Greenville FHA Loan Rates, Closing Costs & Stats

GREENVILLE-ANDERSON, SC

FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.

FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.

While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.

For additional requirements as defined by the FHA, click here.

Greenville's 184 lenders originated 3,485 FHA loans during 2022. The total origination value was $885,125,000, with an average FHA loan value of $253,981.

Greenville FHA Loans, 30 Year Fixed Rates

30 Year FHA mortgages in Greenville averaged -0.28% for the week of 2023-11-24, compared to the national average (all FHA variants) of 0% for the same period.

Greenville's average FHA mortgage closing costs are $7,194.

The average rate for the prior week (2023-11-17) was 6.51% and one month ago for the week of 2023-10-20, the average rate was 7.02%.

The average rate one year ago was 6.25%.

For refis of the same type during the week of 2023-11-24, the average rate was -1.47%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Greenville FHA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Greenville level.

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 351 4.58% $9,893
NVR Mortgage Finance, Inc. 160 4.41% $9,993
PRIMELENDING, A PLAINSCAPITAL COMPANY 150 5.17% $10,392
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 142 4.88% $8,890
UNITED WHOLESALE MORTGAGE, LLC 129 4.88% $9,801
ON Q FINANCIAL, INC. 125 5.56% $8,518
LOANDEPOT.COM, LLC 125 4.67% $10,588
CARDINAL FINANCIAL 115 4.92% $10,930
MOVEMENT MORTGAGE, LLC 80 4.86% $8,840
DHI MORTGAGE COMPANY, LTD. 78 4.02% $8,551
BROKER SOLUTIONS, INC. 65 4.88% $10,096
PENNYMAC LOAN SERVICES, LLC 64 4.10% $9,186
CROSSCOUNTRY MORTGAGE, LLC 59 5.56% $10,798
Carrington Mortgage Services, LLC 55 4.93% $10,442
Mr. Cooper ( Nationstar Mortgage ) 48 4.55% $10,715
FREEDOM MORTGAGE CORPORATION 47 4.68% $9,538
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 47 4.85% $10,531
LAKEVIEW LOAN SERVICING, LLC 46 4.33% $6,802
Paramount Residential Mortgage Group, Inc. 41 5.14% $9,387
Flagstar Bank, FSB 39 4.58% $9,025
Equity Prime Mortgage LLC 39 5.05% $9,424
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 36 5.62% $10,363
CALIBER HOME LOANS, INC. 36 4.54% $8,196
AMERISAVE MORTGAGE CORPORATION 35 4.66% $10,176
HOMESTAR FINANCIAL CORPORATION 35 5.23% $7,770
HOMESIDE FINANCIAL, LLC 35 4.67% $10,443
HOMEOWNERS FINANCIAL GROUP USA, LLC 34 5.33% $10,278
APEX HOME LOANS, INC. 30 3.80% $10,557
HOME POINT FINANCIAL CORPORATION 30 4.52% $8,870
Renasant Bank 30 4.68% $11,772
GUILD MORTGAGE COMPANY 28 5.10% $10,068
Ameris Bank 27 4.53% $9,982
Alcova Mortgage LLC 27 4.94% $6,594
TOWNE MORTGAGE COMPANY 25 4.61% $9,076
ACOPIA, LLC 25 5.28% $10,569
AMERICAN PACIFIC MORTGAGE CORPORATION 24 5.71% $11,306
PRIMARY RESIDENTIAL MORTGAGE, INC. 24 5.32% $10,379
NEWREZ LLC 23 4.70% $8,110
SUCCESS MORTGAGE PARTNERS, INC. 23 4.61% $10,134
SOUTHWEST FUNDING, LP 21 5.37% $9,293
Nations Lending Corporation 21 5.53% $11,088
Network Funding, L.P. 20 4.88% $12,593
HOMEBRIDGE FINANCIAL SERVICES, INC. 20 4.43% $10,703
Countybank 19 5.10% $7,475
VANDERBILT MORTGAGE AND FINANCE, INC. 19 4.84% $11,078
ARK-LA-TEX FINANCIAL SERVICES, LLC. 18 5.07% $10,186
CAPITAL CENTER, L.L.C. 16 4.01% $5,546
EVERETT FINANCIAL, INC. 16 5.37% $6,503
First Community Bank 15 5.29% $10,844
FBC MORTGAGE, LLC 14 5.68% $10,384
Southern First Bank 14 5.13% $7,860
RAPID MORTGAGE COMPANY 13 4.97% $10,051
EAGLE HOME MORTGAGE, LLC 13 4.70% $9,414
Sierra Pacific Mortgage Company, Inc. 13 4.72% $8,634
UNION HOME MORTGAGE CORP. 12 5.24% $8,150
NATIONS DIRECT MORTGAGE, LLC 12 4.49% $10,600
Lakeview Community Capital, LLC 12 3.87% $6,694
LOANPAL, LLC 12 4.47% $9,864
VILLAGE CAPITAL MORTGAGE 12 4.15% $7,440
INSPIRE HOME LOANS INC. 12 4.74% $8,870
Century Mortgage Company DBA Century Lending Company 12 4.50% $9,742
RELIANCE FIRST CAPITAL, LLC 11 5.10% $11,805
GENEVA FINANCIAL, LLC 10 5.33% $9,602
HANCOCK MORTGAGE PARTNERS, LLC 9 5.25% $10,501
CONTOUR MORTGAGE CORPORATION 8 4.67% $10,190
CRESCENT MORTGAGE COMPANY 8 5.03% $8,484
FINANCE OF AMERICA MORTGAGE LLC 8 5.61% $10,713
First Heritage Mortgage, LLC 8 4.59% $10,389
South State Bank 8 4.81% $8,192
Magnolia Bank 8 5.00% $8,399
AMERICAN FINANCIAL RESOURCES, INC. 8 4.97% $9,183
SWBC MORTGAGE CORPORATION 7 5.13% $7,476
RESOURCE FINANCIAL SERVICES, INC. 7 5.13% $8,252
Princeton Mortgage Corporation 6 4.79% $8,384
The Federal Savings Bank 6 5.04% $15,014
Hometown Lenders, Inc. 6 4.69% $9,020
United Community Bank 6 4.85% $8,963
INTERLINC MORTGAGE SERVICES, LLC 6 5.25% $9,205
KELLER MORTGAGE, LLC 6 4.46% $7,704
MID AMERICA MORTGAGE, INC. 5 5.43% $4,794
Wyndham Capital Mortgage, Inc. 5 5.03% $11,891
First Guaranty Mortgage Corporation 5 3.70% $6,536
SOUTHERN TRUST MORTGAGE, LLC 5 3.90% $8,908
POLARIS HOME FUNDING CORP. 5 4.33% $11,619
AMERICAN FINANCING CORPORATION 5 5.05% $8,252
Mortgage Research Center, LLC 5 5.12% $5,547
Barrington Bank & Trust Company, N.A. 4 4.84% $9,762
BAY EQUITY LLC 4 5.38% $15,124
Truist 4 5.03% $7,371
MUTUAL OF OMAHA MORTGAGE, INC. 4 4.72% $12,060
EMM LOANS LLC 4 4.72% $13,543
PLAZA HOME MORTGAGE, INC. 4 5.31% $9,756
PLANET HOME LENDING, LLC 4 4.13% $6,591
Plains Commerce Bank 4 6.34% $13,906
M&T Bank 4 5.03% $7,482
LIBERTY HOME MORTGAGE CORPORATION 4 5.78% $14,762
AmeriHome Mortgage Company, LLC 4 4.37% $9,109
Bank of America 4 2.41% $5,576
Citizens Bank 4 4.03% $9,707
Wells Fargo Bank 4 5.38% $8,950
SUN WEST MORTGAGE COMPANY, INC. 4 4.50% $6,516
First-Citizens Bank & Trust Company 4 5.06% $8,564
ROYAL UNITED MORTGAGE LLC 3 6.25% $10,511
RUOFF MORTGAGE COMPANY, INC. 3 4.83% $8,706
EMBRACE HOME LOANS, INC. 3 4.92% $10,381
VERITAS FUNDING, LLC 3 5.21% $15,429
GSF Mortgage Corporation 3 6.58% $11,960
NATIONWIDE MORTGAGE BANKERS, INC. 2 6.00% $10,926
Allen Tate Mortgage Partners, LLC 2 5.31% $8,153
Amerifirst Financial, Inc. 2 5.44% $11,435
ARC HOME LLC 2 3.69% $10,901
Atlantic Coast Mortgage, LLC 2 6.44% $10,449
BANKSOUTH MORTGAGE COMPANY, LLC 2 4.19% $9,125
CALCON MUTUAL MORTGAGE LLC 2 5.06% $16,247
CHURCHILL MORTGAGE CORPORATION 2 5.88% $7,918
ENVOY MORTGAGE, LTD 2 5.13% $8,041
First Federal Bank 2 6.06% $7,462
First Savings Bank 2 5.31% $8,146
GoPrime Mortgage, Inc. 2 5.44% $13,426
GUARANTEED RATE, INC. 2 5.50% $10,817
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 5.38% $11,453
LAND HOME FINANCIAL SERVICES, INC. 2 4.75% $9,150
LOANLEADERS OF AMERICA, INC. 2 4.56% $15,310
MEMBER ADVANTAGE MORTGAGE, LLC 2 5.94% $6,754
Mortgage Assurance Inc. 2 2.88% $8,042
MORTGAGE EQUITY PARTNERS LLC 2 5.56% $7,465
NATION ONE MORTGAGE CORPORATION 2 4.13% $17,944
NFM, INC. 2 5.94% $8,907
OPEN MORTGAGE, LLC 2 3.69% $6,360
PHH Mortgage Corporation 2 5.19% $10,180
PREMIER MORTGAGE RESOURCES, L.L.C. 2 3.19% $8,944
SOUTHWEST STAGE FUNDING, LLC 2 5.25% $7,221
SOVEREIGN LENDING GROUP INCORPORATED 2 5.88% $15,533
TD Bank 2 5.00% $4,333
THRIVE MORTGAGE, LLC 2 5.19% $9,588
UNITED MORTGAGE CORP 2 4.69% $10,652
ZILLOW HOME LOANS, LLC 2 3.75% $12,297
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.75% $9,692
MORTGAGE INVESTORS GROUP, INC. 1 6.63% $7,326
Regions Bank 1 2.75% $7,644
MLD MORTGAGE INC. 1 3.25% $19,160
MILEND, INC. 1 5.63% $7,231
RESIDENTIAL BANCORP 1 5.13% $12,419
RESIDENTIAL HOME FUNDING CORP. 1 5.50% $11,703
LEADERONE FINANCIAL CORPORATION 1 7.25% $7,053
LADERA LENDING, INC. 1 5.63% $6,985
Hometown Equity Mortgage, LLC 1 5.75% $10,326
S1L, Inc. 1 5.25% $10,754
SHELTER HOME MORTGAGE, LLC 1 6.25% $18,288
GUARANTEED RATE AFFINITY, LLC 1 3.63% $8,877
George Mason Mortgage, LLC 1 3.25% $14,148
Gateway First Bank 1 2.88% $8,905
First Palmetto Bank 1 3.88% $9,640
First Option Mortgage, LLC 1 3.50% $5,242
CIS Financial Services, Inc. 1 6.13% $8,148
CERTAINTY HOME LOANS, LLC 1 6.88% $8,013
STOCKTON MORTGAGE CORPORATION 1 3.75% $6,924
Strong Home Mortgage, LLC 1 5.12% $3,905
First Horizon Bank 1 4.63% $8,204
SUMMIT FUNDING, INC. 1 3.75% $7,860
FIRST COMMUNITY MORTGAGE, INC. 1 6.13% $10,886
FAY SERVICING, LLC 1 4.00% $9,436
Synovus Bank 1 4.75% $9,678
T2 FINANCIAL LLC 1 4.25% $14,520
Capital City Home Loans, LLC 1 3.25% $10,311
The Central Trust Bank 1 4.62% $6,939
East Coast Capital Corp. 1 4.25% $9,519
THE MORTGAGE FIRM, INC. 1 5.63% $13,160
The Park National Bank 1 4.75% $10,019
The Union Bank Company 1 6.00% $13,461
AMERIFIRST FINANCIAL CORPORATION 1 5.13% $10,372
Towne Bank 1 3.75% $10,531
DELMAR FINANCIAL COMPANY 1 4.75% $8,492
CORNERSTONE HOME LENDING, INC. 1 4.50% $17,532
Colten Mortgage, LLC 1 5.75% $9,063
CMG MORTGAGE, INC. 1 6.99% $11,582
American Security Mortgage Corp. 1 3.75% $7,592
OCMBC, INC. 1 4.13% $13,084
NORWICH COMMERCIAL GROUP, INC. 1 4.63% $10,140
Northpointe Bank 1 5.75% $18,615
CityWorth Mortgage LLC 1 5.75% $10,545
NBKC BANK 1 4.25% $9,857
1ST SIGNATURE LENDING, LLC 1 3.38% $11,616
MY MORTGAGE, INC. 1 4.25% $7,223

The top Greenville FHA lender as defined by loan originations is QUICKEN LOANS, LLC, with 351 FHA loans originated. Their average total fees are $9,893, which is $100 lower than the next largest lender, NVR Mortgage Finance, Inc..

The lowest fee Greenville FHA lenders (with over 10 loans originated) are CAPITAL CENTER, L.L.C. ($5,546), EVERETT FINANCIAL, INC. ($6,503), Alcova Mortgage LLC ($6,594), Lakeview Community Capital, LLC ($6,694) and LAKEVIEW LOAN SERVICING, LLC ($6,802).

The lowest rate Greenville FHA lenders (with over 10 loans originated) are APEX HOME LOANS, INC. (3.80%), Lakeview Community Capital, LLC (3.87%), CAPITAL CENTER, L.L.C. (4.01%), DHI MORTGAGE COMPANY, LTD. (4.02%) and PENNYMAC LOAN SERVICES, LLC (4.10%).

Greenville FHA Loan Limits

Metro County Year Single Family Limit 2 Family Limit 3 Family Limit 4 Family Limit
GREENVILLE-ANDERSON, SC ANDERSON 2022 $420,680 $538,650 $651,050 $809,150
GREENVILLE-ANDERSON, SC GREENVILLE 2022 $420,680 $538,650 $651,050 $809,150
GREENVILLE-ANDERSON, SC LAURENS 2022 $420,680 $538,650 $651,050 $809,150
GREENVILLE-ANDERSON, SC PICKENS 2022 $420,680 $538,650 $651,050 $809,150
GREENVILLE-ANDERSON, SC ANDERSON 2023 $472,030 $604,400 $730,525 $907,900
GREENVILLE-ANDERSON, SC GREENVILLE 2023 $472,030 $604,400 $730,525 $907,900
GREENVILLE-ANDERSON, SC LAURENS 2023 $472,030 $604,400 $730,525 $907,900
GREENVILLE-ANDERSON, SC PICKENS 2023 $472,030 $604,400 $730,525 $907,900

Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $268,794 (3.7%) $352,118 (1.7%) 1.00 3,079
2018-02-01 $269,950 (3.9%) $366,630 (5.6%) 0.98 3,082
2018-03-01 $274,600 (3.6%) $370,112 (4.4%) 0.96 3,140
2018-04-01 $274,950 (2.4%) $375,444 (3.2%) 0.93 3,266
2018-05-01 $274,500 (1.7%) $378,904 (4.8%) 0.92 3,373
2018-06-01 $278,711 (1.4%) $383,196 (4.5%) 0.93 3,456
2018-07-01 $275,000 (0.0%) $378,809 (2.9%) 0.92 3,472
2018-08-01 $273,950 (0.0%) $380,078 (3.8%) 0.92 3,443
2018-09-01 $265,137 (-1.8%) $374,377 (3.5%) 0.89 3,563
2018-10-01 $263,810 (-2.5%) $372,049 (1.8%) 0.89 3,617
2018-11-01 $264,700 (-1.9%) $373,956 (2.4%) 0.90 3,532
2018-12-01 $260,000 (-3.4%) $366,832 (1.8%) 0.90 3,426
2019-01-01 $264,243 (-1.7%) $368,315 (4.6%) 0.91 3,229
2019-02-01 $264,709 (-1.9%) $369,403 (0.8%) 0.89 3,148
2019-03-01 $275,811 (0.4%) $379,684 (2.6%) 0.90 3,069
2019-04-01 $284,700 (3.6%) $389,404 (3.7%) 0.90 3,033
2019-05-01 $286,448 (4.4%) $395,219 (4.3%) 0.90 3,187
2019-06-01 $284,622 (2.1%) $395,985 (3.3%) 0.89 3,332
2019-07-01 $280,718 (2.1%) $400,479 (5.7%) 0.88 3,509
2019-08-01 $278,636 (1.7%) $397,967 (4.7%) 0.88 3,499
2019-09-01 $276,591 (4.3%) $393,745 (5.2%) 0.89 3,498
2019-10-01 $275,615 (4.5%) $391,620 (5.3%) 0.89 3,485
2019-11-01 $274,900 (3.9%) $393,042 (5.1%) 0.90 3,387
2019-12-01 $269,900 (3.8%) $386,772 (5.4%) 0.90 3,197
2020-01-01 $269,700 (2.1%) $386,238 (4.9%) 0.90 3,049
2020-02-01 $276,150 (4.3%) $400,622 (8.5%) 0.91 2,872
2020-03-01 $279,900 (1.5%) $408,674 (7.6%) 0.88 2,886
2020-04-01 $279,900 (-1.7%) $405,306 (4.1%) 0.88 2,986
2020-05-01 $285,500 (-0.3%) $419,113 (6.1%) 0.87 2,899
2020-06-01 $298,000 (4.7%) $435,295 (9.9%) 0.88 2,558
2020-07-01 $289,975 (3.3%) $433,102 (8.2%) 0.84 2,459
2020-08-01 $290,000 (4.1%) $441,522 (10.9%) 0.83 2,297
2020-09-01 $289,950 (4.8%) $445,746 (13.2%) 0.83 2,127
2020-10-01 $283,293 (2.8%) $431,464 (10.2%) 0.81 2,103
2020-11-01 $279,900 (1.8%) $417,131 (6.1%) 0.82 2,103
2020-12-01 $276,316 (2.4%) $411,759 (6.5%) 0.82 1,945
2021-01-01 $276,500 (2.5%) $419,024 (8.5%) 0.83 1,693
2021-02-01 $283,228 (2.6%) $433,034 (8.1%) 0.82 1,463
2021-03-01 $296,450 (5.9%) $454,512 (11.2%) 0.84 1,246
2021-04-01 $312,425 (11.6%) $479,260 (18.3%) 0.85 1,099
2021-05-01 $303,936 (6.5%) $497,457 (18.7%) 0.81 1,007
2021-06-01 $319,000 (7.1%) $501,337 (15.2%) 0.84 1,071
2021-07-01 $318,752 (9.9%) $491,050 (13.4%) 0.84 1,253
2021-08-01 $341,975 (17.9%) $511,844 (15.9%) 0.91 1,304
2021-09-01 $347,950 (20.0%) $516,030 (15.8%) 0.93 1,308
2021-10-01 $337,357 (19.1%) $507,087 (17.5%) 0.90 1,304
2021-11-01 $331,045 (18.3%) $505,423 (21.2%) 0.89 1,239
2021-12-01 $329,950 (19.4%) $499,919 (21.4%) 0.89 1,182
2022-01-01 $325,000 (17.5%) $498,471 (19.0%) 0.88 1,035
2022-02-01 $344,925 (21.8%) $509,652 (17.7%) 0.90 861
2022-03-01 $341,473 (15.2%) $510,864 (12.4%) 0.85 820
2022-04-01 $352,000 (12.7%) $510,784 (6.6%) 0.84 859
2022-05-01 $354,950 (16.8%) $507,518 (2.0%) 0.81 1,105
2022-06-01 $354,060 (11.0%) $489,961 (-2.3%) 0.79 1,395
2022-07-01 $351,837 (10.4%) $486,794 (-0.9%) 0.79 1,799
2022-08-01 $350,000 (2.4%) $485,877 (-5.1%) 0.81 1,937
2022-09-01 $349,550 (0.5%) $478,208 (-7.3%) 0.82 2,044
2022-10-01 $345,000 (2.3%) $476,670 (-6.0%) 0.81 2,288
2022-11-01 $341,975 (3.3%) $475,048 (-6.0%) 0.82 2,426
2022-12-01 $339,900 (3.0%) $471,610 (-5.7%) 0.84 2,256
2023-01-01 $336,215 (3.5%) $463,034 (-7.1%) 0.83 2,043
2023-02-01 $334,950 (-2.9%) $465,085 (-8.7%) 0.81 1,984
2023-03-01 $336,950 (-1.3%) $474,431 (-7.1%) 0.79 1,907
2023-04-01 $348,900 (-0.9%) $510,747 (0.0%) 0.81 1,740
2023-05-01 $349,950 (-1.4%) $523,203 (3.1%) 0.79 1,735
2023-06-01 $351,620 (-0.7%) $538,330 (9.9%) 0.79 1,796
2023-07-01 $356,590 (1.4%) $530,346 (9.0%) 0.81 1,886
2023-08-01 $351,120 (0.3%) $518,971 (6.8%) 0.81 1,975
2023-09-01 $359,900 (3.0%) $526,836 (10.2%) 0.84 2,041
2023-10-01 $359,925 (4.3%) $523,715 (9.9%) 0.85 2,189
Greenville's median listing price for 2023-10-01 was $359,925, a difference of $14,925 (4.3%) versus the prior year and $25 versus the prior month.

Greenville's median listing price comes in at 85% of the national average.

Greenville's average listing price for 2023-10-01 was $523,715, a difference of $47,045 (9.9%) versus the prior year and $-3,121 versus the prior month.

For the 2023-10-01 period, Greenville had 2,189 MLS listings, a difference of 148 listings (7%) versus the prior month and -99 listings (-4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 81 days 2,192 sqft
2018-02-01 76 days 2,209 sqft
2018-03-01 56 days 2,397 sqft
2018-04-01 52 days 2,407 sqft
2018-05-01 51 days 2,398 sqft
2018-06-01 55 days 2,400 sqft
2018-07-01 60 days 2,363 sqft
2018-08-01 65 days 2,316 sqft
2018-09-01 64 days 2,237 sqft
2018-10-01 63 days 2,197 sqft
2018-11-01 68 days 2,162 sqft
2018-12-01 77 days 2,146 sqft
2019-01-01 86 days 2,132 sqft
2019-02-01 82 days 2,100 sqft
2019-03-01 70 days 2,161 sqft
2019-04-01 56 days 2,225 sqft
2019-05-01 51 days 2,232 sqft
2019-06-01 54 days 2,200 sqft
2019-07-01 54 days 2,201 sqft
2019-08-01 57 days 2,154 sqft
2019-09-01 61 days 2,124 sqft
2019-10-01 65 days 2,120 sqft
2019-11-01 67 days 2,132 sqft
2019-12-01 77 days 2,100 sqft
2020-01-01 79 days 2,122 sqft
2020-02-01 73 days 2,167 sqft
2020-03-01 61 days 2,198 sqft
2020-04-01 59 days 2,204 sqft
2020-05-01 64 days 2,258 sqft
2020-06-01 69 days 2,262 sqft
2020-07-01 58 days 2,226 sqft
2020-08-01 52 days 2,200 sqft
2020-09-01 51 days 2,100 sqft
2020-10-01 51 days 2,050 sqft
2020-11-01 53 days 2,005 sqft
2020-12-01 59 days 2,011 sqft
2021-01-01 68 days 1,972 sqft
2021-02-01 55 days 1,940 sqft
2021-03-01 50 days 1,888 sqft
2021-04-01 50 days 1,994 sqft
2021-05-01 40 days 1,947 sqft
2021-06-01 37 days 1,986 sqft
2021-07-01 33 days 1,979 sqft
2021-08-01 37 days 2,026 sqft
2021-09-01 44 days 2,048 sqft
2021-10-01 45 days 1,968 sqft
2021-11-01 45 days 1,949 sqft
2021-12-01 49 days 1,962 sqft
2022-01-01 54 days 1,931 sqft
2022-02-01 40 days 1,950 sqft
2022-03-01 37 days 1,938 sqft
2022-04-01 34 days 1,881 sqft
2022-05-01 32 days 1,976 sqft
2022-06-01 32 days 1,952 sqft
2022-07-01 34 days 2,050 sqft
2022-08-01 41 days 1,996 sqft
2022-09-01 45 days 2,040 sqft
2022-10-01 46 days 2,164 sqft
2022-11-01 51 days 2,161 sqft
2022-12-01 64 days 2,050 sqft
2023-01-01 75 days 1,979 sqft
2023-02-01 65 days 1,931 sqft
2023-03-01 51 days 1,949 sqft
2023-04-01 46 days 2,072 sqft
2023-05-01 43 days 2,092 sqft
2023-06-01 44 days 2,100 sqft
2023-07-01 43 days 2,100 sqft
2023-08-01 44 days 2,044 sqft
2023-09-01 44 days 2,100 sqft
2023-10-01 44 days 2,086 sqft
Greenville's median listing age (time on market) for 2023-10-01 was 44 days. This is -5% shorter than the same period one year ago.

Greenville's median square footage for active listings during the 2023-10-01 period was 2,086 sqft. One year prior, the average listing was 2,164 sqft.

FHA Loan Requirements

  • Borrowers must have a steady employment history or worked for the same employer for the past two years.
  • Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state.
  • Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)
  • New FHA loans are only available for primary residence occupancy.
  • Borrowers must have a property appraisal from a FHA-approved appraiser.
  • Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance) needs to be less than 31 percent of their gross income, typically. You may be able to get approved with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.
  • Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to get approved with as high a percentage as 50 percent.
  • Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.
  • Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent.
  • Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can be made.
  • Typically borrowers must be three years out of foreclosure and have re-established good credit.
  • The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).