Plymouth Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Plymouth averaged 7.37% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 7.26% and one month ago for the week of 2023-08-17, the average rate was 7.17%.

    Plymouth's average rate one year ago was 6%.

    For refis of the same type during the week of 2023-09-21, the average rate was 6.23%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Plymouth 30 Year Fixed Rate 2023-09-21 7.37%
    Plymouth 30 Year Fixed Rate Refi 2023-09-21 6.23%
    Plymouth 15 Year Fixed Rate 2023-09-21 6.44%
    Plymouth 15 Year Fixed Rate Refi 2023-09-21 6.74%
    Plymouth 30 Year FHA 2023-09-21 6.61%
    Plymouth 30 Year FHA Refi 2023-09-21 7.04%
    Plymouth 30 Year USDA 2023-09-21 7.22%
    Plymouth 30 Year USDA Refi 2023-09-21 7.22%
    Plymouth 30 Year VA 2023-09-21 6.92%
    Plymouth 30 Year VA Refi 2023-09-21 6.62%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Plymouth, IN.

    Plymouth Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plymouth, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    First Federal Savings Bank 107 5.53% $2,579
    RUOFF MORTGAGE COMPANY, INC. 60 5.30% $3,831
    TEACHERS CREDIT UNION 32 5.11% $2,289
    1st Source Bank 29 5.27% $2,916
    Lake City Bank 19 4.94% $2,898
    QUICKEN LOANS, LLC 18 5.39% $5,322
    CARDINAL FINANCIAL 16 5.53% $4,684
    INTERRA CREDIT UNION 15 4.78% $2,927
    GUARANTEED RATE, INC. 10 4.19% $3,194
    Notre Dame Federal Credit Union Corporation 9 4.58% $4,794
    JPMorgan Chase Bank 8 5.84% $4,107
    Mr. Cooper ( Nationstar Mortgage ) 6 4.85% $5,053
    Centier Bank 5 4.88% $2,892
    HALLMARK HOME MORTGAGE, LLC 5 5.47% $2,849
    First Merchants Bank 5 4.98% $2,713
    UNITED WHOLESALE MORTGAGE, LLC 5 5.65% $4,126
    NEWREZ LLC 4 4.50% $3,765
    Farm Credit Mid-America, ACA 3 5.12% $6,741
    BEACON CREDIT UNION 3 4.46% $2,080
    CROSSCOUNTRY MORTGAGE, LLC 3 5.53% $3,732
    LOANDEPOT.COM, LLC 3 4.21% $6,690
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 5.38% $4,193
    U.S. Bank 3 3.75% $3,067
    Hometown Lenders, Inc. 3 5.29% $6,331
    Horizon Bank 3 6.08% $3,212
    GVC MORTGAGE, INC. 2 4.13% $3,211
    Wells Fargo Bank 2 6.06% $4,835
    INOVA FEDERAL CREDIT UNION 2 5.25% $2,564
    The Huntington National Bank 2 3.99% $6,659
    FREEDOM MORTGAGE CORPORATION 2 6.19% $3,192
    AMERISAVE MORTGAGE CORPORATION 2 4.38% $4,332
    UNITED 2 7.31% $2,462
    Old National Bank 2 4.81% $2,719
    Carrington Mortgage Services, LLC 2 3.31% $3,877
    First Financial Bank 2 4.75% $2,452
    CALIBER HOME LOANS, INC. 2 4.81% $5,448
    GREAT LAKES 2 4.50% $2,945
    Flagstar Bank, FSB 2 5.75% $2,148
    MEMBER FIRST MORTGAGE, LLC 2 5.31% $2,701
    STAR Financial Bank 2 5.13% $4,246
    SUCCESS MORTGAGE PARTNERS, INC. 1 4.25% $5,411
    ACADEMY MORTGAGE CORPORATION 1 3.75% $3,348
    Assurance Financial Group, L.L.C. 1 5.37% $2,585
    BMO Harris Bank 1 6.50% $4,908
    Chicago Financial Services, Inc. 1 7.63% $4,821
    DAS Acquisition Company, LLC 1 4.99% $7,670
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 7.25% $7,839
    Elements Financial Federal Credit Union 1 6.25% $1,823
    EVERETT FINANCIAL, INC. 1 4.50% $1,218
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 4.38% $10,219
    Fifth Third Bank 1 6.88% $1,713
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.88% $8,406
    First Farmers Bank and Trust Company 1 4.25% $1,315
    First State Bank of Middlebury 1 4.63% $2,232
    FORT FINANCIAL Federal Credit Union 1 5.38% $2,402
    Goldman Sachs Bank USA 1 4.35% $2,088
    HOME POINT FINANCIAL CORPORATION 1 5.63% $1,977
    HOMESTEAD FUNDING CORP. 1 3.75% $3,435
    KeyBank 1 3.00% $2,733
    LAKEVIEW LOAN SERVICING, LLC 1 5.38% $4,631
    LEADERONE FINANCIAL CORPORATION 1 4.87% $3,132
    MJW Financial LLC 1 5.62% $2,530
    Morgan Stanley Private Bank 1 2.70% $3,307
    MORIA DEVELOPMENT, INC. 1 4.88% $4,695
    MOVEMENT MORTGAGE, LLC 1 7.44% $4,840
    NAVY FEDERAL CREDIT UNION 1 5.50% $5,968
    North American Savings Bank, F.S.B. 1 5.50% $2,831
    Plains Commerce Bank 1 5.00% $3,068
    PNC Bank 1 5.25% $4,404
    Raymond James Bank 1 3.88% $3,128
    Regions Bank 1 5.13% $2,882
    ROYAL UNITED MORTGAGE LLC 1 4.00% $6,150
    Strong Home Mortgage, LLC 1 3.75% $2,533
    Three Rivers Federal Credit Union 1 4.00% $2,788
    Union Savings Bank 1 4.00% $1,394
    USAA Federal Savings Bank 1 5.75% $2,633

    Plymouth Average Closing Costs & Other Stats

    Plymouth, IN's 76 lenders originated 1,311 loans during 2022. The total origination value was $196,525,000, with an average loan value of $149,905.

    Plymouth's average closing costs are $3,350.

    The top Plymouth lender as defined by loan originations is First Federal Savings Bank, with 107 loans originated. Their average total fees are $2,579, which is $1,252 lower than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

    The lowest fee Plymouth lenders (with over 10 loans originated) are TEACHERS CREDIT UNION ($2,289), First Federal Savings Bank ($2,579), Lake City Bank ($2,898), 1st Source Bank ($2,916) and INTERRA CREDIT UNION ($2,927).

    The lowest rate Plymouth lenders (with over 10 loans originated) are GUARANTEED RATE, INC. (4.19%), INTERRA CREDIT UNION (4.78%), Lake City Bank (4.94%), TEACHERS CREDIT UNION (5.11%) and 1st Source Bank (5.27%).

    Plymouth, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First Federal Savings Bank $75,000 $33,225,000 44,200.0% 16.9%
    RUOFF MORTGAGE COMPANY, INC. $31,395,000 $20,350,000 -35.2% 10.4%
    Lake City Bank $15,765,000 $17,190,000 9.0% 8.7%
    1st Source Bank $13,780,000 $12,515,000 -9.2% 6.4%
    TEACHERS CREDIT UNION $14,310,000 $11,190,000 -21.8% 5.7%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,710,000 $7,015,000 22.9% 3.6%
    QUICKEN LOANS, LLC $15,880,000 $5,460,000 -65.6% 2.8%
    INTERRA CREDIT UNION $8,535,000 $5,335,000 -37.5% 2.7%
    First Merchants Bank $6,565,000 $4,455,000 -32.1% 2.3%
    Centier Bank $4,000,000 $4,220,000 5.5% 2.1%
    Bank of America $505,000 $3,630,000 618.8% 1.8%
    GUARANTEED RATE, INC. $6,150,000 $2,960,000 -51.9% 1.5%
    The Huntington National Bank $2,285,000 $2,800,000 22.5% 1.4%
    U.S. Bank $1,885,000 $2,725,000 44.6% 1.4%
    Notre Dame Federal Credit Union Corporation $3,880,000 $2,615,000 -32.6% 1.3%
    UNITED WHOLESALE MORTGAGE, LLC $2,545,000 $2,445,000 -3.9% 1.2%
    Mortgage Research Center, LLC $2,250,000 $2,330,000 3.6% 1.2%
    PNC Bank $2,225,000 $2,120,000 -4.7% 1.1%
    JPMorgan Chase Bank $2,295,000 $2,080,000 -9.4% 1.1%
    STAR Financial Bank $65,000 $2,010,000 2,992.3% 1.0%
    First Farmers Bank and Trust Company $4,165,000 $2,000,000 -52.0% 1.0%
    Farm Credit Mid-America, ACA $1,350,000 $1,960,000 45.2% 1.0%
    LOANDEPOT.COM, LLC $2,720,000 $1,900,000 -30.1% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $670,000 $1,730,000 158.2% 0.9%
    Old National Bank $2,470,000 $1,725,000 -30.2% 0.9%
    Horizon Bank $795,000 $1,525,000 91.8% 0.8%
    HALLMARK HOME MORTGAGE, LLC $5,130,000 $1,495,000 -70.9% 0.8%
    NAVY FEDERAL CREDIT UNION $1,290,000 $1,390,000 7.8% 0.7%
    BEACON CREDIT UNION $3,120,000 $1,310,000 -58.0% 0.7%
    AMERISAVE MORTGAGE CORPORATION $465,000 $1,090,000 134.4% 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,635,000 $1,065,000 -34.9% 0.5%
    KeyBank $3,965,000 $1,055,000 -73.4% 0.5%
    ProFed Federal Credit Union $1,005,000 n/a 0.5%
    Hometown Lenders, Inc. $990,000 n/a 0.5%
    Carrington Mortgage Services, LLC $690,000 $880,000 27.5% 0.4%
    FREEDOM MORTGAGE CORPORATION $5,440,000 $880,000 -83.8% 0.4%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,870,000 $825,000 -55.9% 0.4%
    The Campbell & Fetter Bank $525,000 $805,000 53.3% 0.4%
    NEWREZ LLC $1,240,000 $795,000 -35.9% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $255,000 $745,000 192.2% 0.4%
    Morgan Stanley Private Bank $745,000 n/a 0.4%
    Goldman Sachs Bank USA $725,000 n/a 0.4%
    Fifth Third Bank $1,670,000 $710,000 -57.5% 0.4%
    USAA Federal Savings Bank $645,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,175,000 $640,000 -70.6% 0.3%
    UNION HOME MORTGAGE CORP. $895,000 $625,000 -30.2% 0.3%
    Stifel Bank and Trust $620,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $205,000 $590,000 187.8% 0.3%
    Flagstar Bank, FSB $995,000 $580,000 -41.7% 0.3%
    INOVA FEDERAL CREDIT UNION $225,000 $575,000 155.6% 0.3%
    PLAZA HOME MORTGAGE, INC. $2,215,000 $545,000 -75.4% 0.3%
    UNITED $1,210,000 $505,000 -58.3% 0.3%
    CALIBER HOME LOANS, INC. $3,035,000 $495,000 -83.7% 0.3%
    ZILLOW HOME LOANS, LLC $145,000 $470,000 224.1% 0.2%
    First Financial Bank $1,270,000 $400,000 -68.5% 0.2%
    Three Rivers Federal Credit Union $745,000 $400,000 -46.3% 0.2%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $650,000 $375,000 -42.3% 0.2%
    ROYAL UNITED MORTGAGE LLC $615,000 $375,000 -39.0% 0.2%
    GVC MORTGAGE, INC. $500,000 $370,000 -26.0% 0.2%
    GREAT LAKES $340,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $585,000 $335,000 -42.7% 0.2%
    FINANCIAL CENTER FIRST CREDIT UNION $335,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $330,000 n/a 0.2%
    First State Bank of Middlebury $1,085,000 $320,000 -70.5% 0.2%
    T2 FINANCIAL LLC $315,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $405,000 $305,000 -24.7% 0.2%
    MEMBER FIRST MORTGAGE, LLC $450,000 $305,000 -32.2% 0.2%
    CHURCHILL MORTGAGE CORPORATION $300,000 n/a 0.2%
    MOVEMENT MORTGAGE, LLC $295,000 $300,000 1.7% 0.2%
    Strong Home Mortgage, LLC $295,000 n/a 0.2%
    First Federal Savings Bank $75,000 $290,000 286.7% 0.1%
    SOFI LENDING CORP. $285,000 n/a 0.1%
    FIRST CENTENNIAL MORTGAGE CORPORATION $615,000 $265,000 -56.9% 0.1%
    V.I.P. MORTGAGE, INC. $205,000 $265,000 29.3% 0.1%
    Regions Bank $2,500,000 $260,000 -89.6% 0.1%
    Bankers' Bank $175,000 $255,000 45.7% 0.1%
    Chicago Financial Services, Inc. $255,000 n/a 0.1%
    DAS Acquisition Company, LLC $255,000 n/a 0.1%
    Wells Fargo Bank $1,085,000 $255,000 -76.5% 0.1%
    HOMESIDE FINANCIAL, LLC $250,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $245,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $135,000 $245,000 81.5% 0.1%
    AMERICAN FINANCING CORPORATION $445,000 $240,000 -46.1% 0.1%
    Mid-Continent Funding, Inc. $235,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $230,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $225,000 n/a 0.1%
    The Home National Bank of Thorntown $225,000 n/a 0.1%
    Crossroads Bank $720,000 $215,000 -70.1% 0.1%
    EVERETT FINANCIAL, INC. $215,000 n/a 0.1%
    MJW Financial LLC $215,000 n/a 0.1%
    The Park National Bank $215,000 n/a 0.1%
    First American Bank $205,000 n/a 0.1%
    North American Savings Bank, F.S.B. $205,000 n/a 0.1%
    Raymond James Bank $195,000 n/a 0.1%
    The Federal Savings Bank $350,000 $195,000 -44.3% 0.1%
    Union Savings Bank $195,000 n/a 0.1%
    AMERICAN MORTGAGE SERVICE COMPANY $185,000 $185,000 0.0% 0.1%
    COMPASS MORTGAGE, INC. $185,000 n/a 0.1%
    MORIA DEVELOPMENT, INC. $185,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $535,000 $180,000 -66.4% 0.1%
    Assurance Financial Group, L.L.C. $175,000 n/a 0.1%
    Elements Financial Federal Credit Union $175,000 n/a 0.1%
    LOANPAL, LLC $175,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $175,000 n/a 0.1%
    FORUM Credit Union $170,000 n/a 0.1%
    CLEARPATH LENDING $465,000 $165,000 -64.5% 0.1%
    POLARIS HOME FUNDING CORP. $165,000 $165,000 0.0% 0.1%
    EVERENCE FEDERAL CREDIT UNION $115,000 $160,000 39.1% 0.1%
    FORT FINANCIAL Federal Credit Union $160,000 n/a 0.1%
    Pacor Mortgage Corp $660,000 $155,000 -76.5% 0.1%
    Northwest Bank $1,165,000 $150,000 -87.1% 0.1%
    Circle Federal Credit Union $145,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $920,000 $145,000 -84.2% 0.1%
    RELIANCE FIRST CAPITAL, LLC $195,000 $145,000 -25.6% 0.1%
    HOMESTEAD FUNDING CORP. $335,000 $135,000 -59.7% 0.1%
    SOUTHWEST FUNDING, LP $135,000 n/a 0.1%
    DeMotte State Bank $490,000 $125,000 -74.5% 0.1%
    DIRECT MORTGAGE LOANS, LLC $1,010,000 $125,000 -87.6% 0.1%
    HOME POINT FINANCIAL CORPORATION $855,000 $125,000 -85.4% 0.1%
    Truist $125,000 n/a 0.1%
    BMO Harris Bank $105,000 n/a 0.1%
    Plains Commerce Bank $105,000 n/a 0.1%
    Farmers State Bank $275,000 $95,000 -65.5% 0.0%
    LAKEVIEW LOAN SERVICING, LLC $845,000 $95,000 -88.8% 0.0%
    Citizens Bank $430,000 $75,000 -82.6% 0.0%
    Figure Lending LLC $70,000 $65,000 -7.1% 0.0%
    SPRING EQ, LLC $65,000 n/a 0.0%
    Security Federal Savings Bank $610,000 $55,000 -91.0% 0.0%
    Discover Bank $55,000 $35,000 -36.4% 0.0%
    Service Federal Credit Union $35,000 n/a 0.0%

    Plymouth's top lender by overall market share is First Federal Savings Bank, with 16.9% market share. In second place, with 10.4%, is RUOFF MORTGAGE COMPANY, INC., having originated $20,350,000 in loans. In third place, with 8.7%, is Lake City Bank, having originated $17,190,000 in loans. In fourth place, with 6.4%, is 1st Source Bank, having originated $12,515,000 in loans. In fifth place, with 5.7%, is TEACHERS CREDIT UNION, having originated $11,190,000 in loans.

    Plymouth Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $179,900 (0.5%) $269,590 (4.5%) 0.00 161
    2018-02-01 $199,250 (11.3%) $279,629 (8.2%) 0.00 150
    2018-03-01 $199,000 (8.8%) $284,904 (9.2%) 0.00 162
    2018-04-01 $212,500 (8.5%) $278,873 (0.2%) 0.00 185
    2018-05-01 $211,375 (9.2%) $273,799 (-1.6%) 0.00 207
    2018-06-01 $199,900 (12.0%) $274,626 (4.2%) 0.00 208
    2018-07-01 $187,950 (2.4%) $273,329 (5.9%) 0.00 213
    2018-08-01 $182,975 (0.0%) $266,470 (5.0%) 0.00 218
    2018-09-01 $176,500 (-1.7%) $260,945 (2.6%) 0.00 214
    2018-10-01 $175,000 (-1.2%) $256,046 (-4.9%) 0.00 198
    2018-11-01 $177,975 (1.7%) $262,323 (-4.3%) 0.00 179
    2018-12-01 $182,450 (1.4%) $267,387 (-6.9%) 0.00 159
    2019-01-01 $179,900 (0.0%) $255,881 (-5.1%) 0.00 152
    2019-02-01 $182,450 (-8.4%) $263,874 (-5.6%) 0.00 160
    2019-03-01 $197,814 (-0.6%) $282,656 (-0.8%) 0.00 160
    2019-04-01 $217,400 (2.3%) $298,454 (7.0%) 0.00 160
    2019-05-01 $235,500 (11.4%) $317,774 (16.1%) 0.00 160
    2019-06-01 $225,000 (12.6%) $331,525 (20.7%) 0.00 182
    2019-07-01 $225,975 (20.2%) $321,919 (17.8%) 0.00 179
    2019-08-01 $218,082 (19.2%) $313,440 (17.6%) 0.00 177
    2019-09-01 $207,855 (17.8%) $303,960 (16.5%) 0.00 175
    2019-10-01 $194,900 (11.4%) $287,796 (12.4%) 0.00 172
    2019-11-01 $194,200 (9.1%) $281,239 (7.2%) 0.00 169
    2019-12-01 $198,925 (9.0%) $284,659 (6.5%) 0.00 164
    2020-01-01 $188,450 (4.8%) $277,839 (8.6%) 0.00 149
    2020-02-01 $179,500 (-1.6%) $277,838 (5.3%) 0.00 127
    2020-03-01 $189,500 (-4.2%) $283,671 (0.4%) 0.00 123
    2020-04-01 $191,325 (-12.0%) $283,625 (-5.0%) 0.00 129
    2020-05-01 $216,750 (-8.0%) $312,949 (-1.5%) 0.00 109
    2020-06-01 $242,400 (7.7%) $377,877 (14.0%) 0.00 100
    2020-07-01 $247,450 (9.5%) $357,048 (10.9%) 0.00 77
    2020-08-01 $221,500 (1.6%) $366,530 (16.9%) 0.00 73
    2020-09-01 $206,696 (-0.6%) $329,564 (8.4%) 0.00 77
    2020-10-01 $205,000 (5.2%) $317,959 (10.5%) 0.00 83
    2020-11-01 $205,000 (5.6%) $318,680 (13.3%) 0.00 72
    2020-12-01 $197,575 (-0.7%) $313,432 (10.1%) 0.00 71
    2021-01-01 $192,450 (2.1%) $594,771 (114.1%) 0.00 61
    2021-02-01 $215,617 (20.1%) $731,035 (163.1%) 0.00 48
    2021-03-01 $246,725 (30.2%) $864,150 (204.6%) 0.00 40
    2021-04-01 $242,175 (26.6%) $814,389 (187.1%) 0.00 40
    2021-05-01 $242,000 (11.7%) $802,364 (156.4%) 0.00 41
    2021-06-01 $246,000 (1.5%) $726,530 (92.3%) 0.00 51
    2021-07-01 $270,000 (9.1%) $631,966 (77.0%) 0.00 64
    2021-08-01 $267,500 (20.8%) $648,307 (76.9%) 0.00 65
    2021-09-01 $248,500 (20.2%) $652,749 (98.1%) 0.00 65
    2021-10-01 $234,500 (14.4%) $657,198 (106.7%) 0.00 61
    2021-11-01 $237,225 (15.7%) $638,480 (100.4%) 0.00 69
    2021-12-01 $238,000 (20.5%) $663,629 (111.7%) 0.00 66
    2022-01-01 $242,250 (25.9%) $786,383 (32.2%) 0.00 51
    2022-02-01 $290,000 (34.5%) $1,004,048 (37.4%) 0.00 41
    2022-03-01 $276,000 (11.9%) $869,959 (0.7%) 0.00 46
    2022-04-01 $292,450 (20.8%) $876,482 (7.6%) 0.00 41
    2022-05-01 $297,250 (22.8%) $721,202 (-10.1%) 0.00 57
    2022-06-01 $379,850 (54.4%) $762,111 (4.9%) 0.00 63
    2022-07-01 $299,700 (11.0%) $648,346 (2.6%) 0.00 74
    2022-08-01 $301,425 (12.7%) $636,703 (-1.8%) 0.00 70
    2022-09-01 $299,500 (20.5%) $607,819 (-6.9%) 0.00 77
    2022-10-01 $294,900 (25.8%) $588,024 (-10.5%) 0.00 79
    2022-11-01 $289,250 (21.9%) $589,729 (-7.6%) 0.00 77
    2022-12-01 $289,000 (21.4%) $628,631 (-5.3%) 0.00 69
    2023-01-01 $276,150 (14.0%) $378,076 (-51.9%) 0.00 58
    2023-02-01 $256,225 (-11.7%) $377,178 (-62.4%) 0.00 50
    2023-03-01 $270,925 (-1.8%) $462,748 (-46.8%) 0.00 58
    2023-04-01 $269,900 (-7.7%) $440,603 (-49.7%) 0.00 55
    2023-05-01 $329,900 (11.0%) $530,198 (-26.5%) 0.00 52
    2023-06-01 $281,800 (-25.8%) $463,253 (-39.2%) 0.00 66
    2023-07-01 $332,450 (10.9%) $421,501 (-35.0%) 0.00 66
    2023-08-01 $288,450 (-4.3%) $392,682 (-38.3%) 0.00 72
    Plymouth's median listing price for 2023-08-01 was $288,450, a difference of $-12,975 (-4.3%) versus the prior year and $-44,000 versus the prior month.

    Plymouth's median listing price comes in at 0% of the national average.

    Plymouth's average listing price for 2023-08-01 was $392,682, a difference of $-244,021 (-38.3%) versus the prior year and $-28,819 versus the prior month.

    For the 2023-08-01 period, Plymouth had 72 MLS listings, a difference of 6 listings (9%) versus the prior month and 2 listings (3%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,881 sqft
    2018-02-01 0 days 1,955 sqft
    2018-03-01 0 days 1,954 sqft
    2018-04-01 0 days 1,950 sqft
    2018-05-01 0 days 1,957 sqft
    2018-06-01 0 days 2,010 sqft
    2018-07-01 0 days 1,957 sqft
    2018-08-01 0 days 1,881 sqft
    2018-09-01 0 days 1,846 sqft
    2018-10-01 0 days 1,802 sqft
    2018-11-01 0 days 1,805 sqft
    2018-12-01 0 days 1,816 sqft
    2019-01-01 0 days 1,841 sqft
    2019-02-01 0 days 1,836 sqft
    2019-03-01 0 days 1,833 sqft
    2019-04-01 0 days 1,843 sqft
    2019-05-01 0 days 1,901 sqft
    2019-06-01 0 days 1,994 sqft
    2019-07-01 0 days 1,987 sqft
    2019-08-01 0 days 1,989 sqft
    2019-09-01 0 days 1,908 sqft
    2019-10-01 0 days 1,847 sqft
    2019-11-01 0 days 1,812 sqft
    2019-12-01 0 days 1,795 sqft
    2020-01-01 0 days 1,794 sqft
    2020-02-01 0 days 1,788 sqft
    2020-03-01 0 days 1,763 sqft
    2020-04-01 0 days 1,752 sqft
    2020-05-01 0 days 1,847 sqft
    2020-06-01 0 days 2,002 sqft
    2020-07-01 0 days 2,013 sqft
    2020-08-01 0 days 1,869 sqft
    2020-09-01 0 days 1,972 sqft
    2020-10-01 0 days 2,078 sqft
    2020-11-01 0 days 2,042 sqft
    2020-12-01 0 days 1,950 sqft
    2021-01-01 0 days 1,843 sqft
    2021-02-01 0 days 1,931 sqft
    2021-03-01 0 days 1,915 sqft
    2021-04-01 0 days 1,887 sqft
    2021-05-01 0 days 1,708 sqft
    2021-06-01 0 days 1,888 sqft
    2021-07-01 0 days 1,919 sqft
    2021-08-01 0 days 1,935 sqft
    2021-09-01 0 days 1,935 sqft
    2021-10-01 0 days 1,848 sqft
    2021-11-01 0 days 1,796 sqft
    2021-12-01 0 days 1,833 sqft
    2022-01-01 0 days 1,938 sqft
    2022-02-01 0 days 2,023 sqft
    2022-03-01 0 days 2,051 sqft
    2022-04-01 0 days 2,136 sqft
    2022-05-01 0 days 1,953 sqft
    2022-06-01 0 days 2,226 sqft
    2022-07-01 0 days 2,034 sqft
    2022-08-01 0 days 1,998 sqft
    2022-09-01 0 days 1,940 sqft
    2022-10-01 0 days 2,070 sqft
    2022-11-01 0 days 2,069 sqft
    2022-12-01 0 days 2,108 sqft
    2023-01-01 0 days 2,157 sqft
    2023-02-01 0 days 2,088 sqft
    2023-03-01 0 days 2,158 sqft
    2023-04-01 0 days 2,040 sqft
    2023-05-01 0 days 2,042 sqft
    2023-06-01 0 days 2,124 sqft
    2023-07-01 0 days 2,388 sqft
    2023-08-01 0 days 1,906 sqft
    Plymouth's median listing age (time on market) for 2023-08-01 was 0 days.

    Plymouth's median square footage for active listings during the 2023-08-01 period was 1,906 sqft. One year prior, the average listing was 1,998 sqft.

    Plymouth, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 527 $106,565,000 $202,211
    Cash Out Refi 275 $45,055,000 $163,836
    Other 235 $17,695,000 $75,298
    Refi 165 $21,195,000 $128,455
    Home Improvement 109 $6,015,000 $55,183

    Plymouth's most frequently cited loan purpose was Home Purchase, with 527 originations. The 2nd most popular reason was Cash Out Refi, with 275 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 317 $46,425,000 $146,451
    5-6% 316 $48,060,000 $152,089
    4-5% 293 $49,055,000 $167,423
    6-7% 194 $23,590,000 $121,598
    7-8% 86 $9,540,000 $110,930
    2.5-3% 47 $11,755,000 $250,106
    <2.5% 29 $5,375,000 $185,345
    Over 8% 24 $1,570,000 $65,417

    During 2022, Plymouth's most frequently originated rate bucket was 3-4%, with 317 originations.

    Loan Sizing (Plymouth, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 563 $29,245,000 $51,945
    $100k-200k 459 $66,185,000 $144,194
    $200k-400k 245 $64,075,000 $261,531
    $400k-600k 22 $10,800,000 $490,909
    $600k-1000k 12 $8,830,000 $735,833
    $Over $1MM 10 $17,390,000 $1,739,000

    Plymouth's loan sizing saw the bucket of loans from $100,000 or less with 563 originations, totaling $29,245,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 394 $81,710,000 $207,386
    60-80% 283 $55,435,000 $195,883
    Under 20% 233 $9,485,000 $40,708
    20-40% 232 $19,550,000 $84,267
    40-60% 154 $27,140,000 $176,234
    Over 100% 6 $1,640,000 $273,333

    Plymouth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 394 originations, totaling $81,710,000 in origination value.