Platteville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Platteville averaged
6.56%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.39% and
one month ago for the week of 2025-05-15, the
average rate was 6.66%.
Platteville's average rate one year ago was 6.8%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.01%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Platteville 30 Year Fixed Rate | 2025-06-18 | 6.56% |
| Platteville 30 Year Fixed Rate Refi | 2025-06-18 | 7.01% |
| Platteville 15 Year Fixed Rate | 2025-06-18 | 5.86% |
| Platteville 15 Year Fixed Rate Refi | 2025-06-18 | 5.96% |
| Platteville 30 Year FHA | 2025-06-18 | 0% |
| Platteville 30 Year FHA Refi | 2025-06-18 | -0.2% |
| Platteville 30 Year USDA | 2025-06-18 | -0.1% |
| Platteville 30 Year USDA Refi | 2025-06-18 | 0.2% |
| Platteville 30 Year VA | 2025-06-18 | -0.1% |
| Platteville 30 Year VA Refi | 2025-06-18 | 0% |
Platteville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Platteville, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Platteville Average Closing Costs & Other Stats
Platteville, WI's 44 lenders originated 745
loans during 2024. The total origination value was $117,855,000, with an average loan value of
$158,195.
Platteville's average closing costs are $3,280.
The top Platteville lender as defined by loan originations is DUPACO COMMUNITY, with
88 loans originated. Their average total fees are
$3,005, which is $43
lower than the next largest lender,
Royal Bank.
The lowest fee Platteville lenders (with over 10 loans originated) are
Heartland Credit Union (Madison) ($2,267), GREENSTATE CREDIT UNION ($2,792), DUPACO COMMUNITY ($3,005), Royal Bank ($3,049) and .
The lowest rate Platteville lenders (with over 10 loans originated) are
DUPACO COMMUNITY (6.19%), GREENSTATE CREDIT UNION (6.33%), Heartland Credit Union (Madison) (6.48%), Royal Bank (6.59%) and .
Platteville, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| DUPACO COMMUNITY | $26,815,000 | $31,815,000 | 18.6% | 27.0% |
| Royal Bank | $9,355,000 | $8,885,000 | -5.0% | 7.5% |
| MidWestOne Bank | $3,815,000 | $6,545,000 | 71.6% | 5.6% |
| Heartland Credit Union (Madison) | $3,225,000 | $5,545,000 | 71.9% | 4.7% |
| Mortgage Research Center, LLC | $2,810,000 | $5,140,000 | 82.9% | 4.4% |
| QUICKEN LOANS, LLC | $2,175,000 | $4,180,000 | 92.2% | 3.5% |
| GREENSTATE CREDIT UNION | $965,000 | $3,615,000 | 274.6% | 3.1% |
| Landmark Credit Union | $3,245,000 | n/a | 2.8% | |
| The Bank of New Glarus | $1,485,000 | $2,205,000 | 48.5% | 1.9% |
| Farmers & Merchants State Bank | $2,080,000 | n/a | 1.8% | |
| Farmers Savings Bank | $1,055,000 | $2,020,000 | 91.5% | 1.7% |
| COMPEER FINANCIAL, FLCA | $1,120,000 | $1,765,000 | 57.6% | 1.5% |
| University of Wisconsin Credit Union | $2,125,000 | $1,620,000 | -23.8% | 1.4% |
| MARINE | $1,675,000 | $1,530,000 | -8.7% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $415,000 | $1,475,000 | 255.4% | 1.3% |
| Fidelity Bank & Trust | $1,525,000 | $1,385,000 | -9.2% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $395,000 | $1,360,000 | 244.3% | 1.2% |
| Deere Employees Credit Union | $1,565,000 | $1,340,000 | -14.4% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $235,000 | $1,195,000 | 408.5% | 1.0% |
| Summit Credit Union | $1,770,000 | $1,170,000 | -33.9% | 1.0% |
| NEWREZ LLC | $1,095,000 | n/a | 0.9% | |
| U.S. Bank | $1,165,000 | $1,050,000 | -9.9% | 0.9% |
| The Peoples Community Bank | $470,000 | $1,035,000 | 120.2% | 0.9% |
| First Western Trust Bank | $795,000 | n/a | 0.7% | |
| NATIONS RELIABLE LENDING, LLC | $1,315,000 | $785,000 | -40.3% | 0.7% |
| DuTrac Community Credit Union | $105,000 | $775,000 | 638.1% | 0.7% |
| USAA Federal Savings Bank | $760,000 | n/a | 0.6% | |
| DAS Acquisition Company, LLC | $940,000 | $700,000 | -25.5% | 0.6% |
| Ixonia Bank | $360,000 | $620,000 | 72.2% | 0.5% |
| LOANDEPOT.COM, LLC | $500,000 | $595,000 | 19.0% | 0.5% |
| Barrington Bank & Trust Company, N.A. | $685,000 | $565,000 | -17.5% | 0.5% |
| The Park Bank | $275,000 | $535,000 | 94.5% | 0.5% |
| IOWA BANKERS MORTGAGE CORPORATION | $190,000 | $515,000 | 171.1% | 0.4% |
| AmeriHome Mortgage Company, LLC | $305,000 | $500,000 | 63.9% | 0.4% |
| VERIDIAN CREDIT UNION | $290,000 | $470,000 | 62.1% | 0.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,055,000 | $460,000 | -56.4% | 0.4% |
| UNION HOME MORTGAGE CORP. | $430,000 | n/a | 0.4% | |
| Servion, Inc. | $795,000 | $380,000 | -52.2% | 0.3% |
| EDUCATORS CREDIT UNION | $375,000 | n/a | 0.3% | |
| Old National Bank | $975,000 | $375,000 | -61.5% | 0.3% |
| BMO Harris Bank | $580,000 | $370,000 | -36.2% | 0.3% |
| Prosperity Home Mortgage, LLC | $1,160,000 | $370,000 | -68.1% | 0.3% |
| Bell Bank | $390,000 | $350,000 | -10.3% | 0.3% |
| Woodford State Bank | $155,000 | $350,000 | 125.8% | 0.3% |
| JPMorgan Chase Bank | $315,000 | $340,000 | 7.9% | 0.3% |
| Tradition Mortgage, LLC | $340,000 | n/a | 0.3% | |
| Wells Fargo Bank | $325,000 | n/a | 0.3% | |
| Luana Savings Bank | $345,000 | $315,000 | -8.7% | 0.3% |
| Associated Bank | $190,000 | $300,000 | 57.9% | 0.3% |
| RESIDENTIAL BANCORP | $295,000 | n/a | 0.3% | |
| BROKER SOLUTIONS, INC. | $365,000 | $285,000 | -21.9% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $115,000 | $285,000 | 147.8% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $275,000 | n/a | 0.2% | |
| GUILD MORTGAGE COMPANY | $115,000 | $275,000 | 139.1% | 0.2% |
| Nicolet National Bank | $35,000 | $265,000 | 657.1% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $330,000 | $250,000 | -24.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $455,000 | $245,000 | -46.2% | 0.2% |
| First National Bank Texas | $235,000 | n/a | 0.2% | |
| SWBC MORTGAGE CORPORATION | $235,000 | n/a | 0.2% | |
| CLEARPATH LENDING | $225,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $225,000 | n/a | 0.2% | |
| Baxter Credit Union | $195,000 | n/a | 0.2% | |
| Peoples Bank | $195,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $165,000 | $195,000 | 18.2% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $215,000 | $185,000 | -14.0% | 0.2% |
| The Huntington National Bank | $965,000 | $185,000 | -80.8% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $175,000 | n/a | 0.1% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $165,000 | n/a | 0.1% | |
| Farmers & Merchants Savings Bank | $165,000 | n/a | 0.1% | |
| Royal Credit Union | $165,000 | n/a | 0.1% | |
| THOMPSON KANE & COMPANY, LLC | $685,000 | $165,000 | -75.9% | 0.1% |
| Bankers' Bank | $155,000 | n/a | 0.1% | |
| COMPASS MORTGAGE, INC. | $155,000 | n/a | 0.1% | |
| Fortifi Bank | $215,000 | $155,000 | -27.9% | 0.1% |
| The First National Bank and Trust Company | $155,000 | n/a | 0.1% | |
| Magnolia Bank | $145,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $145,000 | n/a | 0.1% | |
| Nations Lending Corporation | $505,000 | $145,000 | -71.3% | 0.1% |
| DELMAR FINANCIAL COMPANY | $125,000 | n/a | 0.1% | |
| Mr. Cooper ( Nationstar Mortgage ) | $125,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $335,000 | $115,000 | -65.7% | 0.1% |
| GOVERNMENTAL EMPLOYEES | $150,000 | $105,000 | -30.0% | 0.1% |
| State Bank of Cross Plains | $105,000 | n/a | 0.1% | |
| CROSSCOUNTRY MORTGAGE, LLC | $95,000 | n/a | 0.1% | |
| Eitzen State Bank | $85,000 | n/a | 0.1% | |
| Figure Lending LLC | $75,000 | n/a | 0.1% | |
| LOANPAL, LLC | $75,000 | n/a | 0.1% | |
| ALLIANT | $45,000 | $65,000 | 44.4% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $65,000 | n/a | 0.1% | |
| First Community Bank | $45,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $35,000 | $35,000 | 0.0% | 0.0% |
| AMERISAVE MORTGAGE CORPORATION | $535,000 | $35,000 | -93.5% | 0.0% |
| S1L, Inc. | $35,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $95,000 | $15,000 | -84.2% | 0.0% |
Platteville's top lender by overall market share is DUPACO COMMUNITY, with 27.0% market share. In second place, with 7.5%, is Royal Bank, having originated $8,885,000 in loans. In third place, with 5.6%, is MidWestOne Bank, having originated $6,545,000 in loans. In fourth place, with 4.7%, is Heartland Credit Union (Madison), having originated $5,545,000 in loans. In fifth place, with 4.4%, is Mortgage Research Center, LLC, having originated $5,140,000 in loans.
Platteville, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 358 | $78,970,000 | $220,587 |
| Other | 193 | $13,305,000 | $68,938 |
| Refi | 95 | $14,075,000 | $148,158 |
| Cash Out Refi | 71 | $9,655,000 | $135,986 |
| Home Improvement | 28 | $1,850,000 | $66,071 |
Platteville's most frequently cited loan purpose was Home Purchase, with 358 originations. The 2nd most popular reason was Other, with 193 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 257 | $53,875,000 | $209,630 |
| 7-8% | 193 | $23,355,000 | $121,010 |
| Over 8% | 129 | $10,665,000 | $82,674 |
| 5-6% | 82 | $16,620,000 | $202,683 |
| <2.5% | 6 | $520,000 | $86,667 |
| 4-5% | 3 | $605,000 | $201,667 |
| 2.5-3% | 3 | $295,000 | $98,333 |
| 3-4% | 1 | $25,000 | $25,000 |
During 2024, Platteville's most frequently originated rate bucket was 6-7%, with 257 originations.
Loan Sizing (Platteville, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 295 | $15,165,000 | $51,407 |
| $100k-200k | 251 | $36,595,000 | $145,797 |
| $200k-400k | 178 | $47,540,000 | $267,079 |
| $400k-600k | 11 | $5,655,000 | $514,091 |
| $600k-1000k | 6 | $4,480,000 | $746,667 |
| $Over $1MM | 4 | $8,420,000 | $2,105,000 |
Platteville's loan sizing saw the bucket of loans from $100,000 or less with 295 originations, totaling $15,165,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 199 | $43,195,000 | $217,060 |
| 20-40% | 145 | $11,025,000 | $76,034 |
| 60-80% | 138 | $31,240,000 | $226,377 |
| Under 20% | 100 | $3,480,000 | $34,800 |
| 40-60% | 72 | $11,610,000 | $161,250 |
| Over 100% | 10 | $3,350,000 | $335,000 |
Platteville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 199 originations, totaling $43,195,000 in origination value.