Plymouth Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Plymouth averaged
6.73%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.16% and
one month ago for the week of 2023-02-09, the
average rate was 6.55%.
Plymouth's average rate one year ago was 4.18%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7.02%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
Plymouth 30 Year Fixed Rate | 2023-03-16 | 6.73% |
Plymouth 30 Year Fixed Rate Refi | 2023-03-16 | 7.02% |
Plymouth 15 Year Fixed Rate | 2023-03-16 | 6.47% |
Plymouth 15 Year Fixed Rate Refi | 2023-03-16 | 6.37% |
Plymouth 30 Year FHA | 2023-03-16 | 6.94% |
Plymouth 30 Year FHA Refi | 2023-03-16 | 6.82% |
Plymouth 30 Year USDA | 2023-03-16 | 7.1% |
Plymouth 30 Year USDA Refi | 2023-03-16 | 6.81% |
Plymouth 30 Year VA | 2023-03-16 | 6.74% |
Plymouth 30 Year VA Refi | 2023-03-16 | 6.05% |
Plymouth Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plymouth, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Plymouth Average Closing Costs & Other Stats
Plymouth, IN's 90 lenders originated 1,940
loans during 2021. The total origination value was $308,460,000, with an average loan value of
$159,000.
Plymouth's average closing costs are $3,177.
The top Plymouth lender as defined by loan originations is First Federal Savings Bank, with
237 loans originated. Their average total fees are
$2,659, which is $412
higher than the next largest lender,
RUOFF MORTGAGE COMPANY, INC..
The lowest fee Plymouth lenders (with over 10 loans originated) are
TEACHERS CREDIT UNION ($2,229), RUOFF MORTGAGE COMPANY, INC. ($2,247), INTERRA CREDIT UNION ($2,325), First Federal Savings Bank ($2,659) and Lake City Bank ($2,738).
The lowest rate Plymouth lenders (with over 10 loans originated) are
GUARANTEED RATE, INC. (3.17%), Lake City Bank (3.18%), QUICKEN LOANS, LLC (3.20%), 1st Source Bank (3.21%) and First Federal Savings Bank (3.23%).
Plymouth, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
First Federal Savings Bank | $360,000 | $69,365,000 | 19,168.1% | 22.5% |
RUOFF MORTGAGE COMPANY, INC. | $33,530,000 | $31,395,000 | -6.4% | 10.2% |
QUICKEN LOANS, LLC | $11,795,000 | $15,880,000 | 34.6% | 5.1% |
Lake City Bank | $15,965,000 | $15,765,000 | -1.3% | 5.1% |
TEACHERS CREDIT UNION | $10,655,000 | $14,310,000 | 34.3% | 4.6% |
1st Source Bank | $18,355,000 | $13,780,000 | -24.9% | 4.5% |
INTERRA CREDIT UNION | $19,440,000 | $8,535,000 | -56.1% | 2.8% |
First Merchants Bank | $2,720,000 | $6,565,000 | 141.4% | 2.1% |
GUARANTEED RATE, INC. | $4,820,000 | $6,150,000 | 27.6% | 2.0% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,900,000 | $5,710,000 | 96.9% | 1.9% |
FREEDOM MORTGAGE CORPORATION | $4,585,000 | $5,440,000 | 18.6% | 1.8% |
HALLMARK HOME MORTGAGE, LLC | $4,120,000 | $5,130,000 | 24.5% | 1.7% |
First Farmers Bank and Trust Company | $3,520,000 | $4,165,000 | 18.3% | 1.4% |
Centier Bank | $11,145,000 | $4,000,000 | -64.1% | 1.3% |
KeyBank | $1,400,000 | $3,965,000 | 183.2% | 1.3% |
Notre Dame Federal Credit Union Corporation | $4,010,000 | $3,880,000 | -3.2% | 1.3% |
BEACON CREDIT UNION | $3,625,000 | $3,120,000 | -13.9% | 1.0% |
CALIBER HOME LOANS, INC. | $1,140,000 | $3,035,000 | 166.2% | 1.0% |
CELEBRITY HOME LOANS, LLC | $430,000 | $2,875,000 | 568.6% | 0.9% |
LOANDEPOT.COM, LLC | $1,505,000 | $2,720,000 | 80.7% | 0.9% |
UNITED WHOLESALE MORTGAGE, LLC | $1,605,000 | $2,545,000 | 58.6% | 0.8% |
Regions Bank | $1,025,000 | $2,500,000 | 143.9% | 0.8% |
Old National Bank | $160,000 | $2,470,000 | 1,443.8% | 0.8% |
JPMorgan Chase Bank | $2,455,000 | $2,295,000 | -6.5% | 0.7% |
The Huntington National Bank | $2,920,000 | $2,285,000 | -21.7% | 0.7% |
Mortgage Research Center, LLC | $2,885,000 | $2,250,000 | -22.0% | 0.7% |
PNC Bank | $3,515,000 | $2,225,000 | -36.7% | 0.7% |
PLAZA HOME MORTGAGE, INC. | $2,215,000 | n/a | 0.7% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $655,000 | $2,175,000 | 232.1% | 0.7% |
PANORAMA MORTGAGE GROUP, LLC | $1,200,000 | $1,935,000 | 61.3% | 0.6% |
U.S. Bank | $1,440,000 | $1,885,000 | 30.9% | 0.6% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,285,000 | $1,870,000 | 45.5% | 0.6% |
Fifth Third Bank | $1,285,000 | $1,670,000 | 30.0% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $490,000 | $1,635,000 | 233.7% | 0.5% |
BLUELEAF LENDING, LLC | $185,000 | $1,435,000 | 675.7% | 0.5% |
Farm Credit Mid-America, ACA | $3,945,000 | $1,350,000 | -65.8% | 0.4% |
NAVY FEDERAL CREDIT UNION | $910,000 | $1,290,000 | 41.8% | 0.4% |
First Financial Bank | $1,270,000 | n/a | 0.4% | |
NEWREZ LLC | $200,000 | $1,240,000 | 520.0% | 0.4% |
UNITED | $940,000 | $1,210,000 | 28.7% | 0.4% |
Northwest Bank | $2,210,000 | $1,165,000 | -47.3% | 0.4% |
First State Bank of Middlebury | $175,000 | $1,085,000 | 520.0% | 0.4% |
Wells Fargo Bank | $2,000,000 | $1,085,000 | -45.8% | 0.4% |
DIRECT MORTGAGE LOANS, LLC | $280,000 | $1,010,000 | 260.7% | 0.3% |
Flagstar Bank, FSB | $710,000 | $995,000 | 40.1% | 0.3% |
First Midwest Bank | $3,700,000 | $955,000 | -74.2% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $480,000 | $935,000 | 94.8% | 0.3% |
NEW DAY FINANCIAL, LLC | $500,000 | $920,000 | 84.0% | 0.3% |
UNION HOME MORTGAGE CORP. | $715,000 | $895,000 | 25.2% | 0.3% |
HOME POINT FINANCIAL CORPORATION | $400,000 | $855,000 | 113.8% | 0.3% |
LAKEVIEW LOAN SERVICING, LLC | $685,000 | $845,000 | 23.4% | 0.3% |
SUN WEST MORTGAGE COMPANY, INC. | $845,000 | n/a | 0.3% | |
Horizon Bank | $10,445,000 | $795,000 | -92.4% | 0.3% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $715,000 | $790,000 | 10.5% | 0.3% |
CIBM Bank | $825,000 | $785,000 | -4.8% | 0.3% |
First Internet Bank of Indiana | $780,000 | n/a | 0.3% | |
First Guaranty Mortgage Corporation | $630,000 | $760,000 | 20.6% | 0.2% |
Three Rivers Federal Credit Union | $3,500,000 | $745,000 | -78.7% | 0.2% |
Crossroads Bank | $145,000 | $720,000 | 396.6% | 0.2% |
The National Bank of Indianapolis | $705,000 | $715,000 | 1.4% | 0.2% |
KS StateBank | $705,000 | n/a | 0.2% | |
Carrington Mortgage Services, LLC | $355,000 | $690,000 | 94.4% | 0.2% |
Mr. Cooper ( Nationstar Mortgage ) | $405,000 | $670,000 | 65.4% | 0.2% |
Pacor Mortgage Corp | $285,000 | $660,000 | 131.6% | 0.2% |
BETTER MORTGAGE CORPORATION | $650,000 | n/a | 0.2% | |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $595,000 | $650,000 | 9.2% | 0.2% |
EMM LOANS LLC | $640,000 | n/a | 0.2% | |
FIRST CENTENNIAL MORTGAGE CORPORATION | $255,000 | $615,000 | 141.2% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $245,000 | $615,000 | 151.0% | 0.2% |
Security Federal Savings Bank | $890,000 | $610,000 | -31.5% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $395,000 | $595,000 | 50.6% | 0.2% |
FINANCE OF AMERICA MORTGAGE LLC | $415,000 | $585,000 | 41.0% | 0.2% |
Mutual Federal Bank | $285,000 | $585,000 | 105.3% | 0.2% |
EMBRACE HOME LOANS, INC. | $665,000 | $575,000 | -13.5% | 0.2% |
DRAPER AND KRAMER MORTGAGE CORP. | $145,000 | $560,000 | 286.2% | 0.2% |
ACADEMY MORTGAGE CORPORATION | $165,000 | $535,000 | 224.2% | 0.2% |
The Campbell & Fetter Bank | $215,000 | $525,000 | 144.2% | 0.2% |
Bank of America | $505,000 | n/a | 0.2% | |
Chiphone Federal Credit Union | $145,000 | $505,000 | 248.3% | 0.2% |
GVC MORTGAGE, INC. | $260,000 | $500,000 | 92.3% | 0.2% |
DeMotte State Bank | $490,000 | n/a | 0.2% | |
ENDEAVOR CAPITAL, LLC. | $490,000 | n/a | 0.2% | |
AMERISAVE MORTGAGE CORPORATION | $250,000 | $465,000 | 86.0% | 0.2% |
CLEARPATH LENDING | $635,000 | $465,000 | -26.8% | 0.2% |
MEMBER FIRST MORTGAGE, LLC | $615,000 | $450,000 | -26.8% | 0.1% |
AMERICAN FINANCING CORPORATION | $205,000 | $445,000 | 117.1% | 0.1% |
TOP FLITE FINANCIAL, INC. | $215,000 | $440,000 | 104.7% | 0.1% |
Citizens Bank | $350,000 | $430,000 | 22.9% | 0.1% |
QUORUM FEDERAL CREDIT UNION | $415,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $290,000 | $405,000 | 39.7% | 0.1% |
AmeriHome Mortgage Company, LLC | $475,000 | $370,000 | -22.1% | 0.1% |
PURDUE FEDERAL CREDIT UNION | $390,000 | $370,000 | -5.1% | 0.1% |
The Federal Savings Bank | $350,000 | n/a | 0.1% | |
HOMESTEAD FUNDING CORP. | $335,000 | $335,000 | 0.0% | 0.1% |
InterContinental Capital Group, Inc | $320,000 | n/a | 0.1% | |
MID AMERICA MORTGAGE, INC. | $315,000 | n/a | 0.1% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $300,000 | n/a | 0.1% | |
ARC HOME LLC | $125,000 | $295,000 | 136.0% | 0.1% |
MOVEMENT MORTGAGE, LLC | $295,000 | n/a | 0.1% | |
ALLIANT CREDIT UNION | $280,000 | n/a | 0.1% | |
Farmers State Bank | $380,000 | $275,000 | -27.6% | 0.1% |
UNITED HOME LOANS, INC. | $275,000 | n/a | 0.1% | |
CROSSCOUNTRY MORTGAGE, LLC | $725,000 | $255,000 | -64.8% | 0.1% |
Florida Capital Bank | $115,000 | $255,000 | 121.7% | 0.1% |
ROSS MORTGAGE CORPORATION | $205,000 | $255,000 | 24.4% | 0.1% |
Barrington Bank & Trust Company, N.A. | $565,000 | $225,000 | -60.2% | 0.1% |
INOVA FEDERAL CREDIT UNION | $690,000 | $225,000 | -67.4% | 0.1% |
BROKER SOLUTIONS, INC. | $205,000 | n/a | 0.1% | |
OCEANSIDE MORTGAGE COMPANY | $380,000 | $205,000 | -46.1% | 0.1% |
Prosperity Home Mortgage, LLC | $205,000 | n/a | 0.1% | |
V.I.P. MORTGAGE, INC. | $360,000 | $205,000 | -43.1% | 0.1% |
Citizens State Bank of New Castle | $195,000 | n/a | 0.1% | |
CIVIC FINANCIAL SERVICES, LLC | $195,000 | n/a | 0.1% | |
RELIANCE FIRST CAPITAL, LLC | $155,000 | $195,000 | 25.8% | 0.1% |
Wyndham Capital Mortgage, Inc. | $195,000 | n/a | 0.1% | |
AMERICAN MORTGAGE SERVICE COMPANY | $185,000 | $185,000 | 0.0% | 0.1% |
Flanagan State Bank | $185,000 | $185,000 | 0.0% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $185,000 | n/a | 0.1% | |
S1L, Inc. | $185,000 | n/a | 0.1% | |
AMERIFIRST FINANCIAL CORPORATION | $105,000 | $175,000 | 66.7% | 0.1% |
Arvest Bank | $175,000 | n/a | 0.1% | |
Bankers' Bank | $175,000 | n/a | 0.1% | |
Cf Bank | $175,000 | n/a | 0.1% | |
VELOCITY COMMERCIAL CAPITAL, LLC | $95,000 | $175,000 | 84.2% | 0.1% |
VILLAGE CAPITAL & INVESTMENT LLC | $220,000 | $170,000 | -22.7% | 0.1% |
POLARIS HOME FUNDING CORP. | $280,000 | $165,000 | -41.1% | 0.1% |
NOVA FINANCIAL & INVESTMENT CORPORATION | $155,000 | n/a | 0.1% | |
Manufacturers and Traders Trust Company | $145,000 | n/a | 0.0% | |
PENTAGON FEDERAL CREDIT UNION | $145,000 | n/a | 0.0% | |
ZILLOW HOME LOANS, LLC | $270,000 | $145,000 | -46.3% | 0.0% |
Low VA Rates, LLC | $195,000 | $135,000 | -30.8% | 0.0% |
Nations Lending Corporation | $135,000 | n/a | 0.0% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $215,000 | $135,000 | -37.2% | 0.0% |
First State Bank of St. Charles, Missouri | $125,000 | n/a | 0.0% | |
INLAND BANK & TRUST | $405,000 | $125,000 | -69.1% | 0.0% |
Magnolia Bank | $165,000 | $125,000 | -24.2% | 0.0% |
EVERENCE FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
HOMEXPRESS MORTGAGE CORP. | $105,000 | n/a | 0.0% | |
PLANET HOME LENDING, LLC | $105,000 | $85,000 | -19.0% | 0.0% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $400,000 | $85,000 | -78.8% | 0.0% |
First Federal Savings Bank | $360,000 | $75,000 | -79.2% | 0.0% |
Ixonia Bank | $75,000 | n/a | 0.0% | |
Figure Lending LLC | $35,000 | $70,000 | 100.0% | 0.0% |
NATIONS RELIABLE LENDING, LLC | $65,000 | n/a | 0.0% | |
STAR Financial Bank | $335,000 | $65,000 | -80.6% | 0.0% |
TRIAD FINANCIAL SERVICES, INC. | $115,000 | $65,000 | -43.5% | 0.0% |
Discover Bank | $70,000 | $55,000 | -21.4% | 0.0% |
Plymouth's top lender by overall market share is First Federal Savings Bank, with 22.5% market share. In second place, with 10.2%, is RUOFF MORTGAGE COMPANY, INC., having originated $31,395,000 in loans. In third place, with 5.1%, is QUICKEN LOANS, LLC, having originated $15,880,000 in loans. In fourth place, with 5.1%, is Lake City Bank, having originated $15,765,000 in loans. In fifth place, with 4.6%, is TEACHERS CREDIT UNION, having originated $14,310,000 in loans.
Plymouth Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $179,900 (0.5%) | $269,590 (4.5%) | 0.00 | 161 |
2018-02-01 | $199,250 (11.3%) | $279,629 (8.2%) | 0.00 | 150 |
2018-03-01 | $199,000 (8.8%) | $284,904 (9.2%) | 0.00 | 162 |
2018-04-01 | $212,500 (8.5%) | $278,873 (0.2%) | 0.00 | 185 |
2018-05-01 | $211,375 (9.2%) | $273,799 (-1.6%) | 0.00 | 207 |
2018-06-01 | $199,900 (12.0%) | $274,626 (4.2%) | 0.00 | 208 |
2018-07-01 | $187,950 (2.4%) | $273,329 (5.9%) | 0.00 | 213 |
2018-08-01 | $182,975 (0.0%) | $266,470 (5.0%) | 0.00 | 218 |
2018-09-01 | $176,500 (-1.7%) | $260,945 (2.6%) | 0.00 | 214 |
2018-10-01 | $175,000 (-1.2%) | $256,046 (-4.9%) | 0.00 | 198 |
2018-11-01 | $177,975 (1.7%) | $262,323 (-4.3%) | 0.00 | 179 |
2018-12-01 | $182,450 (1.4%) | $267,387 (-6.9%) | 0.00 | 159 |
2019-01-01 | $179,900 (0.0%) | $255,881 (-5.1%) | 0.00 | 152 |
2019-02-01 | $182,450 (-8.4%) | $263,874 (-5.6%) | 0.00 | 160 |
2019-03-01 | $197,814 (-0.6%) | $282,656 (-0.8%) | 0.00 | 160 |
2019-04-01 | $217,400 (2.3%) | $298,454 (7.0%) | 0.00 | 160 |
2019-05-01 | $235,500 (11.4%) | $317,774 (16.1%) | 0.00 | 160 |
2019-06-01 | $225,000 (12.6%) | $331,525 (20.7%) | 0.00 | 182 |
2019-07-01 | $225,975 (20.2%) | $321,919 (17.8%) | 0.00 | 179 |
2019-08-01 | $218,082 (19.2%) | $313,440 (17.6%) | 0.00 | 177 |
2019-09-01 | $207,855 (17.8%) | $303,960 (16.5%) | 0.00 | 175 |
2019-10-01 | $194,900 (11.4%) | $287,796 (12.4%) | 0.00 | 172 |
2019-11-01 | $194,200 (9.1%) | $281,239 (7.2%) | 0.00 | 169 |
2019-12-01 | $198,925 (9.0%) | $284,659 (6.5%) | 0.00 | 164 |
2020-01-01 | $188,450 (4.8%) | $277,839 (8.6%) | 0.00 | 149 |
2020-02-01 | $179,500 (-1.6%) | $277,838 (5.3%) | 0.00 | 127 |
2020-03-01 | $189,500 (-4.2%) | $283,671 (0.4%) | 0.00 | 123 |
2020-04-01 | $191,325 (-12.0%) | $283,625 (-5.0%) | 0.00 | 129 |
2020-05-01 | $216,750 (-8.0%) | $312,949 (-1.5%) | 0.00 | 109 |
2020-06-01 | $242,400 (7.7%) | $377,877 (14.0%) | 0.00 | 100 |
2020-07-01 | $247,450 (9.5%) | $357,048 (10.9%) | 0.00 | 77 |
2020-08-01 | $221,500 (1.6%) | $366,530 (16.9%) | 0.00 | 73 |
2020-09-01 | $206,696 (-0.6%) | $329,564 (8.4%) | 0.00 | 77 |
2020-10-01 | $205,000 (5.2%) | $317,959 (10.5%) | 0.00 | 83 |
2020-11-01 | $205,000 (5.6%) | $318,680 (13.3%) | 0.00 | 72 |
2020-12-01 | $197,575 (-0.7%) | $313,432 (10.1%) | 0.00 | 71 |
2021-01-01 | $192,450 (2.1%) | $594,771 (114.1%) | 0.00 | 61 |
2021-02-01 | $215,617 (20.1%) | $731,035 (163.1%) | 0.00 | 48 |
2021-03-01 | $246,725 (30.2%) | $864,150 (204.6%) | 0.00 | 40 |
2021-04-01 | $242,175 (26.6%) | $814,389 (187.1%) | 0.00 | 40 |
2021-05-01 | $242,000 (11.7%) | $802,364 (156.4%) | 0.00 | 41 |
2021-06-01 | $246,000 (1.5%) | $726,530 (92.3%) | 0.00 | 51 |
2021-07-01 | $270,000 (9.1%) | $631,966 (77.0%) | 0.00 | 64 |
2021-08-01 | $267,500 (20.8%) | $648,307 (76.9%) | 0.00 | 65 |
2021-09-01 | $248,500 (20.2%) | $652,749 (98.1%) | 0.00 | 65 |
2021-10-01 | $234,500 (14.4%) | $657,198 (106.7%) | 0.00 | 61 |
2021-11-01 | $237,225 (15.7%) | $638,480 (100.4%) | 0.00 | 69 |
2021-12-01 | $238,000 (20.5%) | $663,629 (111.7%) | 0.00 | 66 |
2022-01-01 | $242,250 (25.9%) | $786,383 (32.2%) | 0.00 | 51 |
2022-02-01 | $290,000 (34.5%) | $1,004,048 (37.4%) | 0.00 | 41 |
2022-03-01 | $276,000 (11.9%) | $869,959 (0.7%) | 0.00 | 46 |
2022-04-01 | $292,450 (20.8%) | $876,482 (7.6%) | 0.00 | 41 |
2022-05-01 | $297,250 (22.8%) | $721,202 (-10.1%) | 0.00 | 57 |
2022-06-01 | $379,850 (54.4%) | $762,111 (4.9%) | 0.00 | 63 |
2022-07-01 | $299,700 (11.0%) | $648,346 (2.6%) | 0.00 | 74 |
2022-08-01 | $301,425 (12.7%) | $636,703 (-1.8%) | 0.00 | 70 |
2022-09-01 | $299,500 (20.5%) | $607,819 (-6.9%) | 0.00 | 77 |
2022-10-01 | $294,900 (25.8%) | $588,024 (-10.5%) | 0.00 | 79 |
2022-11-01 | $289,250 (21.9%) | $589,729 (-7.6%) | 0.00 | 77 |
2022-12-01 | $289,000 (21.4%) | $628,631 (-5.3%) | 0.00 | 69 |
2023-01-01 | $276,150 (14.0%) | $378,076 (-51.9%) | 0.00 | 58 |
2023-02-01 | $256,225 (-11.7%) | $377,178 (-62.4%) | 0.00 | 50 |
Plymouth's median listing price comes in at 0% of the national average.
Plymouth's average listing price for 2023-02-01 was $377,178, a difference of $-626,870 (-62.4%) versus the prior year and $-898 versus the prior month.
For the 2023-02-01 period, Plymouth had 50 MLS listings, a difference of -8 listings (-14%) versus the prior month and 9 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,881 sqft |
2018-02-01 | 0 days | 1,955 sqft |
2018-03-01 | 0 days | 1,954 sqft |
2018-04-01 | 0 days | 1,950 sqft |
2018-05-01 | 0 days | 1,957 sqft |
2018-06-01 | 0 days | 2,010 sqft |
2018-07-01 | 0 days | 1,957 sqft |
2018-08-01 | 0 days | 1,881 sqft |
2018-09-01 | 0 days | 1,846 sqft |
2018-10-01 | 0 days | 1,802 sqft |
2018-11-01 | 0 days | 1,805 sqft |
2018-12-01 | 0 days | 1,816 sqft |
2019-01-01 | 0 days | 1,841 sqft |
2019-02-01 | 0 days | 1,836 sqft |
2019-03-01 | 0 days | 1,833 sqft |
2019-04-01 | 0 days | 1,843 sqft |
2019-05-01 | 0 days | 1,901 sqft |
2019-06-01 | 0 days | 1,994 sqft |
2019-07-01 | 0 days | 1,987 sqft |
2019-08-01 | 0 days | 1,989 sqft |
2019-09-01 | 0 days | 1,908 sqft |
2019-10-01 | 0 days | 1,847 sqft |
2019-11-01 | 0 days | 1,812 sqft |
2019-12-01 | 0 days | 1,795 sqft |
2020-01-01 | 0 days | 1,794 sqft |
2020-02-01 | 0 days | 1,788 sqft |
2020-03-01 | 0 days | 1,763 sqft |
2020-04-01 | 0 days | 1,752 sqft |
2020-05-01 | 0 days | 1,847 sqft |
2020-06-01 | 0 days | 2,002 sqft |
2020-07-01 | 0 days | 2,013 sqft |
2020-08-01 | 0 days | 1,869 sqft |
2020-09-01 | 0 days | 1,972 sqft |
2020-10-01 | 0 days | 2,078 sqft |
2020-11-01 | 0 days | 2,042 sqft |
2020-12-01 | 0 days | 1,950 sqft |
2021-01-01 | 0 days | 1,843 sqft |
2021-02-01 | 0 days | 1,931 sqft |
2021-03-01 | 0 days | 1,915 sqft |
2021-04-01 | 0 days | 1,887 sqft |
2021-05-01 | 0 days | 1,708 sqft |
2021-06-01 | 0 days | 1,888 sqft |
2021-07-01 | 0 days | 1,919 sqft |
2021-08-01 | 0 days | 1,935 sqft |
2021-09-01 | 0 days | 1,935 sqft |
2021-10-01 | 0 days | 1,848 sqft |
2021-11-01 | 0 days | 1,796 sqft |
2021-12-01 | 0 days | 1,833 sqft |
2022-01-01 | 0 days | 1,938 sqft |
2022-02-01 | 0 days | 2,023 sqft |
2022-03-01 | 0 days | 2,051 sqft |
2022-04-01 | 0 days | 2,136 sqft |
2022-05-01 | 0 days | 1,953 sqft |
2022-06-01 | 0 days | 2,226 sqft |
2022-07-01 | 0 days | 2,034 sqft |
2022-08-01 | 0 days | 1,998 sqft |
2022-09-01 | 0 days | 1,940 sqft |
2022-10-01 | 0 days | 2,070 sqft |
2022-11-01 | 0 days | 2,069 sqft |
2022-12-01 | 0 days | 2,108 sqft |
2023-01-01 | 0 days | 2,156 sqft |
2023-02-01 | 0 days | 2,088 sqft |
Plymouth's median square footage for active listings during the 2023-02-01 period was 2,088 sqft. One year prior, the average listing was 2,023 sqft.
Plymouth, IN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 673 | $125,645,000 | $186,694 |
Refi | 579 | $90,825,000 | $156,865 |
Cash Out Refi | 460 | $73,280,000 | $159,304 |
Other | 133 | $11,055,000 | $83,120 |
Home Improvement | 95 | $7,655,000 | $80,579 |
Plymouth's most frequently cited loan purpose was Home Purchase, with 673 originations. The 2nd most popular reason was Refi, with 579 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 912 | $139,580,000 | $153,048 |
2.5-3% | 571 | $100,735,000 | $176,419 |
<2.5% | 304 | $51,330,000 | $168,849 |
4-5% | 100 | $13,150,000 | $131,500 |
5-6% | 17 | $995,000 | $58,529 |
6-7% | 13 | $585,000 | $45,000 |
7-8% | 10 | $550,000 | $55,000 |
Over 8% | 5 | $305,000 | $61,000 |
During 2021, Plymouth's most frequently originated rate bucket was 3-4%, with 912 originations.
Loan Sizing (Plymouth, IN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 865 | $125,205,000 | $144,746 |
$100,000 or less | 600 | $35,530,000 | $59,217 |
$200k-400k | 411 | $106,845,000 | $259,964 |
$400k-600k | 43 | $20,905,000 | $486,163 |
$600k-1000k | 16 | $12,060,000 | $753,750 |
$Over $1MM | 5 | $7,915,000 | $1,583,000 |
Plymouth's loan sizing saw the bucket of loans from $100k-200k with 865 originations, totaling $125,205,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 652 | $119,330,000 | $183,021 |
60-80% | 575 | $107,545,000 | $187,035 |
40-60% | 285 | $44,765,000 | $157,070 |
20-40% | 196 | $19,190,000 | $97,908 |
Under 20% | 175 | $7,355,000 | $42,029 |
Over 100% | 10 | $2,110,000 | $211,000 |
Plymouth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 652 originations, totaling $119,330,000 in origination value.