Plymouth Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Plymouth averaged 6.91% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 7.02% and one month ago for the week of 2025-02-27, the average rate was 7.23%.

    Plymouth's average rate one year ago was 6.96%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.84%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Plymouth 30 Year Fixed Rate 2025-04-03 6.91%
    Plymouth 30 Year Fixed Rate Refi 2025-04-03 6.84%
    Plymouth 15 Year Fixed Rate 2025-04-03 5.82%
    Plymouth 15 Year Fixed Rate Refi 2025-04-03 5.72%
    Plymouth 30 Year FHA 2025-04-03 6.06%
    Plymouth 30 Year FHA Refi 2025-04-03 6.06%
    Plymouth 30 Year USDA 2025-04-03 6.32%
    Plymouth 30 Year USDA Refi 2025-04-03 6.52%
    Plymouth 30 Year VA 2025-04-03 5.86%
    Plymouth 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Plymouth, IN.

    Plymouth Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plymouth, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    First Federal Savings Bank 93 7.22% $2,828
    RUOFF MORTGAGE COMPANY, INC. 33 6.81% $4,117
    1st Source Bank 19 7.11% $3,300
    TEACHERS CREDIT UNION 19 6.81% $2,413
    HALLMARK HOME MORTGAGE, LLC 18 6.89% $4,732
    QUICKEN LOANS, LLC 15 7.01% $5,658
    INTERRA CREDIT UNION 14 6.41% $2,772
    CARDINAL FINANCIAL 12 7.05% $4,999
    Lake City Bank 12 7.02% $3,102
    UNITED WHOLESALE MORTGAGE, LLC 10 6.64% $5,487
    Centier Bank 9 6.86% $2,775
    UNION HOME MORTGAGE CORP. 6 7.02% $4,153
    BEACON CREDIT UNION 6 7.04% $2,340
    KeyBank 5 6.98% $2,907
    Farm Credit Mid-America, ACA 3 7.17% $5,006
    Notre Dame Federal Credit Union Corporation 3 7.00% $3,955
    JPMorgan Chase Bank 3 7.08% $4,111
    CHURCHILL MORTGAGE CORPORATION 3 6.71% $6,034
    LEADERONE FINANCIAL CORPORATION 2 6.75% $6,171
    GVC MORTGAGE, INC. 2 7.25% $4,537
    First Merchants Bank 2 6.88% $2,596
    GUARANTEED RATE, INC. 2 6.78% $6,885
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.75% $6,017
    GSF Mortgage Corporation 1 8.25% $3,662
    GUILD MORTGAGE COMPANY 1 5.99% $3,821
    Horizon Bank 1 7.63% $3,632
    ILLINOIS STATE CREDIT UNION 1 6.75% $2,573
    INOVA FEDERAL CREDIT UNION 1 6.50% $2,892
    LOANDEPOT.COM, LLC 1 6.99% $6,823
    Loan Simple, Inc. 1 7.13% $5,952
    MJW Financial LLC 1 6.99% $2,812
    MOVEMENT MORTGAGE, LLC 1 6.63% $5,347
    Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $11,868
    NAVY FEDERAL CREDIT UNION 1 6.75% $1,492
    NEWREZ LLC 1 7.49% $3,899
    OMNI Community Credit Union 1 7.00% $2,013
    Peoples Bank 1 6.50% $6,115
    PNC Bank 1 6.00% $3,869
    PURDUE FEDERAL CREDIT UNION 1 7.50% $1,629
    Security Federal Savings Bank 1 6.63% $1,756
    Stifel Bank and Trust 1 6.63% $2,014
    STOCKTON MORTGAGE CORPORATION 1 6.88% $3,470
    TECH Credit Union 1 7.63% $3,460
    The State Bank and Trust Company 1 7.13% $2,614
    Union Savings Bank 1 7.50% $3,728
    UNITED 1 6.88% $2,498
    UNITED MORTGAGE CORP 1 7.13% $5,560
    USAA Federal Savings Bank 1 6.00% $3,946
    U.S. Bank 1 8.13% $4,215
    VAN DYK MORTGAGE CORPORATION 1 8.13% $4,375
    Wells Fargo Bank 1 6.13% $2,069
    AMERICAN FINANCIAL NETWORK, INC. 1 6.75% $4,336
    AMERICAN FINANCING CORPORATION 1 6.50% $6,067
    AMERISAVE MORTGAGE CORPORATION 1 6.99% $7,641
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $7,238
    Bank of America 1 6.00% $2,785
    Barrington Bank & Trust Company, N.A. 1 7.50% $3,248
    BETTER MORTGAGE CORPORATION 1 7.13% $1,503
    Carrington Mortgage Services, LLC 1 6.13% $6,708
    Charles Schwab Bank, SSB 1 5.00% $3,873
    CMG MORTGAGE, INC. 1 7.75% $4,553
    CROSSCOUNTRY MORTGAGE, LLC 1 6.58% $3,554
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 7.63% $7,607
    DIRECT MORTGAGE LOANS, LLC 1 7.38% $8,416
    EMBRACE HOME LOANS, INC. 1 7.88% $5,221
    EVERETT FINANCIAL, INC. 1 7.38% $1,678
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $2,927
    FIRST COMMUNITY MORTGAGE, INC. 1 7.13% $4,173
    First Farmers Bank and Trust Company 1 7.13% $1,708
    First National Bank of America 1 8.13% $8,535
    FREEDOM MORTGAGE CORPORATION 1 7.00% $7,126
    GENEVA FINANCIAL, LLC 1 6.63% $5,194
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.50% $5,466

    Plymouth Average Closing Costs & Other Stats

    Plymouth, IN's 73 lenders originated 1,042 loans during 2024. The total origination value was $163,310,000, with an average loan value of $156,727.

    Plymouth's average closing costs are $3,656.

    The top Plymouth lender as defined by loan originations is First Federal Savings Bank, with 93 loans originated. Their average total fees are $2,828, which is $1,289 lower than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

    The lowest fee Plymouth lenders (with over 10 loans originated) are TEACHERS CREDIT UNION ($2,413), INTERRA CREDIT UNION ($2,772), First Federal Savings Bank ($2,828), Lake City Bank ($3,102) and 1st Source Bank ($3,300).

    The lowest rate Plymouth lenders (with over 10 loans originated) are INTERRA CREDIT UNION (6.41%), UNITED WHOLESALE MORTGAGE, LLC (6.64%), TEACHERS CREDIT UNION (6.81%), RUOFF MORTGAGE COMPANY, INC. (6.81%) and HALLMARK HOME MORTGAGE, LLC (6.89%).

    Plymouth, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First Federal Savings Bank $420,000 $24,260,000 5,676.2% 14.9%
    Lake City Bank $13,480,000 $13,850,000 2.7% 8.5%
    RUOFF MORTGAGE COMPANY, INC. $14,555,000 $12,350,000 -15.1% 7.6%
    1st Source Bank $11,805,000 $12,325,000 4.4% 7.5%
    INTERRA CREDIT UNION $5,980,000 $8,015,000 34.0% 4.9%
    TEACHERS CREDIT UNION $8,900,000 $7,515,000 -15.6% 4.6%
    HALLMARK HOME MORTGAGE, LLC $4,380,000 $6,650,000 51.8% 4.1%
    CARDINAL FINANCIAL $3,585,000 $5,270,000 47.0% 3.2%
    QUICKEN LOANS, LLC $5,670,000 $4,820,000 -15.0% 3.0%
    Farm Credit Mid-America, ACA $1,175,000 $4,400,000 274.5% 2.7%
    UNITED WHOLESALE MORTGAGE, LLC $2,120,000 $4,060,000 91.5% 2.5%
    Mortgage Research Center, LLC $3,110,000 $3,250,000 4.5% 2.0%
    Alliance Bank $2,860,000 n/a 1.8%
    Charles Schwab Bank, SSB $2,805,000 n/a 1.7%
    Centier Bank $2,660,000 $2,685,000 0.9% 1.6%
    Notre Dame Federal Credit Union Corporation $3,315,000 $2,395,000 -27.8% 1.5%
    BEACON CREDIT UNION $1,840,000 $1,960,000 6.5% 1.2%
    First Merchants Bank $3,840,000 $1,930,000 -49.7% 1.2%
    FREEDOM MORTGAGE CORPORATION $705,000 $1,715,000 143.3% 1.1%
    Old National Bank $350,000 $1,485,000 324.3% 0.9%
    JPMorgan Chase Bank $3,650,000 $1,365,000 -62.6% 0.8%
    GUARANTEED RATE, INC. $410,000 $1,180,000 187.8% 0.7%
    LEADERONE FINANCIAL CORPORATION $1,090,000 n/a 0.7%
    UNION HOME MORTGAGE CORP. $1,380,000 $1,090,000 -21.0% 0.7%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $835,000 $1,060,000 26.9% 0.6%
    The Campbell & Fetter Bank $565,000 $1,015,000 79.6% 0.6%
    KeyBank $855,000 $900,000 5.3% 0.6%
    LOANDEPOT.COM, LLC $605,000 $895,000 47.9% 0.5%
    CMG MORTGAGE, INC. $885,000 n/a 0.5%
    Crossroads Bank $800,000 n/a 0.5%
    CHURCHILL MORTGAGE CORPORATION $1,435,000 $775,000 -46.0% 0.5%
    Stifel Bank and Trust $765,000 n/a 0.5%
    Iroquois Federal Savings and Loan Association $760,000 n/a 0.5%
    PENNYMAC LOAN SERVICES, LLC $695,000 $740,000 6.5% 0.5%
    Bank of Pontiac $3,085,000 $705,000 -77.1% 0.4%
    PNC Bank $680,000 $705,000 3.7% 0.4%
    Barrington Bank & Trust Company, N.A. $650,000 n/a 0.4%
    GVC MORTGAGE, INC. $125,000 $650,000 420.0% 0.4%
    PLANET HOME LENDING, LLC $145,000 $635,000 337.9% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $975,000 $620,000 -36.4% 0.4%
    First Farmers Bank and Trust Company $1,455,000 $600,000 -58.8% 0.4%
    STOCKTON MORTGAGE CORPORATION $210,000 $600,000 185.7% 0.4%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $580,000 n/a 0.4%
    USAA Federal Savings Bank $605,000 $555,000 -8.3% 0.3%
    Union Savings Bank $515,000 n/a 0.3%
    CBI Bank & Trust $505,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $280,000 $500,000 78.6% 0.3%
    Northwest Bank $200,000 $500,000 150.0% 0.3%
    GUILD MORTGAGE COMPANY $190,000 $490,000 157.9% 0.3%
    Flanagan State Bank $455,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $830,000 $440,000 -47.0% 0.3%
    EMBRACE HOME LOANS, INC. $435,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $680,000 $430,000 -36.8% 0.3%
    The Huntington National Bank $510,000 $415,000 -18.6% 0.3%
    Bank of America $1,225,000 $410,000 -66.5% 0.3%
    VAN DYK MORTGAGE CORPORATION $335,000 $405,000 20.9% 0.2%
    Fifth Third Bank $210,000 $395,000 88.1% 0.2%
    Peoples Bank $395,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $275,000 $380,000 38.2% 0.2%
    Wells Fargo Bank $230,000 $380,000 65.2% 0.2%
    ILLINOIS STATE CREDIT UNION $365,000 n/a 0.2%
    Magnolia Bank $345,000 $355,000 2.9% 0.2%
    ENVOY MORTGAGE, LTD $350,000 n/a 0.2%
    North American Savings Bank, F.S.B. $365,000 $335,000 -8.2% 0.2%
    Horizon Bank $1,130,000 $330,000 -70.8% 0.2%
    UNITED $315,000 $325,000 3.2% 0.2%
    1ST SIGNATURE LENDING, LLC $315,000 n/a 0.2%
    VELOCITY COMMERCIAL CAPITAL, LLC $315,000 n/a 0.2%
    PURDUE FEDERAL CREDIT UNION $535,000 $310,000 -42.1% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $300,000 n/a 0.2%
    The State Bank and Trust Company $295,000 n/a 0.2%
    NEWREZ LLC $290,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $345,000 $285,000 -17.4% 0.2%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $285,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $255,000 n/a 0.2%
    Carrington Mortgage Services, LLC $210,000 $250,000 19.0% 0.2%
    EVERETT FINANCIAL, INC. $245,000 n/a 0.2%
    Loan Simple, Inc. $220,000 $245,000 11.4% 0.2%
    Figure Lending LLC $25,000 $240,000 860.0% 0.1%
    LOANPAL, LLC $105,000 $240,000 128.6% 0.1%
    Three Rivers Federal Credit Union $125,000 $235,000 88.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $590,000 $230,000 -61.0% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 $225,000 0.0% 0.1%
    INOVA FEDERAL CREDIT UNION $155,000 $220,000 41.9% 0.1%
    DIRECT MORTGAGE LOANS, LLC $145,000 $215,000 48.3% 0.1%
    GSF Mortgage Corporation $195,000 n/a 0.1%
    Wolfe Financial, Inc $195,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $190,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $125,000 $190,000 52.0% 0.1%
    CLEARPATH LENDING $165,000 $185,000 12.1% 0.1%
    U.S. Bank $205,000 $180,000 -12.2% 0.1%
    Discover Bank $390,000 $170,000 -56.4% 0.1%
    GUARANTEED RATE AFFINITY, LLC $165,000 n/a 0.1%
    M&T Bank $165,000 n/a 0.1%
    DeMotte State Bank $145,000 $160,000 10.3% 0.1%
    BROKER SOLUTIONS, INC. $360,000 $155,000 -56.9% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $730,000 $155,000 -78.8% 0.1%
    First National Bank of America $145,000 $155,000 6.9% 0.1%
    MJW Financial LLC $155,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $795,000 $155,000 -80.5% 0.1%
    MOVEMENT MORTGAGE, LLC $150,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $125,000 $145,000 16.0% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $345,000 $135,000 -60.9% 0.1%
    LENDINGHOME FUNDING CORPORATION $135,000 n/a 0.1%
    OMNI Community Credit Union $135,000 n/a 0.1%
    TECH Credit Union $85,000 $135,000 58.8% 0.1%
    ROYAL UNITED MORTGAGE LLC $375,000 $125,000 -66.7% 0.1%
    Security Federal Savings Bank $530,000 $125,000 -76.4% 0.1%
    BETTER MORTGAGE CORPORATION $115,000 n/a 0.1%
    MidFirst Bank $95,000 n/a 0.1%
    UNITED MORTGAGE CORP $95,000 n/a 0.1%
    First American Bank $715,000 $85,000 -88.1% 0.1%
    Flagstar Bank, FSB $625,000 $85,000 -86.4% 0.1%
    American Airlines Federal Credit Union $75,000 n/a 0.0%
    Citizens Bank $105,000 $65,000 -38.1% 0.0%
    FINANCE OF AMERICA REVERSE LLC $105,000 $55,000 -47.6% 0.0%
    SPRING EQ, LLC $35,000 n/a 0.0%
    BMO Harris Bank $400,000 $25,000 -93.8% 0.0%
    PENTAGON FEDERAL CREDIT UNION $25,000 n/a 0.0%

    Plymouth's top lender by overall market share is First Federal Savings Bank, with 14.9% market share. In second place, with 8.5%, is Lake City Bank, having originated $13,850,000 in loans. In third place, with 7.6%, is RUOFF MORTGAGE COMPANY, INC., having originated $12,350,000 in loans. In fourth place, with 7.5%, is 1st Source Bank, having originated $12,325,000 in loans. In fifth place, with 4.9%, is INTERRA CREDIT UNION, having originated $8,015,000 in loans.

    Plymouth Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $179,900 (0.5%) $269,590 (4.5%) 0.00 161
    2018-02-01 $199,250 (11.3%) $279,629 (8.2%) 0.00 150
    2018-03-01 $199,000 (8.8%) $284,904 (9.2%) 0.00 162
    2018-04-01 $212,500 (8.5%) $278,873 (0.2%) 0.00 185
    2018-05-01 $211,375 (9.2%) $273,799 (-1.6%) 0.00 207
    2018-06-01 $199,900 (12.0%) $274,626 (4.2%) 0.00 208
    2018-07-01 $187,950 (2.4%) $273,329 (5.9%) 0.00 213
    2018-08-01 $182,975 (0.0%) $266,470 (5.0%) 0.00 218
    2018-09-01 $176,500 (-1.7%) $260,945 (2.6%) 0.00 214
    2018-10-01 $175,000 (-1.2%) $256,046 (-4.9%) 0.00 198
    2018-11-01 $177,975 (1.7%) $262,323 (-4.3%) 0.00 179
    2018-12-01 $182,450 (1.4%) $267,387 (-6.9%) 0.00 159
    2019-01-01 $179,900 (0.0%) $255,881 (-5.1%) 0.00 152
    2019-02-01 $182,450 (-8.4%) $263,874 (-5.6%) 0.00 160
    2019-03-01 $197,814 (-0.6%) $282,656 (-0.8%) 0.00 160
    2019-04-01 $217,400 (2.3%) $298,454 (7.0%) 0.00 160
    2019-05-01 $235,500 (11.4%) $317,774 (16.1%) 0.00 160
    2019-06-01 $225,000 (12.6%) $331,525 (20.7%) 0.00 182
    2019-07-01 $225,975 (20.2%) $321,919 (17.8%) 0.00 179
    2019-08-01 $218,082 (19.2%) $313,440 (17.6%) 0.00 177
    2019-09-01 $207,855 (17.8%) $303,960 (16.5%) 0.00 175
    2019-10-01 $194,900 (11.4%) $287,796 (12.4%) 0.00 172
    2019-11-01 $194,200 (9.1%) $281,239 (7.2%) 0.00 169
    2019-12-01 $198,925 (9.0%) $284,659 (6.5%) 0.00 164
    2020-01-01 $188,450 (4.8%) $277,839 (8.6%) 0.00 149
    2020-02-01 $179,500 (-1.6%) $277,838 (5.3%) 0.00 127
    2020-03-01 $189,500 (-4.2%) $283,671 (0.4%) 0.00 123
    2020-04-01 $191,325 (-12.0%) $283,625 (-5.0%) 0.00 129
    2020-05-01 $216,750 (-8.0%) $312,949 (-1.5%) 0.00 109
    2020-06-01 $242,400 (7.7%) $377,877 (14.0%) 0.00 100
    2020-07-01 $247,450 (9.5%) $357,048 (10.9%) 0.00 77
    2020-08-01 $221,500 (1.6%) $366,530 (16.9%) 0.00 73
    2020-09-01 $206,696 (-0.6%) $329,564 (8.4%) 0.00 77
    2020-10-01 $205,000 (5.2%) $317,959 (10.5%) 0.00 83
    2020-11-01 $205,000 (5.6%) $318,680 (13.3%) 0.00 72
    2020-12-01 $197,575 (-0.7%) $313,432 (10.1%) 0.00 71
    2021-01-01 $192,450 (2.1%) $594,771 (114.1%) 0.00 61
    2021-02-01 $215,617 (20.1%) $731,035 (163.1%) 0.00 48
    2021-03-01 $246,725 (30.2%) $864,150 (204.6%) 0.00 40
    2021-04-01 $242,175 (26.6%) $814,389 (187.1%) 0.00 40
    2021-05-01 $242,000 (11.7%) $802,364 (156.4%) 0.00 41
    2021-06-01 $246,000 (1.5%) $726,530 (92.3%) 0.00 51
    2021-07-01 $270,000 (9.1%) $631,966 (77.0%) 0.00 64
    2021-08-01 $267,500 (20.8%) $648,307 (76.9%) 0.00 65
    2021-09-01 $248,500 (20.2%) $652,749 (98.1%) 0.00 65
    2021-10-01 $234,500 (14.4%) $657,198 (106.7%) 0.00 61
    2021-11-01 $237,225 (15.7%) $638,480 (100.4%) 0.00 69
    2021-12-01 $238,000 (20.5%) $663,629 (111.7%) 0.00 66
    2022-01-01 $242,250 (25.9%) $786,383 (32.2%) 0.00 51
    2022-02-01 $290,000 (34.5%) $1,004,048 (37.4%) 0.00 41
    2022-03-01 $276,000 (11.9%) $869,959 (0.7%) 0.00 46
    2022-04-01 $292,450 (20.8%) $876,482 (7.6%) 0.00 41
    2022-05-01 $297,250 (22.8%) $721,202 (-10.1%) 0.00 57
    2022-06-01 $379,850 (54.4%) $762,111 (4.9%) 0.00 63
    2022-07-01 $299,700 (11.0%) $648,346 (2.6%) 0.00 74
    2022-08-01 $301,425 (12.7%) $636,703 (-1.8%) 0.00 70
    2022-09-01 $299,500 (20.5%) $607,819 (-6.9%) 0.00 77
    2022-10-01 $294,900 (25.8%) $588,024 (-10.5%) 0.00 79
    2022-11-01 $289,250 (21.9%) $589,729 (-7.6%) 0.00 77
    2022-12-01 $289,000 (21.4%) $628,631 (-5.3%) 0.00 69
    2023-01-01 $276,150 (14.0%) $378,076 (-51.9%) 0.00 58
    2023-02-01 $256,225 (-11.7%) $377,178 (-62.4%) 0.00 50
    2023-03-01 $270,925 (-1.8%) $462,748 (-46.8%) 0.00 58
    2023-04-01 $269,900 (-7.7%) $440,603 (-49.7%) 0.00 55
    2023-05-01 $329,900 (11.0%) $530,198 (-26.5%) 0.00 52
    2023-06-01 $281,800 (-25.8%) $463,253 (-39.2%) 0.00 66
    2023-07-01 $332,450 (10.9%) $421,501 (-35.0%) 0.00 66
    2023-08-01 $288,450 (-4.3%) $392,682 (-38.3%) 0.00 72
    2023-09-01 $299,700 (0.1%) $404,613 (-33.4%) 0.00 83
    2023-10-01 $321,250 (8.9%) $407,421 (-30.7%) 0.00 89
    2023-11-01 $324,950 (12.3%) $384,956 (-34.7%) 0.00 84
    2023-12-01 $310,000 (7.3%) $368,501 (-41.4%) 0.00 77
    2024-01-01 $299,600 (8.5%) $359,622 (-4.9%) 0.00 74
    2024-02-01 $299,500 (16.9%) $357,517 (-5.2%) 0.00 76
    2024-03-01 $299,900 (10.7%) $362,519 (-21.7%) 0.00 70
    2024-04-01 $299,900 (11.1%) $358,145 (-18.7%) 0.00 79
    2024-05-01 $311,000 (-5.7%) $356,205 (-32.8%) 0.00 75
    2024-06-01 $300,000 (6.5%) $343,977 (-25.8%) 0.00 78
    2024-07-01 $304,375 (-8.4%) $323,664 (-23.2%) 0.00 76
    2024-08-01 $332,250 (15.2%) $346,456 (-11.8%) 0.00 84
    2024-09-01 $315,950 (5.4%) $364,964 (-9.8%) 0.00 88
    2024-10-01 $317,250 (-1.3%) $374,691 (-8.0%) 0.00 90
    2024-11-01 $295,000 (-9.2%) $335,071 (-13.0%) 0.00 84
    2024-12-01 $280,950 (-9.4%) $342,845 (-7.0%) 0.00 74
    2025-01-01 $277,450 (-7.4%) $322,766 (-10.3%) 0.00 70
    2025-02-01 $289,000 (-3.5%) $352,459 (-1.4%) 0.00 63
    2025-03-01 $301,000 (0.4%) $375,622 (3.6%) 0.00 57
    Plymouth's median listing price for 2025-03-01 was $301,000, a difference of $1,100 (0.4%) versus the prior year and $12,000 versus the prior month.

    Plymouth's median listing price comes in at 0% of the national average.

    Plymouth's average listing price for 2025-03-01 was $375,622, a difference of $13,103 (3.6%) versus the prior year and $23,163 versus the prior month.

    For the 2025-03-01 period, Plymouth had 57 MLS listings, a difference of -6 listings (-10%) versus the prior month and -13 listings (-19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Plymouth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,881 sqft
    2018-02-01 0 days 1,955 sqft
    2018-03-01 0 days 1,954 sqft
    2018-04-01 0 days 1,950 sqft
    2018-05-01 0 days 1,957 sqft
    2018-06-01 0 days 2,010 sqft
    2018-07-01 0 days 1,957 sqft
    2018-08-01 0 days 1,881 sqft
    2018-09-01 0 days 1,846 sqft
    2018-10-01 0 days 1,802 sqft
    2018-11-01 0 days 1,805 sqft
    2018-12-01 0 days 1,816 sqft
    2019-01-01 0 days 1,841 sqft
    2019-02-01 0 days 1,836 sqft
    2019-03-01 0 days 1,833 sqft
    2019-04-01 0 days 1,843 sqft
    2019-05-01 0 days 1,901 sqft
    2019-06-01 0 days 1,994 sqft
    2019-07-01 0 days 1,987 sqft
    2019-08-01 0 days 1,989 sqft
    2019-09-01 0 days 1,908 sqft
    2019-10-01 0 days 1,847 sqft
    2019-11-01 0 days 1,812 sqft
    2019-12-01 0 days 1,795 sqft
    2020-01-01 0 days 1,794 sqft
    2020-02-01 0 days 1,788 sqft
    2020-03-01 0 days 1,763 sqft
    2020-04-01 0 days 1,752 sqft
    2020-05-01 0 days 1,847 sqft
    2020-06-01 0 days 2,002 sqft
    2020-07-01 0 days 2,013 sqft
    2020-08-01 0 days 1,869 sqft
    2020-09-01 0 days 1,972 sqft
    2020-10-01 0 days 2,078 sqft
    2020-11-01 0 days 2,042 sqft
    2020-12-01 0 days 1,950 sqft
    2021-01-01 0 days 1,843 sqft
    2021-02-01 0 days 1,931 sqft
    2021-03-01 0 days 1,915 sqft
    2021-04-01 0 days 1,887 sqft
    2021-05-01 0 days 1,708 sqft
    2021-06-01 0 days 1,888 sqft
    2021-07-01 0 days 1,919 sqft
    2021-08-01 0 days 1,935 sqft
    2021-09-01 0 days 1,935 sqft
    2021-10-01 0 days 1,848 sqft
    2021-11-01 0 days 1,796 sqft
    2021-12-01 0 days 1,833 sqft
    2022-01-01 0 days 1,938 sqft
    2022-02-01 0 days 2,023 sqft
    2022-03-01 0 days 2,051 sqft
    2022-04-01 0 days 2,136 sqft
    2022-05-01 0 days 1,953 sqft
    2022-06-01 0 days 2,226 sqft
    2022-07-01 0 days 2,034 sqft
    2022-08-01 0 days 1,998 sqft
    2022-09-01 0 days 1,940 sqft
    2022-10-01 0 days 2,070 sqft
    2022-11-01 0 days 2,069 sqft
    2022-12-01 0 days 2,108 sqft
    2023-01-01 0 days 2,156 sqft
    2023-02-01 0 days 2,088 sqft
    2023-03-01 0 days 2,158 sqft
    2023-04-01 0 days 2,040 sqft
    2023-05-01 0 days 2,042 sqft
    2023-06-01 0 days 2,124 sqft
    2023-07-01 0 days 2,388 sqft
    2023-08-01 0 days 1,906 sqft
    2023-09-01 0 days 1,872 sqft
    2023-10-01 0 days 1,938 sqft
    2023-11-01 0 days 2,018 sqft
    2023-12-01 0 days 1,951 sqft
    2024-01-01 0 days 1,763 sqft
    2024-02-01 0 days 1,714 sqft
    2024-03-01 0 days 1,714 sqft
    2024-04-01 0 days 1,767 sqft
    2024-05-01 0 days 1,855 sqft
    2024-06-01 0 days 1,814 sqft
    2024-07-01 0 days 1,839 sqft
    2024-08-01 0 days 1,955 sqft
    2024-09-01 0 days 1,925 sqft
    2024-10-01 0 days 1,916 sqft
    2024-11-01 0 days 1,801 sqft
    2024-12-01 0 days 1,809 sqft
    2025-01-01 0 days 1,701 sqft
    2025-02-01 0 days 1,790 sqft
    2025-03-01 0 days 1,976 sqft
    Plymouth's median listing age (time on market) for 2025-03-01 was 0 days.

    Plymouth's median square footage for active listings during the 2025-03-01 period was 1,976 sqft. One year prior, the average listing was 1,714 sqft.

    Plymouth, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 454 $99,190,000 $218,480
    Refi 156 $20,900,000 $133,974
    Home Improvement 146 $9,210,000 $63,082
    Cash Out Refi 144 $21,790,000 $151,319
    Other 142 $12,220,000 $86,056

    Plymouth's most frequently cited loan purpose was Home Purchase, with 454 originations. The 2nd most popular reason was Refi, with 156 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    Over 8% 397 $31,855,000 $80,239
    6-7% 290 $59,240,000 $204,276
    7-8% 274 $51,120,000 $186,569
    5-6% 54 $11,410,000 $211,296
    <2.5% 6 $70,000 $11,667
    4-5% 5 $3,865,000 $773,000
    3-4% 1 $95,000 $95,000
    2.5-3% 1 $55,000 $55,000

    During 2024, Plymouth's most frequently originated rate bucket was Over 8%, with 397 originations.

    Loan Sizing (Plymouth, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 426 $20,790,000 $48,803
    $100k-200k 340 $49,660,000 $146,059
    $200k-400k 232 $61,680,000 $265,862
    $400k-600k 33 $15,195,000 $460,455
    $600k-1000k 6 $4,500,000 $750,000
    $Over $1MM 5 $11,485,000 $2,297,000

    Plymouth's loan sizing saw the bucket of loans from $100,000 or less with 426 originations, totaling $20,790,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 312 $71,190,000 $228,173
    Under 20% 228 $9,000,000 $39,474
    20-40% 188 $16,140,000 $85,851
    60-80% 168 $38,940,000 $231,786
    40-60% 122 $19,950,000 $163,525
    Over 100% 3 $735,000 $245,000

    Plymouth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 312 originations, totaling $71,190,000 in origination value.