SOUTH BEND - MISHAWAKA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in South Bend - Mishawaka averaged 5.75% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.72% and one month ago for the week of 2022-04-07, the average rate was 5.07%.

South Bend - Mishawaka's average rate one year ago was 3.41%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.53%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
South Bend - Mishawaka 30 Year Fixed Rate 2022-05-12 5.75%
South Bend - Mishawaka 30 Year Fixed Rate Refi 2022-05-12 5.53%
South Bend - Mishawaka 15 Year Fixed Rate 2022-05-12 4.88%
South Bend - Mishawaka 15 Year Fixed Rate Refi 2022-05-12 4.69%
South Bend - Mishawaka 30 Year FHA 2022-05-12 5.55%
South Bend - Mishawaka 30 Year FHA Refi 2022-05-12 5.6%
South Bend - Mishawaka 30 Year USDA 2022-05-12 5.44%
South Bend - Mishawaka 30 Year USDA Refi 2022-05-12 5.29%
South Bend - Mishawaka 30 Year VA 2022-05-12 5.41%
South Bend - Mishawaka 30 Year VA Refi 2022-05-12 5.18%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SOUTH BEND-MISHAWAKA, IN-MI.

SOUTH BEND - MISHAWAKA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SOUTH BEND-MISHAWAKA, IN-MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
RUOFF MORTGAGE COMPANY, INC. 577 3.21% $2,123
Notre Dame Federal Credit Union Corporation 528 3.02% $3,371
TEACHERS CREDIT UNION 449 3.29% $2,292
HALLMARK HOME MORTGAGE, LLC 422 3.30% $2,855
QUICKEN LOANS, LLC 372 3.19% $4,468
First Federal Savings Bank 308 3.19% $3,302
1st Source Bank 267 3.21% $2,755
UNITED 207 3.29% $3,064
JPMorgan Chase Bank 198 3.11% $2,281
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 172 3.38% $3,355
UNITED WHOLESALE MORTGAGE, LLC 170 2.96% $3,921
INOVA FEDERAL CREDIT UNION 101 2.97% $2,675
Horizon Bank 100 3.20% $2,529
Circle Federal Credit Union 95 3.13% $2,362
GUARANTEED RATE, INC. 78 3.11% $3,037
LOANDEPOT.COM, LLC 70 3.18% $3,966
Honor Credit Union 69 3.26% $2,318
Flagstar Bank, FSB 63 3.35% $2,725
Northwest Bank 63 3.14% $2,684
UNION HOME MORTGAGE CORP. 59 3.19% $3,015
Wells Fargo Bank 54 3.10% $3,094
Fifth Third Bank 52 3.17% $3,477
KeyBank 52 3.04% $2,082
AMERISAVE MORTGAGE CORPORATION 43 2.97% $4,747
Centier Bank 43 3.23% $2,269
Old National Bank 41 3.21% $1,704
AMERIFIRST FINANCIAL CORPORATION 39 3.44% $3,523
CELEBRITY HOME LOANS, LLC 39 3.34% $3,457
PNC Bank 36 3.22% $2,682
BETTER MORTGAGE CORPORATION 35 2.97% $1,931
NEWREZ LLC 32 3.26% $3,396
Citizens Bank 29 3.00% $3,932
INTERRA CREDIT UNION 28 3.23% $2,893
Mr. Cooper ( Nationstar Mortgage ) 27 3.32% $4,533
The Huntington National Bank 25 3.25% $3,185
OAK MORTGAGE, LLC 23 2.90% $3,462
First State Bank of Middlebury 20 3.07% $3,340
ROYAL UNITED MORTGAGE LLC 19 3.59% $5,162
Lake City Bank 19 3.09% $2,512
CALIBER HOME LOANS, INC. 18 3.26% $2,867
BROKER SOLUTIONS, INC. 18 3.26% $3,816
VAN DYK MORTGAGE CORPORATION 17 3.21% $2,963
LAKE MICHIGAN CREDIT UNION 16 3.11% $3,134
FREEDOM MORTGAGE CORPORATION 16 3.29% $2,342
CROSSCOUNTRY MORTGAGE, LLC 16 3.16% $3,986
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 3.26% $3,056
NAVY FEDERAL CREDIT UNION 15 3.31% $3,014
HOMESIDE FINANCIAL, LLC 14 3.22% $3,399
AMERICAN FINANCIAL NETWORK, INC. 14 3.54% $7,739
MUTUAL OF OMAHA MORTGAGE, INC. 13 3.05% $2,733
STOCKTON MORTGAGE CORPORATION 13 3.07% $2,065
ENDEAVOR CAPITAL, LLC. 13 3.06% $3,293
U.S. Bank 12 3.35% $2,693
Bank of America 12 2.86% $2,884
CONSUMERS 11 3.44% $2,586
DRAPER AND KRAMER MORTGAGE CORP. 10 3.04% $2,894
Independent Bank 10 3.05% $3,091
MEMBER FIRST MORTGAGE, LLC 10 3.21% $2,635
Bank of England 9 3.24% $4,517
InterContinental Capital Group, Inc 9 3.33% $3,302
EVERETT FINANCIAL, INC. 8 3.44% $1,477
PENNYMAC LOAN SERVICES, LLC 8 3.16% $3,592
PHH Mortgage Corporation 8 3.89% $4,856
Mortgage Research Center, LLC 8 3.06% $2,365
NBKC BANK 8 3.22% $2,983
Barrington Bank & Trust Company, N.A. 8 3.26% $3,539
FIRST CENTENNIAL MORTGAGE CORPORATION 7 3.14% $2,908
AMERICAN FINANCING CORPORATION 7 3.09% $3,307
Carrington Mortgage Services, LLC 7 3.27% $3,547
SOFI LENDING CORP. 7 3.09% $2,942
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 3.32% $3,561
HOME POINT FINANCIAL CORPORATION 6 2.96% $2,447
TOWNE MORTGAGE COMPANY 6 3.50% $2,735
BLUELEAF LENDING, LLC 6 2.83% $3,319
Associated Bank 6 3.00% $3,815
Hometown Lenders, Inc. 6 3.19% $3,103
ARBOR FINANCIAL CREDIT UNION 6 3.15% $3,134
First Guaranty Mortgage Corporation 5 3.20% $3,003
ZILLOW HOME LOANS, LLC 5 2.95% $4,933
Edgewater Bank 5 2.75% $1,801
DELMAR FINANCIAL COMPANY 5 4.25% $3,687
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 5 3.13% $2,887
The Federal Savings Bank 5 3.40% $3,157
COMPASS MORTGAGE, INC. 4 3.19% $2,834
SUN WEST MORTGAGE COMPANY, INC. 4 2.94% $1,581
Ally Bank 4 3.59% $2,509
SUCCESS MORTGAGE PARTNERS, INC. 4 3.75% $3,702
Chiphone Federal Credit Union 4 3.09% $2,487
Discover Bank 4 5.56% $0
EVERENCE FEDERAL CREDIT UNION 4 3.94% $2,318
Union Savings Bank 4 3.03% $1,227
FINANCE OF AMERICA MORTGAGE LLC 4 3.25% $3,663
Northpointe Bank 4 3.40% $3,290
Neighborhood Loans, Inc. 4 3.34% $4,239
Nations Lending Corporation 4 3.44% $3,996
GreenStone Farm Credit Services, FLCA 4 3.94% $4,547
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 3.41% $3,284
GVC MORTGAGE, INC. 4 3.34% $3,350
POLARIS HOME FUNDING CORP. 3 3.17% $4,914
TOP FLITE FINANCIAL, INC. 3 3.42% $6,340
Truist Bank 3 3.05% $2,469
EMBRACE HOME LOANS, INC. 3 3.37% $2,799
Elements Financial Federal Credit Union 3 3.04% $2,423
PROVIDENT FUNDING ASSOCIATES, L.P. 3 2.79% $2,404
PURDUE FEDERAL CREDIT UNION 3 3.00% $1,679
MORTGAGE CENTER L.C 3 3.13% $2,855
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 3.21% $2,951
USAA Federal Savings Bank 3 2.96% $3,421
SOVEREIGN LENDING GROUP INCORPORATED 3 2.96% $4,377
Citibank 3 2.83% $3,862
Watermark Capital, Inc. 3 2.58% $2,813
Waterstone Mortgage Corporation 3 3.25% $2,620
North American Savings Bank, F.S.B. 3 2.83% $891
First Midwest Bank 3 2.96% $4,010
AmeriHome Mortgage Company, LLC 3 3.71% $3,080
Farm Credit Mid-America, ACA 3 3.55% $8,911
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.25% $3,488
ACADEMY MORTGAGE CORPORATION 2 3.44% $3,476
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 2.94% $2,897
BMO Harris Bank 2 3.19% $3,249
BOKF 2 3.25% $2,461
Chicago Financial Services, Inc. 2 2.94% $3,130
CHURCHILL MORTGAGE CORPORATION 2 3.69% $2,561
Cornerstone National Bank & Trust Company 2 3.06% $1,491
First Farmers Bank and Trust Company 2 3.25% $1,924
First Federal Bank 2 3.06% $4,257
First Savings Bank 2 4.19% $2,972
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 2.99% $5,565
Goldwater Bank, N.A. 2 3.88% $4,893
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.94% $3,678
INLAND BANK & TRUST 2 3.06% $3,173
LAKEVIEW LOAN SERVICING, LLC 2 3.87% $1,711
LEADERONE FINANCIAL CORPORATION 2 3.19% $3,303
Marquette Bank 2 3.00% $2,446
Mercantile Bank of Michigan 2 3.00% $2,807
Morgan Stanley Private Bank 2 2.68% $2,918
Mortgage Assurance Inc. 2 3.44% $2,113
MOVEMENT MORTGAGE, LLC 2 3.31% $2,453
OCEANSIDE MORTGAGE COMPANY 2 3.31% $1,299
OMNI Community Credit Union 2 3.59% $2,606
OPEN MORTGAGE, LLC 2 2.87% $2,102
Pacor Mortgage Corp 2 3.06% $2,654
Paramount Residential Mortgage Group, Inc. 2 3.19% $2,320
PREMIA MORTGAGE, LLC 2 2.88% $260
RELIANCE FIRST CAPITAL, LLC 2 3.43% $6,175
RESIDENTIAL MORTGAGE SERVICES, INC. 2 3.44% $2,541
SECURITYNATIONAL MORTGAGE COMPANY 2 4.25% $3,249
Servion, Inc. 2 3.13% $3,432
Southern Michigan Bank & Trust 2 3.94% $4,785
STEARNS LENDING, LLC 2 3.38% $3,218
Stifel Bank and Trust 2 3.06% $1,838
Strong Home Mortgage, LLC 2 3.00% $700
T2 FINANCIAL LLC 2 3.25% $5,132
The State Bank and Trust Company 2 3.06% $2,025
Three Rivers Federal Credit Union 2 3.06% $2,501
TIAA, FSB 2 3.50% $4,878
UBS Bank USA 2 2.69% $3,644
UNIVERSITY LENDING GROUP, LLC 2 3.50% $2,953
V.I.P. MORTGAGE, INC. 2 3.25% $2,944
Wyndham Capital Mortgage, Inc. 2 3.31% $1,516
Gateway First Bank 1 3.88% $3,229
FORT FINANCIAL Federal Credit Union 1 3.25% $2,223
BEACON CREDIT UNION 1 2.63% $1,620
Flanagan State Bank 1 3.13% $3,991
First Western Trust Bank 1 3.88% $2,935
FIRST STATE MORTGAGE SERVICES, LLC 1 2.63% $3,039
NATIONS RELIABLE LENDING, LLC 1 2.88% $3,020
First State Bank 1 3.50% $2,429
NBH Bank 1 3.38% $2,856
First Merchants Bank 1 3.25% $2,312
First Internet Bank of Indiana 1 3.00% $2,159
NETWORK CAPITAL FUNDING CORPORATION 1 3.63% $2,737
First Horizon Bank 1 3.13% $4,678
NFM, INC. 1 3.13% $7,722
First Home Bank 1 3.50% $5,603
First Federal Savings Bank 1 3.13% $2,961
NORTHROP GRUMMAN Federal Credit Union 1 2.88% $3,542
First Federal Savings Bank 1 2.63% $1,319
FirstBank 1 2.88% $1,606
NP, Inc. 1 4.38% $4,228
First American Bank 1 3.25% $2,292
Baxter Credit Union 1 3.00% $2,227
Fidelity Bank 1 2.88% $1,937
Old Second National Bank 1 3.50% $2,293
Bank-Fund Staff Federal Credit Union 1 3.00% $2,199
WesBanco Bank, Inc. 1 3.00% $2,450
Bank Five Nine 1 2.88% $3,641
PANORAMA MORTGAGE GROUP, LLC 1 2.75% $3,490
Arvest Bank 1 3.63% $2,526
PARKSIDE LENDING, LLC 1 2.88% $7,694
PARTNERS 1ST Federal Credit Union 1 2.75% $2,512
Farmers State Bank 1 2.88% $2,397
Peoples Bank 1 3.13% $2,087
EVANSVILLE TEACHERS 1 3.00% $3,259
Plains Commerce Bank 1 2.63% $4,898
PLANET HOME LENDING, LLC 1 3.75% $1,497
PLAZA HOME MORTGAGE, INC. 1 3.13% $2,169
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 3.38% $3,558
EQUITY RESOURCES, INC. 1 3.38% $3,035
ANGEL OAK HOME LOANS LLC 1 6.50% $5,933
ENVOY MORTGAGE, LTD 1 3.13% $3,337
EMM LOANS LLC 1 3.63% $6,706
ProFed Federal Credit Union 1 3.00% $2,553
PROPER RATE, LLC 1 3.25% $3,568
Prosperity Home Mortgage, LLC 1 3.25% $2,664
DIRECT MORTGAGE LOANS, LLC 1 3.50% $4,223
Crossroads Bank 1 2.88% $1,273
Core Bank 1 2.63% $1,665
Raymond James Bank 1 3.50% $1,482
RBC Bank, (Georgia) 1 3.00% $812
Regions Bank 1 2.88% $2,986
UNITED HOME LOANS, INC. 1 2.88% $2,703
Renasant Bank 1 2.88% $8,256
UNITED MORTGAGE CORP. 1 2.75% $1,889
CONSUMERS COOPERATIVE CREDIT UNION 1 3.63% $4,402
Commonwealth Bank and Trust Company 1 3.38% $5,312
S1L, Inc. 1 3.75% $3,386
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.13% $3,067
Service Federal Credit Union 1 3.25% $1,950
WESTERN EXPRESS LENDING 1 2.99% $3,428
Commerce Bank 1 2.88% $3,310
AMERICAN MORTGAGE SERVICE COMPANY 1 3.00% $2,404
South State Bank 1 3.00% $2,580
CLEARPATH LENDING 1 3.00% $5,677
STAR ONE CREDIT UNION 1 3.50% $2,164
AMERICAN INTERNET MORTGAGE, INC. 1 3.13% $2,486
American Bank and Trust Company 1 3.25% $2,784
CIBC Bank USA 1 3.25% $3,558
VICTORY MORTGAGE, L.L.C. 1 2.88% $2,347
Chicago Mortgage Solutions LLC 1 2.74% $1,237
SUMMIT HOME MORTGAGE, LLC 1 3.25% $3,018
Carrollton Bank 1 2.88% $2,632
Advisors Mortgage Group, L.L.C. 1 3.00% $2,881
TCF National Bank 1 3.13% $2,742
BNC National Bank 1 2.75% $5,110
The Dart Bank 1 2.88% $3,116
The Farmers & Merchants State Bank 1 3.63% $2,090
BEST CAPITAL FUNDING 1 2.50% $2,189
JLB CORPORATION 1 3.50% $6,784
INDIANA UNIVERSITY CREDIT UNION 1 3.25% $1,410
KELLER MORTGAGE, LLC 1 3.88% $3,071
Kellogg Community Credit Union 1 3.13% $3,128
HONDA Federal Credit Union 1 3.25% $2,570
GUILD MORTGAGE COMPANY 1 3.50% $2,615
GUARANTEED RATE AFFINITY, LLC 1 3.38% $2,296
The First National Bank of Ottawa 1 3.25% $3,069
BELEM SERVICING LLC 1 3.88% $8,081
LENDERFI, INC. 1 2.88% $1,038
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.50% $3,237
Great Southern Bank 1 2.90% $2,422
LOANSNAP, INC. 1 2.63% $267
Macatawa Bank 1 3.00% $2,619
Magnolia Bank 1 3.38% $5,254
Manufacturers and Traders Trust Company 1 3.50% $4,955
AMERICAN ADVISORS GROUP 1 2.88% $3,676
Goodfield State Bank 1 2.75% $2,130
The Union Bank Company 1 3.00% $2,148
Goldman Sachs Bank USA 1 2.35% $2,299
Midwest Mortgage Associates Corporation 1 3.50% $4,136
MILESTONE HOME LENDING, LLC 1 3.38% $3,221
MJW Financial LLC 1 3.63% $2,789
MLD MORTGAGE INC. 1 3.25% $2,738
ALLIED MORTGAGE GROUP, INC. 1 3.25% $11,599
MORIA DEVELOPMENT, INC. 1 3.38% $1,998
MORTGAGE 1 INCORPORATED 1 3.38% $3,114
MORTGAGE ACCESS CORP. 1 2.63% $8,888
Allied First Bank,sb 1 3.25% $2,673

SOUTH BEND-MISHAWAKA, IN-MI's 267 lenders originated 14,323 loans during 2021. The total origination value was $2,488,165,000, with an average loan value of $173,718.

The top SOUTH BEND - MISHAWAKA lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 577 loans originated. Their average total fees are $2,123, which is $1,248 lower than the next largest lender, Notre Dame Federal Credit Union Corporation.

The lowest fee SOUTH BEND - MISHAWAKA lenders (with over 10 loans originated) are Old National Bank ($1,704), BETTER MORTGAGE CORPORATION ($1,931), STOCKTON MORTGAGE CORPORATION ($2,065), KeyBank ($2,082) and RUOFF MORTGAGE COMPANY, INC. ($2,123).

The lowest rate SOUTH BEND - MISHAWAKA lenders (with over 10 loans originated) are Bank of America (2.86%), OAK MORTGAGE, LLC (2.90%), UNITED WHOLESALE MORTGAGE, LLC (2.96%), BETTER MORTGAGE CORPORATION (2.97%) and INOVA FEDERAL CREDIT UNION (2.97%).

SOUTH BEND-MISHAWAKA, IN-MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Notre Dame Federal Credit Union Corporation $206,405,000 $223,235,000 8.2% 9.0%
RUOFF MORTGAGE COMPANY, INC. $166,595,000 $159,695,000 -4.1% 6.4%
1st Source Bank $205,140,000 $157,550,000 -23.2% 6.3%
QUICKEN LOANS, LLC $130,270,000 $148,340,000 13.9% 6.0%
TEACHERS CREDIT UNION $108,450,000 $146,860,000 35.4% 5.9%
HALLMARK HOME MORTGAGE, LLC $93,695,000 $122,190,000 30.4% 4.9%
First Federal Savings Bank $300,000 $121,330,000 40,343.3% 4.9%
READYCAP COMMERCIAL, LLC $66,755,000 n/a 2.7%
UNITED $58,885,000 $60,575,000 2.9% 2.4%
JPMorgan Chase Bank $48,250,000 $60,090,000 24.5% 2.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $28,835,000 $59,575,000 106.6% 2.4%
Merchants Bank of Indiana $285,000 $54,255,000 18,936.8% 2.2%
UNITED WHOLESALE MORTGAGE, LLC $39,725,000 $53,135,000 33.8% 2.1%
Circle Federal Credit Union $44,405,000 $44,545,000 0.3% 1.8%
FREEDOM MORTGAGE CORPORATION $46,185,000 $44,005,000 -4.7% 1.8%
INOVA FEDERAL CREDIT UNION $41,545,000 $41,960,000 1.0% 1.7%
Horizon Bank $57,835,000 $41,375,000 -28.5% 1.7%
Old National Bank $43,300,000 $36,660,000 -15.3% 1.5%
GUARANTEED RATE, INC. $24,360,000 $28,805,000 18.2% 1.2%
Northwest Bank $33,315,000 $28,555,000 -14.3% 1.1%
Wells Fargo Bank $16,975,000 $28,360,000 67.1% 1.1%
COREVEST AMERICAN FINANCE LENDER LLC $5,115,000 $27,170,000 431.2% 1.1%
Honor Credit Union $25,800,000 $26,165,000 1.4% 1.1%
LOANDEPOT.COM, LLC $13,420,000 $25,240,000 88.1% 1.0%
Fifth Third Bank $23,300,000 $24,040,000 3.2% 1.0%
Centier Bank $14,945,000 $23,715,000 58.7% 1.0%
KeyBank $15,480,000 $23,115,000 49.3% 0.9%
Lake City Bank $37,675,000 $22,935,000 -39.1% 0.9%
Flagstar Bank, FSB $10,210,000 $22,710,000 122.4% 0.9%
Mortgage Research Center, LLC $18,405,000 $19,775,000 7.4% 0.8%
PNC Bank $24,750,000 $19,620,000 -20.7% 0.8%
UNION HOME MORTGAGE CORP. $17,130,000 $17,620,000 2.9% 0.7%
BETTER MORTGAGE CORPORATION $5,370,000 $16,270,000 203.0% 0.7%
AMERISAVE MORTGAGE CORPORATION $5,645,000 $16,190,000 186.8% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $14,835,000 $15,495,000 4.4% 0.6%
The Huntington National Bank $16,200,000 $15,080,000 -6.9% 0.6%
WALKER & DUNLOP, LLC $15,225,000 $14,485,000 -4.9% 0.6%
AMERIFIRST FINANCIAL CORPORATION $14,390,000 $13,300,000 -7.6% 0.5%
NEWREZ LLC $6,825,000 $13,120,000 92.2% 0.5%
INTERRA CREDIT UNION $16,455,000 $12,185,000 -25.9% 0.5%
OAK MORTGAGE, LLC $5,840,000 $10,525,000 80.2% 0.4%
CELEBRITY HOME LOANS, LLC $1,850,000 $10,275,000 455.4% 0.4%
PENNYMAC LOAN SERVICES, LLC $3,930,000 $9,650,000 145.5% 0.4%
M&T Realty Capital Corporation $9,005,000 n/a 0.4%
VAN DYK MORTGAGE CORPORATION $9,950,000 $8,955,000 -10.0% 0.4%
NAVY FEDERAL CREDIT UNION $6,000,000 $8,090,000 34.8% 0.3%
CALIBER HOME LOANS, INC. $7,005,000 $7,970,000 13.8% 0.3%
BROKER SOLUTIONS, INC. $4,230,000 $7,955,000 88.1% 0.3%
Bank of America $8,215,000 $7,750,000 -5.7% 0.3%
First State Bank of Middlebury $15,310,000 $7,615,000 -50.3% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $6,495,000 $7,220,000 11.2% 0.3%
Citizens Bank $155,000 $7,105,000 4,483.9% 0.3%
LAKE MICHIGAN CREDIT UNION $5,910,000 $6,590,000 11.5% 0.3%
U.S. Bank $5,215,000 $6,575,000 26.1% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,770,000 $6,400,000 69.8% 0.3%
Westbury Bank $5,405,000 n/a 0.2%
Associated Bank $2,025,000 $5,360,000 164.7% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $5,405,000 $4,975,000 -8.0% 0.2%
USAA Federal Savings Bank $8,675,000 $4,720,000 -45.6% 0.2%
STOCKTON MORTGAGE CORPORATION $10,705,000 $4,715,000 -56.0% 0.2%
Barrington Bank & Trust Company, N.A. $4,280,000 $4,525,000 5.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $2,345,000 $4,240,000 80.8% 0.2%
HOMESIDE FINANCIAL, LLC $1,900,000 $4,170,000 119.5% 0.2%
ROYAL UNITED MORTGAGE LLC $5,525,000 $4,140,000 -25.1% 0.2%
Independent Bank $2,020,000 $3,740,000 85.1% 0.2%
NBKC BANK $2,370,000 $3,650,000 54.0% 0.1%
Carrington Mortgage Services, LLC $2,285,000 $3,595,000 57.3% 0.1%
The Federal Savings Bank $1,575,000 $3,470,000 120.3% 0.1%
MEMBER FIRST MORTGAGE, LLC $4,080,000 $3,445,000 -15.6% 0.1%
Bank of England $3,905,000 $3,415,000 -12.5% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $3,890,000 $3,370,000 -13.4% 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,455,000 $3,255,000 32.6% 0.1%
ARBOR FINANCIAL CREDIT UNION $1,600,000 $3,240,000 102.5% 0.1%
InterContinental Capital Group, Inc $1,635,000 $3,235,000 97.9% 0.1%
First Guaranty Mortgage Corporation $1,675,000 $3,200,000 91.0% 0.1%
CONSUMERS $2,730,000 $3,100,000 13.6% 0.1%
HOME POINT FINANCIAL CORPORATION $2,860,000 $2,985,000 4.4% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $2,710,000 $2,715,000 0.2% 0.1%
EVERETT FINANCIAL, INC. $9,345,000 $2,705,000 -71.1% 0.1%
BLUELEAF LENDING, LLC $2,795,000 $2,605,000 -6.8% 0.1%
ZILLOW HOME LOANS, LLC $705,000 $2,575,000 265.2% 0.1%
ENDEAVOR CAPITAL, LLC. $2,200,000 $2,455,000 11.6% 0.1%
First Merchants Bank $6,920,000 $2,445,000 -64.7% 0.1%
AMERICAN FINANCING CORPORATION $1,305,000 $2,425,000 85.8% 0.1%
Hometown Lenders, Inc. $285,000 $2,370,000 731.6% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,975,000 $2,300,000 16.5% 0.1%
PHH Mortgage Corporation $490,000 $2,270,000 363.3% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,175,000 $2,250,000 91.5% 0.1%
MID AMERICA MORTGAGE, INC. $695,000 $2,220,000 219.4% 0.1%
SOFI LENDING CORP. $1,010,000 $2,185,000 116.3% 0.1%
Chicago Financial Services, Inc. $640,000 $2,165,000 238.3% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $3,170,000 $2,165,000 -31.7% 0.1%
Edgewater Bank $2,005,000 $2,110,000 5.2% 0.1%
Farm Credit Mid-America, ACA $4,155,000 $2,075,000 -50.1% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $345,000 $2,045,000 492.8% 0.1%
Mercantile Bank of Michigan $205,000 $2,045,000 897.6% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,170,000 $2,040,000 -6.0% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $2,940,000 $1,990,000 -32.3% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $645,000 $1,975,000 206.2% 0.1%
NEW DAY FINANCIAL, LLC $3,385,000 $1,905,000 -43.7% 0.1%
PLANET HOME LENDING, LLC $805,000 $1,905,000 136.6% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,715,000 $1,805,000 -33.5% 0.1%
Paramount Residential Mortgage Group, Inc. $1,755,000 $1,765,000 0.6% 0.1%
GVC MORTGAGE, INC. $2,065,000 $1,715,000 -16.9% 0.1%
OCEANSIDE MORTGAGE COMPANY $3,025,000 $1,710,000 -43.5% 0.1%
North American Savings Bank, F.S.B. $1,730,000 $1,695,000 -2.0% 0.1%
UBS Bank USA $1,160,000 $1,660,000 43.1% 0.1%
Northpointe Bank $2,060,000 $1,575,000 -23.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,820,000 $1,570,000 -44.3% 0.1%
First Midwest Bank $8,045,000 $1,565,000 -80.5% 0.1%
TOWNE MORTGAGE COMPANY $615,000 $1,565,000 154.5% 0.1%
Morgan Stanley Private Bank $1,480,000 n/a 0.1%
Pacor Mortgage Corp $1,580,000 $1,440,000 -8.9% 0.1%
RELIANCE FIRST CAPITAL, LLC $890,000 $1,365,000 53.4% 0.1%
AmeriHome Mortgage Company, LLC $3,420,000 $1,350,000 -60.5% 0.1%
Southern Michigan Bank & Trust $530,000 $1,285,000 142.5% 0.1%
Ally Bank $1,505,000 $1,280,000 -15.0% 0.1%
PLAZA HOME MORTGAGE, INC. $875,000 $1,280,000 46.3% 0.1%
TCF National Bank $6,075,000 $1,280,000 -78.9% 0.1%
CLEARPATH LENDING $2,610,000 $1,275,000 -51.1% 0.1%
Union Savings Bank $75,000 $1,230,000 1,540.0% 0.0%
Stifel Bank and Trust $845,000 $1,210,000 43.2% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $270,000 $1,200,000 344.4% 0.0%
V.I.P. MORTGAGE, INC. $1,580,000 $1,190,000 -24.7% 0.0%
COMPASS MORTGAGE, INC. $2,635,000 $1,185,000 -55.0% 0.0%
EMBRACE HOME LOANS, INC. $1,190,000 $1,160,000 -2.5% 0.0%
Nations Lending Corporation $660,000 $1,155,000 75.0% 0.0%
TOP FLITE FINANCIAL, INC. $455,000 $1,155,000 153.8% 0.0%
PURDUE FEDERAL CREDIT UNION $705,000 $1,145,000 62.4% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,915,000 $1,140,000 -40.5% 0.0%
Truist Bank $385,000 $1,135,000 194.8% 0.0%
Manufacturers and Traders Trust Company $620,000 $1,110,000 79.0% 0.0%
AMERICAN ADVISORS GROUP $1,335,000 $1,105,000 -17.2% 0.0%
TRIAD FINANCIAL SERVICES, INC. $415,000 $1,075,000 159.0% 0.0%
LIMA ONE CAPITAL, LLC $225,000 $1,040,000 362.2% 0.0%
GreenStone Farm Credit Services, FLCA $3,470,000 $1,015,000 -70.7% 0.0%
Dollar Bank, Federal Savings Bank $1,005,000 n/a 0.0%
First Federal Bank $1,250,000 $990,000 -20.8% 0.0%
EVANSVILLE TEACHERS $765,000 $965,000 26.1% 0.0%
Elements Financial Federal Credit Union $905,000 $960,000 6.1% 0.0%
BMO Harris Bank $135,000 $945,000 600.0% 0.0%
Citibank $3,060,000 $935,000 -69.4% 0.0%
PROPER RATE, LLC $165,000 $935,000 466.7% 0.0%
T2 FINANCIAL LLC $395,000 $915,000 131.6% 0.0%
ACADEMY MORTGAGE CORPORATION $885,000 $905,000 2.3% 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $2,100,000 $905,000 -56.9% 0.0%
Strong Home Mortgage, LLC $490,000 $905,000 84.7% 0.0%
INLAND BANK & TRUST $185,000 $900,000 386.5% 0.0%
BNY Mellon $885,000 n/a 0.0%
Goldman Sachs Bank USA $865,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $855,000 n/a 0.0%
Waterstone Mortgage Corporation $2,015,000 $845,000 -58.1% 0.0%
First Farmers Bank and Trust Company $5,155,000 $835,000 -83.8% 0.0%
Neighborhood Loans, Inc. $550,000 $825,000 50.0% 0.0%
Farmers State Bank $840,000 $815,000 -3.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $810,000 n/a 0.0%
Magnolia Bank $620,000 $810,000 30.6% 0.0%
EVERENCE FEDERAL CREDIT UNION $25,000 $800,000 3,100.0% 0.0%
First Option Mortgage, LLC $2,710,000 $790,000 -70.8% 0.0%
Watermark Capital, Inc. $785,000 n/a 0.0%
Low VA Rates, LLC $675,000 $760,000 12.6% 0.0%
First Federal Bank of Kansas City $755,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $580,000 $735,000 26.7% 0.0%
Kellogg Community Credit Union $1,160,000 $730,000 -37.1% 0.0%
Three Rivers Federal Credit Union $1,630,000 $700,000 -57.1% 0.0%
OPEN MORTGAGE, LLC $695,000 n/a 0.0%
Discover Bank $860,000 $685,000 -20.3% 0.0%
MORTGAGE CENTER L.C $425,000 $685,000 61.2% 0.0%
Marquette Bank $55,000 $645,000 1,072.7% 0.0%
POLARIS HOME FUNDING CORP. $370,000 $645,000 74.3% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $965,000 $645,000 -33.2% 0.0%
UNITED HOME LOANS, INC. $430,000 $640,000 48.8% 0.0%
Fidelity Bank $460,000 $635,000 38.0% 0.0%
Chiphone Federal Credit Union $635,000 $630,000 -0.8% 0.0%
LEADERONE FINANCIAL CORPORATION $1,040,000 $630,000 -39.4% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $85,000 $600,000 605.9% 0.0%
ALLIANT CREDIT UNION $580,000 n/a 0.0%
21ST MORTGAGE CORPORATION $250,000 $570,000 128.0% 0.0%
ACCELERATE MORTGAGE, LLC $570,000 n/a 0.0%
PREMIA MORTGAGE, LLC $515,000 $570,000 10.7% 0.0%
STEARNS LENDING, LLC $1,425,000 $570,000 -60.0% 0.0%
Commerce Bank $565,000 n/a 0.0%
ENVOY MORTGAGE, LTD $780,000 $545,000 -30.1% 0.0%
First Horizon Bank $545,000 n/a 0.0%
Gold Coast Bank $545,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $225,000 $545,000 142.2% 0.0%
BNC National Bank $540,000 n/a 0.0%
Chicago Mortgage Solutions LLC $255,000 $540,000 111.8% 0.0%
ANGEL OAK HOME LOANS LLC $530,000 n/a 0.0%
Old Second National Bank $530,000 n/a 0.0%
The State Bank and Trust Company $155,000 $530,000 241.9% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $265,000 $525,000 98.1% 0.0%
First American Bank $175,000 $525,000 200.0% 0.0%
SILVER HILL FUNDING, LLC $525,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $295,000 $520,000 76.3% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,155,000 $515,000 -55.4% 0.0%
First Federal Savings and Loan Association of Lakewood $515,000 n/a 0.0%
Cornerstone National Bank & Trust Company $340,000 $500,000 47.1% 0.0%
Third Federal Savings and Loan Association of Cleveland $415,000 $500,000 20.5% 0.0%
GUILD MORTGAGE COMPANY $485,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $480,000 n/a 0.0%
Great Southern Bank $475,000 n/a 0.0%
Alerus Financial $470,000 n/a 0.0%
JLB CORPORATION $410,000 $470,000 14.6% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $465,000 n/a 0.0%
FirstBank $345,000 $455,000 31.9% 0.0%
The First National Bank of Ottawa $455,000 n/a 0.0%
Figure Lending LLC $480,000 $450,000 -6.3% 0.0%
Plains Commerce Bank $450,000 n/a 0.0%
Peoples Bank $225,000 $445,000 97.8% 0.0%
VICTORY MORTGAGE, L.L.C. $175,000 $445,000 154.3% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $95,000 $440,000 363.2% 0.0%
SOUTHWEST FUNDING, LP $315,000 $435,000 38.1% 0.0%
Baxter Credit Union $400,000 $425,000 6.3% 0.0%
CIBC Bank USA $465,000 $425,000 -8.6% 0.0%
LOANPAL, LLC $425,000 n/a 0.0%
LOANSNAP, INC. $425,000 n/a 0.0%
Mid-Continent Funding, Inc. $145,000 $425,000 193.1% 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $835,000 $420,000 -49.7% 0.0%
Wyndham Capital Mortgage, Inc. $640,000 $415,000 -35.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,290,000 $410,000 -68.2% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $225,000 $410,000 82.2% 0.0%
MILESTONE HOME LENDING, LLC $395,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $75,000 $390,000 420.0% 0.0%
BEACON CREDIT UNION $175,000 $380,000 117.1% 0.0%
Crossroads Bank $325,000 $380,000 16.9% 0.0%
PARKSIDE LENDING, LLC $380,000 n/a 0.0%
Beeline Loans, Inc. $375,000 n/a 0.0%
Regions Bank $660,000 $375,000 -43.2% 0.0%
Servion, Inc. $85,000 $375,000 341.2% 0.0%
MORTGAGE 1 INCORPORATED $330,000 $370,000 12.1% 0.0%
EMM LOANS LLC $85,000 $360,000 323.5% 0.0%
TIAA, FSB $290,000 $360,000 24.1% 0.0%
Flanagan State Bank $355,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $350,000 n/a 0.0%
GENEVA FINANCIAL, LLC $195,000 $350,000 79.5% 0.0%
UNIVERSITY LENDING GROUP, LLC $185,000 $350,000 89.2% 0.0%
Prosperity Home Mortgage, LLC $590,000 $345,000 -41.5% 0.0%
Renasant Bank $155,000 $345,000 122.6% 0.0%
LENDERFI, INC. $340,000 n/a 0.0%
Carrollton Bank $335,000 n/a 0.0%
Goldwater Bank, N.A. $95,000 $335,000 252.6% 0.0%
OMNI Community Credit Union $1,175,000 $330,000 -71.9% 0.0%
PANORAMA MORTGAGE GROUP, LLC $875,000 $330,000 -62.3% 0.0%
Arvest Bank $610,000 $325,000 -46.7% 0.0%
DELMAR FINANCIAL COMPANY $415,000 $325,000 -21.7% 0.0%
ProFed Federal Credit Union $815,000 $325,000 -60.1% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,220,000 $320,000 -85.6% 0.0%
MJW Financial LLC $75,000 $320,000 326.7% 0.0%
Peoples Bank $225,000 $315,000 40.0% 0.0%
CIBM Bank $585,000 $305,000 -47.9% 0.0%
Heartland Bank and Trust Company $680,000 $305,000 -55.1% 0.0%
NORTHROP GRUMMAN Federal Credit Union $305,000 n/a 0.0%
WESTERN EXPRESS LENDING $305,000 n/a 0.0%
Mortgage Assurance Inc. $730,000 $300,000 -58.9% 0.0%
CityWorth Mortgage LLC $335,000 $295,000 -11.9% 0.0%
BELEM SERVICING LLC $285,000 n/a 0.0%
Home Federal Savings Bank $285,000 n/a 0.0%
The Dart Bank $285,000 n/a 0.0%
Visio Financial Services Inc. $285,000 n/a 0.0%
STAR Financial Bank $325,000 $280,000 -13.8% 0.0%
Bank Five Nine $275,000 n/a 0.0%
MORTGAGE ACCESS CORP. $235,000 $275,000 17.0% 0.0%
NFM, INC. $315,000 $275,000 -12.7% 0.0%
NATIONS RELIABLE LENDING, LLC $270,000 n/a 0.0%
NP, Inc. $175,000 $270,000 54.3% 0.0%
CHERRY CREEK MORTGAGE, LLC $480,000 $265,000 -44.8% 0.0%
BOKF $260,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $260,000 n/a 0.0%
Midwest Mortgage Associates Corporation $260,000 n/a 0.0%
Armed Forces Bank $255,000 n/a 0.0%
Banterra Bank $255,000 n/a 0.0%
First Savings Bank $250,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $245,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $400,000 $245,000 -38.8% 0.0%
First State Bank $245,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $445,000 $245,000 -44.9% 0.0%
INDIANA UNIVERSITY CREDIT UNION $7,825,000 $240,000 -96.9% 0.0%
Core Bank $235,000 n/a 0.0%
Paramount Bank $365,000 $235,000 -35.6% 0.0%
SPRING EQ, LLC $115,000 $235,000 104.3% 0.0%
DOMINION FINANCIAL SERVICES, LLC $65,000 $220,000 238.5% 0.0%
INDIANA MEMBERS CREDIT UNION $860,000 $220,000 -74.4% 0.0%
ALTRA $215,000 n/a 0.0%
SUMMIT HOME MORTGAGE, LLC $315,000 $215,000 -31.7% 0.0%
UIF CORPORATION $875,000 $215,000 -75.4% 0.0%
UNITED MORTGAGE CORP. $125,000 $215,000 72.0% 0.0%
WesBanco Bank, Inc. $215,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $790,000 $210,000 -73.4% 0.0%
Colonial Savings, F.A. $235,000 $210,000 -10.6% 0.0%
First Federal Savings Bank $300,000 $205,000 -31.7% 0.0%
GUARANTEED RATE AFFINITY, LLC $365,000 $205,000 -43.8% 0.0%
United Bank of Michigan $205,000 n/a 0.0%
Florida Capital Bank $155,000 $195,000 25.8% 0.0%
RBC Bank, (Georgia) $195,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $260,000 $195,000 -25.0% 0.0%
Loan Simple, Inc. $190,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $75,000 $190,000 153.3% 0.0%
Fortress Bank $185,000 n/a 0.0%
HONDA Federal Credit Union $185,000 n/a 0.0%
First Federal Bank of the Midwest $175,000 n/a 0.0%
Raymond James Bank $175,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $195,000 $170,000 -12.8% 0.0%
Goodfield State Bank $165,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $415,000 $165,000 -60.2% 0.0%
Sturgis Bank & Trust Company $130,000 $160,000 23.1% 0.0%
CONTOUR MORTGAGE CORPORATION $155,000 n/a 0.0%
Lakeview Community Capital, LLC $155,000 n/a 0.0%
Macatawa Bank $155,000 n/a 0.0%
RANLIFE, INC. $155,000 n/a 0.0%
STAR ONE CREDIT UNION $155,000 n/a 0.0%
ADVIA $290,000 $150,000 -48.3% 0.0%
BEST CAPITAL FUNDING $145,000 n/a 0.0%
EQUITY RESOURCES, INC. $145,000 n/a 0.0%
FAIR WAY LENDING LLC $155,000 $145,000 -6.5% 0.0%
First Home Bank $95,000 $145,000 52.6% 0.0%
INTERCAP LENDING INC. $145,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $145,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $770,000 $145,000 -81.2% 0.0%
The Union Bank Company $690,000 $145,000 -79.0% 0.0%
MOVEMENT MORTGAGE, LLC $140,000 n/a 0.0%
American Bank and Trust Company $615,000 $135,000 -78.0% 0.0%
CANOPY MORTGAGE, LLC $205,000 $135,000 -34.1% 0.0%
First Commonwealth Bank $135,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $845,000 $135,000 -84.0% 0.0%
UNITED SECURITY FINANCIAL CORP $165,000 $135,000 -18.2% 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $125,000 n/a 0.0%
NBH Bank $420,000 $125,000 -70.2% 0.0%
South State Bank $125,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $85,000 $115,000 35.3% 0.0%
Dundee Bank $115,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $480,000 $115,000 -76.0% 0.0%
KELLER MORTGAGE, LLC $105,000 $115,000 9.5% 0.0%
Platinum Home Mortgage Corporation $450,000 $115,000 -74.4% 0.0%
Commonwealth Bank and Trust Company $105,000 n/a 0.0%
First Western Trust Bank $105,000 n/a 0.0%
Republic Bank & Trust Company $440,000 $105,000 -76.1% 0.0%
S1L, Inc. $195,000 $105,000 -46.2% 0.0%
ARC HOME LLC $225,000 $95,000 -57.8% 0.0%
Hometown Equity Mortgage, LLC $95,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $95,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $95,000 n/a 0.0%
Secured Investment Corp. $90,000 n/a 0.0%
First Internet Bank of Indiana $1,460,000 $85,000 -94.2% 0.0%
NORWICH COMMERCIAL GROUP, INC. $85,000 n/a 0.0%
PARTNERS 1ST Federal Credit Union $185,000 $85,000 -54.1% 0.0%
FORT FINANCIAL Federal Credit Union $75,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $75,000 n/a 0.0%
NORTHERN MORTGAGE SERVICES, LLC $75,000 n/a 0.0%
Service Federal Credit Union $75,000 n/a 0.0%
Bethpage Federal Credit Union $65,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $65,000 n/a 0.0%
First Central State Bank $65,000 n/a 0.0%
Gateway First Bank $65,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $80,000 $65,000 -18.8% 0.0%
Allied First Bank,sb $55,000 n/a 0.0%
The Farmers & Merchants State Bank $55,000 n/a 0.0%
BayCoast Bank $45,000 n/a 0.0%
CITADEL FEDERAL CREDIT UNION $45,000 n/a 0.0%
First Federal Savings Bank $300,000 $45,000 -85.0% 0.0%
MLD MORTGAGE INC. $405,000 $45,000 -88.9% 0.0%
CREDIT UNION ONE $255,000 $35,000 -86.3% 0.0%

SOUTH BEND - MISHAWAKA's top lender by overall market share is Notre Dame Federal Credit Union Corporation, with 9.0% market share. In second place, with 6.4%, is RUOFF MORTGAGE COMPANY, INC., having originated $159,695,000 in loans. In third place, with 6.3%, is 1st Source Bank, having originated $157,550,000 in loans. In third place, with 6.0%, is QUICKEN LOANS, LLC, having originated $148,340,000 in loans. In third place, with 5.9%, is TEACHERS CREDIT UNION, having originated $146,860,000 in loans.


SOUTH BEND-MISHAWAKA, IN-MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,094 $1,056,500,000 $207,401
Refi 4,373 $801,525,000 $183,290
Cash Out Refi 3,120 $481,780,000 $154,417
Home Improvement 943 $73,295,000 $77,725
Other 792 $74,540,000 $94,116
NA 1 $525,000 $525,000

South Bend - Mishawaka's most frequently cited loan purpose was Home Purchase, with 5,094 originations. The 2nd most popular reason was Refi, with 4,373 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 5,918 $1,086,600,000 $183,609
2.5-3% 4,548 $844,430,000 $185,671
<2.5% 3,039 $436,435,000 $143,611
4-5% 578 $69,440,000 $120,138
5-6% 119 $35,015,000 $294,244
Over 8% 51 $2,275,000 $44,608
6-7% 38 $3,500,000 $92,105
7-8% 24 $970,000 $40,417

During 2021, South Bend - Mishawaka's most frequently originated rate bucket was 3-4%, with 5,918 originations.

Loan Sizing (SOUTH BEND-MISHAWAKA, IN-MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 6,039 $864,535,000 $143,159
$100,000 or less 4,633 $278,905,000 $60,200
$200k-400k 3,022 $808,350,000 $267,488
$400k-600k 453 $216,495,000 $477,914
$600k-1000k 143 $105,565,000 $738,217
$Over $1MM 33 $214,315,000 $6,494,394

SOUTH BEND - MISHAWAKA's loan sizing saw the bucket of loans from $100k-200k with 6,039 originations, totaling $864,535,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,759 $991,055,000 $208,249
60-80% 4,448 $926,370,000 $208,267
40-60% 2,133 $309,675,000 $145,183
20-40% 1,354 $117,740,000 $86,957
Under 20% 1,130 $38,670,000 $34,221
Over 100% 52 $28,520,000 $548,462

SOUTH BEND - MISHAWAKA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,759 originations, totaling $991,055,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - SOUTH BEND - MISHAWAKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,900 (21.4%) $209,535 (7.9%) 0.48 979
2018-02-01 $133,200 (21.1%) $218,123 (8.6%) 0.48 906
2018-03-01 $139,900 (14.8%) $230,055 (5.1%) 0.48 849
2018-04-01 $157,400 (21.2%) $244,493 (4.4%) 0.53 840
2018-05-01 $169,950 (15.0%) $252,535 (3.8%) 0.57 888
2018-06-01 $169,900 (11.5%) $255,544 (7.1%) 0.57 963
2018-07-01 $176,950 (18.1%) $257,750 (12.3%) 0.59 1,053
2018-08-01 $175,000 (17.0%) $246,290 (9.2%) 0.58 1,107
2018-09-01 $167,000 (15.2%) $238,504 (6.5%) 0.56 1,147
2018-10-01 $159,950 (13.0%) $237,673 (5.2%) 0.53 1,121
2018-11-01 $155,825 (11.4%) $234,533 (6.7%) 0.52 1,009
2018-12-01 $154,777 (19.1%) $228,603 (9.2%) 0.53 949
2019-01-01 $153,450 (18.1%) $225,930 (7.8%) 0.53 846
2019-02-01 $162,400 (21.9%) $232,919 (6.8%) 0.54 818
2019-03-01 $184,800 (32.1%) $250,484 (8.9%) 0.60 784
2019-04-01 $210,000 (33.4%) $270,349 (10.6%) 0.66 755
2019-05-01 $229,000 (34.8%) $280,361 (11.0%) 0.71 784
2019-06-01 $220,900 (30.0%) $278,769 (9.1%) 0.68 891
2019-07-01 $222,200 (25.6%) $280,372 (8.8%) 0.69 954
2019-08-01 $204,814 (17.0%) $265,404 (7.8%) 0.64 1,095
2019-09-01 $189,900 (13.7%) $254,935 (6.9%) 0.60 1,113
2019-10-01 $184,950 (15.6%) $256,517 (7.9%) 0.59 1,021
2019-11-01 $179,000 (14.9%) $255,363 (8.9%) 0.58 925
2019-12-01 $172,400 (11.4%) $250,714 (9.7%) 0.57 853
2020-01-01 $179,700 (17.1%) $249,055 (10.2%) 0.60 750
2020-02-01 $214,900 (32.3%) $270,982 (16.3%) 0.69 672
2020-03-01 $222,500 (20.4%) $283,543 (13.2%) 0.70 654
2020-04-01 $221,950 (5.7%) $284,872 (5.4%) 0.69 673
2020-05-01 $239,900 (4.8%) $306,327 (9.3%) 0.73 652
2020-06-01 $252,450 (14.3%) $315,061 (13.0%) 0.74 583
2020-07-01 $244,950 (10.2%) $304,842 (8.7%) 0.70 576
2020-08-01 $247,400 (20.8%) $305,976 (15.3%) 0.71 575
2020-09-01 $249,450 (31.4%) $308,341 (21.0%) 0.71 523
2020-10-01 $224,500 (21.4%) $294,642 (14.9%) 0.64 543
2020-11-01 $192,400 (7.5%) $273,929 (7.3%) 0.55 528
2020-12-01 $182,450 (5.8%) $261,705 (4.4%) 0.54 494
2021-01-01 $175,000 (-2.6%) $258,257 (3.7%) 0.51 431
2021-02-01 $207,400 (-3.5%) $302,499 (11.6%) 0.60 323
2021-03-01 $230,000 (3.4%) $333,711 (17.7%) 0.64 285
2021-04-01 $234,500 (5.7%) $382,191 (34.2%) 0.63 262
2021-05-01 $225,000 (-6.2%) $352,475 (15.1%) 0.59 306
2021-06-01 $245,000 (-3.0%) $354,075 (12.4%) 0.64 359
2021-07-01 $239,950 (-2.0%) $354,140 (16.2%) 0.62 400
2021-08-01 $224,700 (-9.2%) $364,879 (19.3%) 0.59 434
2021-09-01 $221,950 (-11.0%) $360,665 (17.0%) 0.58 447
2021-10-01 $219,000 (-2.5%) $354,851 (20.4%) 0.58 428
2021-11-01 $222,400 (15.6%) $339,694 (24.0%) 0.59 376
2021-12-01 $223,500 (22.5%) $330,983 (26.5%) 0.60 312
2022-01-01 $249,900 (42.8%) $365,849 (41.7%) 0.67 245
2022-02-01 $287,000 (38.4%) $393,105 (30.0%) 0.73 223
2022-03-01 $249,900 (8.7%) $379,521 (13.7%) 0.62 240
2022-04-01 $269,500 (14.9%) $410,842 (7.5%) 0.63 256
SOUTH BEND - MISHAWAKA's median listing price for 2022-04-01 was $269,500, a difference of $35,000 (14.9%) versus the prior year and $19,600 versus the prior month.

SOUTH BEND - MISHAWAKA's median listing price comes in at 63% of the national average.

SOUTH BEND - MISHAWAKA's average listing price for 2022-04-01 was $410,842, a difference of $28,651 (7.5%) versus the prior year and $31,321 versus the prior month.

For the 2022-04-01 period, SOUTH BEND - MISHAWAKA had 256 MLS listings, a difference of 16 listings (7%) versus the prior month and -6 listings (-2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SOUTH BEND - MISHAWAKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 93 days 1,636 sqft
2018-02-01 94 days 1,622 sqft
2018-03-01 74 days 1,634 sqft
2018-04-01 59 days 1,702 sqft
2018-05-01 47 days 1,731 sqft
2018-06-01 44 days 1,760 sqft
2018-07-01 46 days 1,791 sqft
2018-08-01 50 days 1,763 sqft
2018-09-01 55 days 1,744 sqft
2018-10-01 64 days 1,737 sqft
2018-11-01 74 days 1,728 sqft
2018-12-01 78 days 1,700 sqft
2019-01-01 81 days 1,687 sqft
2019-02-01 80 days 1,711 sqft
2019-03-01 71 days 1,765 sqft
2019-04-01 56 days 1,817 sqft
2019-05-01 53 days 1,888 sqft
2019-06-01 50 days 1,912 sqft
2019-07-01 52 days 1,916 sqft
2019-08-01 53 days 1,879 sqft
2019-09-01 58 days 1,830 sqft
2019-10-01 62 days 1,773 sqft
2019-11-01 67 days 1,728 sqft
2019-12-01 80 days 1,718 sqft
2020-01-01 89 days 1,715 sqft
2020-02-01 92 days 1,806 sqft
2020-03-01 65 days 1,800 sqft
2020-04-01 58 days 1,792 sqft
2020-05-01 65 days 1,824 sqft
2020-06-01 70 days 1,924 sqft
2020-07-01 57 days 1,898 sqft
2020-08-01 53 days 1,900 sqft
2020-09-01 53 days 1,950 sqft
2020-10-01 44 days 1,870 sqft
2020-11-01 48 days 1,756 sqft
2020-12-01 53 days 1,622 sqft
2021-01-01 67 days 1,611 sqft
2021-02-01 75 days 1,636 sqft
2021-03-01 50 days 1,643 sqft
2021-04-01 43 days 1,736 sqft
2021-05-01 30 days 1,680 sqft
2021-06-01 30 days 1,802 sqft
2021-07-01 35 days 1,828 sqft
2021-08-01 37 days 1,764 sqft
2021-09-01 40 days 1,657 sqft
2021-10-01 43 days 1,656 sqft
2021-11-01 49 days 1,674 sqft
2021-12-01 61 days 1,675 sqft
2022-01-01 71 days 1,837 sqft
2022-02-01 49 days 1,829 sqft
2022-03-01 35 days 1,806 sqft
2022-04-01 30 days 1,850 sqft
SOUTH BEND - MISHAWAKA's median listing age (time on market) for 2022-04-01 was 30 days. This is -29% shorter than the same period one year ago.

SOUTH BEND - MISHAWAKA's median square footage for active listings during the 2022-04-01 period was 1,850 sqft. One year prior, the average listing was 1,736 sqft.