RACINE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Racine averaged
6.49%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.11% and
one month ago for the week of 2023-04-20, the
average rate was 5.91%.
Racine's average rate one year ago was 5.17%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.33%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Racine 30 Year Fixed Rate | 2023-05-25 | 6.49% |
| Racine 30 Year Fixed Rate Refi | 2023-05-25 | 5.33% |
| Racine 15 Year Fixed Rate | 2023-05-25 | 5.36% |
| Racine 15 Year Fixed Rate Refi | 2023-05-25 | 4.79% |
| Racine 30 Year FHA | 2023-05-25 | 6.49% |
| Racine 30 Year FHA Refi | 2023-05-25 | 6.81% |
| Racine 30 Year USDA | 2023-05-25 | 6.43% |
| Racine 30 Year USDA Refi | 2023-05-25 | 6.53% |
| Racine 30 Year VA | 2023-05-25 | 6.33% |
| Racine 30 Year VA Refi | 2023-05-25 | 6.41% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RACINE, WI.
RACINE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RACINE, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
RACINE Average Closing Costs & Other Stats
RACINE, WI's 184 lenders originated 6,291
loans during 2022. The total origination value was $1,259,775,000, with an average loan value of
$200,250.
RACINE's average closing costs are $3,278.
The top RACINE lender as defined by loan originations is EDUCATORS CREDIT UNION, with
405 loans originated. Their average total fees are
$1,545, which is $1,404
lower than the next largest lender,
Johnson Bank.
The lowest fee RACINE lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($661), EDUCATORS CREDIT UNION ($1,545), Landmark Credit Union ($1,904), North Shore Bank FSB ($1,953) and Waukesha State Bank ($2,173).
The lowest rate RACINE lenders (with over 10 loans originated) are
Waukesha State Bank (3.92%), Summit Credit Union (4.18%), EDUCATORS CREDIT UNION (4.19%), AMERISAVE MORTGAGE CORPORATION (4.31%) and The Equitable Bank, S.S.B. (4.32%).
RACINE, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| EDUCATORS CREDIT UNION | $231,410,000 | $132,755,000 | -42.6% | 10.5% |
| Johnson Bank | $151,185,000 | $93,825,000 | -37.9% | 7.4% |
| Landmark Credit Union | $126,580,000 | $87,765,000 | -30.7% | 7.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $68,415,000 | $40,955,000 | -40.1% | 3.3% |
| QUICKEN LOANS, LLC | $93,355,000 | $38,255,000 | -59.0% | 3.0% |
| Associated Bank | $80,210,000 | $36,070,000 | -55.0% | 2.9% |
| FINANCE OF AMERICA MORTGAGE LLC | $40,480,000 | $32,055,000 | -20.8% | 2.5% |
| Summit Credit Union | $32,665,000 | $29,160,000 | -10.7% | 2.3% |
| North Shore Bank FSB | $26,690,000 | $25,365,000 | -5.0% | 2.0% |
| Merchants Bank of Indiana | $25,250,000 | n/a | 2.0% | |
| Tri City National Bank | $31,505,000 | $23,900,000 | -24.1% | 1.9% |
| Bremer Bank | $23,440,000 | n/a | 1.9% | |
| Community State Bank | $44,685,000 | $22,680,000 | -49.2% | 1.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $36,540,000 | $18,360,000 | -49.8% | 1.5% |
| INLANTA MORTGAGE, INC. | $32,030,000 | $18,115,000 | -43.4% | 1.4% |
| BMO Harris Bank | $15,945,000 | $16,325,000 | 2.4% | 1.3% |
| Wells Fargo Bank | $54,560,000 | $16,065,000 | -70.6% | 1.3% |
| WaterStone Bank, SSB | $15,950,000 | n/a | 1.3% | |
| Bank Five Nine | $23,745,000 | $15,850,000 | -33.2% | 1.3% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $19,840,000 | $15,610,000 | -21.3% | 1.2% |
| Mortgage Research Center, LLC | $19,400,000 | $14,495,000 | -25.3% | 1.2% |
| GUARANTEED RATE, INC. | $18,695,000 | $14,490,000 | -22.5% | 1.2% |
| GATEWAY MORTGAGE CORPORATION | $42,760,000 | $14,025,000 | -67.2% | 1.1% |
| NEWREZ LLC | $23,725,000 | $13,725,000 | -42.1% | 1.1% |
| Barrington Bank & Trust Company, N.A. | $32,445,000 | $13,450,000 | -58.5% | 1.1% |
| University of Wisconsin Credit Union | $15,285,000 | $13,255,000 | -13.3% | 1.1% |
| The Greenwood's State Bank | $10,980,000 | $13,210,000 | 20.3% | 1.0% |
| JPMorgan Chase Bank | $29,550,000 | $12,780,000 | -56.8% | 1.0% |
| Old National Bank | $5,650,000 | $12,635,000 | 123.6% | 1.0% |
| U.S. Bank | $29,130,000 | $11,815,000 | -59.4% | 0.9% |
| Great Midwest Bank, S.S.B. | $16,555,000 | $11,335,000 | -31.5% | 0.9% |
| WISCONSIN MORTGAGE CORPORATION | $15,230,000 | $10,635,000 | -30.2% | 0.8% |
| The Equitable Bank, S.S.B. | $18,545,000 | $9,840,000 | -46.9% | 0.8% |
| LOANDEPOT.COM, LLC | $24,965,000 | $9,755,000 | -60.9% | 0.8% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $22,075,000 | $9,420,000 | -57.3% | 0.7% |
| Waukesha State Bank | $13,965,000 | $9,370,000 | -32.9% | 0.7% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $12,820,000 | $8,930,000 | -30.3% | 0.7% |
| A + MORTGAGE SERVICES, INC. | $22,310,000 | $8,815,000 | -60.5% | 0.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $9,820,000 | $8,110,000 | -17.4% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $6,150,000 | $7,045,000 | 14.6% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $19,910,000 | $7,040,000 | -64.6% | 0.6% |
| GREYSTONE SERVICING COMPANY LLC | $1,045,000 | $7,005,000 | 570.3% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,935,000 | $6,930,000 | 76.1% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $38,495,000 | $6,670,000 | -82.7% | 0.5% |
| BROKER SOLUTIONS, INC. | $8,275,000 | $6,600,000 | -20.2% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $12,400,000 | $6,535,000 | -47.3% | 0.5% |
| Prosperity Home Mortgage, LLC | $4,745,000 | $6,505,000 | 37.1% | 0.5% |
| GUARANTEED RATE AFFINITY, LLC | $5,875,000 | $6,355,000 | 8.2% | 0.5% |
| Flagstar Bank, FSB | $9,420,000 | $6,300,000 | -33.1% | 0.5% |
| CMG MORTGAGE, INC. | $9,405,000 | $5,970,000 | -36.5% | 0.5% |
| Home State Bank | $16,210,000 | $5,965,000 | -63.2% | 0.5% |
| CHERRY CREEK MORTGAGE, LLC | $8,540,000 | $5,850,000 | -31.5% | 0.5% |
| The Huntington National Bank | $2,815,000 | $5,495,000 | 95.2% | 0.4% |
| MARINE | $4,505,000 | $5,470,000 | 21.4% | 0.4% |
| Bank of England | $12,035,000 | $5,275,000 | -56.2% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $12,195,000 | $4,970,000 | -59.2% | 0.4% |
| PLANET HOME LENDING, LLC | $9,040,000 | $4,420,000 | -51.1% | 0.4% |
| Bell Bank | $9,295,000 | $4,390,000 | -52.8% | 0.3% |
| WALKER & DUNLOP, LLC | $3,155,000 | $4,355,000 | 38.0% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $6,630,000 | $4,270,000 | -35.6% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $10,895,000 | $4,225,000 | -61.2% | 0.3% |
| Citizens Bank | $2,180,000 | $4,115,000 | 88.8% | 0.3% |
| GSF Mortgage Corporation | $5,730,000 | $3,970,000 | -30.7% | 0.3% |
| AXIA FINANCIAL, LLC | $1,165,000 | $3,885,000 | 233.5% | 0.3% |
| Town Bank, N.A. | $2,775,000 | $3,885,000 | 40.0% | 0.3% |
| CALIBER HOME LOANS, INC. | $5,330,000 | $3,870,000 | -27.4% | 0.3% |
| DMB Community Bank | $1,585,000 | $3,760,000 | 137.2% | 0.3% |
| PNC Bank | $4,700,000 | $3,760,000 | -20.0% | 0.3% |
| Beverly Bank & Trust | $3,645,000 | n/a | 0.3% | |
| ENVOY MORTGAGE, LTD | $4,335,000 | $3,595,000 | -17.1% | 0.3% |
| American Mortgage & Equity Consultants, Inc. | $3,880,000 | $3,235,000 | -16.6% | 0.3% |
| Westbury Bank | $2,715,000 | $3,010,000 | 10.9% | 0.2% |
| Citizens Bank | $2,180,000 | $2,870,000 | 31.7% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $970,000 | $2,780,000 | 186.6% | 0.2% |
| Waterstone Mortgage Corporation | $2,255,000 | $2,755,000 | 22.2% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $7,375,000 | $2,745,000 | -62.8% | 0.2% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,415,000 | $2,580,000 | 6.8% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $3,305,000 | $2,515,000 | -23.9% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $6,385,000 | $2,300,000 | -64.0% | 0.2% |
| Truist | $335,000 | $2,270,000 | 577.6% | 0.2% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $2,235,000 | n/a | 0.2% | |
| NATIONS RELIABLE LENDING, LLC | $3,170,000 | $2,225,000 | -29.8% | 0.2% |
| First American Bank | $4,800,000 | $2,180,000 | -54.6% | 0.2% |
| Carrington Mortgage Services, LLC | $5,870,000 | $2,140,000 | -63.5% | 0.2% |
| Bank of America | $3,670,000 | $2,130,000 | -42.0% | 0.2% |
| Guardian Credit Union | $3,085,000 | $2,085,000 | -32.4% | 0.2% |
| USAA Federal Savings Bank | $3,820,000 | $2,035,000 | -46.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $7,015,000 | $2,030,000 | -71.1% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $2,185,000 | $2,005,000 | -8.2% | 0.2% |
| T2 FINANCIAL LLC | $5,370,000 | $2,005,000 | -62.7% | 0.2% |
| Baxter Credit Union | $1,915,000 | $1,910,000 | -0.3% | 0.2% |
| Empower Credit Union | $1,370,000 | $1,735,000 | 26.6% | 0.1% |
| COMPEER FINANCIAL, FLCA | $5,230,000 | $1,705,000 | -67.4% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $3,235,000 | $1,640,000 | -49.3% | 0.1% |
| Blackhawk Community Credit Union | $2,405,000 | $1,605,000 | -33.3% | 0.1% |
| NEW DAY FINANCIAL, LLC | $3,230,000 | $1,590,000 | -50.8% | 0.1% |
| PyraMax Bank, FSB | $9,040,000 | $1,525,000 | -83.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $735,000 | $1,450,000 | 97.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,125,000 | $1,435,000 | -32.5% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,410,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $5,650,000 | $1,355,000 | -76.0% | 0.1% |
| INLAND BANK & TRUST | $325,000 | $1,315,000 | 304.6% | 0.1% |
| The Harvard State Bank | $125,000 | $1,230,000 | 884.0% | 0.1% |
| Nicolet National Bank | $515,000 | $1,215,000 | 135.9% | 0.1% |
| State Bank of Chilton | $985,000 | $1,210,000 | 22.8% | 0.1% |
| Ally Bank | $1,205,000 | $1,200,000 | -0.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,515,000 | $1,195,000 | -21.1% | 0.1% |
| Chicago Mortgage Solutions LLC | $2,315,000 | $1,190,000 | -48.6% | 0.1% |
| NORTHWESTERN MUTUAL | $2,955,000 | $1,170,000 | -60.4% | 0.1% |
| United Fidelity Funding Corp. | $665,000 | $1,170,000 | 75.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,135,000 | $1,165,000 | 2.6% | 0.1% |
| Kohler Credit Union | $155,000 | $1,135,000 | 632.3% | 0.1% |
| SILVER HILL FUNDING, LLC | $125,000 | $1,125,000 | 800.0% | 0.1% |
| The Federal Savings Bank | $5,815,000 | $1,120,000 | -80.7% | 0.1% |
| HOMESTEAD FUNDING CORP. | $705,000 | $1,110,000 | 57.4% | 0.1% |
| Morgan Stanley Private Bank | $315,000 | $1,095,000 | 247.6% | 0.1% |
| National Exchange Bank and Trust | $1,070,000 | n/a | 0.1% | |
| VERVE, A CREDIT UNION | $675,000 | $1,050,000 | 55.6% | 0.1% |
| First-Citizens Bank & Trust Company | $1,120,000 | $1,020,000 | -8.9% | 0.1% |
| TOTAL MORTGAGE SERVICES, LLC | $5,290,000 | $1,010,000 | -80.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $795,000 | $985,000 | 23.9% | 0.1% |
| Gold Coast Bank | $980,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $1,320,000 | $975,000 | -26.1% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,275,000 | $965,000 | -24.3% | 0.1% |
| NBKC BANK | $815,000 | $955,000 | 17.2% | 0.1% |
| THOMPSON KANE & COMPANY, LLC | $1,295,000 | $925,000 | -28.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $920,000 | n/a | 0.1% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $2,295,000 | $910,000 | -60.3% | 0.1% |
| Dollar Bank, Federal Savings Bank | $895,000 | n/a | 0.1% | |
| DOMINION FINANCIAL SERVICES, LLC | $105,000 | $855,000 | 714.3% | 0.1% |
| GREAT LAKES | $205,000 | $810,000 | 295.1% | 0.1% |
| First Federal Bank | $1,710,000 | $805,000 | -52.9% | 0.1% |
| GREENSTATE CREDIT UNION | $795,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $775,000 | n/a | 0.1% | |
| CIBM Bank | $1,505,000 | $770,000 | -48.8% | 0.1% |
| TOWNE MORTGAGE COMPANY | $1,300,000 | $760,000 | -41.5% | 0.1% |
| ADVIA | $725,000 | $755,000 | 4.1% | 0.1% |
| M&T Bank | $105,000 | $750,000 | 614.3% | 0.1% |
| Figure Lending LLC | $255,000 | $745,000 | 192.2% | 0.1% |
| Charles Schwab Bank, SSB | $360,000 | $735,000 | 104.2% | 0.1% |
| Nations Lending Corporation | $835,000 | $735,000 | -12.0% | 0.1% |
| PremierBank | $600,000 | $720,000 | 20.0% | 0.1% |
| Stifel Bank and Trust | $545,000 | $720,000 | 32.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,370,000 | $715,000 | -69.8% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,180,000 | $700,000 | -40.7% | 0.1% |
| LIMA ONE CAPITAL, LLC | $340,000 | $700,000 | 105.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $825,000 | $690,000 | -16.4% | 0.1% |
| Luxury Mortgage Corp. | $675,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,690,000 | $650,000 | -82.4% | 0.1% |
| AMERIFIRST FINANCIAL CORPORATION | $640,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $635,000 | n/a | 0.1% | |
| PRIME FINANCIAL CREDIT UNION | $700,000 | $620,000 | -11.4% | 0.0% |
| Peoples State Bank | $610,000 | n/a | 0.0% | |
| Raymond James Bank | $605,000 | n/a | 0.0% | |
| Discover Bank | $495,000 | $590,000 | 19.2% | 0.0% |
| Ixonia Bank | $4,010,000 | $590,000 | -85.3% | 0.0% |
| EVERETT FINANCIAL, INC. | $420,000 | $580,000 | 38.1% | 0.0% |
| Capitol Federal Savings Bank | $565,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $565,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $2,550,000 | $565,000 | -77.8% | 0.0% |
| GUILD MORTGAGE COMPANY | $1,025,000 | $510,000 | -50.2% | 0.0% |
| KINECTA | $505,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $405,000 | $490,000 | 21.0% | 0.0% |
| Bank First, N.A. | $1,315,000 | $485,000 | -63.1% | 0.0% |
| SIRVA MORTGAGE, INC. | $485,000 | n/a | 0.0% | |
| Northpointe Bank | $470,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $1,040,000 | $465,000 | -55.3% | 0.0% |
| BNC National Bank | $640,000 | $455,000 | -28.9% | 0.0% |
| BAY EQUITY LLC | $730,000 | $420,000 | -42.5% | 0.0% |
| CoVantage Credit Union | $55,000 | $420,000 | 663.6% | 0.0% |
| AMWEST FUNDING CORP. | $410,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $205,000 | $410,000 | 100.0% | 0.0% |
| BOKF | $405,000 | n/a | 0.0% | |
| CAPITAL Credit Union | $405,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $405,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $1,240,000 | $400,000 | -67.7% | 0.0% |
| Badger Bank | $395,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $570,000 | $390,000 | -31.6% | 0.0% |
| TEXAS TECH | $325,000 | $390,000 | 20.0% | 0.0% |
| Bethpage Federal Credit Union | $375,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $370,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $610,000 | $365,000 | -40.2% | 0.0% |
| Heritage Bank | $365,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $870,000 | $365,000 | -58.0% | 0.0% |
| UNISON CREDIT UNION | $365,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $1,935,000 | $360,000 | -81.4% | 0.0% |
| MORTGAGE CENTER L.C | $1,090,000 | $350,000 | -67.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $595,000 | $345,000 | -42.0% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $335,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $305,000 | $335,000 | 9.8% | 0.0% |
| First Savings Bank | $1,010,000 | $330,000 | -67.3% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $165,000 | $325,000 | 97.0% | 0.0% |
| First National Bank of America | $345,000 | $315,000 | -8.7% | 0.0% |
| Abbott Laboratories Employees Credit Union | $1,815,000 | $310,000 | -82.9% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $210,000 | $310,000 | 47.6% | 0.0% |
| OCMBC, INC. | $310,000 | n/a | 0.0% | |
| Capitol Bank | $175,000 | $305,000 | 74.3% | 0.0% |
| Merchants Bank | $305,000 | n/a | 0.0% | |
| FOX COMMUNITIES | $295,000 | n/a | 0.0% | |
| Midwest Community Bank | $145,000 | $290,000 | 100.0% | 0.0% |
| Community First Credit Union | $260,000 | $285,000 | 9.6% | 0.0% |
| IMPAC MORTGAGE CORP. | $165,000 | $285,000 | 72.7% | 0.0% |
| Loan Simple, Inc. | $995,000 | $285,000 | -71.4% | 0.0% |
| First Merchants Bank | $275,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $285,000 | $275,000 | -3.5% | 0.0% |
| LAKE MICHIGAN CREDIT UNION | $225,000 | $275,000 | 22.2% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $515,000 | $265,000 | -48.5% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $875,000 | $260,000 | -70.3% | 0.0% |
| Crystal Lake Bank and Trust | $255,000 | n/a | 0.0% | |
| GENISYS | $255,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $255,000 | n/a | 0.0% | |
| Paramount Bank | $245,000 | $255,000 | 4.1% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $1,415,000 | $245,000 | -82.7% | 0.0% |
| First Western Trust Bank | $245,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $245,000 | n/a | 0.0% | |
| SELFRELIANCE | $245,000 | n/a | 0.0% | |
| First Mid Bank & Trust | $235,000 | n/a | 0.0% | |
| LOANPAL, LLC | $280,000 | $235,000 | -16.1% | 0.0% |
| VERITAS FUNDING, LLC | $430,000 | $235,000 | -45.3% | 0.0% |
| CITIZENS EQUITY FIRST | $225,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $225,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $230,000 | $220,000 | -4.3% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $220,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $225,000 | $215,000 | -4.4% | 0.0% |
| First Midwest Bank | $11,950,000 | $210,000 | -98.2% | 0.0% |
| HIWAY | $25,000 | $205,000 | 720.0% | 0.0% |
| Home Federal Savings Bank | $205,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $205,000 | n/a | 0.0% | |
| EMM LOANS LLC | $270,000 | $195,000 | -27.8% | 0.0% |
| First Internet Bank of Indiana | $125,000 | $185,000 | 48.0% | 0.0% |
| Key Mortgage Services, Inc. | $2,100,000 | $185,000 | -91.2% | 0.0% |
| OAKTREE FUNDING CORP. | $185,000 | n/a | 0.0% | |
| Pacor Mortgage Corp | $335,000 | $185,000 | -44.8% | 0.0% |
| Self-Help Federal Credit Union | $365,000 | $185,000 | -49.3% | 0.0% |
| Wisconsin Bank & Trust | $185,000 | n/a | 0.0% | |
| AppleTree Credit Union | $915,000 | $180,000 | -80.3% | 0.0% |
| First Community Credit Union | $105,000 | $180,000 | 71.4% | 0.0% |
| Colten Mortgage, LLC | $175,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $345,000 | $175,000 | -49.3% | 0.0% |
| PROPER RATE, LLC | $400,000 | $175,000 | -56.3% | 0.0% |
| Cornerstone National Bank & Trust Company | $425,000 | $165,000 | -61.2% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $1,070,000 | $165,000 | -84.6% | 0.0% |
| The First National Bank and Trust Company | $1,005,000 | $165,000 | -83.6% | 0.0% |
| NFM, INC. | $155,000 | n/a | 0.0% | |
| Union Savings Bank | $155,000 | n/a | 0.0% | |
| Marathon Bank | $150,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $1,720,000 | $145,000 | -91.6% | 0.0% |
| First National Bank of Omaha | $145,000 | n/a | 0.0% | |
| Sauk Valley Bank & Trust Company | $145,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $115,000 | $135,000 | 17.4% | 0.0% |
| State Bank of Cross Plains | $135,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $3,345,000 | $135,000 | -96.0% | 0.0% |
| Arvest Bank | $125,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $125,000 | n/a | 0.0% | |
| First Home Bank | $360,000 | $125,000 | -65.3% | 0.0% |
| Fortress Bank | $125,000 | n/a | 0.0% | |
| KeyBank | $55,000 | $125,000 | 127.3% | 0.0% |
| PHH Mortgage Corporation | $1,300,000 | $125,000 | -90.4% | 0.0% |
| PCM | $120,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $65,000 | $115,000 | 76.9% | 0.0% |
| DUPACO COMMUNITY | $310,000 | $115,000 | -62.9% | 0.0% |
| Hometown Lenders, Inc. | $535,000 | $115,000 | -78.5% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $105,000 | n/a | 0.0% | |
| JLB CORPORATION | $220,000 | $105,000 | -52.3% | 0.0% |
| Blackhawk Bank | $545,000 | $95,000 | -82.6% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $740,000 | $95,000 | -87.2% | 0.0% |
| TJC Mortgage, Inc. | $95,000 | n/a | 0.0% | |
| Cornerstone Community Bank | $415,000 | $85,000 | -79.5% | 0.0% |
| Royal Credit Union | $170,000 | $85,000 | -50.0% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $75,000 | n/a | 0.0% | |
| Central Bank Illinois | $75,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $75,000 | n/a | 0.0% | |
| Plains Commerce Bank | $135,000 | $75,000 | -44.4% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,005,000 | $75,000 | -92.5% | 0.0% |
| RESIDENTIAL BANCORP. | $350,000 | $75,000 | -78.6% | 0.0% |
| Republic Bank of Chicago | $65,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $55,000 | n/a | 0.0% | |
| Heartland Bank and Trust Company | $55,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $55,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $50,000 | n/a | 0.0% | |
| Oregon Community Bank | $340,000 | $45,000 | -86.8% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $45,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $145,000 | $35,000 | -75.9% | 0.0% |
| Centier Bank | $35,000 | n/a | 0.0% | |
| GOVERNMENTAL EMPLOYEES | $35,000 | n/a | 0.0% | |
| NUMARK CREDIT UNION | $35,000 | n/a | 0.0% | |
| Bank of Sun Prairie | $165,000 | $25,000 | -84.8% | 0.0% |
RACINE's top lender by overall market share is EDUCATORS CREDIT UNION, with 10.5% market share. In second place, with 7.4%, is Johnson Bank, having originated $93,825,000 in loans. In third place, with 7.0%, is Landmark Credit Union, having originated $87,765,000 in loans. In fourth place, with 3.3%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $40,955,000 in loans. In fifth place, with 3.0%, is QUICKEN LOANS, LLC, having originated $38,255,000 in loans.
RACINE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - RACINE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $179,950 (16.4%) | $233,028 (5.4%) | 0.67 | 395 |
| 2018-02-01 | $190,950 (32.5%) | $236,103 (6.9%) | 0.69 | 329 |
| 2018-03-01 | $199,900 (30.3%) | $246,275 (8.2%) | 0.70 | 319 |
| 2018-04-01 | $217,950 (13.6%) | $253,853 (9.7%) | 0.74 | 299 |
| 2018-05-01 | $229,425 (17.1%) | $259,651 (8.1%) | 0.77 | 345 |
| 2018-06-01 | $239,900 (19.1%) | $269,026 (11.0%) | 0.80 | 405 |
| 2018-07-01 | $235,250 (22.2%) | $266,608 (9.4%) | 0.79 | 449 |
| 2018-08-01 | $225,500 (18.9%) | $264,930 (8.4%) | 0.76 | 508 |
| 2018-09-01 | $228,450 (13.3%) | $267,258 (8.8%) | 0.77 | 544 |
| 2018-10-01 | $224,950 (14.6%) | $265,512 (9.0%) | 0.76 | 563 |
| 2018-11-01 | $222,400 (23.3%) | $266,609 (11.5%) | 0.75 | 558 |
| 2018-12-01 | $210,000 (30.6%) | $258,952 (11.7%) | 0.72 | 523 |
| 2019-01-01 | $199,950 (14.5%) | $257,494 (10.5%) | 0.69 | 458 |
| 2019-02-01 | $228,450 (22.0%) | $277,973 (17.7%) | 0.77 | 399 |
| 2019-03-01 | $229,900 (9.3%) | $281,822 (14.4%) | 0.77 | 399 |
| 2019-04-01 | $244,900 (3.5%) | $297,998 (17.4%) | 0.78 | 404 |
| 2019-05-01 | $253,975 (2.4%) | $308,297 (18.7%) | 0.79 | 423 |
| 2019-06-01 | $238,750 (-3.6%) | $293,890 (9.2%) | 0.75 | 485 |
| 2019-07-01 | $229,950 (-3.6%) | $290,090 (8.8%) | 0.72 | 523 |
| 2019-08-01 | $238,200 (-4.6%) | $293,476 (10.8%) | 0.75 | 557 |
| 2019-09-01 | $231,425 (-2.7%) | $287,085 (7.4%) | 0.73 | 576 |
| 2019-10-01 | $226,950 (-2.7%) | $286,104 (7.8%) | 0.73 | 595 |
| 2019-11-01 | $215,000 (-9.3%) | $278,364 (4.4%) | 0.70 | 580 |
| 2019-12-01 | $209,800 (-4.3%) | $275,950 (6.6%) | 0.70 | 483 |
| 2020-01-01 | $210,000 (1.2%) | $279,472 (8.5%) | 0.70 | 446 |
| 2020-02-01 | $209,900 (-19.6%) | $280,324 (0.9%) | 0.69 | 403 |
| 2020-03-01 | $234,925 (-4.3%) | $295,867 (5.0%) | 0.74 | 391 |
| 2020-04-01 | $233,075 (-1.4%) | $274,778 (-7.8%) | 0.73 | 400 |
| 2020-05-01 | $240,450 (-6.2%) | $282,504 (-8.4%) | 0.73 | 366 |
| 2020-06-01 | $245,975 (1.9%) | $284,125 (-3.3%) | 0.72 | 342 |
| 2020-07-01 | $250,000 (3.7%) | $306,814 (5.8%) | 0.72 | 349 |
| 2020-08-01 | $248,000 (6.6%) | $301,486 (2.7%) | 0.71 | 335 |
| 2020-09-01 | $239,950 (12.2%) | $299,797 (4.4%) | 0.69 | 323 |
| 2020-10-01 | $229,900 (2.7%) | $290,950 (1.7%) | 0.66 | 314 |
| 2020-11-01 | $209,950 (-5.0%) | $285,097 (2.4%) | 0.61 | 324 |
| 2020-12-01 | $199,944 (-11.1%) | $281,649 (2.1%) | 0.59 | 291 |
| 2021-01-01 | $209,900 (5.6%) | $282,659 (1.1%) | 0.63 | 212 |
| 2021-02-01 | $219,900 (11.4%) | $291,380 (3.9%) | 0.64 | 165 |
| 2021-03-01 | $225,000 (-0.9%) | $303,975 (2.7%) | 0.64 | 143 |
| 2021-04-01 | $242,000 (6.4%) | $311,851 (13.5%) | 0.66 | 138 |
| 2021-05-01 | $249,900 (-9.1%) | $318,593 (12.8%) | 0.66 | 190 |
| 2021-06-01 | $254,225 (-7.4%) | $319,808 (12.6%) | 0.67 | 213 |
| 2021-07-01 | $249,900 (-0.6%) | $322,261 (5.0%) | 0.66 | 253 |
| 2021-08-01 | $246,750 (-7.2%) | $317,383 (5.3%) | 0.66 | 320 |
| 2021-09-01 | $242,450 (-12.0%) | $311,264 (3.8%) | 0.65 | 365 |
| 2021-10-01 | $239,900 (-4.0%) | $312,262 (7.3%) | 0.64 | 345 |
| 2021-11-01 | $235,000 (5.7%) | $303,600 (6.5%) | 0.63 | 300 |
| 2021-12-01 | $239,950 (22.2%) | $311,232 (10.5%) | 0.65 | 233 |
| 2022-01-01 | $229,950 (-2.1%) | $316,786 (12.1%) | 0.62 | 176 |
| 2022-02-01 | $249,950 (9.5%) | $340,955 (17.0%) | 0.65 | 115 |
| 2022-03-01 | $252,450 (26.3%) | $345,659 (13.7%) | 0.63 | 117 |
| 2022-04-01 | $244,500 (3.2%) | $343,560 (10.2%) | 0.58 | 125 |
| 2022-05-01 | $274,200 (28.1%) | $348,687 (9.5%) | 0.63 | 184 |
| 2022-06-01 | $291,200 (21.0%) | $360,235 (12.6%) | 0.65 | 250 |
| 2022-07-01 | $298,000 (20.8%) | $367,459 (14.0%) | 0.67 | 301 |
| 2022-08-01 | $284,925 (28.7%) | $357,084 (12.5%) | 0.66 | 316 |
| 2022-09-01 | $277,500 (26.5%) | $354,751 (14.0%) | 0.65 | 313 |
| 2022-10-01 | $284,900 (25.0%) | $358,125 (14.7%) | 0.67 | 349 |
| 2022-11-01 | $287,450 (41.3%) | $354,963 (16.9%) | 0.69 | 303 |
| 2022-12-01 | $299,900 (38.3%) | $356,779 (14.6%) | 0.74 | 271 |
| 2023-01-01 | $315,500 (56.2%) | $357,587 (12.9%) | 0.78 | 238 |
| 2023-02-01 | $302,425 (35.3%) | $360,462 (5.7%) | 0.73 | 212 |
| 2023-03-01 | $336,950 (0.0%) | $373,939 (8.2%) | 0.79 | 0 |
| 2023-04-01 | $350,000 (0.0%) | $390,778 (13.7%) | 0.81 | 0 |
RACINE's median listing price for 2023-04-01 was $350,000, a difference of
$105,500
(0.0%) versus the prior year and
$13,050 versus the prior month.
RACINE's median listing price comes in at 81% of the national average.
RACINE's average listing price for 2023-04-01 was $390,778, a difference of $47,218 (13.7%) versus the prior year and $16,839 versus the prior month.
For the 2023-04-01 period, RACINE had 0 MLS listings, a difference of 0 listings versus the prior month and -125 listings (-100%) versus the prior year.
RACINE's median listing price comes in at 81% of the national average.
RACINE's average listing price for 2023-04-01 was $390,778, a difference of $47,218 (13.7%) versus the prior year and $16,839 versus the prior month.
For the 2023-04-01 period, RACINE had 0 MLS listings, a difference of 0 listings versus the prior month and -125 listings (-100%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - RACINE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 74 days | 1,618 sqft |
| 2018-02-01 | 71 days | 1,632 sqft |
| 2018-03-01 | 49 days | 1,650 sqft |
| 2018-04-01 | 36 days | 1,695 sqft |
| 2018-05-01 | 37 days | 1,650 sqft |
| 2018-06-01 | 37 days | 1,666 sqft |
| 2018-07-01 | 40 days | 1,632 sqft |
| 2018-08-01 | 39 days | 1,619 sqft |
| 2018-09-01 | 43 days | 1,660 sqft |
| 2018-10-01 | 46 days | 1,672 sqft |
| 2018-11-01 | 50 days | 1,670 sqft |
| 2018-12-01 | 60 days | 1,633 sqft |
| 2019-01-01 | 79 days | 1,565 sqft |
| 2019-02-01 | 73 days | 1,607 sqft |
| 2019-03-01 | 53 days | 1,634 sqft |
| 2019-04-01 | 39 days | 1,698 sqft |
| 2019-05-01 | 40 days | 1,762 sqft |
| 2019-06-01 | 39 days | 1,738 sqft |
| 2019-07-01 | 40 days | 1,711 sqft |
| 2019-08-01 | 52 days | 1,742 sqft |
| 2019-09-01 | 65 days | 1,747 sqft |
| 2019-10-01 | 48 days | 1,738 sqft |
| 2019-11-01 | 53 days | 1,737 sqft |
| 2019-12-01 | 67 days | 1,721 sqft |
| 2020-01-01 | 76 days | 1,700 sqft |
| 2020-02-01 | 67 days | 1,711 sqft |
| 2020-03-01 | 44 days | 1,748 sqft |
| 2020-04-01 | 42 days | 1,749 sqft |
| 2020-05-01 | 47 days | 1,750 sqft |
| 2020-06-01 | 44 days | 1,725 sqft |
| 2020-07-01 | 40 days | 1,794 sqft |
| 2020-08-01 | 37 days | 1,729 sqft |
| 2020-09-01 | 37 days | 1,691 sqft |
| 2020-10-01 | 38 days | 1,638 sqft |
| 2020-11-01 | 41 days | 1,604 sqft |
| 2020-12-01 | 45 days | 1,596 sqft |
| 2021-01-01 | 50 days | 1,588 sqft |
| 2021-02-01 | 40 days | 1,601 sqft |
| 2021-03-01 | 38 days | 1,618 sqft |
| 2021-04-01 | 32 days | 1,612 sqft |
| 2021-05-01 | 23 days | 1,678 sqft |
| 2021-06-01 | 30 days | 1,718 sqft |
| 2021-07-01 | 30 days | 1,676 sqft |
| 2021-08-01 | 30 days | 1,669 sqft |
| 2021-09-01 | 34 days | 1,666 sqft |
| 2021-10-01 | 37 days | 1,627 sqft |
| 2021-11-01 | 43 days | 1,599 sqft |
| 2021-12-01 | 55 days | 1,605 sqft |
| 2022-01-01 | 60 days | 1,619 sqft |
| 2022-02-01 | 43 days | 1,630 sqft |
| 2022-03-01 | 29 days | 1,667 sqft |
| 2022-04-01 | 28 days | 1,637 sqft |
| 2022-05-01 | 25 days | 1,663 sqft |
| 2022-06-01 | 24 days | 1,649 sqft |
| 2022-07-01 | 30 days | 1,680 sqft |
| 2022-08-01 | 34 days | 1,674 sqft |
| 2022-09-01 | 37 days | 1,674 sqft |
| 2022-10-01 | 37 days | 1,648 sqft |
| 2022-11-01 | 43 days | 1,609 sqft |
| 2022-12-01 | 52 days | 1,590 sqft |
| 2023-01-01 | 54 days | 1,563 sqft |
| 2023-02-01 | 45 days | 1,582 sqft |
| 2023-03-01 | 44 days | 1,615 sqft |
| 2023-04-01 | 35 days | 1,655 sqft |
RACINE's median listing age (time on market) for 2023-04-01 was 35 days.
This
is 25%
longer
than the same period one year ago.
RACINE's median square footage for active listings during the 2023-04-01 period was 1,655 sqft. One year prior, the average listing was 1,637 sqft.
RACINE's median square footage for active listings during the 2023-04-01 period was 1,655 sqft. One year prior, the average listing was 1,637 sqft.
RACINE, WI Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 53105 | Racine, WI | $670 | $760 | $1,000 | $1,310 | $1,440 |
| 53108 | Racine, WI | $630 | $730 | $950 | $1,240 | $1,360 |
| 53120 | Racine, WI | $660 | $750 | $990 | $1,300 | $1,420 |
| 53126 | Racine, WI | $660 | $760 | $1,000 | $1,310 | $1,440 |
| 53138 | Racine, WI | $620 | $710 | $930 | $1,220 | $1,340 |
| 53139 | Racine, WI | $730 | $840 | $1,110 | $1,440 | $1,590 |
| 53144 | Racine, WI | $740 | $840 | $1,110 | $1,440 | $1,600 |
| 53149 | Racine, WI | $670 | $810 | $980 | $1,250 | $1,360 |
| 53150 | Racine, WI | $800 | $960 | $1,160 | $1,470 | $1,610 |
| 53167 | Racine, WI | $740 | $840 | $1,110 | $1,450 | $1,590 |
| 53177 | Racine, WI | $670 | $760 | $1,000 | $1,310 | $1,440 |
| 53182 | Racine, WI | $630 | $720 | $950 | $1,240 | $1,400 |
| 53185 | Racine, WI | $740 | $840 | $1,110 | $1,450 | $1,590 |
| 53401 | Racine, WI | $620 | $710 | $930 | $1,220 | $1,340 |
| 53402 | Racine, WI | $620 | $710 | $930 | $1,220 | $1,340 |
| 53403 | Racine, WI | $630 | $720 | $950 | $1,230 | $1,400 |
| 53404 | Racine, WI | $570 | $650 | $860 | $1,130 | $1,230 |
| 53405 | Racine, WI | $670 | $770 | $1,010 | $1,320 | $1,450 |
| 53406 | Racine, WI | $620 | $710 | $930 | $1,220 | $1,340 |
| 53408 | Racine, WI | $620 | $710 | $930 | $1,220 | $1,340 |
2022 Average & Median Rent Data Statistics
RACINE, WI average 1BR rent: $765, median: $755
RACINE, WI average 2BR rent: $997, median: $985
RACINE, WI average 3BR rent: $1,300, median: $1,275
RACINE, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,819 | $782,185,000 | $277,469 |
| Cash Out Refi | 1,225 | $213,085,000 | $173,947 |
| Other | 915 | $56,625,000 | $61,885 |
| Refi | 762 | $160,600,000 | $210,761 |
| Home Improvement | 570 | $47,280,000 | $82,947 |
Racine's most frequently cited loan purpose was Home Purchase, with 2,819 originations. The 2nd most popular reason was Cash Out Refi, with 1,225 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,625 | $350,025,000 | $215,400 |
| 5-6% | 1,354 | $276,060,000 | $203,885 |
| 4-5% | 1,290 | $280,230,000 | $217,233 |
| 6-7% | 688 | $120,520,000 | $175,174 |
| <2.5% | 556 | $63,200,000 | $113,669 |
| 2.5-3% | 402 | $99,610,000 | $247,786 |
| 7-8% | 229 | $32,995,000 | $144,083 |
| Over 8% | 114 | $9,460,000 | $82,982 |
During 2022, Racine's most frequently originated rate bucket was 3-4%, with 1,625 originations.
Loan Sizing (RACINE, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,171 | $317,035,000 | $146,032 |
| $100,000 or less | 2,000 | $102,130,000 | $51,065 |
| $200k-400k | 1,705 | $472,075,000 | $276,877 |
| $400k-600k | 287 | $136,915,000 | $477,056 |
| $600k-1000k | 88 | $61,570,000 | $699,659 |
| $Over $1MM | 40 | $170,050,000 | $4,251,250 |
RACINE's loan sizing saw the bucket of loans from $100k-200k with 2,171 originations, totaling $317,035,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,081 | $532,285,000 | $255,783 |
| 60-80% | 1,478 | $423,510,000 | $286,543 |
| Under 20% | 1,142 | $52,490,000 | $45,963 |
| 20-40% | 810 | $90,310,000 | $111,494 |
| 40-60% | 631 | $103,965,000 | $164,762 |
| Over 100% | 36 | $12,320,000 | $342,222 |
RACINE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,081 originations, totaling $532,285,000 in origination value.