RACINE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Racine averaged 5.63% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.5% and one month ago for the week of 2022-04-07, the average rate was 5.05%.

Racine's average rate one year ago was 3.11%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.27%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Racine 30 Year Fixed Rate 2022-05-12 5.63%
Racine 30 Year Fixed Rate Refi 2022-05-12 5.27%
Racine 15 Year Fixed Rate 2022-05-12 4.65%
Racine 15 Year Fixed Rate Refi 2022-05-12 4.45%
Racine 30 Year FHA 2022-05-12 5.64%
Racine 30 Year FHA Refi 2022-05-12 5.27%
Racine 30 Year USDA 2022-05-12 5.22%
Racine 30 Year USDA Refi 2022-05-12 5.46%
Racine 30 Year VA 2022-05-12 5.55%
Racine 30 Year VA Refi 2022-05-12 4.94%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RACINE, WI.

RACINE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the RACINE, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
EDUCATORS CREDIT UNION 634 3.01% $1,562
Johnson Bank 356 3.10% $2,254
Landmark Credit Union 230 3.13% $1,803
QUICKEN LOANS, LLC 190 3.11% $4,384
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 167 3.20% $2,444
Wells Fargo Bank 148 3.21% $2,136
Associated Bank 145 3.16% $2,231
GATEWAY MORTGAGE CORPORATION 114 3.09% $2,881
JPMorgan Chase Bank 106 3.24% $2,118
FINANCE OF AMERICA MORTGAGE LLC 104 3.27% $3,220
Barrington Bank & Trust Company, N.A. 103 3.21% $2,190
INLANTA MORTGAGE, INC. 101 3.06% $2,202
UNITED WHOLESALE MORTGAGE, LLC 80 3.08% $2,390
Tri City National Bank 68 3.13% $2,311
Bank Five Nine 66 3.15% $2,520
A + MORTGAGE SERVICES, INC. 63 2.97% $1,509
North Shore Bank FSB 62 3.20% $1,739
LOANDEPOT.COM, LLC 60 3.07% $4,082
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 60 3.13% $2,684
U.S. Bank 58 3.20% $2,440
FIRST CENTENNIAL MORTGAGE CORPORATION 52 3.07% $2,293
Summit Credit Union 51 3.03% $2,317
The Equitable Bank, S.S.B. 51 2.91% $2,051
NEWREZ LLC 50 3.04% $2,242
GUARANTEED RATE, INC. 46 3.06% $2,463
WISCONSIN MORTGAGE CORPORATION 45 3.19% $2,393
PARKSIDE LENDING, LLC 43 3.07% $2,579
University of Wisconsin Credit Union 43 2.93% $2,199
Great Midwest Bank, S.S.B. 43 3.22% $2,076
Home State Bank 43 3.19% $2,545
Bank of England 31 3.42% $3,124
AMERISAVE MORTGAGE CORPORATION 30 2.90% $5,730
Waukesha State Bank 30 3.20% $2,202
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 29 3.16% $2,142
Citizens Bank 25 3.04% $3,547
Mr. Cooper ( Nationstar Mortgage ) 25 3.47% $4,097
The Greenwood's State Bank 24 2.98% $1,457
CMG MORTGAGE, INC. 24 3.23% $3,420
Bell Bank 23 3.02% $2,216
BROKER SOLUTIONS, INC. 23 3.30% $3,064
PLANET HOME LENDING, LLC 23 3.12% $2,445
Flagstar Bank, FSB 23 3.36% $2,468
Paramount Residential Mortgage Group, Inc. 22 3.27% $2,197
BMO Harris Bank 22 3.28% $2,645
ARK-LA-TEX FINANCIAL SERVICES, LLC. 22 3.22% $2,832
PyraMax Bank, FSB 22 2.96% $1,568
TOTAL MORTGAGE SERVICES, LLC 19 3.35% $3,423
CHERRY CREEK MORTGAGE, LLC 19 3.33% $900
PENNYMAC LOAN SERVICES, LLC 18 3.25% $6,483
BETTER MORTGAGE CORPORATION 17 2.97% $2,783
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 17 3.12% $2,885
AMERICAN PACIFIC MORTGAGE CORPORATION 17 3.27% $3,597
Ixonia Bank 16 3.02% $3,788
T2 FINANCIAL LLC 15 3.21% $3,355
Prosperity Home Mortgage, LLC 14 3.11% $2,058
GSF Mortgage Corporation 13 2.90% $3,605
MARINE 13 8.69% $4,497
ENVOY MORTGAGE, LTD 12 3.32% $2,587
American Mortgage & Equity Consultants, Inc. 12 3.32% $3,009
MUTUAL OF OMAHA MORTGAGE, INC. 11 3.15% $3,492
SECURITYNATIONAL MORTGAGE COMPANY 11 3.51% $2,695
AMERICAN FINANCIAL NETWORK, INC. 11 3.27% $5,971
HOMEBRIDGE FINANCIAL SERVICES, INC. 11 3.11% $3,973
GUARANTEED RATE AFFINITY, LLC 10 3.10% $2,651
Old National Bank 10 3.25% $2,257
CALIBER HOME LOANS, INC. 10 2.99% $2,391
NATIONS RELIABLE LENDING, LLC 9 3.26% $3,187
CONSUMERS COOPERATIVE CREDIT UNION 9 3.07% $3,502
HOME POINT FINANCIAL CORPORATION 8 3.09% $3,488
The Federal Savings Bank 8 3.27% $4,343
Citizens Bank 8 3.06% $2,252
Blackhawk Community Credit Union 8 3.80% $2,009
Guardian Credit Union 8 2.97% $1,971
COMPEER FINANCIAL, FLCA 8 3.84% $4,133
Westbury Bank 8 2.88% $1,594
HOMESIDE FINANCIAL, LLC 8 3.05% $2,331
PNC Bank 7 3.21% $2,766
AMERICAN PORTFOLIO MORTGAGE CORPORATION 7 2.91% $4,073
CROSSCOUNTRY MORTGAGE, LLC 7 3.02% $3,440
Key Mortgage Services, Inc. 7 3.39% $2,836
Waterstone Mortgage Corporation 7 3.29% $3,061
Carrington Mortgage Services, LLC 7 3.29% $5,387
ZILLOW HOME LOANS, LLC 7 3.77% $5,622
FREEDOM MORTGAGE CORPORATION 7 3.25% $1,197
Bank of America 6 3.02% $2,191
GERSHMAN INVESTMENT CORP. 6 3.17% $2,319
First Federal Bank 5 3.08% $1,982
First American Bank 5 3.35% $2,614
ROYAL UNITED MORTGAGE LLC 5 3.58% $7,663
MORTGAGE CENTER L.C 5 3.40% $2,276
Mortgage Research Center, LLC 5 2.80% $2,340
The First National Bank and Trust Company 5 3.05% $1,542
PHH Mortgage Corporation 5 3.60% $5,238
The Huntington National Bank 5 3.48% $4,469
NORTHWESTERN MUTUAL 5 3.21% $1,234
DRAPER AND KRAMER MORTGAGE CORP. 5 2.95% $2,443
TOWNE MORTGAGE COMPANY 4 3.19% $3,504
FIRST STATE MORTGAGE SERVICES, LLC 4 3.00% $1,988
DAS Acquisition Company, LLC 4 3.09% $2,873
Ally Bank 4 3.16% $2,219
First Midwest Bank 4 3.13% $3,616
SOFI LENDING CORP. 4 3.16% $2,666
First-Citizens Bank & Trust Company 4 3.13% $2,602
NAVY FEDERAL CREDIT UNION 4 3.31% $1,844
THOMPSON KANE & COMPANY, LLC 4 3.22% $2,433
STEARNS LENDING, LLC 4 3.41% $2,453
CIBM Bank 4 3.19% $1,722
LEADERONE FINANCIAL CORPORATION 4 2.84% $2,185
Chicago Mortgage Solutions LLC 4 2.87% $1,839
Blue Ridge Bank 4 3.41% $2,336
The Union Bank Company 3 3.13% $3,165
AMERICAN INTERNET MORTGAGE, INC. 3 2.83% $2,905
AmeriHome Mortgage Company, LLC 3 3.25% $2,172
Baxter Credit Union 3 2.79% $8,580
CELEBRITY HOME LOANS, LLC 3 3.29% $3,031
EMBRACE HOME LOANS, INC. 3 3.37% $3,342
Fifth Third Bank 3 3.21% $4,444
First Guaranty Mortgage Corporation 3 3.08% $3,670
First National Bank of America 3 7.08% $6,120
First Savings Bank 3 3.83% $3,745
HOMESTEAD FUNDING CORP. 3 2.71% $2,684
KELLER MORTGAGE, LLC 3 3.25% $2,237
NBKC BANK 3 3.17% $1,937
PENTAGON FEDERAL CREDIT UNION 3 2.75% $1,820
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.21% $2,011
Sierra Pacific Mortgage Company, Inc. 3 2.91% $5,762
TCF National Bank 3 3.00% $2,424
THRIVENT Federal Credit Union 3 3.17% $3,093
UNION HOME MORTGAGE CORP. 3 3.04% $2,482
VERVE, A CREDIT UNION 3 3.25% $1,825
Watermark Capital, Inc. 3 2.79% $3,579
BLUELEAF LENDING, LLC 2 2.63% $2,474
LAKEVIEW LOAN SERVICING, LLC 2 3.81% $4,923
FirstBank 2 2.75% $4,201
GUILD MORTGAGE COMPANY 2 2.93% $5,124
CIBC Bank USA 2 2.56% $2,863
ALLIANT CREDIT UNION 2 3.13% $3,800
United Fidelity Funding Corp. 2 3.50% $2,701
PRIME FINANCIAL CREDIT UNION 2 2.81% $1,440
AXIA FINANCIAL, LLC 2 3.81% $2,818
SUCCESS MORTGAGE PARTNERS, INC. 2 3.13% $4,293
Neighborhood Loans, Inc. 2 3.25% $2,437
RESIDENTIAL BANCORP. 2 3.12% $2,626
Wyndham Capital Mortgage, Inc. 2 2.93% $1,383
ALTRA 2 3.20% $2,375
The Port Washington State Bank 2 3.13% $1,524
MORIA DEVELOPMENT, INC. 2 3.44% $2,634
ACADEMY MORTGAGE CORPORATION 2 3.13% $2,515
SUN WEST MORTGAGE COMPANY, INC. 2 3.19% $2,184
HERITAGE CREDIT UNION 2 3.25% $1,036
BNC National Bank 2 2.81% $2,368
Nations Lending Corporation 2 3.06% $11,016
LENDUS, LLC 2 3.81% $3,870
AppleTree Credit Union 2 2.15% $912
RUOFF MORTGAGE COMPANY, INC. 1 3.00% $1,900
S1L, Inc. 1 2.88% $9,285
EVERETT FINANCIAL, INC. 1 3.00% $1,419
Servion, Inc. 1 3.38% $5,285
EMM LOANS LLC 1 3.25% $5,460
SOVEREIGN LENDING GROUP INCORPORATED 1 3.00% $7,456
Deere Employees Credit Union 1 3.00% $3,764
Stifel Bank and Trust 1 2.75% $2,202
Strong Home Mortgage, LLC 1 2.99% $1,039
Coulee Bank 1 2.63% $1,779
Summit Mortgage Corporation 1 3.13% $2,887
Sunflower Bank 1 2.99% $4,392
Cornerstone National Bank & Trust Company 1 2.50% $0
Allied First Bank,sb 1 2.63% $1,986
TEXAS TECH 1 4.63% $3,127
Community First Credit Union 1 3.00% $1,760
CHURCHILL MORTGAGE CORPORATION 1 3.75% $2,620
Chicago Financial Services, Inc. 1 2.50% $2,187
The Home Loan Expert LLC 1 3.25% $2,942
Charles Schwab Bank, SSB 1 2.18% $2,090
The Park Bank 1 2.63% $1,523
Byron Bank 1 2.64% $1,760
Western State Bank 1 2.63% $1,991
Tradition Mortgage, LLC 1 3.63% $2,127
BAY EQUITY LLC 1 3.00% $6,366
Truist Bank 1 2.88% $400
Bank First, N.A. 1 2.88% $1,830
Axos Bank 1 3.38% $3,472
USAA Federal Savings Bank 1 2.88% $6,845
ARC HOME LLC 1 3.38% $2,306
VERITAS FUNDING, LLC 1 2.99% $5,559
Alerus Financial 1 3.25% $1,285
Morgan Stanley Private Bank 1 4.20% $2,828
Midwest Community Bank 1 2.88% $3,161
MID AMERICA MORTGAGE, INC. 1 3.25% $1,087
LOANSNAP, INC. 1 2.75% $0
Loan Simple, Inc. 1 3.25% $1,206
LAND HOME FINANCIAL SERVICES, INC. 1 3.38% $4,502
Nicolet National Bank 1 2.75% $2,593
LAKE MICHIGAN CREDIT UNION 1 2.75% $3,144
JLB CORPORATION 1 3.13% $3,678
IOWA BANKERS MORTGAGE CORPORATION 1 2.88% $2,054
OPEN MORTGAGE, LLC 1 2.75% $1,296
Pacor Mortgage Corp 1 3.25% $3,034
Paramount Bank 1 3.38% $2,617
IMPAC MORTGAGE CORP. 1 3.25% $1,224
HOMEXPRESS MORTGAGE CORP. 1 4.25% $5,027
AMERICAN FINANCING CORPORATION 1 3.25% $6,331
Great Southern Bank 1 3.15% $1,636
PLAZA HOME MORTGAGE, INC. 1 3.38% $1,646
GREAT LAKES 1 2.88% $2,225
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $2,666
Webster Bank 1 2.75% $4,083
Gateway First Bank 1 3.38% $3,339
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.75% $2,332
First Internet Bank of Indiana 1 3.38% $2,382
First Home Bank 1 4.00% $3,218
Quontic Bank 1 5.75% $7,336
Royal Bank 1 4.13% $1,559
Royal Credit Union 1 2.88% $0

RACINE, WI's 214 lenders originated 10,833 loans during 2021. The total origination value was $2,049,165,000, with an average loan value of $189,160.

The top RACINE lender as defined by loan originations is EDUCATORS CREDIT UNION, with 634 loans originated. Their average total fees are $1,562, which is $692 lower than the next largest lender, Johnson Bank.

The lowest fee RACINE lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($900), The Greenwood's State Bank ($1,457), A + MORTGAGE SERVICES, INC. ($1,509), EDUCATORS CREDIT UNION ($1,562) and PyraMax Bank, FSB ($1,568).

The lowest rate RACINE lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.90%), GSF Mortgage Corporation (2.90%), The Equitable Bank, S.S.B. (2.91%), University of Wisconsin Credit Union (2.93%) and PyraMax Bank, FSB (2.96%).

RACINE, WI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
EDUCATORS CREDIT UNION $239,540,000 $231,410,000 -3.4% 11.3%
Johnson Bank $146,675,000 $151,185,000 3.1% 7.4%
Landmark Credit Union $121,950,000 $126,580,000 3.8% 6.2%
QUICKEN LOANS, LLC $86,100,000 $93,355,000 8.4% 4.6%
Associated Bank $43,310,000 $80,210,000 85.2% 3.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $52,775,000 $68,415,000 29.6% 3.3%
Wells Fargo Bank $41,190,000 $54,560,000 32.5% 2.7%
Community State Bank $54,555,000 $44,685,000 -18.1% 2.2%
GATEWAY MORTGAGE CORPORATION $61,175,000 $42,760,000 -30.1% 2.1%
FINANCE OF AMERICA MORTGAGE LLC $23,535,000 $40,480,000 72.0% 2.0%
FREEDOM MORTGAGE CORPORATION $32,415,000 $38,495,000 18.8% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $22,835,000 $36,540,000 60.0% 1.8%
Summit Credit Union $26,560,000 $32,665,000 23.0% 1.6%
Barrington Bank & Trust Company, N.A. $28,000,000 $32,445,000 15.9% 1.6%
INLANTA MORTGAGE, INC. $35,870,000 $32,030,000 -10.7% 1.6%
Tri City National Bank $20,180,000 $31,505,000 56.1% 1.5%
JPMorgan Chase Bank $19,585,000 $29,550,000 50.9% 1.4%
U.S. Bank $25,125,000 $29,130,000 15.9% 1.4%
North Shore Bank FSB $27,360,000 $26,690,000 -2.4% 1.3%
LOANDEPOT.COM, LLC $14,080,000 $24,965,000 77.3% 1.2%
Bank Five Nine $19,335,000 $23,745,000 22.8% 1.2%
NEWREZ LLC $11,415,000 $23,725,000 107.8% 1.2%
A + MORTGAGE SERVICES, INC. $21,410,000 $22,310,000 4.2% 1.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $20,210,000 $22,075,000 9.2% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $18,770,000 $19,910,000 6.1% 1.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $25,995,000 $19,840,000 -23.7% 1.0%
Mortgage Research Center, LLC $14,705,000 $19,400,000 31.9% 0.9%
GUARANTEED RATE, INC. $11,495,000 $18,695,000 62.6% 0.9%
The Equitable Bank, S.S.B. $29,495,000 $18,545,000 -37.1% 0.9%
Great Midwest Bank, S.S.B. $13,140,000 $16,555,000 26.0% 0.8%
Home State Bank $18,535,000 $16,210,000 -12.5% 0.8%
BMO Harris Bank $16,375,000 $15,945,000 -2.6% 0.8%
University of Wisconsin Credit Union $17,480,000 $15,285,000 -12.6% 0.7%
WISCONSIN MORTGAGE CORPORATION $20,665,000 $15,230,000 -26.3% 0.7%
PARKSIDE LENDING, LLC $24,330,000 $14,500,000 -40.4% 0.7%
Citizens Bank $930,000 $14,455,000 1,454.3% 0.7%
Waukesha State Bank $21,040,000 $13,965,000 -33.6% 0.7%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $9,320,000 $12,820,000 37.6% 0.6%
Paramount Residential Mortgage Group, Inc. $7,615,000 $12,400,000 62.8% 0.6%
AMERISAVE MORTGAGE CORPORATION $8,070,000 $12,195,000 51.1% 0.6%
Bank of England $11,335,000 $12,035,000 6.2% 0.6%
First Midwest Bank $12,760,000 $11,950,000 -6.3% 0.6%
The Greenwood's State Bank $11,790,000 $10,980,000 -6.9% 0.5%
PENNYMAC LOAN SERVICES, LLC $4,340,000 $10,895,000 151.0% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $8,015,000 $9,820,000 22.5% 0.5%
Midland States Bank $9,805,000 n/a 0.5%
Flagstar Bank, FSB $13,745,000 $9,420,000 -31.5% 0.5%
CMG MORTGAGE, INC. $9,990,000 $9,405,000 -5.9% 0.5%
Bell Bank $8,985,000 $9,295,000 3.5% 0.5%
PLANET HOME LENDING, LLC $1,505,000 $9,040,000 500.7% 0.4%
PyraMax Bank, FSB $14,240,000 $9,040,000 -36.5% 0.4%
CHERRY CREEK MORTGAGE, LLC $8,815,000 $8,540,000 -3.1% 0.4%
BROKER SOLUTIONS, INC. $6,865,000 $8,275,000 20.5% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $8,265,000 $7,375,000 -10.8% 0.4%
LAKEVIEW LOAN SERVICING, LLC $5,825,000 $7,015,000 20.4% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $8,820,000 $6,630,000 -24.8% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,190,000 $6,385,000 23.0% 0.3%
NAVY FEDERAL CREDIT UNION $6,035,000 $6,150,000 1.9% 0.3%
GUARANTEED RATE AFFINITY, LLC $610,000 $5,875,000 863.1% 0.3%
Carrington Mortgage Services, LLC $2,235,000 $5,870,000 162.6% 0.3%
The Federal Savings Bank $5,505,000 $5,815,000 5.6% 0.3%
GSF Mortgage Corporation $9,435,000 $5,730,000 -39.3% 0.3%
BETTER MORTGAGE CORPORATION $3,075,000 $5,650,000 83.7% 0.3%
Old National Bank $14,785,000 $5,650,000 -61.8% 0.3%
T2 FINANCIAL LLC $3,875,000 $5,370,000 38.6% 0.3%
CALIBER HOME LOANS, INC. $6,390,000 $5,330,000 -16.6% 0.3%
TOTAL MORTGAGE SERVICES, LLC $3,835,000 $5,290,000 37.9% 0.3%
COMPEER FINANCIAL, FLCA $5,750,000 $5,230,000 -9.0% 0.3%
First American Bank $3,445,000 $4,800,000 39.3% 0.2%
Prosperity Home Mortgage, LLC $5,945,000 $4,745,000 -20.2% 0.2%
PNC Bank $3,105,000 $4,700,000 51.4% 0.2%
MARINE $4,735,000 $4,505,000 -4.9% 0.2%
ENVOY MORTGAGE, LTD $5,930,000 $4,335,000 -26.9% 0.2%
Ixonia Bank $3,440,000 $4,010,000 16.6% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $3,195,000 $3,935,000 23.2% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $2,880,000 $3,890,000 35.1% 0.2%
American Mortgage & Equity Consultants, Inc. $430,000 $3,880,000 802.3% 0.2%
USAA Federal Savings Bank $3,880,000 $3,820,000 -1.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $4,895,000 $3,690,000 -24.6% 0.2%
Bank of America $4,290,000 $3,670,000 -14.5% 0.2%
Commerce State Bank $2,140,000 $3,385,000 58.2% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $3,160,000 $3,345,000 5.9% 0.2%
HOME POINT FINANCIAL CORPORATION $5,460,000 $3,305,000 -39.5% 0.2%
LAND HOME FINANCIAL SERVICES, INC. $3,755,000 $3,235,000 -13.8% 0.2%
NEW DAY FINANCIAL, LLC $4,360,000 $3,230,000 -25.9% 0.2%
NATIONS RELIABLE LENDING, LLC $2,260,000 $3,170,000 40.3% 0.2%
WALKER & DUNLOP, LLC $6,655,000 $3,155,000 -52.6% 0.2%
Guardian Credit Union $3,695,000 $3,085,000 -16.5% 0.2%
NORTHWESTERN MUTUAL $4,335,000 $2,955,000 -31.8% 0.1%
The Huntington National Bank $810,000 $2,815,000 247.5% 0.1%
Town Bank, N.A. $1,345,000 $2,775,000 106.3% 0.1%
Westbury Bank $2,280,000 $2,715,000 19.1% 0.1%
CONSUMERS COOPERATIVE CREDIT UNION $2,510,000 $2,550,000 1.6% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $910,000 $2,415,000 165.4% 0.1%
Blackhawk Community Credit Union $2,575,000 $2,405,000 -6.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,275,000 $2,370,000 -27.6% 0.1%
Chicago Mortgage Solutions LLC $265,000 $2,315,000 773.6% 0.1%
LEADERONE FINANCIAL CORPORATION $5,690,000 $2,310,000 -59.4% 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,980,000 $2,295,000 15.9% 0.1%
Waterstone Mortgage Corporation $4,365,000 $2,255,000 -48.3% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $2,950,000 $2,185,000 -25.9% 0.1%
Citizens Bank $930,000 $2,180,000 134.4% 0.1%
HOMESIDE FINANCIAL, LLC $2,150,000 $2,125,000 -1.2% 0.1%
Key Mortgage Services, Inc. $1,920,000 $2,100,000 9.4% 0.1%
CLEARPATH LENDING $5,740,000 $2,070,000 -63.9% 0.1%
GERSHMAN INVESTMENT CORP. $1,080,000 $1,935,000 79.2% 0.1%
Baxter Credit Union $1,825,000 $1,915,000 4.9% 0.1%
SOFI LENDING CORP. $1,005,000 $1,890,000 88.1% 0.1%
FORTE BANK $180,000 $1,880,000 944.4% 0.1%
Abbott Laboratories Employees Credit Union $480,000 $1,815,000 278.1% 0.1%
EMBRACE HOME LOANS, INC. $1,010,000 $1,720,000 70.3% 0.1%
First Federal Bank $2,415,000 $1,710,000 -29.2% 0.1%
First Guaranty Mortgage Corporation $2,185,000 $1,675,000 -23.3% 0.1%
STEARNS LENDING, LLC $5,250,000 $1,595,000 -69.6% 0.1%
DMB Community Bank $1,585,000 $1,585,000 0.0% 0.1%
DAS Acquisition Company, LLC $135,000 $1,565,000 1,059.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $270,000 $1,515,000 461.1% 0.1%
CIBM Bank $2,320,000 $1,505,000 -35.1% 0.1%
FIRST STATE MORTGAGE SERVICES, LLC $3,370,000 $1,415,000 -58.0% 0.1%
Empower Credit Union $3,895,000 $1,370,000 -64.8% 0.1%
Wyndham Capital Mortgage, Inc. $1,320,000 n/a 0.1%
Bank First, N.A. $510,000 $1,315,000 157.8% 0.1%
PHH Mortgage Corporation $740,000 $1,300,000 75.7% 0.1%
TOWNE MORTGAGE COMPANY $2,660,000 $1,300,000 -51.1% 0.1%
THOMPSON KANE & COMPANY, LLC $565,000 $1,295,000 129.2% 0.1%
UNION HOME MORTGAGE CORP. $2,250,000 $1,275,000 -43.3% 0.1%
THRIVENT Federal Credit Union $1,380,000 $1,240,000 -10.1% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $255,000 $1,225,000 380.4% 0.1%
Ally Bank $1,390,000 $1,205,000 -13.3% 0.1%
LENDUS, LLC $1,190,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $1,180,000 n/a 0.1%
FirstBank $255,000 $1,170,000 358.8% 0.1%
AXIA FINANCIAL, LLC $1,165,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $1,975,000 $1,135,000 -42.5% 0.1%
First-Citizens Bank & Trust Company $2,910,000 $1,120,000 -61.5% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $285,000 $1,100,000 286.0% 0.1%
Fifth Third Bank $1,350,000 $1,090,000 -19.3% 0.1%
MORTGAGE CENTER L.C $655,000 $1,090,000 66.4% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,305,000 $1,070,000 -18.0% 0.1%
TCF National Bank $2,885,000 $1,055,000 -63.4% 0.1%
GREYSTONE SERVICING COMPANY LLC $1,045,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $635,000 $1,040,000 63.8% 0.1%
GUILD MORTGAGE COMPANY $340,000 $1,025,000 201.5% 0.1%
CELEBRITY HOME LOANS, LLC $2,425,000 $1,020,000 -57.9% 0.0%
First Savings Bank $205,000 $1,010,000 392.7% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,800,000 $1,005,000 -44.2% 0.0%
The First National Bank and Trust Company $2,785,000 $1,005,000 -63.9% 0.0%
The Union Bank Company $1,005,000 n/a 0.0%
Loan Simple, Inc. $185,000 $995,000 437.8% 0.0%
State Bank of Chilton $720,000 $985,000 36.8% 0.0%
CIBC Bank USA $155,000 $980,000 532.3% 0.0%
Low VA Rates, LLC $920,000 $980,000 6.5% 0.0%
MID AMERICA MORTGAGE, INC. $2,015,000 $970,000 -51.9% 0.0%
AppleTree Credit Union $1,070,000 $915,000 -14.5% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,300,000 $905,000 -30.4% 0.0%
ACADEMY MORTGAGE CORPORATION $1,040,000 $875,000 -15.9% 0.0%
MORIA DEVELOPMENT, INC. $870,000 n/a 0.0%
Nations Lending Corporation $195,000 $835,000 328.2% 0.0%
PLAZA HOME MORTGAGE, INC. $825,000 n/a 0.0%
NBKC BANK $265,000 $815,000 207.5% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,130,000 $795,000 -62.7% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $630,000 $755,000 19.8% 0.0%
CHURCHILL MORTGAGE CORPORATION $145,000 $740,000 410.3% 0.0%
AMERICAN FINANCING CORPORATION $230,000 $735,000 219.6% 0.0%
BAY EQUITY LLC $865,000 $730,000 -15.6% 0.0%
ADVIA $9,115,000 $725,000 -92.0% 0.0%
ACCELERATE MORTGAGE, LLC $225,000 $715,000 217.8% 0.0%
UNITED HOME LOANS, INC. $805,000 $710,000 -11.8% 0.0%
HOMESTEAD FUNDING CORP. $2,460,000 $705,000 -71.3% 0.0%
Blue Ridge Bank $470,000 $700,000 48.9% 0.0%
PRIME FINANCIAL CREDIT UNION $1,145,000 $700,000 -38.9% 0.0%
InterContinental Capital Group, Inc $1,110,000 $680,000 -38.7% 0.0%
VERVE, A CREDIT UNION $205,000 $675,000 229.3% 0.0%
United Fidelity Funding Corp. $665,000 n/a 0.0%
BNC National Bank $325,000 $640,000 96.9% 0.0%
Magnolia Bank $280,000 $625,000 123.2% 0.0%
ALLIANT CREDIT UNION $295,000 $610,000 106.8% 0.0%
PremierBank $565,000 $600,000 6.2% 0.0%
HERITAGE CREDIT UNION $595,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $595,000 n/a 0.0%
Servion, Inc. $165,000 $590,000 257.6% 0.0%
Watermark Capital, Inc. $575,000 n/a 0.0%
ALTRA $965,000 $570,000 -40.9% 0.0%
Neighborhood Loans, Inc. $895,000 $570,000 -36.3% 0.0%
BLUELEAF LENDING, LLC $1,035,000 $555,000 -46.4% 0.0%
Blackhawk Bank $215,000 $545,000 153.5% 0.0%
S1L, Inc. $545,000 n/a 0.0%
Stifel Bank and Trust $545,000 n/a 0.0%
Hometown Lenders, Inc. $225,000 $535,000 137.8% 0.0%
Chicago Financial Services, Inc. $515,000 n/a 0.0%
KELLER MORTGAGE, LLC $515,000 n/a 0.0%
Nicolet National Bank $945,000 $515,000 -45.5% 0.0%
Western State Bank $500,000 n/a 0.0%
Discover Bank $345,000 $495,000 43.5% 0.0%
Peoples Bank $480,000 n/a 0.0%
UNITED MORTGAGE CORP. $125,000 $475,000 280.0% 0.0%
Axos Bank $805,000 $470,000 -41.6% 0.0%
Mid-Continent Funding, Inc. $470,000 n/a 0.0%
Quontic Bank $455,000 n/a 0.0%
IOWA BANKERS MORTGAGE CORPORATION $450,000 n/a 0.0%
VERITAS FUNDING, LLC $430,000 n/a 0.0%
Cornerstone National Bank & Trust Company $435,000 $425,000 -2.3% 0.0%
EVERETT FINANCIAL, INC. $940,000 $420,000 -55.3% 0.0%
Allied First Bank,sb $1,150,000 $415,000 -63.9% 0.0%
Cornerstone Community Bank $640,000 $415,000 -35.2% 0.0%
SPRING EQ, LLC $135,000 $405,000 200.0% 0.0%
PROPER RATE, LLC $475,000 $400,000 -15.8% 0.0%
Coulee Bank $395,000 $395,000 0.0% 0.0%
The Central Trust Bank $395,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $385,000 $385,000 0.0% 0.0%
BM Real Estate Services, Inc. $375,000 n/a 0.0%
Florida Capital Bank $235,000 $370,000 57.4% 0.0%
Self-Help Federal Credit Union $105,000 $365,000 247.6% 0.0%
Charles Schwab Bank, SSB $360,000 n/a 0.0%
First Home Bank $360,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,210,000 $355,000 -70.7% 0.0%
RESIDENTIAL BANCORP. $350,000 n/a 0.0%
First National Bank of America $280,000 $345,000 23.2% 0.0%
PREMIA MORTGAGE, LLC $600,000 $345,000 -42.5% 0.0%
Summit Mortgage Corporation $325,000 $345,000 6.2% 0.0%
ARC HOME LLC $810,000 $340,000 -58.0% 0.0%
LIMA ONE CAPITAL, LLC $2,175,000 $340,000 -84.4% 0.0%
Oregon Community Bank $245,000 $340,000 38.8% 0.0%
Sunflower Bank $1,120,000 $340,000 -69.6% 0.0%
Pacor Mortgage Corp $420,000 $335,000 -20.2% 0.0%
Truist Bank $2,905,000 $335,000 -88.5% 0.0%
INLAND BANK & TRUST $350,000 $325,000 -7.1% 0.0%
Intercity State Bank $335,000 $325,000 -3.0% 0.0%
LOANSNAP, INC. $325,000 n/a 0.0%
ON Q FINANCIAL, INC. $325,000 n/a 0.0%
TEXAS TECH $325,000 n/a 0.0%
The Port Washington State Bank $200,000 $320,000 60.0% 0.0%
Morgan Stanley Private Bank $1,270,000 $315,000 -75.2% 0.0%
Webster Bank $315,000 n/a 0.0%
DUPACO COMMUNITY $310,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $305,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $305,000 n/a 0.0%
Strong Home Mortgage, LLC $355,000 $305,000 -14.1% 0.0%
Deere Employees Credit Union $295,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $125,000 $290,000 132.0% 0.0%
Amerifirst Financial, Inc. $570,000 $285,000 -50.0% 0.0%
Goldwater Bank, N.A. $1,295,000 $285,000 -78.0% 0.0%
GUIDANCE RESIDENTIAL, LLC $295,000 $285,000 -3.4% 0.0%
Somerville Bank $285,000 n/a 0.0%
LOANPAL, LLC $280,000 n/a 0.0%
EMM LOANS LLC $380,000 $270,000 -28.9% 0.0%
Alerus Financial $265,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $265,000 n/a 0.0%
Community First Credit Union $615,000 $260,000 -57.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,695,000 $255,000 -85.0% 0.0%
Figure Lending LLC $125,000 $255,000 104.0% 0.0%
OPEN MORTGAGE, LLC $255,000 n/a 0.0%
Byron Bank $245,000 n/a 0.0%
Paramount Bank $245,000 n/a 0.0%
Royal Bank $245,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $245,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $245,000 n/a 0.0%
Cambria Financial Group, LLC $235,000 n/a 0.0%
Farmers & Merchants State Bank $3,660,000 $235,000 -93.6% 0.0%
MOVEMENT MORTGAGE, LLC $1,240,000 $235,000 -81.0% 0.0%
AMERICAN ADVISORS GROUP $285,000 $230,000 -19.3% 0.0%
Citibank $705,000 $230,000 -67.4% 0.0%
LAKE MICHIGAN CREDIT UNION $225,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $225,000 n/a 0.0%
JLB CORPORATION $220,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $210,000 n/a 0.0%
Equity Prime Mortgage LLC $205,000 n/a 0.0%
GREAT LAKES $375,000 $205,000 -45.3% 0.0%
American Airlines Federal Credit Union $195,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $195,000 n/a 0.0%
Gateway First Bank $525,000 $185,000 -64.8% 0.0%
LENDINGONE, LLC $1,565,000 $180,000 -88.5% 0.0%
Capitol Bank $2,055,000 $175,000 -91.5% 0.0%
Willamette Valley Bank $175,000 n/a 0.0%
Royal Credit Union $90,000 $170,000 88.9% 0.0%
Bank of Sun Prairie $140,000 $165,000 17.9% 0.0%
IMPAC MORTGAGE CORP. $165,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $165,000 n/a 0.0%
Peoples State Bank of Plainview $165,000 n/a 0.0%
Great Southern Bank $155,000 n/a 0.0%
Kohler Credit Union $155,000 n/a 0.0%
Wintrust Bank, N.A. $855,000 $155,000 -81.9% 0.0%
21ST MORTGAGE CORPORATION $45,000 $145,000 222.2% 0.0%
Colonial Savings, F.A. $365,000 $145,000 -60.3% 0.0%
Midwest Community Bank $275,000 $145,000 -47.3% 0.0%
The Home Loan Expert LLC $145,000 n/a 0.0%
Connexus Credit Union $155,000 $135,000 -12.9% 0.0%
Plains Commerce Bank $185,000 $135,000 -27.0% 0.0%
First Internet Bank of Indiana $285,000 $125,000 -56.1% 0.0%
SILVER HILL FUNDING, LLC $125,000 $125,000 0.0% 0.0%
The Harvard State Bank $515,000 $125,000 -75.7% 0.0%
Think Mutual Bank $550,000 $125,000 -77.3% 0.0%
VAN DYK MORTGAGE CORPORATION $95,000 $125,000 31.6% 0.0%
WOODTRUST BANK $125,000 n/a 0.0%
Chickasaw Community Bank $115,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $800,000 $115,000 -85.6% 0.0%
HOMEXPRESS MORTGAGE CORP. $115,000 n/a 0.0%
Mound City Bank $185,000 $115,000 -37.8% 0.0%
The Park Bank $115,000 n/a 0.0%
Tradition Mortgage, LLC $115,000 n/a 0.0%
AmRes Corporation $105,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $300,000 $105,000 -65.0% 0.0%
First Community Credit Union $105,000 n/a 0.0%
Manufacturers and Traders Trust Company $385,000 $105,000 -72.7% 0.0%
CANOPY MORTGAGE, LLC $95,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $85,000 n/a 0.0%
FAY SERVICING, LLC $85,000 n/a 0.0%
West Pointe Bank $85,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $75,000 n/a 0.0%
Glacier Hills Credit Union $55,000 $75,000 36.4% 0.0%
STAR USA FEDERAL CREDIT UNION $75,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $140,000 $65,000 -53.6% 0.0%
CoVantage Credit Union $280,000 $55,000 -80.4% 0.0%
KeyBank $18,845,000 $55,000 -99.7% 0.0%
QUORUM FEDERAL CREDIT UNION $55,000 n/a 0.0%
SUMMIT FUNDING, INC. $55,000 n/a 0.0%
CO-OP Credit Union $25,000 n/a 0.0%
HIWAY $25,000 n/a 0.0%

RACINE's top lender by overall market share is EDUCATORS CREDIT UNION, with 11.3% market share. In second place, with 7.4%, is Johnson Bank, having originated $151,185,000 in loans. In third place, with 6.2%, is Landmark Credit Union, having originated $126,580,000 in loans. In third place, with 4.6%, is QUICKEN LOANS, LLC, having originated $93,355,000 in loans. In third place, with 3.9%, is Associated Bank, having originated $80,210,000 in loans.


RACINE, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 3,845 $710,205,000 $184,709
Home Purchase 3,405 $805,955,000 $236,698
Cash Out Refi 2,594 $462,680,000 $178,365
Other 516 $35,880,000 $69,535
Home Improvement 473 $34,445,000 $72,822

Racine's most frequently cited loan purpose was Refi, with 3,845 originations. The 2nd most popular reason was Home Purchase, with 3,405 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 4,032 $815,140,000 $202,168
3-4% 3,616 $700,000,000 $193,584
<2.5% 2,317 $411,175,000 $177,460
4-5% 381 $53,855,000 $141,352
5-6% 131 $6,225,000 $47,519
6-7% 42 $3,410,000 $81,190
7-8% 35 $2,715,000 $77,571
Over 8% 34 $2,920,000 $85,882

During 2021, Racine's most frequently originated rate bucket was 2.5-3%, with 4,032 originations.

Loan Sizing (RACINE, WI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 4,529 $667,115,000 $147,299
$200k-400k 3,385 $921,465,000 $272,220
$100,000 or less 2,421 $144,785,000 $59,804
$400k-600k 418 $196,700,000 $470,574
$600k-1000k 58 $43,200,000 $744,828
$Over $1MM 22 $75,900,000 $3,450,000

RACINE's loan sizing saw the bucket of loans from $100k-200k with 4,529 originations, totaling $667,115,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 3,632 $772,850,000 $212,789
80-100% 3,132 $702,520,000 $224,304
40-60% 1,733 $327,025,000 $188,705
20-40% 932 $94,640,000 $101,545
Under 20% 856 $31,900,000 $37,266
Over 100% 53 $16,085,000 $303,491

RACINE's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,632 originations, totaling $772,850,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - RACINE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $227,000 (33.6%) $287,194 (23.3%) 0.84 431
2018-02-01 $230,000 (35.4%) $300,626 (27.2%) 0.83 366
2018-03-01 $259,900 (37.2%) $324,036 (32.9%) 0.90 349
2018-04-01 $264,950 (15.2%) $334,656 (20.0%) 0.89 330
2018-05-01 $274,900 (14.6%) $335,138 (14.9%) 0.92 382
2018-06-01 $274,900 (13.4%) $348,494 (19.1%) 0.92 443
2018-07-01 $274,900 (15.0%) $338,864 (17.0%) 0.92 492
2018-08-01 $274,900 (16.0%) $328,612 (13.5%) 0.92 547
2018-09-01 $269,900 (14.9%) $319,933 (9.8%) 0.90 576
2018-10-01 $259,900 (11.8%) $311,167 (8.1%) 0.87 597
2018-11-01 $262,450 (16.7%) $308,246 (8.3%) 0.88 589
2018-12-01 $244,900 (25.6%) $295,263 (6.4%) 0.84 564
2019-01-01 $229,900 (1.3%) $292,911 (2.0%) 0.79 492
2019-02-01 $274,900 (19.5%) $328,079 (9.1%) 0.92 430
2019-03-01 $268,471 (3.3%) $327,778 (1.2%) 0.87 490
2019-04-01 $265,971 (0.4%) $331,134 (-1.1%) 0.84 691
2019-05-01 $285,900 (4.0%) $355,350 (6.0%) 0.88 461
2019-06-01 $279,900 (1.8%) $341,320 (-2.1%) 0.86 541
2019-07-01 $272,400 (-0.9%) $333,634 (-1.5%) 0.85 569
2019-08-01 $265,614 (-3.4%) $330,136 (0.5%) 0.84 596
2019-09-01 $258,400 (-4.3%) $324,026 (1.3%) 0.82 601
2019-10-01 $255,950 (-1.5%) $318,582 (2.4%) 0.82 629
2019-11-01 $240,000 (-8.6%) $315,732 (2.4%) 0.77 617
2019-12-01 $248,900 (1.6%) $316,332 (7.1%) 0.83 517
2020-01-01 $237,450 (3.3%) $305,804 (4.4%) 0.79 474
2020-02-01 $235,000 (-14.5%) $314,542 (-4.1%) 0.76 431
2020-03-01 $259,900 (-3.2%) $343,877 (4.9%) 0.81 416
2020-04-01 $264,900 (-0.4%) $310,326 (-6.3%) 0.83 430
2020-05-01 $269,900 (-5.6%) $323,805 (-8.9%) 0.82 396
2020-06-01 $279,450 (-0.2%) $337,056 (-1.3%) 0.82 363
2020-07-01 $292,450 (7.4%) $371,659 (11.4%) 0.84 368
2020-08-01 $284,900 (7.3%) $365,866 (10.8%) 0.81 353
2020-09-01 $289,900 (12.2%) $386,475 (19.3%) 0.83 334
2020-10-01 $264,500 (3.3%) $359,558 (12.9%) 0.76 340
2020-11-01 $227,450 (-5.2%) $331,649 (5.0%) 0.65 348
2020-12-01 $214,950 (-13.6%) $332,256 (5.0%) 0.63 306
2021-01-01 $249,900 (5.2%) $361,509 (18.2%) 0.74 228
2021-02-01 $249,950 (6.4%) $380,953 (21.1%) 0.72 172
2021-03-01 $259,900 (0.0%) $400,754 (16.5%) 0.73 154
2021-04-01 $281,750 (6.4%) $399,478 (28.7%) 0.76 143
2021-05-01 $250,000 (-7.4%) $370,216 (14.3%) 0.66 189
2021-06-01 $259,950 (-7.0%) $378,333 (12.3%) 0.68 221
2021-07-01 $284,000 (-2.9%) $379,465 (2.1%) 0.74 267
2021-08-01 $271,950 (-4.6%) $360,570 (-1.5%) 0.71 341
2021-09-01 $257,450 (-11.2%) $346,756 (-10.3%) 0.68 391
2021-10-01 $244,900 (-7.4%) $358,603 (-0.3%) 0.64 366
2021-11-01 $239,950 (5.5%) $349,581 (5.4%) 0.63 318
2021-12-01 $259,000 (20.5%) $363,367 (9.4%) 0.69 248
2022-01-01 $245,000 (-2.0%) $370,949 (2.6%) 0.65 184
2022-02-01 $272,450 (9.0%) $409,634 (7.5%) 0.69 117
2022-03-01 $342,400 (31.7%) $456,041 (13.8%) 0.85 121
2022-04-01 $289,000 (2.6%) $443,356 (11.0%) 0.68 130
RACINE's median listing price for 2022-04-01 was $289,000, a difference of $7,250 (2.6%) versus the prior year and $-53,400 versus the prior month.

RACINE's median listing price comes in at 68% of the national average.

RACINE's average listing price for 2022-04-01 was $443,356, a difference of $43,878 (11.0%) versus the prior year and $-12,685 versus the prior month.

For the 2022-04-01 period, RACINE had 130 MLS listings, a difference of 9 listings (7%) versus the prior month and -13 listings (-9%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - RACINE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 78 days 1,693 sqft
2018-02-01 86 days 1,678 sqft
2018-03-01 66 days 1,774 sqft
2018-04-01 43 days 1,830 sqft
2018-05-01 38 days 1,720 sqft
2018-06-01 37 days 1,790 sqft
2018-07-01 44 days 1,742 sqft
2018-08-01 44 days 1,760 sqft
2018-09-01 45 days 1,742 sqft
2018-10-01 53 days 1,719 sqft
2018-11-01 54 days 1,718 sqft
2018-12-01 63 days 1,653 sqft
2019-01-01 84 days 1,605 sqft
2019-02-01 86 days 1,662 sqft
2019-03-01 59 days 1,695 sqft
2019-04-01 43 days 1,750 sqft
2019-05-01 43 days 1,823 sqft
2019-06-01 46 days 1,797 sqft
2019-07-01 46 days 1,792 sqft
2019-08-01 50 days 1,793 sqft
2019-09-01 57 days 1,786 sqft
2019-10-01 51 days 1,798 sqft
2019-11-01 56 days 1,795 sqft
2019-12-01 70 days 1,780 sqft
2020-01-01 80 days 1,742 sqft
2020-02-01 80 days 1,728 sqft
2020-03-01 51 days 1,805 sqft
2020-04-01 43 days 1,833 sqft
2020-05-01 53 days 1,846 sqft
2020-06-01 62 days 1,893 sqft
2020-07-01 48 days 1,875 sqft
2020-08-01 45 days 1,793 sqft
2020-09-01 44 days 1,760 sqft
2020-10-01 42 days 1,691 sqft
2020-11-01 41 days 1,639 sqft
2020-12-01 51 days 1,600 sqft
2021-01-01 59 days 1,599 sqft
2021-02-01 48 days 1,599 sqft
2021-03-01 49 days 1,599 sqft
2021-04-01 40 days 1,725 sqft
2021-05-01 25 days 1,757 sqft
2021-06-01 36 days 1,725 sqft
2021-07-01 35 days 1,775 sqft
2021-08-01 31 days 1,768 sqft
2021-09-01 35 days 1,693 sqft
2021-10-01 37 days 1,660 sqft
2021-11-01 43 days 1,633 sqft
2021-12-01 58 days 1,648 sqft
2022-01-01 64 days 1,640 sqft
2022-02-01 51 days 1,634 sqft
2022-03-01 39 days 1,725 sqft
2022-04-01 31 days 1,700 sqft
RACINE's median listing age (time on market) for 2022-04-01 was 31 days. This is -22% shorter than the same period one year ago.

RACINE's median square footage for active listings during the 2022-04-01 period was 1,700 sqft. One year prior, the average listing was 1,725 sqft.