Citizens Community Federal Mortgage Rates, Fees & Info

Altoona, WI

LEI: 549300SUC4CLYKKZWS29

Tax ID: 39-0859926

5 stars - out of 5 stars, based on 31 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Citizens Community Federal is a smaller mortgage company specializing in Cash Out Refi, Home Purchase, and Refi loans. Citizens Community Federal has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets include Eau Claire, Minneapolis, Mankato, Wausau, and Sebring among others. Citizens Community Federal has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Citizens Community Federal is typically a low fee lendor.


Originations

990

Origination Dollar Volume (All Markets)

$326,770,000

Employee count

242 Show all (5) awards

Relative Rate

Citizens Community Federal's average 30 year fixed rate mortgage of loans were 3.13%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.02%.

Relative Fees

Citizens Community Federal's average total fees for a 30 year fixed rate mortgage are $2,655.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
EAU CLAIRE, WI (FHA|USDA|VA) 312 $99,060,000 $317,500 $2,545 3.06%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 113 $75,055,000 $664,204 $2,673 3.17%
Outside of Metro Areas 340 $67,650,000 $198,971 $2,438 3.24%
MANKATO, MN (FHA|USDA|VA) 63 $20,665,000 $328,016 $2,335 2.83%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $17,790,000 $8,895,000 $0 2.35%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $9,345,000 $9,345,000 $0 2.90%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 14 $9,080,000 $648,571 $3,359 3.50%
Menomonie, WI (FHA|USDA|VA) 27 $6,285,000 $232,778 $2,490 2.98%
Albert Lea, MN (FHA|USDA|VA) 31 $4,815,000 $155,323 $2,812 3.01%
DULUTH, MN-WI (FHA|USDA|VA) 7 $3,495,000 $499,286 $2,936 3.20%
Fairmont, MN (FHA|USDA|VA) 16 $1,960,000 $122,500 $2,690 3.19%
Red Wing, MN (FHA|USDA|VA) 13 $1,845,000 $141,923 $1,998 3.14%
ROCHESTER, MN (FHA|USDA|VA) 5 $1,245,000 $249,000 $1,840 3.05%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $960,000 $240,000 $2,124 2.91%
Owatonna, MN (FHA|USDA|VA) 6 $950,000 $158,333 $2,640 3.04%
Shawano, WI (FHA|USDA|VA) 5 $745,000 $149,000 $2,523 3.40%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $715,000 $715,000 $0 2.95%
ST. CLOUD, MN (FHA|USDA|VA) 2 $610,000 $305,000 $2,183 3.19%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $550,000 $275,000 $1,929 2.38%
Bozeman, MT (FHA|USDA|VA) 1 $535,000 $535,000 $2,218 3.50%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $390,000 $195,000 $3,042 4.19%
Brainerd, MN (FHA|USDA|VA) 4 $310,000 $77,500 $2,548 4.02%
Fergus Falls, MN (FHA|USDA|VA) 2 $310,000 $155,000 $2,493 2.56%
MADISON, WI (FHA|USDA|VA) 1 $295,000 $295,000 $4,251 3.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $270,000 $135,000 $0 4.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.50%
Baraboo, WI (FHA|USDA|VA) 2 $180,000 $90,000 $0 4.27%
Austin, MN (FHA|USDA|VA) 2 $170,000 $85,000 $2,299 3.06%
Whitewater, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,705 3.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.85%
APPLETON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,815 2.50%
GREEN BAY, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,914 2.63%
Alexandria, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,530 2.38%
Worthington, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,091 3.13%
New Ulm, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,001 2.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.29%

Citizens Community Federal's top markets include Eau Claire, Minneapolis, Mankato, Wausau, and Sebring among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 985 $326,125,000 $331,091 $2,506 3.14%
USDA 5 $645,000 $129,000 $3,620 3.10%

For the 2021 period, Citizens Community Federal's most frequently originated loan type of loans were Conventional, with 985 originations. Their 2nd most popular type is USDA, with 5 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Cash Out Refi 338 $92,410,000 $273,402 $2,402 3.05%
Home Purchase 329 $157,875,000 $479,863 $3,131 3.33%
Refi 313 $74,025,000 $236,502 $2,058 3.03%
Other 7 $1,265,000 $180,714 $2,711 3.11%
Home Improvement 3 $1,195,000 $398,333 $2,077 3.08%

For the 2021, Citizens Community Federal's most frequently cited loan purpose of loans were Cash Out Refi, with 338 originations. The 2nd most popular reason of loans were Home Purchase, with 329 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 429 $89,695,000 $209,079 $2,655 3.13%
15 Year 241 $36,595,000 $151,846 $2,070 2.61%
20 Year 129 $30,405,000 $235,698 $2,305 3.36%
Other 71 $45,745,000 $644,296 $2,943 3.91%
5 Year 56 $106,410,000 $1,900,179 $2,218 3.76%
10 Year 38 $8,420,000 $221,579 $2,250 2.78%
30+ year 22 $9,240,000 $420,000 $5,296 4.16%
3 Year 3 $195,000 $65,000 $0 4.17%
1 Year 1 $65,000 $65,000 $0 3.13%

For the 2021, Citizens Community Federal's most frequently cited loan length of loans were 30 Year, with 429 originations. The 2nd most popular length of loans were 15 Year, with 241 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 577 $102,965,000 $178,449
$1k-2k 129 $23,685,000 $183,605
$2k-3k 60 $14,560,000 $242,667
$3k-4k 31 $10,125,000 $326,613
$5k+ 11 $5,475,000 $497,727

$2,655 of loans were Citizens Community Federal's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 577 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 356 $100,950,000 $283,567
3-4% 320 $153,980,000 $481,188
<2.5% 211 $49,755,000 $235,806
4-5% 85 $20,295,000 $238,765
5-6% 9 $1,325,000 $147,222
6-7% 6 $390,000 $65,000
7-8% 2 $50,000 $25,000
Over 8% 1 $25,000 $25,000

During 2021, Citizens Community Federal's average interest rate of loans were 3.13%, while their most frequently originated rate bucket of loans were 2.5-3%, with 356 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 419 $61,295,000 $146,289 $2,261 3.01%
$200k-400k 267 $73,355,000 $274,738 $2,837 3.19%
$100,000 or less 194 $13,800,000 $71,134 $1,944 3.25%
$400k-600k 64 $30,650,000 $478,906 $4,080 3.17%
$1MM+ 31 $136,025,000 $4,387,903 $10,020 3.33%
$600k-1MM 15 $11,645,000 $776,333 $6,706 3.63%

2021 saw Citizens Community Federal place emphasis on $100k-200k loans with 419 originations, totaling $61,295,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 210 $33,430,000 $159,190 $2,328 3.03%
$50k or less 202 $24,860,000 $123,069 $2,180 3.01%
$100k-150k 158 $37,390,000 $236,646 $2,598 3.03%
$75k-100k 153 $31,055,000 $202,974 $2,685 2.97%
$150k-250k 62 $17,270,000 $278,548 $2,943 3.04%
$250k+ 42 $16,650,000 $396,429 $3,636 3.10%

Citizens Community Federal lent most frequently to those with incomes in the $50k-75k range, with 210 originations. The second most popular income band? $50k or less, with 202 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 215 $36,145,000 $168,116 $2,261 2.92%
30-36% 134 $25,110,000 $187,388 $2,617 2.96%
<20% 84 $17,850,000 $212,500 $2,374 2.84%
40% 38 $7,350,000 $193,421 $2,838 3.00%
43% 35 $6,265,000 $179,000 $2,330 3.00%
39% 35 $9,165,000 $261,857 $2,962 3.14%
38% 33 $6,175,000 $187,121 $2,689 3.01%
41% 31 $5,555,000 $179,194 $2,618 2.96%
42% 30 $6,360,000 $212,000 $2,373 3.08%
44% 24 $5,300,000 $220,833 $2,756 3.14%
37% 23 $3,925,000 $170,652 $2,612 2.97%
36% 22 $4,960,000 $225,455 $3,411 2.85%
45% 21 $3,625,000 $172,619 $2,389 3.05%
49% 15 $3,465,000 $231,000 $2,803 2.91%
48% 14 $3,110,000 $222,143 $2,490 3.09%
46% 13 $3,345,000 $257,308 $2,298 2.98%
47% 11 $2,585,000 $235,000 $3,247 3.30%
50-60% 3 $845,000 $281,667 $3,063 3.21%
>60% 3 $285,000 $95,000 $1,257 5.57%

Citizens Community Federal lent most frequently to those with DTI ratios of 20-30%, with 215 originations. The next most common DTI ratio? 30-36%, with 134 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
Not applicable 146 $162,310,000 $1,111,712 $0 3.84%
White 757 $144,725,000 $191,182 $2,502 3.00%
Not provided 70 $15,420,000 $220,286 $2,611 3.21%
Asian 9 $2,695,000 $299,444 $2,597 3.15%
American Indian 6 $960,000 $160,000 $2,401 2.75%
Black 2 $660,000 $330,000 $2,992 3.00%

Approval Rates

Total approvals of all applications
87.40%

Citizens Community Federal has an average approval rate.

Pick Rate

Approvals leading to origination
77.23%

Citizens Community Federal has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 990 $326,770,000 $330,071

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
990 $326,770,000 $330,071

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 88 $11,550,000 $131,250 $2,002 2.96%
40-60% 232 $41,860,000 $180,431 $1,973 2.93%
60-80% 442 $209,330,000 $473,597 $2,632 3.18%
80-100% 213 $62,465,000 $293,263 $3,128 3.28%
Over 100% 1 $25,000 $25,000 $1,312 8.12%
Under 20% 13 $1,065,000 $81,923 $1,722 3.68%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 54 15.6%
CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Closing on a mortgage 22 6.3%
CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Improper use of your report 1 0.3%
CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Incorrect information on your report 6 1.7%
CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 3 0.9%
CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Struggling to pay mortgage 27 7.8%
CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Trouble during payment process 116 33.4%
CITIZENS FINANCIAL GROUP, INC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 7 2.0%
CITIZENS FINANCIAL GROUP, INC. FHA mortgage Closing on a mortgage 4 1.2%
CITIZENS FINANCIAL GROUP, INC. FHA mortgage Struggling to pay mortgage 15 4.3%
CITIZENS FINANCIAL GROUP, INC. FHA mortgage Trouble during payment process 19 5.5%
CITIZENS FINANCIAL GROUP, INC. Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 7 2.0%
CITIZENS FINANCIAL GROUP, INC. Home equity loan or line of credit (HELOC) Closing on a mortgage 4 1.2%
CITIZENS FINANCIAL GROUP, INC. Home equity loan or line of credit (HELOC) Incorrect information on your report 2 0.6%
CITIZENS FINANCIAL GROUP, INC. Home equity loan or line of credit (HELOC) Struggling to pay mortgage 2 0.6%
CITIZENS FINANCIAL GROUP, INC. Home equity loan or line of credit (HELOC) Trouble during payment process 27 7.8%
CITIZENS FINANCIAL GROUP, INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 5 1.4%
CITIZENS FINANCIAL GROUP, INC. Other type of mortgage Closing on a mortgage 3 0.9%
CITIZENS FINANCIAL GROUP, INC. Other type of mortgage Improper use of your report 1 0.3%
CITIZENS FINANCIAL GROUP, INC. Other type of mortgage Incorrect information on your report 1 0.3%
CITIZENS FINANCIAL GROUP, INC. Other type of mortgage Struggling to pay mortgage 3 0.9%
CITIZENS FINANCIAL GROUP, INC. Other type of mortgage Trouble during payment process 13 3.7%
CITIZENS FINANCIAL GROUP, INC. VA mortgage Struggling to pay mortgage 2 0.6%
CITIZENS FINANCIAL GROUP, INC. VA mortgage Trouble during payment process 3 0.9%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Citizens Community Federal National Association 1001 Superior Avenue Tomah, WI 54660 Full Service B&M $97,470
Citizens Community Federal National Association 1204 West Knapp Street Rice Lake, WI 54868 Full Service B&M $48,262
Citizens Community Federal National Association 131 Fifth Avenue Strum, WI 54770 Full Service B&M $42,580
Citizens Community Federal National Association 1500 North Superior Avenue Tomah, WI 54660 Full Service B&M $31,179
Citizens Community Federal National Association 180 St Andrews Dr Mankato, MN 56001 Full Service Retail $76,885
Citizens Community Federal National Association 203 East Main Street Mondovi, WI 54755 Full Service B&M $23,417
Citizens Community Federal National Association 218 North Broadway Street Ellsworth, WI 54011 Full Service B&M $51,762
Citizens Community Federal National Association 219 Fairfax Street Altoona, WI 54720 Full Service B&M $324,591
Citizens Community Federal National Association 22818 North Main Ettrick, WI 54627 Full Service B&M $24,437
Citizens Community Federal National Association 2630 Bridge Ave Albert Lea, MN 56007 Full Service B&M $45,123
Citizens Community Federal National Association 2727 Commercial Blvd Chippewa Falls, WI 54729 Full Service Retail $25,951
Citizens Community Federal National Association 2850 Decker Drive Rice Lake, WI 54868 Full Service B&M $30,376
Citizens Community Federal National Association 300 Western Ave Nw, Ste 100 Faribault, MN 55021 Full Service Retail $33,725
Citizens Community Federal National Association 303 South Main Street Blue Earth, MN 56013 Full Service B&M $33,290
Citizens Community Federal National Association 3151 South Service Drive Red Wing, MN 55066 Full Service Retail $17,111
Citizens Community Federal National Association 322 North River Street Spooner, WI 54801 Full Service B&M $95,541
Citizens Community Federal National Association 3625 Gateway Drive Eau Claire, WI 54701 Full Service B&M $95,337
Citizens Community Federal National Association 436 East La Salle Avenue Barron, WI 54812 Full Service B&M $39,213
Citizens Community Federal National Association 501 1st Ave S Saint James, MN 56081 Full Service B&M $20,089
Citizens Community Federal National Association 50518 Charles Street Osseo, WI 54758 Full Service B&M $64,983
Citizens Community Federal National Association 53 First Streeet, S.W. Wells, MN 56097 Full Service B&M $69,019
Citizens Community Federal National Association 7035 10th Street N Oakdale, MN 55128 Full Service B&M $25,656
Citizens Community Federal National Association 810 Miner Avenue West Ladysmith, WI 54848 Full Service B&M $27,799
Citizens Community Federal National Association 1015 Hwy 15 S Fairmont, MN 56031 Full Service B&M $27,117
Citizens Community Federal National Association 1123 South Minnesota Ave Saint Peter, MN 56082 Full Service B&M $22,228

For 2021, Citizens Community Federal had 25 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $64,207
Net interest income $56,785
Total noninterest income $14,395
Gross Fiduciary activities income $0
Service charges on deposit accounts $1,571
Trading account gains and fees $0
Additional Noninterest Income $12,824
Pre-tax net operating income $31,354
Securities gains (or losses, -) $1,224
Income before extraordinary items $23,896
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $23,896
Minority interest net income $0
Net income $23,896
Sale, conversion, retirement of capital stock, net $797
Net operating income $22,929

Citizens Community Federal's gross interest income from loans was $64,207,000.
Citizens Community Federal's net interest income from loans was $56,785,000.
Citizens Community Federal's fee based income from loans was $1,571,000.
Citizens Community Federal's net income from loans was $23,896,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $7,422
Provision for credit losses $0
Total noninterest expense $39,826
Salaries and employee benefits $22,267
Premises and equipment expense $4,691
Additional noninterest expense $12,868
Applicable income taxes $8,682
Net charge-offs $130
Cash dividends $12,500

Citizens Community Federal's interest expense for loans was $7,422,000.
Citizens Community Federal's payroll and benefits expense were $22,267,000.
Citizens Community Federal's property, plant and equipment expenses $4,691,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 1.0%
HELOC loans 0.0%
All other family 1.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $1,411,507
Deposits held in domestic offices $1,411,507
Deposits by Individuals, partnerships, and corporations $1,241,528
Deposits by U.S. Government $17
Deposits by States and political subdivisions in the U.S. $169,951
Deposits by Commercial banks and other depository institutions in U.S. $11
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $696,856
Demand deposits $696,525
Nontransaction accounts $714,651
Money market deposit accounts (MMDAs) $288,985
Other savings deposits (excluding MMDAs) $222,639
Total time deposits $203,027
Total time and savings deposits $714,982
Noninterest-bearing deposits $300,553
Interest-bearing deposits $1,110,955
Retail deposits $1,390,115
IRAs and Keogh plan accounts $37,837
Brokered deposits $11
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $1,739,119
Cash & Balances due from depository institutions $48,142
Interest-bearing balances $27,431
Total securities $275,178
Federal funds sold & reverse repurchase $1,059
Net loans and leases $1,300,720
Loan and leases loss allowance $16,913
Trading account assets $0
Bank premises and fixed assets $22,873
Other real estate owned $1,406
Goodwill and other intangibles $39,557
All other assets $50,184

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $1,739,119
Total Liabilities $1,532,692
Total deposits $1,411,507
Interest-bearing deposits $1,110,955
Deposits held in domestic offices $1,411,507
% insured (estimated) $86
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $111,527
Subordinated debt $0
All other liabilities $9,658

Issued Loan Types

Type Value (in 000's)
Net loans and leases $1,300,720
Loan and leases loss allowance $16,913
Total loans and leases (domestic) $1,317,633
All real estate loans $1,130,074
Real estate loans in domestic offices $1,130,074
Construction and development loans $86,117
Residential 1-4 family construction $26,492
Other construction, all land development and other land $59,625
Loans secured by nonfarm nonresidential properties $607,031
Nonfarm nonresidential secured by owner-occupied properties $220,924
Commercial real estate & other non-farm, non-residential $386,107
Multifamily residential real estate $178,349
1-4 family residential loans $180,082
Farmland loans $78,495
Loans held in foreign offices $0
Farm loans $31,588
Commercial and industrial loans $107,144
To non-U.S. addressees $0
Loans to individuals $24,902
Credit card loans $0
Related Plans $505
Consumer Auto Loans $4,048
Other loans to individuals $20,349
All other loans & leases $23,925
Loans to foreign governments and official institutions $0
Other loans $0
Loans to depository institutions and acceptances of other banks $9,500
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $7,764
Non 1-4 family restructured loans & leases $5,262
Total loans and leases (foreign) $0

Citizens Community Federal had $1,300,720,000 of loans outstanding in 2021. $1,130,074,000 of loans were in real estate loans. $86,117,000 of loans were in development loans. $178,349,000 of loans were in multifamily mortgage loans. $180,082,000 of loans were in 1-4 family mortgage loans. $31,588,000 of loans were in farm loans. $0 of loans were in credit card loans. $4,048,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 453 $114,963 $253,781
Nonfarm, nonresidential loans - <$100k 104 $4,774 $45,904
Nonfarm, nonresidential loans - $100-250k 147 $19,710 $134,082
Nonfarm, nonresidential loans - $250k-1MM 202 $90,479 $447,916
Commercial & Industrial, US addressed loans - <$1MM 492 $59,375 $120,681
Commercial & Industrial, US addressed loans - <$100k 276 $8,855 $32,083
Commercial & Industrial, US addressed loans - $100-250k 118 $13,840 $117,288
Commercial & Industrial, US addressed loans - $250k-1MM 98 $36,680 $374,286
Farmland loans - <$1MM 213 $24,156 $113,408
Farmland loans - <$100k 84 $3,427 $40,798
Farmland loans - $100-250k 79 $8,478 $107,316
Farmland loans - $250k-1MM 50 $12,251 $245,020
Agriculture operations loans - <$1MM 184 $18,638 $101,293
Agriculture operations loans - <$100k 102 $3,185 $31,225
Agriculture operations loans - $100-250k 52 $7,003 $134,673
Agriculture operations loans - $250k-1MM 30 $8,450 $281,667