Greenville FHA Loans
GREENVILLE-ANDERSON, SC
FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote
home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and
credit scores-- making these loans much more accessible than traditional mortgages.
FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores
between 500-579, the downpayment needs to be at least 10%.
While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)--
an additional insurance premium that is paid to the FHA to help cover defaults.
For additional requirements as defined by the FHA, click here.
Greenville's 205 lenders originated 5,170 FHA
loans during 2021. The total origination value was $1,028,910,000, with an average FHA loan value of
$199,015.
Greenville FHA Loans, 30 Year Fixed Rates
30 Year FHA mortgages in Greenville
averaged
5.3%
for the week of 2022-05-13, compared to the national average (all FHA variants) of
5.361% for the same period.
The average rate for the prior week (2022-05-06) was
5.43% and
one month ago for the week of 2022-04-08, the
average rate was 4.8%.
The average rate one year ago was 3.01%.
For refis of the same type during the week of 2022-05-13, the average rate
was 5.09%.
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.
Greenville FHA Loan Lenders by Rates & Fees
The below table looks at the average fees and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender
at the Greenville level.
Name |
# of Loans |
2021 Avg. 30yFix Rate |
2021 Avg. Total Fees |
QUICKEN LOANS, LLC
|
501
|
2.73%
|
$5,940
|
MOVEMENT MORTGAGE, LLC
|
194
|
3.28%
|
$7,096
|
ON Q FINANCIAL, INC.
|
186
|
3.52%
|
$7,190
|
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
|
160
|
3.12%
|
$7,710
|
NVR Mortgage Finance, Inc.
|
158
|
3.19%
|
$7,691
|
FREEDOM MORTGAGE CORPORATION
|
151
|
2.90%
|
$4,963
|
PRIMELENDING, A PLAINSCAPITAL COMPANY
|
151
|
3.22%
|
$8,170
|
LAKEVIEW LOAN SERVICING, LLC
|
150
|
3.02%
|
$4,467
|
DHI MORTGAGE COMPANY, LTD.
|
146
|
2.79%
|
$7,416
|
PENNYMAC LOAN SERVICES, LLC
|
115
|
3.07%
|
$4,742
|
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
|
113
|
3.26%
|
$8,213
|
Mr. Cooper ( Nationstar Mortgage )
|
107
|
3.30%
|
$4,293
|
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
|
102
|
3.28%
|
$8,803
|
UNITED WHOLESALE MORTGAGE, LLC
|
99
|
2.86%
|
$7,687
|
APEX HOME LOANS, INC.
|
94
|
2.59%
|
$8,328
|
LOANDEPOT.COM, LLC
|
87
|
3.27%
|
$8,501
|
LENDUS, LLC
|
86
|
3.41%
|
$7,993
|
HOMESTAR FINANCIAL CORPORATION
|
85
|
3.18%
|
$5,766
|
Carrington Mortgage Services, LLC
|
73
|
3.81%
|
$7,478
|
Network Funding, L.P.
|
63
|
3.22%
|
$8,182
|
BROKER SOLUTIONS, INC.
|
63
|
3.13%
|
$7,308
|
SUCCESS MORTGAGE PARTNERS, INC.
|
61
|
3.17%
|
$7,806
|
GUILD MORTGAGE COMPANY
|
59
|
3.19%
|
$8,175
|
HOMESIDE FINANCIAL, LLC
|
56
|
2.99%
|
$9,618
|
CALIBER HOME LOANS, INC.
|
56
|
2.98%
|
$6,453
|
NEWREZ LLC
|
49
|
2.89%
|
$4,453
|
HOME POINT FINANCIAL CORPORATION
|
49
|
2.76%
|
$6,364
|
Renasant Bank
|
48
|
2.96%
|
$9,319
|
CROSSCOUNTRY MORTGAGE, LLC
|
46
|
3.14%
|
$7,459
|
Paramount Residential Mortgage Group, Inc.
|
42
|
3.31%
|
$7,752
|
PRIMARY RESIDENTIAL MORTGAGE, INC.
|
39
|
3.71%
|
$7,491
|
Ameris Bank
|
39
|
3.05%
|
$6,911
|
Countybank
|
37
|
2.77%
|
$7,263
|
AmeriHome Mortgage Company, LLC
|
36
|
3.00%
|
$4,693
|
TOWNE MORTGAGE COMPANY
|
36
|
3.25%
|
$7,481
|
VILLAGE CAPITAL & INVESTMENT LLC
|
35
|
3.11%
|
$2,358
|
Lakeview Community Capital, LLC
|
35
|
2.95%
|
$4,642
|
INSPIRE HOME LOANS INC.
|
34
|
3.22%
|
$5,992
|
HOMEBRIDGE FINANCIAL SERVICES, INC.
|
32
|
3.04%
|
$9,813
|
Equity Prime Mortgage LLC
|
29
|
3.56%
|
$6,788
|
ACOPIA, LLC
|
28
|
3.33%
|
$8,345
|
AMERISAVE MORTGAGE CORPORATION
|
28
|
3.04%
|
$8,090
|
SOUTHWEST FUNDING, LP
|
28
|
3.67%
|
$8,854
|
Sierra Pacific Mortgage Company, Inc.
|
27
|
3.08%
|
$6,850
|
VANDERBILT MORTGAGE AND FINANCE, INC.
|
27
|
3.13%
|
$9,228
|
NATIONS DIRECT MORTGAGE, LLC
|
25
|
3.36%
|
$8,719
|
Alcova Mortgage LLC
|
24
|
3.15%
|
$5,888
|
HOMEOWNERS FINANCIAL GROUP USA, LLC
|
21
|
3.32%
|
$7,940
|
First Community Bank
|
21
|
2.96%
|
$8,162
|
SWBC MORTGAGE CORPORATION
|
21
|
3.41%
|
$5,984
|
First Heritage Mortgage, LLC
|
20
|
2.97%
|
$8,573
|
ARK-LA-TEX FINANCIAL SERVICES, LLC.
|
19
|
3.39%
|
$7,960
|
First Guaranty Mortgage Corporation
|
18
|
2.97%
|
$5,727
|
UNION HOME MORTGAGE CORP.
|
18
|
3.09%
|
$7,442
|
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
|
17
|
3.40%
|
$8,506
|
Flagstar Bank, FSB
|
16
|
2.78%
|
$6,845
|
CONTOUR MORTGAGE CORPORATION
|
15
|
3.24%
|
$7,830
|
South State Bank
|
15
|
3.03%
|
$6,398
|
KELLER MORTGAGE, LLC
|
14
|
2.84%
|
$7,053
|
CRESCENT MORTGAGE COMPANY
|
13
|
2.93%
|
$8,060
|
GUARANTEED RATE, INC.
|
13
|
2.90%
|
$7,422
|
RESOURCE FINANCIAL SERVICES, INC.
|
12
|
3.07%
|
$7,525
|
CORNERSTONE HOME LENDING, INC.
|
12
|
3.22%
|
$6,533
|
ENVOY MORTGAGE, LTD
|
11
|
3.31%
|
$7,773
|
Magnolia Bank
|
11
|
3.01%
|
$6,284
|
Nations Lending Corporation
|
10
|
3.60%
|
$7,603
|
FINANCE OF AMERICA MORTGAGE LLC
|
10
|
3.18%
|
$7,059
|
Barrington Bank & Trust Company, N.A.
|
9
|
3.20%
|
$7,621
|
INTERLINC MORTGAGE SERVICES, LLC
|
9
|
3.26%
|
$6,171
|
Bank of America
|
9
|
2.83%
|
$3,858
|
CAPITAL CENTER, L.L.C.
|
9
|
2.83%
|
$3,898
|
AMERICAN FINANCIAL NETWORK, INC.
|
8
|
3.00%
|
$8,338
|
RELIANCE FIRST CAPITAL, LLC
|
8
|
2.86%
|
$9,033
|
GENEVA FINANCIAL, LLC
|
8
|
3.33%
|
$8,351
|
Southern First Bank
|
8
|
2.78%
|
$8,014
|
LOANPAL, LLC
|
8
|
2.50%
|
$9,870
|
Hometown Lenders, Inc.
|
8
|
3.30%
|
$7,724
|
HANCOCK MORTGAGE PARTNERS, LLC
|
7
|
3.29%
|
$8,194
|
EAGLE HOME MORTGAGE, LLC
|
7
|
2.96%
|
$7,512
|
RUOFF MORTGAGE COMPANY, INC.
|
7
|
3.13%
|
$6,865
|
PLANET HOME LENDING, LLC
|
7
|
2.96%
|
$3,945
|
OCEANSIDE MORTGAGE COMPANY
|
7
|
2.89%
|
$3,264
|
RAPID MORTGAGE COMPANY
|
7
|
3.63%
|
$7,460
|
United Community Bank
|
6
|
2.98%
|
$5,961
|
NP, Inc.
|
5
|
3.30%
|
$7,463
|
InterContinental Capital Group, Inc
|
5
|
3.03%
|
$6,333
|
PANORAMA MORTGAGE GROUP, LLC
|
5
|
2.70%
|
$5,903
|
MUTUAL OF OMAHA MORTGAGE, INC.
|
5
|
3.08%
|
$6,733
|
SUN WEST MORTGAGE COMPANY, INC.
|
5
|
2.95%
|
$5,971
|
Synovus Bank
|
5
|
2.70%
|
$9,977
|
CHURCHILL MORTGAGE CORPORATION
|
5
|
3.15%
|
$7,001
|
CMG MORTGAGE, INC.
|
5
|
3.35%
|
$8,609
|
Blue Ridge Bank
|
4
|
2.75%
|
$5,643
|
AMERICAN FINANCING CORPORATION
|
4
|
2.88%
|
$7,211
|
MIDLAND MORTGAGE CORPORATION
|
4
|
2.94%
|
$10,327
|
First Federal Bank
|
4
|
3.59%
|
$10,551
|
POLARIS HOME FUNDING CORP.
|
4
|
3.22%
|
$7,590
|
Mortgage Research Center, LLC
|
4
|
3.25%
|
$5,025
|
Wells Fargo Bank
|
4
|
3.31%
|
$5,554
|
PHH Mortgage Corporation
|
4
|
3.19%
|
$5,213
|
Plains Commerce Bank
|
4
|
2.88%
|
$9,173
|
The Federal Savings Bank
|
4
|
3.28%
|
$6,774
|
ZILLOW HOME LOANS, LLC
|
3
|
2.75%
|
$8,171
|
Allen Tate Mortgage Partners, LLC
|
3
|
3.13%
|
$8,594
|
CALCON MUTUAL MORTGAGE LLC
|
3
|
3.83%
|
$10,001
|
DATA MORTGAGE, INC.
|
3
|
3.38%
|
$7,213
|
First-Citizens Bank & Trust Company
|
3
|
2.50%
|
$6,740
|
GoPrime Mortgage, Inc.
|
3
|
3.38%
|
$7,413
|
LOANLEADERS OF AMERICA, INC.
|
3
|
3.08%
|
$9,982
|
MORIA DEVELOPMENT, INC.
|
3
|
3.38%
|
$7,397
|
Regions Bank
|
3
|
2.67%
|
$6,153
|
SOUTHPOINT FINANCIAL SERVICES, INC.
|
3
|
2.58%
|
$7,213
|
TBI MORTGAGE COMPANY
|
3
|
2.83%
|
$10,002
|
Truist Bank
|
3
|
2.71%
|
$7,370
|
United Bank
|
3
|
2.58%
|
$7,504
|
NEW DAY FINANCIAL, LLC
|
2
|
3.12%
|
$4,487
|
Florida Capital Bank
|
2
|
2.63%
|
$9,698
|
STOCKTON MORTGAGE CORPORATION
|
2
|
3.06%
|
$7,162
|
AMERICAN FINANCIAL RESOURCES, INC.
|
2
|
3.25%
|
$5,983
|
Colonial Savings, F.A.
|
2
|
3.50%
|
$9,907
|
BANKSOUTH MORTGAGE COMPANY, LLC
|
2
|
2.75%
|
$6,474
|
Citizens Bank
|
2
|
2.75%
|
$5,420
|
GUARANTEED RATE AFFINITY, LLC
|
2
|
3.13%
|
$7,567
|
OCMBC, INC.
|
2
|
3.44%
|
$5,316
|
ROYAL UNITED MORTGAGE LLC
|
2
|
2.88%
|
$9,872
|
First Palmetto Bank
|
2
|
2.88%
|
$5,795
|
NATIONWIDE MORTGAGE BANKERS, INC.
|
2
|
2.88%
|
$8,152
|
TJC Mortgage, Inc.
|
2
|
3.19%
|
$8,717
|
Servion, Inc.
|
2
|
2.81%
|
$6,662
|
CELEBRITY HOME LOANS, LLC
|
2
|
3.75%
|
$10,400
|
First Horizon Bank
|
2
|
3.13%
|
$7,126
|
Wyndham Capital Mortgage, Inc.
|
2
|
2.63%
|
$6,907
|
EVERETT FINANCIAL, INC.
|
2
|
3.19%
|
$5,315
|
Capital City Home Loans, LLC
|
2
|
2.69%
|
$9,757
|
MYCUMORTGAGE, LLC
|
2
|
3.06%
|
$7,626
|
1ST SIGNATURE LENDING, LLC
|
2
|
2.94%
|
$8,330
|
AMERIFIRST FINANCIAL CORPORATION
|
2
|
4.31%
|
$8,994
|
UNITED MORTGAGE CORP.
|
2
|
3.25%
|
$8,964
|
Loan Simple, Inc.
|
2
|
2.31%
|
$9,986
|
GUARANTY HOME MORTGAGE CORPORATION
|
2
|
3.38%
|
$8,165
|
LEADERONE FINANCIAL CORPORATION
|
2
|
3.19%
|
$8,598
|
Manufacturers and Traders Trust Company
|
2
|
3.50%
|
$7,242
|
FirstBank
|
2
|
2.75%
|
$5,272
|
JPMorgan Chase Bank
|
2
|
2.63%
|
$8,740
|
EMBRACE HOME LOANS, INC.
|
1
|
2.88%
|
$8,943
|
Princeton Mortgage Corporation
|
1
|
2.88%
|
$8,163
|
DIRECT MORTGAGE LOANS, LLC
|
1
|
3.63%
|
$9,561
|
RADIUS FINANCIAL GROUP INC.
|
1
|
2.88%
|
$7,465
|
Colten Mortgage, LLC
|
1
|
3.25%
|
$5,685
|
Residential Mortgage Solutions, Inc.
|
1
|
2.85%
|
$8,391
|
Champion Credit Union
|
1
|
2.50%
|
$4,778
|
Century Mortgage Company DBA Century Lending Company
|
1
|
3.75%
|
$6,787
|
SECURITYNATIONAL MORTGAGE COMPANY
|
1
|
2.38%
|
$8,686
|
CAROLINA ONE MORTGAGE, LLC
|
1
|
4.25%
|
$7,073
|
Advisors Mortgage Group, L.L.C.
|
1
|
3.13%
|
$9,506
|
BETTER MORTGAGE CORPORATION
|
1
|
2.88%
|
$7,235
|
SOUTHWEST STAGE FUNDING, LLC
|
1
|
3.75%
|
$14,761
|
SOVEREIGN LENDING GROUP INCORPORATED
|
1
|
2.38%
|
$7,055
|
STEARNS LENDING, LLC
|
1
|
2.38%
|
$5,736
|
Stifel Bank and Trust
|
1
|
2.13%
|
$4,622
|
Strong Home Mortgage, LLC
|
1
|
2.25%
|
$7,497
|
BAY EQUITY LLC
|
1
|
2.88%
|
$6,150
|
Austin Capital Bank SSB
|
1
|
3.25%
|
$6,310
|
Atlantic Home Loans, Inc.
|
1
|
3.63%
|
$9,328
|
Acre Mortgage and Financial Inc
|
1
|
3.63%
|
$10,593
|
TD Bank
|
1
|
3.25%
|
$3,657
|
Assurance Financial Group, L.L.C.
|
1
|
3.13%
|
$8,755
|
The Park National Bank
|
1
|
2.75%
|
$6,889
|
TOTAL MORTGAGE SERVICES, LLC
|
1
|
4.75%
|
$12,294
|
ANGEL OAK HOME LOANS LLC
|
1
|
3.38%
|
$8,063
|
TruHome Solutions, LLC
|
1
|
3.25%
|
$6,312
|
Truliant Federal Credit Union
|
1
|
2.63%
|
$7,469
|
Trustmark National Bank
|
1
|
3.00%
|
$4,463
|
Amerifirst Financial, Inc.
|
1
|
3.38%
|
$8,246
|
Low VA Rates, LLC
|
1
|
3.00%
|
$3,581
|
MICHIGAN MUTUAL, INC.
|
1
|
2.88%
|
$9,200
|
MID AMERICA MORTGAGE, INC.
|
1
|
2.50%
|
$3,047
|
MLD MORTGAGE INC.
|
1
|
2.38%
|
$7,499
|
American Security Mortgage Corp.
|
1
|
3.00%
|
$7,591
|
Mortgage Assurance Inc.
|
1
|
2.63%
|
$7,776
|
MORTGAGE EQUITY PARTNERS LLC
|
1
|
3.75%
|
$6,360
|
MORTGAGE INVESTORS GROUP, INC.
|
1
|
2.75%
|
$8,013
|
INTERCOASTAL MORTGAGE COMPANY
|
1
|
2.63%
|
$8,349
|
MORTGAGE SOLUTIONS OF COLORADO, LLC
|
1
|
4.25%
|
$8,783
|
Hometown Equity Mortgage, LLC
|
1
|
3.63%
|
$6,623
|
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
|
1
|
3.00%
|
$9,850
|
HAMILTON HOME LOANS, INC.
|
1
|
2.88%
|
$6,616
|
NBKC BANK
|
1
|
2.75%
|
$6,841
|
Goldwater Bank, N.A.
|
1
|
2.63%
|
$13,694
|
George Mason Mortgage, LLC
|
1
|
2.88%
|
$11,260
|
NFM, INC.
|
1
|
3.63%
|
$10,410
|
North American Savings Bank, F.S.B.
|
1
|
3.00%
|
$7,541
|
NORWICH COMMERCIAL GROUP, INC.
|
1
|
5.13%
|
$13,596
|
Gateway First Bank
|
1
|
3.13%
|
$3,423
|
First Savings Bank
|
1
|
2.88%
|
$7,649
|
OPEN MORTGAGE, LLC
|
1
|
3.63%
|
$8,644
|
Paramount Bank
|
1
|
2.25%
|
$7,216
|
FIRST COMMUNITY MORTGAGE, INC.
|
1
|
3.38%
|
$4,317
|
First Bank
|
1
|
2.63%
|
$7,031
|
FIDELITY DIRECT MORTGAGE, LLC
|
1
|
3.50%
|
$7,537
|
FBC MORTGAGE, LLC
|
1
|
3.63%
|
$5,398
|
PLAZA HOME MORTGAGE, INC.
|
1
|
3.00%
|
$6,837
|
PNC Bank
|
1
|
2.88%
|
$9,422
|
FAMILY FIRST FUNDING LLC
|
1
|
4.25%
|
$6,156
|
PREMIA MORTGAGE, LLC
|
1
|
2.75%
|
$7,878
|
The top Greenville FHA lender as defined by loan originations is QUICKEN LOANS, LLC, with
501 FHA loans originated. Their average total fees are
$5,940, which is $1,156
lower than the next largest lender,
MOVEMENT MORTGAGE, LLC.
The lowest fee Greenville FHA lenders (with over 10 loans originated) are
VILLAGE CAPITAL & INVESTMENT LLC ($2,358), Mr. Cooper ( Nationstar Mortgage ) ($4,293), NEWREZ LLC ($4,453), LAKEVIEW LOAN SERVICING, LLC ($4,467) and Lakeview Community Capital, LLC ($4,642).
The lowest rate Greenville FHA lenders (with over 10 loans originated) are
APEX HOME LOANS, INC. (2.59%), QUICKEN LOANS, LLC (2.73%), HOME POINT FINANCIAL CORPORATION (2.76%), Countybank (2.77%) and Flagstar Bank, FSB (2.78%).
Greenville FHA Loan Limits
Metro |
County |
Year |
Single Family Limit |
2 Family Limit |
3 Family Limit |
4 Family Limit |
GREENVILLE-ANDERSON, SC |
ANDERSON |
2022 |
$420,680 |
$538,650 |
$651,050 |
$809,150 |
GREENVILLE-ANDERSON, SC |
GREENVILLE |
2022 |
$420,680 |
$538,650 |
$651,050 |
$809,150 |
GREENVILLE-ANDERSON, SC |
LAURENS |
2022 |
$420,680 |
$538,650 |
$651,050 |
$809,150 |
GREENVILLE-ANDERSON, SC |
PICKENS |
2022 |
$420,680 |
$538,650 |
$651,050 |
$809,150 |
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date |
Median Listing Price (YoY Change) |
Average Listing Price (YoY) |
MSA/US Median Price Ratio |
Active Listings |
2018-01-01 |
$265,400 (5.6%) |
$344,035 (2.0%) |
0.98 |
3,623 |
2018-02-01 |
$268,995 (5.7%) |
$357,626 (5.8%) |
0.97 |
3,630 |
2018-03-01 |
$270,000 (3.9%) |
$361,883 (6.0%) |
0.93 |
3,655 |
2018-04-01 |
$274,700 (3.9%) |
$369,997 (4.5%) |
0.92 |
3,790 |
2018-05-01 |
$273,990 (3.4%) |
$373,140 (6.4%) |
0.91 |
3,907 |
2018-06-01 |
$275,161 (2.8%) |
$375,800 (6.6%) |
0.92 |
4,001 |
2018-07-01 |
$274,950 (2.2%) |
$370,407 (4.1%) |
0.92 |
4,032 |
2018-08-01 |
$273,750 (2.0%) |
$371,372 (4.9%) |
0.91 |
3,987 |
2018-09-01 |
$264,966 (-1.1%) |
$366,227 (4.3%) |
0.89 |
4,177 |
2018-10-01 |
$261,293 (-3.1%) |
$363,675 (2.6%) |
0.87 |
4,227 |
2018-11-01 |
$263,094 (-1.8%) |
$364,549 (3.3%) |
0.88 |
4,137 |
2018-12-01 |
$259,965 (-1.9%) |
$359,904 (3.5%) |
0.89 |
4,003 |
2019-01-01 |
$262,445 (-1.1%) |
$361,972 (5.2%) |
0.91 |
3,747 |
2019-02-01 |
$264,825 (-1.6%) |
$363,825 (1.7%) |
0.89 |
3,617 |
2019-03-01 |
$273,714 (1.4%) |
$372,553 (3.0%) |
0.89 |
3,543 |
2019-04-01 |
$280,484 (2.1%) |
$381,775 (3.2%) |
0.88 |
3,501 |
2019-05-01 |
$282,450 (3.1%) |
$385,929 (3.4%) |
0.87 |
3,666 |
2019-06-01 |
$279,900 (1.7%) |
$386,504 (2.9%) |
0.86 |
3,901 |
2019-07-01 |
$275,675 (0.3%) |
$389,895 (5.3%) |
0.86 |
4,091 |
2019-08-01 |
$274,963 (0.4%) |
$385,790 (3.9%) |
0.87 |
4,060 |
2019-09-01 |
$269,057 (1.5%) |
$375,657 (2.6%) |
0.85 |
4,038 |
2019-10-01 |
$270,950 (3.7%) |
$381,804 (5.0%) |
0.86 |
4,122 |
2019-11-01 |
$269,900 (2.6%) |
$383,155 (5.1%) |
0.87 |
4,071 |
2019-12-01 |
$265,000 (1.9%) |
$374,505 (4.1%) |
0.88 |
3,804 |
2020-01-01 |
$267,400 (1.9%) |
$374,125 (3.4%) |
0.89 |
3,603 |
2020-02-01 |
$272,500 (2.9%) |
$386,126 (6.1%) |
0.88 |
3,371 |
2020-03-01 |
$276,395 (1.0%) |
$398,427 (7.0%) |
0.86 |
3,386 |
2020-04-01 |
$279,250 (-0.4%) |
$401,430 (5.2%) |
0.87 |
3,466 |
2020-05-01 |
$284,681 (0.8%) |
$417,193 (8.1%) |
0.86 |
3,327 |
2020-06-01 |
$290,495 (3.8%) |
$429,143 (11.0%) |
0.85 |
2,952 |
2020-07-01 |
$287,458 (4.3%) |
$431,994 (10.8%) |
0.82 |
2,827 |
2020-08-01 |
$289,900 (5.4%) |
$440,582 (14.2%) |
0.83 |
2,667 |
2020-09-01 |
$289,950 (7.8%) |
$440,748 (17.3%) |
0.83 |
2,482 |
2020-10-01 |
$285,000 (5.2%) |
$429,500 (12.5%) |
0.81 |
2,437 |
2020-11-01 |
$281,517 (4.3%) |
$415,924 (8.6%) |
0.81 |
2,426 |
2020-12-01 |
$278,532 (5.1%) |
$411,796 (10.0%) |
0.82 |
2,286 |
2021-01-01 |
$274,445 (2.6%) |
$412,740 (10.3%) |
0.81 |
1,998 |
2021-02-01 |
$278,845 (2.3%) |
$420,561 (8.9%) |
0.80 |
1,726 |
2021-03-01 |
$294,000 (6.4%) |
$435,950 (9.4%) |
0.82 |
1,433 |
2021-04-01 |
$303,495 (8.7%) |
$458,085 (14.1%) |
0.82 |
1,271 |
2021-05-01 |
$299,990 (5.4%) |
$467,747 (12.1%) |
0.79 |
1,151 |
2021-06-01 |
$311,956 (7.4%) |
$477,625 (11.3%) |
0.81 |
1,199 |
2021-07-01 |
$313,331 (9.0%) |
$471,479 (9.1%) |
0.81 |
1,406 |
2021-08-01 |
$328,850 (13.4%) |
$481,668 (9.3%) |
0.86 |
1,525 |
2021-09-01 |
$325,495 (12.3%) |
$466,138 (5.8%) |
0.86 |
1,558 |
2021-10-01 |
$327,000 (14.7%) |
$469,410 (9.3%) |
0.86 |
1,527 |
2021-11-01 |
$325,000 (15.5%) |
$466,783 (12.2%) |
0.86 |
1,470 |
2021-12-01 |
$319,547 (14.7%) |
$469,371 (14.0%) |
0.85 |
1,390 |
2022-01-01 |
$317,990 (15.9%) |
$465,553 (12.8%) |
0.85 |
1,171 |
2022-02-01 |
$333,580 (19.6%) |
$489,925 (16.5%) |
0.85 |
975 |
2022-03-01 |
$335,480 (14.1%) |
$500,747 (14.9%) |
0.83 |
913 |
2022-04-01 |
$349,500 (15.2%) |
$495,605 (8.2%) |
0.82 |
966 |
Greenville's median listing price for 2022-04-01 was $349,500, a difference of
$46,005
(15.2%) versus the prior year and
$14,020 versus the prior month.
Greenville's median listing price comes in at 82% of the national average.
Greenville's average listing price for 2022-04-01 was $495,605, a difference of
$37,520
(8.2%) versus the prior year and
$-5,142 versus the prior month.
For the 2022-04-01 period, Greenville had 966 MLS listings, a difference of
53 listings
(6%)
versus the prior month and
-305 listings
(-24%)
versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date |
Median Listing Time on Market |
Median Square Footage |
2018-01-01 |
82 days |
2,447 sqft |
2018-02-01 |
79 days |
2,452 sqft |
2018-03-01 |
63 days |
2,320 sqft |
2018-04-01 |
61 days |
2,386 sqft |
2018-05-01 |
56 days |
2,383 sqft |
2018-06-01 |
60 days |
2,400 sqft |
2018-07-01 |
66 days |
2,342 sqft |
2018-08-01 |
70 days |
2,279 sqft |
2018-09-01 |
68 days |
2,231 sqft |
2018-10-01 |
67 days |
2,206 sqft |
2018-11-01 |
71 days |
2,149 sqft |
2018-12-01 |
81 days |
2,100 sqft |
2019-01-01 |
91 days |
2,100 sqft |
2019-02-01 |
89 days |
2,088 sqft |
2019-03-01 |
69 days |
2,176 sqft |
2019-04-01 |
59 days |
2,252 sqft |
2019-05-01 |
55 days |
2,239 sqft |
2019-06-01 |
57 days |
2,219 sqft |
2019-07-01 |
57 days |
2,235 sqft |
2019-08-01 |
59 days |
2,209 sqft |
2019-09-01 |
65 days |
2,191 sqft |
2019-10-01 |
66 days |
2,172 sqft |
2019-11-01 |
67 days |
2,200 sqft |
2019-12-01 |
76 days |
2,135 sqft |
2020-01-01 |
82 days |
2,130 sqft |
2020-02-01 |
80 days |
2,144 sqft |
2020-03-01 |
64 days |
2,229 sqft |
2020-04-01 |
64 days |
2,264 sqft |
2020-05-01 |
70 days |
2,272 sqft |
2020-06-01 |
77 days |
2,281 sqft |
2020-07-01 |
64 days |
2,286 sqft |
2020-08-01 |
58 days |
2,225 sqft |
2020-09-01 |
57 days |
2,099 sqft |
2020-10-01 |
57 days |
2,089 sqft |
2020-11-01 |
56 days |
2,078 sqft |
2020-12-01 |
65 days |
2,071 sqft |
2021-01-01 |
71 days |
1,957 sqft |
2021-02-01 |
63 days |
1,941 sqft |
2021-03-01 |
55 days |
1,846 sqft |
2021-04-01 |
55 days |
1,960 sqft |
2021-05-01 |
45 days |
2,060 sqft |
2021-06-01 |
43 days |
2,123 sqft |
2021-07-01 |
37 days |
2,103 sqft |
2021-08-01 |
40 days |
2,207 sqft |
2021-09-01 |
44 days |
2,150 sqft |
2021-10-01 |
49 days |
1,995 sqft |
2021-11-01 |
49 days |
1,905 sqft |
2021-12-01 |
51 days |
1,984 sqft |
2022-01-01 |
57 days |
2,000 sqft |
2022-02-01 |
46 days |
1,953 sqft |
2022-03-01 |
39 days |
1,924 sqft |
2022-04-01 |
36 days |
1,956 sqft |
Greenville's median listing age (time on market) for 2022-04-01 was 36 days.
This
is -34%
shorter
than the same period one year ago.
Greenville's median square footage for active listings during the 2022-04-01 period was
1,956 sqft. One year prior, the average listing was
1,960 sqft.
FHA Loan Requirements
Borrowers must have a steady employment history or worked for the same employer for the past two years.
Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a
mortgage in your state.
Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)
New FHA loans are only available for primary residence occupancy.
Borrowers must have a property appraisal from a FHA-approved appraiser.
Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance)
needs to be less than 31 percent of their gross income, typically. You may be able to get approved
with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they
believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.
Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment,
student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to
get approved with as high a percentage as 50 percent.
Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5
percent.
Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down
payment of 10 percent.
Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can
be made.
Typically borrowers must be three years out of foreclosure and have re-established good credit.
The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet
these standards and a seller will not agree to the required repairs, your only option is to pay for the required
repairs at closing (to be held in escrow until the repairs are complete).