Plymouth Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Plymouth averaged 6.73% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 7.16% and one month ago for the week of 2023-02-09, the average rate was 6.55%.

Plymouth's average rate one year ago was 4.18%.

For refis of the same type during the week of 2023-03-16, the average rate was 7.02%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Plymouth 30 Year Fixed Rate 2023-03-16 6.73%
Plymouth 30 Year Fixed Rate Refi 2023-03-16 7.02%
Plymouth 15 Year Fixed Rate 2023-03-16 6.47%
Plymouth 15 Year Fixed Rate Refi 2023-03-16 6.37%
Plymouth 30 Year FHA 2023-03-16 6.94%
Plymouth 30 Year FHA Refi 2023-03-16 6.82%
Plymouth 30 Year USDA 2023-03-16 7.1%
Plymouth 30 Year USDA Refi 2023-03-16 6.81%
Plymouth 30 Year VA 2023-03-16 6.74%
Plymouth 30 Year VA Refi 2023-03-16 6.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Plymouth, IN.

Plymouth Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plymouth, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
First Federal Savings Bank 237 3.23% $2,659
RUOFF MORTGAGE COMPANY, INC. 84 3.27% $2,247
TEACHERS CREDIT UNION 44 3.41% $2,229
QUICKEN LOANS, LLC 38 3.20% $4,483
1st Source Bank 34 3.21% $2,761
GUARANTEED RATE, INC. 24 3.17% $2,823
Lake City Bank 21 3.18% $2,738
INTERRA CREDIT UNION 18 3.43% $2,325
HALLMARK HOME MORTGAGE, LLC 16 3.44% $2,802
LOANDEPOT.COM, LLC 10 3.34% $4,564
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 10 3.25% $3,927
Notre Dame Federal Credit Union Corporation 9 3.03% $2,933
First Merchants Bank 9 3.00% $3,056
CELEBRITY HOME LOANS, LLC 8 3.06% $3,098
UNITED WHOLESALE MORTGAGE, LLC 7 3.20% $3,950
Centier Bank 7 3.07% $1,430
KeyBank 7 3.28% $1,525
First Farmers Bank and Trust Company 6 3.27% $3,868
The Huntington National Bank 6 2.95% $3,392
CALIBER HOME LOANS, INC. 5 3.17% $3,227
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 3.20% $3,035
BEACON CREDIT UNION 5 2.90% $2,321
Farm Credit Mid-America, ACA 4 3.54% $4,040
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 3.28% $4,425
Northwest Bank 4 3.13% $2,453
Fifth Third Bank 3 3.17% $2,969
Flagstar Bank, FSB 3 3.21% $3,470
JPMorgan Chase Bank 3 2.83% $2,319
NEWREZ LLC 3 3.00% $2,796
ROYAL UNITED MORTGAGE LLC 3 3.29% $7,080
DIRECT MORTGAGE LOANS, LLC 3 3.71% $3,809
PANORAMA MORTGAGE GROUP, LLC 3 4.54% $4,125
BLUELEAF LENDING, LLC 3 3.00% $2,777
PLAZA HOME MORTGAGE, INC. 3 3.46% $2,383
PENNYMAC LOAN SERVICES, LLC 2 2.94% $4,973
ACADEMY MORTGAGE CORPORATION 2 3.50% $3,330
AMERISAVE MORTGAGE CORPORATION 2 2.81% $5,064
BETTER MORTGAGE CORPORATION 2 3.13% $4,717
Chiphone Federal Credit Union 2 3.19% $2,669
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 3.50% $2,903
EMBRACE HOME LOANS, INC. 2 3.37% $3,687
First Guaranty Mortgage Corporation 2 3.50% $5,090
First Internet Bank of Indiana 2 3.38% $2,772
FREEDOM MORTGAGE CORPORATION 2 3.25% $1,588
GVC MORTGAGE, INC. 2 3.19% $3,400
Horizon Bank 2 3.06% $2,193
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.12% $2,757
Pacor Mortgage Corp 2 2.88% $2,481
PNC Bank 2 2.94% $2,154
Security Federal Savings Bank 2 3.44% $2,230
Three Rivers Federal Credit Union 2 3.69% $2,195
U.S. Bank 2 2.81% $3,393
VANDERBILT MORTGAGE AND FINANCE, INC. 2 3.56% $2,946
Farmers State Bank 1 3.39% $1,902
MEMBER FIRST MORTGAGE, LLC 1 3.50% $3,383
MID AMERICA MORTGAGE, INC. 1 3.38% $3,394
Mr. Cooper ( Nationstar Mortgage ) 1 3.00% $5,264
Mutual Federal Bank 1 3.50% $16,644
Wyndham Capital Mortgage, Inc. 1 3.63% $1,802
NAVY FEDERAL CREDIT UNION 1 4.63% $3,081
EVERENCE FEDERAL CREDIT UNION 1 4.88% $2,431
ENDEAVOR CAPITAL, LLC. 1 3.13% $3,880
EMM LOANS LLC 1 3.50% $3,336
NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.75% $1,741
OCEANSIDE MORTGAGE COMPANY 1 3.50% $1,116
UNITED 1 3.63% $2,598
DRAPER AND KRAMER MORTGAGE CORP. 1 4.13% $2,991
Crossroads Bank 1 3.00% $1,426
CROSSCOUNTRY MORTGAGE, LLC 1 2.99% $2,765
AMERICAN FINANCING CORPORATION 1 3.13% $5,082
POLARIS HOME FUNDING CORP. 1 2.88% $6,496
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.25% $2,116
Prosperity Home Mortgage, LLC 1 2.75% $2,290
PURDUE FEDERAL CREDIT UNION 1 2.75% $5,006
Cf Bank 1 3.00% $943
Regions Bank 1 3.50% $1,048
Carrington Mortgage Services, LLC 1 2.88% $7,460
Bank of America 1 2.88% $2,730
Wells Fargo Bank 1 3.25% $2,923
Bankers' Bank 1 3.00% $1,981
The Federal Savings Bank 1 3.63% $4,129
AmeriHome Mortgage Company, LLC 1 3.13% $3,480
HOME POINT FINANCIAL CORPORATION 1 2.63% $3,231
The National Bank of Indianapolis 1 4.13% $2,755
InterContinental Capital Group, Inc 1 3.50% $3,638
First State Bank of Middlebury 1 3.13% $3,425
First Midwest Bank 1 3.00% $3,472
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.50% $2,877
FINANCE OF AMERICA MORTGAGE LLC 1 3.25% $2,828
LAKEVIEW LOAN SERVICING, LLC 1 3.99% $4,214

Plymouth Average Closing Costs & Other Stats

Plymouth, IN's 90 lenders originated 1,940 loans during 2021. The total origination value was $308,460,000, with an average loan value of $159,000.

Plymouth's average closing costs are $3,177.

The top Plymouth lender as defined by loan originations is First Federal Savings Bank, with 237 loans originated. Their average total fees are $2,659, which is $412 higher than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

The lowest fee Plymouth lenders (with over 10 loans originated) are TEACHERS CREDIT UNION ($2,229), RUOFF MORTGAGE COMPANY, INC. ($2,247), INTERRA CREDIT UNION ($2,325), First Federal Savings Bank ($2,659) and Lake City Bank ($2,738).

The lowest rate Plymouth lenders (with over 10 loans originated) are GUARANTEED RATE, INC. (3.17%), Lake City Bank (3.18%), QUICKEN LOANS, LLC (3.20%), 1st Source Bank (3.21%) and First Federal Savings Bank (3.23%).

Plymouth, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First Federal Savings Bank $360,000 $69,365,000 19,168.1% 22.5%
RUOFF MORTGAGE COMPANY, INC. $33,530,000 $31,395,000 -6.4% 10.2%
QUICKEN LOANS, LLC $11,795,000 $15,880,000 34.6% 5.1%
Lake City Bank $15,965,000 $15,765,000 -1.3% 5.1%
TEACHERS CREDIT UNION $10,655,000 $14,310,000 34.3% 4.6%
1st Source Bank $18,355,000 $13,780,000 -24.9% 4.5%
INTERRA CREDIT UNION $19,440,000 $8,535,000 -56.1% 2.8%
First Merchants Bank $2,720,000 $6,565,000 141.4% 2.1%
GUARANTEED RATE, INC. $4,820,000 $6,150,000 27.6% 2.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,900,000 $5,710,000 96.9% 1.9%
FREEDOM MORTGAGE CORPORATION $4,585,000 $5,440,000 18.6% 1.8%
HALLMARK HOME MORTGAGE, LLC $4,120,000 $5,130,000 24.5% 1.7%
First Farmers Bank and Trust Company $3,520,000 $4,165,000 18.3% 1.4%
Centier Bank $11,145,000 $4,000,000 -64.1% 1.3%
KeyBank $1,400,000 $3,965,000 183.2% 1.3%
Notre Dame Federal Credit Union Corporation $4,010,000 $3,880,000 -3.2% 1.3%
BEACON CREDIT UNION $3,625,000 $3,120,000 -13.9% 1.0%
CALIBER HOME LOANS, INC. $1,140,000 $3,035,000 166.2% 1.0%
CELEBRITY HOME LOANS, LLC $430,000 $2,875,000 568.6% 0.9%
LOANDEPOT.COM, LLC $1,505,000 $2,720,000 80.7% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $1,605,000 $2,545,000 58.6% 0.8%
Regions Bank $1,025,000 $2,500,000 143.9% 0.8%
Old National Bank $160,000 $2,470,000 1,443.8% 0.8%
JPMorgan Chase Bank $2,455,000 $2,295,000 -6.5% 0.7%
The Huntington National Bank $2,920,000 $2,285,000 -21.7% 0.7%
Mortgage Research Center, LLC $2,885,000 $2,250,000 -22.0% 0.7%
PNC Bank $3,515,000 $2,225,000 -36.7% 0.7%
PLAZA HOME MORTGAGE, INC. $2,215,000 n/a 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $655,000 $2,175,000 232.1% 0.7%
PANORAMA MORTGAGE GROUP, LLC $1,200,000 $1,935,000 61.3% 0.6%
U.S. Bank $1,440,000 $1,885,000 30.9% 0.6%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,285,000 $1,870,000 45.5% 0.6%
Fifth Third Bank $1,285,000 $1,670,000 30.0% 0.5%
PENNYMAC LOAN SERVICES, LLC $490,000 $1,635,000 233.7% 0.5%
BLUELEAF LENDING, LLC $185,000 $1,435,000 675.7% 0.5%
Farm Credit Mid-America, ACA $3,945,000 $1,350,000 -65.8% 0.4%
NAVY FEDERAL CREDIT UNION $910,000 $1,290,000 41.8% 0.4%
First Financial Bank $1,270,000 n/a 0.4%
NEWREZ LLC $200,000 $1,240,000 520.0% 0.4%
UNITED $940,000 $1,210,000 28.7% 0.4%
Northwest Bank $2,210,000 $1,165,000 -47.3% 0.4%
First State Bank of Middlebury $175,000 $1,085,000 520.0% 0.4%
Wells Fargo Bank $2,000,000 $1,085,000 -45.8% 0.4%
DIRECT MORTGAGE LOANS, LLC $280,000 $1,010,000 260.7% 0.3%
Flagstar Bank, FSB $710,000 $995,000 40.1% 0.3%
First Midwest Bank $3,700,000 $955,000 -74.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $480,000 $935,000 94.8% 0.3%
NEW DAY FINANCIAL, LLC $500,000 $920,000 84.0% 0.3%
UNION HOME MORTGAGE CORP. $715,000 $895,000 25.2% 0.3%
HOME POINT FINANCIAL CORPORATION $400,000 $855,000 113.8% 0.3%
LAKEVIEW LOAN SERVICING, LLC $685,000 $845,000 23.4% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $845,000 n/a 0.3%
Horizon Bank $10,445,000 $795,000 -92.4% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $715,000 $790,000 10.5% 0.3%
CIBM Bank $825,000 $785,000 -4.8% 0.3%
First Internet Bank of Indiana $780,000 n/a 0.3%
First Guaranty Mortgage Corporation $630,000 $760,000 20.6% 0.2%
Three Rivers Federal Credit Union $3,500,000 $745,000 -78.7% 0.2%
Crossroads Bank $145,000 $720,000 396.6% 0.2%
The National Bank of Indianapolis $705,000 $715,000 1.4% 0.2%
KS StateBank $705,000 n/a 0.2%
Carrington Mortgage Services, LLC $355,000 $690,000 94.4% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $405,000 $670,000 65.4% 0.2%
Pacor Mortgage Corp $285,000 $660,000 131.6% 0.2%
BETTER MORTGAGE CORPORATION $650,000 n/a 0.2%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $595,000 $650,000 9.2% 0.2%
EMM LOANS LLC $640,000 n/a 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $255,000 $615,000 141.2% 0.2%
ROYAL UNITED MORTGAGE LLC $245,000 $615,000 151.0% 0.2%
Security Federal Savings Bank $890,000 $610,000 -31.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $395,000 $595,000 50.6% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $415,000 $585,000 41.0% 0.2%
Mutual Federal Bank $285,000 $585,000 105.3% 0.2%
EMBRACE HOME LOANS, INC. $665,000 $575,000 -13.5% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $145,000 $560,000 286.2% 0.2%
ACADEMY MORTGAGE CORPORATION $165,000 $535,000 224.2% 0.2%
The Campbell & Fetter Bank $215,000 $525,000 144.2% 0.2%
Bank of America $505,000 n/a 0.2%
Chiphone Federal Credit Union $145,000 $505,000 248.3% 0.2%
GVC MORTGAGE, INC. $260,000 $500,000 92.3% 0.2%
DeMotte State Bank $490,000 n/a 0.2%
ENDEAVOR CAPITAL, LLC. $490,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $250,000 $465,000 86.0% 0.2%
CLEARPATH LENDING $635,000 $465,000 -26.8% 0.2%
MEMBER FIRST MORTGAGE, LLC $615,000 $450,000 -26.8% 0.1%
AMERICAN FINANCING CORPORATION $205,000 $445,000 117.1% 0.1%
TOP FLITE FINANCIAL, INC. $215,000 $440,000 104.7% 0.1%
Citizens Bank $350,000 $430,000 22.9% 0.1%
QUORUM FEDERAL CREDIT UNION $415,000 n/a 0.1%
21ST MORTGAGE CORPORATION $290,000 $405,000 39.7% 0.1%
AmeriHome Mortgage Company, LLC $475,000 $370,000 -22.1% 0.1%
PURDUE FEDERAL CREDIT UNION $390,000 $370,000 -5.1% 0.1%
The Federal Savings Bank $350,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $335,000 $335,000 0.0% 0.1%
InterContinental Capital Group, Inc $320,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $315,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $300,000 n/a 0.1%
ARC HOME LLC $125,000 $295,000 136.0% 0.1%
MOVEMENT MORTGAGE, LLC $295,000 n/a 0.1%
ALLIANT CREDIT UNION $280,000 n/a 0.1%
Farmers State Bank $380,000 $275,000 -27.6% 0.1%
UNITED HOME LOANS, INC. $275,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $725,000 $255,000 -64.8% 0.1%
Florida Capital Bank $115,000 $255,000 121.7% 0.1%
ROSS MORTGAGE CORPORATION $205,000 $255,000 24.4% 0.1%
Barrington Bank & Trust Company, N.A. $565,000 $225,000 -60.2% 0.1%
INOVA FEDERAL CREDIT UNION $690,000 $225,000 -67.4% 0.1%
BROKER SOLUTIONS, INC. $205,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $380,000 $205,000 -46.1% 0.1%
Prosperity Home Mortgage, LLC $205,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $360,000 $205,000 -43.1% 0.1%
Citizens State Bank of New Castle $195,000 n/a 0.1%
CIVIC FINANCIAL SERVICES, LLC $195,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $155,000 $195,000 25.8% 0.1%
Wyndham Capital Mortgage, Inc. $195,000 n/a 0.1%
AMERICAN MORTGAGE SERVICE COMPANY $185,000 $185,000 0.0% 0.1%
Flanagan State Bank $185,000 $185,000 0.0% 0.1%
Paramount Residential Mortgage Group, Inc. $185,000 n/a 0.1%
S1L, Inc. $185,000 n/a 0.1%
AMERIFIRST FINANCIAL CORPORATION $105,000 $175,000 66.7% 0.1%
Arvest Bank $175,000 n/a 0.1%
Bankers' Bank $175,000 n/a 0.1%
Cf Bank $175,000 n/a 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $95,000 $175,000 84.2% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $220,000 $170,000 -22.7% 0.1%
POLARIS HOME FUNDING CORP. $280,000 $165,000 -41.1% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $155,000 n/a 0.1%
Manufacturers and Traders Trust Company $145,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $145,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $270,000 $145,000 -46.3% 0.0%
Low VA Rates, LLC $195,000 $135,000 -30.8% 0.0%
Nations Lending Corporation $135,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $135,000 -37.2% 0.0%
First State Bank of St. Charles, Missouri $125,000 n/a 0.0%
INLAND BANK & TRUST $405,000 $125,000 -69.1% 0.0%
Magnolia Bank $165,000 $125,000 -24.2% 0.0%
EVERENCE FEDERAL CREDIT UNION $115,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $105,000 n/a 0.0%
PLANET HOME LENDING, LLC $105,000 $85,000 -19.0% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $400,000 $85,000 -78.8% 0.0%
First Federal Savings Bank $360,000 $75,000 -79.2% 0.0%
Ixonia Bank $75,000 n/a 0.0%
Figure Lending LLC $35,000 $70,000 100.0% 0.0%
NATIONS RELIABLE LENDING, LLC $65,000 n/a 0.0%
STAR Financial Bank $335,000 $65,000 -80.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $115,000 $65,000 -43.5% 0.0%
Discover Bank $70,000 $55,000 -21.4% 0.0%

Plymouth's top lender by overall market share is First Federal Savings Bank, with 22.5% market share. In second place, with 10.2%, is RUOFF MORTGAGE COMPANY, INC., having originated $31,395,000 in loans. In third place, with 5.1%, is QUICKEN LOANS, LLC, having originated $15,880,000 in loans. In fourth place, with 5.1%, is Lake City Bank, having originated $15,765,000 in loans. In fifth place, with 4.6%, is TEACHERS CREDIT UNION, having originated $14,310,000 in loans.


Plymouth Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $179,900 (0.5%) $269,590 (4.5%) 0.00 161
2018-02-01 $199,250 (11.3%) $279,629 (8.2%) 0.00 150
2018-03-01 $199,000 (8.8%) $284,904 (9.2%) 0.00 162
2018-04-01 $212,500 (8.5%) $278,873 (0.2%) 0.00 185
2018-05-01 $211,375 (9.2%) $273,799 (-1.6%) 0.00 207
2018-06-01 $199,900 (12.0%) $274,626 (4.2%) 0.00 208
2018-07-01 $187,950 (2.4%) $273,329 (5.9%) 0.00 213
2018-08-01 $182,975 (0.0%) $266,470 (5.0%) 0.00 218
2018-09-01 $176,500 (-1.7%) $260,945 (2.6%) 0.00 214
2018-10-01 $175,000 (-1.2%) $256,046 (-4.9%) 0.00 198
2018-11-01 $177,975 (1.7%) $262,323 (-4.3%) 0.00 179
2018-12-01 $182,450 (1.4%) $267,387 (-6.9%) 0.00 159
2019-01-01 $179,900 (0.0%) $255,881 (-5.1%) 0.00 152
2019-02-01 $182,450 (-8.4%) $263,874 (-5.6%) 0.00 160
2019-03-01 $197,814 (-0.6%) $282,656 (-0.8%) 0.00 160
2019-04-01 $217,400 (2.3%) $298,454 (7.0%) 0.00 160
2019-05-01 $235,500 (11.4%) $317,774 (16.1%) 0.00 160
2019-06-01 $225,000 (12.6%) $331,525 (20.7%) 0.00 182
2019-07-01 $225,975 (20.2%) $321,919 (17.8%) 0.00 179
2019-08-01 $218,082 (19.2%) $313,440 (17.6%) 0.00 177
2019-09-01 $207,855 (17.8%) $303,960 (16.5%) 0.00 175
2019-10-01 $194,900 (11.4%) $287,796 (12.4%) 0.00 172
2019-11-01 $194,200 (9.1%) $281,239 (7.2%) 0.00 169
2019-12-01 $198,925 (9.0%) $284,659 (6.5%) 0.00 164
2020-01-01 $188,450 (4.8%) $277,839 (8.6%) 0.00 149
2020-02-01 $179,500 (-1.6%) $277,838 (5.3%) 0.00 127
2020-03-01 $189,500 (-4.2%) $283,671 (0.4%) 0.00 123
2020-04-01 $191,325 (-12.0%) $283,625 (-5.0%) 0.00 129
2020-05-01 $216,750 (-8.0%) $312,949 (-1.5%) 0.00 109
2020-06-01 $242,400 (7.7%) $377,877 (14.0%) 0.00 100
2020-07-01 $247,450 (9.5%) $357,048 (10.9%) 0.00 77
2020-08-01 $221,500 (1.6%) $366,530 (16.9%) 0.00 73
2020-09-01 $206,696 (-0.6%) $329,564 (8.4%) 0.00 77
2020-10-01 $205,000 (5.2%) $317,959 (10.5%) 0.00 83
2020-11-01 $205,000 (5.6%) $318,680 (13.3%) 0.00 72
2020-12-01 $197,575 (-0.7%) $313,432 (10.1%) 0.00 71
2021-01-01 $192,450 (2.1%) $594,771 (114.1%) 0.00 61
2021-02-01 $215,617 (20.1%) $731,035 (163.1%) 0.00 48
2021-03-01 $246,725 (30.2%) $864,150 (204.6%) 0.00 40
2021-04-01 $242,175 (26.6%) $814,389 (187.1%) 0.00 40
2021-05-01 $242,000 (11.7%) $802,364 (156.4%) 0.00 41
2021-06-01 $246,000 (1.5%) $726,530 (92.3%) 0.00 51
2021-07-01 $270,000 (9.1%) $631,966 (77.0%) 0.00 64
2021-08-01 $267,500 (20.8%) $648,307 (76.9%) 0.00 65
2021-09-01 $248,500 (20.2%) $652,749 (98.1%) 0.00 65
2021-10-01 $234,500 (14.4%) $657,198 (106.7%) 0.00 61
2021-11-01 $237,225 (15.7%) $638,480 (100.4%) 0.00 69
2021-12-01 $238,000 (20.5%) $663,629 (111.7%) 0.00 66
2022-01-01 $242,250 (25.9%) $786,383 (32.2%) 0.00 51
2022-02-01 $290,000 (34.5%) $1,004,048 (37.4%) 0.00 41
2022-03-01 $276,000 (11.9%) $869,959 (0.7%) 0.00 46
2022-04-01 $292,450 (20.8%) $876,482 (7.6%) 0.00 41
2022-05-01 $297,250 (22.8%) $721,202 (-10.1%) 0.00 57
2022-06-01 $379,850 (54.4%) $762,111 (4.9%) 0.00 63
2022-07-01 $299,700 (11.0%) $648,346 (2.6%) 0.00 74
2022-08-01 $301,425 (12.7%) $636,703 (-1.8%) 0.00 70
2022-09-01 $299,500 (20.5%) $607,819 (-6.9%) 0.00 77
2022-10-01 $294,900 (25.8%) $588,024 (-10.5%) 0.00 79
2022-11-01 $289,250 (21.9%) $589,729 (-7.6%) 0.00 77
2022-12-01 $289,000 (21.4%) $628,631 (-5.3%) 0.00 69
2023-01-01 $276,150 (14.0%) $378,076 (-51.9%) 0.00 58
2023-02-01 $256,225 (-11.7%) $377,178 (-62.4%) 0.00 50
Plymouth's median listing price for 2023-02-01 was $256,225, a difference of $-33,775 (-11.7%) versus the prior year and $-19,925 versus the prior month.

Plymouth's median listing price comes in at 0% of the national average.

Plymouth's average listing price for 2023-02-01 was $377,178, a difference of $-626,870 (-62.4%) versus the prior year and $-898 versus the prior month.

For the 2023-02-01 period, Plymouth had 50 MLS listings, a difference of -8 listings (-14%) versus the prior month and 9 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,881 sqft
2018-02-01 0 days 1,955 sqft
2018-03-01 0 days 1,954 sqft
2018-04-01 0 days 1,950 sqft
2018-05-01 0 days 1,957 sqft
2018-06-01 0 days 2,010 sqft
2018-07-01 0 days 1,957 sqft
2018-08-01 0 days 1,881 sqft
2018-09-01 0 days 1,846 sqft
2018-10-01 0 days 1,802 sqft
2018-11-01 0 days 1,805 sqft
2018-12-01 0 days 1,816 sqft
2019-01-01 0 days 1,841 sqft
2019-02-01 0 days 1,836 sqft
2019-03-01 0 days 1,833 sqft
2019-04-01 0 days 1,843 sqft
2019-05-01 0 days 1,901 sqft
2019-06-01 0 days 1,994 sqft
2019-07-01 0 days 1,987 sqft
2019-08-01 0 days 1,989 sqft
2019-09-01 0 days 1,908 sqft
2019-10-01 0 days 1,847 sqft
2019-11-01 0 days 1,812 sqft
2019-12-01 0 days 1,795 sqft
2020-01-01 0 days 1,794 sqft
2020-02-01 0 days 1,788 sqft
2020-03-01 0 days 1,763 sqft
2020-04-01 0 days 1,752 sqft
2020-05-01 0 days 1,847 sqft
2020-06-01 0 days 2,002 sqft
2020-07-01 0 days 2,013 sqft
2020-08-01 0 days 1,869 sqft
2020-09-01 0 days 1,972 sqft
2020-10-01 0 days 2,078 sqft
2020-11-01 0 days 2,042 sqft
2020-12-01 0 days 1,950 sqft
2021-01-01 0 days 1,843 sqft
2021-02-01 0 days 1,931 sqft
2021-03-01 0 days 1,915 sqft
2021-04-01 0 days 1,887 sqft
2021-05-01 0 days 1,708 sqft
2021-06-01 0 days 1,888 sqft
2021-07-01 0 days 1,919 sqft
2021-08-01 0 days 1,935 sqft
2021-09-01 0 days 1,935 sqft
2021-10-01 0 days 1,848 sqft
2021-11-01 0 days 1,796 sqft
2021-12-01 0 days 1,833 sqft
2022-01-01 0 days 1,938 sqft
2022-02-01 0 days 2,023 sqft
2022-03-01 0 days 2,051 sqft
2022-04-01 0 days 2,136 sqft
2022-05-01 0 days 1,953 sqft
2022-06-01 0 days 2,226 sqft
2022-07-01 0 days 2,034 sqft
2022-08-01 0 days 1,998 sqft
2022-09-01 0 days 1,940 sqft
2022-10-01 0 days 2,070 sqft
2022-11-01 0 days 2,069 sqft
2022-12-01 0 days 2,108 sqft
2023-01-01 0 days 2,156 sqft
2023-02-01 0 days 2,088 sqft
Plymouth's median listing age (time on market) for 2023-02-01 was 0 days.

Plymouth's median square footage for active listings during the 2023-02-01 period was 2,088 sqft. One year prior, the average listing was 2,023 sqft.

Plymouth, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 673 $125,645,000 $186,694
Refi 579 $90,825,000 $156,865
Cash Out Refi 460 $73,280,000 $159,304
Other 133 $11,055,000 $83,120
Home Improvement 95 $7,655,000 $80,579

Plymouth's most frequently cited loan purpose was Home Purchase, with 673 originations. The 2nd most popular reason was Refi, with 579 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 912 $139,580,000 $153,048
2.5-3% 571 $100,735,000 $176,419
<2.5% 304 $51,330,000 $168,849
4-5% 100 $13,150,000 $131,500
5-6% 17 $995,000 $58,529
6-7% 13 $585,000 $45,000
7-8% 10 $550,000 $55,000
Over 8% 5 $305,000 $61,000

During 2021, Plymouth's most frequently originated rate bucket was 3-4%, with 912 originations.

Loan Sizing (Plymouth, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 865 $125,205,000 $144,746
$100,000 or less 600 $35,530,000 $59,217
$200k-400k 411 $106,845,000 $259,964
$400k-600k 43 $20,905,000 $486,163
$600k-1000k 16 $12,060,000 $753,750
$Over $1MM 5 $7,915,000 $1,583,000

Plymouth's loan sizing saw the bucket of loans from $100k-200k with 865 originations, totaling $125,205,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 652 $119,330,000 $183,021
60-80% 575 $107,545,000 $187,035
40-60% 285 $44,765,000 $157,070
20-40% 196 $19,190,000 $97,908
Under 20% 175 $7,355,000 $42,029
Over 100% 10 $2,110,000 $211,000

Plymouth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 652 originations, totaling $119,330,000 in origination value.