SOUTH BEND - MISHAWAKA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in South Bend - Mishawaka averaged
7.55%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.51% and
one month ago for the week of 2026-10-01, the
average rate was 7.65%.
South Bend - Mishawaka's average rate one year ago was 6.24%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.66%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| South Bend - Mishawaka 30 Year Fixed Rate | 2026-11-05 | 7.55% |
| South Bend - Mishawaka 30 Year Fixed Rate Refi | 2026-11-05 | 7.66% |
| South Bend - Mishawaka 15 Year Fixed Rate | 2026-11-05 | 7.18% |
| South Bend - Mishawaka 15 Year Fixed Rate Refi | 2026-11-05 | 6.47% |
| South Bend - Mishawaka 30 Year FHA | 2026-11-05 | 7.46% |
| South Bend - Mishawaka 30 Year FHA Refi | 2026-11-05 | 6.68% |
| South Bend - Mishawaka 30 Year USDA | 2026-11-05 | 7.1% |
| South Bend - Mishawaka 30 Year USDA Refi | 2026-11-05 | 6.9% |
| South Bend - Mishawaka 30 Year VA | 2026-11-05 | 6.85% |
| South Bend - Mishawaka 30 Year VA Refi | 2026-11-05 | 6.3% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SOUTH BEND-MISHAWAKA, IN-MI.
SOUTH BEND - MISHAWAKA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SOUTH BEND-MISHAWAKA, IN-MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SOUTH BEND - MISHAWAKA Average Closing Costs & Other Stats
SOUTH BEND-MISHAWAKA, IN-MI's 183 lenders originated 7,999
loans during 2025. The total origination value was $2,035,925,000, with an average loan value of
$254,522.
SOUTH BEND - MISHAWAKA's average closing costs are $3,993.
The top SOUTH BEND - MISHAWAKA lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with
309 loans originated. Their average total fees are
$3,422, which is $565
lower than the next largest lender,
Notre Dame Federal Credit Union Corporation.
The lowest fee SOUTH BEND - MISHAWAKA lenders (with over 10 loans originated) are
Centier Bank ($1,495), INOVA FEDERAL CREDIT UNION ($1,844), JPMorgan Chase Bank ($2,549), INTERRA CREDIT UNION ($2,877) and Horizon Bank ($2,937).
The lowest rate SOUTH BEND - MISHAWAKA lenders (with over 10 loans originated) are
Lake City Bank (6.36%), LAKE MICHIGAN CREDIT UNION (6.38%), Wells Fargo Bank (6.44%), UNITED (6.45%) and INOVA FEDERAL CREDIT UNION (6.50%).
SOUTH BEND-MISHAWAKA, IN-MI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| TEACHERS CREDIT UNION | $68,380,000 | $435,510,000 | 536.9% | 21.4% |
| Notre Dame Federal Credit Union Corporation | $106,465,000 | $139,560,000 | 31.1% | 6.9% |
| 1st Source Bank | $144,695,000 | $116,045,000 | -19.8% | 5.7% |
| RUOFF MORTGAGE COMPANY, INC. | $84,360,000 | $97,360,000 | 15.4% | 4.8% |
| QUICKEN LOANS, LLC | $68,860,000 | $83,955,000 | 21.9% | 4.1% |
| First Federal Savings Bank | $50,280,000 | $69,295,000 | 37.8% | 3.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $47,885,000 | $68,145,000 | 42.3% | 3.3% |
| WALKER & DUNLOP, LLC | $51,825,000 | n/a | 2.5% | |
| CROSSCOUNTRY MORTGAGE, LLC | $4,230,000 | $51,645,000 | 1,120.9% | 2.5% |
| Centier Bank | $9,160,000 | $48,450,000 | 428.9% | 2.4% |
| CARDINAL FINANCIAL | $45,600,000 | $38,955,000 | -14.6% | 1.9% |
| UNITED | $31,260,000 | $32,325,000 | 3.4% | 1.6% |
| UNION HOME MORTGAGE CORP. | $16,240,000 | $30,390,000 | 87.1% | 1.5% |
| COREVEST AMERICAN FINANCE LENDER LLC | $29,700,000 | n/a | 1.5% | |
| Lake City Bank | $18,600,000 | $29,330,000 | 57.7% | 1.4% |
| JPMorgan Chase Bank | $26,110,000 | $28,910,000 | 10.7% | 1.4% |
| Old National Bank | $27,080,000 | $28,905,000 | 6.7% | 1.4% |
| Mortgage Research Center, LLC | $19,920,000 | $26,895,000 | 35.0% | 1.3% |
| Horizon Bank | $19,795,000 | $26,850,000 | 35.6% | 1.3% |
| ORIX REAL ESTATE CAPITAL, LLC | $23,515,000 | n/a | 1.2% | |
| FREEDOM MORTGAGE CORPORATION | $19,910,000 | $21,760,000 | 9.3% | 1.1% |
| The Huntington National Bank | $14,970,000 | $17,340,000 | 15.8% | 0.9% |
| Merchants Bank of Indiana | $16,265,000 | n/a | 0.8% | |
| INTERRA CREDIT UNION | $13,345,000 | $16,150,000 | 21.0% | 0.8% |
| Republic Bank of Chicago | $15,905,000 | n/a | 0.8% | |
| INOVA FEDERAL CREDIT UNION | $13,105,000 | $15,500,000 | 18.3% | 0.8% |
| LENDINGHOME FUNDING CORPORATION | $9,205,000 | $15,030,000 | 63.3% | 0.7% |
| Honor Credit Union | $16,895,000 | $15,010,000 | -11.2% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,325,000 | $13,545,000 | 307.4% | 0.7% |
| GVC MORTGAGE, INC. | $8,335,000 | $13,025,000 | 56.3% | 0.6% |
| PNC Bank | $11,855,000 | $12,985,000 | 9.5% | 0.6% |
| First State Bank of Middlebury | $5,720,000 | $12,970,000 | 126.7% | 0.6% |
| NEWREZ LLC | $3,460,000 | $12,205,000 | 252.7% | 0.6% |
| INDIANA UNIVERSITY CREDIT UNION | $9,410,000 | $12,140,000 | 29.0% | 0.6% |
| Fifth Third Bank | $13,390,000 | $10,830,000 | -19.1% | 0.5% |
| LOANDEPOT.COM, LLC | $8,045,000 | $10,530,000 | 30.9% | 0.5% |
| M&T Realty Capital Corporation | $9,785,000 | n/a | 0.5% | |
| Northwest Bank | $6,465,000 | $9,570,000 | 48.0% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $4,240,000 | $8,575,000 | 102.2% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,030,000 | $7,635,000 | 51.8% | 0.4% |
| GUARANTEED RATE, INC. | $8,715,000 | $7,335,000 | -15.8% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,265,000 | $7,130,000 | 67.2% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $9,080,000 | $7,065,000 | -22.2% | 0.3% |
| EVERETT FINANCIAL, INC. | $3,925,000 | $7,040,000 | 79.4% | 0.3% |
| Sturgis Bank & Trust Company | $880,000 | $7,020,000 | 697.7% | 0.3% |
| KeyBank | $4,650,000 | $6,800,000 | 46.2% | 0.3% |
| Flagstar Bank, FSB | $6,475,000 | $6,175,000 | -4.6% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $3,915,000 | $6,030,000 | 54.0% | 0.3% |
| LAKE MICHIGAN CREDIT UNION | $5,155,000 | $5,370,000 | 4.2% | 0.3% |
| VAN DYK MORTGAGE CORPORATION | $2,820,000 | $5,275,000 | 87.1% | 0.3% |
| Wells Fargo Bank | $5,360,000 | $5,120,000 | -4.5% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $3,505,000 | $4,965,000 | 41.7% | 0.2% |
| CONSUMERS | $3,105,000 | $4,870,000 | 56.8% | 0.2% |
| POINT Mortgage | $1,640,000 | $4,735,000 | 188.7% | 0.2% |
| Bank of America | $79,005,000 | $4,670,000 | -94.1% | 0.2% |
| The Campbell & Fetter Bank | $5,010,000 | $4,475,000 | -10.7% | 0.2% |
| BROKER SOLUTIONS, INC. | $4,595,000 | $4,280,000 | -6.9% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $3,945,000 | $3,715,000 | -5.8% | 0.2% |
| Carrington Mortgage Services, LLC | $3,675,000 | $3,545,000 | -3.5% | 0.2% |
| GENISYS | $175,000 | $3,470,000 | 1,882.9% | 0.2% |
| GUILD MORTGAGE COMPANY | $2,170,000 | $3,190,000 | 47.0% | 0.2% |
| U.S. Bank | $3,150,000 | $3,155,000 | 0.2% | 0.2% |
| Prosperity Home Mortgage, LLC | $2,960,000 | $3,100,000 | 4.7% | 0.2% |
| NBKC BANK | $800,000 | $3,090,000 | 286.3% | 0.2% |
| BETTER MORTGAGE CORPORATION | $1,120,000 | $2,990,000 | 167.0% | 0.1% |
| USAA Federal Savings Bank | $3,050,000 | $2,865,000 | -6.1% | 0.1% |
| Farmers State Bank | $790,000 | $2,755,000 | 248.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,375,000 | $2,695,000 | 13.5% | 0.1% |
| CMG MORTGAGE, INC. | $570,000 | $2,665,000 | 367.5% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,510,000 | $2,655,000 | 5.8% | 0.1% |
| The Loan Store, Inc. | $660,000 | $2,625,000 | 297.7% | 0.1% |
| Associated Bank | $255,000 | $2,610,000 | 923.5% | 0.1% |
| Figure Lending LLC | $1,590,000 | $2,590,000 | 62.9% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $1,085,000 | $2,480,000 | 128.6% | 0.1% |
| The Federal Savings Bank | $815,000 | $2,355,000 | 189.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,795,000 | $2,295,000 | 27.9% | 0.1% |
| GreenStone Farm Credit Services, FLCA | $2,415,000 | $2,200,000 | -8.9% | 0.1% |
| CRANE | $2,135,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $8,800,000 | $2,125,000 | -75.9% | 0.1% |
| Wintrust Bank, N.A. | $2,125,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $2,160,000 | $2,015,000 | -6.7% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,995,000 | n/a | 0.1% | |
| ARBOR FINANCIAL CREDIT UNION | $1,505,000 | $1,990,000 | 32.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,160,000 | $1,920,000 | -11.1% | 0.1% |
| BMO Harris Bank | $3,740,000 | $1,905,000 | -49.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,925,000 | $1,805,000 | -6.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $320,000 | $1,755,000 | 448.4% | 0.1% |
| OCMBC, INC. | $370,000 | $1,740,000 | 370.3% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $770,000 | $1,725,000 | 124.0% | 0.1% |
| Citizens Bank | $1,045,000 | $1,710,000 | 63.6% | 0.1% |
| PLANET HOME LENDING, LLC | $495,000 | $1,670,000 | 237.4% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $790,000 | $1,645,000 | 108.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,815,000 | $1,620,000 | -10.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $490,000 | $1,595,000 | 225.5% | 0.1% |
| Stifel Bank and Trust | $590,000 | $1,595,000 | 170.3% | 0.1% |
| Northpointe Bank | $2,960,000 | $1,510,000 | -49.0% | 0.1% |
| Farmers State Bank | $790,000 | $1,485,000 | 88.0% | 0.1% |
| Coastal Community Bank | $50,000 | $1,455,000 | 2,810.0% | 0.1% |
| PHH Mortgage Corporation | $1,005,000 | $1,455,000 | 44.8% | 0.1% |
| Key Mortgage Services, Inc. | $1,450,000 | n/a | 0.1% | |
| LOANPAL, LLC | $1,000,000 | $1,435,000 | 43.5% | 0.1% |
| Hometown Equity Mortgage, LLC | $1,405,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $2,260,000 | $1,335,000 | -40.9% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $350,000 | $1,280,000 | 265.7% | 0.1% |
| ALLIANT CREDIT UNION | $230,000 | $1,275,000 | 454.3% | 0.1% |
| AMERICAN FINANCING CORPORATION | $725,000 | $1,255,000 | 73.1% | 0.1% |
| SPRING EQ, LLC | $330,000 | $1,240,000 | 275.8% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,535,000 | $1,235,000 | -19.5% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,125,000 | $1,180,000 | 4.9% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $1,660,000 | $1,170,000 | -29.5% | 0.1% |
| Discover Bank | $3,055,000 | $1,155,000 | -62.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $415,000 | $1,155,000 | 178.3% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $495,000 | $1,150,000 | 132.3% | 0.1% |
| Charles Schwab Bank, SSB | $425,000 | $1,145,000 | 169.4% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $950,000 | $1,135,000 | 19.5% | 0.1% |
| Mercantile Bank of Michigan | $655,000 | $1,130,000 | 72.5% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $705,000 | $1,080,000 | 53.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,110,000 | $1,040,000 | -6.3% | 0.1% |
| UNITED MORTGAGE CORP | $505,000 | $1,035,000 | 105.0% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $1,560,000 | $1,025,000 | -34.3% | 0.1% |
| GENEVA FINANCIAL, LLC | $150,000 | $1,025,000 | 583.3% | 0.1% |
| The Dart Bank | $510,000 | $1,010,000 | 98.0% | 0.0% |
| Equity Prime Mortgage LLC | $980,000 | $1,000,000 | 2.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,220,000 | $985,000 | -19.3% | 0.0% |
| V.I.P. MORTGAGE, INC. | $560,000 | $975,000 | 74.1% | 0.0% |
| Macatawa Bank | $965,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $1,000,000 | $935,000 | -6.5% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $225,000 | $900,000 | 300.0% | 0.0% |
| Independent Bank | $755,000 | $895,000 | 18.5% | 0.0% |
| Ixonia Bank | $2,005,000 | $870,000 | -56.6% | 0.0% |
| Union Savings Bank | $1,150,000 | $850,000 | -26.1% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $915,000 | $845,000 | -7.7% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,425,000 | $840,000 | -41.1% | 0.0% |
| MILEND, INC. | $235,000 | $840,000 | 257.4% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $145,000 | $805,000 | 455.2% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $800,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $795,000 | n/a | 0.0% | |
| Commerce Bank | $785,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $1,085,000 | $780,000 | -28.1% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $770,000 | $765,000 | -0.6% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,690,000 | $745,000 | -55.9% | 0.0% |
| Three Rivers Federal Credit Union | $1,780,000 | $730,000 | -59.0% | 0.0% |
| PARTNERS 1ST Federal Credit Union | $25,000 | $710,000 | 2,740.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $10,495,000 | $705,000 | -93.3% | 0.0% |
| Morgan Stanley Private Bank | $800,000 | $705,000 | -11.9% | 0.0% |
| SOUTHWEST FUNDING, LP | $885,000 | $705,000 | -20.3% | 0.0% |
| Citibank | $430,000 | $700,000 | 62.8% | 0.0% |
| MORTGAGE CENTER L.C | $570,000 | $675,000 | 18.4% | 0.0% |
| Circle Federal Credit Union | $2,745,000 | $670,000 | -75.6% | 0.0% |
| COMPASS MORTGAGE, INC. | $115,000 | $655,000 | 469.6% | 0.0% |
| MICHIGAN MUTUAL, INC. | $835,000 | $655,000 | -21.6% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $415,000 | $635,000 | 53.0% | 0.0% |
| UMB Bank | $625,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $495,000 | $620,000 | 25.3% | 0.0% |
| CLEARPATH LENDING | $470,000 | $610,000 | 29.8% | 0.0% |
| First Merchants Bank | $625,000 | $610,000 | -2.4% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $35,000 | $605,000 | 1,628.6% | 0.0% |
| TOWNE MORTGAGE COMPANY | $300,000 | $605,000 | 101.7% | 0.0% |
| CIBM Bank | $595,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $95,000 | $590,000 | 521.1% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $320,000 | $590,000 | 84.4% | 0.0% |
| TECH Credit Union | $515,000 | $580,000 | 12.6% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $860,000 | $555,000 | -35.5% | 0.0% |
| JUSTICE Federal Credit Union | $555,000 | n/a | 0.0% | |
| WesBanco | $555,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $235,000 | $550,000 | 134.0% | 0.0% |
| M&T Bank | $505,000 | $550,000 | 8.9% | 0.0% |
| Southern Michigan Bank & Trust | $160,000 | $545,000 | 240.6% | 0.0% |
| Leader Bank | $540,000 | n/a | 0.0% | |
| Arvest Bank | $380,000 | $535,000 | 40.8% | 0.0% |
| Kellogg Community Credit Union | $85,000 | $535,000 | 529.4% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $235,000 | $530,000 | 125.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $790,000 | $530,000 | -32.9% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $650,000 | $510,000 | -21.5% | 0.0% |
| Regions Bank | $1,645,000 | $510,000 | -69.0% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $1,560,000 | $505,000 | -67.6% | 0.0% |
| UBS Bank USA | $505,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $505,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $425,000 | $500,000 | 17.6% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $515,000 | $500,000 | -2.9% | 0.0% |
| NexBank | $500,000 | $500,000 | 0.0% | 0.0% |
| First Commonwealth Bank | $495,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $345,000 | $490,000 | 42.0% | 0.0% |
| Bankers Trust Company | $485,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $285,000 | $475,000 | 66.7% | 0.0% |
| First Federal Bank | $1,010,000 | $475,000 | -53.0% | 0.0% |
| Farm Credit Mid-America, ACA | $810,000 | $465,000 | -42.6% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $545,000 | $460,000 | -15.6% | 0.0% |
| First National Bank of Brookfield | $455,000 | n/a | 0.0% | |
| ADVIA | $105,000 | $445,000 | 323.8% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $430,000 | n/a | 0.0% | |
| Alerus Financial | $425,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $405,000 | n/a | 0.0% | |
| Baxter Credit Union | $400,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $790,000 | $400,000 | -49.4% | 0.0% |
| Truist | $660,000 | $395,000 | -40.2% | 0.0% |
| FORT FINANCIAL Federal Credit Union | $385,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $725,000 | $375,000 | -48.3% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $375,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $810,000 | $365,000 | -54.9% | 0.0% |
| WINGS FINANCIAL | $365,000 | n/a | 0.0% | |
| Credit Union 1 | $185,000 | $360,000 | 94.6% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $1,230,000 | $360,000 | -70.7% | 0.0% |
| COMMUNITYAMERICA | $355,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $580,000 | $355,000 | -38.8% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $345,000 | n/a | 0.0% | |
| First Financial Bank | $630,000 | $340,000 | -46.0% | 0.0% |
| Bank of Clarke County | $335,000 | n/a | 0.0% | |
| Nations Lending Corporation | $355,000 | $330,000 | -7.0% | 0.0% |
| Magnolia Bank | $275,000 | $325,000 | 18.2% | 0.0% |
| Superior Credit Union, Inc. | $325,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $325,000 | $325,000 | 0.0% | 0.0% |
| AMWEST FUNDING CORP. | $165,000 | $320,000 | 93.9% | 0.0% |
| First Farmers Bank and Trust Company | $310,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $305,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $175,000 | $305,000 | 74.3% | 0.0% |
| Paramount Bank | $245,000 | $305,000 | 24.5% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $135,000 | $300,000 | 122.2% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $580,000 | $300,000 | -48.3% | 0.0% |
| CHEVRON | $295,000 | n/a | 0.0% | |
| NP, Inc. | $295,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $295,000 | n/a | 0.0% | |
| Chiphone Federal Credit Union | $290,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $165,000 | $290,000 | 75.8% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $285,000 | n/a | 0.0% | |
| Bank of England | $275,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $1,130,000 | $275,000 | -75.7% | 0.0% |
| First Financial Bank | $630,000 | $265,000 | -57.9% | 0.0% |
| Logan Finance Corporation | $265,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $370,000 | $265,000 | -28.4% | 0.0% |
| North American Savings Bank, F.S.B. | $585,000 | $265,000 | -54.7% | 0.0% |
| PREMIA MORTGAGE, LLC | $165,000 | $265,000 | 60.6% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $170,000 | $255,000 | 50.0% | 0.0% |
| Northwest Federal Credit Union | $255,000 | n/a | 0.0% | |
| FirstBank | $245,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $115,000 | $245,000 | 113.0% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
| The Central Trust Bank | $245,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $245,000 | n/a | 0.0% | |
| First National Bank of America | $240,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $235,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $235,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $65,000 | $230,000 | 253.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $225,000 | n/a | 0.0% | |
| Sterling State Bank | $225,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $725,000 | $215,000 | -70.3% | 0.0% |
| MORTGAGE 1 INCORPORATED | $690,000 | $215,000 | -68.8% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $1,010,000 | $215,000 | -78.7% | 0.0% |
| BEACON CREDIT UNION | $205,000 | n/a | 0.0% | |
| Credence Funding Corporation | $175,000 | $205,000 | 17.1% | 0.0% |
| DFCU FINANCIAL | $605,000 | $205,000 | -66.1% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $245,000 | $205,000 | -16.3% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $305,000 | $205,000 | -32.8% | 0.0% |
| Transportation Federal Credit Union | $205,000 | n/a | 0.0% | |
| FIRST TRUST | $195,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $195,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $195,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $255,000 | $195,000 | -23.5% | 0.0% |
| SELFRELIANCE | $195,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $185,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $185,000 | n/a | 0.0% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $285,000 | $185,000 | -35.1% | 0.0% |
| MICHIGAN FIRST CREDIT UNION | $195,000 | $185,000 | -5.1% | 0.0% |
| OAKTREE FUNDING CORP. | $185,000 | n/a | 0.0% | |
| Peoples Bank | $425,000 | $185,000 | -56.5% | 0.0% |
| Preston Home Loans Inc | $185,000 | n/a | 0.0% | |
| United Bank of Michigan | $185,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $635,000 | $180,000 | -71.7% | 0.0% |
| MILESTONE HOME LENDING, LLC | $175,000 | n/a | 0.0% | |
| SUMMIT HOME MORTGAGE, LLC | $175,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $165,000 | n/a | 0.0% | |
| NORTHERN MORTGAGE SERVICES, LLC | $165,000 | n/a | 0.0% | |
| S1L, Inc. | $440,000 | $165,000 | -62.5% | 0.0% |
| ARC HOME LLC | $225,000 | $155,000 | -31.1% | 0.0% |
| General Mortgage Capital Corporation | $155,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $185,000 | $145,000 | -21.6% | 0.0% |
| County National Bank | $145,000 | n/a | 0.0% | |
| EASTMAN | $755,000 | $145,000 | -80.8% | 0.0% |
| Home Mortgage Alliance Corp | $145,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $460,000 | $145,000 | -68.5% | 0.0% |
| Fortress Bank | $170,000 | $135,000 | -20.6% | 0.0% |
| Civista Bank | $720,000 | $125,000 | -82.6% | 0.0% |
| First American Bank | $160,000 | $125,000 | -21.9% | 0.0% |
| First Western Trust Bank | $55,000 | $125,000 | 127.3% | 0.0% |
| FCB Banks | $115,000 | n/a | 0.0% | |
| Crossroads Bank | $520,000 | $110,000 | -78.8% | 0.0% |
| COMMUNITY CHOICE CREDIT UNION | $105,000 | n/a | 0.0% | |
| FIRST OHIO HOME FINANCE, INC. | $105,000 | n/a | 0.0% | |
| Old Second National Bank | $105,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $95,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $95,000 | n/a | 0.0% | |
| NFM, INC. | $85,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $85,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $85,000 | n/a | 0.0% | |
| Community Trust Bank, Inc. | $75,000 | n/a | 0.0% | |
| Community West Credit Union | $75,000 | n/a | 0.0% | |
| MIDWEST AMERICA | $55,000 | $75,000 | 36.4% | 0.0% |
| GreenStone Farm Credit Services, ACA | $115,000 | $65,000 | -43.5% | 0.0% |
| GREENWOOD | $55,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $40,000 | $25,000 | -37.5% | 0.0% |
SOUTH BEND - MISHAWAKA's top lender by overall market share is TEACHERS CREDIT UNION, with 21.4% market share. In second place, with 6.9%, is Notre Dame Federal Credit Union Corporation, having originated $139,560,000 in loans. In third place, with 5.7%, is 1st Source Bank, having originated $116,045,000 in loans. In fourth place, with 4.8%, is RUOFF MORTGAGE COMPANY, INC., having originated $97,360,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $83,955,000 in loans.
SOUTH BEND - MISHAWAKA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SOUTH BEND - MISHAWAKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,900 (23.7%) | $215,859 (11.0%) | 0.48 | 963 |
| 2018-02-01 | $135,000 (23.1%) | $226,398 (11.9%) | 0.49 | 885 |
| 2018-03-01 | $139,500 (16.4%) | $237,065 (7.7%) | 0.49 | 827 |
| 2018-04-01 | $159,900 (23.0%) | $254,892 (7.2%) | 0.54 | 810 |
| 2018-05-01 | $169,900 (13.3%) | $261,294 (6.4%) | 0.57 | 855 |
| 2018-06-01 | $170,000 (9.8%) | $263,841 (8.2%) | 0.57 | 936 |
| 2018-07-01 | $175,725 (17.2%) | $259,678 (10.3%) | 0.59 | 1,027 |
| 2018-08-01 | $174,700 (17.3%) | $249,956 (8.4%) | 0.59 | 1,084 |
| 2018-09-01 | $169,000 (16.6%) | $241,650 (5.2%) | 0.57 | 1,119 |
| 2018-10-01 | $165,000 (13.9%) | $242,330 (4.8%) | 0.56 | 1,104 |
| 2018-11-01 | $159,900 (12.3%) | $240,862 (6.4%) | 0.54 | 993 |
| 2018-12-01 | $151,450 (16.5%) | $234,010 (7.9%) | 0.52 | 937 |
| 2019-01-01 | $154,900 (19.3%) | $232,935 (7.9%) | 0.54 | 830 |
| 2019-02-01 | $162,400 (20.3%) | $236,581 (4.5%) | 0.55 | 798 |
| 2019-03-01 | $184,757 (32.4%) | $251,858 (6.2%) | 0.60 | 764 |
| 2019-04-01 | $209,900 (31.3%) | $272,879 (7.1%) | 0.67 | 743 |
| 2019-05-01 | $223,450 (31.5%) | $281,613 (7.8%) | 0.70 | 771 |
| 2019-06-01 | $220,000 (29.4%) | $281,451 (6.7%) | 0.69 | 872 |
| 2019-07-01 | $218,950 (24.6%) | $284,780 (9.7%) | 0.69 | 927 |
| 2019-08-01 | $206,791 (18.4%) | $276,066 (10.5%) | 0.65 | 995 |
| 2019-09-01 | $194,477 (15.1%) | $266,919 (10.5%) | 0.62 | 1,014 |
| 2019-10-01 | $184,900 (12.1%) | $261,314 (7.8%) | 0.60 | 1,018 |
| 2019-11-01 | $179,900 (12.5%) | $262,210 (8.9%) | 0.59 | 921 |
| 2019-12-01 | $174,900 (15.5%) | $258,861 (10.6%) | 0.58 | 849 |
| 2020-01-01 | $177,450 (14.6%) | $257,988 (10.8%) | 0.59 | 744 |
| 2020-02-01 | $202,450 (24.7%) | $271,753 (14.9%) | 0.66 | 667 |
| 2020-03-01 | $224,800 (21.7%) | $289,262 (14.9%) | 0.70 | 663 |
| 2020-04-01 | $222,875 (6.2%) | $287,825 (5.5%) | 0.70 | 678 |
| 2020-05-01 | $239,950 (7.4%) | $305,377 (8.4%) | 0.73 | 656 |
| 2020-06-01 | $257,425 (17.0%) | $317,503 (12.8%) | 0.76 | 589 |
| 2020-07-01 | $246,250 (12.5%) | $311,270 (9.3%) | 0.71 | 586 |
| 2020-08-01 | $247,900 (19.9%) | $312,145 (13.1%) | 0.71 | 576 |
| 2020-09-01 | $249,450 (28.3%) | $312,109 (16.9%) | 0.71 | 528 |
| 2020-10-01 | $225,000 (21.7%) | $297,683 (13.9%) | 0.64 | 547 |
| 2020-11-01 | $189,925 (5.6%) | $276,437 (5.4%) | 0.56 | 521 |
| 2020-12-01 | $183,169 (4.7%) | $262,739 (1.5%) | 0.54 | 477 |
| 2021-01-01 | $175,000 (-1.4%) | $256,681 (-0.5%) | 0.52 | 416 |
| 2021-02-01 | $195,950 (-3.2%) | $297,303 (9.4%) | 0.57 | 312 |
| 2021-03-01 | $232,350 (3.4%) | $334,831 (15.8%) | 0.66 | 275 |
| 2021-04-01 | $248,475 (11.5%) | $383,009 (33.1%) | 0.67 | 259 |
| 2021-05-01 | $229,950 (-4.2%) | $345,499 (13.1%) | 0.61 | 302 |
| 2021-06-01 | $244,950 (-4.9%) | $352,913 (11.2%) | 0.64 | 356 |
| 2021-07-01 | $234,000 (-5.0%) | $351,458 (12.9%) | 0.62 | 405 |
| 2021-08-01 | $220,000 (-11.3%) | $357,719 (14.6%) | 0.59 | 433 |
| 2021-09-01 | $228,250 (-8.5%) | $368,275 (18.0%) | 0.61 | 438 |
| 2021-10-01 | $223,950 (-0.5%) | $361,805 (21.5%) | 0.60 | 432 |
| 2021-11-01 | $222,500 (17.2%) | $340,035 (23.0%) | 0.59 | 373 |
| 2021-12-01 | $224,450 (22.5%) | $329,626 (25.5%) | 0.61 | 310 |
| 2022-01-01 | $249,900 (42.8%) | $360,616 (40.5%) | 0.68 | 244 |
| 2022-02-01 | $287,000 (46.5%) | $400,143 (34.6%) | 0.75 | 223 |
| 2022-03-01 | $249,900 (7.6%) | $386,805 (15.5%) | 0.63 | 242 |
| 2022-04-01 | $274,900 (10.6%) | $421,405 (10.0%) | 0.66 | 259 |
| 2022-05-01 | $304,925 (32.6%) | $427,389 (23.7%) | 0.70 | 312 |
| 2022-06-01 | $284,450 (16.1%) | $424,940 (20.4%) | 0.63 | 381 |
| 2022-07-01 | $264,950 (13.2%) | $392,242 (11.6%) | 0.60 | 463 |
| 2022-08-01 | $273,225 (24.2%) | $382,054 (6.8%) | 0.63 | 477 |
| 2022-09-01 | $279,900 (22.6%) | $398,263 (8.1%) | 0.65 | 491 |
| 2022-10-01 | $275,000 (22.8%) | $410,430 (13.4%) | 0.65 | 514 |
| 2022-11-01 | $284,900 (28.0%) | $423,804 (24.6%) | 0.68 | 512 |
| 2022-12-01 | $277,450 (23.6%) | $412,621 (25.2%) | 0.69 | 476 |
| 2023-01-01 | $299,738 (19.9%) | $414,787 (15.0%) | 0.74 | 415 |
| 2023-02-01 | $294,425 (2.6%) | $422,711 (5.6%) | 0.71 | 371 |
| 2023-03-01 | $319,950 (28.0%) | $445,710 (15.2%) | 0.75 | 346 |
| 2023-04-01 | $299,950 (9.1%) | $446,537 (6.0%) | 0.70 | 340 |
| 2023-05-01 | $323,450 (6.1%) | $457,011 (6.9%) | 0.73 | 386 |
| 2023-06-01 | $292,450 (2.8%) | $434,702 (2.3%) | 0.66 | 417 |
| 2023-07-01 | $289,900 (9.4%) | $429,712 (9.6%) | 0.66 | 417 |
| 2023-08-01 | $271,750 (-0.5%) | $398,801 (4.4%) | 0.62 | 454 |
| 2023-09-01 | $259,900 (-7.2%) | $376,159 (-5.6%) | 0.61 | 520 |
| 2023-10-01 | $252,475 (-8.2%) | $368,878 (-10.1%) | 0.59 | 583 |
| 2023-11-01 | $234,900 (-17.6%) | $353,830 (-16.5%) | 0.56 | 593 |
| 2023-12-01 | $220,000 (-20.7%) | $344,957 (-16.4%) | 0.54 | 551 |
| 2024-01-01 | $212,425 (-29.1%) | $343,894 (-17.1%) | 0.52 | 501 |
| 2024-02-01 | $225,000 (-23.6%) | $361,435 (-14.5%) | 0.54 | 469 |
| 2024-03-01 | $239,000 (-25.3%) | $367,545 (-17.5%) | 0.56 | 462 |
| 2024-04-01 | $269,450 (-10.2%) | $388,301 (-13.0%) | 0.63 | 472 |
| 2024-05-01 | $291,365 (-9.9%) | $408,501 (-10.6%) | 0.66 | 471 |
| 2024-06-01 | $299,000 (2.2%) | $408,777 (-6.0%) | 0.68 | 511 |
| 2024-07-01 | $281,750 (-2.8%) | $386,647 (-10.0%) | 0.64 | 609 |
| 2024-08-01 | $265,900 (-2.2%) | $368,583 (-7.6%) | 0.62 | 717 |
| 2024-09-01 | $261,875 (0.8%) | $364,848 (-3.0%) | 0.62 | 752 |
| 2024-10-01 | $263,125 (4.2%) | $357,843 (-3.0%) | 0.62 | 785 |
| 2024-11-01 | $247,900 (5.5%) | $342,239 (-3.3%) | 0.59 | 818 |
| 2024-12-01 | $229,950 (4.5%) | $320,247 (-7.2%) | 0.57 | 703 |
| 2025-01-01 | $234,950 (10.6%) | $331,005 (-3.8%) | 0.59 | 648 |
| 2025-02-01 | $236,975 (5.3%) | $335,711 (-7.1%) | 0.58 | 591 |
| 2025-03-01 | $249,000 (4.2%) | $384,337 (4.6%) | 0.59 | 561 |
| 2025-04-01 | $260,475 (-3.3%) | $401,421 (3.4%) | 0.60 | 583 |
| 2025-05-01 | $279,900 (-3.9%) | $426,260 (4.4%) | 0.64 | 591 |
| 2025-06-01 | $306,200 (2.4%) | $468,877 (14.7%) | 0.69 | 607 |
| 2025-07-01 | $327,000 (16.1%) | $486,597 (25.9%) | 0.74 | 589 |
| 2025-08-01 | $309,500 (16.4%) | $460,796 (25.0%) | 0.72 | 681 |
| 2025-09-01 | $311,950 (19.1%) | $457,661 (25.4%) | 0.73 | 707 |
| 2025-10-01 | $297,000 (12.9%) | $462,428 (29.2%) | 0.70 | 723 |
| 2025-11-01 | $285,000 (15.0%) | $439,614 (28.5%) | 0.69 | 735 |
| 2025-12-01 | $277,450 (20.7%) | $453,119 (41.5%) | 0.69 | 640 |
| 2026-01-01 | $279,250 (18.9%) | $468,402 (41.5%) | 0.70 | 536 |
| 2026-02-01 | $291,625 (23.1%) | $484,801 (44.4%) | 0.72 | 504 |
| 2026-03-01 | $317,450 (27.5%) | $486,187 (26.5%) | 0.76 | 496 |
| 2026-04-01 | $339,950 (30.5%) | $499,011 (24.3%) | 0.80 | 527 |
| 2026-05-01 | $339,000 (21.1%) | $494,552 (16.0%) | 0.79 | 589 |
| 2026-06-01 | $340,500 (11.2%) | $481,222 (2.6%) | 0.79 | 682 |
| 2026-07-01 | $337,400 (3.2%) | $485,273 (-0.3%) | 0.79 | 739 |
| 2026-08-01 | $325,000 (5.0%) | $471,361 (2.3%) | 0.77 | 766 |
| 2026-09-01 | $322,400 (3.4%) | $464,585 (1.5%) | 0.00 | 805 |
| 2026-10-01 | $309,900 (4.3%) | $439,305 (-5.0%) | 0.00 | 879 |
SOUTH BEND - MISHAWAKA's median listing price for 2026-10-01 was $309,900, a difference of
$12,900
(4.3%) versus the prior year and
$-12,500 versus the prior month.
SOUTH BEND - MISHAWAKA's median listing price comes in at 0% of the national average.
SOUTH BEND - MISHAWAKA's average listing price for 2026-10-01 was $439,305, a difference of $-23,123 (-5.0%) versus the prior year and $-25,280 versus the prior month.
For the 2026-10-01 period, SOUTH BEND - MISHAWAKA had 879 MLS listings, a difference of 74 listings (9%) versus the prior month and 156 listings (22%) versus the prior year.
SOUTH BEND - MISHAWAKA's median listing price comes in at 0% of the national average.
SOUTH BEND - MISHAWAKA's average listing price for 2026-10-01 was $439,305, a difference of $-23,123 (-5.0%) versus the prior year and $-25,280 versus the prior month.
For the 2026-10-01 period, SOUTH BEND - MISHAWAKA had 879 MLS listings, a difference of 74 listings (9%) versus the prior month and 156 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SOUTH BEND - MISHAWAKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 87 days | 1,632 sqft |
| 2018-02-01 | 90 days | 1,615 sqft |
| 2018-03-01 | 66 days | 1,636 sqft |
| 2018-04-01 | 55 days | 1,706 sqft |
| 2018-05-01 | 43 days | 1,730 sqft |
| 2018-06-01 | 40 days | 1,772 sqft |
| 2018-07-01 | 44 days | 1,794 sqft |
| 2018-08-01 | 46 days | 1,783 sqft |
| 2018-09-01 | 51 days | 1,750 sqft |
| 2018-10-01 | 60 days | 1,746 sqft |
| 2018-11-01 | 70 days | 1,738 sqft |
| 2018-12-01 | 74 days | 1,700 sqft |
| 2019-01-01 | 80 days | 1,696 sqft |
| 2019-02-01 | 76 days | 1,721 sqft |
| 2019-03-01 | 65 days | 1,771 sqft |
| 2019-04-01 | 51 days | 1,825 sqft |
| 2019-05-01 | 47 days | 1,900 sqft |
| 2019-06-01 | 45 days | 1,938 sqft |
| 2019-07-01 | 48 days | 1,920 sqft |
| 2019-08-01 | 50 days | 1,886 sqft |
| 2019-09-01 | 55 days | 1,838 sqft |
| 2019-10-01 | 57 days | 1,800 sqft |
| 2019-11-01 | 65 days | 1,729 sqft |
| 2019-12-01 | 76 days | 1,725 sqft |
| 2020-01-01 | 84 days | 1,711 sqft |
| 2020-02-01 | 81 days | 1,804 sqft |
| 2020-03-01 | 57 days | 1,814 sqft |
| 2020-04-01 | 56 days | 1,789 sqft |
| 2020-05-01 | 61 days | 1,830 sqft |
| 2020-06-01 | 58 days | 1,941 sqft |
| 2020-07-01 | 47 days | 1,900 sqft |
| 2020-08-01 | 47 days | 1,920 sqft |
| 2020-09-01 | 47 days | 1,985 sqft |
| 2020-10-01 | 41 days | 1,868 sqft |
| 2020-11-01 | 45 days | 1,737 sqft |
| 2020-12-01 | 51 days | 1,624 sqft |
| 2021-01-01 | 61 days | 1,620 sqft |
| 2021-02-01 | 66 days | 1,632 sqft |
| 2021-03-01 | 40 days | 1,648 sqft |
| 2021-04-01 | 33 days | 1,725 sqft |
| 2021-05-01 | 25 days | 1,663 sqft |
| 2021-06-01 | 24 days | 1,788 sqft |
| 2021-07-01 | 30 days | 1,800 sqft |
| 2021-08-01 | 32 days | 1,722 sqft |
| 2021-09-01 | 36 days | 1,663 sqft |
| 2021-10-01 | 38 days | 1,656 sqft |
| 2021-11-01 | 47 days | 1,646 sqft |
| 2021-12-01 | 58 days | 1,654 sqft |
| 2022-01-01 | 58 days | 1,820 sqft |
| 2022-02-01 | 39 days | 1,835 sqft |
| 2022-03-01 | 30 days | 1,800 sqft |
| 2022-04-01 | 26 days | 1,826 sqft |
| 2022-05-01 | 19 days | 1,872 sqft |
| 2022-06-01 | 24 days | 1,910 sqft |
| 2022-07-01 | 25 days | 1,905 sqft |
| 2022-08-01 | 32 days | 1,862 sqft |
| 2022-09-01 | 36 days | 1,838 sqft |
| 2022-10-01 | 36 days | 1,847 sqft |
| 2022-11-01 | 43 days | 1,811 sqft |
| 2022-12-01 | 52 days | 1,800 sqft |
| 2023-01-01 | 65 days | 1,806 sqft |
| 2023-02-01 | 63 days | 1,767 sqft |
| 2023-03-01 | 53 days | 1,833 sqft |
| 2023-04-01 | 36 days | 1,800 sqft |
| 2023-05-01 | 30 days | 1,833 sqft |
| 2023-06-01 | 32 days | 1,809 sqft |
| 2023-07-01 | 37 days | 1,833 sqft |
| 2023-08-01 | 35 days | 1,764 sqft |
| 2023-09-01 | 37 days | 1,691 sqft |
| 2023-10-01 | 37 days | 1,725 sqft |
| 2023-11-01 | 45 days | 1,684 sqft |
| 2023-12-01 | 57 days | 1,621 sqft |
| 2024-01-01 | 60 days | 1,595 sqft |
| 2024-02-01 | 59 days | 1,600 sqft |
| 2024-03-01 | 45 days | 1,624 sqft |
| 2024-04-01 | 38 days | 1,691 sqft |
| 2024-05-01 | 37 days | 1,707 sqft |
| 2024-06-01 | 40 days | 1,786 sqft |
| 2024-07-01 | 36 days | 1,738 sqft |
| 2024-08-01 | 36 days | 1,728 sqft |
| 2024-09-01 | 43 days | 1,725 sqft |
| 2024-10-01 | 46 days | 1,737 sqft |
| 2024-11-01 | 49 days | 1,680 sqft |
| 2024-12-01 | 55 days | 1,637 sqft |
| 2025-01-01 | 64 days | 1,660 sqft |
| 2025-02-01 | 66 days | 1,651 sqft |
| 2025-03-01 | 55 days | 1,650 sqft |
| 2025-04-01 | 43 days | 1,696 sqft |
| 2025-05-01 | 43 days | 1,728 sqft |
| 2025-06-01 | 42 days | 1,783 sqft |
| 2025-07-01 | 44 days | 1,826 sqft |
| 2025-08-01 | 40 days | 1,797 sqft |
| 2025-09-01 | 42 days | 1,783 sqft |
| 2025-10-01 | 46 days | 1,775 sqft |
| 2025-11-01 | 51 days | 1,764 sqft |
| 2025-12-01 | 65 days | 1,756 sqft |
| 2026-01-01 | 72 days | 1,751 sqft |
| 2026-02-01 | 65 days | 1,789 sqft |
| 2026-03-01 | 47 days | 1,819 sqft |
| 2026-04-01 | 40 days | 1,827 sqft |
| 2026-05-01 | 38 days | 1,827 sqft |
| 2026-06-01 | 40 days | 1,849 sqft |
| 2026-07-01 | 40 days | 1,839 sqft |
| 2026-08-01 | 45 days | 1,810 sqft |
| 2026-09-01 | 0 days | 1,777 sqft |
| 2026-10-01 | 0 days | 1,770 sqft |
SOUTH BEND - MISHAWAKA's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
SOUTH BEND - MISHAWAKA's median square footage for active listings during the 2026-10-01 period was 1,770 sqft. One year prior, the average listing was 1,775 sqft.
SOUTH BEND - MISHAWAKA's median square footage for active listings during the 2026-10-01 period was 1,770 sqft. One year prior, the average listing was 1,775 sqft.
SOUTH BEND-MISHAWAKA, IN-MI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,586 | $948,820,000 | $264,590 |
| Cash Out Refi | 1,326 | $205,940,000 | $155,309 |
| Refi | 1,227 | $717,985,000 | $585,155 |
| Home Improvement | 989 | $77,455,000 | $78,316 |
| Other | 822 | $76,910,000 | $93,564 |
| NA | 49 | $8,815,000 | $179,898 |
South Bend - Mishawaka's most frequently cited loan purpose was Home Purchase, with 3,586 originations. The 2nd most popular reason was Cash Out Refi, with 1,326 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,221 | $1,210,805,000 | $375,910 |
| 7-8% | 2,462 | $362,850,000 | $147,380 |
| Over 8% | 1,141 | $95,125,000 | $83,370 |
| 5-6% | 903 | $294,645,000 | $326,296 |
| 2.5-3% | 97 | $6,985,000 | $72,010 |
| 4-5% | 74 | $13,390,000 | $180,946 |
| <2.5% | 22 | $990,000 | $45,000 |
| 3-4% | 2 | $150,000 | $75,000 |
During 2025, South Bend - Mishawaka's most frequently originated rate bucket was 6-7%, with 3,221 originations.
Loan Sizing (SOUTH BEND-MISHAWAKA, IN-MI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 2,676 | $144,070,000 | $53,838 |
| $100k-200k | 2,619 | $384,495,000 | $146,810 |
| $200k-400k | 2,094 | $568,010,000 | $271,256 |
| $400k-600k | 389 | $183,615,000 | $472,018 |
| $600k-1000k | 147 | $108,845,000 | $740,442 |
| $Over $1MM | 74 | $646,890,000 | $8,741,757 |
SOUTH BEND - MISHAWAKA's loan sizing saw the bucket of loans from $100,000 or less with 2,676 originations, totaling $144,070,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,757 | $689,465,000 | $250,078 |
| 60-80% | 1,609 | $483,425,000 | $300,451 |
| Under 20% | 1,303 | $63,185,000 | $48,492 |
| 20-40% | 1,298 | $126,680,000 | $97,596 |
| 40-60% | 760 | $150,350,000 | $197,829 |
| Over 100% | 49 | $440,145,000 | $8,982,551 |
SOUTH BEND - MISHAWAKA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,757 originations, totaling $689,465,000 in origination value.