Easton Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Easton averaged
6.65%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.88% and
one month ago for the week of 2023-02-09, the
average rate was 5.97%.
Easton's average rate one year ago was 4%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.43%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Easton 30 Year Fixed Rate | 2023-03-16 | 6.65% |
| Easton 30 Year Fixed Rate Refi | 2023-03-16 | 6.43% |
| Easton 15 Year Fixed Rate | 2023-03-16 | 6.04% |
| Easton 15 Year Fixed Rate Refi | 2023-03-16 | 5.99% |
| Easton 30 Year FHA | 2023-03-16 | 6.5% |
| Easton 30 Year FHA Refi | 2023-03-16 | 6.3% |
| Easton 30 Year USDA | 2023-03-16 | 6.61% |
| Easton 30 Year USDA Refi | 2023-03-16 | 6.41% |
| Easton 30 Year VA | 2023-03-16 | 6.22% |
| Easton 30 Year VA Refi | 2023-03-16 | 6.18% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Easton, MD.
Easton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Easton, MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Easton Average Closing Costs & Other Stats
Easton, MD's 176 lenders originated 2,167
loans during 2021. The total origination value was $856,595,000, with an average loan value of
$395,291.
Easton's average closing costs are $5,478.
The top Easton lender as defined by loan originations is FIRST HOME MORTGAGE CORPORATION, with
124 loans originated. Their average total fees are
$4,675, which is $658
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Easton lenders (with over 10 loans originated) are
SOUTHERN TRUST MORTGAGE, LLC ($2,380), BETTER MORTGAGE CORPORATION ($2,986), NAVY FEDERAL CREDIT UNION ($3,216), Plains Commerce Bank ($3,660) and NEWREZ LLC ($3,841).
The lowest rate Easton lenders (with over 10 loans originated) are
Bank of America (2.69%), PNC Bank (2.79%), FIRST SAVINGS MORTGAGE CORPORATION (2.82%), Morgan Stanley Private Bank (2.82%) and Wells Fargo Bank (2.87%).
Easton, MD Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| FIRST HOME MORTGAGE CORPORATION | $70,590,000 | $63,610,000 | -9.9% | 7.4% |
| QUICKEN LOANS, LLC | $50,945,000 | $56,120,000 | 10.2% | 6.6% |
| BAY CAPITAL MORTGAGE CORPORATION | $45,360,000 | $51,940,000 | 14.5% | 6.1% |
| Shore United Bank | $13,645,000 | $39,680,000 | 190.8% | 4.6% |
| Bank of America | $31,905,000 | $37,190,000 | 16.6% | 4.3% |
| Wells Fargo Bank | $38,900,000 | $34,000,000 | -12.6% | 4.0% |
| ACADEMY MORTGAGE CORPORATION | $21,945,000 | $27,760,000 | 26.5% | 3.2% |
| Truist Bank | $21,720,000 | $26,995,000 | 24.3% | 3.2% |
| JPMorgan Chase Bank | $25,095,000 | $24,805,000 | -1.2% | 2.9% |
| PNC Bank | $12,515,000 | $22,355,000 | 78.6% | 2.6% |
| Citibank | $17,240,000 | $17,545,000 | 1.8% | 2.0% |
| Morgan Stanley Private Bank | $8,715,000 | $17,195,000 | 97.3% | 2.0% |
| Lakeland Bank | $16,235,000 | n/a | 1.9% | |
| UNITED WHOLESALE MORTGAGE, LLC | $14,110,000 | $12,995,000 | -7.9% | 1.5% |
| WesBanco Bank, Inc. | $11,645,000 | $12,770,000 | 9.7% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $6,005,000 | $10,545,000 | 75.6% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $13,700,000 | $10,265,000 | -25.1% | 1.2% |
| GUARANTEED RATE, INC. | $825,000 | $10,020,000 | 1,114.5% | 1.2% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $7,310,000 | $9,615,000 | 31.5% | 1.1% |
| HOME POINT FINANCIAL CORPORATION | $7,270,000 | $9,560,000 | 31.5% | 1.1% |
| LOANDEPOT.COM, LLC | $11,635,000 | $9,345,000 | -19.7% | 1.1% |
| BETTER MORTGAGE CORPORATION | $2,435,000 | $8,565,000 | 251.7% | 1.0% |
| Citizens Bank | $2,120,000 | $8,195,000 | 286.6% | 1.0% |
| Provident State Bank, Inc. | $14,030,000 | $7,655,000 | -45.4% | 0.9% |
| U.S. Bank | $4,190,000 | $7,615,000 | 81.7% | 0.9% |
| The Queenstown Bank of Maryland | $5,565,000 | $6,765,000 | 21.6% | 0.8% |
| MCLEAN MORTGAGE CORPORATION | $6,840,000 | $6,760,000 | -1.2% | 0.8% |
| Manufacturers and Traders Trust Company | $10,510,000 | $6,495,000 | -38.2% | 0.8% |
| Prosperity Home Mortgage, LLC | $6,720,000 | $6,320,000 | -6.0% | 0.7% |
| EagleBank | $4,470,000 | $6,265,000 | 40.2% | 0.7% |
| George Mason Mortgage, LLC | $3,750,000 | $5,925,000 | 58.0% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,430,000 | $5,870,000 | 141.6% | 0.7% |
| First National Bank of Pennsylvania | $1,565,000 | $5,715,000 | 265.2% | 0.7% |
| CALIBER HOME LOANS, INC. | $7,895,000 | $5,650,000 | -28.4% | 0.7% |
| NEWREZ LLC | $3,685,000 | $5,640,000 | 53.1% | 0.7% |
| Charles Schwab Bank, SSB | $6,095,000 | $5,575,000 | -8.5% | 0.7% |
| Plains Commerce Bank | $1,100,000 | $5,505,000 | 400.5% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $8,115,000 | $5,175,000 | -36.2% | 0.6% |
| SOUTHERN TRUST MORTGAGE, LLC | $6,545,000 | $5,090,000 | -22.2% | 0.6% |
| FIRST SAVINGS MORTGAGE CORPORATION | $12,000,000 | $4,890,000 | -59.3% | 0.6% |
| Atlantic Coast Mortgage, LLC | $5,185,000 | $4,820,000 | -7.0% | 0.6% |
| M&T Realty Capital Corporation | $4,725,000 | n/a | 0.6% | |
| PENTAGON FEDERAL CREDIT UNION | $2,785,000 | $4,310,000 | 54.8% | 0.5% |
| DIRECT MORTGAGE LOANS, LLC | $3,700,000 | $4,235,000 | 14.5% | 0.5% |
| EMBRACE HOME LOANS, INC. | $2,785,000 | $4,185,000 | 50.3% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $3,825,000 | $4,030,000 | 5.4% | 0.5% |
| Towne Bank | $5,115,000 | $3,910,000 | -23.6% | 0.5% |
| TIAA, FSB | $710,000 | $3,885,000 | 447.2% | 0.5% |
| EMM LOANS LLC | $785,000 | $3,855,000 | 391.1% | 0.5% |
| TD Bank | $8,140,000 | $3,625,000 | -55.5% | 0.4% |
| Meridian Bank Corporation | $3,555,000 | $3,530,000 | -0.7% | 0.4% |
| UBS Bank USA | $7,645,000 | $3,515,000 | -54.0% | 0.4% |
| Mortgage Research Center, LLC | $3,555,000 | $3,460,000 | -2.7% | 0.4% |
| NFM, INC. | $3,215,000 | $3,430,000 | 6.7% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,355,000 | $3,415,000 | 1.8% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,710,000 | $3,050,000 | 78.4% | 0.4% |
| INTERCOASTAL MORTGAGE COMPANY | $2,205,000 | $3,025,000 | 37.2% | 0.4% |
| The Federal Savings Bank | $4,455,000 | $2,850,000 | -36.0% | 0.3% |
| Fulton Bank | $3,105,000 | $2,830,000 | -8.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,850,000 | $2,760,000 | 49.2% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,445,000 | $2,630,000 | 7.6% | 0.3% |
| Flagstar Bank, FSB | $1,765,000 | $2,600,000 | 47.3% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,770,000 | $2,555,000 | 44.4% | 0.3% |
| Equity Prime Mortgage LLC | $2,545,000 | n/a | 0.3% | |
| InterContinental Capital Group, Inc | $825,000 | $2,510,000 | 204.2% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $995,000 | $2,505,000 | 151.8% | 0.3% |
| Rosedale Federal Savings and Loan Association | $85,000 | $2,500,000 | 2,841.2% | 0.3% |
| Sandy Spring Bank | $4,395,000 | $2,500,000 | -43.1% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,110,000 | $2,490,000 | 18.0% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,480,000 | n/a | 0.3% | |
| NEW DAY FINANCIAL, LLC | $2,030,000 | $2,305,000 | 13.5% | 0.3% |
| TIDEWATER MORTGAGE SERVICES, INC. | $1,145,000 | $2,275,000 | 98.7% | 0.3% |
| Carrington Mortgage Services, LLC | $1,615,000 | $2,255,000 | 39.6% | 0.3% |
| Goldman Sachs Bank USA | $2,010,000 | $2,215,000 | 10.2% | 0.3% |
| APEX HOME LOANS, INC. | $2,475,000 | $2,180,000 | -11.9% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $2,750,000 | $2,115,000 | -23.1% | 0.2% |
| CMG MORTGAGE, INC. | $2,130,000 | $2,075,000 | -2.6% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,420,000 | $2,055,000 | 44.7% | 0.2% |
| Presidential Bank, FSB | $3,070,000 | $2,055,000 | -33.1% | 0.2% |
| TOWER | $3,475,000 | $1,990,000 | -42.7% | 0.2% |
| City National Bank | $2,230,000 | $1,760,000 | -21.1% | 0.2% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $1,670,000 | $1,650,000 | -1.2% | 0.2% |
| MidAtlantic Farm Credit, ACA | $1,570,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $295,000 | $1,570,000 | 432.2% | 0.2% |
| First Guaranty Mortgage Corporation | $440,000 | $1,530,000 | 247.7% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $845,000 | $1,515,000 | 79.3% | 0.2% |
| Chain Bridge Bank | $1,655,000 | $1,505,000 | -9.1% | 0.2% |
| Valley National Bank | $1,505,000 | n/a | 0.2% | |
| STEARNS LENDING, LLC | $1,490,000 | n/a | 0.2% | |
| EDUCATIONAL SYSTEMS | $1,335,000 | $1,450,000 | 8.6% | 0.2% |
| SEVERN SAVINGS BANK, FSB DBA SEVERN BANK | $1,085,000 | $1,355,000 | 24.9% | 0.2% |
| Wilmington Savings Fund Society, FSB | $1,305,000 | $1,350,000 | 3.4% | 0.2% |
| Capital Bank | $2,915,000 | $1,335,000 | -54.2% | 0.2% |
| DEPARTMENT OF COMMERCE | $1,900,000 | $1,305,000 | -31.3% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $4,410,000 | $1,300,000 | -70.5% | 0.2% |
| SWBC MORTGAGE CORPORATION | $1,420,000 | $1,295,000 | -8.8% | 0.2% |
| Raymond James Bank | $2,975,000 | $1,240,000 | -58.3% | 0.1% |
| Mid-Continent Funding, Inc. | $1,220,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $1,205,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,175,000 | $1,200,000 | 2.1% | 0.1% |
| Univest Bank and Trust Co. | $205,000 | $1,195,000 | 482.9% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $685,000 | $1,195,000 | 74.5% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $515,000 | $1,170,000 | 127.2% | 0.1% |
| Bank-Fund Staff Federal Credit Union | $2,755,000 | $1,160,000 | -57.9% | 0.1% |
| PARTNERS 1ST Federal Credit Union | $1,160,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $1,190,000 | $1,140,000 | -4.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $685,000 | $1,120,000 | 63.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $265,000 | $1,110,000 | 318.9% | 0.1% |
| AgFirst Farm Credit Bank | $520,000 | $1,090,000 | 109.6% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $690,000 | $1,090,000 | 58.0% | 0.1% |
| Santander Bank, N.A. | $1,090,000 | n/a | 0.1% | |
| Advisors Mortgage Group, L.L.C. | $520,000 | $1,040,000 | 100.0% | 0.1% |
| United Nations Federal Credit Union | $635,000 | $1,005,000 | 58.3% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $970,000 | n/a | 0.1% | |
| Orrstown Bank | $945,000 | n/a | 0.1% | |
| BNY Mellon | $1,535,000 | $905,000 | -41.0% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $905,000 | n/a | 0.1% | |
| First-Citizens Bank & Trust Company | $905,000 | n/a | 0.1% | |
| State Department Federal Credit Union | $905,000 | n/a | 0.1% | |
| Nations Lending Corporation | $410,000 | $895,000 | 118.3% | 0.1% |
| A&D Mortgage LLC | $890,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $1,485,000 | $890,000 | -40.1% | 0.1% |
| THE MORTGAGE LINK, INC. | $870,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $1,730,000 | $850,000 | -50.9% | 0.1% |
| LAFAYETTE FEDERAL CREDIT UNION | $2,060,000 | $815,000 | -60.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,270,000 | $780,000 | -38.6% | 0.1% |
| Blue Ridge Bank | $770,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $955,000 | $760,000 | -20.4% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $245,000 | $755,000 | 208.2% | 0.1% |
| The Northern Trust Company | $755,000 | n/a | 0.1% | |
| HOMESPIRE MORTGAGE CORPORATION | $1,115,000 | $735,000 | -34.1% | 0.1% |
| Chicago Mortgage Solutions LLC | $730,000 | n/a | 0.1% | |
| Atlantic Union Bank | $720,000 | n/a | 0.1% | |
| Axos Bank | $715,000 | n/a | 0.1% | |
| TJC Mortgage, Inc. | $265,000 | $715,000 | 169.8% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $710,000 | n/a | 0.1% | |
| First National Bank of America | $710,000 | n/a | 0.1% | |
| First Heritage Mortgage, LLC | $580,000 | $705,000 | 21.6% | 0.1% |
| RESIDENTIAL BANCORP. | $670,000 | n/a | 0.1% | |
| THE MORTGAGE FIRM, INC. | $670,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,685,000 | $665,000 | -60.5% | 0.1% |
| KeyBank | $745,000 | $640,000 | -14.1% | 0.1% |
| GoPrime Mortgage, Inc. | $635,000 | n/a | 0.1% | |
| Gateway First Bank | $610,000 | n/a | 0.1% | |
| Woodsboro Bank | $605,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $600,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $380,000 | $595,000 | 56.6% | 0.1% |
| Ally Bank | $590,000 | n/a | 0.1% | |
| REVERSE MORTGAGE FUNDING LLC | $580,000 | n/a | 0.1% | |
| Mortgage Network, Inc. | $1,630,000 | $570,000 | -65.0% | 0.1% |
| EQUITY RESOURCES, INC. | $1,825,000 | $545,000 | -70.1% | 0.1% |
| Republic Bank | $545,000 | n/a | 0.1% | |
| York Traditions Bank | $545,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $335,000 | $525,000 | 56.7% | 0.1% |
| AmRes Corporation | $515,000 | n/a | 0.1% | |
| C & F Mortgage Corporation | $415,000 | $510,000 | 22.9% | 0.1% |
| USAlliance Federal Credit Union | $505,000 | n/a | 0.1% | |
| First Federal Bank | $1,120,000 | $500,000 | -55.4% | 0.1% |
| North American Savings Bank, F.S.B. | $2,200,000 | $495,000 | -77.5% | 0.1% |
| ARC HOME LLC | $490,000 | n/a | 0.1% | |
| JAMS-01, INC. | $1,415,000 | $485,000 | -65.7% | 0.1% |
| TIDEMARK FEDERAL CREDIT UNION | $485,000 | n/a | 0.1% | |
| NP, Inc. | $205,000 | $480,000 | 134.1% | 0.1% |
| CLEARPATH LENDING | $475,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $470,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $505,000 | $450,000 | -10.9% | 0.1% |
| UNION HOME MORTGAGE CORP. | $405,000 | $450,000 | 11.1% | 0.1% |
| Strong Home Mortgage, LLC | $275,000 | $445,000 | 61.8% | 0.1% |
| USAA Federal Savings Bank | $2,685,000 | $440,000 | -83.6% | 0.1% |
| NJ LENDERS CORP. | $435,000 | n/a | 0.1% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $895,000 | $425,000 | -52.5% | 0.0% |
| First Shore Federal Savings and Loan Association | $65,000 | $420,000 | 546.2% | 0.0% |
| Northwest Federal Credit Union | $385,000 | $405,000 | 5.2% | 0.0% |
| Deere Employees Credit Union | $395,000 | n/a | 0.0% | |
| Secured Investment Corp. | $390,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $355,000 | $385,000 | 8.5% | 0.0% |
| BELEM SERVICING LLC | $380,000 | n/a | 0.0% | |
| Northpointe Bank | $285,000 | $365,000 | 28.1% | 0.0% |
| 1ST FINANCIAL, INC. | $345,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $325,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $315,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $835,000 | $315,000 | -62.3% | 0.0% |
| 1ST PREFERENCE MORTGAGE CORP. | $810,000 | $305,000 | -62.3% | 0.0% |
| Securityplus FCU | $305,000 | n/a | 0.0% | |
| Philadelphia Mortgage Advisors, Inc. | $385,000 | $295,000 | -23.4% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $295,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $290,000 | n/a | 0.0% | |
| Cf Bank | $285,000 | n/a | 0.0% | |
| CAPITAL CENTER, L.L.C. | $275,000 | n/a | 0.0% | |
| FEDCHOICE Federal Credit Union | $275,000 | n/a | 0.0% | |
| LENDUS, LLC | $275,000 | n/a | 0.0% | |
| MILEND, INC. | $285,000 | $275,000 | -3.5% | 0.0% |
| American Security Mortgage Corp. | $265,000 | n/a | 0.0% | |
| FIDELITY DIRECT MORTGAGE, LLC | $265,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $265,000 | n/a | 0.0% | |
| MILLENNIUM FINANCIAL GROUP, INC. | $265,000 | n/a | 0.0% | |
| POINT BREEZE | $265,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $550,000 | $265,000 | -51.8% | 0.0% |
| ZILLOW HOME LOANS, LLC | $540,000 | $265,000 | -50.9% | 0.0% |
| Chesapeake Bank of Maryland | $255,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $765,000 | $255,000 | -66.7% | 0.0% |
| Keystone Funding, Inc. | $255,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $595,000 | $245,000 | -58.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $345,000 | $245,000 | -29.0% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $175,000 | $245,000 | 40.0% | 0.0% |
| Triumph Bank | $245,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $225,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $725,000 | $225,000 | -69.0% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $215,000 | n/a | 0.0% | |
| Essex Bank | $205,000 | n/a | 0.0% | |
| First Home Bank | $205,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $175,000 | $205,000 | 17.1% | 0.0% |
| NASA Federal Credit Union | $205,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $165,000 | $195,000 | 18.2% | 0.0% |
| Community Bank of the Chesapeake | $195,000 | n/a | 0.0% | |
| OCMBC, INC. | $275,000 | $195,000 | -29.1% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| ACNB Bank | $420,000 | $185,000 | -56.0% | 0.0% |
| Congressional Bank | $185,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $205,000 | $175,000 | -14.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $775,000 | $165,000 | -78.7% | 0.0% |
| AMERICAN FINANCING CORPORATION | $165,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $165,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $160,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $145,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $135,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $125,000 | n/a | 0.0% | |
| Mid Penn Bank | $125,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $105,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $105,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $65,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $715,000 | $25,000 | -96.5% | 0.0% |
Easton's top lender by overall market share is FIRST HOME MORTGAGE CORPORATION, with 7.4% market share. In second place, with 6.6%, is QUICKEN LOANS, LLC, having originated $56,120,000 in loans. In third place, with 6.1%, is BAY CAPITAL MORTGAGE CORPORATION, having originated $51,940,000 in loans. In fourth place, with 4.6%, is Shore United Bank, having originated $39,680,000 in loans. In fifth place, with 4.3%, is Bank of America, having originated $37,190,000 in loans.
Easton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Easton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $486,748 (8.7%) | $791,156 (-7.9%) | 0.00 | 346 |
| 2018-02-01 | $478,500 (5.4%) | $793,133 (-7.0%) | 0.00 | 323 |
| 2018-03-01 | $519,999 (14.4%) | $847,546 (2.1%) | 0.00 | 347 |
| 2018-04-01 | $529,495 (11.6%) | $906,649 (8.4%) | 0.00 | 396 |
| 2018-05-01 | $529,000 (9.5%) | $908,130 (8.0%) | 0.00 | 408 |
| 2018-06-01 | $549,000 (13.6%) | $926,347 (11.4%) | 0.00 | 405 |
| 2018-07-01 | $529,968 (6.0%) | $917,006 (11.3%) | 0.00 | 388 |
| 2018-08-01 | $544,000 (4.1%) | $897,142 (4.5%) | 0.00 | 400 |
| 2018-09-01 | $549,000 (4.6%) | $882,480 (2.6%) | 0.00 | 413 |
| 2018-10-01 | $552,175 (11.4%) | $906,960 (6.2%) | 0.00 | 406 |
| 2018-11-01 | $579,975 (18.4%) | $977,598 (18.2%) | 0.00 | 395 |
| 2018-12-01 | $595,000 (25.3%) | $993,196 (25.5%) | 0.00 | 363 |
| 2019-01-01 | $596,000 (22.5%) | $1,037,387 (31.1%) | 0.00 | 304 |
| 2019-02-01 | $595,000 (24.4%) | $1,052,679 (32.7%) | 0.00 | 318 |
| 2019-03-01 | $575,286 (10.6%) | $1,009,342 (19.1%) | 0.00 | 342 |
| 2019-04-01 | $549,225 (3.7%) | $948,905 (4.7%) | 0.00 | 375 |
| 2019-05-01 | $544,225 (2.9%) | $952,602 (4.9%) | 0.00 | 406 |
| 2019-06-01 | $539,000 (-1.8%) | $994,135 (7.3%) | 0.00 | 414 |
| 2019-07-01 | $549,974 (3.8%) | $1,074,918 (17.2%) | 0.00 | 407 |
| 2019-08-01 | $550,000 (1.1%) | $1,075,767 (19.9%) | 0.00 | 405 |
| 2019-09-01 | $550,000 (0.2%) | $1,070,549 (21.3%) | 0.00 | 406 |
| 2019-10-01 | $549,500 (-0.5%) | $1,058,265 (16.7%) | 0.00 | 401 |
| 2019-11-01 | $535,000 (-7.8%) | $1,022,740 (4.6%) | 0.00 | 386 |
| 2019-12-01 | $532,000 (-10.6%) | $1,001,058 (0.8%) | 0.00 | 337 |
| 2020-01-01 | $512,625 (-14.0%) | $980,793 (-5.5%) | 0.00 | 296 |
| 2020-02-01 | $498,000 (-16.3%) | $994,178 (-5.6%) | 0.00 | 283 |
| 2020-03-01 | $543,500 (-5.5%) | $1,030,828 (2.1%) | 0.00 | 306 |
| 2020-04-01 | $548,000 (-0.2%) | $1,053,716 (11.1%) | 0.00 | 305 |
| 2020-05-01 | $549,000 (0.9%) | $1,088,594 (14.3%) | 0.00 | 306 |
| 2020-06-01 | $549,000 (1.9%) | $1,150,900 (15.8%) | 0.00 | 268 |
| 2020-07-01 | $549,575 (-0.1%) | $1,153,418 (7.3%) | 0.00 | 241 |
| 2020-08-01 | $549,900 (0.0%) | $1,175,367 (9.3%) | 0.00 | 229 |
| 2020-09-01 | $547,250 (-0.5%) | $1,227,043 (14.6%) | 0.00 | 209 |
| 2020-10-01 | $560,000 (1.9%) | $1,226,256 (15.9%) | 0.00 | 204 |
| 2020-11-01 | $563,975 (5.4%) | $1,396,934 (36.6%) | 0.00 | 188 |
| 2020-12-01 | $550,000 (3.4%) | $1,497,458 (49.6%) | 0.00 | 165 |
| 2021-01-01 | $525,000 (2.4%) | $1,555,113 (58.6%) | 0.00 | 137 |
| 2021-02-01 | $550,000 (10.4%) | $1,703,398 (71.3%) | 0.00 | 127 |
| 2021-03-01 | $512,495 (-5.7%) | $1,563,491 (51.7%) | 0.00 | 122 |
| 2021-04-01 | $518,698 (-5.4%) | $1,691,408 (60.5%) | 0.00 | 116 |
| 2021-05-01 | $524,900 (-4.4%) | $1,416,381 (30.1%) | 0.00 | 125 |
| 2021-06-01 | $525,000 (-4.4%) | $1,475,158 (28.2%) | 0.00 | 129 |
| 2021-07-01 | $579,000 (5.4%) | $1,412,374 (22.5%) | 0.00 | 134 |
| 2021-08-01 | $554,495 (0.8%) | $1,384,574 (17.8%) | 0.00 | 127 |
| 2021-09-01 | $534,748 (-2.3%) | $1,348,843 (9.9%) | 0.00 | 130 |
| 2021-10-01 | $525,000 (-6.3%) | $1,301,421 (6.1%) | 0.00 | 128 |
| 2021-11-01 | $534,675 (-5.2%) | $1,280,536 (-8.3%) | 0.00 | 121 |
| 2021-12-01 | $466,495 (-15.2%) | $1,203,225 (-19.7%) | 0.00 | 107 |
| 2022-01-01 | $475,950 (-9.3%) | $1,240,124 (-20.3%) | 0.00 | 87 |
| 2022-02-01 | $486,200 (-11.6%) | $1,197,206 (-29.7%) | 0.00 | 72 |
| 2022-03-01 | $564,530 (10.2%) | $1,185,770 (-24.2%) | 0.00 | 65 |
| 2022-04-01 | $547,495 (5.6%) | $1,241,716 (-26.6%) | 0.00 | 64 |
| 2022-05-01 | $649,900 (23.8%) | $1,451,212 (2.5%) | 0.00 | 109 |
| 2022-06-01 | $581,220 (10.7%) | $1,376,357 (-6.7%) | 0.00 | 123 |
| 2022-07-01 | $507,495 (-12.4%) | $1,371,431 (-2.9%) | 0.00 | 129 |
| 2022-08-01 | $494,475 (-10.8%) | $1,430,845 (3.3%) | 0.00 | 128 |
| 2022-09-01 | $492,496 (-7.9%) | $1,442,438 (6.9%) | 0.00 | 128 |
| 2022-10-01 | $512,495 (-2.4%) | $1,445,547 (11.1%) | 0.00 | 131 |
| 2022-11-01 | $502,175 (-6.1%) | $1,374,089 (7.3%) | 0.00 | 123 |
| 2022-12-01 | $499,000 (7.0%) | $1,369,824 (13.9%) | 0.00 | 95 |
| 2023-01-01 | $496,500 (4.3%) | $1,355,721 (9.3%) | 0.00 | 88 |
| 2023-02-01 | $499,500 (2.7%) | $1,431,962 (19.6%) | 0.00 | 78 |
Easton's median listing price for 2023-02-01 was $499,500, a difference of
$13,300
(2.7%) versus the prior year and
$3,000 versus the prior month.
Easton's median listing price comes in at 0% of the national average.
Easton's average listing price for 2023-02-01 was $1,431,962, a difference of $234,756 (19.6%) versus the prior year and $76,241 versus the prior month.
For the 2023-02-01 period, Easton had 78 MLS listings, a difference of -10 listings (-11%) versus the prior month and 6 listings (8%) versus the prior year.
Easton's median listing price comes in at 0% of the national average.
Easton's average listing price for 2023-02-01 was $1,431,962, a difference of $234,756 (19.6%) versus the prior year and $76,241 versus the prior month.
For the 2023-02-01 period, Easton had 78 MLS listings, a difference of -10 listings (-11%) versus the prior month and 6 listings (8%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Easton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,554 sqft |
| 2018-02-01 | 0 days | 2,532 sqft |
| 2018-03-01 | 0 days | 2,600 sqft |
| 2018-04-01 | 0 days | 2,594 sqft |
| 2018-05-01 | 0 days | 2,600 sqft |
| 2018-06-01 | 0 days | 2,552 sqft |
| 2018-07-01 | 0 days | 2,489 sqft |
| 2018-08-01 | 0 days | 2,532 sqft |
| 2018-09-01 | 0 days | 2,482 sqft |
| 2018-10-01 | 0 days | 2,510 sqft |
| 2018-11-01 | 0 days | 2,571 sqft |
| 2018-12-01 | 0 days | 2,592 sqft |
| 2019-01-01 | 0 days | 2,600 sqft |
| 2019-02-01 | 0 days | 2,615 sqft |
| 2019-03-01 | 0 days | 2,582 sqft |
| 2019-04-01 | 0 days | 2,546 sqft |
| 2019-05-01 | 0 days | 2,584 sqft |
| 2019-06-01 | 0 days | 2,612 sqft |
| 2019-07-01 | 0 days | 2,697 sqft |
| 2019-08-01 | 0 days | 2,692 sqft |
| 2019-09-01 | 0 days | 2,690 sqft |
| 2019-10-01 | 0 days | 2,678 sqft |
| 2019-11-01 | 0 days | 2,564 sqft |
| 2019-12-01 | 0 days | 2,515 sqft |
| 2020-01-01 | 0 days | 2,423 sqft |
| 2020-02-01 | 0 days | 2,376 sqft |
| 2020-03-01 | 0 days | 2,518 sqft |
| 2020-04-01 | 0 days | 2,550 sqft |
| 2020-05-01 | 0 days | 2,593 sqft |
| 2020-06-01 | 0 days | 2,619 sqft |
| 2020-07-01 | 0 days | 2,575 sqft |
| 2020-08-01 | 0 days | 2,504 sqft |
| 2020-09-01 | 0 days | 2,464 sqft |
| 2020-10-01 | 0 days | 2,432 sqft |
| 2020-11-01 | 0 days | 2,510 sqft |
| 2020-12-01 | 0 days | 2,478 sqft |
| 2021-01-01 | 0 days | 2,448 sqft |
| 2021-02-01 | 0 days | 2,433 sqft |
| 2021-03-01 | 0 days | 2,252 sqft |
| 2021-04-01 | 0 days | 2,436 sqft |
| 2021-05-01 | 0 days | 2,466 sqft |
| 2021-06-01 | 0 days | 2,530 sqft |
| 2021-07-01 | 0 days | 2,532 sqft |
| 2021-08-01 | 0 days | 2,440 sqft |
| 2021-09-01 | 0 days | 2,479 sqft |
| 2021-10-01 | 0 days | 2,304 sqft |
| 2021-11-01 | 0 days | 2,251 sqft |
| 2021-12-01 | 0 days | 2,005 sqft |
| 2022-01-01 | 0 days | 2,050 sqft |
| 2022-02-01 | 0 days | 2,002 sqft |
| 2022-03-01 | 0 days | 2,004 sqft |
| 2022-04-01 | 0 days | 2,110 sqft |
| 2022-05-01 | 0 days | 2,300 sqft |
| 2022-06-01 | 0 days | 2,300 sqft |
| 2022-07-01 | 0 days | 2,300 sqft |
| 2022-08-01 | 0 days | 2,192 sqft |
| 2022-09-01 | 0 days | 2,220 sqft |
| 2022-10-01 | 0 days | 2,106 sqft |
| 2022-11-01 | 0 days | 2,237 sqft |
| 2022-12-01 | 0 days | 2,200 sqft |
| 2023-01-01 | 0 days | 2,125 sqft |
| 2023-02-01 | 0 days | 2,127 sqft |
Easton's median listing age (time on market) for 2023-02-01 was 0 days.
Easton's median square footage for active listings during the 2023-02-01 period was 2,127 sqft. One year prior, the average listing was 2,002 sqft.
Easton's median square footage for active listings during the 2023-02-01 period was 2,127 sqft. One year prior, the average listing was 2,002 sqft.
Easton, MD Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 883 | $311,475,000 | $352,746 |
| Home Purchase | 745 | $370,295,000 | $497,040 |
| Cash Out Refi | 434 | $141,360,000 | $325,714 |
| Home Improvement | 59 | $11,645,000 | $197,373 |
| Other | 46 | $21,820,000 | $474,348 |
Easton's most frequently cited loan purpose was Refi, with 883 originations. The 2nd most popular reason was Home Purchase, with 745 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 979 | $393,595,000 | $402,038 |
| 3-4% | 557 | $207,095,000 | $371,804 |
| <2.5% | 433 | $178,505,000 | $412,252 |
| 4-5% | 33 | $6,295,000 | $190,758 |
| Over 8% | 17 | $3,985,000 | $234,412 |
| 5-6% | 8 | $550,000 | $68,750 |
| 6-7% | 5 | $925,000 | $185,000 |
| 7-8% | 3 | $245,000 | $81,667 |
During 2021, Easton's most frequently originated rate bucket was 2.5-3%, with 979 originations.
Loan Sizing (Easton, MD MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,057 | $299,965,000 | $283,789 |
| $100k-200k | 432 | $68,630,000 | $158,866 |
| $400k-600k | 328 | $158,490,000 | $483,201 |
| $600k-1000k | 140 | $108,360,000 | $774,000 |
| $Over $1MM | 122 | $215,830,000 | $1,769,098 |
| $100,000 or less | 88 | $5,320,000 | $60,455 |
Easton's loan sizing saw the bucket of loans from $200k-400k with 1,057 originations, totaling $299,965,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 756 | $318,460,000 | $421,243 |
| 80-100% | 542 | $205,720,000 | $379,557 |
| 40-60% | 393 | $176,145,000 | $448,206 |
| 20-40% | 195 | $58,535,000 | $300,179 |
| Under 20% | 81 | $8,145,000 | $100,556 |
| Over 100% | 24 | $11,540,000 | $480,833 |
Easton's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 756 originations, totaling $318,460,000 in origination value.