Alliant Mortgage Rates, Fees & Info
Dubuque, IALEI: 549300IFAGUDY5MUY541
Tax ID: 42-0329305
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Mortgage Data
Review & Overview
Alliant is a smaller mortgage company specializing in Refi and Home Purchase loans. Alliant has a high proportion of conventional loans. Their top markets by origination volume include: Cedar Rapids, Dubuque, Iowa City, Whitewater, and Michigan City among others. We have data for 23 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliant has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
123Origination Dollar Volume (All Markets)
$12,425,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 36 | $3,170,000 | $88,056 | $0 | 0.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 21 | $2,435,000 | $115,952 | $0 | 0.00% |
| DUBUQUE, IA (FHA|USDA|VA) | 25 | $2,225,000 | $89,000 | $0 | 0.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $0 | 0.00% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 0.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 0.00% |
| Burlington, IA-IL (FHA|USDA|VA) | 8 | $350,000 | $43,750 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| MADISON, WI (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 0.00% |
| Mason City, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 0.00% |
| Clinton, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 0.00% |
| Pella, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| Platteville, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 0.00% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
| AMES, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 123 | $12,425,000 | $101,016 | $0 | 0.00% |
For 2018, Alliant's most frequently originated type of loan was Conventional, with 123 originations.
Loan Reason
For 2018, Alliant's most frequently cited loan purpose was Refi, with 60 originations. The 2nd most popular reason was Home Purchase, with 43 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 123 | $12,425,000 | $101,016 | $0 | 0.00% |
For 2018, Alliant's most frequently cited loan duration was Other, with 123 originations.
Loan Sizing
2018 saw Alliant place emphasis on $100,000 or less loans with 73 originations, totaling $3,515,000 in origination value.
Applicant Income
Alliant lent most frequently to those with incomes in the $75k-100k range, with 32 originations. The second most popular income band? $50k-75k, with 31 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 123 | $12,425,000 | $101,016 | $0 | 0.00% |
Alliant lent most frequently to those with DTI ratios of Exempt%, with 123 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.73%
Alliant has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination95.12%
Alliant has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 123 | $12,425,000 | $101,016 |