Alliant Mortgage Rates, Fees & Info
Dubuque, IALEI: 549300IFAGUDY5MUY541
Tax ID: 42-0329305
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Mortgage Data
Review & Overview
Alliant is a smaller mortgage company specializing in Cash Out Refi, Home Purchase, and Refi loans. Alliant has a high proportion of conventional loans. Their top markets by origination volume include: Cedar Rapids, Dubuque, Burlington, Madison, and Des Moines among others. We have data for 22 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliant has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
144Origination Dollar Volume (All Markets)
$18,710,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 37 | $4,995,000 | $135,000 | $0 | 0.00% |
| DUBUQUE, IA (FHA|USDA|VA) | 23 | $3,825,000 | $166,304 | $0 | 0.00% |
| Outside of Metro Areas | 31 | $2,995,000 | $96,613 | $0 | 0.00% |
| Burlington, IA-IL (FHA|USDA|VA) | 13 | $1,265,000 | $97,308 | $0 | 0.00% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $0 | 0.00% |
| AMES, IA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $0 | 0.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $0 | 0.00% |
| Ottumwa, IA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 0.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 0.00% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 0.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 0.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Platteville, WI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 0.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Clinton, IA (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 0.00% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| Worthington, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 144 | $18,710,000 | $129,931 | $0 | 0.00% |
For 2021, Alliant's most frequently originated type of loan was Conventional, with 144 originations.
Loan Reason
For 2021, Alliant's most frequently cited loan purpose was Cash Out Refi, with 68 originations. The 2nd most popular reason was Home Purchase, with 47 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 144 | $18,710,000 | $129,931 | $0 | 0.00% |
For 2021, Alliant's most frequently cited loan duration was Other, with 144 originations.
Loan Sizing
2021 saw Alliant place emphasis on $100,000 or less loans with 65 originations, totaling $3,995,000 in origination value.
Applicant Income
Alliant lent most frequently to those with incomes in the $50k or less range, with 34 originations. The second most popular income band? $75k-100k, with 32 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 144 | $18,710,000 | $129,931 | $0 | 0.00% |
Alliant lent most frequently to those with DTI ratios of Exempt%, with 144 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.11%
Alliant has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination90.97%
Alliant has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 144 | $18,710,000 | $129,931 |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ALLIANT CREDIT UNION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 26.7% |
| ALLIANT CREDIT UNION | Conventional home mortgage | Closing on a mortgage | 1 | 6.7% |
| ALLIANT CREDIT UNION | Conventional home mortgage | Trouble during payment process | 6 | 40.0% |
| ALLIANT CREDIT UNION | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 6.7% |
| ALLIANT CREDIT UNION | Other type of mortgage | Incorrect information on your report | 1 | 6.7% |
| ALLIANT CREDIT UNION | Other type of mortgage | Trouble during payment process | 2 | 13.3% |