Community National Bank Mortgage Rates, Fees & Info
Seneca, KSLEI: 549300IY6RZNCBF0QZ14
Tax ID: 48-0976372
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Community National Bank is a smaller bank specializing in Home Purchase loans. Community National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Kansas City, Topeka, Lawrence, Greenville, and Omaha among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Community National Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
162Origination Dollar Volume (All Markets)
$35,970,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 46 | $13,850,000 | $301,087 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 70 | $13,670,000 | $195,286 | $0 | 0.00% |
| Outside of Metro Areas | 30 | $4,630,000 | $154,333 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 10 | $2,920,000 | $292,000 | $0 | 0.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 0.00% |
| Kennett, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 162 | $35,970,000 | $222,037 | $0 | 0.00% |
For 2022, Community National Bank's most frequently originated type of loan was Conventional, with 162 originations.
Loan Reason
For 2022, Community National Bank's most frequently cited loan purpose was Home Purchase, with 112 originations. The 2nd most popular reason was Refi, with 21 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 162 | $35,970,000 | $222,037 | $0 | 0.00% |
For 2022, Community National Bank's most frequently cited loan duration was Other, with 162 originations.
Loan Sizing
2022 saw Community National Bank place emphasis on $100k-200k loans with 66 originations, totaling $9,540,000 in origination value.
Applicant Income
Community National Bank lent most frequently to those with incomes in the $100k-150k range, with 36 originations. The second most popular income band? $50k-75k, with 32 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 162 | $35,970,000 | $222,037 | $0 | 0.00% |
Community National Bank lent most frequently to those with DTI ratios of Exempt%, with 162 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.68%
Community National Bank has an average approval rate.
Pick Rate
Approvals leading to origination90.12%
Community National Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 162 | $35,970,000 | $222,037 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) | FHA mortgage | Struggling to pay mortgage | 2 | 66.7% |
| Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) | Other type of mortgage | Trouble during payment process | 1 | 33.3% |