Plymouth Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Plymouth averaged
7.37%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
7.26% and
one month ago for the week of 2023-08-17, the
average rate was 7.17%.
Plymouth's average rate one year ago was 6%.
For refis of the same type during the week of 2023-09-21, the average rate
was 6.23%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Plymouth 30 Year Fixed Rate | 2023-09-21 | 7.37% |
Plymouth 30 Year Fixed Rate Refi | 2023-09-21 | 6.23% |
Plymouth 15 Year Fixed Rate | 2023-09-21 | 6.44% |
Plymouth 15 Year Fixed Rate Refi | 2023-09-21 | 6.74% |
Plymouth 30 Year FHA | 2023-09-21 | 6.61% |
Plymouth 30 Year FHA Refi | 2023-09-21 | 7.04% |
Plymouth 30 Year USDA | 2023-09-21 | 7.22% |
Plymouth 30 Year USDA Refi | 2023-09-21 | 7.22% |
Plymouth 30 Year VA | 2023-09-21 | 6.92% |
Plymouth 30 Year VA Refi | 2023-09-21 | 6.62% |
Plymouth Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plymouth, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Plymouth Average Closing Costs & Other Stats
Plymouth, IN's 76 lenders originated 1,311
loans during 2022. The total origination value was $196,525,000, with an average loan value of
$149,905.
Plymouth's average closing costs are $3,350.
The top Plymouth lender as defined by loan originations is First Federal Savings Bank, with
107 loans originated. Their average total fees are
$2,579, which is $1,252
lower than the next largest lender,
RUOFF MORTGAGE COMPANY, INC..
The lowest fee Plymouth lenders (with over 10 loans originated) are
TEACHERS CREDIT UNION ($2,289), First Federal Savings Bank ($2,579), Lake City Bank ($2,898), 1st Source Bank ($2,916) and INTERRA CREDIT UNION ($2,927).
The lowest rate Plymouth lenders (with over 10 loans originated) are
GUARANTEED RATE, INC. (4.19%), INTERRA CREDIT UNION (4.78%), Lake City Bank (4.94%), TEACHERS CREDIT UNION (5.11%) and 1st Source Bank (5.27%).
Plymouth, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
First Federal Savings Bank | $75,000 | $33,225,000 | 44,200.0% | 16.9% |
RUOFF MORTGAGE COMPANY, INC. | $31,395,000 | $20,350,000 | -35.2% | 10.4% |
Lake City Bank | $15,765,000 | $17,190,000 | 9.0% | 8.7% |
1st Source Bank | $13,780,000 | $12,515,000 | -9.2% | 6.4% |
TEACHERS CREDIT UNION | $14,310,000 | $11,190,000 | -21.8% | 5.7% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $5,710,000 | $7,015,000 | 22.9% | 3.6% |
QUICKEN LOANS, LLC | $15,880,000 | $5,460,000 | -65.6% | 2.8% |
INTERRA CREDIT UNION | $8,535,000 | $5,335,000 | -37.5% | 2.7% |
First Merchants Bank | $6,565,000 | $4,455,000 | -32.1% | 2.3% |
Centier Bank | $4,000,000 | $4,220,000 | 5.5% | 2.1% |
Bank of America | $505,000 | $3,630,000 | 618.8% | 1.8% |
GUARANTEED RATE, INC. | $6,150,000 | $2,960,000 | -51.9% | 1.5% |
The Huntington National Bank | $2,285,000 | $2,800,000 | 22.5% | 1.4% |
U.S. Bank | $1,885,000 | $2,725,000 | 44.6% | 1.4% |
Notre Dame Federal Credit Union Corporation | $3,880,000 | $2,615,000 | -32.6% | 1.3% |
UNITED WHOLESALE MORTGAGE, LLC | $2,545,000 | $2,445,000 | -3.9% | 1.2% |
Mortgage Research Center, LLC | $2,250,000 | $2,330,000 | 3.6% | 1.2% |
PNC Bank | $2,225,000 | $2,120,000 | -4.7% | 1.1% |
JPMorgan Chase Bank | $2,295,000 | $2,080,000 | -9.4% | 1.1% |
STAR Financial Bank | $65,000 | $2,010,000 | 2,992.3% | 1.0% |
First Farmers Bank and Trust Company | $4,165,000 | $2,000,000 | -52.0% | 1.0% |
Farm Credit Mid-America, ACA | $1,350,000 | $1,960,000 | 45.2% | 1.0% |
LOANDEPOT.COM, LLC | $2,720,000 | $1,900,000 | -30.1% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $670,000 | $1,730,000 | 158.2% | 0.9% |
Old National Bank | $2,470,000 | $1,725,000 | -30.2% | 0.9% |
Horizon Bank | $795,000 | $1,525,000 | 91.8% | 0.8% |
HALLMARK HOME MORTGAGE, LLC | $5,130,000 | $1,495,000 | -70.9% | 0.8% |
NAVY FEDERAL CREDIT UNION | $1,290,000 | $1,390,000 | 7.8% | 0.7% |
BEACON CREDIT UNION | $3,120,000 | $1,310,000 | -58.0% | 0.7% |
AMERISAVE MORTGAGE CORPORATION | $465,000 | $1,090,000 | 134.4% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $1,635,000 | $1,065,000 | -34.9% | 0.5% |
KeyBank | $3,965,000 | $1,055,000 | -73.4% | 0.5% |
ProFed Federal Credit Union | $1,005,000 | n/a | 0.5% | |
Hometown Lenders, Inc. | $990,000 | n/a | 0.5% | |
Carrington Mortgage Services, LLC | $690,000 | $880,000 | 27.5% | 0.4% |
FREEDOM MORTGAGE CORPORATION | $5,440,000 | $880,000 | -83.8% | 0.4% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,870,000 | $825,000 | -55.9% | 0.4% |
The Campbell & Fetter Bank | $525,000 | $805,000 | 53.3% | 0.4% |
NEWREZ LLC | $1,240,000 | $795,000 | -35.9% | 0.4% |
CROSSCOUNTRY MORTGAGE, LLC | $255,000 | $745,000 | 192.2% | 0.4% |
Morgan Stanley Private Bank | $745,000 | n/a | 0.4% | |
Goldman Sachs Bank USA | $725,000 | n/a | 0.4% | |
Fifth Third Bank | $1,670,000 | $710,000 | -57.5% | 0.4% |
USAA Federal Savings Bank | $645,000 | n/a | 0.3% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,175,000 | $640,000 | -70.6% | 0.3% |
UNION HOME MORTGAGE CORP. | $895,000 | $625,000 | -30.2% | 0.3% |
Stifel Bank and Trust | $620,000 | n/a | 0.3% | |
BROKER SOLUTIONS, INC. | $205,000 | $590,000 | 187.8% | 0.3% |
Flagstar Bank, FSB | $995,000 | $580,000 | -41.7% | 0.3% |
INOVA FEDERAL CREDIT UNION | $225,000 | $575,000 | 155.6% | 0.3% |
PLAZA HOME MORTGAGE, INC. | $2,215,000 | $545,000 | -75.4% | 0.3% |
UNITED | $1,210,000 | $505,000 | -58.3% | 0.3% |
CALIBER HOME LOANS, INC. | $3,035,000 | $495,000 | -83.7% | 0.3% |
ZILLOW HOME LOANS, LLC | $145,000 | $470,000 | 224.1% | 0.2% |
First Financial Bank | $1,270,000 | $400,000 | -68.5% | 0.2% |
Three Rivers Federal Credit Union | $745,000 | $400,000 | -46.3% | 0.2% |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $650,000 | $375,000 | -42.3% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $615,000 | $375,000 | -39.0% | 0.2% |
GVC MORTGAGE, INC. | $500,000 | $370,000 | -26.0% | 0.2% |
GREAT LAKES | $340,000 | n/a | 0.2% | |
FINANCE OF AMERICA MORTGAGE LLC | $585,000 | $335,000 | -42.7% | 0.2% |
FINANCIAL CENTER FIRST CREDIT UNION | $335,000 | n/a | 0.2% | |
FINANCE OF AMERICA REVERSE LLC | $330,000 | n/a | 0.2% | |
First State Bank of Middlebury | $1,085,000 | $320,000 | -70.5% | 0.2% |
T2 FINANCIAL LLC | $315,000 | n/a | 0.2% | |
21ST MORTGAGE CORPORATION | $405,000 | $305,000 | -24.7% | 0.2% |
MEMBER FIRST MORTGAGE, LLC | $450,000 | $305,000 | -32.2% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $300,000 | n/a | 0.2% | |
MOVEMENT MORTGAGE, LLC | $295,000 | $300,000 | 1.7% | 0.2% |
Strong Home Mortgage, LLC | $295,000 | n/a | 0.2% | |
First Federal Savings Bank | $75,000 | $290,000 | 286.7% | 0.1% |
SOFI LENDING CORP. | $285,000 | n/a | 0.1% | |
FIRST CENTENNIAL MORTGAGE CORPORATION | $615,000 | $265,000 | -56.9% | 0.1% |
V.I.P. MORTGAGE, INC. | $205,000 | $265,000 | 29.3% | 0.1% |
Regions Bank | $2,500,000 | $260,000 | -89.6% | 0.1% |
Bankers' Bank | $175,000 | $255,000 | 45.7% | 0.1% |
Chicago Financial Services, Inc. | $255,000 | n/a | 0.1% | |
DAS Acquisition Company, LLC | $255,000 | n/a | 0.1% | |
Wells Fargo Bank | $1,085,000 | $255,000 | -76.5% | 0.1% |
HOMESIDE FINANCIAL, LLC | $250,000 | n/a | 0.1% | |
LEADERONE FINANCIAL CORPORATION | $245,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $135,000 | $245,000 | 81.5% | 0.1% |
AMERICAN FINANCING CORPORATION | $445,000 | $240,000 | -46.1% | 0.1% |
Mid-Continent Funding, Inc. | $235,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $230,000 | n/a | 0.1% | |
SUCCESS MORTGAGE PARTNERS, INC. | $225,000 | n/a | 0.1% | |
The Home National Bank of Thorntown | $225,000 | n/a | 0.1% | |
Crossroads Bank | $720,000 | $215,000 | -70.1% | 0.1% |
EVERETT FINANCIAL, INC. | $215,000 | n/a | 0.1% | |
MJW Financial LLC | $215,000 | n/a | 0.1% | |
The Park National Bank | $215,000 | n/a | 0.1% | |
First American Bank | $205,000 | n/a | 0.1% | |
North American Savings Bank, F.S.B. | $205,000 | n/a | 0.1% | |
Raymond James Bank | $195,000 | n/a | 0.1% | |
The Federal Savings Bank | $350,000 | $195,000 | -44.3% | 0.1% |
Union Savings Bank | $195,000 | n/a | 0.1% | |
AMERICAN MORTGAGE SERVICE COMPANY | $185,000 | $185,000 | 0.0% | 0.1% |
COMPASS MORTGAGE, INC. | $185,000 | n/a | 0.1% | |
MORIA DEVELOPMENT, INC. | $185,000 | n/a | 0.1% | |
ACADEMY MORTGAGE CORPORATION | $535,000 | $180,000 | -66.4% | 0.1% |
Assurance Financial Group, L.L.C. | $175,000 | n/a | 0.1% | |
Elements Financial Federal Credit Union | $175,000 | n/a | 0.1% | |
LOANPAL, LLC | $175,000 | n/a | 0.1% | |
MICHIGAN MUTUAL, INC. | $175,000 | n/a | 0.1% | |
FORUM Credit Union | $170,000 | n/a | 0.1% | |
CLEARPATH LENDING | $465,000 | $165,000 | -64.5% | 0.1% |
POLARIS HOME FUNDING CORP. | $165,000 | $165,000 | 0.0% | 0.1% |
EVERENCE FEDERAL CREDIT UNION | $115,000 | $160,000 | 39.1% | 0.1% |
FORT FINANCIAL Federal Credit Union | $160,000 | n/a | 0.1% | |
Pacor Mortgage Corp | $660,000 | $155,000 | -76.5% | 0.1% |
Northwest Bank | $1,165,000 | $150,000 | -87.1% | 0.1% |
Circle Federal Credit Union | $145,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $920,000 | $145,000 | -84.2% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $195,000 | $145,000 | -25.6% | 0.1% |
HOMESTEAD FUNDING CORP. | $335,000 | $135,000 | -59.7% | 0.1% |
SOUTHWEST FUNDING, LP | $135,000 | n/a | 0.1% | |
DeMotte State Bank | $490,000 | $125,000 | -74.5% | 0.1% |
DIRECT MORTGAGE LOANS, LLC | $1,010,000 | $125,000 | -87.6% | 0.1% |
HOME POINT FINANCIAL CORPORATION | $855,000 | $125,000 | -85.4% | 0.1% |
Truist | $125,000 | n/a | 0.1% | |
BMO Harris Bank | $105,000 | n/a | 0.1% | |
Plains Commerce Bank | $105,000 | n/a | 0.1% | |
Farmers State Bank | $275,000 | $95,000 | -65.5% | 0.0% |
LAKEVIEW LOAN SERVICING, LLC | $845,000 | $95,000 | -88.8% | 0.0% |
Citizens Bank | $430,000 | $75,000 | -82.6% | 0.0% |
Figure Lending LLC | $70,000 | $65,000 | -7.1% | 0.0% |
SPRING EQ, LLC | $65,000 | n/a | 0.0% | |
Security Federal Savings Bank | $610,000 | $55,000 | -91.0% | 0.0% |
Discover Bank | $55,000 | $35,000 | -36.4% | 0.0% |
Service Federal Credit Union | $35,000 | n/a | 0.0% |
Plymouth's top lender by overall market share is First Federal Savings Bank, with 16.9% market share. In second place, with 10.4%, is RUOFF MORTGAGE COMPANY, INC., having originated $20,350,000 in loans. In third place, with 8.7%, is Lake City Bank, having originated $17,190,000 in loans. In fourth place, with 6.4%, is 1st Source Bank, having originated $12,515,000 in loans. In fifth place, with 5.7%, is TEACHERS CREDIT UNION, having originated $11,190,000 in loans.
Plymouth Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $179,900 (0.5%) | $269,590 (4.5%) | 0.00 | 161 |
2018-02-01 | $199,250 (11.3%) | $279,629 (8.2%) | 0.00 | 150 |
2018-03-01 | $199,000 (8.8%) | $284,904 (9.2%) | 0.00 | 162 |
2018-04-01 | $212,500 (8.5%) | $278,873 (0.2%) | 0.00 | 185 |
2018-05-01 | $211,375 (9.2%) | $273,799 (-1.6%) | 0.00 | 207 |
2018-06-01 | $199,900 (12.0%) | $274,626 (4.2%) | 0.00 | 208 |
2018-07-01 | $187,950 (2.4%) | $273,329 (5.9%) | 0.00 | 213 |
2018-08-01 | $182,975 (0.0%) | $266,470 (5.0%) | 0.00 | 218 |
2018-09-01 | $176,500 (-1.7%) | $260,945 (2.6%) | 0.00 | 214 |
2018-10-01 | $175,000 (-1.2%) | $256,046 (-4.9%) | 0.00 | 198 |
2018-11-01 | $177,975 (1.7%) | $262,323 (-4.3%) | 0.00 | 179 |
2018-12-01 | $182,450 (1.4%) | $267,387 (-6.9%) | 0.00 | 159 |
2019-01-01 | $179,900 (0.0%) | $255,881 (-5.1%) | 0.00 | 152 |
2019-02-01 | $182,450 (-8.4%) | $263,874 (-5.6%) | 0.00 | 160 |
2019-03-01 | $197,814 (-0.6%) | $282,656 (-0.8%) | 0.00 | 160 |
2019-04-01 | $217,400 (2.3%) | $298,454 (7.0%) | 0.00 | 160 |
2019-05-01 | $235,500 (11.4%) | $317,774 (16.1%) | 0.00 | 160 |
2019-06-01 | $225,000 (12.6%) | $331,525 (20.7%) | 0.00 | 182 |
2019-07-01 | $225,975 (20.2%) | $321,919 (17.8%) | 0.00 | 179 |
2019-08-01 | $218,082 (19.2%) | $313,440 (17.6%) | 0.00 | 177 |
2019-09-01 | $207,855 (17.8%) | $303,960 (16.5%) | 0.00 | 175 |
2019-10-01 | $194,900 (11.4%) | $287,796 (12.4%) | 0.00 | 172 |
2019-11-01 | $194,200 (9.1%) | $281,239 (7.2%) | 0.00 | 169 |
2019-12-01 | $198,925 (9.0%) | $284,659 (6.5%) | 0.00 | 164 |
2020-01-01 | $188,450 (4.8%) | $277,839 (8.6%) | 0.00 | 149 |
2020-02-01 | $179,500 (-1.6%) | $277,838 (5.3%) | 0.00 | 127 |
2020-03-01 | $189,500 (-4.2%) | $283,671 (0.4%) | 0.00 | 123 |
2020-04-01 | $191,325 (-12.0%) | $283,625 (-5.0%) | 0.00 | 129 |
2020-05-01 | $216,750 (-8.0%) | $312,949 (-1.5%) | 0.00 | 109 |
2020-06-01 | $242,400 (7.7%) | $377,877 (14.0%) | 0.00 | 100 |
2020-07-01 | $247,450 (9.5%) | $357,048 (10.9%) | 0.00 | 77 |
2020-08-01 | $221,500 (1.6%) | $366,530 (16.9%) | 0.00 | 73 |
2020-09-01 | $206,696 (-0.6%) | $329,564 (8.4%) | 0.00 | 77 |
2020-10-01 | $205,000 (5.2%) | $317,959 (10.5%) | 0.00 | 83 |
2020-11-01 | $205,000 (5.6%) | $318,680 (13.3%) | 0.00 | 72 |
2020-12-01 | $197,575 (-0.7%) | $313,432 (10.1%) | 0.00 | 71 |
2021-01-01 | $192,450 (2.1%) | $594,771 (114.1%) | 0.00 | 61 |
2021-02-01 | $215,617 (20.1%) | $731,035 (163.1%) | 0.00 | 48 |
2021-03-01 | $246,725 (30.2%) | $864,150 (204.6%) | 0.00 | 40 |
2021-04-01 | $242,175 (26.6%) | $814,389 (187.1%) | 0.00 | 40 |
2021-05-01 | $242,000 (11.7%) | $802,364 (156.4%) | 0.00 | 41 |
2021-06-01 | $246,000 (1.5%) | $726,530 (92.3%) | 0.00 | 51 |
2021-07-01 | $270,000 (9.1%) | $631,966 (77.0%) | 0.00 | 64 |
2021-08-01 | $267,500 (20.8%) | $648,307 (76.9%) | 0.00 | 65 |
2021-09-01 | $248,500 (20.2%) | $652,749 (98.1%) | 0.00 | 65 |
2021-10-01 | $234,500 (14.4%) | $657,198 (106.7%) | 0.00 | 61 |
2021-11-01 | $237,225 (15.7%) | $638,480 (100.4%) | 0.00 | 69 |
2021-12-01 | $238,000 (20.5%) | $663,629 (111.7%) | 0.00 | 66 |
2022-01-01 | $242,250 (25.9%) | $786,383 (32.2%) | 0.00 | 51 |
2022-02-01 | $290,000 (34.5%) | $1,004,048 (37.4%) | 0.00 | 41 |
2022-03-01 | $276,000 (11.9%) | $869,959 (0.7%) | 0.00 | 46 |
2022-04-01 | $292,450 (20.8%) | $876,482 (7.6%) | 0.00 | 41 |
2022-05-01 | $297,250 (22.8%) | $721,202 (-10.1%) | 0.00 | 57 |
2022-06-01 | $379,850 (54.4%) | $762,111 (4.9%) | 0.00 | 63 |
2022-07-01 | $299,700 (11.0%) | $648,346 (2.6%) | 0.00 | 74 |
2022-08-01 | $301,425 (12.7%) | $636,703 (-1.8%) | 0.00 | 70 |
2022-09-01 | $299,500 (20.5%) | $607,819 (-6.9%) | 0.00 | 77 |
2022-10-01 | $294,900 (25.8%) | $588,024 (-10.5%) | 0.00 | 79 |
2022-11-01 | $289,250 (21.9%) | $589,729 (-7.6%) | 0.00 | 77 |
2022-12-01 | $289,000 (21.4%) | $628,631 (-5.3%) | 0.00 | 69 |
2023-01-01 | $276,150 (14.0%) | $378,076 (-51.9%) | 0.00 | 58 |
2023-02-01 | $256,225 (-11.7%) | $377,178 (-62.4%) | 0.00 | 50 |
2023-03-01 | $270,925 (-1.8%) | $462,748 (-46.8%) | 0.00 | 58 |
2023-04-01 | $269,900 (-7.7%) | $440,603 (-49.7%) | 0.00 | 55 |
2023-05-01 | $329,900 (11.0%) | $530,198 (-26.5%) | 0.00 | 52 |
2023-06-01 | $281,800 (-25.8%) | $463,253 (-39.2%) | 0.00 | 66 |
2023-07-01 | $332,450 (10.9%) | $421,501 (-35.0%) | 0.00 | 66 |
2023-08-01 | $288,450 (-4.3%) | $392,682 (-38.3%) | 0.00 | 72 |
Plymouth's median listing price comes in at 0% of the national average.
Plymouth's average listing price for 2023-08-01 was $392,682, a difference of $-244,021 (-38.3%) versus the prior year and $-28,819 versus the prior month.
For the 2023-08-01 period, Plymouth had 72 MLS listings, a difference of 6 listings (9%) versus the prior month and 2 listings (3%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,881 sqft |
2018-02-01 | 0 days | 1,955 sqft |
2018-03-01 | 0 days | 1,954 sqft |
2018-04-01 | 0 days | 1,950 sqft |
2018-05-01 | 0 days | 1,957 sqft |
2018-06-01 | 0 days | 2,010 sqft |
2018-07-01 | 0 days | 1,957 sqft |
2018-08-01 | 0 days | 1,881 sqft |
2018-09-01 | 0 days | 1,846 sqft |
2018-10-01 | 0 days | 1,802 sqft |
2018-11-01 | 0 days | 1,805 sqft |
2018-12-01 | 0 days | 1,816 sqft |
2019-01-01 | 0 days | 1,841 sqft |
2019-02-01 | 0 days | 1,836 sqft |
2019-03-01 | 0 days | 1,833 sqft |
2019-04-01 | 0 days | 1,843 sqft |
2019-05-01 | 0 days | 1,901 sqft |
2019-06-01 | 0 days | 1,994 sqft |
2019-07-01 | 0 days | 1,987 sqft |
2019-08-01 | 0 days | 1,989 sqft |
2019-09-01 | 0 days | 1,908 sqft |
2019-10-01 | 0 days | 1,847 sqft |
2019-11-01 | 0 days | 1,812 sqft |
2019-12-01 | 0 days | 1,795 sqft |
2020-01-01 | 0 days | 1,794 sqft |
2020-02-01 | 0 days | 1,788 sqft |
2020-03-01 | 0 days | 1,763 sqft |
2020-04-01 | 0 days | 1,752 sqft |
2020-05-01 | 0 days | 1,847 sqft |
2020-06-01 | 0 days | 2,002 sqft |
2020-07-01 | 0 days | 2,013 sqft |
2020-08-01 | 0 days | 1,869 sqft |
2020-09-01 | 0 days | 1,972 sqft |
2020-10-01 | 0 days | 2,078 sqft |
2020-11-01 | 0 days | 2,042 sqft |
2020-12-01 | 0 days | 1,950 sqft |
2021-01-01 | 0 days | 1,843 sqft |
2021-02-01 | 0 days | 1,931 sqft |
2021-03-01 | 0 days | 1,915 sqft |
2021-04-01 | 0 days | 1,887 sqft |
2021-05-01 | 0 days | 1,708 sqft |
2021-06-01 | 0 days | 1,888 sqft |
2021-07-01 | 0 days | 1,919 sqft |
2021-08-01 | 0 days | 1,935 sqft |
2021-09-01 | 0 days | 1,935 sqft |
2021-10-01 | 0 days | 1,848 sqft |
2021-11-01 | 0 days | 1,796 sqft |
2021-12-01 | 0 days | 1,833 sqft |
2022-01-01 | 0 days | 1,938 sqft |
2022-02-01 | 0 days | 2,023 sqft |
2022-03-01 | 0 days | 2,051 sqft |
2022-04-01 | 0 days | 2,136 sqft |
2022-05-01 | 0 days | 1,953 sqft |
2022-06-01 | 0 days | 2,226 sqft |
2022-07-01 | 0 days | 2,034 sqft |
2022-08-01 | 0 days | 1,998 sqft |
2022-09-01 | 0 days | 1,940 sqft |
2022-10-01 | 0 days | 2,070 sqft |
2022-11-01 | 0 days | 2,069 sqft |
2022-12-01 | 0 days | 2,108 sqft |
2023-01-01 | 0 days | 2,157 sqft |
2023-02-01 | 0 days | 2,088 sqft |
2023-03-01 | 0 days | 2,158 sqft |
2023-04-01 | 0 days | 2,040 sqft |
2023-05-01 | 0 days | 2,042 sqft |
2023-06-01 | 0 days | 2,124 sqft |
2023-07-01 | 0 days | 2,388 sqft |
2023-08-01 | 0 days | 1,906 sqft |
Plymouth's median square footage for active listings during the 2023-08-01 period was 1,906 sqft. One year prior, the average listing was 1,998 sqft.
Plymouth, IN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 527 | $106,565,000 | $202,211 |
Cash Out Refi | 275 | $45,055,000 | $163,836 |
Other | 235 | $17,695,000 | $75,298 |
Refi | 165 | $21,195,000 | $128,455 |
Home Improvement | 109 | $6,015,000 | $55,183 |
Plymouth's most frequently cited loan purpose was Home Purchase, with 527 originations. The 2nd most popular reason was Cash Out Refi, with 275 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 317 | $46,425,000 | $146,451 |
5-6% | 316 | $48,060,000 | $152,089 |
4-5% | 293 | $49,055,000 | $167,423 |
6-7% | 194 | $23,590,000 | $121,598 |
7-8% | 86 | $9,540,000 | $110,930 |
2.5-3% | 47 | $11,755,000 | $250,106 |
<2.5% | 29 | $5,375,000 | $185,345 |
Over 8% | 24 | $1,570,000 | $65,417 |
During 2022, Plymouth's most frequently originated rate bucket was 3-4%, with 317 originations.
Loan Sizing (Plymouth, IN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 563 | $29,245,000 | $51,945 |
$100k-200k | 459 | $66,185,000 | $144,194 |
$200k-400k | 245 | $64,075,000 | $261,531 |
$400k-600k | 22 | $10,800,000 | $490,909 |
$600k-1000k | 12 | $8,830,000 | $735,833 |
$Over $1MM | 10 | $17,390,000 | $1,739,000 |
Plymouth's loan sizing saw the bucket of loans from $100,000 or less with 563 originations, totaling $29,245,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 394 | $81,710,000 | $207,386 |
60-80% | 283 | $55,435,000 | $195,883 |
Under 20% | 233 | $9,485,000 | $40,708 |
20-40% | 232 | $19,550,000 | $84,267 |
40-60% | 154 | $27,140,000 | $176,234 |
Over 100% | 6 | $1,640,000 | $273,333 |
Plymouth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 394 originations, totaling $81,710,000 in origination value.