Brainerd Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Brainerd averaged 6.01% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.58% and one month ago for the week of 2022-05-19, the average rate was 5.25%.

Brainerd's average rate one year ago was 3.04%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.07%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Brainerd 30 Year Fixed Rate 2022-06-23 6.01%
Brainerd 30 Year Fixed Rate Refi 2022-06-23 6.07%
Brainerd 15 Year Fixed Rate 2022-06-23 5.1%
Brainerd 15 Year Fixed Rate Refi 2022-06-23 5.31%
Brainerd 30 Year FHA 2022-06-23 0.11%
Brainerd 30 Year FHA Refi 2022-06-23 0.01%
Brainerd 30 Year USDA 2022-06-23 -0.13%
Brainerd 30 Year USDA Refi 2022-06-23 -0.14%
Brainerd 30 Year VA 2022-06-23 0.23%
Brainerd 30 Year VA Refi 2022-06-23 -0.21%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brainerd, MN.

Brainerd Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Brainerd, MN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
U.S. Bank 181 3.00% $3,468
QUICKEN LOANS, LLC 172 3.05% $5,407
Flagstar Bank, FSB 154 3.00% $4,543
First Western Bank & Trust 141 2.85% $4,108
Deerwood Bank 131 2.83% $3,840
Wells Fargo Bank 113 3.08% $3,686
Merchants Bank 106 3.06% $3,605
LOANDEPOT.COM, LLC 95 3.11% $4,667
Bremer Bank 82 3.08% $5,143
Bell Bank 71 3.01% $4,956
Frandsen Bank & Trust 67 3.06% $2,683
UNITED WHOLESALE MORTGAGE, LLC 61 2.94% $4,964
Goldwater Bank, N.A. 54 3.20% $4,796
CROSSCOUNTRY MORTGAGE, LLC 49 3.12% $4,049
Tradition Mortgage, LLC 48 3.02% $2,991
AFFINITY PLUS 44 3.03% $3,956
PRIMELENDING, A PLAINSCAPITAL COMPANY 35 3.29% $5,155
WINGS FINANCIAL 35 2.89% $3,804
PENNYMAC LOAN SERVICES, LLC 32 3.15% $4,884
Alerus Financial 30 2.96% $3,148
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 30 3.16% $4,557
BROKER SOLUTIONS, INC. 29 3.21% $4,983
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 29 3.01% $3,571
Prosperity Home Mortgage, LLC 28 3.15% $3,804
MEMBERS COOPERATIVE 28 3.21% $3,101
Servion, Inc. 25 3.04% $4,331
GUARANTEED RATE, INC. 22 3.10% $4,290
PLAZA HOME MORTGAGE, INC. 21 3.17% $4,046
AMERISAVE MORTGAGE CORPORATION 21 2.86% $5,492
BAY EQUITY LLC 21 3.16% $4,810
CALIBER HOME LOANS, INC. 19 3.09% $3,722
Mr. Cooper ( Nationstar Mortgage ) 17 3.51% $4,674
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 16 3.26% $5,224
Liberty Bank Minnesota 15 2.98% $3,048
CENTRAL MINNESOTA Credit Union 14 3.07% $3,001
American Mortgage & Equity Consultants, Inc. 14 3.15% $4,357
Summit Mortgage Corporation 12 3.07% $3,850
HOME POINT FINANCIAL CORPORATION 12 3.14% $4,032
NEWREZ LLC 12 3.04% $4,213
CRESCENT MORTGAGE COMPANY 11 3.07% $4,768
HOMESIDE FINANCIAL, LLC 11 3.01% $5,593
Old National Bank 10 2.98% $3,523
TOPLINE FEDERAL CREDIT UNION 10 2.83% $4,580
FREEDOM MORTGAGE CORPORATION 10 3.21% $1,368
Cambria Financial Group, LLC 9 2.88% $3,677
LEADERONE FINANCIAL CORPORATION 9 3.00% $3,479
JPMorgan Chase Bank 9 2.90% $5,793
BETTER MORTGAGE CORPORATION 9 3.01% $1,855
Lend Smart Mortgage, LLC 9 3.17% $3,997
Bank Forward 8 2.98% $3,856
MOVEMENT MORTGAGE, LLC 8 3.10% $3,080
Mortgages Unlimited Inc. 8 3.28% $6,045
HIWAY 8 3.08% $4,052
KS StateBank 8 3.11% $3,178
CMG MORTGAGE, INC. 8 3.11% $4,358
THRIVENT Federal Credit Union 7 3.29% $3,432
Bank of America 7 3.05% $4,709
Lake Area Bank 7 3.07% $4,139
Plains Commerce Bank 7 2.98% $5,449
TOWNE MORTGAGE COMPANY 7 3.09% $3,904
RESULTS MORTGAGE, LLC 7 3.29% $4,315
Stifel Bank and Trust 7 2.86% $2,727
SPIRE Credit Union 7 3.04% $5,115
EVERETT FINANCIAL, INC. 6 3.23% $3,583
MILEND, INC. 6 3.31% $7,084
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.27% $2,133
Northview Bank 6 2.94% $3,594
KELLER MORTGAGE, LLC 6 2.92% $2,239
Sierra Pacific Mortgage Company, Inc. 5 3.53% $6,628
Bank of England 5 3.48% $4,829
ST. CLOUD FINANCIAL 5 3.25% $4,137
Baxter Credit Union 5 3.05% $2,766
Roundbank 5 2.88% $3,969
Charles Schwab Bank, SSB 5 2.00% $3,842
TCF National Bank 5 3.10% $4,381
AXIA FINANCIAL, LLC 5 3.38% $5,533
The Huntington National Bank 5 3.13% $4,478
Associated Bank 5 2.95% $4,362
AMERICAN FINANCING CORPORATION 5 3.13% $3,645
VALLEY MORTGAGE, INC. 4 2.81% $4,018
ROYAL UNITED MORTGAGE LLC 4 3.22% $5,973
Barrington Bank & Trust Company, N.A. 4 3.40% $4,732
PROVIDENT FUNDING ASSOCIATES, L.P. 4 2.81% $4,167
Strong Home Mortgage, LLC 4 3.25% $1,853
BankVista 4 2.97% $3,916
City National Bank 4 2.63% $4,799
COMPEER FINANCIAL, FLCA 4 4.16% $4,821
GUARANTY HOME MORTGAGE CORPORATION 4 3.25% $4,710
NAVY FEDERAL CREDIT UNION 4 3.06% $4,618
CORTRUST MORTGAGE, INC. 4 2.75% $6,001
Nations Lending Corporation 4 3.38% $6,737
ENVOY MORTGAGE, LTD 4 3.31% $3,749
Mortgage Research Center, LLC 4 2.81% $2,462
Think Mutual Bank 4 3.25% $4,706
Hometown Lenders, Inc. 4 3.34% $5,778
Waterstone Mortgage Corporation 4 3.16% $5,344
MEGASTAR FINANCIAL CORP. 4 3.28% $4,654
HOMEOWNERS FINANCIAL GROUP USA, LLC 4 3.53% $3,929
STEARNS LENDING, LLC 4 3.53% $4,277
Liberty Savings Bank, F.S.B. 4 2.88% $8,019
GUARANTEED RATE AFFINITY, LLC 4 2.88% $3,299
Morgan Stanley Private Bank 3 2.92% $4,469
American Bank of the North 3 3.13% $4,066
AMERICAN INTERNET MORTGAGE, INC. 3 2.75% $5,647
Citizens Bank 3 3.04% $2,976
Citizens Bank Minnesota 3 2.79% $7,862
FirstBank 3 2.75% $1,697
First International Bank & Trust 3 3.21% $3,479
First National Bank of Omaha 3 3.17% $2,907
First Savings Bank 3 3.29% $5,909
Gate City Bank 3 2.96% $5,772
Home Federal Savings Bank 3 3.25% $4,638
HomeTown Bank 3 3.13% $3,942
InterContinental Capital Group, Inc 3 2.96% $3,372
NATIONS RELIABLE LENDING, LLC 3 3.42% $7,996
North American Savings Bank, F.S.B. 3 2.63% $2,120
Paramount Residential Mortgage Group, Inc. 3 3.08% $4,338
Royal Credit Union 3 3.08% $0
SPRING EQ, LLC 3 2.58% $0
Truist Bank 3 2.86% $5,101
EMBRACE HOME LOANS, INC. 2 2.88% $4,643
PENTAGON FEDERAL CREDIT UNION 2 3.00% $2,184
ZILLOW HOME LOANS, LLC 2 3.56% $5,329
MY Credit Union 2 3.13% $4,041
UBS Bank USA 2 2.69% $3,125
COMPASS MORTGAGE, INC. 2 3.19% $3,708
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 3.00% $3,382
First Bank & Trust 2 3.06% $4,657
CHERRY CREEK MORTGAGE, LLC 2 2.75% $1,603
FINANCE OF AMERICA MORTGAGE LLC 2 2.87% $2,168
MidWestOne Bank 2 3.38% $7,011
CELEBRITY HOME LOANS, LLC 2 3.37% $4,572
Cornerstone State Bank 2 3.26% $3,209
NBKC BANK 2 2.69% $5,413
LENOX FINANCIAL MORTGAGE CORPORATION 2 2.94% $1,515
PREMIER MORTGAGE RESOURCES, L.L.C. 2 4.13% $5,440
Farmers & Merchants Savings Bank 2 2.56% $1,452
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 4.00% $23,175
HANCOCK MORTGAGE PARTNERS, LLC 2 3.69% $3,576
Coulee Bank 1 2.88% $3,600
Western State Bank 1 2.88% $2,253
Core Bank 1 2.63% $2,000
West Gate Bank 1 3.13% $4,185
Northpointe Bank 1 3.25% $2,914
North Shore Bank of Commerce 1 3.25% $7,113
Northwest Bank 1 3.13% $1,050
NOVATION CREDIT UNION 1 2.63% $5,649
Colonial Savings, F.A. 1 3.00% $10,007
West Town Bank & Trust 1 2.88% $2,436
PARKSIDE LENDING, LLC 1 2.99% $4,563
PARTNERSHIP FINANCIAL 1 2.88% $2,226
Patriot Bank 1 2.50% $2,733
CITY-COUNTY CREDIT UNION 1 2.75% $3,705
PHH Mortgage Corporation 1 3.25% $4,683
Pinnacle Bank 1 2.88% $4,003
Citizens Community Federal 1 3.38% $4,541
PLANET HOME LENDING, LLC 1 3.00% $5,413
Citibank 1 3.25% $3,374
PLUS RELOCATION MORTGAGE, LLC 1 2.88% $2,922
PNC Bank 1 3.00% $3,312
POLARIS HOME FUNDING CORP. 1 3.50% $6,369
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.38% $7,008
CIBC Bank USA 1 3.38% $3,465
CHURCHILL MORTGAGE CORPORATION 1 3.50% $3,547
Providence Bank & Trust 1 2.88% $3,396
Choice Financial Group 1 3.13% $17,222
Chicago Mortgage Solutions LLC 1 2.99% $10,468
Cf Bank 1 2.88% $2,255
ALTRA 1 3.28% $3,084
CBI Bank & Trust 1 2.63% $3,215
Carrington Mortgage Services, LLC 1 3.25% $3,305
SIRVA MORTGAGE, INC. 1 2.63% $3,200
South Metro Federal Credit Union 1 4.24% $8,667
CANOPY MORTGAGE, LLC 1 2.63% $8,088
Wyndham Capital Mortgage, Inc. 1 3.75% $1,756
Springfield First Community Bank 1 2.75% $2,817
BNY Mellon 1 2.88% $4,554
BNC National Bank 1 2.88% $3,418
BMO Harris Bank 1 3.13% $4,670
BANKWEST, INC. 1 2.75% $2,251
Bank Midwest 1 2.88% $3,141
SUN WEST MORTGAGE COMPANY, INC. 1 2.75% $1,585
Bankers' Bank 1 2.88% $4,639
The First National Bank in Sioux Falls 1 2.75% $2,929
Austin Capital Bank SSB 1 3.50% $4,666
ASHLAND Credit Union 1 2.88% $3,326
Arvest Bank 1 3.25% $2,913
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.75% $13,208
AmeriHome Mortgage Company, LLC 1 3.25% $3,342
TruHome Solutions, LLC 1 3.50% $2,797
Amerifirst Financial, Inc. 1 3.38% $5,289
UNION HOME MORTGAGE CORP. 1 3.25% $2,328
UNIVERSAL LENDING CORPORATION 1 3.38% $1,398
USAA Federal Savings Bank 1 3.50% $2,812
AMERICAN PACIFIC MORTGAGE CORPORATION 1 2.88% $4,526
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.88% $2,960
American National Bank 1 2.88% $3,176
IDEAL 1 3.00% $6,488
AMERICAN FINANCIAL NETWORK, INC. 1 2.75% $11,924
IOWA BANKERS MORTGAGE CORPORATION 1 3.25% $5,857
HOMESTEAD FUNDING CORP. 1 2.63% $3,191
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.00% $5,916
KeyBank 1 2.88% $2,832
Heritage Bank 1 3.38% $6,360
LAND HOME FINANCIAL SERVICES, INC. 1 2.75% $7,263
GUILD MORTGAGE COMPANY 1 3.25% $3,463
Great Southern Bank 1 2.90% $2,620
Grand River Bank 1 2.75% $2,887
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.38% $8,006
Florida Capital Bank 1 2.63% $3,696
LOANFLIGHT LENDING, LLC 1 2.99% $2,302
MANN FINANCIAL INC. 1 3.38% $3,720
FIRST STATE MORTGAGE SERVICES, LLC 1 2.88% $1,676
First National Bank 1 2.50% $3,729
First Guaranty Mortgage Corporation 1 2.88% $8,623
Merchants Bank of Indiana 1 3.00% $3,914
MID AMERICA MORTGAGE, INC. 1 3.38% $1,795
Midwest Heritage Bank FSB 1 2.75% $2,638
FIRST COMMUNITY CREDIT UNION 1 3.50% $3,736
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 2.88% $6,382
FAY SERVICING, LLC 1 2.75% $5,348
NASA Federal Credit Union 1 2.88% $5,236

Brainerd, MN's 222 lenders originated 5,692 loans during 2021. The total origination value was $1,407,030,000, with an average loan value of $247,194.

The top Brainerd lender as defined by loan originations is U.S. Bank, with 181 loans originated. Their average total fees are $3,468, which is $1,939 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Brainerd lenders (with over 10 loans originated) are FREEDOM MORTGAGE CORPORATION ($1,368), Frandsen Bank & Trust ($2,683), Tradition Mortgage, LLC ($2,991), CENTRAL MINNESOTA Credit Union ($3,001) and Liberty Bank Minnesota ($3,048).

The lowest rate Brainerd lenders (with over 10 loans originated) are TOPLINE FEDERAL CREDIT UNION (2.83%), Deerwood Bank (2.83%), First Western Bank & Trust (2.85%), AMERISAVE MORTGAGE CORPORATION (2.86%) and WINGS FINANCIAL (2.89%).

Brainerd, MN Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
U.S. Bank $128,220,000 $90,650,000 -29.3% 6.4%
QUICKEN LOANS, LLC $65,115,000 $78,525,000 20.6% 5.6%
First Western Bank & Trust $15,425,000 $75,355,000 388.5% 5.4%
Deerwood Bank $73,180,000 $64,560,000 -11.8% 4.6%
Wells Fargo Bank $63,180,000 $62,795,000 -0.6% 4.5%
Flagstar Bank, FSB $37,260,000 $60,320,000 61.9% 4.3%
Bremer Bank $62,130,000 $50,725,000 -18.4% 3.6%
RiverWood Bank $23,650,000 $43,100,000 82.2% 3.1%
Bell Bank $40,650,000 $40,600,000 -0.1% 2.9%
LOANDEPOT.COM, LLC $17,055,000 $39,575,000 132.0% 2.8%
Merchants Bank $24,850,000 $37,640,000 51.5% 2.7%
American National Bank of Minnesota $25,985,000 $28,455,000 9.5% 2.0%
Frandsen Bank & Trust $36,945,000 $27,335,000 -26.0% 1.9%
AFFINITY PLUS $24,745,000 $27,210,000 10.0% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $19,590,000 $25,790,000 31.6% 1.8%
Tradition Mortgage, LLC $31,940,000 $23,135,000 -27.6% 1.6%
Goldwater Bank, N.A. $5,645,000 $20,765,000 267.8% 1.5%
CROSSCOUNTRY MORTGAGE, LLC $11,455,000 $20,145,000 75.9% 1.4%
FREEDOM MORTGAGE CORPORATION $15,980,000 $18,480,000 15.6% 1.3%
WINGS FINANCIAL $37,360,000 $16,755,000 -55.2% 1.2%
PENNYMAC LOAN SERVICES, LLC $11,435,000 $16,590,000 45.1% 1.2%
Alerus Financial $17,145,000 $16,275,000 -5.1% 1.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $12,120,000 $15,885,000 31.1% 1.1%
Servion, Inc. $17,930,000 $15,015,000 -16.3% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,190,000 $14,875,000 22.0% 1.1%
Prosperity Home Mortgage, LLC $14,405,000 $14,825,000 2.9% 1.1%
Mortgage Research Center, LLC $8,515,000 $13,220,000 55.3% 0.9%
BROKER SOLUTIONS, INC. $12,200,000 $12,880,000 5.6% 0.9%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $12,565,000 $11,855,000 -5.7% 0.8%
Old National Bank $5,650,000 $11,000,000 94.7% 0.8%
PLAZA HOME MORTGAGE, INC. $8,275,000 $10,805,000 30.6% 0.8%
BAY EQUITY LLC $5,745,000 $9,170,000 59.6% 0.7%
GUARANTEED RATE, INC. $8,585,000 $8,265,000 -3.7% 0.6%
Lend Smart Mortgage, LLC $9,970,000 $7,980,000 -20.0% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $6,020,000 $7,385,000 22.7% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,910,000 $7,350,000 49.7% 0.5%
American Mortgage & Equity Consultants, Inc. $10,820,000 $7,115,000 -34.2% 0.5%
Liberty Bank Minnesota $7,975,000 $7,085,000 -11.2% 0.5%
NEWREZ LLC $3,180,000 $7,070,000 122.3% 0.5%
AMERISAVE MORTGAGE CORPORATION $5,755,000 $6,990,000 21.5% 0.5%
CALIBER HOME LOANS, INC. $6,160,000 $6,960,000 13.0% 0.5%
JPMorgan Chase Bank $10,945,000 $6,890,000 -37.0% 0.5%
MEMBERS COOPERATIVE $4,590,000 $6,710,000 46.2% 0.5%
HOME POINT FINANCIAL CORPORATION $4,595,000 $6,610,000 43.9% 0.5%
Bank Forward $10,690,000 $6,035,000 -43.5% 0.4%
Mortgages Unlimited Inc. $7,410,000 $5,240,000 -29.3% 0.4%
KS StateBank $6,800,000 $5,225,000 -23.2% 0.4%
HIWAY $5,040,000 $4,795,000 -4.9% 0.3%
City National Bank $610,000 $4,760,000 680.3% 0.3%
Associated Bank $4,070,000 $4,600,000 13.0% 0.3%
BETTER MORTGAGE CORPORATION $4,545,000 n/a 0.3%
TOPLINE FEDERAL CREDIT UNION $2,205,000 $3,990,000 81.0% 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,860,000 $3,970,000 38.8% 0.3%
Summit Mortgage Corporation $7,270,000 $3,960,000 -45.5% 0.3%
Morgan Stanley Private Bank $6,295,000 $3,905,000 -38.0% 0.3%
Stifel Bank and Trust $1,800,000 $3,900,000 116.7% 0.3%
CENTRAL MINNESOTA Credit Union $2,550,000 $3,845,000 50.8% 0.3%
First International Bank & Trust $1,540,000 $3,790,000 146.1% 0.3%
EVERETT FINANCIAL, INC. $21,645,000 $3,730,000 -82.8% 0.3%
The Huntington National Bank $1,570,000 $3,630,000 131.2% 0.3%
Sherburne State Bank $3,955,000 $3,470,000 -12.3% 0.2%
COMPEER FINANCIAL, FLCA $5,010,000 $3,410,000 -31.9% 0.2%
CRESCENT MORTGAGE COMPANY $5,080,000 $3,400,000 -33.1% 0.2%
NAVY FEDERAL CREDIT UNION $5,235,000 $3,315,000 -36.7% 0.2%
Plains Commerce Bank $1,320,000 $3,260,000 147.0% 0.2%
Think Mutual Bank $5,095,000 $3,225,000 -36.7% 0.2%
Lake Area Bank $4,220,000 $3,195,000 -24.3% 0.2%
SPIRE Credit Union $3,155,000 $3,155,000 0.0% 0.2%
Cambria Financial Group, LLC $7,690,000 $3,125,000 -59.4% 0.2%
THRIVENT Federal Credit Union $665,000 $3,125,000 369.9% 0.2%
Truist Bank $635,000 $3,110,000 389.8% 0.2%
Home Federal Savings Bank $230,000 $3,085,000 1,241.3% 0.2%
NEW DAY FINANCIAL, LLC $4,290,000 $2,995,000 -30.2% 0.2%
CORTRUST MORTGAGE, INC. $4,000,000 $2,905,000 -27.4% 0.2%
Baxter Credit Union $1,805,000 $2,900,000 60.7% 0.2%
Charles Schwab Bank, SSB $155,000 $2,875,000 1,754.8% 0.2%
CMG MORTGAGE, INC. $4,270,000 $2,785,000 -34.8% 0.2%
TCF National Bank $6,340,000 $2,780,000 -56.2% 0.2%
LEADERONE FINANCIAL CORPORATION $9,025,000 $2,705,000 -70.0% 0.2%
Bank of America $5,460,000 $2,685,000 -50.8% 0.2%
MOVEMENT MORTGAGE, LLC $1,125,000 $2,645,000 135.1% 0.2%
BankVista $3,000,000 $2,595,000 -13.5% 0.2%
Paramount Residential Mortgage Group, Inc. $1,240,000 $2,585,000 108.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $2,275,000 $2,550,000 12.1% 0.2%
USAA Federal Savings Bank $5,130,000 $2,485,000 -51.6% 0.2%
HOMESIDE FINANCIAL, LLC $785,000 $2,475,000 215.3% 0.2%
AMERICAN FINANCING CORPORATION $705,000 $2,400,000 240.4% 0.2%
GUARANTEED RATE AFFINITY, LLC $3,635,000 $2,340,000 -35.6% 0.2%
RESULTS MORTGAGE, LLC $2,935,000 $2,340,000 -20.3% 0.2%
Barrington Bank & Trust Company, N.A. $5,195,000 $2,310,000 -55.5% 0.2%
Northview Bank $4,625,000 $2,290,000 -50.5% 0.2%
National Bank of Commerce $2,395,000 $2,215,000 -7.5% 0.2%
TOWNE MORTGAGE COMPANY $5,625,000 $2,130,000 -62.1% 0.2%
Waterstone Mortgage Corporation $1,390,000 $2,130,000 53.2% 0.2%
The Nodaway Valley Bank $3,105,000 $2,105,000 -32.2% 0.1%
EMBRACE HOME LOANS, INC. $355,000 $2,075,000 484.5% 0.1%
Midwest Heritage Bank FSB $2,070,000 n/a 0.1%
MidWestOne Bank $2,820,000 $2,030,000 -28.0% 0.1%
UBS Bank USA $1,805,000 $2,020,000 11.9% 0.1%
ST. CLOUD FINANCIAL $895,000 $1,990,000 122.3% 0.1%
First Bank & Trust $1,145,000 $1,985,000 73.4% 0.1%
CHERRY CREEK MORTGAGE, LLC $2,150,000 $1,955,000 -9.1% 0.1%
First Guaranty Mortgage Corporation $735,000 $1,905,000 159.2% 0.1%
Royal Credit Union $1,995,000 $1,865,000 -6.5% 0.1%
ALTRA $485,000 $1,830,000 277.3% 0.1%
KELLER MORTGAGE, LLC $3,780,000 $1,810,000 -52.1% 0.1%
Carrington Mortgage Services, LLC $1,465,000 $1,665,000 13.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,370,000 $1,660,000 21.2% 0.1%
MILEND, INC. $275,000 $1,650,000 500.0% 0.1%
Choice Financial Group $1,965,000 $1,645,000 -16.3% 0.1%
AXIA FINANCIAL, LLC $2,310,000 $1,640,000 -29.0% 0.1%
Chicago Mortgage Solutions LLC $95,000 $1,605,000 1,589.5% 0.1%
PENTAGON FEDERAL CREDIT UNION $610,000 $1,590,000 160.7% 0.1%
Liberty Savings Bank, F.S.B. $1,660,000 $1,570,000 -5.4% 0.1%
Gate City Bank $3,360,000 $1,550,000 -53.9% 0.1%
Bank of England $2,365,000 $1,530,000 -35.3% 0.1%
Hometown Lenders, Inc. $1,520,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $915,000 $1,515,000 65.6% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,645,000 $1,515,000 -42.7% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,535,000 $1,475,000 -3.9% 0.1%
NATIONS RELIABLE LENDING, LLC $350,000 $1,465,000 318.6% 0.1%
FirstBank $1,035,000 $1,460,000 41.1% 0.1%
Veritex Community Bank $1,440,000 n/a 0.1%
Strong Home Mortgage, LLC $1,145,000 $1,395,000 21.8% 0.1%
First Resource Bank $1,380,000 n/a 0.1%
Alliance Bank $3,085,000 $1,360,000 -55.9% 0.1%
American Federal Bank $2,135,000 $1,355,000 -36.5% 0.1%
Citizens Bank Minnesota $815,000 $1,345,000 65.0% 0.1%
GUILD MORTGAGE COMPANY $350,000 $1,330,000 280.0% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,160,000 $1,325,000 14.2% 0.1%
IOWA BANKERS MORTGAGE CORPORATION $1,780,000 $1,325,000 -25.6% 0.1%
North American Savings Bank, F.S.B. $875,000 $1,270,000 45.1% 0.1%
NBKC BANK $1,405,000 $1,255,000 -10.7% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $1,085,000 $1,245,000 14.7% 0.1%
ENVOY MORTGAGE, LTD $2,685,000 $1,205,000 -55.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,695,000 $1,185,000 -30.1% 0.1%
Roundbank $3,700,000 $1,180,000 -68.1% 0.1%
STEARNS LENDING, LLC $105,000 $1,170,000 1,014.3% 0.1%
First National Bank of Omaha $330,000 $1,160,000 251.5% 0.1%
The Federal Savings Bank $1,135,000 $1,135,000 0.0% 0.1%
American Bank of the North $785,000 $1,130,000 43.9% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,270,000 $1,130,000 -50.2% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,120,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $1,140,000 $1,105,000 -3.1% 0.1%
Minnesota Valley Federal Credit Union $1,195,000 $1,080,000 -9.6% 0.1%
SOUTHPOINT FINANCIAL $595,000 $1,075,000 80.7% 0.1%
MEGASTAR FINANCIAL CORP. $3,900,000 $1,060,000 -72.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $565,000 $1,035,000 83.2% 0.1%
Charter Bank $1,000,000 n/a 0.1%
PLANET HOME LENDING, LLC $1,000,000 n/a 0.1%
Heritage Bank $2,090,000 $985,000 -52.9% 0.1%
Sentry Bank $1,145,000 $945,000 -17.5% 0.1%
VALLEY MORTGAGE, INC. $1,065,000 $920,000 -13.6% 0.1%
Minnwest Bank $890,000 n/a 0.1%
Nations Lending Corporation $570,000 $885,000 55.3% 0.1%
BMO Harris Bank $1,025,000 $860,000 -16.1% 0.1%
First Horizon Bank $855,000 n/a 0.1%
IDEAL $1,365,000 $850,000 -37.7% 0.1%
The First National Bank in Sioux Falls $850,000 n/a 0.1%
BNY Mellon $835,000 n/a 0.1%
Citizens Bank $1,715,000 $810,000 -52.8% 0.1%
Cornerstone State Bank $280,000 $795,000 183.9% 0.1%
HOMESTEAD FUNDING CORP. $430,000 $785,000 82.6% 0.1%
Midwest Bank $755,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $750,000 n/a 0.1%
HomeTown Bank $1,950,000 $735,000 -62.3% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $720,000 n/a 0.1%
COMPASS MORTGAGE, INC. $1,290,000 $700,000 -45.7% 0.0%
First Savings Bank $460,000 $695,000 51.1% 0.0%
UNIVERSAL LENDING CORPORATION $1,440,000 $675,000 -53.1% 0.0%
SPRING EQ, LLC $75,000 $665,000 786.7% 0.0%
PNC Bank $290,000 $655,000 125.9% 0.0%
SOFI LENDING CORP. $360,000 $655,000 81.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $275,000 $650,000 136.4% 0.0%
InterContinental Capital Group, Inc $640,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $510,000 $635,000 24.5% 0.0%
AMERICAN ADVISORS GROUP $1,145,000 $615,000 -46.3% 0.0%
North Shore Bank of Commerce $205,000 $600,000 192.7% 0.0%
Merchants Bank of Indiana $595,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $780,000 $595,000 -23.7% 0.0%
Woodlands National Bank $1,205,000 $585,000 -51.5% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $625,000 $560,000 -10.4% 0.0%
MY Credit Union $85,000 $560,000 558.8% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $285,000 $545,000 91.2% 0.0%
First National Community Bank $915,000 $545,000 -40.4% 0.0%
Patriot Bank $545,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $725,000 $545,000 -24.8% 0.0%
West Gate Bank $545,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $1,205,000 $540,000 -55.2% 0.0%
Citibank $4,040,000 $535,000 -86.8% 0.0%
First Home Bank $520,000 n/a 0.0%
American National Bank $840,000 $515,000 -38.7% 0.0%
Northpointe Bank $350,000 $515,000 47.1% 0.0%
South Metro Federal Credit Union $515,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $735,000 $500,000 -32.0% 0.0%
Grand River Bank $495,000 n/a 0.0%
KeyBank $205,000 $495,000 141.5% 0.0%
Peoples Bank $485,000 n/a 0.0%
First Internet Bank of Indiana $480,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $945,000 $480,000 -49.2% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $475,000 n/a 0.0%
Ixonia Bank $415,000 $425,000 2.4% 0.0%
Pinnacle Bank $420,000 n/a 0.0%
ALLIANT CREDIT UNION $415,000 n/a 0.0%
First Federal Bank $595,000 $410,000 -31.1% 0.0%
ROYAL UNITED MORTGAGE LLC $430,000 $410,000 -4.7% 0.0%
Colonial Savings, F.A. $405,000 n/a 0.0%
Great Southern Bank $640,000 $405,000 -36.7% 0.0%
Northwest Bank $200,000 $405,000 102.5% 0.0%
UNITED MORTGAGE CORP. $405,000 n/a 0.0%
CIBC Bank USA $395,000 n/a 0.0%
BOKF $385,000 n/a 0.0%
SIRVA MORTGAGE, INC. $385,000 n/a 0.0%
BNC National Bank $380,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $375,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $420,000 $375,000 -10.7% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $430,000 $370,000 -14.0% 0.0%
Amerifirst Financial, Inc. $675,000 $365,000 -45.9% 0.0%
Loan Simple, Inc. $365,000 n/a 0.0%
Bankers' Bank $355,000 n/a 0.0%
Coulee Bank $600,000 $355,000 -40.8% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $315,000 $355,000 12.7% 0.0%
FIRST TECHNOLOGY $355,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $305,000 $345,000 13.1% 0.0%
LENDERFI, INC. $345,000 n/a 0.0%
21ST MORTGAGE CORPORATION $340,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $340,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $135,000 $330,000 144.4% 0.0%
CITY-COUNTY CREDIT UNION $95,000 $325,000 242.1% 0.0%
Western State Bank $325,000 n/a 0.0%
CANOPY MORTGAGE, LLC $320,000 n/a 0.0%
Farmers & Merchants Savings Bank $1,375,000 $320,000 -76.7% 0.0%
FAY SERVICING, LLC $315,000 n/a 0.0%
GNB Bank $315,000 n/a 0.0%
NOVATION CREDIT UNION $315,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $310,000 n/a 0.0%
Bridgewater Bank $11,580,000 $310,000 -97.3% 0.0%
Citizens Community Federal $1,285,000 $310,000 -75.9% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $305,000 n/a 0.0%
CBI Bank & Trust $295,000 n/a 0.0%
Cf Bank $165,000 $295,000 78.8% 0.0%
Bank Midwest $765,000 $285,000 -62.7% 0.0%
Florida Capital Bank $1,080,000 $285,000 -73.6% 0.0%
NASA Federal Credit Union $285,000 n/a 0.0%
West Town Bank & Trust $285,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $275,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $275,000 n/a 0.0%
MANN FINANCIAL INC. $560,000 $275,000 -50.9% 0.0%
First National Bank $265,000 n/a 0.0%
PARKSIDE LENDING, LLC $285,000 $265,000 -7.0% 0.0%
ARC HOME LLC $255,000 n/a 0.0%
Deere Employees Credit Union $255,000 n/a 0.0%
Johnson Bank $255,000 n/a 0.0%
PHH Mortgage Corporation $250,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $245,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $235,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $285,000 $235,000 -17.5% 0.0%
Starion Bank $300,000 $235,000 -21.7% 0.0%
Providence Bank & Trust $225,000 n/a 0.0%
Citizens Alliance Bank $1,000,000 $205,000 -79.5% 0.0%
DATA MORTGAGE, INC. $245,000 $205,000 -16.3% 0.0%
EMM LOANS LLC $145,000 $205,000 41.4% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $165,000 $205,000 24.2% 0.0%
Central Bank $515,000 $200,000 -61.2% 0.0%
ACCELERATE MORTGAGE, LLC $185,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $320,000 $185,000 -42.2% 0.0%
Austin Capital Bank SSB $185,000 n/a 0.0%
Springfield First Community Bank $185,000 n/a 0.0%
Arbor Bank $175,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $185,000 $175,000 -5.4% 0.0%
TruHome Solutions, LLC $275,000 $175,000 -36.4% 0.0%
WNB Financial, N.A. $680,000 $175,000 -74.3% 0.0%
GENISYS $165,000 n/a 0.0%
LOANPAL, LLC $165,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $165,000 n/a 0.0%
The State Bank of Faribault $835,000 $165,000 -80.2% 0.0%
ATHAS CAPITAL GROUP, INC. $155,000 n/a 0.0%
Lake Elmo Bank $470,000 $155,000 -67.0% 0.0%
REVERSE MORTGAGE FUNDING LLC $460,000 $155,000 -66.3% 0.0%
Star Choice Credit Union $765,000 $155,000 -79.7% 0.0%
Arvest Bank $150,000 n/a 0.0%
Unity Bank $165,000 $150,000 -9.1% 0.0%
American State Bank $400,000 $145,000 -63.8% 0.0%
Bay Bank $145,000 n/a 0.0%
PARTNERSHIP FINANCIAL $145,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $145,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $225,000 $125,000 -44.4% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $125,000 n/a 0.0%
American Heritage National Bank $2,285,000 $115,000 -95.0% 0.0%
ASHLAND Credit Union $115,000 n/a 0.0%
Core Bank $115,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $115,000 n/a 0.0%
Figure Lending LLC $15,000 $110,000 633.3% 0.0%
BANKWEST, INC. $70,000 $105,000 50.0% 0.0%
FIRST COMMUNITY CREDIT UNION $650,000 $105,000 -83.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $105,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $105,000 $105,000 0.0% 0.0%
Discover Bank $220,000 $95,000 -56.8% 0.0%
GREAT RIVER FEDERAL CREDIT UNION $175,000 $95,000 -45.7% 0.0%
Centier Bank $75,000 $75,000 0.0% 0.0%
ALLIANT $65,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $65,000 n/a 0.0%
Community Resource Bank $225,000 $55,000 -75.6% 0.0%
Western National Bank $370,000 $55,000 -85.1% 0.0%

Brainerd's top lender by overall market share is U.S. Bank, with 6.4% market share. In second place, with 5.6%, is QUICKEN LOANS, LLC, having originated $78,525,000 in loans. In third place, with 5.4%, is First Western Bank & Trust, having originated $75,355,000 in loans. In third place, with 4.6%, is Deerwood Bank, having originated $64,560,000 in loans. In third place, with 4.5%, is Wells Fargo Bank, having originated $62,795,000 in loans.


Brainerd, MN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 2,121 $498,635,000 $235,094
Home Purchase 2,039 $577,755,000 $283,352
Cash Out Refi 1,255 $286,515,000 $228,299
Other 174 $32,570,000 $187,184
Home Improvement 103 $11,555,000 $112,184

Brainerd's most frequently cited loan purpose was Refi, with 2,121 originations. The 2nd most popular reason was Home Purchase, with 2,039 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,239 $580,695,000 $259,355
3-4% 1,629 $419,935,000 $257,787
<2.5% 1,212 $278,480,000 $229,769
4-5% 204 $32,410,000 $158,873
5-6% 43 $3,665,000 $85,233
6-7% 13 $1,135,000 $87,308
7-8% 5 $235,000 $47,000
Over 8% 4 $100,000 $25,000

During 2021, Brainerd's most frequently originated rate bucket was 2.5-3%, with 2,239 originations.

Loan Sizing (Brainerd, MN MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,165 $595,545,000 $275,079
$100k-200k 2,138 $322,960,000 $151,057
$100,000 or less 659 $43,325,000 $65,744
$400k-600k 526 $252,160,000 $479,392
$600k-1000k 147 $111,395,000 $757,789
$Over $1MM 57 $81,645,000 $1,432,368

Brainerd's loan sizing saw the bucket of loans from $200k-400k with 2,165 originations, totaling $595,545,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,962 $567,950,000 $289,475
80-100% 1,489 $390,845,000 $262,488
40-60% 1,066 $242,210,000 $227,214
20-40% 486 $71,820,000 $147,778
Under 20% 199 $12,615,000 $63,392
Over 100% 28 $7,460,000 $266,429

Brainerd's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,962 originations, totaling $567,950,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Brainerd (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $259,950 (11.2%) $388,921 (14.6%) 0.00 643
2018-02-01 $271,450 (9.7%) $409,104 (11.4%) 0.00 662
2018-03-01 $284,000 (6.2%) $405,627 (4.1%) 0.00 773
2018-04-01 $299,166 (4.6%) $417,417 (6.7%) 0.00 796
2018-05-01 $299,000 (4.4%) $422,250 (8.1%) 0.00 890
2018-06-01 $289,900 (0.0%) $408,707 (4.3%) 0.00 1,004
2018-07-01 $291,500 (2.3%) $416,277 (5.8%) 0.00 1,056
2018-08-01 $289,950 (3.6%) $408,126 (4.1%) 0.00 1,037
2018-09-01 $289,000 (3.4%) $417,890 (6.3%) 0.00 1,003
2018-10-01 $281,200 (0.7%) $422,585 (3.0%) 0.00 935
2018-11-01 $275,000 (1.9%) $416,434 (2.0%) 0.00 797
2018-12-01 $265,800 (2.2%) $419,389 (9.8%) 0.00 643
2019-01-01 $255,000 (-1.9%) $399,421 (2.7%) 0.00 562
2019-02-01 $272,450 (0.4%) $416,027 (1.7%) 0.00 572
2019-03-01 $293,671 (3.4%) $436,538 (7.6%) 0.00 652
2019-04-01 $299,900 (0.3%) $448,270 (7.4%) 0.00 762
2019-05-01 $304,450 (1.8%) $445,730 (5.6%) 0.00 872
2019-06-01 $299,900 (3.5%) $429,258 (5.0%) 0.00 967
2019-07-01 $299,900 (2.9%) $429,241 (3.1%) 0.00 1,009
2019-08-01 $299,900 (3.4%) $422,545 (3.5%) 0.00 1,002
2019-09-01 $297,450 (2.9%) $407,251 (-2.6%) 0.00 968
2019-10-01 $295,000 (4.9%) $398,608 (-5.7%) 0.00 914
2019-11-01 $289,500 (5.3%) $397,341 (-4.6%) 0.00 763
2019-12-01 $279,700 (5.2%) $385,396 (-8.1%) 0.00 600
2020-01-01 $274,950 (7.8%) $384,793 (-3.7%) 0.00 486
2020-02-01 $295,000 (8.3%) $403,841 (-2.9%) 0.00 523
2020-03-01 $299,950 (2.1%) $418,480 (-4.1%) 0.00 564
2020-04-01 $308,000 (2.7%) $424,737 (-5.3%) 0.00 620
2020-05-01 $299,900 (-1.5%) $415,943 (-6.7%) 0.00 668
2020-06-01 $299,450 (-0.2%) $414,531 (-3.4%) 0.00 639
2020-07-01 $298,500 (-0.5%) $407,226 (-5.1%) 0.00 562
2020-08-01 $300,000 (0.0%) $431,408 (2.1%) 0.00 514
2020-09-01 $309,950 (4.2%) $449,687 (10.4%) 0.00 453
2020-10-01 $289,900 (-1.7%) $437,940 (9.9%) 0.00 386
2020-11-01 $299,900 (3.6%) $451,269 (13.6%) 0.00 319
2020-12-01 $299,900 (7.2%) $430,650 (11.7%) 0.00 256
2021-01-01 $289,900 (5.4%) $416,745 (8.3%) 0.00 202
2021-02-01 $301,950 (2.4%) $465,680 (15.3%) 0.00 187
2021-03-01 $315,500 (5.2%) $490,454 (17.2%) 0.00 196
2021-04-01 $327,000 (6.2%) $528,023 (24.3%) 0.00 200
2021-05-01 $349,900 (16.7%) $525,053 (26.2%) 0.00 213
2021-06-01 $349,900 (16.9%) $504,320 (21.7%) 0.00 248
2021-07-01 $354,004 (18.6%) $514,017 (26.2%) 0.00 274
2021-08-01 $341,950 (14.0%) $516,055 (19.6%) 0.00 321
2021-09-01 $359,450 (16.0%) $529,740 (17.8%) 0.00 351
2021-10-01 $349,900 (20.7%) $547,346 (25.0%) 0.00 311
2021-11-01 $348,250 (16.1%) $529,808 (17.4%) 0.00 233
2021-12-01 $346,950 (15.7%) $496,678 (15.3%) 0.00 183
2022-01-01 $350,000 (20.7%) $495,321 (18.9%) 0.00 141
2022-02-01 $377,450 (25.0%) $514,337 (10.5%) 0.00 231
2022-03-01 $405,450 (28.5%) $557,787 (13.7%) 0.00 250
2022-04-01 $419,900 (28.4%) $579,450 (9.7%) 0.00 266
2022-05-01 $416,200 (19.0%) $595,572 (13.4%) 0.00 234
Brainerd's median listing price for 2022-05-01 was $416,200, a difference of $66,300 (19.0%) versus the prior year and $-3,700 versus the prior month.

Brainerd's median listing price comes in at 0% of the national average.

Brainerd's average listing price for 2022-05-01 was $595,572, a difference of $70,519 (13.4%) versus the prior year and $16,122 versus the prior month.

For the 2022-05-01 period, Brainerd had 234 MLS listings, a difference of -32 listings (-12%) versus the prior month and 21 listings (10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Brainerd (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,889 sqft
2018-02-01 0 days 1,943 sqft
2018-03-01 0 days 2,032 sqft
2018-04-01 0 days 2,064 sqft
2018-05-01 0 days 2,015 sqft
2018-06-01 0 days 1,981 sqft
2018-07-01 0 days 1,925 sqft
2018-08-01 0 days 1,849 sqft
2018-09-01 0 days 1,840 sqft
2018-10-01 0 days 1,846 sqft
2018-11-01 0 days 1,800 sqft
2018-12-01 0 days 1,751 sqft
2019-01-01 0 days 1,780 sqft
2019-02-01 0 days 1,849 sqft
2019-03-01 0 days 1,874 sqft
2019-04-01 0 days 1,898 sqft
2019-05-01 0 days 1,904 sqft
2019-06-01 0 days 1,920 sqft
2019-07-01 0 days 1,901 sqft
2019-08-01 0 days 1,879 sqft
2019-09-01 0 days 1,862 sqft
2019-10-01 0 days 1,880 sqft
2019-11-01 0 days 1,848 sqft
2019-12-01 0 days 1,819 sqft
2020-01-01 0 days 1,800 sqft
2020-02-01 0 days 1,858 sqft
2020-03-01 0 days 1,910 sqft
2020-04-01 0 days 1,922 sqft
2020-05-01 0 days 1,911 sqft
2020-06-01 0 days 1,920 sqft
2020-07-01 0 days 1,926 sqft
2020-08-01 0 days 1,920 sqft
2020-09-01 0 days 1,925 sqft
2020-10-01 0 days 1,914 sqft
2020-11-01 0 days 1,874 sqft
2020-12-01 0 days 1,758 sqft
2021-01-01 0 days 1,738 sqft
2021-02-01 0 days 1,754 sqft
2021-03-01 0 days 1,733 sqft
2021-04-01 0 days 1,728 sqft
2021-05-01 0 days 1,780 sqft
2021-06-01 0 days 1,806 sqft
2021-07-01 0 days 1,784 sqft
2021-08-01 0 days 1,784 sqft
2021-09-01 0 days 1,837 sqft
2021-10-01 0 days 1,866 sqft
2021-11-01 0 days 1,782 sqft
2021-12-01 0 days 1,779 sqft
2022-01-01 0 days 1,776 sqft
2022-02-01 0 days 1,848 sqft
2022-03-01 0 days 2,008 sqft
2022-04-01 0 days 2,104 sqft
2022-05-01 0 days 1,912 sqft
Brainerd's median listing age (time on market) for 2022-05-01 was 0 days.

Brainerd's median square footage for active listings during the 2022-05-01 period was 1,912 sqft. One year prior, the average listing was 1,780 sqft.