Wolf River Community Bank Mortgage Rates, Fees & Info
Hortonville, WILEI: 549300JCUSJMRA75V483
Tax ID: 39-1832101
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Mortgage Data
Review & Overview
Wolf River Community Bank is a smaller bank specializing in Home Purchase loans. Wolf River Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Appleton, Oshkosh, Sheboygan, Green Bay, and Shawano among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)Wolf River Community Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.65% | 4/18/24 |
| 30 Year Conventional Refi | 6.62% | 4/18/24 |
| 30 Year Cash-out Refi | 6.75% | 4/18/24 |
| 15 Year Conventional Purchase | 5.99% | 4/18/24 |
| 15 Year Conventional Refi | 6.08% | 4/18/24 |
| 15 Year Cash-out Refi | 6.08% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Wolf River Community Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
163Origination Dollar Volume (All Markets)
$27,815,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| APPLETON, WI (FHA|USDA|VA) | 74 | $16,110,000 | $217,703 | $0 | 0.00% |
| Outside of Metro Areas | 41 | $5,265,000 | $128,415 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 17 | $3,745,000 | $220,294 | $0 | 0.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 26 | $1,540,000 | $59,231 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 0.00% |
| Shawano, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 0.00% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Wolf River Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 163 | $27,815,000 | $170,644 | $0 | 0.00% |
For 2023, Wolf River Community Bank's most frequently originated type of loan was Conventional, with 163 originations.
Loan Reason
For 2023, Wolf River Community Bank's most frequently cited loan purpose was Home Purchase, with 76 originations. The 2nd most popular reason was Cash Out Refi, with 47 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 163 | $27,815,000 | $170,644 | $0 | 0.00% |
For 2023, Wolf River Community Bank's most frequently cited loan duration was Other, with 163 originations.
Loan Sizing
2023 saw Wolf River Community Bank place emphasis on $100,000 or less loans with 74 originations, totaling $3,820,000 in origination value.
Applicant Income
Wolf River Community Bank lent most frequently to those with incomes in the $100k-150k range, with 32 originations. The second most popular income band? $150k-250k, with 24 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 163 | $27,815,000 | $170,644 | $0 | 0.00% |
Wolf River Community Bank lent most frequently to those with DTI ratios of Exempt%, with 163 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.78%
Wolf River Community Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.02%
Wolf River Community Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 163 | $27,815,000 | $170,644 |