Platteville Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Platteville averaged 6.29% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.57% and one month ago for the week of 2023-02-16, the average rate was 6.39%.

    Platteville's average rate one year ago was 3.46%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.61%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Platteville 30 Year Fixed Rate 2023-03-23 6.29%
    Platteville 30 Year Fixed Rate Refi 2023-03-23 6.61%
    Platteville 15 Year Fixed Rate 2023-03-23 6.06%
    Platteville 15 Year Fixed Rate Refi 2023-03-23 6.53%
    Platteville 30 Year FHA 2023-03-23 6.54%
    Platteville 30 Year FHA Refi 2023-03-23 6.33%
    Platteville 30 Year USDA 2023-03-23 6.59%
    Platteville 30 Year USDA Refi 2023-03-23 5.96%
    Platteville 30 Year VA 2023-03-23 6.33%
    Platteville 30 Year VA Refi 2023-03-23 5.93%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Platteville, WI.

    Platteville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Platteville, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    DUPACO COMMUNITY 76 4.56% $2,979
    Mound City Bank 36 4.75% $1,935
    MidWestOne Bank 21 4.30% $1,989
    Royal Bank 16 4.27% $2,905
    Heartland Credit Union (Madison) 13 4.38% $2,560
    QUICKEN LOANS, LLC 8 5.42% $6,120
    Deere Employees Credit Union 8 3.15% $2,375
    Summit Credit Union 7 4.73% $2,309
    GREENSTATE CREDIT UNION 7 4.05% $2,084
    Prosperity Home Mortgage, LLC 7 5.13% $2,921
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 5.42% $4,159
    University of Wisconsin Credit Union 6 4.19% $2,690
    INLANTA MORTGAGE, INC. 5 5.08% $3,938
    IOWA BANKERS MORTGAGE CORPORATION 4 3.66% $2,413
    The Peoples Community Bank 4 5.00% $2,968
    DuTrac Community Credit Union 3 4.46% $2,437
    Wells Fargo Bank 3 4.29% $4,069
    AMERISAVE MORTGAGE CORPORATION 3 4.75% $6,455
    Collins Community Credit Union 3 4.91% $1,692
    BMO Harris Bank 3 5.71% $3,817
    U.S. Bank 3 5.50% $2,174
    Nations Lending Corporation 2 5.31% $4,752
    Associated Bank 2 5.44% $2,203
    COMPEER FINANCIAL, FLCA 2 4.94% $5,212
    CORNERSTONE HOME LENDING, INC. 2 3.88% $4,192
    NAVY FEDERAL CREDIT UNION 2 4.19% $2,800
    State Bank of Cross Plains 2 3.81% $1,427
    UNITED WHOLESALE MORTGAGE, LLC 2 6.69% $2,132
    FREEDOM MORTGAGE CORPORATION 1 3.75% $2,050
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 4.25% $3,652
    Johnson Bank 1 3.65% $3,064
    KELLER MORTGAGE, LLC 1 5.63% $2,762
    LAKEVIEW LOAN SERVICING, LLC 1 3.99% $4,498
    LOANDEPOT.COM, LLC 1 3.50% $8,654
    Fifth Third Bank 1 5.38% $8,548
    Mortgage Research Center, LLC 1 7.38% $1,075
    Fidelity Bank & Trust 1 4.64% $1,738
    Mr. Cooper ( Nationstar Mortgage ) 1 5.13% $6,272
    ALTRA 1 4.75% $2,270
    Bank of America 1 3.13% $2,481
    NEWREZ LLC 1 5.25% $1,928
    Nicolet National Bank 1 4.63% $3,608
    Old National Bank 1 5.13% $2,725
    Paramount Residential Mortgage Group, Inc. 1 3.38% $6,199
    PENNYMAC LOAN SERVICES, LLC 1 3.75% $3,712
    PLANET HOME LENDING, LLC 1 6.88% $4,419
    PNC Bank 1 5.50% $2,638
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.13% $3,931
    Farmers & Merchants State Bank 1 5.50% $2,310
    EDUCATORS CREDIT UNION 1 5.63% $1,435
    Discover Bank 1 6.49% $0
    Starion Bank 1 5.75% $2,453
    Bank Five Nine 1 5.00% $3,347
    CITIZENS EQUITY FIRST 1 6.00% $3,393
    The Bank of New Glarus 1 6.00% $875
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 4.99% $5,157
    THOMPSON KANE & COMPANY, LLC 1 6.13% $4,497
    Tradition Mortgage, LLC 1 4.50% $2,230
    WISCONSIN MORTGAGE CORPORATION 1 4.38% $4,409
    Bell Bank 1 5.88% $3,380
    GUARANTEED RATE, INC. 1 4.99% $1,434
    GUILD MORTGAGE COMPANY 1 5.63% $6,870
    Great Midwest Bank, S.S.B. 1 4.25% $2,336

    Platteville Average Closing Costs & Other Stats

    Platteville, WI's 63 lenders originated 937 loans during 2022. The total origination value was $144,905,000, with an average loan value of $154,648.

    Platteville's average closing costs are $3,085.

    The top Platteville lender as defined by loan originations is DUPACO COMMUNITY, with 76 loans originated. Their average total fees are $2,979, which is $1,045 higher than the next largest lender, Mound City Bank.

    The lowest fee Platteville lenders (with over 10 loans originated) are Mound City Bank ($1,935), MidWestOne Bank ($1,989), Heartland Credit Union (Madison) ($2,560), Royal Bank ($2,905) and DUPACO COMMUNITY ($2,979).

    The lowest rate Platteville lenders (with over 10 loans originated) are Royal Bank (4.27%), MidWestOne Bank (4.30%), Heartland Credit Union (Madison) (4.38%), DUPACO COMMUNITY (4.56%) and Mound City Bank (4.75%).

    Platteville, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    DUPACO COMMUNITY $49,490,000 $31,040,000 -37.3% 21.4%
    Mound City Bank $23,985,000 $13,550,000 -43.5% 9.4%
    State Bank of Cross Plains $2,160,000 $10,385,000 380.8% 7.2%
    MidWestOne Bank $17,025,000 $8,700,000 -48.9% 6.0%
    Royal Bank $20,795,000 $7,180,000 -65.5% 5.0%
    QUICKEN LOANS, LLC $7,150,000 $4,470,000 -37.5% 3.1%
    Fidelity Bank & Trust $4,115,000 $3,990,000 -3.0% 2.8%
    Heartland Credit Union (Madison) $6,565,000 $3,695,000 -43.7% 2.5%
    Mortgage Research Center, LLC $2,720,000 $3,685,000 35.5% 2.5%
    Deere Employees Credit Union $1,480,000 $2,660,000 79.7% 1.8%
    MARINE $3,380,000 $2,635,000 -22.0% 1.8%
    Oregon Community Bank $125,000 $2,570,000 1,956.0% 1.8%
    Summit Credit Union $3,505,000 $2,240,000 -36.1% 1.5%
    Prosperity Home Mortgage, LLC $1,250,000 $2,035,000 62.8% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,660,000 $1,995,000 20.2% 1.4%
    GREENSTATE CREDIT UNION $1,350,000 $1,710,000 26.7% 1.2%
    University of Wisconsin Credit Union $2,445,000 $1,625,000 -33.5% 1.1%
    COMPEER FINANCIAL, FLCA $1,230,000 $1,600,000 30.1% 1.1%
    The Peoples Community Bank $2,785,000 $1,430,000 -48.7% 1.0%
    BMO Harris Bank $1,390,000 $1,425,000 2.5% 1.0%
    Luana Savings Bank $765,000 $1,295,000 69.3% 0.9%
    State Bank Financial $1,115,000 n/a 0.8%
    GUILD MORTGAGE COMPANY $1,015,000 $1,100,000 8.4% 0.8%
    Old National Bank $975,000 $1,085,000 11.3% 0.7%
    IOWA BANKERS MORTGAGE CORPORATION $2,925,000 $1,050,000 -64.1% 0.7%
    AMERISAVE MORTGAGE CORPORATION $1,130,000 $1,005,000 -11.1% 0.7%
    INLANTA MORTGAGE, INC. $1,195,000 $985,000 -17.6% 0.7%
    PENNYMAC LOAN SERVICES, LLC $1,220,000 $970,000 -20.5% 0.7%
    U.S. Bank $1,830,000 $960,000 -47.5% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,165,000 $950,000 -18.5% 0.7%
    Farmers Savings Bank $250,000 $880,000 252.0% 0.6%
    DuTrac Community Credit Union $1,195,000 $845,000 -29.3% 0.6%
    Grandbridge Real Estate Capital LLC $835,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $2,530,000 $680,000 -73.1% 0.5%
    Paramount Residential Mortgage Group, Inc. $180,000 $645,000 258.3% 0.4%
    Wells Fargo Bank $1,755,000 $645,000 -63.2% 0.4%
    LOANDEPOT.COM, LLC $585,000 $635,000 8.5% 0.4%
    Associated Bank $540,000 $605,000 12.0% 0.4%
    The Bank of New Glarus $505,000 $600,000 18.8% 0.4%
    Nations Lending Corporation $550,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $975,000 $540,000 -44.6% 0.4%
    Bank of America $535,000 n/a 0.4%
    Great Midwest Bank, S.S.B. $535,000 n/a 0.4%
    Barrington Bank & Trust Company, N.A. $625,000 $475,000 -24.0% 0.3%
    Collins Community Credit Union $445,000 n/a 0.3%
    FIRST CENTENNIAL MORTGAGE CORPORATION $445,000 n/a 0.3%
    Capitol Bank $185,000 $440,000 137.8% 0.3%
    Central Bank Illinois $435,000 n/a 0.3%
    CORNERSTONE HOME LENDING, INC. $125,000 $430,000 244.0% 0.3%
    THOMPSON KANE & COMPANY, LLC $85,000 $415,000 388.2% 0.3%
    NEWREZ LLC $1,180,000 $405,000 -65.7% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $455,000 $360,000 -20.9% 0.2%
    FIRST STATE MORTGAGE SERVICES, LLC $355,000 n/a 0.2%
    USAA Federal Savings Bank $525,000 $330,000 -37.1% 0.2%
    Fifth Third Bank $325,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $370,000 $310,000 -16.2% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $310,000 n/a 0.2%
    Farmers & Merchants State Bank $305,000 n/a 0.2%
    Bankers' Bank $395,000 $300,000 -24.1% 0.2%
    Dubuque Bank and Trust Company $1,600,000 $300,000 -81.3% 0.2%
    NATIONS RELIABLE LENDING, LLC $2,345,000 $300,000 -87.2% 0.2%
    Bank Five Nine $295,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $295,000 n/a 0.2%
    Nicolet National Bank $195,000 $295,000 51.3% 0.2%
    Citywide Banks $285,000 n/a 0.2%
    Wisconsin Bank & Trust $200,000 $280,000 40.0% 0.2%
    CITIZENS EQUITY FIRST $235,000 n/a 0.2%
    River Bank $235,000 n/a 0.2%
    Wyndham Capital Mortgage, Inc. $235,000 n/a 0.2%
    Equity Prime Mortgage LLC $225,000 n/a 0.2%
    EDUCATORS CREDIT UNION $255,000 $215,000 -15.7% 0.1%
    Low VA Rates, LLC $165,000 $215,000 30.3% 0.1%
    DAS Acquisition Company, LLC $1,815,000 $210,000 -88.4% 0.1%
    PLANET HOME LENDING, LLC $210,000 n/a 0.1%
    ALTRA $125,000 $185,000 48.0% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $185,000 n/a 0.1%
    LOANPAL, LLC $185,000 n/a 0.1%
    Prevail Bank $175,000 $185,000 5.7% 0.1%
    Bell Bank $185,000 $165,000 -10.8% 0.1%
    INLAND BANK & TRUST $365,000 $165,000 -54.8% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $295,000 $165,000 -44.1% 0.1%
    Tradition Mortgage, LLC $155,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $145,000 $145,000 0.0% 0.1%
    BLC Community Bank $55,000 $145,000 163.6% 0.1%
    Discover Bank $145,000 n/a 0.1%
    KELLER MORTGAGE, LLC $145,000 n/a 0.1%
    Kerndt Brothers Savings Bank $145,000 n/a 0.1%
    RUHL MORTGAGE, LLC $435,000 $145,000 -66.7% 0.1%
    Carrington Mortgage Services, LLC $625,000 $135,000 -78.4% 0.1%
    Johnson Bank $695,000 $135,000 -80.6% 0.1%
    Monona Bank $135,000 n/a 0.1%
    GUARANTEED RATE, INC. $1,725,000 $125,000 -92.8% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $125,000 n/a 0.1%
    Bank of Deerfield $115,000 n/a 0.1%
    PNC Bank $115,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $375,000 $115,000 -69.3% 0.1%
    WISCONSIN MORTGAGE CORPORATION $115,000 n/a 0.1%
    GOVERNMENTAL EMPLOYEES $110,000 n/a 0.1%
    Vibrant Credit Union $205,000 $105,000 -48.8% 0.1%
    ALLIANT $130,000 $95,000 -26.9% 0.1%
    JPMorgan Chase Bank $375,000 $95,000 -74.7% 0.1%
    CLEARPOINTE CAPITAL, LLC $60,000 $90,000 50.0% 0.1%
    Bank First, N.A. $85,000 n/a 0.1%
    Flagstar Bank, FSB $85,000 n/a 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $170,000 $85,000 -50.0% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $75,000 n/a 0.1%
    The Greenwood's State Bank $75,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $580,000 $65,000 -88.8% 0.0%
    Starion Bank $65,000 n/a 0.0%
    Midwest Community Bank $55,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $75,000 $35,000 -53.3% 0.0%
    Figure Lending LLC $25,000 $25,000 0.0% 0.0%
    PCM $25,000 n/a 0.0%
    WNB Financial, N.A. $25,000 n/a 0.0%
    CoVantage Credit Union $5,000 n/a 0.0%

    Platteville's top lender by overall market share is DUPACO COMMUNITY, with 21.4% market share. In second place, with 9.4%, is Mound City Bank, having originated $13,550,000 in loans. In third place, with 7.2%, is State Bank of Cross Plains, having originated $10,385,000 in loans. In fourth place, with 6.0%, is MidWestOne Bank, having originated $8,700,000 in loans. In fifth place, with 5.0%, is Royal Bank, having originated $7,180,000 in loans.

    Platteville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Platteville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $148,225 (7.1%) $200,343 (0.5%) 0.00 119
    2018-02-01 $148,000 (6.1%) $197,951 (2.2%) 0.00 122
    2018-03-01 $169,450 (21.9%) $212,965 (6.2%) 0.00 138
    2018-04-01 $161,325 (15.3%) $203,342 (-1.4%) 0.00 129
    2018-05-01 $169,650 (21.7%) $205,407 (2.6%) 0.00 140
    2018-06-01 $169,900 (21.4%) $212,155 (8.4%) 0.00 147
    2018-07-01 $169,900 (13.3%) $223,177 (12.6%) 0.00 172
    2018-08-01 $165,000 (9.0%) $224,888 (6.7%) 0.00 172
    2018-09-01 $169,900 (19.3%) $236,109 (13.5%) 0.00 172
    2018-10-01 $164,175 (13.3%) $239,511 (19.9%) 0.00 153
    2018-11-01 $153,800 (6.1%) $235,499 (21.9%) 0.00 144
    2018-12-01 $155,500 (3.7%) $235,316 (15.2%) 0.00 130
    2019-01-01 $156,825 (5.8%) $228,097 (13.9%) 0.00 133
    2019-02-01 $149,975 (1.3%) $233,375 (17.9%) 0.00 122
    2019-03-01 $147,786 (-12.8%) $239,489 (12.5%) 0.00 119
    2019-04-01 $145,261 (-10.0%) $252,965 (24.4%) 0.00 120
    2019-05-01 $151,400 (-10.8%) $249,344 (21.4%) 0.00 149
    2019-06-01 $149,450 (-12.0%) $238,527 (12.4%) 0.00 164
    2019-07-01 $164,200 (-3.4%) $245,018 (9.8%) 0.00 174
    2019-08-01 $163,118 (-1.1%) $254,179 (13.0%) 0.00 169
    2019-09-01 $164,120 (-3.4%) $261,408 (10.7%) 0.00 166
    2019-10-01 $164,589 (0.3%) $268,548 (12.1%) 0.00 161
    2019-11-01 $159,900 (4.0%) $273,470 (16.1%) 0.00 142
    2019-12-01 $155,733 (0.2%) $271,564 (15.4%) 0.00 133
    2020-01-01 $154,300 (-1.6%) $268,562 (17.7%) 0.00 120
    2020-02-01 $167,950 (12.0%) $314,866 (34.9%) 0.00 110
    2020-03-01 $189,350 (28.1%) $336,813 (40.6%) 0.00 111
    2020-04-01 $178,900 (23.2%) $321,887 (27.3%) 0.00 104
    2020-05-01 $159,900 (5.6%) $310,445 (24.5%) 0.00 112
    2020-06-01 $156,475 (4.7%) $287,129 (20.4%) 0.00 110
    2020-07-01 $156,663 (-4.6%) $284,108 (16.0%) 0.00 110
    2020-08-01 $152,900 (-6.3%) $296,214 (16.5%) 0.00 103
    2020-09-01 $158,425 (-3.5%) $289,335 (10.7%) 0.00 96
    2020-10-01 $159,900 (-2.9%) $264,311 (-1.6%) 0.00 81
    2020-11-01 $172,750 (8.0%) $281,060 (2.8%) 0.00 75
    2020-12-01 $158,950 (2.1%) $255,306 (-6.0%) 0.00 77
    2021-01-01 $164,950 (6.9%) $240,947 (-10.3%) 0.00 70
    2021-02-01 $154,900 (-7.8%) $231,128 (-26.6%) 0.00 59
    2021-03-01 $152,475 (-19.5%) $260,006 (-22.8%) 0.00 47
    2021-04-01 $158,699 (-11.3%) $237,271 (-26.3%) 0.00 40
    2021-05-01 $159,900 (0.0%) $230,513 (-25.8%) 0.00 41
    2021-06-01 $169,700 (8.5%) $221,655 (-22.8%) 0.00 50
    2021-07-01 $174,450 (11.4%) $244,624 (-13.9%) 0.00 66
    2021-08-01 $173,475 (13.5%) $221,990 (-25.1%) 0.00 75
    2021-09-01 $159,450 (0.7%) $233,900 (-19.2%) 0.00 79
    2021-10-01 $187,000 (17.0%) $304,371 (15.2%) 0.00 78
    2021-11-01 $188,500 (9.1%) $270,220 (-3.9%) 0.00 70
    2021-12-01 $180,700 (13.7%) $268,995 (5.4%) 0.00 59
    2022-01-01 $189,900 (15.1%) $265,586 (10.2%) 0.00 49
    2022-02-01 $184,925 (19.4%) $252,635 (9.3%) 0.00 49
    2022-03-01 $183,200 (20.2%) $264,590 (1.8%) 0.00 44
    2022-04-01 $197,500 (24.5%) $283,045 (19.3%) 0.00 46
    2022-05-01 $238,225 (49.0%) $302,484 (31.2%) 0.00 53
    2022-06-01 $225,000 (32.6%) $285,893 (29.0%) 0.00 50
    2022-07-01 $264,450 (51.6%) $308,757 (26.2%) 0.00 58
    2022-08-01 $259,900 (49.8%) $316,750 (42.7%) 0.00 71
    2022-09-01 $259,900 (63.0%) $328,052 (40.3%) 0.00 72
    2022-10-01 $264,450 (41.4%) $315,300 (3.6%) 0.00 70
    2022-11-01 $275,975 (46.4%) $320,501 (18.6%) 0.00 67
    2022-12-01 $244,950 (35.6%) $319,186 (18.7%) 0.00 66
    2023-01-01 $259,450 (36.6%) $313,522 (18.1%) 0.00 58
    2023-02-01 $242,475 (31.1%) $306,697 (21.4%) 0.00 52
    Platteville's median listing price for 2023-02-01 was $242,475, a difference of $57,550 (31.1%) versus the prior year and $-16,975 versus the prior month.

    Platteville's median listing price comes in at 0% of the national average.

    Platteville's average listing price for 2023-02-01 was $306,697, a difference of $54,062 (21.4%) versus the prior year and $-6,825 versus the prior month.

    For the 2023-02-01 period, Platteville had 52 MLS listings, a difference of -6 listings (-10%) versus the prior month and 3 listings (6%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Platteville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,701 sqft
    2018-02-01 0 days 1,658 sqft
    2018-03-01 0 days 1,748 sqft
    2018-04-01 0 days 1,731 sqft
    2018-05-01 0 days 1,743 sqft
    2018-06-01 0 days 1,742 sqft
    2018-07-01 0 days 1,772 sqft
    2018-08-01 0 days 1,855 sqft
    2018-09-01 0 days 1,801 sqft
    2018-10-01 0 days 1,790 sqft
    2018-11-01 0 days 1,769 sqft
    2018-12-01 0 days 1,840 sqft
    2019-01-01 0 days 1,795 sqft
    2019-02-01 0 days 1,785 sqft
    2019-03-01 0 days 1,815 sqft
    2019-04-01 0 days 1,836 sqft
    2019-05-01 0 days 1,800 sqft
    2019-06-01 0 days 1,800 sqft
    2019-07-01 0 days 1,907 sqft
    2019-08-01 0 days 1,928 sqft
    2019-09-01 0 days 1,928 sqft
    2019-10-01 0 days 1,928 sqft
    2019-11-01 0 days 1,813 sqft
    2019-12-01 0 days 1,774 sqft
    2020-01-01 0 days 1,777 sqft
    2020-02-01 0 days 1,840 sqft
    2020-03-01 0 days 1,892 sqft
    2020-04-01 0 days 1,923 sqft
    2020-05-01 0 days 1,690 sqft
    2020-06-01 0 days 1,712 sqft
    2020-07-01 0 days 1,766 sqft
    2020-08-01 0 days 1,784 sqft
    2020-09-01 0 days 1,831 sqft
    2020-10-01 0 days 1,874 sqft
    2020-11-01 0 days 1,876 sqft
    2020-12-01 0 days 1,834 sqft
    2021-01-01 0 days 1,680 sqft
    2021-02-01 0 days 1,690 sqft
    2021-03-01 0 days 1,657 sqft
    2021-04-01 0 days 1,633 sqft
    2021-05-01 0 days 1,559 sqft
    2021-06-01 0 days 1,556 sqft
    2021-07-01 0 days 1,735 sqft
    2021-08-01 0 days 1,642 sqft
    2021-09-01 0 days 1,641 sqft
    2021-10-01 0 days 1,712 sqft
    2021-11-01 0 days 1,741 sqft
    2021-12-01 0 days 1,686 sqft
    2022-01-01 0 days 1,712 sqft
    2022-02-01 0 days 1,647 sqft
    2022-03-01 0 days 1,685 sqft
    2022-04-01 0 days 1,676 sqft
    2022-05-01 0 days 1,766 sqft
    2022-06-01 0 days 1,800 sqft
    2022-07-01 0 days 1,901 sqft
    2022-08-01 0 days 1,893 sqft
    2022-09-01 0 days 1,863 sqft
    2022-10-01 0 days 1,856 sqft
    2022-11-01 0 days 1,879 sqft
    2022-12-01 0 days 1,767 sqft
    2023-01-01 0 days 1,723 sqft
    2023-02-01 0 days 1,650 sqft
    Platteville's median listing age (time on market) for 2023-02-01 was 0 days.

    Platteville's median square footage for active listings during the 2023-02-01 period was 1,650 sqft. One year prior, the average listing was 1,647 sqft.

    Platteville, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 420 $79,410,000 $189,071
    Refi 169 $31,745,000 $187,840
    Cash Out Refi 163 $23,605,000 $144,816
    Other 147 $7,525,000 $51,190
    Home Improvement 38 $2,620,000 $68,947

    Platteville's most frequently cited loan purpose was Home Purchase, with 420 originations. The 2nd most popular reason was Refi, with 169 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 255 $40,575,000 $159,118
    5-6% 203 $31,205,000 $153,719
    3-4% 189 $38,895,000 $205,794
    6-7% 80 $9,800,000 $122,500
    2.5-3% 75 $9,365,000 $124,867
    <2.5% 65 $7,865,000 $121,000
    7-8% 35 $2,815,000 $80,429
    Over 8% 23 $1,365,000 $59,348

    During 2022, Platteville's most frequently originated rate bucket was 4-5%, with 255 originations.

    Loan Sizing (Platteville, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 381 $20,105,000 $52,769
    $100k-200k 375 $53,425,000 $142,467
    $200k-400k 150 $41,140,000 $274,267
    $400k-600k 22 $10,700,000 $486,364
    $Over $1MM 5 $16,295,000 $3,259,000
    $600k-1000k 4 $3,240,000 $810,000

    Platteville's loan sizing saw the bucket of loans from $100,000 or less with 381 originations, totaling $20,105,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 308 $58,730,000 $190,682
    60-80% 213 $45,635,000 $214,249
    20-40% 142 $12,710,000 $89,507
    Under 20% 134 $6,160,000 $45,970
    40-60% 118 $14,500,000 $122,881
    Over 100% 6 $3,550,000 $591,667

    Platteville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 308 originations, totaling $58,730,000 in origination value.