FORT WAYNE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Fort Wayne averaged 3.41% for the week of 2021-12-02, compared to the national average of 3.11% for the same period.

The average rate for the prior week (2021-11-24) was 3.1% and one month ago for the week of 2021-10-28, the average rate was 3.34%.

Fort Wayne's average rate one year ago was 3.12%.

For refis of the same type during the week of 2021-12-02, the average rate was 3.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-12-02 3.11%
Fort Wayne 30 Year Fixed Rate 2021-12-02 3.41%
Fort Wayne 30 Year Fixed Rate Refi 2021-12-02 3.42%
Fort Wayne 15 Year Fixed Rate 2021-12-02 2.64%
Fort Wayne 15 Year Fixed Rate Refi 2021-12-02 2.71%
Fort Wayne 30 Year FHA 2021-12-02 3.67%
Fort Wayne 30 Year FHA Refi 2021-12-02 3.33%
Fort Wayne 30 Year USDA 2021-12-02 3.56%
Fort Wayne 30 Year USDA Refi 2021-12-02 3.07%
Fort Wayne 30 Year VA 2021-12-02 3.51%
Fort Wayne 30 Year VA Refi 2021-12-02 3.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FORT WAYNE, IN.

FORT WAYNE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the FORT WAYNE, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
RUOFF MORTGAGE COMPANY, INC. 2,101 3.29% $2,152
Three Rivers Federal Credit Union 1,227 3.17% $2,254
Union Savings Bank 514 3.29% $934
HALLMARK HOME MORTGAGE, LLC 498 3.29% $2,727
ProFed Federal Credit Union 395 3.09% $2,067
TEACHERS CREDIT UNION 375 3.40% $2,251
Fifth Third Bank, National Association 334 3.45% $2,322
QUICKEN LOANS, LLC 301 3.37% $4,552
JPMorgan Chase Bank, National Association 267 3.32% $2,158
First Merchants Bank 196 3.36% $2,333
First Federal Bank of the Midwest 157 3.21% $2,203
PARTNERS 1ST Federal Credit Union 152 3.01% $2,308
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 140 3.18% $2,324
MIDWEST AMERICA 139 3.14% $2,065
CALIBER HOME LOANS, INC. 135 3.36% $3,088
UNION HOME MORTGAGE CORP. 115 3.51% $3,055
PNC Bank, National Association 113 3.64% $1,502
Flagstar Bank, FSB 111 3.31% $3,098
STAR Financial Bank 110 3.21% $3,336
GVC MORTGAGE, INC. 105 3.09% $2,592
SUCCESS MORTGAGE PARTNERS, INC. 99 3.48% $3,438
CROSSCOUNTRY MORTGAGE, LLC 97 2.92% $3,000
POLARIS HOME FUNDING CORP. 95 3.27% $4,257
GUARANTEED RATE, INC. 93 3.62% $2,906
1st Source Bank 81 3.40% $2,256
AMERICAN MORTGAGE SERVICE COMPANY 77 3.18% $2,421
Wells Fargo Bank, National Association 74 3.43% $2,377
FORT FINANCIAL Federal Credit Union 67 3.21% $2,487
Fire Police City County Federal Credit Union 65 3.31% $1,729
First Federal Savings Bank 61 3.21% $3,785
V.I.P. MORTGAGE, INC. 56 3.11% $2,816
ACADEMY MORTGAGE CORPORATION 54 3.45% $3,011
Lake City Bank 51 3.47% $3,280
UNITED WHOLESALE MORTGAGE, LLC 50 3.05% $4,168
LOANDEPOT.COM, LLC 47 3.35% $4,156
Old National Bank 43 3.31% $2,052
VAN DYK MORTGAGE CORPORATION 42 3.38% $2,537
DHI MORTGAGE COMPANY, LTD. 42 3.22% $1,918
SUMMIT MORTGAGE, INC. 40 3.57% $3,090
Liberty Savings Bank, F.S.B. 38 3.42% $4,529
PRIMELENDING, A PLAINSCAPITAL COMPANY 37 3.48% $2,598
The Farmers & Merchants State Bank 35 3.34% $2,194
Centier Bank 33 3.31% $1,945
The Huntington National Bank 31 3.51% $2,690
First Federal Savings Bank 29 3.34% $2,938
PRIMARY RESIDENTIAL MORTGAGE, INC. 28 3.33% $2,566
ROYAL UNITED MORTGAGE LLC 25 3.40% $5,396
The State Bank and Trust Company 25 3.07% $2,790
Northpointe Bank 23 3.21% $2,625
Horizon Bank 23 3.39% $1,989
NATIONSTAR MORTGAGE LLC 21 3.86% $4,769
AMERISAVE MORTGAGE CORPORATION 20 2.99% $3,809
U.S. Bank National Association 19 3.36% $2,481
NEWREZ LLC 17 3.40% $3,101
AmRes Corporation 16 3.20% $3,363
BEACON CREDIT UNION 16 3.24% $1,763
ROUNDPOINT MORTGAGE SERVICING CORPORATION 15 3.48% $1,153
NAVY FEDERAL CREDIT UNION 14 3.89% $2,817
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 14 3.30% $2,685
Farm Credit Mid-America, ACA 14 3.61% $5,965
AMERICAN FINANCING CORPORATION 14 3.10% $3,904
BROKER SOLUTIONS, INC. 11 3.83% $3,699
MUTUAL OF OMAHA MORTGAGE, INC. 11 3.69% $2,500
FREEDOM MORTGAGE CORPORATION 11 3.42% $2,024
Northwest Bank 10 3.04% $2,561
Paramount Residential Mortgage Group, Inc. 9 3.05% $2,540
MICHIGAN MUTUAL, INC. 9 3.90% $3,781
CHURCHILL MORTGAGE CORPORATION 9 3.28% $2,849
PENNYMAC LOAN SERVICES, LLC 9 3.44% $4,445
HOME POINT FINANCIAL CORPORATION 9 3.21% $2,621
Carrington Mortgage Services, LLC 9 3.47% $4,145
KELLER MORTGAGE, LLC 8 3.13% $1,487
Associated Bank, National Association 8 3.67% $1,872
KeyBank National Association 7 3.14% $2,280
Bank of America, National Association 7 3.36% $3,452
Citizens Bank, National Association 7 3.64% $2,295
First Financial Bank 6 3.27% $2,135
INDIANA UNIVERSITY CREDIT UNION 6 3.17% $1,936
Notre Dame Federal Credit Union Corporation 6 3.02% $3,253
Ally Bank 6 3.38% $2,938
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 3.10% $3,750
SOFI LENDING CORP. 6 3.29% $3,036
GUARANTEED RATE AFFINITY, LLC 6 3.31% $1,130
USAA Federal Savings Bank 6 3.54% $3,327
PURDUE FEDERAL CREDIT UNION 5 3.28% $2,588
INTERRA CREDIT UNION 5 3.48% $2,158
AMERICAN FINANCIAL NETWORK, INC. 5 3.48% $5,908
FINANCE OF AMERICA MORTGAGE LLC 5 3.28% $3,451
HOMESIDE FINANCIAL, LLC 5 3.08% $5,719
TIAA, FSB 5 3.30% $2,091
PREMIA MORTGAGE, LLC 4 2.94% $899
AMERIFIRST FINANCIAL CORPORATION 4 3.13% $2,358
Waterstone Mortgage Corporation 4 3.44% $3,674
ZILLOW HOME LOANS, LLC 4 3.28% $2,221
TCF National Bank 4 3.09% $2,812
AMERICAN FINANCIAL RESOURCES, INC. 4 3.72% $6,476
SUN WEST MORTGAGE COMPANY, INC. 4 3.00% $2,853
Raymond James Bank, National Association 4 3.03% $2,008
Wyndham Capital Mortgage, Inc. 4 3.03% $1,588
SIRVA MORTGAGE, INC. 4 3.13% $722
PROVIDENT FUNDING ASSOCIATES, L.P. 3 3.33% $3,089
Barrington Bank & Trust Company, N.A. 3 3.08% $2,233
BETTER MORTGAGE CORPORATION 3 2.88% $2,027
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.04% $3,458
CELEBRITY HOME LOANS, LLC 3 3.00% $2,874
Elements Financial Federal Credit Union 3 3.71% $2,358
EQUITY RESOURCES, INC. 3 3.38% $2,878
Fidelity Bank, National Association 3 3.04% $2,310
First Farmers Bank and Trust Company 3 3.04% $2,945
First Internet Bank of Indiana 3 3.00% $2,319
HOMESTEAD FUNDING CORP. 3 3.00% $3,239
LAKE MICHIGAN CREDIT UNION 3 3.46% $1,861
LOANFLIGHT LENDING, LLC 3 2.71% $1,521
Manufacturers and Traders Trust Company 3 3.79% $4,949
Merchants Bank of Indiana 3 3.33% $2,216
Mortgage Assurance Inc. 3 3.25% $3,511
Nations Lending Corporation 3 2.92% $4,727
Regions Bank 3 3.83% $3,010
SOUTHWEST FUNDING, LP 3 3.71% $4,338
Stifel Bank and Trust 3 3.13% $1,839
The Union Bank Company 3 3.00% $4,858
Truist Bank 3 3.83% $4,089
EMBRACE HOME LOANS, INC. 2 3.43% $4,994
Citibank, National Association 2 3.13% $3,354
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 2.94% $2,541
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 6.94% $5,628
First Midwest Bank 2 3.38% $2,146
MJW Financial LLC 2 2.88% $2,429
DRAPER AND KRAMER MORTGAGE CORP. 2 3.31% $5,821
The First National Bank of Middle Tennessee 2 3.13% $2,261
Charles Schwab Bank, SSB 2 3.09% $2,073
BOKF, National Association 2 3.19% $2,639
Florida Capital Bank, National Association 2 3.75% $5,776
Third Federal Savings and Loan Association of Cleveland 2 3.27% $295
BLUELEAF LENDING, LLC 2 2.56% $2,235
Baxter Credit Union 2 3.06% $4,155
First Guaranty Mortgage Corporation 2 3.06% $3,839
PENTAGON FEDERAL CREDIT UNION 2 2.44% $716
Morgan Stanley Private Bank, National Association 2 3.35% $3,385
UBS Bank USA 2 2.88% $3,928
PHH Mortgage Corporation 2 3.56% $4,406
LOANPAL, LLC 2 3.93% $3,257
Bank of England 2 3.56% $2,720
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 2.87% $2,152
FORUM Credit Union 2 3.13% $2,679
American Mortgage & Equity Consultants, Inc. 2 3.75% $2,799
SOVEREIGN LENDING GROUP INCORPORATED 2 3.25% $4,121
First Federal Bank 2 3.25% $5,738
First Savings Bank 2 2.94% $6,497
InterContinental Capital Group, Inc 2 3.38% $3,912
FirstBank 2 3.44% $2,909
JLB CORPORATION 2 3.06% $5,325
Mortgage Research Center, LLC 2 2.75% $3,670
EVANSVILLE TEACHERS 2 2.69% $2,135
ENDEAVOR CAPITAL, LLC. 2 4.06% $5,291
First National Bank of America 2 7.81% $5,921
PLAZA HOME MORTGAGE, INC. 1 3.38% $1,712
First Federal Savings Bank 1 2.88% $1,836
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.00% $2,137
EVERETT FINANCIAL, INC. 1 2.88% $890
EMM LOANS LLC 1 3.75% $8,166
EASTMAN 1 3.88% $1,870
RBC Bank, (Georgia) National Association 1 2.88% $1,060
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.63% $3,854
EAGLE HOME MORTGAGE, LLC 1 2.88% $1,480
Dollar Bank, Federal Savings Bank 1 3.88% $11,608
Security Federal Savings Bank 1 2.38% $1,941
SECURITYNATIONAL MORTGAGE COMPANY 1 3.50% $2,665
Servion, Inc. 1 3.13% $2,989
Simmons Bank 1 3.38% $1,883
Discover Bank 1 7.99% $0
DELMAR FINANCIAL COMPANY 1 3.88% $1,985
Somerville Bank 1 3.38% $1,950
COMPASS MORTGAGE, INC. 1 3.38% $5,848
State Department Federal Credit Union 1 3.63% $4,913
STEARNS LENDING, LLC 1 3.25% $4,133
Wolfe Financial, Inc 1 3.25% $2,617
Strong Home Mortgage, LLC 1 2.88% $600
Colten Mortgage, LLC 1 3.00% $3,203
Colonial Savings, F.A. 1 2.88% $0
Sunflower Bank, National Association 1 3.25% $6,605
Circle Federal Credit Union 1 3.13% $0
Chicago Financial Services, Inc. 1 2.99% $2,352
The Citizens National Bank of Bluffton 1 3.63% $1,564
The Cortland Savings and Banking Company 1 3.13% $2,291
CHERRY CREEK MORTGAGE, LLC 1 3.37% $810
Amarillo National Bank 1 3.00% $2,774
TOGETHER CREDIT UNION 1 3.13% $2,247
TOP FLITE FINANCIAL, INC. 1 3.13% $7,408
ALLIANT CREDIT UNION 1 3.38% $3,315
UIF CORPORATION 1 2.88% $2,345
Bank of Idaho 1 3.38% $2,065
UNITED 1 3.00% $2,057
Atlantic Union Bank 1 3.63% $2,960
INDIANA MEMBERS CREDIT UNION 1 3.13% $2,253
Independent Bank 1 3.00% $2,356
INLAND BANK & TRUST 1 3.25% $5,408
INOVA FEDERAL CREDIT UNION 1 3.25% $0
Honor Credit Union 1 4.75% $1,925
Hometown Lenders, Inc. 1 2.75% $3,052
HOMESPIRE MORTGAGE CORPORATION 1 3.38% $3,303
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 2.50% $2,775
KS StateBank 1 3.00% $1,036
KINECTA 1 3.25% $3,933
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 2.88% $3,164
Arvest Bank 1 4.00% $2,058
LAKE MORTGAGE COMPANY INC 1 3.50% $2,317
LAKEVIEW LOAN SERVICING, LLC 1 3.38% $1,267
LEADERONE FINANCIAL CORPORATION 1 3.38% $2,628
LENDERFI, INC. 1 3.00% $787
GSF Mortgage Corporation 1 2.88% $2,363
Goldwater Bank, N.A. 1 3.25% $4,139
Magnolia Bank 1 2.88% $6,457
Ameris Bank 1 4.00% $4,298
Marine Bank 1 2.88% $1,767
VICTORY MORTGAGE, L.L.C. 1 2.75% $2,410
GENISYS 1 3.13% $1,985
MORIA DEVELOPMENT, INC. 1 3.00% $2,748
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 2.75% $2,602
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.50% $5,913
Morton Community Bank 1 3.00% $1,680
MutualBank 1 3.75% $2,113
GENEVA FINANCIAL, LLC 1 3.63% $2,964
Washington Trust Bank 1 3.38% $1,665
Fortress Bank 1 2.63% $1,751
NBKC BANK 1 2.99% $1,249
NETWORK CAPITAL FUNDING CORPORATION 1 3.13% $1,055
NFM, INC. 1 3.63% $3,621
North American Savings Bank, F.S.B. 1 3.38% $1,460
First Western Trust Bank 1 3.13% $2,179
First United Bank and Trust Company 1 2.88% $3,887
OCEANSIDE MORTGAGE COMPANY 1 2.88% $712
Paramount Bank 1 3.13% $0
PARLAY MORTGAGE & PROPERTY, INC. 1 2.99% $2,220
First Home Bank 1 4.00% $2,697
Peoples Bank 1 2.88% $2,314
PLANET HOME LENDING, LLC 1 3.25% $2,690

FORT WAYNE, IN's 237 lenders originated 22,297 loans during 2020. The total origination value was $4,164,745,000, with an average loan value of $186,785.

The top FORT WAYNE lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 2,101 loans originated. Their average total fees are $2,152, which is $102 lower than the next largest lender, Three Rivers Federal Credit Union.

The lowest fee FORT WAYNE lenders (with over 10 loans originated) are Union Savings Bank ($934), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,153), PNC Bank, National Association ($1,502), Fire Police City County Federal Credit Union ($1,729) and BEACON CREDIT UNION ($1,763).

The lowest rate FORT WAYNE lenders (with over 10 loans originated) are CROSSCOUNTRY MORTGAGE, LLC (2.92%), AMERISAVE MORTGAGE CORPORATION (2.99%), PARTNERS 1ST Federal Credit Union (3.01%), Northwest Bank (3.04%) and UNITED WHOLESALE MORTGAGE, LLC (3.05%).

FORT WAYNE, IN Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Three Rivers Federal Credit Union $222,815,000 $685,720,000 207.8% 16.5%
Ruoff Home Mortgage $317,625,000 $578,730,000 82.2% 13.9%
Union Savings Bank $89,475,000 $152,460,000 70.4% 3.7%
Quicken Loans $90,775,000 $143,690,000 58.3% 3.5%
Hallmark Home Mortgage LLC $92,735,000 $127,740,000 37.7% 3.1%
ProFed Federal Credit Union $47,910,000 $122,975,000 156.7% 3.0%
Fifth Third Bank $92,875,000 $116,545,000 25.5% 2.8%
FIRST MERCHANTS BANK $76,680,000 $112,375,000 46.6% 2.7%
Teachers Credit Union $2,060,000 $100,670,000 4,786.9% 2.4%
JPMorgan Chase Bank, NA $62,575,000 $88,395,000 41.3% 2.1%
Freedom Mortgage Corporation $22,345,000 $85,650,000 283.3% 2.1%
PNC BANK NA $39,980,000 $80,390,000 101.1% 1.9%
STAR Financial Bank $41,175,000 $64,530,000 56.7% 1.5%
MidWest America Federal Credit Union $34,040,000 $60,090,000 76.5% 1.4%
Capital One, NA $58,325,000 n/a 1.4%
LAKE CITY BANK $51,400,000 $57,615,000 12.1% 1.4%
Berkadia Commercial Mortgage $24,465,000 $54,080,000 121.1% 1.3%
Caliber Home Loans Inc $32,150,000 $51,265,000 59.5% 1.2%
First Federal Bank of the Midwest $35,030,000 $50,990,000 45.6% 1.2%
Old National Bank $36,900,000 $50,740,000 37.5% 1.2%
Partners 1st FCU $22,700,000 $46,560,000 105.1% 1.1%
Union Home Mortgage Company $29,010,000 $44,040,000 51.8% 1.1%
1ST SOURCE BANK $28,530,000 $43,265,000 51.6% 1.0%
Greystone Servicing Corporation, Inc. $41,585,000 n/a 1.0%
Flagstar Bank $21,025,000 $39,830,000 89.4% 1.0%
DIAMOND RESIDENTIAL MTG CORP $19,305,000 $38,000,000 96.8% 0.9%
Guaranteed Rate Inc. $54,155,000 $34,405,000 -36.5% 0.8%
THE GARRETT STATE BANK $16,110,000 $34,380,000 113.4% 0.8%
The Farmers & Merchants State Bank $3,480,000 $33,215,000 854.5% 0.8%
Success Mortgage Partners Inc. $960,000 $32,430,000 3,278.1% 0.8%
POLARIS HOME FUNDING CORP $19,095,000 $28,915,000 51.4% 0.7%
First Federal Savings Bank $2,680,000 $28,425,000 960.6% 0.7%
WELLS FARGO BANK NA $24,130,000 $28,350,000 17.5% 0.7%
GVC Mortgage Inc. $1,150,000 $27,500,000 2,291.3% 0.7%
American Mortgage Service Company $14,650,000 $26,200,000 78.8% 0.6%
Academy Mortgage Corporation $18,235,000 $25,940,000 42.3% 0.6%
V.I.P. Mortgage Inc. $18,470,000 $24,570,000 33.0% 0.6%
Fire Police City County FCU $5,105,000 $23,830,000 366.8% 0.6%
Fort Financial Credit Union $2,745,000 $22,845,000 732.2% 0.5%
Crossroads Bank $8,325,000 $21,685,000 160.5% 0.5%
United Shore Financial Services LLC $7,650,000 $21,050,000 175.2% 0.5%
loanDepot LLC $10,485,000 $20,550,000 96.0% 0.5%
SummitMortgage Inc. $85,915,000 $19,905,000 -76.8% 0.5%
Huntington National Bank $19,835,000 $19,620,000 -1.1% 0.5%
DHI Mortgage Company Limited $4,770,000 $18,885,000 295.9% 0.5%
Mortgage Research Center LLC $13,710,000 $18,805,000 37.2% 0.5%
First Midwest Bank $200,000 $18,710,000 9,255.0% 0.4%
Nationstar Mortgage $12,990,000 $17,660,000 36.0% 0.4%
Merchants Bank of Indiana $250,000 $14,580,000 5,732.0% 0.4%
VanDyk Mortgage Corporation $9,100,000 $14,250,000 56.6% 0.3%
Centier Bank $12,760,000 $13,025,000 2.1% 0.3%
WALKER & DUNLOP, LLC $9,200,000 $12,705,000 38.1% 0.3%
HORIZON BANK $8,055,000 $11,870,000 47.4% 0.3%
NEWREZ LLC $3,335,000 $10,655,000 219.5% 0.3%
USAA FEDERAL SAVINGS BANK $11,480,000 $10,555,000 -8.1% 0.3%
The State Bank and Trust Company $5,190,000 $10,365,000 99.7% 0.2%
Liberty Savings Bank F.S.B. $6,605,000 $10,105,000 53.0% 0.2%
Arbor Realty Trust Inc $8,805,000 $9,705,000 10.2% 0.2%
Primary Residential Mortgage Inc. $2,730,000 $9,590,000 251.3% 0.2%
PRIMELENDING $4,330,000 $9,360,000 116.2% 0.2%
Farm Credit Mid-America $6,405,000 $9,255,000 44.5% 0.2%
Northpointe Bank $4,815,000 $8,505,000 76.6% 0.2%
NAVY FEDERAL CREDIT UNION $6,120,000 $8,495,000 38.8% 0.2%
Home Point Financial Corporation $2,120,000 $7,930,000 274.1% 0.2%
Amerisave Mortgage Corporation $2,905,000 $7,550,000 159.9% 0.2%
PENNYMAC LOAN SERVICES LLC $3,250,000 $7,490,000 130.5% 0.2%
CARRINGTON MORTGAGE SERVICES $4,610,000 $7,425,000 61.1% 0.2%
Bank of America NA $3,985,000 $6,750,000 69.4% 0.2%
US BANK, N.A. $2,935,000 $6,685,000 127.8% 0.2%
NewDay Financial LLC dba NewDay USA $2,120,000 $6,640,000 213.2% 0.2%
FAIRWAY INDEPENDENT MORT CORP $2,905,000 $6,560,000 125.8% 0.2%
First Federal Savings Bank $2,680,000 $6,225,000 132.3% 0.1%
Royal United Mortgage LLC $4,265,000 $5,750,000 34.8% 0.1%
Oceanside Mortgage Company $930,000 $4,595,000 394.1% 0.1%
New American Funding (dba for Broker Solutions Inc) $3,890,000 $4,565,000 17.4% 0.1%
American Residential Lending $1,275,000 $4,535,000 255.7% 0.1%
Northwest Bank $4,525,000 n/a 0.1%
American Financing Corporation $625,000 $4,455,000 612.8% 0.1%
Clearpath Lending $3,495,000 $4,180,000 19.6% 0.1%
Paramount Residential Mortgage Group Inc. $125,000 $4,160,000 3,228.0% 0.1%
Lakeview Loan Servicing, LLC $1,295,000 $4,055,000 213.1% 0.1%
Better Mortgage Corporation $3,885,000 n/a 0.1%
MARQUETTE BANK $3,805,000 n/a 0.1%
American Financial Resources Inc. $1,835,000 $3,770,000 105.4% 0.1%
The Federal Savings Bank $2,550,000 $3,710,000 45.5% 0.1%
Village Capital & Investment $585,000 $3,655,000 524.8% 0.1%
AmeriHomeMortgageCompany,LL $1,405,000 $3,615,000 157.3% 0.1%
Churchill Mortgage Corporation $1,435,000 $3,585,000 149.8% 0.1%
Planet Home Lending LLC $230,000 $3,215,000 1,297.8% 0.1%
Michigan Mutual, Inc. DBA MiMutual Mortgage $2,740,000 $3,160,000 15.3% 0.1%
First Bank of Berne $1,375,000 $3,150,000 129.1% 0.1%
Cardinal Financial Company LP $1,230,000 $3,125,000 154.1% 0.1%
Sun West Mortgage Company Inc. $1,305,000 $3,125,000 139.5% 0.1%
Synergy One Lending $1,575,000 $3,115,000 97.8% 0.1%
TCF National Bank $2,995,000 n/a 0.1%
HomeBridge Financial Services, Inc. $4,305,000 $2,870,000 -33.3% 0.1%
KeyBank National Association $1,565,000 $2,755,000 76.0% 0.1%
American Financial Network Inc. $835,000 $2,715,000 225.1% 0.1%
Associated Bank NA $2,065,000 $2,660,000 28.8% 0.1%
IU Credit Union $650,000 $2,610,000 301.5% 0.1%
Guaranteed Rate Affinity LLC $1,130,000 $2,515,000 122.6% 0.1%
First Guaranty Mortgage Corporation $555,000 $2,480,000 346.8% 0.1%
CBNA $2,910,000 $2,310,000 -20.6% 0.1%
SoFi Lending Corp $460,000 $2,305,000 401.1% 0.1%
Barrington Bank & Trust $1,860,000 $2,205,000 18.5% 0.1%
Southwest Funding LP $1,290,000 $2,055,000 59.3% 0.0%
Wyndham Capital Mortgage $660,000 $2,035,000 208.3% 0.0%
Raymond James Bank National Association $535,000 $1,940,000 262.6% 0.0%
Farmers State Bank $745,000 $1,920,000 157.7% 0.0%
Finance of America Mortgage LLC $2,060,000 $1,920,000 -6.8% 0.0%
Premia Mortgage, LLC $3,110,000 $1,915,000 -38.4% 0.0%
The Campbell & Fetter Bank $1,245,000 $1,875,000 50.6% 0.0%
Keller Mortgage LLC $610,000 $1,860,000 204.9% 0.0%
Low VA Rates $1,020,000 $1,770,000 73.5% 0.0%
Sovereign Lending Group, Inc $1,060,000 $1,735,000 63.7% 0.0%
Purdue Federal Credit Union $805,000 $1,725,000 114.3% 0.0%
The Inglis Dealership INC $1,705,000 n/a 0.0%
Mortgage Lenders of America LLC $1,510,000 $1,695,000 12.3% 0.0%
Homeside Financial LLC $845,000 $1,640,000 94.1% 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $165,000 $1,635,000 890.9% 0.0%
Elements Financial Federal Credit Union $2,930,000 $1,620,000 -44.7% 0.0%
UBS Bank USA $640,000 $1,560,000 143.8% 0.0%
Intercontinental Capital Group, Inc. $465,000 $1,515,000 225.8% 0.0%
AimLoan.com $1,265,000 $1,495,000 18.2% 0.0%
Endeavor Capital Mortgage LLC $930,000 $1,475,000 58.6% 0.0%
First Financial Bank $20,180,000 $1,450,000 -92.8% 0.0%
PHH MORTGAGE CORPORATION $225,000 $1,440,000 540.0% 0.0%
TIAA, FSB $1,175,000 $1,415,000 20.4% 0.0%
Forum Credit Union $1,375,000 n/a 0.0%
Waterstone Mortgage Corp $290,000 $1,360,000 369.0% 0.0%
First Internet Bank $1,335,000 n/a 0.0%
AmeriFirst Home Mortgage $625,000 $1,305,000 108.8% 0.0%
Triad Financial Services Inc $1,590,000 $1,295,000 -18.6% 0.0%
Sirva Mortgage Inc. $875,000 $1,285,000 46.9% 0.0%
Interra Credit Union $160,000 $1,280,000 700.0% 0.0%
Branch Banking And Trust Co $710,000 $1,265,000 78.2% 0.0%
MutualBank $12,100,000 $1,235,000 -89.8% 0.0%
Embrace Home Loans, Inc. $1,045,000 $1,220,000 16.7% 0.0%
Midwest Equity Mortgage LLC $1,185,000 n/a 0.0%
Bank of England $815,000 $1,175,000 44.2% 0.0%
Plaza Home Mortgage Inc. $155,000 $1,100,000 609.7% 0.0%
Magnolia Bank Incorporated $320,000 $1,090,000 240.6% 0.0%
Morgan Stanley Private Bank NA $730,000 $1,070,000 46.6% 0.0%
Homestead Funding Corp. $720,000 $1,065,000 47.9% 0.0%
The Union Bank Company $165,000 $1,065,000 545.5% 0.0%
KS StateBank $1,045,000 n/a 0.0%
First Farmers Bank & Trust $1,040,000 n/a 0.0%
Notre Dame Federal Credit Union $125,000 $1,025,000 720.0% 0.0%
North American Savings Bank $2,245,000 $1,005,000 -55.2% 0.0%
Third Federal Savings and Loan $905,000 $995,000 9.9% 0.0%
Provident Funding Associates $1,410,000 $965,000 -31.6% 0.0%
BM REAL ESTATE SERVICES, INC. $960,000 n/a 0.0%
21ST MORTGAGE $485,000 $930,000 91.8% 0.0%
Hometown Lenders LLC $915,000 n/a 0.0%
Genisys Credit Union $895,000 n/a 0.0%
AMARILLO NATIONAL BANK $890,000 n/a 0.0%
Prime Choice Funding, Inc. $430,000 $885,000 105.8% 0.0%
Reliance First Capital LLC $1,385,000 $885,000 -36.1% 0.0%
BNC NATIONAL BANK $325,000 $875,000 169.2% 0.0%
Mortgage Solutions of Colorado LLC $1,075,000 $855,000 -20.5% 0.0%
Pentagon Federal Credit Union $330,000 $855,000 159.1% 0.0%
FirstBank $640,000 $820,000 28.1% 0.0%
AAG $310,000 $815,000 162.9% 0.0%
Lake Michigan Credit Union $735,000 $815,000 10.9% 0.0%
Fidelity Bank $810,000 n/a 0.0%
Gold Star Mortgage Financial Group, Corporation $85,000 $800,000 841.2% 0.0%
Evansville Teachers Federal Credit Union $205,000 $780,000 280.5% 0.0%
JLB Corporation dba Golden Oak Lending $125,000 $730,000 484.0% 0.0%
Baxter Credit Union $365,000 $725,000 98.6% 0.0%
Colonial Savings $730,000 $720,000 -1.4% 0.0%
Draper and Kramer Mortgage Corp. $715,000 n/a 0.0%
Nations Lending Corporation $330,000 $690,000 109.1% 0.0%
Discover Bank $940,000 $675,000 -28.2% 0.0%
Stifel Bank and Trust $145,000 $655,000 351.7% 0.0%
Supreme Lending/ Everett Financial Inc. $655,000 n/a 0.0%
Blue Ridge Bank, NA $630,000 n/a 0.0%
UIF Corporation $105,000 $625,000 495.2% 0.0%
Ark-La-Tex Financial Services LLC $670,000 $610,000 -9.0% 0.0%
LoanPal $465,000 $610,000 31.2% 0.0%
Network Capital Funding Corporation $535,000 $610,000 14.0% 0.0%
Fortress Bank $355,000 $590,000 66.2% 0.0%
M&T Bank $165,000 $590,000 257.6% 0.0%
BLUELEAF LENDING, LLC $585,000 n/a 0.0%
Pacific Residential Mortgage LLC $580,000 n/a 0.0%
DOLLAR BANK, FSB $705,000 $575,000 -18.4% 0.0%
REGIONS BANK $990,000 $575,000 -41.9% 0.0%
BOKF NA $710,000 $570,000 -19.7% 0.0%
BMO Harris Bank N.A. $1,110,000 $555,000 -50.0% 0.0%
Angel Oak Mortgage Solutions $540,000 n/a 0.0%
Cherry Creek Mortgage Co. Inc. $115,000 $515,000 347.8% 0.0%
Peoples Bank $95,000 $505,000 431.6% 0.0%
Mid-Continent Funding, Inc. $185,000 $500,000 170.3% 0.0%
Inland Bank and Trust $490,000 n/a 0.0%
Indiana Members Credit Union $535,000 $485,000 -9.3% 0.0%
First Home Bank $475,000 n/a 0.0%
INOVA Federal Credit Union $465,000 n/a 0.0%
Mid America Mortgage Inc. $855,000 $460,000 -46.2% 0.0%
T2 Financial LLC $365,000 $460,000 26.0% 0.0%
United Federal Credit Union $460,000 n/a 0.0%
FIRST NATIONAL BANK OF MIDDLE TENNESSEE $435,000 n/a 0.0%
NFM, Inc. $425,000 n/a 0.0%
Ag Credit, ACA $415,000 n/a 0.0%
Plains Commerce Bank $410,000 n/a 0.0%
Towne Mortgage Company $405,000 n/a 0.0%
Land Home Financial Services Inc. $595,000 $400,000 -32.8% 0.0%
NBKC Bank $1,055,000 $395,000 -62.6% 0.0%
The Fountain Trust Company $395,000 n/a 0.0%
Charles Schwab Bank $545,000 $390,000 -28.4% 0.0%
First Savings Bank $905,000 $390,000 -56.9% 0.0%
Independent Bank $390,000 n/a 0.0%
First State Bank $385,000 n/a 0.0%
Sturgis Bank & Trust Company $165,000 $380,000 130.3% 0.0%
Florida Capital Bank National Association $375,000 n/a 0.0%
The Henry County Bank $370,000 n/a 0.0%
Superior Credit Union Inc. $410,000 $360,000 -12.2% 0.0%
Equity Resources Inc. $355,000 n/a 0.0%
Community First Credit Union of Florida $335,000 n/a 0.0%
Parlay Mortgage & Property Inc $335,000 n/a 0.0%
First Federal Savings Bank $2,680,000 $325,000 -87.9% 0.0%
WINTERWOOD MORTGAGE GROUP, LLC $485,000 $325,000 -33.0% 0.0%
AMERIS BANK $320,000 n/a 0.0%
ARVEST BANK $320,000 n/a 0.0%
SOUTHERN MICHIGAN BANK & TRUST $235,000 $315,000 34.0% 0.0%
FBC Mortgage LLC $310,000 n/a 0.0%
First Centennial Mortgage Corp. $565,000 $310,000 -45.1% 0.0%
Cortland Savings & Banking Co $115,000 $305,000 165.2% 0.0%
United Security Financial $300,000 n/a 0.0%
FIRST UNITED BANK AND TRUST CO $295,000 n/a 0.0%
First Western Trust Bank $295,000 n/a 0.0%
Chicago Financial Services, In $285,000 n/a 0.0%
Mortgage Assurance Inc. $240,000 $285,000 18.8% 0.0%
NuMark Credit Union $285,000 $285,000 0.0% 0.0%
Goldwater Bank National Association $280,000 n/a 0.0%
Axos Bank $545,000 $275,000 -49.5% 0.0%
Colten Mortgage $275,000 n/a 0.0%
Guild Mortgage Company $275,000 n/a 0.0%
The Citizens National Bank of Bluffton $365,000 $275,000 -24.7% 0.0%
James B. Nutter & Company $425,000 $270,000 -36.5% 0.0%
Atlantic Bay Mortgage Group LLC $4,045,000 $265,000 -93.4% 0.0%
Compass Mortgage Inc $175,000 $265,000 51.4% 0.0%
Home Bank SB $265,000 n/a 0.0%
Sierra Pacific Mortgage $265,000 n/a 0.0%
American Mortgage & Equity Consultants Inc. $445,000 $260,000 -41.6% 0.0%
Morton Community Bank $75,000 $260,000 246.7% 0.0%
Peoples Mortgage Company $260,000 n/a 0.0%
Servion, Inc. $260,000 n/a 0.0%
Citibank, N.A. $215,000 $245,000 14.0% 0.0%
FIRST NATIONAL BANK OF AMERICA $240,000 n/a 0.0%
Peoples Bank $95,000 $235,000 147.4% 0.0%
Paramount Bank $230,000 n/a 0.0%
GSF Mortgage Corporation $310,000 $225,000 -27.4% 0.0%
Union Bank & Trust $225,000 n/a 0.0%
FIRST FINANCIAL BANK $215,000 n/a 0.0%
LAKE MORTGAGE COMPANY, INC. $215,000 n/a 0.0%
Rock Canyon Bank $215,000 n/a 0.0%
Bay Equity LLC $205,000 n/a 0.0%
E Mortgage Management LLC $205,000 n/a 0.0%
LenderFi, Inc. $205,000 n/a 0.0%
Lenox Financial Mortgage Corp. $205,000 n/a 0.0%
Alliant Credit Union $85,000 $195,000 129.4% 0.0%
GATEWAY MORTGAGE GROUP $360,000 $195,000 -45.8% 0.0%
WEI Mortgage LLC $195,000 n/a 0.0%
Advisors Mortgage Group LLC $185,000 n/a 0.0%
Homeowners Financial Group $185,000 n/a 0.0%
Marine Bank $185,000 n/a 0.0%
Victory Mortgage LLC $185,000 n/a 0.0%
Anheuser Busch Employees Credit Union $165,000 $175,000 6.1% 0.0%
Citizens State Bank of New Castle Indiana $290,000 $175,000 -39.7% 0.0%
CityWorth Mortgage $175,000 n/a 0.0%
Homespire Mortgage Corporation $175,000 n/a 0.0%
LeaderOne Financial Corp. $175,000 n/a 0.0%
State Department Federal Credit Union $175,000 n/a 0.0%
Honor Credit Union $165,000 n/a 0.0%
Nations Reliable Lending, LLC $165,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $65,000 $160,000 146.2% 0.0%
The Farmers State Bank $160,000 n/a 0.0%
Heartland Bank $155,000 n/a 0.0%
Home State Bank National Association $155,000 n/a 0.0%
NOVA Financial & Investment Corporation dba: Nova Home Loans $155,000 n/a 0.0%
RBC Bank (Georgia), N.A. $235,000 $155,000 -34.0% 0.0%
Security Federal Savings Bank $155,000 n/a 0.0%
Stearns Lending $1,475,000 $155,000 -89.5% 0.0%
Sunflower Bank, N.A. $135,000 $155,000 14.8% 0.0%
top flite financial, inc. $255,000 $155,000 -39.2% 0.0%
1st Signature Lending LLC $210,000 $145,000 -31.0% 0.0%
Eastman Credit Union $145,000 n/a 0.0%
Geneva Financial LLC $510,000 $145,000 -71.6% 0.0%
Greater Niles Community Federa $145,000 n/a 0.0%
Open Mortgage LLC $145,000 n/a 0.0%
Simmons Bank $145,000 n/a 0.0%
East Coast Capital Corporation $125,000 $135,000 8.0% 0.0%
Independence Bank of Kentucky $155,000 $135,000 -12.9% 0.0%
Washington Trust Bank $135,000 n/a 0.0%
Wolfe Financial Inc. DBA Integrity Mortgage Group $135,000 n/a 0.0%
American Portfolio Mortgage $180,000 $125,000 -30.6% 0.0%
Eagle Home Mortgage, LLC $125,000 n/a 0.0%
First State Bank of Middlebury $125,000 n/a 0.0%
Petefish Skiles & Co. Bank $125,000 n/a 0.0%
RENASANT BANK $185,000 $125,000 -32.4% 0.0%
Bank Of Springfield $65,000 $115,000 76.9% 0.0%
Longbridge Financial, LLC $285,000 $115,000 -59.6% 0.0%
Member First Mortgage LLC $75,000 $115,000 53.3% 0.0%
Oxford Bank & Trust $290,000 $110,000 -62.1% 0.0%
Auto Club Trust, FSB $55,000 $105,000 90.9% 0.0%
DelMar Financial Company $105,000 n/a 0.0%
Finance of America Reverse LLC $420,000 $105,000 -75.0% 0.0%
First Federal Community Bank of Bucyrus $105,000 n/a 0.0%
First Option Mortgage LLC $775,000 $105,000 -86.5% 0.0%
First State Bank of Forrest $105,000 n/a 0.0%
KINECTA FEDERAL CREDIT UNION $105,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $55,000 $105,000 90.9% 0.0%
American Pacific Mortgage Corporation $95,000 n/a 0.0%
Citywide Home Loans A Utah Corporation $95,000 n/a 0.0%
Financial Center First Credit Union $95,000 n/a 0.0%
Somerville Bank $95,000 n/a 0.0%
Home Loan Investment Bank $75,000 $90,000 20.0% 0.0%
Centra Credit Union $85,000 n/a 0.0%
CMG Mortgage Inc. $85,000 n/a 0.0%
Dominion Financial Services $85,000 n/a 0.0%
Jackson County Bank $85,000 n/a 0.0%
Farmers & Merchants Bank $75,000 n/a 0.0%
SPRING EQ, LLC $390,000 $70,000 -82.1% 0.0%
Tower Federal Credit Union $65,000 n/a 0.0%
SecurityNational Mortgage Company $125,000 $55,000 -56.0% 0.0%
Wright-Patt Credit Union Inc $45,000 $55,000 22.2% 0.0%
5 Arch Funding Corp. $45,000 n/a 0.0%
Bank of Idaho $45,000 n/a 0.0%
Cascade Financial Services $530,000 $45,000 -91.5% 0.0%
Congressional Federal Credit Union $35,000 n/a 0.0%
First American Bank $25,000 n/a 0.0%
Quorum Federal Credit Union $25,000 n/a 0.0%
State Farm Bank $840,000 $15,000 -98.2% 0.0%
Midland States Bank $5,000 n/a 0.0%

FORT WAYNE's top lender by overall market share is Three Rivers Federal Credit Union, with 16.5% market share. In second place, with 13.9%, is Ruoff Home Mortgage, having originated $578,730,000 in loans. In third place, with 3.7%, is Union Savings Bank, having originated $152,460,000 in loans. In third place, with 3.5%, is Quicken Loans, having originated $143,690,000 in loans. In third place, with 3.1%, is Hallmark Home Mortgage LLC, having originated $127,740,000 in loans.


FORT WAYNE, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 9,511 $1,770,675,000 $186,171
Home Purchase 7,771 $1,492,895,000 $192,111
Cash Out Refi 3,430 $559,610,000 $163,152
Home Improvement 933 $76,865,000 $82,385
Other 652 $264,700,000 $405,982

Fort Wayne's most frequently cited loan purpose was Refi, with 9,511 originations. The 2nd most popular reason was Home Purchase, with 7,771 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 10,373 $1,846,255,000 $177,987
2.5-3% 7,266 $1,407,400,000 $193,697
<2.5% 2,117 $352,505,000 $166,512
4-5% 1,437 $348,865,000 $242,773
5-6% 372 $28,640,000 $76,989
6-7% 175 $7,885,000 $45,057
Over 8% 94 $3,350,000 $35,638
7-8% 58 $3,310,000 $57,069

During 2020, Fort Wayne's most frequently originated rate bucket was 3-4%, with 10,373 originations.

Loan Sizing (FORT WAYNE, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 10,473 $1,515,535,000 $144,709
$100,000 or less 5,609 $360,625,000 $64,294
$200k-400k 5,436 $1,439,810,000 $264,866
$400k-600k 619 $289,925,000 $468,376
$600k-1000k 96 $71,060,000 $740,208
$Over $1MM 64 $487,790,000 $7,621,719

FORT WAYNE's loan sizing saw the bucket of loans from $100k-200k with 10,473 originations, totaling $1,515,535,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 8,450 $1,597,250,000 $189,024
60-80% 7,400 $1,605,360,000 $216,941
40-60% 2,626 $404,780,000 $154,143
20-40% 1,261 $120,565,000 $95,611
Under 20% 960 $35,790,000 $37,281
Over 100% 162 $38,000,000 $234,568

FORT WAYNE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,450 originations, totaling $1,597,250,000 in origination value.