DUBUQUE Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Dubuque averaged 6.4% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.65% and one month ago for the week of 2025-04-17, the average rate was 6.27%.

    Dubuque's average rate one year ago was 6.56%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.46%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Dubuque 30 Year Fixed Rate 2025-05-22 6.4%
    Dubuque 30 Year Fixed Rate Refi 2025-05-22 7.46%
    Dubuque 15 Year Fixed Rate 2025-05-22 6.11%
    Dubuque 15 Year Fixed Rate Refi 2025-05-22 6.41%
    Dubuque 30 Year FHA 2025-05-22 6.71%
    Dubuque 30 Year FHA Refi 2025-05-22 6.81%
    Dubuque 30 Year USDA 2025-05-22 6.33%
    Dubuque 30 Year USDA Refi 2025-05-22 6.33%
    Dubuque 30 Year VA 2025-05-22 6.52%
    Dubuque 30 Year VA Refi 2025-05-22 6.52%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DUBUQUE, IA.

    DUBUQUE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DUBUQUE, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    DUPACO COMMUNITY 309 6.18% $2,428
    GREENSTATE CREDIT UNION 153 6.30% $2,089
    MidWestOne Bank 111 6.38% $2,865
    Fidelity Bank & Trust 51 6.17% $1,857
    DuTrac Community Credit Union 34 6.36% $2,380
    U.S. Bank 29 6.67% $3,680
    IOWA BANKERS MORTGAGE CORPORATION 26 6.27% $2,777
    MOVEMENT MORTGAGE, LLC 21 6.66% $3,715
    QUICKEN LOANS, LLC 19 6.77% $4,572
    RUHL MORTGAGE, LLC 11 6.50% $2,217
    Deere Employees Credit Union 10 6.39% $3,034
    Collins Community Credit Union 8 6.50% $2,068
    UNITED WHOLESALE MORTGAGE, LLC 8 7.37% $4,404
    GUILD MORTGAGE COMPANY 4 6.69% $4,701
    AmeriHome Mortgage Company, LLC 4 6.50% $2,199
    JPMorgan Chase Bank 4 6.31% $3,678
    CROSSCOUNTRY MORTGAGE, LLC 3 7.05% $7,261
    Hills Bank and Trust Company 3 6.17% $1,840
    BROKER SOLUTIONS, INC. 3 6.62% $4,423
    Royal Bank 2 6.69% $4,336
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.43% $4,262
    HOMESIDE FINANCIAL, LLC 2 7.38% $2,499
    NAVY FEDERAL CREDIT UNION 2 6.63% $6,182
    NEWREZ LLC 2 6.31% $2,731
    Servion, Inc. 2 6.63% $2,388
    USAA Federal Savings Bank 2 6.69% $6,884
    VERIDIAN CREDIT UNION 2 5.81% $2,236
    Farm Credit Mid-America, ACA 1 7.38% $7,655
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $7,210
    Waterstone Mortgage Corporation 1 6.63% $5,829
    NBKC BANK 1 7.00% $1,864
    Bank of America 1 7.13% $3,185
    North American Savings Bank, F.S.B. 1 7.63% $7,559
    ENDEAVOR CAPITAL, LLC. 1 7.63% $5,906
    RESIDENTIAL MORTGAGE NETWORK, INC. 1 7.00% $3,108
    Ally Bank 1 6.88% $6,091
    ROYAL UNITED MORTGAGE LLC 1 7.13% $6,124
    BMO Harris Bank 1 7.00% $3,668
    West Gate Bank 1 6.50% $2,464
    STOCKTON MORTGAGE CORPORATION 1 6.88% $3,408
    Bell Bank 1 6.13% $6,233
    Horicon Bank 1 5.88% $2,280
    GUARANTEED RATE, INC. 1 6.63% $4,525
    Ixonia Bank 1 5.99% $5,179
    FLAT BRANCH MORTGAGE, INC. 1 6.99% $4,498
    Fifth Third Bank 1 6.25% $2,690

    DUBUQUE Average Closing Costs & Other Stats

    DUBUQUE, IA's 46 lenders originated 2,465 loans during 2024. The total origination value was $408,095,000, with an average loan value of $165,556.

    DUBUQUE's average closing costs are $2,690.

    The top DUBUQUE lender as defined by loan originations is DUPACO COMMUNITY, with 309 loans originated. Their average total fees are $2,428, which is $339 higher than the next largest lender, GREENSTATE CREDIT UNION.

    The lowest fee DUBUQUE lenders (with over 10 loans originated) are Fidelity Bank & Trust ($1,857), GREENSTATE CREDIT UNION ($2,089), RUHL MORTGAGE, LLC ($2,217), DuTrac Community Credit Union ($2,380) and DUPACO COMMUNITY ($2,428).

    The lowest rate DUBUQUE lenders (with over 10 loans originated) are Fidelity Bank & Trust (6.17%), DUPACO COMMUNITY (6.18%), IOWA BANKERS MORTGAGE CORPORATION (6.27%), GREENSTATE CREDIT UNION (6.30%) and DuTrac Community Credit Union (6.36%).

    DUBUQUE, IA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    DUPACO COMMUNITY $115,235,000 $127,320,000 10.5% 31.2%
    MidWestOne Bank $31,360,000 $55,095,000 75.7% 13.5%
    GREENSTATE CREDIT UNION $55,400,000 $46,295,000 -16.4% 11.3%
    Fidelity Bank & Trust $36,580,000 $42,265,000 15.5% 10.4%
    DuTrac Community Credit Union $12,970,000 $12,330,000 -4.9% 3.0%
    U.S. Bank $5,935,000 $10,505,000 77.0% 2.6%
    QUICKEN LOANS, LLC $6,175,000 $10,195,000 65.1% 2.5%
    MOVEMENT MORTGAGE, LLC $4,255,000 $9,945,000 133.7% 2.4%
    IOWA BANKERS MORTGAGE CORPORATION $10,655,000 $9,090,000 -14.7% 2.2%
    Premier Bank $6,280,000 $8,765,000 39.6% 2.1%
    Deere Employees Credit Union $6,075,000 $4,910,000 -19.2% 1.2%
    Mortgage Research Center, LLC $2,385,000 $3,975,000 66.7% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $2,360,000 $3,610,000 53.0% 0.9%
    Collins Community Credit Union $8,715,000 $3,575,000 -59.0% 0.9%
    BROKER SOLUTIONS, INC. $1,920,000 $2,445,000 27.3% 0.6%
    Kerndt Brothers Savings Bank $5,610,000 $2,410,000 -57.0% 0.6%
    RUHL MORTGAGE, LLC $1,025,000 $2,320,000 126.3% 0.6%
    Community Savings Bank $2,545,000 $2,235,000 -12.2% 0.5%
    GUILD MORTGAGE COMPANY $185,000 $2,010,000 986.5% 0.5%
    Citizens State Bank $955,000 $1,770,000 85.3% 0.4%
    NAVY FEDERAL CREDIT UNION $975,000 $1,740,000 78.5% 0.4%
    AmeriHome Mortgage Company, LLC $410,000 $1,715,000 318.3% 0.4%
    21ST MORTGAGE CORPORATION $3,310,000 $1,690,000 -48.9% 0.4%
    Ohnward Bank & Trust $1,210,000 $1,325,000 9.5% 0.3%
    ALLIANT $2,600,000 $1,290,000 -50.4% 0.3%
    Midwest Heritage Bank FSB $280,000 $1,235,000 341.1% 0.3%
    VERIDIAN CREDIT UNION $1,875,000 $1,235,000 -34.1% 0.3%
    PENNYMAC LOAN SERVICES, LLC $775,000 $1,220,000 57.4% 0.3%
    NEW DAY FINANCIAL, LLC $600,000 $1,155,000 92.5% 0.3%
    JPMorgan Chase Bank $480,000 $1,050,000 118.8% 0.3%
    NEWREZ LLC $1,585,000 $1,030,000 -35.0% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $545,000 $985,000 80.7% 0.2%
    VILLAGE CAPITAL MORTGAGE $950,000 n/a 0.2%
    Servion, Inc. $360,000 $865,000 140.3% 0.2%
    USAA Federal Savings Bank $620,000 $830,000 33.9% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $265,000 $820,000 209.4% 0.2%
    Flagstar Bank, FSB $185,000 $790,000 327.0% 0.2%
    CMG MORTGAGE, INC. $765,000 n/a 0.2%
    NBKC BANK $235,000 $750,000 219.1% 0.2%
    HOMESIDE FINANCIAL, LLC $715,000 n/a 0.2%
    Royal Bank $690,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $185,000 $685,000 270.3% 0.2%
    Fifth Third Bank $685,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $335,000 $675,000 101.5% 0.2%
    Hills Bank and Trust Company $565,000 n/a 0.1%
    GUARANTEED RATE, INC. $525,000 $505,000 -3.8% 0.1%
    Northeast Security Bank $485,000 n/a 0.1%
    FREEDOM MORTGAGE CORPORATION $440,000 $420,000 -4.5% 0.1%
    RESIDENTIAL MORTGAGE NETWORK, INC. $350,000 $405,000 15.7% 0.1%
    Sunflower Bank $405,000 n/a 0.1%
    Earlham Savings Bank $385,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $700,000 $385,000 -45.0% 0.1%
    Wells Fargo Bank $750,000 $385,000 -48.7% 0.1%
    Bank of America $295,000 $375,000 27.1% 0.1%
    First Central State Bank $340,000 n/a 0.1%
    MidAmerica National Bank $335,000 n/a 0.1%
    North American Savings Bank, F.S.B. $325,000 n/a 0.1%
    Bell Bank $315,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $320,000 $305,000 -4.7% 0.1%
    Farmers & Merchants Savings Bank $510,000 $295,000 -42.2% 0.1%
    Equity Prime Mortgage LLC $255,000 n/a 0.1%
    Farm Credit Mid-America, ACA $650,000 $255,000 -60.8% 0.1%
    FLAT BRANCH MORTGAGE, INC. $255,000 n/a 0.1%
    Figure Lending LLC $135,000 $250,000 85.2% 0.1%
    BMO Harris Bank $585,000 $245,000 -58.1% 0.1%
    STOCKTON MORTGAGE CORPORATION $235,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $440,000 $205,000 -53.4% 0.1%
    Ixonia Bank $205,000 n/a 0.1%
    Horicon Bank $195,000 n/a 0.0%
    CBI Bank & Trust $185,000 n/a 0.0%
    PLANET HOME LENDING, LLC $315,000 $185,000 -41.3% 0.0%
    EMM LOANS LLC $175,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $175,000 n/a 0.0%
    Waterstone Mortgage Corporation $165,000 n/a 0.0%
    MID AMERICA MORTGAGE, INC. $160,000 n/a 0.0%
    Citizens Bank Minnesota $155,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $85,000 $155,000 82.4% 0.0%
    NETWORK CAPITAL FUNDING CORPORATION $155,000 n/a 0.0%
    DEEPHAVEN MORTGAGE LLC $135,000 n/a 0.0%
    PLAZA HOME MORTGAGE, INC. $415,000 $115,000 -72.3% 0.0%
    WINGS FINANCIAL $115,000 n/a 0.0%
    LOANDEPOT.COM, LLC $195,000 $110,000 -43.6% 0.0%
    Bethpage Federal Credit Union $105,000 n/a 0.0%
    PNC Bank $385,000 $105,000 -72.7% 0.0%
    West Gate Bank $105,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $120,000 $100,000 -16.7% 0.0%
    Ally Bank $205,000 $85,000 -58.5% 0.0%
    ROYAL UNITED MORTGAGE LLC $75,000 n/a 0.0%
    MARINE $270,000 $70,000 -74.1% 0.0%
    PENTAGON FEDERAL CREDIT UNION $75,000 $65,000 -13.3% 0.0%
    Transportation Federal Credit Union $65,000 n/a 0.0%
    SPRING EQ, LLC $35,000 n/a 0.0%
    Coastal Community Bank $130,000 $25,000 -80.8% 0.0%

    DUBUQUE's top lender by overall market share is DUPACO COMMUNITY, with 31.2% market share. In second place, with 13.5%, is MidWestOne Bank, having originated $55,095,000 in loans. In third place, with 11.3%, is GREENSTATE CREDIT UNION, having originated $46,295,000 in loans. In fourth place, with 10.4%, is Fidelity Bank & Trust, having originated $42,265,000 in loans. In fifth place, with 3.0%, is DuTrac Community Credit Union, having originated $12,330,000 in loans.

    DUBUQUE Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - DUBUQUE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $244,700 (22.4%) $263,530 (9.2%) 0.00 208
    2018-02-01 $248,975 (14.7%) $267,697 (6.8%) 0.00 204
    2018-03-01 $269,900 (22.6%) $279,528 (11.2%) 0.00 195
    2018-04-01 $263,650 (19.9%) $278,145 (7.5%) 0.00 209
    2018-05-01 $251,425 (9.4%) $294,135 (12.6%) 0.00 227
    2018-06-01 $264,500 (13.8%) $301,637 (13.4%) 0.00 235
    2018-07-01 $272,125 (23.8%) $308,515 (18.4%) 0.00 243
    2018-08-01 $269,450 (14.8%) $313,476 (17.9%) 0.00 259
    2018-09-01 $257,000 (7.1%) $304,131 (17.0%) 0.00 271
    2018-10-01 $239,450 (0.8%) $293,142 (14.5%) 0.00 276
    2018-11-01 $232,225 (-1.2%) $299,345 (16.3%) 0.00 248
    2018-12-01 $244,900 (4.2%) $301,365 (15.5%) 0.00 202
    2019-01-01 $242,675 (-0.8%) $301,811 (14.5%) 0.00 179
    2019-02-01 $260,250 (4.5%) $311,719 (16.4%) 0.00 174
    2019-03-01 $260,029 (-3.7%) $316,577 (13.3%) 0.00 171
    2019-04-01 $255,629 (-3.0%) $315,751 (13.5%) 0.00 176
    2019-05-01 $279,900 (11.3%) $323,560 (10.0%) 0.00 196
    2019-06-01 $299,900 (13.4%) $332,727 (10.3%) 0.00 215
    2019-07-01 $296,250 (8.9%) $336,596 (9.1%) 0.00 229
    2019-08-01 $279,027 (3.6%) $317,022 (1.1%) 0.00 239
    2019-09-01 $262,643 (2.2%) $300,611 (-1.2%) 0.00 240
    2019-10-01 $256,720 (7.2%) $292,573 (-0.2%) 0.00 240
    2019-11-01 $260,000 (12.0%) $315,898 (5.5%) 0.00 211
    2019-12-01 $259,925 (6.1%) $308,345 (2.3%) 0.00 198
    2020-01-01 $262,425 (8.1%) $320,024 (6.0%) 0.00 173
    2020-02-01 $274,900 (5.6%) $322,711 (3.5%) 0.00 169
    2020-03-01 $278,675 (7.2%) $328,664 (3.8%) 0.00 181
    2020-04-01 $297,175 (16.3%) $338,603 (7.2%) 0.00 168
    2020-05-01 $310,950 (11.1%) $339,209 (4.8%) 0.00 162
    2020-06-01 $319,900 (6.7%) $357,498 (7.4%) 0.00 153
    2020-07-01 $303,000 (2.3%) $347,671 (3.3%) 0.00 137
    2020-08-01 $289,000 (3.6%) $336,056 (6.0%) 0.00 143
    2020-09-01 $285,325 (8.6%) $341,891 (13.7%) 0.00 133
    2020-10-01 $274,900 (7.1%) $330,321 (12.9%) 0.00 126
    2020-11-01 $295,450 (13.6%) $346,282 (9.6%) 0.00 112
    2020-12-01 $307,475 (18.3%) $358,003 (16.1%) 0.00 99
    2021-01-01 $298,000 (13.6%) $362,876 (13.4%) 0.00 92
    2021-02-01 $346,000 (25.9%) $408,050 (26.4%) 0.00 71
    2021-03-01 $319,675 (14.7%) $389,238 (18.4%) 0.00 73
    2021-04-01 $389,225 (31.0%) $435,705 (28.7%) 0.00 74
    2021-05-01 $350,000 (12.6%) $414,188 (22.1%) 0.00 85
    2021-06-01 $287,500 (-10.1%) $366,558 (2.5%) 0.00 92
    2021-07-01 $258,500 (-14.7%) $339,264 (-2.4%) 0.00 102
    2021-08-01 $270,500 (-6.4%) $345,280 (2.7%) 0.00 101
    2021-09-01 $265,500 (-7.0%) $331,217 (-3.1%) 0.00 115
    2021-10-01 $279,900 (1.8%) $345,289 (4.5%) 0.00 120
    2021-11-01 $286,575 (-3.0%) $346,461 (0.1%) 0.00 110
    2021-12-01 $318,000 (3.4%) $357,517 (-0.1%) 0.00 81
    2022-01-01 $366,875 (23.1%) $359,135 (-1.0%) 0.00 57
    2022-02-01 $383,363 (10.8%) $363,792 (-10.9%) 0.00 65
    2022-03-01 $341,372 (6.8%) $353,831 (-9.1%) 0.00 75
    2022-04-01 $378,900 (-2.7%) $363,905 (-16.5%) 0.00 83
    2022-05-01 $384,900 (10.0%) $381,303 (-7.9%) 0.00 97
    2022-06-01 $355,875 (23.8%) $360,810 (-1.6%) 0.00 115
    2022-07-01 $349,900 (35.4%) $353,130 (4.1%) 0.00 125
    2022-08-01 $311,888 (15.3%) $352,379 (2.1%) 0.00 123
    2022-09-01 $299,200 (12.7%) $343,251 (3.6%) 0.00 133
    2022-10-01 $297,000 (6.1%) $334,647 (-3.1%) 0.00 142
    2022-11-01 $315,799 (10.2%) $346,984 (0.2%) 0.00 151
    2022-12-01 $329,900 (3.7%) $365,840 (2.3%) 0.00 121
    2023-01-01 $369,900 (0.8%) $386,082 (7.5%) 0.00 95
    2023-02-01 $386,850 (0.9%) $413,016 (13.5%) 0.00 91
    2023-03-01 $366,225 (7.3%) $402,045 (13.6%) 0.00 94
    2023-04-01 $375,000 (-1.0%) $399,828 (9.9%) 0.00 100
    2023-05-01 $404,100 (5.0%) $436,823 (14.6%) 0.00 99
    2023-06-01 $388,725 (9.2%) $432,653 (19.9%) 0.00 104
    2023-07-01 $374,900 (7.1%) $420,806 (19.2%) 0.00 94
    2023-08-01 $347,874 (11.5%) $402,991 (14.4%) 0.00 102
    2023-09-01 $305,000 (1.9%) $348,468 (1.5%) 0.00 134
    2023-10-01 $310,750 (4.6%) $354,569 (6.0%) 0.00 139
    2023-11-01 $313,500 (-0.7%) $350,762 (1.1%) 0.00 129
    2023-12-01 $304,500 (-7.7%) $345,059 (-5.7%) 0.00 124
    2024-01-01 $291,375 (-21.2%) $340,075 (-11.9%) 0.00 114
    2024-02-01 $257,500 (-33.4%) $336,433 (-18.5%) 0.00 115
    2024-03-01 $310,000 (-15.4%) $346,995 (-13.7%) 0.00 124
    2024-04-01 $297,400 (-20.7%) $345,819 (-13.5%) 0.00 116
    2024-05-01 $294,925 (-27.0%) $373,449 (-14.5%) 0.00 107
    2024-06-01 $294,995 (-24.1%) $416,699 (-3.7%) 0.00 101
    2024-07-01 $334,999 (-10.6%) $434,534 (3.3%) 0.00 120
    2024-08-01 $329,450 (-5.3%) $411,556 (2.1%) 0.00 141
    2024-09-01 $294,950 (-3.3%) $379,265 (8.8%) 0.00 161
    2024-10-01 $277,225 (-10.8%) $368,244 (3.9%) 0.00 172
    2024-11-01 $272,500 (-13.1%) $360,667 (2.8%) 0.00 172
    2024-12-01 $272,500 (-10.5%) $361,769 (4.8%) 0.00 149
    2025-01-01 $283,225 (-2.8%) $369,738 (8.7%) 0.00 130
    2025-02-01 $322,225 (25.1%) $377,743 (12.3%) 0.00 123
    2025-03-01 $369,000 (19.0%) $400,941 (15.6%) 0.00 117
    2025-04-01 $381,500 (28.3%) $424,091 (22.6%) 0.00 132
    DUBUQUE's median listing price for 2025-04-01 was $381,500, a difference of $84,100 (28.3%) versus the prior year and $12,500 versus the prior month.

    DUBUQUE's median listing price comes in at 0% of the national average.

    DUBUQUE's average listing price for 2025-04-01 was $424,091, a difference of $78,272 (22.6%) versus the prior year and $23,150 versus the prior month.

    For the 2025-04-01 period, DUBUQUE had 132 MLS listings, a difference of 15 listings (13%) versus the prior month and 16 listings (14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - DUBUQUE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,007 sqft
    2018-02-01 0 days 2,038 sqft
    2018-03-01 0 days 2,087 sqft
    2018-04-01 0 days 2,251 sqft
    2018-05-01 0 days 2,205 sqft
    2018-06-01 0 days 2,198 sqft
    2018-07-01 0 days 2,250 sqft
    2018-08-01 0 days 2,331 sqft
    2018-09-01 0 days 2,264 sqft
    2018-10-01 0 days 2,149 sqft
    2018-11-01 0 days 2,072 sqft
    2018-12-01 0 days 2,022 sqft
    2019-01-01 0 days 1,981 sqft
    2019-02-01 0 days 2,008 sqft
    2019-03-01 0 days 2,092 sqft
    2019-04-01 0 days 2,146 sqft
    2019-05-01 0 days 2,188 sqft
    2019-06-01 0 days 2,306 sqft
    2019-07-01 0 days 2,245 sqft
    2019-08-01 0 days 2,182 sqft
    2019-09-01 0 days 2,111 sqft
    2019-10-01 0 days 2,074 sqft
    2019-11-01 0 days 2,199 sqft
    2019-12-01 0 days 2,072 sqft
    2020-01-01 0 days 1,941 sqft
    2020-02-01 0 days 1,995 sqft
    2020-03-01 0 days 2,182 sqft
    2020-04-01 0 days 2,201 sqft
    2020-05-01 0 days 2,221 sqft
    2020-06-01 0 days 2,300 sqft
    2020-07-01 0 days 2,324 sqft
    2020-08-01 0 days 2,214 sqft
    2020-09-01 0 days 2,227 sqft
    2020-10-01 0 days 2,200 sqft
    2020-11-01 0 days 2,188 sqft
    2020-12-01 0 days 2,146 sqft
    2021-01-01 0 days 2,061 sqft
    2021-02-01 0 days 2,280 sqft
    2021-03-01 0 days 2,261 sqft
    2021-04-01 0 days 2,838 sqft
    2021-05-01 0 days 2,256 sqft
    2021-06-01 0 days 2,032 sqft
    2021-07-01 0 days 1,999 sqft
    2021-08-01 0 days 1,976 sqft
    2021-09-01 0 days 1,856 sqft
    2021-10-01 0 days 1,989 sqft
    2021-11-01 0 days 2,135 sqft
    2021-12-01 0 days 1,991 sqft
    2022-01-01 0 days 1,988 sqft
    2022-02-01 0 days 1,949 sqft
    2022-03-01 0 days 1,884 sqft
    2022-04-01 0 days 1,968 sqft
    2022-05-01 0 days 1,939 sqft
    2022-06-01 0 days 1,989 sqft
    2022-07-01 0 days 1,923 sqft
    2022-08-01 0 days 1,926 sqft
    2022-09-01 0 days 2,089 sqft
    2022-10-01 0 days 2,054 sqft
    2022-11-01 0 days 2,111 sqft
    2022-12-01 0 days 2,010 sqft
    2023-01-01 0 days 2,115 sqft
    2023-02-01 0 days 2,273 sqft
    2023-03-01 0 days 2,202 sqft
    2023-04-01 0 days 2,313 sqft
    2023-05-01 0 days 2,603 sqft
    2023-06-01 0 days 2,448 sqft
    2023-07-01 0 days 2,271 sqft
    2023-08-01 0 days 2,044 sqft
    2023-09-01 0 days 1,975 sqft
    2023-10-01 0 days 1,968 sqft
    2023-11-01 0 days 1,916 sqft
    2023-12-01 0 days 1,841 sqft
    2024-01-01 0 days 1,892 sqft
    2024-02-01 0 days 1,808 sqft
    2024-03-01 0 days 1,779 sqft
    2024-04-01 0 days 1,790 sqft
    2024-05-01 0 days 1,861 sqft
    2024-06-01 0 days 1,927 sqft
    2024-07-01 0 days 2,309 sqft
    2024-08-01 0 days 2,106 sqft
    2024-09-01 0 days 1,993 sqft
    2024-10-01 0 days 1,955 sqft
    2024-11-01 0 days 1,812 sqft
    2024-12-01 0 days 1,846 sqft
    2025-01-01 0 days 1,921 sqft
    2025-02-01 0 days 1,979 sqft
    2025-03-01 0 days 2,082 sqft
    2025-04-01 0 days 2,360 sqft
    DUBUQUE's median listing age (time on market) for 2025-04-01 was 0 days.

    DUBUQUE's median square footage for active listings during the 2025-04-01 period was 2,360 sqft. One year prior, the average listing was 1,790 sqft.

    DUBUQUE, IA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,214 $280,120,000 $230,741
    Other 687 $48,945,000 $71,245
    Refi 262 $45,810,000 $174,847
    Cash Out Refi 155 $22,915,000 $147,839
    Home Improvement 147 $10,305,000 $70,102

    Dubuque's most frequently cited loan purpose was Home Purchase, with 1,214 originations. The 2nd most popular reason was Other, with 687 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 878 $192,280,000 $218,998
    7-8% 634 $75,630,000 $119,290
    Over 8% 403 $28,925,000 $71,774
    5-6% 336 $70,440,000 $209,643
    2.5-3% 21 $1,535,000 $73,095
    4-5% 20 $4,880,000 $244,000
    <2.5% 10 $90,000 $9,000
    3-4% 1 $85,000 $85,000

    During 2024, Dubuque's most frequently originated rate bucket was 6-7%, with 878 originations.

    Loan Sizing (DUBUQUE, IA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 994 $50,900,000 $51,207
    $100k-200k 801 $117,245,000 $146,373
    $200k-400k 529 $140,755,000 $266,078
    $400k-600k 98 $46,400,000 $473,469
    $600k-1000k 31 $22,505,000 $725,968
    $Over $1MM 12 $30,290,000 $2,524,167

    DUBUQUE's loan sizing saw the bucket of loans from $100,000 or less with 994 originations, totaling $50,900,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 674 $149,340,000 $221,573
    Under 20% 518 $29,340,000 $56,641
    20-40% 445 $40,735,000 $91,539
    60-80% 441 $115,525,000 $261,961
    40-60% 201 $33,795,000 $168,134
    Over 100% 12 $2,860,000 $238,333

    DUBUQUE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 674 originations, totaling $149,340,000 in origination value.