Auburn Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Auburn averaged
6.86%
for the week of 2025-05-08, compared to the national average of
6.76% for the same period.
The average rate for the prior week (2025-05-01) was
6.76% and
one month ago for the week of 2025-04-03, the
average rate was 6.54%.
Auburn's average rate one year ago was 7.12%.
For refis of the same type during the week of 2025-05-08, the average rate
was 6.66%.
Auburn Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Auburn, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Auburn Average Closing Costs & Other Stats
Auburn, IN's 71 lenders originated 1,178
loans during 2024. The total origination value was $196,460,000, with an average loan value of
$166,774.
Auburn's average closing costs are $3,737.
The top Auburn lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with
77 loans originated. Their average total fees are
$3,532, which is $919
higher than the next largest lender,
Three Rivers Federal Credit Union.
The lowest fee Auburn lenders (with over 10 loans originated) are
ProFed Federal Credit Union ($2,364), Three Rivers Federal Credit Union ($2,613), Fifth Third Bank ($2,648), RUOFF MORTGAGE COMPANY, INC. ($3,532) and HALLMARK HOME MORTGAGE, LLC ($3,674).
The lowest rate Auburn lenders (with over 10 loans originated) are
ProFed Federal Credit Union (6.38%), Fifth Third Bank (6.60%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.70%), Three Rivers Federal Credit Union (6.77%) and RUOFF MORTGAGE COMPANY, INC. (6.85%).
Auburn, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
RUOFF MORTGAGE COMPANY, INC. | $20,360,000 | $22,890,000 | 12.4% | 11.7% |
Three Rivers Federal Credit Union | $14,960,000 | $22,310,000 | 49.1% | 11.4% |
GVC MORTGAGE, INC. | $10,455,000 | $10,565,000 | 1.1% | 5.4% |
The Garrett State Bank | $8,790,000 | $7,210,000 | -18.0% | 3.7% |
QUICKEN LOANS, LLC | $4,310,000 | $6,980,000 | 61.9% | 3.6% |
ProFed Federal Credit Union | $3,575,000 | $6,640,000 | 85.7% | 3.4% |
Horizon Bank | $5,495,000 | $6,025,000 | 9.6% | 3.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,275,000 | $5,790,000 | 76.8% | 2.9% |
HALLMARK HOME MORTGAGE, LLC | $5,715,000 | $5,015,000 | -12.2% | 2.6% |
Lake City Bank | $2,165,000 | $4,620,000 | 113.4% | 2.4% |
UNITED WHOLESALE MORTGAGE, LLC | $1,855,000 | $4,410,000 | 137.7% | 2.2% |
PNC Bank | $2,625,000 | $4,010,000 | 52.8% | 2.0% |
Fifth Third Bank | $2,690,000 | $3,690,000 | 37.2% | 1.9% |
FORT FINANCIAL Federal Credit Union | $1,990,000 | $3,625,000 | 82.2% | 1.8% |
The Farmers & Merchants State Bank | $2,760,000 | $3,450,000 | 25.0% | 1.8% |
First Merchants Bank | $1,420,000 | $3,445,000 | 142.6% | 1.8% |
Mortgage Research Center, LLC | $1,920,000 | $2,955,000 | 53.9% | 1.5% |
STOCKTON MORTGAGE CORPORATION | $995,000 | $2,835,000 | 184.9% | 1.4% |
DHI MORTGAGE COMPANY, LTD. | $2,740,000 | n/a | 1.4% | |
NEWREZ LLC | $805,000 | $2,725,000 | 238.5% | 1.4% |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,485,000 | $2,375,000 | 59.9% | 1.2% |
The Campbell & Fetter Bank | $2,300,000 | $2,210,000 | -3.9% | 1.1% |
VAN DYK MORTGAGE CORPORATION | $2,885,000 | $2,190,000 | -24.1% | 1.1% |
LOANDEPOT.COM, LLC | $1,430,000 | $2,065,000 | 44.4% | 1.1% |
MIDWEST AMERICA | $690,000 | $2,045,000 | 196.4% | 1.0% |
FREEDOM MORTGAGE CORPORATION | $965,000 | $2,035,000 | 110.9% | 1.0% |
TEACHERS CREDIT UNION | $2,275,000 | $2,035,000 | -10.5% | 1.0% |
V.I.P. MORTGAGE, INC. | $635,000 | $1,730,000 | 172.4% | 0.9% |
POLARIS HOME FUNDING CORP. | $1,015,000 | $1,710,000 | 68.5% | 0.9% |
Union Savings Bank | $1,110,000 | $1,650,000 | 48.6% | 0.8% |
BEACON CREDIT UNION | $3,895,000 | $1,620,000 | -58.4% | 0.8% |
First Federal Savings Bank | $245,000 | $1,535,000 | 526.5% | 0.8% |
Carrington Mortgage Services, LLC | $190,000 | $1,510,000 | 694.7% | 0.8% |
JPMorgan Chase Bank | $1,275,000 | $1,420,000 | 11.4% | 0.7% |
Farmers State Bank | $1,100,000 | $1,355,000 | 23.2% | 0.7% |
The State Bank and Trust Company | $1,455,000 | $1,345,000 | -7.6% | 0.7% |
1st Source Bank | $2,525,000 | $1,265,000 | -49.9% | 0.6% |
PLAZA HOME MORTGAGE, INC. | $855,000 | $1,205,000 | 40.9% | 0.6% |
MICHIGAN MUTUAL, INC. | $855,000 | $1,190,000 | 39.2% | 0.6% |
MOVEMENT MORTGAGE, LLC | $455,000 | $1,150,000 | 152.7% | 0.6% |
GUILD MORTGAGE COMPANY | $1,090,000 | n/a | 0.6% | |
Farm Credit Mid-America, ACA | $1,925,000 | $1,055,000 | -45.2% | 0.5% |
Flagstar Bank, FSB | $2,200,000 | $1,010,000 | -54.1% | 0.5% |
INTERRA CREDIT UNION | $295,000 | $1,005,000 | 240.7% | 0.5% |
Nations Lending Corporation | $625,000 | $985,000 | 57.6% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $435,000 | $975,000 | 124.1% | 0.5% |
Paramount Residential Mortgage Group, Inc. | $435,000 | $930,000 | 113.8% | 0.5% |
CARDINAL FINANCIAL | $875,000 | n/a | 0.4% | |
Crossroads Bank | $820,000 | n/a | 0.4% | |
Old National Bank | $485,000 | $805,000 | 66.0% | 0.4% |
STAR Financial Bank | $2,660,000 | $790,000 | -70.3% | 0.4% |
Barrington Bank & Trust Company, N.A. | $665,000 | $705,000 | 6.0% | 0.4% |
UNION HOME MORTGAGE CORP. | $340,000 | $700,000 | 105.9% | 0.4% |
NEW DAY FINANCIAL, LLC | $1,210,000 | $660,000 | -45.5% | 0.3% |
PENNYMAC LOAN SERVICES, LLC | $1,645,000 | $610,000 | -62.9% | 0.3% |
Wells Fargo Bank | $300,000 | $595,000 | 98.3% | 0.3% |
USAA Federal Savings Bank | $195,000 | $585,000 | 200.0% | 0.3% |
Farmers and Merchants Bank | $1,855,000 | $575,000 | -69.0% | 0.3% |
GENEVA FINANCIAL, LLC | $960,000 | $555,000 | -42.2% | 0.3% |
U.S. Bank | $55,000 | $540,000 | 881.8% | 0.3% |
First Federal Savings Bank | $245,000 | $535,000 | 118.4% | 0.3% |
Mr. Cooper ( Nationstar Mortgage ) | $1,010,000 | $510,000 | -49.5% | 0.3% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $500,000 | n/a | 0.3% | |
SIRVA MORTGAGE, INC. | $485,000 | n/a | 0.2% | |
DOMINION FINANCIAL SERVICES, LLC | $475,000 | n/a | 0.2% | |
LOANPAL, LLC | $115,000 | $475,000 | 313.0% | 0.2% |
AmeriHome Mortgage Company, LLC | $420,000 | n/a | 0.2% | |
CROSSCOUNTRY MORTGAGE, LLC | $505,000 | $385,000 | -23.8% | 0.2% |
PARTNERS 1ST Federal Credit Union | $945,000 | $385,000 | -59.3% | 0.2% |
TRIAD FINANCIAL SERVICES, INC. | $380,000 | n/a | 0.2% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $365,000 | n/a | 0.2% | |
The Citizens National Bank of Bluffton | $355,000 | n/a | 0.2% | |
NBKC BANK | $325,000 | n/a | 0.2% | |
ROYAL UNITED MORTGAGE LLC | $425,000 | $325,000 | -23.5% | 0.2% |
The Federal Savings Bank | $325,000 | n/a | 0.2% | |
AMERICAN FINANCING CORPORATION | $300,000 | n/a | 0.2% | |
First Federal Bank of the Midwest | $300,000 | n/a | 0.2% | |
HOMESIDE FINANCIAL, LLC | $300,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $295,000 | n/a | 0.2% | |
The Huntington National Bank | $605,000 | $285,000 | -52.9% | 0.1% |
Ally Bank | $275,000 | n/a | 0.1% | |
Loan Simple, Inc. | $255,000 | n/a | 0.1% | |
POINT Mortgage | $255,000 | n/a | 0.1% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $335,000 | $255,000 | -23.9% | 0.1% |
Discover Bank | $380,000 | $250,000 | -34.2% | 0.1% |
BROKER SOLUTIONS, INC. | $145,000 | $215,000 | 48.3% | 0.1% |
Prosperity Home Mortgage, LLC | $215,000 | n/a | 0.1% | |
SPRING EQ, LLC | $80,000 | $215,000 | 168.8% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $205,000 | n/a | 0.1% | |
Mid-Continent Funding, Inc. | $205,000 | n/a | 0.1% | |
PHH Mortgage Corporation | $185,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $45,000 | $185,000 | 311.1% | 0.1% |
ZILLOW HOME LOANS, LLC | $445,000 | $185,000 | -58.4% | 0.1% |
Merchants Bank of Indiana | $175,000 | n/a | 0.1% | |
Figure Lending LLC | $230,000 | $145,000 | -37.0% | 0.1% |
DEEPHAVEN MORTGAGE LLC | $135,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $135,000 | n/a | 0.1% | |
AmRes Corporation | $115,000 | n/a | 0.1% | |
BAYSHORE MORTGAGE FUNDING, LLC | $115,000 | n/a | 0.1% | |
Bank of America | $150,000 | $105,000 | -30.0% | 0.1% |
Bethpage Federal Credit Union | $105,000 | n/a | 0.1% | |
FEDEX EMPLOYEES CREDIT ASSOCIATION | $105,000 | n/a | 0.1% | |
First Bank of Berne | $105,000 | n/a | 0.1% | |
First Farmers Bank and Trust Company | $105,000 | n/a | 0.1% | |
First State Bank of Forrest | $315,000 | $105,000 | -66.7% | 0.1% |
M&T Bank | $185,000 | $105,000 | -43.2% | 0.1% |
NETWORK CAPITAL FUNDING CORPORATION | $105,000 | n/a | 0.1% | |
ENDEAVOR CAPITAL, LLC. | $115,000 | $85,000 | -26.1% | 0.0% |
PENTAGON FEDERAL CREDIT UNION | $225,000 | $85,000 | -62.2% | 0.0% |
APCI Federal Credit Union | $75,000 | n/a | 0.0% | |
FIRST BANCORP | $75,000 | n/a | 0.0% | |
DAS Acquisition Company, LLC | $65,000 | n/a | 0.0% | |
Transportation Federal Credit Union | $55,000 | n/a | 0.0% | |
GREENSTATE CREDIT UNION | $125,000 | $50,000 | -60.0% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $55,000 | $50,000 | -9.1% | 0.0% |
Centier Bank | $15,000 | $45,000 | 200.0% | 0.0% |
NAVY FEDERAL CREDIT UNION | $225,000 | $25,000 | -88.9% | 0.0% |
CHARTWAY FEDERAL CREDIT UNION | $15,000 | n/a | 0.0% | |
Citizens Bank | $75,000 | $15,000 | -80.0% | 0.0% |
Auburn's top lender by overall market share is RUOFF MORTGAGE COMPANY, INC., with 11.7% market share. In second place, with 11.4%, is Three Rivers Federal Credit Union, having originated $22,310,000 in loans. In third place, with 5.4%, is GVC MORTGAGE, INC., having originated $10,565,000 in loans. In fourth place, with 3.7%, is The Garrett State Bank, having originated $7,210,000 in loans. In fifth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $6,980,000 in loans.
Auburn Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Auburn (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $168,750 (56.7%) | $190,507 (35.6%) | 0.00 | 95 |
2018-02-01 | $171,291 (55.4%) | $179,121 (20.9%) | 0.00 | 94 |
2018-03-01 | $169,994 (55.3%) | $183,812 (22.4%) | 0.00 | 86 |
2018-04-01 | $178,625 (51.8%) | $204,100 (33.1%) | 0.00 | 80 |
2018-05-01 | $178,100 (21.6%) | $218,247 (23.9%) | 0.00 | 81 |
2018-06-01 | $169,850 (30.8%) | $211,774 (18.2%) | 0.00 | 85 |
2018-07-01 | $182,150 (21.9%) | $211,706 (14.1%) | 0.00 | 101 |
2018-08-01 | $179,900 (30.9%) | $209,686 (5.2%) | 0.00 | 104 |
2018-09-01 | $169,500 (13.4%) | $211,134 (-6.8%) | 0.00 | 90 |
2018-10-01 | $163,725 (10.6%) | $208,856 (-7.9%) | 0.00 | 100 |
2018-11-01 | $145,000 (3.6%) | $190,545 (-6.5%) | 0.00 | 103 |
2018-12-01 | $154,900 (14.0%) | $198,232 (12.2%) | 0.00 | 98 |
2019-01-01 | $164,450 (-2.6%) | $201,803 (5.9%) | 0.00 | 88 |
2019-02-01 | $157,400 (-8.1%) | $194,860 (8.8%) | 0.00 | 85 |
2019-03-01 | $164,186 (-3.4%) | $197,157 (7.3%) | 0.00 | 75 |
2019-04-01 | $166,711 (-6.7%) | $203,325 (-0.4%) | 0.00 | 69 |
2019-05-01 | $199,900 (12.2%) | $220,015 (0.8%) | 0.00 | 67 |
2019-06-01 | $199,700 (17.6%) | $222,840 (5.2%) | 0.00 | 73 |
2019-07-01 | $191,200 (5.0%) | $213,506 (0.9%) | 0.00 | 90 |
2019-08-01 | $192,082 (6.8%) | $217,976 (4.0%) | 0.00 | 95 |
2019-09-01 | $190,855 (12.6%) | $223,313 (5.8%) | 0.00 | 90 |
2019-10-01 | $188,650 (15.2%) | $226,459 (8.4%) | 0.00 | 87 |
2019-11-01 | $172,500 (19.0%) | $213,347 (12.0%) | 0.00 | 92 |
2019-12-01 | $171,800 (10.9%) | $203,389 (2.6%) | 0.00 | 89 |
2020-01-01 | $170,850 (3.9%) | $199,464 (-1.2%) | 0.00 | 83 |
2020-02-01 | $158,900 (1.0%) | $203,970 (4.7%) | 0.00 | 79 |
2020-03-01 | $172,175 (4.9%) | $218,012 (10.6%) | 0.00 | 65 |
2020-04-01 | $200,383 (20.2%) | $224,219 (10.3%) | 0.00 | 63 |
2020-05-01 | $229,450 (14.8%) | $301,454 (37.0%) | 0.00 | 61 |
2020-06-01 | $233,425 (16.9%) | $303,358 (36.1%) | 0.00 | 60 |
2020-07-01 | $227,900 (19.2%) | $337,333 (58.0%) | 0.00 | 50 |
2020-08-01 | $218,400 (13.7%) | $328,286 (50.6%) | 0.00 | 50 |
2020-09-01 | $215,300 (12.8%) | $348,911 (56.2%) | 0.00 | 44 |
2020-10-01 | $204,900 (8.6%) | $305,794 (35.0%) | 0.00 | 45 |
2020-11-01 | $220,600 (27.9%) | $313,971 (47.2%) | 0.00 | 49 |
2020-12-01 | $232,400 (35.3%) | $328,382 (61.5%) | 0.00 | 43 |
2021-01-01 | $214,700 (25.7%) | $331,240 (66.1%) | 0.00 | 28 |
2021-02-01 | $238,546 (50.1%) | $361,819 (77.4%) | 0.00 | 24 |
2021-03-01 | $173,400 (0.7%) | $330,371 (51.5%) | 0.00 | 23 |
2021-04-01 | $203,709 (1.7%) | $390,638 (74.2%) | 0.00 | 20 |
2021-05-01 | $189,950 (-17.2%) | $392,032 (30.1%) | 0.00 | 22 |
2021-06-01 | $189,900 (-18.7%) | $332,488 (9.6%) | 0.00 | 31 |
2021-07-01 | $204,950 (-10.1%) | $344,737 (2.2%) | 0.00 | 36 |
2021-08-01 | $209,950 (-3.9%) | $300,885 (-8.4%) | 0.00 | 45 |
2021-09-01 | $221,200 (2.7%) | $278,600 (-20.2%) | 0.00 | 47 |
2021-10-01 | $189,900 (-7.3%) | $251,612 (-17.7%) | 0.00 | 43 |
2021-11-01 | $187,400 (-15.1%) | $251,107 (-20.0%) | 0.00 | 38 |
2021-12-01 | $184,925 (-20.4%) | $252,794 (-23.0%) | 0.00 | 40 |
2022-01-01 | $184,900 (-13.9%) | $246,587 (-25.6%) | 0.00 | 33 |
2022-02-01 | $165,450 (-30.6%) | $251,013 (-30.6%) | 0.00 | 17 |
2022-03-01 | $202,350 (16.7%) | $514,806 (55.8%) | 0.00 | 18 |
2022-04-01 | $290,000 (42.4%) | $627,939 (60.8%) | 0.00 | 21 |
2022-05-01 | $269,950 (42.1%) | $476,551 (21.6%) | 0.00 | 38 |
2022-06-01 | $307,425 (61.9%) | $465,505 (40.0%) | 0.00 | 43 |
2022-07-01 | $284,900 (39.0%) | $373,988 (8.5%) | 0.00 | 52 |
2022-08-01 | $327,475 (56.0%) | $445,606 (48.1%) | 0.00 | 37 |
2022-09-01 | $309,900 (40.1%) | $387,131 (39.0%) | 0.00 | 43 |
2022-10-01 | $299,944 (58.0%) | $341,503 (35.7%) | 0.00 | 59 |
2022-11-01 | $309,944 (65.4%) | $347,779 (38.5%) | 0.00 | 63 |
2022-12-01 | $299,944 (62.2%) | $324,866 (28.5%) | 0.00 | 62 |
2023-01-01 | $322,150 (74.2%) | $321,371 (30.3%) | 0.00 | 48 |
2023-02-01 | $339,900 (105.4%) | $351,519 (40.0%) | 0.00 | 38 |
2023-03-01 | $344,900 (70.5%) | $366,150 (-28.9%) | 0.00 | 30 |
2023-04-01 | $327,298 (12.9%) | $331,490 (-47.2%) | 0.00 | 30 |
2023-05-01 | $262,500 (-2.8%) | $294,586 (-38.2%) | 0.00 | 47 |
2023-06-01 | $316,150 (2.8%) | $354,436 (-23.9%) | 0.00 | 48 |
2023-07-01 | $337,150 (18.3%) | $372,616 (-0.4%) | 0.00 | 45 |
2023-08-01 | $331,625 (1.3%) | $375,653 (-15.7%) | 0.00 | 54 |
2023-09-01 | $331,000 (6.8%) | $373,045 (-3.6%) | 0.00 | 62 |
2023-10-01 | $303,650 (1.2%) | $363,145 (6.3%) | 0.00 | 70 |
2023-11-01 | $306,448 (-1.1%) | $358,319 (3.0%) | 0.00 | 74 |
2023-12-01 | $289,800 (-3.4%) | $343,017 (5.6%) | 0.00 | 73 |
2024-01-01 | $289,775 (-10.1%) | $330,415 (2.8%) | 0.00 | 69 |
2024-02-01 | $293,008 (-13.8%) | $337,199 (-4.1%) | 0.00 | 55 |
2024-03-01 | $309,900 (-10.2%) | $352,200 (-3.8%) | 0.00 | 40 |
2024-04-01 | $319,150 (-2.5%) | $341,365 (3.0%) | 0.00 | 48 |
2024-05-01 | $319,550 (21.7%) | $365,738 (24.2%) | 0.00 | 50 |
2024-06-01 | $316,500 (0.1%) | $362,371 (2.2%) | 0.00 | 49 |
2024-07-01 | $332,400 (-1.4%) | $360,148 (-3.4%) | 0.00 | 50 |
2024-08-01 | $329,900 (-0.5%) | $358,771 (-4.5%) | 0.00 | 62 |
2024-09-01 | $312,450 (-5.6%) | $339,637 (-9.0%) | 0.00 | 69 |
2024-10-01 | $316,100 (4.1%) | $339,992 (-6.4%) | 0.00 | 67 |
2024-11-01 | $299,900 (-2.1%) | $335,538 (-6.4%) | 0.00 | 74 |
2024-12-01 | $299,900 (3.5%) | $358,182 (4.4%) | 0.00 | 64 |
2025-01-01 | $319,900 (10.4%) | $386,371 (16.9%) | 0.00 | 59 |
2025-02-01 | $308,900 (5.4%) | $348,131 (3.2%) | 0.00 | 54 |
2025-03-01 | $274,900 (-11.3%) | $320,089 (-9.1%) | 0.00 | 55 |
2025-04-01 | $283,198 (-11.3%) | $342,313 (0.3%) | 0.00 | 49 |
Auburn's median listing price comes in at 0% of the national average.
Auburn's average listing price for 2025-04-01 was $342,313, a difference of $948 (0.3%) versus the prior year and $22,224 versus the prior month.
For the 2025-04-01 period, Auburn had 49 MLS listings, a difference of -6 listings (-11%) versus the prior month and 1 listings (2%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Auburn (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,725 sqft |
2018-02-01 | 0 days | 1,726 sqft |
2018-03-01 | 0 days | 1,722 sqft |
2018-04-01 | 0 days | 1,780 sqft |
2018-05-01 | 0 days | 1,907 sqft |
2018-06-01 | 0 days | 1,921 sqft |
2018-07-01 | 0 days | 1,924 sqft |
2018-08-01 | 0 days | 1,915 sqft |
2018-09-01 | 0 days | 1,838 sqft |
2018-10-01 | 0 days | 1,854 sqft |
2018-11-01 | 0 days | 1,761 sqft |
2018-12-01 | 0 days | 1,804 sqft |
2019-01-01 | 0 days | 1,875 sqft |
2019-02-01 | 0 days | 1,809 sqft |
2019-03-01 | 0 days | 1,848 sqft |
2019-04-01 | 0 days | 1,864 sqft |
2019-05-01 | 0 days | 1,848 sqft |
2019-06-01 | 0 days | 1,911 sqft |
2019-07-01 | 0 days | 1,941 sqft |
2019-08-01 | 0 days | 1,934 sqft |
2019-09-01 | 0 days | 1,954 sqft |
2019-10-01 | 0 days | 1,899 sqft |
2019-11-01 | 0 days | 1,796 sqft |
2019-12-01 | 0 days | 1,791 sqft |
2020-01-01 | 0 days | 1,789 sqft |
2020-02-01 | 0 days | 1,746 sqft |
2020-03-01 | 0 days | 1,794 sqft |
2020-04-01 | 0 days | 1,803 sqft |
2020-05-01 | 0 days | 1,848 sqft |
2020-06-01 | 0 days | 1,838 sqft |
2020-07-01 | 0 days | 1,819 sqft |
2020-08-01 | 0 days | 1,819 sqft |
2020-09-01 | 0 days | 1,751 sqft |
2020-10-01 | 0 days | 1,801 sqft |
2020-11-01 | 0 days | 1,809 sqft |
2020-12-01 | 0 days | 1,812 sqft |
2021-01-01 | 0 days | 1,800 sqft |
2021-02-01 | 0 days | 1,713 sqft |
2021-03-01 | 0 days | 1,616 sqft |
2021-04-01 | 0 days | 1,752 sqft |
2021-05-01 | 0 days | 1,621 sqft |
2021-06-01 | 0 days | 1,685 sqft |
2021-07-01 | 0 days | 1,705 sqft |
2021-08-01 | 0 days | 1,710 sqft |
2021-09-01 | 0 days | 1,780 sqft |
2021-10-01 | 0 days | 1,766 sqft |
2021-11-01 | 0 days | 1,676 sqft |
2021-12-01 | 0 days | 1,747 sqft |
2022-01-01 | 0 days | 1,678 sqft |
2022-02-01 | 0 days | 1,799 sqft |
2022-03-01 | 0 days | 1,782 sqft |
2022-04-01 | 0 days | 1,922 sqft |
2022-05-01 | 0 days | 1,708 sqft |
2022-06-01 | 0 days | 1,841 sqft |
2022-07-01 | 0 days | 1,840 sqft |
2022-08-01 | 0 days | 1,974 sqft |
2022-09-01 | 0 days | 1,874 sqft |
2022-10-01 | 0 days | 1,968 sqft |
2022-11-01 | 0 days | 1,971 sqft |
2022-12-01 | 0 days | 1,840 sqft |
2023-01-01 | 0 days | 1,854 sqft |
2023-02-01 | 0 days | 1,919 sqft |
2023-03-01 | 0 days | 1,922 sqft |
2023-04-01 | 0 days | 1,846 sqft |
2023-05-01 | 0 days | 1,889 sqft |
2023-06-01 | 0 days | 1,979 sqft |
2023-07-01 | 0 days | 2,008 sqft |
2023-08-01 | 0 days | 1,970 sqft |
2023-09-01 | 0 days | 2,004 sqft |
2023-10-01 | 0 days | 1,946 sqft |
2023-11-01 | 0 days | 1,976 sqft |
2023-12-01 | 0 days | 1,882 sqft |
2024-01-01 | 0 days | 1,706 sqft |
2024-02-01 | 0 days | 1,725 sqft |
2024-03-01 | 0 days | 1,959 sqft |
2024-04-01 | 0 days | 2,010 sqft |
2024-05-01 | 0 days | 1,987 sqft |
2024-06-01 | 0 days | 2,029 sqft |
2024-07-01 | 0 days | 1,984 sqft |
2024-08-01 | 0 days | 1,945 sqft |
2024-09-01 | 0 days | 1,794 sqft |
2024-10-01 | 0 days | 1,825 sqft |
2024-11-01 | 0 days | 1,816 sqft |
2024-12-01 | 0 days | 1,901 sqft |
2025-01-01 | 0 days | 1,957 sqft |
2025-02-01 | 0 days | 1,850 sqft |
2025-03-01 | 0 days | 1,768 sqft |
2025-04-01 | 0 days | 1,803 sqft |
Auburn's median square footage for active listings during the 2025-04-01 period was 1,803 sqft. One year prior, the average listing was 2,010 sqft.
Auburn, IN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 584 | $125,520,000 | $214,932 |
Cash Out Refi | 196 | $29,920,000 | $152,653 |
Other | 167 | $11,165,000 | $66,856 |
Refi | 117 | $22,445,000 | $191,838 |
Home Improvement | 114 | $7,410,000 | $65,000 |
Auburn's most frequently cited loan purpose was Home Purchase, with 584 originations. The 2nd most popular reason was Cash Out Refi, with 196 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 422 | $86,940,000 | $206,019 |
Over 8% | 294 | $23,560,000 | $80,136 |
7-8% | 275 | $49,375,000 | $179,545 |
5-6% | 90 | $19,750,000 | $219,444 |
4-5% | 12 | $3,130,000 | $260,833 |
<2.5% | 2 | $30,000 | $15,000 |
3-4% | 2 | $560,000 | $280,000 |
2.5-3% | 2 | $240,000 | $120,000 |
During 2024, Auburn's most frequently originated rate bucket was 6-7%, with 422 originations.
Loan Sizing (Auburn, IN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 419 | $62,595,000 | $149,391 |
$100,000 or less | 403 | $20,565,000 | $51,030 |
$200k-400k | 297 | $79,235,000 | $266,785 |
$400k-600k | 44 | $20,920,000 | $475,455 |
$600k-1000k | 11 | $7,605,000 | $691,364 |
$Over $1MM | 4 | $5,540,000 | $1,385,000 |
Auburn's loan sizing saw the bucket of loans from $100k-200k with 419 originations, totaling $62,595,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 458 | $104,460,000 | $228,079 |
Under 20% | 184 | $7,070,000 | $38,424 |
20-40% | 177 | $15,085,000 | $85,226 |
60-80% | 168 | $38,240,000 | $227,619 |
40-60% | 91 | $13,535,000 | $148,736 |
Over 100% | 5 | $1,085,000 | $217,000 |
Auburn's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 458 originations, totaling $104,460,000 in origination value.