Auburn Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Auburn averaged 6.7% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.79% and one month ago for the week of 2024-11-07, the average rate was 6.89%.

    Auburn's average rate one year ago was 7.33%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Auburn 30 Year Fixed Rate 2024-12-12 6.7%
    Auburn 30 Year Fixed Rate Refi 2024-12-12 6.6%
    Auburn 15 Year Fixed Rate 2024-12-12 6.04%
    Auburn 15 Year Fixed Rate Refi 2024-12-12 6.44%
    Auburn 30 Year FHA 2024-12-12 6.76%
    Auburn 30 Year FHA Refi 2024-12-12 6.08%
    Auburn 30 Year USDA 2024-12-12 6.5%
    Auburn 30 Year USDA Refi 2024-12-12 6.5%
    Auburn 30 Year VA 2024-12-12 6.28%
    Auburn 30 Year VA Refi 2024-12-12 6.18%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Auburn, IN.

    Auburn Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Auburn, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    RUOFF MORTGAGE COMPANY, INC. 57 6.99% $3,559
    Three Rivers Federal Credit Union 46 7.07% $2,656
    GVC MORTGAGE, INC. 32 7.24% $4,384
    HALLMARK HOME MORTGAGE, LLC 14 6.94% $4,656
    Horizon Bank 13 7.18% $2,430
    ProFed Federal Credit Union 12 6.30% $2,264
    QUICKEN LOANS, LLC 10 6.73% $5,681
    JPMorgan Chase Bank 9 6.81% $3,236
    BEACON CREDIT UNION 9 6.49% $2,444
    FORT FINANCIAL Federal Credit Union 8 6.70% $2,825
    Fifth Third Bank 8 6.63% $2,751
    TEACHERS CREDIT UNION 8 7.64% $2,400
    The Farmers & Merchants State Bank 7 7.13% $3,279
    PNC Bank 7 6.95% $3,189
    1st Source Bank 7 7.07% $3,375
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 7.08% $5,076
    VAN DYK MORTGAGE CORPORATION 6 7.17% $4,313
    Flagstar Bank, FSB 5 7.15% $4,582
    Farm Credit Mid-America, ACA 5 7.03% $6,683
    First Merchants Bank 5 6.73% $4,172
    GENEVA FINANCIAL, LLC 5 7.03% $2,820
    The State Bank and Trust Company 5 6.43% $3,057
    UNITED WHOLESALE MORTGAGE, LLC 4 7.62% $2,922
    STOCKTON MORTGAGE CORPORATION 3 7.25% $2,903
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 3 6.79% $3,322
    Union Savings Bank 3 6.42% $929
    PARTNERS 1ST Federal Credit Union 3 6.33% $2,533
    AMERISAVE MORTGAGE CORPORATION 2 6.06% $7,101
    NEWREZ LLC 2 7.06% $3,217
    First Federal Savings Bank 2 6.81% $2,366
    Mr. Cooper ( Nationstar Mortgage ) 2 7.06% $6,892
    V.I.P. MORTGAGE, INC. 2 6.69% $3,425
    ROYAL UNITED MORTGAGE LLC 2 6.94% $6,144
    Lake City Bank 2 6.63% $2,262
    LOANDEPOT.COM, LLC 2 7.49% $4,768
    The Huntington National Bank 2 6.50% $2,407
    POLARIS HOME FUNDING CORP. 2 7.25% $6,377
    ZILLOW HOME LOANS, LLC 1 6.88% $12,107
    USAA Federal Savings Bank 1 6.75% $2,272
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 10.00% $4,999
    ACADEMY MORTGAGE CORPORATION 1 7.88% $6,396
    FREEDOM MORTGAGE CORPORATION 1 7.63% $6,584
    INTERRA CREDIT UNION 1 6.63% $4,605
    MICHIGAN MUTUAL, INC. 1 6.63% $3,597
    MIDWEST AMERICA 1 6.00% $1,015
    MJW Financial LLC 1 7.38% $4,309
    MOVEMENT MORTGAGE, LLC 1 7.00% $6,287
    M&T Bank 1 6.88% $3,913
    Nations Lending Corporation 1 6.63% $7,915
    Notre Dame Federal Credit Union Corporation 1 7.25% $2,272
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $3,073
    First Financial Bank 1 6.25% $3,115
    First Federal Savings Bank 1 6.88% $2,785
    Raymond James Bank 1 5.88% $1,438
    Farmers State Bank 1 7.49% $2,869
    STAR Financial Bank 1 6.38% $1,730
    CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $7,304

    Auburn Average Closing Costs & Other Stats

    Auburn, IN's 57 lenders originated 1,014 loans during 2023. The total origination value was $153,830,000, with an average loan value of $151,706.

    Auburn's average closing costs are $3,547.

    The top Auburn lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 57 loans originated. Their average total fees are $3,559, which is $903 higher than the next largest lender, Three Rivers Federal Credit Union.

    The lowest fee Auburn lenders (with over 10 loans originated) are ProFed Federal Credit Union ($2,264), Horizon Bank ($2,430), Three Rivers Federal Credit Union ($2,656), RUOFF MORTGAGE COMPANY, INC. ($3,559) and GVC MORTGAGE, INC. ($4,384).

    The lowest rate Auburn lenders (with over 10 loans originated) are ProFed Federal Credit Union (6.30%), QUICKEN LOANS, LLC (6.73%), HALLMARK HOME MORTGAGE, LLC (6.94%), RUOFF MORTGAGE COMPANY, INC. (6.99%) and Three Rivers Federal Credit Union (7.07%).

    Auburn, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    RUOFF MORTGAGE COMPANY, INC. $28,650,000 $20,360,000 -28.9% 13.2%
    Three Rivers Federal Credit Union $27,345,000 $14,960,000 -45.3% 9.7%
    GVC MORTGAGE, INC. $9,120,000 $10,455,000 14.6% 6.8%
    The Garrett State Bank $10,565,000 $8,790,000 -16.8% 5.7%
    HALLMARK HOME MORTGAGE, LLC $5,615,000 $5,715,000 1.8% 3.7%
    Horizon Bank $5,715,000 $5,495,000 -3.8% 3.6%
    QUICKEN LOANS, LLC $7,390,000 $4,310,000 -41.7% 2.8%
    BEACON CREDIT UNION $2,820,000 $3,895,000 38.1% 2.5%
    ProFed Federal Credit Union $8,720,000 $3,575,000 -59.0% 2.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $650,000 $3,275,000 403.8% 2.1%
    VAN DYK MORTGAGE CORPORATION $1,860,000 $2,885,000 55.1% 1.9%
    The Farmers & Merchants State Bank $3,205,000 $2,760,000 -13.9% 1.8%
    Fifth Third Bank $3,925,000 $2,690,000 -31.5% 1.7%
    STAR Financial Bank $1,010,000 $2,660,000 163.4% 1.7%
    PNC Bank $4,415,000 $2,625,000 -40.5% 1.7%
    1st Source Bank $1,660,000 $2,525,000 52.1% 1.6%
    The Campbell & Fetter Bank $2,460,000 $2,300,000 -6.5% 1.5%
    TEACHERS CREDIT UNION $4,600,000 $2,275,000 -50.5% 1.5%
    Flagstar Bank, FSB $6,830,000 $2,200,000 -67.8% 1.4%
    Lake City Bank $2,700,000 $2,165,000 -19.8% 1.4%
    FORT FINANCIAL Federal Credit Union $2,545,000 $1,990,000 -21.8% 1.3%
    Farm Credit Mid-America, ACA $900,000 $1,925,000 113.9% 1.3%
    Mortgage Research Center, LLC $2,850,000 $1,920,000 -32.6% 1.2%
    Farmers and Merchants Bank $1,275,000 $1,855,000 45.5% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,855,000 n/a 1.2%
    ACADEMY MORTGAGE CORPORATION $1,355,000 $1,725,000 27.3% 1.1%
    PENNYMAC LOAN SERVICES, LLC $880,000 $1,645,000 86.9% 1.1%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,055,000 $1,485,000 40.8% 1.0%
    The State Bank and Trust Company $4,415,000 $1,455,000 -67.0% 0.9%
    LOANDEPOT.COM, LLC $2,285,000 $1,430,000 -37.4% 0.9%
    First Merchants Bank $3,740,000 $1,420,000 -62.0% 0.9%
    JPMorgan Chase Bank $2,855,000 $1,275,000 -55.3% 0.8%
    NEW DAY FINANCIAL, LLC $540,000 $1,210,000 124.1% 0.8%
    Union Savings Bank $2,400,000 $1,110,000 -53.8% 0.7%
    Farmers State Bank $1,495,000 $1,100,000 -26.4% 0.7%
    POLARIS HOME FUNDING CORP. $1,025,000 $1,015,000 -1.0% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,370,000 $1,010,000 -26.3% 0.7%
    STOCKTON MORTGAGE CORPORATION $995,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $1,765,000 $965,000 -45.3% 0.6%
    GENEVA FINANCIAL, LLC $860,000 $960,000 11.6% 0.6%
    PARTNERS 1ST Federal Credit Union $1,785,000 $945,000 -47.1% 0.6%
    MICHIGAN MUTUAL, INC. $725,000 $855,000 17.9% 0.6%
    PLAZA HOME MORTGAGE, INC. $855,000 n/a 0.6%
    NEWREZ LLC $830,000 $805,000 -3.0% 0.5%
    First Federal Savings Bank $75,000 $745,000 893.3% 0.5%
    MIDWEST AMERICA $1,535,000 $690,000 -55.0% 0.4%
    Barrington Bank & Trust Company, N.A. $665,000 n/a 0.4%
    V.I.P. MORTGAGE, INC. $3,035,000 $635,000 -79.1% 0.4%
    Nations Lending Corporation $790,000 $625,000 -20.9% 0.4%
    The Huntington National Bank $1,420,000 $605,000 -57.4% 0.4%
    First Financial Bank $560,000 n/a 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,110,000 $505,000 -76.1% 0.3%
    Old National Bank $490,000 $485,000 -1.0% 0.3%
    MOVEMENT MORTGAGE, LLC $455,000 n/a 0.3%
    ZILLOW HOME LOANS, LLC $750,000 $445,000 -40.7% 0.3%
    AMERISAVE MORTGAGE CORPORATION $810,000 $435,000 -46.3% 0.3%
    Paramount Residential Mortgage Group, Inc. $155,000 $435,000 180.6% 0.3%
    ROYAL UNITED MORTGAGE LLC $1,105,000 $425,000 -61.5% 0.3%
    Discover Bank $150,000 $380,000 153.3% 0.2%
    UNION HOME MORTGAGE CORP. $1,170,000 $340,000 -70.9% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $445,000 $335,000 -24.7% 0.2%
    First State Bank of Forrest $315,000 n/a 0.2%
    Wells Fargo Bank $555,000 $300,000 -45.9% 0.2%
    INTERRA CREDIT UNION $510,000 $295,000 -42.2% 0.2%
    GUARANTEED RATE, INC. $275,000 $285,000 3.6% 0.2%
    First Federal Savings Bank $75,000 $245,000 226.7% 0.2%
    First Financial Bank $235,000 n/a 0.2%
    Raymond James Bank $235,000 n/a 0.2%
    Figure Lending LLC $355,000 $230,000 -35.2% 0.1%
    NAVY FEDERAL CREDIT UNION $15,000 $225,000 1,400.0% 0.1%
    PENTAGON FEDERAL CREDIT UNION $225,000 n/a 0.1%
    Regions Bank $205,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $200,000 n/a 0.1%
    USAA Federal Savings Bank $175,000 $195,000 11.4% 0.1%
    Carrington Mortgage Services, LLC $780,000 $190,000 -75.6% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $460,000 $190,000 -58.7% 0.1%
    M&T Bank $185,000 n/a 0.1%
    Bank of America $150,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $410,000 $145,000 -64.6% 0.1%
    MJW Financial LLC $125,000 $145,000 16.0% 0.1%
    CALIBER HOME LOANS, INC. $895,000 $135,000 -84.9% 0.1%
    GREENSTATE CREDIT UNION $335,000 $125,000 -62.7% 0.1%
    ENDEAVOR CAPITAL, LLC. $340,000 $115,000 -66.2% 0.1%
    LOANPAL, LLC $115,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $115,000 n/a 0.1%
    Equity Prime Mortgage LLC $85,000 n/a 0.1%
    Notre Dame Federal Credit Union Corporation $85,000 n/a 0.1%
    SPRING EQ, LLC $25,000 $80,000 220.0% 0.1%
    Citizens Bank $75,000 $75,000 0.0% 0.0%
    Connexus Credit Union $75,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $245,000 $55,000 -77.6% 0.0%
    U.S. Bank $55,000 $55,000 0.0% 0.0%
    PLANET HOME LENDING, LLC $345,000 $45,000 -87.0% 0.0%
    Park Lane Finance Solutions, LLC $275,000 $25,000 -90.9% 0.0%
    Centier Bank $15,000 n/a 0.0%
    Deere Employees Credit Union $15,000 n/a 0.0%

    Auburn's top lender by overall market share is RUOFF MORTGAGE COMPANY, INC., with 13.2% market share. In second place, with 9.7%, is Three Rivers Federal Credit Union, having originated $14,960,000 in loans. In third place, with 6.8%, is GVC MORTGAGE, INC., having originated $10,455,000 in loans. In fourth place, with 5.7%, is The Garrett State Bank, having originated $8,790,000 in loans. In fifth place, with 3.7%, is HALLMARK HOME MORTGAGE, LLC, having originated $5,715,000 in loans.

    Auburn Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Auburn (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $168,750 (56.7%) $190,507 (35.6%) 0.00 95
    2018-02-01 $171,291 (55.4%) $179,121 (20.9%) 0.00 94
    2018-03-01 $169,994 (55.3%) $183,812 (22.4%) 0.00 86
    2018-04-01 $178,625 (51.8%) $204,100 (33.1%) 0.00 80
    2018-05-01 $178,100 (21.6%) $218,247 (23.9%) 0.00 81
    2018-06-01 $169,850 (30.8%) $211,774 (18.2%) 0.00 85
    2018-07-01 $182,150 (21.9%) $211,706 (14.1%) 0.00 101
    2018-08-01 $179,900 (30.9%) $209,686 (5.2%) 0.00 104
    2018-09-01 $169,500 (13.4%) $211,134 (-6.8%) 0.00 90
    2018-10-01 $163,725 (10.6%) $208,856 (-7.9%) 0.00 100
    2018-11-01 $145,000 (3.6%) $190,545 (-6.5%) 0.00 103
    2018-12-01 $154,900 (14.0%) $198,232 (12.2%) 0.00 98
    2019-01-01 $164,450 (-2.6%) $201,803 (5.9%) 0.00 88
    2019-02-01 $157,400 (-8.1%) $194,860 (8.8%) 0.00 85
    2019-03-01 $164,186 (-3.4%) $197,157 (7.3%) 0.00 75
    2019-04-01 $166,711 (-6.7%) $203,325 (-0.4%) 0.00 69
    2019-05-01 $199,900 (12.2%) $220,015 (0.8%) 0.00 67
    2019-06-01 $199,700 (17.6%) $222,840 (5.2%) 0.00 73
    2019-07-01 $191,200 (5.0%) $213,506 (0.9%) 0.00 90
    2019-08-01 $192,082 (6.8%) $217,976 (4.0%) 0.00 95
    2019-09-01 $190,855 (12.6%) $223,313 (5.8%) 0.00 90
    2019-10-01 $188,650 (15.2%) $226,459 (8.4%) 0.00 87
    2019-11-01 $172,500 (19.0%) $213,347 (12.0%) 0.00 92
    2019-12-01 $171,800 (10.9%) $203,389 (2.6%) 0.00 89
    2020-01-01 $170,850 (3.9%) $199,464 (-1.2%) 0.00 83
    2020-02-01 $158,900 (1.0%) $203,970 (4.7%) 0.00 79
    2020-03-01 $172,175 (4.9%) $218,012 (10.6%) 0.00 65
    2020-04-01 $200,383 (20.2%) $224,219 (10.3%) 0.00 63
    2020-05-01 $229,450 (14.8%) $301,454 (37.0%) 0.00 61
    2020-06-01 $233,425 (16.9%) $303,358 (36.1%) 0.00 60
    2020-07-01 $227,900 (19.2%) $337,333 (58.0%) 0.00 50
    2020-08-01 $218,400 (13.7%) $328,286 (50.6%) 0.00 50
    2020-09-01 $215,300 (12.8%) $348,911 (56.2%) 0.00 44
    2020-10-01 $204,900 (8.6%) $305,794 (35.0%) 0.00 45
    2020-11-01 $220,600 (27.9%) $313,971 (47.2%) 0.00 49
    2020-12-01 $232,400 (35.3%) $328,382 (61.5%) 0.00 43
    2021-01-01 $214,700 (25.7%) $331,240 (66.1%) 0.00 28
    2021-02-01 $238,546 (50.1%) $361,819 (77.4%) 0.00 24
    2021-03-01 $173,400 (0.7%) $330,371 (51.5%) 0.00 23
    2021-04-01 $203,709 (1.7%) $390,638 (74.2%) 0.00 20
    2021-05-01 $189,950 (-17.2%) $392,032 (30.1%) 0.00 22
    2021-06-01 $189,900 (-18.7%) $332,488 (9.6%) 0.00 31
    2021-07-01 $204,950 (-10.1%) $344,737 (2.2%) 0.00 36
    2021-08-01 $209,950 (-3.9%) $300,885 (-8.4%) 0.00 45
    2021-09-01 $221,200 (2.7%) $278,600 (-20.2%) 0.00 47
    2021-10-01 $189,900 (-7.3%) $251,612 (-17.7%) 0.00 43
    2021-11-01 $187,400 (-15.1%) $251,107 (-20.0%) 0.00 38
    2021-12-01 $184,975 (-20.4%) $261,758 (-20.3%) 0.00 41
    2022-01-01 $184,950 (-13.9%) $261,138 (-21.2%) 0.00 34
    2022-02-01 $172,000 (-27.9%) $292,018 (-19.3%) 0.00 19
    2022-03-01 $263,450 (51.9%) $520,165 (57.5%) 0.00 22
    2022-04-01 $299,900 (47.2%) $619,820 (58.7%) 0.00 23
    2022-05-01 $275,425 (45.0%) $479,691 (22.4%) 0.00 38
    2022-06-01 $309,900 (63.2%) $466,266 (40.2%) 0.00 44
    2022-07-01 $290,000 (41.5%) $376,053 (9.1%) 0.00 55
    2022-08-01 $349,675 (66.6%) $449,776 (49.5%) 0.00 39
    2022-09-01 $321,073 (45.2%) $391,678 (40.6%) 0.00 46
    2022-10-01 $316,300 (66.6%) $359,140 (42.7%) 0.00 64
    2022-11-01 $324,798 (73.3%) $363,931 (44.9%) 0.00 68
    2022-12-01 $314,900 (70.2%) $338,285 (29.2%) 0.00 65
    2023-01-01 $329,900 (78.4%) $335,372 (28.4%) 0.00 52
    2023-02-01 $354,807 (106.3%) $364,418 (24.8%) 0.00 43
    2023-03-01 $377,750 (43.4%) $397,797 (-23.5%) 0.00 37
    2023-04-01 $339,900 (13.3%) $364,966 (-41.1%) 0.00 37
    2023-05-01 $272,441 (-1.1%) $311,436 (-35.1%) 0.00 52
    2023-06-01 $339,400 (9.5%) $364,668 (-21.8%) 0.00 53
    2023-07-01 $369,000 (27.2%) $381,448 (1.4%) 0.00 50
    2023-08-01 $363,650 (4.0%) $385,646 (-14.3%) 0.00 60
    2023-09-01 $338,600 (5.5%) $379,028 (-3.2%) 0.00 65
    2023-10-01 $309,675 (-2.1%) $368,849 (2.7%) 0.00 73
    2023-11-01 $318,650 (-1.9%) $364,428 (0.1%) 0.00 78
    2023-12-01 $297,500 (-5.5%) $349,437 (3.3%) 0.00 78
    2024-01-01 $291,238 (-11.7%) $341,468 (1.8%) 0.00 73
    2024-02-01 $299,165 (-15.7%) $348,576 (-4.4%) 0.00 59
    2024-03-01 $327,450 (-13.3%) $361,031 (-9.2%) 0.00 44
    2024-04-01 $322,175 (-5.2%) $346,361 (-5.1%) 0.00 49
    2024-05-01 $325,138 (19.3%) $373,926 (20.1%) 0.00 50
    2024-06-01 $339,900 (0.2%) $372,649 (2.2%) 0.00 49
    2024-07-01 $332,400 (-9.9%) $360,627 (-5.5%) 0.00 50
    2024-08-01 $329,900 (-9.3%) $358,771 (-7.0%) 0.00 62
    2024-09-01 $312,450 (-7.7%) $339,637 (-10.4%) 0.00 69
    2024-10-01 $316,100 (2.1%) $339,992 (-7.8%) 0.00 67
    2024-11-01 $299,900 (-5.9%) $335,538 (-7.9%) 0.00 74
    Auburn's median listing price for 2024-11-01 was $299,900, a difference of $-18,750 (-5.9%) versus the prior year and $-16,200 versus the prior month.

    Auburn's median listing price comes in at 0% of the national average.

    Auburn's average listing price for 2024-11-01 was $335,538, a difference of $-28,890 (-7.9%) versus the prior year and $-4,454 versus the prior month.

    For the 2024-11-01 period, Auburn had 74 MLS listings, a difference of 7 listings (10%) versus the prior month and -4 listings (-5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Auburn (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,725 sqft
    2018-02-01 0 days 1,726 sqft
    2018-03-01 0 days 1,722 sqft
    2018-04-01 0 days 1,780 sqft
    2018-05-01 0 days 1,907 sqft
    2018-06-01 0 days 1,921 sqft
    2018-07-01 0 days 1,924 sqft
    2018-08-01 0 days 1,915 sqft
    2018-09-01 0 days 1,838 sqft
    2018-10-01 0 days 1,854 sqft
    2018-11-01 0 days 1,761 sqft
    2018-12-01 0 days 1,804 sqft
    2019-01-01 0 days 1,855 sqft
    2019-02-01 0 days 1,809 sqft
    2019-03-01 0 days 1,848 sqft
    2019-04-01 0 days 1,864 sqft
    2019-05-01 0 days 1,848 sqft
    2019-06-01 0 days 1,911 sqft
    2019-07-01 0 days 1,941 sqft
    2019-08-01 0 days 1,934 sqft
    2019-09-01 0 days 1,954 sqft
    2019-10-01 0 days 1,899 sqft
    2019-11-01 0 days 1,796 sqft
    2019-12-01 0 days 1,791 sqft
    2020-01-01 0 days 1,789 sqft
    2020-02-01 0 days 1,746 sqft
    2020-03-01 0 days 1,794 sqft
    2020-04-01 0 days 1,803 sqft
    2020-05-01 0 days 1,848 sqft
    2020-06-01 0 days 1,838 sqft
    2020-07-01 0 days 1,819 sqft
    2020-08-01 0 days 1,819 sqft
    2020-09-01 0 days 1,751 sqft
    2020-10-01 0 days 1,801 sqft
    2020-11-01 0 days 1,809 sqft
    2020-12-01 0 days 1,812 sqft
    2021-01-01 0 days 1,800 sqft
    2021-02-01 0 days 1,713 sqft
    2021-03-01 0 days 1,616 sqft
    2021-04-01 0 days 1,752 sqft
    2021-05-01 0 days 1,621 sqft
    2021-06-01 0 days 1,685 sqft
    2021-07-01 0 days 1,705 sqft
    2021-08-01 0 days 1,710 sqft
    2021-09-01 0 days 1,780 sqft
    2021-10-01 0 days 1,766 sqft
    2021-11-01 0 days 1,676 sqft
    2021-12-01 0 days 1,754 sqft
    2022-01-01 0 days 1,708 sqft
    2022-02-01 0 days 1,844 sqft
    2022-03-01 0 days 1,894 sqft
    2022-04-01 0 days 1,986 sqft
    2022-05-01 0 days 1,711 sqft
    2022-06-01 0 days 1,843 sqft
    2022-07-01 0 days 1,844 sqft
    2022-08-01 0 days 1,977 sqft
    2022-09-01 0 days 1,923 sqft
    2022-10-01 0 days 1,970 sqft
    2022-11-01 0 days 1,972 sqft
    2022-12-01 0 days 1,840 sqft
    2023-01-01 0 days 1,845 sqft
    2023-02-01 0 days 1,892 sqft
    2023-03-01 0 days 1,960 sqft
    2023-04-01 0 days 1,866 sqft
    2023-05-01 0 days 1,888 sqft
    2023-06-01 0 days 1,977 sqft
    2023-07-01 0 days 2,004 sqft
    2023-08-01 0 days 1,970 sqft
    2023-09-01 0 days 2,008 sqft
    2023-10-01 0 days 1,960 sqft
    2023-11-01 0 days 1,977 sqft
    2023-12-01 0 days 1,895 sqft
    2024-01-01 0 days 1,766 sqft
    2024-02-01 0 days 1,783 sqft
    2024-03-01 0 days 1,957 sqft
    2024-04-01 0 days 2,018 sqft
    2024-05-01 0 days 2,024 sqft
    2024-06-01 0 days 2,029 sqft
    2024-07-01 0 days 1,984 sqft
    2024-08-01 0 days 1,945 sqft
    2024-09-01 0 days 1,794 sqft
    2024-10-01 0 days 1,825 sqft
    2024-11-01 0 days 1,816 sqft
    Auburn's median listing age (time on market) for 2024-11-01 was 0 days.

    Auburn's median square footage for active listings during the 2024-11-01 period was 1,816 sqft. One year prior, the average listing was 1,977 sqft.

    Auburn, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 551 $110,065,000 $199,755
    Cash Out Refi 135 $17,495,000 $129,593
    Other 128 $7,390,000 $57,734
    Refi 103 $12,445,000 $120,825
    Home Improvement 97 $6,435,000 $66,340

    Auburn's most frequently cited loan purpose was Home Purchase, with 551 originations. The 2nd most popular reason was Cash Out Refi, with 135 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    7-8% 306 $55,500,000 $181,373
    6-7% 302 $54,720,000 $181,192
    Over 8% 211 $15,875,000 $75,237
    5-6% 69 $12,335,000 $178,768
    <2.5% 16 $170,000 $10,625
    4-5% 4 $560,000 $140,000
    3-4% 1 $165,000 $165,000
    2.5-3% 1 $125,000 $125,000

    During 2023, Auburn's most frequently originated rate bucket was 7-8%, with 306 originations.

    Loan Sizing (Auburn, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 376 $54,470,000 $144,867
    $100,000 or less 364 $18,510,000 $50,852
    $200k-400k 236 $61,320,000 $259,831
    $400k-600k 30 $14,090,000 $469,667
    $600k-1000k 8 $5,440,000 $680,000

    Auburn's loan sizing saw the bucket of loans from $100k-200k with 376 originations, totaling $54,470,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 375 $78,255,000 $208,680
    60-80% 177 $33,245,000 $187,825
    20-40% 143 $11,945,000 $83,531
    Under 20% 138 $4,510,000 $32,681
    40-60% 70 $9,360,000 $133,714
    Over 100% 7 $1,985,000 $283,571

    Auburn's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 375 originations, totaling $78,255,000 in origination value.