Easton Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Easton averaged
6.6%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.79% and
one month ago for the week of 2023-08-17, the
average rate was 6.5%.
Easton's average rate one year ago was 5.53%.
For refis of the same type during the week of 2023-09-21, the average rate
was 5.55%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
| Easton 30 Year Fixed Rate | 2023-09-21 | 6.6% |
| Easton 30 Year Fixed Rate Refi | 2023-09-21 | 5.55% |
| Easton 15 Year Fixed Rate | 2023-09-21 | 6.34% |
| Easton 15 Year Fixed Rate Refi | 2023-09-21 | 7.04% |
| Easton 30 Year FHA | 2023-09-21 | 6.94% |
| Easton 30 Year FHA Refi | 2023-09-21 | 6.94% |
| Easton 30 Year USDA | 2023-09-21 | 6.82% |
| Easton 30 Year USDA Refi | 2023-09-21 | 7.22% |
| Easton 30 Year VA | 2023-09-21 | 6.92% |
| Easton 30 Year VA Refi | 2023-09-21 | 6.62% |
Easton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Easton, MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Easton Average Closing Costs & Other Stats
Easton, MD's 121 lenders originated 1,020
loans during 2022. The total origination value was $473,350,000, with an average loan value of
$464,069.
Easton's average closing costs are $5,791.
The top Easton lender as defined by loan originations is FIRST HOME MORTGAGE CORPORATION, with
50 loans originated. Their average total fees are
$7,474, which is $577
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Easton lenders (with over 10 loans originated) are
Shore United Bank ($3,952), ACADEMY MORTGAGE CORPORATION ($4,258), Wells Fargo Bank ($4,651), Morgan Stanley Private Bank ($4,833) and STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED ($5,884).
The lowest rate Easton lenders (with over 10 loans originated) are
Wells Fargo Bank (3.55%), WesBanco (3.60%), Bank of America (3.87%), Shore United Bank (3.93%) and Truist (4.00%).
Easton, MD Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Shore United Bank | $39,680,000 | $28,675,000 | -27.7% | 6.1% |
| Bank of America | $37,190,000 | $25,990,000 | -30.1% | 5.5% |
| FIRST HOME MORTGAGE CORPORATION | $63,610,000 | $24,715,000 | -61.1% | 5.2% |
| QUICKEN LOANS, LLC | $56,120,000 | $19,880,000 | -64.6% | 4.2% |
| Burke & Herbert Bank & Trust Company | $19,630,000 | n/a | 4.1% | |
| BAY CAPITAL MORTGAGE CORPORATION | $51,940,000 | $19,315,000 | -62.8% | 4.1% |
| WesBanco Bank, Inc. | $12,770,000 | $16,015,000 | 25.4% | 3.4% |
| Truist | $26,995,000 | $15,525,000 | -42.5% | 3.3% |
| PNC Bank | $22,355,000 | $11,925,000 | -46.7% | 2.5% |
| Citizens Bank | $8,195,000 | $11,885,000 | 45.0% | 2.5% |
| S&T Bank | $11,860,000 | n/a | 2.5% | |
| Provident State Bank, Inc. | $7,655,000 | $11,500,000 | 50.2% | 2.4% |
| Wells Fargo Bank | $34,000,000 | $11,455,000 | -66.3% | 2.4% |
| Morgan Stanley Private Bank | $17,195,000 | $11,245,000 | -34.6% | 2.4% |
| Citibank | $17,545,000 | $10,385,000 | -40.8% | 2.2% |
| JPMorgan Chase Bank | $24,805,000 | $10,345,000 | -58.3% | 2.2% |
| The Queenstown Bank of Maryland | $6,765,000 | $10,095,000 | 49.2% | 2.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $12,995,000 | $8,660,000 | -33.4% | 1.8% |
| ACADEMY MORTGAGE CORPORATION | $27,760,000 | $7,490,000 | -73.0% | 1.6% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $9,615,000 | $7,490,000 | -22.1% | 1.6% |
| MCLEAN MORTGAGE CORPORATION | $6,760,000 | $6,770,000 | 0.1% | 1.4% |
| GUARANTEED RATE, INC. | $10,020,000 | $6,385,000 | -36.3% | 1.3% |
| Goldman Sachs Bank USA | $2,215,000 | $5,465,000 | 146.7% | 1.2% |
| M&T Bank | $6,495,000 | $5,445,000 | -16.2% | 1.2% |
| LOANDEPOT.COM, LLC | $9,345,000 | $5,105,000 | -45.4% | 1.1% |
| U.S. Bank | $7,615,000 | $5,005,000 | -34.3% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $5,175,000 | $4,690,000 | -9.4% | 1.0% |
| George Mason Mortgage, LLC | $5,925,000 | $4,220,000 | -28.8% | 0.9% |
| City National Bank | $1,760,000 | $3,870,000 | 119.9% | 0.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $890,000 | $3,705,000 | 316.3% | 0.8% |
| Fulton Bank | $2,830,000 | $3,320,000 | 17.3% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,870,000 | $2,790,000 | -52.5% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,055,000 | $2,770,000 | 34.8% | 0.6% |
| BETTER MORTGAGE CORPORATION | $8,565,000 | $2,750,000 | -67.9% | 0.6% |
| Prosperity Home Mortgage, LLC | $6,320,000 | $2,735,000 | -56.7% | 0.6% |
| United Bank | $2,405,000 | n/a | 0.5% | |
| FREEDOM MORTGAGE CORPORATION | $10,265,000 | $2,335,000 | -77.3% | 0.5% |
| INTERCOASTAL MORTGAGE COMPANY | $3,025,000 | $2,335,000 | -22.8% | 0.5% |
| Orrstown Bank | $945,000 | $2,300,000 | 143.4% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $9,560,000 | $2,280,000 | -76.2% | 0.5% |
| EMBRACE HOME LOANS, INC. | $4,185,000 | $2,150,000 | -48.6% | 0.5% |
| Plains Commerce Bank | $5,505,000 | $2,150,000 | -60.9% | 0.5% |
| First National Bank of Pennsylvania | $5,715,000 | $2,120,000 | -62.9% | 0.4% |
| DIRECT MORTGAGE LOANS, LLC | $4,235,000 | $2,060,000 | -51.4% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,415,000 | $2,040,000 | -40.3% | 0.4% |
| Atlantic Coast Mortgage, LLC | $4,820,000 | $2,020,000 | -58.1% | 0.4% |
| NFM, INC. | $3,430,000 | $2,015,000 | -41.3% | 0.4% |
| Hebron Savings Bank | $1,960,000 | n/a | 0.4% | |
| CALIBER HOME LOANS, INC. | $5,650,000 | $1,955,000 | -65.4% | 0.4% |
| Chain Bridge Bank | $1,505,000 | $1,910,000 | 26.9% | 0.4% |
| BNY Mellon | $905,000 | $1,905,000 | 110.5% | 0.4% |
| EMM LOANS LLC | $3,855,000 | $1,865,000 | -51.6% | 0.4% |
| Univest Bank and Trust Co. | $1,195,000 | $1,835,000 | 53.6% | 0.4% |
| AmeriHome Mortgage Company, LLC | $385,000 | $1,825,000 | 374.0% | 0.4% |
| Sandy Spring Bank | $2,500,000 | $1,805,000 | -27.8% | 0.4% |
| Mortgage Research Center, LLC | $3,460,000 | $1,645,000 | -52.5% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,555,000 | $1,620,000 | -36.6% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $10,545,000 | $1,595,000 | -84.9% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $850,000 | $1,590,000 | 87.1% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $4,310,000 | $1,580,000 | -63.3% | 0.3% |
| Charles Schwab Bank, SSB | $5,575,000 | $1,500,000 | -73.1% | 0.3% |
| Towne Bank | $3,910,000 | $1,480,000 | -62.1% | 0.3% |
| The Federal Savings Bank | $2,850,000 | $1,430,000 | -49.8% | 0.3% |
| SOUTHERN TRUST MORTGAGE, LLC | $5,090,000 | $1,425,000 | -72.0% | 0.3% |
| Rosedale Federal Savings and Loan Association | $2,500,000 | $1,405,000 | -43.8% | 0.3% |
| NEWREZ LLC | $5,640,000 | $1,400,000 | -75.2% | 0.3% |
| Bank-Fund Staff Federal Credit Union | $1,160,000 | $1,335,000 | 15.1% | 0.3% |
| CMG MORTGAGE, INC. | $2,075,000 | $1,300,000 | -37.3% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $780,000 | $1,190,000 | 52.6% | 0.3% |
| Arundel Federal Savings Bank | $1,180,000 | n/a | 0.2% | |
| FIRST SAVINGS MORTGAGE CORPORATION | $4,890,000 | $1,115,000 | -77.2% | 0.2% |
| TOWER | $1,990,000 | $1,105,000 | -44.5% | 0.2% |
| UBS Bank USA | $3,515,000 | $1,105,000 | -68.6% | 0.2% |
| First Heritage Mortgage, LLC | $705,000 | $1,085,000 | 53.9% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,065,000 | n/a | 0.2% | |
| KeyBank | $640,000 | $1,005,000 | 57.0% | 0.2% |
| The First National Bank of Middle Tennessee | $1,005,000 | n/a | 0.2% | |
| AFFINITY | $1,000,000 | n/a | 0.2% | |
| RELIANCE FIRST CAPITAL, LLC | $595,000 | $970,000 | 63.0% | 0.2% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $905,000 | n/a | 0.2% | |
| Armed Forces Bank | $890,000 | n/a | 0.2% | |
| Florida Capital Bank | $845,000 | n/a | 0.2% | |
| THE MORTGAGE LINK, INC. | $870,000 | $845,000 | -2.9% | 0.2% |
| Vellum Mortgage, Inc. | $840,000 | n/a | 0.2% | |
| RESIDENTIAL BANCORP. | $670,000 | $765,000 | 14.2% | 0.2% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $760,000 | n/a | 0.2% | |
| The Northern Trust Company | $755,000 | $755,000 | 0.0% | 0.2% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $740,000 | n/a | 0.2% | |
| CHURCHILL MORTGAGE CORPORATION | $1,120,000 | $730,000 | -34.8% | 0.2% |
| BAY EQUITY LLC | $720,000 | n/a | 0.2% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,050,000 | $700,000 | -77.0% | 0.1% |
| 1ST FINANCIAL, INC. | $345,000 | $675,000 | 95.7% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,490,000 | $645,000 | -74.1% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $645,000 | n/a | 0.1% | |
| TD Bank | $3,625,000 | $640,000 | -82.3% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $4,030,000 | $630,000 | -84.4% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $2,115,000 | $615,000 | -70.9% | 0.1% |
| Advisors Mortgage Group, L.L.C. | $1,040,000 | $605,000 | -41.8% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $2,505,000 | $595,000 | -76.2% | 0.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $425,000 | $590,000 | 38.8% | 0.1% |
| Princeton Mortgage Corporation | $585,000 | n/a | 0.1% | |
| ALLIED MORTGAGE GROUP, INC. | $570,000 | n/a | 0.1% | |
| THRIVE MORTGAGE, LLC | $570,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $565,000 | n/a | 0.1% | |
| Meridian Bank Corporation | $3,530,000 | $560,000 | -84.1% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $555,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $1,205,000 | $545,000 | -54.8% | 0.1% |
| Mortgage Network, Inc. | $570,000 | $540,000 | -5.3% | 0.1% |
| APEX HOME LOANS, INC. | $2,180,000 | $535,000 | -75.5% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $665,000 | $530,000 | -20.3% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,200,000 | $525,000 | -56.3% | 0.1% |
| Encompass Lending Group, LP | $520,000 | n/a | 0.1% | |
| ARC HOME LLC | $490,000 | $515,000 | 5.1% | 0.1% |
| PHH Mortgage Corporation | $485,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $1,220,000 | $465,000 | -61.9% | 0.1% |
| ENVOY MORTGAGE, LTD | $460,000 | n/a | 0.1% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $460,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $440,000 | n/a | 0.1% | |
| First National Bank of America | $710,000 | $440,000 | -38.0% | 0.1% |
| SWBC MORTGAGE CORPORATION | $1,295,000 | $425,000 | -67.2% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $195,000 | $415,000 | 112.8% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $1,300,000 | $415,000 | -68.1% | 0.1% |
| Carrington Mortgage Services, LLC | $2,255,000 | $410,000 | -81.8% | 0.1% |
| MY MORTGAGE, INC. | $405,000 | n/a | 0.1% | |
| Wilmington Savings Fund Society, FSB | $1,350,000 | $390,000 | -71.1% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $375,000 | n/a | 0.1% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $245,000 | $375,000 | 53.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $165,000 | $370,000 | 124.2% | 0.1% |
| Deere Employees Credit Union | $395,000 | $360,000 | -8.9% | 0.1% |
| Flagstar Bank, FSB | $2,600,000 | $360,000 | -86.2% | 0.1% |
| Chicago Mortgage Solutions LLC | $730,000 | $345,000 | -52.7% | 0.1% |
| Capital Bank | $1,335,000 | $335,000 | -74.9% | 0.1% |
| First Home Bank | $205,000 | $335,000 | 63.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,630,000 | $335,000 | -87.3% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $325,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $525,000 | $315,000 | -40.0% | 0.1% |
| TJC Mortgage, Inc. | $715,000 | $315,000 | -55.9% | 0.1% |
| AMERICAN ADVISORS GROUP | $160,000 | $310,000 | 93.8% | 0.1% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $305,000 | n/a | 0.1% | |
| NASA Federal Credit Union | $205,000 | $305,000 | 48.8% | 0.1% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $285,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $1,110,000 | $275,000 | -75.2% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $185,000 | $265,000 | 43.2% | 0.1% |
| NJ LENDERS CORP. | $435,000 | $265,000 | -39.1% | 0.1% |
| EQUITY RESOURCES, INC. | $545,000 | $255,000 | -53.2% | 0.1% |
| Financial Freedom Mortgage, LLC | $255,000 | n/a | 0.1% | |
| FIRST FINANCIAL OF MARYLAND | $255,000 | n/a | 0.1% | |
| LAFAYETTE FEDERAL CREDIT UNION | $815,000 | $255,000 | -68.7% | 0.1% |
| Luxury Mortgage Corp. | $255,000 | n/a | 0.1% | |
| Sunflower Bank | $255,000 | n/a | 0.1% | |
| INTERLINC MORTGAGE SERVICES, LLC | $235,000 | n/a | 0.0% | |
| Northpointe Bank | $365,000 | $235,000 | -35.6% | 0.0% |
| AMERICAN HERITAGE FCU | $65,000 | $225,000 | 246.2% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,170,000 | $225,000 | -80.8% | 0.0% |
| First Guaranty Mortgage Corporation | $1,530,000 | $225,000 | -85.3% | 0.0% |
| NBKC BANK | $225,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $205,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $325,000 | $195,000 | -40.0% | 0.0% |
| NEW DAY FINANCIAL, LLC | $2,305,000 | $195,000 | -91.5% | 0.0% |
| OPEN MORTGAGE, LLC | $185,000 | $195,000 | 5.4% | 0.0% |
| THRIVENT Federal Credit Union | $195,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $1,090,000 | $165,000 | -84.9% | 0.0% |
| Ardent Federal Credit Union | $155,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $155,000 | n/a | 0.0% | |
| FEDCHOICE Federal Credit Union | $275,000 | $145,000 | -47.3% | 0.0% |
| Quontic Bank | $135,000 | n/a | 0.0% | |
| CHEVRON | $125,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $905,000 | $125,000 | -86.2% | 0.0% |
| BROKER SOLUTIONS, INC. | $2,760,000 | $115,000 | -95.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $115,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $505,000 | $115,000 | -77.2% | 0.0% |
| SPRING EQ, LLC | $450,000 | $95,000 | -78.9% | 0.0% |
| AGRICULTURE Federal Credit Union | $90,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $90,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $1,450,000 | $85,000 | -94.1% | 0.0% |
| DEL-ONE FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $405,000 | $55,000 | -86.4% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $25,000 | $45,000 | 80.0% | 0.0% |
Easton's top lender by overall market share is Shore United Bank, with 6.1% market share. In second place, with 5.5%, is Bank of America, having originated $25,990,000 in loans. In third place, with 5.2%, is FIRST HOME MORTGAGE CORPORATION, having originated $24,715,000 in loans. In fourth place, with 4.2%, is QUICKEN LOANS, LLC, having originated $19,880,000 in loans. In fifth place, with 4.1%, is Burke & Herbert Bank & Trust Company, having originated $19,630,000 in loans.
Easton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Easton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $486,748 (8.7%) | $791,156 (-7.9%) | 0.00 | 346 |
| 2018-02-01 | $478,500 (5.4%) | $793,133 (-7.0%) | 0.00 | 323 |
| 2018-03-01 | $519,999 (14.4%) | $847,546 (2.1%) | 0.00 | 347 |
| 2018-04-01 | $529,495 (11.6%) | $906,649 (8.4%) | 0.00 | 396 |
| 2018-05-01 | $529,000 (9.5%) | $908,130 (8.0%) | 0.00 | 408 |
| 2018-06-01 | $549,000 (13.6%) | $926,347 (11.4%) | 0.00 | 405 |
| 2018-07-01 | $529,968 (6.0%) | $917,006 (11.3%) | 0.00 | 388 |
| 2018-08-01 | $544,000 (4.1%) | $897,142 (4.5%) | 0.00 | 400 |
| 2018-09-01 | $549,000 (4.6%) | $882,480 (2.6%) | 0.00 | 413 |
| 2018-10-01 | $552,175 (11.4%) | $906,960 (6.2%) | 0.00 | 406 |
| 2018-11-01 | $579,975 (18.4%) | $977,598 (18.2%) | 0.00 | 395 |
| 2018-12-01 | $595,000 (25.3%) | $993,196 (25.5%) | 0.00 | 363 |
| 2019-01-01 | $596,000 (22.5%) | $1,037,387 (31.1%) | 0.00 | 304 |
| 2019-02-01 | $595,000 (24.4%) | $1,052,679 (32.7%) | 0.00 | 318 |
| 2019-03-01 | $575,286 (10.6%) | $1,009,342 (19.1%) | 0.00 | 342 |
| 2019-04-01 | $549,225 (3.7%) | $948,905 (4.7%) | 0.00 | 375 |
| 2019-05-01 | $544,225 (2.9%) | $952,602 (4.9%) | 0.00 | 406 |
| 2019-06-01 | $539,000 (-1.8%) | $994,135 (7.3%) | 0.00 | 414 |
| 2019-07-01 | $549,974 (3.8%) | $1,074,918 (17.2%) | 0.00 | 407 |
| 2019-08-01 | $550,000 (1.1%) | $1,075,767 (19.9%) | 0.00 | 405 |
| 2019-09-01 | $550,000 (0.2%) | $1,070,549 (21.3%) | 0.00 | 406 |
| 2019-10-01 | $549,500 (-0.5%) | $1,058,265 (16.7%) | 0.00 | 401 |
| 2019-11-01 | $535,000 (-7.8%) | $1,022,740 (4.6%) | 0.00 | 386 |
| 2019-12-01 | $532,000 (-10.6%) | $1,001,058 (0.8%) | 0.00 | 337 |
| 2020-01-01 | $512,625 (-14.0%) | $980,793 (-5.5%) | 0.00 | 296 |
| 2020-02-01 | $498,000 (-16.3%) | $994,178 (-5.6%) | 0.00 | 283 |
| 2020-03-01 | $543,500 (-5.5%) | $1,030,828 (2.1%) | 0.00 | 306 |
| 2020-04-01 | $548,000 (-0.2%) | $1,053,716 (11.1%) | 0.00 | 305 |
| 2020-05-01 | $549,000 (0.9%) | $1,088,594 (14.3%) | 0.00 | 306 |
| 2020-06-01 | $549,000 (1.9%) | $1,150,900 (15.8%) | 0.00 | 268 |
| 2020-07-01 | $549,575 (-0.1%) | $1,153,418 (7.3%) | 0.00 | 241 |
| 2020-08-01 | $549,900 (0.0%) | $1,175,367 (9.3%) | 0.00 | 229 |
| 2020-09-01 | $547,250 (-0.5%) | $1,227,043 (14.6%) | 0.00 | 209 |
| 2020-10-01 | $560,000 (1.9%) | $1,226,256 (15.9%) | 0.00 | 204 |
| 2020-11-01 | $563,975 (5.4%) | $1,396,934 (36.6%) | 0.00 | 188 |
| 2020-12-01 | $550,000 (3.4%) | $1,497,458 (49.6%) | 0.00 | 165 |
| 2021-01-01 | $525,000 (2.4%) | $1,555,113 (58.6%) | 0.00 | 137 |
| 2021-02-01 | $550,000 (10.4%) | $1,703,398 (71.3%) | 0.00 | 127 |
| 2021-03-01 | $512,495 (-5.7%) | $1,563,491 (51.7%) | 0.00 | 122 |
| 2021-04-01 | $518,698 (-5.4%) | $1,691,408 (60.5%) | 0.00 | 116 |
| 2021-05-01 | $524,900 (-4.4%) | $1,416,381 (30.1%) | 0.00 | 125 |
| 2021-06-01 | $525,000 (-4.4%) | $1,475,158 (28.2%) | 0.00 | 129 |
| 2021-07-01 | $579,000 (5.4%) | $1,412,374 (22.5%) | 0.00 | 134 |
| 2021-08-01 | $554,495 (0.8%) | $1,384,574 (17.8%) | 0.00 | 127 |
| 2021-09-01 | $534,748 (-2.3%) | $1,348,843 (9.9%) | 0.00 | 130 |
| 2021-10-01 | $525,000 (-6.3%) | $1,301,421 (6.1%) | 0.00 | 128 |
| 2021-11-01 | $534,675 (-5.2%) | $1,280,536 (-8.3%) | 0.00 | 121 |
| 2021-12-01 | $466,495 (-15.2%) | $1,203,225 (-19.7%) | 0.00 | 107 |
| 2022-01-01 | $475,950 (-9.3%) | $1,240,124 (-20.3%) | 0.00 | 87 |
| 2022-02-01 | $486,200 (-11.6%) | $1,197,206 (-29.7%) | 0.00 | 72 |
| 2022-03-01 | $566,553 (10.6%) | $1,181,550 (-24.4%) | 0.00 | 65 |
| 2022-04-01 | $549,990 (6.0%) | $1,241,716 (-26.6%) | 0.00 | 64 |
| 2022-05-01 | $649,900 (23.8%) | $1,451,212 (2.5%) | 0.00 | 109 |
| 2022-06-01 | $581,220 (10.7%) | $1,376,357 (-6.7%) | 0.00 | 123 |
| 2022-07-01 | $507,495 (-12.4%) | $1,371,431 (-2.9%) | 0.00 | 129 |
| 2022-08-01 | $494,475 (-10.8%) | $1,430,845 (3.3%) | 0.00 | 128 |
| 2022-09-01 | $492,496 (-7.9%) | $1,442,438 (6.9%) | 0.00 | 128 |
| 2022-10-01 | $512,495 (-2.4%) | $1,445,547 (11.1%) | 0.00 | 131 |
| 2022-11-01 | $502,175 (-6.1%) | $1,374,089 (7.3%) | 0.00 | 123 |
| 2022-12-01 | $499,000 (7.0%) | $1,369,824 (13.9%) | 0.00 | 95 |
| 2023-01-01 | $496,500 (4.3%) | $1,355,721 (9.3%) | 0.00 | 88 |
| 2023-02-01 | $499,500 (2.7%) | $1,431,962 (19.6%) | 0.00 | 78 |
| 2023-03-01 | $491,743 (-13.2%) | $1,421,084 (20.3%) | 0.00 | 80 |
| 2023-04-01 | $696,750 (26.7%) | $1,969,191 (58.6%) | 0.00 | 93 |
| 2023-05-01 | $799,880 (23.1%) | $2,169,204 (49.5%) | 0.00 | 96 |
| 2023-06-01 | $788,720 (35.7%) | $2,250,594 (63.5%) | 0.00 | 100 |
| 2023-07-01 | $659,000 (29.9%) | $2,157,564 (57.3%) | 0.00 | 106 |
| 2023-08-01 | $757,498 (53.2%) | $2,199,034 (53.7%) | 0.00 | 108 |
Easton's median listing price comes in at 0% of the national average.
Easton's average listing price for 2023-08-01 was $2,199,034, a difference of $768,189 (53.7%) versus the prior year and $41,470 versus the prior month.
For the 2023-08-01 period, Easton had 108 MLS listings, a difference of 2 listings (2%) versus the prior month and -20 listings (-16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Easton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,547 sqft |
| 2018-02-01 | 0 days | 2,528 sqft |
| 2018-03-01 | 0 days | 2,600 sqft |
| 2018-04-01 | 0 days | 2,579 sqft |
| 2018-05-01 | 0 days | 2,600 sqft |
| 2018-06-01 | 0 days | 2,552 sqft |
| 2018-07-01 | 0 days | 2,489 sqft |
| 2018-08-01 | 0 days | 2,532 sqft |
| 2018-09-01 | 0 days | 2,482 sqft |
| 2018-10-01 | 0 days | 2,516 sqft |
| 2018-11-01 | 0 days | 2,576 sqft |
| 2018-12-01 | 0 days | 2,596 sqft |
| 2019-01-01 | 0 days | 2,605 sqft |
| 2019-02-01 | 0 days | 2,620 sqft |
| 2019-03-01 | 0 days | 2,588 sqft |
| 2019-04-01 | 0 days | 2,554 sqft |
| 2019-05-01 | 0 days | 2,579 sqft |
| 2019-06-01 | 0 days | 2,609 sqft |
| 2019-07-01 | 0 days | 2,700 sqft |
| 2019-08-01 | 0 days | 2,697 sqft |
| 2019-09-01 | 0 days | 2,692 sqft |
| 2019-10-01 | 0 days | 2,688 sqft |
| 2019-11-01 | 0 days | 2,609 sqft |
| 2019-12-01 | 0 days | 2,518 sqft |
| 2020-01-01 | 0 days | 2,426 sqft |
| 2020-02-01 | 0 days | 2,378 sqft |
| 2020-03-01 | 0 days | 2,524 sqft |
| 2020-04-01 | 0 days | 2,554 sqft |
| 2020-05-01 | 0 days | 2,609 sqft |
| 2020-06-01 | 0 days | 2,645 sqft |
| 2020-07-01 | 0 days | 2,579 sqft |
| 2020-08-01 | 0 days | 2,504 sqft |
| 2020-09-01 | 0 days | 2,464 sqft |
| 2020-10-01 | 0 days | 2,432 sqft |
| 2020-11-01 | 0 days | 2,510 sqft |
| 2020-12-01 | 0 days | 2,478 sqft |
| 2021-01-01 | 0 days | 2,448 sqft |
| 2021-02-01 | 0 days | 2,433 sqft |
| 2021-03-01 | 0 days | 2,252 sqft |
| 2021-04-01 | 0 days | 2,436 sqft |
| 2021-05-01 | 0 days | 2,466 sqft |
| 2021-06-01 | 0 days | 2,530 sqft |
| 2021-07-01 | 0 days | 2,532 sqft |
| 2021-08-01 | 0 days | 2,440 sqft |
| 2021-09-01 | 0 days | 2,479 sqft |
| 2021-10-01 | 0 days | 2,304 sqft |
| 2021-11-01 | 0 days | 2,251 sqft |
| 2021-12-01 | 0 days | 2,005 sqft |
| 2022-01-01 | 0 days | 2,040 sqft |
| 2022-02-01 | 0 days | 2,002 sqft |
| 2022-03-01 | 0 days | 2,004 sqft |
| 2022-04-01 | 0 days | 2,110 sqft |
| 2022-05-01 | 0 days | 2,300 sqft |
| 2022-06-01 | 0 days | 2,300 sqft |
| 2022-07-01 | 0 days | 2,300 sqft |
| 2022-08-01 | 0 days | 2,204 sqft |
| 2022-09-01 | 0 days | 2,224 sqft |
| 2022-10-01 | 0 days | 2,128 sqft |
| 2022-11-01 | 0 days | 2,237 sqft |
| 2022-12-01 | 0 days | 2,200 sqft |
| 2023-01-01 | 0 days | 2,125 sqft |
| 2023-02-01 | 0 days | 2,127 sqft |
| 2023-03-01 | 0 days | 1,934 sqft |
| 2023-04-01 | 0 days | 2,312 sqft |
| 2023-05-01 | 0 days | 2,456 sqft |
| 2023-06-01 | 0 days | 2,516 sqft |
| 2023-07-01 | 0 days | 2,449 sqft |
| 2023-08-01 | 0 days | 2,488 sqft |
Easton's median square footage for active listings during the 2023-08-01 period was 2,488 sqft. One year prior, the average listing was 2,204 sqft.
Easton, MD Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 546 | $303,900,000 | $556,593 |
| Cash Out Refi | 164 | $58,380,000 | $355,976 |
| Refi | 163 | $72,135,000 | $442,546 |
| Home Improvement | 82 | $14,510,000 | $176,951 |
| Other | 65 | $24,425,000 | $375,769 |
Easton's most frequently cited loan purpose was Home Purchase, with 546 originations. The 2nd most popular reason was Cash Out Refi, with 164 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 288 | $146,820,000 | $509,792 |
| 4-5% | 210 | $97,210,000 | $462,905 |
| 5-6% | 201 | $68,135,000 | $338,980 |
| 2.5-3% | 105 | $56,775,000 | $540,714 |
| 6-7% | 84 | $23,380,000 | $278,333 |
| <2.5% | 47 | $26,735,000 | $568,830 |
| 7-8% | 18 | $25,930,000 | $1,440,556 |
| Over 8% | 16 | $2,030,000 | $126,875 |
During 2022, Easton's most frequently originated rate bucket was 3-4%, with 288 originations.
Loan Sizing (Easton, MD MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 436 | $122,490,000 | $280,940 |
| $100k-200k | 181 | $27,195,000 | $150,249 |
| $400k-600k | 154 | $74,390,000 | $483,052 |
| $600k-1000k | 85 | $61,565,000 | $724,294 |
| $Over $1MM | 85 | $183,235,000 | $2,155,706 |
| $100,000 or less | 79 | $4,475,000 | $56,646 |
Easton's loan sizing saw the bucket of loans from $200k-400k with 436 originations, totaling $122,490,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 313 | $151,035,000 | $482,540 |
| 60-80% | 271 | $170,995,000 | $630,978 |
| 40-60% | 160 | $77,600,000 | $485,000 |
| 20-40% | 109 | $32,135,000 | $294,817 |
| Under 20% | 101 | $10,335,000 | $102,327 |
| Over 100% | 10 | $3,840,000 | $384,000 |
Easton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 313 originations, totaling $151,035,000 in origination value.