Greenville FHA Loan Rates, Closing Costs & Stats

GREENVILLE-ANDERSON, SC

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    • FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.

    FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.

    While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.

    For additional requirements as defined by the FHA, click here.

    Greenville's 184 lenders originated 3,485 FHA loans during 2022. The total origination value was $885,125,000, with an average FHA loan value of $253,981.

    Greenville FHA Loans, 30 Year Fixed Rates

    30 Year FHA mortgages in Greenville averaged -0.28% for the week of 2023-11-24, compared to the national average (all FHA variants) of 0% for the same period.

    Greenville's average FHA mortgage closing costs are $7,194.

    The average rate for the prior week (2023-11-17) was 6.51% and one month ago for the week of 2023-10-20, the average rate was 7.02%.

    The average rate one year ago was 6.25%.

    For refis of the same type during the week of 2023-11-24, the average rate was -1.47%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Greenville FHA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Greenville level.

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 351 4.58% $9,893
    NVR Mortgage Finance, Inc. 160 4.41% $9,993
    PRIMELENDING, A PLAINSCAPITAL COMPANY 150 5.17% $10,392
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 142 4.88% $8,890
    UNITED WHOLESALE MORTGAGE, LLC 129 4.88% $9,801
    ON Q FINANCIAL, INC. 125 5.56% $8,518
    LOANDEPOT.COM, LLC 125 4.67% $10,588
    CARDINAL FINANCIAL 115 4.92% $10,930
    MOVEMENT MORTGAGE, LLC 80 4.86% $8,840
    DHI MORTGAGE COMPANY, LTD. 78 4.02% $8,551
    BROKER SOLUTIONS, INC. 65 4.88% $10,096
    PENNYMAC LOAN SERVICES, LLC 64 4.10% $9,186
    CROSSCOUNTRY MORTGAGE, LLC 59 5.56% $10,798
    Carrington Mortgage Services, LLC 55 4.93% $10,442
    Mr. Cooper ( Nationstar Mortgage ) 48 4.55% $10,715
    FREEDOM MORTGAGE CORPORATION 47 4.68% $9,538
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 47 4.85% $10,531
    LAKEVIEW LOAN SERVICING, LLC 46 4.33% $6,802
    Paramount Residential Mortgage Group, Inc. 41 5.14% $9,387
    Flagstar Bank, FSB 39 4.58% $9,025
    Equity Prime Mortgage LLC 39 5.05% $9,424
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 36 5.62% $10,363
    CALIBER HOME LOANS, INC. 36 4.54% $8,196
    AMERISAVE MORTGAGE CORPORATION 35 4.66% $10,176
    HOMESTAR FINANCIAL CORPORATION 35 5.23% $7,770
    HOMESIDE FINANCIAL, LLC 35 4.67% $10,443
    HOMEOWNERS FINANCIAL GROUP USA, LLC 34 5.33% $10,278
    APEX HOME LOANS, INC. 30 3.80% $10,557
    HOME POINT FINANCIAL CORPORATION 30 4.52% $8,870
    Renasant Bank 30 4.68% $11,772
    GUILD MORTGAGE COMPANY 28 5.10% $10,068
    Ameris Bank 27 4.53% $9,982
    Alcova Mortgage LLC 27 4.94% $6,594
    TOWNE MORTGAGE COMPANY 25 4.61% $9,076
    ACOPIA, LLC 25 5.28% $10,569
    AMERICAN PACIFIC MORTGAGE CORPORATION 24 5.71% $11,306
    PRIMARY RESIDENTIAL MORTGAGE, INC. 24 5.32% $10,379
    NEWREZ LLC 23 4.70% $8,110
    SUCCESS MORTGAGE PARTNERS, INC. 23 4.61% $10,134
    SOUTHWEST FUNDING, LP 21 5.37% $9,293
    Nations Lending Corporation 21 5.53% $11,088
    Network Funding, L.P. 20 4.88% $12,593
    HOMEBRIDGE FINANCIAL SERVICES, INC. 20 4.43% $10,703
    Countybank 19 5.10% $7,475
    VANDERBILT MORTGAGE AND FINANCE, INC. 19 4.84% $11,078
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 18 5.07% $10,186
    CAPITAL CENTER, L.L.C. 16 4.01% $5,546
    EVERETT FINANCIAL, INC. 16 5.37% $6,503
    First Community Bank 15 5.29% $10,844
    FBC MORTGAGE, LLC 14 5.68% $10,384
    Southern First Bank 14 5.13% $7,860
    RAPID MORTGAGE COMPANY 13 4.97% $10,051
    EAGLE HOME MORTGAGE, LLC 13 4.70% $9,414
    Sierra Pacific Mortgage Company, Inc. 13 4.72% $8,634
    UNION HOME MORTGAGE CORP. 12 5.24% $8,150
    NATIONS DIRECT MORTGAGE, LLC 12 4.49% $10,600
    Lakeview Community Capital, LLC 12 3.87% $6,694
    LOANPAL, LLC 12 4.47% $9,864
    VILLAGE CAPITAL MORTGAGE 12 4.15% $7,440
    INSPIRE HOME LOANS INC. 12 4.74% $8,870
    Century Mortgage Company DBA Century Lending Company 12 4.50% $9,742
    RELIANCE FIRST CAPITAL, LLC 11 5.10% $11,805
    GENEVA FINANCIAL, LLC 10 5.33% $9,602
    HANCOCK MORTGAGE PARTNERS, LLC 9 5.25% $10,501
    CONTOUR MORTGAGE CORPORATION 8 4.67% $10,190
    CRESCENT MORTGAGE COMPANY 8 5.03% $8,484
    FINANCE OF AMERICA MORTGAGE LLC 8 5.61% $10,713
    First Heritage Mortgage, LLC 8 4.59% $10,389
    South State Bank 8 4.81% $8,192
    Magnolia Bank 8 5.00% $8,399
    AMERICAN FINANCIAL RESOURCES, INC. 8 4.97% $9,183
    SWBC MORTGAGE CORPORATION 7 5.13% $7,476
    RESOURCE FINANCIAL SERVICES, INC. 7 5.13% $8,252
    Princeton Mortgage Corporation 6 4.79% $8,384
    The Federal Savings Bank 6 5.04% $15,014
    Hometown Lenders, Inc. 6 4.69% $9,020
    United Community Bank 6 4.85% $8,963
    INTERLINC MORTGAGE SERVICES, LLC 6 5.25% $9,205
    KELLER MORTGAGE, LLC 6 4.46% $7,704
    MID AMERICA MORTGAGE, INC. 5 5.43% $4,794
    Wyndham Capital Mortgage, Inc. 5 5.03% $11,891
    First Guaranty Mortgage Corporation 5 3.70% $6,536
    SOUTHERN TRUST MORTGAGE, LLC 5 3.90% $8,908
    POLARIS HOME FUNDING CORP. 5 4.33% $11,619
    AMERICAN FINANCING CORPORATION 5 5.05% $8,252
    Mortgage Research Center, LLC 5 5.12% $5,547
    Barrington Bank & Trust Company, N.A. 4 4.84% $9,762
    BAY EQUITY LLC 4 5.38% $15,124
    Truist 4 5.03% $7,371
    MUTUAL OF OMAHA MORTGAGE, INC. 4 4.72% $12,060
    EMM LOANS LLC 4 4.72% $13,543
    PLAZA HOME MORTGAGE, INC. 4 5.31% $9,756
    PLANET HOME LENDING, LLC 4 4.13% $6,591
    Plains Commerce Bank 4 6.34% $13,906
    M&T Bank 4 5.03% $7,482
    LIBERTY HOME MORTGAGE CORPORATION 4 5.78% $14,762
    AmeriHome Mortgage Company, LLC 4 4.37% $9,109
    Bank of America 4 2.41% $5,576
    Citizens Bank 4 4.03% $9,707
    Wells Fargo Bank 4 5.38% $8,950
    SUN WEST MORTGAGE COMPANY, INC. 4 4.50% $6,516
    First-Citizens Bank & Trust Company 4 5.06% $8,564
    ROYAL UNITED MORTGAGE LLC 3 6.25% $10,511
    RUOFF MORTGAGE COMPANY, INC. 3 4.83% $8,706
    EMBRACE HOME LOANS, INC. 3 4.92% $10,381
    VERITAS FUNDING, LLC 3 5.21% $15,429
    GSF Mortgage Corporation 3 6.58% $11,960
    NATIONWIDE MORTGAGE BANKERS, INC. 2 6.00% $10,926
    Allen Tate Mortgage Partners, LLC 2 5.31% $8,153
    Amerifirst Financial, Inc. 2 5.44% $11,435
    ARC HOME LLC 2 3.69% $10,901
    Atlantic Coast Mortgage, LLC 2 6.44% $10,449
    BANKSOUTH MORTGAGE COMPANY, LLC 2 4.19% $9,125
    CALCON MUTUAL MORTGAGE LLC 2 5.06% $16,247
    CHURCHILL MORTGAGE CORPORATION 2 5.88% $7,918
    ENVOY MORTGAGE, LTD 2 5.13% $8,041
    First Federal Bank 2 6.06% $7,462
    First Savings Bank 2 5.31% $8,146
    GoPrime Mortgage, Inc. 2 5.44% $13,426
    GUARANTEED RATE, INC. 2 5.50% $10,817
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 5.38% $11,453
    LAND HOME FINANCIAL SERVICES, INC. 2 4.75% $9,150
    LOANLEADERS OF AMERICA, INC. 2 4.56% $15,310
    MEMBER ADVANTAGE MORTGAGE, LLC 2 5.94% $6,754
    Mortgage Assurance Inc. 2 2.88% $8,042
    MORTGAGE EQUITY PARTNERS LLC 2 5.56% $7,465
    NATION ONE MORTGAGE CORPORATION 2 4.13% $17,944
    NFM, INC. 2 5.94% $8,907
    OPEN MORTGAGE, LLC 2 3.69% $6,360
    PHH Mortgage Corporation 2 5.19% $10,180
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 3.19% $8,944
    SOUTHWEST STAGE FUNDING, LLC 2 5.25% $7,221
    SOVEREIGN LENDING GROUP INCORPORATED 2 5.88% $15,533
    TD Bank 2 5.00% $4,333
    THRIVE MORTGAGE, LLC 2 5.19% $9,588
    UNITED MORTGAGE CORP 2 4.69% $10,652
    ZILLOW HOME LOANS, LLC 2 3.75% $12,297
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.75% $9,692
    MORTGAGE INVESTORS GROUP, INC. 1 6.63% $7,326
    Regions Bank 1 2.75% $7,644
    MLD MORTGAGE INC. 1 3.25% $19,160
    MILEND, INC. 1 5.63% $7,231
    RESIDENTIAL BANCORP 1 5.13% $12,419
    RESIDENTIAL HOME FUNDING CORP. 1 5.50% $11,703
    LEADERONE FINANCIAL CORPORATION 1 7.25% $7,053
    LADERA LENDING, INC. 1 5.63% $6,985
    Hometown Equity Mortgage, LLC 1 5.75% $10,326
    S1L, Inc. 1 5.25% $10,754
    SHELTER HOME MORTGAGE, LLC 1 6.25% $18,288
    GUARANTEED RATE AFFINITY, LLC 1 3.63% $8,877
    George Mason Mortgage, LLC 1 3.25% $14,148
    Gateway First Bank 1 2.88% $8,905
    First Palmetto Bank 1 3.88% $9,640
    First Option Mortgage, LLC 1 3.50% $5,242
    CIS Financial Services, Inc. 1 6.13% $8,148
    CERTAINTY HOME LOANS, LLC 1 6.88% $8,013
    STOCKTON MORTGAGE CORPORATION 1 3.75% $6,924
    Strong Home Mortgage, LLC 1 5.12% $3,905
    First Horizon Bank 1 4.63% $8,204
    SUMMIT FUNDING, INC. 1 3.75% $7,860
    FIRST COMMUNITY MORTGAGE, INC. 1 6.13% $10,886
    FAY SERVICING, LLC 1 4.00% $9,436
    Synovus Bank 1 4.75% $9,678
    T2 FINANCIAL LLC 1 4.25% $14,520
    Capital City Home Loans, LLC 1 3.25% $10,311
    The Central Trust Bank 1 4.62% $6,939
    East Coast Capital Corp. 1 4.25% $9,519
    THE MORTGAGE FIRM, INC. 1 5.63% $13,160
    The Park National Bank 1 4.75% $10,019
    The Union Bank Company 1 6.00% $13,461
    AMERIFIRST FINANCIAL CORPORATION 1 5.13% $10,372
    Towne Bank 1 3.75% $10,531
    DELMAR FINANCIAL COMPANY 1 4.75% $8,492
    CORNERSTONE HOME LENDING, INC. 1 4.50% $17,532
    Colten Mortgage, LLC 1 5.75% $9,063
    CMG MORTGAGE, INC. 1 6.99% $11,582
    American Security Mortgage Corp. 1 3.75% $7,592
    OCMBC, INC. 1 4.13% $13,084
    NORWICH COMMERCIAL GROUP, INC. 1 4.63% $10,140
    Northpointe Bank 1 5.75% $18,615
    CityWorth Mortgage LLC 1 5.75% $10,545
    NBKC BANK 1 4.25% $9,857
    1ST SIGNATURE LENDING, LLC 1 3.38% $11,616
    MY MORTGAGE, INC. 1 4.25% $7,223

    The top Greenville FHA lender as defined by loan originations is QUICKEN LOANS, LLC, with 351 FHA loans originated. Their average total fees are $9,893, which is $100 lower than the next largest lender, NVR Mortgage Finance, Inc..

    The lowest fee Greenville FHA lenders (with over 10 loans originated) are CAPITAL CENTER, L.L.C. ($5,546), EVERETT FINANCIAL, INC. ($6,503), Alcova Mortgage LLC ($6,594), Lakeview Community Capital, LLC ($6,694) and LAKEVIEW LOAN SERVICING, LLC ($6,802).

    The lowest rate Greenville FHA lenders (with over 10 loans originated) are APEX HOME LOANS, INC. (3.80%), Lakeview Community Capital, LLC (3.87%), CAPITAL CENTER, L.L.C. (4.01%), DHI MORTGAGE COMPANY, LTD. (4.02%) and PENNYMAC LOAN SERVICES, LLC (4.10%).

    Greenville FHA Loan Limits

    Metro County Year Single Family Limit 2 Family Limit 3 Family Limit 4 Family Limit
    GREENVILLE-ANDERSON, SC ANDERSON 2022 $420,680 $538,650 $651,050 $809,150
    GREENVILLE-ANDERSON, SC GREENVILLE 2022 $420,680 $538,650 $651,050 $809,150
    GREENVILLE-ANDERSON, SC LAURENS 2022 $420,680 $538,650 $651,050 $809,150
    GREENVILLE-ANDERSON, SC PICKENS 2022 $420,680 $538,650 $651,050 $809,150
    GREENVILLE-ANDERSON, SC ANDERSON 2023 $472,030 $604,400 $730,525 $907,900
    GREENVILLE-ANDERSON, SC GREENVILLE 2023 $472,030 $604,400 $730,525 $907,900
    GREENVILLE-ANDERSON, SC LAURENS 2023 $472,030 $604,400 $730,525 $907,900
    GREENVILLE-ANDERSON, SC PICKENS 2023 $472,030 $604,400 $730,525 $907,900

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $268,794 (3.7%) $352,118 (1.7%) 1.00 3,079
    2018-02-01 $269,950 (3.9%) $366,630 (5.6%) 0.98 3,082
    2018-03-01 $274,600 (3.6%) $370,112 (4.4%) 0.96 3,140
    2018-04-01 $274,950 (2.4%) $375,444 (3.2%) 0.93 3,266
    2018-05-01 $274,500 (1.7%) $378,904 (4.8%) 0.92 3,373
    2018-06-01 $278,711 (1.4%) $383,196 (4.5%) 0.93 3,456
    2018-07-01 $275,000 (0.0%) $378,809 (2.9%) 0.92 3,472
    2018-08-01 $273,950 (0.0%) $380,078 (3.8%) 0.92 3,443
    2018-09-01 $265,137 (-1.8%) $374,377 (3.5%) 0.89 3,563
    2018-10-01 $263,810 (-2.5%) $372,049 (1.8%) 0.89 3,617
    2018-11-01 $264,700 (-1.9%) $373,956 (2.4%) 0.90 3,532
    2018-12-01 $260,000 (-3.4%) $366,832 (1.8%) 0.90 3,426
    2019-01-01 $264,243 (-1.7%) $368,315 (4.6%) 0.91 3,229
    2019-02-01 $264,709 (-1.9%) $369,403 (0.8%) 0.89 3,148
    2019-03-01 $275,811 (0.4%) $379,684 (2.6%) 0.90 3,069
    2019-04-01 $284,700 (3.6%) $389,404 (3.7%) 0.90 3,033
    2019-05-01 $286,448 (4.4%) $395,219 (4.3%) 0.90 3,187
    2019-06-01 $284,622 (2.1%) $395,985 (3.3%) 0.89 3,332
    2019-07-01 $280,718 (2.1%) $400,479 (5.7%) 0.88 3,509
    2019-08-01 $278,636 (1.7%) $397,967 (4.7%) 0.88 3,499
    2019-09-01 $276,591 (4.3%) $393,745 (5.2%) 0.89 3,498
    2019-10-01 $275,615 (4.5%) $391,620 (5.3%) 0.89 3,485
    2019-11-01 $274,900 (3.9%) $393,042 (5.1%) 0.90 3,387
    2019-12-01 $269,900 (3.8%) $386,772 (5.4%) 0.90 3,197
    2020-01-01 $269,700 (2.1%) $386,238 (4.9%) 0.90 3,049
    2020-02-01 $276,150 (4.3%) $400,622 (8.5%) 0.91 2,872
    2020-03-01 $279,900 (1.5%) $408,674 (7.6%) 0.88 2,886
    2020-04-01 $279,900 (-1.7%) $405,306 (4.1%) 0.88 2,986
    2020-05-01 $285,500 (-0.3%) $419,113 (6.1%) 0.87 2,899
    2020-06-01 $298,000 (4.7%) $435,295 (9.9%) 0.88 2,558
    2020-07-01 $289,975 (3.3%) $433,102 (8.2%) 0.84 2,459
    2020-08-01 $290,000 (4.1%) $441,522 (10.9%) 0.83 2,297
    2020-09-01 $289,950 (4.8%) $445,746 (13.2%) 0.83 2,127
    2020-10-01 $283,293 (2.8%) $431,464 (10.2%) 0.81 2,103
    2020-11-01 $279,900 (1.8%) $417,131 (6.1%) 0.82 2,103
    2020-12-01 $276,316 (2.4%) $411,759 (6.5%) 0.82 1,945
    2021-01-01 $276,500 (2.5%) $419,024 (8.5%) 0.83 1,693
    2021-02-01 $283,228 (2.6%) $433,034 (8.1%) 0.82 1,463
    2021-03-01 $296,450 (5.9%) $454,512 (11.2%) 0.84 1,246
    2021-04-01 $312,425 (11.6%) $479,260 (18.3%) 0.85 1,099
    2021-05-01 $303,936 (6.5%) $497,457 (18.7%) 0.81 1,007
    2021-06-01 $319,000 (7.1%) $501,337 (15.2%) 0.84 1,071
    2021-07-01 $318,752 (9.9%) $491,050 (13.4%) 0.84 1,253
    2021-08-01 $341,975 (17.9%) $511,844 (15.9%) 0.91 1,304
    2021-09-01 $347,950 (20.0%) $516,030 (15.8%) 0.93 1,308
    2021-10-01 $337,357 (19.1%) $507,087 (17.5%) 0.90 1,304
    2021-11-01 $331,045 (18.3%) $505,423 (21.2%) 0.89 1,239
    2021-12-01 $329,950 (19.4%) $499,919 (21.4%) 0.89 1,182
    2022-01-01 $325,000 (17.5%) $498,471 (19.0%) 0.88 1,035
    2022-02-01 $344,925 (21.8%) $509,652 (17.7%) 0.90 861
    2022-03-01 $341,473 (15.2%) $510,864 (12.4%) 0.85 820
    2022-04-01 $352,000 (12.7%) $510,784 (6.6%) 0.84 859
    2022-05-01 $354,950 (16.8%) $507,518 (2.0%) 0.81 1,105
    2022-06-01 $354,060 (11.0%) $489,961 (-2.3%) 0.79 1,395
    2022-07-01 $351,837 (10.4%) $486,794 (-0.9%) 0.79 1,799
    2022-08-01 $350,000 (2.4%) $485,877 (-5.1%) 0.81 1,937
    2022-09-01 $349,550 (0.5%) $478,208 (-7.3%) 0.82 2,044
    2022-10-01 $345,000 (2.3%) $476,670 (-6.0%) 0.81 2,288
    2022-11-01 $341,975 (3.3%) $475,048 (-6.0%) 0.82 2,426
    2022-12-01 $339,900 (3.0%) $471,610 (-5.7%) 0.84 2,256
    2023-01-01 $336,215 (3.5%) $463,034 (-7.1%) 0.83 2,043
    2023-02-01 $334,950 (-2.9%) $465,085 (-8.7%) 0.81 1,984
    2023-03-01 $336,950 (-1.3%) $474,431 (-7.1%) 0.79 1,907
    2023-04-01 $348,900 (-0.9%) $510,747 (0.0%) 0.81 1,740
    2023-05-01 $349,950 (-1.4%) $523,203 (3.1%) 0.79 1,735
    2023-06-01 $351,620 (-0.7%) $538,330 (9.9%) 0.79 1,796
    2023-07-01 $356,590 (1.4%) $530,346 (9.0%) 0.81 1,886
    2023-08-01 $351,120 (0.3%) $518,971 (6.8%) 0.81 1,975
    2023-09-01 $359,900 (3.0%) $526,836 (10.2%) 0.84 2,041
    2023-10-01 $359,925 (4.3%) $523,715 (9.9%) 0.85 2,189
    Greenville's median listing price for 2023-10-01 was $359,925, a difference of $14,925 (4.3%) versus the prior year and $25 versus the prior month.

    Greenville's median listing price comes in at 85% of the national average.

    Greenville's average listing price for 2023-10-01 was $523,715, a difference of $47,045 (9.9%) versus the prior year and $-3,121 versus the prior month.

    For the 2023-10-01 period, Greenville had 2,189 MLS listings, a difference of 148 listings (7%) versus the prior month and -99 listings (-4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 81 days 2,192 sqft
    2018-02-01 76 days 2,209 sqft
    2018-03-01 56 days 2,397 sqft
    2018-04-01 52 days 2,407 sqft
    2018-05-01 51 days 2,398 sqft
    2018-06-01 55 days 2,400 sqft
    2018-07-01 60 days 2,363 sqft
    2018-08-01 65 days 2,316 sqft
    2018-09-01 64 days 2,237 sqft
    2018-10-01 63 days 2,197 sqft
    2018-11-01 68 days 2,162 sqft
    2018-12-01 77 days 2,146 sqft
    2019-01-01 86 days 2,132 sqft
    2019-02-01 82 days 2,100 sqft
    2019-03-01 70 days 2,161 sqft
    2019-04-01 56 days 2,225 sqft
    2019-05-01 51 days 2,232 sqft
    2019-06-01 54 days 2,200 sqft
    2019-07-01 54 days 2,201 sqft
    2019-08-01 57 days 2,154 sqft
    2019-09-01 61 days 2,124 sqft
    2019-10-01 65 days 2,120 sqft
    2019-11-01 67 days 2,132 sqft
    2019-12-01 77 days 2,100 sqft
    2020-01-01 79 days 2,122 sqft
    2020-02-01 73 days 2,167 sqft
    2020-03-01 61 days 2,198 sqft
    2020-04-01 59 days 2,204 sqft
    2020-05-01 64 days 2,258 sqft
    2020-06-01 69 days 2,262 sqft
    2020-07-01 58 days 2,226 sqft
    2020-08-01 52 days 2,200 sqft
    2020-09-01 51 days 2,100 sqft
    2020-10-01 51 days 2,050 sqft
    2020-11-01 53 days 2,005 sqft
    2020-12-01 59 days 2,011 sqft
    2021-01-01 68 days 1,972 sqft
    2021-02-01 55 days 1,940 sqft
    2021-03-01 50 days 1,888 sqft
    2021-04-01 50 days 1,994 sqft
    2021-05-01 40 days 1,947 sqft
    2021-06-01 37 days 1,986 sqft
    2021-07-01 33 days 1,979 sqft
    2021-08-01 37 days 2,026 sqft
    2021-09-01 44 days 2,048 sqft
    2021-10-01 45 days 1,968 sqft
    2021-11-01 45 days 1,949 sqft
    2021-12-01 49 days 1,962 sqft
    2022-01-01 54 days 1,931 sqft
    2022-02-01 40 days 1,950 sqft
    2022-03-01 37 days 1,938 sqft
    2022-04-01 34 days 1,881 sqft
    2022-05-01 32 days 1,976 sqft
    2022-06-01 32 days 1,952 sqft
    2022-07-01 34 days 2,050 sqft
    2022-08-01 41 days 1,996 sqft
    2022-09-01 45 days 2,040 sqft
    2022-10-01 46 days 2,164 sqft
    2022-11-01 51 days 2,161 sqft
    2022-12-01 64 days 2,050 sqft
    2023-01-01 75 days 1,979 sqft
    2023-02-01 65 days 1,931 sqft
    2023-03-01 51 days 1,949 sqft
    2023-04-01 46 days 2,072 sqft
    2023-05-01 43 days 2,092 sqft
    2023-06-01 44 days 2,100 sqft
    2023-07-01 43 days 2,100 sqft
    2023-08-01 44 days 2,044 sqft
    2023-09-01 44 days 2,100 sqft
    2023-10-01 44 days 2,086 sqft
    Greenville's median listing age (time on market) for 2023-10-01 was 44 days. This is -5% shorter than the same period one year ago.

    Greenville's median square footage for active listings during the 2023-10-01 period was 2,086 sqft. One year prior, the average listing was 2,164 sqft.

    FHA Loan Requirements

  • Borrowers must have a steady employment history or worked for the same employer for the past two years.
  • Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state.
  • Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)
  • New FHA loans are only available for primary residence occupancy.
  • Borrowers must have a property appraisal from a FHA-approved appraiser.
  • Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance) needs to be less than 31 percent of their gross income, typically. You may be able to get approved with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.
  • Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to get approved with as high a percentage as 50 percent.
  • Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.
  • Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent.
  • Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can be made.
  • Typically borrowers must be three years out of foreclosure and have re-established good credit.
  • The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).