Easton Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Easton averaged 6.68% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.59% and one month ago for the week of 2024-10-10, the average rate was 6.22%.

    Easton's average rate one year ago was 7.1%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.68%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Easton 30 Year Fixed Rate 2024-11-14 6.68%
    Easton 30 Year Fixed Rate Refi 2024-11-14 6.68%
    Easton 15 Year Fixed Rate 2024-11-14 5.89%
    Easton 15 Year Fixed Rate Refi 2024-11-14 6.19%
    Easton 30 Year FHA 2024-11-14 0.2%
    Easton 30 Year FHA Refi 2024-11-14 0.2%
    Easton 30 Year USDA 2024-11-14 -0.2%
    Easton 30 Year USDA Refi 2024-11-14 -0.2%
    Easton 30 Year VA 2024-11-14 -0.1%
    Easton 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Easton, MD.

    Easton Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Easton, MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FIRST HOME MORTGAGE CORPORATION 30 6.70% $8,724
    BAY CAPITAL MORTGAGE CORPORATION 25 6.59% $6,937
    QUICKEN LOANS, LLC 15 6.48% $8,796
    Morgan Stanley Private Bank 13 5.66% $4,535
    UNITED WHOLESALE MORTGAGE, LLC 13 7.10% $7,666
    Bank of America 11 5.93% $7,565
    Citibank 9 4.92% $7,110
    NFM, INC. 9 7.00% $5,678
    LOANDEPOT.COM, LLC 8 6.69% $4,810
    GUARANTEED RATE, INC. 7 6.79% $10,001
    Shore United Bank 7 6.10% $4,605
    Prosperity Home Mortgage, LLC 6 7.00% $7,833
    CMG MORTGAGE, INC. 5 6.67% $7,926
    PNC Bank 5 6.45% $6,329
    Wells Fargo Bank 5 6.80% $5,767
    WesBanco 4 5.56% $9,633
    George Mason Mortgage, LLC 4 6.81% $6,758
    JPMorgan Chase Bank 4 7.31% $6,296
    EMBRACE HOME LOANS, INC. 4 6.12% $7,775
    MOVEMENT MORTGAGE, LLC 4 6.91% $10,334
    ACADEMY MORTGAGE CORPORATION 4 6.50% $6,739
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 4 6.56% $4,738
    ENVOY MORTGAGE, LTD 3 7.00% $14,460
    NAVY FEDERAL CREDIT UNION 3 5.96% $3,441
    NEWREZ LLC 3 6.66% $7,799
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.33% $10,479
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 3 8.33% $7,218
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.63% $5,613
    The Federal Savings Bank 3 6.50% $8,108
    First National Bank of Pennsylvania 3 6.71% $5,822
    FIRST SAVINGS MORTGAGE CORPORATION 3 7.17% $10,300
    USAA Federal Savings Bank 2 6.50% $7,945
    Towne Bank 2 6.25% $6,946
    INTERCOASTAL MORTGAGE COMPANY 2 6.88% $7,980
    TD Bank 2 5.50% $5,785
    DIRECT MORTGAGE LOANS, LLC 2 6.69% $31,750
    First Heritage Mortgage, LLC 2 7.50% $8,468
    PENNYMAC LOAN SERVICES, LLC 2 6.31% $9,143
    LAFAYETTE FEDERAL CREDIT UNION 2 6.13% $4,568
    OCMBC, INC. 2 9.13% $10,749
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 5.56% $4,679
    M&T Bank 2 7.25% $6,208
    Mr. Cooper ( Nationstar Mortgage ) 2 5.93% $5,422
    ZILLOW HOME LOANS, LLC 1 6.13% $6,978
    Ally Bank 1 7.00% $5,887
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.50% $14,872
    AMERISAVE MORTGAGE CORPORATION 1 6.88% $8,219
    BAY EQUITY LLC 1 6.50% $8,464
    BNY Mellon 1 5.25% $5,141
    Carrington Mortgage Services, LLC 1 5.50% $6,966
    Charles Schwab Bank, SSB 1 5.23% $6,925
    Chicago Mortgage Solutions LLC 1 6.10% $3,037
    CIBC Bank USA 1 5.25% $7,138
    CROSSCOUNTRY MORTGAGE, LLC 1 6.70% $10,727
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.75% $11,869
    EagleBank 1 5.88% $5,917
    EDUCATIONAL SYSTEMS 1 6.00% $9,188
    EMM LOANS LLC 1 6.88% $4,811
    Encompass Lending Group, LP 1 6.63% $7,379
    FIRST FINANCIAL OF MARYLAND 1 5.00% $5,483
    First National Bank of America 1 9.50% $12,785
    Flagstar Bank, FSB 1 5.75% $52,971
    GUILD MORTGAGE COMPANY 1 6.25% $4,075
    MEMBERS 1ST FEDERAL CREDIT UNION 1 6.13% $6,543
    Meridian Bank Corporation 1 7.13% $3,711
    Mortgage Research Center, LLC 1 6.88% $3,922
    NexBank 1 6.63% $2,792
    PIKE CREEK MORTGAGE SERVICES, INC. 1 6.63% $5,226
    Plains Commerce Bank 1 6.00% $11,138
    Presidential Bank, FSB 1 7.13% $7,630
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.38% $8,255
    Raymond James Bank 1 6.00% $1,955
    Summit Community Bank, Inc. 1 7.41% $3,987
    THE MORTGAGE LINK, INC. 1 7.25% $15,275
    TIDEWATER MORTGAGE SERVICES, INC. 1 6.13% $9,022
    Toyota Financial Savings Bank 1 6.20% $5,554
    Truist 1 6.10% $3,494
    UBS Bank USA 1 6.13% $6,944
    U.S. Bank 1 7.50% $7,590
    Victorian Finance, LLC 1 6.13% $22,750

    Easton Average Closing Costs & Other Stats

    Easton, MD's 80 lenders originated 689 loans during 2023. The total origination value was $267,765,000, with an average loan value of $388,628.

    Easton's average closing costs are $6,018.

    The top Easton lender as defined by loan originations is FIRST HOME MORTGAGE CORPORATION, with 30 loans originated. Their average total fees are $8,724, which is $1,787 higher than the next largest lender, BAY CAPITAL MORTGAGE CORPORATION.

    The lowest fee Easton lenders (with over 10 loans originated) are Morgan Stanley Private Bank ($4,535), BAY CAPITAL MORTGAGE CORPORATION ($6,937), Bank of America ($7,565), UNITED WHOLESALE MORTGAGE, LLC ($7,666) and FIRST HOME MORTGAGE CORPORATION ($8,724).

    The lowest rate Easton lenders (with over 10 loans originated) are Morgan Stanley Private Bank (5.66%), Bank of America (5.93%), QUICKEN LOANS, LLC (6.48%), BAY CAPITAL MORTGAGE CORPORATION (6.59%) and FIRST HOME MORTGAGE CORPORATION (6.70%).

    Easton, MD Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Shore United Bank $28,675,000 $19,680,000 -31.4% 7.3%
    FIRST HOME MORTGAGE CORPORATION $24,715,000 $17,355,000 -29.8% 6.5%
    Citibank $10,385,000 $15,025,000 44.7% 5.6%
    Bank of America $25,990,000 $14,245,000 -45.2% 5.3%
    Morgan Stanley Private Bank $11,245,000 $10,845,000 -3.6% 4.1%
    BAY CAPITAL MORTGAGE CORPORATION $19,315,000 $9,125,000 -52.8% 3.4%
    The Queenstown Bank of Maryland $10,095,000 $8,480,000 -16.0% 3.2%
    QUICKEN LOANS, LLC $19,880,000 $8,275,000 -58.4% 3.1%
    PNC Bank $11,925,000 $7,700,000 -35.4% 2.9%
    M&T Realty Capital Corporation $7,405,000 n/a 2.8%
    UNITED WHOLESALE MORTGAGE, LLC $8,660,000 $7,235,000 -16.5% 2.7%
    GUARANTEED RATE, INC. $6,385,000 $6,955,000 8.9% 2.6%
    WesBanco $16,015,000 $5,575,000 -65.2% 2.1%
    BayVanguard Bank $5,315,000 n/a 2.0%
    LOANDEPOT.COM, LLC $5,105,000 $4,880,000 -4.4% 1.8%
    First National Bank of Pennsylvania $2,120,000 $4,715,000 122.4% 1.8%
    Hebron Savings Bank $1,960,000 $4,385,000 123.7% 1.6%
    M&T Bank $5,445,000 $4,260,000 -21.8% 1.6%
    NFM, INC. $2,015,000 $4,205,000 108.7% 1.6%
    CMG MORTGAGE, INC. $1,300,000 $3,890,000 199.2% 1.5%
    Prosperity Home Mortgage, LLC $2,735,000 $3,270,000 19.6% 1.2%
    Wells Fargo Bank $11,455,000 $3,190,000 -72.2% 1.2%
    NAVY FEDERAL CREDIT UNION $4,690,000 $3,060,000 -34.8% 1.1%
    TD Bank $640,000 $3,055,000 377.3% 1.1%
    First Heritage Mortgage, LLC $1,085,000 $2,595,000 139.2% 1.0%
    Flagstar Bank, FSB $360,000 $2,545,000 606.9% 1.0%
    ACADEMY MORTGAGE CORPORATION $7,490,000 $2,495,000 -66.7% 0.9%
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $7,490,000 $2,485,000 -66.8% 0.9%
    DIRECT MORTGAGE LOANS, LLC $2,060,000 $2,325,000 12.9% 0.9%
    The Peoples Bank $2,295,000 n/a 0.9%
    MOVEMENT MORTGAGE, LLC $595,000 $2,290,000 284.9% 0.9%
    EMBRACE HOME LOANS, INC. $2,150,000 $2,280,000 6.0% 0.9%
    INTERCOASTAL MORTGAGE COMPANY $2,335,000 $2,270,000 -2.8% 0.8%
    FVCbank $1,785,000 n/a 0.7%
    PENNYMAC LOAN SERVICES, LLC $1,595,000 $1,770,000 11.0% 0.7%
    CIBC Bank USA $1,685,000 n/a 0.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $645,000 $1,665,000 158.1% 0.6%
    S&T Bank $11,860,000 $1,605,000 -86.5% 0.6%
    TOWER $1,105,000 $1,525,000 38.0% 0.6%
    BNY Mellon $1,905,000 $1,505,000 -21.0% 0.6%
    Charles Schwab Bank, SSB $1,500,000 $1,500,000 0.0% 0.6%
    ENVOY MORTGAGE, LTD $460,000 $1,440,000 213.0% 0.5%
    CITADEL FEDERAL CREDIT UNION $1,405,000 n/a 0.5%
    Middletown Valley Bank $1,365,000 n/a 0.5%
    FREEDOM MORTGAGE CORPORATION $2,335,000 $1,330,000 -43.0% 0.5%
    Toyota Financial Savings Bank $1,305,000 n/a 0.5%
    UBS Bank USA $1,105,000 $1,305,000 18.1% 0.5%
    The Federal Savings Bank $1,430,000 $1,290,000 -9.8% 0.5%
    Truist $15,525,000 $1,260,000 -91.9% 0.5%
    George Mason Mortgage, LLC $4,220,000 $1,220,000 -71.1% 0.5%
    Towne Bank $1,480,000 $1,220,000 -17.6% 0.5%
    FIRST SAVINGS MORTGAGE CORPORATION $1,115,000 $1,185,000 6.3% 0.4%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $740,000 $1,130,000 52.7% 0.4%
    MEMBERS 1ST FEDERAL CREDIT UNION $90,000 $1,125,000 1,150.0% 0.4%
    EMM LOANS LLC $1,865,000 $920,000 -50.7% 0.3%
    Arundel Federal Savings Bank $1,180,000 $910,000 -22.9% 0.3%
    JPMorgan Chase Bank $10,345,000 $910,000 -91.2% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $2,790,000 $860,000 -69.2% 0.3%
    Summit Community Bank, Inc. $860,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $2,770,000 $855,000 -69.1% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,040,000 $845,000 -58.6% 0.3%
    NEWREZ LLC $1,400,000 $845,000 -39.6% 0.3%
    CARDINAL FINANCIAL $700,000 $830,000 18.6% 0.3%
    FIRST FINANCIAL OF MARYLAND $255,000 $825,000 223.5% 0.3%
    Citizens Bank $11,885,000 $815,000 -93.1% 0.3%
    LAFAYETTE FEDERAL CREDIT UNION $255,000 $815,000 219.6% 0.3%
    DRAPER AND KRAMER MORTGAGE CORP. $525,000 $805,000 53.3% 0.3%
    Encompass Lending Group, LP $520,000 $790,000 51.9% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $530,000 $745,000 40.6% 0.3%
    PENTAGON FEDERAL CREDIT UNION $1,580,000 $725,000 -54.1% 0.3%
    USAA Federal Savings Bank $710,000 n/a 0.3%
    U.S. Bank $5,005,000 $685,000 -86.3% 0.3%
    BAY EQUITY LLC $720,000 $660,000 -8.3% 0.2%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $225,000 $655,000 191.1% 0.2%
    EDUCATIONAL SYSTEMS $85,000 $630,000 641.2% 0.2%
    Raymond James Bank $625,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $1,190,000 $610,000 -48.7% 0.2%
    AMERISAVE MORTGAGE CORPORATION $630,000 $595,000 -5.6% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $335,000 $595,000 77.6% 0.2%
    THE MORTGAGE LINK, INC. $845,000 $545,000 -35.5% 0.2%
    SOUTHERN TRUST MORTGAGE, LLC $1,425,000 $515,000 -63.9% 0.2%
    Victorian Finance, LLC $515,000 n/a 0.2%
    First Shore Federal Savings and Loan Association $475,000 n/a 0.2%
    Sandy Spring Bank $1,805,000 $475,000 -73.7% 0.2%
    OCMBC, INC. $470,000 n/a 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $465,000 n/a 0.2%
    TIDEWATER MORTGAGE SERVICES, INC. $425,000 n/a 0.2%
    Ally Bank $415,000 n/a 0.2%
    First National Bank and Trust Company of Newtown $405,000 n/a 0.2%
    John Marshall Bank $405,000 n/a 0.2%
    United States Senate Federal Credit Union $405,000 n/a 0.2%
    Carrington Mortgage Services, LLC $410,000 $400,000 -2.4% 0.1%
    Fulton Bank $3,320,000 $400,000 -88.0% 0.1%
    Chicago Mortgage Solutions LLC $345,000 $385,000 11.6% 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $355,000 n/a 0.1%
    NATIONS DIRECT MORTGAGE, LLC $355,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $325,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $195,000 $325,000 66.7% 0.1%
    RADIUS FINANCIAL GROUP INC. $315,000 n/a 0.1%
    Wilmington Savings Fund Society, FSB $390,000 $310,000 -20.5% 0.1%
    EagleBank $305,000 n/a 0.1%
    Keystone Funding, Inc. $295,000 n/a 0.1%
    Presidential Bank, FSB $285,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $285,000 n/a 0.1%
    Atlantic Coast Mortgage, LLC $2,020,000 $275,000 -86.4% 0.1%
    LENDINGHOME FUNDING CORPORATION $275,000 n/a 0.1%
    Plains Commerce Bank $2,150,000 $275,000 -87.2% 0.1%
    First National Bank of America $440,000 $265,000 -39.8% 0.1%
    Bank-Fund Staff Federal Credit Union $1,335,000 $255,000 -80.9% 0.1%
    FIDELITY DIRECT MORTGAGE, LLC $255,000 n/a 0.1%
    NexBank $255,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $255,000 n/a 0.1%
    CONTOUR MORTGAGE CORPORATION $245,000 n/a 0.1%
    Meridian Bank Corporation $560,000 $245,000 -56.3% 0.1%
    Congressional Bank $215,000 n/a 0.1%
    PIKE CREEK MORTGAGE SERVICES, INC. $375,000 $205,000 -45.3% 0.1%
    UNIVERSITY CREDIT UNION $205,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $440,000 $195,000 -55.7% 0.1%
    Ameris Bank $185,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $185,000 n/a 0.1%
    Waterstone Mortgage Corporation $175,000 n/a 0.1%
    Northwest Federal Credit Union $55,000 $160,000 190.9% 0.1%
    PLAZA HOME MORTGAGE, INC. $145,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $45,000 $140,000 211.1% 0.1%
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $305,000 $110,000 -63.9% 0.0%
    GUILD MORTGAGE COMPANY $205,000 $105,000 -48.8% 0.0%
    HOMESIDE FINANCIAL, LLC $1,590,000 $105,000 -93.4% 0.0%
    21ST MORTGAGE CORPORATION $95,000 n/a 0.0%
    Mortgage Research Center, LLC $1,645,000 $95,000 -94.2% 0.0%
    PARTNERS 1ST Federal Credit Union $95,000 n/a 0.0%
    Bethpage Federal Credit Union $65,000 n/a 0.0%
    MidAtlantic Farm Credit, ACA $65,000 n/a 0.0%
    WINGS FINANCIAL $65,000 n/a 0.0%
    NORTHROP GRUMMAN Federal Credit Union $55,000 n/a 0.0%
    N R L Federal Credit Union $45,000 n/a 0.0%
    TIDEMARK FEDERAL CREDIT UNION $35,000 n/a 0.0%
    AMERICAN HERITAGE FCU $225,000 $25,000 -88.9% 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    Apple Federal Credit Union $15,000 n/a 0.0%

    Easton's top lender by overall market share is Shore United Bank, with 7.3% market share. In second place, with 6.5%, is FIRST HOME MORTGAGE CORPORATION, having originated $17,355,000 in loans. In third place, with 5.6%, is Citibank, having originated $15,025,000 in loans. In fourth place, with 5.3%, is Bank of America, having originated $14,245,000 in loans. In fifth place, with 4.1%, is Morgan Stanley Private Bank, having originated $10,845,000 in loans.

    Easton Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Easton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $482,220 (7.7%) $789,299 (-8.1%) 0.00 347
    2018-02-01 $476,498 (5.0%) $791,084 (-7.2%) 0.00 324
    2018-03-01 $519,999 (14.4%) $845,991 (2.0%) 0.00 347
    2018-04-01 $529,495 (11.6%) $906,649 (8.4%) 0.00 396
    2018-05-01 $529,000 (9.5%) $908,130 (8.0%) 0.00 408
    2018-06-01 $549,000 (13.6%) $926,347 (11.4%) 0.00 405
    2018-07-01 $529,968 (6.0%) $917,006 (11.3%) 0.00 388
    2018-08-01 $544,000 (4.1%) $897,142 (4.5%) 0.00 400
    2018-09-01 $549,000 (4.6%) $882,480 (2.6%) 0.00 413
    2018-10-01 $552,175 (11.4%) $906,960 (6.2%) 0.00 406
    2018-11-01 $579,975 (18.4%) $977,598 (18.2%) 0.00 395
    2018-12-01 $595,000 (25.3%) $993,196 (25.6%) 0.00 363
    2019-01-01 $596,000 (23.6%) $1,037,387 (31.4%) 0.00 304
    2019-02-01 $595,000 (24.9%) $1,052,679 (33.1%) 0.00 318
    2019-03-01 $575,286 (10.6%) $1,009,342 (19.3%) 0.00 342
    2019-04-01 $549,225 (3.7%) $948,905 (4.7%) 0.00 375
    2019-05-01 $544,225 (2.9%) $952,602 (4.9%) 0.00 406
    2019-06-01 $539,000 (-1.8%) $994,135 (7.3%) 0.00 414
    2019-07-01 $549,974 (3.8%) $1,074,918 (17.2%) 0.00 407
    2019-08-01 $550,000 (1.1%) $1,075,767 (19.9%) 0.00 405
    2019-09-01 $550,000 (0.2%) $1,070,549 (21.3%) 0.00 406
    2019-10-01 $549,500 (-0.5%) $1,058,265 (16.7%) 0.00 401
    2019-11-01 $535,000 (-7.8%) $1,022,740 (4.6%) 0.00 386
    2019-12-01 $532,000 (-10.6%) $1,001,058 (0.8%) 0.00 337
    2020-01-01 $512,625 (-14.0%) $980,793 (-5.5%) 0.00 296
    2020-02-01 $498,000 (-16.3%) $994,178 (-5.6%) 0.00 283
    2020-03-01 $543,500 (-5.5%) $1,030,828 (2.1%) 0.00 306
    2020-04-01 $548,000 (-0.2%) $1,053,716 (11.1%) 0.00 305
    2020-05-01 $549,000 (0.9%) $1,088,594 (14.3%) 0.00 306
    2020-06-01 $549,000 (1.9%) $1,150,900 (15.8%) 0.00 268
    2020-07-01 $549,575 (-0.1%) $1,153,418 (7.3%) 0.00 241
    2020-08-01 $549,900 (0.0%) $1,175,367 (9.3%) 0.00 229
    2020-09-01 $547,250 (-0.5%) $1,227,043 (14.6%) 0.00 209
    2020-10-01 $560,000 (1.9%) $1,226,256 (15.9%) 0.00 204
    2020-11-01 $563,975 (5.4%) $1,396,934 (36.6%) 0.00 188
    2020-12-01 $550,000 (3.4%) $1,497,458 (49.6%) 0.00 165
    2021-01-01 $525,000 (2.4%) $1,555,113 (58.6%) 0.00 137
    2021-02-01 $550,000 (10.4%) $1,703,398 (71.3%) 0.00 127
    2021-03-01 $512,495 (-5.7%) $1,563,491 (51.7%) 0.00 122
    2021-04-01 $518,698 (-5.4%) $1,691,408 (60.5%) 0.00 116
    2021-05-01 $524,900 (-4.4%) $1,416,381 (30.1%) 0.00 125
    2021-06-01 $525,000 (-4.4%) $1,475,158 (28.2%) 0.00 129
    2021-07-01 $579,000 (5.4%) $1,412,374 (22.5%) 0.00 134
    2021-08-01 $554,495 (0.8%) $1,384,574 (17.8%) 0.00 127
    2021-09-01 $534,748 (-2.3%) $1,348,843 (9.9%) 0.00 130
    2021-10-01 $525,000 (-6.3%) $1,301,421 (6.1%) 0.00 128
    2021-11-01 $534,675 (-5.2%) $1,280,536 (-8.3%) 0.00 121
    2021-12-01 $466,495 (-15.2%) $1,203,225 (-19.7%) 0.00 107
    2022-01-01 $475,950 (-9.3%) $1,240,124 (-20.3%) 0.00 87
    2022-02-01 $486,200 (-11.6%) $1,197,206 (-29.7%) 0.00 72
    2022-03-01 $566,553 (10.6%) $1,181,550 (-24.4%) 0.00 65
    2022-04-01 $549,990 (6.0%) $1,241,716 (-26.6%) 0.00 64
    2022-05-01 $649,900 (23.8%) $1,451,212 (2.5%) 0.00 109
    2022-06-01 $581,220 (10.7%) $1,376,357 (-6.7%) 0.00 123
    2022-07-01 $507,495 (-12.4%) $1,371,431 (-2.9%) 0.00 129
    2022-08-01 $494,475 (-10.8%) $1,430,845 (3.3%) 0.00 128
    2022-09-01 $492,496 (-7.9%) $1,442,438 (6.9%) 0.00 128
    2022-10-01 $512,495 (-2.4%) $1,445,547 (11.1%) 0.00 131
    2022-11-01 $502,175 (-6.1%) $1,374,089 (7.3%) 0.00 123
    2022-12-01 $499,000 (7.0%) $1,369,824 (13.9%) 0.00 95
    2023-01-01 $496,500 (4.3%) $1,355,721 (9.3%) 0.00 88
    2023-02-01 $499,500 (2.7%) $1,431,962 (19.6%) 0.00 78
    2023-03-01 $491,743 (-13.2%) $1,421,084 (20.3%) 0.00 80
    2023-04-01 $696,750 (26.7%) $1,969,191 (58.6%) 0.00 93
    2023-05-01 $799,880 (23.1%) $2,169,204 (49.5%) 0.00 96
    2023-06-01 $788,720 (35.7%) $2,250,594 (63.5%) 0.00 100
    2023-07-01 $659,000 (29.9%) $2,157,564 (57.3%) 0.00 106
    2023-08-01 $757,498 (53.2%) $2,199,034 (53.7%) 0.00 108
    2023-09-01 $677,375 (37.5%) $1,979,290 (37.2%) 0.00 114
    2023-10-01 $737,475 (43.9%) $2,100,758 (45.3%) 0.00 123
    2023-11-01 $806,250 (60.6%) $2,287,932 (66.5%) 0.00 105
    2023-12-01 $699,000 (40.1%) $2,082,062 (52.0%) 0.00 93
    2024-01-01 $717,225 (44.5%) $1,902,045 (40.3%) 0.00 92
    2024-02-01 $587,172 (17.6%) $1,700,613 (18.8%) 0.00 106
    2024-03-01 $577,444 (17.4%) $1,883,040 (32.5%) 0.00 119
    2024-04-01 $656,013 (-5.9%) $1,969,858 (0.0%) 0.00 137
    2024-05-01 $679,500 (-15.1%) $1,842,857 (-15.0%) 0.00 149
    2024-06-01 $649,000 (-17.7%) $1,627,992 (-27.7%) 0.00 173
    2024-07-01 $587,450 (-10.9%) $1,521,561 (-29.5%) 0.00 177
    2024-08-01 $574,900 (-24.1%) $1,413,014 (-35.7%) 0.00 161
    2024-09-01 $560,250 (-17.3%) $1,427,569 (-27.9%) 0.00 166
    2024-10-01 $604,636 (-18.0%) $1,469,483 (-30.1%) 0.00 167
    Easton's median listing price for 2024-10-01 was $604,636, a difference of $-132,839 (-18.0%) versus the prior year and $44,386 versus the prior month.

    Easton's median listing price comes in at 0% of the national average.

    Easton's average listing price for 2024-10-01 was $1,469,483, a difference of $-631,275 (-30.1%) versus the prior year and $41,914 versus the prior month.

    For the 2024-10-01 period, Easton had 167 MLS listings, a difference of 1 listings (1%) versus the prior month and 44 listings (36%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Easton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,543 sqft
    2018-02-01 0 days 2,523 sqft
    2018-03-01 0 days 2,595 sqft
    2018-04-01 0 days 2,569 sqft
    2018-05-01 0 days 2,594 sqft
    2018-06-01 0 days 2,552 sqft
    2018-07-01 0 days 2,489 sqft
    2018-08-01 0 days 2,532 sqft
    2018-09-01 0 days 2,482 sqft
    2018-10-01 0 days 2,509 sqft
    2018-11-01 0 days 2,566 sqft
    2018-12-01 0 days 2,592 sqft
    2019-01-01 0 days 2,603 sqft
    2019-02-01 0 days 2,612 sqft
    2019-03-01 0 days 2,581 sqft
    2019-04-01 0 days 2,546 sqft
    2019-05-01 0 days 2,577 sqft
    2019-06-01 0 days 2,609 sqft
    2019-07-01 0 days 2,700 sqft
    2019-08-01 0 days 2,686 sqft
    2019-09-01 0 days 2,664 sqft
    2019-10-01 0 days 2,641 sqft
    2019-11-01 0 days 2,564 sqft
    2019-12-01 0 days 2,515 sqft
    2020-01-01 0 days 2,425 sqft
    2020-02-01 0 days 2,378 sqft
    2020-03-01 0 days 2,524 sqft
    2020-04-01 0 days 2,554 sqft
    2020-05-01 0 days 2,600 sqft
    2020-06-01 0 days 2,624 sqft
    2020-07-01 0 days 2,572 sqft
    2020-08-01 0 days 2,504 sqft
    2020-09-01 0 days 2,448 sqft
    2020-10-01 0 days 2,432 sqft
    2020-11-01 0 days 2,499 sqft
    2020-12-01 0 days 2,461 sqft
    2021-01-01 0 days 2,448 sqft
    2021-02-01 0 days 2,433 sqft
    2021-03-01 0 days 2,252 sqft
    2021-04-01 0 days 2,436 sqft
    2021-05-01 0 days 2,466 sqft
    2021-06-01 0 days 2,530 sqft
    2021-07-01 0 days 2,532 sqft
    2021-08-01 0 days 2,440 sqft
    2021-09-01 0 days 2,479 sqft
    2021-10-01 0 days 2,304 sqft
    2021-11-01 0 days 2,251 sqft
    2021-12-01 0 days 2,005 sqft
    2022-01-01 0 days 2,050 sqft
    2022-02-01 0 days 2,002 sqft
    2022-03-01 0 days 2,004 sqft
    2022-04-01 0 days 2,100 sqft
    2022-05-01 0 days 2,300 sqft
    2022-06-01 0 days 2,300 sqft
    2022-07-01 0 days 2,300 sqft
    2022-08-01 0 days 2,192 sqft
    2022-09-01 0 days 2,220 sqft
    2022-10-01 0 days 2,106 sqft
    2022-11-01 0 days 2,237 sqft
    2022-12-01 0 days 2,200 sqft
    2023-01-01 0 days 2,125 sqft
    2023-02-01 0 days 2,127 sqft
    2023-03-01 0 days 1,934 sqft
    2023-04-01 0 days 2,312 sqft
    2023-05-01 0 days 2,456 sqft
    2023-06-01 0 days 2,516 sqft
    2023-07-01 0 days 2,449 sqft
    2023-08-01 0 days 2,488 sqft
    2023-09-01 0 days 2,496 sqft
    2023-10-01 0 days 2,597 sqft
    2023-11-01 0 days 2,727 sqft
    2023-12-01 0 days 2,715 sqft
    2024-01-01 0 days 2,486 sqft
    2024-02-01 0 days 2,185 sqft
    2024-03-01 0 days 2,282 sqft
    2024-04-01 0 days 2,310 sqft
    2024-05-01 0 days 2,404 sqft
    2024-06-01 0 days 2,286 sqft
    2024-07-01 0 days 2,112 sqft
    2024-08-01 0 days 2,121 sqft
    2024-09-01 0 days 2,116 sqft
    2024-10-01 0 days 2,295 sqft
    Easton's median listing age (time on market) for 2024-10-01 was 0 days.

    Easton's median square footage for active listings during the 2024-10-01 period was 2,295 sqft. One year prior, the average listing was 2,597 sqft.

    Easton, MD Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 367 $196,565,000 $535,599
    Home Improvement 120 $18,890,000 $157,417
    Cash Out Refi 77 $20,035,000 $260,195
    Other 69 $15,065,000 $218,333
    Refi 56 $17,210,000 $307,321

    Easton's most frequently cited loan purpose was Home Purchase, with 367 originations. The 2nd most popular reason was Home Improvement, with 120 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 210 $82,900,000 $394,762
    7-8% 121 $45,425,000 $375,413
    5-6% 114 $59,190,000 $519,211
    Over 8% 110 $15,330,000 $139,364
    4-5% 27 $26,935,000 $997,593
    <2.5% 5 $1,005,000 $201,000
    3-4% 2 $270,000 $135,000

    During 2023, Easton's most frequently originated rate bucket was 6-7%, with 210 originations.

    Loan Sizing (Easton, MD MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 245 $70,985,000 $289,735
    $100,000 or less 134 $7,070,000 $52,761
    $100k-200k 128 $17,630,000 $137,734
    $400k-600k 82 $39,400,000 $480,488
    $Over $1MM 52 $98,680,000 $1,897,692
    $600k-1000k 48 $34,000,000 $708,333

    Easton's loan sizing saw the bucket of loans from $200k-400k with 245 originations, totaling $70,985,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 199 $96,945,000 $487,161
    60-80% 135 $73,235,000 $542,481
    Under 20% 118 $10,990,000 $93,136
    40-60% 66 $30,670,000 $464,697
    20-40% 62 $16,250,000 $262,097
    Over 100% 5 $2,435,000 $487,000

    Easton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 199 originations, totaling $96,945,000 in origination value.