SOUTH BEND - MISHAWAKA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in South Bend - Mishawaka averaged 7.22% for the week of 2024-02-29, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-02-22) was 6.98% and one month ago for the week of 2024-01-25, the average rate was 6.97%.

South Bend - Mishawaka's average rate one year ago was 6.91%.

For refis of the same type during the week of 2024-02-29, the average rate was 6.13%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-29 6.94%
South Bend - Mishawaka 30 Year Fixed Rate 2024-02-29 7.22%
South Bend - Mishawaka 30 Year Fixed Rate Refi 2024-02-29 6.13%
South Bend - Mishawaka 15 Year Fixed Rate 2024-02-29 6.12%
South Bend - Mishawaka 15 Year Fixed Rate Refi 2024-02-29 5.66%
South Bend - Mishawaka 30 Year FHA 2024-02-29 6.79%
South Bend - Mishawaka 30 Year FHA Refi 2024-02-29 6.59%
South Bend - Mishawaka 30 Year USDA 2024-02-29 6.93%
South Bend - Mishawaka 30 Year USDA Refi 2024-02-29 6.83%
South Bend - Mishawaka 30 Year VA 2024-02-29 6.62%
South Bend - Mishawaka 30 Year VA Refi 2024-02-29 6.72%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SOUTH BEND-MISHAWAKA, IN-MI.

SOUTH BEND - MISHAWAKA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SOUTH BEND-MISHAWAKA, IN-MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
RUOFF MORTGAGE COMPANY, INC. 316 5.38% $3,240
Notre Dame Federal Credit Union Corporation 314 4.99% $3,408
TEACHERS CREDIT UNION 301 5.52% $2,451
HALLMARK HOME MORTGAGE, LLC 275 5.52% $3,954
1st Source Bank 201 5.18% $3,362
QUICKEN LOANS, LLC 196 5.08% $5,775
First Federal Savings Bank 175 5.18% $3,120
CARDINAL FINANCIAL 164 5.49% $4,587
JPMorgan Chase Bank 111 5.25% $3,027
UNITED WHOLESALE MORTGAGE, LLC 108 5.15% $4,957
Horizon Bank 88 5.32% $2,676
UNITED 85 4.99% $3,113
Circle Federal Credit Union 81 5.10% $2,693
Flagstar Bank, FSB 73 5.30% $3,423
Wells Fargo Bank 48 5.37% $3,374
INOVA FEDERAL CREDIT UNION 40 5.07% $3,007
Northwest Bank 38 4.82% $3,007
GUARANTEED RATE, INC. 38 5.37% $4,589
Honor Credit Union 32 4.82% $2,640
UNION HOME MORTGAGE CORP. 30 4.99% $4,346
Mr. Cooper ( Nationstar Mortgage ) 28 5.06% $6,254
Fifth Third Bank 28 5.50% $3,739
KeyBank 27 4.69% $2,941
LOANDEPOT.COM, LLC 27 4.36% $4,279
PNC Bank 26 5.03% $2,843
The Huntington National Bank 26 4.86% $3,665
INTERRA CREDIT UNION 26 4.97% $3,198
Centier Bank 24 5.32% $2,850
Old National Bank 23 4.62% $2,871
FREEDOM MORTGAGE CORPORATION 22 4.85% $4,938
AMERISAVE MORTGAGE CORPORATION 22 4.96% $6,909
OAK MORTGAGE, LLC 19 4.90% $3,131
EVERETT FINANCIAL, INC. 18 5.08% $1,647
Citizens Bank 17 5.21% $5,296
CHURCHILL MORTGAGE CORPORATION 15 6.16% $4,179
First State Bank of Middlebury 15 5.01% $4,452
Lake City Bank 14 4.34% $2,554
VAN DYK MORTGAGE CORPORATION 14 5.38% $2,940
Bank of America 13 4.38% $4,072
COMPASS MORTGAGE, INC. 13 5.25% $4,591
AMERIFIRST FINANCIAL CORPORATION 13 5.81% $4,692
BROKER SOLUTIONS, INC. 12 5.26% $5,607
CROSSCOUNTRY MORTGAGE, LLC 12 6.17% $5,378
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 4.95% $4,058
NAVY FEDERAL CREDIT UNION 11 6.30% $2,530
ROYAL UNITED MORTGAGE LLC 11 5.47% $5,828
Morgan Stanley Private Bank 11 4.25% $2,773
MEMBER FIRST MORTGAGE, LLC 10 4.94% $3,331
U.S. Bank 10 5.23% $3,068
NEWREZ LLC 10 4.01% $4,631
LAKE MICHIGAN CREDIT UNION 10 5.01% $4,828
PRIMELENDING, A PLAINSCAPITAL COMPANY 9 5.26% $3,910
CALIBER HOME LOANS, INC. 9 5.43% $4,477
Associated Bank 9 3.74% $4,061
BETTER MORTGAGE CORPORATION 8 4.01% $3,360
Farm Credit Mid-America, ACA 8 5.66% $4,844
PENNYMAC LOAN SERVICES, LLC 7 5.11% $6,683
CONSUMERS 7 6.32% $2,557
HOME POINT FINANCIAL CORPORATION 7 4.92% $4,496
Hometown Lenders, Inc. 6 5.20% $5,875
MUTUAL OF OMAHA MORTGAGE, INC. 6 4.85% $5,737
Neighborhood Loans, Inc. 6 5.67% $4,929
ZILLOW HOME LOANS, LLC 5 6.35% $4,895
AMERICAN FINANCING CORPORATION 5 4.23% $5,732
LAKEVIEW LOAN SERVICING, LLC 5 4.93% $4,414
DRAPER AND KRAMER MORTGAGE CORP. 5 5.18% $2,489
Bank of England 5 6.40% $4,003
M&T Bank 5 5.28% $5,095
HOMESIDE FINANCIAL, LLC 5 4.73% $3,078
MJW Financial LLC 4 5.97% $3,975
Mortgage Research Center, LLC 4 5.72% $2,802
First Guaranty Mortgage Corporation 4 3.53% $5,498
Carrington Mortgage Services, LLC 4 4.38% $5,552
FIRST CENTENNIAL MORTGAGE CORPORATION 4 5.59% $5,493
Loan Simple, Inc. 4 5.44% $5,040
ARBOR FINANCIAL CREDIT UNION 4 5.22% $3,108
TECH Credit Union 4 5.34% $3,133
Ally Bank 3 5.00% $2,915
ENDEAVOR CAPITAL, LLC. 3 5.21% $4,159
PHH Mortgage Corporation 3 5.38% $5,467
FINANCE OF AMERICA MORTGAGE LLC 3 5.04% $4,172
PROPER RATE, LLC 3 5.79% $5,412
Nations Lending Corporation 3 5.54% $6,877
First Merchants Bank 3 5.33% $2,498
Citibank 3 3.88% $3,178
MORTGAGE CENTER L.C 3 5.29% $3,020
GreenStone Farm Credit Services, FLCA 3 5.71% $5,106
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 5.42% $4,770
Barrington Bank & Trust Company, N.A. 3 5.33% $4,711
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 4.67% $3,409
AmeriHome Mortgage Company, LLC 3 4.58% $5,004
North American Savings Bank, F.S.B. 3 5.88% $1,147
UBS Bank USA 2 4.88% $2,908
Peoples Bank 2 5.47% $3,485
German American Bank 2 5.69% $2,747
DIRECT MORTGAGE LOANS, LLC 2 4.19% $5,215
The Federal Savings Bank 2 4.81% $8,110
SUMMIT FUNDING, INC. 2 5.69% $3,937
SUCCESS MORTGAGE PARTNERS, INC. 2 4.31% $5,811
ANGEL OAK HOME LOANS LLC 2 7.13% $16,055
Discover Bank 2 6.99% $0
PENTAGON FEDERAL CREDIT UNION 2 4.00% $4,531
INLANTA MORTGAGE, INC. 2 5.56% $2,950
Chicago Mortgage Solutions LLC 2 3.84% $1,978
Simmons Bank 2 6.00% $5,869
SECURITYNATIONAL MORTGAGE COMPANY 2 5.56% $4,243
EVERENCE FEDERAL CREDIT UNION 2 6.94% $2,217
Pacor Mortgage Corp 2 5.75% $6,786
Kellogg Community Credit Union 2 6.81% $2,526
First Financial Bank 2 5.63% $3,122
Elements Financial Federal Credit Union 2 5.50% $2,733
EMBRACE HOME LOANS, INC. 2 4.87% $5,953
GUILD MORTGAGE COMPANY 2 3.94% $3,330
Waterstone Mortgage Corporation 2 5.31% $3,220
USAA Federal Savings Bank 2 6.25% $3,774
MORTGAGE 1 INCORPORATED 2 6.19% $7,459
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 5.12% $1,416
SUN WEST MORTGAGE COMPANY, INC. 1 3.50% $1,722
ACADEMY MORTGAGE CORPORATION 1 5.88% $3,871
AMERICAN FINANCIAL RESOURCES, INC. 1 7.50% $6,735
American Mortgage & Equity Consultants, Inc. 1 5.88% $3,901
AMERICAN MORTGAGE SERVICE COMPANY 1 5.50% $2,750
Armed Forces Bank 1 7.00% $2,343
AXIA FINANCIAL, LLC 1 6.13% $4,726
Bank First, N.A. 1 5.38% $2,763
Baxter Credit Union 1 2.75% $2,340
BAY EQUITY LLC 1 6.25% $8,545
BLUELEAF LENDING, LLC 1 6.63% $5,480
BMO Harris Bank 1 3.75% $7,324
BNC National Bank 1 5.00% $2,703
BNY Mellon 1 4.75% $3,468
BOKF 1 4.88% $3,027
Citadel Servicing Corporation 1 8.63% $5,679
CITIZENS EQUITY FIRST 1 4.88% $2,901
City Bank 1 4.25% $7,852
City National Bank 1 5.65% $4,107
CityWorth Mortgage LLC 1 3.00% $5,047
Colonial Savings, F.A. 1 5.50% $3,855
Commerce Bank 1 4.63% $2,916
Commerce Home Mortgage, Inc. 1 7.10% $7,538
Community First Bank of Indiana 1 3.25% $2,440
CONTOUR MORTGAGE CORPORATION 1 6.25% $2,690
Deere Employees Credit Union 1 5.49% $2,945
DEVELOPER'S MORTGAGE COMPANY 1 5.50% $3,430
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 4.00% $3,659
EQUITY RESOURCES, INC. 1 3.75% $3,594
EVANSVILLE TEACHERS 1 4.75% $2,392
First Farmers Bank and Trust Company 1 5.00% $3,828
First Federal Bank 1 3.00% $4,085
First Federal Savings and Loan Association of Lakewood 1 3.53% $2,859
First Financial Bank 1 7.38% $2,588
First National Bank of Omaha 1 5.38% $3,173
Fortress Bank 1 3.25% $1,997
GENEVA FINANCIAL, LLC 1 7.63% $3,882
Goldman Sachs Bank USA 1 3.05% $4,303
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 4.99% $0
GREENSTATE CREDIT UNION 1 5.25% $3,371
GVC MORTGAGE, INC. 1 4.50% $3,216
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.75% $3,663
Home Bank SB 1 5.50% $1,990
Independent Bank 1 5.00% $6,456
INLAND BANK & TRUST 1 5.38% $4,629
Jackson County Bank 1 5.75% $2,470
KALSEE CREDIT UNION 1 6.00% $2,809
KINECTA 1 3.50% $4,173
LENDSURE MORTGAGE CORP. 1 8.38% $10,120
LOANPAL, LLC 1 3.88% $5,733
Mercantile Bank of Michigan 1 4.00% $2,764
MID AMERICA MORTGAGE, INC. 1 5.50% $2,722
MILESTONE HOME LENDING, LLC 1 6.63% $5,197
MMS MORTGAGE SERVICES, LTD. 1 4.13% $3,943
MORTGAGE ACCESS CORP. 1 4.13% $2,694
MOVEMENT MORTGAGE, LLC 1 4.81% $13,386
NATIONS DIRECT MORTGAGE, LLC 1 7.50% $9,131
NATIONS RELIABLE LENDING, LLC 1 3.38% $8,708
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.25% $5,194
NBKC BANK 1 5.38% $1,542
NETWORK CAPITAL FUNDING CORPORATION 1 6.50% $5,015
Northpointe Bank 1 5.25% $4,616
Northwest Federal Credit Union 1 5.75% $1,836
Paramount Bank 1 6.13% $5,160
Paramount Residential Mortgage Group, Inc. 1 5.75% $12,691
Pinnacle Bank 1 4.25% $2,559
PLANET HOME LENDING, LLC 1 3.50% $7,971
Platinum Home Mortgage Corporation 1 5.38% $10,785
PLAZA HOME MORTGAGE, INC. 1 3.88% $11,005
POLISH & SLAVIC FEDERAL CREDIT UNION 1 3.88% $3,945
PREMIA MORTGAGE, LLC 1 4.63% $215
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.99% $4,368
Prosperity Home Mortgage, LLC 1 6.25% $3,265
PROVIDENT FUNDING ASSOCIATES, L.P. 1 4.88% $2,337
Raymond James Bank 1 3.50% $2,158
RESIDENTIAL BANCORP 1 3.63% $6,240
Shamrock Home Loans, Inc. 1 4.63% $5,418
SOFI LENDING CORP. 1 3.50% $3,505
SOUTHWEST FUNDING, LP 1 4.38% $7,837
STAR ONE CREDIT UNION 1 4.63% $1,882
STOCKTON MORTGAGE CORPORATION 1 6.13% $5,188
THE ANDERSON FINANCIAL GROUP, INC. 1 6.00% $2,397
The Fidelity Deposit and Discount Bank 1 4.00% $4,199
The Northern Trust Company 1 4.50% $6,055
Three Rivers Federal Credit Union 1 5.50% $3,091
TOP FLITE FINANCIAL, INC. 1 7.88% $5,314
UIF CORPORATION 1 4.75% $2,442
Union Savings Bank 1 3.50% $1,399
UNITED HOME LOANS, INC. 1 4.00% $7,838
UNITED MORTGAGE CORP 1 3.38% $5,505
V.I.P. MORTGAGE, INC. 1 5.75% $3,177
WRIGHT-PATT CREDIT UNION, INC. 1 5.25% $2,231
Wyndham Capital Mortgage, Inc. 1 3.49% $4,628

SOUTH BEND - MISHAWAKA Average Closing Costs & Other Stats

SOUTH BEND-MISHAWAKA, IN-MI's 210 lenders originated 9,507 loans during 2022. The total origination value was $1,658,275,000, with an average loan value of $174,427.

SOUTH BEND - MISHAWAKA's average closing costs are $3,524.

The top SOUTH BEND - MISHAWAKA lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 316 loans originated. Their average total fees are $3,240, which is $168 lower than the next largest lender, Notre Dame Federal Credit Union Corporation.

The lowest fee SOUTH BEND - MISHAWAKA lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($1,647), TEACHERS CREDIT UNION ($2,451), NAVY FEDERAL CREDIT UNION ($2,530), Lake City Bank ($2,554) and Honor Credit Union ($2,640).

The lowest rate SOUTH BEND - MISHAWAKA lenders (with over 10 loans originated) are NEWREZ LLC (4.01%), Morgan Stanley Private Bank (4.25%), Lake City Bank (4.34%), LOANDEPOT.COM, LLC (4.36%) and Bank of America (4.38%).

SOUTH BEND-MISHAWAKA, IN-MI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Notre Dame Federal Credit Union Corporation $223,235,000 $157,870,000 -29.3% 9.5%
1st Source Bank $157,550,000 $123,100,000 -21.9% 7.4%
TEACHERS CREDIT UNION $146,860,000 $106,395,000 -27.6% 6.4%
RUOFF MORTGAGE COMPANY, INC. $159,695,000 $95,590,000 -40.1% 5.8%
First Federal Savings Bank $45,000 $90,870,000 201,833.3% 5.5%
HALLMARK HOME MORTGAGE, LLC $122,190,000 $78,365,000 -35.9% 4.7%
QUICKEN LOANS, LLC $148,340,000 $72,990,000 -50.8% 4.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $59,575,000 $60,040,000 0.8% 3.6%
Circle Federal Credit Union $44,545,000 $37,905,000 -14.9% 2.3%
Lake City Bank $22,935,000 $37,260,000 62.5% 2.2%
JPMorgan Chase Bank $60,090,000 $35,780,000 -40.5% 2.2%
Old National Bank $36,660,000 $35,755,000 -2.5% 2.2%
UNITED WHOLESALE MORTGAGE, LLC $53,135,000 $30,775,000 -42.1% 1.9%
UNITED $60,575,000 $30,055,000 -50.4% 1.8%
Horizon Bank $41,375,000 $29,135,000 -29.6% 1.8%
COREVEST AMERICAN FINANCE LENDER LLC $27,170,000 $22,650,000 -16.6% 1.4%
The Huntington National Bank $15,080,000 $22,480,000 49.1% 1.4%
PNC Bank $19,620,000 $20,445,000 4.2% 1.2%
Flagstar Bank, FSB $22,710,000 $19,860,000 -12.5% 1.2%
Northwest Bank $28,555,000 $19,070,000 -33.2% 1.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $19,035,000 n/a 1.1%
GUARANTEED RATE, INC. $28,805,000 $18,475,000 -35.9% 1.1%
INOVA FEDERAL CREDIT UNION $41,960,000 $18,125,000 -56.8% 1.1%
Honor Credit Union $26,165,000 $17,840,000 -31.8% 1.1%
Merchants Bank of Indiana $54,255,000 $16,805,000 -69.0% 1.0%
Mortgage Research Center, LLC $19,775,000 $15,675,000 -20.7% 0.9%
Centier Bank $23,715,000 $15,015,000 -36.7% 0.9%
Fifth Third Bank $24,040,000 $14,835,000 -38.3% 0.9%
WALKER & DUNLOP, LLC $14,485,000 $14,090,000 -2.7% 0.8%
FREEDOM MORTGAGE CORPORATION $44,005,000 $12,930,000 -70.6% 0.8%
Wells Fargo Bank $28,360,000 $12,855,000 -54.7% 0.8%
INTERRA CREDIT UNION $12,185,000 $11,430,000 -6.2% 0.7%
KeyBank $23,115,000 $11,110,000 -51.9% 0.7%
Heartland Bank and Trust Company $305,000 $11,005,000 3,508.2% 0.7%
LOANDEPOT.COM, LLC $25,240,000 $10,280,000 -59.3% 0.6%
Marquette Bank $645,000 $10,005,000 1,451.2% 0.6%
First State Bank of Middlebury $7,615,000 $9,380,000 23.2% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $15,495,000 $9,050,000 -41.6% 0.5%
EVERETT FINANCIAL, INC. $2,705,000 $8,980,000 232.0% 0.5%
UNION HOME MORTGAGE CORP. $17,620,000 $8,315,000 -52.8% 0.5%
AMERISAVE MORTGAGE CORPORATION $16,190,000 $7,830,000 -51.6% 0.5%
NAVY FEDERAL CREDIT UNION $8,090,000 $6,975,000 -13.8% 0.4%
Bank of America $7,750,000 $6,860,000 -11.5% 0.4%
AMERIFIRST FINANCIAL CORPORATION $13,300,000 $6,285,000 -52.7% 0.4%
PENNYMAC LOAN SERVICES, LLC $9,650,000 $5,675,000 -41.2% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $7,220,000 $5,455,000 -24.4% 0.3%
Citizens Bank $7,105,000 $5,330,000 -25.0% 0.3%
Arbor Realty Trust, Inc. $5,305,000 n/a 0.3%
NEWREZ LLC $13,120,000 $5,290,000 -59.7% 0.3%
VAN DYK MORTGAGE CORPORATION $8,955,000 $5,250,000 -41.4% 0.3%
Associated Bank $5,360,000 $5,235,000 -2.3% 0.3%
LAKE MICHIGAN CREDIT UNION $6,590,000 $5,105,000 -22.5% 0.3%
OAK MORTGAGE, LLC $10,525,000 $4,720,000 -55.2% 0.3%
BROKER SOLUTIONS, INC. $7,955,000 $4,440,000 -44.2% 0.3%
CHURCHILL MORTGAGE CORPORATION $1,570,000 $4,345,000 176.8% 0.3%
Morgan Stanley Private Bank $1,480,000 $4,345,000 193.6% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,400,000 $4,045,000 -36.8% 0.2%
COMPASS MORTGAGE, INC. $1,185,000 $3,795,000 220.3% 0.2%
U.S. Bank $6,575,000 $3,740,000 -43.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $4,240,000 $3,700,000 -12.7% 0.2%
USAA Federal Savings Bank $4,720,000 $3,665,000 -22.4% 0.2%
CALIBER HOME LOANS, INC. $7,970,000 $3,500,000 -56.1% 0.2%
GreenStone Farm Credit Services, FLCA $1,015,000 $3,420,000 236.9% 0.2%
Hometown Lenders, Inc. $2,370,000 $2,820,000 19.0% 0.2%
Peoples Bank $315,000 $2,820,000 795.2% 0.2%
MEMBER FIRST MORTGAGE, LLC $3,445,000 $2,815,000 -18.3% 0.2%
GREYSTONE SERVICING COMPANY LLC $2,600,000 n/a 0.2%
Carrington Mortgage Services, LLC $3,595,000 $2,560,000 -28.8% 0.2%
LIMA ONE CAPITAL, LLC $1,040,000 $2,325,000 123.6% 0.1%
BETTER MORTGAGE CORPORATION $16,270,000 $2,320,000 -85.7% 0.1%
NEW DAY FINANCIAL, LLC $1,905,000 $2,300,000 20.7% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,075,000 $2,210,000 105.6% 0.1%
Commerce Bank $565,000 $2,090,000 269.9% 0.1%
The Campbell & Fetter Bank $2,025,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $4,525,000 $1,965,000 -56.6% 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,255,000 $1,945,000 -40.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $320,000 $1,900,000 493.8% 0.1%
Citibank $935,000 $1,840,000 96.8% 0.1%
HOME POINT FINANCIAL CORPORATION $2,985,000 $1,765,000 -40.9% 0.1%
ARBOR FINANCIAL CREDIT UNION $3,240,000 $1,715,000 -47.1% 0.1%
Bank of England $3,415,000 $1,705,000 -50.1% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,040,000 $1,690,000 -17.2% 0.1%
CONSUMERS $3,100,000 $1,630,000 -47.4% 0.1%
Farm Credit Mid-America, ACA $2,075,000 $1,605,000 -22.7% 0.1%
SILVER HILL FUNDING, LLC $525,000 $1,600,000 204.8% 0.1%
ROYAL UNITED MORTGAGE LLC $4,140,000 $1,570,000 -62.1% 0.1%
Neighborhood Loans, Inc. $825,000 $1,510,000 83.0% 0.1%
MID AMERICA MORTGAGE, INC. $2,220,000 $1,490,000 -32.9% 0.1%
The Northern Trust Company $1,475,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $2,425,000 $1,425,000 -41.2% 0.1%
MJW Financial LLC $320,000 $1,390,000 334.4% 0.1%
M&T Bank $1,110,000 $1,360,000 22.5% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $2,300,000 $1,355,000 -41.1% 0.1%
Loan Simple, Inc. $190,000 $1,340,000 605.3% 0.1%
PLANET HOME LENDING, LLC $1,905,000 $1,335,000 -29.9% 0.1%
PROPER RATE, LLC $935,000 $1,325,000 41.7% 0.1%
TECH Credit Union $1,250,000 n/a 0.1%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $545,000 $1,235,000 126.6% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,165,000 $1,210,000 -44.1% 0.1%
Goldman Sachs Bank USA $865,000 $1,205,000 39.3% 0.1%
AMERICAN ADVISORS GROUP $1,105,000 $1,155,000 4.5% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $515,000 $1,145,000 122.3% 0.1%
ZILLOW HOME LOANS, LLC $2,575,000 $1,130,000 -56.1% 0.1%
UBS Bank USA $1,660,000 $1,120,000 -32.5% 0.1%
PHH Mortgage Corporation $2,270,000 $1,090,000 -52.0% 0.1%
Great Southern Bank $475,000 $1,085,000 128.4% 0.1%
The Federal Savings Bank $3,470,000 $1,080,000 -68.9% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,140,000 $1,060,000 -7.0% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $3,370,000 $1,050,000 -68.8% 0.1%
HOMESIDE FINANCIAL, LLC $4,170,000 $1,050,000 -74.8% 0.1%
LENDINGHOME FUNDING CORPORATION $1,050,000 n/a 0.1%
BMO Harris Bank $945,000 $1,010,000 6.9% 0.1%
TOP FLITE FINANCIAL, INC. $1,155,000 $970,000 -16.0% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $465,000 $930,000 100.0% 0.1%
MOVEMENT MORTGAGE, LLC $140,000 $920,000 557.1% 0.1%
V.I.P. MORTGAGE, INC. $1,190,000 $915,000 -23.1% 0.1%
First Merchants Bank $2,445,000 $910,000 -62.8% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $2,715,000 $885,000 -67.4% 0.1%
First Guaranty Mortgage Corporation $3,200,000 $865,000 -73.0% 0.1%
Sturgis Bank & Trust Company $160,000 $855,000 434.4% 0.1%
ENDEAVOR CAPITAL, LLC. $2,455,000 $835,000 -66.0% 0.1%
Pacor Mortgage Corp $1,440,000 $825,000 -42.7% 0.0%
LOANPAL, LLC $425,000 $805,000 89.4% 0.0%
BNC National Bank $540,000 $800,000 48.1% 0.0%
Discover Bank $685,000 $795,000 16.1% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $645,000 $790,000 22.5% 0.0%
AmeriHome Mortgage Company, LLC $1,350,000 $785,000 -41.9% 0.0%
Prosperity Home Mortgage, LLC $345,000 $770,000 123.2% 0.0%
BNY Mellon $885,000 $755,000 -14.7% 0.0%
ANGEL OAK HOME LOANS LLC $530,000 $750,000 41.5% 0.0%
Nations Lending Corporation $1,155,000 $750,000 -35.1% 0.0%
Commerce Home Mortgage, Inc. $740,000 n/a 0.0%
Central State Bank $720,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $905,000 $700,000 -22.7% 0.0%
Raymond James Bank $175,000 $675,000 285.7% 0.0%
Three Rivers Federal Credit Union $700,000 $670,000 -4.3% 0.0%
Ally Bank $1,280,000 $660,000 -48.4% 0.0%
EMBRACE HOME LOANS, INC. $1,160,000 $655,000 -43.5% 0.0%
SPRING EQ, LLC $235,000 $650,000 176.6% 0.0%
Wyndham Capital Mortgage, Inc. $415,000 $650,000 56.6% 0.0%
GVC MORTGAGE, INC. $1,715,000 $635,000 -63.0% 0.0%
Mercantile Bank of Michigan $2,045,000 $630,000 -69.2% 0.0%
First Financial Bank $625,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $245,000 $620,000 153.1% 0.0%
PLAZA HOME MORTGAGE, INC. $1,280,000 $615,000 -52.0% 0.0%
Independent Bank $3,740,000 $605,000 -83.8% 0.0%
MORTGAGE ACCESS CORP. $275,000 $600,000 118.2% 0.0%
SOUTHWEST FUNDING, LP $435,000 $585,000 34.5% 0.0%
First Farmers Bank and Trust Company $835,000 $580,000 -30.5% 0.0%
Paramount Residential Mortgage Group, Inc. $1,765,000 $580,000 -67.1% 0.0%
VILLAGE CAPITAL MORTGAGE $1,990,000 $580,000 -70.9% 0.0%
Figure Lending LLC $450,000 $565,000 25.6% 0.0%
First Federal Bank $990,000 $550,000 -44.4% 0.0%
Shamrock Home Loans, Inc. $550,000 n/a 0.0%
SUMMIT FUNDING, INC. $550,000 n/a 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $420,000 $535,000 27.4% 0.0%
POLISH & SLAVIC FEDERAL CREDIT UNION $535,000 n/a 0.0%
INDIANA UNIVERSITY CREDIT UNION $240,000 $505,000 110.4% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,710,000 $500,000 -70.8% 0.0%
INLANTA MORTGAGE, INC. $495,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $210,000 $485,000 131.0% 0.0%
First Federal Savings and Loan Association of Lakewood $515,000 $485,000 -5.8% 0.0%
German American Bank $480,000 n/a 0.0%
MORTGAGE CENTER L.C $685,000 $480,000 -29.9% 0.0%
Holcomb Bank $475,000 n/a 0.0%
PREMIA MORTGAGE, LLC $570,000 $460,000 -19.3% 0.0%
North American Savings Bank, F.S.B. $1,695,000 $455,000 -73.2% 0.0%
Southern Michigan Bank & Trust $1,285,000 $445,000 -65.4% 0.0%
Abbott Laboratories Employees Credit Union $430,000 n/a 0.0%
Platinum Home Mortgage Corporation $115,000 $430,000 273.9% 0.0%
Century Mortgage Company DBA Century Lending Company $425,000 n/a 0.0%
First Savings Bank $250,000 $420,000 68.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,045,000 $420,000 -79.5% 0.0%
County National Bank $405,000 n/a 0.0%
NBKC BANK $3,650,000 $405,000 -88.9% 0.0%
REVERSE MORTGAGE FUNDING LLC $195,000 $405,000 107.7% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $2,250,000 $400,000 -82.2% 0.0%
Chicago Mortgage Solutions LLC $540,000 $395,000 -26.9% 0.0%
CANOPY MORTGAGE, LLC $135,000 $385,000 185.2% 0.0%
Third Federal Savings and Loan Association of Cleveland $500,000 $385,000 -23.0% 0.0%
CITIZENS EQUITY FIRST $380,000 n/a 0.0%
Lakeview Community Capital, LLC $155,000 $380,000 145.2% 0.0%
MORTGAGE 1 INCORPORATED $370,000 $380,000 2.7% 0.0%
Simmons Bank $380,000 n/a 0.0%
Union Savings Bank $1,230,000 $380,000 -69.1% 0.0%
Farmers Bank & Trust $375,000 n/a 0.0%
GREENSTATE CREDIT UNION $375,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $145,000 $375,000 158.6% 0.0%
First Home Bank $145,000 $370,000 155.2% 0.0%
GUILD MORTGAGE COMPANY $485,000 $370,000 -23.7% 0.0%
LEADERONE FINANCIAL CORPORATION $630,000 $370,000 -41.3% 0.0%
United Community Bank $365,000 n/a 0.0%
Paramount Bank $235,000 $360,000 53.2% 0.0%
RESIDENTIAL BANCORP. $360,000 n/a 0.0%
City National Bank $355,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $345,000 n/a 0.0%
UIF CORPORATION $215,000 $335,000 55.8% 0.0%
Elements Financial Federal Credit Union $960,000 $330,000 -65.6% 0.0%
Northpointe Bank $1,575,000 $330,000 -79.0% 0.0%
Jackson County Bank $325,000 n/a 0.0%
First Financial Bank $320,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $315,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $270,000 $315,000 16.7% 0.0%
CLEARPATH LENDING $1,275,000 $305,000 -76.1% 0.0%
EVERENCE FEDERAL CREDIT UNION $800,000 $305,000 -61.9% 0.0%
The Fidelity Deposit and Discount Bank $305,000 n/a 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $440,000 $300,000 -31.8% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,805,000 $300,000 -83.4% 0.0%
CIVIC FINANCIAL SERVICES, LLC $855,000 $295,000 -65.5% 0.0%
UNIVERSITY LENDING GROUP, LLC $350,000 $295,000 -15.7% 0.0%
Regions Bank $375,000 $290,000 -22.7% 0.0%
BAY EQUITY LLC $285,000 n/a 0.0%
First National Bank of Omaha $285,000 n/a 0.0%
Kellogg Community Credit Union $730,000 $275,000 -62.3% 0.0%
Transportation Federal Credit Union $275,000 n/a 0.0%
21ST MORTGAGE CORPORATION $570,000 $270,000 -52.6% 0.0%
NATIONS DIRECT MORTGAGE, LLC $265,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $155,000 $260,000 67.7% 0.0%
LENDSURE MORTGAGE CORP. $260,000 n/a 0.0%
NUMARK CREDIT UNION $260,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $190,000 $260,000 36.8% 0.0%
Armed Forces Bank $255,000 $255,000 0.0% 0.0%
First Option Mortgage, LLC $790,000 $255,000 -67.7% 0.0%
SOFI LENDING CORP. $2,185,000 $255,000 -88.3% 0.0%
UNITED HOME LOANS, INC. $640,000 $255,000 -60.2% 0.0%
Waterstone Mortgage Corporation $845,000 $250,000 -70.4% 0.0%
Farmers State Bank $815,000 $245,000 -69.9% 0.0%
The Central Trust Bank $245,000 n/a 0.0%
Bank First, N.A. $235,000 n/a 0.0%
Baxter Credit Union $425,000 $235,000 -44.7% 0.0%
JAMES B. NUTTER & COMPANY $235,000 n/a 0.0%
KINECTA $235,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 $230,000 70.4% 0.0%
PARTNERS 1ST Federal Credit Union $85,000 $230,000 170.6% 0.0%
FLAT BRANCH MORTGAGE, INC. $225,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $75,000 $220,000 193.3% 0.0%
OPEN MORTGAGE, LLC $695,000 $220,000 -68.3% 0.0%
RBC Bank, (Georgia) $195,000 $215,000 10.3% 0.0%
SIRVA MORTGAGE, INC. $215,000 n/a 0.0%
Central Bank Illinois $205,000 n/a 0.0%
Deere Employees Credit Union $205,000 n/a 0.0%
MMS MORTGAGE SERVICES, LTD. $205,000 n/a 0.0%
ADVIA $150,000 $200,000 33.3% 0.0%
DIRECT MORTGAGE LOANS, LLC $390,000 $200,000 -48.7% 0.0%
Fortress Bank $185,000 $200,000 8.1% 0.0%
BLUELEAF LENDING, LLC $2,605,000 $195,000 -92.5% 0.0%
Cf Bank $195,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $265,000 $195,000 -26.4% 0.0%
City Bank $195,000 n/a 0.0%
GENEVA FINANCIAL, LLC $350,000 $195,000 -44.3% 0.0%
POLARIS HOME FUNDING CORP. $645,000 $195,000 -69.8% 0.0%
TOWNE MORTGAGE COMPANY $1,565,000 $195,000 -87.5% 0.0%
UNITED SECURITY FINANCIAL CORP $135,000 $195,000 44.4% 0.0%
Bankers' Bank $185,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $525,000 $185,000 -64.8% 0.0%
Cornerstone First Mortgage, Inc $185,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $165,000 $185,000 12.1% 0.0%
Pinnacle Bank $185,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $170,000 $185,000 8.8% 0.0%
MICHIGAN SCHOOLS AND GOVERNMENT $180,000 n/a 0.0%
Mid-Continent Funding, Inc. $425,000 $175,000 -58.8% 0.0%
Colonial Savings, F.A. $210,000 $155,000 -26.2% 0.0%
DELTA COMMUNITY CREDIT UNION $155,000 n/a 0.0%
Northwest Federal Credit Union $155,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,200,000 $155,000 -87.1% 0.0%
RELIANCE FIRST CAPITAL, LLC $1,365,000 $155,000 -88.6% 0.0%
S1L, Inc. $105,000 $155,000 47.6% 0.0%
STOCKTON MORTGAGE CORPORATION $4,715,000 $155,000 -96.7% 0.0%
UNITED MORTGAGE CORP. $215,000 $155,000 -27.9% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $600,000 $145,000 -75.8% 0.0%
CityWorth Mortgage LLC $295,000 $145,000 -50.8% 0.0%
EQUITY RESOURCES, INC. $145,000 $145,000 0.0% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $145,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $135,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $135,000 n/a 0.0%
Secured Investment Corp. $90,000 $135,000 50.0% 0.0%
American Mortgage & Equity Consultants, Inc. $125,000 n/a 0.0%
APCI Federal Credit Union $125,000 n/a 0.0%
Home Bank SB $125,000 n/a 0.0%
Morton Community Bank $125,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $95,000 $125,000 31.6% 0.0%
Texana Bank $125,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $125,000 n/a 0.0%
ARC HOME LLC $95,000 $115,000 21.1% 0.0%
AXIA FINANCIAL, LLC $115,000 n/a 0.0%
Citadel Servicing Corporation $115,000 n/a 0.0%
Community First Bank of Indiana $115,000 n/a 0.0%
EVANSVILLE TEACHERS $965,000 $115,000 -88.1% 0.0%
NFM, INC. $275,000 $115,000 -58.2% 0.0%
STAR ONE CREDIT UNION $155,000 $115,000 -25.8% 0.0%
Equity Prime Mortgage LLC $105,000 n/a 0.0%
First Western Federal Savings Bank $105,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $480,000 $105,000 -78.1% 0.0%
HIWAY $105,000 n/a 0.0%
MILESTONE HOME LENDING, LLC $395,000 $105,000 -73.4% 0.0%
Truist $1,135,000 $105,000 -90.7% 0.0%
INLAND BANK & TRUST $900,000 $95,000 -89.4% 0.0%
KALSEE CREDIT UNION $95,000 n/a 0.0%
OMNI Community Credit Union $330,000 $90,000 -72.7% 0.0%
DOMINION FINANCIAL SERVICES, LLC $220,000 $75,000 -65.9% 0.0%
ALLIANT CREDIT UNION $580,000 $70,000 -87.9% 0.0%
BOKF $260,000 $65,000 -75.0% 0.0%
First National Bank of America $65,000 n/a 0.0%
LENDINGONE, LLC $65,000 n/a 0.0%
ATLANTA POSTAL $55,000 n/a 0.0%
GERBER FEDERAL CREDIT UNION $55,000 n/a 0.0%
Servion, Inc. $375,000 $55,000 -85.3% 0.0%
Home Loan Investment Bank, F.S.B. $65,000 $50,000 -23.1% 0.0%
Bethpage Federal Credit Union $65,000 $45,000 -30.8% 0.0%
CREDIT UNION ONE $35,000 $45,000 28.6% 0.0%
MidFirst Bank $35,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $1,145,000 $35,000 -96.9% 0.0%
BEACON CREDIT UNION $380,000 $25,000 -93.4% 0.0%
Regional Federal Credit Union $25,000 n/a 0.0%
MEMBERS ADVANTAGE CREDIT UNION $15,000 n/a 0.0%
State Department Federal Credit Union $15,000 n/a 0.0%

SOUTH BEND - MISHAWAKA's top lender by overall market share is Notre Dame Federal Credit Union Corporation, with 9.5% market share. In second place, with 7.4%, is 1st Source Bank, having originated $123,100,000 in loans. In third place, with 6.4%, is TEACHERS CREDIT UNION, having originated $106,395,000 in loans. In fourth place, with 5.8%, is RUOFF MORTGAGE COMPANY, INC., having originated $95,590,000 in loans. In fifth place, with 5.5%, is First Federal Savings Bank, having originated $90,870,000 in loans.


SOUTH BEND - MISHAWAKA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SOUTH BEND - MISHAWAKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,900 (23.7%) $215,859 (11.0%) 0.48 963
2018-02-01 $135,000 (23.1%) $226,398 (11.9%) 0.49 885
2018-03-01 $139,500 (16.4%) $237,065 (7.7%) 0.49 827
2018-04-01 $159,900 (23.0%) $254,892 (7.2%) 0.54 810
2018-05-01 $169,900 (13.3%) $261,294 (6.4%) 0.57 855
2018-06-01 $170,000 (9.8%) $263,841 (8.2%) 0.57 936
2018-07-01 $175,725 (17.2%) $259,678 (10.3%) 0.59 1,027
2018-08-01 $174,700 (17.3%) $249,956 (8.4%) 0.59 1,084
2018-09-01 $169,000 (16.6%) $241,650 (5.2%) 0.57 1,119
2018-10-01 $165,000 (13.9%) $242,330 (4.8%) 0.56 1,104
2018-11-01 $159,900 (12.3%) $240,862 (6.4%) 0.54 993
2018-12-01 $151,450 (16.5%) $234,010 (7.9%) 0.52 937
2019-01-01 $154,900 (19.3%) $232,935 (7.9%) 0.54 830
2019-02-01 $162,400 (20.3%) $236,581 (4.5%) 0.55 798
2019-03-01 $184,757 (32.4%) $251,858 (6.2%) 0.60 764
2019-04-01 $209,900 (31.3%) $272,879 (7.1%) 0.67 743
2019-05-01 $223,450 (31.5%) $281,613 (7.8%) 0.70 771
2019-06-01 $220,000 (29.4%) $281,451 (6.7%) 0.69 872
2019-07-01 $218,950 (24.6%) $284,780 (9.7%) 0.69 927
2019-08-01 $206,791 (18.4%) $276,066 (10.5%) 0.65 995
2019-09-01 $194,477 (15.1%) $266,919 (10.5%) 0.62 1,014
2019-10-01 $184,900 (12.1%) $261,314 (7.8%) 0.60 1,018
2019-11-01 $179,900 (12.5%) $262,210 (8.9%) 0.59 921
2019-12-01 $174,900 (15.5%) $258,861 (10.6%) 0.58 849
2020-01-01 $177,450 (14.6%) $257,988 (10.8%) 0.59 744
2020-02-01 $202,450 (24.7%) $271,753 (14.9%) 0.66 667
2020-03-01 $224,800 (21.7%) $289,262 (14.9%) 0.70 663
2020-04-01 $222,875 (6.2%) $287,825 (5.5%) 0.70 678
2020-05-01 $239,950 (7.4%) $305,377 (8.4%) 0.73 656
2020-06-01 $257,425 (17.0%) $317,503 (12.8%) 0.76 589
2020-07-01 $246,250 (12.5%) $311,270 (9.3%) 0.71 586
2020-08-01 $247,900 (19.9%) $312,145 (13.1%) 0.71 576
2020-09-01 $249,450 (28.3%) $310,970 (16.5%) 0.71 528
2020-10-01 $225,000 (21.7%) $297,683 (13.9%) 0.64 547
2020-11-01 $189,925 (5.6%) $276,437 (5.4%) 0.56 521
2020-12-01 $183,169 (4.7%) $262,739 (1.5%) 0.54 477
2021-01-01 $175,000 (-1.4%) $256,681 (-0.5%) 0.52 416
2021-02-01 $195,950 (-3.2%) $297,303 (9.4%) 0.57 312
2021-03-01 $232,350 (3.4%) $334,831 (15.8%) 0.66 275
2021-04-01 $248,475 (11.5%) $383,009 (33.1%) 0.67 259
2021-05-01 $229,950 (-4.2%) $345,499 (13.1%) 0.61 302
2021-06-01 $244,950 (-4.9%) $352,913 (11.2%) 0.64 356
2021-07-01 $234,000 (-5.0%) $351,458 (12.9%) 0.62 405
2021-08-01 $220,000 (-11.3%) $357,719 (14.6%) 0.59 433
2021-09-01 $228,250 (-8.5%) $368,275 (18.4%) 0.61 438
2021-10-01 $223,950 (-0.5%) $361,805 (21.5%) 0.60 432
2021-11-01 $222,500 (17.2%) $340,035 (23.0%) 0.59 373
2021-12-01 $224,450 (22.5%) $329,626 (25.5%) 0.61 310
2022-01-01 $249,900 (42.8%) $360,616 (40.5%) 0.68 244
2022-02-01 $287,000 (46.5%) $400,143 (34.6%) 0.75 223
2022-03-01 $249,900 (7.6%) $386,805 (15.5%) 0.63 242
2022-04-01 $274,900 (10.6%) $421,405 (10.0%) 0.66 259
2022-05-01 $304,925 (32.6%) $427,389 (23.7%) 0.70 312
2022-06-01 $283,450 (15.7%) $424,586 (20.3%) 0.63 382
2022-07-01 $264,900 (13.2%) $392,242 (11.6%) 0.60 463
2022-08-01 $273,225 (24.2%) $382,054 (6.8%) 0.63 477
2022-09-01 $279,900 (22.6%) $397,724 (8.0%) 0.65 491
2022-10-01 $275,000 (22.8%) $410,430 (13.4%) 0.65 514
2022-11-01 $284,900 (28.0%) $423,804 (24.6%) 0.68 512
2022-12-01 $277,450 (23.6%) $412,621 (25.2%) 0.69 476
2023-01-01 $299,738 (19.9%) $414,787 (15.0%) 0.74 415
2023-02-01 $294,425 (2.6%) $422,711 (5.6%) 0.71 371
2023-03-01 $319,950 (28.0%) $445,710 (15.2%) 0.75 346
2023-04-01 $299,950 (9.1%) $446,537 (6.0%) 0.70 340
2023-05-01 $323,450 (6.1%) $457,011 (6.9%) 0.73 386
2023-06-01 $292,450 (3.2%) $434,202 (2.3%) 0.66 417
2023-07-01 $289,900 (9.4%) $429,712 (9.6%) 0.66 417
2023-08-01 $271,750 (-0.5%) $398,801 (4.4%) 0.62 454
2023-09-01 $259,900 (-7.2%) $376,159 (-5.4%) 0.61 520
2023-10-01 $252,475 (-8.2%) $368,878 (-10.1%) 0.59 583
2023-11-01 $234,900 (-17.6%) $353,830 (-16.5%) 0.56 593
2023-12-01 $220,000 (-20.7%) $344,957 (-16.4%) 0.54 551
2024-01-01 $212,425 (-29.1%) $343,894 (-17.1%) 0.52 501
SOUTH BEND - MISHAWAKA's median listing price for 2024-01-01 was $212,425, a difference of $-87,313 (-29.1%) versus the prior year and $-7,575 versus the prior month.

SOUTH BEND - MISHAWAKA's median listing price comes in at 52% of the national average.

SOUTH BEND - MISHAWAKA's average listing price for 2024-01-01 was $343,894, a difference of $-70,893 (-17.1%) versus the prior year and $-1,063 versus the prior month.

For the 2024-01-01 period, SOUTH BEND - MISHAWAKA had 501 MLS listings, a difference of -50 listings (-9%) versus the prior month and 86 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SOUTH BEND - MISHAWAKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 87 days 1,632 sqft
2018-02-01 90 days 1,615 sqft
2018-03-01 66 days 1,636 sqft
2018-04-01 55 days 1,706 sqft
2018-05-01 43 days 1,730 sqft
2018-06-01 40 days 1,772 sqft
2018-07-01 44 days 1,794 sqft
2018-08-01 46 days 1,783 sqft
2018-09-01 51 days 1,750 sqft
2018-10-01 60 days 1,746 sqft
2018-11-01 70 days 1,738 sqft
2018-12-01 74 days 1,700 sqft
2019-01-01 80 days 1,696 sqft
2019-02-01 76 days 1,721 sqft
2019-03-01 65 days 1,771 sqft
2019-04-01 51 days 1,824 sqft
2019-05-01 47 days 1,900 sqft
2019-06-01 45 days 1,938 sqft
2019-07-01 48 days 1,920 sqft
2019-08-01 50 days 1,886 sqft
2019-09-01 55 days 1,838 sqft
2019-10-01 57 days 1,800 sqft
2019-11-01 65 days 1,729 sqft
2019-12-01 76 days 1,725 sqft
2020-01-01 84 days 1,711 sqft
2020-02-01 81 days 1,804 sqft
2020-03-01 57 days 1,814 sqft
2020-04-01 56 days 1,789 sqft
2020-05-01 61 days 1,830 sqft
2020-06-01 58 days 1,941 sqft
2020-07-01 47 days 1,900 sqft
2020-08-01 47 days 1,920 sqft
2020-09-01 47 days 1,980 sqft
2020-10-01 41 days 1,868 sqft
2020-11-01 45 days 1,737 sqft
2020-12-01 51 days 1,624 sqft
2021-01-01 61 days 1,620 sqft
2021-02-01 66 days 1,632 sqft
2021-03-01 40 days 1,648 sqft
2021-04-01 33 days 1,725 sqft
2021-05-01 25 days 1,663 sqft
2021-06-01 24 days 1,788 sqft
2021-07-01 30 days 1,800 sqft
2021-08-01 32 days 1,722 sqft
2021-09-01 36 days 1,663 sqft
2021-10-01 38 days 1,656 sqft
2021-11-01 47 days 1,646 sqft
2021-12-01 58 days 1,654 sqft
2022-01-01 58 days 1,820 sqft
2022-02-01 39 days 1,835 sqft
2022-03-01 30 days 1,800 sqft
2022-04-01 26 days 1,826 sqft
2022-05-01 19 days 1,872 sqft
2022-06-01 24 days 1,898 sqft
2022-07-01 25 days 1,900 sqft
2022-08-01 32 days 1,859 sqft
2022-09-01 36 days 1,838 sqft
2022-10-01 36 days 1,847 sqft
2022-11-01 43 days 1,811 sqft
2022-12-01 52 days 1,800 sqft
2023-01-01 65 days 1,806 sqft
2023-02-01 63 days 1,767 sqft
2023-03-01 53 days 1,833 sqft
2023-04-01 36 days 1,800 sqft
2023-05-01 30 days 1,833 sqft
2023-06-01 32 days 1,808 sqft
2023-07-01 37 days 1,833 sqft
2023-08-01 35 days 1,764 sqft
2023-09-01 37 days 1,691 sqft
2023-10-01 37 days 1,725 sqft
2023-11-01 45 days 1,684 sqft
2023-12-01 57 days 1,621 sqft
2024-01-01 60 days 1,595 sqft
SOUTH BEND - MISHAWAKA's median listing age (time on market) for 2024-01-01 was 60 days. This is -8% shorter than the same period one year ago.

SOUTH BEND - MISHAWAKA's median square footage for active listings during the 2024-01-01 period was 1,595 sqft. One year prior, the average listing was 1,806 sqft.

SOUTH BEND-MISHAWAKA, IN-MI Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
46506 South Bend-Mishawaka, IN $640 $750 $890 $1,140 $1,210
46517 South Bend-Mishawaka, IN $560 $640 $790 $1,010 $1,070
46530 South Bend-Mishawaka, IN $1,050 $1,220 $1,460 $1,860 $1,980
46536 South Bend-Mishawaka, IN $730 $850 $1,010 $1,290 $1,370
46544 South Bend-Mishawaka, IN $670 $780 $930 $1,190 $1,260
46545 South Bend-Mishawaka, IN $690 $810 $960 $1,230 $1,300
46546 South Bend-Mishawaka, IN $710 $820 $980 $1,250 $1,330
46550 South Bend-Mishawaka, IN $570 $640 $820 $1,050 $1,110
46552 South Bend-Mishawaka, IN $580 $680 $820 $1,060 $1,130
46554 South Bend-Mishawaka, IN $650 $750 $900 $1,150 $1,220
46556 South Bend-Mishawaka, IN $660 $770 $920 $1,170 $1,250
46561 South Bend-Mishawaka, IN $790 $920 $1,100 $1,410 $1,490
46563 South Bend-Mishawaka, IN $710 $820 $980 $1,250 $1,330
46573 South Bend-Mishawaka, IN $570 $640 $810 $1,040 $1,100
46574 South Bend-Mishawaka, IN $590 $690 $840 $1,080 $1,160
46595 South Bend-Mishawaka, IN $640 $750 $890 $1,140 $1,210
46601 South Bend-Mishawaka, IN $600 $700 $830 $1,060 $1,130
46613 South Bend-Mishawaka, IN $710 $820 $980 $1,250 $1,330
46614 South Bend-Mishawaka, IN $630 $730 $870 $1,110 $1,180
46615 South Bend-Mishawaka, IN $710 $820 $980 $1,250 $1,330
46616 South Bend-Mishawaka, IN $770 $900 $1,070 $1,370 $1,450
46617 South Bend-Mishawaka, IN $900 $1,050 $1,250 $1,600 $1,700
46619 South Bend-Mishawaka, IN $710 $820 $980 $1,250 $1,330
46624 South Bend-Mishawaka, IN $710 $820 $980 $1,250 $1,330
46628 South Bend-Mishawaka, IN $720 $840 $1,000 $1,280 $1,360
46634 South Bend-Mishawaka, IN $710 $820 $980 $1,250 $1,330
46635 South Bend-Mishawaka, IN $780 $910 $1,080 $1,380 $1,460
46637 South Bend-Mishawaka, IN $770 $900 $1,070 $1,370 $1,450
46660 South Bend-Mishawaka, IN $710 $820 $980 $1,250 $1,330
46680 South Bend-Mishawaka, IN $710 $820 $980 $1,250 $1,330

2022 Average & Median Rent Data Statistics
SOUTH BEND-MISHAWAKA, IN-MI average 1BR rent: $810, median: $820
SOUTH BEND-MISHAWAKA, IN-MI average 2BR rent: $971, median: $980
SOUTH BEND-MISHAWAKA, IN-MI average 3BR rent: $1,241, median: $1,250

SOUTH BEND-MISHAWAKA, IN-MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,345 $934,845,000 $215,154
Cash Out Refi 1,861 $296,775,000 $159,471
Other 1,276 $112,850,000 $88,440
Refi 1,099 $249,175,000 $226,729
Home Improvement 924 $64,550,000 $69,859
NA 2 $80,000 $40,000

South Bend - Mishawaka's most frequently cited loan purpose was Home Purchase, with 4,345 originations. The 2nd most popular reason was Cash Out Refi, with 1,861 originations.

Interest Rate Frequencies

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Loan Rate Originations Total Value Average Loan
5-6% 2,298 $427,780,000 $186,153
3-4% 2,044 $382,450,000 $187,109
4-5% 1,840