DUBUQUE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dubuque averaged 6.09% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 5.89% and one month ago for the week of 2024-09-05, the average rate was 5.72%.

Dubuque's average rate one year ago was 6.86%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Dubuque 30 Year Fixed Rate 2024-10-10 6.09%
Dubuque 30 Year Fixed Rate Refi 2024-10-10 6.72%
Dubuque 15 Year Fixed Rate 2024-10-10 5.61%
Dubuque 15 Year Fixed Rate Refi 2024-10-10 5.31%
Dubuque 30 Year FHA 2024-10-10 6%
Dubuque 30 Year FHA Refi 2024-10-10 6.2%
Dubuque 30 Year USDA 2024-10-10 5.88%
Dubuque 30 Year USDA Refi 2024-10-10 5.98%
Dubuque 30 Year VA 2024-10-10 5.95%
Dubuque 30 Year VA Refi 2024-10-10 5.85%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DUBUQUE, IA.

DUBUQUE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DUBUQUE, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
DUPACO COMMUNITY 266 6.21% $2,065
GREENSTATE CREDIT UNION 166 6.28% $2,143
MidWestOne Bank 50 6.57% $2,329
Fidelity Bank & Trust 44 6.52% $1,885
IOWA BANKERS MORTGAGE CORPORATION 40 6.46% $3,243
Collins Community Credit Union 37 6.45% $1,958
DuTrac Community Credit Union 35 6.37% $2,337
U.S. Bank 21 6.70% $3,470
Deere Employees Credit Union 20 5.95% $3,071
QUICKEN LOANS, LLC 20 7.02% $5,415
UNITED WHOLESALE MORTGAGE, LLC 8 7.25% $4,574
Ohnward Bank & Trust 6 6.21% $2,044
VERIDIAN CREDIT UNION 4 6.38% $1,951
MOVEMENT MORTGAGE, LLC 3 6.69% $3,332
Wells Fargo Bank 2 6.63% $2,874
AmeriHome Mortgage Company, LLC 2 6.00% $2,089
BROKER SOLUTIONS, INC. 2 6.87% $4,889
Farm Credit Mid-America, ACA 2 6.81% $5,989
JPMorgan Chase Bank 2 6.93% $5,234
NEWREZ LLC 2 5.94% $2,313
RUHL MORTGAGE, LLC 2 6.56% $2,335
Farmers Bank & Trust 1 5.63% $3,384
CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $5,718
First Interstate Bank 1 6.50% $2,351
First Savings Bank 1 6.63% $6,283
Coulee Bank 1 6.50% $3,234
GUARANTEED RATE, INC. 1 7.25% $6,416
Home State Bank 1 7.13% $3,725
CORNERSTONE HOME LENDING, INC. 1 6.88% $5,977
Bank of America 1 7.25% $2,493
Midwest Heritage Bank FSB 1 6.00% $2,884
Carrington Mortgage Services, LLC 1 6.88% $5,336
CARDINAL FINANCIAL 1 7.25% $8,098
NATIONWIDE MORTGAGE BANKERS, INC. 1 5.88% $4,970
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.38% $3,776
BMO Harris Bank 1 7.13% $3,943
PNC Bank 1 6.50% $7,021
PREMIA MORTGAGE, LLC 1 7.00% $60
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.75% $4,251
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $6,483
Baxter Credit Union 1 7.00% $3,374
Regions Bank 1 5.63% $4,799
RESIDENTIAL MORTGAGE NETWORK, INC. 1 6.13% $2,049
American Bank and Trust Company 1 6.88% $2,634
The Huntington National Bank 1 6.25% $3,425
Barrington Bank & Trust Company, N.A. 1 6.49% $5,975
EMBRACE HOME LOANS, INC. 1 5.38% $3,411
ENVOY MORTGAGE, LTD 1 6.88% $3,318
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $6,425
USAA Federal Savings Bank 1 6.88% $2,416

DUBUQUE Average Closing Costs & Other Stats

DUBUQUE, IA's 50 lenders originated 2,328 loans during 2023. The total origination value was $373,080,000, with an average loan value of $160,258.

DUBUQUE's average closing costs are $2,624.

The top DUBUQUE lender as defined by loan originations is DUPACO COMMUNITY, with 266 loans originated. Their average total fees are $2,065, which is $78 lower than the next largest lender, GREENSTATE CREDIT UNION.

The lowest fee DUBUQUE lenders (with over 10 loans originated) are Fidelity Bank & Trust ($1,885), Collins Community Credit Union ($1,958), DUPACO COMMUNITY ($2,065), GREENSTATE CREDIT UNION ($2,143) and MidWestOne Bank ($2,329).

The lowest rate DUBUQUE lenders (with over 10 loans originated) are Deere Employees Credit Union (5.95%), DUPACO COMMUNITY (6.21%), GREENSTATE CREDIT UNION (6.28%), DuTrac Community Credit Union (6.37%) and Collins Community Credit Union (6.45%).

DUBUQUE, IA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
DUPACO COMMUNITY $142,930,000 $115,235,000 -19.4% 30.9%
GREENSTATE CREDIT UNION $61,350,000 $55,400,000 -9.7% 14.8%
Fidelity Bank & Trust $35,755,000 $36,580,000 2.3% 9.8%
MidWestOne Bank $53,875,000 $31,360,000 -41.8% 8.4%
DuTrac Community Credit Union $26,680,000 $12,970,000 -51.4% 3.5%
IOWA BANKERS MORTGAGE CORPORATION $19,230,000 $10,655,000 -44.6% 2.9%
Cedar Rapids Bank and Trust Company $10,335,000 n/a 2.8%
Collins Community Credit Union $25,040,000 $8,715,000 -65.2% 2.3%
Premier Bank $17,855,000 $6,280,000 -64.8% 1.7%
QUICKEN LOANS, LLC $9,165,000 $6,175,000 -32.6% 1.7%
Deere Employees Credit Union $13,620,000 $6,075,000 -55.4% 1.6%
U.S. Bank $13,460,000 $5,935,000 -55.9% 1.6%
Kerndt Brothers Savings Bank $5,610,000 n/a 1.5%
MOVEMENT MORTGAGE, LLC $8,035,000 $4,255,000 -47.0% 1.1%
21ST MORTGAGE CORPORATION $685,000 $3,310,000 383.2% 0.9%
ALLIANT $2,720,000 $2,600,000 -4.4% 0.7%
Community Savings Bank $4,135,000 $2,545,000 -38.5% 0.7%
Mortgage Research Center, LLC $6,620,000 $2,385,000 -64.0% 0.6%
UNITED WHOLESALE MORTGAGE, LLC $1,150,000 $2,360,000 105.2% 0.6%
BROKER SOLUTIONS, INC. $4,905,000 $1,920,000 -60.9% 0.5%
VERIDIAN CREDIT UNION $1,285,000 $1,875,000 45.9% 0.5%
NEWREZ LLC $1,025,000 $1,585,000 54.6% 0.4%
Ohnward Bank & Trust $1,695,000 $1,210,000 -28.6% 0.3%
RUHL MORTGAGE, LLC $720,000 $1,025,000 42.4% 0.3%
NAVY FEDERAL CREDIT UNION $420,000 $975,000 132.1% 0.3%
Citizens State Bank $1,320,000 $955,000 -27.7% 0.3%
Barrington Bank & Trust Company, N.A. $235,000 $810,000 244.7% 0.2%
EMBRACE HOME LOANS, INC. $105,000 $775,000 638.1% 0.2%
PENNYMAC LOAN SERVICES, LLC $1,025,000 $775,000 -24.4% 0.2%
Wells Fargo Bank $2,005,000 $750,000 -62.6% 0.2%
PREMIA MORTGAGE, LLC $570,000 $700,000 22.8% 0.2%
Farm Credit Mid-America, ACA $650,000 n/a 0.2%
Regions Bank $445,000 $645,000 44.9% 0.2%
USAA Federal Savings Bank $720,000 $620,000 -13.9% 0.2%
NEW DAY FINANCIAL, LLC $420,000 $600,000 42.9% 0.2%
BMO Harris Bank $585,000 n/a 0.2%
CARDINAL FINANCIAL $1,645,000 $545,000 -66.9% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $545,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $540,000 n/a 0.1%
GUARANTEED RATE, INC. $1,235,000 $525,000 -57.5% 0.1%
First Savings Bank $375,000 $520,000 38.7% 0.1%
Farmers & Merchants Savings Bank $1,735,000 $510,000 -70.6% 0.1%
Farmers Bank & Trust $505,000 n/a 0.1%
JPMorgan Chase Bank $480,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $1,680,000 $440,000 -73.8% 0.1%
FREEDOM MORTGAGE CORPORATION $1,075,000 $440,000 -59.1% 0.1%
F&M Bank $435,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $415,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $245,000 $410,000 67.3% 0.1%
The Bank of New Glarus $405,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $275,000 $390,000 41.8% 0.1%
PNC Bank $375,000 $385,000 2.7% 0.1%
Servion, Inc. $850,000 $360,000 -57.6% 0.1%
The Federal Savings Bank $195,000 $360,000 84.6% 0.1%
RESIDENTIAL MORTGAGE NETWORK, INC. $350,000 n/a 0.1%
American Bank and Trust Company $235,000 $345,000 46.8% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $225,000 $335,000 48.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $400,000 $320,000 -20.0% 0.1%
PLANET HOME LENDING, LLC $145,000 $315,000 117.2% 0.1%
Farmers State Bank $105,000 $305,000 190.5% 0.1%
Bank of America $430,000 $295,000 -31.4% 0.1%
Midwest Heritage Bank FSB $90,000 $280,000 211.1% 0.1%
MARINE $310,000 $270,000 -12.9% 0.1%
Mr. Cooper ( Nationstar Mortgage ) $860,000 $265,000 -69.2% 0.1%
Luana Savings Bank $620,000 $260,000 -58.1% 0.1%
ENVOY MORTGAGE, LTD $245,000 n/a 0.1%
NBKC BANK $235,000 n/a 0.1%
VERITAS FUNDING, LLC $235,000 n/a 0.1%
Wood & Huston Bank $235,000 n/a 0.1%
Contract Exchange Corporation $105,000 $230,000 119.0% 0.1%
GERSHMAN INVESTMENT CORP. $225,000 n/a 0.1%
Baxter Credit Union $430,000 $215,000 -50.0% 0.1%
HOMESERVICES LENDING, LLC $215,000 n/a 0.1%
Home State Bank $215,000 n/a 0.1%
The Huntington National Bank $1,680,000 $215,000 -87.2% 0.1%
Ally Bank $95,000 $205,000 115.8% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $205,000 n/a 0.1%
SENB Bank $205,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $115,000 $195,000 69.6% 0.1%
Coulee Bank $195,000 n/a 0.1%
LOANDEPOT.COM, LLC $850,000 $195,000 -77.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $225,000 $195,000 -13.3% 0.1%
ENDEAVOR CAPITAL, LLC. $185,000 n/a 0.0%
Flagstar Bank, FSB $270,000 $185,000 -31.5% 0.0%
GUILD MORTGAGE COMPANY $1,730,000 $185,000 -89.3% 0.0%
CORNERSTONE HOME LENDING, INC. $165,000 n/a 0.0%
Bank of England $175,000 $135,000 -22.9% 0.0%
Figure Lending LLC $135,000 $135,000 0.0% 0.0%
Coastal Community Bank $130,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $125,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $245,000 $125,000 -49.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $430,000 $120,000 -72.1% 0.0%
Mound City Bank $2,180,000 $115,000 -94.7% 0.0%
First Interstate Bank $65,000 $105,000 61.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $105,000 n/a 0.0%
PHH Mortgage Corporation $85,000 $95,000 11.8% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $95,000 n/a 0.0%
Carrington Mortgage Services, LLC $330,000 $85,000 -74.2% 0.0%
FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $55,000 $75,000 36.4% 0.0%
MEMBER FIRST MORTGAGE, LLC $55,000 n/a 0.0%
Farmers State Bank $105,000 $45,000 -57.1% 0.0%
CEDAR FALLS COMMUNITY CREDIT UNION $15,000 n/a 0.0%

DUBUQUE's top lender by overall market share is DUPACO COMMUNITY, with 30.9% market share. In second place, with 14.8%, is GREENSTATE CREDIT UNION, having originated $55,400,000 in loans. In third place, with 9.8%, is Fidelity Bank & Trust, having originated $36,580,000 in loans. In fourth place, with 8.4%, is MidWestOne Bank, having originated $31,360,000 in loans. In fifth place, with 3.5%, is DuTrac Community Credit Union, having originated $12,970,000 in loans.


DUBUQUE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DUBUQUE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $244,700 (22.4%) $263,530 (9.2%) 0.00 208
2018-02-01 $248,975 (14.7%) $267,697 (6.8%) 0.00 204
2018-03-01 $269,900 (22.6%) $279,528 (11.2%) 0.00 195
2018-04-01 $263,650 (19.9%) $278,145 (7.5%) 0.00 209
2018-05-01 $251,425 (9.4%) $294,135 (12.6%) 0.00 227
2018-06-01 $264,500 (13.8%) $301,637 (13.4%) 0.00 235
2018-07-01 $272,125 (23.8%) $308,515 (18.4%) 0.00 243
2018-08-01 $269,450 (14.8%) $313,476 (17.9%) 0.00 259
2018-09-01 $257,000 (7.1%) $304,131 (17.0%) 0.00 271
2018-10-01 $239,450 (0.8%) $293,142 (14.5%) 0.00 276
2018-11-01 $232,225 (-1.2%) $299,345 (16.3%) 0.00 248
2018-12-01 $244,900 (4.2%) $301,365 (15.5%) 0.00 202
2019-01-01 $242,675 (-0.8%) $301,811 (14.5%) 0.00 179
2019-02-01 $260,250 (4.5%) $311,719 (16.4%) 0.00 174
2019-03-01 $261,100 (-3.3%) $316,739 (13.3%) 0.00 171
2019-04-01 $256,700 (-2.6%) $315,914 (13.6%) 0.00 176
2019-05-01 $279,900 (11.3%) $323,560 (10.0%) 0.00 196
2019-06-01 $299,900 (13.4%) $332,727 (10.3%) 0.00 215
2019-07-01 $296,250 (8.9%) $336,596 (9.1%) 0.00 229
2019-08-01 $279,027 (3.6%) $317,022 (1.1%) 0.00 239
2019-09-01 $262,643 (2.2%) $300,611 (-1.2%) 0.00 240
2019-10-01 $256,720 (7.2%) $292,573 (-0.2%) 0.00 240
2019-11-01 $260,000 (12.0%) $315,898 (5.5%) 0.00 211
2019-12-01 $259,925 (6.1%) $308,345 (2.3%) 0.00 198
2020-01-01 $262,425 (8.1%) $320,024 (6.0%) 0.00 173
2020-02-01 $274,900 (5.6%) $322,711 (3.5%) 0.00 169
2020-03-01 $278,675 (6.7%) $328,664 (3.8%) 0.00 181
2020-04-01 $297,175 (15.8%) $338,603 (7.2%) 0.00 168
2020-05-01 $310,950 (11.1%) $339,209 (4.8%) 0.00 162
2020-06-01 $319,900 (6.7%) $357,498 (7.4%) 0.00 153
2020-07-01 $303,000 (2.3%) $347,671 (3.3%) 0.00 137
2020-08-01 $289,000 (3.6%) $336,056 (6.0%) 0.00 143
2020-09-01 $285,325 (8.6%) $341,891 (13.7%) 0.00 133
2020-10-01 $274,900 (7.1%) $330,321 (12.9%) 0.00 126
2020-11-01 $295,450 (13.6%) $346,282 (9.6%) 0.00 112
2020-12-01 $307,475 (18.3%) $358,003 (16.1%) 0.00 99
2021-01-01 $298,000 (13.6%) $362,876 (13.4%) 0.00 92
2021-02-01 $346,000 (25.9%) $408,050 (26.4%) 0.00 71
2021-03-01 $319,675 (14.7%) $389,238 (18.4%) 0.00 73
2021-04-01 $389,225 (31.0%) $435,705 (28.7%) 0.00 74
2021-05-01 $350,000 (12.6%) $414,188 (22.1%) 0.00 85
2021-06-01 $287,500 (-10.1%) $366,558 (2.5%) 0.00 92
2021-07-01 $258,500 (-14.7%) $339,264 (-2.4%) 0.00 102
2021-08-01 $270,500 (-6.4%) $345,280 (2.7%) 0.00 101
2021-09-01 $265,500 (-7.0%) $331,217 (-3.1%) 0.00 115
2021-10-01 $279,900 (1.8%) $345,289 (4.5%) 0.00 120
2021-11-01 $286,575 (-3.0%) $346,461 (0.1%) 0.00 110
2021-12-01 $318,000 (3.4%) $357,517 (-0.1%) 0.00 81
2022-01-01 $366,875 (23.1%) $359,135 (-1.0%) 0.00 57
2022-02-01 $383,363 (10.8%) $363,792 (-10.9%) 0.00 65
2022-03-01 $341,372 (6.8%) $353,831 (-9.1%) 0.00 75
2022-04-01 $378,900 (-2.7%) $363,905 (-16.5%) 0.00 83
2022-05-01 $384,900 (10.0%) $381,303 (-7.9%) 0.00 97
2022-06-01 $355,875 (23.8%) $360,810 (-1.6%) 0.00 115
2022-07-01 $349,900 (35.4%) $353,130 (4.1%) 0.00 125
2022-08-01 $311,888 (15.3%) $352,379 (2.1%) 0.00 123
2022-09-01 $299,200 (12.7%) $343,251 (3.6%) 0.00 133
2022-10-01 $297,000 (6.1%) $334,647 (-3.1%) 0.00 142
2022-11-01 $315,799 (10.2%) $346,984 (0.2%) 0.00 151
2022-12-01 $329,900 (3.7%) $365,840 (2.3%) 0.00 121
2023-01-01 $369,900 (0.8%) $386,082 (7.5%) 0.00 95
2023-02-01 $386,850 (0.9%) $413,016 (13.5%) 0.00 91
2023-03-01 $366,225 (7.3%) $402,045 (13.6%) 0.00 94
2023-04-01 $375,000 (-1.0%) $399,828 (9.9%) 0.00 100
2023-05-01 $404,100 (5.0%) $436,823 (14.6%) 0.00 99
2023-06-01 $388,725 (9.2%) $432,653 (19.9%) 0.00 104
2023-07-01 $374,900 (7.1%) $420,806 (19.2%) 0.00 94
2023-08-01 $347,874 (11.5%) $402,991 (14.4%) 0.00 102
2023-09-01 $305,000 (1.9%) $348,468 (1.5%) 0.00 134
2023-10-01 $310,750 (4.6%) $354,569 (6.0%) 0.00 139
2023-11-01 $313,500 (-0.7%) $350,762 (1.1%) 0.00 129
2023-12-01 $304,500 (-7.7%) $345,059 (-5.7%) 0.00 124
2024-01-01 $295,500 (-20.1%) $339,920 (-12.0%) 0.00 114
2024-02-01 $262,500 (-32.1%) $336,185 (-18.6%) 0.00 116
2024-03-01 $308,750 (-15.7%) $346,666 (-13.8%) 0.00 125
2024-04-01 $297,400 (-20.7%) $345,685 (-13.5%) 0.00 117
2024-05-01 $297,200 (-26.5%) $374,505 (-14.3%) 0.00 108
2024-06-01 $284,950 (-26.7%) $415,488 (-4.0%) 0.00 101
2024-07-01 $334,999 (-10.6%) $434,534 (3.3%) 0.00 120
2024-08-01 $329,450 (-5.3%) $411,556 (2.1%) 0.00 141
2024-09-01 $294,950 (-3.3%) $379,265 (8.8%) 0.00 161
DUBUQUE's median listing price for 2024-09-01 was $294,950, a difference of $-10,050 (-3.3%) versus the prior year and $-34,500 versus the prior month.

DUBUQUE's median listing price comes in at 0% of the national average.

DUBUQUE's average listing price for 2024-09-01 was $379,265, a difference of $30,797 (8.8%) versus the prior year and $-32,291 versus the prior month.

For the 2024-09-01 period, DUBUQUE had 161 MLS listings, a difference of 20 listings (14%) versus the prior month and 27 listings (20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DUBUQUE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,007 sqft
2018-02-01 0 days 2,038 sqft
2018-03-01 0 days 2,087 sqft
2018-04-01 0 days 2,251 sqft
2018-05-01 0 days 2,205 sqft
2018-06-01 0 days 2,198 sqft
2018-07-01 0 days 2,250 sqft
2018-08-01 0 days 2,331 sqft
2018-09-01 0 days 2,264 sqft
2018-10-01 0 days 2,149 sqft
2018-11-01 0 days 2,072 sqft
2018-12-01 0 days 2,022 sqft
2019-01-01 0 days 1,981 sqft
2019-02-01 0 days 2,008 sqft
2019-03-01 0 days 2,092 sqft
2019-04-01 0 days 2,146 sqft
2019-05-01 0 days 2,188 sqft
2019-06-01 0 days 2,306 sqft
2019-07-01 0 days 2,245 sqft
2019-08-01 0 days 2,182 sqft
2019-09-01 0 days 2,111 sqft
2019-10-01 0 days 2,074 sqft
2019-11-01 0 days 2,199 sqft
2019-12-01 0 days 2,072 sqft
2020-01-01 0 days 1,941 sqft
2020-02-01 0 days 1,995 sqft
2020-03-01 0 days 2,182 sqft
2020-04-01 0 days 2,201 sqft
2020-05-01 0 days 2,221 sqft
2020-06-01 0 days 2,300 sqft
2020-07-01 0 days 2,324 sqft
2020-08-01 0 days 2,214 sqft
2020-09-01 0 days 2,227 sqft
2020-10-01 0 days 2,200 sqft
2020-11-01 0 days 2,188 sqft
2020-12-01 0 days 2,146 sqft
2021-01-01 0 days 2,061 sqft
2021-02-01 0 days 2,280 sqft
2021-03-01 0 days 2,261 sqft
2021-04-01 0 days 2,838 sqft
2021-05-01 0 days 2,256 sqft
2021-06-01 0 days 2,032 sqft
2021-07-01 0 days 1,999 sqft
2021-08-01 0 days 1,976 sqft
2021-09-01 0 days 1,856 sqft
2021-10-01 0 days 1,989 sqft
2021-11-01 0 days 2,135 sqft
2021-12-01 0 days 1,991 sqft
2022-01-01 0 days 1,988 sqft
2022-02-01 0 days 1,949 sqft
2022-03-01 0 days 1,884 sqft
2022-04-01 0 days 1,968 sqft
2022-05-01 0 days 1,939 sqft
2022-06-01 0 days 1,989 sqft
2022-07-01 0 days 1,923 sqft
2022-08-01 0 days 1,926 sqft
2022-09-01 0 days 2,089 sqft
2022-10-01 0 days 2,054 sqft
2022-11-01 0 days 2,111 sqft
2022-12-01 0 days 2,010 sqft
2023-01-01 0 days 2,115 sqft
2023-02-01 0 days 2,273 sqft
2023-03-01 0 days 2,202 sqft
2023-04-01 0 days 2,313 sqft
2023-05-01 0 days 2,603 sqft
2023-06-01 0 days 2,448 sqft
2023-07-01 0 days 2,271 sqft
2023-08-01 0 days 2,044 sqft
2023-09-01 0 days 1,975 sqft
2023-10-01 0 days 1,968 sqft
2023-11-01 0 days 1,916 sqft
2023-12-01 0 days 1,841 sqft
2024-01-01 0 days 1,890 sqft
2024-02-01 0 days 1,803 sqft
2024-03-01 0 days 1,773 sqft
2024-04-01 0 days 1,790 sqft
2024-05-01 0 days 1,861 sqft
2024-06-01 0 days 1,900 sqft
2024-07-01 0 days 2,309 sqft
2024-08-01 0 days 2,106 sqft
2024-09-01 0 days 1,993 sqft
DUBUQUE's median listing age (time on market) for 2024-09-01 was 0 days.

DUBUQUE's median square footage for active listings during the 2024-09-01 period was 1,993 sqft. One year prior, the average listing was 1,975 sqft.

DUBUQUE, IA Average Rent (2023)

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For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
52001 Dubuque, IA MSA $600 $680 $900 $1,200 $1,530
52002 Dubuque, IA MSA $700 $790 $1,040 $1,390 $1,770
52003 Dubuque, IA MSA $650 $740 $970 $1,290 $1,650
52004 Dubuque, IA MSA $620 $710 $930 $1,240 $1,580
52031 Dubuque, IA MSA $530 $600 $800 $1,060 $1,350
52032 Dubuque, IA MSA $530 $600 $800 $1,060 $1,340
52033 Dubuque, IA MSA $590 $670 $880 $1,170 $1,400
52039 Dubuque, IA MSA $620 $710 $930 $1,240 $1,580
52040 Dubuque, IA MSA $580 $660 $870 $1,160 $1,480
52045 Dubuque, IA MSA $570 $650 $850 $1,130 $1,450
52046 Dubuque, IA MSA $640 $730 $960 $1,280 $1,640
52052 Dubuque, IA MSA $530 $600 $800 $1,060 $1,350
52053 Dubuque, IA MSA $530 $600 $800 $1,060 $1,350
52054 Dubuque, IA MSA $530 $610 $800 $1,070 $1,360
52056 Dubuque, IA MSA $620 $710 $930 $1,240 $1,580
52065 Dubuque, IA MSA $530 $600 $800 $1,060 $1,350
52068 Dubuque, IA MSA $610 $690 $910 $1,210 $1,540
52073 Dubuque, IA MSA $640 $730 $960 $1,280 $1,640
52078 Dubuque, IA MSA $530 $600 $800 $1,060 $1,350
52079 Dubuque, IA MSA $550 $620 $820 $1,100 $1,390
52099 Dubuque, IA MSA $620 $710 $930 $1,240 $1,580
52237 Dubuque, IA MSA $530 $600 $800 $1,060 $1,350

2022 Average & Median Rent Data Statistics
DUBUQUE, IA average 1BR rent: $664, median: $665
DUBUQUE, IA average 2BR rent: $876, median: $875
DUBUQUE, IA average 3BR rent: $1,166, median: $1,165

DUBUQUE, IA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,194 $254,600,000 $213,233
Other 530 $37,450,000 $70,660
Refi 313 $50,145,000 $160,208
Home Improvement 148 $10,200,000 $68,919
Cash Out Refi 143 $20,685,000 $144,650

Dubuque's most frequently cited loan purpose was Home Purchase, with 1,194 originations. The 2nd most popular reason was Other, with 530 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 704 $136,780,000 $194,290
7-8% 592 $71,700,000 $121,115
5-6% 444 $89,400,000 $201,351
Over 8% 372 $26,920,000 $72,366
4-5% 45 $9,155,000 $203,444
2.5-3% 23 $2,585,000 $112,391
<2.5% 8 $60,000 $7,500
3-4% 2 $820,000 $410,000

During 2023, Dubuque's most frequently originated rate bucket was 6-7%, with 704 originations.

Loan Sizing (DUBUQUE, IA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 1,024 $51,910,000 $50,693
$100k-200k 736 $107,880,000 $146,576
$200k-400k 459 $123,905,000 $269,946
$400k-600k 76 $35,900,000 $472,368
$600k-1000k 21 $14,655,000 $697,857
$Over $1MM 12 $38,830,000 $3,235,833

DUBUQUE's loan sizing saw the bucket of loans from $100,000 or less with 1,024 originations, totaling $51,910,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 659 $138,955,000 $210,857
Under 20% 509 $32,375,000 $63,605
60-80% 425 $90,775,000 $213,588
20-40% 390 $33,940,000 $87,026
40-60% 180 $28,140,000 $156,333
Over 100% 13 $12,095,000 $930,385

DUBUQUE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 659 originations, totaling $138,955,000 in origination value.