Easton Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Easton averaged
6.98%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.03% and
one month ago for the week of 2025-04-17, the
average rate was 6.75%.
Easton's average rate one year ago was 7.24%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.16%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Easton 30 Year Fixed Rate | 2025-05-22 | 6.98% |
| Easton 30 Year Fixed Rate Refi | 2025-05-22 | 7.16% |
| Easton 15 Year Fixed Rate | 2025-05-22 | 5.81% |
| Easton 15 Year Fixed Rate Refi | 2025-05-22 | 6.01% |
| Easton 30 Year FHA | 2025-05-22 | 6.51% |
| Easton 30 Year FHA Refi | 2025-05-22 | 6.51% |
| Easton 30 Year USDA | 2025-05-22 | 6.43% |
| Easton 30 Year USDA Refi | 2025-05-22 | 6.63% |
| Easton 30 Year VA | 2025-05-22 | 6.52% |
| Easton 30 Year VA Refi | 2025-05-22 | 6.72% |
Easton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Easton, MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Easton Average Closing Costs & Other Stats
Easton, MD's 95 lenders originated 834
loans during 2024. The total origination value was $346,050,000, with an average loan value of
$414,928.
Easton's average closing costs are $6,237.
The top Easton lender as defined by loan originations is BAY CAPITAL MORTGAGE CORPORATION, with
40 loans originated. Their average total fees are
$8,433, which is $2,758
higher than the next largest lender,
Shore United Bank.
The lowest fee Easton lenders (with over 10 loans originated) are
Truist ($4,807), LOANDEPOT.COM, LLC ($5,138), Shore United Bank ($5,674), Bank of America ($6,268) and GUARANTEED RATE, INC. ($6,318).
The lowest rate Easton lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (5.99%), Bank of America (6.36%), Truist (6.53%), QUICKEN LOANS, LLC (6.63%) and UNITED WHOLESALE MORTGAGE, LLC (6.66%).
Easton, MD Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Shore United Bank | $19,680,000 | $32,925,000 | 67.3% | 9.5% |
| BAY CAPITAL MORTGAGE CORPORATION | $9,125,000 | $20,840,000 | 128.4% | 6.0% |
| LENDINGONE, LLC | $20,565,000 | n/a | 5.9% | |
| Bank of America | $14,245,000 | $15,265,000 | 7.2% | 4.4% |
| QUICKEN LOANS, LLC | $8,275,000 | $14,660,000 | 77.2% | 4.2% |
| Morgan Stanley Private Bank | $10,845,000 | $12,880,000 | 18.8% | 3.7% |
| FIRST HOME MORTGAGE CORPORATION | $17,355,000 | $11,065,000 | -36.2% | 3.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,235,000 | $10,705,000 | 48.0% | 3.1% |
| TD Bank | $3,055,000 | $9,790,000 | 220.5% | 2.8% |
| NFM, INC. | $4,205,000 | $8,860,000 | 110.7% | 2.6% |
| GUARANTEED RATE, INC. | $6,955,000 | $8,785,000 | 26.3% | 2.5% |
| The Queenstown Bank of Maryland | $8,480,000 | $8,570,000 | 1.1% | 2.5% |
| LOANDEPOT.COM, LLC | $4,880,000 | $7,485,000 | 53.4% | 2.2% |
| M&T Bank | $4,260,000 | $7,360,000 | 72.8% | 2.1% |
| PNC Bank | $7,700,000 | $7,140,000 | -7.3% | 2.1% |
| Wells Fargo Bank | $3,190,000 | $7,010,000 | 119.7% | 2.0% |
| CMG MORTGAGE, INC. | $3,890,000 | $6,000,000 | 54.2% | 1.7% |
| Truist | $1,260,000 | $5,380,000 | 327.0% | 1.6% |
| WesBanco | $5,575,000 | $5,350,000 | -4.0% | 1.5% |
| Charles Schwab Bank, SSB | $1,500,000 | $5,190,000 | 246.0% | 1.5% |
| Goldman Sachs Bank USA | $3,870,000 | n/a | 1.1% | |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $2,485,000 | $3,810,000 | 53.3% | 1.1% |
| Citibank | $15,025,000 | $3,785,000 | -74.8% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $845,000 | $3,375,000 | 299.4% | 1.0% |
| First National Bank of Pennsylvania | $4,715,000 | $3,140,000 | -33.4% | 0.9% |
| The Peoples Bank | $2,295,000 | $3,000,000 | 30.7% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $3,060,000 | $2,905,000 | -5.1% | 0.8% |
| Prosperity Home Mortgage, LLC | $3,270,000 | $2,790,000 | -14.7% | 0.8% |
| TOWER | $1,525,000 | $2,765,000 | 81.3% | 0.8% |
| ENVOY MORTGAGE, LTD | $1,440,000 | $2,625,000 | 82.3% | 0.8% |
| BNY Mellon | $1,505,000 | $2,605,000 | 73.1% | 0.8% |
| RADIUS FINANCIAL GROUP INC. | $315,000 | $2,570,000 | 715.9% | 0.7% |
| The Gratz Bank | $2,475,000 | n/a | 0.7% | |
| JPMorgan Chase Bank | $910,000 | $2,415,000 | 165.4% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $860,000 | $2,355,000 | 173.8% | 0.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,340,000 | n/a | 0.7% | |
| Capital Bank | $2,240,000 | n/a | 0.6% | |
| FREEDOM MORTGAGE CORPORATION | $1,330,000 | $2,160,000 | 62.4% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $855,000 | $1,995,000 | 133.3% | 0.6% |
| NEWREZ LLC | $845,000 | $1,545,000 | 82.8% | 0.4% |
| Plains Commerce Bank | $275,000 | $1,520,000 | 452.7% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $610,000 | $1,515,000 | 148.4% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $1,430,000 | n/a | 0.4% | |
| PENNYMAC LOAN SERVICES, LLC | $1,770,000 | $1,395,000 | -21.2% | 0.4% |
| MORTGAGE ACCESS CORP. | $1,355,000 | n/a | 0.4% | |
| MOVEMENT MORTGAGE, LLC | $2,290,000 | $1,320,000 | -42.4% | 0.4% |
| DAS Acquisition Company, LLC | $1,210,000 | n/a | 0.3% | |
| Presidential Bank, FSB | $285,000 | $1,195,000 | 319.3% | 0.3% |
| Hebron Savings Bank | $4,385,000 | $1,155,000 | -73.7% | 0.3% |
| NP, Inc. | $1,155,000 | n/a | 0.3% | |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $1,145,000 | n/a | 0.3% | |
| Univest Bank and Trust Co. | $1,145,000 | n/a | 0.3% | |
| Atlantic Coast Mortgage, LLC | $275,000 | $1,135,000 | 312.7% | 0.3% |
| DIRECT MORTGAGE LOANS, LLC | $2,325,000 | $1,120,000 | -51.8% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $745,000 | $1,115,000 | 49.7% | 0.3% |
| Fulton Bank | $400,000 | $1,110,000 | 177.5% | 0.3% |
| EDUCATIONAL SYSTEMS | $630,000 | $1,095,000 | 73.8% | 0.3% |
| Sandy Spring Bank | $475,000 | $1,090,000 | 129.5% | 0.3% |
| Mortgage Research Center, LLC | $95,000 | $1,075,000 | 1,031.6% | 0.3% |
| Citizens Bank | $815,000 | $1,025,000 | 25.8% | 0.3% |
| EQUITY RESOURCES, INC. | $1,015,000 | n/a | 0.3% | |
| USAA Federal Savings Bank | $710,000 | $1,015,000 | 43.0% | 0.3% |
| Wilmington Savings Fund Society, FSB | $310,000 | $1,005,000 | 224.2% | 0.3% |
| First-Citizens Bank & Trust Company | $955,000 | n/a | 0.3% | |
| Towne Bank | $1,220,000 | $940,000 | -23.0% | 0.3% |
| UBS Bank USA | $1,305,000 | $875,000 | -33.0% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $835,000 | n/a | 0.2% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $655,000 | $830,000 | 26.7% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $820,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $805,000 | n/a | 0.2% | |
| MidAtlantic Farm Credit, ACA | $65,000 | $805,000 | 1,138.5% | 0.2% |
| SWBC MORTGAGE CORPORATION | $800,000 | n/a | 0.2% | |
| EMM LOANS LLC | $920,000 | $770,000 | -16.3% | 0.2% |
| The Federal Savings Bank | $1,290,000 | $770,000 | -40.3% | 0.2% |
| BayVanguard Bank | $5,315,000 | $760,000 | -85.7% | 0.2% |
| Carrington Mortgage Services, LLC | $400,000 | $760,000 | 90.0% | 0.2% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $1,130,000 | $760,000 | -32.7% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $465,000 | $760,000 | 63.4% | 0.2% |
| Ameris Bank | $185,000 | $755,000 | 308.1% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $725,000 | $725,000 | 0.0% | 0.2% |
| ARC HOME LLC | $710,000 | n/a | 0.2% | |
| Figure Lending LLC | $700,000 | n/a | 0.2% | |
| SIRVA MORTGAGE, INC. | $675,000 | n/a | 0.2% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $650,000 | n/a | 0.2% | |
| Meridian Bank Corporation | $245,000 | $640,000 | 161.2% | 0.2% |
| NBKC BANK | $640,000 | n/a | 0.2% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,665,000 | $625,000 | -62.5% | 0.2% |
| TIDEMARK FEDERAL CREDIT UNION | $35,000 | $625,000 | 1,685.7% | 0.2% |
| S&T Bank | $1,605,000 | $605,000 | -62.3% | 0.2% |
| First National Bank of America | $265,000 | $575,000 | 117.0% | 0.2% |
| Flagstar Bank, FSB | $2,545,000 | $570,000 | -77.6% | 0.2% |
| Gate City Bank | $515,000 | n/a | 0.1% | |
| BROKER SOLUTIONS, INC. | $510,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $505,000 | n/a | 0.1% | |
| MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED | $505,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $325,000 | $485,000 | 49.2% | 0.1% |
| Alcova Mortgage LLC | $465,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $195,000 | $395,000 | 102.6% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $355,000 | $385,000 | 8.5% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $2,270,000 | $385,000 | -83.0% | 0.1% |
| GUILD MORTGAGE COMPANY | $105,000 | $380,000 | 261.9% | 0.1% |
| First Heritage Mortgage, LLC | $2,595,000 | $375,000 | -85.5% | 0.1% |
| LAFAYETTE FEDERAL CREDIT UNION | $815,000 | $375,000 | -54.0% | 0.1% |
| MICHIGAN MUTUAL, INC. | $375,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $375,000 | n/a | 0.1% | |
| STOCKTON MORTGAGE CORPORATION | $355,000 | n/a | 0.1% | |
| Keystone Funding, Inc. | $295,000 | $345,000 | 16.9% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $255,000 | $345,000 | 35.3% | 0.1% |
| Residential Mortgage Solutions, Inc. | $335,000 | n/a | 0.1% | |
| Old National Bank | $325,000 | n/a | 0.1% | |
| U.S. Bank | $685,000 | $325,000 | -52.6% | 0.1% |
| POINT BREEZE | $315,000 | n/a | 0.1% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $425,000 | $315,000 | -25.9% | 0.1% |
| Cathay Bank | $295,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $285,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $105,000 | $285,000 | 171.4% | 0.1% |
| United Bank | $285,000 | n/a | 0.1% | |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $110,000 | $255,000 | 131.8% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $255,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $285,000 | $255,000 | -10.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $245,000 | n/a | 0.1% | |
| RF Renovo Management Company, LLC | $235,000 | n/a | 0.1% | |
| SeaTrust Mortgage Company | $235,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $175,000 | $235,000 | 34.3% | 0.1% |
| SPRING EQ, LLC | $200,000 | n/a | 0.1% | |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $165,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $65,000 | $165,000 | 153.8% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $515,000 | $155,000 | -69.9% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $145,000 | n/a | 0.0% | |
| FIRST SAVINGS MORTGAGE CORPORATION | $1,185,000 | $115,000 | -90.3% | 0.0% |
| PRINCE GEORGE'S COMMUNITY | $115,000 | n/a | 0.0% | |
| APL | $105,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $105,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $140,000 | $85,000 | -39.3% | 0.0% |
| State Department Federal Credit Union | $75,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $15,000 | $65,000 | 333.3% | 0.0% |
| Coastal Community Bank | $55,000 | n/a | 0.0% | |
| LIBRARY OF CONGRESS | $55,000 | n/a | 0.0% | |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| PARTNERS 1ST Federal Credit Union | $95,000 | $55,000 | -42.1% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Summit Community Bank, Inc. | $860,000 | $45,000 | -94.8% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $35,000 | n/a | 0.0% | |
| Johns Hopkins Federal Credit Union | $25,000 | n/a | 0.0% |
Easton's top lender by overall market share is Shore United Bank, with 9.5% market share. In second place, with 6.0%, is BAY CAPITAL MORTGAGE CORPORATION, having originated $20,840,000 in loans. In third place, with 5.9%, is LENDINGONE, LLC, having originated $20,565,000 in loans. In fourth place, with 4.4%, is Bank of America, having originated $15,265,000 in loans. In fifth place, with 4.2%, is QUICKEN LOANS, LLC, having originated $14,660,000 in loans.
Easton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Easton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $482,220 (7.7%) | $789,299 (-8.1%) | 0.00 | 347 |
| 2018-02-01 | $476,498 (5.0%) | $791,084 (-7.2%) | 0.00 | 324 |
| 2018-03-01 | $519,999 (14.4%) | $845,991 (2.0%) | 0.00 | 347 |
| 2018-04-01 | $529,495 (11.6%) | $906,649 (8.4%) | 0.00 | 396 |
| 2018-05-01 | $529,000 (9.5%) | $908,130 (8.0%) | 0.00 | 408 |
| 2018-06-01 | $549,000 (13.6%) | $926,347 (11.4%) | 0.00 | 405 |
| 2018-07-01 | $529,968 (6.0%) | $917,006 (11.3%) | 0.00 | 388 |
| 2018-08-01 | $544,000 (4.1%) | $897,142 (4.5%) | 0.00 | 400 |
| 2018-09-01 | $549,000 (4.6%) | $882,480 (2.6%) | 0.00 | 413 |
| 2018-10-01 | $552,175 (11.4%) | $906,960 (6.2%) | 0.00 | 406 |
| 2018-11-01 | $579,975 (18.4%) | $977,598 (18.2%) | 0.00 | 395 |
| 2018-12-01 | $595,000 (25.3%) | $993,196 (25.6%) | 0.00 | 363 |
| 2019-01-01 | $596,000 (23.6%) | $1,037,387 (31.4%) | 0.00 | 304 |
| 2019-02-01 | $595,000 (24.9%) | $1,052,679 (33.1%) | 0.00 | 318 |
| 2019-03-01 | $575,286 (10.6%) | $1,009,342 (19.3%) | 0.00 | 342 |
| 2019-04-01 | $549,225 (3.7%) | $948,905 (4.7%) | 0.00 | 375 |
| 2019-05-01 | $544,225 (2.9%) | $952,602 (4.9%) | 0.00 | 406 |
| 2019-06-01 | $539,000 (-1.8%) | $994,135 (7.3%) | 0.00 | 414 |
| 2019-07-01 | $549,974 (3.8%) | $1,074,918 (17.2%) | 0.00 | 407 |
| 2019-08-01 | $550,000 (1.1%) | $1,075,767 (19.9%) | 0.00 | 405 |
| 2019-09-01 | $550,000 (0.2%) | $1,070,549 (21.3%) | 0.00 | 406 |
| 2019-10-01 | $549,500 (-0.5%) | $1,058,265 (16.7%) | 0.00 | 401 |
| 2019-11-01 | $535,000 (-7.8%) | $1,022,740 (4.6%) | 0.00 | 386 |
| 2019-12-01 | $532,000 (-10.6%) | $1,001,058 (0.8%) | 0.00 | 337 |
| 2020-01-01 | $512,625 (-14.0%) | $980,793 (-5.5%) | 0.00 | 296 |
| 2020-02-01 | $498,000 (-16.3%) | $994,178 (-5.6%) | 0.00 | 283 |
| 2020-03-01 | $543,500 (-5.5%) | $1,030,828 (2.1%) | 0.00 | 306 |
| 2020-04-01 | $548,000 (-0.2%) | $1,053,716 (11.1%) | 0.00 | 305 |
| 2020-05-01 | $549,000 (0.9%) | $1,088,594 (14.3%) | 0.00 | 306 |
| 2020-06-01 | $549,000 (1.9%) | $1,150,900 (15.8%) | 0.00 | 268 |
| 2020-07-01 | $549,575 (-0.1%) | $1,153,418 (7.3%) | 0.00 | 241 |
| 2020-08-01 | $549,900 (0.0%) | $1,175,367 (9.3%) | 0.00 | 229 |
| 2020-09-01 | $547,250 (-0.5%) | $1,227,043 (14.6%) | 0.00 | 209 |
| 2020-10-01 | $560,000 (1.9%) | $1,226,256 (15.9%) | 0.00 | 204 |
| 2020-11-01 | $563,975 (5.4%) | $1,396,934 (36.6%) | 0.00 | 188 |
| 2020-12-01 | $550,000 (3.4%) | $1,497,458 (49.6%) | 0.00 | 165 |
| 2021-01-01 | $525,000 (2.4%) | $1,555,113 (58.6%) | 0.00 | 137 |
| 2021-02-01 | $550,000 (10.4%) | $1,703,398 (71.3%) | 0.00 | 127 |
| 2021-03-01 | $512,495 (-5.7%) | $1,563,491 (51.7%) | 0.00 | 122 |
| 2021-04-01 | $518,698 (-5.4%) | $1,691,408 (60.5%) | 0.00 | 116 |
| 2021-05-01 | $524,900 (-4.4%) | $1,416,381 (30.1%) | 0.00 | 125 |
| 2021-06-01 | $525,000 (-4.4%) | $1,475,158 (28.2%) | 0.00 | 129 |
| 2021-07-01 | $579,000 (5.4%) | $1,412,374 (22.5%) | 0.00 | 134 |
| 2021-08-01 | $554,495 (0.8%) | $1,384,574 (17.8%) | 0.00 | 127 |
| 2021-09-01 | $534,748 (-2.3%) | $1,348,843 (9.9%) | 0.00 | 130 |
| 2021-10-01 | $525,000 (-6.3%) | $1,301,421 (6.1%) | 0.00 | 128 |
| 2021-11-01 | $534,675 (-5.2%) | $1,280,536 (-8.3%) | 0.00 | 121 |
| 2021-12-01 | $466,495 (-15.2%) | $1,203,225 (-19.7%) | 0.00 | 107 |
| 2022-01-01 | $475,950 (-9.3%) | $1,240,124 (-20.3%) | 0.00 | 87 |
| 2022-02-01 | $486,200 (-11.6%) | $1,197,206 (-29.7%) | 0.00 | 72 |
| 2022-03-01 | $566,553 (10.6%) | $1,181,550 (-24.4%) | 0.00 | 65 |
| 2022-04-01 | $549,990 (6.0%) | $1,241,716 (-26.6%) | 0.00 | 64 |
| 2022-05-01 | $649,900 (23.8%) | $1,451,212 (2.5%) | 0.00 | 109 |
| 2022-06-01 | $581,220 (10.7%) | $1,376,357 (-6.7%) | 0.00 | 123 |
| 2022-07-01 | $507,495 (-12.4%) | $1,371,431 (-2.9%) | 0.00 | 129 |
| 2022-08-01 | $494,475 (-10.8%) | $1,430,845 (3.3%) | 0.00 | 128 |
| 2022-09-01 | $492,496 (-7.9%) | $1,442,438 (6.9%) | 0.00 | 128 |
| 2022-10-01 | $512,495 (-2.4%) | $1,445,547 (11.1%) | 0.00 | 131 |
| 2022-11-01 | $502,175 (-6.1%) | $1,374,089 (7.3%) | 0.00 | 123 |
| 2022-12-01 | $499,000 (7.0%) | $1,369,824 (13.9%) | 0.00 | 95 |
| 2023-01-01 | $496,500 (4.3%) | $1,355,721 (9.3%) | 0.00 | 88 |
| 2023-02-01 | $499,500 (2.7%) | $1,431,962 (19.6%) | 0.00 | 78 |
| 2023-03-01 | $491,743 (-13.2%) | $1,421,084 (20.3%) | 0.00 | 80 |
| 2023-04-01 | $696,750 (26.7%) | $1,969,191 (58.6%) | 0.00 | 93 |
| 2023-05-01 | $799,880 (23.1%) | $2,169,204 (49.5%) | 0.00 | 96 |
| 2023-06-01 | $788,720 (35.7%) | $2,250,594 (63.5%) | 0.00 | 100 |
| 2023-07-01 | $659,000 (29.9%) | $2,157,564 (57.3%) | 0.00 | 106 |
| 2023-08-01 | $757,498 (53.2%) | $2,199,034 (53.7%) | 0.00 | 108 |
| 2023-09-01 | $677,375 (37.5%) | $1,979,290 (37.2%) | 0.00 | 114 |
| 2023-10-01 | $737,475 (43.9%) | $2,100,758 (45.3%) | 0.00 | 123 |
| 2023-11-01 | $806,250 (60.6%) | $2,287,932 (66.5%) | 0.00 | 105 |
| 2023-12-01 | $699,000 (40.1%) | $2,082,062 (52.0%) | 0.00 | 93 |
| 2024-01-01 | $717,225 (44.5%) | $1,902,045 (40.3%) | 0.00 | 92 |
| 2024-02-01 | $587,172 (17.6%) | $1,700,613 (18.8%) | 0.00 | 106 |
| 2024-03-01 | $577,444 (17.4%) | $1,883,040 (32.5%) | 0.00 | 119 |
| 2024-04-01 | $656,013 (-5.9%) | $1,969,858 (0.0%) | 0.00 | 137 |
| 2024-05-01 | $662,500 (-17.2%) | $1,846,677 (-14.9%) | 0.00 | 149 |
| 2024-06-01 | $649,000 (-17.7%) | $1,616,254 (-28.2%) | 0.00 | 173 |
| 2024-07-01 | $587,450 (-10.9%) | $1,521,561 (-29.5%) | 0.00 | 177 |
| 2024-08-01 | $574,900 (-24.1%) | $1,413,014 (-35.7%) | 0.00 | 161 |
| 2024-09-01 | $560,250 (-17.3%) | $1,427,569 (-27.9%) | 0.00 | 166 |
| 2024-10-01 | $604,636 (-18.0%) | $1,469,483 (-30.1%) | 0.00 | 167 |
| 2024-11-01 | $574,900 (-28.7%) | $1,410,576 (-38.4%) | 0.00 | 169 |
| 2024-12-01 | $537,500 (-23.1%) | $1,451,402 (-30.3%) | 0.00 | 154 |
| 2025-01-01 | $532,250 (-25.8%) | $1,401,250 (-26.3%) | 0.00 | 155 |
| 2025-02-01 | $547,247 (-6.8%) | $1,386,434 (-18.5%) | 0.00 | 149 |
| 2025-03-01 | $574,900 (-0.4%) | $1,418,355 (-24.7%) | 0.00 | 173 |
| 2025-04-01 | $567,175 (-13.5%) | $1,372,866 (-30.3%) | 0.00 | 205 |
Easton's median listing price comes in at 0% of the national average.
Easton's average listing price for 2025-04-01 was $1,372,866, a difference of $-596,992 (-30.3%) versus the prior year and $-45,489 versus the prior month.
For the 2025-04-01 period, Easton had 205 MLS listings, a difference of 32 listings (18%) versus the prior month and 68 listings (50%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Easton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,545 sqft |
| 2018-02-01 | 0 days | 2,530 sqft |
| 2018-03-01 | 0 days | 2,600 sqft |
| 2018-04-01 | 0 days | 2,576 sqft |
| 2018-05-01 | 0 days | 2,597 sqft |
| 2018-06-01 | 0 days | 2,552 sqft |
| 2018-07-01 | 0 days | 2,489 sqft |
| 2018-08-01 | 0 days | 2,532 sqft |
| 2018-09-01 | 0 days | 2,482 sqft |
| 2018-10-01 | 0 days | 2,510 sqft |
| 2018-11-01 | 0 days | 2,565 sqft |
| 2018-12-01 | 0 days | 2,592 sqft |
| 2019-01-01 | 0 days | 2,605 sqft |
| 2019-02-01 | 0 days | 2,615 sqft |
| 2019-03-01 | 0 days | 2,582 sqft |
| 2019-04-01 | 0 days | 2,546 sqft |
| 2019-05-01 | 0 days | 2,569 sqft |
| 2019-06-01 | 0 days | 2,605 sqft |
| 2019-07-01 | 0 days | 2,700 sqft |
| 2019-08-01 | 0 days | 2,691 sqft |
| 2019-09-01 | 0 days | 2,678 sqft |
| 2019-10-01 | 0 days | 2,657 sqft |
| 2019-11-01 | 0 days | 2,536 sqft |
| 2019-12-01 | 0 days | 2,510 sqft |
| 2020-01-01 | 0 days | 2,423 sqft |
| 2020-02-01 | 0 days | 2,376 sqft |
| 2020-03-01 | 0 days | 2,518 sqft |
| 2020-04-01 | 0 days | 2,550 sqft |
| 2020-05-01 | 0 days | 2,593 sqft |
| 2020-06-01 | 0 days | 2,635 sqft |
| 2020-07-01 | 0 days | 2,575 sqft |
| 2020-08-01 | 0 days | 2,504 sqft |
| 2020-09-01 | 0 days | 2,448 sqft |
| 2020-10-01 | 0 days | 2,432 sqft |
| 2020-11-01 | 0 days | 2,499 sqft |
| 2020-12-01 | 0 days | 2,461 sqft |
| 2021-01-01 | 0 days | 2,448 sqft |
| 2021-02-01 | 0 days | 2,433 sqft |
| 2021-03-01 | 0 days | 2,252 sqft |
| 2021-04-01 | 0 days | 2,436 sqft |
| 2021-05-01 | 0 days | 2,466 sqft |
| 2021-06-01 | 0 days | 2,530 sqft |
| 2021-07-01 | 0 days | 2,532 sqft |
| 2021-08-01 | 0 days | 2,440 sqft |
| 2021-09-01 | 0 days | 2,479 sqft |
| 2021-10-01 | 0 days | 2,304 sqft |
| 2021-11-01 | 0 days | 2,251 sqft |
| 2021-12-01 | 0 days | 2,005 sqft |
| 2022-01-01 | 0 days | 2,040 sqft |
| 2022-02-01 | 0 days | 2,002 sqft |
| 2022-03-01 | 0 days | 2,004 sqft |
| 2022-04-01 | 0 days | 2,100 sqft |
| 2022-05-01 | 0 days | 2,300 sqft |
| 2022-06-01 | 0 days | 2,300 sqft |
| 2022-07-01 | 0 days | 2,300 sqft |
| 2022-08-01 | 0 days | 2,192 sqft |
| 2022-09-01 | 0 days | 2,220 sqft |
| 2022-10-01 | 0 days | 2,106 sqft |
| 2022-11-01 | 0 days | 2,237 sqft |
| 2022-12-01 | 0 days | 2,200 sqft |
| 2023-01-01 | 0 days | 2,125 sqft |
| 2023-02-01 | 0 days | 2,127 sqft |
| 2023-03-01 | 0 days | 1,929 sqft |
| 2023-04-01 | 0 days | 2,312 sqft |
| 2023-05-01 | 0 days | 2,456 sqft |
| 2023-06-01 | 0 days | 2,516 sqft |
| 2023-07-01 | 0 days | 2,449 sqft |
| 2023-08-01 | 0 days | 2,488 sqft |
| 2023-09-01 | 0 days | 2,496 sqft |
| 2023-10-01 | 0 days | 2,597 sqft |
| 2023-11-01 | 0 days | 2,727 sqft |
| 2023-12-01 | 0 days | 2,715 sqft |
| 2024-01-01 | 0 days | 2,475 sqft |
| 2024-02-01 | 0 days | 2,185 sqft |
| 2024-03-01 | 0 days | 2,282 sqft |
| 2024-04-01 | 0 days | 2,310 sqft |
| 2024-05-01 | 0 days | 2,400 sqft |
| 2024-06-01 | 0 days | 2,275 sqft |
| 2024-07-01 | 0 days | 2,112 sqft |
| 2024-08-01 | 0 days | 2,121 sqft |
| 2024-09-01 | 0 days | 2,116 sqft |
| 2024-10-01 | 0 days | 2,286 sqft |
| 2024-11-01 | 0 days | 2,235 sqft |
| 2024-12-01 | 0 days | 2,285 sqft |
| 2025-01-01 | 0 days | 2,151 sqft |
| 2025-02-01 | 0 days | 2,086 sqft |
| 2025-03-01 | 0 days | 2,184 sqft |
| 2025-04-01 | 0 days | 2,131 sqft |
Easton's median square footage for active listings during the 2025-04-01 period was 2,131 sqft. One year prior, the average listing was 2,310 sqft.
Easton, MD Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 453 | $230,805,000 | $509,503 |
| Home Improvement | 112 | $14,600,000 | $130,357 |
| Cash Out Refi | 93 | $48,175,000 | $518,011 |
| Other | 90 | $13,690,000 | $152,111 |
| Refi | 86 | $38,780,000 | $450,930 |
Easton's most frequently cited loan purpose was Home Purchase, with 453 originations. The 2nd most popular reason was Home Improvement, with 112 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 367 | $189,775,000 | $517,098 |
| Over 8% | 148 | $27,310,000 | $184,527 |
| 7-8% | 120 | $38,640,000 | $322,000 |
| 5-6% | 83 | $57,135,000 | $688,373 |
| 4-5% | 16 | $5,840,000 | $365,000 |
| <2.5% | 2 | $20,000 | $10,000 |
| 3-4% | 1 | $305,000 | $305,000 |
| 2.5-3% | 1 | $365,000 | $365,000 |
During 2024, Easton's most frequently originated rate bucket was 6-7%, with 367 originations.
Loan Sizing (Easton, MD MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 310 | $92,210,000 | $297,452 |
| $100,000 or less | 155 | $8,555,000 | $55,194 |
| $100k-200k | 134 | $18,830,000 | $140,522 |
| $400k-600k | 105 | $50,715,000 | $483,000 |
| $600k-1000k | 75 | $56,795,000 | $757,267 |
| $Over $1MM | 55 | $118,945,000 | $2,162,636 |
Easton's loan sizing saw the bucket of loans from $200k-400k with 310 originations, totaling $92,210,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 205 | $95,715,000 | $466,902 |
| 60-80% | 198 | $122,040,000 | $616,364 |
| Under 20% | 136 | $12,990,000 | $95,515 |
| 20-40% | 103 | $32,835,000 | $318,786 |
| 40-60% | 84 | $30,340,000 | $361,190 |
| Over 100% | 7 | $22,505,000 | $3,215,000 |
Easton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 205 originations, totaling $95,715,000 in origination value.