Kendallville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Kendallville averaged
6.3%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.2% and
one month ago for the week of 2024-09-05, the
average rate was 6.33%.
Kendallville's average rate one year ago was 7.77%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.32%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Kendallville 30 Year Fixed Rate | 2024-10-10 | 6.3% |
Kendallville 30 Year Fixed Rate Refi | 2024-10-10 | 6.32% |
Kendallville 15 Year Fixed Rate | 2024-10-10 | 5.31% |
Kendallville 15 Year Fixed Rate Refi | 2024-10-10 | 5.31% |
Kendallville 30 Year FHA | 2024-10-10 | 6.67% |
Kendallville 30 Year FHA Refi | 2024-10-10 | 6.3% |
Kendallville 30 Year USDA | 2024-10-10 | 6.28% |
Kendallville 30 Year USDA Refi | 2024-10-10 | 6.28% |
Kendallville 30 Year VA | 2024-10-10 | 5.75% |
Kendallville 30 Year VA Refi | 2024-10-10 | 5.85% |
Kendallville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kendallville, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Kendallville Average Closing Costs & Other Stats
Kendallville, IN's 66 lenders originated 1,013
loans during 2023. The total origination value was $152,885,000, with an average loan value of
$150,923.
Kendallville's average closing costs are $3,561.
The top Kendallville lender as defined by loan originations is Three Rivers Federal Credit Union, with
35 loans originated. Their average total fees are
$2,638, which is $1,651
lower than the next largest lender,
RUOFF MORTGAGE COMPANY, INC..
The lowest fee Kendallville lenders (with over 10 loans originated) are
ProFed Federal Credit Union ($2,404), TEACHERS CREDIT UNION ($2,541), Three Rivers Federal Credit Union ($2,638), INTERRA CREDIT UNION ($3,103) and JPMorgan Chase Bank ($3,426).
The lowest rate Kendallville lenders (with over 10 loans originated) are
INTERRA CREDIT UNION (6.23%), ProFed Federal Credit Union (6.38%), JPMorgan Chase Bank (6.67%), QUICKEN LOANS, LLC (6.82%) and TEACHERS CREDIT UNION (6.96%).
Kendallville, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
RUOFF MORTGAGE COMPANY, INC. | $16,515,000 | $12,150,000 | -26.4% | 7.9% |
Three Rivers Federal Credit Union | $13,630,000 | $11,735,000 | -13.9% | 7.7% |
VAN DYK MORTGAGE CORPORATION | $9,785,000 | $7,105,000 | -27.4% | 4.6% |
The Campbell & Fetter Bank | $7,625,000 | $6,895,000 | -9.6% | 4.5% |
INTERRA CREDIT UNION | $8,290,000 | $6,875,000 | -17.1% | 4.5% |
Farmers and Merchants Bank | $4,905,000 | $6,765,000 | 37.9% | 4.4% |
GVC MORTGAGE, INC. | $4,140,000 | $6,445,000 | 55.7% | 4.2% |
Lake City Bank | $11,565,000 | $6,410,000 | -44.6% | 4.2% |
Farmers State Bank | $18,485,000 | $6,000,000 | -67.5% | 3.9% |
QUICKEN LOANS, LLC | $9,680,000 | $5,955,000 | -38.5% | 3.9% |
ProFed Federal Credit Union | $4,800,000 | $4,915,000 | 2.4% | 3.2% |
TEACHERS CREDIT UNION | $2,545,000 | $3,780,000 | 48.5% | 2.5% |
Horizon Bank | $3,965,000 | $3,740,000 | -5.7% | 2.4% |
STAR Financial Bank | $2,605,000 | $3,670,000 | 40.9% | 2.4% |
Fifth Third Bank | $1,465,000 | $3,465,000 | 136.5% | 2.3% |
HALLMARK HOME MORTGAGE, LLC | $5,280,000 | $3,445,000 | -34.8% | 2.3% |
The Garrett State Bank | $5,865,000 | $2,780,000 | -52.6% | 1.8% |
Mortgage Research Center, LLC | $2,720,000 | $2,545,000 | -6.4% | 1.7% |
PARTNERS 1ST Federal Credit Union | $940,000 | $2,120,000 | 125.5% | 1.4% |
JPMorgan Chase Bank | $5,840,000 | $2,045,000 | -65.0% | 1.3% |
CARDINAL FINANCIAL | $1,395,000 | $1,570,000 | 12.5% | 1.0% |
UNITED WHOLESALE MORTGAGE, LLC | $1,770,000 | $1,490,000 | -15.8% | 1.0% |
MIDWEST AMERICA | $2,020,000 | $1,360,000 | -32.7% | 0.9% |
Nations Lending Corporation | $780,000 | $1,330,000 | 70.5% | 0.9% |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $2,070,000 | $1,275,000 | -38.4% | 0.8% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $415,000 | $1,265,000 | 204.8% | 0.8% |
First Federal Savings Bank | $700,000 | $1,240,000 | 77.1% | 0.8% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $980,000 | $1,195,000 | 21.9% | 0.8% |
Carrington Mortgage Services, LLC | $425,000 | $1,150,000 | 170.6% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $1,705,000 | $1,100,000 | -35.5% | 0.7% |
LOANDEPOT.COM, LLC | $2,260,000 | $1,080,000 | -52.2% | 0.7% |
UNION HOME MORTGAGE CORP. | $1,445,000 | $1,045,000 | -27.7% | 0.7% |
Union Savings Bank | $1,340,000 | $1,015,000 | -24.3% | 0.7% |
21ST MORTGAGE CORPORATION | $175,000 | $1,005,000 | 474.3% | 0.7% |
Morgan Stanley Private Bank | $1,005,000 | n/a | 0.7% | |
Crossroads Bank | $760,000 | $985,000 | 29.6% | 0.6% |
First Merchants Bank | $850,000 | $980,000 | 15.3% | 0.6% |
The Huntington National Bank | $955,000 | $925,000 | -3.1% | 0.6% |
Wells Fargo Bank | $1,555,000 | $890,000 | -42.8% | 0.6% |
First State Bank of Middlebury | $545,000 | $845,000 | 55.0% | 0.6% |
Old National Bank | $185,000 | $810,000 | 337.8% | 0.5% |
The Farmers & Merchants State Bank | $945,000 | $800,000 | -15.3% | 0.5% |
PNC Bank | $1,900,000 | $765,000 | -59.7% | 0.5% |
MICHIGAN MUTUAL, INC. | $430,000 | $735,000 | 70.9% | 0.5% |
1st Source Bank | $980,000 | $700,000 | -28.6% | 0.5% |
GENEVA FINANCIAL, LLC | $1,140,000 | $700,000 | -38.6% | 0.5% |
V.I.P. MORTGAGE, INC. | $1,450,000 | $685,000 | -52.8% | 0.4% |
PURDUE FEDERAL CREDIT UNION | $675,000 | n/a | 0.4% | |
FORT FINANCIAL Federal Credit Union | $940,000 | $670,000 | -28.7% | 0.4% |
Farm Credit Mid-America, ACA | $3,755,000 | $655,000 | -82.6% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $605,000 | $655,000 | 8.3% | 0.4% |
ACADEMY MORTGAGE CORPORATION | $1,195,000 | $650,000 | -45.6% | 0.4% |
FREEDOM MORTGAGE CORPORATION | $2,255,000 | $590,000 | -73.8% | 0.4% |
NEWREZ LLC | $435,000 | $530,000 | 21.8% | 0.3% |
POLARIS HOME FUNDING CORP. | $530,000 | n/a | 0.3% | |
USAA Federal Savings Bank | $275,000 | $515,000 | 87.3% | 0.3% |
Flagstar Bank, FSB | $1,355,000 | $455,000 | -66.4% | 0.3% |
ROYAL UNITED MORTGAGE LLC | $170,000 | $370,000 | 117.6% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $155,000 | $360,000 | 132.3% | 0.2% |
GUIDANCE RESIDENTIAL, LLC | $345,000 | n/a | 0.2% | |
The Federal Savings Bank | $430,000 | $345,000 | -19.8% | 0.2% |
EVERENCE FEDERAL CREDIT UNION | $125,000 | $335,000 | 168.0% | 0.2% |
Centier Bank | $115,000 | $320,000 | 178.3% | 0.2% |
The State Bank and Trust Company | $780,000 | $315,000 | -59.6% | 0.2% |
First Federal Bank of the Midwest | $1,195,000 | $285,000 | -76.2% | 0.2% |
AmRes Corporation | $275,000 | n/a | 0.2% | |
RELIANCE FIRST CAPITAL, LLC | $165,000 | $255,000 | 54.5% | 0.2% |
CALIBER HOME LOANS, INC. | $1,150,000 | $245,000 | -78.7% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $780,000 | $230,000 | -70.5% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $165,000 | $230,000 | 39.4% | 0.2% |
Notre Dame Federal Credit Union Corporation | $145,000 | $230,000 | 58.6% | 0.2% |
PHH Mortgage Corporation | $230,000 | n/a | 0.2% | |
GUILD MORTGAGE COMPANY | $225,000 | n/a | 0.1% | |
EMM LOANS LLC | $165,000 | $195,000 | 18.2% | 0.1% |
ENDEAVOR CAPITAL, LLC. | $195,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $515,000 | $190,000 | -63.1% | 0.1% |
MOVEMENT MORTGAGE, LLC | $245,000 | $185,000 | -24.5% | 0.1% |
STOCKTON MORTGAGE CORPORATION | $185,000 | n/a | 0.1% | |
Figure Lending LLC | $90,000 | $180,000 | 100.0% | 0.1% |
NAVY FEDERAL CREDIT UNION | $435,000 | $180,000 | -58.6% | 0.1% |
Capital Bank | $175,000 | n/a | 0.1% | |
UNITED SECURITY FINANCIAL CORP | $175,000 | n/a | 0.1% | |
EQUITY RESOURCES, INC. | $165,000 | n/a | 0.1% | |
Goldwater Bank, N.A. | $165,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $340,000 | $165,000 | -51.5% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $410,000 | $165,000 | -59.8% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $165,000 | n/a | 0.1% | |
Discover Bank | $175,000 | $160,000 | -8.6% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $155,000 | n/a | 0.1% | |
Northpointe Bank | $155,000 | n/a | 0.1% | |
THRIVE MORTGAGE, LLC | $115,000 | $155,000 | 34.8% | 0.1% |
CROSSCOUNTRY MORTGAGE, LLC | $875,000 | $145,000 | -83.4% | 0.1% |
FIRST CENTENNIAL MORTGAGE CORPORATION | $145,000 | n/a | 0.1% | |
MORTGAGE 1 INCORPORATED | $145,000 | n/a | 0.1% | |
AMERICAN FINANCIAL RESOURCES, INC. | $105,000 | $135,000 | 28.6% | 0.1% |
Barrington Bank & Trust Company, N.A. | $340,000 | $135,000 | -60.3% | 0.1% |
BETTER MORTGAGE CORPORATION | $135,000 | n/a | 0.1% | |
First Federal Savings Bank | $700,000 | $135,000 | -80.7% | 0.1% |
TECH Credit Union | $115,000 | n/a | 0.1% | |
ALLIANT CREDIT UNION | $105,000 | n/a | 0.1% | |
M&T Bank | $185,000 | $105,000 | -43.2% | 0.1% |
Prosperity Home Mortgage, LLC | $105,000 | n/a | 0.1% | |
BEACON CREDIT UNION | $75,000 | $95,000 | 26.7% | 0.1% |
First National Bank of America | $95,000 | n/a | 0.1% | |
PLAZA HOME MORTGAGE, INC. | $95,000 | n/a | 0.1% | |
The Citizens National Bank of Bluffton | $95,000 | n/a | 0.1% | |
Northwest Bank | $35,000 | $90,000 | 157.1% | 0.1% |
BROKER SOLUTIONS, INC. | $290,000 | $85,000 | -70.7% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $105,000 | $85,000 | -19.0% | 0.1% |
Bank of America | $190,000 | $75,000 | -60.5% | 0.0% |
LOANPAL, LLC | $95,000 | $55,000 | -42.1% | 0.0% |
SPRING EQ, LLC | $35,000 | $55,000 | 57.1% | 0.0% |
U.S. Bank | $110,000 | $55,000 | -50.0% | 0.0% |
Citizens Bank | $560,000 | $35,000 | -93.8% | 0.0% |
Sturgis Bank & Trust Company | $25,000 | n/a | 0.0% | |
Third Federal Savings and Loan Association of Cleveland | $25,000 | n/a | 0.0% |
Kendallville's top lender by overall market share is RUOFF MORTGAGE COMPANY, INC., with 7.9% market share. In second place, with 7.7%, is Three Rivers Federal Credit Union, having originated $11,735,000 in loans. In third place, with 4.6%, is VAN DYK MORTGAGE CORPORATION, having originated $7,105,000 in loans. In fourth place, with 4.5%, is The Campbell & Fetter Bank, having originated $6,895,000 in loans. In fifth place, with 4.5%, is INTERRA CREDIT UNION, having originated $6,875,000 in loans.
Kendallville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Kendallville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $135,225 (11.6%) | $187,922 (25.6%) | 0.00 | 98 |
2018-02-01 | $131,450 (7.4%) | $176,906 (16.7%) | 0.00 | 103 |
2018-03-01 | $131,250 (-4.4%) | $174,433 (7.4%) | 0.00 | 95 |
2018-04-01 | $143,400 (6.2%) | $198,548 (26.3%) | 0.00 | 103 |
2018-05-01 | $139,900 (5.8%) | $194,251 (21.1%) | 0.00 | 113 |
2018-06-01 | $148,500 (12.8%) | $206,714 (30.5%) | 0.00 | 130 |
2018-07-01 | $139,200 (11.5%) | $205,549 (33.7%) | 0.00 | 135 |
2018-08-01 | $138,800 (13.2%) | $227,618 (45.0%) | 0.00 | 130 |
2018-09-01 | $149,900 (15.6%) | $233,356 (39.3%) | 0.00 | 114 |
2018-10-01 | $149,700 (7.3%) | $231,710 (27.8%) | 0.00 | 107 |
2018-11-01 | $149,900 (7.6%) | $230,988 (27.1%) | 0.00 | 104 |
2018-12-01 | $154,450 (18.9%) | $235,503 (32.5%) | 0.00 | 97 |
2019-01-01 | $139,050 (2.8%) | $228,030 (21.3%) | 0.00 | 97 |
2019-02-01 | $137,350 (4.5%) | $244,028 (37.9%) | 0.00 | 96 |
2019-03-01 | $155,100 (18.2%) | $264,282 (51.5%) | 0.00 | 92 |
2019-04-01 | $186,050 (29.7%) | $284,185 (43.1%) | 0.00 | 90 |
2019-05-01 | $199,675 (42.7%) | $292,834 (50.8%) | 0.00 | 90 |
2019-06-01 | $199,000 (34.0%) | $278,993 (35.0%) | 0.00 | 100 |
2019-07-01 | $186,450 (33.9%) | $265,079 (29.0%) | 0.00 | 105 |
2019-08-01 | $172,191 (24.1%) | $247,488 (8.7%) | 0.00 | 119 |
2019-09-01 | $165,052 (10.1%) | $237,037 (1.6%) | 0.00 | 136 |
2019-10-01 | $160,293 (7.1%) | $230,070 (-0.7%) | 0.00 | 144 |
2019-11-01 | $156,900 (4.7%) | $235,327 (1.9%) | 0.00 | 122 |
2019-12-01 | $150,650 (-2.5%) | $222,949 (-5.3%) | 0.00 | 99 |
2020-01-01 | $141,550 (1.8%) | $237,260 (4.1%) | 0.00 | 87 |
2020-02-01 | $159,900 (16.4%) | $254,624 (4.3%) | 0.00 | 93 |
2020-03-01 | $164,900 (6.3%) | $233,500 (-11.7%) | 0.00 | 77 |
2020-04-01 | $179,675 (-3.4%) | $241,317 (-15.1%) | 0.00 | 84 |
2020-05-01 | $169,900 (-14.9%) | $246,909 (-15.7%) | 0.00 | 59 |
2020-06-01 | $164,900 (-17.1%) | $259,571 (-7.0%) | 0.00 | 57 |
2020-07-01 | $175,600 (-5.8%) | $268,011 (1.1%) | 0.00 | 50 |
2020-08-01 | $181,450 (5.4%) | $277,600 (12.2%) | 0.00 | 48 |
2020-09-01 | $177,675 (7.7%) | $260,586 (9.9%) | 0.00 | 55 |
2020-10-01 | $182,400 (13.8%) | $275,557 (19.8%) | 0.00 | 54 |
2020-11-01 | $194,750 (24.1%) | $297,576 (26.5%) | 0.00 | 50 |
2020-12-01 | $195,564 (29.8%) | $303,598 (36.2%) | 0.00 | 44 |
2021-01-01 | $225,376 (59.2%) | $304,986 (28.6%) | 0.00 | 37 |
2021-02-01 | $232,924 (45.7%) | $331,579 (30.2%) | 0.00 | 27 |
2021-03-01 | $232,900 (41.2%) | $339,684 (45.5%) | 0.00 | 23 |
2021-04-01 | $253,625 (41.2%) | $421,789 (74.8%) | 0.00 | 19 |
2021-05-01 | $177,900 (4.7%) | $300,791 (21.8%) | 0.00 | 24 |
2021-06-01 | $219,700 (33.2%) | $317,937 (22.5%) | 0.00 | 26 |
2021-07-01 | $182,450 (3.9%) | $301,870 (12.6%) | 0.00 | 32 |
2021-08-01 | $214,900 (18.4%) | $311,777 (12.3%) | 0.00 | 44 |
2021-09-01 | $242,925 (36.7%) | $351,854 (35.0%) | 0.00 | 45 |
2021-10-01 | $249,900 (37.0%) | $364,022 (32.1%) | 0.00 | 48 |
2021-11-01 | $221,475 (13.7%) | $365,632 (22.9%) | 0.00 | 44 |
2021-12-01 | $219,825 (12.4%) | $365,418 (20.4%) | 0.00 | 36 |
2022-01-01 | $194,900 (-13.5%) | $299,595 (-1.8%) | 0.00 | 34 |
2022-02-01 | $194,325 (-16.6%) | $336,335 (1.4%) | 0.00 | 26 |
2022-03-01 | $165,450 (-29.0%) | $264,907 (-22.0%) | 0.00 | 26 |
2022-04-01 | $159,900 (-37.0%) | $289,021 (-31.5%) | 0.00 | 23 |
2022-05-01 | $162,250 (-8.8%) | $259,775 (-13.6%) | 0.00 | 25 |
2022-06-01 | $208,225 (-5.2%) | $255,109 (-19.8%) | 0.00 | 36 |
2022-07-01 | $215,900 (18.3%) | $292,668 (-3.1%) | 0.00 | 50 |
2022-08-01 | $228,475 (6.3%) | $331,391 (6.3%) | 0.00 | 52 |
2022-09-01 | $258,725 (6.5%) | $376,229 (6.9%) | 0.00 | 53 |
2022-10-01 | $244,900 (-2.0%) | $383,120 (5.3%) | 0.00 | 59 |
2022-11-01 | $251,450 (13.5%) | $388,733 (6.3%) | 0.00 | 71 |
2022-12-01 | $262,400 (19.4%) | $388,925 (6.4%) | 0.00 | 65 |
2023-01-01 | $274,949 (41.1%) | $379,722 (26.8%) | 0.00 | 51 |
2023-02-01 | $273,749 (40.9%) | $367,038 (9.1%) | 0.00 | 56 |
2023-03-01 | $291,925 (76.4%) | $391,027 (47.6%) | 0.00 | 47 |
2023-04-01 | $299,900 (87.6%) | $417,593 (44.5%) | 0.00 | 53 |
2023-05-01 | $301,463 (85.8%) | $425,108 (63.6%) | 0.00 | 54 |
2023-06-01 | $318,950 (53.2%) | $422,948 (65.8%) | 0.00 | 71 |
2023-07-01 | $315,900 (46.3%) | $417,806 (42.8%) | 0.00 | 69 |
2023-08-01 | $312,450 (36.8%) | $394,942 (19.2%) | 0.00 | 62 |
2023-09-01 | $306,400 (18.4%) | $393,837 (4.7%) | 0.00 | 62 |
2023-10-01 | $290,925 (18.8%) | $361,201 (-5.7%) | 0.00 | 66 |
2023-11-01 | $271,100 (7.8%) | $338,410 (-13.0%) | 0.00 | 70 |
2023-12-01 | $269,900 (2.9%) | $338,445 (-13.0%) | 0.00 | 76 |
2024-01-01 | $271,325 (-1.3%) | $345,818 (-8.9%) | 0.00 | 69 |
2024-02-01 | $299,900 (9.6%) | $380,289 (3.6%) | 0.00 | 49 |
2024-03-01 | $315,000 (7.9%) | $397,326 (1.6%) | 0.00 | 53 |
2024-04-01 | $293,013 (-2.3%) | $363,327 (-13.0%) | 0.00 | 61 |
2024-05-01 | $302,975 (0.5%) | $352,650 (-17.0%) | 0.00 | 52 |
2024-06-01 | $293,013 (-8.1%) | $315,394 (-25.4%) | 0.00 | 44 |
2024-07-01 | $280,750 (-11.1%) | $346,169 (-17.2%) | 0.00 | 61 |
2024-08-01 | $279,400 (-10.6%) | $336,259 (-14.9%) | 0.00 | 67 |
2024-09-01 | $274,400 (-10.4%) | $322,039 (-18.2%) | 0.00 | 71 |
Kendallville's median listing price comes in at 0% of the national average.
Kendallville's average listing price for 2024-09-01 was $322,039, a difference of $-71,798 (-18.2%) versus the prior year and $-14,220 versus the prior month.
For the 2024-09-01 period, Kendallville had 71 MLS listings, a difference of 4 listings (6%) versus the prior month and 9 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Kendallville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,585 sqft |
2018-02-01 | 0 days | 1,543 sqft |
2018-03-01 | 0 days | 1,477 sqft |
2018-04-01 | 0 days | 1,456 sqft |
2018-05-01 | 0 days | 1,523 sqft |
2018-06-01 | 0 days | 1,535 sqft |
2018-07-01 | 0 days | 1,523 sqft |
2018-08-01 | 0 days | 1,608 sqft |
2018-09-01 | 0 days | 1,733 sqft |
2018-10-01 | 0 days | 1,700 sqft |
2018-11-01 | 0 days | 1,598 sqft |
2018-12-01 | 0 days | 1,604 sqft |
2019-01-01 | 0 days | 1,574 sqft |
2019-02-01 | 0 days | 1,695 sqft |
2019-03-01 | 0 days | 1,756 sqft |
2019-04-01 | 0 days | 1,787 sqft |
2019-05-01 | 0 days | 1,881 sqft |
2019-06-01 | 0 days | 1,683 sqft |
2019-07-01 | 0 days | 1,675 sqft |
2019-08-01 | 0 days | 1,640 sqft |
2019-09-01 | 0 days | 1,617 sqft |
2019-10-01 | 0 days | 1,606 sqft |
2019-11-01 | 0 days | 1,640 sqft |
2019-12-01 | 0 days | 1,599 sqft |
2020-01-01 | 0 days | 1,588 sqft |
2020-02-01 | 0 days | 1,600 sqft |
2020-03-01 | 0 days | 1,649 sqft |
2020-04-01 | 0 days | 1,726 sqft |
2020-05-01 | 0 days | 1,558 sqft |
2020-06-01 | 0 days | 1,636 sqft |
2020-07-01 | 0 days | 1,781 sqft |
2020-08-01 | 0 days | 1,741 sqft |
2020-09-01 | 0 days | 1,681 sqft |
2020-10-01 | 0 days | 1,688 sqft |
2020-11-01 | 0 days | 1,628 sqft |
2020-12-01 | 0 days | 1,636 sqft |
2021-01-01 | 0 days | 1,697 sqft |
2021-02-01 | 0 days | 1,702 sqft |
2021-03-01 | 0 days | 1,784 sqft |
2021-04-01 | 0 days | 1,909 sqft |
2021-05-01 | 0 days | 1,616 sqft |
2021-06-01 | 0 days | 1,836 sqft |
2021-07-01 | 0 days | 1,747 sqft |
2021-08-01 | 0 days | 1,651 sqft |
2021-09-01 | 0 days | 1,752 sqft |
2021-10-01 | 0 days | 1,739 sqft |
2021-11-01 | 0 days | 1,738 sqft |
2021-12-01 | 0 days | 1,618 sqft |
2022-01-01 | 0 days | 1,660 sqft |
2022-02-01 | 0 days | 1,676 sqft |
2022-03-01 | 0 days | 1,617 sqft |
2022-04-01 | 0 days | 1,720 sqft |
2022-05-01 | 0 days | 1,602 sqft |
2022-06-01 | 0 days | 1,641 sqft |
2022-07-01 | 0 days | 1,584 sqft |
2022-08-01 | 0 days | 1,725 sqft |
2022-09-01 | 0 days | 1,835 sqft |
2022-10-01 | 0 days | 1,795 sqft |
2022-11-01 | 0 days | 1,759 sqft |
2022-12-01 | 0 days | 1,736 sqft |
2023-01-01 | 0 days | 1,691 sqft |
2023-02-01 | 0 days | 1,673 sqft |
2023-03-01 | 0 days | 1,753 sqft |
2023-04-01 | 0 days | 1,761 sqft |
2023-05-01 | 0 days | 1,772 sqft |
2023-06-01 | 0 days | 1,894 sqft |
2023-07-01 | 0 days | 2,078 sqft |
2023-08-01 | 0 days | 2,202 sqft |
2023-09-01 | 0 days | 2,020 sqft |
2023-10-01 | 0 days | 1,898 sqft |
2023-11-01 | 0 days | 1,852 sqft |
2023-12-01 | 0 days | 1,888 sqft |
2024-01-01 | 0 days | 1,844 sqft |
2024-02-01 | 0 days | 1,851 sqft |
2024-03-01 | 0 days | 1,761 sqft |
2024-04-01 | 0 days | 1,591 sqft |
2024-05-01 | 0 days | 1,739 sqft |
2024-06-01 | 0 days | 1,724 sqft |
2024-07-01 | 0 days | 1,849 sqft |
2024-08-01 | 0 days | 1,799 sqft |
2024-09-01 | 0 days | 1,799 sqft |
Kendallville's median square footage for active listings during the 2024-09-01 period was 1,799 sqft. One year prior, the average listing was 2,020 sqft.
Kendallville, IN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 498 | $104,150,000 | $209,137 |
Other | 158 | $9,530,000 | $60,316 |
Cash Out Refi | 147 | $19,415,000 | $132,075 |
Refi | 115 | $12,215,000 | $106,217 |
Home Improvement | 95 | $7,575,000 | $79,737 |
Kendallville's most frequently cited loan purpose was Home Purchase, with 498 originations. The 2nd most popular reason was Other, with 158 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 276 | $47,500,000 | $172,101 |
Over 8% | 266 | $19,870,000 | $74,699 |
7-8% | 265 | $45,665,000 | $172,321 |
5-6% | 92 | $20,630,000 | $224,239 |
<2.5% | 14 | $220,000 | $15,714 |
4-5% | 9 | $2,485,000 | $276,111 |
3-4% | 2 | $280,000 | $140,000 |
During 2023, Kendallville's most frequently originated rate bucket was 6-7%, with 276 originations.
Loan Sizing (Kendallville, IN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 418 | $21,590,000 | $51,651 |
$100k-200k | 367 | $53,505,000 | $145,790 |
$200k-400k | 179 | $48,345,000 | $270,084 |
$400k-600k | 30 | $14,560,000 | $485,333 |
$600k-1000k | 15 | $10,625,000 | $708,333 |
$Over $1MM | 4 | $4,260,000 | $1,065,000 |
Kendallville's loan sizing saw the bucket of loans from $100,000 or less with 418 originations, totaling $21,590,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 334 | $67,260,000 | $201,377 |
Under 20% | 171 | $6,575,000 | $38,450 |
60-80% | 164 | $32,660,000 | $199,146 |
20-40% | 153 | $13,305,000 | $86,961 |
40-60% | 86 | $13,600,000 | $158,140 |
Over 100% | 7 | $2,525,000 | $360,714 |
Kendallville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 334 originations, totaling $67,260,000 in origination value.