North Dallas Bank & Trust Co. Mortgage Rates, Fees & InfoDallas, TX
Tax ID: 75-1051036
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewNorth Dallas Bank & Trust Co. is a smaller bank specializing in Home Purchase loans. North Dallas Bank & Trust Co. has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Waco, Athens, Edwards, and Palm Bay among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)
North Dallas Bank & Trust Co. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$117,660,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)||87||$98,775,000||$1,135,345||$0||0.00%|
|WACO, TX (FHA|USDA|VA)||1||$11,105,000||$11,105,000||$0||0.00%|
|Athens, TX (FHA|USDA|VA)||2||$2,280,000||$1,140,000||$0||0.00%|
|Edwards, CO (FHA|USDA|VA)||1||$1,505,000||$1,505,000||$0||0.00%|
|PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA)||1||$1,355,000||$1,355,000||$0||0.00%|
|Klamath Falls, OR (FHA|USDA|VA)||1||$725,000||$725,000||$0||0.00%|
|SHERMAN-DENISON, TX (FHA|USDA|VA)||1||$605,000||$605,000||$0||0.00%|
|Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA)||1||$445,000||$445,000||$0||0.00%|
|HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA)||1||$405,000||$405,000||$0||0.00%|
|Corsicana, TX (FHA|USDA|VA)||1||$245,000||$245,000||$0||0.00%|
|TYLER, TX (FHA|USDA|VA)||1||$215,000||$215,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, North Dallas Bank & Trust Co.'s most frequently originated type of loan was Conventional, with 98 originations.
For 2022, North Dallas Bank & Trust Co.'s most frequently cited loan purpose was Home Purchase, with 56 originations. The 2nd most popular reason was Refi, with 18 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, North Dallas Bank & Trust Co.'s most frequently cited loan duration was Other, with 98 originations.
2022 saw North Dallas Bank & Trust Co. place emphasis on $200k-400k loans with 26 originations, totaling $7,410,000 in origination value.
North Dallas Bank & Trust Co. lent most frequently to those with incomes in the $250k+ range, with 35 originations. The second most popular income band? $150k-250k, with 17 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
North Dallas Bank & Trust Co. lent most frequently to those with DTI ratios of Exempt%, with 98 originations.
Approval RatesTotal approvals of all applications
North Dallas Bank & Trust Co. has a below average approval rate.
Pick RateApprovals leading to origination
North Dallas Bank & Trust Co. has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|