Plymouth Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Plymouth averaged 6.84% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 7.03% and one month ago for the week of 2024-11-07, the average rate was 6.93%.

    Plymouth's average rate one year ago was 7.37%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7.2%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Plymouth 30 Year Fixed Rate 2024-12-12 6.84%
    Plymouth 30 Year Fixed Rate Refi 2024-12-12 7.2%
    Plymouth 15 Year Fixed Rate 2024-12-12 5.64%
    Plymouth 15 Year Fixed Rate Refi 2024-12-12 6.34%
    Plymouth 30 Year FHA 2024-12-12 6.52%
    Plymouth 30 Year FHA Refi 2024-12-12 6.58%
    Plymouth 30 Year USDA 2024-12-12 6.2%
    Plymouth 30 Year USDA Refi 2024-12-12 6.3%
    Plymouth 30 Year VA 2024-12-12 6.28%
    Plymouth 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Plymouth, IN.

    Plymouth Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plymouth, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    First Federal Savings Bank 74 7.49% $2,787
    RUOFF MORTGAGE COMPANY, INC. 44 6.97% $3,232
    TEACHERS CREDIT UNION 23 7.11% $2,599
    QUICKEN LOANS, LLC 18 6.84% $5,714
    1st Source Bank 18 7.17% $3,018
    INTERRA CREDIT UNION 16 6.67% $3,204
    HALLMARK HOME MORTGAGE, LLC 15 7.03% $4,723
    Notre Dame Federal Credit Union Corporation 8 7.09% $4,551
    CARDINAL FINANCIAL 7 7.09% $5,305
    UNITED WHOLESALE MORTGAGE, LLC 7 6.83% $4,816
    Centier Bank 7 7.43% $1,442
    JPMorgan Chase Bank 6 6.69% $9,282
    Lake City Bank 6 6.71% $3,173
    BEACON CREDIT UNION 5 6.65% $2,397
    CHURCHILL MORTGAGE CORPORATION 5 7.32% $5,323
    Farm Credit Mid-America, ACA 4 7.03% $6,929
    First Merchants Bank 3 6.83% $3,534
    MEMBER FIRST MORTGAGE, LLC 3 7.17% $3,159
    First Farmers Bank and Trust Company 3 8.00% $1,965
    UNION HOME MORTGAGE CORP. 3 7.21% $4,365
    CROSSCOUNTRY MORTGAGE, LLC 2 6.79% $7,066
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 7.06% $4,072
    AMERISAVE MORTGAGE CORPORATION 2 6.13% $9,003
    Bank of America 2 6.75% $8,386
    Flagstar Bank, FSB 2 7.25% $6,013
    FORT FINANCIAL Federal Credit Union 2 6.50% $2,928
    KeyBank 2 6.81% $2,436
    Mortgage Research Center, LLC 2 7.63% $4,099
    PURDUE FEDERAL CREDIT UNION 2 6.25% $1,433
    Security Federal Savings Bank 2 6.00% $2,310
    The Huntington National Bank 2 6.88% $4,291
    USAA Federal Savings Bank 2 7.31% $2,719
    Wells Fargo Bank 2 8.31% $3,697
    AMERICAN FINANCING CORPORATION 1 7.38% $6,733
    VAN DYK MORTGAGE CORPORATION 1 6.75% $3,540
    FREEDOM MORTGAGE CORPORATION 1 7.25% $9,491
    GENEVA FINANCIAL, LLC 1 6.25% $2,719
    GUILD MORTGAGE COMPANY 1 7.25% $5,176
    Discover Bank 1 6.24% $0
    Horizon Bank 1 7.13% $2,638
    COMPASS MORTGAGE, INC. 1 8.13% $6,862
    BROKER SOLUTIONS, INC. 1 7.50% $9,099
    Three Rivers Federal Credit Union 1 6.50% $2,478
    KINECTA 1 6.13% $3,737
    BMO Harris Bank 1 6.50% $3,372
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.88% $3,921
    LOANDEPOT.COM, LLC 1 7.50% $6,991
    Associated Bank 1 7.63% $2,858
    Abound Federal Credit Union 1 7.63% $2,155
    Mr. Cooper ( Nationstar Mortgage ) 1 8.13% $5,629
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.88% $4,087
    NAVY FEDERAL CREDIT UNION 1 7.25% $645
    North American Savings Bank, F.S.B. 1 8.00% $11,555
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.25% $3,016
    Old National Bank 1 7.38% $2,513
    PENNYMAC LOAN SERVICES, LLC 1 7.62% $6,530
    Plains Commerce Bank 1 6.38% $2,333
    PLANET HOME LENDING, LLC 1 7.50% $4,429
    UNITED 1 8.50% $2,818
    AmeriHome Mortgage Company, LLC 1 7.63% $5,071
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 8.13% $3,874
    21ST MORTGAGE CORPORATION 1 11.95% $4,199
    STOCKTON MORTGAGE CORPORATION 1 6.38% $2,897
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $3,649
    Fifth Third Bank 1 7.75% $2,600
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 5.88% $2,681
    FIRST COMMUNITY MORTGAGE, INC. 1 6.88% $8,388
    EVERENCE FEDERAL CREDIT UNION 1 7.25% $2,894
    First Federal Savings Bank 1 6.00% $2,019
    ENDEAVOR CAPITAL, LLC. 1 7.50% $4,429
    Elements Financial Federal Credit Union 1 6.50% $4,888
    First National Bank of America 1 9.38% $6,323

    Plymouth Average Closing Costs & Other Stats

    Plymouth, IN's 72 lenders originated 988 loans during 2023. The total origination value was $148,940,000, with an average loan value of $150,749.

    Plymouth's average closing costs are $3,520.

    The top Plymouth lender as defined by loan originations is First Federal Savings Bank, with 74 loans originated. Their average total fees are $2,787, which is $446 lower than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

    The lowest fee Plymouth lenders (with over 10 loans originated) are TEACHERS CREDIT UNION ($2,599), First Federal Savings Bank ($2,787), 1st Source Bank ($3,018), INTERRA CREDIT UNION ($3,204) and RUOFF MORTGAGE COMPANY, INC. ($3,232).

    The lowest rate Plymouth lenders (with over 10 loans originated) are INTERRA CREDIT UNION (6.67%), QUICKEN LOANS, LLC (6.84%), RUOFF MORTGAGE COMPANY, INC. (6.97%), HALLMARK HOME MORTGAGE, LLC (7.03%) and TEACHERS CREDIT UNION (7.11%).

    Plymouth, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    First Federal Savings Bank $290,000 $18,520,000 6,286.2% 12.4%
    RUOFF MORTGAGE COMPANY, INC. $20,350,000 $14,555,000 -28.5% 9.8%
    Lake City Bank $17,190,000 $13,480,000 -21.6% 9.1%
    1st Source Bank $12,515,000 $11,805,000 -5.7% 7.9%
    TEACHERS CREDIT UNION $11,190,000 $8,900,000 -20.5% 6.0%
    INTERRA CREDIT UNION $5,335,000 $5,980,000 12.1% 4.0%
    QUICKEN LOANS, LLC $5,460,000 $5,670,000 3.8% 3.8%
    HALLMARK HOME MORTGAGE, LLC $1,495,000 $4,380,000 193.0% 2.9%
    First Merchants Bank $4,455,000 $3,840,000 -13.8% 2.6%
    JPMorgan Chase Bank $2,080,000 $3,650,000 75.5% 2.5%
    CARDINAL FINANCIAL $7,015,000 $3,585,000 -48.9% 2.4%
    Notre Dame Federal Credit Union Corporation $2,615,000 $3,315,000 26.8% 2.2%
    Mortgage Research Center, LLC $2,330,000 $3,110,000 33.5% 2.1%
    Bank of Pontiac $3,085,000 n/a 2.1%
    Centier Bank $4,220,000 $2,660,000 -37.0% 1.8%
    UNITED WHOLESALE MORTGAGE, LLC $2,445,000 $2,120,000 -13.3% 1.4%
    BEACON CREDIT UNION $1,310,000 $1,840,000 40.5% 1.2%
    First Farmers Bank and Trust Company $2,000,000 $1,455,000 -27.3% 1.0%
    CHURCHILL MORTGAGE CORPORATION $300,000 $1,435,000 378.3% 1.0%
    UNION HOME MORTGAGE CORP. $625,000 $1,380,000 120.8% 0.9%
    Bank of America $3,630,000 $1,225,000 -66.3% 0.8%
    Farm Credit Mid-America, ACA $1,960,000 $1,175,000 -40.1% 0.8%
    Horizon Bank $1,525,000 $1,130,000 -25.9% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $745,000 $975,000 30.9% 0.7%
    KeyBank $1,055,000 $855,000 -19.0% 0.6%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $825,000 $835,000 1.2% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,090,000 $830,000 -23.9% 0.6%
    NAVY FEDERAL CREDIT UNION $1,390,000 $795,000 -42.8% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $640,000 $730,000 14.1% 0.5%
    First American Bank $205,000 $715,000 248.8% 0.5%
    KINECTA $715,000 n/a 0.5%
    FREEDOM MORTGAGE CORPORATION $880,000 $705,000 -19.9% 0.5%
    PENNYMAC LOAN SERVICES, LLC $1,065,000 $695,000 -34.7% 0.5%
    PNC Bank $2,120,000 $680,000 -67.9% 0.5%
    Prosperity Home Mortgage, LLC $680,000 n/a 0.5%
    Flagstar Bank, FSB $580,000 $625,000 7.8% 0.4%
    LOANDEPOT.COM, LLC $1,900,000 $605,000 -68.2% 0.4%
    USAA Federal Savings Bank $645,000 $605,000 -6.2% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $590,000 n/a 0.4%
    The Campbell & Fetter Bank $805,000 $565,000 -29.8% 0.4%
    PURDUE FEDERAL CREDIT UNION $535,000 n/a 0.4%
    Security Federal Savings Bank $55,000 $530,000 863.6% 0.4%
    The Huntington National Bank $2,800,000 $510,000 -81.8% 0.3%
    Paramount Residential Mortgage Group, Inc. $490,000 n/a 0.3%
    V.I.P. MORTGAGE, INC. $265,000 $485,000 83.0% 0.3%
    FORT FINANCIAL Federal Credit Union $160,000 $470,000 193.8% 0.3%
    PLAZA HOME MORTGAGE, INC. $545,000 $440,000 -19.3% 0.3%
    First Federal Savings Bank $290,000 $420,000 44.8% 0.3%
    GUARANTEED RATE, INC. $2,960,000 $410,000 -86.1% 0.3%
    Home Bank SB $405,000 n/a 0.3%
    State Department Federal Credit Union $405,000 n/a 0.3%
    BMO Harris Bank $105,000 $400,000 281.0% 0.3%
    Discover Bank $35,000 $390,000 1,014.3% 0.3%
    ROYAL UNITED MORTGAGE LLC $375,000 $375,000 0.0% 0.3%
    MEMBER FIRST MORTGAGE, LLC $305,000 $370,000 21.3% 0.2%
    North American Savings Bank, F.S.B. $205,000 $365,000 78.0% 0.2%
    BROKER SOLUTIONS, INC. $590,000 $360,000 -39.0% 0.2%
    Old National Bank $1,725,000 $350,000 -79.7% 0.2%
    Third Federal Savings and Loan Association of Cleveland $350,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $305,000 $345,000 13.1% 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $345,000 n/a 0.2%
    Magnolia Bank $345,000 n/a 0.2%
    VAN DYK MORTGAGE CORPORATION $335,000 n/a 0.2%
    UNITED $505,000 $315,000 -37.6% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $310,000 n/a 0.2%
    Sierra Pacific Mortgage Company, Inc. $295,000 n/a 0.2%
    HOMESTAR FINANCIAL CORPORATION $285,000 n/a 0.2%
    LENOX FINANCIAL MORTGAGE CORPORATION $285,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $280,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,730,000 $280,000 -83.8% 0.2%
    AMERICAN FINANCING CORPORATION $240,000 $275,000 14.6% 0.2%
    Associated Bank $255,000 n/a 0.2%
    Wells Fargo Bank $255,000 $230,000 -9.8% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 n/a 0.2%
    Elements Financial Federal Credit Union $175,000 $225,000 28.6% 0.2%
    Loan Simple, Inc. $220,000 n/a 0.1%
    Ally Bank $215,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $215,000 n/a 0.1%
    Carrington Mortgage Services, LLC $880,000 $210,000 -76.1% 0.1%
    Fifth Third Bank $710,000 $210,000 -70.4% 0.1%
    STOCKTON MORTGAGE CORPORATION $210,000 n/a 0.1%
    U.S. Bank $2,725,000 $205,000 -92.5% 0.1%
    Northwest Bank $150,000 $200,000 33.3% 0.1%
    GUILD MORTGAGE COMPANY $190,000 n/a 0.1%
    LAKE MICHIGAN CREDIT UNION $185,000 n/a 0.1%
    COMPASS MORTGAGE, INC. $185,000 $175,000 -5.4% 0.1%
    CLEARPATH LENDING $165,000 $165,000 0.0% 0.1%
    Plains Commerce Bank $105,000 $165,000 57.1% 0.1%
    INOVA FEDERAL CREDIT UNION $575,000 $155,000 -73.0% 0.1%
    DeMotte State Bank $125,000 $145,000 16.0% 0.1%
    DIRECT MORTGAGE LOANS, LLC $125,000 $145,000 16.0% 0.1%
    First National Bank of America $145,000 n/a 0.1%
    PLANET HOME LENDING, LLC $145,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $180,000 $140,000 -22.2% 0.1%
    Abound Federal Credit Union $135,000 n/a 0.1%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $125,000 n/a 0.1%
    EVERENCE FEDERAL CREDIT UNION $160,000 $125,000 -21.9% 0.1%
    FIRST CENTENNIAL MORTGAGE CORPORATION $265,000 $125,000 -52.8% 0.1%
    GENEVA FINANCIAL, LLC $230,000 $125,000 -45.7% 0.1%
    GVC MORTGAGE, INC. $370,000 $125,000 -66.2% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $125,000 n/a 0.1%
    Three Rivers Federal Credit Union $400,000 $125,000 -68.8% 0.1%
    Citizens Bank $75,000 $105,000 40.0% 0.1%
    FINANCE OF AMERICA REVERSE LLC $330,000 $105,000 -68.2% 0.1%
    LOANPAL, LLC $175,000 $105,000 -40.0% 0.1%
    Bethpage Federal Credit Union $85,000 n/a 0.1%
    TECH Credit Union $85,000 n/a 0.1%
    Mid-Continent Funding, Inc. $235,000 $75,000 -68.1% 0.1%
    AmeriHome Mortgage Company, LLC $65,000 n/a 0.0%
    Old Second National Bank $55,000 n/a 0.0%
    Figure Lending LLC $65,000 $25,000 -61.5% 0.0%
    GREAT LAKES $340,000 $25,000 -92.6% 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $15,000 n/a 0.0%

    Plymouth's top lender by overall market share is First Federal Savings Bank, with 12.4% market share. In second place, with 9.8%, is RUOFF MORTGAGE COMPANY, INC., having originated $14,555,000 in loans. In third place, with 9.1%, is Lake City Bank, having originated $13,480,000 in loans. In fourth place, with 7.9%, is 1st Source Bank, having originated $11,805,000 in loans. In fifth place, with 6.0%, is TEACHERS CREDIT UNION, having originated $8,900,000 in loans.

    Plymouth Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $179,900 (0.5%) $269,590 (4.5%) 0.00 161
    2018-02-01 $199,250 (11.3%) $279,629 (8.2%) 0.00 150
    2018-03-01 $199,000 (8.8%) $284,904 (9.2%) 0.00 162
    2018-04-01 $212,500 (8.5%) $278,873 (0.2%) 0.00 185
    2018-05-01 $211,375 (9.2%) $273,799 (-1.6%) 0.00 207
    2018-06-01 $199,900 (12.0%) $274,626 (4.2%) 0.00 208
    2018-07-01 $187,950 (2.4%) $273,329 (5.9%) 0.00 213
    2018-08-01 $182,975 (0.0%) $266,470 (5.0%) 0.00 218
    2018-09-01 $176,500 (-1.7%) $260,945 (2.6%) 0.00 214
    2018-10-01 $175,000 (-1.2%) $256,046 (-4.9%) 0.00 198
    2018-11-01 $177,975 (1.7%) $262,323 (-4.3%) 0.00 179
    2018-12-01 $182,450 (1.4%) $267,387 (-6.9%) 0.00 159
    2019-01-01 $179,900 (0.0%) $255,881 (-5.1%) 0.00 152
    2019-02-01 $182,450 (-8.4%) $263,874 (-5.6%) 0.00 160
    2019-03-01 $197,814 (-0.6%) $282,656 (-0.8%) 0.00 160
    2019-04-01 $217,400 (2.3%) $298,454 (7.0%) 0.00 160
    2019-05-01 $235,500 (11.4%) $317,774 (16.1%) 0.00 160
    2019-06-01 $225,000 (12.6%) $331,525 (20.7%) 0.00 182
    2019-07-01 $225,975 (20.2%) $321,919 (17.8%) 0.00 179
    2019-08-01 $218,082 (19.2%) $313,440 (17.6%) 0.00 177
    2019-09-01 $207,855 (17.8%) $303,960 (16.5%) 0.00 175
    2019-10-01 $194,900 (11.4%) $287,796 (12.4%) 0.00 172
    2019-11-01 $194,200 (9.1%) $281,239 (7.2%) 0.00 169
    2019-12-01 $198,925 (9.0%) $284,659 (6.5%) 0.00 164
    2020-01-01 $188,450 (4.8%) $277,839 (8.6%) 0.00 149
    2020-02-01 $179,500 (-1.6%) $277,838 (5.3%) 0.00 127
    2020-03-01 $189,500 (-4.2%) $283,671 (0.4%) 0.00 123
    2020-04-01 $191,325 (-12.0%) $283,625 (-5.0%) 0.00 129
    2020-05-01 $216,750 (-8.0%) $312,949 (-1.5%) 0.00 109
    2020-06-01 $242,400 (7.7%) $377,877 (14.0%) 0.00 100
    2020-07-01 $247,450 (9.5%) $357,048 (10.9%) 0.00 77
    2020-08-01 $221,500 (1.6%) $366,530 (16.9%) 0.00 73
    2020-09-01 $206,696 (-0.6%) $329,564 (8.4%) 0.00 77
    2020-10-01 $205,000 (5.2%) $317,959 (10.5%) 0.00 83
    2020-11-01 $205,000 (5.6%) $318,680 (13.3%) 0.00 72
    2020-12-01 $197,575 (-0.7%) $313,432 (10.1%) 0.00 71
    2021-01-01 $192,450 (2.1%) $594,771 (114.1%) 0.00 61
    2021-02-01 $215,617 (20.1%) $731,035 (163.1%) 0.00 48
    2021-03-01 $246,725 (30.2%) $864,150 (204.6%) 0.00 40
    2021-04-01 $242,175 (26.6%) $814,389 (187.1%) 0.00 40
    2021-05-01 $242,000 (11.7%) $802,364 (156.4%) 0.00 41
    2021-06-01 $246,000 (1.5%) $726,530 (92.3%) 0.00 51
    2021-07-01 $270,000 (9.1%) $631,966 (77.0%) 0.00 64
    2021-08-01 $267,500 (20.8%) $648,307 (76.9%) 0.00 65
    2021-09-01 $248,500 (20.2%) $652,749 (98.1%) 0.00 65
    2021-10-01 $234,500 (14.4%) $657,198 (106.7%) 0.00 61
    2021-11-01 $237,225 (15.7%) $638,480 (100.4%) 0.00 69
    2021-12-01 $238,000 (20.5%) $663,629 (111.7%) 0.00 66
    2022-01-01 $242,250 (25.9%) $786,383 (32.2%) 0.00 51
    2022-02-01 $290,000 (34.5%) $1,004,048 (37.4%) 0.00 41
    2022-03-01 $276,000 (11.9%) $869,959 (0.7%) 0.00 46
    2022-04-01 $292,450 (20.8%) $876,482 (7.6%) 0.00 41
    2022-05-01 $297,250 (22.8%) $721,202 (-10.1%) 0.00 57
    2022-06-01 $379,850 (54.4%) $762,111 (4.9%) 0.00 63
    2022-07-01 $299,700 (11.0%) $648,346 (2.6%) 0.00 74
    2022-08-01 $301,425 (12.7%) $636,703 (-1.8%) 0.00 70
    2022-09-01 $299,500 (20.5%) $607,819 (-6.9%) 0.00 77
    2022-10-01 $294,900 (25.8%) $588,024 (-10.5%) 0.00 79
    2022-11-01 $289,250 (21.9%) $589,729 (-7.6%) 0.00 77
    2022-12-01 $289,000 (21.4%) $628,631 (-5.3%) 0.00 69
    2023-01-01 $276,150 (14.0%) $378,076 (-51.9%) 0.00 58
    2023-02-01 $256,225 (-11.7%) $377,178 (-62.4%) 0.00 50
    2023-03-01 $270,925 (-1.8%) $462,748 (-46.8%) 0.00 58
    2023-04-01 $269,900 (-7.7%) $440,603 (-49.7%) 0.00 55
    2023-05-01 $329,900 (11.0%) $530,198 (-26.5%) 0.00 52
    2023-06-01 $281,800 (-25.8%) $463,253 (-39.2%) 0.00 66
    2023-07-01 $332,450 (10.9%) $421,501 (-35.0%) 0.00 66
    2023-08-01 $288,450 (-4.3%) $392,682 (-38.3%) 0.00 72
    2023-09-01 $299,700 (0.1%) $404,613 (-33.4%) 0.00 83
    2023-10-01 $321,250 (8.9%) $407,421 (-30.7%) 0.00 89
    2023-11-01 $324,950 (12.3%) $384,956 (-34.7%) 0.00 84
    2023-12-01 $310,000 (7.3%) $368,501 (-41.4%) 0.00 77
    2024-01-01 $299,600 (8.5%) $359,622 (-4.9%) 0.00 74
    2024-02-01 $299,500 (16.9%) $357,517 (-5.2%) 0.00 76
    2024-03-01 $299,900 (10.7%) $362,519 (-21.7%) 0.00 70
    2024-04-01 $299,900 (11.1%) $358,045 (-18.7%) 0.00 79
    2024-05-01 $317,450 (-3.8%) $357,250 (-32.6%) 0.00 76
    2024-06-01 $300,000 (6.5%) $343,776 (-25.8%) 0.00 78
    2024-07-01 $304,375 (-8.4%) $323,664 (-23.2%) 0.00 76
    2024-08-01 $332,250 (15.2%) $346,456 (-11.8%) 0.00 84
    2024-09-01 $315,950 (5.4%) $364,964 (-9.8%) 0.00 88
    2024-10-01 $317,250 (-1.3%) $374,691 (-8.0%) 0.00 90
    2024-11-01 $295,000 (-9.2%) $335,071 (-13.0%) 0.00 84
    Plymouth's median listing price for 2024-11-01 was $295,000, a difference of $-29,950 (-9.2%) versus the prior year and $-22,250 versus the prior month.

    Plymouth's median listing price comes in at 0% of the national average.

    Plymouth's average listing price for 2024-11-01 was $335,071, a difference of $-49,885 (-13.0%) versus the prior year and $-39,620 versus the prior month.

    For the 2024-11-01 period, Plymouth had 84 MLS listings, a difference of -6 listings (-7%) versus the prior month and 0 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,881 sqft
    2018-02-01 0 days 1,955 sqft
    2018-03-01 0 days 1,954 sqft
    2018-04-01 0 days 1,950 sqft
    2018-05-01 0 days 1,957 sqft
    2018-06-01 0 days 2,010 sqft
    2018-07-01 0 days 1,957 sqft
    2018-08-01 0 days 1,881 sqft
    2018-09-01 0 days 1,846 sqft
    2018-10-01 0 days 1,802 sqft
    2018-11-01 0 days 1,805 sqft
    2018-12-01 0 days 1,816 sqft
    2019-01-01 0 days 1,841 sqft
    2019-02-01 0 days 1,836 sqft
    2019-03-01 0 days 1,833 sqft
    2019-04-01 0 days 1,843 sqft
    2019-05-01 0 days 1,901 sqft
    2019-06-01 0 days 1,994 sqft
    2019-07-01 0 days 1,987 sqft
    2019-08-01 0 days 1,989 sqft
    2019-09-01 0 days 1,908 sqft
    2019-10-01 0 days 1,847 sqft
    2019-11-01 0 days 1,812 sqft
    2019-12-01 0 days 1,795 sqft
    2020-01-01 0 days 1,794 sqft
    2020-02-01 0 days 1,788 sqft
    2020-03-01 0 days 1,763 sqft
    2020-04-01 0 days 1,752 sqft
    2020-05-01 0 days 1,847 sqft
    2020-06-01 0 days 2,002 sqft
    2020-07-01 0 days 2,013 sqft
    2020-08-01 0 days 1,869 sqft
    2020-09-01 0 days 1,972 sqft
    2020-10-01 0 days 2,078 sqft
    2020-11-01 0 days 2,042 sqft
    2020-12-01 0 days 1,950 sqft
    2021-01-01 0 days 1,843 sqft
    2021-02-01 0 days 1,931 sqft
    2021-03-01 0 days 1,915 sqft
    2021-04-01 0 days 1,887 sqft
    2021-05-01 0 days 1,708 sqft
    2021-06-01 0 days 1,888 sqft
    2021-07-01 0 days 1,919 sqft
    2021-08-01 0 days 1,935 sqft
    2021-09-01 0 days 1,935 sqft
    2021-10-01 0 days 1,848 sqft
    2021-11-01 0 days 1,796 sqft
    2021-12-01 0 days 1,833 sqft
    2022-01-01 0 days 1,938 sqft
    2022-02-01 0 days 2,023 sqft
    2022-03-01 0 days 2,051 sqft
    2022-04-01 0 days 2,136 sqft
    2022-05-01 0 days 1,953 sqft
    2022-06-01 0 days 2,226 sqft
    2022-07-01 0 days 2,034 sqft
    2022-08-01 0 days 1,998 sqft
    2022-09-01 0 days 1,940 sqft
    2022-10-01 0 days 2,070 sqft
    2022-11-01 0 days 2,069 sqft
    2022-12-01 0 days 2,108 sqft
    2023-01-01 0 days 2,157 sqft
    2023-02-01 0 days 2,088 sqft
    2023-03-01 0 days 2,158 sqft
    2023-04-01 0 days 2,040 sqft
    2023-05-01 0 days 2,042 sqft
    2023-06-01 0 days 2,124 sqft
    2023-07-01 0 days 2,388 sqft
    2023-08-01 0 days 1,906 sqft
    2023-09-01 0 days 1,872 sqft
    2023-10-01 0 days 1,938 sqft
    2023-11-01 0 days 2,018 sqft
    2023-12-01 0 days 1,951 sqft
    2024-01-01 0 days 1,763 sqft
    2024-02-01 0 days 1,714 sqft
    2024-03-01 0 days 1,731 sqft
    2024-04-01 0 days 1,769 sqft
    2024-05-01 0 days 1,883 sqft
    2024-06-01 0 days 1,801 sqft
    2024-07-01 0 days 1,839 sqft
    2024-08-01 0 days 1,955 sqft
    2024-09-01 0 days 1,925 sqft
    2024-10-01 0 days 1,916 sqft
    2024-11-01 0 days 1,801 sqft
    Plymouth's median listing age (time on market) for 2024-11-01 was 0 days.

    Plymouth's median square footage for active listings during the 2024-11-01 period was 1,801 sqft. One year prior, the average listing was 2,018 sqft.

    Plymouth, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 432 $89,720,000 $207,685
    Cash Out Refi 166 $20,210,000 $121,747
    Other 150 $13,630,000 $90,867
    Refi 135 $17,475,000 $129,444
    Home Improvement 105 $7,905,000 $75,286

    Plymouth's most frequently cited loan purpose was Home Purchase, with 432 originations. The 2nd most popular reason was Cash Out Refi, with 166 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    Over 8% 332 $30,830,000 $92,861
    7-8% 284 $46,470,000 $163,627
    6-7% 261 $54,615,000 $209,253
    5-6% 55 $12,185,000 $221,545
    <2.5% 40 $1,830,000 $45,750
    4-5% 9 $1,795,000 $199,444
    2.5-3% 2 $100,000 $50,000

    During 2023, Plymouth's most frequently originated rate bucket was Over 8%, with 332 originations.

    Loan Sizing (Plymouth, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 416 $20,870,000 $50,168
    $100k-200k 323 $47,285,000 $146,393
    $200k-400k 209 $55,205,000 $264,139
    $400k-600k 29 $13,735,000 $473,621
    $600k-1000k 7 $5,195,000 $742,143
    $Over $1MM 4 $6,650,000 $1,662,500

    Plymouth's loan sizing saw the bucket of loans from $100,000 or less with 416 originations, totaling $20,870,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 308 $66,900,000 $217,208
    Under 20% 218 $8,900,000 $40,826
    60-80% 180 $37,470,000 $208,167
    20-40% 173 $15,455,000 $89,335
    40-60% 95 $16,495,000 $173,632
    Over 100% 6 $2,220,000 $370,000

    Plymouth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 308 originations, totaling $66,900,000 in origination value.