The Campbell & Fetter Bank Mortgage Rates, Fees & Info
Kendallville, INLEI: 549300M20N1NQO7LMK11
Tax ID: 35-0843168
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Mortgage Data
Review & Overview
The Campbell & Fetter Bank is a smaller bank specializing in Home Purchase loans. The Campbell & Fetter Bank has a high proportion of conventional loans. The Campbell & Fetter Bank has a low ratio of conventional loans. Their top markets by origination volume include: Elkhart, Kendallville, Auburn, Warsaw, and South Bend among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)The Campbell & Fetter Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
149Origination Dollar Volume (All Markets)
$31,855,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 34 | $7,760,000 | $228,235 | $0 | 0.00% |
| Kendallville, IN (FHA|USDA|VA) | 43 | $6,895,000 | $160,349 | $1,998 | 7.00% |
| Outside of Metro Areas | 21 | $6,305,000 | $300,238 | $0 | 0.00% |
| Auburn, IN (FHA|USDA|VA) | 14 | $2,300,000 | $164,286 | $0 | 0.00% |
| Warsaw, IN (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $0 | 0.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $0 | 0.00% |
| Sturgis, MI (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $0 | 0.00% |
| Angola, IN (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $0 | 0.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $0 | 0.00% |
| Plymouth, IN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| Athens, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Defiance, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 148 | $31,610,000 | $213,581 | $0 | 0.00% |
| Conventional | 1 | $245,000 | $245,000 | $1,998 | 7.00% |
For 2023, The Campbell & Fetter Bank's most frequently originated type of loan was Conventional, with 148 originations. Their 2nd most popular type was Conventional, with 1 originations.
Loan Reason
For 2023, The Campbell & Fetter Bank's most frequently cited loan purpose was Home Purchase, with 96 originations. The 2nd most popular reason was Other, with 21 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 149 | $31,855,000 | $213,792 | $1,998 | 7.00% |
For 2023, The Campbell & Fetter Bank's most frequently cited loan duration was Other, with 149 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 1 | $245,000 | $245,000 |
The Campbell & Fetter Bank's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1 | $245,000 | $245,000 |
During 2023, The Campbell & Fetter Bank's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 6-7%, with 1 originations.
Loan Sizing
2023 saw The Campbell & Fetter Bank place emphasis on $200k-400k loans with 59 originations, totaling $17,225,000 in origination value.
Applicant Income
The Campbell & Fetter Bank lent most frequently to those with incomes in the $100k-150k range, with 41 originations. The second most popular income band? $75k-100k, with 36 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 148 | $31,610,000 | $213,581 | $0 | 0.00% |
| 20-30% | 1 | $245,000 | $245,000 | $1,998 | 7.00% |
The Campbell & Fetter Bank lent most frequently to those with DTI ratios of Exempt%, with 148 originations. The next most common DTI ratio? 20-30%, with 1 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.16%
The Campbell & Fetter Bank has an average approval rate.
Pick Rate
Approvals leading to origination89.26%
The Campbell & Fetter Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 148 | $31,610,000 | $213,581 |
| NA | 1 | $245,000 | $245,000 |