Angola Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Angola averaged 5.86% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.07% and one month ago for the week of 2022-05-26, the average rate was 5.36%.

Angola's average rate one year ago was 3.49%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.57%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Angola 30 Year Fixed Rate 2022-06-30 5.86%
Angola 30 Year Fixed Rate Refi 2022-06-30 5.57%
Angola 15 Year Fixed Rate 2022-06-30 4.8%
Angola 15 Year Fixed Rate Refi 2022-06-30 4.79%
Angola 30 Year FHA 2022-06-30 6.29%
Angola 30 Year FHA Refi 2022-06-30 5.46%
Angola 30 Year USDA 2022-06-30 5.98%
Angola 30 Year USDA Refi 2022-06-30 5.6%
Angola 30 Year VA 2022-06-30 5.72%
Angola 30 Year VA Refi 2022-06-30 5.66%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Angola, IN.

Angola Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Angola, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
RUOFF MORTGAGE COMPANY, INC. 87 3.21% $2,488
ProFed Federal Credit Union 62 3.02% $2,129
QUICKEN LOANS, LLC 49 3.14% $4,343
GVC MORTGAGE, INC. 44 3.41% $2,857
Farmers State Bank 35 3.12% $2,114
HALLMARK HOME MORTGAGE, LLC 30 3.30% $2,848
Three Rivers Federal Credit Union 30 3.23% $2,460
Union Savings Bank 26 2.96% $732
MID AMERICA MORTGAGE, INC. 23 3.45% $2,917
Fifth Third Bank 22 3.07% $3,517
LOANDEPOT.COM, LLC 20 2.82% $4,480
JPMorgan Chase Bank 15 2.96% $2,190
UNION HOME MORTGAGE CORP. 13 3.32% $3,236
Wells Fargo Bank 13 3.25% $2,519
TEACHERS CREDIT UNION 11 2.97% $2,062
The State Bank and Trust Company 11 3.06% $3,616
KeyBank 10 3.18% $2,445
The Farmers & Merchants State Bank 10 3.33% $1,999
The Huntington National Bank 9 2.94% $3,828
FORT FINANCIAL Federal Credit Union 9 3.17% $2,469
CROSSCOUNTRY MORTGAGE, LLC 8 2.84% $4,550
NEWREZ LLC 7 3.41% $3,328
PARTNERS 1ST Federal Credit Union 7 3.09% $2,704
Flagstar Bank, FSB 7 3.12% $3,199
STAR Financial Bank 7 3.02% $5,926
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 6 3.14% $2,425
AMERICAN MORTGAGE SERVICE COMPANY 6 3.10% $2,298
INTERRA CREDIT UNION 6 3.46% $2,509
AMERISAVE MORTGAGE CORPORATION 6 2.94% $5,657
Mr. Cooper ( Nationstar Mortgage ) 5 3.08% $4,679
Horizon Bank 5 3.15% $2,180
Lake City Bank 5 3.03% $2,622
Farm Credit Mid-America, ACA 5 3.43% $6,853
BETTER MORTGAGE CORPORATION 4 2.97% $1,327
First Merchants Bank 4 3.03% $2,671
ROYAL UNITED MORTGAGE LLC 4 3.41% $6,530
First Federal Savings Bank 4 3.19% $2,745
PNC Bank 4 3.09% $2,579
First Federal Bank of the Midwest 4 3.25% $2,456
Old National Bank 4 3.03% $2,696
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.28% $3,071
MIDWEST AMERICA 4 3.13% $3,915
FREEDOM MORTGAGE CORPORATION 4 3.25% $2,045
HOMESIDE FINANCIAL, LLC 3 3.04% $5,939
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.21% $3,600
GUARANTEED RATE, INC. 3 2.96% $2,621
ACADEMY MORTGAGE CORPORATION 3 3.17% $2,814
PENNYMAC LOAN SERVICES, LLC 3 3.67% $5,450
AMERICAN FINANCING CORPORATION 3 3.17% $5,052
MICHIGAN MUTUAL, INC. 3 2.96% $3,906
1st Source Bank 3 3.17% $2,987
Bank of America 3 2.67% $2,708
VAN DYK MORTGAGE CORPORATION 3 3.25% $2,906
ENDEAVOR CAPITAL, LLC. 2 3.25% $5,211
The Union Bank Company 2 2.75% $2,542
Barrington Bank & Trust Company, N.A. 2 2.88% $2,440
CALIBER HOME LOANS, INC. 2 2.75% $5,259
Fire Police City County Federal Credit Union 2 3.00% $1,207
POLARIS HOME FUNDING CORP. 2 3.25% $3,332
UNITED WHOLESALE MORTGAGE, LLC 2 2.87% $6,353
U.S. Bank 2 2.93% $4,602
V.I.P. MORTGAGE, INC. 2 3.06% $4,608
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.00% $1,159
HOME POINT FINANCIAL CORPORATION 2 2.75% $2,449
Honor Credit Union 2 3.63% $1,603
NAVY FEDERAL CREDIT UNION 2 3.81% $1,921
Superior Credit Union, Inc. 2 2.56% $2,153
Northpointe Bank 2 2.87% $4,291
Strong Home Mortgage, LLC 2 3.06% $1,104
ZILLOW HOME LOANS, LLC 1 2.88% $3,353
Ally Bank 1 3.75% $1,326
AMERIFIRST FINANCIAL CORPORATION 1 3.25% $3,870
Associated Bank 1 3.13% $2,021
Bank of Springfield 1 3.28% $2,654
BEACON CREDIT UNION 1 2.88% $2,472
BLUELEAF LENDING, LLC 1 2.63% $2,144
BROKER SOLUTIONS, INC. 1 2.99% $2,775
Carrington Mortgage Services, LLC 1 3.25% $6,215
Centier Bank 1 2.88% $4,598
CMG MORTGAGE, INC. 1 2.88% $6,800
County National Bank 1 3.38% $2,073
Crossroads Bank 1 3.00% $1,353
Dollar Bank, Federal Savings Bank 1 3.13% $2,576
EMBRACE HOME LOANS, INC. 1 5.25% $3,697
EQUITY RESOURCES, INC. 1 3.13% $2,600
First Bank Richmond 1 2.88% $8,232
First Federal Savings Bank 1 4.00% $2,250
First Financial Bank 1 3.25% $2,335
First Financial Bank 1 4.00% $5,593
First Guaranty Mortgage Corporation 1 4.38% $18,849
First Midwest Bank 1 3.00% $3,916
GSF Mortgage Corporation 1 2.75% $1,645
INDIANA MEMBERS CREDIT UNION 1 2.50% $4,761
INDIANA UNIVERSITY CREDIT UNION 1 3.13% $1,598
INOVA FEDERAL CREDIT UNION 1 2.88% $4,317
LENDSURE MORTGAGE CORP. 1 4.88% $11,584
Liberty Savings Bank, F.S.B. 1 2.75% $3,752
Marquette Bank 1 3.00% $2,208
Merchants Bank of Indiana 1 2.75% $1,498
MORTGAGE 1 INCORPORATED 1 3.63% $2,494
Nations Lending Corporation 1 4.13% $14,517
NBKC BANK 1 2.88% $4,528
OAK MORTGAGE, LLC 1 2.75% $2,759
PENTAGON FEDERAL CREDIT UNION 1 3.63% $2,202
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.88% $3,151
Raymond James Bank 1 3.00% $1,708
RELIANCE FIRST CAPITAL, LLC 1 3.38% $3,515
SIRVA MORTGAGE, INC. 1 2.88% $1,686
SOFI LENDING CORP. 1 3.38% $2,147
Southern Michigan Bank & Trust 1 4.50% $2,078
SOUTHWEST FUNDING, LP 1 3.88% $2,663
SUCCESS MORTGAGE PARTNERS, INC. 1 3.50% $2,921
The Citizens National Bank of Bluffton 1 3.00% $1,764
The Fountain Trust Company 1 2.50% $2,341
The Genoa Banking Company 1 3.00% $2,458
The National Bank of Indianapolis 1 3.25% $264
Truist Bank 1 3.13% $5,256
USAA Federal Savings Bank 1 2.63% $5,898
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 2.13% $2,672
WRIGHT-PATT CREDIT UNION, INC. 1 3.25% $2,776

Angola, IN's 120 lenders originated 1,789 loans during 2021. The total origination value was $374,375,000, with an average loan value of $209,265.

The top Angola lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 87 loans originated. Their average total fees are $2,488, which is $359 higher than the next largest lender, ProFed Federal Credit Union.

The lowest fee Angola lenders (with over 10 loans originated) are Union Savings Bank ($732), The Farmers & Merchants State Bank ($1,999), TEACHERS CREDIT UNION ($2,062), Farmers State Bank ($2,114) and ProFed Federal Credit Union ($2,129).

The lowest rate Angola lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (2.82%), JPMorgan Chase Bank (2.96%), Union Savings Bank (2.96%), TEACHERS CREDIT UNION (2.97%) and ProFed Federal Credit Union (3.02%).

Angola, IN Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
RUOFF MORTGAGE COMPANY, INC. $39,865,000 $36,115,000 -9.4% 9.6%
Three Rivers Federal Credit Union $32,050,000 $23,340,000 -27.2% 6.2%
QUICKEN LOANS, LLC $20,035,000 $19,295,000 -3.7% 5.2%
ProFed Federal Credit Union $25,950,000 $18,690,000 -28.0% 5.0%
GVC MORTGAGE, INC. $1,735,000 $15,175,000 774.6% 4.1%
Farmers State Bank $14,010,000 $14,250,000 1.7% 3.8%
HALLMARK HOME MORTGAGE, LLC $20,645,000 $12,230,000 -40.8% 3.3%
Fifth Third Bank $8,485,000 $11,150,000 31.4% 3.0%
MID AMERICA MORTGAGE, INC. $455,000 $10,265,000 2,156.0% 2.7%
LOANDEPOT.COM, LLC $590,000 $9,810,000 1,562.7% 2.6%
First Merchants Bank $4,160,000 $9,375,000 125.4% 2.5%
The State Bank and Trust Company $9,885,000 $8,425,000 -14.8% 2.3%
FREEDOM MORTGAGE CORPORATION $4,775,000 $7,960,000 66.7% 2.1%
Union Savings Bank $2,480,000 $6,945,000 180.0% 1.9%
JPMorgan Chase Bank $5,595,000 $6,805,000 21.6% 1.8%
STAR Financial Bank $10,070,000 $6,725,000 -33.2% 1.8%
The Huntington National Bank $6,630,000 $6,180,000 -6.8% 1.7%
KeyBank $5,670,000 $5,515,000 -2.7% 1.5%
The Garrett State Bank $8,785,000 $5,515,000 -37.2% 1.5%
Lake City Bank $3,490,000 $5,300,000 51.9% 1.4%
Old National Bank $8,045,000 $5,255,000 -34.7% 1.4%
UNION HOME MORTGAGE CORP. $14,155,000 $4,815,000 -66.0% 1.3%
Wells Fargo Bank $1,565,000 $4,745,000 203.2% 1.3%
Flagstar Bank, FSB $2,865,000 $4,710,000 64.4% 1.3%
TEACHERS CREDIT UNION $4,880,000 $4,605,000 -5.6% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $4,630,000 $4,210,000 -9.1% 1.1%
The Farmers & Merchants State Bank $6,380,000 $4,050,000 -36.5% 1.1%
First Federal Bank of the Midwest $8,570,000 $3,650,000 -57.4% 1.0%
FORT FINANCIAL Federal Credit Union $1,765,000 $3,610,000 104.5% 1.0%
MIDWEST AMERICA $5,435,000 $3,540,000 -34.9% 0.9%
The Campbell & Fetter Bank $2,885,000 $3,280,000 13.7% 0.9%
Farm Credit Mid-America, ACA $525,000 $2,840,000 441.0% 0.8%
PARTNERS 1ST Federal Credit Union $1,385,000 $2,775,000 100.4% 0.7%
Southern Michigan Bank & Trust $2,925,000 $2,600,000 -11.1% 0.7%
1st Source Bank $2,055,000 $2,505,000 21.9% 0.7%
AMERISAVE MORTGAGE CORPORATION $1,140,000 $2,455,000 115.4% 0.7%
PENNYMAC LOAN SERVICES, LLC $505,000 $2,335,000 362.4% 0.6%
Horizon Bank $1,960,000 $2,300,000 17.3% 0.6%
AMERICAN MORTGAGE SERVICE COMPANY $1,075,000 $2,290,000 113.0% 0.6%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $2,055,000 $2,200,000 7.1% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $3,600,000 $2,095,000 -41.8% 0.6%
PNC Bank $2,950,000 $2,045,000 -30.7% 0.5%
ACADEMY MORTGAGE CORPORATION $185,000 $1,860,000 905.4% 0.5%
NEWREZ LLC $1,525,000 $1,735,000 13.8% 0.5%
USAA Federal Savings Bank $635,000 $1,625,000 155.9% 0.4%
HOME POINT FINANCIAL CORPORATION $505,000 $1,565,000 209.9% 0.4%
GUARANTEED RATE, INC. $1,800,000 $1,520,000 -15.6% 0.4%
The Union Bank Company $1,910,000 $1,470,000 -23.0% 0.4%
BEACON CREDIT UNION $1,345,000 $1,405,000 4.5% 0.4%
First Federal Savings Bank $870,000 $1,390,000 59.8% 0.4%
UNITED WHOLESALE MORTGAGE, LLC $1,830,000 $1,295,000 -29.2% 0.3%
Bank of America $1,340,000 $1,255,000 -6.3% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $260,000 $1,225,000 371.2% 0.3%
INDIANA MEMBERS CREDIT UNION $245,000 $1,220,000 398.0% 0.3%
Northpointe Bank $560,000 $1,170,000 108.9% 0.3%
NAVY FEDERAL CREDIT UNION $730,000 $1,160,000 58.9% 0.3%
Mortgage Research Center, LLC $1,975,000 $1,090,000 -44.8% 0.3%
CALIBER HOME LOANS, INC. $2,270,000 $1,085,000 -52.2% 0.3%
First Guaranty Mortgage Corporation $1,190,000 $1,085,000 -8.8% 0.3%
MICHIGAN MUTUAL, INC. $105,000 $960,000 814.3% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $610,000 $945,000 54.9% 0.3%
BETTER MORTGAGE CORPORATION $940,000 n/a 0.3%
VAN DYK MORTGAGE CORPORATION $1,090,000 $935,000 -14.2% 0.2%
INTERRA CREDIT UNION $715,000 $930,000 30.1% 0.2%
U.S. Bank $255,000 $870,000 241.2% 0.2%
First Federal Savings Bank $870,000 $865,000 -0.6% 0.2%
First Financial Bank $505,000 $855,000 69.3% 0.2%
V.I.P. MORTGAGE, INC. $2,020,000 $845,000 -58.2% 0.2%
LAKEVIEW LOAN SERVICING, LLC $215,000 $835,000 288.4% 0.2%
Dollar Bank, Federal Savings Bank $785,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $755,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $725,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $515,000 $715,000 38.8% 0.2%
AMERICAN FINANCING CORPORATION $190,000 $680,000 257.9% 0.2%
Elements Financial Federal Credit Union $660,000 n/a 0.2%
CMG MORTGAGE, INC. $425,000 $655,000 54.1% 0.2%
ENDEAVOR CAPITAL, LLC. $650,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $635,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $665,000 $620,000 -6.8% 0.2%
Superior Credit Union, Inc. $1,405,000 $610,000 -56.6% 0.2%
Fire Police City County Federal Credit Union $580,000 $590,000 1.7% 0.2%
AMERIFIRST FINANCIAL CORPORATION $390,000 $570,000 46.2% 0.2%
The Genoa Banking Company $550,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $520,000 $545,000 4.8% 0.1%
Bank of Springfield $790,000 $535,000 -32.3% 0.1%
First Midwest Bank $535,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,335,000 $535,000 -59.9% 0.1%
OAK MORTGAGE, LLC $1,050,000 $530,000 -49.5% 0.1%
The Fountain Trust Company $525,000 n/a 0.1%
County National Bank $145,000 $505,000 248.3% 0.1%
CLEARPATH LENDING $2,045,000 $500,000 -75.6% 0.1%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $495,000 n/a 0.1%
Carrington Mortgage Services, LLC $170,000 $490,000 188.2% 0.1%
Raymond James Bank $705,000 $485,000 -31.2% 0.1%
Citizens Bank $335,000 $475,000 41.8% 0.1%
First Bank Richmond $365,000 $425,000 16.4% 0.1%
The Henry County Bank $205,000 $410,000 100.0% 0.1%
Nations Lending Corporation $75,000 $385,000 413.3% 0.1%
New Carlisle Federal Savings Bank $385,000 n/a 0.1%
Strong Home Mortgage, LLC $370,000 n/a 0.1%
THRIVENT Federal Credit Union $365,000 n/a 0.1%
Figure Lending LLC $105,000 $360,000 242.9% 0.1%
LENDSURE MORTGAGE CORP. $355,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $355,000 n/a 0.1%
SOFI LENDING CORP. $355,000 n/a 0.1%
The National Bank of Indianapolis $345,000 n/a 0.1%
InterContinental Capital Group, Inc $340,000 n/a 0.1%
GSF Mortgage Corporation $335,000 n/a 0.1%
First Horizon Bank $325,000 n/a 0.1%
INOVA FEDERAL CREDIT UNION $840,000 $320,000 -61.9% 0.1%
Liberty Savings Bank, F.S.B. $205,000 $320,000 56.1% 0.1%
TOWER $315,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $315,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $305,000 n/a 0.1%
NBKC BANK $295,000 n/a 0.1%
AMERICAN ADVISORS GROUP $35,000 $280,000 700.0% 0.1%
The Citizens National Bank of Bluffton $3,050,000 $280,000 -90.8% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $275,000 n/a 0.1%
BLUELEAF LENDING, LLC $265,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $310,000 $265,000 -14.5% 0.1%
NEW DAY FINANCIAL, LLC $95,000 $260,000 173.7% 0.1%
Low VA Rates, LLC $105,000 $235,000 123.8% 0.1%
WRIGHT-PATT CREDIT UNION, INC. $525,000 $225,000 -57.1% 0.1%
Honor Credit Union $825,000 $220,000 -73.3% 0.1%
Watermark Capital, Inc. $215,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $1,065,000 $205,000 -80.8% 0.1%
Marquette Bank $195,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $270,000 $195,000 -27.8% 0.1%
The Federal Savings Bank $630,000 $195,000 -69.0% 0.1%
BROKER SOLUTIONS, INC. $1,035,000 $185,000 -82.1% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $530,000 $185,000 -65.1% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $225,000 $185,000 -17.8% 0.0%
Ally Bank $175,000 n/a 0.0%
Crossroads Bank $105,000 $175,000 66.7% 0.0%
EQUITY RESOURCES, INC. $135,000 $175,000 29.6% 0.0%
First Bank of Berne $510,000 $175,000 -65.7% 0.0%
MEMBER FIRST MORTGAGE, LLC $175,000 n/a 0.0%
EVERETT FINANCIAL, INC. $245,000 $165,000 -32.7% 0.0%
Associated Bank $450,000 $155,000 -65.6% 0.0%
COMPASS MORTGAGE, INC. $155,000 n/a 0.0%
Farmers and Merchants Bank $155,000 n/a 0.0%
Mid-Continent Funding, Inc. $155,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $730,000 $155,000 -78.8% 0.0%
Sierra Pacific Mortgage Company, Inc. $155,000 n/a 0.0%
SOUTHWEST FUNDING, LP $155,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $135,000 n/a 0.0%
Truist Bank $65,000 $135,000 107.7% 0.0%
Centier Bank $5,050,000 $125,000 -97.5% 0.0%
First Financial Bank $505,000 $125,000 -75.2% 0.0%
INDIANA UNIVERSITY CREDIT UNION $125,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $515,000 $125,000 -75.7% 0.0%
ALLIANT CREDIT UNION $115,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $105,000 $115,000 9.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $95,000 n/a 0.0%
Manufacturers and Traders Trust Company $85,000 n/a 0.0%
MORTGAGE 1 INCORPORATED $115,000 $85,000 -26.1% 0.0%
SIRVA MORTGAGE, INC. $85,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $75,000 n/a 0.0%
FORUM Credit Union $255,000 $75,000 -70.6% 0.0%
Hometown Lenders, Inc. $75,000 n/a 0.0%
PHH Mortgage Corporation $95,000 $75,000 -21.1% 0.0%
TRIAD FINANCIAL SERVICES, INC. $55,000 $75,000 36.4% 0.0%
21ST MORTGAGE CORPORATION $75,000 $65,000 -13.3% 0.0%
Merchants Bank of Indiana $45,000 $65,000 44.4% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 n/a 0.0%
TCF National Bank $200,000 $35,000 -82.5% 0.0%
First Farmers Bank and Trust Company $875,000 $15,000 -98.3% 0.0%

Angola's top lender by overall market share is RUOFF MORTGAGE COMPANY, INC., with 9.6% market share. In second place, with 6.2%, is Three Rivers Federal Credit Union, having originated $23,340,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $19,295,000 in loans. In third place, with 5.0%, is ProFed Federal Credit Union, having originated $18,690,000 in loans. In third place, with 4.1%, is GVC MORTGAGE, INC., having originated $15,175,000 in loans.


Angola, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 640 $156,160,000 $244,000
Refi 639 $124,835,000 $195,360
Cash Out Refi 371 $74,385,000 $200,499
Other 75 $10,055,000 $134,067
Home Improvement 64 $8,940,000 $139,688

Angola's most frequently cited loan purpose was Home Purchase, with 640 originations. The 2nd most popular reason was Refi, with 639 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 709 $141,635,000 $199,767
2.5-3% 615 $145,175,000 $236,057
<2.5% 314 $65,860,000 $209,745
4-5% 76 $9,920,000 $130,526
5-6% 17 $1,975,000 $116,176
6-7% 6 $240,000 $40,000
Over 8% 4 $170,000 $42,500
7-8% 1 $65,000 $65,000

During 2021, Angola's most frequently originated rate bucket was 3-4%, with 709 originations.

Loan Sizing (Angola, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 761 $109,065,000 $143,318
$200k-400k 525 $145,755,000 $277,629
$100,000 or less 332 $22,440,000 $67,590
$400k-600k 132 $63,000,000 $477,273
$600k-1000k 29 $21,025,000 $725,000
$Over $1MM 10 $13,090,000 $1,309,000

Angola's loan sizing saw the bucket of loans from $100k-200k with 761 originations, totaling $109,065,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 593 $141,285,000 $238,255
80-100% 546 $125,660,000 $230,147
40-60% 291 $58,175,000 $199,914
20-40% 158 $20,770,000 $131,456
Under 20% 83 $5,235,000 $63,072
Over 100% 10 $2,240,000 $224,000

Angola's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 593 originations, totaling $141,285,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Angola (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $243,450 (5.9%) $333,763 (1.2%) 0.00 161
2018-02-01 $248,400 (8.1%) $335,014 (4.9%) 0.00 162
2018-03-01 $249,500 (5.3%) $341,137 (7.7%) 0.00 167
2018-04-01 $247,500 (3.2%) $336,403 (2.6%) 0.00 178
2018-05-01 $259,900 (4.6%) $333,477 (0.8%) 0.00 193
2018-06-01 $269,500 (10.4%) $319,508 (-1.5%) 0.00 202
2018-07-01 $271,950 (13.6%) $315,567 (2.5%) 0.00 209
2018-08-01 $258,950 (9.8%) $309,295 (1.0%) 0.00 214
2018-09-01 $254,900 (10.9%) $317,247 (4.5%) 0.00 213
2018-10-01 $249,900 (3.2%) $317,145 (-1.3%) 0.00 202
2018-11-01 $253,950 (2.1%) $316,951 (-1.9%) 0.00 185
2018-12-01 $239,000 (-1.2%) $310,939 (-6.6%) 0.00 172
2019-01-01 $234,900 (-3.5%) $300,438 (-10.0%) 0.00 164
2019-02-01 $232,950 (-6.2%) $295,290 (-11.9%) 0.00 159
2019-03-01 $258,529 (3.6%) $313,175 (-8.2%) 0.00 155
2019-04-01 $284,929 (15.1%) $339,380 (0.9%) 0.00 146
2019-05-01 $287,000 (10.4%) $340,893 (2.2%) 0.00 149
2019-06-01 $299,900 (11.3%) $362,638 (13.5%) 0.00 154
2019-07-01 $286,450 (5.3%) $350,012 (10.9%) 0.00 159
2019-08-01 $284,186 (9.8%) $350,525 (13.3%) 0.00 165
2019-09-01 $267,450 (4.9%) $348,404 (9.8%) 0.00 167
2019-10-01 $261,200 (4.5%) $356,230 (12.3%) 0.00 154
2019-11-01 $264,900 (4.3%) $347,183 (9.5%) 0.00 137
2019-12-01 $253,700 (6.2%) $338,549 (8.9%) 0.00 127
2020-01-01 $247,500 (5.4%) $320,685 (6.7%) 0.00 113
2020-02-01 $259,500 (11.4%) $338,853 (14.8%) 0.00 104
2020-03-01 $279,700 (8.2%) $365,445 (16.7%) 0.00 116
2020-04-01 $279,850 (-1.8%) $383,424 (13.0%) 0.00 110
2020-05-01 $275,000 (-4.2%) $381,396 (11.9%) 0.00 99
2020-06-01 $275,000 (-8.3%) $423,682 (16.8%) 0.00 76
2020-07-01 $275,000 (-4.0%) $413,997 (18.3%) 0.00 68
2020-08-01 $274,900 (-3.3%) $402,583 (14.9%) 0.00 65
2020-09-01 $299,000 (11.8%) $418,344 (20.1%) 0.00 67
2020-10-01 $269,900 (3.3%) $375,109 (5.3%) 0.00 65
2020-11-01 $295,000 (11.4%) $421,366 (21.4%) 0.00 54
2020-12-01 $285,000 (12.3%) $470,656 (39.0%) 0.00 39
2021-01-01 $249,000 (0.6%) $503,921 (57.1%) 0.00 26
2021-02-01 $327,150 (26.1%) $464,490 (37.1%) 0.00 17
2021-03-01 $332,950 (19.0%) $469,335 (28.4%) 0.00 20
2021-04-01 $369,000 (31.9%) $604,191 (57.6%) 0.00 31
2021-05-01 $364,900 (32.7%) $569,047 (49.2%) 0.00 38
2021-06-01 $349,950 (27.3%) $574,328 (35.6%) 0.00 48
2021-07-01 $367,200 (33.5%) $564,979 (36.5%) 0.00 56
2021-08-01 $350,000 (27.3%) $507,757 (26.1%) 0.00 59
2021-09-01 $325,000 (8.7%) $469,618 (12.3%) 0.00 60
2021-10-01 $327,400 (21.3%) $454,257 (21.1%) 0.00 48
2021-11-01 $325,000 (10.2%) $465,764 (10.5%) 0.00 48
2021-12-01 $350,000 (22.8%) $482,623 (2.5%) 0.00 46
2022-01-01 $327,400 (31.5%) $514,536 (2.1%) 0.00 40
2022-02-01 $394,500 (20.6%) $613,456 (32.1%) 0.00 32
2022-03-01 $384,950 (15.6%) $599,441 (27.7%) 0.00 33
2022-04-01 $459,900 (24.6%) $616,323 (2.0%) 0.00 44
2022-05-01 $462,450 (26.7%) $613,233 (7.8%) 0.00 61
2022-06-01 $379,900 (8.6%) $542,060 (-5.6%) 0.00 65
Angola's median listing price for 2022-06-01 was $379,900, a difference of $29,950 (8.6%) versus the prior year and $-82,550 versus the prior month.

Angola's median listing price comes in at 0% of the national average.

Angola's average listing price for 2022-06-01 was $542,060, a difference of $-32,268 (-5.6%) versus the prior year and $-71,173 versus the prior month.

For the 2022-06-01 period, Angola had 65 MLS listings, a difference of 4 listings (7%) versus the prior month and 17 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Angola (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,022 sqft
2018-02-01 0 days 1,920 sqft
2018-03-01 0 days 1,864 sqft
2018-04-01 0 days 1,829 sqft
2018-05-01 0 days 1,852 sqft
2018-06-01 0 days 1,898 sqft
2018-07-01 0 days 1,884 sqft
2018-08-01 0 days 1,840 sqft
2018-09-01 0 days 1,864 sqft
2018-10-01 0 days 1,856 sqft
2018-11-01 0 days 1,866 sqft
2018-12-01 0 days 1,864 sqft
2019-01-01 0 days 1,824 sqft
2019-02-01 0 days 1,814 sqft
2019-03-01 0 days 1,844 sqft
2019-04-01 0 days 1,864 sqft
2019-05-01 0 days 1,844 sqft
2019-06-01 0 days 1,790 sqft
2019-07-01 0 days 1,809 sqft
2019-08-01 0 days 1,825 sqft
2019-09-01 0 days 1,800 sqft
2019-10-01 0 days 1,821 sqft
2019-11-01 0 days 1,952 sqft
2019-12-01 0 days 1,903 sqft
2020-01-01 0 days 1,815 sqft
2020-02-01 0 days 1,732 sqft
2020-03-01 0 days 1,803 sqft
2020-04-01 0 days 1,778 sqft
2020-05-01 0 days 1,775 sqft
2020-06-01 0 days 1,976 sqft
2020-07-01 0 days 1,866 sqft
2020-08-01 0 days 1,840 sqft
2020-09-01 0 days 1,866 sqft
2020-10-01 0 days 1,812 sqft
2020-11-01 0 days 1,826 sqft
2020-12-01 0 days 1,892 sqft
2021-01-01 0 days 1,920 sqft
2021-02-01 0 days 2,016 sqft
2021-03-01 0 days 2,192 sqft
2021-04-01 0 days 2,395 sqft
2021-05-01 0 days 1,921 sqft
2021-06-01 0 days 2,145 sqft
2021-07-01 0 days 2,212 sqft
2021-08-01 0 days 2,107 sqft
2021-09-01 0 days 2,204 sqft
2021-10-01 0 days 2,204 sqft
2021-11-01 0 days 2,139 sqft
2021-12-01 0 days 2,201 sqft
2022-01-01 0 days 1,921 sqft
2022-02-01 0 days 2,448 sqft
2022-03-01 0 days 2,204 sqft
2022-04-01 0 days 2,204 sqft
2022-05-01 0 days 2,172 sqft
2022-06-01 0 days 1,931 sqft
Angola's median listing age (time on market) for 2022-06-01 was 0 days.

Angola's median square footage for active listings during the 2022-06-01 period was 1,931 sqft. One year prior, the average listing was 2,145 sqft.