Plymouth Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Plymouth averaged 6.73% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.16% and one month ago for the week of 2023-02-09, the average rate was 6.55%.

    Plymouth's average rate one year ago was 4.18%.

    For refis of the same type during the week of 2023-03-16, the average rate was 7.02%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Plymouth 30 Year Fixed Rate 2023-03-16 6.73%
    Plymouth 30 Year Fixed Rate Refi 2023-03-16 7.02%
    Plymouth 15 Year Fixed Rate 2023-03-16 6.47%
    Plymouth 15 Year Fixed Rate Refi 2023-03-16 6.37%
    Plymouth 30 Year FHA 2023-03-16 6.94%
    Plymouth 30 Year FHA Refi 2023-03-16 6.82%
    Plymouth 30 Year USDA 2023-03-16 7.1%
    Plymouth 30 Year USDA Refi 2023-03-16 6.81%
    Plymouth 30 Year VA 2023-03-16 6.74%
    Plymouth 30 Year VA Refi 2023-03-16 6.05%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Plymouth, IN.

    Plymouth Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plymouth, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    First Federal Savings Bank 237 3.23% $2,659
    RUOFF MORTGAGE COMPANY, INC. 84 3.27% $2,247
    TEACHERS CREDIT UNION 44 3.41% $2,229
    QUICKEN LOANS, LLC 38 3.20% $4,483
    1st Source Bank 34 3.21% $2,761
    GUARANTEED RATE, INC. 24 3.17% $2,823
    Lake City Bank 21 3.18% $2,738
    INTERRA CREDIT UNION 18 3.43% $2,325
    HALLMARK HOME MORTGAGE, LLC 16 3.44% $2,802
    LOANDEPOT.COM, LLC 10 3.34% $4,564
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 10 3.25% $3,927
    Notre Dame Federal Credit Union Corporation 9 3.03% $2,933
    First Merchants Bank 9 3.00% $3,056
    CELEBRITY HOME LOANS, LLC 8 3.06% $3,098
    UNITED WHOLESALE MORTGAGE, LLC 7 3.20% $3,950
    Centier Bank 7 3.07% $1,430
    KeyBank 7 3.28% $1,525
    First Farmers Bank and Trust Company 6 3.27% $3,868
    The Huntington National Bank 6 2.95% $3,392
    CALIBER HOME LOANS, INC. 5 3.17% $3,227
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 3.20% $3,035
    BEACON CREDIT UNION 5 2.90% $2,321
    Farm Credit Mid-America, ACA 4 3.54% $4,040
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 3.28% $4,425
    Northwest Bank 4 3.13% $2,453
    Fifth Third Bank 3 3.17% $2,969
    Flagstar Bank, FSB 3 3.21% $3,470
    JPMorgan Chase Bank 3 2.83% $2,319
    NEWREZ LLC 3 3.00% $2,796
    ROYAL UNITED MORTGAGE LLC 3 3.29% $7,080
    DIRECT MORTGAGE LOANS, LLC 3 3.71% $3,809
    PANORAMA MORTGAGE GROUP, LLC 3 4.54% $4,125
    BLUELEAF LENDING, LLC 3 3.00% $2,777
    PLAZA HOME MORTGAGE, INC. 3 3.46% $2,383
    PENNYMAC LOAN SERVICES, LLC 2 2.94% $4,973
    ACADEMY MORTGAGE CORPORATION 2 3.50% $3,330
    AMERISAVE MORTGAGE CORPORATION 2 2.81% $5,064
    BETTER MORTGAGE CORPORATION 2 3.13% $4,717
    Chiphone Federal Credit Union 2 3.19% $2,669
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 3.50% $2,903
    EMBRACE HOME LOANS, INC. 2 3.37% $3,687
    First Guaranty Mortgage Corporation 2 3.50% $5,090
    First Internet Bank of Indiana 2 3.38% $2,772
    FREEDOM MORTGAGE CORPORATION 2 3.25% $1,588
    GVC MORTGAGE, INC. 2 3.19% $3,400
    Horizon Bank 2 3.06% $2,193
    MUTUAL OF OMAHA MORTGAGE, INC. 2 3.12% $2,757
    Pacor Mortgage Corp 2 2.88% $2,481
    PNC Bank 2 2.94% $2,154
    Security Federal Savings Bank 2 3.44% $2,230
    Three Rivers Federal Credit Union 2 3.69% $2,195
    U.S. Bank 2 2.81% $3,393
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 3.56% $2,946
    Farmers State Bank 1 3.39% $1,902
    MEMBER FIRST MORTGAGE, LLC 1 3.50% $3,383
    MID AMERICA MORTGAGE, INC. 1 3.38% $3,394
    Mr. Cooper ( Nationstar Mortgage ) 1 3.00% $5,264
    Mutual Federal Bank 1 3.50% $16,644
    Wyndham Capital Mortgage, Inc. 1 3.63% $1,802
    NAVY FEDERAL CREDIT UNION 1 4.63% $3,081
    EVERENCE FEDERAL CREDIT UNION 1 4.88% $2,431
    ENDEAVOR CAPITAL, LLC. 1 3.13% $3,880
    EMM LOANS LLC 1 3.50% $3,336
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.75% $1,741
    OCEANSIDE MORTGAGE COMPANY 1 3.50% $1,116
    UNITED 1 3.63% $2,598
    DRAPER AND KRAMER MORTGAGE CORP. 1 4.13% $2,991
    Crossroads Bank 1 3.00% $1,426
    CROSSCOUNTRY MORTGAGE, LLC 1 2.99% $2,765
    AMERICAN FINANCING CORPORATION 1 3.13% $5,082
    POLARIS HOME FUNDING CORP. 1 2.88% $6,496
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.25% $2,116
    Prosperity Home Mortgage, LLC 1 2.75% $2,290
    PURDUE FEDERAL CREDIT UNION 1 2.75% $5,006
    Cf Bank 1 3.00% $943
    Regions Bank 1 3.50% $1,048
    Carrington Mortgage Services, LLC 1 2.88% $7,460
    Bank of America 1 2.88% $2,730
    Wells Fargo Bank 1 3.25% $2,923
    Bankers' Bank 1 3.00% $1,981
    The Federal Savings Bank 1 3.63% $4,129
    AmeriHome Mortgage Company, LLC 1 3.13% $3,480
    HOME POINT FINANCIAL CORPORATION 1 2.63% $3,231
    The National Bank of Indianapolis 1 4.13% $2,755
    InterContinental Capital Group, Inc 1 3.50% $3,638
    First State Bank of Middlebury 1 3.13% $3,425
    First Midwest Bank 1 3.00% $3,472
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.50% $2,877
    FINANCE OF AMERICA MORTGAGE LLC 1 3.25% $2,828
    LAKEVIEW LOAN SERVICING, LLC 1 3.99% $4,214

    Plymouth Average Closing Costs & Other Stats

    Plymouth, IN's 90 lenders originated 1,940 loans during 2021. The total origination value was $308,460,000, with an average loan value of $159,000.

    Plymouth's average closing costs are $3,177.

    The top Plymouth lender as defined by loan originations is First Federal Savings Bank, with 237 loans originated. Their average total fees are $2,659, which is $412 higher than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

    The lowest fee Plymouth lenders (with over 10 loans originated) are TEACHERS CREDIT UNION ($2,229), RUOFF MORTGAGE COMPANY, INC. ($2,247), INTERRA CREDIT UNION ($2,325), First Federal Savings Bank ($2,659) and Lake City Bank ($2,738).

    The lowest rate Plymouth lenders (with over 10 loans originated) are GUARANTEED RATE, INC. (3.17%), Lake City Bank (3.18%), QUICKEN LOANS, LLC (3.20%), 1st Source Bank (3.21%) and First Federal Savings Bank (3.23%).

    Plymouth, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    First Federal Savings Bank $360,000 $69,365,000 19,168.1% 22.5%
    RUOFF MORTGAGE COMPANY, INC. $33,530,000 $31,395,000 -6.4% 10.2%
    QUICKEN LOANS, LLC $11,795,000 $15,880,000 34.6% 5.1%
    Lake City Bank $15,965,000 $15,765,000 -1.3% 5.1%
    TEACHERS CREDIT UNION $10,655,000 $14,310,000 34.3% 4.6%
    1st Source Bank $18,355,000 $13,780,000 -24.9% 4.5%
    INTERRA CREDIT UNION $19,440,000 $8,535,000 -56.1% 2.8%
    First Merchants Bank $2,720,000 $6,565,000 141.4% 2.1%
    GUARANTEED RATE, INC. $4,820,000 $6,150,000 27.6% 2.0%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,900,000 $5,710,000 96.9% 1.9%
    FREEDOM MORTGAGE CORPORATION $4,585,000 $5,440,000 18.6% 1.8%
    HALLMARK HOME MORTGAGE, LLC $4,120,000 $5,130,000 24.5% 1.7%
    First Farmers Bank and Trust Company $3,520,000 $4,165,000 18.3% 1.4%
    Centier Bank $11,145,000 $4,000,000 -64.1% 1.3%
    KeyBank $1,400,000 $3,965,000 183.2% 1.3%
    Notre Dame Federal Credit Union Corporation $4,010,000 $3,880,000 -3.2% 1.3%
    BEACON CREDIT UNION $3,625,000 $3,120,000 -13.9% 1.0%
    CALIBER HOME LOANS, INC. $1,140,000 $3,035,000 166.2% 1.0%
    CELEBRITY HOME LOANS, LLC $430,000 $2,875,000 568.6% 0.9%
    LOANDEPOT.COM, LLC $1,505,000 $2,720,000 80.7% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $1,605,000 $2,545,000 58.6% 0.8%
    Regions Bank $1,025,000 $2,500,000 143.9% 0.8%
    Old National Bank $160,000 $2,470,000 1,443.8% 0.8%
    JPMorgan Chase Bank $2,455,000 $2,295,000 -6.5% 0.7%
    The Huntington National Bank $2,920,000 $2,285,000 -21.7% 0.7%
    Mortgage Research Center, LLC $2,885,000 $2,250,000 -22.0% 0.7%
    PNC Bank $3,515,000 $2,225,000 -36.7% 0.7%
    PLAZA HOME MORTGAGE, INC. $2,215,000 n/a 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $655,000 $2,175,000 232.1% 0.7%
    PANORAMA MORTGAGE GROUP, LLC $1,200,000 $1,935,000 61.3% 0.6%
    U.S. Bank $1,440,000 $1,885,000 30.9% 0.6%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,285,000 $1,870,000 45.5% 0.6%
    Fifth Third Bank $1,285,000 $1,670,000 30.0% 0.5%
    PENNYMAC LOAN SERVICES, LLC $490,000 $1,635,000 233.7% 0.5%
    BLUELEAF LENDING, LLC $185,000 $1,435,000 675.7% 0.5%
    Farm Credit Mid-America, ACA $3,945,000 $1,350,000 -65.8% 0.4%
    NAVY FEDERAL CREDIT UNION $910,000 $1,290,000 41.8% 0.4%
    First Financial Bank $1,270,000 n/a 0.4%
    NEWREZ LLC $200,000 $1,240,000 520.0% 0.4%
    UNITED $940,000 $1,210,000 28.7% 0.4%
    Northwest Bank $2,210,000 $1,165,000 -47.3% 0.4%
    First State Bank of Middlebury $175,000 $1,085,000 520.0% 0.4%
    Wells Fargo Bank $2,000,000 $1,085,000 -45.8% 0.4%
    DIRECT MORTGAGE LOANS, LLC $280,000 $1,010,000 260.7% 0.3%
    Flagstar Bank, FSB $710,000 $995,000 40.1% 0.3%
    First Midwest Bank $3,700,000 $955,000 -74.2% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $480,000 $935,000 94.8% 0.3%
    NEW DAY FINANCIAL, LLC $500,000 $920,000 84.0% 0.3%
    UNION HOME MORTGAGE CORP. $715,000 $895,000 25.2% 0.3%
    HOME POINT FINANCIAL CORPORATION $400,000 $855,000 113.8% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $685,000 $845,000 23.4% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $845,000 n/a 0.3%
    Horizon Bank $10,445,000 $795,000 -92.4% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $715,000 $790,000 10.5% 0.3%
    CIBM Bank $825,000 $785,000 -4.8% 0.3%
    First Internet Bank of Indiana $780,000 n/a 0.3%
    First Guaranty Mortgage Corporation $630,000 $760,000 20.6% 0.2%
    Three Rivers Federal Credit Union $3,500,000 $745,000 -78.7% 0.2%
    Crossroads Bank $145,000 $720,000 396.6% 0.2%
    The National Bank of Indianapolis $705,000 $715,000 1.4% 0.2%
    KS StateBank $705,000 n/a 0.2%
    Carrington Mortgage Services, LLC $355,000 $690,000 94.4% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $405,000 $670,000 65.4% 0.2%
    Pacor Mortgage Corp $285,000 $660,000 131.6% 0.2%
    BETTER MORTGAGE CORPORATION $650,000 n/a 0.2%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $595,000 $650,000 9.2% 0.2%
    EMM LOANS LLC $640,000 n/a 0.2%
    FIRST CENTENNIAL MORTGAGE CORPORATION $255,000 $615,000 141.2% 0.2%
    ROYAL UNITED MORTGAGE LLC $245,000 $615,000 151.0% 0.2%
    Security Federal Savings Bank $890,000 $610,000 -31.5% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $395,000 $595,000 50.6% 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $415,000 $585,000 41.0% 0.2%
    Mutual Federal Bank $285,000 $585,000 105.3% 0.2%
    EMBRACE HOME LOANS, INC. $665,000 $575,000 -13.5% 0.2%
    DRAPER AND KRAMER MORTGAGE CORP. $145,000 $560,000 286.2% 0.2%
    ACADEMY MORTGAGE CORPORATION $165,000 $535,000 224.2% 0.2%
    The Campbell & Fetter Bank $215,000 $525,000 144.2% 0.2%
    Bank of America $505,000 n/a 0.2%
    Chiphone Federal Credit Union $145,000 $505,000 248.3% 0.2%
    GVC MORTGAGE, INC. $260,000 $500,000 92.3% 0.2%
    DeMotte State Bank $490,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $490,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $250,000 $465,000 86.0% 0.2%
    CLEARPATH LENDING $635,000 $465,000 -26.8% 0.2%
    MEMBER FIRST MORTGAGE, LLC $615,000 $450,000 -26.8% 0.1%
    AMERICAN FINANCING CORPORATION $205,000 $445,000 117.1% 0.1%
    TOP FLITE FINANCIAL, INC. $215,000 $440,000 104.7% 0.1%
    Citizens Bank $350,000 $430,000 22.9% 0.1%
    QUORUM FEDERAL CREDIT UNION $415,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $290,000 $405,000 39.7% 0.1%
    AmeriHome Mortgage Company, LLC $475,000 $370,000 -22.1% 0.1%
    PURDUE FEDERAL CREDIT UNION $390,000 $370,000 -5.1% 0.1%
    The Federal Savings Bank $350,000 n/a 0.1%
    HOMESTEAD FUNDING CORP. $335,000 $335,000 0.0% 0.1%
    InterContinental Capital Group, Inc $320,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $315,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $300,000 n/a 0.1%
    ARC HOME LLC $125,000 $295,000 136.0% 0.1%
    MOVEMENT MORTGAGE, LLC $295,000 n/a 0.1%
    ALLIANT CREDIT UNION $280,000 n/a 0.1%
    Farmers State Bank $380,000 $275,000 -27.6% 0.1%
    UNITED HOME LOANS, INC. $275,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $725,000 $255,000 -64.8% 0.1%
    Florida Capital Bank $115,000 $255,000 121.7% 0.1%
    ROSS MORTGAGE CORPORATION $205,000 $255,000 24.4% 0.1%
    Barrington Bank & Trust Company, N.A. $565,000 $225,000 -60.2% 0.1%
    INOVA FEDERAL CREDIT UNION $690,000 $225,000 -67.4% 0.1%
    BROKER SOLUTIONS, INC. $205,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $380,000 $205,000 -46.1% 0.1%
    Prosperity Home Mortgage, LLC $205,000 n/a 0.1%
    V.I.P. MORTGAGE, INC. $360,000 $205,000 -43.1% 0.1%
    Citizens State Bank of New Castle $195,000 n/a 0.1%
    CIVIC FINANCIAL SERVICES, LLC $195,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $155,000 $195,000 25.8% 0.1%
    Wyndham Capital Mortgage, Inc. $195,000 n/a 0.1%
    AMERICAN MORTGAGE SERVICE COMPANY $185,000 $185,000 0.0% 0.1%
    Flanagan State Bank $185,000 $185,000 0.0% 0.1%
    Paramount Residential Mortgage Group, Inc. $185,000 n/a 0.1%
    S1L, Inc. $185,000 n/a 0.1%
    AMERIFIRST FINANCIAL CORPORATION $105,000 $175,000 66.7% 0.1%
    Arvest Bank $175,000 n/a 0.1%
    Bankers' Bank $175,000 n/a 0.1%
    Cf Bank $175,000 n/a 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $95,000 $175,000 84.2% 0.1%
    VILLAGE CAPITAL & INVESTMENT LLC $220,000 $170,000 -22.7% 0.1%
    POLARIS HOME FUNDING CORP. $280,000 $165,000 -41.1% 0.1%
    NOVA FINANCIAL & INVESTMENT CORPORATION $155,000 n/a 0.1%
    Manufacturers and Traders Trust Company $145,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $145,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $270,000 $145,000 -46.3% 0.0%
    Low VA Rates, LLC $195,000 $135,000 -30.8% 0.0%
    Nations Lending Corporation $135,000 n/a 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $135,000 -37.2% 0.0%
    First State Bank of St. Charles, Missouri $125,000 n/a 0.0%
    INLAND BANK & TRUST $405,000 $125,000 -69.1% 0.0%
    Magnolia Bank $165,000 $125,000 -24.2% 0.0%
    EVERENCE FEDERAL CREDIT UNION $115,000 n/a 0.0%
    HOMEXPRESS MORTGAGE CORP. $105,000 n/a 0.0%
    PLANET HOME LENDING, LLC $105,000 $85,000 -19.0% 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $400,000 $85,000 -78.8% 0.0%
    First Federal Savings Bank $360,000 $75,000 -79.2% 0.0%
    Ixonia Bank $75,000 n/a 0.0%
    Figure Lending LLC $35,000 $70,000 100.0% 0.0%
    NATIONS RELIABLE LENDING, LLC $65,000 n/a 0.0%
    STAR Financial Bank $335,000 $65,000 -80.6% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $115,000 $65,000 -43.5% 0.0%
    Discover Bank $70,000 $55,000 -21.4% 0.0%

    Plymouth's top lender by overall market share is First Federal Savings Bank, with 22.5% market share. In second place, with 10.2%, is RUOFF MORTGAGE COMPANY, INC., having originated $31,395,000 in loans. In third place, with 5.1%, is QUICKEN LOANS, LLC, having originated $15,880,000 in loans. In fourth place, with 5.1%, is Lake City Bank, having originated $15,765,000 in loans. In fifth place, with 4.6%, is TEACHERS CREDIT UNION, having originated $14,310,000 in loans.

    Plymouth Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $179,900 (0.5%) $269,590 (4.5%) 0.00 161
    2018-02-01 $199,250 (11.3%) $279,629 (8.2%) 0.00 150
    2018-03-01 $199,000 (8.8%) $284,904 (9.2%) 0.00 162
    2018-04-01 $212,500 (8.5%) $278,873 (0.2%) 0.00 185
    2018-05-01 $211,375 (9.2%) $273,799 (-1.6%) 0.00 207
    2018-06-01 $199,900 (12.0%) $274,626 (4.2%) 0.00 208
    2018-07-01 $187,950 (2.4%) $273,329 (5.9%) 0.00 213
    2018-08-01 $182,975 (0.0%) $266,470 (5.0%) 0.00 218
    2018-09-01 $176,500 (-1.7%) $260,945 (2.6%) 0.00 214
    2018-10-01 $175,000 (-1.2%) $256,046 (-4.9%) 0.00 198
    2018-11-01 $177,975 (1.7%) $262,323 (-4.3%) 0.00 179
    2018-12-01 $182,450 (1.4%) $267,387 (-6.9%) 0.00 159
    2019-01-01 $179,900 (0.0%) $255,881 (-5.1%) 0.00 152
    2019-02-01 $182,450 (-8.4%) $263,874 (-5.6%) 0.00 160
    2019-03-01 $197,814 (-0.6%) $282,656 (-0.8%) 0.00 160
    2019-04-01 $217,400 (2.3%) $298,454 (7.0%) 0.00 160
    2019-05-01 $235,500 (11.4%) $317,774 (16.1%) 0.00 160
    2019-06-01 $225,000 (12.6%) $331,525 (20.7%) 0.00 182
    2019-07-01 $225,975 (20.2%) $321,919 (17.8%) 0.00 179
    2019-08-01 $218,082 (19.2%) $313,440 (17.6%) 0.00 177
    2019-09-01 $207,855 (17.8%) $303,960 (16.5%) 0.00 175
    2019-10-01 $194,900 (11.4%) $287,796 (12.4%) 0.00 172
    2019-11-01 $194,200 (9.1%) $281,239 (7.2%) 0.00 169
    2019-12-01 $198,925 (9.0%) $284,659 (6.5%) 0.00 164
    2020-01-01 $188,450 (4.8%) $277,839 (8.6%) 0.00 149
    2020-02-01 $179,500 (-1.6%) $277,838 (5.3%) 0.00 127
    2020-03-01 $189,500 (-4.2%) $283,671 (0.4%) 0.00 123
    2020-04-01 $191,325 (-12.0%) $283,625 (-5.0%) 0.00 129
    2020-05-01 $216,750 (-8.0%) $312,949 (-1.5%) 0.00 109
    2020-06-01 $242,400 (7.7%) $377,877 (14.0%) 0.00 100
    2020-07-01 $247,450 (9.5%) $357,048 (10.9%) 0.00 77
    2020-08-01 $221,500 (1.6%) $366,530 (16.9%) 0.00 73
    2020-09-01 $206,696 (-0.6%) $329,564 (8.4%) 0.00 77
    2020-10-01 $205,000 (5.2%) $317,959 (10.5%) 0.00 83
    2020-11-01 $205,000 (5.6%) $318,680 (13.3%) 0.00 72
    2020-12-01 $197,575 (-0.7%) $313,432 (10.1%) 0.00 71
    2021-01-01 $192,450 (2.1%) $594,771 (114.1%) 0.00 61
    2021-02-01 $215,617 (20.1%) $731,035 (163.1%) 0.00 48
    2021-03-01 $246,725 (30.2%) $864,150 (204.6%) 0.00 40
    2021-04-01 $242,175 (26.6%) $814,389 (187.1%) 0.00 40
    2021-05-01 $242,000 (11.7%) $802,364 (156.4%) 0.00 41
    2021-06-01 $246,000 (1.5%) $726,530 (92.3%) 0.00 51
    2021-07-01 $270,000 (9.1%) $631,966 (77.0%) 0.00 64
    2021-08-01 $267,500 (20.8%) $648,307 (76.9%) 0.00 65
    2021-09-01 $248,500 (20.2%) $652,749 (98.1%) 0.00 65
    2021-10-01 $234,500 (14.4%) $657,198 (106.7%) 0.00 61
    2021-11-01 $237,225 (15.7%) $638,480 (100.4%) 0.00 69
    2021-12-01 $238,000 (20.5%) $663,629 (111.7%) 0.00 66
    2022-01-01 $242,250 (25.9%) $786,383 (32.2%) 0.00 51
    2022-02-01 $290,000 (34.5%) $1,004,048 (37.4%) 0.00 41
    2022-03-01 $276,000 (11.9%) $869,959 (0.7%) 0.00 46
    2022-04-01 $292,450 (20.8%) $876,482 (7.6%) 0.00 41
    2022-05-01 $297,250 (22.8%) $721,202 (-10.1%) 0.00 57
    2022-06-01 $379,850 (54.4%) $762,111 (4.9%) 0.00 63
    2022-07-01 $299,700 (11.0%) $648,346 (2.6%) 0.00 74
    2022-08-01 $301,425 (12.7%) $636,703 (-1.8%) 0.00 70
    2022-09-01 $299,500 (20.5%) $607,819 (-6.9%) 0.00 77
    2022-10-01 $294,900 (25.8%) $588,024 (-10.5%) 0.00 79
    2022-11-01 $289,250 (21.9%) $589,729 (-7.6%) 0.00 77
    2022-12-01 $289,000 (21.4%) $628,631 (-5.3%) 0.00 69
    2023-01-01 $276,150 (14.0%) $378,076 (-51.9%) 0.00 58
    2023-02-01 $256,225 (-11.7%) $377,178 (-62.4%) 0.00 50
    Plymouth's median listing price for 2023-02-01 was $256,225, a difference of $-33,775 (-11.7%) versus the prior year and $-19,925 versus the prior month.

    Plymouth's median listing price comes in at 0% of the national average.

    Plymouth's average listing price for 2023-02-01 was $377,178, a difference of $-626,870 (-62.4%) versus the prior year and $-898 versus the prior month.

    For the 2023-02-01 period, Plymouth had 50 MLS listings, a difference of -8 listings (-14%) versus the prior month and 9 listings (22%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,881 sqft
    2018-02-01 0 days 1,955 sqft
    2018-03-01 0 days 1,954 sqft
    2018-04-01 0 days 1,950 sqft
    2018-05-01 0 days 1,957 sqft
    2018-06-01 0 days 2,010 sqft
    2018-07-01 0 days 1,957 sqft
    2018-08-01 0 days 1,881 sqft
    2018-09-01 0 days 1,846 sqft
    2018-10-01 0 days 1,802 sqft
    2018-11-01 0 days 1,805 sqft
    2018-12-01 0 days 1,816 sqft
    2019-01-01 0 days 1,841 sqft
    2019-02-01 0 days 1,836 sqft
    2019-03-01 0 days 1,833 sqft
    2019-04-01 0 days 1,843 sqft
    2019-05-01 0 days 1,901 sqft
    2019-06-01 0 days 1,994 sqft
    2019-07-01 0 days 1,987 sqft
    2019-08-01 0 days 1,989 sqft
    2019-09-01 0 days 1,908 sqft
    2019-10-01 0 days 1,847 sqft
    2019-11-01 0 days 1,812 sqft
    2019-12-01 0 days 1,795 sqft
    2020-01-01 0 days 1,794 sqft
    2020-02-01 0 days 1,788 sqft
    2020-03-01 0 days 1,763 sqft
    2020-04-01 0 days 1,752 sqft
    2020-05-01 0 days 1,847 sqft
    2020-06-01 0 days 2,002 sqft
    2020-07-01 0 days 2,013 sqft
    2020-08-01 0 days 1,869 sqft
    2020-09-01 0 days 1,972 sqft
    2020-10-01 0 days 2,078 sqft
    2020-11-01 0 days 2,042 sqft
    2020-12-01 0 days 1,950 sqft
    2021-01-01 0 days 1,843 sqft
    2021-02-01 0 days 1,931 sqft
    2021-03-01 0 days 1,915 sqft
    2021-04-01 0 days 1,887 sqft
    2021-05-01 0 days 1,708 sqft
    2021-06-01 0 days 1,888 sqft
    2021-07-01 0 days 1,919 sqft
    2021-08-01 0 days 1,935 sqft
    2021-09-01 0 days 1,935 sqft
    2021-10-01 0 days 1,848 sqft
    2021-11-01 0 days 1,796 sqft
    2021-12-01 0 days 1,833 sqft
    2022-01-01 0 days 1,938 sqft
    2022-02-01 0 days 2,023 sqft
    2022-03-01 0 days 2,051 sqft
    2022-04-01 0 days 2,136 sqft
    2022-05-01 0 days 1,953 sqft
    2022-06-01 0 days 2,226 sqft
    2022-07-01 0 days 2,034 sqft
    2022-08-01 0 days 1,998 sqft
    2022-09-01 0 days 1,940 sqft
    2022-10-01 0 days 2,070 sqft
    2022-11-01 0 days 2,069 sqft
    2022-12-01 0 days 2,108 sqft
    2023-01-01 0 days 2,156 sqft
    2023-02-01 0 days 2,088 sqft
    Plymouth's median listing age (time on market) for 2023-02-01 was 0 days.

    Plymouth's median square footage for active listings during the 2023-02-01 period was 2,088 sqft. One year prior, the average listing was 2,023 sqft.

    Plymouth, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 673 $125,645,000 $186,694
    Refi 579 $90,825,000 $156,865
    Cash Out Refi 460 $73,280,000 $159,304
    Other 133 $11,055,000 $83,120
    Home Improvement 95 $7,655,000 $80,579

    Plymouth's most frequently cited loan purpose was Home Purchase, with 673 originations. The 2nd most popular reason was Refi, with 579 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 912 $139,580,000 $153,048
    2.5-3% 571 $100,735,000 $176,419
    <2.5% 304 $51,330,000 $168,849
    4-5% 100 $13,150,000 $131,500
    5-6% 17 $995,000 $58,529
    6-7% 13 $585,000 $45,000
    7-8% 10 $550,000 $55,000
    Over 8% 5 $305,000 $61,000

    During 2021, Plymouth's most frequently originated rate bucket was 3-4%, with 912 originations.

    Loan Sizing (Plymouth, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 865 $125,205,000 $144,746
    $100,000 or less 600 $35,530,000 $59,217
    $200k-400k 411 $106,845,000 $259,964
    $400k-600k 43 $20,905,000 $486,163
    $600k-1000k 16 $12,060,000 $753,750
    $Over $1MM 5 $7,915,000 $1,583,000

    Plymouth's loan sizing saw the bucket of loans from $100k-200k with 865 originations, totaling $125,205,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 652 $119,330,000 $183,021
    60-80% 575 $107,545,000 $187,035
    40-60% 285 $44,765,000 $157,070
    20-40% 196 $19,190,000 $97,908
    Under 20% 175 $7,355,000 $42,029
    Over 100% 10 $2,110,000 $211,000

    Plymouth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 652 originations, totaling $119,330,000 in origination value.