Menomonie Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Menomonie averaged 7.02% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.8% and one month ago for the week of 2024-03-14, the average rate was 6.86%.

    Menomonie's average rate one year ago was 6.29%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.4%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Menomonie 30 Year Fixed Rate 2024-04-18 7.02%
    Menomonie 30 Year Fixed Rate Refi 2024-04-18 7.4%
    Menomonie 15 Year Fixed Rate 2024-04-18 6.29%
    Menomonie 15 Year Fixed Rate Refi 2024-04-18 7.09%
    Menomonie 30 Year FHA 2024-04-18 6.96%
    Menomonie 30 Year FHA Refi 2024-04-18 6.76%
    Menomonie 30 Year USDA 2024-04-18 6.66%
    Menomonie 30 Year USDA Refi 2024-04-18 7.06%
    Menomonie 30 Year VA 2024-04-18 6.76%
    Menomonie 30 Year VA Refi 2024-04-18 6.56%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Menomonie, WI.

    Menomonie Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Menomonie, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    WESTconsin Credit Union 60 6.61% $2,915
    Royal Credit Union 51 6.65% $933
    Associated Bank 8 6.84% $2,328
    Bremer Bank 6 6.71% $3,702
    UNITED WHOLESALE MORTGAGE, LLC 5 6.90% $6,237
    U.S. Bank 5 6.80% $4,266
    CROSSCOUNTRY MORTGAGE, LLC 5 7.49% $5,037
    Prosperity Home Mortgage, LLC 4 6.97% $5,003
    QUICKEN LOANS, LLC 4 6.87% $4,415
    UNION HOME MORTGAGE CORP. 3 6.96% $5,223
    American Mortgage & Equity Consultants, Inc. 3 6.13% $3,086
    Ixonia Bank 3 7.08% $3,433
    BAY EQUITY LLC 3 6.79% $5,548
    Nicolet National Bank 2 7.31% $3,123
    BROKER SOLUTIONS, INC. 2 7.12% $5,124
    Security Financial Bank 2 6.63% $2,805
    Summit Credit Union 2 6.50% $2,648
    Home Federal Savings Bank 2 6.81% $4,717
    Citizens Community Federal 2 6.63% $4,369
    COMPEER FINANCIAL, FLCA 2 8.06% $2,861
    CO-OP Credit Union 2 5.00% $1,834
    MARINE 2 9.43% $4,955
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.31% $3,360
    SUPERIOR CHOICE 1 6.19% $8,435
    TOWER 1 6.75% $3,695
    University of Wisconsin Credit Union 1 5.50% $1,893
    Waterstone Mortgage Corporation 1 6.63% $5,677
    Wells Fargo Bank 1 6.88% $3,232
    WINGS FINANCIAL 1 7.38% $3,494
    WISCONSIN MORTGAGE CORPORATION 1 6.38% $2,885
    WNB Financial, N.A. 1 8.00% $1,425
    Alerus Financial 1 7.50% $10,758
    ZILLOW HOME LOANS, LLC 1 7.38% $5,321
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.88% $5,363
    AMERISAVE MORTGAGE CORPORATION 1 7.99% $6,514
    Bank Five Nine 1 6.88% $3,029
    Bank of America 1 5.13% $11,732
    Bell Bank 1 7.25% $6,903
    CARDINAL FINANCIAL 1 7.00% $8,062
    COMPASS MORTGAGE, INC. 1 7.13% $2,902
    Discover Bank 1 7.49% $0
    FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $3,531
    GUARANTEED RATE AFFINITY, LLC 1 7.13% $2,925
    GUARANTEED RATE, INC. 1 7.00% $8,380
    Johnson Bank 1 6.05% $2,301
    Landmark Credit Union 1 5.75% $1,434
    Legends Bank 1 7.38% $3,440
    LOANDEPOT.COM, LLC 1 6.99% $3,030
    Mr. Cooper ( Nationstar Mortgage ) 1 6.13% $6,942
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.63% $4,573
    Paramount Residential Mortgage Group, Inc. 1 7.63% $3,124
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $5,058
    Prevail Bank 1 6.63% $2,928
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $8,810
    Summit Mortgage Corporation 1 7.25% $5,807

    Menomonie Average Closing Costs & Other Stats

    Menomonie, WI's 55 lenders originated 789 loans during 2023. The total origination value was $146,345,000, with an average loan value of $185,482.

    Menomonie's average closing costs are $3,589.

    The top Menomonie lender as defined by loan originations is WESTconsin Credit Union, with 60 loans originated. Their average total fees are $2,915, which is $1,982 higher than the next largest lender, Royal Credit Union.

    The lowest fee Menomonie lenders (with over 10 loans originated) are Royal Credit Union ($933), WESTconsin Credit Union ($2,915), .

    The lowest rate Menomonie lenders (with over 10 loans originated) are WESTconsin Credit Union (6.61%), Royal Credit Union (6.65%), .

    Menomonie, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Royal Credit Union $34,100,000 $26,680,000 -21.8% 18.2%
    WESTconsin Credit Union $29,830,000 $25,160,000 -15.7% 17.2%
    Peoples State Bank of Plainview $12,840,000 $11,855,000 -7.7% 8.1%
    Northwestern Bank $2,725,000 $6,515,000 139.1% 4.5%
    Dairy State Bank $7,995,000 $5,835,000 -27.0% 4.0%
    QUICKEN LOANS, LLC $7,120,000 $5,420,000 -23.9% 3.7%
    Associated Bank $3,820,000 $3,035,000 -20.5% 2.1%
    CROSSCOUNTRY MORTGAGE, LLC $3,940,000 $2,640,000 -33.0% 1.8%
    Security Financial Bank $5,175,000 $2,495,000 -51.8% 1.7%
    Mortgage Research Center, LLC $3,515,000 $2,230,000 -36.6% 1.5%
    Bremer Bank $8,695,000 $2,225,000 -74.4% 1.5%
    Citizens Community Federal $2,265,000 $2,090,000 -7.7% 1.4%
    Security Bank $1,435,000 $2,070,000 44.3% 1.4%
    UNITED WHOLESALE MORTGAGE, LLC $950,000 $2,050,000 115.8% 1.4%
    U.S. Bank $4,590,000 $2,025,000 -55.9% 1.4%
    Citizens State Bank of La Crosse $365,000 $1,835,000 402.7% 1.3%
    COMPEER FINANCIAL, FLCA $1,565,000 $1,780,000 13.7% 1.2%
    Frandsen Bank & Trust $490,000 $1,655,000 237.8% 1.1%
    Bell Bank $8,005,000 $1,415,000 -82.3% 1.0%
    Home Federal Savings Bank $1,380,000 n/a 0.9%
    Nicolet National Bank $690,000 $1,330,000 92.8% 0.9%
    Prosperity Home Mortgage, LLC $1,915,000 $1,245,000 -35.0% 0.9%
    MARINE $2,305,000 $1,200,000 -47.9% 0.8%
    BROKER SOLUTIONS, INC. $925,000 $1,050,000 13.5% 0.7%
    Ixonia Bank $420,000 $1,010,000 140.5% 0.7%
    BAY EQUITY LLC $225,000 $950,000 322.2% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,010,000 $930,000 -7.9% 0.6%
    American Mortgage & Equity Consultants, Inc. $1,090,000 $900,000 -17.4% 0.6%
    GUARANTEED RATE, INC. $1,105,000 $900,000 -18.6% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,190,000 $880,000 -79.0% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $860,000 n/a 0.6%
    NEWREZ LLC $215,000 $835,000 288.4% 0.6%
    LOANDEPOT.COM, LLC $1,885,000 $810,000 -57.0% 0.6%
    GUARANTEED RATE AFFINITY, LLC $805,000 n/a 0.6%
    NAVY FEDERAL CREDIT UNION $805,000 n/a 0.6%
    PENNYMAC LOAN SERVICES, LLC $310,000 $800,000 158.1% 0.5%
    WNB Financial, N.A. $1,920,000 $785,000 -59.1% 0.5%
    BMO Harris Bank $1,565,000 $770,000 -50.8% 0.5%
    UNION HOME MORTGAGE CORP. $465,000 $750,000 61.3% 0.5%
    CO-OP Credit Union $575,000 $685,000 19.1% 0.5%
    FREEDOM MORTGAGE CORPORATION $990,000 $660,000 -33.3% 0.5%
    Alerus Financial $615,000 n/a 0.4%
    Summit Credit Union $560,000 n/a 0.4%
    FIRST COMMUNITY MORTGAGE, INC. $395,000 $545,000 38.0% 0.4%
    TOWER $455,000 n/a 0.3%
    The First National Bank of Bangor $435,000 n/a 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $420,000 n/a 0.3%
    Johnson Bank $265,000 $420,000 58.5% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,795,000 $420,000 -76.6% 0.3%
    M&T Bank $165,000 $415,000 151.5% 0.3%
    Prevail Bank $1,090,000 $405,000 -62.8% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $780,000 $380,000 -51.3% 0.3%
    CARDINAL FINANCIAL $650,000 $370,000 -43.1% 0.3%
    NBKC BANK $605,000 $370,000 -38.8% 0.3%
    Foresight Bank $365,000 n/a 0.2%
    SUPERIOR CHOICE $365,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $1,170,000 $345,000 -70.5% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $185,000 $320,000 73.0% 0.2%
    Bank of America $55,000 $315,000 472.7% 0.2%
    Waterstone Mortgage Corporation $310,000 n/a 0.2%
    PLANET HOME LENDING, LLC $285,000 $305,000 7.0% 0.2%
    University of Wisconsin Credit Union $520,000 $300,000 -42.3% 0.2%
    MOVEMENT MORTGAGE, LLC $290,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $285,000 n/a 0.2%
    GREENSTATE CREDIT UNION $270,000 n/a 0.2%
    USAA Federal Savings Bank $245,000 $265,000 8.2% 0.2%
    COMPASS MORTGAGE, INC. $255,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $585,000 $255,000 -56.4% 0.2%
    Paramount Residential Mortgage Group, Inc. $175,000 $255,000 45.7% 0.2%
    Plains Commerce Bank $255,000 n/a 0.2%
    Bank Five Nine $245,000 n/a 0.2%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $385,000 $240,000 -37.7% 0.2%
    Discover Bank $235,000 n/a 0.2%
    Summit Mortgage Corporation $305,000 $235,000 -23.0% 0.2%
    AFFINITY PLUS $25,000 $230,000 820.0% 0.2%
    Mid-Continent Funding, Inc. $225,000 n/a 0.2%
    WINGS FINANCIAL $245,000 $220,000 -10.2% 0.2%
    TJC Mortgage, Inc. $125,000 $215,000 72.0% 0.1%
    FORTE BANK $205,000 n/a 0.1%
    Legends Bank $205,000 n/a 0.1%
    MidWestOne Bank $155,000 $205,000 32.3% 0.1%
    Commerce Home Mortgage, Inc. $195,000 n/a 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $705,000 $185,000 -73.8% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 n/a 0.1%
    WISCONSIN MORTGAGE CORPORATION $185,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $165,000 $175,000 6.1% 0.1%
    Landmark Credit Union $175,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $175,000 n/a 0.1%
    Citadel Servicing Corporation $165,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $165,000 n/a 0.1%
    Figure Lending LLC $55,000 $125,000 127.3% 0.1%
    Partners Bank of Wisconsin $115,000 n/a 0.1%
    Wells Fargo Bank $1,815,000 $115,000 -93.7% 0.1%
    JPMorgan Chase Bank $330,000 $105,000 -68.2% 0.1%
    21ST MORTGAGE CORPORATION $160,000 $100,000 -37.5% 0.1%
    Centier Bank $75,000 n/a 0.1%
    National Exchange Bank and Trust $65,000 $65,000 0.0% 0.0%
    NOVATION CREDIT UNION $155,000 $65,000 -58.1% 0.0%
    Old National Bank $55,000 n/a 0.0%
    USAlliance Federal Credit Union $55,000 n/a 0.0%
    Carrington Mortgage Services, LLC $125,000 $45,000 -64.0% 0.0%
    Hiawatha National Bank $280,000 $45,000 -83.9% 0.0%
    MidAmerica National Bank $45,000 n/a 0.0%
    The First National Bank of River Falls $35,000 n/a 0.0%
    The Huntington National Bank $35,000 n/a 0.0%
    Connexus Credit Union $135,000 $25,000 -81.5% 0.0%
    First Bank of Baldwin $25,000 n/a 0.0%

    Menomonie's top lender by overall market share is Royal Credit Union, with 18.2% market share. In second place, with 17.2%, is WESTconsin Credit Union, having originated $25,160,000 in loans. In third place, with 8.1%, is Peoples State Bank of Plainview, having originated $11,855,000 in loans. In fourth place, with 4.5%, is Northwestern Bank, having originated $6,515,000 in loans. In fifth place, with 4.0%, is Dairy State Bank, having originated $5,835,000 in loans.

    Menomonie Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Menomonie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $177,950 (-6.5%) $209,260 (-14.7%) 0.00 87
    2018-02-01 $179,950 (-10.0%) $215,050 (-14.9%) 0.00 88
    2018-03-01 $194,900 (0.0%) $227,067 (-10.7%) 0.00 87
    2018-04-01 $209,900 (5.0%) $242,587 (-5.2%) 0.00 93
    2018-05-01 $222,450 (3.5%) $246,135 (-4.2%) 0.00 101
    2018-06-01 $204,450 (-12.8%) $240,471 (-6.6%) 0.00 112
    2018-07-01 $189,900 (-17.4%) $233,884 (-9.8%) 0.00 115
    2018-08-01 $181,050 (-18.8%) $227,028 (-10.7%) 0.00 104
    2018-09-01 $186,200 (-4.5%) $246,198 (1.4%) 0.00 112
    2018-10-01 $192,200 (-3.2%) $246,809 (7.1%) 0.00 104
    2018-11-01 $199,900 (3.0%) $252,105 (12.6%) 0.00 96
    2018-12-01 $187,450 (4.2%) $258,785 (25.4%) 0.00 86
    2019-01-01 $182,200 (2.4%) $259,342 (23.9%) 0.00 81
    2019-02-01 $205,000 (13.9%) $280,080 (30.2%) 0.00 64
    2019-03-01 $209,789 (7.6%) $267,001 (17.6%) 0.00 76
    2019-04-01 $223,375 (6.4%) $260,623 (7.4%) 0.00 87
    2019-05-01 $213,650 (-4.0%) $254,402 (3.4%) 0.00 98
    2019-06-01 $197,750 (-3.3%) $255,629 (6.3%) 0.00 111
    2019-07-01 $214,950 (13.2%) $267,905 (14.6%) 0.00 123
    2019-08-01 $211,291 (16.7%) $265,910 (17.1%) 0.00 121
    2019-09-01 $213,377 (14.6%) $264,364 (7.4%) 0.00 121
    2019-10-01 $214,975 (11.9%) $264,547 (7.2%) 0.00 120
    2019-11-01 $231,250 (15.7%) $291,727 (15.7%) 0.00 115
    2019-12-01 $215,000 (14.7%) $290,703 (12.3%) 0.00 102
    2020-01-01 $210,500 (15.5%) $291,822 (12.5%) 0.00 84
    2020-02-01 $204,950 (0.0%) $304,899 (8.9%) 0.00 75
    2020-03-01 $259,950 (23.9%) $333,429 (24.9%) 0.00 88
    2020-04-01 $286,175 (28.1%) $345,309 (32.5%) 0.00 90
    2020-05-01 $312,400 (46.2%) $349,141 (37.2%) 0.00 86
    2020-06-01 $305,650 (54.6%) $350,832 (37.2%) 0.00 87
    2020-07-01 $280,300 (30.4%) $337,435 (26.0%) 0.00 80
    2020-08-01 $271,900 (28.7%) $323,736 (21.8%) 0.00 77
    2020-09-01 $268,375 (25.8%) $334,395 (26.5%) 0.00 79
    2020-10-01 $279,700 (30.1%) $322,428 (21.9%) 0.00 74
    2020-11-01 $270,950 (17.2%) $316,990 (8.7%) 0.00 59
    2020-12-01 $273,650 (27.3%) $333,134 (14.6%) 0.00 57
    2021-01-01 $271,900 (29.2%) $316,284 (8.4%) 0.00 45
    2021-02-01 $261,650 (27.7%) $318,138 (4.3%) 0.00 40
    2021-03-01 $235,244 (-9.5%) $267,275 (-19.8%) 0.00 34
    2021-04-01 $169,750 (-40.7%) $271,771 (-21.3%) 0.00 27
    2021-05-01 $269,000 (-13.9%) $312,332 (-10.5%) 0.00 38
    2021-06-01 $266,400 (-12.8%) $301,966 (-13.9%) 0.00 60
    2021-07-01 $264,900 (-5.5%) $329,786 (-2.3%) 0.00 57
    2021-08-01 $242,863 (-10.7%) $299,199 (-7.6%) 0.00 53
    2021-09-01 $227,400 (-15.3%) $284,744 (-14.9%) 0.00 63
    2021-10-01 $239,950 (-14.2%) $289,794 (-10.1%) 0.00 63
    2021-11-01 $242,400 (-10.5%) $299,716 (-5.5%) 0.00 53
    2021-12-01 $284,925 (4.1%) $312,985 (-6.1%) 0.00 37
    2022-01-01 $225,000 (-17.3%) $294,454 (-6.9%) 0.00 27
    2022-02-01 $252,975 (-3.3%) $306,872 (-3.5%) 0.00 15
    2022-03-01 $292,400 (24.3%) $301,719 (12.9%) 0.00 13
    2022-04-01 $339,900 (100.2%) $351,489 (29.3%) 0.00 15
    2022-05-01 $327,650 (21.8%) $389,072 (24.6%) 0.00 29
    2022-06-01 $334,675 (25.6%) $357,125 (18.3%) 0.00 38
    2022-07-01 $299,000 (12.9%) $311,361 (-5.6%) 0.00 44
    2022-08-01 $292,450 (20.4%) $309,297 (3.4%) 0.00 49
    2022-09-01 $290,450 (27.7%) $316,088 (11.0%) 0.00 38
    2022-10-01 $314,950 (31.3%) $329,901 (13.8%) 0.00 47
    2022-11-01 $297,675 (22.8%) $309,834 (3.4%) 0.00 46
    2022-12-01 $297,450 (4.4%) $311,277 (-0.6%) 0.00 39
    2023-01-01 $339,250 (50.8%) $324,280 (10.1%) 0.00 34
    2023-02-01 $341,225 (34.9%) $327,222 (6.6%) 0.00 26
    2023-03-01 $354,950 (21.4%) $362,074 (20.0%) 0.00 22
    2023-04-01 $414,950 (22.1%) $414,584 (18.0%) 0.00 24
    2023-05-01 $355,500 (8.5%) $383,748 (-1.4%) 0.00 33
    2023-06-01 $358,875 (7.2%) $395,596 (10.8%) 0.00 48
    2023-07-01 $352,750 (18.0%) $379,092 (21.8%) 0.00 47
    2023-08-01 $334,925 (14.5%) $379,368 (22.7%) 0.00 41
    2023-09-01 $327,450 (12.7%) $358,501 (13.4%) 0.00 43
    2023-10-01 $318,675 (1.2%) $355,895 (7.9%) 0.00 53
    2023-11-01 $317,400 (6.6%) $347,814 (12.3%) 0.00 53
    2023-12-01 $329,900 (10.9%) $345,919 (11.1%) 0.00 46
    2024-01-01 $334,725 (-1.3%) $376,097 (16.0%) 0.00 38
    2024-02-01 $333,675 (-2.2%) $383,315 (17.1%) 0.00 33
    2024-03-01 $359,000 (1.1%) $396,590 (9.5%) 0.00 38
    Menomonie's median listing price for 2024-03-01 was $359,000, a difference of $4,050 (1.1%) versus the prior year and $25,325 versus the prior month.

    Menomonie's median listing price comes in at 0% of the national average.

    Menomonie's average listing price for 2024-03-01 was $396,590, a difference of $34,516 (9.5%) versus the prior year and $13,275 versus the prior month.

    For the 2024-03-01 period, Menomonie had 38 MLS listings, a difference of 5 listings (15%) versus the prior month and 16 listings (73%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Menomonie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,848 sqft
    2018-02-01 0 days 1,818 sqft
    2018-03-01 0 days 2,033 sqft
    2018-04-01 0 days 2,008 sqft
    2018-05-01 0 days 2,007 sqft
    2018-06-01 0 days 2,008 sqft
    2018-07-01 0 days 1,947 sqft
    2018-08-01 0 days 1,914 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 2,025 sqft
    2018-11-01 0 days 2,106 sqft
    2018-12-01 0 days 2,100 sqft
    2019-01-01 0 days 2,074 sqft
    2019-02-01 0 days 2,174 sqft
    2019-03-01 0 days 2,160 sqft
    2019-04-01 0 days 2,173 sqft
    2019-05-01 0 days 2,144 sqft
    2019-06-01 0 days 2,002 sqft
    2019-07-01 0 days 1,938 sqft
    2019-08-01 0 days 1,816 sqft
    2019-09-01 0 days 1,816 sqft
    2019-10-01 0 days 1,895 sqft
    2019-11-01 0 days 2,000 sqft
    2019-12-01 0 days 1,993 sqft
    2020-01-01 0 days 1,899 sqft
    2020-02-01 0 days 1,670 sqft
    2020-03-01 0 days 1,966 sqft
    2020-04-01 0 days 1,934 sqft
    2020-05-01 0 days 2,390 sqft
    2020-06-01 0 days 2,414 sqft
    2020-07-01 0 days 2,180 sqft
    2020-08-01 0 days 1,980 sqft
    2020-09-01 0 days 2,079 sqft
    2020-10-01 0 days 2,217 sqft
    2020-11-01 0 days 2,268 sqft
    2020-12-01 0 days 2,118 sqft
    2021-01-01 0 days 1,980 sqft
    2021-02-01 0 days 1,781 sqft
    2021-03-01 0 days 1,586 sqft
    2021-04-01 0 days 1,709 sqft
    2021-05-01 0 days 1,842 sqft
    2021-06-01 0 days 1,804 sqft
    2021-07-01 0 days 1,720 sqft
    2021-08-01 0 days 1,648 sqft
    2021-09-01 0 days 1,656 sqft
    2021-10-01 0 days 1,656 sqft
    2021-11-01 0 days 1,682 sqft
    2021-12-01 0 days 1,653 sqft
    2022-01-01 0 days 1,640 sqft
    2022-02-01 0 days 2,479 sqft
    2022-03-01 0 days 2,363 sqft
    2022-04-01 0 days 2,414 sqft
    2022-05-01 0 days 2,282 sqft
    2022-06-01 0 days 2,131 sqft
    2022-07-01 0 days 2,007 sqft
    2022-08-01 0 days 1,980 sqft
    2022-09-01 0 days 1,923 sqft
    2022-10-01 0 days 1,780 sqft
    2022-11-01 0 days 1,732 sqft
    2022-12-01 0 days 1,635 sqft
    2023-01-01 0 days 1,804 sqft
    2023-02-01 0 days 1,922 sqft
    2023-03-01 0 days 2,056 sqft
    2023-04-01 0 days 2,085 sqft
    2023-05-01 0 days 1,989 sqft
    2023-06-01 0 days 2,126 sqft
    2023-07-01 0 days 2,085 sqft
    2023-08-01 0 days 1,988 sqft
    2023-09-01 0 days 2,028 sqft
    2023-10-01 0 days 2,200 sqft
    2023-11-01 0 days 2,110 sqft
    2023-12-01 0 days 1,808 sqft
    2024-01-01 0 days 1,821 sqft
    2024-02-01 0 days 1,715 sqft
    2024-03-01 0 days 1,750 sqft
    Menomonie's median listing age (time on market) for 2024-03-01 was 0 days.

    Menomonie's median square footage for active listings during the 2024-03-01 period was 1,750 sqft. One year prior, the average listing was 2,056 sqft.

    Menomonie, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 406 $107,710,000 $265,296
    Home Improvement 140 $8,550,000 $61,071
    Other 98 $6,690,000 $68,265
    Cash Out Refi 97 $15,365,000 $158,402
    Refi 48 $8,030,000 $167,292

    Menomonie's most frequently cited loan purpose was Home Purchase, with 406 originations. The 2nd most popular reason was Home Improvement, with 140 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 200 $52,360,000 $261,800
    Over 8% 197 $12,595,000 $63,934
    7-8% 190 $33,480,000 $176,211
    5-6% 68 $17,480,000 $257,059
    4-5% 5 $1,035,000 $207,000
    3-4% 2 $730,000 $365,000

    During 2023, Menomonie's most frequently originated rate bucket was 6-7%, with 200 originations.

    Loan Sizing (Menomonie, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 305 $14,915,000 $48,902
    $200k-400k 221 $62,585,000 $283,190
    $100k-200k 205 $31,045,000 $151,439
    $400k-600k 44 $20,690,000 $470,227
    $600k-1000k 7 $5,125,000 $732,143
    $Over $1MM 7 $11,985,000 $1,712,143

    Menomonie's loan sizing saw the bucket of loans from $100,000 or less with 305 originations, totaling $14,915,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 212 $56,230,000 $265,236
    Under 20% 158 $6,990,000 $44,241
    60-80% 127 $33,915,000 $267,047
    20-40% 108 $9,440,000 $87,407
    40-60% 47 $8,255,000 $175,638
    Over 100% 7 $2,395,000 $342,143

    Menomonie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 212 originations, totaling $56,230,000 in origination value.