DULUTH Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Duluth averaged 7.1% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.97% and one month ago for the week of 2024-01-18, the average rate was 6.8%.

Duluth's average rate one year ago was 6.45%.

For refis of the same type during the week of 2024-02-22, the average rate was 5.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Duluth 30 Year Fixed Rate 2024-02-22 7.1%
Duluth 30 Year Fixed Rate Refi 2024-02-22 5.89%
Duluth 15 Year Fixed Rate 2024-02-22 6.66%
Duluth 15 Year Fixed Rate Refi 2024-02-22 5.74%
Duluth 30 Year FHA 2024-02-22 -0.11%
Duluth 30 Year FHA Refi 2024-02-22 0.1%
Duluth 30 Year USDA 2024-02-22 0.1%
Duluth 30 Year USDA Refi 2024-02-22 -0.1%
Duluth 30 Year VA 2024-02-22 0.06%
Duluth 30 Year VA Refi 2024-02-22 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DULUTH, MN-WI.

DULUTH Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DULUTH, MN-WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
North Shore Bank of Commerce 431 5.27% $5,339
U.S. Bank 193 4.99% $3,894
Frandsen Bank & Trust 172 5.10% $4,644
MEMBERS COOPERATIVE 169 5.09% $4,193
QUICKEN LOANS, LLC 167 5.08% $6,103
National Bank of Commerce 161 5.15% $3,928
Wells Fargo Bank 137 5.05% $3,807
Servion, Inc. 108 5.17% $4,758
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 91 5.36% $3,877
SUPERIOR CHOICE 78 4.90% $3,487
Bell Bank 72 5.24% $4,547
UNITED WHOLESALE MORTGAGE, LLC 50 5.47% $5,864
BROKER SOLUTIONS, INC. 49 6.00% $5,403
AFFINITY PLUS 48 4.97% $4,500
Regent Financial Group, Inc. 45 5.73% $5,084
RESULTS MORTGAGE, LLC 45 5.06% $5,762
Lend Smart Mortgage, LLC 41 5.68% $4,485
North Shore Federal Credit Union 36 5.46% $3,353
MANN FINANCIAL INC. 35 5.36% $4,979
Summit Mortgage Corporation 26 5.62% $4,719
LOANDEPOT.COM, LLC 25 4.36% $6,018
CROSSCOUNTRY MORTGAGE, LLC 25 4.80% $5,985
Prosperity Home Mortgage, LLC 25 5.39% $4,535
EVERETT FINANCIAL, INC. 24 6.23% $1,915
WINGS FINANCIAL 23 4.33% $3,140
Northview Bank 22 5.05% $3,530
GUARANTEED RATE AFFINITY, LLC 22 5.61% $5,719
Flagstar Bank, FSB 21 5.03% $3,801
Mr. Cooper ( Nationstar Mortgage ) 19 4.94% $6,612
Alerus Financial 16 5.02% $4,585
HANCOCK MORTGAGE PARTNERS, LLC 16 4.88% $5,524
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 15 5.11% $4,012
GUARANTEED RATE, INC. 15 5.12% $5,889
CARDINAL FINANCIAL 13 5.67% $7,140
CRESCENT MORTGAGE COMPANY 13 5.05% $3,775
Royal Credit Union 13 5.01% $2,860
PENNYMAC LOAN SERVICES, LLC 12 5.01% $4,686
CALIBER HOME LOANS, INC. 11 5.03% $4,876
NEWREZ LLC 11 5.18% $4,874
JPMorgan Chase Bank 11 4.59% $3,811
Bremer Bank 11 4.59% $4,694
NORTHWOODS 11 5.16% $3,689
Associated Bank 10 4.48% $3,544
American Mortgage & Equity Consultants, Inc. 10 5.41% $5,750
Western National Bank 10 4.89% $4,659
Bank of America 10 5.09% $3,335
AMERISAVE MORTGAGE CORPORATION 10 5.43% $6,752
Amerifirst Financial, Inc. 10 6.45% $5,754
CENTRICITY Credit Union 9 5.17% $4,209
Mortgage Research Center, LLC 9 5.82% $3,942
COMPEER FINANCIAL, FLCA 9 5.97% $4,053
The Huntington National Bank 9 5.03% $5,103
FREEDOM MORTGAGE CORPORATION 8 4.86% $4,455
BAY EQUITY LLC 8 4.69% $4,374
Baxter Credit Union 8 4.77% $2,890
BMO Harris Bank 7 4.66% $3,301
Tradition Mortgage, LLC 7 5.23% $4,424
Merchants Bank 6 3.90% $4,326
GUILD MORTGAGE COMPANY 6 4.50% $5,970
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 5.48% $4,241
NAVY FEDERAL CREDIT UNION 5 4.53% $3,045
Ixonia Bank 5 5.03% $4,461
TOWNE MORTGAGE COMPANY 5 5.40% $5,661
HIWAY 5 5.63% $4,967
AMERICAN FINANCING CORPORATION 4 4.88% $3,638
City National Bank 4 3.03% $4,507
MUTUAL OF OMAHA MORTGAGE, INC. 4 4.53% $5,384
Deerwood Bank 4 4.97% $3,845
SPIRE Credit Union 4 5.72% $4,516
LAKEVIEW LOAN SERVICING, LLC 4 4.88% $3,608
Old National Bank 4 4.72% $3,455
CHURCHILL MORTGAGE CORPORATION 3 5.33% $5,161
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 4.75% $5,557
CENTRAL MINNESOTA Credit Union 3 5.42% $2,688
Carrington Mortgage Services, LLC 3 5.25% $4,650
BETTER MORTGAGE CORPORATION 3 4.25% $6,167
MEGASTAR FINANCIAL CORP. 3 5.46% $6,110
Mortgages Unlimited Inc. 3 6.25% $8,873
M&T Bank 3 4.92% $4,334
Hometown Lenders, Inc. 3 6.08% $6,473
WESTconsin Credit Union 3 3.88% $2,299
Ally Bank 3 4.54% $3,982
HOME POINT FINANCIAL CORPORATION 3 4.75% $3,048
ZILLOW HOME LOANS, LLC 3 5.54% $5,698
FINANCE OF AMERICA MORTGAGE LLC 3 4.33% $5,252
SOFI LENDING CORP. 3 3.54% $3,903
PENTAGON FEDERAL CREDIT UNION 3 5.08% $3,785
Cornerstone State Bank 3 5.79% $4,783
Citizens Community Federal 3 4.74% $4,342
Think Mutual Bank 3 5.50% $5,787
Gate City Bank 3 4.42% $5,128
LADERA LENDING, INC. 2 4.94% $5,232
ALAMEDA MORTGAGE CORPORATION 2 6.69% $4,429
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.93% $3,975
AXIA FINANCIAL, LLC 2 5.38% $7,144
Bank Five Nine 2 4.87% $2,971
Bank of England 2 5.81% $4,437
CALCON MUTUAL MORTGAGE LLC 2 6.94% $3,626
Cambria Financial Group, LLC 2 4.63% $5,686
CMG MORTGAGE, INC. 2 5.69% $7,890
Discover Bank 2 5.75% $0
FIRST CENTENNIAL MORTGAGE CORPORATION 2 5.19% $4,461
Goldwater Bank, N.A. 2 6.06% $4,179
GREAT RIVER FEDERAL CREDIT UNION 2 4.24% $4,236
GSF Mortgage Corporation 2 6.31% $7,902
Heritage Bank 2 6.13% $5,923
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 6.19% $4,935
IDEAL 2 5.31% $2,881
IncredibleBank 2 5.94% $2,728
Johnson Bank 2 3.80% $2,339
KELLER MORTGAGE, LLC 2 4.81% $3,152
Morgan Stanley Private Bank 2 4.18% $3,650
MORIA DEVELOPMENT, INC. 2 5.93% $4,938
MOUNTAIN WEST FINANCIAL, INC. 2 5.56% $4,567
MOVEMENT MORTGAGE, LLC 2 3.84% $3,578
North American Savings Bank, F.S.B. 2 3.56% $2,642
PHH Mortgage Corporation 2 4.31% $4,619
Plains Commerce Bank 2 4.50% $3,871
Raymond James Bank 2 3.56% $3,196
ROYAL UNITED MORTGAGE LLC 2 5.06% $6,529
SHAREPOINT CREDIT UNION 2 4.81% $3,356
Summit Credit Union 2 4.13% $2,733
UNION HOME MORTGAGE CORP. 2 4.56% $3,549
University of Wisconsin Credit Union 2 4.44% $3,045
USAA Federal Savings Bank 2 5.94% $4,272
Waterstone Mortgage Corporation 2 4.88% $4,475
NASA Federal Credit Union 1 6.13% $3,737
IMPAC MORTGAGE CORP. 1 5.25% $4,886
Nations Lending Corporation 1 4.38% $13,464
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.13% $8,085
HOMESIDE FINANCIAL, LLC 1 3.75% $4,088
NBKC BANK 1 7.63% $3,142
NEW DAY FINANCIAL, LLC 1 3.13% $4,042
Home Federal Savings Bank 1 5.25% $5,038
NexBank 1 6.50% $12,048
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.63% $18,310
Northpointe Bank 1 5.99% $2,637
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.63% $4,028
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 4.13% $4,766
Great Southern Bank 1 4.00% $4,393
Forward Bank 1 5.50% $3,579
Fortress Bank 1 5.75% $5,435
Paramount Residential Mortgage Group, Inc. 1 3.63% $8,761
F&M Bank 1 6.13% $6,812
Florida Capital Bank 1 5.38% $5,947
Wyndham Capital Mortgage, Inc. 1 3.38% $8,235
Barrington Bank & Trust Company, N.A. 1 7.13% $4,624
PLAZA HOME MORTGAGE, INC. 1 3.50% $3,742
PNC Bank 1 3.38% $2,673
PREMIA MORTGAGE, LLC 1 5.63% $655
PremierBank 1 6.38% $2,701
First Western Trust Bank 1 4.38% $1,485
First Western Bank & Trust 1 5.75% $7,304
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.38% $7,822
First Home Bank 1 3.25% $6,535
VERIDIAN CREDIT UNION 1 3.25% $1,800
First Guaranty Mortgage Corporation 1 5.88% $2,954
First Federal Bank 1 4.13% $2,333
EMM LOANS LLC 1 3.99% $5,025
AmeriHome Mortgage Company, LLC 1 4.25% $5,358
RUOFF MORTGAGE COMPANY, INC. 1 3.25% $3,692
SECURITYNATIONAL MORTGAGE COMPANY 1 5.63% $4,093
DATA MORTGAGE, INC. 1 4.88% $5,363
Bank of the West 1 4.38% $3,262
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.38% $4,966
CoVantage Credit Union 1 4.88% $2,887
STAR ONE CREDIT UNION 1 3.50% $1,968
ST. CLOUD FINANCIAL 1 4.38% $3,301
STEARNS LENDING, LLC 1 3.25% $4,374
Stifel Bank and Trust 1 3.38% $2,776
Bank Iowa 1 5.38% $3,078
CORTRUST MORTGAGE, INC. 1 6.88% $5,090
Sunflower Bank 1 5.99% $10,274
SUN WEST MORTGAGE COMPANY, INC. 1 3.63% $2,718
CO-OP Credit Union 1 3.25% $1,483
THE FAMILY CREDIT UNION 1 4.49% $3,327
The Federal Savings Bank 1 5.88% $7,171
Citizens Bank Minnesota 1 5.88% $5,980
Citizens Bank 1 3.25% $6,419
THOMPSON KANE & COMPANY, LLC 1 6.38% $3,142
THRIVENT Federal Credit Union 1 3.38% $5,311
TJC Mortgage, Inc. 1 3.88% $9,304
TOGETHER CREDIT UNION 1 4.25% $2,782
Choice Financial Group 1 3.00% $6,210
Chicago Mortgage Solutions LLC 1 3.36% $15,440
MICHIGAN MUTUAL, INC. 1 5.25% $8,956
MILEND, INC. 1 4.50% $4,751
MINNCO CREDIT UNION 1 6.00% $3,622
Minnwest Bank 1 4.63% $5,242
MLD MORTGAGE INC. 1 4.88% $3,571
Century Mortgage Company DBA Century Lending Company 1 7.13% $8,848
UBS Bank USA 1 4.00% $4,055
MORTGAGE ACCESS CORP. 1 3.75% $9,559
Liberty Savings Bank, F.S.B. 1 5.38% $7,826
LENDSURE MORTGAGE CORP. 1 7.63% $7,984
Bankers' Bank 1 5.25% $3,331
CANOPY MORTGAGE, LLC 1 3.38% $2,940
LAND HOME FINANCIAL SERVICES, INC. 1 7.00% $6,727
ADVANCIAL 1 6.75% $3,728
INLANTA MORTGAGE, INC. 1 4.25% $2,908

DULUTH Average Closing Costs & Other Stats

DULUTH, MN-WI's 200 lenders originated 6,944 loans during 2022. The total origination value was $1,479,390,000, with an average loan value of $213,046.

DULUTH's average closing costs are $4,320.

The top DULUTH lender as defined by loan originations is North Shore Bank of Commerce, with 431 loans originated. Their average total fees are $5,339, which is $1,445 higher than the next largest lender, U.S. Bank.

The lowest fee DULUTH lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($1,915), Royal Credit Union ($2,860), WINGS FINANCIAL ($3,140), Bank of America ($3,335) and North Shore Federal Credit Union ($3,353).

The lowest rate DULUTH lenders (with over 10 loans originated) are WINGS FINANCIAL (4.33%), LOANDEPOT.COM, LLC (4.36%), Associated Bank (4.48%), JPMorgan Chase Bank (4.59%) and Bremer Bank (4.59%).

DULUTH, MN-WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
North Shore Bank of Commerce $216,480,000 $151,560,000 -30.0% 10.2%
National Bank of Commerce $181,935,000 $93,955,000 -48.4% 6.4%
Frandsen Bank & Trust $85,380,000 $75,310,000 -11.8% 5.1%
U.S. Bank $129,845,000 $72,360,000 -44.3% 4.9%
MEMBERS COOPERATIVE $83,030,000 $70,575,000 -15.0% 4.8%
QUICKEN LOANS, LLC $142,705,000 $63,180,000 -55.7% 4.3%
Bell Bank $59,030,000 $51,610,000 -12.6% 3.5%
WINGS FINANCIAL $6,150,000 $48,670,000 691.4% 3.3%
Capital One $47,895,000 n/a 3.2%
Wells Fargo Bank $101,675,000 $47,655,000 -53.1% 3.2%
Servion, Inc. $68,640,000 $29,660,000 -56.8% 2.0%
SUPERIOR CHOICE $61,555,000 $25,675,000 -58.3% 1.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $42,455,000 $24,130,000 -43.2% 1.6%
AFFINITY PLUS $38,610,000 $21,625,000 -44.0% 1.5%
Mortgage Research Center, LLC $23,740,000 $20,375,000 -14.2% 1.4%
Superior Savings Bank $30,170,000 $20,215,000 -33.0% 1.4%
UNITED WHOLESALE MORTGAGE, LLC $35,940,000 $18,640,000 -48.1% 1.3%
The Miners National Bank of Eveleth $23,735,000 $18,250,000 -23.1% 1.2%
Harbor Pointe Credit Union $18,330,000 $17,235,000 -6.0% 1.2%
Lend Smart Mortgage, LLC $36,615,000 $17,075,000 -53.4% 1.2%
RESULTS MORTGAGE, LLC $35,020,000 $16,965,000 -51.6% 1.1%
WaterStone Bank, SSB $16,450,000 n/a 1.1%
State Bank Financial $16,405,000 n/a 1.1%
BROKER SOLUTIONS, INC. $20,180,000 $16,125,000 -20.1% 1.1%
First Dakota National Bank $145,000 $16,115,000 11,013.8% 1.1%
Regent Financial Group, Inc. $21,905,000 $15,390,000 -29.7% 1.0%
North Shore Federal Credit Union $5,075,000 $15,350,000 202.5% 1.0%
CENTRICITY Credit Union $11,725,000 $15,185,000 29.5% 1.0%
Northview Bank $26,890,000 $11,980,000 -55.4% 0.8%
LOANDEPOT.COM, LLC $29,165,000 $10,730,000 -63.2% 0.7%
EVERETT FINANCIAL, INC. $1,470,000 $10,525,000 616.0% 0.7%
COMPEER FINANCIAL, FLCA $14,045,000 $9,635,000 -31.4% 0.7%
NORTH STAR CREDIT UNION $10,205,000 $9,410,000 -7.8% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $15,220,000 $9,360,000 -38.5% 0.6%
MANN FINANCIAL INC. $11,820,000 $9,020,000 -23.7% 0.6%
NORTHWOODS $11,725,000 $8,805,000 -24.9% 0.6%
PENNYMAC LOAN SERVICES, LLC $16,910,000 $8,070,000 -52.3% 0.5%
Flagstar Bank, FSB $8,210,000 $7,830,000 -4.6% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $17,550,000 $7,680,000 -56.2% 0.5%
Summit Mortgage Corporation $12,250,000 $7,635,000 -37.7% 0.5%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $7,505,000 n/a 0.5%
Two Harbors Federal Credit Union $11,885,000 $6,755,000 -43.2% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $14,155,000 $6,725,000 -52.5% 0.5%
FREEDOM MORTGAGE CORPORATION $34,760,000 $6,475,000 -81.4% 0.4%
HANCOCK MORTGAGE PARTNERS, LLC $25,805,000 $6,345,000 -75.4% 0.4%
Prosperity Home Mortgage, LLC $6,505,000 $6,340,000 -2.5% 0.4%
FNB Moose Lake $6,310,000 n/a 0.4%
The Huntington National Bank $5,825,000 $6,300,000 8.2% 0.4%
USAA Federal Savings Bank $7,500,000 $6,175,000 -17.7% 0.4%
GUARANTEED RATE, INC. $7,510,000 $6,025,000 -19.8% 0.4%
NEWREZ LLC $17,135,000 $5,630,000 -67.1% 0.4%
GUARANTEED RATE AFFINITY, LLC $1,595,000 $5,610,000 251.7% 0.4%
GUILD MORTGAGE COMPANY $8,780,000 $5,560,000 -36.7% 0.4%
Alerus Financial $7,540,000 $5,485,000 -27.3% 0.4%
Western National Bank $8,965,000 $5,470,000 -39.0% 0.4%
Associated Bank $4,015,000 $5,400,000 34.5% 0.4%
Merchants Bank $4,005,000 $5,350,000 33.6% 0.4%
BMO Harris Bank $3,780,000 $5,120,000 35.4% 0.3%
Bremer Bank $17,160,000 $4,935,000 -71.2% 0.3%
AMERISAVE MORTGAGE CORPORATION $13,850,000 $4,855,000 -64.9% 0.3%
Royal Credit Union $3,425,000 $4,840,000 41.3% 0.3%
American Mortgage & Equity Consultants, Inc. $3,805,000 $4,770,000 25.4% 0.3%
Bank of America $8,410,000 $4,705,000 -44.1% 0.3%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $8,245,000 $4,685,000 -43.2% 0.3%
Amerifirst Financial, Inc. $4,295,000 n/a 0.3%
CALIBER HOME LOANS, INC. $15,545,000 $3,950,000 -74.6% 0.3%
CRESCENT MORTGAGE COMPANY $10,480,000 $3,225,000 -69.2% 0.2%
Minnwest Bank $1,005,000 $3,175,000 215.9% 0.2%
City National Bank $825,000 $3,165,000 283.6% 0.2%
JPMorgan Chase Bank $7,015,000 $3,155,000 -55.0% 0.2%
Tradition Capital Bank $1,930,000 $2,845,000 47.4% 0.2%
Deerwood Bank $1,450,000 $2,725,000 87.9% 0.2%
Baxter Credit Union $7,015,000 $2,535,000 -63.9% 0.2%
NAVY FEDERAL CREDIT UNION $7,710,000 $2,475,000 -67.9% 0.2%
First Resource Bank $3,580,000 $2,125,000 -40.6% 0.1%
BAY EQUITY LLC $6,445,000 $2,070,000 -67.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $5,775,000 $1,970,000 -65.9% 0.1%
HIWAY $3,745,000 $1,885,000 -49.7% 0.1%
Tradition Mortgage, LLC $6,880,000 $1,865,000 -72.9% 0.1%
TOWNE MORTGAGE COMPANY $4,965,000 $1,790,000 -63.9% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,170,000 $1,780,000 -18.0% 0.1%
Chippewa Valley Bank $1,045,000 $1,755,000 67.9% 0.1%
Johnson Bank $2,690,000 $1,730,000 -35.7% 0.1%
NEW DAY FINANCIAL, LLC $4,660,000 $1,700,000 -63.5% 0.1%
HOME POINT FINANCIAL CORPORATION $7,390,000 $1,665,000 -77.5% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,760,000 $1,625,000 -41.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,405,000 $1,585,000 -34.1% 0.1%
Old National Bank $995,000 $1,515,000 52.3% 0.1%
Stifel Bank and Trust $1,510,000 $1,515,000 0.3% 0.1%
Northern State Bank $330,000 $1,510,000 357.6% 0.1%
Flagship Banks Minnesota $1,500,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $2,845,000 $1,480,000 -48.0% 0.1%
Cornerstone State Bank $5,930,000 $1,420,000 -76.1% 0.1%
Mortgages Unlimited Inc. $3,890,000 $1,375,000 -64.7% 0.1%
Ixonia Bank $1,160,000 $1,365,000 17.7% 0.1%
American National Bank of Minnesota $635,000 $1,335,000 110.2% 0.1%
SPIRE Credit Union $1,135,000 $1,330,000 17.2% 0.1%
ZILLOW HOME LOANS, LLC $1,905,000 $1,325,000 -30.4% 0.1%
Barrington Bank & Trust Company, N.A. $4,315,000 $1,300,000 -69.9% 0.1%
Morgan Stanley Private Bank $955,000 $1,300,000 36.1% 0.1%
CMG MORTGAGE, INC. $3,585,000 $1,285,000 -64.2% 0.1%
Prevail Bank $1,265,000 n/a 0.1%
Woodlands National Bank $1,905,000 $1,260,000 -33.9% 0.1%
AMERICAN FINANCING CORPORATION $3,000,000 $1,255,000 -58.2% 0.1%
BETTER MORTGAGE CORPORATION $11,630,000 $1,225,000 -89.5% 0.1%
CENTRAL MINNESOTA Credit Union $660,000 $1,215,000 84.1% 0.1%
Citizens Community Federal $3,495,000 $1,200,000 -65.7% 0.1%
North American Savings Bank, F.S.B. $1,215,000 $1,185,000 -2.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,450,000 $1,140,000 -21.4% 0.1%
Think Mutual Bank $3,725,000 $1,085,000 -70.9% 0.1%
Hometown Lenders, Inc. $3,430,000 $1,070,000 -68.8% 0.1%
ALAMEDA MORTGAGE CORPORATION $1,065,000 n/a 0.1%
Heritage Bank $1,025,000 n/a 0.1%
Chicago Mortgage Solutions LLC $2,175,000 $1,020,000 -53.1% 0.1%
SOFI LENDING CORP. $1,980,000 $1,005,000 -49.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,245,000 $1,000,000 -19.7% 0.1%
RiverWood Bank $2,445,000 $950,000 -61.1% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,970,000 $935,000 -52.5% 0.1%
GSF Mortgage Corporation $410,000 $925,000 125.6% 0.1%
DOMINION FINANCIAL SERVICES, LLC $105,000 $920,000 776.2% 0.1%
Figure Lending LLC $575,000 $900,000 56.5% 0.1%
Gate City Bank $1,665,000 $900,000 -45.9% 0.1%
Ally Bank $260,000 $890,000 242.3% 0.1%
AXIA FINANCIAL, LLC $1,670,000 $875,000 -47.6% 0.1%
Summit Credit Union $1,865,000 $875,000 -53.1% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $660,000 $855,000 29.5% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,600,000 $815,000 -49.1% 0.1%
EMBRACE HOME LOANS, INC. $360,000 $795,000 120.8% 0.1%
NBKC BANK $1,930,000 $795,000 -58.8% 0.1%
M&T Bank $795,000 $790,000 -0.6% 0.1%
DIGITAL Federal Credit Union $785,000 n/a 0.1%
Plains Commerce Bank $1,030,000 $785,000 -23.8% 0.1%
Carrington Mortgage Services, LLC $1,360,000 $760,000 -44.1% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $510,000 $740,000 45.1% 0.1%
MOVEMENT MORTGAGE, LLC $5,130,000 $740,000 -85.6% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $455,000 $730,000 60.4% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $700,000 $730,000 4.3% 0.0%
AMERICAN ADVISORS GROUP $1,055,000 $700,000 -33.6% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $690,000 $700,000 1.4% 0.0%
Century Mortgage Company DBA Century Lending Company $675,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $1,500,000 $670,000 -55.3% 0.0%
UBS Bank USA $215,000 $665,000 209.3% 0.0%
University of Wisconsin Credit Union $250,000 $665,000 166.0% 0.0%
CORTRUST MORTGAGE, INC. $115,000 $660,000 473.9% 0.0%
MEGASTAR FINANCIAL CORP. $3,110,000 $660,000 -78.8% 0.0%
Raymond James Bank $185,000 $650,000 251.4% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,840,000 $650,000 -64.7% 0.0%
Great Southern Bank $625,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $840,000 $610,000 -27.4% 0.0%
VILLAGE CAPITAL MORTGAGE $3,455,000 $610,000 -82.3% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $605,000 n/a 0.0%
Sunflower Bank $485,000 $605,000 24.7% 0.0%
LADERA LENDING, INC. $600,000 n/a 0.0%
Discover Bank $625,000 $590,000 -5.6% 0.0%
Bank Five Nine $225,000 $580,000 157.8% 0.0%
Indianhead Credit Union $2,055,000 $580,000 -71.8% 0.0%
STAR ONE CREDIT UNION $575,000 n/a 0.0%
MORTGAGE ACCESS CORP. $880,000 $560,000 -36.4% 0.0%
SHAREPOINT CREDIT UNION $85,000 $560,000 558.8% 0.0%
Waterstone Mortgage Corporation $1,470,000 $555,000 -62.2% 0.0%
CALCON MUTUAL MORTGAGE LLC $540,000 n/a 0.0%
Citizens Bank $1,170,000 $540,000 -53.8% 0.0%
THRIVENT Federal Credit Union $1,010,000 $535,000 -47.0% 0.0%
UNION HOME MORTGAGE CORP. $840,000 $535,000 -36.3% 0.0%
CITY-COUNTY CREDIT UNION $470,000 $530,000 12.8% 0.0%
First State Bank and Trust $540,000 $510,000 -5.6% 0.0%
First Guaranty Mortgage Corporation $1,355,000 $505,000 -62.7% 0.0%
Fortress Bank $505,000 n/a 0.0%
Libertyville Bank & Trust $505,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $505,000 n/a 0.0%
Bridgewater Bank $485,000 $500,000 3.1% 0.0%
PNC Bank $1,795,000 $500,000 -72.1% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $490,000 n/a 0.0%
WESTconsin Credit Union $1,120,000 $475,000 -57.6% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $465,000 n/a 0.0%
Neighborhood National Bank $705,000 $455,000 -35.5% 0.0%
SPRING EQ, LLC $130,000 $445,000 242.3% 0.0%
TRIAD FINANCIAL SERVICES, INC. $95,000 $440,000 363.2% 0.0%
21ST MORTGAGE CORPORATION $965,000 $435,000 -54.9% 0.0%
F&M Bank $435,000 n/a 0.0%
South State Bank $425,000 n/a 0.0%
ST. CLOUD FINANCIAL $105,000 $425,000 304.8% 0.0%
Liberty Savings Bank, F.S.B. $925,000 $415,000 -55.1% 0.0%
Goldwater Bank, N.A. $1,390,000 $410,000 -70.5% 0.0%
PHH Mortgage Corporation $1,550,000 $410,000 -73.5% 0.0%
Truist $145,000 $405,000 179.3% 0.0%
V.I.P. MORTGAGE, INC. $510,000 $405,000 -20.6% 0.0%
Forward Bank $380,000 n/a 0.0%
Security Bank $205,000 $380,000 85.4% 0.0%
Citizens Bank Minnesota $260,000 $375,000 44.2% 0.0%
MID AMERICA MORTGAGE, INC. $1,525,000 $370,000 -75.7% 0.0%
Wyndham Capital Mortgage, Inc. $3,010,000 $365,000 -87.9% 0.0%
MORIA DEVELOPMENT, INC. $280,000 $360,000 28.6% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $145,000 $355,000 144.8% 0.0%
Liberty Bank Minnesota $585,000 $355,000 -39.3% 0.0%
INLANTA MORTGAGE, INC. $215,000 $350,000 62.8% 0.0%
DATA MORTGAGE, INC. $340,000 n/a 0.0%
MARINE $375,000 $335,000 -10.7% 0.0%
Bank of England $1,795,000 $330,000 -81.6% 0.0%
HomePromise Corporation $235,000 $325,000 38.3% 0.0%
Northpointe Bank $795,000 $325,000 -59.1% 0.0%
Prospect Bank $275,000 $325,000 18.2% 0.0%
GREAT RIVER FEDERAL CREDIT UNION $320,000 n/a 0.0%
Sherburne State Bank $320,000 $320,000 0.0% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $350,000 $315,000 -10.0% 0.0%
NexBank $315,000 n/a 0.0%
Cambria Financial Group, LLC $1,970,000 $310,000 -84.3% 0.0%
Nations Lending Corporation $1,925,000 $305,000 -84.2% 0.0%
SOUTHPOINT FINANCIAL $310,000 $305,000 -1.6% 0.0%
Bankers' Bank $2,495,000 $300,000 -88.0% 0.0%
IncredibleBank $235,000 $300,000 27.7% 0.0%
First American Bank $650,000 $295,000 -54.6% 0.0%
KeyBank $255,000 $285,000 11.8% 0.0%
PREMIA MORTGAGE, LLC $285,000 n/a 0.0%
EMM LOANS LLC $640,000 $280,000 -56.3% 0.0%
KELLER MORTGAGE, LLC $670,000 $280,000 -58.2% 0.0%
MICHIGAN MUTUAL, INC. $275,000 n/a 0.0%
IDEAL $605,000 $270,000 -55.4% 0.0%
LOANPAL, LLC $430,000 $270,000 -37.2% 0.0%
Home Federal Savings Bank $415,000 $265,000 -36.1% 0.0%
MLD MORTGAGE INC. $265,000 n/a 0.0%
Northwestern Bank $265,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $265,000 n/a 0.0%
Mid-Continent Funding, Inc. $225,000 $260,000 15.6% 0.0%
ADVANCIAL $255,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $255,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $660,000 $255,000 -61.4% 0.0%
UMB Bank $95,000 $255,000 168.4% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $250,000 n/a 0.0%
Bank Iowa $165,000 $245,000 48.5% 0.0%
CANOPY MORTGAGE, LLC $1,055,000 $245,000 -76.8% 0.0%
Choice Financial Group $2,360,000 $245,000 -89.6% 0.0%
Florida Capital Bank $1,075,000 $245,000 -77.2% 0.0%
Midwest Heritage Bank FSB $245,000 n/a 0.0%
MINNCO CREDIT UNION $135,000 $245,000 81.5% 0.0%
PremierBank $245,000 n/a 0.0%
Armed Forces Bank $235,000 n/a 0.0%
First Western Bank & Trust $535,000 $230,000 -57.0% 0.0%
Midwest Bank $240,000 $230,000 -4.2% 0.0%
The First National Bank of River Falls $575,000 $225,000 -60.9% 0.0%
Centier Bank $90,000 $220,000 144.4% 0.0%
STEARNS LENDING, LLC $545,000 $220,000 -59.6% 0.0%
Bank of the West $365,000 $215,000 -41.1% 0.0%
Capital Bank $215,000 n/a 0.0%
MidWestOne Bank $855,000 $215,000 -74.9% 0.0%
First Bank & Trust $2,670,000 $205,000 -92.3% 0.0%
First Interstate Bank $205,000 n/a 0.0%
St. Paul Federal Credit Union $515,000 $205,000 -60.2% 0.0%
Union State Bank of Fargo $155,000 $200,000 29.0% 0.0%
Equity Prime Mortgage LLC $145,000 $195,000 34.5% 0.0%
First Home Bank $165,000 $195,000 18.2% 0.0%
NATIONS DIRECT MORTGAGE, LLC $195,000 n/a 0.0%
The Federal Savings Bank $4,085,000 $195,000 -95.2% 0.0%
VERIDIAN CREDIT UNION $570,000 $195,000 -65.8% 0.0%
Bay Bank $185,000 $185,000 0.0% 0.0%
CHERRY CREEK MORTGAGE, LLC $2,380,000 $185,000 -92.2% 0.0%
Citywide Banks $185,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $185,000 n/a 0.0%
Dundee Bank $185,000 n/a 0.0%
NASA Federal Credit Union $185,000 n/a 0.0%
BANKWEST, INC. $65,000 $180,000 176.9% 0.0%
CO-OP Credit Union $175,000 n/a 0.0%
First National Community Bank $155,000 $175,000 12.9% 0.0%
NP, Inc. $520,000 $175,000 -66.3% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $575,000 $175,000 -69.6% 0.0%
Woodford State Bank $175,000 n/a 0.0%
Alliance Bank $165,000 n/a 0.0%
TJC Mortgage, Inc. $275,000 $165,000 -40.0% 0.0%
THOMPSON KANE & COMPANY, LLC $365,000 $160,000 -56.2% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $155,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $2,465,000 $155,000 -93.7% 0.0%
SILVER HILL FUNDING, LLC $155,000 n/a 0.0%
THE FAMILY CREDIT UNION $155,000 n/a 0.0%
TOGETHER CREDIT UNION $205,000 $150,000 -26.8% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $970,000 $145,000 -85.1% 0.0%
LENDSURE MORTGAGE CORP. $215,000 $145,000 -32.6% 0.0%
UIF CORPORATION $145,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $800,000 $135,000 -83.1% 0.0%
First Western Trust Bank $330,000 $135,000 -59.1% 0.0%
Hiawatha National Bank $405,000 $135,000 -66.7% 0.0%
WOODTRUST BANK $135,000 n/a 0.0%
ENVOY MORTGAGE, LTD $605,000 $125,000 -79.3% 0.0%
REVERSE MORTGAGE FUNDING LLC $710,000 $125,000 -82.4% 0.0%
TOP FLITE FINANCIAL, INC. $125,000 n/a 0.0%
Arvest Bank $710,000 $115,000 -83.8% 0.0%
CONTOUR MORTGAGE CORPORATION $430,000 $115,000 -73.3% 0.0%
DMB Community Bank $115,000 n/a 0.0%
Heartland Credit Union (Madison) $115,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 n/a 0.0%
NFM, INC. $115,000 n/a 0.0%
BUILDING TRADES FEDERAL CREDIT UNION $105,000 n/a 0.0%
First Alliance Credit Union $105,000 n/a 0.0%
First Federal Bank $1,080,000 $105,000 -90.3% 0.0%
IMPAC MORTGAGE CORP. $205,000 $105,000 -48.8% 0.0%
MILEND, INC. $365,000 $105,000 -71.2% 0.0%
Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.0%
CoVantage Credit Union $170,000 $95,000 -44.1% 0.0%
IOWA BANKERS MORTGAGE CORPORATION $970,000 $95,000 -90.2% 0.0%
ALLIANT CREDIT UNION $250,000 $85,000 -66.0% 0.0%
Associated Healthcare Credit Union $85,000 n/a 0.0%
FIRST TECHNOLOGY $85,000 n/a 0.0%
Lake Elmo Bank $470,000 $85,000 -81.9% 0.0%
TOPLINE FEDERAL CREDIT UNION $610,000 $80,000 -86.9% 0.0%
HomeTown Bank $610,000 $75,000 -87.7% 0.0%
STAR USA FEDERAL CREDIT UNION $75,000 n/a 0.0%
American Investors Bank and Mortgage $45,000 $65,000 44.4% 0.0%
Dairy State Bank $70,000 $65,000 -7.1% 0.0%
Fidelity Bank $370,000 $65,000 -82.4% 0.0%
Heartland Credit Union $65,000 n/a 0.0%
COMMUNITY BANK $55,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $105,000 $55,000 -47.6% 0.0%
RUOFF MORTGAGE COMPANY, INC. $115,000 $55,000 -52.2% 0.0%
EVANSVILLE TEACHERS $45,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $40,000 $25,000 -37.5% 0.0%
NUMARK CREDIT UNION $25,000 n/a 0.0%

DULUTH's top lender by overall market share is North Shore Bank of Commerce, with 10.2% market share. In second place, with 6.4%, is National Bank of Commerce, having originated $93,955,000 in loans. In third place, with 5.1%, is Frandsen Bank & Trust, having originated $75,310,000 in loans. In fourth place, with 4.9%, is U.S. Bank, having originated $72,360,000 in loans. In fifth place, with 4.8%, is MEMBERS COOPERATIVE, having originated $70,575,000 in loans.


DULUTH Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DULUTH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $158,900 (6.0%) $240,077 (4.0%) 0.59 1,071
2018-02-01 $163,450 (7.2%) $248,077 (5.4%) 0.59 1,057
2018-03-01 $174,900 (8.0%) $264,682 (9.2%) 0.61 1,096
2018-04-01 $184,950 (9.4%) $271,633 (11.9%) 0.63 1,129
2018-05-01 $185,000 (5.0%) $274,509 (9.9%) 0.62 1,297
2018-06-01 $189,000 (5.1%) $269,040 (7.3%) 0.63 1,541
2018-07-01 $189,000 (5.6%) $267,819 (5.0%) 0.63 1,615
2018-08-01 $187,500 (7.1%) $263,450 (3.6%) 0.63 1,628
2018-09-01 $184,900 (5.7%) $258,179 (3.6%) 0.62 1,595
2018-10-01 $182,950 (7.7%) $259,203 (6.0%) 0.62 1,545
2018-11-01 $180,500 (12.8%) $256,479 (7.5%) 0.61 1,397
2018-12-01 $174,900 (9.4%) $252,421 (4.8%) 0.60 1,204
2019-01-01 $173,250 (9.0%) $265,181 (10.5%) 0.60 979
2019-02-01 $171,250 (4.8%) $264,082 (6.5%) 0.58 930
2019-03-01 $189,050 (8.1%) $275,494 (4.1%) 0.62 966
2019-04-01 $215,350 (16.4%) $287,496 (5.8%) 0.68 1,026
2019-05-01 $214,975 (16.2%) $289,770 (5.6%) 0.67 1,179
2019-06-01 $210,000 (11.1%) $284,096 (5.6%) 0.66 1,351
2019-07-01 $212,000 (12.2%) $285,023 (6.4%) 0.66 1,454
2019-08-01 $205,155 (9.4%) $279,479 (6.1%) 0.65 1,481
2019-09-01 $199,386 (7.8%) $272,576 (5.6%) 0.64 1,454
2019-10-01 $198,041 (8.3%) $267,689 (3.3%) 0.64 1,409
2019-11-01 $194,950 (8.0%) $264,007 (2.9%) 0.64 1,210
2019-12-01 $189,900 (8.6%) $264,623 (4.8%) 0.63 993
2020-01-01 $189,200 (9.2%) $269,013 (1.5%) 0.63 816
2020-02-01 $207,000 (20.9%) $291,103 (10.2%) 0.68 779
2020-03-01 $229,350 (21.3%) $312,315 (13.4%) 0.72 801
2020-04-01 $229,925 (6.8%) $312,298 (8.6%) 0.72 849
2020-05-01 $229,900 (6.9%) $306,854 (5.9%) 0.70 910
2020-06-01 $235,450 (12.1%) $313,062 (10.2%) 0.69 945
2020-07-01 $232,500 (9.7%) $320,151 (12.3%) 0.67 918
2020-08-01 $230,000 (12.1%) $317,080 (13.5%) 0.66 855
2020-09-01 $229,425 (15.1%) $313,560 (15.0%) 0.66 778
2020-10-01 $224,900 (13.6%) $318,185 (18.9%) 0.64 705
2020-11-01 $217,950 (11.8%) $319,159 (20.9%) 0.64 615
2020-12-01 $219,700 (15.7%) $326,454 (23.4%) 0.65 521
2021-01-01 $219,000 (15.8%) $344,481 (28.1%) 0.65 393
2021-02-01 $224,250 (8.3%) $355,469 (22.1%) 0.65 313
2021-03-01 $224,725 (-2.0%) $351,535 (12.6%) 0.64 307
2021-04-01 $235,000 (2.2%) $353,067 (13.1%) 0.64 335
2021-05-01 $222,500 (-3.2%) $332,337 (8.3%) 0.59 417
2021-06-01 $215,000 (-8.7%) $321,405 (2.7%) 0.57 524
2021-07-01 $214,900 (-7.6%) $313,248 (-2.2%) 0.57 546
2021-08-01 $202,450 (-12.0%) $296,237 (-6.6%) 0.54 533
2021-09-01 $202,450 (-11.8%) $297,466 (-5.1%) 0.54 504
2021-10-01 $199,500 (-11.3%) $274,169 (-13.8%) 0.53 475
2021-11-01 $202,000 (-7.3%) $299,332 (-6.2%) 0.54 380
2021-12-01 $192,425 (-12.4%) $301,330 (-7.7%) 0.52 295
2022-01-01 $194,900 (-11.0%) $318,032 (-7.7%) 0.53 254
2022-02-01 $220,975 (-1.5%) $372,832 (4.9%) 0.57 210
2022-03-01 $242,600 (8.0%) $400,017 (13.8%) 0.61 204
2022-04-01 $257,450 (9.6%) $382,671 (8.4%) 0.61 242
2022-05-01 $262,425 (17.9%) $388,064 (16.8%) 0.60 324
2022-06-01 $262,450 (22.1%) $372,542 (15.9%) 0.58 401
2022-07-01 $262,500 (22.2%) $368,254 (17.6%) 0.59 490
2022-08-01 $252,450 (24.7%) $351,543 (18.7%) 0.58 549
2022-09-01 $256,250 (26.6%) $354,072 (19.0%) 0.60 539
2022-10-01 $255,000 (27.8%) $367,661 (34.1%) 0.60 500
2022-11-01 $252,500 (25.0%) $361,438 (20.8%) 0.61 447
2022-12-01 $259,000 (34.6%) $369,733 (22.7%) 0.64 388
2023-01-01 $263,725 (35.3%) $372,323 (17.1%) 0.65 281
2023-02-01 $277,000 (25.4%) $386,005 (3.5%) 0.67 236
2023-03-01 $280,450 (15.6%) $395,710 (-1.1%) 0.66 232
2023-04-01 $289,000 (12.3%) $391,690 (2.4%) 0.67 264
2023-05-01 $299,950 (14.3%) $406,894 (4.9%) 0.68 330
2023-06-01 $307,100 (17.0%) $419,159 (12.5%) 0.69 430
2023-07-01 $314,900 (20.0%) $433,781 (17.8%) 0.72 509
2023-08-01 $305,000 (20.8%) $424,537 (20.8%) 0.70 547
2023-09-01 $299,900 (17.0%) $417,792 (18.0%) 0.70 606
2023-10-01 $279,450 (9.6%) $407,017 (10.7%) 0.66 585
2023-11-01 $279,000 (10.5%) $406,930 (12.6%) 0.66 538
2023-12-01 $275,000 (6.2%) $404,708 (9.5%) 0.67 443
DULUTH's median listing price for 2023-12-01 was $275,000, a difference of $16,000 (6.2%) versus the prior year and $-4,000 versus the prior month.

DULUTH's median listing price comes in at 67% of the national average.

DULUTH's average listing price for 2023-12-01 was $404,708, a difference of $34,975 (9.5%) versus the prior year and $-2,222 versus the prior month.

For the 2023-12-01 period, DULUTH had 443 MLS listings, a difference of -95 listings (-18%) versus the prior month and 55 listings (14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DULUTH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 106 days 1,504 sqft
2018-02-01 107 days 1,528 sqft
2018-03-01 77 days 1,568 sqft
2018-04-01 68 days 1,580 sqft
2018-05-01 58 days 1,572 sqft
2018-06-01 50 days 1,577 sqft
2018-07-01 59 days 1,574 sqft
2018-08-01 66 days 1,575 sqft
2018-09-01 71 days 1,543 sqft
2018-10-01 75 days 1,494 sqft
2018-11-01 86 days 1,497 sqft
2018-12-01 103 days 1,463 sqft
2019-01-01 113 days 1,482 sqft
2019-02-01 126 days 1,499 sqft
2019-03-01 108 days 1,512 sqft
2019-04-01 78 days 1,556 sqft
2019-05-01 52 days 1,583 sqft
2019-06-01 50 days 1,568 sqft
2019-07-01 56 days 1,577 sqft
2019-08-01 63 days 1,547 sqft
2019-09-01 71 days 1,489 sqft
2019-10-01 79 days 1,452 sqft
2019-11-01 94 days 1,444 sqft
2019-12-01 115 days 1,456 sqft
2020-01-01 126 days 1,474 sqft
2020-02-01 130 days 1,478 sqft
2020-03-01 106 days 1,500 sqft
2020-04-01 76 days 1,524 sqft
2020-05-01 69 days 1,536 sqft
2020-06-01 61 days 1,528 sqft
2020-07-01 53 days 1,580 sqft
2020-08-01 54 days 1,568 sqft
2020-09-01 58 days 1,533 sqft
2020-10-01 62 days 1,536 sqft
2020-11-01 67 days 1,476 sqft
2020-12-01 77 days 1,467 sqft
2021-01-01 93 days 1,448 sqft
2021-02-01 105 days 1,464 sqft
2021-03-01 66 days 1,471 sqft
2021-04-01 42 days 1,566 sqft
2021-05-01 33 days 1,568 sqft
2021-06-01 30 days 1,524 sqft
2021-07-01 38 days 1,512 sqft
2021-08-01 49 days 1,445 sqft
2021-09-01 51 days 1,458 sqft
2021-10-01 51 days 1,478 sqft
2021-11-01 57 days 1,503 sqft
2021-12-01 68 days 1,462 sqft
2022-01-01 79 days 1,408 sqft
2022-02-01 67 days 1,631 sqft
2022-03-01 50 days 1,725 sqft
2022-04-01 28 days 1,700 sqft
2022-05-01 26 days 1,612 sqft
2022-06-01 31 days 1,649 sqft
2022-07-01 34 days 1,624 sqft
2022-08-01 39 days 1,575 sqft
2022-09-01 49 days 1,598 sqft
2022-10-01 53 days 1,613 sqft
2022-11-01 57 days 1,582 sqft
2022-12-01 76 days 1,575 sqft
2023-01-01 97 days 1,518 sqft
2023-02-01 99 days 1,596 sqft
2023-03-01 80 days 1,566 sqft
2023-04-01 44 days 1,560 sqft
2023-05-01 31 days 1,624 sqft
2023-06-01 31 days 1,672 sqft
2023-07-01 33 days 1,670 sqft
2023-08-01 41 days 1,684 sqft
2023-09-01 41 days 1,738 sqft
2023-10-01 49 days 1,661 sqft
2023-11-01 58 days 1,608 sqft
2023-12-01 65 days 1,578 sqft
DULUTH's median listing age (time on market) for 2023-12-01 was 65 days. This is -14% shorter than the same period one year ago.

DULUTH's median square footage for active listings during the 2023-12-01 period was 1,578 sqft. One year prior, the average listing was 1,575 sqft.

DULUTH, MN-WI Average Rent (2023)

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For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
54820 Duluth, MN-WI $630 $650 $850 $1,110 $1,380
54830 Duluth, MN-WI $640 $660 $860 $1,120 $1,390
54836 Duluth, MN-WI $680 $710 $920 $1,210 $1,490
54838 Duluth, MN-WI $690 $710 $930 $1,210 $1,510
54842 Duluth, MN-WI $740 $760 $1,000 $1,300 $1,610
54849 Duluth, MN-WI $670 $690 $900 $1,170 $1,460
54854 Duluth, MN-WI $690 $710 $930 $1,210 $1,510
54859 Duluth, MN-WI $690 $720 $940 $1,230 $1,520
54864 Duluth, MN-WI $820 $850 $1,110 $1,450 $1,800
54873 Duluth, MN-WI $600 $620 $810 $1,060 $1,310
54874 Duluth, MN-WI $900 $930 $1,220 $1,590 $1,970
54880 Duluth, MN-WI $670 $700 $910 $1,190 $1,470
54890 Duluth, MN-WI $690 $720 $940 $1,230 $1,520
55602 Duluth, MN-WI $760 $790 $1,020 $1,340 $1,620
55616 Duluth, MN-WI $600 $660 $810 $1,090 $1,260
55702 Duluth, MN-WI $890 $920 $1,200 $1,570 $1,940
55703 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55705 Duluth, MN-WI $620 $640 $840 $1,100 $1,360
55706 Duluth, MN-WI $590 $610 $800 $1,030 $1,280
55707 Duluth, MN-WI $660 $680 $890 $1,160 $1,440
55708 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55710 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55711 Duluth, MN-WI $740 $770 $1,010 $1,310 $1,630
55713 Duluth, MN-WI $640 $660 $860 $1,120 $1,390
55717 Duluth, MN-WI $840 $880 $1,140 $1,490 $1,850
55718 Duluth, MN-WI $610 $630 $820 $1,070 $1,330
55719 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55720 Duluth, MN-WI $680 $700 $920 $1,200 $1,490
55723 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55724 Duluth, MN-WI $690 $720 $940 $1,230 $1,520
55725 Duluth, MN-WI $630 $660 $860 $1,120 $1,380
55726 Duluth, MN-WI $690 $720 $940 $1,230 $1,520
55731 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55732 Duluth, MN-WI $890 $920 $1,200 $1,570 $1,940
55733 Duluth, MN-WI $840 $870 $1,140 $1,490 $1,850
55734 Duluth, MN-WI $630 $650 $850 $1,110 $1,380
55736 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55738 Duluth, MN-WI $710 $740 $960 $1,260 $1,560
55741 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55746 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55749 Duluth, MN-WI $840 $870 $1,140 $1,490 $1,850
55750 Duluth, MN-WI $640 $660 $860 $1,120 $1,390
55751 Duluth, MN-WI $940 $970 $1,270 $1,660 $2,060
55756 Duluth, MN-WI $730 $750 $980 $1,280 $1,590
55757 Duluth, MN-WI $700 $730 $950 $1,240 $1,540
55758 Duluth, MN-WI $600 $620 $820 $1,070 $1,320
55763 Duluth, MN-WI $620 $640 $840 $1,100 $1,360
55765 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55766 Duluth, MN-WI $630 $650 $850 $1,110 $1,380
55767 Duluth, MN-WI $640 $660 $870 $1,140 $1,410
55768 Duluth, MN-WI $610 $630 $830 $1,080 $1,340
55769 Duluth, MN-WI $690 $720 $940 $1,230 $1,520
55771 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55779 Duluth, MN-WI $800 $830 $1,080 $1,410 $1,750
55780 Duluth, MN-WI $680 $700 $920 $1,200 $1,490
55781 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55782 Duluth, MN-WI $610 $630 $820 $1,070 $1,330
55783 Duluth, MN-WI $640 $660 $860 $1,120 $1,390
55787 Duluth, MN-WI $670 $700 $910 $1,190 $1,470
55790 Duluth, MN-WI $870 $900 $1,180 $1,540 $1,910
55792 Duluth, MN-WI $590 $610 $800 $1,040 $1,290
55796 Duluth, MN-WI $690 $720 $940 $1,230 $1,520
55797 Duluth, MN-WI $890 $920 $1,200 $1,570 $1,940
55798 Duluth, MN-WI $590 $610 $800 $1,030 $1,260
55802 Duluth, MN-WI $710 $730 $960 $1,250 $1,550
55803 Duluth, MN-WI $950 $990 $1,290 $1,680 $2,090
55804 Duluth, MN-WI $950 $990 $1,290 $1,680 $2,090
55805 Duluth, MN-WI $710 $730 $960 $1,250 $1,550
55806 Duluth, MN-WI $670 $690 $900 $1,170 $1,460
55807 Duluth, MN-WI $650 $670 $880 $1,150 $1,420
55808 Duluth, MN-WI $680 $700 $920 $1,200 $1,490
55810 Duluth, MN-WI $660 $680 $890 $1,160 $1,440
55811 Duluth, MN-WI $890 $920 $1,210 $1,580 $1,960
55812 Duluth, MN-WI $750 $770 $1,010 $1,320 $1,630
55814 Duluth, MN-WI $890 $920 $1,210 $1,580 $1,960
55816 Duluth, MN-WI $690 $720 $940 $1,230 $1,520
56649 Duluth, MN-WI $690 $720 $940 $1,230 $1,520
56669 Duluth, MN-WI $920 $960 $1,250 $1,630 $2,020

2022 Average & Median Rent Data Statistics
DULUTH, MN-WI average 1BR rent: $722, median: $700
DULUTH, MN-WI average 2BR rent: $944, median: $915
DULUTH, MN-WI average 3BR rent: $1,230, median: $1,195

DULUTH, MN-WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,801 $957,585,000 $251,930
Cash Out Refi 1,245 $238,955,000 $191,932
Refi 932 $197,860,000 $212,296
Home Improvement 489 $40,255,000 $82,321
Other 476 $44,710,000 $93,929
NA 1 $25,000 $25,000

Duluth's most frequently cited loan purpose was Home Purchase, with 3,801 originations. The 2nd most popular reason was Cash Out Refi, with 1,245 originations.

Interest Rate Frequencies