DULUTH Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Duluth averaged
6.04%
for the week of 2023-01-26, compared to the national average of
6.13% for the same period.
The average rate for the prior week (2023-01-19) was
6.36% and
one month ago for the week of 2022-12-22, the
average rate was 6.28%.
Duluth's average rate one year ago was 3.47%.
For refis of the same type during the week of 2023-01-26, the average rate
was 6.37%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-01-26 | 6.13% |
| Duluth 30 Year Fixed Rate | 2023-01-26 | 6.04% |
| Duluth 30 Year Fixed Rate Refi | 2023-01-26 | 6.37% |
| Duluth 15 Year Fixed Rate | 2023-01-26 | 5.81% |
| Duluth 15 Year Fixed Rate Refi | 2023-01-26 | 5.47% |
| Duluth 30 Year FHA | 2023-01-26 | 6.41% |
| Duluth 30 Year FHA Refi | 2023-01-26 | 6.41% |
| Duluth 30 Year USDA | 2023-01-26 | 6.25% |
| Duluth 30 Year USDA Refi | 2023-01-26 | 5.91% |
| Duluth 30 Year VA | 2023-01-26 | 6.06% |
| Duluth 30 Year VA Refi | 2023-01-26 | 5.87% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DULUTH, MN-WI.
DULUTH Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DULUTH, MN-WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DULUTH Average Closing Costs & Other Stats
DULUTH, MN-WI's 238 lenders originated 12,103
loans during 2021. The total origination value was $2,276,335,000, with an average loan value of
$188,080.
DULUTH's average closing costs are $4,142.
The top DULUTH lender as defined by loan originations is North Shore Bank of Commerce, with
525 loans originated. Their average total fees are
$4,753, which is $601
higher than the next largest lender,
National Bank of Commerce.
The lowest fee DULUTH lenders (with over 10 loans originated) are
Bankers' Bank ($2,352), Alerus Financial ($2,726), WINGS FINANCIAL ($2,748), Tradition Mortgage, LLC ($2,909) and BETTER MORTGAGE CORPORATION ($2,958).
The lowest rate DULUTH lenders (with over 10 loans originated) are
American Bank of the North (2.86%), Cornerstone State Bank (2.90%), WINGS FINANCIAL (2.90%), SUPERIOR CHOICE (2.96%) and Northview Bank (2.96%).
DULUTH, MN-WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| North Shore Bank of Commerce | $273,470,000 | $216,480,000 | -20.8% | 9.5% |
| National Bank of Commerce | $232,335,000 | $181,935,000 | -21.7% | 8.0% |
| QUICKEN LOANS, LLC | $136,245,000 | $142,705,000 | 4.7% | 6.3% |
| U.S. Bank | $136,375,000 | $129,845,000 | -4.8% | 5.7% |
| Wells Fargo Bank | $110,385,000 | $101,675,000 | -7.9% | 4.5% |
| Frandsen Bank & Trust | $84,460,000 | $85,380,000 | 1.1% | 3.8% |
| MEMBERS COOPERATIVE | $72,540,000 | $83,030,000 | 14.5% | 3.6% |
| Servion, Inc. | $69,235,000 | $68,640,000 | -0.9% | 3.0% |
| SUPERIOR CHOICE | $78,965,000 | $61,555,000 | -22.0% | 2.7% |
| Bell Bank | $82,380,000 | $59,030,000 | -28.3% | 2.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $31,720,000 | $42,455,000 | 33.8% | 1.9% |
| AFFINITY PLUS | $37,125,000 | $38,610,000 | 4.0% | 1.7% |
| Lend Smart Mortgage, LLC | $32,725,000 | $36,615,000 | 11.9% | 1.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $18,070,000 | $35,940,000 | 98.9% | 1.6% |
| RESULTS MORTGAGE, LLC | $37,905,000 | $35,020,000 | -7.6% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $33,010,000 | $34,760,000 | 5.3% | 1.5% |
| Superior Savings Bank | $58,810,000 | $30,170,000 | -48.7% | 1.3% |
| LOANDEPOT.COM, LLC | $15,690,000 | $29,165,000 | 85.9% | 1.3% |
| Northview Bank | $30,625,000 | $26,890,000 | -12.2% | 1.2% |
| HANCOCK MORTGAGE PARTNERS, LLC | $25,420,000 | $25,805,000 | 1.5% | 1.1% |
| American Bank of the North | $54,365,000 | $25,175,000 | -53.7% | 1.1% |
| Mortgage Research Center, LLC | $20,085,000 | $23,740,000 | 18.2% | 1.0% |
| The Miners National Bank of Eveleth | $32,295,000 | $23,735,000 | -26.5% | 1.0% |
| Regent Financial Group, Inc. | $19,850,000 | $21,905,000 | 10.4% | 1.0% |
| BROKER SOLUTIONS, INC. | $26,625,000 | $20,180,000 | -24.2% | 0.9% |
| Harbor Pointe Credit Union | $16,885,000 | $18,330,000 | 8.6% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $12,730,000 | $17,550,000 | 37.9% | 0.8% |
| Bremer Bank | $16,555,000 | $17,160,000 | 3.7% | 0.8% |
| NEWREZ LLC | $5,280,000 | $17,135,000 | 224.5% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $11,225,000 | $16,910,000 | 50.6% | 0.7% |
| CALIBER HOME LOANS, INC. | $12,815,000 | $15,545,000 | 21.3% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,645,000 | $15,220,000 | 169.6% | 0.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $11,115,000 | $14,155,000 | 27.4% | 0.6% |
| COMPEER FINANCIAL, FLCA | $21,270,000 | $14,045,000 | -34.0% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $9,690,000 | $13,850,000 | 42.9% | 0.6% |
| Summit Mortgage Corporation | $14,800,000 | $12,250,000 | -17.2% | 0.5% |
| Two Harbors Federal Credit Union | $8,210,000 | $11,885,000 | 44.8% | 0.5% |
| MANN FINANCIAL INC. | $10,475,000 | $11,820,000 | 12.8% | 0.5% |
| CENTRICITY Credit Union | $13,175,000 | $11,725,000 | -11.0% | 0.5% |
| NORTHWOODS | $9,830,000 | $11,725,000 | 19.3% | 0.5% |
| BETTER MORTGAGE CORPORATION | $915,000 | $11,630,000 | 1,171.0% | 0.5% |
| CRESCENT MORTGAGE COMPANY | $5,860,000 | $10,480,000 | 78.8% | 0.5% |
| NORTH STAR CREDIT UNION | $11,695,000 | $10,205,000 | -12.7% | 0.4% |
| Western National Bank | $17,715,000 | $8,965,000 | -49.4% | 0.4% |
| GUILD MORTGAGE COMPANY | $7,065,000 | $8,780,000 | 24.3% | 0.4% |
| Bank of America | $3,550,000 | $8,410,000 | 136.9% | 0.4% |
| Lincoln Savings Bank | $205,000 | $8,410,000 | 4,002.4% | 0.4% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $5,455,000 | $8,245,000 | 51.1% | 0.4% |
| Flagstar Bank, FSB | $6,550,000 | $8,210,000 | 25.3% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $5,205,000 | $7,710,000 | 48.1% | 0.3% |
| Alerus Financial | $3,875,000 | $7,540,000 | 94.6% | 0.3% |
| GUARANTEED RATE, INC. | $4,755,000 | $7,510,000 | 57.9% | 0.3% |
| USAA Federal Savings Bank | $12,070,000 | $7,500,000 | -37.9% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $6,350,000 | $7,390,000 | 16.4% | 0.3% |
| Baxter Credit Union | $4,740,000 | $7,015,000 | 48.0% | 0.3% |
| JPMorgan Chase Bank | $8,700,000 | $7,015,000 | -19.4% | 0.3% |
| Tradition Mortgage, LLC | $11,750,000 | $6,880,000 | -41.4% | 0.3% |
| Prosperity Home Mortgage, LLC | $4,750,000 | $6,505,000 | 36.9% | 0.3% |
| BAY EQUITY LLC | $8,120,000 | $6,445,000 | -20.6% | 0.3% |
| WINGS FINANCIAL | $6,105,000 | $6,150,000 | 0.7% | 0.3% |
| Cornerstone State Bank | $4,655,000 | $5,930,000 | 27.4% | 0.3% |
| The Huntington National Bank | $105,000 | $5,825,000 | 5,447.6% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $6,520,000 | $5,775,000 | -11.4% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $2,415,000 | $5,130,000 | 112.4% | 0.2% |
| North Shore Federal Credit Union | $7,680,000 | $5,075,000 | -33.9% | 0.2% |
| TOWNE MORTGAGE COMPANY | $10,185,000 | $4,965,000 | -51.3% | 0.2% |
| NEW DAY FINANCIAL, LLC | $4,215,000 | $4,660,000 | 10.6% | 0.2% |
| Lake Area Bank | $3,770,000 | $4,655,000 | 23.5% | 0.2% |
| InterContinental Capital Group, Inc | $1,625,000 | $4,440,000 | 173.2% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $5,565,000 | $4,315,000 | -22.5% | 0.2% |
| The Federal Savings Bank | $5,620,000 | $4,085,000 | -27.3% | 0.2% |
| Associated Bank | $5,270,000 | $4,015,000 | -23.8% | 0.2% |
| Merchants Bank | $13,135,000 | $4,005,000 | -69.5% | 0.2% |
| Mortgages Unlimited Inc. | $1,285,000 | $3,890,000 | 202.7% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $4,470,000 | $3,805,000 | -14.9% | 0.2% |
| BMO Harris Bank | $3,875,000 | $3,780,000 | -2.5% | 0.2% |
| HIWAY | $3,265,000 | $3,745,000 | 14.7% | 0.2% |
| Think Mutual Bank | $4,820,000 | $3,725,000 | -22.7% | 0.2% |
| CMG MORTGAGE, INC. | $1,670,000 | $3,585,000 | 114.7% | 0.2% |
| First Resource Bank | $1,420,000 | $3,580,000 | 152.1% | 0.2% |
| Citizens Community Federal | $2,660,000 | $3,495,000 | 31.4% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,430,000 | $3,455,000 | 141.6% | 0.2% |
| Hometown Lenders, Inc. | $145,000 | $3,430,000 | 2,265.5% | 0.2% |
| Royal Credit Union | $3,370,000 | $3,425,000 | 1.6% | 0.2% |
| Farmers State Bank | $3,380,000 | n/a | 0.1% | |
| MEGASTAR FINANCIAL CORP. | $2,850,000 | $3,110,000 | 9.1% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $1,115,000 | $3,010,000 | 170.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,175,000 | $3,000,000 | 155.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,395,000 | $2,845,000 | 18.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,515,000 | $2,760,000 | 9.7% | 0.1% |
| Unity Bank | $35,000 | $2,725,000 | 7,685.7% | 0.1% |
| Johnson Bank | $2,445,000 | $2,690,000 | 10.0% | 0.1% |
| First Bank & Trust | $615,000 | $2,670,000 | 334.1% | 0.1% |
| Bankers' Bank | $2,495,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $1,630,000 | $2,465,000 | 51.2% | 0.1% |
| RiverWood Bank | $2,445,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,865,000 | $2,405,000 | 29.0% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $495,000 | $2,380,000 | 380.8% | 0.1% |
| Choice Financial Group | $10,575,000 | $2,360,000 | -77.7% | 0.1% |
| ALTRA | $845,000 | $2,350,000 | 178.1% | 0.1% |
| Chicago Mortgage Solutions LLC | $400,000 | $2,175,000 | 443.8% | 0.1% |
| Goldman Sachs Bank USA | $2,175,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,090,000 | $2,170,000 | 99.1% | 0.1% |
| TCF National Bank | $3,335,000 | $2,090,000 | -37.3% | 0.1% |
| Low VA Rates, LLC | $980,000 | $2,085,000 | 112.8% | 0.1% |
| Indianhead Credit Union | $2,100,000 | $2,055,000 | -2.1% | 0.1% |
| SOFI LENDING CORP. | $1,545,000 | $1,980,000 | 28.2% | 0.1% |
| Cambria Financial Group, LLC | $3,960,000 | $1,970,000 | -50.3% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $665,000 | $1,970,000 | 196.2% | 0.1% |
| NBKC BANK | $550,000 | $1,930,000 | 250.9% | 0.1% |
| Tradition Capital Bank | $1,930,000 | n/a | 0.1% | |
| Nations Lending Corporation | $1,325,000 | $1,925,000 | 45.3% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $800,000 | $1,910,000 | 138.8% | 0.1% |
| Woodlands National Bank | $3,910,000 | $1,905,000 | -51.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $670,000 | $1,905,000 | 184.3% | 0.1% |
| Summit Credit Union | $55,000 | $1,865,000 | 3,290.9% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,890,000 | $1,840,000 | -2.6% | 0.1% |
| Bank of England | $1,555,000 | $1,795,000 | 15.4% | 0.1% |
| PNC Bank | $480,000 | $1,795,000 | 274.0% | 0.1% |
| AXIA FINANCIAL, LLC | $815,000 | $1,670,000 | 104.9% | 0.1% |
| Gate City Bank | $1,130,000 | $1,665,000 | 47.3% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $685,000 | $1,620,000 | 136.5% | 0.1% |
| PLANET HOME LENDING, LLC | $790,000 | $1,610,000 | 103.8% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $2,565,000 | $1,600,000 | -37.6% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,440,000 | $1,595,000 | 10.8% | 0.1% |
| PHH Mortgage Corporation | $715,000 | $1,550,000 | 116.8% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $720,000 | $1,525,000 | 111.8% | 0.1% |
| Stifel Bank and Trust | $1,230,000 | $1,510,000 | 22.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $465,000 | $1,500,000 | 222.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $6,530,000 | $1,470,000 | -77.5% | 0.1% |
| Waterstone Mortgage Corporation | $1,540,000 | $1,470,000 | -4.5% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $1,460,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $1,055,000 | $1,450,000 | 37.4% | 0.1% |
| Deerwood Bank | $1,630,000 | $1,450,000 | -11.0% | 0.1% |
| Goldwater Bank, N.A. | $2,310,000 | $1,390,000 | -39.8% | 0.1% |
| Carrington Mortgage Services, LLC | $1,025,000 | $1,360,000 | 32.7% | 0.1% |
| First Guaranty Mortgage Corporation | $225,000 | $1,355,000 | 502.2% | 0.1% |
| Coulee Bank | $885,000 | $1,335,000 | 50.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,050,000 | $1,325,000 | 26.2% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,295,000 | $1,275,000 | -1.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,035,000 | $1,245,000 | 20.3% | 0.1% |
| Watermark Capital, Inc. | $1,230,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $1,210,000 | $1,215,000 | 0.4% | 0.1% |
| Citizens Bank | $1,030,000 | $1,170,000 | 13.6% | 0.1% |
| Ixonia Bank | $1,465,000 | $1,160,000 | -20.8% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $6,435,000 | $1,150,000 | -82.1% | 0.1% |
| SPIRE Credit Union | $810,000 | $1,135,000 | 40.1% | 0.0% |
| WESTconsin Credit Union | $760,000 | $1,120,000 | 47.4% | 0.0% |
| First Federal Bank | $1,895,000 | $1,080,000 | -43.0% | 0.0% |
| Florida Capital Bank | $855,000 | $1,075,000 | 25.7% | 0.0% |
| AMERICAN ADVISORS GROUP | $645,000 | $1,055,000 | 63.6% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,055,000 | n/a | 0.0% | |
| Chippewa Valley Bank | $1,850,000 | $1,045,000 | -43.5% | 0.0% |
| Plains Commerce Bank | $940,000 | $1,030,000 | 9.6% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $1,010,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $1,560,000 | $1,010,000 | -35.3% | 0.0% |
| CITIZENS EQUITY FIRST | $1,005,000 | n/a | 0.0% | |
| Minnwest Bank | $405,000 | $1,005,000 | 148.1% | 0.0% |
| Old National Bank | $1,085,000 | $995,000 | -8.3% | 0.0% |
| IOWA BANKERS MORTGAGE CORPORATION | $1,085,000 | $970,000 | -10.6% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $465,000 | $970,000 | 108.6% | 0.0% |
| 21ST MORTGAGE CORPORATION | $225,000 | $965,000 | 328.9% | 0.0% |
| Morgan Stanley Private Bank | $955,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $700,000 | $925,000 | 32.1% | 0.0% |
| PARKSIDE LENDING, LLC | $920,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $340,000 | $880,000 | 158.8% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $315,000 | $860,000 | 173.0% | 0.0% |
| MidWestOne Bank | $455,000 | $855,000 | 87.9% | 0.0% |
| KS StateBank | $1,475,000 | $845,000 | -42.7% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $930,000 | $840,000 | -9.7% | 0.0% |
| UNION HOME MORTGAGE CORP. | $240,000 | $840,000 | 250.0% | 0.0% |
| City National Bank | $335,000 | $825,000 | 146.3% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $825,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $640,000 | $800,000 | 25.0% | 0.0% |
| BNC National Bank | $205,000 | $800,000 | 290.2% | 0.0% |
| Manufacturers and Traders Trust Company | $425,000 | $795,000 | 87.1% | 0.0% |
| Northpointe Bank | $395,000 | $795,000 | 101.3% | 0.0% |
| Strong Home Mortgage, LLC | $430,000 | $770,000 | 79.1% | 0.0% |
| Commerce Bank | $285,000 | $765,000 | 168.4% | 0.0% |
| Magnolia Bank | $320,000 | $730,000 | 128.1% | 0.0% |
| Colonial Savings, F.A. | $325,000 | $715,000 | 120.0% | 0.0% |
| UNITED HOME LOANS, INC. | $715,000 | n/a | 0.0% | |
| Arvest Bank | $710,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $285,000 | $710,000 | 149.1% | 0.0% |
| Neighborhood National Bank | $2,150,000 | $705,000 | -67.2% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $4,525,000 | $700,000 | -84.5% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $430,000 | $690,000 | 60.5% | 0.0% |
| KELLER MORTGAGE, LLC | $1,115,000 | $670,000 | -39.9% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $895,000 | $660,000 | -26.3% | 0.0% |
| CENTRAL MINNESOTA Credit Union | $375,000 | $660,000 | 76.0% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $485,000 | $660,000 | 36.1% | 0.0% |
| First American Bank | $650,000 | n/a | 0.0% | |
| EMM LOANS LLC | $115,000 | $640,000 | 456.5% | 0.0% |
| American National Bank of Minnesota | $1,195,000 | $635,000 | -46.9% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $235,000 | $630,000 | 168.1% | 0.0% |
| Manufacturers Bank & Trust Company | $630,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $1,685,000 | $630,000 | -62.6% | 0.0% |
| Discover Bank | $300,000 | $625,000 | 108.3% | 0.0% |
| POLARIS HOME FUNDING CORP. | $330,000 | $625,000 | 89.4% | 0.0% |
| Roundbank | $965,000 | $625,000 | -35.2% | 0.0% |
| Paramount Bank | $340,000 | $620,000 | 82.4% | 0.0% |
| HomeTown Bank | $610,000 | n/a | 0.0% | |
| TOPLINE FEDERAL CREDIT UNION | $2,335,000 | $610,000 | -73.9% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,370,000 | $605,000 | -55.8% | 0.0% |
| IDEAL | $605,000 | n/a | 0.0% | |
| Gateway First Bank | $1,020,000 | $585,000 | -42.6% | 0.0% |
| Liberty Bank Minnesota | $1,215,000 | $585,000 | -51.9% | 0.0% |
| Figure Lending LLC | $140,000 | $575,000 | 310.7% | 0.0% |
| First International Bank & Trust | $175,000 | $575,000 | 228.6% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $155,000 | $575,000 | 271.0% | 0.0% |
| The First National Bank of River Falls | $315,000 | $575,000 | 82.5% | 0.0% |
| VERIDIAN CREDIT UNION | $570,000 | n/a | 0.0% | |
| TOWN AND COUNTRY Credit Union | $560,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $405,000 | $545,000 | 34.6% | 0.0% |
| First State Bank and Trust | $945,000 | $540,000 | -42.9% | 0.0% |
| First Western Bank & Trust | $535,000 | n/a | 0.0% | |
| NP, Inc. | $330,000 | $520,000 | 57.6% | 0.0% |
| St. Paul Federal Credit Union | $155,000 | $515,000 | 232.3% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $330,000 | $510,000 | 54.5% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $295,000 | $510,000 | 72.9% | 0.0% |
| GENISYS | $510,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $510,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $500,000 | n/a | 0.0% | |
| Bridgewater Bank | $5,730,000 | $485,000 | -91.5% | 0.0% |
| Sunflower Bank | $485,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $195,000 | $470,000 | 141.0% | 0.0% |
| Lake Elmo Bank | $470,000 | n/a | 0.0% | |
| F & M Community Bank | $340,000 | $460,000 | 35.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,200,000 | $455,000 | -62.1% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $655,000 | $450,000 | -31.3% | 0.0% |
| Bank Midwest | $185,000 | $430,000 | 132.4% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $430,000 | n/a | 0.0% | |
| LOANPAL, LLC | $605,000 | $430,000 | -28.9% | 0.0% |
| Columbia State Bank | $425,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $420,000 | n/a | 0.0% | |
| Home Federal Savings Bank | $135,000 | $415,000 | 207.4% | 0.0% |
| LOANFLIGHT LENDING, LLC | $415,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $1,805,000 | $410,000 | -77.3% | 0.0% |
| BEST CAPITAL FUNDING | $405,000 | n/a | 0.0% | |
| Hiawatha National Bank | $340,000 | $405,000 | 19.1% | 0.0% |
| American Bank and Trust Company | $395,000 | n/a | 0.0% | |
| VALLEY MORTGAGE, INC. | $390,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $375,000 | n/a | 0.0% | |
| MARINE | $150,000 | $375,000 | 150.0% | 0.0% |
| Fidelity Bank | $485,000 | $370,000 | -23.7% | 0.0% |
| Bank of the West | $370,000 | $365,000 | -1.4% | 0.0% |
| MILEND, INC. | $285,000 | $365,000 | 28.1% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $365,000 | n/a | 0.0% | |
| Valley National Bank | $365,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $155,000 | $360,000 | 132.3% | 0.0% |
| First Savings Bank | $465,000 | $360,000 | -22.6% | 0.0% |
| Toyota Financial Savings Bank | $355,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $350,000 | n/a | 0.0% | |
| Citibank | $145,000 | $345,000 | 137.9% | 0.0% |
| FIRST COMMUNITY CREDIT UNION | $345,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $345,000 | n/a | 0.0% | |
| Simmons Bank | $335,000 | n/a | 0.0% | |
| Starion Bank | $335,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $335,000 | n/a | 0.0% | |
| First Western Trust Bank | $165,000 | $330,000 | 100.0% | 0.0% |
| Northern State Bank | $825,000 | $330,000 | -60.0% | 0.0% |
| American State Bank | $325,000 | n/a | 0.0% | |
| Bank of Wisconsin Dells | $195,000 | $325,000 | 66.7% | 0.0% |
| First National Bank of Omaha | $320,000 | n/a | 0.0% | |
| Sherburne State Bank | $160,000 | $320,000 | 100.0% | 0.0% |
| SOUTHPOINT FINANCIAL | $465,000 | $310,000 | -33.3% | 0.0% |
| Axos Bank | $305,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $275,000 | $305,000 | 10.9% | 0.0% |
| Abbott Laboratories Employees Credit Union | $295,000 | $295,000 | 0.0% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $590,000 | $295,000 | -50.0% | 0.0% |
| RBC Bank, (Georgia) | $295,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $85,000 | $285,000 | 235.3% | 0.0% |
| GENEVA FINANCIAL, LLC | $255,000 | $285,000 | 11.8% | 0.0% |
| Northwest Federal Credit Union | $165,000 | $285,000 | 72.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $280,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $280,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $275,000 | n/a | 0.0% | |
| Prospect Bank | $275,000 | n/a | 0.0% | |
| The Equitable Bank, S.S.B. | $275,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $610,000 | $275,000 | -54.9% | 0.0% |
| Triumph Bank | $245,000 | $275,000 | 12.2% | 0.0% |
| Farmers Bank & Trust | $265,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $265,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $265,000 | n/a | 0.0% | |
| Ally Bank | $260,000 | n/a | 0.0% | |
| Citizens Bank Minnesota | $250,000 | $260,000 | 4.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $355,000 | $260,000 | -26.8% | 0.0% |
| First Internet Bank of Indiana | $255,000 | n/a | 0.0% | |
| KeyBank | $185,000 | $255,000 | 37.8% | 0.0% |
| ALLIANT CREDIT UNION | $250,000 | n/a | 0.0% | |
| Hills Bank and Trust Company | $250,000 | n/a | 0.0% | |
| University of Wisconsin Credit Union | $125,000 | $250,000 | 100.0% | 0.0% |
| AFFINITY | $245,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
| Midwest Bank | $640,000 | $240,000 | -62.5% | 0.0% |
| HomePromise Corporation | $235,000 | n/a | 0.0% | |
| IncredibleBank | $320,000 | $235,000 | -26.6% | 0.0% |
| Bank Five Nine | $430,000 | $225,000 | -47.7% | 0.0% |
| EAGLE HOME MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| First Merchants Bank | $335,000 | $225,000 | -32.8% | 0.0% |
| Mid-Continent Funding, Inc. | $585,000 | $225,000 | -61.5% | 0.0% |
| American National Bank | $135,000 | $215,000 | 59.3% | 0.0% |
| INLANTA MORTGAGE, INC. | $1,075,000 | $215,000 | -80.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $215,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $300,000 | $215,000 | -28.3% | 0.0% |
| Peoples State Bank of Plainview | $135,000 | $215,000 | 59.3% | 0.0% |
| T2 FINANCIAL LLC | $215,000 | n/a | 0.0% | |
| UBS Bank USA | $790,000 | $215,000 | -72.8% | 0.0% |
| Auto Club Trust, FSB | $240,000 | $205,000 | -14.6% | 0.0% |
| IMPAC MORTGAGE CORP. | $205,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $230,000 | $205,000 | -10.9% | 0.0% |
| S1L, Inc. | $205,000 | n/a | 0.0% | |
| Security Bank | $100,000 | $205,000 | 105.0% | 0.0% |
| Sunrise Banks | $175,000 | $205,000 | 17.1% | 0.0% |
| TOGETHER CREDIT UNION | $205,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $305,000 | $195,000 | -36.1% | 0.0% |
| COMPASS MORTGAGE, INC. | $195,000 | n/a | 0.0% | |
| Farmers & Merchants Savings Bank | $700,000 | $195,000 | -72.1% | 0.0% |
| Mid Penn Bank | $195,000 | n/a | 0.0% | |
| Bay Bank | $185,000 | n/a | 0.0% | |
| Raymond James Bank | $185,000 | n/a | 0.0% | |
| MY Credit Union | $365,000 | $175,000 | -52.1% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $135,000 | $175,000 | 29.6% | 0.0% |
| WNB Financial, N.A. | $175,000 | n/a | 0.0% | |
| CoVantage Credit Union | $170,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $135,000 | $170,000 | 25.9% | 0.0% |
| Bank Iowa | $165,000 | n/a | 0.0% | |
| FirstBank | $165,000 | $165,000 | 0.0% | 0.0% |
| First Home Bank | $595,000 | $165,000 | -72.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $195,000 | $165,000 | -15.4% | 0.0% |
| Republic Bank & Trust Company | $165,000 | n/a | 0.0% | |
| The Bank of New Glarus | $45,000 | $165,000 | 266.7% | 0.0% |
| First National Community Bank | $815,000 | $155,000 | -81.0% | 0.0% |
| Kirkwood Bank & Trust Co. | $155,000 | n/a | 0.0% | |
| Landmark Credit Union | $155,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $155,000 | n/a | 0.0% | |
| Union State Bank of Fargo | $155,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $155,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $145,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $145,000 | n/a | 0.0% | |
| BOKF | $145,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $145,000 | n/a | 0.0% | |
| First Dakota National Bank | $145,000 | n/a | 0.0% | |
| Peoples Bank | $115,000 | $145,000 | 26.1% | 0.0% |
| Truist Bank | $395,000 | $145,000 | -63.3% | 0.0% |
| MINNCO CREDIT UNION | $135,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $260,000 | $130,000 | -50.0% | 0.0% |
| CCM Finance, LLC | $125,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $125,000 | n/a | 0.0% | |
| First National Bank of America | $120,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $115,000 | n/a | 0.0% | |
| CORTRUST MORTGAGE, INC. | $305,000 | $115,000 | -62.3% | 0.0% |
| Foresight Bank | $115,000 | n/a | 0.0% | |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $1,320,000 | $115,000 | -91.3% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $340,000 | $115,000 | -66.2% | 0.0% |
| Capitol Bank | $105,000 | n/a | 0.0% | |
| DHI MORTGAGE COMPANY, LTD. | $105,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $105,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $235,000 | $105,000 | -55.3% | 0.0% |
| ST. CLOUD FINANCIAL | $200,000 | $105,000 | -47.5% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $70,000 | $95,000 | 35.7% | 0.0% |
| UMB Bank | $95,000 | n/a | 0.0% | |
| Centier Bank | $275,000 | $90,000 | -67.3% | 0.0% |
| SHAREPOINT CREDIT UNION | $210,000 | $85,000 | -59.5% | 0.0% |
| Dairy State Bank | $70,000 | $70,000 | 0.0% | 0.0% |
| American Heritage National Bank | $65,000 | n/a | 0.0% | |
| BANKWEST, INC. | $55,000 | $65,000 | 18.2% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $185,000 | $65,000 | -64.9% | 0.0% |
| Connexus Credit Union | $55,000 | n/a | 0.0% | |
| American Investors Bank and Mortgage | $45,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $40,000 | n/a | 0.0% |
DULUTH's top lender by overall market share is North Shore Bank of Commerce, with 9.5% market share. In second place, with 8.0%, is National Bank of Commerce, having originated $181,935,000 in loans. In third place, with 6.3%, is QUICKEN LOANS, LLC, having originated $142,705,000 in loans. In fourth place, with 5.7%, is U.S. Bank, having originated $129,845,000 in loans. In fifth place, with 4.5%, is Wells Fargo Bank, having originated $101,675,000 in loans.
DULUTH Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DULUTH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $155,667 (4.2%) | $242,610 (7.2%) | 0.58 | 1,185 |
| 2018-02-01 | $159,900 (6.6%) | $250,586 (7.2%) | 0.58 | 1,171 |
| 2018-03-01 | $169,000 (5.7%) | $266,988 (11.2%) | 0.59 | 1,210 |
| 2018-04-01 | $179,075 (8.5%) | $273,681 (12.9%) | 0.61 | 1,241 |
| 2018-05-01 | $184,450 (8.5%) | $275,955 (11.0%) | 0.62 | 1,411 |
| 2018-06-01 | $185,000 (4.8%) | $270,920 (8.2%) | 0.62 | 1,673 |
| 2018-07-01 | $185,000 (5.7%) | $270,172 (5.6%) | 0.62 | 1,753 |
| 2018-08-01 | $185,000 (5.7%) | $265,080 (3.9%) | 0.62 | 1,754 |
| 2018-09-01 | $183,950 (6.2%) | $259,278 (3.2%) | 0.62 | 1,719 |
| 2018-10-01 | $179,975 (5.9%) | $259,817 (5.4%) | 0.61 | 1,668 |
| 2018-11-01 | $179,450 (12.2%) | $256,384 (6.3%) | 0.61 | 1,519 |
| 2018-12-01 | $174,500 (9.8%) | $252,648 (4.0%) | 0.60 | 1,315 |
| 2019-01-01 | $171,225 (10.0%) | $267,180 (10.1%) | 0.59 | 1,059 |
| 2019-02-01 | $170,450 (6.6%) | $265,166 (5.8%) | 0.58 | 1,008 |
| 2019-03-01 | $184,900 (9.4%) | $276,051 (3.4%) | 0.60 | 1,050 |
| 2019-04-01 | $206,950 (15.6%) | $286,829 (4.8%) | 0.66 | 1,118 |
| 2019-05-01 | $200,000 (8.4%) | $287,654 (4.2%) | 0.63 | 1,272 |
| 2019-06-01 | $200,000 (8.1%) | $283,268 (4.6%) | 0.63 | 1,460 |
| 2019-07-01 | $202,400 (9.4%) | $285,293 (5.6%) | 0.63 | 1,583 |
| 2019-08-01 | $197,173 (6.6%) | $280,283 (5.7%) | 0.62 | 1,612 |
| 2019-09-01 | $193,082 (5.0%) | $273,270 (5.4%) | 0.62 | 1,586 |
| 2019-10-01 | $192,905 (7.2%) | $268,372 (3.3%) | 0.62 | 1,542 |
| 2019-11-01 | $189,900 (5.8%) | $260,970 (1.8%) | 0.62 | 1,342 |
| 2019-12-01 | $187,000 (7.2%) | $261,610 (3.6%) | 0.62 | 1,116 |
| 2020-01-01 | $185,000 (8.0%) | $267,242 (0.0%) | 0.62 | 922 |
| 2020-02-01 | $199,900 (17.3%) | $286,569 (8.1%) | 0.65 | 875 |
| 2020-03-01 | $219,250 (18.6%) | $305,218 (10.6%) | 0.69 | 892 |
| 2020-04-01 | $222,450 (7.5%) | $304,952 (6.3%) | 0.70 | 938 |
| 2020-05-01 | $220,000 (10.0%) | $299,269 (4.0%) | 0.67 | 1,004 |
| 2020-06-01 | $229,000 (14.5%) | $304,805 (7.6%) | 0.67 | 1,045 |
| 2020-07-01 | $229,350 (13.3%) | $311,347 (9.1%) | 0.66 | 1,027 |
| 2020-08-01 | $226,900 (15.1%) | $308,595 (10.1%) | 0.65 | 949 |
| 2020-09-01 | $223,975 (16.0%) | $306,508 (12.2%) | 0.64 | 865 |
| 2020-10-01 | $219,000 (13.5%) | $309,978 (15.5%) | 0.63 | 775 |
| 2020-11-01 | $212,400 (11.9%) | $309,580 (18.6%) | 0.62 | 669 |
| 2020-12-01 | $211,075 (12.9%) | $316,135 (20.8%) | 0.63 | 571 |
| 2021-01-01 | $200,000 (8.1%) | $329,255 (23.2%) | 0.60 | 439 |
| 2021-02-01 | $214,875 (7.5%) | $336,437 (17.4%) | 0.62 | 354 |
| 2021-03-01 | $219,450 (0.1%) | $335,778 (10.0%) | 0.62 | 352 |
| 2021-04-01 | $227,450 (2.3%) | $338,200 (10.9%) | 0.62 | 378 |
| 2021-05-01 | $219,000 (-0.5%) | $322,744 (7.8%) | 0.58 | 466 |
| 2021-06-01 | $212,450 (-7.2%) | $315,837 (3.6%) | 0.56 | 566 |
| 2021-07-01 | $210,000 (-8.4%) | $310,389 (-0.3%) | 0.55 | 593 |
| 2021-08-01 | $199,750 (-12.0%) | $292,790 (-5.1%) | 0.53 | 580 |
| 2021-09-01 | $199,450 (-11.0%) | $291,229 (-5.0%) | 0.53 | 553 |
| 2021-10-01 | $199,250 (-9.0%) | $272,973 (-11.9%) | 0.53 | 522 |
| 2021-11-01 | $199,450 (-6.1%) | $294,004 (-5.0%) | 0.53 | 420 |
| 2021-12-01 | $189,500 (-10.2%) | $295,303 (-6.6%) | 0.51 | 330 |
| 2022-01-01 | $189,900 (-5.1%) | $311,909 (-5.3%) | 0.51 | 283 |
| 2022-02-01 | $219,000 (1.9%) | $362,493 (7.7%) | 0.57 | 235 |
| 2022-03-01 | $234,675 (6.9%) | $385,229 (14.7%) | 0.59 | 227 |
| 2022-04-01 | $249,900 (9.9%) | $369,298 (9.2%) | 0.60 | 266 |
| 2022-05-01 | $257,750 (17.7%) | $377,471 (17.0%) | 0.59 | 354 |
| 2022-06-01 | $261,150 (22.9%) | $372,662 (18.0%) | 0.58 | 437 |
| 2022-07-01 | $259,900 (23.8%) | $365,989 (17.9%) | 0.59 | 531 |
| 2022-08-01 | $250,000 (25.2%) | $350,902 (19.9%) | 0.58 | 599 |
| 2022-09-01 | $252,475 (26.6%) | $351,332 (20.6%) | 0.59 | 594 |
| 2022-10-01 | $253,900 (27.4%) | $363,211 (33.1%) | 0.60 | 552 |
| 2022-11-01 | $250,000 (25.3%) | $359,005 (22.1%) | 0.60 | 499 |
| 2022-12-01 | $252,500 (33.3%) | $360,992 (22.2%) | 0.63 | 435 |
DULUTH's median listing price for 2022-12-01 was $252,500, a difference of
$63,000
(33.3%) versus the prior year and
$2,500 versus the prior month.
DULUTH's median listing price comes in at 63% of the national average.
DULUTH's average listing price for 2022-12-01 was $360,992, a difference of $65,689 (22.2%) versus the prior year and $1,987 versus the prior month.
For the 2022-12-01 period, DULUTH had 435 MLS listings, a difference of -64 listings (-13%) versus the prior month and 105 listings (32%) versus the prior year.
DULUTH's median listing price comes in at 63% of the national average.
DULUTH's average listing price for 2022-12-01 was $360,992, a difference of $65,689 (22.2%) versus the prior year and $1,987 versus the prior month.
For the 2022-12-01 period, DULUTH had 435 MLS listings, a difference of -64 listings (-13%) versus the prior month and 105 listings (32%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DULUTH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 124 days | 1,490 sqft |
| 2018-02-01 | 123 days | 1,508 sqft |
| 2018-03-01 | 103 days | 1,544 sqft |
| 2018-04-01 | 83 days | 1,567 sqft |
| 2018-05-01 | 71 days | 1,561 sqft |
| 2018-06-01 | 60 days | 1,568 sqft |
| 2018-07-01 | 66 days | 1,564 sqft |
| 2018-08-01 | 73 days | 1,561 sqft |
| 2018-09-01 | 80 days | 1,530 sqft |
| 2018-10-01 | 87 days | 1,488 sqft |
| 2018-11-01 | 97 days | 1,490 sqft |
| 2018-12-01 | 115 days | 1,456 sqft |
| 2019-01-01 | 127 days | 1,492 sqft |
| 2019-02-01 | 137 days | 1,500 sqft |
| 2019-03-01 | 121 days | 1,506 sqft |
| 2019-04-01 | 93 days | 1,544 sqft |
| 2019-05-01 | 65 days | 1,566 sqft |
| 2019-06-01 | 57 days | 1,543 sqft |
| 2019-07-01 | 61 days | 1,551 sqft |
| 2019-08-01 | 70 days | 1,521 sqft |
| 2019-09-01 | 80 days | 1,476 sqft |
| 2019-10-01 | 90 days | 1,444 sqft |
| 2019-11-01 | 106 days | 1,440 sqft |
| 2019-12-01 | 129 days | 1,444 sqft |
| 2020-01-01 | 137 days | 1,464 sqft |
| 2020-02-01 | 142 days | 1,464 sqft |
| 2020-03-01 | 139 days | 1,478 sqft |
| 2020-04-01 | 101 days | 1,502 sqft |
| 2020-05-01 | 82 days | 1,498 sqft |
| 2020-06-01 | 76 days | 1,500 sqft |
| 2020-07-01 | 62 days | 1,538 sqft |
| 2020-08-01 | 64 days | 1,540 sqft |
| 2020-09-01 | 70 days | 1,497 sqft |
| 2020-10-01 | 74 days | 1,508 sqft |
| 2020-11-01 | 81 days | 1,452 sqft |
| 2020-12-01 | 88 days | 1,456 sqft |
| 2021-01-01 | 107 days | 1,421 sqft |
| 2021-02-01 | 118 days | 1,439 sqft |
| 2021-03-01 | 93 days | 1,452 sqft |
| 2021-04-01 | 51 days | 1,524 sqft |
| 2021-05-01 | 40 days | 1,515 sqft |
| 2021-06-01 | 34 days | 1,504 sqft |
| 2021-07-01 | 44 days | 1,504 sqft |
| 2021-08-01 | 54 days | 1,430 sqft |
| 2021-09-01 | 53 days | 1,446 sqft |
| 2021-10-01 | 53 days | 1,454 sqft |
| 2021-11-01 | 61 days | 1,478 sqft |
| 2021-12-01 | 75 days | 1,451 sqft |
| 2022-01-01 | 85 days | 1,407 sqft |
| 2022-02-01 | 83 days | 1,613 sqft |
| 2022-03-01 | 62 days | 1,690 sqft |
| 2022-04-01 | 33 days | 1,640 sqft |
| 2022-05-01 | 28 days | 1,601 sqft |
| 2022-06-01 | 32 days | 1,626 sqft |
| 2022-07-01 | 35 days | 1,620 sqft |
| 2022-08-01 | 40 days | 1,568 sqft |
| 2022-09-01 | 49 days | 1,582 sqft |
| 2022-10-01 | 53 days | 1,600 sqft |
| 2022-11-01 | 61 days | 1,562 sqft |
| 2022-12-01 | 79 days | 1,551 sqft |
DULUTH's median listing age (time on market) for 2022-12-01 was 79 days.
This
is 6%
longer
than the same period one year ago.
DULUTH's median square footage for active listings during the 2022-12-01 period was 1,551 sqft. One year prior, the average listing was 1,451 sqft.
DULUTH's median square footage for active listings during the 2022-12-01 period was 1,551 sqft. One year prior, the average listing was 1,451 sqft.
DULUTH, MN-WI Average Rent (2022)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 54820 | Duluth, MN-WI | $630 | $650 | $850 | $1,110 | $1,380 |
| 54830 | Duluth, MN-WI | $640 | $660 | $860 | $1,120 | $1,390 |
| 54836 | Duluth, MN-WI | $680 | $710 | $920 | $1,210 | $1,490 |
| 54838 | Duluth, MN-WI | $690 | $710 | $930 | $1,210 | $1,510 |
| 54842 | Duluth, MN-WI | $740 | $760 | $1,000 | $1,300 | $1,610 |
| 54849 | Duluth, MN-WI | $670 | $690 | $900 | $1,170 | $1,460 |
| 54854 | Duluth, MN-WI | $690 | $710 | $930 | $1,210 | $1,510 |
| 54859 | Duluth, MN-WI | $690 | $720 | $940 | $1,230 | $1,520 |
| 54864 | Duluth, MN-WI | $820 | $850 | $1,110 | $1,450 | $1,800 |
| 54873 | Duluth, MN-WI | $600 | $620 | $810 | $1,060 | $1,310 |
| 54874 | Duluth, MN-WI | $900 | $930 | $1,220 | $1,590 | $1,970 |
| 54880 | Duluth, MN-WI | $670 | $700 | $910 | $1,190 | $1,470 |
| 54890 | Duluth, MN-WI | $690 | $720 | $940 | $1,230 | $1,520 |
| 55602 | Duluth, MN-WI | $760 | $790 | $1,020 | $1,340 | $1,620 |
| 55616 | Duluth, MN-WI | $600 | $660 | $810 | $1,090 | $1,260 |
| 55702 | Duluth, MN-WI | $890 | $920 | $1,200 | $1,570 | $1,940 |
| 55703 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55705 | Duluth, MN-WI | $620 | $640 | $840 | $1,100 | $1,360 |
| 55706 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,280 |
| 55707 | Duluth, MN-WI | $660 | $680 | $890 | $1,160 | $1,440 |
| 55708 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55710 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55711 | Duluth, MN-WI | $740 | $770 | $1,010 | $1,310 | $1,630 |
| 55713 | Duluth, MN-WI | $640 | $660 | $860 | $1,120 | $1,390 |
| 55717 | Duluth, MN-WI | $840 | $880 | $1,140 | $1,490 | $1,850 |
| 55718 | Duluth, MN-WI | $610 | $630 | $820 | $1,070 | $1,330 |
| 55719 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55720 | Duluth, MN-WI | $680 | $700 | $920 | $1,200 | $1,490 |
| 55723 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55724 | Duluth, MN-WI | $690 | $720 | $940 | $1,230 | $1,520 |
| 55725 | Duluth, MN-WI | $630 | $660 | $860 | $1,120 | $1,380 |
| 55726 | Duluth, MN-WI | $690 | $720 | $940 | $1,230 | $1,520 |
| 55731 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55732 | Duluth, MN-WI | $890 | $920 | $1,200 | $1,570 | $1,940 |
| 55733 | Duluth, MN-WI | $840 | $870 | $1,140 | $1,490 | $1,850 |
| 55734 | Duluth, MN-WI | $630 | $650 | $850 | $1,110 | $1,380 |
| 55736 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55738 | Duluth, MN-WI | $710 | $740 | $960 | $1,260 | $1,560 |
| 55741 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55746 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55749 | Duluth, MN-WI | $840 | $870 | $1,140 | $1,490 | $1,850 |
| 55750 | Duluth, MN-WI | $640 | $660 | $860 | $1,120 | $1,390 |
| 55751 | Duluth, MN-WI | $940 | $970 | $1,270 | $1,660 | $2,060 |
| 55756 | Duluth, MN-WI | $730 | $750 | $980 | $1,280 | $1,590 |
| 55757 | Duluth, MN-WI | $700 | $730 | $950 | $1,240 | $1,540 |
| 55758 | Duluth, MN-WI | $600 | $620 | $820 | $1,070 | $1,320 |
| 55763 | Duluth, MN-WI | $620 | $640 | $840 | $1,100 | $1,360 |
| 55765 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55766 | Duluth, MN-WI | $630 | $650 | $850 | $1,110 | $1,380 |
| 55767 | Duluth, MN-WI | $640 | $660 | $870 | $1,140 | $1,410 |
| 55768 | Duluth, MN-WI | $610 | $630 | $830 | $1,080 | $1,340 |
| 55769 | Duluth, MN-WI | $690 | $720 | $940 | $1,230 | $1,520 |
| 55771 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55779 | Duluth, MN-WI | $800 | $830 | $1,080 | $1,410 | $1,750 |
| 55780 | Duluth, MN-WI | $680 | $700 | $920 | $1,200 | $1,490 |
| 55781 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55782 | Duluth, MN-WI | $610 | $630 | $820 | $1,070 | $1,330 |
| 55783 | Duluth, MN-WI | $640 | $660 | $860 | $1,120 | $1,390 |
| 55787 | Duluth, MN-WI | $670 | $700 | $910 | $1,190 | $1,470 |
| 55790 | Duluth, MN-WI | $870 | $900 | $1,180 | $1,540 | $1,910 |
| 55792 | Duluth, MN-WI | $590 | $610 | $800 | $1,040 | $1,290 |
| 55796 | Duluth, MN-WI | $690 | $720 | $940 | $1,230 | $1,520 |
| 55797 | Duluth, MN-WI | $890 | $920 | $1,200 | $1,570 | $1,940 |
| 55798 | Duluth, MN-WI | $590 | $610 | $800 | $1,030 | $1,260 |
| 55802 | Duluth, MN-WI | $710 | $730 | $960 | $1,250 | $1,550 |
| 55803 | Duluth, MN-WI | $950 | $990 | $1,290 | $1,680 | $2,090 |
| 55804 | Duluth, MN-WI | $950 | $990 | $1,290 | $1,680 | $2,090 |
| 55805 | Duluth, MN-WI | $710 | $730 | $960 | $1,250 | $1,550 |
| 55806 | Duluth, MN-WI | $670 | $690 | $900 | $1,170 | $1,460 |
| 55807 | Duluth, MN-WI | $650 | $670 | $880 | $1,150 | $1,420 |
| 55808 | Duluth, MN-WI | $680 | $700 | $920 | $1,200 | $1,490 |
| 55810 | Duluth, MN-WI | $660 | $680 | $890 | $1,160 | $1,440 |
| 55811 | Duluth, MN-WI | $890 | $920 | $1,210 | $1,580 | $1,960 |
| 55812 | Duluth, MN-WI | $750 | $770 | $1,010 | $1,320 | $1,630 |
| 55814 | Duluth, MN-WI | $890 | $920 | $1,210 | $1,580 | $1,960 |
| 55816 | Duluth, MN-WI | $690 | $720 | $940 | $1,230 | $1,520 |
| 56649 | Duluth, MN-WI | $690 | $720 | $940 | $1,230 | $1,520 |
| 56669 | Duluth, MN-WI | $920 | $960 | $1,250 | $1,630 | $2,020 |
2022 Average & Median Rent Data Statistics
DULUTH, MN-WI average 1BR rent: $722, median: $700
DULUTH, MN-WI average 2BR rent: $944, median: $915
DULUTH, MN-WI average 3BR rent: $1,230, median: $1,195
DULUTH, MN-WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,531 | $954,285,000 | $210,612 |
| Refi | 4,183 | $780,385,000 | $186,561 |
| Cash Out Refi | 2,766 | $480,720,000 | $173,796 |
| Other | 330 | $34,460,000 | $104,424 |
| Home Improvement | 292 | $26,440,000 | $90,548 |
| NA | 1 | $45,000 | $45,000 |
Duluth's most frequently cited loan purpose was Home Purchase, with 4,531 originations. The 2nd most popular reason was Refi, with 4,183 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 4,128 | $826,870,000 | $200,308 |
| 3-4% | 4,028 | $788,960,000 | $195,869 |
| <2.5% | 2,321 | $435,615,000 | $187,684 |
| 4-5% | 620 | $93,390,000 | $150,629 |
| 5-6% | 150 | $12,180,000 | $81,200 |
| 6-7% | 34 | $2,350,000 | $69,118 |
| Over 8% | 23 | $1,305,000 | $56,739 |
| 7-8% | 21 | $985,000 | $46,905 |
During 2021, Duluth's most frequently originated rate bucket was 2.5-3%, with 4,128 originations.
Loan Sizing (DULUTH, MN-WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 5,451 | $803,215,000 | $147,352 |
| $200k-400k | 3,441 | $924,045,000 | $268,540 |
| $100,000 or less | 2,599 | $167,125,000 | $64,304 |
| $400k-600k | 463 | $220,185,000 | $475,562 |
| $600k-1000k | 114 | $86,340,000 | $757,368 |
| $Over $1MM | 35 | $75,425,000 | $2,155,000 |
DULUTH's loan sizing saw the bucket of loans from $100k-200k with 5,451 originations, totaling $803,215,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 4,155 | $881,755,000 | $212,215 |
| 80-100% | 3,944 | $832,260,000 | $211,019 |
| 40-60% | 1,637 | $264,245,000 | $161,420 |
| 20-40% | 697 | $71,315,000 | $102,317 |
| Under 20% | 464 | $18,710,000 | $40,323 |
| Over 100% | 60 | $16,810,000 | $280,167 |
DULUTH's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 4,155 originations, totaling $881,755,000 in origination value.