Auburn Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Auburn averaged 6.86% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

The average rate for the prior week (2025-05-01) was 6.76% and one month ago for the week of 2025-04-03, the average rate was 6.54%.

Auburn's average rate one year ago was 7.12%.

For refis of the same type during the week of 2025-05-08, the average rate was 6.66%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Auburn, IN.

Auburn Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Auburn, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
RUOFF MORTGAGE COMPANY, INC. 77 6.85% $3,532
Three Rivers Federal Credit Union 51 6.77% $2,613
GVC MORTGAGE, INC. 27 6.89% $4,906
QUICKEN LOANS, LLC 23 6.94% $6,340
ProFed Federal Credit Union 19 6.38% $2,364
HALLMARK HOME MORTGAGE, LLC 17 7.19% $3,674
Fifth Third Bank 12 6.60% $2,648
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 6.70% $4,195
First Merchants Bank 9 6.96% $2,802
The Farmers & Merchants State Bank 8 6.64% $2,407
PNC Bank 7 6.64% $2,681
TEACHERS CREDIT UNION 7 6.96% $2,472
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 7 6.82% $3,993
NEWREZ LLC 7 7.39% $6,248
STOCKTON MORTGAGE CORPORATION 5 6.40% $3,419
FORT FINANCIAL Federal Credit Union 5 6.43% $3,353
Horizon Bank 5 6.78% $2,843
JPMorgan Chase Bank 5 6.08% $4,709
Union Savings Bank 4 7.00% $2,722
BEACON CREDIT UNION 4 7.06% $2,311
VAN DYK MORTGAGE CORPORATION 4 7.03% $4,049
V.I.P. MORTGAGE, INC. 4 7.12% $3,707
DHI MORTGAGE COMPANY, LTD. 4 5.93% $1,481
The State Bank and Trust Company 4 6.41% $3,970
UNITED WHOLESALE MORTGAGE, LLC 3 6.37% $14,920
LOANDEPOT.COM, LLC 3 7.04% $3,048
UNION HOME MORTGAGE CORP. 3 7.00% $3,504
Nations Lending Corporation 3 6.54% $6,894
Farmers State Bank 2 7.41% $2,874
First Federal Bank of the Midwest 2 6.19% $2,661
First Federal Savings Bank 2 7.00% $2,704
Farm Credit Mid-America, ACA 2 7.06% $5,494
MICHIGAN MUTUAL, INC. 2 7.25% $2,879
INTERRA CREDIT UNION 2 6.69% $2,727
Lake City Bank 2 6.81% $4,667
Wells Fargo Bank 2 5.88% $4,907
ZILLOW HOME LOANS, LLC 1 7.13% $5,150
Ally Bank 1 7.00% $4,123
AMERICAN FINANCING CORPORATION 1 6.50% $5,512
AMERISAVE MORTGAGE CORPORATION 1 6.63% $5,361
BROKER SOLUTIONS, INC. 1 7.13% $3,300
CARDINAL FINANCIAL 1 6.75% $15,663
Carrington Mortgage Services, LLC 1 6.13% $5,958
CHURCHILL MORTGAGE CORPORATION 1 7.63% $3,511
DAS Acquisition Company, LLC 1 7.25% $3,312
Discover Bank 1 7.08% $0
ENDEAVOR CAPITAL, LLC. 1 5.99% $4,815
First Farmers Bank and Trust Company 1 6.63% $2,118
Flagstar Bank, FSB 1 6.88% $2,982
FREEDOM MORTGAGE CORPORATION 1 7.50% $6,607
GENEVA FINANCIAL, LLC 1 6.88% $5,344
GUILD MORTGAGE COMPANY 1 7.25% $2,851
HOMESIDE FINANCIAL, LLC 1 6.50% $2,870
Merchants Bank of Indiana 1 6.63% $2,322
MOVEMENT MORTGAGE, LLC 1 6.63% $12,689
Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $4,290
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $7,886
NBKC BANK 1 6.88% $2,089
NETWORK CAPITAL FUNDING CORPORATION 1 7.13% $6,012
PARTNERS 1ST Federal Credit Union 1 7.13% $2,726
PHH Mortgage Corporation 1 5.88% $2,486
POINT Mortgage 1 6.38% $3,289
POLARIS HOME FUNDING CORP. 1 9.13% $7,564
ROYAL UNITED MORTGAGE LLC 1 7.63% $15,001
SIRVA MORTGAGE, INC. 1 7.63% $1,191
STAR Financial Bank 1 6.38% $2,803
The Citizens National Bank of Bluffton 1 7.00% $2,540
The Federal Savings Bank 1 7.50% $3,487
USAA Federal Savings Bank 1 6.63% $3,035
U.S. Bank 1 5.99% $2,283
1st Source Bank 1 6.50% $4,104

Auburn Average Closing Costs & Other Stats

Auburn, IN's 71 lenders originated 1,178 loans during 2024. The total origination value was $196,460,000, with an average loan value of $166,774.

Auburn's average closing costs are $3,737.

The top Auburn lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 77 loans originated. Their average total fees are $3,532, which is $919 higher than the next largest lender, Three Rivers Federal Credit Union.

The lowest fee Auburn lenders (with over 10 loans originated) are ProFed Federal Credit Union ($2,364), Three Rivers Federal Credit Union ($2,613), Fifth Third Bank ($2,648), RUOFF MORTGAGE COMPANY, INC. ($3,532) and HALLMARK HOME MORTGAGE, LLC ($3,674).

The lowest rate Auburn lenders (with over 10 loans originated) are ProFed Federal Credit Union (6.38%), Fifth Third Bank (6.60%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.70%), Three Rivers Federal Credit Union (6.77%) and RUOFF MORTGAGE COMPANY, INC. (6.85%).

Auburn, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
RUOFF MORTGAGE COMPANY, INC. $20,360,000 $22,890,000 12.4% 11.7%
Three Rivers Federal Credit Union $14,960,000 $22,310,000 49.1% 11.4%
GVC MORTGAGE, INC. $10,455,000 $10,565,000 1.1% 5.4%
The Garrett State Bank $8,790,000 $7,210,000 -18.0% 3.7%
QUICKEN LOANS, LLC $4,310,000 $6,980,000 61.9% 3.6%
ProFed Federal Credit Union $3,575,000 $6,640,000 85.7% 3.4%
Horizon Bank $5,495,000 $6,025,000 9.6% 3.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,275,000 $5,790,000 76.8% 2.9%
HALLMARK HOME MORTGAGE, LLC $5,715,000 $5,015,000 -12.2% 2.6%
Lake City Bank $2,165,000 $4,620,000 113.4% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $1,855,000 $4,410,000 137.7% 2.2%
PNC Bank $2,625,000 $4,010,000 52.8% 2.0%
Fifth Third Bank $2,690,000 $3,690,000 37.2% 1.9%
FORT FINANCIAL Federal Credit Union $1,990,000 $3,625,000 82.2% 1.8%
The Farmers & Merchants State Bank $2,760,000 $3,450,000 25.0% 1.8%
First Merchants Bank $1,420,000 $3,445,000 142.6% 1.8%
Mortgage Research Center, LLC $1,920,000 $2,955,000 53.9% 1.5%
STOCKTON MORTGAGE CORPORATION $995,000 $2,835,000 184.9% 1.4%
DHI MORTGAGE COMPANY, LTD. $2,740,000 n/a 1.4%
NEWREZ LLC $805,000 $2,725,000 238.5% 1.4%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,485,000 $2,375,000 59.9% 1.2%
The Campbell & Fetter Bank $2,300,000 $2,210,000 -3.9% 1.1%
VAN DYK MORTGAGE CORPORATION $2,885,000 $2,190,000 -24.1% 1.1%
LOANDEPOT.COM, LLC $1,430,000 $2,065,000 44.4% 1.1%
MIDWEST AMERICA $690,000 $2,045,000 196.4% 1.0%
FREEDOM MORTGAGE CORPORATION $965,000 $2,035,000 110.9% 1.0%
TEACHERS CREDIT UNION $2,275,000 $2,035,000 -10.5% 1.0%
V.I.P. MORTGAGE, INC. $635,000 $1,730,000 172.4% 0.9%
POLARIS HOME FUNDING CORP. $1,015,000 $1,710,000 68.5% 0.9%
Union Savings Bank $1,110,000 $1,650,000 48.6% 0.8%
BEACON CREDIT UNION $3,895,000 $1,620,000 -58.4% 0.8%
First Federal Savings Bank $245,000 $1,535,000 526.5% 0.8%
Carrington Mortgage Services, LLC $190,000 $1,510,000 694.7% 0.8%
JPMorgan Chase Bank $1,275,000 $1,420,000 11.4% 0.7%
Farmers State Bank $1,100,000 $1,355,000 23.2% 0.7%
The State Bank and Trust Company $1,455,000 $1,345,000 -7.6% 0.7%
1st Source Bank $2,525,000 $1,265,000 -49.9% 0.6%
PLAZA HOME MORTGAGE, INC. $855,000 $1,205,000 40.9% 0.6%
MICHIGAN MUTUAL, INC. $855,000 $1,190,000 39.2% 0.6%
MOVEMENT MORTGAGE, LLC $455,000 $1,150,000 152.7% 0.6%
GUILD MORTGAGE COMPANY $1,090,000 n/a 0.6%
Farm Credit Mid-America, ACA $1,925,000 $1,055,000 -45.2% 0.5%
Flagstar Bank, FSB $2,200,000 $1,010,000 -54.1% 0.5%
INTERRA CREDIT UNION $295,000 $1,005,000 240.7% 0.5%
Nations Lending Corporation $625,000 $985,000 57.6% 0.5%
AMERISAVE MORTGAGE CORPORATION $435,000 $975,000 124.1% 0.5%
Paramount Residential Mortgage Group, Inc. $435,000 $930,000 113.8% 0.5%
CARDINAL FINANCIAL $875,000 n/a 0.4%
Crossroads Bank $820,000 n/a 0.4%
Old National Bank $485,000 $805,000 66.0% 0.4%
STAR Financial Bank $2,660,000 $790,000 -70.3% 0.4%
Barrington Bank & Trust Company, N.A. $665,000 $705,000 6.0% 0.4%
UNION HOME MORTGAGE CORP. $340,000 $700,000 105.9% 0.4%
NEW DAY FINANCIAL, LLC $1,210,000 $660,000 -45.5% 0.3%
PENNYMAC LOAN SERVICES, LLC $1,645,000 $610,000 -62.9% 0.3%
Wells Fargo Bank $300,000 $595,000 98.3% 0.3%
USAA Federal Savings Bank $195,000 $585,000 200.0% 0.3%
Farmers and Merchants Bank $1,855,000 $575,000 -69.0% 0.3%
GENEVA FINANCIAL, LLC $960,000 $555,000 -42.2% 0.3%
U.S. Bank $55,000 $540,000 881.8% 0.3%
First Federal Savings Bank $245,000 $535,000 118.4% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,010,000 $510,000 -49.5% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $500,000 n/a 0.3%
SIRVA MORTGAGE, INC. $485,000 n/a 0.2%
DOMINION FINANCIAL SERVICES, LLC $475,000 n/a 0.2%
LOANPAL, LLC $115,000 $475,000 313.0% 0.2%
AmeriHome Mortgage Company, LLC $420,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $505,000 $385,000 -23.8% 0.2%
PARTNERS 1ST Federal Credit Union $945,000 $385,000 -59.3% 0.2%
TRIAD FINANCIAL SERVICES, INC. $380,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $365,000 n/a 0.2%
The Citizens National Bank of Bluffton $355,000 n/a 0.2%
NBKC BANK $325,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $425,000 $325,000 -23.5% 0.2%
The Federal Savings Bank $325,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $300,000 n/a 0.2%
First Federal Bank of the Midwest $300,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $300,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $295,000 n/a 0.2%
The Huntington National Bank $605,000 $285,000 -52.9% 0.1%
Ally Bank $275,000 n/a 0.1%
Loan Simple, Inc. $255,000 n/a 0.1%
POINT Mortgage $255,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $335,000 $255,000 -23.9% 0.1%
Discover Bank $380,000 $250,000 -34.2% 0.1%
BROKER SOLUTIONS, INC. $145,000 $215,000 48.3% 0.1%
Prosperity Home Mortgage, LLC $215,000 n/a 0.1%
SPRING EQ, LLC $80,000 $215,000 168.8% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $205,000 n/a 0.1%
Mid-Continent Funding, Inc. $205,000 n/a 0.1%
PHH Mortgage Corporation $185,000 n/a 0.1%
PLANET HOME LENDING, LLC $45,000 $185,000 311.1% 0.1%
ZILLOW HOME LOANS, LLC $445,000 $185,000 -58.4% 0.1%
Merchants Bank of Indiana $175,000 n/a 0.1%
Figure Lending LLC $230,000 $145,000 -37.0% 0.1%
DEEPHAVEN MORTGAGE LLC $135,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $135,000 n/a 0.1%
AmRes Corporation $115,000 n/a 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $115,000 n/a 0.1%
Bank of America $150,000 $105,000 -30.0% 0.1%
Bethpage Federal Credit Union $105,000 n/a 0.1%
FEDEX EMPLOYEES CREDIT ASSOCIATION $105,000 n/a 0.1%
First Bank of Berne $105,000 n/a 0.1%
First Farmers Bank and Trust Company $105,000 n/a 0.1%
First State Bank of Forrest $315,000 $105,000 -66.7% 0.1%
M&T Bank $185,000 $105,000 -43.2% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $105,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $115,000 $85,000 -26.1% 0.0%
PENTAGON FEDERAL CREDIT UNION $225,000 $85,000 -62.2% 0.0%
APCI Federal Credit Union $75,000 n/a 0.0%
FIRST BANCORP $75,000 n/a 0.0%
DAS Acquisition Company, LLC $65,000 n/a 0.0%
Transportation Federal Credit Union $55,000 n/a 0.0%
GREENSTATE CREDIT UNION $125,000 $50,000 -60.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $55,000 $50,000 -9.1% 0.0%
Centier Bank $15,000 $45,000 200.0% 0.0%
NAVY FEDERAL CREDIT UNION $225,000 $25,000 -88.9% 0.0%
CHARTWAY FEDERAL CREDIT UNION $15,000 n/a 0.0%
Citizens Bank $75,000 $15,000 -80.0% 0.0%

Auburn's top lender by overall market share is RUOFF MORTGAGE COMPANY, INC., with 11.7% market share. In second place, with 11.4%, is Three Rivers Federal Credit Union, having originated $22,310,000 in loans. In third place, with 5.4%, is GVC MORTGAGE, INC., having originated $10,565,000 in loans. In fourth place, with 3.7%, is The Garrett State Bank, having originated $7,210,000 in loans. In fifth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $6,980,000 in loans.


Auburn Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Auburn (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $168,750 (56.7%) $190,507 (35.6%) 0.00 95
2018-02-01 $171,291 (55.4%) $179,121 (20.9%) 0.00 94
2018-03-01 $169,994 (55.3%) $183,812 (22.4%) 0.00 86
2018-04-01 $178,625 (51.8%) $204,100 (33.1%) 0.00 80
2018-05-01 $178,100 (21.6%) $218,247 (23.9%) 0.00 81
2018-06-01 $169,850 (30.8%) $211,774 (18.2%) 0.00 85
2018-07-01 $182,150 (21.9%) $211,706 (14.1%) 0.00 101
2018-08-01 $179,900 (30.9%) $209,686 (5.2%) 0.00 104
2018-09-01 $169,500 (13.4%) $211,134 (-6.8%) 0.00 90
2018-10-01 $163,725 (10.6%) $208,856 (-7.9%) 0.00 100
2018-11-01 $145,000 (3.6%) $190,545 (-6.5%) 0.00 103
2018-12-01 $154,900 (14.0%) $198,232 (12.2%) 0.00 98
2019-01-01 $164,450 (-2.6%) $201,803 (5.9%) 0.00 88
2019-02-01 $157,400 (-8.1%) $194,860 (8.8%) 0.00 85
2019-03-01 $164,186 (-3.4%) $197,157 (7.3%) 0.00 75
2019-04-01 $166,711 (-6.7%) $203,325 (-0.4%) 0.00 69
2019-05-01 $199,900 (12.2%) $220,015 (0.8%) 0.00 67
2019-06-01 $199,700 (17.6%) $222,840 (5.2%) 0.00 73
2019-07-01 $191,200 (5.0%) $213,506 (0.9%) 0.00 90
2019-08-01 $192,082 (6.8%) $217,976 (4.0%) 0.00 95
2019-09-01 $190,855 (12.6%) $223,313 (5.8%) 0.00 90
2019-10-01 $188,650 (15.2%) $226,459 (8.4%) 0.00 87
2019-11-01 $172,500 (19.0%) $213,347 (12.0%) 0.00 92
2019-12-01 $171,800 (10.9%) $203,389 (2.6%) 0.00 89
2020-01-01 $170,850 (3.9%) $199,464 (-1.2%) 0.00 83
2020-02-01 $158,900 (1.0%) $203,970 (4.7%) 0.00 79
2020-03-01 $172,175 (4.9%) $218,012 (10.6%) 0.00 65
2020-04-01 $200,383 (20.2%) $224,219 (10.3%) 0.00 63
2020-05-01 $229,450 (14.8%) $301,454 (37.0%) 0.00 61
2020-06-01 $233,425 (16.9%) $303,358 (36.1%) 0.00 60
2020-07-01 $227,900 (19.2%) $337,333 (58.0%) 0.00 50
2020-08-01 $218,400 (13.7%) $328,286 (50.6%) 0.00 50
2020-09-01 $215,300 (12.8%) $348,911 (56.2%) 0.00 44
2020-10-01 $204,900 (8.6%) $305,794 (35.0%) 0.00 45
2020-11-01 $220,600 (27.9%) $313,971 (47.2%) 0.00 49
2020-12-01 $232,400 (35.3%) $328,382 (61.5%) 0.00 43
2021-01-01 $214,700 (25.7%) $331,240 (66.1%) 0.00 28
2021-02-01 $238,546 (50.1%) $361,819 (77.4%) 0.00 24
2021-03-01 $173,400 (0.7%) $330,371 (51.5%) 0.00 23
2021-04-01 $203,709 (1.7%) $390,638 (74.2%) 0.00 20
2021-05-01 $189,950 (-17.2%) $392,032 (30.1%) 0.00 22
2021-06-01 $189,900 (-18.7%) $332,488 (9.6%) 0.00 31
2021-07-01 $204,950 (-10.1%) $344,737 (2.2%) 0.00 36
2021-08-01 $209,950 (-3.9%) $300,885 (-8.4%) 0.00 45
2021-09-01 $221,200 (2.7%) $278,600 (-20.2%) 0.00 47
2021-10-01 $189,900 (-7.3%) $251,612 (-17.7%) 0.00 43
2021-11-01 $187,400 (-15.1%) $251,107 (-20.0%) 0.00 38
2021-12-01 $184,925 (-20.4%) $252,794 (-23.0%) 0.00 40
2022-01-01 $184,900 (-13.9%) $246,587 (-25.6%) 0.00 33
2022-02-01 $165,450 (-30.6%) $251,013 (-30.6%) 0.00 17
2022-03-01 $202,350 (16.7%) $514,806 (55.8%) 0.00 18
2022-04-01 $290,000 (42.4%) $627,939 (60.8%) 0.00 21
2022-05-01 $269,950 (42.1%) $476,551 (21.6%) 0.00 38
2022-06-01 $307,425 (61.9%) $465,505 (40.0%) 0.00 43
2022-07-01 $284,900 (39.0%) $373,988 (8.5%) 0.00 52
2022-08-01 $327,475 (56.0%) $445,606 (48.1%) 0.00 37
2022-09-01 $309,900 (40.1%) $387,131 (39.0%) 0.00 43
2022-10-01 $299,944 (58.0%) $341,503 (35.7%) 0.00 59
2022-11-01 $309,944 (65.4%) $347,779 (38.5%) 0.00 63
2022-12-01 $299,944 (62.2%) $324,866 (28.5%) 0.00 62
2023-01-01 $322,150 (74.2%) $321,371 (30.3%) 0.00 48
2023-02-01 $339,900 (105.4%) $351,519 (40.0%) 0.00 38
2023-03-01 $344,900 (70.5%) $366,150 (-28.9%) 0.00 30
2023-04-01 $327,298 (12.9%) $331,490 (-47.2%) 0.00 30
2023-05-01 $262,500 (-2.8%) $294,586 (-38.2%) 0.00 47
2023-06-01 $316,150 (2.8%) $354,436 (-23.9%) 0.00 48
2023-07-01 $337,150 (18.3%) $372,616 (-0.4%) 0.00 45
2023-08-01 $331,625 (1.3%) $375,653 (-15.7%) 0.00 54
2023-09-01 $331,000 (6.8%) $373,045 (-3.6%) 0.00 62
2023-10-01 $303,650 (1.2%) $363,145 (6.3%) 0.00 70
2023-11-01 $306,448 (-1.1%) $358,319 (3.0%) 0.00 74
2023-12-01 $289,800 (-3.4%) $343,017 (5.6%) 0.00 73
2024-01-01 $289,775 (-10.1%) $330,415 (2.8%) 0.00 69
2024-02-01 $293,008 (-13.8%) $337,199 (-4.1%) 0.00 55
2024-03-01 $309,900 (-10.2%) $352,200 (-3.8%) 0.00 40
2024-04-01 $319,150 (-2.5%) $341,365 (3.0%) 0.00 48
2024-05-01 $319,550 (21.7%) $365,738 (24.2%) 0.00 50
2024-06-01 $316,500 (0.1%) $362,371 (2.2%) 0.00 49
2024-07-01 $332,400 (-1.4%) $360,148 (-3.4%) 0.00 50
2024-08-01 $329,900 (-0.5%) $358,771 (-4.5%) 0.00 62
2024-09-01 $312,450 (-5.6%) $339,637 (-9.0%) 0.00 69
2024-10-01 $316,100 (4.1%) $339,992 (-6.4%) 0.00 67
2024-11-01 $299,900 (-2.1%) $335,538 (-6.4%) 0.00 74
2024-12-01 $299,900 (3.5%) $358,182 (4.4%) 0.00 64
2025-01-01 $319,900 (10.4%) $386,371 (16.9%) 0.00 59
2025-02-01 $308,900 (5.4%) $348,131 (3.2%) 0.00 54
2025-03-01 $274,900 (-11.3%) $320,089 (-9.1%) 0.00 55
2025-04-01 $283,198 (-11.3%) $342,313 (0.3%) 0.00 49
Auburn's median listing price for 2025-04-01 was $283,198, a difference of $-35,952 (-11.3%) versus the prior year and $8,298 versus the prior month.

Auburn's median listing price comes in at 0% of the national average.

Auburn's average listing price for 2025-04-01 was $342,313, a difference of $948 (0.3%) versus the prior year and $22,224 versus the prior month.

For the 2025-04-01 period, Auburn had 49 MLS listings, a difference of -6 listings (-11%) versus the prior month and 1 listings (2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Auburn (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,725 sqft
2018-02-01 0 days 1,726 sqft
2018-03-01 0 days 1,722 sqft
2018-04-01 0 days 1,780 sqft
2018-05-01 0 days 1,907 sqft
2018-06-01 0 days 1,921 sqft
2018-07-01 0 days 1,924 sqft
2018-08-01 0 days 1,915 sqft
2018-09-01 0 days 1,838 sqft
2018-10-01 0 days 1,854 sqft
2018-11-01 0 days 1,761 sqft
2018-12-01 0 days 1,804 sqft
2019-01-01 0 days 1,875 sqft
2019-02-01 0 days 1,809 sqft
2019-03-01 0 days 1,848 sqft
2019-04-01 0 days 1,864 sqft
2019-05-01 0 days 1,848 sqft
2019-06-01 0 days 1,911 sqft
2019-07-01 0 days 1,941 sqft
2019-08-01 0 days 1,934 sqft
2019-09-01 0 days 1,954 sqft
2019-10-01 0 days 1,899 sqft
2019-11-01 0 days 1,796 sqft
2019-12-01 0 days 1,791 sqft
2020-01-01 0 days 1,789 sqft
2020-02-01 0 days 1,746 sqft
2020-03-01 0 days 1,794 sqft
2020-04-01 0 days 1,803 sqft
2020-05-01 0 days 1,848 sqft
2020-06-01 0 days 1,838 sqft
2020-07-01 0 days 1,819 sqft
2020-08-01 0 days 1,819 sqft
2020-09-01 0 days 1,751 sqft
2020-10-01 0 days 1,801 sqft
2020-11-01 0 days 1,809 sqft
2020-12-01 0 days 1,812 sqft
2021-01-01 0 days 1,800 sqft
2021-02-01 0 days 1,713 sqft
2021-03-01 0 days 1,616 sqft
2021-04-01 0 days 1,752 sqft
2021-05-01 0 days 1,621 sqft
2021-06-01 0 days 1,685 sqft
2021-07-01 0 days 1,705 sqft
2021-08-01 0 days 1,710 sqft
2021-09-01 0 days 1,780 sqft
2021-10-01 0 days 1,766 sqft
2021-11-01 0 days 1,676 sqft
2021-12-01 0 days 1,747 sqft
2022-01-01 0 days 1,678 sqft
2022-02-01 0 days 1,799 sqft
2022-03-01 0 days 1,782 sqft
2022-04-01 0 days 1,922 sqft
2022-05-01 0 days 1,708 sqft
2022-06-01 0 days 1,841 sqft
2022-07-01 0 days 1,840 sqft
2022-08-01 0 days 1,974 sqft
2022-09-01 0 days 1,874 sqft
2022-10-01 0 days 1,968 sqft
2022-11-01 0 days 1,971 sqft
2022-12-01 0 days 1,840 sqft
2023-01-01 0 days 1,854 sqft
2023-02-01 0 days 1,919 sqft
2023-03-01 0 days 1,922 sqft
2023-04-01 0 days 1,846 sqft
2023-05-01 0 days 1,889 sqft
2023-06-01 0 days 1,979 sqft
2023-07-01 0 days 2,008 sqft
2023-08-01 0 days 1,970 sqft
2023-09-01 0 days 2,004 sqft
2023-10-01 0 days 1,946 sqft
2023-11-01 0 days 1,976 sqft
2023-12-01 0 days 1,882 sqft
2024-01-01 0 days 1,706 sqft
2024-02-01 0 days 1,725 sqft
2024-03-01 0 days 1,959 sqft
2024-04-01 0 days 2,010 sqft
2024-05-01 0 days 1,987 sqft
2024-06-01 0 days 2,029 sqft
2024-07-01 0 days 1,984 sqft
2024-08-01 0 days 1,945 sqft
2024-09-01 0 days 1,794 sqft
2024-10-01 0 days 1,825 sqft
2024-11-01 0 days 1,816 sqft
2024-12-01 0 days 1,901 sqft
2025-01-01 0 days 1,957 sqft
2025-02-01 0 days 1,850 sqft
2025-03-01 0 days 1,768 sqft
2025-04-01 0 days 1,803 sqft
Auburn's median listing age (time on market) for 2025-04-01 was 0 days.

Auburn's median square footage for active listings during the 2025-04-01 period was 1,803 sqft. One year prior, the average listing was 2,010 sqft.

Auburn, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 584 $125,520,000 $214,932
Cash Out Refi 196 $29,920,000 $152,653
Other 167 $11,165,000 $66,856
Refi 117 $22,445,000 $191,838
Home Improvement 114 $7,410,000 $65,000

Auburn's most frequently cited loan purpose was Home Purchase, with 584 originations. The 2nd most popular reason was Cash Out Refi, with 196 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 422 $86,940,000 $206,019
Over 8% 294 $23,560,000 $80,136
7-8% 275 $49,375,000 $179,545
5-6% 90 $19,750,000 $219,444
4-5% 12 $3,130,000 $260,833
<2.5% 2 $30,000 $15,000
3-4% 2 $560,000 $280,000
2.5-3% 2 $240,000 $120,000

During 2024, Auburn's most frequently originated rate bucket was 6-7%, with 422 originations.

Loan Sizing (Auburn, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 419 $62,595,000 $149,391
$100,000 or less 403 $20,565,000 $51,030
$200k-400k 297 $79,235,000 $266,785
$400k-600k 44 $20,920,000 $475,455
$600k-1000k 11 $7,605,000 $691,364
$Over $1MM 4 $5,540,000 $1,385,000

Auburn's loan sizing saw the bucket of loans from $100k-200k with 419 originations, totaling $62,595,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 458 $104,460,000 $228,079
Under 20% 184 $7,070,000 $38,424
20-40% 177 $15,085,000 $85,226
60-80% 168 $38,240,000 $227,619
40-60% 91 $13,535,000 $148,736
Over 100% 5 $1,085,000 $217,000

Auburn's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 458 originations, totaling $104,460,000 in origination value.