Menomonie Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Menomonie averaged 6.82% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.8% and one month ago for the week of 2023-02-16, the average rate was 6.72%.

    Menomonie's average rate one year ago was 3.72%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.96%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Menomonie 30 Year Fixed Rate 2023-03-23 6.82%
    Menomonie 30 Year Fixed Rate Refi 2023-03-23 6.96%
    Menomonie 15 Year Fixed Rate 2023-03-23 6.39%
    Menomonie 15 Year Fixed Rate Refi 2023-03-23 6.12%
    Menomonie 30 Year FHA 2023-03-23 6.62%
    Menomonie 30 Year FHA Refi 2023-03-23 6.07%
    Menomonie 30 Year USDA 2023-03-23 6.17%
    Menomonie 30 Year USDA Refi 2023-03-23 5.86%
    Menomonie 30 Year VA 2023-03-23 6.14%
    Menomonie 30 Year VA Refi 2023-03-23 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Menomonie, WI.

    Menomonie Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Menomonie, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    WESTconsin Credit Union 93 4.16% $2,635
    Royal Credit Union 69 4.74% $102
    QUICKEN LOANS, LLC 20 5.01% $5,698
    Bremer Bank 18 4.97% $3,534
    Associated Bank 11 4.49% $2,203
    U.S. Bank 10 4.11% $4,297
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 4.54% $4,681
    CROSSCOUNTRY MORTGAGE, LLC 6 6.10% $4,743
    Prosperity Home Mortgage, LLC 6 5.56% $5,459
    Bell Bank 5 4.52% $6,972
    COMPEER FINANCIAL, FLCA 5 6.20% $2,785
    Wells Fargo Bank 5 5.23% $4,318
    Citizens Community Federal 5 5.48% $2,826
    LOANDEPOT.COM, LLC 4 4.78% $5,068
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 4.69% $4,068
    American Mortgage & Equity Consultants, Inc. 3 5.25% $2,328
    AMERISAVE MORTGAGE CORPORATION 3 3.54% $4,126
    LAND HOME FINANCIAL SERVICES, INC. 3 4.92% $7,470
    BMO Harris Bank 3 5.75% $5,026
    HOME POINT FINANCIAL CORPORATION 2 5.75% $5,488
    CHERRY CREEK MORTGAGE, LLC 2 6.38% $358
    PENNYMAC LOAN SERVICES, LLC 2 4.69% $7,094
    UNITED WHOLESALE MORTGAGE, LLC 2 7.25% $5,007
    NBKC BANK 2 6.31% $3,035
    Lend Smart Mortgage, LLC 2 3.25% $4,756
    Mr. Cooper ( Nationstar Mortgage ) 2 4.63% $5,408
    Servion, Inc. 2 5.25% $5,586
    FINANCE OF AMERICA MORTGAGE LLC 2 6.00% $5,348
    Security Financial Bank 2 5.75% $2,387
    GUARANTEED RATE, INC. 2 4.56% $4,128
    Prevail Bank 2 4.38% $2,315
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.00% $5,500
    PHH Mortgage Corporation 1 3.50% $3,038
    PLANET HOME LENDING, LLC 1 5.88% $8,148
    SPIRE Credit Union 1 4.00% $4,374
    Stifel Bank and Trust 1 3.75% $2,795
    Summit Mortgage Corporation 1 6.88% $3,408
    Think Mutual Bank 1 6.38% $4,113
    TJC Mortgage, Inc. 1 5.63% $6,668
    Tradition Mortgage, LLC 1 5.50% $9,886
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 5.25% $3,425
    UNION HOME MORTGAGE CORP. 1 3.13% $3,583
    University of Wisconsin Credit Union 1 4.75% $2,368
    VAN DYK MORTGAGE CORPORATION 1 6.50% $1,161
    ALAMEDA MORTGAGE CORPORATION 1 5.13% $5,867
    WINGS FINANCIAL 1 5.25% $2,960
    Bank First, N.A. 1 6.50% $2,583
    Barrington Bank & Trust Company, N.A. 1 4.49% $4,852
    BAY EQUITY LLC 1 4.75% $8,578
    BETTER MORTGAGE CORPORATION 1 2.75% $11,008
    BNC National Bank 1 4.63% $4,300
    BROKER SOLUTIONS, INC. 1 5.38% $8,774
    CALIBER HOME LOANS, INC. 1 7.88% $9,901
    CAPITAL Credit Union 1 3.00% $2,555
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 4.88% $5,341
    CMG MORTGAGE, INC. 1 5.88% $4,215
    Connexus Credit Union 1 5.00% $1,652
    CO-OP Credit Union 1 4.05% $2,421
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.50% $4,328
    EMBRACE HOME LOANS, INC. 1 3.38% $1,861
    EMM LOANS LLC 1 4.38% $13,517
    ENDEAVOR CAPITAL, LLC. 1 3.88% $6,715
    ENVOY MORTGAGE, LTD 1 5.38% $3,628
    FIRST COMMUNITY MORTGAGE, INC. 1 6.50% $8,029
    Forward Bank 1 6.38% $4,063
    Frandsen Bank & Trust 1 4.34% $2,332
    FREEDOM MORTGAGE CORPORATION 1 4.88% $6,792
    GSF Mortgage Corporation 1 4.88% $4,680
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.38% $5,018
    Hometown Lenders, Inc. 1 3.75% $4,892
    Johnson Bank 1 3.63% $3,204
    JPMorgan Chase Bank 1 4.75% $7,150
    KELLER MORTGAGE, LLC 1 5.38% $1,230
    MidWestOne Bank 1 5.50% $3,834
    MORIA DEVELOPMENT, INC. 1 3.75% $5,594
    Nations Lending Corporation 1 6.63% $6,947

    Menomonie Average Closing Costs & Other Stats

    Menomonie, WI's 76 lenders originated 1,106 loans during 2022. The total origination value was $209,980,000, with an average loan value of $189,855.

    Menomonie's average closing costs are $3,450.

    The top Menomonie lender as defined by loan originations is WESTconsin Credit Union, with 93 loans originated. Their average total fees are $2,635, which is $2,533 higher than the next largest lender, Royal Credit Union.

    The lowest fee Menomonie lenders (with over 10 loans originated) are Royal Credit Union ($102), Associated Bank ($2,203), WESTconsin Credit Union ($2,635), Bremer Bank ($3,534) and U.S. Bank ($4,297).

    The lowest rate Menomonie lenders (with over 10 loans originated) are U.S. Bank (4.11%), WESTconsin Credit Union (4.16%), Associated Bank (4.49%), Royal Credit Union (4.74%) and Bremer Bank (4.97%).

    Menomonie, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Royal Credit Union $53,315,000 $34,100,000 -36.0% 16.2%
    WESTconsin Credit Union $55,565,000 $29,830,000 -46.3% 14.2%
    Peoples State Bank of Plainview $14,085,000 $12,840,000 -8.8% 6.1%
    Bremer Bank $13,475,000 $8,695,000 -35.5% 4.1%
    Bell Bank $1,595,000 $8,005,000 401.9% 3.8%
    Dairy State Bank $19,465,000 $7,995,000 -58.9% 3.8%
    QUICKEN LOANS, LLC $17,585,000 $7,120,000 -59.5% 3.4%
    Security Financial Bank $3,855,000 $5,175,000 34.2% 2.5%
    Bridgewater Bank $4,875,000 $4,795,000 -1.6% 2.3%
    U.S. Bank $9,285,000 $4,590,000 -50.6% 2.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,485,000 $4,190,000 68.6% 2.0%
    CROSSCOUNTRY MORTGAGE, LLC $2,495,000 $3,940,000 57.9% 1.9%
    Associated Bank $5,505,000 $3,820,000 -30.6% 1.8%
    Grandbridge Real Estate Capital LLC $3,635,000 n/a 1.7%
    Mortgage Research Center, LLC $4,270,000 $3,515,000 -17.7% 1.7%
    Northwestern Bank $2,085,000 $2,725,000 30.7% 1.3%
    MARINE $1,520,000 $2,305,000 51.6% 1.1%
    Citizens Community Federal $6,285,000 $2,265,000 -64.0% 1.1%
    WNB Financial, N.A. $1,945,000 $1,920,000 -1.3% 0.9%
    Prosperity Home Mortgage, LLC $1,420,000 $1,915,000 34.9% 0.9%
    LOANDEPOT.COM, LLC $3,570,000 $1,885,000 -47.2% 0.9%
    Wells Fargo Bank $4,520,000 $1,815,000 -59.8% 0.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,190,000 $1,795,000 -18.0% 0.9%
    Charter Bank $5,790,000 $1,680,000 -71.0% 0.8%
    BMO Harris Bank $2,160,000 $1,565,000 -27.5% 0.7%
    COMPEER FINANCIAL, FLCA $6,130,000 $1,565,000 -74.5% 0.7%
    Security Bank $4,065,000 $1,435,000 -64.7% 0.7%
    FINANCE OF AMERICA MORTGAGE LLC $4,180,000 $1,420,000 -66.0% 0.7%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $470,000 $1,240,000 163.8% 0.6%
    Barrington Bank & Trust Company, N.A. $2,055,000 $1,170,000 -43.1% 0.6%
    Lend Smart Mortgage, LLC $1,705,000 $1,130,000 -33.7% 0.5%
    GUARANTEED RATE, INC. $1,790,000 $1,105,000 -38.3% 0.5%
    American Mortgage & Equity Consultants, Inc. $1,685,000 $1,090,000 -35.3% 0.5%
    Prevail Bank $1,510,000 $1,090,000 -27.8% 0.5%
    AMERISAVE MORTGAGE CORPORATION $2,165,000 $1,010,000 -53.3% 0.5%
    FREEDOM MORTGAGE CORPORATION $5,025,000 $990,000 -80.3% 0.5%
    CHERRY CREEK MORTGAGE, LLC $620,000 $975,000 57.3% 0.5%
    UNITED WHOLESALE MORTGAGE, LLC $2,230,000 $950,000 -57.4% 0.5%
    BROKER SOLUTIONS, INC. $1,155,000 $925,000 -19.9% 0.4%
    Servion, Inc. $1,460,000 $895,000 -38.7% 0.4%
    HOME POINT FINANCIAL CORPORATION $545,000 $805,000 47.7% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,185,000 $780,000 -34.2% 0.4%
    LAND HOME FINANCIAL SERVICES, INC. $340,000 $705,000 107.4% 0.3%
    Nicolet National Bank $690,000 n/a 0.3%
    TOWNE MORTGAGE COMPANY $185,000 $685,000 270.3% 0.3%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $665,000 n/a 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,680,000 $650,000 -75.7% 0.3%
    NBKC BANK $605,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $815,000 $585,000 -28.2% 0.3%
    First National Community Bank $1,905,000 $580,000 -69.6% 0.3%
    CO-OP Credit Union $610,000 $575,000 -5.7% 0.3%
    EMM LOANS LLC $540,000 n/a 0.3%
    Tradition Mortgage, LLC $920,000 $530,000 -42.4% 0.3%
    University of Wisconsin Credit Union $1,380,000 $520,000 -62.3% 0.2%
    Morgan Stanley Private Bank $515,000 n/a 0.2%
    BNC National Bank $505,000 n/a 0.2%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $495,000 n/a 0.2%
    CALIBER HOME LOANS, INC. $1,280,000 $490,000 -61.7% 0.2%
    Frandsen Bank & Trust $55,000 $490,000 790.9% 0.2%
    SPIRE Credit Union $65,000 $490,000 653.8% 0.2%
    KELLER MORTGAGE, LLC $675,000 $480,000 -28.9% 0.2%
    UNION HOME MORTGAGE CORP. $135,000 $465,000 244.4% 0.2%
    Flagstar Bank, FSB $695,000 $445,000 -36.0% 0.2%
    Ixonia Bank $1,230,000 $420,000 -65.9% 0.2%
    BETTER MORTGAGE CORPORATION $450,000 $395,000 -12.2% 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $395,000 n/a 0.2%
    Stifel Bank and Trust $385,000 n/a 0.2%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $385,000 n/a 0.2%
    ALAMEDA MORTGAGE CORPORATION $380,000 n/a 0.2%
    ENVOY MORTGAGE, LTD $375,000 n/a 0.2%
    Citizens State Bank of La Crosse $1,360,000 $365,000 -73.2% 0.2%
    The Federal Savings Bank $345,000 n/a 0.2%
    First State Bank and Trust $2,170,000 $335,000 -84.6% 0.2%
    JPMorgan Chase Bank $605,000 $330,000 -45.5% 0.2%
    Nations Lending Corporation $330,000 n/a 0.2%
    PENNYMAC LOAN SERVICES, LLC $3,330,000 $310,000 -90.7% 0.1%
    AXIA FINANCIAL, LLC $165,000 $305,000 84.8% 0.1%
    Summit Mortgage Corporation $305,000 n/a 0.1%
    ENDEAVOR CAPITAL, LLC. $295,000 n/a 0.1%
    Magnolia Bank $205,000 $295,000 43.9% 0.1%
    State Bank Financial $295,000 n/a 0.1%
    Low VA Rates, LLC $285,000 n/a 0.1%
    PLANET HOME LENDING, LLC $155,000 $285,000 83.9% 0.1%
    Hiawatha National Bank $405,000 $280,000 -30.9% 0.1%
    PHH Mortgage Corporation $275,000 n/a 0.1%
    Johnson Bank $625,000 $265,000 -57.6% 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $840,000 $255,000 -69.6% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $255,000 n/a 0.1%
    CRESCENT MORTGAGE COMPANY $255,000 n/a 0.1%
    DAS Acquisition Company, LLC $450,000 $255,000 -43.3% 0.1%
    Forward Bank $185,000 $255,000 37.8% 0.1%
    First Savings Bank $245,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $285,000 $245,000 -14.0% 0.1%
    Think Mutual Bank $245,000 n/a 0.1%
    USAA Federal Savings Bank $185,000 $245,000 32.4% 0.1%
    WINGS FINANCIAL $330,000 $245,000 -25.8% 0.1%
    Bank First, N.A. $650,000 $225,000 -65.4% 0.1%
    BAY EQUITY LLC $880,000 $225,000 -74.4% 0.1%
    CAPITAL Credit Union $225,000 n/a 0.1%
    Hometown Lenders, Inc. $295,000 $225,000 -23.7% 0.1%
    Loan Simple, Inc. $215,000 n/a 0.1%
    NEWREZ LLC $180,000 $215,000 19.4% 0.1%
    The Greenwood's State Bank $270,000 $200,000 -25.9% 0.1%
    Heartland Credit Union $195,000 n/a 0.1%
    IDEAL $125,000 $195,000 56.0% 0.1%
    VAN DYK MORTGAGE CORPORATION $195,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $25,000 $185,000 640.0% 0.1%
    EMBRACE HOME LOANS, INC. $185,000 n/a 0.1%
    MORIA DEVELOPMENT, INC. $185,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $135,000 $185,000 37.0% 0.1%
    Paramount Residential Mortgage Group, Inc. $430,000 $175,000 -59.3% 0.1%
    EVERETT FINANCIAL, INC. $145,000 $165,000 13.8% 0.1%
    M&T Bank $165,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $130,000 $160,000 23.1% 0.1%
    MidWestOne Bank $2,605,000 $155,000 -94.0% 0.1%
    NOVATION CREDIT UNION $155,000 n/a 0.1%
    Royal Bank $155,000 n/a 0.1%
    Citizens State Bank $2,380,000 $145,000 -93.9% 0.1%
    CMG MORTGAGE, INC. $215,000 $145,000 -32.6% 0.1%
    Third Federal Savings and Loan Association of Cleveland $65,000 $145,000 123.1% 0.1%
    Connexus Credit Union $135,000 n/a 0.1%
    IMPAC MORTGAGE CORP. $135,000 n/a 0.1%
    INLANTA MORTGAGE, INC. $995,000 $135,000 -86.4% 0.1%
    The Bank of Kaukauna $135,000 n/a 0.1%
    Carrington Mortgage Services, LLC $515,000 $125,000 -75.7% 0.1%
    GSF Mortgage Corporation $225,000 $125,000 -44.4% 0.1%
    TJC Mortgage, Inc. $125,000 n/a 0.1%
    MAYO EMPLOYEES FEDERAL CREDIT UNION $105,000 n/a 0.1%
    River Falls State Bank $105,000 n/a 0.1%
    Cloverbelt Credit Union $95,000 n/a 0.0%
    STAR USA FEDERAL CREDIT UNION $35,000 $75,000 114.3% 0.0%
    National Exchange Bank and Trust $65,000 n/a 0.0%
    Bank of America $55,000 n/a 0.0%
    Figure Lending LLC $55,000 n/a 0.0%
    THRIVENT Federal Credit Union $35,000 n/a 0.0%
    AFFINITY PLUS $445,000 $25,000 -94.4% 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    CLEARPOINTE CAPITAL, LLC $15,000 $15,000 0.0% 0.0%

    Menomonie's top lender by overall market share is Royal Credit Union, with 16.2% market share. In second place, with 14.2%, is WESTconsin Credit Union, having originated $29,830,000 in loans. In third place, with 6.1%, is Peoples State Bank of Plainview, having originated $12,840,000 in loans. In fourth place, with 4.1%, is Bremer Bank, having originated $8,695,000 in loans. In fifth place, with 3.8%, is Bell Bank, having originated $8,005,000 in loans.

    Menomonie Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Menomonie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $177,950 (-6.5%) $209,260 (-14.7%) 0.00 87
    2018-02-01 $179,950 (-10.0%) $215,050 (-14.8%) 0.00 88
    2018-03-01 $194,900 (0.0%) $227,067 (-10.3%) 0.00 87
    2018-04-01 $209,900 (5.0%) $242,587 (-4.5%) 0.00 93
    2018-05-01 $222,450 (4.8%) $246,029 (-3.6%) 0.00 101
    2018-06-01 $209,900 (-10.3%) $240,278 (-6.3%) 0.00 113
    2018-07-01 $192,400 (-14.5%) $233,731 (-9.5%) 0.00 116
    2018-08-01 $182,200 (-18.1%) $226,951 (-10.6%) 0.00 105
    2018-09-01 $188,700 (-3.2%) $245,411 (1.1%) 0.00 113
    2018-10-01 $192,200 (-1.4%) $246,017 (6.9%) 0.00 106
    2018-11-01 $199,900 (3.3%) $251,764 (12.7%) 0.00 97
    2018-12-01 $189,900 (5.6%) $258,343 (25.2%) 0.00 86
    2019-01-01 $182,200 (2.4%) $259,342 (23.9%) 0.00 81
    2019-02-01 $205,000 (13.9%) $280,080 (30.2%) 0.00 64
    2019-03-01 $209,789 (7.6%) $267,001 (17.6%) 0.00 76
    2019-04-01 $223,375 (6.4%) $260,623 (7.4%) 0.00 87
    2019-05-01 $213,650 (-4.0%) $254,402 (3.4%) 0.00 98
    2019-06-01 $195,500 (-6.9%) $254,709 (6.0%) 0.00 112
    2019-07-01 $212,450 (10.4%) $266,147 (13.9%) 0.00 124
    2019-08-01 $209,459 (15.0%) $264,116 (16.4%) 0.00 122
    2019-09-01 $212,548 (12.6%) $262,614 (7.0%) 0.00 122
    2019-10-01 $214,925 (11.8%) $262,808 (6.8%) 0.00 121
    2019-11-01 $224,375 (12.2%) $288,220 (14.5%) 0.00 118
    2019-12-01 $215,000 (13.2%) $286,927 (11.1%) 0.00 105
    2020-01-01 $210,475 (15.5%) $288,493 (11.2%) 0.00 86
    2020-02-01 $204,950 (0.0%) $300,562 (7.3%) 0.00 76
    2020-03-01 $257,500 (22.7%) $329,418 (23.4%) 0.00 88
    2020-04-01 $286,175 (28.1%) $345,309 (32.5%) 0.00 90
    2020-05-01 $312,400 (46.2%) $349,141 (37.2%) 0.00 86
    2020-06-01 $305,650 (56.3%) $350,832 (37.7%) 0.00 87
    2020-07-01 $276,800 (30.3%) $337,435 (26.8%) 0.00 80
    2020-08-01 $269,900 (28.9%) $321,930 (21.9%) 0.00 79
    2020-09-01 $269,750 (26.9%) $335,017 (27.6%) 0.00 80
    2020-10-01 $279,500 (30.1%) $316,704 (20.5%) 0.00 73
    2020-11-01 $267,200 (19.1%) $312,613 (8.5%) 0.00 58
    2020-12-01 $269,900 (25.5%) $325,852 (13.6%) 0.00 57
    2021-01-01 $273,400 (29.9%) $315,711 (9.4%) 0.00 46
    2021-02-01 $262,400 (28.0%) $317,421 (5.6%) 0.00 41
    2021-03-01 $235,263 (-8.6%) $268,360 (-18.5%) 0.00 35
    2021-04-01 $170,750 (-40.3%) $272,267 (-21.2%) 0.00 27
    2021-05-01 $269,000 (-13.9%) $312,332 (-10.5%) 0.00 38
    2021-06-01 $263,900 (-13.7%) $301,966 (-13.9%) 0.00 60
    2021-07-01 $264,900 (-4.3%) $329,786 (-2.3%) 0.00 57
    2021-08-01 $242,863 (-10.0%) $299,199 (-7.1%) 0.00 53
    2021-09-01 $227,400 (-15.7%) $284,744 (-15.0%) 0.00 63
    2021-10-01 $239,950 (-14.2%) $289,794 (-8.5%) 0.00 63
    2021-11-01 $242,400 (-9.3%) $299,716 (-4.1%) 0.00 53
    2021-12-01 $284,925 (5.6%) $312,985 (-4.0%) 0.00 37
    2022-01-01 $225,000 (-17.7%) $294,454 (-6.7%) 0.00 27
    2022-02-01 $252,975 (-3.6%) $306,872 (-3.3%) 0.00 15
    2022-03-01 $292,400 (24.3%) $301,719 (12.4%) 0.00 13
    2022-04-01 $339,900 (99.1%) $351,489 (29.1%) 0.00 15
    2022-05-01 $318,900 (18.6%) $389,072 (24.6%) 0.00 29
    2022-06-01 $334,675 (26.8%) $351,714 (16.5%) 0.00 38
    2022-07-01 $299,000 (12.9%) $311,361 (-5.6%) 0.00 44
    2022-08-01 $292,450 (20.4%) $309,297 (3.4%) 0.00 49
    2022-09-01 $290,450 (27.7%) $316,088 (11.0%) 0.00 38
    2022-10-01 $314,950 (31.3%) $329,901 (13.8%) 0.00 47
    2022-11-01 $297,675 (22.8%) $309,834 (3.4%) 0.00 46
    2022-12-01 $297,450 (4.4%) $311,277 (-0.6%) 0.00 39
    2023-01-01 $339,250 (50.8%) $324,280 (10.1%) 0.00 34
    2023-02-01 $341,225 (34.9%) $327,222 (6.6%) 0.00 26
    Menomonie's median listing price for 2023-02-01 was $341,225, a difference of $88,250 (34.9%) versus the prior year and $1,975 versus the prior month.

    Menomonie's median listing price comes in at 0% of the national average.

    Menomonie's average listing price for 2023-02-01 was $327,222, a difference of $20,350 (6.6%) versus the prior year and $2,942 versus the prior month.

    For the 2023-02-01 period, Menomonie had 26 MLS listings, a difference of -8 listings (-24%) versus the prior month and 11 listings (73%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Menomonie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,848 sqft
    2018-02-01 0 days 1,818 sqft
    2018-03-01 0 days 2,033 sqft
    2018-04-01 0 days 2,008 sqft
    2018-05-01 0 days 2,006 sqft
    2018-06-01 0 days 2,006 sqft
    2018-07-01 0 days 1,914 sqft
    2018-08-01 0 days 1,867 sqft
    2018-09-01 0 days 1,761 sqft
    2018-10-01 0 days 2,000 sqft
    2018-11-01 0 days 2,099 sqft
    2018-12-01 0 days 2,099 sqft
    2019-01-01 0 days 2,074 sqft
    2019-02-01 0 days 2,174 sqft
    2019-03-01 0 days 2,160 sqft
    2019-04-01 0 days 2,173 sqft
    2019-05-01 0 days 2,144 sqft
    2019-06-01 0 days 2,000 sqft
    2019-07-01 0 days 1,918 sqft
    2019-08-01 0 days 1,808 sqft
    2019-09-01 0 days 1,809 sqft
    2019-10-01 0 days 1,888 sqft
    2019-11-01 0 days 2,000 sqft
    2019-12-01 0 days 1,987 sqft
    2020-01-01 0 days 1,895 sqft
    2020-02-01 0 days 1,620 sqft
    2020-03-01 0 days 1,960 sqft
    2020-04-01 0 days 1,934 sqft
    2020-05-01 0 days 2,390 sqft
    2020-06-01 0 days 2,414 sqft
    2020-07-01 0 days 2,180 sqft
    2020-08-01 0 days 1,959 sqft
    2020-09-01 0 days 2,023 sqft
    2020-10-01 0 days 2,184 sqft
    2020-11-01 0 days 2,259 sqft
    2020-12-01 0 days 2,030 sqft
    2021-01-01 0 days 1,980 sqft
    2021-02-01 0 days 1,855 sqft
    2021-03-01 0 days 1,610 sqft
    2021-04-01 0 days 1,752 sqft
    2021-05-01 0 days 1,842 sqft
    2021-06-01 0 days 1,801 sqft
    2021-07-01 0 days 1,720 sqft
    2021-08-01 0 days 1,648 sqft
    2021-09-01 0 days 1,656 sqft
    2021-10-01 0 days 1,656 sqft
    2021-11-01 0 days 1,682 sqft
    2021-12-01 0 days 1,653 sqft
    2022-01-01 0 days 1,640 sqft
    2022-02-01 0 days 2,479 sqft
    2022-03-01 0 days 2,363 sqft
    2022-04-01 0 days 2,414 sqft
    2022-05-01 0 days 2,282 sqft
    2022-06-01 0 days 2,110 sqft
    2022-07-01 0 days 2,007 sqft
    2022-08-01 0 days 1,980 sqft
    2022-09-01 0 days 1,923 sqft
    2022-10-01 0 days 1,780 sqft
    2022-11-01 0 days 1,732 sqft
    2022-12-01 0 days 1,635 sqft
    2023-01-01 0 days 1,804 sqft
    2023-02-01 0 days 1,922 sqft
    Menomonie's median listing age (time on market) for 2023-02-01 was 0 days.

    Menomonie's median square footage for active listings during the 2023-02-01 period was 1,922 sqft. One year prior, the average listing was 2,479 sqft.

    Menomonie, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 495 $126,315,000 $255,182
    Cash Out Refi 179 $32,065,000 $179,134
    Other 152 $11,140,000 $73,289
    Home Improvement 143 $9,235,000 $64,580
    Refi 137 $31,225,000 $227,920

    Menomonie's most frequently cited loan purpose was Home Purchase, with 495 originations. The 2nd most popular reason was Cash Out Refi, with 179 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 257 $56,665,000 $220,486
    5-6% 241 $43,315,000 $179,730
    4-5% 189 $38,845,000 $205,529
    6-7% 109 $15,795,000 $144,908
    2.5-3% 54 $11,700,000 $216,667
    7-8% 40 $4,910,000 $122,750
    <2.5% 22 $3,090,000 $140,455
    Over 8% 21 $1,245,000 $59,286

    During 2022, Menomonie's most frequently originated rate bucket was 3-4%, with 257 originations.

    Loan Sizing (Menomonie, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 364 $18,620,000 $51,154
    $200k-400k 351 $95,415,000 $271,838
    $100k-200k 340 $50,140,000 $147,471
    $400k-600k 40 $18,510,000 $462,750
    $Over $1MM 6 $23,290,000 $3,881,667
    $600k-1000k 5 $4,005,000 $801,000

    Menomonie's loan sizing saw the bucket of loans from $100,000 or less with 364 originations, totaling $18,620,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 334 $83,680,000 $250,539
    60-80% 202 $49,640,000 $245,743
    Under 20% 154 $9,910,000 $64,351
    20-40% 138 $13,040,000 $94,493
    40-60% 88 $14,930,000 $169,659
    Over 100% 9 $2,915,000 $323,889

    Menomonie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 334 originations, totaling $83,680,000 in origination value.