State Bank Of Chilton Mortgage Rates, Fees & Info
Chilton, WILEI: TSQQR4KZYLBZ0MLQ5D71
Tax ID: 39-0634030
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
State Bank Of Chilton is a smaller bank specializing in Home Purchase loans. State Bank Of Chilton has a high proportion of conventional loans. Their top markets by origination volume include: Milwaukee, Appleton, Green Bay, Racine, and Fond Du Lac among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)State Bank Of Chilton has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
67Origination Dollar Volume (All Markets)
$18,565,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 20 | $9,190,000 | $459,500 | $0 | 0.00% |
| APPLETON, WI (FHA|USDA|VA) | 34 | $6,620,000 | $194,706 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $0 | 0.00% |
| RACINE, WI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $265,000 | $265,000 | $0 | 0.00% |
| Manitowoc, WI (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 67 | $18,565,000 | $277,090 | $0 | 0.00% |
For 2023, State Bank Of Chilton's most frequently originated type of loan was Conventional, with 67 originations.
Loan Reason
For 2023, State Bank Of Chilton's most frequently cited loan purpose was Home Purchase, with 41 originations. The 2nd most popular reason was Cash Out Refi, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 67 | $18,565,000 | $277,090 | $0 | 0.00% |
For 2023, State Bank Of Chilton's most frequently cited loan duration was Other, with 67 originations.
Loan Sizing
2023 saw State Bank Of Chilton place emphasis on $200k-400k loans with 20 originations, totaling $5,960,000 in origination value.
Applicant Income
State Bank Of Chilton lent most frequently to those with incomes in the $50k-75k range, with 19 originations. The second most popular income band? $100k-150k, with 10 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 67 | $18,565,000 | $277,090 | $0 | 0.00% |
State Bank Of Chilton lent most frequently to those with DTI ratios of Exempt%, with 67 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.46%
State Bank Of Chilton has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination76.12%
State Bank Of Chilton has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 67 | $18,565,000 | $277,090 |