Wolf River Community Bank Mortgage Rates, Fees & Info
Hortonville, WILEI: 549300JCUSJMRA75V483
Tax ID: 39-1832101
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Wolf River Community Bank is a smaller bank specializing in Home Purchase loans. Wolf River Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Appleton, Oshkosh, Shawano, Sheboygan, and Green Bay among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Wolf River Community Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
140Origination Dollar Volume (All Markets)
$29,140,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| APPLETON, WI (FHA|USDA|VA) | 71 | $15,515,000 | $218,521 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 23 | $5,495,000 | $238,913 | $0 | 0.00% |
| Outside of Metro Areas | 34 | $5,490,000 | $161,471 | $0 | 0.00% |
| Shawano, WI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $0 | 0.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $0 | 0.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 0.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Wolf River Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 152
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 140 | $29,140,000 | $208,143 | $0 | 0.00% |
For 2024, Wolf River Community Bank's most frequently originated type of loan was Conventional, with 140 originations.
Loan Reason
For 2024, Wolf River Community Bank's most frequently cited loan purpose was Home Purchase, with 91 originations. The 2nd most popular reason was Refi, with 30 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 140 | $29,140,000 | $208,143 | $0 | 0.00% |
For 2024, Wolf River Community Bank's most frequently cited loan duration was Other, with 140 originations.
Loan Sizing
2024 saw Wolf River Community Bank place emphasis on $200k-400k loans with 53 originations, totaling $15,105,000 in origination value.
Applicant Income
Wolf River Community Bank lent most frequently to those with incomes in the $100k-150k range, with 37 originations. The second most popular income band? $75k-100k, with 29 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 140 | $29,140,000 | $208,143 | $0 | 0.00% |
Wolf River Community Bank lent most frequently to those with DTI ratios of Exempt%, with 140 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.57%
Wolf River Community Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.14%
Wolf River Community Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 140 | $29,140,000 | $208,143 |