Kendallville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Kendallville averaged 6.57% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.68% and one month ago for the week of 2025-02-27, the average rate was 6.69%.

    Kendallville's average rate one year ago was 7.12%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.94%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Kendallville 30 Year Fixed Rate 2025-04-03 6.57%
    Kendallville 30 Year Fixed Rate Refi 2025-04-03 6.94%
    Kendallville 15 Year Fixed Rate 2025-04-03 5.82%
    Kendallville 15 Year Fixed Rate Refi 2025-04-03 5.82%
    Kendallville 30 Year FHA 2025-04-03 6.33%
    Kendallville 30 Year FHA Refi 2025-04-03 6.46%
    Kendallville 30 Year USDA 2025-04-03 6.32%
    Kendallville 30 Year USDA Refi 2025-04-03 6.42%
    Kendallville 30 Year VA 2025-04-03 5.96%
    Kendallville 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kendallville, IN.

    Kendallville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kendallville, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    RUOFF MORTGAGE COMPANY, INC. 37 6.74% $3,942
    Three Rivers Federal Credit Union 37 6.77% $2,883
    GVC MORTGAGE, INC. 32 7.01% $4,772
    INTERRA CREDIT UNION 21 6.49% $3,063
    QUICKEN LOANS, LLC 17 6.48% $5,543
    JPMorgan Chase Bank 15 6.55% $3,435
    ProFed Federal Credit Union 15 6.52% $2,488
    VAN DYK MORTGAGE CORPORATION 13 7.03% $2,424
    HALLMARK HOME MORTGAGE, LLC 13 7.06% $5,417
    Farmers State Bank 12 6.80% $3,147
    Lake City Bank 9 6.85% $3,116
    Fifth Third Bank 7 6.75% $2,892
    Horizon Bank 7 6.84% $2,575
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 6 7.00% $4,372
    Flagstar Bank, FSB 5 6.42% $3,179
    V.I.P. MORTGAGE, INC. 5 6.55% $3,280
    GUILD MORTGAGE COMPANY 4 7.28% $6,499
    EVERETT FINANCIAL, INC. 4 7.09% $5,943
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 7.28% $6,734
    Farm Credit Mid-America, ACA 4 6.81% $5,812
    MJW Financial LLC 4 6.97% $3,466
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 6.97% $5,461
    FORT FINANCIAL Federal Credit Union 3 7.29% $3,161
    TEACHERS CREDIT UNION 3 6.67% $4,800
    STAR Financial Bank 3 6.75% $2,465
    UNITED WHOLESALE MORTGAGE, LLC 3 7.14% $4,698
    CHURCHILL MORTGAGE CORPORATION 2 6.88% $6,507
    AMERISAVE MORTGAGE CORPORATION 2 7.00% $7,869
    CARDINAL FINANCIAL 2 6.93% $3,606
    First Federal Savings Bank 2 7.44% $2,994
    GENEVA FINANCIAL, LLC 2 7.00% $3,466
    GUARANTEED RATE, INC. 2 6.96% $3,241
    LOANDEPOT.COM, LLC 2 6.75% $4,603
    MOVEMENT MORTGAGE, LLC 2 7.13% $8,101
    STOCKTON MORTGAGE CORPORATION 2 6.56% $5,000
    UNION HOME MORTGAGE CORP. 2 7.50% $3,414
    Merchants Bank of Indiana 1 7.25% $2,123
    MICHIGAN MUTUAL, INC. 1 6.13% $5,016
    First Federal Savings Bank 1 6.38% $2,070
    Mortgage Research Center, LLC 1 7.63% $1,005
    VICTORY MORTGAGE, L.L.C. 1 7.50% $2,197
    NAVY FEDERAL CREDIT UNION 1 5.50% $1,432
    NEWREZ LLC 1 6.50% $4,970
    Notre Dame Federal Credit Union Corporation 1 7.50% $5,379
    OAK MORTGAGE, LLC 1 6.50% $3,062
    Old National Bank 1 6.88% $2,555
    PARTNERS 1ST Federal Credit Union 1 6.50% $3,787
    PNC Bank 1 6.88% $2,475
    POINT Mortgage 1 6.75% $3,627
    POLARIS HOME FUNDING CORP. 1 6.50% $8,192
    Directions Credit Union, Inc. 1 7.13% $1,545
    CROSSCOUNTRY MORTGAGE, LLC 1 7.45% $4,487
    Commerce Home Mortgage, Inc. 1 9.38% $8,658
    Citibank 1 6.00% $9,891
    BEACON CREDIT UNION 1 7.75% $2,314
    1st Source Bank 1 7.00% $9,149
    The Friendship State Bank 1 6.75% $1,876
    The State Bank and Trust Company 1 6.63% $2,821
    Charles Schwab Bank, SSB 1 6.38% $3,001
    Waterstone Mortgage Corporation 1 6.99% $3,101
    Union Savings Bank 1 6.25% $255
    UNITED HOME LOANS, INC. 1 7.63% $9,226
    Century Mortgage Company DBA Century Lending Company 1 6.50% $2,983
    HOMESIDE FINANCIAL, LLC 1 6.50% $1,939
    KeyBank 1 10.85% $943
    GUIDANCE RESIDENTIAL, LLC 1 6.63% $4,121
    BROKER SOLUTIONS, INC. 1 7.38% $3,343

    Kendallville Average Closing Costs & Other Stats

    Kendallville, IN's 67 lenders originated 1,107 loans during 2024. The total origination value was $179,845,000, with an average loan value of $162,462.

    Kendallville's average closing costs are $3,723.

    The top Kendallville lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 37 loans originated. Their average total fees are $3,942, which is $1,059 higher than the next largest lender, Three Rivers Federal Credit Union.

    The lowest fee Kendallville lenders (with over 10 loans originated) are VAN DYK MORTGAGE CORPORATION ($2,424), ProFed Federal Credit Union ($2,488), Three Rivers Federal Credit Union ($2,883), INTERRA CREDIT UNION ($3,063) and Farmers State Bank ($3,147).

    The lowest rate Kendallville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.48%), INTERRA CREDIT UNION (6.49%), ProFed Federal Credit Union (6.52%), JPMorgan Chase Bank (6.55%) and RUOFF MORTGAGE COMPANY, INC. (6.74%).

    Kendallville, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Three Rivers Federal Credit Union $11,735,000 $17,045,000 45.2% 9.5%
    RUOFF MORTGAGE COMPANY, INC. $12,150,000 $14,025,000 15.4% 7.8%
    GVC MORTGAGE, INC. $6,445,000 $10,290,000 59.7% 5.7%
    QUICKEN LOANS, LLC $5,955,000 $8,335,000 40.0% 4.6%
    VAN DYK MORTGAGE CORPORATION $7,105,000 $8,245,000 16.0% 4.6%
    Lake City Bank $6,410,000 $8,175,000 27.5% 4.5%
    INTERRA CREDIT UNION $6,875,000 $7,495,000 9.0% 4.2%
    Farmers State Bank $6,000,000 $6,805,000 13.4% 3.8%
    The Campbell & Fetter Bank $6,895,000 $6,475,000 -6.1% 3.6%
    Farmers and Merchants Bank $6,765,000 $5,935,000 -12.3% 3.3%
    HALLMARK HOME MORTGAGE, LLC $3,445,000 $5,895,000 71.1% 3.3%
    ProFed Federal Credit Union $4,915,000 $5,605,000 14.0% 3.1%
    JPMorgan Chase Bank $2,045,000 $3,585,000 75.3% 2.0%
    The Garrett State Bank $2,780,000 $3,555,000 27.9% 2.0%
    Old National Bank $810,000 $3,495,000 331.5% 1.9%
    Mortgage Research Center, LLC $2,545,000 $2,965,000 16.5% 1.6%
    Horizon Bank $3,740,000 $2,635,000 -29.5% 1.5%
    Farm Credit Mid-America, ACA $655,000 $2,455,000 274.8% 1.4%
    FREEDOM MORTGAGE CORPORATION $590,000 $2,290,000 288.1% 1.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,490,000 $2,245,000 50.7% 1.2%
    STAR Financial Bank $3,670,000 $2,000,000 -45.5% 1.1%
    V.I.P. MORTGAGE, INC. $685,000 $1,825,000 166.4% 1.0%
    STOCKTON MORTGAGE CORPORATION $185,000 $1,785,000 864.9% 1.0%
    Fifth Third Bank $3,465,000 $1,780,000 -48.6% 1.0%
    TEACHERS CREDIT UNION $3,780,000 $1,775,000 -53.0% 1.0%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,275,000 $1,550,000 21.6% 0.9%
    MIDWEST AMERICA $1,360,000 $1,510,000 11.0% 0.8%
    PNC Bank $765,000 $1,415,000 85.0% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,265,000 $1,355,000 7.1% 0.8%
    Flagstar Bank, FSB $455,000 $1,320,000 190.1% 0.7%
    First State Bank of Middlebury $845,000 $1,315,000 55.6% 0.7%
    FORT FINANCIAL Federal Credit Union $670,000 $1,270,000 89.6% 0.7%
    First Federal Savings Bank $135,000 $1,230,000 811.1% 0.7%
    EVERETT FINANCIAL, INC. $190,000 $1,135,000 497.4% 0.6%
    GUILD MORTGAGE COMPANY $225,000 $1,120,000 397.8% 0.6%
    NEWREZ LLC $530,000 $1,060,000 100.0% 0.6%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,195,000 $940,000 -21.3% 0.5%
    LOANDEPOT.COM, LLC $1,080,000 $920,000 -14.8% 0.5%
    1st Source Bank $700,000 $895,000 27.9% 0.5%
    MOVEMENT MORTGAGE, LLC $185,000 $890,000 381.1% 0.5%
    Magnolia Bank $815,000 n/a 0.5%
    MJW Financial LLC $810,000 n/a 0.5%
    UNION HOME MORTGAGE CORP. $1,045,000 $810,000 -22.5% 0.5%
    CARDINAL FINANCIAL $1,570,000 $780,000 -50.3% 0.4%
    First Merchants Bank $980,000 $755,000 -23.0% 0.4%
    PENNYMAC LOAN SERVICES, LLC $655,000 $740,000 13.0% 0.4%
    Carrington Mortgage Services, LLC $1,150,000 $715,000 -37.8% 0.4%
    Prosperity Home Mortgage, LLC $105,000 $705,000 571.4% 0.4%
    AMERISAVE MORTGAGE CORPORATION $230,000 $660,000 187.0% 0.4%
    The State Bank and Trust Company $315,000 $595,000 88.9% 0.3%
    PARTNERS 1ST Federal Credit Union $2,120,000 $585,000 -72.4% 0.3%
    Union Savings Bank $1,015,000 $580,000 -42.9% 0.3%
    BROKER SOLUTIONS, INC. $85,000 $555,000 552.9% 0.3%
    ENDEAVOR CAPITAL, LLC. $195,000 $555,000 184.6% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $530,000 n/a 0.3%
    BEACON CREDIT UNION $95,000 $520,000 447.4% 0.3%
    NAVY FEDERAL CREDIT UNION $180,000 $520,000 188.9% 0.3%
    21ST MORTGAGE CORPORATION $1,005,000 $490,000 -51.2% 0.3%
    CHURCHILL MORTGAGE CORPORATION $360,000 $490,000 36.1% 0.3%
    Notre Dame Federal Credit Union Corporation $230,000 $480,000 108.7% 0.3%
    First Federal Bank of the Midwest $285,000 $425,000 49.1% 0.2%
    The Farmers & Merchants State Bank $800,000 $405,000 -49.4% 0.2%
    UNITED HOME LOANS, INC. $385,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $380,000 n/a 0.2%
    Nations Lending Corporation $1,330,000 $380,000 -71.4% 0.2%
    POLARIS HOME FUNDING CORP. $530,000 $375,000 -29.2% 0.2%
    Barrington Bank & Trust Company, N.A. $135,000 $350,000 159.3% 0.2%
    HOMESIDE FINANCIAL, LLC $350,000 n/a 0.2%
    GUIDANCE RESIDENTIAL, LLC $345,000 $345,000 0.0% 0.2%
    NEW DAY FINANCIAL, LLC $165,000 $340,000 106.1% 0.2%
    GUARANTEED RATE, INC. $330,000 n/a 0.2%
    Directions Credit Union, Inc. $325,000 n/a 0.2%
    GENEVA FINANCIAL, LLC $700,000 $320,000 -54.3% 0.2%
    First Federal Savings Bank $135,000 $300,000 122.2% 0.2%
    The Huntington National Bank $925,000 $290,000 -68.6% 0.2%
    Fire Police City County Federal Credit Union $265,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $735,000 $265,000 -63.9% 0.1%
    Citadel Servicing Corporation $255,000 n/a 0.1%
    First Bank of Berne $255,000 n/a 0.1%
    VICTORY MORTGAGE, L.L.C. $255,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $245,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $145,000 $225,000 55.2% 0.1%
    Wells Fargo Bank $890,000 $220,000 -75.3% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $230,000 $215,000 -6.5% 0.1%
    OAK MORTGAGE, LLC $215,000 n/a 0.1%
    PLANET HOME LENDING, LLC $215,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $370,000 $210,000 -43.2% 0.1%
    MYCUMORTGAGE, LLC $195,000 n/a 0.1%
    TOWNE MORTGAGE COMPANY $195,000 n/a 0.1%
    First Savings Bank $185,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $185,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $1,100,000 $180,000 -83.6% 0.1%
    Century Mortgage Company DBA Century Lending Company $175,000 n/a 0.1%
    Citibank $175,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $175,000 n/a 0.1%
    USAA Federal Savings Bank $515,000 $175,000 -66.0% 0.1%
    LENDINGHOME FUNDING CORPORATION $85,000 $165,000 94.1% 0.1%
    Commerce Home Mortgage, Inc. $155,000 n/a 0.1%
    UIF CORPORATION $155,000 n/a 0.1%
    Crossroads Bank $985,000 $145,000 -85.3% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $135,000 n/a 0.1%
    EVERENCE FEDERAL CREDIT UNION $335,000 $125,000 -62.7% 0.1%
    Southern Michigan Bank & Trust $115,000 n/a 0.1%
    Waterstone Mortgage Corporation $115,000 n/a 0.1%
    POINT Mortgage $105,000 n/a 0.1%
    The Friendship State Bank $105,000 n/a 0.1%
    Northwest Bank $90,000 $95,000 5.6% 0.1%
    Charles Schwab Bank, SSB $75,000 n/a 0.0%
    Discover Bank $160,000 $65,000 -59.4% 0.0%
    FORUM Credit Union $65,000 n/a 0.0%
    KeyBank $65,000 n/a 0.0%
    Merchants Bank of Indiana $65,000 n/a 0.0%
    Farmers Bank & Trust $55,000 n/a 0.0%
    PrimeTrust Financial Federal Credit Union $25,000 n/a 0.0%
    SPRING EQ, LLC $55,000 $25,000 -54.5% 0.0%
    Sturgis Bank & Trust Company $25,000 $25,000 0.0% 0.0%

    Kendallville's top lender by overall market share is Three Rivers Federal Credit Union, with 9.5% market share. In second place, with 7.8%, is RUOFF MORTGAGE COMPANY, INC., having originated $14,025,000 in loans. In third place, with 5.7%, is GVC MORTGAGE, INC., having originated $10,290,000 in loans. In fourth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $8,335,000 in loans. In fifth place, with 4.6%, is VAN DYK MORTGAGE CORPORATION, having originated $8,245,000 in loans.

    Kendallville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Kendallville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $135,225 (11.6%) $187,922 (25.6%) 0.00 98
    2018-02-01 $131,450 (7.4%) $176,906 (16.7%) 0.00 103
    2018-03-01 $131,250 (-4.4%) $174,433 (7.4%) 0.00 95
    2018-04-01 $143,400 (6.2%) $198,548 (26.3%) 0.00 103
    2018-05-01 $139,900 (5.8%) $194,251 (21.1%) 0.00 113
    2018-06-01 $148,500 (12.8%) $206,714 (30.5%) 0.00 130
    2018-07-01 $139,200 (11.5%) $205,549 (33.7%) 0.00 135
    2018-08-01 $138,800 (13.2%) $227,618 (45.0%) 0.00 130
    2018-09-01 $149,900 (15.6%) $233,356 (39.3%) 0.00 114
    2018-10-01 $149,700 (7.3%) $231,710 (27.8%) 0.00 107
    2018-11-01 $149,900 (7.7%) $230,988 (27.1%) 0.00 104
    2018-12-01 $154,450 (18.9%) $235,503 (32.4%) 0.00 97
    2019-01-01 $139,050 (2.8%) $228,030 (21.3%) 0.00 97
    2019-02-01 $137,350 (4.5%) $244,028 (37.9%) 0.00 96
    2019-03-01 $155,100 (18.2%) $264,282 (51.5%) 0.00 92
    2019-04-01 $186,050 (29.7%) $284,185 (43.1%) 0.00 90
    2019-05-01 $199,675 (42.7%) $292,834 (50.8%) 0.00 90
    2019-06-01 $199,000 (34.0%) $278,993 (35.0%) 0.00 100
    2019-07-01 $186,450 (33.9%) $265,079 (29.0%) 0.00 105
    2019-08-01 $172,191 (24.1%) $247,488 (8.7%) 0.00 119
    2019-09-01 $165,052 (10.1%) $237,037 (1.6%) 0.00 136
    2019-10-01 $160,293 (7.1%) $230,070 (-0.7%) 0.00 144
    2019-11-01 $156,900 (4.7%) $235,327 (1.9%) 0.00 122
    2019-12-01 $150,650 (-2.5%) $222,949 (-5.3%) 0.00 99
    2020-01-01 $141,550 (1.8%) $237,260 (4.1%) 0.00 87
    2020-02-01 $159,900 (16.4%) $254,624 (4.3%) 0.00 93
    2020-03-01 $164,900 (6.3%) $233,500 (-11.7%) 0.00 77
    2020-04-01 $179,675 (-3.4%) $241,317 (-15.1%) 0.00 84
    2020-05-01 $169,900 (-14.9%) $246,909 (-15.7%) 0.00 59
    2020-06-01 $164,900 (-17.1%) $259,571 (-7.0%) 0.00 57
    2020-07-01 $175,600 (-5.8%) $268,011 (1.1%) 0.00 50
    2020-08-01 $181,450 (5.4%) $277,600 (12.2%) 0.00 48
    2020-09-01 $177,675 (7.7%) $260,586 (9.9%) 0.00 55
    2020-10-01 $182,400 (13.8%) $275,557 (19.8%) 0.00 54
    2020-11-01 $194,750 (24.1%) $297,576 (26.5%) 0.00 50
    2020-12-01 $195,564 (29.8%) $303,598 (36.2%) 0.00 44
    2021-01-01 $225,376 (59.2%) $304,986 (28.6%) 0.00 37
    2021-02-01 $232,924 (45.7%) $331,579 (30.2%) 0.00 27
    2021-03-01 $232,900 (41.2%) $339,684 (45.5%) 0.00 23
    2021-04-01 $253,625 (41.2%) $421,789 (74.8%) 0.00 19
    2021-05-01 $177,900 (4.7%) $300,791 (21.8%) 0.00 24
    2021-06-01 $219,700 (33.2%) $317,937 (22.5%) 0.00 26
    2021-07-01 $182,450 (3.9%) $301,870 (12.6%) 0.00 32
    2021-08-01 $214,900 (18.4%) $311,777 (12.3%) 0.00 44
    2021-09-01 $242,925 (36.7%) $351,854 (35.0%) 0.00 45
    2021-10-01 $249,900 (37.0%) $364,022 (32.1%) 0.00 48
    2021-11-01 $221,475 (13.7%) $365,632 (22.9%) 0.00 44
    2021-12-01 $219,825 (12.4%) $365,418 (20.4%) 0.00 36
    2022-01-01 $194,900 (-13.5%) $299,595 (-1.8%) 0.00 34
    2022-02-01 $194,325 (-16.6%) $336,335 (1.4%) 0.00 26
    2022-03-01 $165,450 (-29.0%) $264,907 (-22.0%) 0.00 26
    2022-04-01 $159,900 (-37.0%) $289,021 (-31.5%) 0.00 23
    2022-05-01 $162,250 (-8.8%) $259,775 (-13.6%) 0.00 25
    2022-06-01 $208,225 (-5.2%) $255,109 (-19.8%) 0.00 36
    2022-07-01 $215,900 (18.3%) $292,668 (-3.1%) 0.00 50
    2022-08-01 $228,475 (6.3%) $331,391 (6.3%) 0.00 52
    2022-09-01 $258,725 (6.5%) $376,229 (6.9%) 0.00 53
    2022-10-01 $244,900 (-2.0%) $383,120 (5.3%) 0.00 59
    2022-11-01 $251,450 (13.5%) $388,733 (6.3%) 0.00 71
    2022-12-01 $262,400 (19.4%) $388,925 (6.4%) 0.00 65
    2023-01-01 $274,949 (41.1%) $379,722 (26.8%) 0.00 51
    2023-02-01 $273,749 (40.9%) $367,038 (9.1%) 0.00 56
    2023-03-01 $291,925 (76.4%) $391,027 (47.6%) 0.00 47
    2023-04-01 $299,900 (87.6%) $417,593 (44.5%) 0.00 53
    2023-05-01 $301,463 (85.8%) $425,108 (63.6%) 0.00 54
    2023-06-01 $317,450 (52.5%) $421,299 (65.1%) 0.00 72
    2023-07-01 $315,900 (46.3%) $417,806 (42.8%) 0.00 69
    2023-08-01 $312,450 (36.8%) $394,942 (19.2%) 0.00 62
    2023-09-01 $306,400 (18.4%) $393,837 (4.7%) 0.00 62
    2023-10-01 $290,925 (18.8%) $361,201 (-5.7%) 0.00 66
    2023-11-01 $271,100 (7.8%) $338,410 (-13.0%) 0.00 70
    2023-12-01 $269,900 (2.9%) $338,445 (-13.0%) 0.00 76
    2024-01-01 $271,325 (-1.3%) $345,818 (-8.9%) 0.00 69
    2024-02-01 $299,900 (9.6%) $380,289 (3.6%) 0.00 49
    2024-03-01 $315,000 (7.9%) $397,326 (1.6%) 0.00 53
    2024-04-01 $293,013 (-2.3%) $363,327 (-13.0%) 0.00 61
    2024-05-01 $304,200 (0.9%) $349,851 (-17.7%) 0.00 52
    2024-06-01 $285,000 (-10.2%) $308,820 (-26.7%) 0.00 44
    2024-07-01 $280,750 (-11.1%) $346,169 (-17.2%) 0.00 61
    2024-08-01 $279,400 (-10.6%) $336,259 (-14.9%) 0.00 67
    2024-09-01 $274,400 (-10.4%) $322,039 (-18.2%) 0.00 71
    2024-10-01 $282,125 (-3.0%) $324,742 (-10.1%) 0.00 79
    2024-11-01 $269,500 (-0.6%) $310,659 (-8.2%) 0.00 91
    2024-12-01 $280,000 (3.7%) $312,777 (-7.6%) 0.00 80
    2025-01-01 $289,225 (6.6%) $308,518 (-10.8%) 0.00 83
    2025-02-01 $282,475 (-5.8%) $305,600 (-19.6%) 0.00 69
    2025-03-01 $279,900 (-11.1%) $316,998 (-20.2%) 0.00 72
    Kendallville's median listing price for 2025-03-01 was $279,900, a difference of $-35,100 (-11.1%) versus the prior year and $-2,575 versus the prior month.

    Kendallville's median listing price comes in at 0% of the national average.

    Kendallville's average listing price for 2025-03-01 was $316,998, a difference of $-80,328 (-20.2%) versus the prior year and $11,398 versus the prior month.

    For the 2025-03-01 period, Kendallville had 72 MLS listings, a difference of 3 listings (4%) versus the prior month and 19 listings (36%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Kendallville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,585 sqft
    2018-02-01 0 days 1,543 sqft
    2018-03-01 0 days 1,477 sqft
    2018-04-01 0 days 1,456 sqft
    2018-05-01 0 days 1,523 sqft
    2018-06-01 0 days 1,535 sqft
    2018-07-01 0 days 1,523 sqft
    2018-08-01 0 days 1,608 sqft
    2018-09-01 0 days 1,733 sqft
    2018-10-01 0 days 1,700 sqft
    2018-11-01 0 days 1,598 sqft
    2018-12-01 0 days 1,604 sqft
    2019-01-01 0 days 1,574 sqft
    2019-02-01 0 days 1,695 sqft
    2019-03-01 0 days 1,756 sqft
    2019-04-01 0 days 1,787 sqft
    2019-05-01 0 days 1,881 sqft
    2019-06-01 0 days 1,683 sqft
    2019-07-01 0 days 1,675 sqft
    2019-08-01 0 days 1,640 sqft
    2019-09-01 0 days 1,617 sqft
    2019-10-01 0 days 1,606 sqft
    2019-11-01 0 days 1,640 sqft
    2019-12-01 0 days 1,599 sqft
    2020-01-01 0 days 1,588 sqft
    2020-02-01 0 days 1,600 sqft
    2020-03-01 0 days 1,649 sqft
    2020-04-01 0 days 1,726 sqft
    2020-05-01 0 days 1,558 sqft
    2020-06-01 0 days 1,636 sqft
    2020-07-01 0 days 1,781 sqft
    2020-08-01 0 days 1,741 sqft
    2020-09-01 0 days 1,681 sqft
    2020-10-01 0 days 1,688 sqft
    2020-11-01 0 days 1,628 sqft
    2020-12-01 0 days 1,636 sqft
    2021-01-01 0 days 1,697 sqft
    2021-02-01 0 days 1,702 sqft
    2021-03-01 0 days 1,784 sqft
    2021-04-01 0 days 1,909 sqft
    2021-05-01 0 days 1,616 sqft
    2021-06-01 0 days 1,836 sqft
    2021-07-01 0 days 1,747 sqft
    2021-08-01 0 days 1,651 sqft
    2021-09-01 0 days 1,752 sqft
    2021-10-01 0 days 1,739 sqft
    2021-11-01 0 days 1,738 sqft
    2021-12-01 0 days 1,618 sqft
    2022-01-01 0 days 1,660 sqft
    2022-02-01 0 days 1,676 sqft
    2022-03-01 0 days 1,617 sqft
    2022-04-01 0 days 1,720 sqft
    2022-05-01 0 days 1,602 sqft
    2022-06-01 0 days 1,641 sqft
    2022-07-01 0 days 1,584 sqft
    2022-08-01 0 days 1,725 sqft
    2022-09-01 0 days 1,835 sqft
    2022-10-01 0 days 1,795 sqft
    2022-11-01 0 days 1,759 sqft
    2022-12-01 0 days 1,736 sqft
    2023-01-01 0 days 1,691 sqft
    2023-02-01 0 days 1,673 sqft
    2023-03-01 0 days 1,753 sqft
    2023-04-01 0 days 1,761 sqft
    2023-05-01 0 days 1,772 sqft
    2023-06-01 0 days 1,887 sqft
    2023-07-01 0 days 2,078 sqft
    2023-08-01 0 days 2,202 sqft
    2023-09-01 0 days 2,020 sqft
    2023-10-01 0 days 1,898 sqft
    2023-11-01 0 days 1,852 sqft
    2023-12-01 0 days 1,888 sqft
    2024-01-01 0 days 1,844 sqft
    2024-02-01 0 days 1,851 sqft
    2024-03-01 0 days 1,761 sqft
    2024-04-01 0 days 1,591 sqft
    2024-05-01 0 days 1,761 sqft
    2024-06-01 0 days 1,741 sqft
    2024-07-01 0 days 1,849 sqft
    2024-08-01 0 days 1,799 sqft
    2024-09-01 0 days 1,799 sqft
    2024-10-01 0 days 1,778 sqft
    2024-11-01 0 days 1,791 sqft
    2024-12-01 0 days 1,708 sqft
    2025-01-01 0 days 1,688 sqft
    2025-02-01 0 days 1,694 sqft
    2025-03-01 0 days 1,760 sqft
    Kendallville's median listing age (time on market) for 2025-03-01 was 0 days.

    Kendallville's median square footage for active listings during the 2025-03-01 period was 1,760 sqft. One year prior, the average listing was 1,761 sqft.

    Kendallville, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 531 $117,655,000 $221,573
    Cash Out Refi 166 $24,340,000 $146,627
    Refi 160 $22,260,000 $139,125
    Other 150 $8,770,000 $58,467
    Home Improvement 100 $6,820,000 $68,200

    Kendallville's most frequently cited loan purpose was Home Purchase, with 531 originations. The 2nd most popular reason was Cash Out Refi, with 166 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 385 $76,295,000 $198,169
    Over 8% 304 $23,490,000 $77,270
    7-8% 220 $41,780,000 $189,909
    5-6% 87 $18,325,000 $210,632
    <2.5% 6 $60,000 $10,000
    4-5% 6 $1,580,000 $263,333

    During 2024, Kendallville's most frequently originated rate bucket was 6-7%, with 385 originations.

    Loan Sizing (Kendallville, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 404 $59,860,000 $148,168
    $100,000 or less 397 $20,055,000 $50,516
    $200k-400k 254 $69,050,000 $271,850
    $400k-600k 37 $17,615,000 $476,081
    $600k-1000k 13 $9,655,000 $742,692
    $Over $1MM 2 $3,610,000 $1,805,000

    Kendallville's loan sizing saw the bucket of loans from $100k-200k with 404 originations, totaling $59,860,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 386 $84,690,000 $219,404
    Under 20% 184 $7,370,000 $40,054
    60-80% 166 $34,730,000 $209,217
    20-40% 157 $14,205,000 $90,478
    40-60% 94 $15,820,000 $168,298
    Over 100% 7 $2,195,000 $313,571

    Kendallville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 386 originations, totaling $84,690,000 in origination value.