Plymouth Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Plymouth averaged 7.37% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7.26% and one month ago for the week of 2023-08-17, the average rate was 7.17%.

Plymouth's average rate one year ago was 6%.

For refis of the same type during the week of 2023-09-21, the average rate was 6.23%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Plymouth 30 Year Fixed Rate 2023-09-21 7.37%
Plymouth 30 Year Fixed Rate Refi 2023-09-21 6.23%
Plymouth 15 Year Fixed Rate 2023-09-21 6.44%
Plymouth 15 Year Fixed Rate Refi 2023-09-21 6.74%
Plymouth 30 Year FHA 2023-09-21 6.61%
Plymouth 30 Year FHA Refi 2023-09-21 7.04%
Plymouth 30 Year USDA 2023-09-21 7.22%
Plymouth 30 Year USDA Refi 2023-09-21 7.22%
Plymouth 30 Year VA 2023-09-21 6.92%
Plymouth 30 Year VA Refi 2023-09-21 6.62%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Plymouth, IN.

Plymouth Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plymouth, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
First Federal Savings Bank 107 5.53% $2,579
RUOFF MORTGAGE COMPANY, INC. 60 5.30% $3,831
TEACHERS CREDIT UNION 32 5.11% $2,289
1st Source Bank 29 5.27% $2,916
Lake City Bank 19 4.94% $2,898
QUICKEN LOANS, LLC 18 5.39% $5,322
CARDINAL FINANCIAL 16 5.53% $4,684
INTERRA CREDIT UNION 15 4.78% $2,927
GUARANTEED RATE, INC. 10 4.19% $3,194
Notre Dame Federal Credit Union Corporation 9 4.58% $4,794
JPMorgan Chase Bank 8 5.84% $4,107
Mr. Cooper ( Nationstar Mortgage ) 6 4.85% $5,053
Centier Bank 5 4.88% $2,892
HALLMARK HOME MORTGAGE, LLC 5 5.47% $2,849
First Merchants Bank 5 4.98% $2,713
UNITED WHOLESALE MORTGAGE, LLC 5 5.65% $4,126
NEWREZ LLC 4 4.50% $3,765
Farm Credit Mid-America, ACA 3 5.12% $6,741
BEACON CREDIT UNION 3 4.46% $2,080
CROSSCOUNTRY MORTGAGE, LLC 3 5.53% $3,732
LOANDEPOT.COM, LLC 3 4.21% $6,690
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 5.38% $4,193
U.S. Bank 3 3.75% $3,067
Hometown Lenders, Inc. 3 5.29% $6,331
Horizon Bank 3 6.08% $3,212
GVC MORTGAGE, INC. 2 4.13% $3,211
Wells Fargo Bank 2 6.06% $4,835
INOVA FEDERAL CREDIT UNION 2 5.25% $2,564
The Huntington National Bank 2 3.99% $6,659
FREEDOM MORTGAGE CORPORATION 2 6.19% $3,192
AMERISAVE MORTGAGE CORPORATION 2 4.38% $4,332
UNITED 2 7.31% $2,462
Old National Bank 2 4.81% $2,719
Carrington Mortgage Services, LLC 2 3.31% $3,877
First Financial Bank 2 4.75% $2,452
CALIBER HOME LOANS, INC. 2 4.81% $5,448
GREAT LAKES 2 4.50% $2,945
Flagstar Bank, FSB 2 5.75% $2,148
MEMBER FIRST MORTGAGE, LLC 2 5.31% $2,701
STAR Financial Bank 2 5.13% $4,246
SUCCESS MORTGAGE PARTNERS, INC. 1 4.25% $5,411
ACADEMY MORTGAGE CORPORATION 1 3.75% $3,348
Assurance Financial Group, L.L.C. 1 5.37% $2,585
BMO Harris Bank 1 6.50% $4,908
Chicago Financial Services, Inc. 1 7.63% $4,821
DAS Acquisition Company, LLC 1 4.99% $7,670
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 7.25% $7,839
Elements Financial Federal Credit Union 1 6.25% $1,823
EVERETT FINANCIAL, INC. 1 4.50% $1,218
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 4.38% $10,219
Fifth Third Bank 1 6.88% $1,713
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.88% $8,406
First Farmers Bank and Trust Company 1 4.25% $1,315
First State Bank of Middlebury 1 4.63% $2,232
FORT FINANCIAL Federal Credit Union 1 5.38% $2,402
Goldman Sachs Bank USA 1 4.35% $2,088
HOME POINT FINANCIAL CORPORATION 1 5.63% $1,977
HOMESTEAD FUNDING CORP. 1 3.75% $3,435
KeyBank 1 3.00% $2,733
LAKEVIEW LOAN SERVICING, LLC 1 5.38% $4,631
LEADERONE FINANCIAL CORPORATION 1 4.87% $3,132
MJW Financial LLC 1 5.62% $2,530
Morgan Stanley Private Bank 1 2.70% $3,307
MORIA DEVELOPMENT, INC. 1 4.88% $4,695
MOVEMENT MORTGAGE, LLC 1 7.44% $4,840
NAVY FEDERAL CREDIT UNION 1 5.50% $5,968
North American Savings Bank, F.S.B. 1 5.50% $2,831
Plains Commerce Bank 1 5.00% $3,068
PNC Bank 1 5.25% $4,404
Raymond James Bank 1 3.88% $3,128
Regions Bank 1 5.13% $2,882
ROYAL UNITED MORTGAGE LLC 1 4.00% $6,150
Strong Home Mortgage, LLC 1 3.75% $2,533
Three Rivers Federal Credit Union 1 4.00% $2,788
Union Savings Bank 1 4.00% $1,394
USAA Federal Savings Bank 1 5.75% $2,633

Plymouth Average Closing Costs & Other Stats

Plymouth, IN's 76 lenders originated 1,311 loans during 2022. The total origination value was $196,525,000, with an average loan value of $149,905.

Plymouth's average closing costs are $3,350.

The top Plymouth lender as defined by loan originations is First Federal Savings Bank, with 107 loans originated. Their average total fees are $2,579, which is $1,252 lower than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

The lowest fee Plymouth lenders (with over 10 loans originated) are TEACHERS CREDIT UNION ($2,289), First Federal Savings Bank ($2,579), Lake City Bank ($2,898), 1st Source Bank ($2,916) and INTERRA CREDIT UNION ($2,927).

The lowest rate Plymouth lenders (with over 10 loans originated) are GUARANTEED RATE, INC. (4.19%), INTERRA CREDIT UNION (4.78%), Lake City Bank (4.94%), TEACHERS CREDIT UNION (5.11%) and 1st Source Bank (5.27%).

Plymouth, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First Federal Savings Bank $75,000 $33,225,000 44,200.0% 16.9%
RUOFF MORTGAGE COMPANY, INC. $31,395,000 $20,350,000 -35.2% 10.4%
Lake City Bank $15,765,000 $17,190,000 9.0% 8.7%
1st Source Bank $13,780,000 $12,515,000 -9.2% 6.4%
TEACHERS CREDIT UNION $14,310,000 $11,190,000 -21.8% 5.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,710,000 $7,015,000 22.9% 3.6%
QUICKEN LOANS, LLC $15,880,000 $5,460,000 -65.6% 2.8%
INTERRA CREDIT UNION $8,535,000 $5,335,000 -37.5% 2.7%
First Merchants Bank $6,565,000 $4,455,000 -32.1% 2.3%
Centier Bank $4,000,000 $4,220,000 5.5% 2.1%
Bank of America $505,000 $3,630,000 618.8% 1.8%
GUARANTEED RATE, INC. $6,150,000 $2,960,000 -51.9% 1.5%
The Huntington National Bank $2,285,000 $2,800,000 22.5% 1.4%
U.S. Bank $1,885,000 $2,725,000 44.6% 1.4%
Notre Dame Federal Credit Union Corporation $3,880,000 $2,615,000 -32.6% 1.3%
UNITED WHOLESALE MORTGAGE, LLC $2,545,000 $2,445,000 -3.9% 1.2%
Mortgage Research Center, LLC $2,250,000 $2,330,000 3.6% 1.2%
PNC Bank $2,225,000 $2,120,000 -4.7% 1.1%
JPMorgan Chase Bank $2,295,000 $2,080,000 -9.4% 1.1%
STAR Financial Bank $65,000 $2,010,000 2,992.3% 1.0%
First Farmers Bank and Trust Company $4,165,000 $2,000,000 -52.0% 1.0%
Farm Credit Mid-America, ACA $1,350,000 $1,960,000 45.2% 1.0%
LOANDEPOT.COM, LLC $2,720,000 $1,900,000 -30.1% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $670,000 $1,730,000 158.2% 0.9%
Old National Bank $2,470,000 $1,725,000 -30.2% 0.9%
Horizon Bank $795,000 $1,525,000 91.8% 0.8%
HALLMARK HOME MORTGAGE, LLC $5,130,000 $1,495,000 -70.9% 0.8%
NAVY FEDERAL CREDIT UNION $1,290,000 $1,390,000 7.8% 0.7%
BEACON CREDIT UNION $3,120,000 $1,310,000 -58.0% 0.7%
AMERISAVE MORTGAGE CORPORATION $465,000 $1,090,000 134.4% 0.6%
PENNYMAC LOAN SERVICES, LLC $1,635,000 $1,065,000 -34.9% 0.5%
KeyBank $3,965,000 $1,055,000 -73.4% 0.5%
ProFed Federal Credit Union $1,005,000 n/a 0.5%
Hometown Lenders, Inc. $990,000 n/a 0.5%
Carrington Mortgage Services, LLC $690,000 $880,000 27.5% 0.4%
FREEDOM MORTGAGE CORPORATION $5,440,000 $880,000 -83.8% 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,870,000 $825,000 -55.9% 0.4%
The Campbell & Fetter Bank $525,000 $805,000 53.3% 0.4%
NEWREZ LLC $1,240,000 $795,000 -35.9% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $255,000 $745,000 192.2% 0.4%
Morgan Stanley Private Bank $745,000 n/a 0.4%
Goldman Sachs Bank USA $725,000 n/a 0.4%
Fifth Third Bank $1,670,000 $710,000 -57.5% 0.4%
USAA Federal Savings Bank $645,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,175,000 $640,000 -70.6% 0.3%
UNION HOME MORTGAGE CORP. $895,000 $625,000 -30.2% 0.3%
Stifel Bank and Trust $620,000 n/a 0.3%
BROKER SOLUTIONS, INC. $205,000 $590,000 187.8% 0.3%
Flagstar Bank, FSB $995,000 $580,000 -41.7% 0.3%
INOVA FEDERAL CREDIT UNION $225,000 $575,000 155.6% 0.3%
PLAZA HOME MORTGAGE, INC. $2,215,000 $545,000 -75.4% 0.3%
UNITED $1,210,000 $505,000 -58.3% 0.3%
CALIBER HOME LOANS, INC. $3,035,000 $495,000 -83.7% 0.3%
ZILLOW HOME LOANS, LLC $145,000 $470,000 224.1% 0.2%
First Financial Bank $1,270,000 $400,000 -68.5% 0.2%
Three Rivers Federal Credit Union $745,000 $400,000 -46.3% 0.2%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $650,000 $375,000 -42.3% 0.2%
ROYAL UNITED MORTGAGE LLC $615,000 $375,000 -39.0% 0.2%
GVC MORTGAGE, INC. $500,000 $370,000 -26.0% 0.2%
GREAT LAKES $340,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $585,000 $335,000 -42.7% 0.2%
FINANCIAL CENTER FIRST CREDIT UNION $335,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $330,000 n/a 0.2%
First State Bank of Middlebury $1,085,000 $320,000 -70.5% 0.2%
T2 FINANCIAL LLC $315,000 n/a 0.2%
21ST MORTGAGE CORPORATION $405,000 $305,000 -24.7% 0.2%
MEMBER FIRST MORTGAGE, LLC $450,000 $305,000 -32.2% 0.2%
CHURCHILL MORTGAGE CORPORATION $300,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $295,000 $300,000 1.7% 0.2%
Strong Home Mortgage, LLC $295,000 n/a 0.2%
First Federal Savings Bank $75,000 $290,000 286.7% 0.1%
SOFI LENDING CORP. $285,000 n/a 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $615,000 $265,000 -56.9% 0.1%
V.I.P. MORTGAGE, INC. $205,000 $265,000 29.3% 0.1%
Regions Bank $2,500,000 $260,000 -89.6% 0.1%
Bankers' Bank $175,000 $255,000 45.7% 0.1%
Chicago Financial Services, Inc. $255,000 n/a 0.1%
DAS Acquisition Company, LLC $255,000 n/a 0.1%
Wells Fargo Bank $1,085,000 $255,000 -76.5% 0.1%
HOMESIDE FINANCIAL, LLC $250,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $245,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $135,000 $245,000 81.5% 0.1%
AMERICAN FINANCING CORPORATION $445,000 $240,000 -46.1% 0.1%
Mid-Continent Funding, Inc. $235,000 n/a 0.1%
GENEVA FINANCIAL, LLC $230,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $225,000 n/a 0.1%
The Home National Bank of Thorntown $225,000 n/a 0.1%
Crossroads Bank $720,000 $215,000 -70.1% 0.1%
EVERETT FINANCIAL, INC. $215,000 n/a 0.1%
MJW Financial LLC $215,000 n/a 0.1%
The Park National Bank $215,000 n/a 0.1%
First American Bank $205,000 n/a 0.1%
North American Savings Bank, F.S.B. $205,000 n/a 0.1%
Raymond James Bank $195,000 n/a 0.1%
The Federal Savings Bank $350,000 $195,000 -44.3% 0.1%
Union Savings Bank $195,000 n/a 0.1%
AMERICAN MORTGAGE SERVICE COMPANY $185,000 $185,000 0.0% 0.1%
COMPASS MORTGAGE, INC. $185,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $185,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $535,000 $180,000 -66.4% 0.1%
Assurance Financial Group, L.L.C. $175,000 n/a 0.1%
Elements Financial Federal Credit Union $175,000 n/a 0.1%
LOANPAL, LLC $175,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $175,000 n/a 0.1%
FORUM Credit Union $170,000 n/a 0.1%
CLEARPATH LENDING $465,000 $165,000 -64.5% 0.1%
POLARIS HOME FUNDING CORP. $165,000 $165,000 0.0% 0.1%
EVERENCE FEDERAL CREDIT UNION $115,000 $160,000 39.1% 0.1%
FORT FINANCIAL Federal Credit Union $160,000 n/a 0.1%
Pacor Mortgage Corp $660,000 $155,000 -76.5% 0.1%
Northwest Bank $1,165,000 $150,000 -87.1% 0.1%
Circle Federal Credit Union $145,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $920,000 $145,000 -84.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $195,000 $145,000 -25.6% 0.1%
HOMESTEAD FUNDING CORP. $335,000 $135,000 -59.7% 0.1%
SOUTHWEST FUNDING, LP $135,000 n/a 0.1%
DeMotte State Bank $490,000 $125,000 -74.5% 0.1%
DIRECT MORTGAGE LOANS, LLC $1,010,000 $125,000 -87.6% 0.1%
HOME POINT FINANCIAL CORPORATION $855,000 $125,000 -85.4% 0.1%
Truist $125,000 n/a 0.1%
BMO Harris Bank $105,000 n/a 0.1%
Plains Commerce Bank $105,000 n/a 0.1%
Farmers State Bank $275,000 $95,000 -65.5% 0.0%
LAKEVIEW LOAN SERVICING, LLC $845,000 $95,000 -88.8% 0.0%
Citizens Bank $430,000 $75,000 -82.6% 0.0%
Figure Lending LLC $70,000 $65,000 -7.1% 0.0%
SPRING EQ, LLC $65,000 n/a 0.0%
Security Federal Savings Bank $610,000 $55,000 -91.0% 0.0%
Discover Bank $55,000 $35,000 -36.4% 0.0%
Service Federal Credit Union $35,000 n/a 0.0%

Plymouth's top lender by overall market share is First Federal Savings Bank, with 16.9% market share. In second place, with 10.4%, is RUOFF MORTGAGE COMPANY, INC., having originated $20,350,000 in loans. In third place, with 8.7%, is Lake City Bank, having originated $17,190,000 in loans. In fourth place, with 6.4%, is 1st Source Bank, having originated $12,515,000 in loans. In fifth place, with 5.7%, is TEACHERS CREDIT UNION, having originated $11,190,000 in loans.


Plymouth Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $179,900 (0.5%) $269,590 (4.5%) 0.00 161
2018-02-01 $199,250 (11.3%) $279,629 (8.2%) 0.00 150
2018-03-01 $199,000 (8.8%) $284,904 (9.2%) 0.00 162
2018-04-01 $212,500 (8.5%) $278,873 (0.2%) 0.00 185
2018-05-01 $211,375 (9.2%) $273,799 (-1.6%) 0.00 207
2018-06-01 $199,900 (12.0%) $274,626 (4.2%) 0.00 208
2018-07-01 $187,950 (2.4%) $273,329 (5.9%) 0.00 213
2018-08-01 $182,975 (0.0%) $266,470 (5.0%) 0.00 218
2018-09-01 $176,500 (-1.7%) $260,945 (2.6%) 0.00 214
2018-10-01 $175,000 (-1.2%) $256,046 (-4.9%) 0.00 198
2018-11-01 $177,975 (1.7%) $262,323 (-4.3%) 0.00 179
2018-12-01 $182,450 (1.4%) $267,387 (-6.9%) 0.00 159
2019-01-01 $179,900 (0.0%) $255,881 (-5.1%) 0.00 152
2019-02-01 $182,450 (-8.4%) $263,874 (-5.6%) 0.00 160
2019-03-01 $197,814 (-0.6%) $282,656 (-0.8%) 0.00 160
2019-04-01 $217,400 (2.3%) $298,454 (7.0%) 0.00 160
2019-05-01 $235,500 (11.4%) $317,774 (16.1%) 0.00 160
2019-06-01 $225,000 (12.6%) $331,525 (20.7%) 0.00 182
2019-07-01 $225,975 (20.2%) $321,919 (17.8%) 0.00 179
2019-08-01 $218,082 (19.2%) $313,440 (17.6%) 0.00 177
2019-09-01 $207,855 (17.8%) $303,960 (16.5%) 0.00 175
2019-10-01 $194,900 (11.4%) $287,796 (12.4%) 0.00 172
2019-11-01 $194,200 (9.1%) $281,239 (7.2%) 0.00 169
2019-12-01 $198,925 (9.0%) $284,659 (6.5%) 0.00 164
2020-01-01 $188,450 (4.8%) $277,839 (8.6%) 0.00 149
2020-02-01 $179,500 (-1.6%) $277,838 (5.3%) 0.00 127
2020-03-01 $189,500 (-4.2%) $283,671 (0.4%) 0.00 123
2020-04-01 $191,325 (-12.0%) $283,625 (-5.0%) 0.00 129
2020-05-01 $216,750 (-8.0%) $312,949 (-1.5%) 0.00 109
2020-06-01 $242,400 (7.7%) $377,877 (14.0%) 0.00 100
2020-07-01 $247,450 (9.5%) $357,048 (10.9%) 0.00 77
2020-08-01 $221,500 (1.6%) $366,530 (16.9%) 0.00 73
2020-09-01 $206,696 (-0.6%) $329,564 (8.4%) 0.00 77
2020-10-01 $205,000 (5.2%) $317,959 (10.5%) 0.00 83
2020-11-01 $205,000 (5.6%) $318,680 (13.3%) 0.00 72
2020-12-01 $197,575 (-0.7%) $313,432 (10.1%) 0.00 71
2021-01-01 $192,450 (2.1%) $594,771 (114.1%) 0.00 61
2021-02-01 $215,617 (20.1%) $731,035 (163.1%) 0.00 48
2021-03-01 $246,725 (30.2%) $864,150 (204.6%) 0.00 40
2021-04-01 $242,175 (26.6%) $814,389 (187.1%) 0.00 40
2021-05-01 $242,000 (11.7%) $802,364 (156.4%) 0.00 41
2021-06-01 $246,000 (1.5%) $726,530 (92.3%) 0.00 51
2021-07-01 $270,000 (9.1%) $631,966 (77.0%) 0.00 64
2021-08-01 $267,500 (20.8%) $648,307 (76.9%) 0.00 65
2021-09-01 $248,500 (20.2%) $652,749 (98.1%) 0.00 65
2021-10-01 $234,500 (14.4%) $657,198 (106.7%) 0.00 61
2021-11-01 $237,225 (15.7%) $638,480 (100.4%) 0.00 69
2021-12-01 $238,000 (20.5%) $663,629 (111.7%) 0.00 66
2022-01-01 $242,250 (25.9%) $786,383 (32.2%) 0.00 51
2022-02-01 $290,000 (34.5%) $1,004,048 (37.4%) 0.00 41
2022-03-01 $276,000 (11.9%) $869,959 (0.7%) 0.00 46
2022-04-01 $292,450 (20.8%) $876,482 (7.6%) 0.00 41
2022-05-01 $297,250 (22.8%) $721,202 (-10.1%) 0.00 57
2022-06-01 $379,850 (54.4%) $762,111 (4.9%) 0.00 63
2022-07-01 $299,700 (11.0%) $648,346 (2.6%) 0.00 74
2022-08-01 $301,425 (12.7%) $636,703 (-1.8%) 0.00 70
2022-09-01 $299,500 (20.5%) $607,819 (-6.9%) 0.00 77
2022-10-01 $294,900 (25.8%) $588,024 (-10.5%) 0.00 79
2022-11-01 $289,250 (21.9%) $589,729 (-7.6%) 0.00 77
2022-12-01 $289,000 (21.4%) $628,631 (-5.3%) 0.00 69
2023-01-01 $276,150 (14.0%) $378,076 (-51.9%) 0.00 58
2023-02-01 $256,225 (-11.7%) $377,178 (-62.4%) 0.00 50
2023-03-01 $270,925 (-1.8%) $462,748 (-46.8%) 0.00 58
2023-04-01 $269,900 (-7.7%) $440,603 (-49.7%) 0.00 55
2023-05-01 $329,900 (11.0%) $530,198 (-26.5%) 0.00 52
2023-06-01 $281,800 (-25.8%) $463,253 (-39.2%) 0.00 66
2023-07-01 $332,450 (10.9%) $421,501 (-35.0%) 0.00 66
2023-08-01 $288,450 (-4.3%) $392,682 (-38.3%) 0.00 72
Plymouth's median listing price for 2023-08-01 was $288,450, a difference of $-12,975 (-4.3%) versus the prior year and $-44,000 versus the prior month.

Plymouth's median listing price comes in at 0% of the national average.

Plymouth's average listing price for 2023-08-01 was $392,682, a difference of $-244,021 (-38.3%) versus the prior year and $-28,819 versus the prior month.

For the 2023-08-01 period, Plymouth had 72 MLS listings, a difference of 6 listings (9%) versus the prior month and 2 listings (3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,881 sqft
2018-02-01 0 days 1,955 sqft
2018-03-01 0 days 1,954 sqft
2018-04-01 0 days 1,950 sqft
2018-05-01 0 days 1,957 sqft
2018-06-01 0 days 2,010 sqft
2018-07-01 0 days 1,957 sqft
2018-08-01 0 days 1,881 sqft
2018-09-01 0 days 1,846 sqft
2018-10-01 0 days 1,802 sqft
2018-11-01 0 days 1,805 sqft
2018-12-01 0 days 1,816 sqft
2019-01-01 0 days 1,841 sqft
2019-02-01 0 days 1,836 sqft
2019-03-01 0 days 1,833 sqft
2019-04-01 0 days 1,843 sqft
2019-05-01 0 days 1,901 sqft
2019-06-01 0 days 1,994 sqft
2019-07-01 0 days 1,987 sqft
2019-08-01 0 days 1,989 sqft
2019-09-01 0 days 1,908 sqft
2019-10-01 0 days 1,847 sqft
2019-11-01 0 days 1,812 sqft
2019-12-01 0 days 1,795 sqft
2020-01-01 0 days 1,794 sqft
2020-02-01 0 days 1,788 sqft
2020-03-01 0 days 1,763 sqft
2020-04-01 0 days 1,752 sqft
2020-05-01 0 days 1,847 sqft
2020-06-01 0 days 2,002 sqft
2020-07-01 0 days 2,013 sqft
2020-08-01 0 days 1,869 sqft
2020-09-01 0 days 1,972 sqft
2020-10-01 0 days 2,078 sqft
2020-11-01 0 days 2,042 sqft
2020-12-01 0 days 1,950 sqft
2021-01-01 0 days 1,843 sqft
2021-02-01 0 days 1,931 sqft
2021-03-01 0 days 1,915 sqft
2021-04-01 0 days 1,887 sqft
2021-05-01 0 days 1,708 sqft
2021-06-01 0 days 1,888 sqft
2021-07-01 0 days 1,919 sqft
2021-08-01 0 days 1,935 sqft
2021-09-01 0 days 1,935 sqft
2021-10-01 0 days 1,848 sqft
2021-11-01 0 days 1,796 sqft
2021-12-01 0 days 1,833 sqft
2022-01-01 0 days 1,938 sqft
2022-02-01 0 days 2,023 sqft
2022-03-01 0 days 2,051 sqft
2022-04-01 0 days 2,136 sqft
2022-05-01 0 days 1,953 sqft
2022-06-01 0 days 2,226 sqft
2022-07-01 0 days 2,034 sqft
2022-08-01 0 days 1,998 sqft
2022-09-01 0 days 1,940 sqft
2022-10-01 0 days 2,070 sqft
2022-11-01 0 days 2,069 sqft
2022-12-01 0 days 2,108 sqft
2023-01-01 0 days 2,157 sqft
2023-02-01 0 days 2,088 sqft
2023-03-01 0 days 2,158 sqft
2023-04-01 0 days 2,040 sqft
2023-05-01 0 days 2,042 sqft
2023-06-01 0 days 2,124 sqft
2023-07-01 0 days 2,388 sqft
2023-08-01 0 days 1,906 sqft
Plymouth's median listing age (time on market) for 2023-08-01 was 0 days.

Plymouth's median square footage for active listings during the 2023-08-01 period was 1,906 sqft. One year prior, the average listing was 1,998 sqft.

Plymouth, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 527 $106,565,000 $202,211
Cash Out Refi 275 $45,055,000 $163,836
Other 235 $17,695,000 $75,298
Refi 165 $21,195,000 $128,455
Home Improvement 109 $6,015,000 $55,183

Plymouth's most frequently cited loan purpose was Home Purchase, with 527 originations. The 2nd most popular reason was Cash Out Refi, with 275 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 317 $46,425,000 $146,451
5-6% 316 $48,060,000 $152,089
4-5% 293 $49,055,000 $167,423
6-7% 194 $23,590,000 $121,598
7-8% 86 $9,540,000 $110,930
2.5-3% 47 $11,755,000 $250,106
<2.5% 29 $5,375,000 $185,345
Over 8% 24 $1,570,000 $65,417

During 2022, Plymouth's most frequently originated rate bucket was 3-4%, with 317 originations.

Loan Sizing (Plymouth, IN MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 563 $29,245,000 $51,945
$100k-200k 459 $66,185,000 $144,194
$200k-400k 245 $64,075,000 $261,531
$400k-600k 22 $10,800,000 $490,909
$600k-1000k 12 $8,830,000 $735,833
$Over $1MM 10 $17,390,000 $1,739,000

Plymouth's loan sizing saw the bucket of loans from $100,000 or less with 563 originations, totaling $29,245,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 394 $81,710,000 $207,386
60-80% 283 $55,435,000 $195,883
Under 20% 233 $9,485,000 $40,708
20-40% 232 $19,550,000 $84,267
40-60% 154 $27,140,000 $176,234
Over 100% 6 $1,640,000 $273,333

Plymouth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 394 originations, totaling $81,710,000 in origination value.