Greenville VA Loan Rates, Closing Costs & Stats
GREENVILLE-ANDERSON, SC
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Greenville's 132 lenders originated 1,285 VA loans during 2023. The total origination value was $419,525,000, with an average VA loan value of $326,479.
Greenville VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Greenville
averaged
6.56%
for the week of 2025-02-14, compared to the national average (all VA variants) of
6.428% for the same period.
Greenville's average VA mortgage closing costs are $5,972.
The average rate for the prior week (2025-02-07) was
6.29% and
one month ago for the week of 2025-01-10, the
average rate was 6.33%.
The average rate one year ago was 6.15%.
For refis of the same type during the week of 2025-02-14, the average rate
was 6.86%.
Greenville VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Greenville level.
The top Greenville VA lender as defined by loan originations is Mortgage Research Center, LLC, with
181 VA loans originated. Their average total fees are
$7,350, which is $4,603
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Greenville VA lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC ($2,982), MORTGAGE SOLUTIONS OF COLORADO, LLC ($4,194), FBC MORTGAGE, LLC ($5,552), ACOPIA, LLC ($5,872) and NVR Mortgage Finance, Inc. ($6,060).
The lowest rate Greenville VA lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.38%), NVR Mortgage Finance, Inc. (5.41%), FBC MORTGAGE, LLC (5.54%), PENNYMAC LOAN SERVICES, LLC (5.56%) and LOANDEPOT.COM, LLC (5.75%).
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $269,448 (3.8%) | $352,535 (1.5%) | 1.00 | 3,073 |
2018-02-01 | $270,200 (4.0%) | $367,197 (5.5%) | 0.98 | 3,077 |
2018-03-01 | $274,900 (3.6%) | $371,234 (4.5%) | 0.96 | 3,123 |
2018-04-01 | $275,950 (2.6%) | $376,495 (3.3%) | 0.93 | 3,248 |
2018-05-01 | $274,950 (1.9%) | $379,888 (4.9%) | 0.92 | 3,357 |
2018-06-01 | $279,000 (1.5%) | $383,917 (4.5%) | 0.93 | 3,442 |
2018-07-01 | $275,000 (0.0%) | $379,620 (3.0%) | 0.92 | 3,454 |
2018-08-01 | $274,500 (0.0%) | $381,299 (4.0%) | 0.92 | 3,421 |
2018-09-01 | $267,000 (-1.1%) | $375,631 (3.7%) | 0.89 | 3,538 |
2018-10-01 | $264,363 (-2.5%) | $372,939 (1.9%) | 0.89 | 3,598 |
2018-11-01 | $264,950 (-1.8%) | $374,803 (2.5%) | 0.90 | 3,516 |
2018-12-01 | $261,035 (-3.1%) | $367,442 (1.9%) | 0.90 | 3,414 |
2019-01-01 | $264,874 (-1.7%) | $369,117 (4.7%) | 0.91 | 3,217 |
2019-02-01 | $264,950 (-1.9%) | $370,311 (0.9%) | 0.89 | 3,134 |
2019-03-01 | $275,814 (0.3%) | $380,488 (2.5%) | 0.90 | 3,059 |
2019-04-01 | $284,900 (3.2%) | $390,071 (3.6%) | 0.90 | 3,025 |
2019-05-01 | $286,882 (4.3%) | $395,749 (4.2%) | 0.89 | 3,176 |
2019-06-01 | $284,900 (2.1%) | $396,587 (3.3%) | 0.89 | 3,322 |
2019-07-01 | $280,989 (2.2%) | $400,359 (5.5%) | 0.88 | 3,500 |
2019-08-01 | $278,636 (1.5%) | $397,890 (4.4%) | 0.88 | 3,489 |
2019-09-01 | $276,591 (3.6%) | $393,689 (4.8%) | 0.89 | 3,489 |
2019-10-01 | $275,677 (4.3%) | $391,489 (5.0%) | 0.89 | 3,475 |
2019-11-01 | $274,900 (3.8%) | $392,910 (4.8%) | 0.90 | 3,378 |
2019-12-01 | $269,900 (3.4%) | $386,541 (5.2%) | 0.90 | 3,191 |
2020-01-01 | $269,945 (1.9%) | $385,973 (4.6%) | 0.90 | 3,043 |
2020-02-01 | $276,591 (4.4%) | $400,456 (8.1%) | 0.91 | 2,864 |
2020-03-01 | $279,900 (1.5%) | $408,601 (7.4%) | 0.88 | 2,878 |
2020-04-01 | $279,940 (-1.7%) | $405,145 (3.9%) | 0.88 | 2,978 |
2020-05-01 | $285,990 (-0.3%) | $418,905 (5.9%) | 0.87 | 2,891 |
2020-06-01 | $298,188 (4.7%) | $435,085 (9.7%) | 0.88 | 2,552 |
2020-07-01 | $290,000 (3.2%) | $432,625 (8.1%) | 0.84 | 2,452 |
2020-08-01 | $290,500 (4.3%) | $442,266 (11.2%) | 0.83 | 2,293 |
2020-09-01 | $290,312 (5.0%) | $446,523 (13.4%) | 0.83 | 2,120 |
2020-10-01 | $283,263 (2.8%) | $431,179 (10.1%) | 0.82 | 2,093 |
2020-11-01 | $279,900 (1.8%) | $416,472 (6.0%) | 0.82 | 2,096 |
2020-12-01 | $275,833 (2.2%) | $411,099 (6.4%) | 0.82 | 1,939 |
2021-01-01 | $276,200 (2.3%) | $418,930 (8.5%) | 0.83 | 1,690 |
2021-02-01 | $283,157 (2.4%) | $432,690 (8.1%) | 0.83 | 1,459 |
2021-03-01 | $296,450 (5.9%) | $454,927 (11.3%) | 0.84 | 1,242 |
2021-04-01 | $311,900 (11.4%) | $479,728 (18.4%) | 0.85 | 1,095 |
2021-05-01 | $304,336 (6.4%) | $498,777 (19.1%) | 0.81 | 1,006 |
2021-06-01 | $318,900 (7.0%) | $501,656 (15.3%) | 0.84 | 1,068 |
2021-07-01 | $319,000 (10.0%) | $492,045 (13.7%) | 0.84 | 1,251 |
2021-08-01 | $342,125 (17.8%) | $512,691 (15.9%) | 0.91 | 1,298 |
2021-09-01 | $348,075 (19.9%) | $516,839 (15.8%) | 0.93 | 1,303 |
2021-10-01 | $337,950 (19.3%) | $507,700 (17.8%) | 0.90 | 1,300 |
2021-11-01 | $331,490 (18.4%) | $506,137 (21.5%) | 0.88 | 1,235 |
2021-12-01 | $330,731 (19.9%) | $500,987 (21.9%) | 0.89 | 1,178 |
2022-01-01 | $329,000 (19.1%) | $501,017 (19.6%) | 0.89 | 1,030 |
2022-02-01 | $345,000 (21.8%) | $511,765 (18.3%) | 0.90 | 854 |
2022-03-01 | $342,450 (15.5%) | $512,665 (12.7%) | 0.86 | 814 |
2022-04-01 | $353,655 (13.4%) | $512,523 (6.8%) | 0.84 | 852 |
2022-05-01 | $356,494 (17.1%) | $509,882 (2.2%) | 0.82 | 1,096 |
2022-06-01 | $355,337 (11.4%) | $492,515 (-1.8%) | 0.79 | 1,375 |
2022-07-01 | $353,000 (10.7%) | $488,457 (-0.7%) | 0.80 | 1,777 |
2022-08-01 | $350,821 (2.5%) | $487,443 (-4.9%) | 0.82 | 1,916 |
2022-09-01 | $349,900 (0.5%) | $479,489 (-7.2%) | 0.82 | 2,024 |
2022-10-01 | $345,000 (2.1%) | $477,645 (-5.9%) | 0.81 | 2,269 |
2022-11-01 | $341,950 (3.2%) | $475,759 (-6.0%) | 0.82 | 2,410 |
2022-12-01 | $339,800 (2.7%) | $472,459 (-5.7%) | 0.84 | 2,244 |
2023-01-01 | $336,015 (2.1%) | $463,561 (-7.5%) | 0.83 | 2,029 |
2023-02-01 | $335,075 (-2.9%) | $466,210 (-8.9%) | 0.81 | 1,974 |
2023-03-01 | $337,000 (-1.6%) | $475,262 (-7.3%) | 0.79 | 1,898 |
2023-04-01 | $348,790 (-1.4%) | $511,524 (-0.2%) | 0.81 | 1,738 |
2023-05-01 | $349,950 (-1.8%) | $523,877 (2.7%) | 0.79 | 1,728 |
2023-06-01 | $352,028 (-0.9%) | $538,994 (9.4%) | 0.79 | 1,786 |
2023-07-01 | $356,590 (1.0%) | $531,220 (8.8%) | 0.81 | 1,872 |
2023-08-01 | $351,750 (0.3%) | $519,601 (6.6%) | 0.81 | 1,968 |
2023-09-01 | $359,950 (2.9%) | $527,738 (10.1%) | 0.84 | 2,031 |
2023-10-01 | $359,950 (4.3%) | $524,445 (9.8%) | 0.85 | 2,179 |
2023-11-01 | $362,500 (6.0%) | $533,111 (12.1%) | 0.86 | 2,223 |
2023-12-01 | $359,000 (5.7%) | $528,211 (11.8%) | 0.88 | 2,109 |
2024-01-01 | $358,550 (6.7%) | $526,652 (13.6%) | 0.88 | 2,065 |
2024-02-01 | $357,125 (6.6%) | $513,062 (10.1%) | 0.86 | 2,003 |
2024-03-01 | $355,000 (5.3%) | $508,924 (7.1%) | 0.84 | 2,111 |
2024-04-01 | $360,248 (3.3%) | $535,459 (4.7%) | 0.84 | 2,196 |
2024-05-01 | $366,325 (4.7%) | $555,690 (6.1%) | 0.83 | 2,262 |
2024-06-01 | $370,000 (5.1%) | $547,806 (1.6%) | 0.84 | 2,370 |
2024-07-01 | $375,000 (5.2%) | $537,486 (1.2%) | 0.86 | 2,527 |
2024-08-01 | $374,900 (6.6%) | $530,100 (2.0%) | 0.87 | 2,714 |
2024-09-01 | $369,900 (2.8%) | $526,199 (-0.3%) | 0.87 | 2,877 |
2024-10-01 | $365,095 (1.4%) | $521,183 (-0.6%) | 0.86 | 2,769 |
2024-11-01 | $358,900 (-1.0%) | $520,049 (-2.5%) | 0.86 | 2,766 |
2024-12-01 | $359,950 (0.3%) | $517,136 (-2.1%) | 0.89 | 2,560 |
2025-01-01 | $361,045 (0.7%) | $519,310 (-1.4%) | 0.00 | 2,445 |
Greenville's median listing price comes in at 0% of the national average.
Greenville's average listing price for 2025-01-01 was $519,310, a difference of $-7,342 (-1.4%) versus the prior year and $2,174 versus the prior month.
For the 2025-01-01 period, Greenville had 2,445 MLS listings, a difference of -115 listings (-4%) versus the prior month and 380 listings (18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 81 days | 2,210 sqft |
2018-02-01 | 76 days | 2,220 sqft |
2018-03-01 | 57 days | 2,302 sqft |
2018-04-01 | 52 days | 2,348 sqft |
2018-05-01 | 51 days | 2,294 sqft |
2018-06-01 | 55 days | 2,271 sqft |
2018-07-01 | 60 days | 2,264 sqft |
2018-08-01 | 65 days | 2,225 sqft |
2018-09-01 | 64 days | 2,152 sqft |
2018-10-01 | 64 days | 2,142 sqft |
2018-11-01 | 68 days | 2,137 sqft |
2018-12-01 | 77 days | 2,104 sqft |
2019-01-01 | 86 days | 2,096 sqft |
2019-02-01 | 82 days | 2,066 sqft |
2019-03-01 | 70 days | 2,138 sqft |
2019-04-01 | 56 days | 2,215 sqft |
2019-05-01 | 51 days | 2,235 sqft |
2019-06-01 | 54 days | 2,210 sqft |
2019-07-01 | 54 days | 2,198 sqft |
2019-08-01 | 57 days | 2,151 sqft |
2019-09-01 | 61 days | 2,122 sqft |
2019-10-01 | 65 days | 2,104 sqft |
2019-11-01 | 67 days | 2,100 sqft |
2019-12-01 | 77 days | 2,059 sqft |
2020-01-01 | 79 days | 2,063 sqft |
2020-02-01 | 73 days | 2,100 sqft |
2020-03-01 | 61 days | 2,131 sqft |
2020-04-01 | 60 days | 2,179 sqft |
2020-05-01 | 64 days | 2,200 sqft |
2020-06-01 | 70 days | 2,225 sqft |
2020-07-01 | 58 days | 2,190 sqft |
2020-08-01 | 52 days | 2,196 sqft |
2020-09-01 | 51 days | 2,079 sqft |
2020-10-01 | 52 days | 2,034 sqft |
2020-11-01 | 53 days | 1,978 sqft |
2020-12-01 | 59 days | 1,955 sqft |
2021-01-01 | 68 days | 1,950 sqft |
2021-02-01 | 55 days | 1,914 sqft |
2021-03-01 | 51 days | 1,889 sqft |
2021-04-01 | 50 days | 1,967 sqft |
2021-05-01 | 40 days | 1,923 sqft |
2021-06-01 | 37 days | 1,948 sqft |
2021-07-01 | 33 days | 1,952 sqft |
2021-08-01 | 37 days | 1,976 sqft |
2021-09-01 | 44 days | 1,962 sqft |
2021-10-01 | 44 days | 1,929 sqft |
2021-11-01 | 45 days | 1,871 sqft |
2021-12-01 | 49 days | 1,881 sqft |
2022-01-01 | 54 days | 1,870 sqft |
2022-02-01 | 40 days | 1,917 sqft |
2022-03-01 | 37 days | 1,859 sqft |
2022-04-01 | 34 days | 1,891 sqft |
2022-05-01 | 32 days | 1,990 sqft |
2022-06-01 | 32 days | 1,960 sqft |
2022-07-01 | 34 days | 1,987 sqft |
2022-08-01 | 41 days | 1,946 sqft |
2022-09-01 | 45 days | 2,002 sqft |
2022-10-01 | 46 days | 2,001 sqft |
2022-11-01 | 51 days | 2,035 sqft |
2022-12-01 | 64 days | 1,978 sqft |
2023-01-01 | 75 days | 1,931 sqft |
2023-02-01 | 65 days | 1,912 sqft |
2023-03-01 | 51 days | 1,913 sqft |
2023-04-01 | 47 days | 2,000 sqft |
2023-05-01 | 43 days | 2,020 sqft |
2023-06-01 | 44 days | 2,036 sqft |
2023-07-01 | 43 days | 2,048 sqft |
2023-08-01 | 44 days | 2,018 sqft |
2023-09-01 | 44 days | 2,018 sqft |
2023-10-01 | 44 days | 2,035 sqft |
2023-11-01 | 46 days | 2,047 sqft |
2023-12-01 | 56 days | 2,066 sqft |
2024-01-01 | 63 days | 2,046 sqft |
2024-02-01 | 48 days | 2,042 sqft |
2024-03-01 | 42 days | 2,039 sqft |
2024-04-01 | 41 days | 2,039 sqft |
2024-05-01 | 37 days | 2,053 sqft |
2024-06-01 | 38 days | 2,044 sqft |
2024-07-01 | 46 days | 2,053 sqft |
2024-08-01 | 49 days | 2,021 sqft |
2024-09-01 | 49 days | 1,992 sqft |
2024-10-01 | 58 days | 1,969 sqft |
2024-11-01 | 64 days | 1,955 sqft |
2024-12-01 | 66 days | 1,945 sqft |
2025-01-01 | 0 days | 1,956 sqft |
Greenville's median square footage for active listings during the 2025-01-01 period was 1,956 sqft. One year prior, the average listing was 2,046 sqft.