Menomonie Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Menomonie averaged
6.65%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.94% and
one month ago for the week of 2023-08-17, the
average rate was 6.55%.
Menomonie's average rate one year ago was 5.68%.
For refis of the same type during the week of 2023-09-21, the average rate
was 7.69%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Menomonie 30 Year Fixed Rate | 2023-09-21 | 6.65% |
Menomonie 30 Year Fixed Rate Refi | 2023-09-21 | 7.69% |
Menomonie 15 Year Fixed Rate | 2023-09-21 | 6.54% |
Menomonie 15 Year Fixed Rate Refi | 2023-09-21 | 6.74% |
Menomonie 30 Year FHA | 2023-09-21 | 6.94% |
Menomonie 30 Year FHA Refi | 2023-09-21 | 6.94% |
Menomonie 30 Year USDA | 2023-09-21 | 7.12% |
Menomonie 30 Year USDA Refi | 2023-09-21 | 7.12% |
Menomonie 30 Year VA | 2023-09-21 | 6.72% |
Menomonie 30 Year VA Refi | 2023-09-21 | 6.62% |
Menomonie Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Menomonie, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Menomonie Average Closing Costs & Other Stats
Menomonie, WI's 76 lenders originated 1,106
loans during 2022. The total origination value was $209,980,000, with an average loan value of
$189,855.
Menomonie's average closing costs are $3,450.
The top Menomonie lender as defined by loan originations is WESTconsin Credit Union, with
93 loans originated. Their average total fees are
$2,635, which is $2,533
higher than the next largest lender,
Royal Credit Union.
The lowest fee Menomonie lenders (with over 10 loans originated) are
Royal Credit Union ($102), Associated Bank ($2,203), WESTconsin Credit Union ($2,635), Bremer Bank ($3,534) and U.S. Bank ($4,297).
The lowest rate Menomonie lenders (with over 10 loans originated) are
U.S. Bank (4.11%), WESTconsin Credit Union (4.16%), Associated Bank (4.49%), Royal Credit Union (4.74%) and Bremer Bank (4.97%).
Menomonie, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Royal Credit Union | $53,315,000 | $34,100,000 | -36.0% | 16.2% |
WESTconsin Credit Union | $55,565,000 | $29,830,000 | -46.3% | 14.2% |
Peoples State Bank of Plainview | $14,085,000 | $12,840,000 | -8.8% | 6.1% |
Bremer Bank | $13,475,000 | $8,695,000 | -35.5% | 4.1% |
Bell Bank | $1,595,000 | $8,005,000 | 401.9% | 3.8% |
Dairy State Bank | $19,465,000 | $7,995,000 | -58.9% | 3.8% |
QUICKEN LOANS, LLC | $17,585,000 | $7,120,000 | -59.5% | 3.4% |
Security Financial Bank | $3,855,000 | $5,175,000 | 34.2% | 2.5% |
Bridgewater Bank | $4,875,000 | $4,795,000 | -1.6% | 2.3% |
U.S. Bank | $9,285,000 | $4,590,000 | -50.6% | 2.2% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,485,000 | $4,190,000 | 68.6% | 2.0% |
CROSSCOUNTRY MORTGAGE, LLC | $2,495,000 | $3,940,000 | 57.9% | 1.9% |
Associated Bank | $5,505,000 | $3,820,000 | -30.6% | 1.8% |
Grandbridge Real Estate Capital LLC | $3,635,000 | n/a | 1.7% | |
Mortgage Research Center, LLC | $4,270,000 | $3,515,000 | -17.7% | 1.7% |
Northwestern Bank | $2,085,000 | $2,725,000 | 30.7% | 1.3% |
MARINE | $1,520,000 | $2,305,000 | 51.6% | 1.1% |
Citizens Community Federal | $6,285,000 | $2,265,000 | -64.0% | 1.1% |
WNB Financial, N.A. | $1,945,000 | $1,920,000 | -1.3% | 0.9% |
Prosperity Home Mortgage, LLC | $1,420,000 | $1,915,000 | 34.9% | 0.9% |
LOANDEPOT.COM, LLC | $3,570,000 | $1,885,000 | -47.2% | 0.9% |
Wells Fargo Bank | $4,520,000 | $1,815,000 | -59.8% | 0.9% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,190,000 | $1,795,000 | -18.0% | 0.9% |
Charter Bank | $5,790,000 | $1,680,000 | -71.0% | 0.8% |
BMO Harris Bank | $2,160,000 | $1,565,000 | -27.5% | 0.7% |
COMPEER FINANCIAL, FLCA | $6,130,000 | $1,565,000 | -74.5% | 0.7% |
Security Bank | $4,065,000 | $1,435,000 | -64.7% | 0.7% |
FINANCE OF AMERICA MORTGAGE LLC | $4,180,000 | $1,420,000 | -66.0% | 0.7% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $470,000 | $1,240,000 | 163.8% | 0.6% |
Barrington Bank & Trust Company, N.A. | $2,055,000 | $1,170,000 | -43.1% | 0.6% |
Lend Smart Mortgage, LLC | $1,705,000 | $1,130,000 | -33.7% | 0.5% |
GUARANTEED RATE, INC. | $1,790,000 | $1,105,000 | -38.3% | 0.5% |
American Mortgage & Equity Consultants, Inc. | $1,685,000 | $1,090,000 | -35.3% | 0.5% |
Prevail Bank | $1,510,000 | $1,090,000 | -27.8% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $2,165,000 | $1,010,000 | -53.3% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $5,025,000 | $990,000 | -80.3% | 0.5% |
CHERRY CREEK MORTGAGE, LLC | $620,000 | $975,000 | 57.3% | 0.5% |
UNITED WHOLESALE MORTGAGE, LLC | $2,230,000 | $950,000 | -57.4% | 0.5% |
BROKER SOLUTIONS, INC. | $1,155,000 | $925,000 | -19.9% | 0.4% |
Servion, Inc. | $1,460,000 | $895,000 | -38.7% | 0.4% |
HOME POINT FINANCIAL CORPORATION | $545,000 | $805,000 | 47.7% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $1,185,000 | $780,000 | -34.2% | 0.4% |
LAND HOME FINANCIAL SERVICES, INC. | $340,000 | $705,000 | 107.4% | 0.3% |
Nicolet National Bank | $690,000 | n/a | 0.3% | |
TOWNE MORTGAGE COMPANY | $185,000 | $685,000 | 270.3% | 0.3% |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $665,000 | n/a | 0.3% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,680,000 | $650,000 | -75.7% | 0.3% |
NBKC BANK | $605,000 | n/a | 0.3% | |
NEW DAY FINANCIAL, LLC | $815,000 | $585,000 | -28.2% | 0.3% |
First National Community Bank | $1,905,000 | $580,000 | -69.6% | 0.3% |
CO-OP Credit Union | $610,000 | $575,000 | -5.7% | 0.3% |
EMM LOANS LLC | $540,000 | n/a | 0.3% | |
Tradition Mortgage, LLC | $920,000 | $530,000 | -42.4% | 0.3% |
University of Wisconsin Credit Union | $1,380,000 | $520,000 | -62.3% | 0.2% |
Morgan Stanley Private Bank | $515,000 | n/a | 0.2% | |
BNC National Bank | $505,000 | n/a | 0.2% | |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $495,000 | n/a | 0.2% | |
CALIBER HOME LOANS, INC. | $1,280,000 | $490,000 | -61.7% | 0.2% |
Frandsen Bank & Trust | $55,000 | $490,000 | 790.9% | 0.2% |
SPIRE Credit Union | $65,000 | $490,000 | 653.8% | 0.2% |
KELLER MORTGAGE, LLC | $675,000 | $480,000 | -28.9% | 0.2% |
UNION HOME MORTGAGE CORP. | $135,000 | $465,000 | 244.4% | 0.2% |
Flagstar Bank, FSB | $695,000 | $445,000 | -36.0% | 0.2% |
Ixonia Bank | $1,230,000 | $420,000 | -65.9% | 0.2% |
BETTER MORTGAGE CORPORATION | $450,000 | $395,000 | -12.2% | 0.2% |
FIRST COMMUNITY MORTGAGE, INC. | $395,000 | n/a | 0.2% | |
Stifel Bank and Trust | $385,000 | n/a | 0.2% | |
TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $385,000 | n/a | 0.2% | |
ALAMEDA MORTGAGE CORPORATION | $380,000 | n/a | 0.2% | |
ENVOY MORTGAGE, LTD | $375,000 | n/a | 0.2% | |
Citizens State Bank of La Crosse | $1,360,000 | $365,000 | -73.2% | 0.2% |
The Federal Savings Bank | $345,000 | n/a | 0.2% | |
First State Bank and Trust | $2,170,000 | $335,000 | -84.6% | 0.2% |
JPMorgan Chase Bank | $605,000 | $330,000 | -45.5% | 0.2% |
Nations Lending Corporation | $330,000 | n/a | 0.2% | |
PENNYMAC LOAN SERVICES, LLC | $3,330,000 | $310,000 | -90.7% | 0.1% |
AXIA FINANCIAL, LLC | $165,000 | $305,000 | 84.8% | 0.1% |
Summit Mortgage Corporation | $305,000 | n/a | 0.1% | |
ENDEAVOR CAPITAL, LLC. | $295,000 | n/a | 0.1% | |
Magnolia Bank | $205,000 | $295,000 | 43.9% | 0.1% |
State Bank Financial | $295,000 | n/a | 0.1% | |
Low VA Rates, LLC | $285,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $155,000 | $285,000 | 83.9% | 0.1% |
Hiawatha National Bank | $405,000 | $280,000 | -30.9% | 0.1% |
PHH Mortgage Corporation | $275,000 | n/a | 0.1% | |
Johnson Bank | $625,000 | $265,000 | -57.6% | 0.1% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $840,000 | $255,000 | -69.6% | 0.1% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $255,000 | n/a | 0.1% | |
CRESCENT MORTGAGE COMPANY | $255,000 | n/a | 0.1% | |
DAS Acquisition Company, LLC | $450,000 | $255,000 | -43.3% | 0.1% |
Forward Bank | $185,000 | $255,000 | 37.8% | 0.1% |
First Savings Bank | $245,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $285,000 | $245,000 | -14.0% | 0.1% |
Think Mutual Bank | $245,000 | n/a | 0.1% | |
USAA Federal Savings Bank | $185,000 | $245,000 | 32.4% | 0.1% |
WINGS FINANCIAL | $330,000 | $245,000 | -25.8% | 0.1% |
Bank First, N.A. | $650,000 | $225,000 | -65.4% | 0.1% |
BAY EQUITY LLC | $880,000 | $225,000 | -74.4% | 0.1% |
CAPITAL Credit Union | $225,000 | n/a | 0.1% | |
Hometown Lenders, Inc. | $295,000 | $225,000 | -23.7% | 0.1% |
Loan Simple, Inc. | $215,000 | n/a | 0.1% | |
NEWREZ LLC | $180,000 | $215,000 | 19.4% | 0.1% |
The Greenwood's State Bank | $270,000 | $200,000 | -25.9% | 0.1% |
Heartland Credit Union | $195,000 | n/a | 0.1% | |
IDEAL | $125,000 | $195,000 | 56.0% | 0.1% |
VAN DYK MORTGAGE CORPORATION | $195,000 | n/a | 0.1% | |
AMERICAN ADVISORS GROUP | $25,000 | $185,000 | 640.0% | 0.1% |
EMBRACE HOME LOANS, INC. | $185,000 | n/a | 0.1% | |
MORIA DEVELOPMENT, INC. | $185,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $135,000 | $185,000 | 37.0% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $430,000 | $175,000 | -59.3% | 0.1% |
EVERETT FINANCIAL, INC. | $145,000 | $165,000 | 13.8% | 0.1% |
M&T Bank | $165,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $130,000 | $160,000 | 23.1% | 0.1% |
MidWestOne Bank | $2,605,000 | $155,000 | -94.0% | 0.1% |
NOVATION CREDIT UNION | $155,000 | n/a | 0.1% | |
Royal Bank | $155,000 | n/a | 0.1% | |
Citizens State Bank | $2,380,000 | $145,000 | -93.9% | 0.1% |
CMG MORTGAGE, INC. | $215,000 | $145,000 | -32.6% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $65,000 | $145,000 | 123.1% | 0.1% |
Connexus Credit Union | $135,000 | n/a | 0.1% | |
IMPAC MORTGAGE CORP. | $135,000 | n/a | 0.1% | |
INLANTA MORTGAGE, INC. | $995,000 | $135,000 | -86.4% | 0.1% |
The Bank of Kaukauna | $135,000 | n/a | 0.1% | |
Carrington Mortgage Services, LLC | $515,000 | $125,000 | -75.7% | 0.1% |
GSF Mortgage Corporation | $225,000 | $125,000 | -44.4% | 0.1% |
TJC Mortgage, Inc. | $125,000 | n/a | 0.1% | |
MAYO EMPLOYEES FEDERAL CREDIT UNION | $105,000 | n/a | 0.1% | |
River Falls State Bank | $105,000 | n/a | 0.1% | |
Cloverbelt Credit Union | $95,000 | n/a | 0.0% | |
STAR USA FEDERAL CREDIT UNION | $35,000 | $75,000 | 114.3% | 0.0% |
National Exchange Bank and Trust | $65,000 | n/a | 0.0% | |
Bank of America | $55,000 | n/a | 0.0% | |
Figure Lending LLC | $55,000 | n/a | 0.0% | |
THRIVENT Federal Credit Union | $35,000 | n/a | 0.0% | |
AFFINITY PLUS | $445,000 | $25,000 | -94.4% | 0.0% |
Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
CLEARPOINTE CAPITAL, LLC | $15,000 | $15,000 | 0.0% | 0.0% |
Menomonie's top lender by overall market share is Royal Credit Union, with 16.2% market share. In second place, with 14.2%, is WESTconsin Credit Union, having originated $29,830,000 in loans. In third place, with 6.1%, is Peoples State Bank of Plainview, having originated $12,840,000 in loans. In fourth place, with 4.1%, is Bremer Bank, having originated $8,695,000 in loans. In fifth place, with 3.8%, is Bell Bank, having originated $8,005,000 in loans.
Menomonie Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Menomonie (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $177,950 (-6.5%) | $209,260 (-14.7%) | 0.00 | 87 |
2018-02-01 | $179,950 (-10.0%) | $215,050 (-14.8%) | 0.00 | 88 |
2018-03-01 | $194,900 (0.0%) | $227,067 (-10.3%) | 0.00 | 87 |
2018-04-01 | $209,900 (5.0%) | $242,587 (-4.5%) | 0.00 | 93 |
2018-05-01 | $222,450 (4.8%) | $246,029 (-3.6%) | 0.00 | 101 |
2018-06-01 | $209,900 (-10.3%) | $240,278 (-6.3%) | 0.00 | 113 |
2018-07-01 | $192,400 (-14.5%) | $233,731 (-9.5%) | 0.00 | 116 |
2018-08-01 | $182,200 (-18.1%) | $226,951 (-10.6%) | 0.00 | 105 |
2018-09-01 | $188,700 (-3.2%) | $245,411 (1.1%) | 0.00 | 113 |
2018-10-01 | $192,200 (-1.4%) | $246,017 (6.9%) | 0.00 | 106 |
2018-11-01 | $199,900 (3.3%) | $251,764 (12.7%) | 0.00 | 97 |
2018-12-01 | $189,900 (5.6%) | $258,343 (25.2%) | 0.00 | 86 |
2019-01-01 | $182,200 (2.4%) | $259,342 (23.9%) | 0.00 | 81 |
2019-02-01 | $205,000 (13.9%) | $280,080 (30.2%) | 0.00 | 64 |
2019-03-01 | $209,789 (7.6%) | $267,001 (17.6%) | 0.00 | 76 |
2019-04-01 | $223,375 (6.4%) | $260,623 (7.4%) | 0.00 | 87 |
2019-05-01 | $213,650 (-4.0%) | $254,402 (3.4%) | 0.00 | 98 |
2019-06-01 | $195,500 (-6.9%) | $254,709 (6.0%) | 0.00 | 112 |
2019-07-01 | $212,450 (10.4%) | $266,147 (13.9%) | 0.00 | 124 |
2019-08-01 | $209,459 (15.0%) | $264,116 (16.4%) | 0.00 | 122 |
2019-09-01 | $212,548 (12.6%) | $262,614 (7.0%) | 0.00 | 122 |
2019-10-01 | $214,925 (11.8%) | $262,808 (6.8%) | 0.00 | 121 |
2019-11-01 | $224,375 (12.2%) | $288,220 (14.5%) | 0.00 | 118 |
2019-12-01 | $215,000 (13.2%) | $286,927 (11.1%) | 0.00 | 105 |
2020-01-01 | $210,475 (15.5%) | $288,493 (11.2%) | 0.00 | 86 |
2020-02-01 | $204,950 (0.0%) | $300,562 (7.3%) | 0.00 | 76 |
2020-03-01 | $257,500 (22.7%) | $329,418 (23.4%) | 0.00 | 88 |
2020-04-01 | $286,175 (28.1%) | $345,309 (32.5%) | 0.00 | 90 |
2020-05-01 | $312,400 (46.2%) | $349,141 (37.2%) | 0.00 | 86 |
2020-06-01 | $305,650 (56.3%) | $350,832 (37.7%) | 0.00 | 87 |
2020-07-01 | $276,800 (30.3%) | $337,435 (26.8%) | 0.00 | 80 |
2020-08-01 | $269,900 (28.9%) | $321,930 (21.9%) | 0.00 | 79 |
2020-09-01 | $266,100 (25.2%) | $332,805 (26.7%) | 0.00 | 81 |
2020-10-01 | $277,250 (29.0%) | $316,704 (20.5%) | 0.00 | 74 |
2020-11-01 | $267,200 (19.1%) | $312,613 (8.5%) | 0.00 | 58 |
2020-12-01 | $269,900 (25.5%) | $325,852 (13.6%) | 0.00 | 57 |
2021-01-01 | $273,400 (29.9%) | $315,711 (9.4%) | 0.00 | 46 |
2021-02-01 | $262,400 (28.0%) | $317,421 (5.6%) | 0.00 | 41 |
2021-03-01 | $235,263 (-8.6%) | $268,360 (-18.5%) | 0.00 | 35 |
2021-04-01 | $170,750 (-40.3%) | $272,267 (-21.2%) | 0.00 | 27 |
2021-05-01 | $269,000 (-13.9%) | $312,332 (-10.5%) | 0.00 | 38 |
2021-06-01 | $263,900 (-13.7%) | $301,966 (-13.9%) | 0.00 | 60 |
2021-07-01 | $264,900 (-4.3%) | $329,786 (-2.3%) | 0.00 | 57 |
2021-08-01 | $242,863 (-10.0%) | $299,199 (-7.1%) | 0.00 | 53 |
2021-09-01 | $227,400 (-14.5%) | $284,744 (-14.4%) | 0.00 | 63 |
2021-10-01 | $239,950 (-13.5%) | $289,794 (-8.5%) | 0.00 | 63 |
2021-11-01 | $242,400 (-9.3%) | $299,716 (-4.1%) | 0.00 | 53 |
2021-12-01 | $284,925 (5.6%) | $312,985 (-4.0%) | 0.00 | 37 |
2022-01-01 | $225,000 (-17.7%) | $294,454 (-6.7%) | 0.00 | 27 |
2022-02-01 | $252,975 (-3.6%) | $306,872 (-3.3%) | 0.00 | 15 |
2022-03-01 | $292,400 (24.3%) | $301,719 (12.4%) | 0.00 | 13 |
2022-04-01 | $339,900 (99.1%) | $351,489 (29.1%) | 0.00 | 15 |
2022-05-01 | $318,900 (18.6%) | $389,072 (24.6%) | 0.00 | 29 |
2022-06-01 | $334,675 (26.8%) | $357,125 (18.3%) | 0.00 | 38 |
2022-07-01 | $299,000 (12.9%) | $311,361 (-5.6%) | 0.00 | 44 |
2022-08-01 | $292,450 (20.4%) | $309,297 (3.4%) | 0.00 | 49 |
2022-09-01 | $290,450 (27.7%) | $316,088 (11.0%) | 0.00 | 38 |
2022-10-01 | $314,950 (31.3%) | $329,901 (13.8%) | 0.00 | 47 |
2022-11-01 | $297,675 (22.8%) | $309,834 (3.4%) | 0.00 | 46 |
2022-12-01 | $297,450 (4.4%) | $311,277 (-0.6%) | 0.00 | 39 |
2023-01-01 | $339,250 (50.8%) | $324,280 (10.1%) | 0.00 | 34 |
2023-02-01 | $341,225 (34.9%) | $327,222 (6.6%) | 0.00 | 26 |
2023-03-01 | $354,950 (21.4%) | $362,074 (20.0%) | 0.00 | 22 |
2023-04-01 | $414,950 (22.1%) | $414,584 (18.0%) | 0.00 | 24 |
2023-05-01 | $355,500 (11.5%) | $383,748 (-1.4%) | 0.00 | 33 |
2023-06-01 | $358,875 (7.2%) | $395,596 (10.8%) | 0.00 | 48 |
2023-07-01 | $352,750 (18.0%) | $379,092 (21.8%) | 0.00 | 47 |
2023-08-01 | $334,925 (14.5%) | $379,368 (22.7%) | 0.00 | 41 |
Menomonie's median listing price comes in at 0% of the national average.
Menomonie's average listing price for 2023-08-01 was $379,368, a difference of $70,071 (22.7%) versus the prior year and $276 versus the prior month.
For the 2023-08-01 period, Menomonie had 41 MLS listings, a difference of -6 listings (-13%) versus the prior month and -8 listings (-16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Menomonie (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,848 sqft |
2018-02-01 | 0 days | 1,818 sqft |
2018-03-01 | 0 days | 2,033 sqft |
2018-04-01 | 0 days | 2,008 sqft |
2018-05-01 | 0 days | 2,006 sqft |
2018-06-01 | 0 days | 2,006 sqft |
2018-07-01 | 0 days | 1,914 sqft |
2018-08-01 | 0 days | 1,867 sqft |
2018-09-01 | 0 days | 1,761 sqft |
2018-10-01 | 0 days | 2,000 sqft |
2018-11-01 | 0 days | 2,099 sqft |
2018-12-01 | 0 days | 2,099 sqft |
2019-01-01 | 0 days | 2,074 sqft |
2019-02-01 | 0 days | 2,174 sqft |
2019-03-01 | 0 days | 2,160 sqft |
2019-04-01 | 0 days | 2,173 sqft |
2019-05-01 | 0 days | 2,144 sqft |
2019-06-01 | 0 days | 2,000 sqft |
2019-07-01 | 0 days | 1,918 sqft |
2019-08-01 | 0 days | 1,808 sqft |
2019-09-01 | 0 days | 1,809 sqft |
2019-10-01 | 0 days | 1,888 sqft |
2019-11-01 | 0 days | 2,000 sqft |
2019-12-01 | 0 days | 1,987 sqft |
2020-01-01 | 0 days | 1,895 sqft |
2020-02-01 | 0 days | 1,620 sqft |
2020-03-01 | 0 days | 1,960 sqft |
2020-04-01 | 0 days | 1,934 sqft |
2020-05-01 | 0 days | 2,390 sqft |
2020-06-01 | 0 days | 2,414 sqft |
2020-07-01 | 0 days | 2,180 sqft |
2020-08-01 | 0 days | 1,959 sqft |
2020-09-01 | 0 days | 2,034 sqft |
2020-10-01 | 0 days | 2,193 sqft |
2020-11-01 | 0 days | 2,259 sqft |
2020-12-01 | 0 days | 2,030 sqft |
2021-01-01 | 0 days | 1,980 sqft |
2021-02-01 | 0 days | 1,855 sqft |
2021-03-01 | 0 days | 1,610 sqft |
2021-04-01 | 0 days | 1,752 sqft |
2021-05-01 | 0 days | 1,842 sqft |
2021-06-01 | 0 days | 1,801 sqft |
2021-07-01 | 0 days | 1,720 sqft |
2021-08-01 | 0 days | 1,648 sqft |
2021-09-01 | 0 days | 1,656 sqft |
2021-10-01 | 0 days | 1,656 sqft |
2021-11-01 | 0 days | 1,682 sqft |
2021-12-01 | 0 days | 1,653 sqft |
2022-01-01 | 0 days | 1,640 sqft |
2022-02-01 | 0 days | 2,479 sqft |
2022-03-01 | 0 days | 2,363 sqft |
2022-04-01 | 0 days | 2,414 sqft |
2022-05-01 | 0 days | 2,282 sqft |
2022-06-01 | 0 days | 2,131 sqft |
2022-07-01 | 0 days | 2,007 sqft |
2022-08-01 | 0 days | 1,980 sqft |
2022-09-01 | 0 days | 1,923 sqft |
2022-10-01 | 0 days | 1,780 sqft |
2022-11-01 | 0 days | 1,732 sqft |
2022-12-01 | 0 days | 1,635 sqft |
2023-01-01 | 0 days | 1,804 sqft |
2023-02-01 | 0 days | 1,922 sqft |
2023-03-01 | 0 days | 2,056 sqft |
2023-04-01 | 0 days | 2,085 sqft |
2023-05-01 | 0 days | 1,989 sqft |
2023-06-01 | 0 days | 2,126 sqft |
2023-07-01 | 0 days | 2,085 sqft |
2023-08-01 | 0 days | 1,988 sqft |
Menomonie's median square footage for active listings during the 2023-08-01 period was 1,988 sqft. One year prior, the average listing was 1,980 sqft.
Menomonie, WI Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 495 | $126,315,000 | $255,182 |
Cash Out Refi | 179 | $32,065,000 | $179,134 |
Other | 152 | $11,140,000 | $73,289 |
Home Improvement | 143 | $9,235,000 | $64,580 |
Refi | 137 | $31,225,000 | $227,920 |
Menomonie's most frequently cited loan purpose was Home Purchase, with 495 originations. The 2nd most popular reason was Cash Out Refi, with 179 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 257 | $56,665,000 | $220,486 |
5-6% | 241 | $43,315,000 | $179,730 |
4-5% | 189 | $38,845,000 | $205,529 |
6-7% | 109 | $15,795,000 | $144,908 |
2.5-3% | 54 | $11,700,000 | $216,667 |
7-8% | 40 | $4,910,000 | $122,750 |
<2.5% | 22 | $3,090,000 | $140,455 |
Over 8% | 21 | $1,245,000 | $59,286 |
During 2022, Menomonie's most frequently originated rate bucket was 3-4%, with 257 originations.
Loan Sizing (Menomonie, WI MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 364 | $18,620,000 | $51,154 |
$200k-400k | 351 | $95,415,000 | $271,838 |
$100k-200k | 340 | $50,140,000 | $147,471 |
$400k-600k | 40 | $18,510,000 | $462,750 |
$Over $1MM | 6 | $23,290,000 | $3,881,667 |
$600k-1000k | 5 | $4,005,000 | $801,000 |
Menomonie's loan sizing saw the bucket of loans from $100,000 or less with 364 originations, totaling $18,620,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 334 | $83,680,000 | $250,539 |
60-80% | 202 | $49,640,000 | $245,743 |
Under 20% | 154 | $9,910,000 | $64,351 |
20-40% | 138 | $13,040,000 | $94,493 |
40-60% | 88 | $14,930,000 | $169,659 |
Over 100% | 9 | $2,915,000 | $323,889 |
Menomonie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 334 originations, totaling $83,680,000 in origination value.