Alliant Mortgage Rates, Fees & Info
Dubuque, IALEI: 549300IFAGUDY5MUY541
Tax ID: 42-0329305
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Mortgage Data
Review & Overview
Alliant is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Alliant has a high proportion of conventional loans. Their top markets by origination volume include: Cedar Rapids, Dubuque, Des Moines, Mason City, and Burlington among others. We have data for 25 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliant has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
112Origination Dollar Volume (All Markets)
$16,300,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 27 | $4,235,000 | $156,852 | $0 | 0.00% |
| Outside of Metro Areas | 18 | $3,030,000 | $168,333 | $0 | 0.00% |
| DUBUQUE, IA (FHA|USDA|VA) | 20 | $2,720,000 | $136,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $0 | 0.00% |
| Mason City, IA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $0 | 0.00% |
| Burlington, IA-IL (FHA|USDA|VA) | 10 | $770,000 | $77,000 | $0 | 0.00% |
| MADISON, WI (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 0.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 0.00% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 0.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 0.00% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Pella, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Freeport, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Platteville, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| AMES, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| Clinton, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 112 | $16,300,000 | $145,536 | $0 | 0.00% |
For 2022, Alliant's most frequently originated type of loan was Conventional, with 112 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 54 | $9,890,000 | $183,148 | $0 | 0.00% |
| Cash Out Refi | 53 | $5,615,000 | $105,943 | $0 | 0.00% |
| Refi | 5 | $795,000 | $159,000 | $0 | 0.00% |
For 2022, Alliant's most frequently cited loan purpose was Home Purchase, with 54 originations. The 2nd most popular reason was Cash Out Refi, with 53 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 112 | $16,300,000 | $145,536 | $0 | 0.00% |
For 2022, Alliant's most frequently cited loan duration was Other, with 112 originations.
Loan Sizing
2022 saw Alliant place emphasis on $100,000 or less loans with 45 originations, totaling $2,615,000 in origination value.
Applicant Income
Alliant lent most frequently to those with incomes in the $100k-150k range, with 29 originations. The second most popular income band? $50k or less, with 27 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 112 | $16,300,000 | $145,536 | $0 | 0.00% |
Alliant lent most frequently to those with DTI ratios of Exempt%, with 112 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 112 | $16,300,000 | $145,536 | $0 | 0.00% |
Approval Rates
Total approvals of all applications98.59%
Alliant has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination89.29%
Alliant has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $105,000 | $105,000 |
| Exempt | 111 | $16,195,000 | $145,901 |