SOUTH BEND - MISHAWAKA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in South Bend - Mishawaka averaged 7.22% for the week of 2024-07-03, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-27) was 7.03% and one month ago for the week of 2024-05-30, the average rate was 7.1%.

South Bend - Mishawaka's average rate one year ago was 6.98%.

For refis of the same type during the week of 2024-07-03, the average rate was 6.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-03 6.95%
South Bend - Mishawaka 30 Year Fixed Rate 2024-07-03 7.22%
South Bend - Mishawaka 30 Year Fixed Rate Refi 2024-07-03 6.92%
South Bend - Mishawaka 15 Year Fixed Rate 2024-07-03 6.35%
South Bend - Mishawaka 15 Year Fixed Rate Refi 2024-07-03 6.75%
South Bend - Mishawaka 30 Year FHA 2024-07-03 7.24%
South Bend - Mishawaka 30 Year FHA Refi 2024-07-03 6.52%
South Bend - Mishawaka 30 Year USDA 2024-07-03 6.84%
South Bend - Mishawaka 30 Year USDA Refi 2024-07-03 6.94%
South Bend - Mishawaka 30 Year VA 2024-07-03 6.65%
South Bend - Mishawaka 30 Year VA Refi 2024-07-03 6.58%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SOUTH BEND-MISHAWAKA, IN-MI.

SOUTH BEND - MISHAWAKA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SOUTH BEND-MISHAWAKA, IN-MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
HALLMARK HOME MORTGAGE, LLC 232 7.13% $4,903
Notre Dame Federal Credit Union Corporation 222 6.83% $3,524
RUOFF MORTGAGE COMPANY, INC. 216 6.93% $3,487
TEACHERS CREDIT UNION 162 6.93% $2,692
CARDINAL FINANCIAL 145 7.10% $4,435
QUICKEN LOANS, LLC 137 6.89% $6,183
1st Source Bank 131 6.93% $3,174
UNITED WHOLESALE MORTGAGE, LLC 110 6.75% $5,543
First Federal Savings Bank 101 7.28% $3,372
JPMorgan Chase Bank 84 6.93% $2,882
UNITED 76 7.06% $3,489
Horizon Bank 66 7.21% $2,510
Circle Federal Credit Union 44 6.81% $3,004
CHURCHILL MORTGAGE CORPORATION 41 7.19% $5,098
Centier Bank 29 7.37% $1,727
INOVA FEDERAL CREDIT UNION 28 6.60% $1,924
Fifth Third Bank 28 6.70% $3,428
GUARANTEED RATE, INC. 25 6.85% $4,130
Northwest Bank 22 6.76% $3,075
The Huntington National Bank 22 6.98% $4,165
Honor Credit Union 21 6.96% $3,577
Flagstar Bank, FSB 19 7.21% $3,810
KeyBank 19 6.65% $3,465
Old National Bank 18 7.05% $3,173
PNC Bank 17 6.65% $2,831
Wells Fargo Bank 16 6.59% $3,857
UNION HOME MORTGAGE CORP. 16 7.40% $6,152
EVERETT FINANCIAL, INC. 13 6.80% $7,106
INTERRA CREDIT UNION 13 6.52% $2,285
NAVY FEDERAL CREDIT UNION 13 7.76% $4,964
OAK MORTGAGE, LLC 13 6.76% $3,136
ZILLOW HOME LOANS, LLC 11 6.89% $4,252
LOANDEPOT.COM, LLC 11 7.16% $5,579
Mr. Cooper ( Nationstar Mortgage ) 11 6.68% $7,295
Lake City Bank 9 7.03% $2,530
Citizens Bank 9 6.86% $5,082
VAN DYK MORTGAGE CORPORATION 9 7.01% $3,879
CONSUMERS 8 7.34% $3,316
First State Bank of Middlebury 8 7.06% $3,624
NEWREZ LLC 7 7.18% $5,164
MJW Financial LLC 7 7.14% $4,493
U.S. Bank 7 7.00% $3,074
GVC MORTGAGE, INC. 7 6.98% $6,983
PHH Mortgage Corporation 7 6.61% $6,024
ROYAL UNITED MORTGAGE LLC 6 7.42% $5,993
MEMBER FIRST MORTGAGE, LLC 6 6.79% $3,294
FREEDOM MORTGAGE CORPORATION 6 7.15% $5,342
NBKC BANK 6 6.10% $3,153
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 7.02% $5,161
FIRST CENTENNIAL MORTGAGE CORPORATION 6 6.88% $4,035
Mortgage Research Center, LLC 6 7.23% $5,078
LAKE MICHIGAN CREDIT UNION 5 6.45% $3,598
PURDUE FEDERAL CREDIT UNION 5 6.73% $2,592
Regions Bank 5 6.60% $2,647
AMERISAVE MORTGAGE CORPORATION 5 6.93% $6,626
CROSSCOUNTRY MORTGAGE, LLC 4 7.14% $5,531
MUTUAL OF OMAHA MORTGAGE, INC. 4 6.72% $6,249
PROPER RATE, LLC 4 6.78% $4,195
PROVIDENT FUNDING ASSOCIATES, L.P. 4 6.34% $4,875
Farm Credit Mid-America, ACA 4 7.00% $5,345
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 7.03% $4,589
EVERENCE FEDERAL CREDIT UNION 4 8.53% $2,304
CMG MORTGAGE, INC. 4 7.59% $8,729
AMERICAN FINANCIAL NETWORK, INC. 3 7.21% $10,285
COMPASS MORTGAGE, INC. 3 7.46% $8,791
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 3 7.16% $6,635
Discover Bank 3 7.26% $0
DRAPER AND KRAMER MORTGAGE CORP. 3 6.75% $3,140
BROKER SOLUTIONS, INC. 3 6.87% $5,564
FIRST COMMUNITY MORTGAGE, INC. 3 7.38% $8,291
GENEVA FINANCIAL, LLC 3 6.92% $3,506
BETTER MORTGAGE CORPORATION 3 5.92% $3,138
Barrington Bank & Trust Company, N.A. 3 7.08% $3,095
Kellogg Community Credit Union 3 7.08% $3,391
MORTGAGE CENTER L.C 3 5.33% $3,303
ON Q FINANCIAL, INC. 3 7.41% $6,624
PENNYMAC LOAN SERVICES, LLC 3 7.04% $6,894
STOCKTON MORTGAGE CORPORATION 3 6.67% $5,270
Truist 3 7.41% $4,419
Ally Bank 3 6.46% $6,285
USAA Federal Savings Bank 3 6.75% $3,957
Bank of America 2 6.06% $7,417
CALIBER HOME LOANS, INC. 2 7.13% $3,497
Neighborhood Loans, Inc. 2 6.88% $4,739
SUCCESS MORTGAGE PARTNERS, INC. 2 7.44% $6,035
SUMMIT HOME MORTGAGE, LLC 2 7.31% $3,778
MORTGAGE ACCESS CORP. 2 7.49% $5,084
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 7.24% $6,648
PREMIA MORTGAGE, LLC 2 6.13% $2,390
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 7.25% $5,684
The Federal Savings Bank 2 6.75% $7,474
Marquette Bank 2 6.69% $5,871
Northpointe Bank 2 7.18% $5,871
BAY EQUITY LLC 2 7.31% $4,888
First Horizon Bank 2 6.00% $4,819
Mercantile Bank of Michigan 2 6.56% $2,967
Raymond James Bank 2 5.81% $3,069
Charles Schwab Bank, SSB 2 5.68% $3,403
ARBOR FINANCIAL CREDIT UNION 2 6.31% $3,555
FORUM Credit Union 2 7.00% $2,762
RELIANCE FIRST CAPITAL, LLC 2 7.75% $7,221
ALLIED MORTGAGE GROUP, INC. 2 7.06% $2,223
OMNI Community Credit Union 2 6.63% $4,288
MICHIGAN MUTUAL, INC. 2 6.38% $10,113
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.56% $4,398
BMO Harris Bank 2 6.88% $7,234
Ixonia Bank 2 7.18% $4,897
UNITED HOME LOANS, INC. 2 7.19% $8,369
MORTGAGE 1 INCORPORATED 2 6.63% $2,578
HOMESIDE FINANCIAL, LLC 2 6.94% $4,515
NORTHERN MORTGAGE SERVICES, LLC 1 5.88% $2,479
Axos Bank 1 6.63% $2,640
Armed Forces Bank 1 7.00% $10,109
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 9.38% $6,206
Carrington Mortgage Services, LLC 1 7.13% $4,998
CIBM Bank 1 6.38% $1,902
ENDEAVOR CAPITAL, LLC. 1 6.87% $6,837
Pinnacle Bank 1 6.63% $3,624
Plains Commerce Bank 1 7.50% $1,803
PLAZA HOME MORTGAGE, INC. 1 6.38% $2,910
Elements Financial Federal Credit Union 1 5.75% $2,777
POLARIS HOME FUNDING CORP. 1 7.50% $3,847
Directions Credit Union, Inc. 1 6.38% $0
Prosperity Home Mortgage, LLC 1 6.00% $2,200
DAS Acquisition Company, LLC 1 6.63% $3,553
CONTOUR MORTGAGE CORPORATION 1 7.50% $3,486
HOMESTEAD FUNDING CORP. 1 6.13% $4,345
Citibank 1 7.50% $2,914
Renasant Bank 1 6.75% $3,230
Citadel Servicing Corporation 1 9.75% $10,776
SCOTT CREDIT UNION 1 6.75% $2,816
SIRVA MORTGAGE, INC. 1 7.63% $150
Stifel Bank and Trust 1 6.75% $2,704
ADVANCIAL 1 7.38% $7,418
Stock Yards Bank & Trust Company 1 5.50% $1,754
Strong Home Mortgage, LLC 1 7.38% $2,107
Superior Credit Union, Inc. 1 6.63% $2,334
TECH Credit Union 1 7.38% $3,227
THE ANDERSON FINANCIAL GROUP, INC. 1 5.88% $2,697
Centennial Bank 1 6.00% $3,371
Three Rivers Federal Credit Union 1 5.88% $2,524
THRIVE MORTGAGE, LLC 1 6.25% $3,230
WesBanco 1 5.88% $7,327
UBS Bank USA 1 6.00% $3,336
UIF CORPORATION 1 6.88% $2,367
Union Savings Bank 1 6.88% $4,251
BNC National Bank 1 6.00% $2,953
GREENSTATE CREDIT UNION 1 7.38% $3,478
GSF Mortgage Corporation 1 7.25% $2,184
GUARANTEED RATE AFFINITY, LLC 1 6.63% $3,015
GUILD MORTGAGE COMPANY 1 6.99% $2,784
FIRST STATE MORTGAGE SERVICES, LLC 1 7.25% $2,883
United Bank of Michigan 1 7.63% $1,259
AmeriHome Mortgage Company, LLC 1 6.38% $3,237
Bethpage Federal Credit Union 1 6.50% $3,292
Beeline Loans, Inc. 1 5.63% $6,068
Independent Bank 1 7.88% $3,382
BEACON CREDIT UNION 1 6.75% $2,372
INTERCAP LENDING INC. 1 7.38% $3,250
Advisors Mortgage Group, L.L.C. 1 6.88% $2,502
Bank of England 1 7.63% $3,421
Key Mortgage Services, Inc. 1 8.63% $5,393
First Merchants Bank 1 6.38% $3,869
LAKE MORTGAGE COMPANY INC 1 7.00% $6,462
LAKEVIEW LOAN SERVICING, LLC 1 6.13% $4,390
LEADERONE FINANCIAL CORPORATION 1 6.99% $5,791
LIBERTY HOME MORTGAGE CORPORATION 1 6.38% $5,712
WINGS FINANCIAL 1 5.50% $3,277
Macatawa Bank 1 6.75% $3,237
MARSHALL COMMUNITY CREDIT UNION 1 6.13% $2,434
First Financial Bank 1 6.50% $3,086
BNY Mellon 1 5.13% $4,076
Morgan Stanley Private Bank 1 5.05% $2,373
Mortgage Assurance Inc. 1 7.13% $3,233
Chiphone Federal Credit Union 1 6.38% $3,579
MORTGAGE MASTERS OF INDIANA, INC. 1 7.13% $3,142
MORTGAGEONE, INC. 1 7.38% $4,725
First Commonwealth Bank 1 6.50% $4,932
AAC Credit Union 1 6.50% $2,583
Farmers Bank & Trust 1 5.75% $3,040
Nations Lending Corporation 1 7.00% $4,351
EVANSVILLE TEACHERS 1 6.00% $2,981

SOUTH BEND - MISHAWAKA Average Closing Costs & Other Stats

SOUTH BEND-MISHAWAKA, IN-MI's 182 lenders originated 7,045 loans during 2023. The total origination value was $1,273,555,000, with an average loan value of $180,774.

SOUTH BEND - MISHAWAKA's average closing costs are $3,696.

The top SOUTH BEND - MISHAWAKA lender as defined by loan originations is HALLMARK HOME MORTGAGE, LLC, with 232 loans originated. Their average total fees are $4,903, which is $1,380 higher than the next largest lender, Notre Dame Federal Credit Union Corporation.

The lowest fee SOUTH BEND - MISHAWAKA lenders (with over 10 loans originated) are Centier Bank ($1,727), INOVA FEDERAL CREDIT UNION ($1,924), INTERRA CREDIT UNION ($2,285), Horizon Bank ($2,510) and TEACHERS CREDIT UNION ($2,692).

The lowest rate SOUTH BEND - MISHAWAKA lenders (with over 10 loans originated) are INTERRA CREDIT UNION (6.52%), Wells Fargo Bank (6.59%), INOVA FEDERAL CREDIT UNION (6.60%), PNC Bank (6.65%) and KeyBank (6.65%).

SOUTH BEND-MISHAWAKA, IN-MI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Notre Dame Federal Credit Union Corporation $157,870,000 $117,575,000 -25.5% 9.2%
1st Source Bank $123,100,000 $85,325,000 -30.7% 6.7%
TEACHERS CREDIT UNION $106,395,000 $66,880,000 -37.1% 5.3%
HALLMARK HOME MORTGAGE, LLC $78,365,000 $65,925,000 -15.9% 5.2%
RUOFF MORTGAGE COMPANY, INC. $95,590,000 $63,530,000 -33.5% 5.0%
Merchants Bank of Indiana $16,805,000 $60,855,000 262.1% 4.8%
QUICKEN LOANS, LLC $72,990,000 $56,555,000 -22.5% 4.4%
CARDINAL FINANCIAL $60,040,000 $53,395,000 -11.1% 4.2%
First Federal Savings Bank $90,870,000 $45,545,000 -49.9% 3.6%
Old National Bank $35,755,000 $36,990,000 3.5% 2.9%
UNITED WHOLESALE MORTGAGE, LLC $30,775,000 $34,770,000 13.0% 2.7%
COREVEST AMERICAN FINANCE LENDER LLC $22,650,000 $25,990,000 14.7% 2.0%
Morton Community Bank $125,000 $24,205,000 19,264.0% 1.9%
UNITED $30,055,000 $23,775,000 -20.9% 1.9%
JPMorgan Chase Bank $35,780,000 $23,650,000 -33.9% 1.9%
Centier Bank $15,015,000 $22,115,000 47.3% 1.7%
Horizon Bank $29,135,000 $18,275,000 -37.3% 1.4%
Mortgage Research Center, LLC $15,675,000 $17,450,000 11.3% 1.4%
PNC Bank $20,445,000 $16,920,000 -17.2% 1.3%
Honor Credit Union $17,840,000 $16,635,000 -6.8% 1.3%
The Huntington National Bank $22,480,000 $14,220,000 -36.7% 1.1%
INOVA FEDERAL CREDIT UNION $18,125,000 $13,975,000 -22.9% 1.1%
CBRE MULTIFAMILY CAPITAL, INC. $13,765,000 n/a 1.1%
Fifth Third Bank $14,835,000 $13,765,000 -7.2% 1.1%
Regions Bank $290,000 $12,660,000 4,265.5% 1.0%
CHURCHILL MORTGAGE CORPORATION $4,345,000 $12,170,000 180.1% 1.0%
Lake City Bank $37,260,000 $11,365,000 -69.5% 0.9%
GUARANTEED RATE, INC. $18,475,000 $10,180,000 -44.9% 0.8%
Circle Federal Credit Union $37,905,000 $10,030,000 -73.5% 0.8%
Northwest Bank $19,070,000 $9,965,000 -47.7% 0.8%
LOANDEPOT.COM, LLC $10,280,000 $7,650,000 -25.6% 0.6%
FREEDOM MORTGAGE CORPORATION $12,930,000 $7,065,000 -45.4% 0.6%
INTERRA CREDIT UNION $11,430,000 $6,540,000 -42.8% 0.5%
Flagstar Bank, FSB $19,860,000 $6,495,000 -67.3% 0.5%
UNION HOME MORTGAGE CORP. $8,315,000 $6,440,000 -22.5% 0.5%
NAVY FEDERAL CREDIT UNION $6,975,000 $6,420,000 -8.0% 0.5%
KeyBank $11,110,000 $6,110,000 -45.0% 0.5%
First State Bank of Middlebury $9,380,000 $6,080,000 -35.2% 0.5%
EVERETT FINANCIAL, INC. $8,980,000 $5,970,000 -33.5% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $5,455,000 $5,760,000 5.6% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,900,000 $5,565,000 192.9% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $9,050,000 $5,235,000 -42.2% 0.4%
Bank of America $6,860,000 $5,030,000 -26.7% 0.4%
PENNYMAC LOAN SERVICES, LLC $5,675,000 $4,970,000 -12.4% 0.4%
Busey Bank $4,165,000 n/a 0.3%
Wells Fargo Bank $12,855,000 $4,120,000 -68.0% 0.3%
USAA Federal Savings Bank $3,665,000 $4,050,000 10.5% 0.3%
OAK MORTGAGE, LLC $4,720,000 $3,955,000 -16.2% 0.3%
NEWREZ LLC $5,290,000 $3,545,000 -33.0% 0.3%
U.S. Bank $3,740,000 $3,375,000 -9.8% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,045,000 $3,085,000 -23.7% 0.2%
AMERISAVE MORTGAGE CORPORATION $7,830,000 $3,040,000 -61.2% 0.2%
LAKE MICHIGAN CREDIT UNION $5,105,000 $3,030,000 -40.6% 0.2%
Citizens Bank $5,330,000 $2,890,000 -45.8% 0.2%
LENDINGHOME FUNDING CORPORATION $1,050,000 $2,660,000 153.3% 0.2%
VAN DYK MORTGAGE CORPORATION $5,250,000 $2,660,000 -49.3% 0.2%
MEMBER FIRST MORTGAGE, LLC $2,815,000 $2,610,000 -7.3% 0.2%
BROKER SOLUTIONS, INC. $4,440,000 $2,425,000 -45.4% 0.2%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,060,000 $2,325,000 119.3% 0.2%
PURDUE FEDERAL CREDIT UNION $35,000 $2,325,000 6,542.9% 0.2%
BMO Harris Bank $1,010,000 $2,220,000 119.8% 0.2%
MJW Financial LLC $1,390,000 $2,210,000 59.0% 0.2%
GVC MORTGAGE, INC. $635,000 $2,195,000 245.7% 0.2%
Discover Bank $795,000 $2,155,000 171.1% 0.2%
Carrington Mortgage Services, LLC $2,560,000 $2,095,000 -18.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $3,700,000 $2,050,000 -44.6% 0.2%
ZILLOW HOME LOANS, LLC $1,130,000 $2,005,000 77.4% 0.2%
The Campbell & Fetter Bank $2,025,000 $1,960,000 -3.2% 0.2%
LIMA ONE CAPITAL, LLC $2,325,000 $1,945,000 -16.3% 0.2%
Sturgis Bank & Trust Company $855,000 $1,735,000 102.9% 0.1%
GreenStone Farm Credit Services, FLCA $3,420,000 $1,665,000 -51.3% 0.1%
Northpointe Bank $330,000 $1,645,000 398.5% 0.1%
21ST MORTGAGE CORPORATION $270,000 $1,640,000 507.4% 0.1%
PROPER RATE, LLC $1,325,000 $1,640,000 23.8% 0.1%
CONSUMERS $1,630,000 $1,600,000 -1.8% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,580,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,945,000 $1,540,000 -20.8% 0.1%
NBKC BANK $405,000 $1,540,000 280.2% 0.1%
Barrington Bank & Trust Company, N.A. $1,965,000 $1,485,000 -24.4% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $155,000 $1,450,000 835.5% 0.1%
The Federal Savings Bank $1,080,000 $1,395,000 29.2% 0.1%
CMG MORTGAGE, INC. $1,370,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $2,210,000 $1,365,000 -38.2% 0.1%
Farm Credit Mid-America, ACA $1,605,000 $1,350,000 -15.9% 0.1%
First Merchants Bank $910,000 $1,350,000 48.4% 0.1%
PHH Mortgage Corporation $1,090,000 $1,345,000 23.4% 0.1%
INDIANA UNIVERSITY CREDIT UNION $505,000 $1,290,000 155.4% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,355,000 $1,280,000 -5.5% 0.1%
Marquette Bank $10,005,000 $1,270,000 -87.3% 0.1%
RELIANCE FIRST CAPITAL, LLC $155,000 $1,255,000 709.7% 0.1%
Charles Schwab Bank, SSB $1,250,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $2,300,000 $1,205,000 -47.6% 0.1%
COMPASS MORTGAGE, INC. $3,795,000 $1,200,000 -68.4% 0.1%
UNITED HOME LOANS, INC. $255,000 $1,180,000 362.7% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,145,000 $1,130,000 -1.3% 0.1%
ON Q FINANCIAL, INC. $1,130,000 n/a 0.1%
UBS Bank USA $1,120,000 $1,120,000 0.0% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $885,000 $1,090,000 23.2% 0.1%
MORTGAGE CENTER L.C $480,000 $1,080,000 125.0% 0.1%
Ally Bank $660,000 $1,065,000 61.4% 0.1%
V.I.P. MORTGAGE, INC. $915,000 $1,065,000 16.4% 0.1%
MICHIGAN MUTUAL, INC. $1,020,000 n/a 0.1%
ARBOR FINANCIAL CREDIT UNION $1,715,000 $980,000 -42.9% 0.1%
Truist $105,000 $965,000 819.0% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,050,000 $960,000 -8.6% 0.1%
Neighborhood Loans, Inc. $1,510,000 $955,000 -36.8% 0.1%
BETTER MORTGAGE CORPORATION $2,320,000 $930,000 -59.9% 0.1%
First Horizon Bank $930,000 n/a 0.1%
SIRVA MORTGAGE, INC. $215,000 $900,000 318.6% 0.1%
Three Rivers Federal Credit Union $670,000 $900,000 34.3% 0.1%
ROYAL UNITED MORTGAGE LLC $1,570,000 $885,000 -43.6% 0.1%
Figure Lending LLC $565,000 $840,000 48.7% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $830,000 n/a 0.1%
FIRST STATE BANK $830,000 n/a 0.1%
ALLIED MORTGAGE GROUP, INC. $825,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $825,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $970,000 $820,000 -15.5% 0.1%
EVERENCE FEDERAL CREDIT UNION $305,000 $800,000 162.3% 0.1%
Union Savings Bank $380,000 $800,000 110.5% 0.1%
Ixonia Bank $780,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $775,000 n/a 0.1%
INTERCAP LENDING INC. $735,000 n/a 0.1%
Kellogg Community Credit Union $275,000 $725,000 163.6% 0.1%
MORTGAGE 1 INCORPORATED $380,000 $720,000 89.5% 0.1%
STOCKTON MORTGAGE CORPORATION $155,000 $715,000 361.3% 0.1%
Citibank $1,840,000 $695,000 -62.2% 0.1%
FORUM Credit Union $690,000 n/a 0.1%
BNC National Bank $800,000 $670,000 -16.3% 0.1%
Citadel Servicing Corporation $115,000 $670,000 482.6% 0.1%
GENEVA FINANCIAL, LLC $195,000 $665,000 241.0% 0.1%
EVANSVILLE TEACHERS $115,000 $660,000 473.9% 0.1%
Great Southern Bank $1,085,000 $655,000 -39.6% 0.1%
TUCKER MORTGAGE, LLC $655,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $790,000 $645,000 -18.4% 0.1%
BAY EQUITY LLC $285,000 $635,000 122.8% 0.0%
PREMIA MORTGAGE, LLC $460,000 $630,000 37.0% 0.0%
ENCORE BANK $625,000 n/a 0.0%
Commerce Home Mortgage, Inc. $740,000 $605,000 -18.2% 0.0%
GREENSTATE CREDIT UNION $375,000 $585,000 56.0% 0.0%
MYCUMORTGAGE, LLC $580,000 n/a 0.0%
Farmers Bank & Trust $375,000 $575,000 53.3% 0.0%
German American Bank $480,000 $565,000 17.7% 0.0%
Morgan Stanley Private Bank $4,345,000 $565,000 -87.0% 0.0%
Directions Credit Union, Inc. $545,000 n/a 0.0%
AMWEST FUNDING CORP. $535,000 n/a 0.0%
Carrollton Bank $535,000 n/a 0.0%
First Financial Bank $320,000 $530,000 65.6% 0.0%
Third Federal Savings and Loan Association of Cleveland $385,000 $530,000 37.7% 0.0%
Associated Bank $5,235,000 $525,000 -90.0% 0.0%
HOMESIDE FINANCIAL, LLC $1,050,000 $515,000 -51.0% 0.0%
WesBanco $515,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $785,000 $510,000 -35.0% 0.0%
MORTGAGE ACCESS CORP. $600,000 $510,000 -15.0% 0.0%
BNY Mellon $755,000 $505,000 -33.1% 0.0%
Bethpage Federal Credit Union $45,000 $495,000 1,000.0% 0.0%
Nations Lending Corporation $750,000 $495,000 -34.0% 0.0%
CALIBER HOME LOANS, INC. $3,500,000 $490,000 -86.0% 0.0%
Bank of England $1,705,000 $470,000 -72.4% 0.0%
Elements Financial Federal Credit Union $330,000 $465,000 40.9% 0.0%
TOWNE MORTGAGE COMPANY $195,000 $460,000 135.9% 0.0%
LAKE MORTGAGE COMPANY INC $455,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $835,000 $445,000 -46.7% 0.0%
PLAZA HOME MORTGAGE, INC. $615,000 $435,000 -29.3% 0.0%
Mercantile Bank of Michigan $630,000 $415,000 -34.1% 0.0%
First Commonwealth Bank $405,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $620,000 $405,000 -34.7% 0.0%
DEEPHAVEN MORTGAGE LLC $400,000 n/a 0.0%
OPEN MORTGAGE, LLC $220,000 $400,000 81.8% 0.0%
Beeline Loans, Inc. $385,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $385,000 n/a 0.0%
DAS Acquisition Company, LLC $385,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $580,000 $385,000 -33.6% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $145,000 $380,000 162.1% 0.0%
Raymond James Bank $675,000 $380,000 -43.7% 0.0%
First State Bank $375,000 n/a 0.0%
Renasant Bank $375,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $580,000 $370,000 -36.2% 0.0%
CIVIC FINANCIAL SERVICES, LLC $295,000 $365,000 23.7% 0.0%
GUILD MORTGAGE COMPANY $370,000 $365,000 -1.4% 0.0%
EMM LOANS LLC $350,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $345,000 n/a 0.0%
Greenbox Loans, Inc. $345,000 n/a 0.0%
WINGS FINANCIAL $345,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $930,000 $335,000 -64.0% 0.0%
M&T Bank $1,360,000 $330,000 -75.7% 0.0%
Crossroads Bank $325,000 n/a 0.0%
OMNI Community Credit Union $90,000 $325,000 261.1% 0.0%
SUMMIT HOME MORTGAGE, LLC $320,000 n/a 0.0%
NORTHERN MORTGAGE SERVICES, LLC $310,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $305,000 n/a 0.0%
Macatawa Bank $305,000 n/a 0.0%
CITIZENS EQUITY FIRST $380,000 $300,000 -21.1% 0.0%
MORTGAGEONE, INC. $295,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $230,000 $295,000 28.3% 0.0%
Armed Forces Bank $255,000 $285,000 11.8% 0.0%
Hinsdale Bank & Trust Company $285,000 n/a 0.0%
Stifel Bank and Trust $280,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $260,000 $270,000 3.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $185,000 $270,000 45.9% 0.0%
American Community Bank of Indiana $265,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $265,000 n/a 0.0%
Southern Michigan Bank & Trust $445,000 $260,000 -41.6% 0.0%
AMERICAN HERITAGE LENDING, INC. $255,000 n/a 0.0%
First Savings Bank $420,000 $255,000 -39.3% 0.0%
POLARIS HOME FUNDING CORP. $195,000 $255,000 30.8% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $400,000 $255,000 -36.3% 0.0%
GSF Mortgage Corporation $250,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $250,000 n/a 0.0%
RANLIFE, INC. $250,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $300,000 $245,000 -18.3% 0.0%
Prosperity Home Mortgage, LLC $770,000 $245,000 -68.2% 0.0%
Flanagan State Bank $235,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $235,000 n/a 0.0%
State Department Federal Credit Union $15,000 $235,000 1,466.7% 0.0%
DIRECT MORTGAGE LOANS, LLC $200,000 $230,000 15.0% 0.0%
Fortress Bank $200,000 $230,000 15.0% 0.0%
Gateway First Bank $230,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $370,000 $225,000 -39.2% 0.0%
NATIONS RELIABLE LENDING, LLC $315,000 $225,000 -28.6% 0.0%
Mid-Continent Funding, Inc. $175,000 $220,000 25.7% 0.0%
Advisors Mortgage Group, L.L.C. $215,000 n/a 0.0%
Centennial Bank $215,000 n/a 0.0%
Magnolia Bank $215,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $215,000 n/a 0.0%
S1L, Inc. $155,000 $215,000 38.7% 0.0%
Superior Credit Union, Inc. $215,000 n/a 0.0%
United Nations Federal Credit Union $215,000 n/a 0.0%
A&D Mortgage LLC $205,000 n/a 0.0%
ADVANCIAL $205,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $655,000 $205,000 -68.7% 0.0%
Independent Bank $605,000 $205,000 -66.1% 0.0%
UIF CORPORATION $335,000 $205,000 -38.8% 0.0%
AAC Credit Union $195,000 n/a 0.0%
CIBM Bank $195,000 n/a 0.0%
MLB RESIDENTIAL LENDING, LLC $195,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $220,000 $195,000 -11.4% 0.0%
Stock Yards Bank & Trust Company $195,000 n/a 0.0%
LENDINGONE, LLC $65,000 $190,000 192.3% 0.0%
MID AMERICA MORTGAGE, INC. $1,490,000 $190,000 -87.2% 0.0%
Connexus Credit Union $185,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $185,000 n/a 0.0%
MORTGAGE MASTERS OF INDIANA, INC. $185,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $500,000 $185,000 -63.0% 0.0%
Pinnacle Bank $185,000 $185,000 0.0% 0.0%
Strong Home Mortgage, LLC $185,000 n/a 0.0%
US #1364 FEDERAL CREDIT UNION $185,000 n/a 0.0%
MILEND, INC. $175,000 n/a 0.0%
Axos Bank $165,000 n/a 0.0%
BEACON CREDIT UNION $25,000 $165,000 560.0% 0.0%
DELTA COMMUNITY CREDIT UNION $155,000 $165,000 6.5% 0.0%
GUARANTEED RATE AFFINITY, LLC $165,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $265,000 $165,000 -37.7% 0.0%
OAKTREE FUNDING CORP. $165,000 n/a 0.0%
TECH Credit Union $1,250,000 $165,000 -86.8% 0.0%
AMERICAN FINANCING CORPORATION $1,425,000 $155,000 -89.1% 0.0%
North American Savings Bank, F.S.B. $455,000 $155,000 -65.9% 0.0%
PLANET HOME LENDING, LLC $1,335,000 $155,000 -88.4% 0.0%
Colonial Savings, F.A. $155,000 $145,000 -6.5% 0.0%
SPRING EQ, LLC $650,000 $145,000 -77.7% 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $375,000 $145,000 -61.3% 0.0%
The Farmers Bank of Milton $145,000 n/a 0.0%
Equity Prime Mortgage LLC $105,000 $135,000 28.6% 0.0%
Fidelity Bank $135,000 n/a 0.0%
Alerus Financial $130,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $420,000 $125,000 -70.2% 0.0%
Plains Commerce Bank $125,000 n/a 0.0%
ADVIA $200,000 $120,000 -40.0% 0.0%
DeMotte State Bank $115,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $75,000 $115,000 53.3% 0.0%
First State Bank $115,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $920,000 $115,000 -87.5% 0.0%
THRIVE MORTGAGE, LLC $115,000 n/a 0.0%
United Bank of Michigan $115,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $125,000 $105,000 -16.0% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $345,000 $105,000 -69.6% 0.0%
Chiphone Federal Credit Union $105,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $105,000 n/a 0.0%
First American Bank $105,000 n/a 0.0%
First Option Mortgage, LLC $255,000 $105,000 -58.8% 0.0%
FOUNDATION MORTGAGE CORPORATION $105,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $315,000 $105,000 -66.7% 0.0%
Key Mortgage Services, Inc. $105,000 n/a 0.0%
SCOTT CREDIT UNION $105,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $260,000 $105,000 -59.6% 0.0%
COMMUNITYAMERICA $95,000 n/a 0.0%
CREDIT UNION ONE $45,000 $95,000 111.1% 0.0%
AXIA FINANCIAL, LLC $115,000 $85,000 -26.1% 0.0%
MARSHALL COMMUNITY CREDIT UNION $85,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,690,000 $85,000 -95.0% 0.0%
STAR USA FEDERAL CREDIT UNION $85,000 n/a 0.0%
TOWN AND COUNTRY Credit Union $85,000 n/a 0.0%
COMMUNITY CHOICE CREDIT UNION $80,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $1,235,000 $75,000 -93.9% 0.0%
PARTNERS 1ST Federal Credit Union $230,000 $75,000 -67.4% 0.0%
Arvest Bank $65,000 n/a 0.0%
FORT FINANCIAL Federal Credit Union $65,000 n/a 0.0%
EASTMAN $55,000 n/a 0.0%
Mortgage Assurance Inc. $55,000 n/a 0.0%
STAR Financial Bank $55,000 n/a 0.0%
The State Bank and Trust Company $45,000 n/a 0.0%
GREAT RIVER FEDERAL CREDIT UNION $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $30,000 -40.0% 0.0%
Coastal Community Bank $25,000 n/a 0.0%
Credit Union 1 $25,000 n/a 0.0%
Farmers State Bank $245,000 $25,000 -89.8% 0.0%

SOUTH BEND - MISHAWAKA's top lender by overall market share is Notre Dame Federal Credit Union Corporation, with 9.2% market share. In second place, with 6.7%, is 1st Source Bank, having originated $85,325,000 in loans. In third place, with 5.3%, is TEACHERS CREDIT UNION, having originated $66,880,000 in loans. In fourth place, with 5.2%, is HALLMARK HOME MORTGAGE, LLC, having originated $65,925,000 in loans. In fifth place, with 5.0%, is RUOFF MORTGAGE COMPANY, INC., having originated $63,530,000 in loans.


SOUTH BEND - MISHAWAKA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SOUTH BEND - MISHAWAKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,900 (23.7%) $215,859 (11.0%) 0.48 963
2018-02-01 $135,000 (23.1%) $226,398 (11.9%) 0.49 885
2018-03-01 $139,500 (16.4%) $237,065 (7.7%) 0.49 827
2018-04-01 $159,900 (23.0%) $254,892 (7.2%) 0.54 810
2018-05-01 $169,900 (13.3%) $261,294 (6.4%) 0.57 855
2018-06-01 $170,000 (9.8%) $263,841 (8.2%) 0.57 936
2018-07-01 $175,725 (17.2%) $259,678 (10.3%) 0.59 1,027
2018-08-01 $174,700 (17.3%) $249,956 (8.4%) 0.59 1,084
2018-09-01 $169,000 (16.6%) $241,650 (5.2%) 0.57 1,119
2018-10-01 $165,000 (13.9%) $242,330 (4.8%) 0.56 1,104
2018-11-01 $159,900 (12.3%) $240,862 (6.4%) 0.54 993
2018-12-01 $151,450 (16.5%) $234,010 (7.9%) 0.52 937
2019-01-01 $154,900 (19.3%) $232,935 (7.9%) 0.54 830
2019-02-01 $162,400 (20.3%) $236,581 (4.5%) 0.55 798
2019-03-01 $184,757 (32.4%) $251,858 (6.2%) 0.60 764
2019-04-01 $209,900 (31.3%) $272,879 (7.1%) 0.67 743
2019-05-01 $223,450 (31.5%) $281,613 (7.8%) 0.70 771
2019-06-01 $220,000 (29.4%) $281,451 (6.7%) 0.69 872
2019-07-01 $218,950 (24.6%) $284,780 (9.7%) 0.69 927
2019-08-01 $206,791 (18.4%) $276,066 (10.5%) 0.65 995
2019-09-01 $194,477 (15.1%) $266,919 (10.5%) 0.62 1,014
2019-10-01 $184,900 (12.1%) $261,314 (7.8%) 0.60 1,018
2019-11-01 $179,900 (12.5%) $262,210 (8.9%) 0.59 921
2019-12-01 $174,900 (15.5%) $258,861 (10.6%) 0.58 849
2020-01-01 $177,450 (14.6%) $257,988 (10.8%) 0.59 744
2020-02-01 $202,450 (24.7%) $271,753 (14.9%) 0.66 667
2020-03-01 $224,800 (21.7%) $289,262 (14.9%) 0.70 663
2020-04-01 $222,875 (6.2%) $287,825 (5.5%) 0.70 678
2020-05-01 $239,950 (7.4%) $305,377 (8.4%) 0.73 656
2020-06-01 $257,425 (17.0%) $317,503 (12.8%) 0.76 589
2020-07-01 $246,250 (12.5%) $311,270 (9.3%) 0.71 586
2020-08-01 $247,900 (19.9%) $312,145 (13.1%) 0.71 576
2020-09-01 $249,450 (28.3%) $310,970 (16.5%) 0.71 528
2020-10-01 $225,000 (21.7%) $297,683 (13.9%) 0.64 547
2020-11-01 $189,925 (5.6%) $276,437 (5.4%) 0.56 521
2020-12-01 $183,169 (4.7%) $262,739 (1.5%) 0.54 477
2021-01-01 $175,000 (-1.4%) $256,681 (-0.5%) 0.52 416
2021-02-01 $195,950 (-3.2%) $297,303 (9.4%) 0.57 312
2021-03-01 $232,350 (3.4%) $334,831 (15.8%) 0.66 275
2021-04-01 $248,475 (11.5%) $383,009 (33.1%) 0.67 259
2021-05-01 $229,950 (-4.2%) $345,499 (13.1%) 0.61 302
2021-06-01 $244,950 (-4.9%) $352,913 (11.2%) 0.64 356
2021-07-01 $234,000 (-5.0%) $351,458 (12.9%) 0.62 405
2021-08-01 $220,000 (-11.3%) $357,719 (14.6%) 0.59 433
2021-09-01 $228,250 (-8.5%) $368,275 (18.4%) 0.61 438
2021-10-01 $223,950 (-0.5%) $361,805 (21.5%) 0.60 432
2021-11-01 $222,500 (17.2%) $340,035 (23.0%) 0.59 373
2021-12-01 $224,450 (22.5%) $329,626 (25.5%) 0.61 310
2022-01-01 $249,900 (42.8%) $360,616 (40.5%) 0.68 244
2022-02-01 $287,000 (46.5%) $400,143 (34.6%) 0.75 223
2022-03-01 $249,900 (7.6%) $386,805 (15.5%) 0.63 242
2022-04-01 $274,900 (10.6%) $421,405 (10.0%) 0.66 259
2022-05-01 $304,925 (32.6%) $427,389 (23.7%) 0.70 312
2022-06-01 $283,450 (15.7%) $424,586 (20.3%) 0.63 382
2022-07-01 $264,900 (13.2%) $392,242 (11.6%) 0.60 463
2022-08-01 $273,225 (24.2%) $382,054 (6.8%) 0.63 477
2022-09-01 $279,900 (22.6%) $397,724 (8.0%) 0.65 491
2022-10-01 $275,000 (22.8%) $410,430 (13.4%) 0.65 514
2022-11-01 $284,900 (28.0%) $423,804 (24.6%) 0.68 512
2022-12-01 $277,450 (23.6%) $412,621 (25.2%) 0.69 476
2023-01-01 $299,738 (19.9%) $414,787 (15.0%) 0.74 415
2023-02-01 $294,425 (2.6%) $422,711 (5.6%) 0.71 371
2023-03-01 $319,950 (28.0%) $445,710 (15.2%) 0.75 346
2023-04-01 $299,950 (9.1%) $446,537 (6.0%) 0.70 340
2023-05-01 $323,450 (6.1%) $457,011 (6.9%) 0.73 386
2023-06-01 $292,450 (3.2%) $434,202 (2.3%) 0.66 417
2023-07-01 $289,900 (9.4%) $429,712 (9.6%) 0.66 417
2023-08-01 $271,750 (-0.5%) $398,801 (4.4%) 0.62 454
2023-09-01 $259,900 (-7.2%) $376,159 (-5.4%) 0.61 520
2023-10-01 $252,475 (-8.2%) $368,878 (-10.1%) 0.59 583
2023-11-01 $234,900 (-17.6%) $353,830 (-16.5%) 0.56 593
2023-12-01 $220,000 (-20.7%) $344,957 (-16.4%) 0.54 551
2024-01-01 $212,425 (-29.1%) $343,894 (-17.1%) 0.52 501
2024-02-01 $225,000 (-23.6%) $361,435 (-14.5%) 0.54 469
2024-03-01 $239,000 (-25.3%) $367,545 (-17.5%) 0.56 462
2024-04-01 $269,450 (-10.2%) $388,301 (-13.0%) 0.63 472
2024-05-01 $299,500 (-7.4%) $413,451 (-9.5%) 0.68 472
2024-06-01 $319,900 (9.4%) $427,433 (-1.6%) 0.72 514
SOUTH BEND - MISHAWAKA's median listing price for 2024-06-01 was $319,900, a difference of $27,450 (9.4%) versus the prior year and $20,400 versus the prior month.

SOUTH BEND - MISHAWAKA's median listing price comes in at 72% of the national average.

SOUTH BEND - MISHAWAKA's average listing price for 2024-06-01 was $427,433, a difference of $-6,769 (-1.6%) versus the prior year and $13,982 versus the prior month.

For the 2024-06-01 period, SOUTH BEND - MISHAWAKA had 514 MLS listings, a difference of 42 listings (9%) versus the prior month and 97 listings (23%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SOUTH BEND - MISHAWAKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 87 days 1,632 sqft
2018-02-01 90 days 1,615 sqft
2018-03-01 66 days 1,636 sqft
2018-04-01 55 days 1,706 sqft
2018-05-01 43 days 1,730 sqft
2018-06-01 40 days 1,772 sqft
2018-07-01 44 days 1,794 sqft
2018-08-01 46 days 1,783 sqft
2018-09-01 51 days 1,750 sqft
2018-10-01 60 days 1,746 sqft
2018-11-01 70 days 1,738 sqft
2018-12-01 74 days 1,700 sqft
2019-01-01 80 days 1,696 sqft
2019-02-01 76 days 1,721 sqft
2019-03-01 65 days 1,771 sqft
2019-04-01 51 days 1,824 sqft
2019-05-01 47 days 1,900 sqft
2019-06-01 45 days 1,938 sqft
2019-07-01 48 days 1,920 sqft
2019-08-01 50 days 1,886 sqft
2019-09-01 55 days 1,838 sqft
2019-10-01 57 days 1,800 sqft
2019-11-01 65 days 1,729 sqft
2019-12-01 76 days 1,725 sqft
2020-01-01 84 days 1,711 sqft
2020-02-01 81 days 1,804 sqft
2020-03-01 57 days 1,814 sqft
2020-04-01 56 days 1,789 sqft
2020-05-01 61 days 1,830 sqft
2020-06-01 58 days 1,941 sqft
2020-07-01 47 days 1,900 sqft
2020-08-01 47 days 1,920 sqft
2020-09-01 47 days 1,980 sqft
2020-10-01 41 days 1,868 sqft
2020-11-01 45 days 1,737 sqft
2020-12-01 51 days 1,624 sqft
2021-01-01 61 days 1,620 sqft
2021-02-01 66 days 1,632 sqft
2021-03-01 40 days 1,648 sqft
2021-04-01 33 days 1,725 sqft
2021-05-01 25 days 1,663 sqft
2021-06-01 24 days 1,788 sqft
2021-07-01 30 days 1,800 sqft
2021-08-01 32 days 1,722 sqft
2021-09-01 36 days 1,663 sqft
2021-10-01 38 days 1,656 sqft
2021-11-01 47 days 1,646 sqft
2021-12-01 58 days 1,654 sqft
2022-01-01 58 days 1,820 sqft
2022-02-01 39 days 1,835 sqft
2022-03-01 30 days 1,800 sqft
2022-04-01 26 days 1,826 sqft
2022-05-01 19 days 1,872 sqft
2022-06-01 24 days 1,898 sqft
2022-07-01 25 days 1,900 sqft
2022-08-01 32 days 1,859 sqft
2022-09-01 36 days 1,838 sqft
2022-10-01 36 days 1,847 sqft
2022-11-01 43 days 1,811 sqft
2022-12-01 52 days 1,800 sqft
2023-01-01 65 days 1,806 sqft
2023-02-01 63 days 1,767 sqft
2023-03-01 53 days 1,833 sqft
2023-04-01 36 days 1,800 sqft
2023-05-01 30 days 1,833 sqft
2023-06-01 32 days 1,808 sqft
2023-07-01 37 days 1,833 sqft
2023-08-01 35 days 1,764 sqft
2023-09-01 37 days 1,691 sqft
2023-10-01 37 days 1,725 sqft
2023-11-01 45 days 1,684 sqft
2023-12-01 57 days 1,621 sqft
2024-01-01 60 days 1,595 sqft
2024-02-01 59 days 1,600 sqft
2024-03-01 45 days 1,620 sqft
2024-04-01 38 days 1,691 sqft
2024-05-01 36 days 1,733 sqft
2024-06-01 33 days 1,818 sqft
SOUTH BEND - MISHAWAKA's median listing age (time on market) for 2024-06-01 was 33 days. This is 5% longer than the same period one year ago.

SOUTH BEND - MISHAWAKA's median square footage for active listings during the 2024-06-01 period was 1,818 sqft. One year prior, the average listing was 1,808 sqft.

SOUTH BEND-MISHAWAKA, IN-MI Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
46506 South Bend-Mishawaka, IN HUD Metro FMR Area $680 $830 $990 $1,260 $1,330
46517 South Bend-Mishawaka, IN HUD Metro FMR Area $660 $750 $890 $1,140 $1,200
46530 South Bend-Mishawaka, IN HUD Metro FMR Area $1,100 $1,330 $1,600 $2,030 $2,140
46536 South Bend-Mishawaka, IN HUD Metro FMR Area $770 $940 $1,120 $1,420 $1,500
46544 South Bend-Mishawaka, IN HUD Metro FMR Area $720 $880 $1,050 $1,330 $1,410
46545 South Bend-Mishawaka, IN HUD Metro FMR Area $770 $940 $1,120 $1,420 $1,500
46546 South Bend-Mishawaka, IN HUD Metro FMR Area $760 $920 $1,100 $1,400 $1,480
46550 South Bend-Mishawaka, IN HUD Metro FMR Area $720 $750 $960 $1,230 $1,290
46552 South Bend-Mishawaka, IN HUD Metro FMR Area $640 $750 $910 $1,160 $1,240
46554 South Bend-Mishawaka, IN HUD Metro FMR Area $640 $770 $920 $1,170 $1,240
46556 South Bend-Mishawaka, IN HUD Metro FMR Area $710 $870 $1,030 $1,310 $1,380
46561 South Bend-Mishawaka, IN HUD Metro FMR Area $830 $1,000 $1,200 $1,520 $1,610
46563 South Bend-Mishawaka, IN HUD Metro FMR Area $760 $920 $1,100 $1,400 $1,480
46573 South Bend-Mishawaka, IN HUD Metro FMR Area $670 $750 $910 $1,160 $1,220
46574 South Bend-Mishawaka, IN HUD Metro FMR Area $640 $780 $950 $1,210 $1,300
46595 South Bend-Mishawaka, IN HUD Metro FMR Area $680 $830 $990 $1,260 $1,330
46601 South Bend-Mishawaka, IN HUD Metro FMR Area $640 $780 $930 $1,180 $1,250
46613 South Bend-Mishawaka, IN HUD Metro FMR Area $770 $940 $1,120 $1,420 $1,500
46614 South Bend-Mishawaka, IN HUD Metro FMR Area $680 $830 $990 $1,260 $1,330
46615 South Bend-Mishawaka, IN HUD Metro FMR Area $760 $920 $1,100 $1,400 $1,480
46616 South Bend-Mishawaka, IN HUD Metro FMR Area $800 $980 $1,170 $1,490 $1,570
46617 South Bend-Mishawaka, IN HUD Metro FMR Area $1,000 $1,230 $1,460 $1,860 $1,960
46619 South Bend-Mishawaka, IN HUD Metro FMR Area $730 $890 $1,060 $1,350 $1,420
46624 South Bend-Mishawaka, IN HUD Metro FMR Area $760 $920 $1,100 $1,400 $1,480
46628 South Bend-Mishawaka, IN HUD Metro FMR Area $770 $940 $1,120 $1,420 $1,500
46634 South Bend-Mishawaka, IN HUD Metro FMR Area $760 $920 $1,100 $1,400 $1,480
46635 South Bend-Mishawaka, IN HUD Metro FMR Area $760 $920 $1,100 $1,400 $1,480
46637 South Bend-Mishawaka, IN HUD Metro FMR Area $840 $1,020 $1,220 $1,550 $1,640
46660 South Bend-Mishawaka, IN HUD Metro FMR Area $760 $920 $1,100 $1,400 $1,480
46680 South Bend-Mishawaka, IN HUD Metro FMR Area $760 $920 $1,100 $1,400 $1,480

2022 Average & Median Rent Data Statistics
SOUTH BEND-MISHAWAKA, IN-MI average 1BR rent: $905, median: $920
SOUTH BEND-MISHAWAKA, IN-MI average 2BR rent: $1,084, median: $1,100
SOUTH BEND-MISHAWAKA, IN-MI average 3BR rent: $1,378, median: $1,400

SOUTH BEND-MISHAWAKA, IN-MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,547 $862,525,000 $243,170
Cash Out Refi 1,179 $143,335,000 $121,573
Home Improvement 893 $63,825,000 $71,473
Other 775 $64,655,000 $83,426
Refi 651 $139,215,000 $213,848

South Bend - Mishawaka's most frequently cited loan purpose was Home Purchase, with 3,547 originations. The 2nd most popular reason was Cash Out Refi, with 1,179 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,081 $467,965,000 $224,875
7-8% 1,924 $429,470,000 $223,217
Over 8% 1,786 $152,780,000 $85,543
<2.5% 560 $33,470,000 $59,768
5-6% 523 $152,725,000 $292,017
2.5-3% 74 $5,500,000 $74,324
4-5% 38 $24,290,000 $639,211
3-4% 22 $1,280,000 $58,182

During 2023, South Bend - Mishawaka's most frequently originated rate bucket was 6-7%, with 2,081 originations.

Loan Sizing (SOUTH BEND-MISHAWAKA, IN-MI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 2,857 $144,835,000 $50,695
$100k-200k 2,291 $329,005,000 $143,608
$200k-400k 1,502 $403,040,000 $268,336
$400k-600k 263 $125,085,000 $475,608
$600k-1000k 99 $71,255,000 $719,747