Inwood National Bank Mortgage Rates, Fees & Info
Dallas, TX
LEI: 549300AHVQ1LDFNP8P69
Tax ID: 75-1160447
5 stars
-
out of 5 stars, based on 26 reviews
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Mortgage Data
Bank Data
Overview
Inwood National Bank is a
smaller
bank
specializing in
Home Purchase and Refi loans.
Inwood National Bank has a high proportion of conventional loans.
Their top markets include Dallas, Glenwood Springs, Oklahoma City, Houston, and Los Angeles among others. Inwood National Bank has
an above average
approval rate for mortages when compared nationally.
They have
a below average
pick rate when compared to the same sample of other lendors.
Inwood National Bank is typically
an average fee
lendor.
Originations
675
Origination Dollar Volume (All Markets)
$275,815,000
Employee count
227
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Inwood National Bank - 2021
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For 2021, less than of lenders were eligible for this award.
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Relative Rate
Inwood National Bank's average 30 year fixed rate mortgage of loans were
2.85%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.3%.
Relative Fees
Inwood National Bank's average total fees for a 30 year fixed rate
mortgage are $4,926.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
|
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)
|
548
|
$196,300,000 |
$358,212 |
$4,983 |
2.89% |
|
Glenwood Springs, CO (FHA|USDA|VA)
|
1
|
$9,665,000 |
$9,665,000 |
$0 |
3.75% |
|
OKLAHOMA CITY, OK (FHA|USDA|VA)
|
1
|
$7,505,000 |
$7,505,000 |
$0 |
3.50% |
|
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA)
|
17
|
$7,445,000 |
$437,941 |
$6,151 |
2.84% |
|
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA)
|
3
|
$7,255,000 |
$2,418,333 |
$16,413 |
3.29% |
|
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA)
|
2
|
$5,200,000 |
$2,600,000 |
$8,770 |
3.55% |
|
Outside of Metro Areas
|
12 |
$4,550,000 |
$379,167 |
$6,816 |
3.11% |
|
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA)
|
9
|
$3,655,000 |
$406,111 |
$4,572 |
2.63% |
|
Breckenridge, CO (FHA|USDA|VA)
|
2
|
$2,930,000 |
$1,465,000 |
$5,023 |
2.63% |
|
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA)
|
1
|
$2,585,000 |
$2,585,000 |
$19,490 |
3.75% |
|
RALEIGH-CARY, NC (FHA|USDA|VA)
|
8
|
$2,350,000 |
$293,750 |
$3,422 |
3.00% |
|
SHERMAN-DENISON, TX (FHA|USDA|VA)
|
8
|
$2,130,000 |
$266,250 |
$4,654 |
3.34% |
|
Heber, UT (FHA|USDA|VA)
|
1
|
$1,885,000 |
$1,885,000 |
$6,552 |
3.75% |
|
BRUNSWICK, GA (FHA|USDA|VA)
|
1
|
$1,795,000 |
$1,795,000 |
$0 |
3.00% |
|
Athens, TX (FHA|USDA|VA)
|
3
|
$1,765,000 |
$588,333 |
$6,802 |
3.04% |
|
SALINAS, CA (FHA|USDA|VA)
|
1
|
$1,685,000 |
$1,685,000 |
$0 |
3.75% |
|
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA)
|
4
|
$1,010,000 |
$252,500 |
$3,224 |
2.59% |
|
Mineral Wells, TX (FHA|USDA|VA)
|
2
|
$990,000 |
$495,000 |
$5,596 |
2.81% |
|
Harrison, AR (FHA|USDA|VA)
|
1
|
$935,000 |
$935,000 |
$9,078 |
3.75% |
|
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA)
|
2
|
$910,000 |
$455,000 |
$4,092 |
3.25% |
|
Paris, TX (FHA|USDA|VA)
|
1
|
$905,000 |
$905,000 |
$0 |
3.75% |
|
MIDLAND, TX (FHA|USDA|VA)
|
3
|
$865,000 |
$288,333 |
$5,261 |
2.63% |
|
TYLER, TX (FHA|USDA|VA)
|
3
|
$815,000 |
$271,667 |
$5,295 |
3.17% |
|
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA)
|
3
|
$765,000 |
$255,000 |
$3,897 |
2.71% |
|
Bonham, TX (FHA|USDA|VA)
|
3
|
$735,000 |
$245,000 |
$3,459 |
3.42% |
|
Fredericksburg, TX (FHA|USDA|VA)
|
2
|
$730,000 |
$365,000 |
$3,360 |
2.75% |
|
KNOXVILLE, TN (FHA|USDA|VA)
|
2
|
$710,000 |
$355,000 |
$3,721 |
2.13% |
|
WACO, TX (FHA|USDA|VA)
|
2
|
$660,000 |
$330,000 |
$5,805 |
3.50% |
|
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA)
|
2
|
$610,000 |
$305,000 |
$2,898 |
2.63% |
|
MEMPHIS, TN-MS-AR (FHA|USDA|VA)
|
2
|
$590,000 |
$295,000 |
$3,606 |
2.56% |
|
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA)
|
1
|
$545,000 |
$545,000 |
$3,318 |
3.00% |
|
Bozeman, MT (FHA|USDA|VA)
|
1
|
$545,000 |
$545,000 |
$7,849 |
2.75% |
|
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA)
|
1
|
$485,000 |
$485,000 |
$6,153 |
2.63% |
|
ST. LOUIS, MO-IL (FHA|USDA|VA)
|
2
|
$430,000 |
$215,000 |
$2,601 |
2.06% |
|
CINCINNATI, OH-KY-IN (FHA|USDA|VA)
|
1
|
$395,000 |
$395,000 |
$3,951 |
2.75% |
|
Richmond-Berea, KY (FHA|USDA|VA)
|
1
|
$365,000 |
$365,000 |
$4,257 |
2.75% |
|
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA)
|
1
|
$365,000 |
$365,000 |
$4,134 |
3.13% |
|
Oxford, MS (FHA|USDA|VA)
|
2
|
$350,000 |
$175,000 |
$0 |
3.31% |
|
SANTA FE, NM (FHA|USDA|VA)
|
1
|
$305,000 |
$305,000 |
$4,120 |
2.88% |
|
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA)
|
1
|
$235,000 |
$235,000 |
$3,185 |
1.99% |
|
ABILENE, TX (FHA|USDA|VA)
|
2
|
$220,000 |
$110,000 |
$4,012 |
2.94% |
|
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA)
|
1
|
$205,000 |
$205,000 |
$3,649 |
2.13% |
|
Granbury, TX (FHA|USDA|VA)
|
1
|
$195,000 |
$195,000 |
$4,878 |
2.13% |
|
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA)
|
1
|
$185,000 |
$185,000 |
$2,848 |
2.75% |
|
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA)
|
1
|
$165,000 |
$165,000 |
$3,157 |
2.50% |
|
LUBBOCK, TX (FHA|USDA|VA)
|
1
|
$165,000 |
$165,000 |
$3,407 |
2.13% |
|
CORPUS CHRISTI, TX (FHA|USDA|VA)
|
1
|
$155,000 |
$155,000 |
$4,130 |
2.87% |
|
Brookhaven, MS (FHA|USDA|VA)
|
1
|
$135,000 |
$135,000 |
$4,150 |
2.50% |
|
Woodward, OK (FHA|USDA|VA)
|
1
|
$135,000 |
$135,000 |
$3,544 |
2.13% |
|
Corsicana, TX (FHA|USDA|VA)
|
1
|
$115,000 |
$115,000 |
$0 |
3.50% |
|
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA)
|
1
|
$115,000 |
$115,000 |
$4,809 |
2.88% |
|
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA)
|
1
|
$75,000 |
$75,000 |
$2,833 |
3.75% |
Inwood National Bank's top markets include Dallas, Glenwood Springs, Oklahoma City, Houston, and Los Angeles among others.
Product Mix
| Loan Type |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| Conventional |
670 |
$273,870,000 |
$408,761 |
$4,980 |
2.91% |
| VA |
5 |
$1,945,000 |
$389,000 |
$10,423 |
2.08% |
For the 2021 period, Inwood National Bank's most frequently
originated loan type
of loans were Conventional, with 670 originations.
Their 2nd most popular type is VA,
with 5 originations.
Loan Reason
| Loan Reason |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| Home Purchase |
267 |
$149,635,000 |
$560,431 |
$6,351 |
3.13% |
| Refi |
225 |
$72,315,000 |
$321,400 |
$4,033 |
2.59% |
| Cash Out Refi |
156 |
$47,080,000 |
$301,795 |
$4,881 |
2.86% |
| Home Improvement |
14 |
$1,640,000 |
$117,143 |
$2,505 |
3.55% |
| Other |
13 |
$5,145,000 |
$395,769 |
$4,891 |
3.34% |
For the 2021, Inwood National Bank's most frequently cited loan
purpose
of loans were Home Purchase, with 267
originations.
The 2nd most popular reason of loans were Refi,
with 225 originations.
Loan Duration/Length
| Loan Length |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 30 Year |
431 |
$147,065,000 |
$341,218 |
$4,926 |
2.85% |
| 15 Year |
112 |
$30,610,000 |
$273,304 |
$4,188 |
2.41% |
| Other |
68 |
$58,570,000 |
$861,324 |
$8,415 |
3.61% |
| 10 Year |
25 |
$14,695,000 |
$587,800 |
$4,209 |
3.21% |
| 20 Year |
19 |
$5,015,000 |
$263,947 |
$4,187 |
2.78% |
| 5 Year |
17 |
$19,385,000 |
$1,140,294 |
$575 |
3.94% |
| 1 Year |
2 |
$240,000 |
$120,000 |
$0 |
4.25% |
| 3 Year |
1 |
$235,000 |
$235,000 |
$0 |
3.85% |
For the 2021, Inwood National Bank's most frequently cited loan
length
of loans were 30 Year, with 431 originations.
The 2nd most popular length of loans were 15 Year,
with 112 originations.
Origination Fees
| Origination Fee |
Originations |
Total Value |
Average Loan |
| $1k-2k |
468 |
$154,710,000 |
$330,577 |
| $<1k |
65 |
$33,855,000 |
$520,846 |
| $3k-4k |
17 |
$9,405,000 |
$553,235 |
| $2k-3k |
13 |
$4,145,000 |
$318,846 |
| $5k+ |
12 |
$16,480,000 |
$1,373,333 |
$4,926 of loans were Inwood National Bank's
average total fees, while their most
frequently occuring range of origination fees were in the
$1k-2k bucket,
with 468 originations.
Interest Rates
| Loan Rate |
Originations |
Total Value |
Average Loan |
| 2.5-3% |
274 |
$102,010,000 |
$372,299 |
| <2.5% |
203 |
$60,345,000 |
$297,266 |
| 3-4% |
177 |
$108,025,000 |
$610,311 |
| 4-5% |
19 |
$5,185,000 |
$272,895 |
| 5-6% |
2 |
$250,000 |
$125,000 |
During 2021, Inwood National Bank's average interest
rate of loans were 2.85%, while their
most frequently originated rate bucket of loans were 2.5-3%,
with 274 originations.
Loan Sizing
| Loan Size |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| $200k-400k |
295 |
$85,735,000 |
$290,627 |
$4,415 |
2.84% |
| $100k-200k |
143 |
$21,875,000 |
$152,972 |
$3,676 |
2.83% |
| $400k-600k |
137 |
$66,765,000 |
$487,336 |
$5,641 |
2.74% |
| $600k-1MM |
42 |
$33,170,000 |
$789,762 |
$8,919 |
3.31% |
| $100,000 or less |
32 |
$2,250,000 |
$70,313 |
$1,971 |
3.42% |
| $1MM+ |
26 |
$66,020,000 |
$2,539,231 |
$13,799 |
3.43% |
2021 saw Inwood National Bank place emphasis on
$200k-400k loans
with 295 originations, totaling
$85,735,000 in origination value.
Applicant Income
| Applicant Income |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| $100k-150k |
169 |
$52,325,000 |
$309,615 |
$4,714 |
2.83% |
| $150k-250k |
157 |
$60,975,000 |
$388,376 |
$5,035 |
2.75% |
| $250k+ |
128 |
$80,810,000 |
$631,328 |
$7,029 |
3.03% |
| $75k-100k |
77 |
$18,285,000 |
$237,468 |
$4,069 |
2.67% |
| $50k-75k |
69 |
$13,065,000 |
$189,348 |
$3,978 |
2.82% |
| $50k or less |
33 |
$5,695,000 |
$172,576 |
$3,143 |
3.31% |
Inwood National Bank lent most frequently to those with incomes in the
$100k-150k range, with
169 originations.
The second most popular income band? $150k-250k,
with 157 originations.
Applicant Debt to Income Ratio
| DTI Ratio |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 20-30% |
181 |
$65,405,000 |
$361,354 |
$4,770 |
2.77% |
| 30-36% |
124 |
$38,240,000 |
$308,387 |
$4,483 |
2.93% |
| <20% |
82 |
$36,090,000 |
$440,122 |
$5,094 |
2.73% |
| 36% |
29 |
$11,385,000 |
$392,586 |
$5,628 |
2.84% |
| 37% |
28 |
$9,300,000 |
$332,143 |
$5,084 |
2.83% |
| 39% |
24 |
$8,360,000 |
$348,333 |
$5,563 |
2.92% |
| 44% |
23 |
$7,795,000 |
$338,913 |
$6,514 |
2.84% |
| 41% |
23 |
$9,675,000 |
$420,652 |
$5,860 |
2.87% |
| 42% |
21 |
$8,645,000 |
$411,667 |
$6,333 |
2.90% |
| 43% |
21 |
$5,965,000 |
$284,048 |
$4,606 |
2.83% |
| 38% |
19 |
$6,895,000 |
$362,895 |
$5,338 |
2.94% |
| 40% |
16 |
$7,390,000 |
$461,875 |
$5,279 |
2.81% |
| 47% |
10 |
$3,330,000 |
$333,000 |
$4,845 |
2.73% |
| 48% |
9 |
$2,825,000 |
$313,889 |
$4,157 |
2.65% |
| 45% |
9 |
$2,925,000 |
$325,000 |
$4,521 |
2.97% |
| 46% |
7 |
$2,775,000 |
$396,429 |
$6,533 |
3.13% |
| 49% |
5 |
$1,405,000 |
$281,000 |
$4,686 |
2.90% |
| >60% |
1 |
$645,000 |
$645,000 |
$3,861 |
3.25% |
Inwood National Bank lent most frequently to those with DTI ratios
of 20-30%, with
181 originations.
The next most common DTI ratio? 30-36%,
with 124 originations.
Ethnicity Mix
| Applicant Ethnicity |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| Not provided |
395 |
$142,395,000 |
$360,494 |
$5,003 |
2.77% |
| White |
229 |
$86,615,000 |
$378,231 |
$5,144 |
2.99% |
| Not applicable |
30 |
$40,870,000 |
$1,362,333 |
$12,941 |
3.89% |
| Asian |
13 |
$4,655,000 |
$358,077 |
$4,411 |
2.83% |
| Black |
7 |
$1,135,000 |
$162,143 |
$2,772 |
2.98% |
| American Indian |
1 |
$145,000 |
$145,000 |
$2,110 |
2.00% |
Approval Rates
Total approvals of all applications
91.06%
Inwood National Bank has an average approval rate.
Pick Rate
Approvals leading to origination
81.87%
Inwood National Bank has a below average pick rate.
Points and Fees
| Points |
Originations |
Total Value |
Average Loan |
| NA |
675 |
$275,815,000 |
$408,615 |
Occupancy Type Mix
| Dwelling Type |
Originations |
Total Value |
Average Loan |
|
675 |
$275,815,000 |
$408,615 |
LTV Distribution
| Loan to Value |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 20-40% |
56 |
$12,480,000 |
$222,857 |
$3,975 |
2.70% |
| 40-60% |
148 |
$45,020,000 |
$304,189 |
$4,566 |
2.79% |
| 60-80% |
322 |
$156,620,000 |
$486,398 |
$5,127 |
2.96% |
| 80-100% |
134 |
$59,520,000 |
$444,179 |
$5,771 |
2.89% |
| Over 100% |
1 |
$825,000 |
$825,000 |
$35,607 |
2.38% |
| Under 20% |
13 |
$1,205,000 |
$92,692 |
$1,831 |
3.58% |
Complaints
| Bank Name |
Product |
Issue |
2021 CPFB Complaints |
% of Total Issues |
| Indian River County Habitat for Humanity, Inc. |
Other type of mortgage |
Struggling to pay mortgage |
1 |
100.0% |
Bank Details
Branches
| Bank Name |
Branch |
Branch Type |
Deposits (000's) |
| Inwood National Bank |
219 East Camp Wisdom Road Duncanville, TX 75116 |
Full Service B&M
|
$124,543 |
| Inwood National Bank |
1100 Centennial Boulevard Richardson, TX 75081 |
Full Service B&M
|
$364,761 |
| Inwood National Bank |
1200 Main Street Garland, TX 75040 |
Full Service B&M
|
$125,592 |
| Inwood National Bank |
1312 Washington Street Commerce, TX 75428 |
Full Service B&M
|
$28,548 |
| Inwood National Bank |
13760 Noel Road, Suite 100 Dallas, TX 75240 |
Full Service B&M
|
$266,528 |
| Inwood National Bank |
1551 South Buckner Dallas, TX 75217 |
Full Service B&M
|
$86,914 |
| Inwood National Bank |
1801 North Hampton Street De Soto, TX 75115 |
Full Service B&M
|
$84,088 |
| Inwood National Bank |
198 Turtle Creek Village Dallas, TX 75219 |
Full Service B&M
|
$186,667 |
| Inwood National Bank |
200 South Highway 78 Wylie, TX 75098 |
Full Service B&M
|
$246,478 |
| Inwood National Bank |
2220 San Jacinto Blvd Denton, TX 76205 |
Full Service B&M
|
$88,229 |
| Inwood National Bank |
2830 Ridge Road Rockwall, TX 75087 |
Full Service B&M
|
$171,121 |
| Inwood National Bank |
7621 Inwood Road Dallas, TX 75209 |
Full Service B&M
|
$1,466,747 |
| Inwood National Bank |
777 Taylor Street - Suite 102 Fort Worth, TX 76102 |
Full Service B&M
|
$126,186 |
| Inwood National Bank |
8500 Highway 66 Rowlett, TX 75088 |
Full Service B&M
|
$74,144 |
For 2021, Inwood National Bank had 14 branches.
Yearly Performance Overview
Bank Income
Inwood National Bank's gross interest income from loans was $112,476,000.
Inwood National Bank's net interest income from loans was $105,781,000.
Inwood National Bank's fee based income from loans was $1,107,000.
Inwood National Bank's net income from loans was $67,005,000.
Bank Expenses
| Item |
Value (in 000's) |
| Total interest expense |
$6,695 |
| Provision for credit losses |
$400 |
| Total noninterest expense |
$47,322 |
| Salaries and employee benefits |
$28,506 |
| Premises and equipment expense |
$6,221 |
| Additional noninterest expense |
$12,595 |
| Applicable income taxes |
$0 |
| Net charge-offs |
$-1 |
| Cash dividends |
$38,000 |
Inwood National Bank's interest expense for loans was $6,695,000.
Inwood National Bank's payroll and benefits expense were $28,506,000.
Inwood National Bank's property, plant and equipment expenses $6,221,000.
Deposits
| Type |
Value (in 000's) |
| Total deposits |
$3,777,877 |
| Deposits held in domestic offices |
$3,777,877 |
| Deposits by Individuals, partnerships, and corporations |
$3,728,164 |
| Deposits by U.S. Government |
$0 |
| Deposits by States and political subdivisions in the U.S. |
$40,758 |
| Deposits by Commercial banks and other depository institutions in U.S. |
$8,955 |
| Deposits by Banks in foreign countries |
$0 |
| Deposits by Foreign governments and official institutions |
$0 |
| Transaction accounts |
$528,854 |
| Demand deposits |
$468,825 |
| Nontransaction accounts |
$3,249,023 |
| Money market deposit accounts (MMDAs) |
$1,509,310 |
| Other savings deposits (excluding MMDAs) |
$1,384,156 |
| Total time deposits |
$355,557 |
| Total time and savings deposits |
$3,309,052 |
| Noninterest-bearing deposits |
$1,601,691 |
| Interest-bearing deposits |
$2,176,186 |
| Retail deposits |
$3,589,076 |
| IRAs and Keogh plan accounts |
$33,046 |
| Brokered deposits |
$0 |
| Deposits held in foreign offices |
$0 |
Assets
| Asset |
Value (in 000's) |
| Total Assets |
$4,275,171 |
| Cash & Balances due from depository institutions |
$355,950 |
| Interest-bearing balances |
$333,285 |
| Total securities |
$1,770,565 |
| Federal funds sold & reverse repurchase |
$0 |
| Net loans and leases |
$2,068,515 |
| Loan and leases loss allowance |
$21,118 |
| Trading account assets |
$0 |
| Bank premises and fixed assets |
$23,608 |
| Other real estate owned |
$0 |
| Goodwill and other intangibles |
$30,484 |
| All other assets |
$26,049 |
Liabilities
| Liabilities |
Value (in 000's) |
| Total liabilities and capital |
$4,275,171 |
| Total Liabilities |
$3,885,923 |
| Total deposits |
$3,777,877 |
| Interest-bearing deposits |
$2,176,186 |
| Deposits held in domestic offices |
$3,777,877 |
| % insured (estimated) |
$41 |
| Federal funds purchased and repurchase agreements |
$99,112 |
| Trading liabilities |
$0 |
| Other borrowed funds |
$0 |
| Subordinated debt |
$0 |
| All other liabilities |
$8,934 |
Issued Loan Types
| Type |
Value (in 000's) |
| Net loans and leases |
$2,068,515 |
| Loan and leases loss allowance |
$21,118 |
| Total loans and leases (domestic) |
$2,089,633 |
| All real estate loans |
$1,978,896 |
| Real estate loans in domestic offices |
$1,978,896 |
| Construction and development loans |
$170,659 |
| Residential 1-4 family construction |
$13,345 |
| Other construction, all land development and other land |
$157,314 |
| Loans secured by nonfarm nonresidential properties |
$1,389,280 |
| Nonfarm nonresidential secured by owner-occupied properties |
$377,449 |
| Commercial real estate & other non-farm, non-residential |
$1,011,831 |
| Multifamily residential real estate |
$91,402 |
| 1-4 family residential loans |
$327,555 |
| Farmland loans |
$0 |
| Loans held in foreign offices |
$0 |
| Farm loans |
$912 |
| Commercial and industrial loans |
$93,073 |
| To non-U.S. addressees |
$0 |
| Loans to individuals |
$4,835 |
| Credit card loans |
$0 |
| Related Plans |
$86 |
| Consumer Auto Loans |
$1,018 |
| Other loans to individuals |
$3,731 |
| All other loans & leases |
$11,918 |
| Loans to foreign governments and official institutions |
$0 |
| Other loans |
$11,918 |
| Loans to depository institutions and acceptances of other banks |
$0 |
| Loans not secured by real estate |
$3,095 |
| Loans secured by real estate to non-U.S. addressees |
$0 |
| Restructured Loans & leases |
$0 |
| Non 1-4 family restructured loans & leases |
$0 |
| Total loans and leases (foreign) |
$0 |
Inwood National Bank had $2,068,515,000 of loans outstanding in 2021. $1,978,896,000 of loans were in real estate loans.
$170,659,000 of loans were in development loans. $91,402,000 of loans were in multifamily mortgage loans.
$327,555,000 of loans were in 1-4 family mortgage loans. $912,000 of loans were in farm loans. $0
of loans were in credit card loans. $1,018,000 of loans were in the auto loan category.
Small Business Loans
| Categorization |
# of Loans in Category |
$ amount of loans (in 000's) |
Average $/loan |
| Nonfarm, nonresidential loans - <$1MM |
307 |
$88,398 |
$287,941 |
| Nonfarm, nonresidential loans - <$100k |
28 |
$1,250 |
$44,643 |
| Nonfarm, nonresidential loans - $100-250k |
72 |
$7,930 |
$110,139 |
| Nonfarm, nonresidential loans - $250k-1MM |
207 |
$79,218 |
$382,696 |
| Commercial & Industrial, US addressed loans - <$1MM |
391 |
$35,257 |
$90,171 |
| Commercial & Industrial, US addressed loans - <$100k |
217 |
$5,658 |
$26,074 |
| Commercial & Industrial, US addressed loans - $100-250k |
73 |
$6,369 |
$87,247 |
| Commercial & Industrial, US addressed loans - $250k-1MM |
101 |
$23,230 |
$230,000 |
| Agriculture operations loans - <$1MM |
19 |
$912 |
$48,000 |
| Agriculture operations loans - <$100k |
14 |
$242 |
$17,286 |
| Agriculture operations loans - $100-250k |
2 |
$109 |
$54,500 |
| Agriculture operations loans - $250k-1MM |
3 |
$561 |
$187,000 |
