Easton Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Easton averaged 5.95% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.76% and one month ago for the week of 2022-05-26, the average rate was 5.25%.

Easton's average rate one year ago was 2.91%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.63%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Easton 30 Year Fixed Rate 2022-06-30 5.95%
Easton 30 Year Fixed Rate Refi 2022-06-30 5.63%
Easton 15 Year Fixed Rate 2022-06-30 4.87%
Easton 15 Year Fixed Rate Refi 2022-06-30 5.02%
Easton 30 Year FHA 2022-06-30 5.42%
Easton 30 Year FHA Refi 2022-06-30 5.61%
Easton 30 Year USDA 2022-06-30 5.42%
Easton 30 Year USDA Refi 2022-06-30 5.62%
Easton 30 Year VA 2022-06-30 5.5%
Easton 30 Year VA Refi 2022-06-30 5.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Easton, MD.

Easton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Easton, MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
FIRST HOME MORTGAGE CORPORATION 124 3.15% $4,675
QUICKEN LOANS, LLC 107 3.04% $5,333
BAY CAPITAL MORTGAGE CORPORATION 96 2.97% $3,974
Wells Fargo Bank 44 2.87% $3,940
ACADEMY MORTGAGE CORPORATION 44 3.04% $4,068
Bank of America 28 2.69% $5,622
Truist Bank 26 2.94% $4,529
UNITED WHOLESALE MORTGAGE, LLC 26 2.97% $6,078
JPMorgan Chase Bank 19 3.01% $5,157
Morgan Stanley Private Bank 18 2.82% $4,723
PENNYMAC LOAN SERVICES, LLC 18 3.04% $5,114
HOME POINT FINANCIAL CORPORATION 18 2.95% $4,256
PNC Bank 17 2.79% $5,741
WesBanco Bank, Inc. 17 2.98% $7,527
GUARANTEED RATE, INC. 17 3.01% $4,067
LOANDEPOT.COM, LLC 16 2.97% $5,000
NAVY FEDERAL CREDIT UNION 14 2.98% $3,216
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 14 2.95% $4,192
CALIBER HOME LOANS, INC. 13 3.08% $5,699
FIRST SAVINGS MORTGAGE CORPORATION 13 2.82% $4,850
George Mason Mortgage, LLC 12 2.98% $4,295
BETTER MORTGAGE CORPORATION 12 2.90% $2,986
SOUTHERN TRUST MORTGAGE, LLC 11 3.40% $2,380
Plains Commerce Bank 11 3.02% $3,660
Prosperity Home Mortgage, LLC 10 3.11% $4,457
NEWREZ LLC 10 3.26% $3,841
Atlantic Coast Mortgage, LLC 10 2.91% $5,826
MCLEAN MORTGAGE CORPORATION 10 3.10% $4,911
AMERISAVE MORTGAGE CORPORATION 10 2.95% $4,445
Citibank 10 2.93% $6,460
EagleBank 9 2.88% $4,351
Mr. Cooper ( Nationstar Mortgage ) 9 3.44% $4,766
U.S. Bank 9 2.80% $5,833
DIRECT MORTGAGE LOANS, LLC 9 3.22% $5,104
Meridian Bank Corporation 7 3.20% $4,143
NFM, INC. 7 2.91% $4,138
EMM LOANS LLC 7 3.28% $6,834
INTERCOASTAL MORTGAGE COMPANY 7 3.02% $4,355
TIDEWATER MORTGAGE SERVICES, INC. 7 3.20% $5,005
Towne Bank 6 2.98% $4,139
Charles Schwab Bank, SSB 6 2.03% $3,198
Citizens Bank 6 2.96% $9,306
FREEDOM MORTGAGE CORPORATION 6 3.33% $2,975
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 3.15% $4,976
Flagstar Bank, FSB 5 3.08% $5,315
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 2.92% $2,878
AMERICAN FINANCIAL NETWORK, INC. 5 3.13% $12,078
InterContinental Capital Group, Inc 5 3.20% $6,801
APEX HOME LOANS, INC. 5 3.02% $3,855
CMG MORTGAGE, INC. 5 2.97% $3,899
Sandy Spring Bank 5 3.05% $3,896
AgFirst Farm Credit Bank 4 3.03% $2,841
RESIDENTIAL MORTGAGE SERVICES, INC. 4 2.81% $3,309
Manufacturers and Traders Trust Company 4 2.81% $4,418
Wyndham Capital Mortgage, Inc. 4 2.97% $1,398
EDUCATIONAL SYSTEMS 4 3.31% $3,730
First National Bank of America 4 7.37% $9,285
First National Bank of Pennsylvania 4 2.88% $5,690
SWBC MORTGAGE CORPORATION 4 3.00% $3,481
TD Bank 4 3.06% $5,409
PARTNERS 1ST Federal Credit Union 4 2.91% $3,158
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 2.94% $6,953
Presidential Bank, FSB 4 3.06% $3,930
PENTAGON FEDERAL CREDIT UNION 3 2.58% $4,352
DEPARTMENT OF COMMERCE 3 2.79% $9,082
EMBRACE HOME LOANS, INC. 3 2.92% $7,330
CROSSCOUNTRY MORTGAGE, LLC 3 2.79% $3,643
NETWORK CAPITAL FUNDING CORPORATION 3 3.13% $3,584
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.25% $4,352
Sierra Pacific Mortgage Company, Inc. 3 3.16% $5,331
STEARNS LENDING, LLC 3 2.96% $4,699
The Federal Savings Bank 3 2.75% $7,497
TIAA, FSB 3 2.75% $6,940
Fulton Bank 3 3.46% $3,746
UBS Bank USA 3 2.96% $6,562
Capital Bank 3 3.16% $3,989
MOVEMENT MORTGAGE, LLC 3 3.00% $4,680
HOMESIDE FINANCIAL, LLC 3 3.21% $3,879
City National Bank 2 2.76% $6,524
DRAPER AND KRAMER MORTGAGE CORP. 2 2.63% $3,855
HOMESPIRE MORTGAGE CORPORATION 2 3.25% $5,151
MUTUAL OF OMAHA MORTGAGE, INC. 2 2.88% $3,025
TOWER 2 3.00% $5,375
A&D Mortgage LLC 2 4.49% $14,904
Mortgage Network, Inc. 2 3.12% $5,106
THE MORTGAGE LINK, INC. 2 3.06% $3,525
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 2 3.19% $4,112
AMERICAN INTERNET MORTGAGE, INC. 2 2.81% $5,371
BROKER SOLUTIONS, INC. 2 2.88% $3,040
Bank-Fund Staff Federal Credit Union 2 3.00% $3,395
First Guaranty Mortgage Corporation 2 2.81% $2,271
Raymond James Bank 2 3.00% $3,888
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.88% $2,984
Advisors Mortgage Group, L.L.C. 2 3.06% $4,868
BAYSHORE MORTGAGE FUNDING, LLC 2 3.38% $4,466
Equity Prime Mortgage LLC 2 3.25% $12,325
GUARANTEED RATE AFFINITY, LLC 2 2.87% $3,584
ZILLOW HOME LOANS, LLC 1 3.13% $3,271
1ST PREFERENCE MORTGAGE CORP. 1 3.25% $9,318
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.63% $2,175
Ally Bank 1 2.88% $2,843
AMERICAN FEDERAL MORTGAGE CORPORATION 1 2.38% $9,605
American Security Mortgage Corp. 1 2.88% $3,386
AmRes Corporation 1 3.38% $3,935
ANGEL OAK HOME LOANS LLC 1 2.88% $3,548
ARC HOME LLC 1 2.88% $3,856
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.63% $4,792
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 3.13% $8,064
Atlantic Union Bank 1 3.63% $4,968
Beeline Loans, Inc. 1 2.75% $2,040
Blue Ridge Bank 1 3.25% $8,910
BNY Mellon 1 2.88% $3,536
CAPITAL CENTER, L.L.C. 1 2.88% $678
Carrington Mortgage Services, LLC 1 3.13% $10,273
CHERRY CREEK MORTGAGE, LLC 1 2.49% $315
Chicago Mortgage Solutions LLC 1 2.75% $3,400
CHURCHILL MORTGAGE CORPORATION 1 3.25% $10,470
Citadel Servicing Corporation 1 4.50% $5,694
Congressional Bank 1 2.63% $2,743
Deere Employees Credit Union 1 2.38% $3,883
EQUITY RESOURCES, INC. 1 3.38% $7,269
FIDELITY DIRECT MORTGAGE, LLC 1 2.99% $7,804
FINANCE OF AMERICA MORTGAGE LLC 1 2.75% $4,433
First-Citizens Bank & Trust Company 1 3.13% $6,003
First Federal Bank 1 3.38% $3,447
First Heritage Mortgage, LLC 1 3.00% $5,286
First Home Bank 1 3.00% $4,319
Gateway First Bank 1 2.63% $4,545
Goldman Sachs Bank USA 1 3.00% $5,656
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.38% $4,415
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.25% $14,783
JAMS-01, INC. 1 2.75% $4,712
KeyBank 1 2.75% $3,325
LADERA LENDING, INC. 1 2.63% $7,345
LAFAYETTE FEDERAL CREDIT UNION 1 2.63% $10,920
Merchants Bank of Indiana 1 2.63% $3,590
MidAtlantic Farm Credit, ACA 1 4.50% $2,942
Mid Penn Bank 1 3.37% $3,462
MILLENNIUM FINANCIAL GROUP, INC. 1 3.25% $3,224
MORIA DEVELOPMENT, INC. 1 3.50% $4,698
NASA Federal Credit Union 1 3.00% $4,508
Nations Lending Corporation 1 3.25% $1,079
NEW DAY FINANCIAL, LLC 1 2.99% $4,822
NJ LENDERS CORP. 1 2.63% $2,734
North American Savings Bank, F.S.B. 1 2.88% $3,020
Northpointe Bank 1 2.75% $4,024
NORTHROP GRUMMAN Federal Credit Union 1 3.13% $2,278
Northwest Federal Credit Union 1 2.75% $3,256
NORWICH COMMERCIAL GROUP, INC. 1 3.63% $7,041
OCMBC, INC. 1 3.25% $6,831
Orrstown Bank 1 3.63% $5,471
Philadelphia Mortgage Advisors, Inc. 1 2.88% $1,176
PIKE CREEK MORTGAGE SERVICES, INC. 1 3.50% $8,502
PLAZA HOME MORTGAGE, INC. 1 3.25% $10,422
POINT BREEZE 1 2.88% $2,935
PURDUE FEDERAL CREDIT UNION 1 2.75% $5,929
RELIANCE FIRST CAPITAL, LLC 1 2.99% $2,570
Republic Bank 1 2.38% $2,863
RESIDENTIAL BANCORP. 1 2.99% $3,515
Santander Bank, N.A. 1 2.88% $3,734
Securityplus FCU 1 2.88% $4,010
SOVEREIGN LENDING GROUP INCORPORATED 1 3.38% $4,543
Stifel Bank and Trust 1 2.38% $2,805
Strong Home Mortgage, LLC 1 2.63% $1,376
SUN WEST MORTGAGE COMPANY, INC. 1 2.63% $3,341
THE MORTGAGE FIRM, INC. 1 3.25% $4,059
TJC Mortgage, Inc. 1 2.88% $3,070
Triumph Bank 1 2.88% $1,898
UNION HOME MORTGAGE CORP. 1 2.75% $2,941
United Nations Federal Credit Union 1 2.63% $6,475
Univest Bank and Trust Co. 1 3.25% $6,363
USAA Federal Savings Bank 1 2.75% $6,121
Valley National Bank 1 3.13% $7,230
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.63% $1,926
Wilmington Savings Fund Society, FSB 1 3.25% $7,004
1ST FINANCIAL, INC. 1 3.00% $3,803

Easton, MD's 176 lenders originated 2,167 loans during 2021. The total origination value was $856,595,000, with an average loan value of $395,291.

The top Easton lender as defined by loan originations is FIRST HOME MORTGAGE CORPORATION, with 124 loans originated. Their average total fees are $4,675, which is $658 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Easton lenders (with over 10 loans originated) are SOUTHERN TRUST MORTGAGE, LLC ($2,380), BETTER MORTGAGE CORPORATION ($2,986), NAVY FEDERAL CREDIT UNION ($3,216), Plains Commerce Bank ($3,660) and NEWREZ LLC ($3,841).

The lowest rate Easton lenders (with over 10 loans originated) are Bank of America (2.69%), PNC Bank (2.79%), FIRST SAVINGS MORTGAGE CORPORATION (2.82%), Morgan Stanley Private Bank (2.82%) and Wells Fargo Bank (2.87%).

Easton, MD Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
FIRST HOME MORTGAGE CORPORATION $70,590,000 $63,610,000 -9.9% 7.4%
QUICKEN LOANS, LLC $50,945,000 $56,120,000 10.2% 6.6%
BAY CAPITAL MORTGAGE CORPORATION $45,360,000 $51,940,000 14.5% 6.1%
Shore United Bank $13,645,000 $39,680,000 190.8% 4.6%
Bank of America $31,905,000 $37,190,000 16.6% 4.3%
Wells Fargo Bank $38,900,000 $34,000,000 -12.6% 4.0%
ACADEMY MORTGAGE CORPORATION $21,945,000 $27,760,000 26.5% 3.2%
Truist Bank $21,720,000 $26,995,000 24.3% 3.2%
JPMorgan Chase Bank $25,095,000 $24,805,000 -1.2% 2.9%
PNC Bank $12,515,000 $22,355,000 78.6% 2.6%
Citibank $17,240,000 $17,545,000 1.8% 2.0%
Morgan Stanley Private Bank $8,715,000 $17,195,000 97.3% 2.0%
Lakeland Bank $16,235,000 n/a 1.9%
UNITED WHOLESALE MORTGAGE, LLC $14,110,000 $12,995,000 -7.9% 1.5%
WesBanco Bank, Inc. $11,645,000 $12,770,000 9.7% 1.5%
PENNYMAC LOAN SERVICES, LLC $6,005,000 $10,545,000 75.6% 1.2%
FREEDOM MORTGAGE CORPORATION $13,700,000 $10,265,000 -25.1% 1.2%
GUARANTEED RATE, INC. $825,000 $10,020,000 1,114.5% 1.2%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $7,310,000 $9,615,000 31.5% 1.1%
HOME POINT FINANCIAL CORPORATION $7,270,000 $9,560,000 31.5% 1.1%
LOANDEPOT.COM, LLC $11,635,000 $9,345,000 -19.7% 1.1%
BETTER MORTGAGE CORPORATION $2,435,000 $8,565,000 251.7% 1.0%
Citizens Bank $2,120,000 $8,195,000 286.6% 1.0%
Provident State Bank, Inc. $14,030,000 $7,655,000 -45.4% 0.9%
U.S. Bank $4,190,000 $7,615,000 81.7% 0.9%
The Queenstown Bank of Maryland $5,565,000 $6,765,000 21.6% 0.8%
MCLEAN MORTGAGE CORPORATION $6,840,000 $6,760,000 -1.2% 0.8%
Manufacturers and Traders Trust Company $10,510,000 $6,495,000 -38.2% 0.8%
Prosperity Home Mortgage, LLC $6,720,000 $6,320,000 -6.0% 0.7%
EagleBank $4,470,000 $6,265,000 40.2% 0.7%
George Mason Mortgage, LLC $3,750,000 $5,925,000 58.0% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $2,430,000 $5,870,000 141.6% 0.7%
First National Bank of Pennsylvania $1,565,000 $5,715,000 265.2% 0.7%
CALIBER HOME LOANS, INC. $7,895,000 $5,650,000 -28.4% 0.7%
NEWREZ LLC $3,685,000 $5,640,000 53.1% 0.7%
Charles Schwab Bank, SSB $6,095,000 $5,575,000 -8.5% 0.7%
Plains Commerce Bank $1,100,000 $5,505,000 400.5% 0.6%
NAVY FEDERAL CREDIT UNION $8,115,000 $5,175,000 -36.2% 0.6%
SOUTHERN TRUST MORTGAGE, LLC $6,545,000 $5,090,000 -22.2% 0.6%
FIRST SAVINGS MORTGAGE CORPORATION $12,000,000 $4,890,000 -59.3% 0.6%
Atlantic Coast Mortgage, LLC $5,185,000 $4,820,000 -7.0% 0.6%
M&T Realty Capital Corporation $4,725,000 n/a 0.6%
PENTAGON FEDERAL CREDIT UNION $2,785,000 $4,310,000 54.8% 0.5%
DIRECT MORTGAGE LOANS, LLC $3,700,000 $4,235,000 14.5% 0.5%
EMBRACE HOME LOANS, INC. $2,785,000 $4,185,000 50.3% 0.5%
AMERISAVE MORTGAGE CORPORATION $3,825,000 $4,030,000 5.4% 0.5%
Towne Bank $5,115,000 $3,910,000 -23.6% 0.5%
TIAA, FSB $710,000 $3,885,000 447.2% 0.5%
EMM LOANS LLC $785,000 $3,855,000 391.1% 0.5%
TD Bank $8,140,000 $3,625,000 -55.5% 0.4%
Meridian Bank Corporation $3,555,000 $3,530,000 -0.7% 0.4%
UBS Bank USA $7,645,000 $3,515,000 -54.0% 0.4%
Mortgage Research Center, LLC $3,555,000 $3,460,000 -2.7% 0.4%
NFM, INC. $3,215,000 $3,430,000 6.7% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,355,000 $3,415,000 1.8% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,710,000 $3,050,000 78.4% 0.4%
INTERCOASTAL MORTGAGE COMPANY $2,205,000 $3,025,000 37.2% 0.4%
The Federal Savings Bank $4,455,000 $2,850,000 -36.0% 0.3%
Fulton Bank $3,105,000 $2,830,000 -8.9% 0.3%
BROKER SOLUTIONS, INC. $1,850,000 $2,760,000 49.2% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,445,000 $2,630,000 7.6% 0.3%
Flagstar Bank, FSB $1,765,000 $2,600,000 47.3% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,770,000 $2,555,000 44.4% 0.3%
Equity Prime Mortgage LLC $2,545,000 n/a 0.3%
InterContinental Capital Group, Inc $825,000 $2,510,000 204.2% 0.3%
MOVEMENT MORTGAGE, LLC $995,000 $2,505,000 151.8% 0.3%
Rosedale Federal Savings and Loan Association $85,000 $2,500,000 2,841.2% 0.3%
Sandy Spring Bank $4,395,000 $2,500,000 -43.1% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,110,000 $2,490,000 18.0% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $2,480,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $2,030,000 $2,305,000 13.5% 0.3%
TIDEWATER MORTGAGE SERVICES, INC. $1,145,000 $2,275,000 98.7% 0.3%
Carrington Mortgage Services, LLC $1,615,000 $2,255,000 39.6% 0.3%
Goldman Sachs Bank USA $2,010,000 $2,215,000 10.2% 0.3%
APEX HOME LOANS, INC. $2,475,000 $2,180,000 -11.9% 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,750,000 $2,115,000 -23.1% 0.2%
CMG MORTGAGE, INC. $2,130,000 $2,075,000 -2.6% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $1,420,000 $2,055,000 44.7% 0.2%
Presidential Bank, FSB $3,070,000 $2,055,000 -33.1% 0.2%
TOWER $3,475,000 $1,990,000 -42.7% 0.2%
City National Bank $2,230,000 $1,760,000 -21.1% 0.2%
RESIDENTIAL MORTGAGE SERVICES, INC. $1,670,000 $1,650,000 -1.2% 0.2%
MidAtlantic Farm Credit, ACA $1,570,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $295,000 $1,570,000 432.2% 0.2%
First Guaranty Mortgage Corporation $440,000 $1,530,000 247.7% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $845,000 $1,515,000 79.3% 0.2%
Chain Bridge Bank $1,655,000 $1,505,000 -9.1% 0.2%
Valley National Bank $1,505,000 n/a 0.2%
STEARNS LENDING, LLC $1,490,000 n/a 0.2%
EDUCATIONAL SYSTEMS $1,335,000 $1,450,000 8.6% 0.2%
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK $1,085,000 $1,355,000 24.9% 0.2%
Wilmington Savings Fund Society, FSB $1,305,000 $1,350,000 3.4% 0.2%
Capital Bank $2,915,000 $1,335,000 -54.2% 0.2%
DEPARTMENT OF COMMERCE $1,900,000 $1,305,000 -31.3% 0.2%
Sierra Pacific Mortgage Company, Inc. $4,410,000 $1,300,000 -70.5% 0.2%
SWBC MORTGAGE CORPORATION $1,420,000 $1,295,000 -8.8% 0.2%
Raymond James Bank $2,975,000 $1,240,000 -58.3% 0.1%
Mid-Continent Funding, Inc. $1,220,000 n/a 0.1%
Stifel Bank and Trust $1,205,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $1,175,000 $1,200,000 2.1% 0.1%
Univest Bank and Trust Co. $205,000 $1,195,000 482.9% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $685,000 $1,195,000 74.5% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $515,000 $1,170,000 127.2% 0.1%
Bank-Fund Staff Federal Credit Union $2,755,000 $1,160,000 -57.9% 0.1%
PARTNERS 1ST Federal Credit Union $1,160,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $1,190,000 $1,140,000 -4.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $685,000 $1,120,000 63.5% 0.1%
Paramount Residential Mortgage Group, Inc. $265,000 $1,110,000 318.9% 0.1%
AgFirst Farm Credit Bank $520,000 $1,090,000 109.6% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $690,000 $1,090,000 58.0% 0.1%
Santander Bank, N.A. $1,090,000 n/a 0.1%
Advisors Mortgage Group, L.L.C. $520,000 $1,040,000 100.0% 0.1%
United Nations Federal Credit Union $635,000 $1,005,000 58.3% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $970,000 n/a 0.1%
Orrstown Bank $945,000 n/a 0.1%
BNY Mellon $1,535,000 $905,000 -41.0% 0.1%
CIVIC FINANCIAL SERVICES, LLC $905,000 n/a 0.1%
First-Citizens Bank & Trust Company $905,000 n/a 0.1%
State Department Federal Credit Union $905,000 n/a 0.1%
Nations Lending Corporation $410,000 $895,000 118.3% 0.1%
A&D Mortgage LLC $890,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,485,000 $890,000 -40.1% 0.1%
THE MORTGAGE LINK, INC. $870,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $1,730,000 $850,000 -50.9% 0.1%
LAFAYETTE FEDERAL CREDIT UNION $2,060,000 $815,000 -60.4% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,270,000 $780,000 -38.6% 0.1%
Blue Ridge Bank $770,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $955,000 $760,000 -20.4% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $245,000 $755,000 208.2% 0.1%
The Northern Trust Company $755,000 n/a 0.1%
HOMESPIRE MORTGAGE CORPORATION $1,115,000 $735,000 -34.1% 0.1%
Chicago Mortgage Solutions LLC $730,000 n/a 0.1%
Atlantic Union Bank $720,000 n/a 0.1%
Axos Bank $715,000 n/a 0.1%
TJC Mortgage, Inc. $265,000 $715,000 169.8% 0.1%
CHERRY CREEK MORTGAGE, LLC $710,000 n/a 0.1%
First National Bank of America $710,000 n/a 0.1%
First Heritage Mortgage, LLC $580,000 $705,000 21.6% 0.1%
RESIDENTIAL BANCORP. $670,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $670,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,685,000 $665,000 -60.5% 0.1%
KeyBank $745,000 $640,000 -14.1% 0.1%
GoPrime Mortgage, Inc. $635,000 n/a 0.1%
Gateway First Bank $610,000 n/a 0.1%
Woodsboro Bank $605,000 n/a 0.1%
LADERA LENDING, INC. $600,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $380,000 $595,000 56.6% 0.1%
Ally Bank $590,000 n/a 0.1%
REVERSE MORTGAGE FUNDING LLC $580,000 n/a 0.1%
Mortgage Network, Inc. $1,630,000 $570,000 -65.0% 0.1%
EQUITY RESOURCES, INC. $1,825,000 $545,000 -70.1% 0.1%
Republic Bank $545,000 n/a 0.1%
York Traditions Bank $545,000 n/a 0.1%
PLANET HOME LENDING, LLC $335,000 $525,000 56.7% 0.1%
AmRes Corporation $515,000 n/a 0.1%
C & F Mortgage Corporation $415,000 $510,000 22.9% 0.1%
USAlliance Federal Credit Union $505,000 n/a 0.1%
First Federal Bank $1,120,000 $500,000 -55.4% 0.1%
North American Savings Bank, F.S.B. $2,200,000 $495,000 -77.5% 0.1%
ARC HOME LLC $490,000 n/a 0.1%
JAMS-01, INC. $1,415,000 $485,000 -65.7% 0.1%
TIDEMARK FEDERAL CREDIT UNION $485,000 n/a 0.1%
NP, Inc. $205,000 $480,000 134.1% 0.1%
CLEARPATH LENDING $475,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $470,000 n/a 0.1%
SPRING EQ, LLC $505,000 $450,000 -10.9% 0.1%
UNION HOME MORTGAGE CORP. $405,000 $450,000 11.1% 0.1%
Strong Home Mortgage, LLC $275,000 $445,000 61.8% 0.1%
USAA Federal Savings Bank $2,685,000 $440,000 -83.6% 0.1%
NJ LENDERS CORP. $435,000 n/a 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $895,000 $425,000 -52.5% 0.0%
First Shore Federal Savings and Loan Association $65,000 $420,000 546.2% 0.0%
Northwest Federal Credit Union $385,000 $405,000 5.2% 0.0%
Deere Employees Credit Union $395,000 n/a 0.0%
Secured Investment Corp. $390,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $355,000 $385,000 8.5% 0.0%
BELEM SERVICING LLC $380,000 n/a 0.0%
Northpointe Bank $285,000 $365,000 28.1% 0.0%
1ST FINANCIAL, INC. $345,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $325,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $315,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $835,000 $315,000 -62.3% 0.0%
1ST PREFERENCE MORTGAGE CORP. $810,000 $305,000 -62.3% 0.0%
Securityplus FCU $305,000 n/a 0.0%
Philadelphia Mortgage Advisors, Inc. $385,000 $295,000 -23.4% 0.0%
PURDUE FEDERAL CREDIT UNION $295,000 n/a 0.0%
Evolve Bank & Trust $290,000 n/a 0.0%
Cf Bank $285,000 n/a 0.0%
CAPITAL CENTER, L.L.C. $275,000 n/a 0.0%
FEDCHOICE Federal Credit Union $275,000 n/a 0.0%
LENDUS, LLC $275,000 n/a 0.0%
MILEND, INC. $285,000 $275,000 -3.5% 0.0%
American Security Mortgage Corp. $265,000 n/a 0.0%
FIDELITY DIRECT MORTGAGE, LLC $265,000 n/a 0.0%
Merchants Bank of Indiana $265,000 n/a 0.0%
MILLENNIUM FINANCIAL GROUP, INC. $265,000 n/a 0.0%
POINT BREEZE $265,000 n/a 0.0%
SOFI LENDING CORP. $550,000 $265,000 -51.8% 0.0%
ZILLOW HOME LOANS, LLC $540,000 $265,000 -50.9% 0.0%
Chesapeake Bank of Maryland $255,000 n/a 0.0%
KELLER MORTGAGE, LLC $765,000 $255,000 -66.7% 0.0%
Keystone Funding, Inc. $255,000 n/a 0.0%
Citadel Servicing Corporation $595,000 $245,000 -58.8% 0.0%
NORWICH COMMERCIAL GROUP, INC. $345,000 $245,000 -29.0% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $175,000 $245,000 40.0% 0.0%
Triumph Bank $245,000 n/a 0.0%
Beeline Loans, Inc. $225,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $725,000 $225,000 -69.0% 0.0%
ACCELERATE MORTGAGE, LLC $215,000 n/a 0.0%
Essex Bank $205,000 n/a 0.0%
First Home Bank $205,000 n/a 0.0%
Lakeview Community Capital, LLC $175,000 $205,000 17.1% 0.0%
NASA Federal Credit Union $205,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $165,000 $195,000 18.2% 0.0%
Community Bank of the Chesapeake $195,000 n/a 0.0%
OCMBC, INC. $275,000 $195,000 -29.1% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $185,000 n/a 0.0%
ACNB Bank $420,000 $185,000 -56.0% 0.0%
Congressional Bank $185,000 n/a 0.0%
OPEN MORTGAGE, LLC $185,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $205,000 $175,000 -14.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $775,000 $165,000 -78.7% 0.0%
AMERICAN FINANCING CORPORATION $165,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $165,000 n/a 0.0%
AMERICAN ADVISORS GROUP $160,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $145,000 n/a 0.0%
United States Senate Federal Credit Union $135,000 n/a 0.0%
21ST MORTGAGE CORPORATION $125,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $125,000 n/a 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $125,000 n/a 0.0%
Mid Penn Bank $125,000 n/a 0.0%
JUSTICE Federal Credit Union $105,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $105,000 n/a 0.0%
AMERICAN HERITAGE FCU $65,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $715,000 $25,000 -96.5% 0.0%

Easton's top lender by overall market share is FIRST HOME MORTGAGE CORPORATION, with 7.4% market share. In second place, with 6.6%, is QUICKEN LOANS, LLC, having originated $56,120,000 in loans. In third place, with 6.1%, is BAY CAPITAL MORTGAGE CORPORATION, having originated $51,940,000 in loans. In third place, with 4.6%, is Shore United Bank, having originated $39,680,000 in loans. In third place, with 4.3%, is Bank of America, having originated $37,190,000 in loans.


Easton, MD Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 883 $311,475,000 $352,746
Home Purchase 745 $370,295,000 $497,040
Cash Out Refi 434 $141,360,000 $325,714
Home Improvement 59 $11,645,000 $197,373
Other 46 $21,820,000 $474,348

Easton's most frequently cited loan purpose was Refi, with 883 originations. The 2nd most popular reason was Home Purchase, with 745 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 979 $393,595,000 $402,038
3-4% 557 $207,095,000 $371,804
<2.5% 433 $178,505,000 $412,252
4-5% 33 $6,295,000 $190,758
Over 8% 17 $3,985,000 $234,412
5-6% 8 $550,000 $68,750
6-7% 5 $925,000 $185,000
7-8% 3 $245,000 $81,667

During 2021, Easton's most frequently originated rate bucket was 2.5-3%, with 979 originations.

Loan Sizing (Easton, MD MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,057 $299,965,000 $283,789
$100k-200k 432 $68,630,000 $158,866
$400k-600k 328 $158,490,000 $483,201
$600k-1000k 140 $108,360,000 $774,000
$Over $1MM 122 $215,830,000 $1,769,098
$100,000 or less 88 $5,320,000 $60,455

Easton's loan sizing saw the bucket of loans from $200k-400k with 1,057 originations, totaling $299,965,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 756 $318,460,000 $421,243
80-100% 542 $205,720,000 $379,557
40-60% 393 $176,145,000 $448,206
20-40% 195 $58,535,000 $300,179
Under 20% 81 $8,145,000 $100,556
Over 100% 24 $11,540,000 $480,833

Easton's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 756 originations, totaling $318,460,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Easton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $493,000 (7.5%) $816,604 (-8.5%) 0.00 349
2018-02-01 $481,950 (5.1%) $800,995 (-8.8%) 0.00 325
2018-03-01 $524,990 (12.1%) $855,914 (0.2%) 0.00 348
2018-04-01 $532,495 (9.8%) $927,134 (7.1%) 0.00 393
2018-05-01 $535,000 (7.7%) $929,541 (6.8%) 0.00 406
2018-06-01 $549,000 (11.6%) $944,272 (9.8%) 0.00 404
2018-07-01 $537,000 (4.3%) $937,320 (9.7%) 0.00 387
2018-08-01 $554,500 (3.3%) $921,016 (3.7%) 0.00 398
2018-09-01 $549,900 (2.8%) $901,406 (1.6%) 0.00 411
2018-10-01 $554,450 (4.6%) $923,596 (5.1%) 0.00 402
2018-11-01 $589,000 (18.8%) $995,379 (17.4%) 0.00 391
2018-12-01 $599,000 (23.5%) $1,022,724 (24.9%) 0.00 359
2019-01-01 $599,900 (21.7%) $1,076,696 (31.9%) 0.00 297
2019-02-01 $597,000 (23.9%) $1,079,645 (34.8%) 0.00 311
2019-03-01 $578,514 (10.2%) $1,032,555 (20.6%) 0.00 332
2019-04-01 $549,950 (3.3%) $953,457 (2.8%) 0.00 365
2019-05-01 $549,000 (2.6%) $942,370 (1.4%) 0.00 396
2019-06-01 $549,000 (0.0%) $996,713 (5.6%) 0.00 406
2019-07-01 $550,000 (2.4%) $1,081,818 (15.4%) 0.00 399
2019-08-01 $554,650 (0.0%) $1,079,926 (17.3%) 0.00 398
2019-09-01 $549,450 (-0.1%) $1,065,743 (18.2%) 0.00 402
2019-10-01 $550,000 (-0.8%) $1,060,794 (14.9%) 0.00 392
2019-11-01 $549,000 (-6.8%) $1,017,254 (2.2%) 0.00 376
2019-12-01 $549,000 (-8.4%) $1,012,688 (-1.0%) 0.00 328
2020-01-01 $514,450 (-14.2%) $984,445 (-8.6%) 0.00 286
2020-02-01 $499,000 (-16.4%) $996,988 (-7.7%) 0.00 274
2020-03-01 $549,000 (-5.1%) $1,037,705 (0.5%) 0.00 293
2020-04-01 $549,000 (-0.2%) $1,054,749 (10.6%) 0.00 295
2020-05-01 $549,000 (0.0%) $1,092,773 (16.0%) 0.00 299
2020-06-01 $562,500 (2.5%) $1,168,967 (17.3%) 0.00 259
2020-07-01 $549,700 (-0.1%) $1,154,501 (6.7%) 0.00 234
2020-08-01 $550,000 (-0.8%) $1,185,358 (9.8%) 0.00 222
2020-09-01 $549,250 (0.0%) $1,234,695 (15.9%) 0.00 203
2020-10-01 $565,000 (2.7%) $1,215,700 (14.6%) 0.00 200
2020-11-01 $565,450 (3.0%) $1,390,743 (36.7%) 0.00 184
2020-12-01 $562,500 (2.5%) $1,506,501 (48.8%) 0.00 160
2021-01-01 $525,000 (2.1%) $1,567,391 (59.2%) 0.00 136
2021-02-01 $550,000 (10.2%) $1,688,904 (69.4%) 0.00 123
2021-03-01 $512,495 (-6.7%) $1,538,484 (48.3%) 0.00 120
2021-04-01 $512,445 (-6.7%) $1,652,600 (56.7%) 0.00 110
2021-05-01 $519,000 (-5.5%) $1,383,303 (26.6%) 0.00 123
2021-06-01 $517,000 (-8.1%) $1,464,673 (25.3%) 0.00 128
2021-07-01 $575,000 (4.6%) $1,404,023 (21.6%) 0.00 129
2021-08-01 $547,000 (-0.6%) $1,329,287 (12.1%) 0.00 121
2021-09-01 $514,000 (-6.4%) $1,314,513 (6.5%) 0.00 121
2021-10-01 $525,000 (-7.1%) $1,247,881 (2.7%) 0.00 124
2021-11-01 $529,000 (-6.5%) $1,238,594 (-10.9%) 0.00 113
2021-12-01 $452,250 (-19.6%) $1,127,005 (-25.2%) 0.00 101
2022-01-01 $449,900 (-14.3%) $1,147,277 (-26.8%) 0.00 81
2022-02-01 $447,000 (-18.7%) $1,090,244 (-35.5%) 0.00 67
2022-03-01 $482,180 (-5.9%) $1,042,538 (-32.2%) 0.00 61
2022-04-01 $549,990 (7.3%) $1,183,363 (-28.4%) 0.00 60
2022-05-01 $647,450 (24.8%) $1,418,880 (2.6%) 0.00 104
2022-06-01 $581,490 (12.5%) $1,351,855 (-7.7%) 0.00 119
Easton's median listing price for 2022-06-01 was $581,490, a difference of $64,490 (12.5%) versus the prior year and $-65,960 versus the prior month.

Easton's median listing price comes in at 0% of the national average.

Easton's average listing price for 2022-06-01 was $1,351,855, a difference of $-112,818 (-7.7%) versus the prior year and $-67,025 versus the prior month.

For the 2022-06-01 period, Easton had 119 MLS listings, a difference of 15 listings (14%) versus the prior month and -9 listings (-7%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Easton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,546 sqft
2018-02-01 0 days 2,429 sqft
2018-03-01 0 days 2,338 sqft
2018-04-01 0 days 2,379 sqft
2018-05-01 0 days 2,379 sqft
2018-06-01 0 days 2,559 sqft
2018-07-01 0 days 2,541 sqft
2018-08-01 0 days 2,586 sqft
2018-09-01 0 days 2,549 sqft
2018-10-01 0 days 2,597 sqft
2018-11-01 0 days 2,616 sqft
2018-12-01 0 days 2,622 sqft
2019-01-01 0 days 2,700 sqft
2019-02-01 0 days 2,754 sqft
2019-03-01 0 days 2,678 sqft
2019-04-01 0 days 2,619 sqft
2019-05-01 0 days 2,609 sqft
2019-06-01 0 days 2,643 sqft
2019-07-01 0 days 2,727 sqft
2019-08-01 0 days 2,726 sqft
2019-09-01 0 days 2,726 sqft
2019-10-01 0 days 2,703 sqft
2019-11-01 0 days 2,622 sqft
2019-12-01 0 days 2,536 sqft
2020-01-01 0 days 2,479 sqft
2020-02-01 0 days 2,428 sqft
2020-03-01 0 days 2,549 sqft
2020-04-01 0 days 2,609 sqft
2020-05-01 0 days 2,682 sqft
2020-06-01 0 days 2,708 sqft
2020-07-01 0 days 2,641 sqft
2020-08-01 0 days 2,548 sqft
2020-09-01 0 days 2,508 sqft
2020-10-01 0 days 2,458 sqft
2020-11-01 0 days 2,536 sqft
2020-12-01 0 days 2,499 sqft
2021-01-01 0 days 2,500 sqft
2021-02-01 0 days 2,508 sqft
2021-03-01 0 days 2,264 sqft
2021-04-01 0 days 2,356 sqft
2021-05-01 0 days 2,382 sqft
2021-06-01 0 days 2,444 sqft
2021-07-01 0 days 2,425 sqft
2021-08-01 0 days 2,328 sqft
2021-09-01 0 days 2,359 sqft
2021-10-01 0 days 2,268 sqft
2021-11-01 0 days 2,242 sqft
2021-12-01 0 days 1,924 sqft
2022-01-01 0 days 1,987 sqft
2022-02-01 0 days 1,964 sqft
2022-03-01 0 days 1,987 sqft
2022-04-01 0 days 2,004 sqft
2022-05-01 0 days 2,300 sqft
2022-06-01 0 days 2,300 sqft
Easton's median listing age (time on market) for 2022-06-01 was 0 days.

Easton's median square footage for active listings during the 2022-06-01 period was 2,300 sqft. One year prior, the average listing was 2,444 sqft.