Menomonie Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Menomonie averaged 6.66% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.23% and one month ago for the week of 2024-01-18, the average rate was 6.36%.

Menomonie's average rate one year ago was 6.11%.

For refis of the same type during the week of 2024-02-22, the average rate was 7%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Menomonie 30 Year Fixed Rate 2024-02-22 6.66%
Menomonie 30 Year Fixed Rate Refi 2024-02-22 7%
Menomonie 15 Year Fixed Rate 2024-02-22 6.09%
Menomonie 15 Year Fixed Rate Refi 2024-02-22 6.29%
Menomonie 30 Year FHA 2024-02-22 0.1%
Menomonie 30 Year FHA Refi 2024-02-22 0%
Menomonie 30 Year USDA 2024-02-22 0.2%
Menomonie 30 Year USDA Refi 2024-02-22 -0.2%
Menomonie 30 Year VA 2024-02-22 -0.1%
Menomonie 30 Year VA Refi 2024-02-22 -0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Menomonie, WI.

Menomonie Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Menomonie, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
WESTconsin Credit Union 93 4.16% $2,635
Royal Credit Union 69 4.74% $102
QUICKEN LOANS, LLC 20 5.01% $5,698
Bremer Bank 18 4.97% $3,534
Associated Bank 11 4.49% $2,203
U.S. Bank 10 4.11% $4,297
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 4.54% $4,681
CROSSCOUNTRY MORTGAGE, LLC 6 6.10% $4,743
Prosperity Home Mortgage, LLC 6 5.56% $5,459
Bell Bank 5 4.52% $6,972
COMPEER FINANCIAL, FLCA 5 6.20% $2,785
Wells Fargo Bank 5 5.23% $4,318
Citizens Community Federal 5 5.48% $2,826
LOANDEPOT.COM, LLC 4 4.78% $5,068
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 4.69% $4,068
American Mortgage & Equity Consultants, Inc. 3 5.25% $2,328
AMERISAVE MORTGAGE CORPORATION 3 3.54% $4,126
LAND HOME FINANCIAL SERVICES, INC. 3 4.92% $7,470
BMO Harris Bank 3 5.75% $5,026
HOME POINT FINANCIAL CORPORATION 2 5.75% $5,488
CHERRY CREEK MORTGAGE, LLC 2 6.38% $358
PENNYMAC LOAN SERVICES, LLC 2 4.69% $7,094
UNITED WHOLESALE MORTGAGE, LLC 2 7.25% $5,007
NBKC BANK 2 6.31% $3,035
Lend Smart Mortgage, LLC 2 3.25% $4,756
Mr. Cooper ( Nationstar Mortgage ) 2 4.63% $5,408
Servion, Inc. 2 5.25% $5,586
FINANCE OF AMERICA MORTGAGE LLC 2 6.00% $5,348
Security Financial Bank 2 5.75% $2,387
GUARANTEED RATE, INC. 2 4.56% $4,128
Prevail Bank 2 4.38% $2,315
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.00% $5,500
PHH Mortgage Corporation 1 3.50% $3,038
PLANET HOME LENDING, LLC 1 5.88% $8,148
SPIRE Credit Union 1 4.00% $4,374
Stifel Bank and Trust 1 3.75% $2,795
Summit Mortgage Corporation 1 6.88% $3,408
Think Mutual Bank 1 6.38% $4,113
TJC Mortgage, Inc. 1 5.63% $6,668
Tradition Mortgage, LLC 1 5.50% $9,886
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 5.25% $3,425
UNION HOME MORTGAGE CORP. 1 3.13% $3,583
University of Wisconsin Credit Union 1 4.75% $2,368
VAN DYK MORTGAGE CORPORATION 1 6.50% $1,161
ALAMEDA MORTGAGE CORPORATION 1 5.13% $5,867
WINGS FINANCIAL 1 5.25% $2,960
Bank First, N.A. 1 6.50% $2,583
Barrington Bank & Trust Company, N.A. 1 4.49% $4,852
BAY EQUITY LLC 1 4.75% $8,578
BETTER MORTGAGE CORPORATION 1 2.75% $11,008
BNC National Bank 1 4.63% $4,300
BROKER SOLUTIONS, INC. 1 5.38% $8,774
CALIBER HOME LOANS, INC. 1 7.88% $9,901
CAPITAL Credit Union 1 3.00% $2,555
CARDINAL FINANCIAL 1 4.88% $5,341
CMG MORTGAGE, INC. 1 5.88% $4,215
Connexus Credit Union 1 5.00% $1,652
CO-OP Credit Union 1 4.05% $2,421
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.50% $4,328
EMBRACE HOME LOANS, INC. 1 3.38% $1,861
EMM LOANS LLC 1 4.38% $13,517
ENDEAVOR CAPITAL, LLC. 1 3.88% $6,715
ENVOY MORTGAGE, LTD 1 5.38% $3,628
FIRST COMMUNITY MORTGAGE, INC. 1 6.50% $8,029
Forward Bank 1 6.38% $4,063
Frandsen Bank & Trust 1 4.34% $2,332
FREEDOM MORTGAGE CORPORATION 1 4.88% $6,792
GSF Mortgage Corporation 1 4.88% $4,680
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.38% $5,018
Hometown Lenders, Inc. 1 3.75% $4,892
Johnson Bank 1 3.63% $3,204
JPMorgan Chase Bank 1 4.75% $7,150
KELLER MORTGAGE, LLC 1 5.38% $1,230
MidWestOne Bank 1 5.50% $3,834
MORIA DEVELOPMENT, INC. 1 3.75% $5,594
Nations Lending Corporation 1 6.63% $6,947

Menomonie Average Closing Costs & Other Stats

Menomonie, WI's 76 lenders originated 1,106 loans during 2022. The total origination value was $209,980,000, with an average loan value of $189,855.

Menomonie's average closing costs are $3,450.

The top Menomonie lender as defined by loan originations is WESTconsin Credit Union, with 93 loans originated. Their average total fees are $2,635, which is $2,533 higher than the next largest lender, Royal Credit Union.

The lowest fee Menomonie lenders (with over 10 loans originated) are Royal Credit Union ($102), Associated Bank ($2,203), WESTconsin Credit Union ($2,635), Bremer Bank ($3,534) and U.S. Bank ($4,297).

The lowest rate Menomonie lenders (with over 10 loans originated) are U.S. Bank (4.11%), WESTconsin Credit Union (4.16%), Associated Bank (4.49%), Royal Credit Union (4.74%) and Bremer Bank (4.97%).

Menomonie, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Royal Credit Union $53,315,000 $34,100,000 -36.0% 16.2%
WESTconsin Credit Union $55,565,000 $29,830,000 -46.3% 14.2%
Peoples State Bank of Plainview $14,085,000 $12,840,000 -8.8% 6.1%
Bremer Bank $13,475,000 $8,695,000 -35.5% 4.1%
Bell Bank $1,595,000 $8,005,000 401.9% 3.8%
Dairy State Bank $19,465,000 $7,995,000 -58.9% 3.8%
QUICKEN LOANS, LLC $17,585,000 $7,120,000 -59.5% 3.4%
Security Financial Bank $3,855,000 $5,175,000 34.2% 2.5%
Bridgewater Bank $4,875,000 $4,795,000 -1.6% 2.3%
U.S. Bank $9,285,000 $4,590,000 -50.6% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,485,000 $4,190,000 68.6% 2.0%
CROSSCOUNTRY MORTGAGE, LLC $2,495,000 $3,940,000 57.9% 1.9%
Associated Bank $5,505,000 $3,820,000 -30.6% 1.8%
Grandbridge Real Estate Capital LLC $3,635,000 n/a 1.7%
Mortgage Research Center, LLC $4,270,000 $3,515,000 -17.7% 1.7%
Northwestern Bank $2,085,000 $2,725,000 30.7% 1.3%
MARINE $1,520,000 $2,305,000 51.6% 1.1%
Citizens Community Federal $6,285,000 $2,265,000 -64.0% 1.1%
WNB Financial, N.A. $1,945,000 $1,920,000 -1.3% 0.9%
Prosperity Home Mortgage, LLC $1,420,000 $1,915,000 34.9% 0.9%
LOANDEPOT.COM, LLC $3,570,000 $1,885,000 -47.2% 0.9%
Wells Fargo Bank $4,520,000 $1,815,000 -59.8% 0.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,190,000 $1,795,000 -18.0% 0.9%
Charter Bank $5,790,000 $1,680,000 -71.0% 0.8%
BMO Harris Bank $2,160,000 $1,565,000 -27.5% 0.7%
COMPEER FINANCIAL, FLCA $6,130,000 $1,565,000 -74.5% 0.7%
Security Bank $4,065,000 $1,435,000 -64.7% 0.7%
FINANCE OF AMERICA MORTGAGE LLC $4,180,000 $1,420,000 -66.0% 0.7%
HOMEBRIDGE FINANCIAL SERVICES, INC. $470,000 $1,240,000 163.8% 0.6%
Barrington Bank & Trust Company, N.A. $2,055,000 $1,170,000 -43.1% 0.6%
Lend Smart Mortgage, LLC $1,705,000 $1,130,000 -33.7% 0.5%
GUARANTEED RATE, INC. $1,790,000 $1,105,000 -38.3% 0.5%
American Mortgage & Equity Consultants, Inc. $1,685,000 $1,090,000 -35.3% 0.5%
Prevail Bank $1,510,000 $1,090,000 -27.8% 0.5%
AMERISAVE MORTGAGE CORPORATION $2,165,000 $1,010,000 -53.3% 0.5%
FREEDOM MORTGAGE CORPORATION $5,025,000 $990,000 -80.3% 0.5%
CHERRY CREEK MORTGAGE, LLC $620,000 $975,000 57.3% 0.5%
UNITED WHOLESALE MORTGAGE, LLC $2,230,000 $950,000 -57.4% 0.5%
BROKER SOLUTIONS, INC. $1,155,000 $925,000 -19.9% 0.4%
Servion, Inc. $1,460,000 $895,000 -38.7% 0.4%
HOME POINT FINANCIAL CORPORATION $545,000 $805,000 47.7% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,185,000 $780,000 -34.2% 0.4%
LAND HOME FINANCIAL SERVICES, INC. $340,000 $705,000 107.4% 0.3%
Nicolet National Bank $690,000 n/a 0.3%
TOWNE MORTGAGE COMPANY $185,000 $685,000 270.3% 0.3%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $665,000 n/a 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,680,000 $650,000 -75.7% 0.3%
NBKC BANK $605,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $815,000 $585,000 -28.2% 0.3%
First National Community Bank $1,905,000 $580,000 -69.6% 0.3%
CO-OP Credit Union $610,000 $575,000 -5.7% 0.3%
EMM LOANS LLC $540,000 n/a 0.3%
Tradition Mortgage, LLC $920,000 $530,000 -42.4% 0.3%
University of Wisconsin Credit Union $1,380,000 $520,000 -62.3% 0.2%
Morgan Stanley Private Bank $515,000 n/a 0.2%
BNC National Bank $505,000 n/a 0.2%
PACIFIC RESIDENTIAL MORTGAGE, LLC $495,000 n/a 0.2%
CALIBER HOME LOANS, INC. $1,280,000 $490,000 -61.7% 0.2%
Frandsen Bank & Trust $55,000 $490,000 790.9% 0.2%
SPIRE Credit Union $65,000 $490,000 653.8% 0.2%
KELLER MORTGAGE, LLC $675,000 $480,000 -28.9% 0.2%
UNION HOME MORTGAGE CORP. $135,000 $465,000 244.4% 0.2%
Flagstar Bank, FSB $695,000 $445,000 -36.0% 0.2%
Ixonia Bank $1,230,000 $420,000 -65.9% 0.2%
BETTER MORTGAGE CORPORATION $450,000 $395,000 -12.2% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $395,000 n/a 0.2%
Stifel Bank and Trust $385,000 n/a 0.2%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $385,000 n/a 0.2%
ALAMEDA MORTGAGE CORPORATION $380,000 n/a 0.2%
ENVOY MORTGAGE, LTD $375,000 n/a 0.2%
Citizens State Bank of La Crosse $1,360,000 $365,000 -73.2% 0.2%
The Federal Savings Bank $345,000 n/a 0.2%
First State Bank and Trust $2,170,000 $335,000 -84.6% 0.2%
JPMorgan Chase Bank $605,000 $330,000 -45.5% 0.2%
Nations Lending Corporation $330,000 n/a 0.2%
PENNYMAC LOAN SERVICES, LLC $3,330,000 $310,000 -90.7% 0.1%
AXIA FINANCIAL, LLC $165,000 $305,000 84.8% 0.1%
Summit Mortgage Corporation $305,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $295,000 n/a 0.1%
Magnolia Bank $205,000 $295,000 43.9% 0.1%
State Bank Financial $295,000 n/a 0.1%
Low VA Rates, LLC $285,000 n/a 0.1%
PLANET HOME LENDING, LLC $155,000 $285,000 83.9% 0.1%
Hiawatha National Bank $405,000 $280,000 -30.9% 0.1%
PHH Mortgage Corporation $275,000 n/a 0.1%
Johnson Bank $625,000 $265,000 -57.6% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $840,000 $255,000 -69.6% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $255,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $255,000 n/a 0.1%
DAS Acquisition Company, LLC $450,000 $255,000 -43.3% 0.1%
Forward Bank $185,000 $255,000 37.8% 0.1%
First Savings Bank $245,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $285,000 $245,000 -14.0% 0.1%
Think Mutual Bank $245,000 n/a 0.1%
USAA Federal Savings Bank $185,000 $245,000 32.4% 0.1%
WINGS FINANCIAL $330,000 $245,000 -25.8% 0.1%
Bank First, N.A. $650,000 $225,000 -65.4% 0.1%
BAY EQUITY LLC $880,000 $225,000 -74.4% 0.1%
CAPITAL Credit Union $225,000 n/a 0.1%
Hometown Lenders, Inc. $295,000 $225,000 -23.7% 0.1%
Loan Simple, Inc. $215,000 n/a 0.1%
NEWREZ LLC $180,000 $215,000 19.4% 0.1%
The Greenwood's State Bank $270,000 $200,000 -25.9% 0.1%
Heartland Credit Union $195,000 n/a 0.1%
IDEAL $125,000 $195,000 56.0% 0.1%
VAN DYK MORTGAGE CORPORATION $195,000 n/a 0.1%
AMERICAN ADVISORS GROUP $25,000 $185,000 640.0% 0.1%
EMBRACE HOME LOANS, INC. $185,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $185,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $135,000 $185,000 37.0% 0.1%
Paramount Residential Mortgage Group, Inc. $430,000 $175,000 -59.3% 0.1%
EVERETT FINANCIAL, INC. $145,000 $165,000 13.8% 0.1%
M&T Bank $165,000 n/a 0.1%
21ST MORTGAGE CORPORATION $130,000 $160,000 23.1% 0.1%
MidWestOne Bank $2,605,000 $155,000 -94.0% 0.1%
NOVATION CREDIT UNION $155,000 n/a 0.1%
Royal Bank $155,000 n/a 0.1%
Citizens State Bank $2,380,000 $145,000 -93.9% 0.1%
CMG MORTGAGE, INC. $215,000 $145,000 -32.6% 0.1%
Third Federal Savings and Loan Association of Cleveland $65,000 $145,000 123.1% 0.1%
Connexus Credit Union $135,000 n/a 0.1%
IMPAC MORTGAGE CORP. $135,000 n/a 0.1%
INLANTA MORTGAGE, INC. $995,000 $135,000 -86.4% 0.1%
The Bank of Kaukauna $135,000 n/a 0.1%
Carrington Mortgage Services, LLC $515,000 $125,000 -75.7% 0.1%
GSF Mortgage Corporation $225,000 $125,000 -44.4% 0.1%
TJC Mortgage, Inc. $125,000 n/a 0.1%
MAYO EMPLOYEES FEDERAL CREDIT UNION $105,000 n/a 0.1%
River Falls State Bank $105,000 n/a 0.1%
Cloverbelt Credit Union $95,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $35,000 $75,000 114.3% 0.0%
National Exchange Bank and Trust $65,000 n/a 0.0%
Bank of America $55,000 n/a 0.0%
Figure Lending LLC $55,000 n/a 0.0%
THRIVENT Federal Credit Union $35,000 n/a 0.0%
AFFINITY PLUS $445,000 $25,000 -94.4% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
CLEARPOINTE CAPITAL, LLC $15,000 $15,000 0.0% 0.0%

Menomonie's top lender by overall market share is Royal Credit Union, with 16.2% market share. In second place, with 14.2%, is WESTconsin Credit Union, having originated $29,830,000 in loans. In third place, with 6.1%, is Peoples State Bank of Plainview, having originated $12,840,000 in loans. In fourth place, with 4.1%, is Bremer Bank, having originated $8,695,000 in loans. In fifth place, with 3.8%, is Bell Bank, having originated $8,005,000 in loans.


Menomonie Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Menomonie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $177,950 (-6.5%) $209,260 (-14.7%) 0.00 87
2018-02-01 $179,950 (-10.0%) $215,050 (-14.9%) 0.00 88
2018-03-01 $194,900 (0.0%) $226,276 (-11.0%) 0.00 87
2018-04-01 $208,650 (5.0%) $241,959 (-5.4%) 0.00 92
2018-05-01 $216,175 (4.8%) $245,881 (-4.3%) 0.00 101
2018-06-01 $204,450 (-10.3%) $240,471 (-6.8%) 0.00 112
2018-07-01 $189,900 (-14.5%) $233,884 (-10.0%) 0.00 115
2018-08-01 $181,050 (-18.1%) $227,028 (-10.9%) 0.00 104
2018-09-01 $187,500 (-3.2%) $246,842 (1.5%) 0.00 111
2018-10-01 $192,300 (-1.4%) $247,476 (7.2%) 0.00 103
2018-11-01 $199,900 (3.3%) $252,105 (12.5%) 0.00 96
2018-12-01 $187,450 (5.6%) $258,785 (25.4%) 0.00 85
2019-01-01 $184,788 (2.4%) $260,587 (24.5%) 0.00 80
2019-02-01 $207,500 (13.9%) $281,958 (31.1%) 0.00 63
2019-03-01 $211,764 (7.6%) $268,601 (18.7%) 0.00 75
2019-04-01 $224,350 (6.4%) $261,880 (8.2%) 0.00 86
2019-05-01 $214,900 (-4.0%) $255,491 (3.9%) 0.00 97
2019-06-01 $200,000 (-6.9%) $256,559 (6.7%) 0.00 110
2019-07-01 $217,450 (10.4%) $268,961 (15.0%) 0.00 122
2019-08-01 $213,145 (15.0%) $266,970 (17.6%) 0.00 120
2019-09-01 $214,189 (12.6%) $265,376 (7.5%) 0.00 120
2019-10-01 $215,000 (11.8%) $265,543 (7.3%) 0.00 119
2019-11-01 $231,250 (12.2%) $293,033 (16.2%) 0.00 114
2019-12-01 $215,000 (13.2%) $290,914 (12.4%) 0.00 102
2020-01-01 $210,500 (15.5%) $291,822 (12.0%) 0.00 84
2020-02-01 $204,950 (0.0%) $304,899 (8.1%) 0.00 75
2020-03-01 $259,950 (22.7%) $333,429 (24.1%) 0.00 88
2020-04-01 $286,175 (28.1%) $345,309 (31.9%) 0.00 90
2020-05-01 $312,400 (46.2%) $349,141 (36.7%) 0.00 86
2020-06-01 $305,650 (56.3%) $350,832 (36.8%) 0.00 87
2020-07-01 $280,300 (30.3%) $337,435 (25.5%) 0.00 80
2020-08-01 $271,900 (28.9%) $323,736 (21.3%) 0.00 77
2020-09-01 $268,375 (25.2%) $334,395 (26.0%) 0.00 79
2020-10-01 $279,900 (29.0%) $322,428 (21.4%) 0.00 74
2020-11-01 $272,200 (19.1%) $318,194 (8.6%) 0.00 59
2020-12-01 $273,650 (25.5%) $333,134 (14.5%) 0.00 57
2021-01-01 $271,900 (29.9%) $316,284 (8.4%) 0.00 45
2021-02-01 $261,650 (28.0%) $318,138 (4.3%) 0.00 40
2021-03-01 $235,244 (-8.6%) $267,275 (-19.8%) 0.00 34
2021-04-01 $169,750 (-40.3%) $271,771 (-21.3%) 0.00 27
2021-05-01 $269,000 (-13.9%) $312,332 (-10.5%) 0.00 38
2021-06-01 $266,400 (-13.7%) $301,966 (-13.9%) 0.00 60
2021-07-01 $264,900 (-4.3%) $329,786 (-2.3%) 0.00 57
2021-08-01 $242,863 (-10.0%) $299,199 (-7.6%) 0.00 53
2021-09-01 $227,400 (-14.5%) $284,744 (-14.9%) 0.00 63
2021-10-01 $239,950 (-13.5%) $289,794 (-10.1%) 0.00 63
2021-11-01 $242,400 (-9.3%) $299,716 (-5.8%) 0.00 53
2021-12-01 $284,925 (5.6%) $312,985 (-6.1%) 0.00 37
2022-01-01 $225,000 (-17.7%) $294,454 (-6.9%) 0.00 27
2022-02-01 $252,975 (-3.6%) $306,872 (-3.5%) 0.00 15
2022-03-01 $292,400 (24.3%) $301,719 (12.9%) 0.00 13
2022-04-01 $339,900 (99.1%) $351,489 (29.3%) 0.00 15
2022-05-01 $327,650 (18.6%) $389,072 (24.6%) 0.00 29
2022-06-01 $334,675 (26.8%) $357,125 (18.3%) 0.00 38
2022-07-01 $299,000 (12.9%) $311,361 (-5.6%) 0.00 44
2022-08-01 $292,450 (20.4%) $309,297 (3.4%) 0.00 49
2022-09-01 $290,450 (27.7%) $316,088 (11.0%) 0.00 38
2022-10-01 $314,950 (31.3%) $329,901 (13.8%) 0.00 47
2022-11-01 $297,675 (22.8%) $309,834 (3.4%) 0.00 46
2022-12-01 $297,450 (4.4%) $311,277 (-0.6%) 0.00 39
2023-01-01 $339,250 (50.8%) $324,280 (10.1%) 0.00 34
2023-02-01 $341,225 (34.9%) $327,222 (6.6%) 0.00 26
2023-03-01 $354,950 (21.4%) $362,074 (20.0%) 0.00 22
2023-04-01 $414,950 (22.1%) $414,584 (18.0%) 0.00 24
2023-05-01 $355,500 (11.5%) $383,748 (-1.4%) 0.00 33
2023-06-01 $358,875 (7.2%) $395,596 (10.8%) 0.00 48
2023-07-01 $352,750 (18.0%) $379,092 (21.8%) 0.00 47
2023-08-01 $334,925 (14.5%) $379,368 (22.7%) 0.00 41
2023-09-01 $327,450 (12.7%) $358,501 (13.4%) 0.00 43
2023-10-01 $318,675 (1.2%) $355,895 (7.9%) 0.00 53
2023-11-01 $317,400 (6.6%) $347,814 (12.3%) 0.00 53
2023-12-01 $329,900 (0.0%) $344,398 (10.6%) 0.00 45
Menomonie's median listing price for 2023-12-01 was $329,900, a difference of $32,450 (0.0%) versus the prior year and $12,500 versus the prior month.

Menomonie's median listing price comes in at 0% of the national average.

Menomonie's average listing price for 2023-12-01 was $344,398, a difference of $33,121 (10.6%) versus the prior year and $-3,416 versus the prior month.

For the 2023-12-01 period, Menomonie had 45 MLS listings, a difference of -8 listings (-15%) versus the prior month and 6 listings (15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Menomonie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,848 sqft
2018-02-01 0 days 1,818 sqft
2018-03-01 0 days 2,033 sqft
2018-04-01 0 days 2,022 sqft
2018-05-01 0 days 2,008 sqft
2018-06-01 0 days 2,008 sqft
2018-07-01 0 days 1,947 sqft
2018-08-01 0 days 1,914 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 2,075 sqft
2018-11-01 0 days 2,106 sqft
2018-12-01 0 days 2,100 sqft
2019-01-01 0 days 2,099 sqft
2019-02-01 0 days 2,188 sqft
2019-03-01 0 days 2,165 sqft
2019-04-01 0 days 2,181 sqft
2019-05-01 0 days 2,147 sqft
2019-06-01 0 days 2,004 sqft
2019-07-01 0 days 1,952 sqft
2019-08-01 0 days 1,823 sqft
2019-09-01 0 days 1,824 sqft
2019-10-01 0 days 1,904 sqft
2019-11-01 0 days 2,000 sqft
2019-12-01 0 days 1,991 sqft
2020-01-01 0 days 1,899 sqft
2020-02-01 0 days 1,670 sqft
2020-03-01 0 days 1,966 sqft
2020-04-01 0 days 1,934 sqft
2020-05-01 0 days 2,390 sqft
2020-06-01 0 days 2,414 sqft
2020-07-01 0 days 2,180 sqft
2020-08-01 0 days 1,980 sqft
2020-09-01 0 days 2,079 sqft
2020-10-01 0 days 2,217 sqft
2020-11-01 0 days 2,268 sqft
2020-12-01 0 days 2,118 sqft
2021-01-01 0 days 1,980 sqft
2021-02-01 0 days 1,781 sqft
2021-03-01 0 days 1,586 sqft
2021-04-01 0 days 1,709 sqft
2021-05-01 0 days 1,842 sqft
2021-06-01 0 days 1,804 sqft
2021-07-01 0 days 1,720 sqft
2021-08-01 0 days 1,648 sqft
2021-09-01 0 days 1,656 sqft
2021-10-01 0 days 1,656 sqft
2021-11-01 0 days 1,682 sqft
2021-12-01 0 days 1,653 sqft
2022-01-01 0 days 1,640 sqft
2022-02-01 0 days 2,479 sqft
2022-03-01 0 days 2,363 sqft
2022-04-01 0 days 2,414 sqft
2022-05-01 0 days 2,282 sqft
2022-06-01 0 days 2,131 sqft
2022-07-01 0 days 2,007 sqft
2022-08-01 0 days 1,980 sqft
2022-09-01 0 days 1,923 sqft
2022-10-01 0 days 1,780 sqft
2022-11-01 0 days 1,732 sqft
2022-12-01 0 days 1,635 sqft
2023-01-01 0 days 1,804 sqft
2023-02-01 0 days 1,922 sqft
2023-03-01 0 days 2,056 sqft
2023-04-01 0 days 2,085 sqft
2023-05-01 0 days 1,989 sqft
2023-06-01 0 days 2,126 sqft
2023-07-01 0 days 2,085 sqft
2023-08-01 0 days 1,988 sqft
2023-09-01 0 days 2,028 sqft
2023-10-01 0 days 2,200 sqft
2023-11-01 0 days 2,110 sqft
2023-12-01 0 days 1,804 sqft
Menomonie's median listing age (time on market) for 2023-12-01 was 0 days.

Menomonie's median square footage for active listings during the 2023-12-01 period was 1,804 sqft. One year prior, the average listing was 1,635 sqft.

Menomonie, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 495 $126,315,000 $255,182
Cash Out Refi 179 $32,065,000 $179,134
Other 152 $11,140,000 $73,289
Home Improvement 143 $9,235,000 $64,580
Refi 137 $31,225,000 $227,920

Menomonie's most frequently cited loan purpose was Home Purchase, with 495 originations. The 2nd most popular reason was Cash Out Refi, with 179 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 257 $56,665,000 $220,486
5-6% 241 $43,315,000 $179,730
4-5% 189 $38,845,000 $205,529
6-7% 109 $15,795,000 $144,908
2.5-3% 54 $11,700,000 $216,667
7-8% 40 $4,910,000 $122,750
<2.5% 22 $3,090,000 $140,455
Over 8% 21 $1,245,000 $59,286

During 2022, Menomonie's most frequently originated rate bucket was 3-4%, with 257 originations.

Loan Sizing (Menomonie, WI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 364 $18,620,000 $51,154
$200k-400k 351 $95,415,000 $271,838
$100k-200k 340 $50,140,000 $147,471
$400k-600k 40 $18,510,000 $462,750
$Over $1MM 6 $23,290,000 $3,881,667
$600k-1000k 5 $4,005,000 $801,000

Menomonie's loan sizing saw the bucket of loans from $100,000 or less with 364 originations, totaling $18,620,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 334 $83,680,000 $250,539
60-80% 202 $49,640,000 $245,743
Under 20% 154 $9,910,000 $64,351
20-40% 138 $13,040,000 $94,493
40-60% 88 $14,930,000 $169,659
Over 100% 9 $2,915,000 $323,889

Menomonie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 334 originations, totaling $83,680,000 in origination value.