2,090
2023-07-01 $374,900 (7.1%) $449,220 (12.0%) 0.85 2,198
2023-08-01 $369,995 (5.4%) $441,557 (8.8%) 0.85 2,358
2023-09-01 $369,900 (3.6%) $440,075 (7.5%) 0.86 2,383
2023-10-01 $365,495 (4.4%) $436,716 (8.1%) 0.86 2,554
2023-11-01 $359,900 (2.9%) $426,797 (7.0%) 0.86 2,580
2023-12-01 $357,990 (2.6%) $423,676 (5.7%) 0.87 2,414
2024-01-01 $363,245 (1.6%) $429,964 (5.4%) 0.89 2,157
2024-02-01 $364,950 (-1.4%) $437,850 (4.1%) 0.88 2,062
2024-03-01 $368,000 (-0.5%) $439,472 (3.3%) 0.87 2,221
2024-04-01 $375,698 (0.2%) $449,610 (3.9%) 0.87 2,347
2024-05-01 $379,993 (1.3%) $456,699 (2.7%) 0.86 2,453
2024-06-01 $375,000 (0.0%) $452,687 (0.7%) 0.84 2,627
2024-07-01 $369,990 (-1.3%) $438,365 (-2.4%) 0.85 2,734
2024-08-01 $369,900 (0.0%) $434,297 (-1.6%) 0.86 2,743
2024-09-01 $359,990 (-2.7%) $418,334 (-4.9%) 0.85 2,836
2024-10-01 $359,450 (-1.7%) $413,528 (-5.3%) 0.85 2,930
2024-11-01 $354,900 (-1.4%) $418,536 (-1.9%) 0.85 3,048
DES MOINES - WEST DES MOINES's median listing price for 2024-11-01 was $354,900, a difference of $-5,000 (-1.4%) versus the prior year and $-4,550 versus the prior month.

DES MOINES - WEST DES MOINES's median listing price comes in at 85% of the national average.

DES MOINES - WEST DES MOINES's average listing price for 2024-11-01 was $418,536, a difference of $-8,261 (-1.9%) versus the prior year and $5,008 versus the prior month.

For the 2024-11-01 period, DES MOINES - WEST DES MOINES had 3,048 MLS listings, a difference of 118 listings (4%) versus the prior month and 468 listings (18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DES MOINES - WEST DES MOINES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 93 days 1,619 sqft
2018-02-01 88 days 1,627 sqft
2018-03-01 73 days 1,630 sqft
2018-04-01 66 days 1,634 sqft
2018-05-01 59 days 1,642 sqft
2018-06-01 57 days 1,633 sqft
2018-07-01 57 days 1,632 sqft
2018-08-01 61 days 1,620 sqft
2018-09-01 64 days 1,610 sqft
2018-10-01 68 days 1,608 sqft
2018-11-01 77 days 1,607 sqft
2018-12-01 87 days 1,596 sqft
2019-01-01 91 days 1,589 sqft
2019-02-01 95 days 1,596 sqft
2019-03-01 83 days 1,599 sqft
2019-04-01 64 days 1,602 sqft
2019-05-01 52 days 1,606 sqft
2019-06-01 53 days 1,609 sqft
2019-07-01 59 days 1,599 sqft
2019-08-01 60 days 1,586 sqft
2019-09-01 63 days 1,568 sqft
2019-10-01 64 days 1,556 sqft
2019-11-01 65 days 1,544 sqft
2019-12-01 74 days 1,537 sqft
2020-01-01 82 days 1,528 sqft
2020-02-01 86 days 1,546 sqft
2020-03-01 67 days 1,563 sqft
2020-04-01 62 days 1,557 sqft
2020-05-01 61 days 1,579 sqft
2020-06-01 62 days 1,596 sqft
2020-07-01 58 days 1,595 sqft
2020-08-01 56 days 1,575 sqft
2020-09-01 60 days 1,552 sqft
2020-10-01 59 days 1,532 sqft
2020-11-01 64 days 1,519 sqft
2020-12-01 71 days 1,516 sqft
2021-01-01 78 days 1,512 sqft
2021-02-01 74 days 1,510 sqft
2021-03-01 57 days 1,515 sqft
2021-04-01 49 days 1,518 sqft
2021-05-01 43 days 1,518 sqft
2021-06-01 50 days 1,522 sqft
2021-07-01 51 days 1,514 sqft
2021-08-01 52 days 1,512 sqft
2021-09-01 51 days 1,503 sqft
2021-10-01 54 days 1,498 sqft
2021-11-01 58 days 1,494 sqft
2021-12-01 62 days 1,494 sqft
2022-01-01 81 days 1,501 sqft
2022-02-01 73 days 1,511 sqft
2022-03-01 49 days 1,514 sqft
2022-04-01 46 days 1,534 sqft
2022-05-01 44 days 1,534 sqft
2022-06-01 46 days 1,545 sqft
2022-07-01 46 days 1,540 sqft
2022-08-01 52 days 1,554 sqft
2022-09-01 56 days 1,552 sqft
2022-10-01 57 days 1,540 sqft
2022-11-01 60 days 1,550 sqft
2022-12-01 73 days 1,550 sqft
2023-01-01 89 days 1,552 sqft
2023-02-01 93 days 1,562 sqft
2023-03-01 72 days 1,566 sqft
2023-04-01 65 days 1,566 sqft
2023-05-01 58 days 1,598 sqft
2023-06-01 51 days 1,601 sqft
2023-07-01 53 days 1,605 sqft
2023-08-01 57 days 1,601 sqft
2023-09-01 61 days 1,599 sqft
2023-10-01 61 days 1,586 sqft
2023-11-01 61 days 1,567 sqft
2023-12-01 71 days 1,564 sqft
2024-01-01 81 days 1,564 sqft
2024-02-01 76 days 1,566 sqft
2024-03-01 52 days 1,558 sqft
2024-04-01 46 days 1,580 sqft
2024-05-01 46 days 1,599 sqft
2024-06-01 50 days 1,587 sqft
2024-07-01 58 days 1,578 sqft
2024-08-01 60 days 1,560 sqft
2024-09-01 61 days 1,545 sqft
2024-10-01 60 days 1,537 sqft
2024-11-01 61 days 1,542 sqft
DES MOINES - WEST DES MOINES's median listing age (time on market) for 2024-11-01 was 61 days. This is 1% longer than the same period one year ago.

DES MOINES - WEST DES MOINES's median square footage for active listings during the 2024-11-01 period was 1,542 sqft. One year prior, the average listing was 1,567 sqft.

DES MOINES-WEST DES MOINES, IA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
50001 Des Moines-West Des Moines, IA HUD Metro FMR Area $760 $850 $1,030 $1,410 $1,440
50002 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $790 $960 $1,320 $1,340
50003 Des Moines-West Des Moines, IA HUD Metro FMR Area $660 $740 $890 $1,220 $1,240
50007 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $870 $1,030 $1,430 $1,560
50009 Des Moines-West Des Moines, IA HUD Metro FMR Area $810 $910 $1,100 $1,510 $1,540
50020 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50021 Des Moines-West Des Moines, IA HUD Metro FMR Area $1,020 $1,150 $1,390 $1,910 $1,940
50023 Des Moines-West Des Moines, IA HUD Metro FMR Area $850 $950 $1,150 $1,580 $1,610
50026 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50029 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50032 Des Moines-West Des Moines, IA HUD Metro FMR Area $860 $970 $1,170 $1,600 $1,630
50033 Des Moines-West Des Moines, IA HUD Metro FMR Area $730 $820 $990 $1,360 $1,380
50035 Des Moines-West Des Moines, IA HUD Metro FMR Area $880 $990 $1,200 $1,650 $1,680
50038 Des Moines-West Des Moines, IA HUD Metro FMR Area $840 $940 $1,140 $1,560 $1,590
50039 Des Moines-West Des Moines, IA HUD Metro FMR Area $640 $720 $870 $1,190 $1,230
50046 Des Moines-West Des Moines, IA HUD Metro FMR Area $810 $880 $1,010 $1,430 $1,670
50047 Des Moines-West Des Moines, IA HUD Metro FMR Area $760 $850 $1,030 $1,410 $1,440
50048 Des Moines-West Des Moines, IA HUD Metro FMR Area $660 $740 $890 $1,220 $1,240
50054 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50058 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50061 Des Moines-West Des Moines, IA HUD Metro FMR Area $820 $920 $1,110 $1,520 $1,550
50063 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50066 Des Moines-West Des Moines, IA HUD Metro FMR Area $660 $740 $900 $1,240 $1,280
50069 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50070 Des Moines-West Des Moines, IA HUD Metro FMR Area $680 $760 $920 $1,260 $1,280
50072 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $800 $970 $1,330 $1,350
50073 Des Moines-West Des Moines, IA HUD Metro FMR Area $820 $930 $1,120 $1,540 $1,560
50076 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50109 Des Moines-West Des Moines, IA HUD Metro FMR Area $870 $980 $1,180 $1,620 $1,650
50111 Des Moines-West Des Moines, IA HUD Metro FMR Area $840 $940 $1,140 $1,560 $1,590
50115 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50118 Des Moines-West Des Moines, IA HUD Metro FMR Area $930 $1,040 $1,260 $1,730 $1,760
50124 Des Moines-West Des Moines, IA HUD Metro FMR Area $720 $770 $880 $1,250 $1,500
50125 Des Moines-West Des Moines, IA HUD Metro FMR Area $690 $780 $940 $1,290 $1,310
50128 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50129 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50131 Des Moines-West Des Moines, IA HUD Metro FMR Area $970 $1,090 $1,320 $1,810 $1,840
50139 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50145 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $790 $960 $1,320 $1,340
50146 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50149 Des Moines-West Des Moines, IA HUD Metro FMR Area $650 $730 $880 $1,210 $1,230
50151 Des Moines-West Des Moines, IA HUD Metro FMR Area $880 $990 $1,200 $1,650 $1,680
50155 Des Moines-West Des Moines, IA HUD Metro FMR Area $680 $760 $920 $1,260 $1,280
50156 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $720 $850 $1,210 $1,430
50160 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50161 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $720 $850 $1,210 $1,430
50164 Des Moines-West Des Moines, IA HUD Metro FMR Area $660 $740 $890 $1,220 $1,240
50166 Des Moines-West Des Moines, IA HUD Metro FMR Area $720 $810 $980 $1,340 $1,370
50167 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50168 Des Moines-West Des Moines, IA HUD Metro FMR Area $610 $700 $850 $1,160 $1,230
50169 Des Moines-West Des Moines, IA HUD Metro FMR Area $620 $700 $850 $1,160 $1,230
50174 Des Moines-West Des Moines, IA HUD Metro FMR Area $740 $830 $1,000 $1,370 $1,400
50210 Des Moines-West Des Moines, IA HUD Metro FMR Area $660 $740 $890 $1,220 $1,240
50211 Des Moines-West Des Moines, IA HUD Metro FMR Area $770 $870 $1,050 $1,440 $1,470
50213 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $790 $960 $1,320 $1,340
50216 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $800 $970 $1,330 $1,350
50218 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50220 Des Moines-West Des Moines, IA HUD Metro FMR Area $680 $760 $920 $1,260 $1,290
50222 Des Moines-West Des Moines, IA HUD Metro FMR Area $730 $820 $990 $1,360 $1,380
50225 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50226 Des Moines-West Des Moines, IA HUD Metro FMR Area $970 $1,090 $1,320 $1,810 $1,840
50228 Des Moines-West Des Moines, IA HUD Metro FMR Area $720 $740 $970 $1,350 $1,440
50229 Des Moines-West Des Moines, IA HUD Metro FMR Area $750 $840 $1,020 $1,390 $1,420
50233 Des Moines-West Des Moines, IA HUD Metro FMR Area $840 $940 $1,140 $1,560 $1,590
50235 Des Moines-West Des Moines, IA HUD Metro FMR Area $770 $860 $1,090 $1,510 $1,610
50237 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50240 Des Moines-West Des Moines, IA HUD Metro FMR Area $730 $820 $990 $1,360 $1,380
50241 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $790 $960 $1,320 $1,340
50243 Des Moines-West Des Moines, IA HUD Metro FMR Area $750 $830 $980 $1,370 $1,490
50244 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $740 $850 $1,210 $1,430
50250 Des Moines-West Des Moines, IA HUD Metro FMR Area $660 $740 $890 $1,220 $1,240
50252 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $790 $960 $1,320 $1,340
50257 Des Moines-West Des Moines, IA HUD Metro FMR Area $720 $810 $980 $1,340 $1,370
50261 Des Moines-West Des Moines, IA HUD Metro FMR Area $850 $960 $1,160 $1,590 $1,620
50263 Des Moines-West Des Moines, IA HUD Metro FMR Area $970 $1,090 $1,320 $1,810 $1,840
50265 Des Moines-West Des Moines, IA HUD Metro FMR Area $800 $900 $1,090 $1,500 $1,520
50266 Des Moines-West Des Moines, IA HUD Metro FMR Area $970 $1,090 $1,320 $1,810 $1,840
50273 Des Moines-West Des Moines, IA HUD Metro FMR Area $770 $860 $1,040 $1,430 $1,450
50276 Des Moines-West Des Moines, IA HUD Metro FMR Area $660 $740 $920 $1,280 $1,340
50277 Des Moines-West Des Moines, IA HUD Metro FMR Area $600 $700 $850 $1,160 $1,230
50301 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50302 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50303 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50304 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50305 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50309 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50310 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,080 $1,480 $1,510
50311 Des Moines-West Des Moines, IA HUD Metro FMR Area $660 $740 $900 $1,230 $1,260
50312 Des Moines-West Des Moines, IA HUD Metro FMR Area $730 $820 $990 $1,360 $1,380
50313 Des Moines-West Des Moines, IA HUD Metro FMR Area $800 $900 $1,090 $1,500 $1,520
50314 Des Moines-West Des Moines, IA HUD Metro FMR Area $700 $790 $950 $1,300 $1,330
50315 Des Moines-West Des Moines, IA HUD Metro FMR Area $740 $830 $1,000 $1,370 $1,400
50316 Des Moines-West Des Moines, IA HUD Metro FMR Area $710 $800 $970 $1,330 $1,350
50317 Des Moines-West Des Moines, IA HUD Metro FMR Area $760 $850 $1,030 $1,410 $1,440
50318 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50319 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50320 Des Moines-West Des Moines, IA HUD Metro FMR Area $770 $860 $1,040 $1,430 $1,450
50321 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,080 $1,480 $1,510
50322 Des Moines-West Des Moines, IA HUD Metro FMR Area $780 $880 $1,060 $1,450 $1,480
50323 Des Moines-West Des Moines, IA HUD Metro FMR Area $1,100 $1,230 $1,490 $2,040 $2,080
50324 Des Moines-West Des Moines, IA HUD Metro FMR Area $820 $930 $1,120 $1,540 $1,560
50325 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50327 Des Moines-West Des Moines, IA HUD Metro FMR Area $850 $960 $1,160 $1,590 $1,620
50362 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50363 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50364 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50368 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50380 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50391 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50395 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490
50858 Des Moines-West Des Moines, IA HUD Metro FMR Area $740 $830 $1,000 $1,370 $1,400
50947 Des Moines-West Des Moines, IA HUD Metro FMR Area $790 $890 $1,070 $1,470 $1,490

2022 Average & Median Rent Data Statistics
DES MOINES-WEST DES MOINES, IA average 1BR rent: $836, median: $830
DES MOINES-WEST DES MOINES, IA average 2BR rent: $1,010, median: $1,000
DES MOINES-WEST DES MOINES, IA average 3BR rent: $1,387, median: $1,370

DES MOINES-WEST DES MOINES, IA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 11,121 $2,976,285,000 $267,627
Other 2,163 $174,585,000 $80,714
Home Improvement 2,076 $139,910,000 $67,394
Refi 1,415 $399,435,000 $282,286
Cash Out Refi 1,300 $210,360,000 $161,815

Des Moines - West Des Moines's most frequently cited loan purpose was Home Purchase, with 11,121 originations. The 2nd most popular reason was Other, with 2,163 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 6,657 $1,493,035,000 $224,280
7-8% 3,745 $682,385,000 $182,212
5-6% 3,490 $916,380,000 $262,573
Over 8% 2,130 $189,440,000 $88,939
3-4% 310 $70,140,000 $226,258
<2.5% 290 $12,380,000 $42,690
4-5% 219 $79,855,000 $364,635
2.5-3% 19 $5,855,000 $308,158

During 2023, Des Moines - West Des Moines's most frequently originated rate bucket was 6-7%, with 6,657 originations.

Loan Sizing (DES MOINES-WEST DES MOINES, IA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 6,130 $1,708,250,000 $278,670
$100,000 or less 5,764 $284,780,000 $49,407
$100k-200k 4,672 $704,230,000 $150,734
$400k-600k 1,059 $501,415,000 $473,480
$600k-1000k 334 $237,320,000 $710,539
$Over $1MM 116 $464,580,000 $4,005,000

DES MOINES - WEST DES MOINES's loan sizing saw the bucket of loans from $200k-400k with 6,130 originations, totaling $1,708,250,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 6,489 $1,744,445,000 $268,831
Under 20% 3,419 $154,555,000 $45,205
60-80% 3,320 $978,870,000 $294,840
20-40% 2,197 $229,145,000 $104,299
40-60% 1,201 $272,995,000 $227,306
Over 100% 136 $50,970,000 $374,779

DES MOINES - WEST DES MOINES's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,489 originations, totaling $1,744,445,000 in origination value.