Marshalltown Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Market Share
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Marshalltown averaged 6.42% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

    The average rate for the prior week (2025-05-01) was 6.42% and one month ago for the week of 2025-04-03, the average rate was 6.6%.

    Marshalltown's average rate one year ago was 6.88%.

    For refis of the same type during the week of 2025-05-08, the average rate was 7.06%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-08 6.76%
    Marshalltown 30 Year Fixed Rate 2025-05-08 6.42%
    Marshalltown 30 Year Fixed Rate Refi 2025-05-08 7.06%
    Marshalltown 15 Year Fixed Rate 2025-05-08 5.69%
    Marshalltown 15 Year Fixed Rate Refi 2025-05-08 6.39%
    Marshalltown 30 Year FHA 2025-05-08 6.68%
    Marshalltown 30 Year FHA Refi 2025-05-08 6.58%
    Marshalltown 30 Year USDA 2025-05-08 6.27%
    Marshalltown 30 Year USDA Refi 2025-05-08 6.67%
    Marshalltown 30 Year VA 2025-05-08 6.57%
    Marshalltown 30 Year VA Refi 2025-05-08 6.27%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Marshalltown, IA.

    Marshalltown Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Marshalltown, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    IOWA BANKERS MORTGAGE CORPORATION 32 6.35% $2,612
    Alerus Financial 18 6.38% $2,760
    GREENSTATE CREDIT UNION 13 6.57% $2,404
    Northwest Bank 12 6.48% $3,486
    U.S. Bank 12 6.47% $3,015
    Wells Fargo Bank 9 6.92% $4,110
    QUICKEN LOANS, LLC 7 6.87% $6,825
    First Interstate Bank 7 6.96% $2,478
    West Gate Bank 5 6.48% $3,544
    GUILD MORTGAGE COMPANY 4 7.00% $2,980
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 7.06% $4,116
    GUARANTEED RATE, INC. 4 6.77% $3,811
    Flagstar Bank, FSB 3 6.79% $4,667
    Mr. Cooper ( Nationstar Mortgage ) 3 6.95% $6,431
    VERIDIAN CREDIT UNION 3 6.13% $2,021
    CARDINAL FINANCIAL 3 7.12% $6,628
    Farm Credit Mid-America, ACA 3 7.21% $7,390
    Fortress Bank 3 6.17% $3,930
    GERSHMAN INVESTMENT CORP. 2 6.88% $3,244
    AmeriHome Mortgage Company, LLC 2 7.31% $3,253
    Barrington Bank & Trust Company, N.A. 2 6.31% $2,919
    BROKER SOLUTIONS, INC. 2 7.00% $3,268
    COMMUNITY 1ST CREDIT UNION 2 7.00% $2,674
    Community Choice Credit Union 2 6.44% $2,564
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.63% $3,584
    Luana Savings Bank 2 6.56% $1,251
    MidWestOne Bank 2 7.19% $2,322
    NAVY FEDERAL CREDIT UNION 2 6.88% $1,804
    NEWREZ LLC 2 6.06% $3,428
    STOCKTON MORTGAGE CORPORATION 2 6.25% $5,419
    LOANDEPOT.COM, LLC 1 6.99% $7,126
    ENDEAVOR CAPITAL, LLC. 1 6.88% $5,256
    Central Bank 1 5.13% $3,012
    Morgan Stanley Private Bank 1 5.95% $2,605
    Mortgage Research Center, LLC 1 5.88% $6,802
    Great Southern Bank 1 6.63% $3,125
    CBI Bank & Trust 1 7.00% $3,127
    Bank Iowa 1 6.63% $3,962
    Farmers State Bank 1 6.75% $2,693
    PENNYMAC LOAN SERVICES, LLC 1 6.75% $3,366
    ENVOY MORTGAGE, LTD 1 6.63% $3,131
    RESIDENTIAL MORTGAGE NETWORK, INC. 1 8.13% $2,540
    Stifel Bank and Trust 1 5.38% $2,832
    ZILLOW HOME LOANS, LLC 1 6.63% $2,775
    The Central Trust Bank 1 7.88% $3,440
    UMB Bank 1 6.34% $2,075
    HOMESIDE FINANCIAL, LLC 1 7.99% $785
    GUARANTEED RATE AFFINITY, LLC 1 6.98% $0
    JMAC LENDING, INC. 1 7.13% $3,688
    JPMorgan Chase Bank 1 6.13% $0
    Lincoln Savings Bank 1 6.88% $2,323

    Marshalltown Average Closing Costs & Other Stats

    Marshalltown, IA's 51 lenders originated 551 loans during 2024. The total origination value was $78,125,000, with an average loan value of $141,788.

    Marshalltown's average closing costs are $3,811.

    The top Marshalltown lender as defined by loan originations is IOWA BANKERS MORTGAGE CORPORATION, with 32 loans originated. Their average total fees are $2,612, which is $148 lower than the next largest lender, Alerus Financial.

    The lowest fee Marshalltown lenders (with over 10 loans originated) are GREENSTATE CREDIT UNION ($2,404), IOWA BANKERS MORTGAGE CORPORATION ($2,612), Alerus Financial ($2,760), U.S. Bank ($3,015) and Northwest Bank ($3,486).

    The lowest rate Marshalltown lenders (with over 10 loans originated) are IOWA BANKERS MORTGAGE CORPORATION (6.35%), Alerus Financial (6.38%), U.S. Bank (6.47%), Northwest Bank (6.48%) and GREENSTATE CREDIT UNION (6.57%).

    Marshalltown, IA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    IOWA BANKERS MORTGAGE CORPORATION $6,830,000 $5,760,000 -15.7% 7.4%
    QUICKEN LOANS, LLC $2,545,000 $3,995,000 57.0% 5.1%
    GNB Bank $1,865,000 $3,895,000 108.8% 5.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $3,320,000 $3,345,000 0.8% 4.3%
    U.S. Bank $1,365,000 $3,345,000 145.1% 4.3%
    Alerus Financial $3,145,000 n/a 4.0%
    GREENSTATE CREDIT UNION $2,920,000 $2,900,000 -0.7% 3.7%
    Mortgage Research Center, LLC $1,445,000 $2,695,000 86.5% 3.4%
    Northwest Bank $1,205,000 $2,315,000 92.1% 3.0%
    First Interstate Bank $570,000 $2,070,000 263.2% 2.6%
    MEMBERS1st Community Credit Union $1,850,000 $2,045,000 10.5% 2.6%
    GUARANTEED RATE, INC. $6,645,000 $1,835,000 -72.4% 2.3%
    WaterStone Bank, SSB $1,640,000 n/a 2.1%
    Fortress Bank $155,000 $1,505,000 871.0% 1.9%
    MidWestOne Bank $1,645,000 $1,480,000 -10.0% 1.9%
    VERIDIAN CREDIT UNION $2,190,000 $1,435,000 -34.5% 1.8%
    Wells Fargo Bank $2,250,000 $1,375,000 -38.9% 1.8%
    Community Choice Credit Union $255,000 $1,310,000 413.7% 1.7%
    Farm Credit Mid-America, ACA $1,085,000 $1,195,000 10.1% 1.5%
    GERSHMAN INVESTMENT CORP. $480,000 $1,095,000 128.1% 1.4%
    STOCKTON MORTGAGE CORPORATION $145,000 $1,060,000 631.0% 1.4%
    NAVY FEDERAL CREDIT UNION $250,000 $995,000 298.0% 1.3%
    West Gate Bank $965,000 n/a 1.2%
    GUILD MORTGAGE COMPANY $1,455,000 $930,000 -36.1% 1.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $875,000 $850,000 -2.9% 1.1%
    Barrington Bank & Trust Company, N.A. $365,000 $835,000 128.8% 1.1%
    PENNYMAC LOAN SERVICES, LLC $545,000 $800,000 46.8% 1.0%
    BROKER SOLUTIONS, INC. $915,000 $795,000 -13.1% 1.0%
    CARDINAL FINANCIAL $115,000 $780,000 578.3% 1.0%
    South Story Bank & Trust $630,000 n/a 0.8%
    NEWREZ LLC $410,000 $615,000 50.0% 0.8%
    Grinnell State Bank $555,000 n/a 0.7%
    Morgan Stanley Private Bank $515,000 n/a 0.7%
    Stifel Bank and Trust $505,000 n/a 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $485,000 n/a 0.6%
    HOMESIDE FINANCIAL, LLC $465,000 $480,000 3.2% 0.6%
    VILLAGE CAPITAL MORTGAGE $135,000 $455,000 237.0% 0.6%
    GUARANTEED RATE AFFINITY, LLC $435,000 n/a 0.6%
    Flagstar Bank, FSB $435,000 $410,000 -5.7% 0.5%
    NEW DAY FINANCIAL, LLC $395,000 n/a 0.5%
    COMMUNITY 1ST CREDIT UNION $1,560,000 $365,000 -76.6% 0.5%
    UNITED WHOLESALE MORTGAGE, LLC $1,355,000 $350,000 -74.2% 0.4%
    AMERICAN FINANCING CORPORATION $325,000 n/a 0.4%
    RESIDENTIAL MORTGAGE NETWORK, INC. $315,000 n/a 0.4%
    CBI Bank & Trust $305,000 n/a 0.4%
    Servion, Inc. $95,000 $275,000 189.5% 0.4%
    USAA Federal Savings Bank $225,000 $275,000 22.2% 0.4%
    AmeriHome Mortgage Company, LLC $270,000 n/a 0.3%
    HOMESERVICES LENDING, LLC $420,000 $270,000 -35.7% 0.3%
    Availa Bank $220,000 $265,000 20.5% 0.3%
    BMO Harris Bank $265,000 n/a 0.3%
    The Central Trust Bank $265,000 n/a 0.3%
    Peoples Bank $255,000 n/a 0.3%
    ENDEAVOR CAPITAL, LLC. $250,000 n/a 0.3%
    Chelsea Savings Bank $245,000 n/a 0.3%
    Lincoln Savings Bank $2,010,000 $240,000 -88.1% 0.3%
    PLAZA HOME MORTGAGE, INC. $235,000 n/a 0.3%
    Luana Savings Bank $115,000 $215,000 87.0% 0.3%
    RIVER VALLEY CREDIT UNION $210,000 n/a 0.3%
    PLANET HOME LENDING, LLC $205,000 n/a 0.3%
    NBKC BANK $195,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $115,000 $190,000 65.2% 0.2%
    Farmers State Bank $285,000 $185,000 -35.1% 0.2%
    Central Bank $175,000 n/a 0.2%
    GREATER IOWA CREDIT UNION $175,000 n/a 0.2%
    Figure Lending LLC $185,000 $165,000 -10.8% 0.2%
    UMB Bank $165,000 n/a 0.2%
    Bank Iowa $700,000 $160,000 -77.1% 0.2%
    Great Southern Bank $135,000 $155,000 14.8% 0.2%
    Green Belt Bank & Trust $170,000 $155,000 -8.8% 0.2%
    MID AMERICA MORTGAGE, INC. $155,000 n/a 0.2%
    MEMBER FIRST MORTGAGE, LLC $135,000 n/a 0.2%
    FRONTIER FINANCIAL, INC. $125,000 $125,000 0.0% 0.2%
    LOANDEPOT.COM, LLC $185,000 $115,000 -37.8% 0.1%
    ENVOY MORTGAGE, LTD $205,000 $105,000 -48.8% 0.1%
    JMAC LENDING, INC. $105,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $105,000 n/a 0.1%
    JPMorgan Chase Bank $85,000 $95,000 11.8% 0.1%
    Carrington Mortgage Services, LLC $85,000 n/a 0.1%
    Bank of America $65,000 n/a 0.1%
    Leighton State Bank $65,000 n/a 0.1%
    DUPACO COMMUNITY $205,000 $55,000 -73.2% 0.1%
    21ST MORTGAGE CORPORATION $45,000 n/a 0.1%
    Serve Credit Union $35,000 n/a 0.0%
    Transportation Federal Credit Union $35,000 n/a 0.0%
    AMERISAVE MORTGAGE CORPORATION $25,000 n/a 0.0%
    Midwest Heritage Bank FSB $15,000 n/a 0.0%
    PNC Bank $15,000 n/a 0.0%

    Marshalltown's top lender by overall market share is IOWA BANKERS MORTGAGE CORPORATION, with 7.4% market share. In second place, with 5.1%, is QUICKEN LOANS, LLC, having originated $3,995,000 in loans. In third place, with 5.0%, is GNB Bank, having originated $3,895,000 in loans. In fourth place, with 4.3%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $3,345,000 in loans. In fifth place, with 4.3%, is U.S. Bank, having originated $3,345,000 in loans.

    Marshalltown Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Marshalltown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $84,975 (-29.1%) $121,172 (-10.1%) 0.00 83
    2018-02-01 $88,075 (-23.4%) $132,804 (3.6%) 0.00 73
    2018-03-01 $89,900 (-25.0%) $131,296 (2.4%) 0.00 74
    2018-04-01 $93,050 (-19.7%) $135,148 (-0.1%) 0.00 67
    2018-05-01 $100,925 (-9.2%) $137,568 (-6.3%) 0.00 70
    2018-06-01 $104,900 (-10.9%) $137,655 (-11.9%) 0.00 83
    2018-07-01 $124,900 (12.6%) $147,748 (-1.4%) 0.00 98
    2018-08-01 $124,900 (19.0%) $145,455 (-0.8%) 0.00 96
    2018-09-01 $133,900 (27.7%) $157,304 (8.8%) 0.00 84
    2018-10-01 $134,900 (30.0%) $156,213 (4.7%) 0.00 94
    2018-11-01 $131,150 (34.9%) $154,071 (9.2%) 0.00 100
    2018-12-01 $122,400 (36.2%) $147,909 (14.3%) 0.00 108
    2019-01-01 $119,900 (41.1%) $144,550 (19.3%) 0.00 96
    2019-02-01 $116,900 (32.7%) $139,445 (5.0%) 0.00 91
    2019-03-01 $114,900 (27.8%) $143,332 (9.2%) 0.00 80
    2019-04-01 $116,900 (25.6%) $148,489 (9.9%) 0.00 73
    2019-05-01 $127,500 (26.3%) $151,615 (10.2%) 0.00 71
    2019-06-01 $149,900 (42.9%) $162,962 (18.4%) 0.00 65
    2019-07-01 $136,150 (9.0%) $159,239 (7.8%) 0.00 62
    2019-08-01 $134,400 (7.6%) $160,363 (10.3%) 0.00 71
    2019-09-01 $141,150 (5.4%) $164,867 (4.8%) 0.00 79
    2019-10-01 $145,650 (8.0%) $167,869 (7.5%) 0.00 86
    2019-11-01 $137,400 (4.8%) $160,620 (4.3%) 0.00 90
    2019-12-01 $127,200 (3.9%) $148,659 (0.5%) 0.00 98
    2020-01-01 $129,900 (8.3%) $157,917 (9.3%) 0.00 89
    2020-02-01 $123,900 (6.0%) $158,496 (13.7%) 0.00 82
    2020-03-01 $129,900 (13.1%) $163,627 (14.2%) 0.00 78
    2020-04-01 $139,900 (19.7%) $173,608 (16.9%) 0.00 72
    2020-05-01 $144,800 (13.6%) $178,678 (17.9%) 0.00 57
    2020-06-01 $142,400 (-5.0%) $181,974 (11.7%) 0.00 58
    2020-07-01 $167,175 (22.8%) $195,735 (22.9%) 0.00 58
    2020-08-01 $143,700 (6.9%) $192,489 (20.0%) 0.00 59
    2020-09-01 $142,450 (0.9%) $175,303 (6.3%) 0.00 55
    2020-10-01 $139,900 (-4.0%) $172,764 (2.9%) 0.00 47
    2020-11-01 $131,150 (-4.6%) $173,499 (8.0%) 0.00 39
    2020-12-01 $121,150 (-4.8%) $165,126 (11.1%) 0.00 32
    2021-01-01 $119,900 (-7.7%) $149,447 (-5.4%) 0.00 35
    2021-02-01 $82,850 (-33.1%) $128,164 (-19.1%) 0.00 24
    2021-03-01 $72,400 (-44.3%) $140,818 (-13.9%) 0.00 24
    2021-04-01 $92,700 (-33.7%) $137,299 (-20.9%) 0.00 23
    2021-05-01 $99,900 (-31.0%) $147,891 (-17.2%) 0.00 35
    2021-06-01 $145,400 (2.1%) $179,696 (-1.3%) 0.00 35
    2021-07-01 $162,000 (-3.1%) $196,018 (0.1%) 0.00 35
    2021-08-01 $133,950 (-6.8%) $178,888 (-7.1%) 0.00 43
    2021-09-01 $139,925 (-1.8%) $178,853 (2.0%) 0.00 47
    2021-10-01 $129,900 (-7.2%) $170,084 (-1.6%) 0.00 44
    2021-11-01 $126,150 (-3.8%) $154,267 (-11.1%) 0.00 46
    2021-12-01 $107,500 (-11.3%) $140,013 (-15.2%) 0.00 40
    2022-01-01 $119,900 (0.0%) $141,835 (-5.1%) 0.00 35
    2022-02-01 $117,675 (42.0%) $154,243 (20.4%) 0.00 28
    2022-03-01 $103,675 (43.2%) $137,651 (-2.3%) 0.00 35
    2022-04-01 $110,000 (18.7%) $152,295 (10.9%) 0.00 31
    2022-05-01 $117,450 (17.6%) $175,976 (19.0%) 0.00 31
    2022-06-01 $131,925 (-9.3%) $187,082 (4.1%) 0.00 39
    2022-07-01 $145,000 (-10.5%) $190,322 (-2.9%) 0.00 53
    2022-08-01 $128,975 (-3.7%) $178,521 (-0.2%) 0.00 54
    2022-09-01 $145,500 (4.0%) $185,378 (3.7%) 0.00 51
    2022-10-01 $135,000 (3.9%) $184,936 (8.7%) 0.00 54
    2022-11-01 $182,175 (44.4%) $201,262 (30.5%) 0.00 52
    2022-12-01 $184,950 (72.1%) $195,936 (39.9%) 0.00 46
    2023-01-01 $174,900 (45.9%) $188,679 (33.0%) 0.00 43
    2023-02-01 $189,900 (61.4%) $206,779 (34.1%) 0.00 31
    2023-03-01 $165,700 (59.8%) $189,948 (38.0%) 0.00 30
    2023-04-01 $149,900 (36.3%) $188,223 (23.6%) 0.00 34
    2023-05-01 $154,925 (31.9%) $190,767 (8.4%) 0.00 43
    2023-06-01 $167,475 (27.0%) $219,827 (17.5%) 0.00 43
    2023-07-01 $171,250 (18.1%) $211,244 (11.0%) 0.00 43
    2023-08-01 $196,200 (52.1%) $225,836 (26.5%) 0.00 48
    2023-09-01 $174,900 (20.2%) $232,609 (25.5%) 0.00 48
    2023-10-01 $172,400 (27.7%) $222,009 (20.1%) 0.00 55
    2023-11-01 $145,189 (-20.3%) $205,567 (2.1%) 0.00 50
    2023-12-01 $149,900 (-19.0%) $208,622 (6.5%) 0.00 41
    2024-01-01 $142,400 (-18.6%) $207,007 (9.7%) 0.00 43
    2024-02-01 $133,675 (-29.6%) $192,150 (-7.1%) 0.00 36
    2024-03-01 $144,900 (-12.6%) $223,535 (17.7%) 0.00 36
    2024-04-01 $162,450 (8.4%) $236,119 (25.5%) 0.00 44
    2024-05-01 $210,950 (36.2%) $253,899 (33.1%) 0.00 53
    2024-06-01 $235,450 (40.6%) $271,858 (23.7%) 0.00 56
    2024-07-01 $237,400 (38.6%) $273,860 (29.6%) 0.00 61
    2024-08-01 $192,500 (-1.9%) $228,129 (1.0%) 0.00 66
    2024-09-01 $201,475 (15.2%) $220,135 (-5.4%) 0.00 81
    2024-10-01 $204,975 (18.9%) $224,492 (1.1%) 0.00 86
    2024-11-01 $204,900 (41.1%) $219,584 (6.8%) 0.00 87
    2024-12-01 $199,900 (33.4%) $209,342 (0.3%) 0.00 82
    2025-01-01 $198,150 (39.2%) $205,663 (-0.7%) 0.00 81
    2025-02-01 $202,425 (51.4%) $209,421 (9.0%) 0.00 72
    2025-03-01 $195,000 (34.6%) $209,869 (-6.1%) 0.00 68
    2025-04-01 $219,675 (35.2%) $219,694 (-7.0%) 0.00 79
    Marshalltown's median listing price for 2025-04-01 was $219,675, a difference of $57,225 (35.2%) versus the prior year and $24,675 versus the prior month.

    Marshalltown's median listing price comes in at 0% of the national average.

    Marshalltown's average listing price for 2025-04-01 was $219,694, a difference of $-16,425 (-7.0%) versus the prior year and $9,825 versus the prior month.

    For the 2025-04-01 period, Marshalltown had 79 MLS listings, a difference of 11 listings (16%) versus the prior month and 35 listings (80%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Marshalltown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,389 sqft
    2018-02-01 0 days 1,506 sqft
    2018-03-01 0 days 1,456 sqft
    2018-04-01 0 days 1,440 sqft
    2018-05-01 0 days 1,454 sqft
    2018-06-01 0 days 1,483 sqft
    2018-07-01 0 days 1,502 sqft
    2018-08-01 0 days 1,487 sqft
    2018-09-01 0 days 1,466 sqft
    2018-10-01 0 days 1,458 sqft
    2018-11-01 0 days 1,417 sqft
    2018-12-01 0 days 1,420 sqft
    2019-01-01 0 days 1,385 sqft
    2019-02-01 0 days 1,362 sqft
    2019-03-01 0 days 1,418 sqft
    2019-04-01 0 days 1,418 sqft
    2019-05-01 0 days 1,418 sqft
    2019-06-01 0 days 1,606 sqft
    2019-07-01 0 days 1,566 sqft
    2019-08-01 0 days 1,571 sqft
    2019-09-01 0 days 1,581 sqft
    2019-10-01 0 days 1,587 sqft
    2019-11-01 0 days 1,464 sqft
    2019-12-01 0 days 1,343 sqft
    2020-01-01 0 days 1,398 sqft
    2020-02-01 0 days 1,429 sqft
    2020-03-01 0 days 1,421 sqft
    2020-04-01 0 days 1,450 sqft
    2020-05-01 0 days 1,488 sqft
    2020-06-01 0 days 1,629 sqft
    2020-07-01 0 days 1,673 sqft
    2020-08-01 0 days 1,658 sqft
    2020-09-01 0 days 1,547 sqft
    2020-10-01 0 days 1,502 sqft
    2020-11-01 0 days 1,563 sqft
    2020-12-01 0 days 1,409 sqft
    2021-01-01 0 days 1,282 sqft
    2021-02-01 0 days 1,096 sqft
    2021-03-01 0 days 1,143 sqft
    2021-04-01 0 days 1,141 sqft
    2021-05-01 0 days 1,225 sqft
    2021-06-01 0 days 1,374 sqft
    2021-07-01 0 days 1,463 sqft
    2021-08-01 0 days 1,337 sqft
    2021-09-01 0 days 1,306 sqft
    2021-10-01 0 days 1,285 sqft
    2021-11-01 0 days 1,297 sqft
    2021-12-01 0 days 1,303 sqft
    2022-01-01 0 days 1,294 sqft
    2022-02-01 0 days 1,323 sqft
    2022-03-01 0 days 1,206 sqft
    2022-04-01 0 days 1,260 sqft
    2022-05-01 0 days 1,362 sqft
    2022-06-01 0 days 1,336 sqft
    2022-07-01 0 days 1,477 sqft
    2022-08-01 0 days 1,485 sqft
    2022-09-01 0 days 1,480 sqft
    2022-10-01 0 days 1,345 sqft
    2022-11-01 0 days 1,374 sqft
    2022-12-01 0 days 1,339 sqft
    2023-01-01 0 days 1,279 sqft
    2023-02-01 0 days 1,232 sqft
    2023-03-01 0 days 1,326 sqft
    2023-04-01 0 days 1,336 sqft
    2023-05-01 0 days 1,243 sqft
    2023-06-01 0 days 1,369 sqft
    2023-07-01 0 days 1,275 sqft
    2023-08-01 0 days 1,342 sqft
    2023-09-01 0 days 1,291 sqft
    2023-10-01 0 days 1,336 sqft
    2023-11-01 0 days 1,271 sqft
    2023-12-01 0 days 1,248 sqft
    2024-01-01 0 days 1,289 sqft
    2024-02-01 0 days 1,235 sqft
    2024-03-01 0 days 1,350 sqft
    2024-04-01 0 days 1,346 sqft
    2024-05-01 0 days 1,430 sqft
    2024-06-01 0 days 1,477 sqft
    2024-07-01 0 days 1,449 sqft
    2024-08-01 0 days 1,414 sqft
    2024-09-01 0 days 1,353 sqft
    2024-10-01 0 days 1,416 sqft
    2024-11-01 0 days 1,340 sqft
    2024-12-01 0 days 1,308 sqft
    2025-01-01 0 days 1,288 sqft
    2025-02-01 0 days 1,291 sqft
    2025-03-01 0 days 1,283 sqft
    2025-04-01 0 days 1,380 sqft
    Marshalltown's median listing age (time on market) for 2025-04-01 was 0 days.

    Marshalltown's median square footage for active listings during the 2025-04-01 period was 1,380 sqft. One year prior, the average listing was 1,346 sqft.

    Marshalltown, IA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 361 $59,295,000 $164,252
    Cash Out Refi 54 $5,710,000 $105,741
    Other 50 $3,800,000 $76,000
    Home Improvement 43 $3,275,000 $76,163
    Refi 43 $6,045,000 $140,581

    Marshalltown's most frequently cited loan purpose was Home Purchase, with 361 originations. The 2nd most popular reason was Cash Out Refi, with 54 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 220 $35,450,000 $161,136
    7-8% 87 $11,725,000 $134,770
    5-6% 72 $11,100,000 $154,167
    Over 8% 58 $3,990,000 $68,793
    <2.5% 20 $180,000 $9,000
    4-5% 3 $625,000 $208,333
    3-4% 1 $85,000 $85,000

    During 2024, Marshalltown's most frequently originated rate bucket was 6-7%, with 220 originations.

    Loan Sizing (Marshalltown, IA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 222 $31,900,000 $143,694
    $100,000 or less 217 $11,925,000 $54,954
    $200k-400k 92 $23,990,000 $260,761
    $400k-600k 18 $8,440,000 $468,889
    $600k-1000k 1 $775,000 $775,000
    $Over $1MM 1 $1,095,000 $1,095,000

    Marshalltown's loan sizing saw the bucket of loans from $100k-200k with 222 originations, totaling $31,900,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 231 $39,985,000 $173,095
    60-80% 73 $11,675,000 $159,932
    Under 20% 56 $1,440,000 $25,714
    20-40% 52 $3,440,000 $66,154
    40-60% 43 $5,275,000 $122,674
    Over 100% 2 $420,000 $210,000

    Marshalltown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 231 originations, totaling $39,985,000 in origination value.