SOUTH BEND - MISHAWAKA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in South Bend - Mishawaka averaged
6.45%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.47% and
one month ago for the week of 2023-04-20, the
average rate was 6.27%.
South Bend - Mishawaka's average rate one year ago was 5.23%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.46%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| South Bend - Mishawaka 30 Year Fixed Rate | 2023-05-25 | 6.45% |
| South Bend - Mishawaka 30 Year Fixed Rate Refi | 2023-05-25 | 5.46% |
| South Bend - Mishawaka 15 Year Fixed Rate | 2023-05-25 | 5.73% |
| South Bend - Mishawaka 15 Year Fixed Rate Refi | 2023-05-25 | 4.77% |
| South Bend - Mishawaka 30 Year FHA | 2023-05-25 | 6.82% |
| South Bend - Mishawaka 30 Year FHA Refi | 2023-05-25 | 6.61% |
| South Bend - Mishawaka 30 Year USDA | 2023-05-25 | 6.43% |
| South Bend - Mishawaka 30 Year USDA Refi | 2023-05-25 | 6.43% |
| South Bend - Mishawaka 30 Year VA | 2023-05-25 | 6.51% |
| South Bend - Mishawaka 30 Year VA Refi | 2023-05-25 | 6.21% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SOUTH BEND-MISHAWAKA, IN-MI.
SOUTH BEND - MISHAWAKA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SOUTH BEND-MISHAWAKA, IN-MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SOUTH BEND - MISHAWAKA Average Closing Costs & Other Stats
SOUTH BEND-MISHAWAKA, IN-MI's 210 lenders originated 9,507
loans during 2022. The total origination value was $1,658,275,000, with an average loan value of
$174,427.
SOUTH BEND - MISHAWAKA's average closing costs are $3,524.
The top SOUTH BEND - MISHAWAKA lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with
316 loans originated. Their average total fees are
$3,240, which is $168
lower than the next largest lender,
Notre Dame Federal Credit Union Corporation.
The lowest fee SOUTH BEND - MISHAWAKA lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($1,647), TEACHERS CREDIT UNION ($2,451), NAVY FEDERAL CREDIT UNION ($2,530), Lake City Bank ($2,554) and Honor Credit Union ($2,640).
The lowest rate SOUTH BEND - MISHAWAKA lenders (with over 10 loans originated) are
NEWREZ LLC (4.01%), Morgan Stanley Private Bank (4.25%), Lake City Bank (4.34%), LOANDEPOT.COM, LLC (4.36%) and Bank of America (4.38%).
SOUTH BEND-MISHAWAKA, IN-MI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Notre Dame Federal Credit Union Corporation | $223,235,000 | $157,870,000 | -29.3% | 9.5% |
| 1st Source Bank | $157,550,000 | $123,100,000 | -21.9% | 7.4% |
| TEACHERS CREDIT UNION | $146,860,000 | $106,395,000 | -27.6% | 6.4% |
| RUOFF MORTGAGE COMPANY, INC. | $159,695,000 | $95,590,000 | -40.1% | 5.8% |
| First Federal Savings Bank | $45,000 | $90,870,000 | 201,833.3% | 5.5% |
| HALLMARK HOME MORTGAGE, LLC | $122,190,000 | $78,365,000 | -35.9% | 4.7% |
| QUICKEN LOANS, LLC | $148,340,000 | $72,990,000 | -50.8% | 4.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $59,575,000 | $60,040,000 | 0.8% | 3.6% |
| Circle Federal Credit Union | $44,545,000 | $37,905,000 | -14.9% | 2.3% |
| Lake City Bank | $22,935,000 | $37,260,000 | 62.5% | 2.2% |
| JPMorgan Chase Bank | $60,090,000 | $35,780,000 | -40.5% | 2.2% |
| Old National Bank | $36,660,000 | $35,755,000 | -2.5% | 2.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $53,135,000 | $30,775,000 | -42.1% | 1.9% |
| UNITED | $60,575,000 | $30,055,000 | -50.4% | 1.8% |
| Horizon Bank | $41,375,000 | $29,135,000 | -29.6% | 1.8% |
| COREVEST AMERICAN FINANCE LENDER LLC | $27,170,000 | $22,650,000 | -16.6% | 1.4% |
| The Huntington National Bank | $15,080,000 | $22,480,000 | 49.1% | 1.4% |
| PNC Bank | $19,620,000 | $20,445,000 | 4.2% | 1.2% |
| Flagstar Bank, FSB | $22,710,000 | $19,860,000 | -12.5% | 1.2% |
| Northwest Bank | $28,555,000 | $19,070,000 | -33.2% | 1.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $19,035,000 | n/a | 1.1% | |
| GUARANTEED RATE, INC. | $28,805,000 | $18,475,000 | -35.9% | 1.1% |
| INOVA FEDERAL CREDIT UNION | $41,960,000 | $18,125,000 | -56.8% | 1.1% |
| Honor Credit Union | $26,165,000 | $17,840,000 | -31.8% | 1.1% |
| Merchants Bank of Indiana | $54,255,000 | $16,805,000 | -69.0% | 1.0% |
| Mortgage Research Center, LLC | $19,775,000 | $15,675,000 | -20.7% | 0.9% |
| Centier Bank | $23,715,000 | $15,015,000 | -36.7% | 0.9% |
| Fifth Third Bank | $24,040,000 | $14,835,000 | -38.3% | 0.9% |
| WALKER & DUNLOP, LLC | $14,485,000 | $14,090,000 | -2.7% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $44,005,000 | $12,930,000 | -70.6% | 0.8% |
| Wells Fargo Bank | $28,360,000 | $12,855,000 | -54.7% | 0.8% |
| INTERRA CREDIT UNION | $12,185,000 | $11,430,000 | -6.2% | 0.7% |
| KeyBank | $23,115,000 | $11,110,000 | -51.9% | 0.7% |
| Heartland Bank and Trust Company | $305,000 | $11,005,000 | 3,508.2% | 0.7% |
| LOANDEPOT.COM, LLC | $25,240,000 | $10,280,000 | -59.3% | 0.6% |
| Marquette Bank | $645,000 | $10,005,000 | 1,451.2% | 0.6% |
| First State Bank of Middlebury | $7,615,000 | $9,380,000 | 23.2% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $15,495,000 | $9,050,000 | -41.6% | 0.5% |
| EVERETT FINANCIAL, INC. | $2,705,000 | $8,980,000 | 232.0% | 0.5% |
| UNION HOME MORTGAGE CORP. | $17,620,000 | $8,315,000 | -52.8% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $16,190,000 | $7,830,000 | -51.6% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $8,090,000 | $6,975,000 | -13.8% | 0.4% |
| Bank of America | $7,750,000 | $6,860,000 | -11.5% | 0.4% |
| AMERIFIRST FINANCIAL CORPORATION | $13,300,000 | $6,285,000 | -52.7% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $9,650,000 | $5,675,000 | -41.2% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,220,000 | $5,455,000 | -24.4% | 0.3% |
| Citizens Bank | $7,105,000 | $5,330,000 | -25.0% | 0.3% |
| Arbor Realty Trust, Inc. | $5,305,000 | n/a | 0.3% | |
| NEWREZ LLC | $13,120,000 | $5,290,000 | -59.7% | 0.3% |
| VAN DYK MORTGAGE CORPORATION | $8,955,000 | $5,250,000 | -41.4% | 0.3% |
| Associated Bank | $5,360,000 | $5,235,000 | -2.3% | 0.3% |
| LAKE MICHIGAN CREDIT UNION | $6,590,000 | $5,105,000 | -22.5% | 0.3% |
| OAK MORTGAGE, LLC | $10,525,000 | $4,720,000 | -55.2% | 0.3% |
| BROKER SOLUTIONS, INC. | $7,955,000 | $4,440,000 | -44.2% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $1,570,000 | $4,345,000 | 176.8% | 0.3% |
| Morgan Stanley Private Bank | $1,480,000 | $4,345,000 | 193.6% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,400,000 | $4,045,000 | -36.8% | 0.2% |
| COMPASS MORTGAGE, INC. | $1,185,000 | $3,795,000 | 220.3% | 0.2% |
| U.S. Bank | $6,575,000 | $3,740,000 | -43.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,240,000 | $3,700,000 | -12.7% | 0.2% |
| USAA Federal Savings Bank | $4,720,000 | $3,665,000 | -22.4% | 0.2% |
| CALIBER HOME LOANS, INC. | $7,970,000 | $3,500,000 | -56.1% | 0.2% |
| GreenStone Farm Credit Services, FLCA | $1,015,000 | $3,420,000 | 236.9% | 0.2% |
| Hometown Lenders, Inc. | $2,370,000 | $2,820,000 | 19.0% | 0.2% |
| Peoples Bank | $315,000 | $2,820,000 | 795.2% | 0.2% |
| MEMBER FIRST MORTGAGE, LLC | $3,445,000 | $2,815,000 | -18.3% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $2,600,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $3,595,000 | $2,560,000 | -28.8% | 0.2% |
| LIMA ONE CAPITAL, LLC | $1,040,000 | $2,325,000 | 123.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $16,270,000 | $2,320,000 | -85.7% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,905,000 | $2,300,000 | 20.7% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,075,000 | $2,210,000 | 105.6% | 0.1% |
| Commerce Bank | $565,000 | $2,090,000 | 269.9% | 0.1% |
| The Campbell & Fetter Bank | $2,025,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $4,525,000 | $1,965,000 | -56.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $3,255,000 | $1,945,000 | -40.2% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $320,000 | $1,900,000 | 493.8% | 0.1% |
| Citibank | $935,000 | $1,840,000 | 96.8% | 0.1% |
| HOME POINT FINANCIAL CORPORATION | $2,985,000 | $1,765,000 | -40.9% | 0.1% |
| ARBOR FINANCIAL CREDIT UNION | $3,240,000 | $1,715,000 | -47.1% | 0.1% |
| Bank of England | $3,415,000 | $1,705,000 | -50.1% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,040,000 | $1,690,000 | -17.2% | 0.1% |
| CONSUMERS | $3,100,000 | $1,630,000 | -47.4% | 0.1% |
| Farm Credit Mid-America, ACA | $2,075,000 | $1,605,000 | -22.7% | 0.1% |
| SILVER HILL FUNDING, LLC | $525,000 | $1,600,000 | 204.8% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $4,140,000 | $1,570,000 | -62.1% | 0.1% |
| Neighborhood Loans, Inc. | $825,000 | $1,510,000 | 83.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $2,220,000 | $1,490,000 | -32.9% | 0.1% |
| The Northern Trust Company | $1,475,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $2,425,000 | $1,425,000 | -41.2% | 0.1% |
| MJW Financial LLC | $320,000 | $1,390,000 | 334.4% | 0.1% |
| M&T Bank | $1,110,000 | $1,360,000 | 22.5% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,300,000 | $1,355,000 | -41.1% | 0.1% |
| Loan Simple, Inc. | $190,000 | $1,340,000 | 605.3% | 0.1% |
| PLANET HOME LENDING, LLC | $1,905,000 | $1,335,000 | -29.9% | 0.1% |
| PROPER RATE, LLC | $935,000 | $1,325,000 | 41.7% | 0.1% |
| TECH Credit Union | $1,250,000 | n/a | 0.1% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $545,000 | $1,235,000 | 126.6% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,165,000 | $1,210,000 | -44.1% | 0.1% |
| Goldman Sachs Bank USA | $865,000 | $1,205,000 | 39.3% | 0.1% |
| AMERICAN ADVISORS GROUP | $1,105,000 | $1,155,000 | 4.5% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $515,000 | $1,145,000 | 122.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,575,000 | $1,130,000 | -56.1% | 0.1% |
| UBS Bank USA | $1,660,000 | $1,120,000 | -32.5% | 0.1% |
| PHH Mortgage Corporation | $2,270,000 | $1,090,000 | -52.0% | 0.1% |
| Great Southern Bank | $475,000 | $1,085,000 | 128.4% | 0.1% |
| The Federal Savings Bank | $3,470,000 | $1,080,000 | -68.9% | 0.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,140,000 | $1,060,000 | -7.0% | 0.1% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $3,370,000 | $1,050,000 | -68.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $4,170,000 | $1,050,000 | -74.8% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,050,000 | n/a | 0.1% | |
| BMO Harris Bank | $945,000 | $1,010,000 | 6.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,155,000 | $970,000 | -16.0% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $465,000 | $930,000 | 100.0% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $140,000 | $920,000 | 557.1% | 0.1% |
| V.I.P. MORTGAGE, INC. | $1,190,000 | $915,000 | -23.1% | 0.1% |
| First Merchants Bank | $2,445,000 | $910,000 | -62.8% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,715,000 | $885,000 | -67.4% | 0.1% |
| First Guaranty Mortgage Corporation | $3,200,000 | $865,000 | -73.0% | 0.1% |
| Sturgis Bank & Trust Company | $160,000 | $855,000 | 434.4% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $2,455,000 | $835,000 | -66.0% | 0.1% |
| Pacor Mortgage Corp | $1,440,000 | $825,000 | -42.7% | 0.0% |
| LOANPAL, LLC | $425,000 | $805,000 | 89.4% | 0.0% |
| BNC National Bank | $540,000 | $800,000 | 48.1% | 0.0% |
| Discover Bank | $685,000 | $795,000 | 16.1% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $645,000 | $790,000 | 22.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,350,000 | $785,000 | -41.9% | 0.0% |
| Prosperity Home Mortgage, LLC | $345,000 | $770,000 | 123.2% | 0.0% |
| BNY Mellon | $885,000 | $755,000 | -14.7% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $530,000 | $750,000 | 41.5% | 0.0% |
| Nations Lending Corporation | $1,155,000 | $750,000 | -35.1% | 0.0% |
| Commerce Home Mortgage, Inc. | $740,000 | n/a | 0.0% | |
| Central State Bank | $720,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $905,000 | $700,000 | -22.7% | 0.0% |
| Raymond James Bank | $175,000 | $675,000 | 285.7% | 0.0% |
| Three Rivers Federal Credit Union | $700,000 | $670,000 | -4.3% | 0.0% |
| Ally Bank | $1,280,000 | $660,000 | -48.4% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,160,000 | $655,000 | -43.5% | 0.0% |
| SPRING EQ, LLC | $235,000 | $650,000 | 176.6% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $415,000 | $650,000 | 56.6% | 0.0% |
| GVC MORTGAGE, INC. | $1,715,000 | $635,000 | -63.0% | 0.0% |
| Mercantile Bank of Michigan | $2,045,000 | $630,000 | -69.2% | 0.0% |
| First Financial Bank | $625,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $245,000 | $620,000 | 153.1% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $1,280,000 | $615,000 | -52.0% | 0.0% |
| Independent Bank | $3,740,000 | $605,000 | -83.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $275,000 | $600,000 | 118.2% | 0.0% |
| SOUTHWEST FUNDING, LP | $435,000 | $585,000 | 34.5% | 0.0% |
| First Farmers Bank and Trust Company | $835,000 | $580,000 | -30.5% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $1,765,000 | $580,000 | -67.1% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $1,990,000 | $580,000 | -70.9% | 0.0% |
| Figure Lending LLC | $450,000 | $565,000 | 25.6% | 0.0% |
| First Federal Bank | $990,000 | $550,000 | -44.4% | 0.0% |
| Shamrock Home Loans, Inc. | $550,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $550,000 | n/a | 0.0% | |
| AMERICAN MORTGAGE SERVICE COMPANY | $420,000 | $535,000 | 27.4% | 0.0% |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $535,000 | n/a | 0.0% | |
| INDIANA UNIVERSITY CREDIT UNION | $240,000 | $505,000 | 110.4% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $1,710,000 | $500,000 | -70.8% | 0.0% |
| INLANTA MORTGAGE, INC. | $495,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $210,000 | $485,000 | 131.0% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $515,000 | $485,000 | -5.8% | 0.0% |
| German American Bank | $480,000 | n/a | 0.0% | |
| MORTGAGE CENTER L.C | $685,000 | $480,000 | -29.9% | 0.0% |
| Holcomb Bank | $475,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $570,000 | $460,000 | -19.3% | 0.0% |
| North American Savings Bank, F.S.B. | $1,695,000 | $455,000 | -73.2% | 0.0% |
| Southern Michigan Bank & Trust | $1,285,000 | $445,000 | -65.4% | 0.0% |
| Abbott Laboratories Employees Credit Union | $430,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $115,000 | $430,000 | 273.9% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $425,000 | n/a | 0.0% | |
| First Savings Bank | $250,000 | $420,000 | 68.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,045,000 | $420,000 | -79.5% | 0.0% |
| County National Bank | $405,000 | n/a | 0.0% | |
| NBKC BANK | $3,650,000 | $405,000 | -88.9% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $195,000 | $405,000 | 107.7% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,250,000 | $400,000 | -82.2% | 0.0% |
| Chicago Mortgage Solutions LLC | $540,000 | $395,000 | -26.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $135,000 | $385,000 | 185.2% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $500,000 | $385,000 | -23.0% | 0.0% |
| CITIZENS EQUITY FIRST | $380,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $155,000 | $380,000 | 145.2% | 0.0% |
| MORTGAGE 1 INCORPORATED | $370,000 | $380,000 | 2.7% | 0.0% |
| Simmons Bank | $380,000 | n/a | 0.0% | |
| Union Savings Bank | $1,230,000 | $380,000 | -69.1% | 0.0% |
| Farmers Bank & Trust | $375,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $375,000 | n/a | 0.0% | |
| THE ANDERSON FINANCIAL GROUP, INC. | $145,000 | $375,000 | 158.6% | 0.0% |
| First Home Bank | $145,000 | $370,000 | 155.2% | 0.0% |
| GUILD MORTGAGE COMPANY | $485,000 | $370,000 | -23.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $630,000 | $370,000 | -41.3% | 0.0% |
| United Community Bank | $365,000 | n/a | 0.0% | |
| Paramount Bank | $235,000 | $360,000 | 53.2% | 0.0% |
| RESIDENTIAL BANCORP. | $360,000 | n/a | 0.0% | |
| City National Bank | $355,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $345,000 | n/a | 0.0% | |
| UIF CORPORATION | $215,000 | $335,000 | 55.8% | 0.0% |
| Elements Financial Federal Credit Union | $960,000 | $330,000 | -65.6% | 0.0% |
| Northpointe Bank | $1,575,000 | $330,000 | -79.0% | 0.0% |
| Jackson County Bank | $325,000 | n/a | 0.0% | |
| First Financial Bank | $320,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $315,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $270,000 | $315,000 | 16.7% | 0.0% |
| CLEARPATH LENDING | $1,275,000 | $305,000 | -76.1% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $800,000 | $305,000 | -61.9% | 0.0% |
| The Fidelity Deposit and Discount Bank | $305,000 | n/a | 0.0% | |
| HANCOCK MORTGAGE PARTNERS, LLC | $440,000 | $300,000 | -31.8% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,805,000 | $300,000 | -83.4% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $855,000 | $295,000 | -65.5% | 0.0% |
| UNIVERSITY LENDING GROUP, LLC | $350,000 | $295,000 | -15.7% | 0.0% |
| Regions Bank | $375,000 | $290,000 | -22.7% | 0.0% |
| BAY EQUITY LLC | $285,000 | n/a | 0.0% | |
| First National Bank of Omaha | $285,000 | n/a | 0.0% | |
| Kellogg Community Credit Union | $730,000 | $275,000 | -62.3% | 0.0% |
| Transportation Federal Credit Union | $275,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $570,000 | $270,000 | -52.6% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $265,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $155,000 | $260,000 | 67.7% | 0.0% |
| LENDSURE MORTGAGE CORP. | $260,000 | n/a | 0.0% | |
| NUMARK CREDIT UNION | $260,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $190,000 | $260,000 | 36.8% | 0.0% |
| Armed Forces Bank | $255,000 | $255,000 | 0.0% | 0.0% |
| First Option Mortgage, LLC | $790,000 | $255,000 | -67.7% | 0.0% |
| SOFI LENDING CORP. | $2,185,000 | $255,000 | -88.3% | 0.0% |
| UNITED HOME LOANS, INC. | $640,000 | $255,000 | -60.2% | 0.0% |
| Waterstone Mortgage Corporation | $845,000 | $250,000 | -70.4% | 0.0% |
| Farmers State Bank | $815,000 | $245,000 | -69.9% | 0.0% |
| The Central Trust Bank | $245,000 | n/a | 0.0% | |
| Bank First, N.A. | $235,000 | n/a | 0.0% | |
| Baxter Credit Union | $425,000 | $235,000 | -44.7% | 0.0% |
| JAMES B. NUTTER & COMPANY | $235,000 | n/a | 0.0% | |
| KINECTA | $235,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $135,000 | $230,000 | 70.4% | 0.0% |
| PARTNERS 1ST Federal Credit Union | $85,000 | $230,000 | 170.6% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $75,000 | $220,000 | 193.3% | 0.0% |
| OPEN MORTGAGE, LLC | $695,000 | $220,000 | -68.3% | 0.0% |
| RBC Bank, (Georgia) | $195,000 | $215,000 | 10.3% | 0.0% |
| SIRVA MORTGAGE, INC. | $215,000 | n/a | 0.0% | |
| Central Bank Illinois | $205,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $205,000 | n/a | 0.0% | |
| MMS MORTGAGE SERVICES, LTD. | $205,000 | n/a | 0.0% | |
| ADVIA | $150,000 | $200,000 | 33.3% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $390,000 | $200,000 | -48.7% | 0.0% |
| Fortress Bank | $185,000 | $200,000 | 8.1% | 0.0% |
| BLUELEAF LENDING, LLC | $2,605,000 | $195,000 | -92.5% | 0.0% |
| Cf Bank | $195,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $265,000 | $195,000 | -26.4% | 0.0% |
| City Bank | $195,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $350,000 | $195,000 | -44.3% | 0.0% |
| POLARIS HOME FUNDING CORP. | $645,000 | $195,000 | -69.8% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,565,000 | $195,000 | -87.5% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $135,000 | $195,000 | 44.4% | 0.0% |
| Bankers' Bank | $185,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $525,000 | $185,000 | -64.8% | 0.0% |
| Cornerstone First Mortgage, Inc | $185,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $165,000 | $185,000 | 12.1% | 0.0% |
| Pinnacle Bank | $185,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $170,000 | $185,000 | 8.8% | 0.0% |
| MICHIGAN SCHOOLS AND GOVERNMENT | $180,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $425,000 | $175,000 | -58.8% | 0.0% |
| Colonial Savings, F.A. | $210,000 | $155,000 | -26.2% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $155,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $155,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,200,000 | $155,000 | -87.1% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $1,365,000 | $155,000 | -88.6% | 0.0% |
| S1L, Inc. | $105,000 | $155,000 | 47.6% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $4,715,000 | $155,000 | -96.7% | 0.0% |
| UNITED MORTGAGE CORP. | $215,000 | $155,000 | -27.9% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $600,000 | $145,000 | -75.8% | 0.0% |
| CityWorth Mortgage LLC | $295,000 | $145,000 | -50.8% | 0.0% |
| EQUITY RESOURCES, INC. | $145,000 | $145,000 | 0.0% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $145,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $135,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| Secured Investment Corp. | $90,000 | $135,000 | 50.0% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $125,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $125,000 | n/a | 0.0% | |
| Home Bank SB | $125,000 | n/a | 0.0% | |
| Morton Community Bank | $125,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $95,000 | $125,000 | 31.6% | 0.0% |
| Texana Bank | $125,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $125,000 | n/a | 0.0% | |
| ARC HOME LLC | $95,000 | $115,000 | 21.1% | 0.0% |
| AXIA FINANCIAL, LLC | $115,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $115,000 | n/a | 0.0% | |
| Community First Bank of Indiana | $115,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $965,000 | $115,000 | -88.1% | 0.0% |
| NFM, INC. | $275,000 | $115,000 | -58.2% | 0.0% |
| STAR ONE CREDIT UNION | $155,000 | $115,000 | -25.8% | 0.0% |
| Equity Prime Mortgage LLC | $105,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $105,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $480,000 | $105,000 | -78.1% | 0.0% |
| HIWAY | $105,000 | n/a | 0.0% | |
| MILESTONE HOME LENDING, LLC | $395,000 | $105,000 | -73.4% | 0.0% |
| Truist | $1,135,000 | $105,000 | -90.7% | 0.0% |
| INLAND BANK & TRUST | $900,000 | $95,000 | -89.4% | 0.0% |
| KALSEE CREDIT UNION | $95,000 | n/a | 0.0% | |
| OMNI Community Credit Union | $330,000 | $90,000 | -72.7% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $220,000 | $75,000 | -65.9% | 0.0% |
| ALLIANT CREDIT UNION | $580,000 | $70,000 | -87.9% | 0.0% |
| BOKF | $260,000 | $65,000 | -75.0% | 0.0% |
| First National Bank of America | $65,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $65,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $55,000 | n/a | 0.0% | |
| GERBER FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Servion, Inc. | $375,000 | $55,000 | -85.3% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $65,000 | $50,000 | -23.1% | 0.0% |
| Bethpage Federal Credit Union | $65,000 | $45,000 | -30.8% | 0.0% |
| CREDIT UNION ONE | $35,000 | $45,000 | 28.6% | 0.0% |
| MidFirst Bank | $35,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $1,145,000 | $35,000 | -96.9% | 0.0% |
| BEACON CREDIT UNION | $380,000 | $25,000 | -93.4% | 0.0% |
| Regional Federal Credit Union | $25,000 | n/a | 0.0% | |
| MEMBERS ADVANTAGE CREDIT UNION | $15,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $15,000 | n/a | 0.0% |
SOUTH BEND - MISHAWAKA's top lender by overall market share is Notre Dame Federal Credit Union Corporation, with 9.5% market share. In second place, with 7.4%, is 1st Source Bank, having originated $123,100,000 in loans. In third place, with 6.4%, is TEACHERS CREDIT UNION, having originated $106,395,000 in loans. In fourth place, with 5.8%, is RUOFF MORTGAGE COMPANY, INC., having originated $95,590,000 in loans. In fifth place, with 5.5%, is First Federal Savings Bank, having originated $90,870,000 in loans.
SOUTH BEND - MISHAWAKA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SOUTH BEND - MISHAWAKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,900 (23.7%) | $215,859 (11.0%) | 0.48 | 963 |
| 2018-02-01 | $135,000 (23.1%) | $226,398 (11.9%) | 0.49 | 885 |
| 2018-03-01 | $139,500 (16.4%) | $237,065 (7.7%) | 0.49 | 827 |
| 2018-04-01 | $159,900 (23.0%) | $254,892 (7.2%) | 0.54 | 810 |
| 2018-05-01 | $169,900 (13.3%) | $261,294 (6.4%) | 0.57 | 855 |
| 2018-06-01 | $170,000 (9.8%) | $263,841 (8.2%) | 0.57 | 936 |
| 2018-07-01 | $175,725 (17.2%) | $259,678 (10.3%) | 0.59 | 1,027 |
| 2018-08-01 | $174,700 (17.3%) | $249,956 (8.4%) | 0.59 | 1,084 |
| 2018-09-01 | $169,000 (16.6%) | $241,650 (5.2%) | 0.57 | 1,119 |
| 2018-10-01 | $165,000 (13.9%) | $242,330 (4.8%) | 0.56 | 1,104 |
| 2018-11-01 | $159,900 (12.3%) | $240,862 (6.4%) | 0.54 | 993 |
| 2018-12-01 | $151,450 (16.5%) | $234,010 (7.9%) | 0.52 | 937 |
| 2019-01-01 | $154,900 (19.3%) | $232,935 (7.9%) | 0.54 | 830 |
| 2019-02-01 | $162,400 (20.3%) | $236,581 (4.5%) | 0.55 | 798 |
| 2019-03-01 | $179,900 (29.0%) | $246,577 (4.0%) | 0.60 | 725 |
| 2019-04-01 | $209,900 (31.3%) | $272,995 (7.1%) | 0.67 | 739 |
| 2019-05-01 | $223,675 (31.7%) | $281,719 (7.8%) | 0.70 | 772 |
| 2019-06-01 | $220,000 (29.4%) | $281,451 (6.7%) | 0.69 | 872 |
| 2019-07-01 | $218,950 (24.6%) | $284,780 (9.7%) | 0.69 | 927 |
| 2019-08-01 | $205,000 (17.3%) | $278,082 (11.3%) | 0.64 | 1,000 |
| 2019-09-01 | $196,475 (16.3%) | $265,001 (9.7%) | 0.62 | 1,009 |
| 2019-10-01 | $184,900 (12.1%) | $260,529 (7.5%) | 0.60 | 1,017 |
| 2019-11-01 | $179,900 (12.5%) | $262,210 (8.9%) | 0.59 | 921 |
| 2019-12-01 | $174,900 (15.5%) | $258,861 (10.6%) | 0.58 | 849 |
| 2020-01-01 | $177,950 (14.9%) | $258,090 (10.8%) | 0.59 | 744 |
| 2020-02-01 | $202,450 (24.7%) | $271,753 (14.9%) | 0.66 | 667 |
| 2020-03-01 | $224,800 (25.0%) | $289,262 (17.3%) | 0.70 | 663 |
| 2020-04-01 | $222,875 (6.2%) | $287,825 (5.4%) | 0.70 | 678 |
| 2020-05-01 | $239,950 (7.3%) | $305,377 (8.4%) | 0.73 | 656 |
| 2020-06-01 | $257,425 (17.0%) | $317,503 (12.8%) | 0.76 | 589 |
| 2020-07-01 | $246,250 (12.5%) | $311,270 (9.3%) | 0.71 | 586 |
| 2020-08-01 | $247,900 (20.9%) | $312,145 (12.3%) | 0.71 | 576 |
| 2020-09-01 | $249,450 (27.0%) | $312,109 (17.8%) | 0.71 | 528 |
| 2020-10-01 | $225,000 (21.7%) | $297,683 (14.3%) | 0.64 | 547 |
| 2020-11-01 | $189,925 (5.6%) | $276,437 (5.4%) | 0.56 | 521 |
| 2020-12-01 | $183,169 (4.7%) | $262,739 (1.5%) | 0.54 | 477 |
| 2021-01-01 | $175,000 (-1.7%) | $256,575 (-0.6%) | 0.52 | 416 |
| 2021-02-01 | $195,950 (-3.2%) | $297,303 (9.4%) | 0.57 | 312 |
| 2021-03-01 | $232,350 (3.4%) | $334,831 (15.8%) | 0.66 | 275 |
| 2021-04-01 | $248,250 (11.4%) | $383,009 (33.1%) | 0.67 | 259 |
| 2021-05-01 | $229,950 (-4.2%) | $345,499 (13.1%) | 0.61 | 302 |
| 2021-06-01 | $244,950 (-4.9%) | $352,913 (11.2%) | 0.64 | 356 |
| 2021-07-01 | $234,000 (-5.0%) | $351,403 (12.9%) | 0.62 | 405 |
| 2021-08-01 | $220,000 (-11.3%) | $357,719 (14.6%) | 0.59 | 433 |
| 2021-09-01 | $228,250 (-8.5%) | $368,275 (18.0%) | 0.61 | 438 |
| 2021-10-01 | $223,950 (-0.5%) | $361,805 (21.5%) | 0.60 | 432 |
| 2021-11-01 | $222,500 (17.2%) | $340,035 (23.0%) | 0.59 | 373 |
| 2021-12-01 | $224,450 (22.5%) | $329,626 (25.5%) | 0.61 | 310 |
| 2022-01-01 | $249,900 (42.8%) | $360,616 (40.6%) | 0.68 | 244 |
| 2022-02-01 | $287,000 (46.5%) | $400,143 (34.6%) | 0.75 | 223 |
| 2022-03-01 | $249,900 (7.6%) | $386,805 (15.5%) | 0.63 | 242 |
| 2022-04-01 | $274,900 (10.7%) | $421,405 (10.0%) | 0.66 | 259 |
| 2022-05-01 | $304,925 (32.6%) | $427,389 (23.7%) | 0.70 | 312 |
| 2022-06-01 | $284,450 (16.1%) | $424,940 (20.4%) | 0.63 | 381 |
| 2022-07-01 | $264,950 (13.2%) | $392,242 (11.6%) | 0.60 | 463 |
| 2022-08-01 | $273,225 (24.2%) | $382,054 (6.8%) | 0.63 | 477 |
| 2022-09-01 | $279,900 (22.6%) | $398,263 (8.1%) | 0.65 | 491 |
| 2022-10-01 | $275,000 (22.8%) | $410,430 (13.4%) | 0.65 | 514 |
| 2022-11-01 | $284,900 (28.0%) | $423,856 (24.7%) | 0.68 | 512 |
| 2022-12-01 | $277,450 (23.6%) | $412,621 (25.2%) | 0.69 | 476 |
| 2023-01-01 | $299,738 (19.9%) | $414,787 (15.0%) | 0.74 | 415 |
| 2023-02-01 | $294,425 (2.6%) | $422,711 (5.6%) | 0.71 | 371 |
| 2023-03-01 | $317,475 (27.0%) | $445,981 (15.3%) | 0.75 | 346 |
| 2023-04-01 | $299,950 (9.1%) | $446,537 (6.0%) | 0.70 | 340 |
SOUTH BEND - MISHAWAKA's median listing price for 2023-04-01 was $299,950, a difference of
$25,050
(9.1%) versus the prior year and
$-17,525 versus the prior month.
SOUTH BEND - MISHAWAKA's median listing price comes in at 70% of the national average.
SOUTH BEND - MISHAWAKA's average listing price for 2023-04-01 was $446,537, a difference of $25,132 (6.0%) versus the prior year and $556 versus the prior month.
For the 2023-04-01 period, SOUTH BEND - MISHAWAKA had 340 MLS listings, a difference of -6 listings (-2%) versus the prior month and 81 listings (31%) versus the prior year.
SOUTH BEND - MISHAWAKA's median listing price comes in at 70% of the national average.
SOUTH BEND - MISHAWAKA's average listing price for 2023-04-01 was $446,537, a difference of $25,132 (6.0%) versus the prior year and $556 versus the prior month.
For the 2023-04-01 period, SOUTH BEND - MISHAWAKA had 340 MLS listings, a difference of -6 listings (-2%) versus the prior month and 81 listings (31%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SOUTH BEND - MISHAWAKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 92 days | 1,632 sqft |
| 2018-02-01 | 95 days | 1,615 sqft |
| 2018-03-01 | 73 days | 1,636 sqft |
| 2018-04-01 | 59 days | 1,706 sqft |
| 2018-05-01 | 46 days | 1,730 sqft |
| 2018-06-01 | 44 days | 1,772 sqft |
| 2018-07-01 | 46 days | 1,794 sqft |
| 2018-08-01 | 50 days | 1,783 sqft |
| 2018-09-01 | 54 days | 1,750 sqft |
| 2018-10-01 | 63 days | 1,746 sqft |
| 2018-11-01 | 72 days | 1,738 sqft |
| 2018-12-01 | 78 days | 1,700 sqft |
| 2019-01-01 | 82 days | 1,696 sqft |
| 2019-02-01 | 82 days | 1,721 sqft |
| 2019-03-01 | 68 days | 1,721 sqft |
| 2019-04-01 | 54 days | 1,827 sqft |
| 2019-05-01 | 51 days | 1,900 sqft |
| 2019-06-01 | 48 days | 1,938 sqft |
| 2019-07-01 | 51 days | 1,920 sqft |
| 2019-08-01 | 59 days | 1,894 sqft |
| 2019-09-01 | 66 days | 1,828 sqft |
| 2019-10-01 | 60 days | 1,800 sqft |
| 2019-11-01 | 67 days | 1,729 sqft |
| 2019-12-01 | 80 days | 1,727 sqft |
| 2020-01-01 | 90 days | 1,713 sqft |
| 2020-02-01 | 90 days | 1,804 sqft |
| 2020-03-01 | 66 days | 1,814 sqft |
| 2020-04-01 | 59 days | 1,789 sqft |
| 2020-05-01 | 66 days | 1,830 sqft |
| 2020-06-01 | 66 days | 1,941 sqft |
| 2020-07-01 | 55 days | 1,900 sqft |
| 2020-08-01 | 53 days | 1,920 sqft |
| 2020-09-01 | 52 days | 1,985 sqft |
| 2020-10-01 | 44 days | 1,868 sqft |
| 2020-11-01 | 49 days | 1,737 sqft |
| 2020-12-01 | 55 days | 1,624 sqft |
| 2021-01-01 | 67 days | 1,620 sqft |
| 2021-02-01 | 72 days | 1,632 sqft |
| 2021-03-01 | 43 days | 1,648 sqft |
| 2021-04-01 | 36 days | 1,725 sqft |
| 2021-05-01 | 28 days | 1,663 sqft |
| 2021-06-01 | 25 days | 1,788 sqft |
| 2021-07-01 | 31 days | 1,800 sqft |
| 2021-08-01 | 35 days | 1,722 sqft |
| 2021-09-01 | 37 days | 1,663 sqft |
| 2021-10-01 | 39 days | 1,654 sqft |
| 2021-11-01 | 48 days | 1,641 sqft |
| 2021-12-01 | 61 days | 1,649 sqft |
| 2022-01-01 | 61 days | 1,821 sqft |
| 2022-02-01 | 43 days | 1,835 sqft |
| 2022-03-01 | 32 days | 1,800 sqft |
| 2022-04-01 | 30 days | 1,826 sqft |
| 2022-05-01 | 22 days | 1,872 sqft |
| 2022-06-01 | 25 days | 1,910 sqft |
| 2022-07-01 | 27 days | 1,905 sqft |
| 2022-08-01 | 33 days | 1,862 sqft |
| 2022-09-01 | 37 days | 1,838 sqft |
| 2022-10-01 | 37 days | 1,847 sqft |
| 2022-11-01 | 44 days | 1,811 sqft |
| 2022-12-01 | 54 days | 1,800 sqft |
| 2023-01-01 | 67 days | 1,806 sqft |
| 2023-02-01 | 66 days | 1,767 sqft |
| 2023-03-01 | 56 days | 1,829 sqft |
| 2023-04-01 | 36 days | 1,800 sqft |
SOUTH BEND - MISHAWAKA's median listing age (time on market) for 2023-04-01 was 36 days.
This
is 20%
longer
than the same period one year ago.
SOUTH BEND - MISHAWAKA's median square footage for active listings during the 2023-04-01 period was 1,800 sqft. One year prior, the average listing was 1,826 sqft.
SOUTH BEND - MISHAWAKA's median square footage for active listings during the 2023-04-01 period was 1,800 sqft. One year prior, the average listing was 1,826 sqft.
SOUTH BEND-MISHAWAKA, IN-MI Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 46506 | South Bend-Mishawaka, IN | $640 | $750 | $890 | $1,140 | $1,210 |
| 46517 | South Bend-Mishawaka, IN | $560 | $640 | $790 | $1,010 | $1,070 |
| 46530 | South Bend-Mishawaka, IN | $1,050 | $1,220 | $1,460 | $1,860 | $1,980 |
| 46536 | South Bend-Mishawaka, IN | $730 | $850 | $1,010 | $1,290 | $1,370 |
| 46544 | South Bend-Mishawaka, IN | $670 | $780 | $930 | $1,190 | $1,260 |
| 46545 | South Bend-Mishawaka, IN | $690 | $810 | $960 | $1,230 | $1,300 |
| 46546 | South Bend-Mishawaka, IN | $710 | $820 | $980 | $1,250 | $1,330 |
| 46550 | South Bend-Mishawaka, IN | $570 | $640 | $820 | $1,050 | $1,110 |
| 46552 | South Bend-Mishawaka, IN | $580 | $680 | $820 | $1,060 | $1,130 |
| 46554 | South Bend-Mishawaka, IN | $650 | $750 | $900 | $1,150 | $1,220 |
| 46556 | South Bend-Mishawaka, IN | $660 | $770 | $920 | $1,170 | $1,250 |
| 46561 | South Bend-Mishawaka, IN | $790 | $920 | $1,100 | $1,410 | $1,490 |
| 46563 | South Bend-Mishawaka, IN | $710 | $820 | $980 | $1,250 | $1,330 |
| 46573 | South Bend-Mishawaka, IN | $570 | $640 | $810 | $1,040 | $1,100 |
| 46574 | South Bend-Mishawaka, IN | $590 | $690 | $840 | $1,080 | $1,160 |
| 46595 | South Bend-Mishawaka, IN | $640 | $750 | $890 | $1,140 | $1,210 |
| 46601 | South Bend-Mishawaka, IN | $600 | $700 | $830 | $1,060 | $1,130 |
| 46613 | South Bend-Mishawaka, IN | $710 | $820 | $980 | $1,250 | $1,330 |
| 46614 | South Bend-Mishawaka, IN | $630 | $730 | $870 | $1,110 | $1,180 |
| 46615 | South Bend-Mishawaka, IN | $710 | $820 | $980 | $1,250 | $1,330 |
| 46616 | South Bend-Mishawaka, IN | $770 | $900 | $1,070 | $1,370 | $1,450 |
| 46617 | South Bend-Mishawaka, IN | $900 | $1,050 | $1,250 | $1,600 | $1,700 |
| 46619 | South Bend-Mishawaka, IN | $710 | $820 | $980 | $1,250 | $1,330 |
| 46624 | South Bend-Mishawaka, IN | $710 | $820 | $980 | $1,250 | $1,330 |
| 46628 | South Bend-Mishawaka, IN | $720 | $840 | $1,000 | $1,280 | $1,360 |
| 46634 | South Bend-Mishawaka, IN | $710 | $820 | $980 | $1,250 | $1,330 |
| 46635 | South Bend-Mishawaka, IN | $780 | $910 | $1,080 | $1,380 | $1,460 |
| 46637 | South Bend-Mishawaka, IN | $770 | $900 | $1,070 | $1,370 | $1,450 |
| 46660 | South Bend-Mishawaka, IN | $710 | $820 | $980 | $1,250 | $1,330 |
| 46680 | South Bend-Mishawaka, IN | $710 | $820 | $980 | $1,250 | $1,330 |
2022 Average & Median Rent Data Statistics
SOUTH BEND-MISHAWAKA, IN-MI average 1BR rent: $810, median: $820
SOUTH BEND-MISHAWAKA, IN-MI average 2BR rent: $971, median: $980
SOUTH BEND-MISHAWAKA, IN-MI average 3BR rent: $1,241, median: $1,250
SOUTH BEND-MISHAWAKA, IN-MI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,345 | $934,845,000 | $215,154 |
| Cash Out Refi | 1,861 | $296,775,000 | $159,471 |
| Other | 1,276 | $112,850,000 | $88,440 |
| Refi | 1,099 | $249,175,000 | $226,729 |
| Home Improvement | 924 | $64,550,000 | $69,859 |
| NA | 2 | $80,000 | $40,000 |
South Bend - Mishawaka's most frequently cited loan purpose was Home Purchase, with 4,345 originations. The 2nd most popular reason was Cash Out Refi, with 1,861 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 2,298 | $427,780,000 | $186,153 |
| 3-4% | 2,044 | $382,450,000 | $187,109 |
| 4-5% | 1,840 | $352,510,000 | $191,582 |
| 6-7% | 1,298 | $232,680,000 | $179,260 |
| <2.5% | 894 | $75,760,000 | $84,743 |
| 7-8% | 533 | $66,915,000 | $125,544 |
| 2.5-3% | 386 | $83,690,000 | $216,813 |
| Over 8% | 182 | $11,020,000 | $60,549 |
During 2022, South Bend - Mishawaka's most frequently originated rate bucket was 5-6%, with 2,298 originations.
Loan Sizing (SOUTH BEND-MISHAWAKA, IN-MI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 3,659 | $194,305,000 | $53,103 |
| $100k-200k | 3,312 | $473,330,000 | $142,914 |
| $200k-400k | 2,013 | $539,395,000 | $267,956 |
| $400k-600k | 317 | $150,705,000 | $475,410 |
| $600k-1000k | 142 | $104,010,000 | $732,465 |
| $Over $1MM | 64 | $196,530,000 | $3,070,781 |
SOUTH BEND - MISHAWAKA's loan sizing saw the bucket of loans from $100,000 or less with 3,659 originations, totaling $194,305,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,342 | $731,370,000 | $218,842 |
| 60-80% | 2,179 | $482,735,000 | $221,540 |
| Under 20% | 1,439 | $53,205,000 | $36,974 |
| 20-40% | 1,352 | $117,070,000 | $86,590 |
| 40-60% | 1,022 | $182,180,000 | $178,258 |
| Over 100% | 60 | $56,640,000 | $944,000 |
SOUTH BEND - MISHAWAKA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,342 originations, totaling $731,370,000 in origination value.