Community National Bank Mortgage Rates, Fees & Info
Seneca, KSLEI: 549300IY6RZNCBF0QZ14
Tax ID: 48-0976372
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Community National Bank is a smaller bank specializing in Home Purchase loans. Community National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Topeka, Kansas City, Lawrence, Warrensburg, and Tampa among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Community National Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
203Origination Dollar Volume (All Markets)
$42,795,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TOPEKA, KS (FHA|USDA|VA) | 126 | $26,630,000 | $211,349 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 33 | $7,875,000 | $238,636 | $0 | 0.00% |
| Outside of Metro Areas | 31 | $5,385,000 | $173,710 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $0 | 0.00% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Parsons, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Emporia, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 203 | $42,795,000 | $210,813 | $0 | 0.00% |
For 2023, Community National Bank's most frequently originated type of loan was Conventional, with 203 originations.
Loan Reason
For 2023, Community National Bank's most frequently cited loan purpose was Home Purchase, with 163 originations. The 2nd most popular reason was Refi, with 24 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 203 | $42,795,000 | $210,813 | $0 | 0.00% |
For 2023, Community National Bank's most frequently cited loan duration was Other, with 203 originations.
Loan Sizing
2023 saw Community National Bank place emphasis on $200k-400k loans with 73 originations, totaling $20,115,000 in origination value.
Applicant Income
Community National Bank lent most frequently to those with incomes in the $50k-75k range, with 44 originations. The second most popular income band? $150k-250k, with 42 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 203 | $42,795,000 | $210,813 | $0 | 0.00% |
Community National Bank lent most frequently to those with DTI ratios of Exempt%, with 203 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.07%
Community National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination95.57%
Community National Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 203 | $42,795,000 | $210,813 |