Alliant Mortgage Rates, Fees & Info

Dubuque, IA

LEI: 549300IFAGUDY5MUY541

Tax ID: 42-0329305

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Mortgage Data

Review & Overview

Alliant is a smaller mortgage company specializing in Refi and Home Purchase loans. Alliant has a high proportion of conventional loans. Their top markets by origination volume include: Cedar Rapids, Dubuque, Iowa City, Whitewater, and Michigan City among others. We have data for 23 markets. (Some data included below & more in-depth data is available with an active subscription.)

Alliant has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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Originations

123

Origination Dollar Volume (All Markets)

$12,425,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 36 $3,170,000 $88,056 $0 0.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 21 $2,435,000 $115,952 $0 0.00%
DUBUQUE, IA (FHA|USDA|VA) 25 $2,225,000 $89,000 $0 0.00%
IOWA CITY, IA (FHA|USDA|VA) 6 $860,000 $143,333 $0 0.00%
Whitewater, WI (FHA|USDA|VA) 2 $490,000 $245,000 $0 0.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $455,000 $455,000 $0 0.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $440,000 $220,000 $0 0.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $425,000 $141,667 $0 0.00%
Burlington, IA-IL (FHA|USDA|VA) 8 $350,000 $43,750 $0 0.00%
Branson, MO (FHA|USDA|VA) 1 $345,000 $345,000 $0 0.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $225,000 $225,000 $0 0.00%
MADISON, WI (FHA|USDA|VA) 3 $205,000 $68,333 $0 0.00%
Mason City, IA (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
Fort Dodge, IA (FHA|USDA|VA) 2 $150,000 $75,000 $0 0.00%
Clinton, IA (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
Marshalltown, IA (FHA|USDA|VA) 2 $100,000 $50,000 $0 0.00%
Pella, IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 0.00%
Platteville, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 0.00%
Spirit Lake, IA (FHA|USDA|VA) 1 $45,000 $45,000 $0 0.00%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $45,000 $45,000 $0 0.00%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $40,000 $20,000 $0 0.00%
Ottumwa, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 0.00%
AMES, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 0.00%
Alliant's top markets include Cedar Rapids, Dubuque, Iowa City, Whitewater, and Michigan City among others.

Their top states include:
  • Iowa (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 123 $12,425,000 $101,016 $0 0.00%

    For 2018, Alliant's most frequently originated type of loan was Conventional, with 123 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 60 $6,020,000 $100,333 $0 0.00%
    Home Purchase 43 $5,555,000 $129,186 $0 0.00%
    Cash Out Refi 17 $765,000 $45,000 $0 0.00%
    Home Improvement 3 $85,000 $28,333 $0 0.00%

    For 2018, Alliant's most frequently cited loan purpose was Refi, with 60 originations. The 2nd most popular reason was Home Purchase, with 43 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 123 $12,425,000 $101,016 $0 0.00%

    For 2018, Alliant's most frequently cited loan duration was Other, with 123 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 73 $3,515,000 $48,151 $0 0.00%
    $100k-200k 37 $5,195,000 $140,405 $0 0.00%
    $200k-400k 12 $3,260,000 $271,667 $0 0.00%
    $400k-600k 1 $455,000 $455,000 $0 0.00%

    2018 saw Alliant place emphasis on $100,000 or less loans with 73 originations, totaling $3,515,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 32 $3,210,000 $100,313 $0 0.00%
    $50k-75k 31 $3,295,000 $106,290 $0 0.00%
    $50k or less 28 $1,420,000 $50,714 $0 0.00%
    $100k-150k 24 $3,150,000 $131,250 $0 0.00%
    $150k-250k 8 $1,350,000 $168,750 $0 0.00%

    Alliant lent most frequently to those with incomes in the $75k-100k range, with 32 originations. The second most popular income band? $50k-75k, with 31 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 123 $12,425,000 $101,016 $0 0.00%

    Alliant lent most frequently to those with DTI ratios of Exempt%, with 123 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 113 $11,455,000 $101,372 $0 0.00%
    Not provided 7 $755,000 $107,857 $0 0.00%
    Asian 1 $135,000 $135,000 $0 0.00%
    Black 2 $80,000 $40,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    97.73%

    Alliant has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    95.12%

    Alliant has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 123 $12,425,000 $101,016

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 123 $12,425,000 $101,016