State Bank Of Chilton Mortgage Rates, Fees & Info
Chilton, WILEI: TSQQR4KZYLBZ0MLQ5D71
Tax ID: 39-0634030
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
State Bank Of Chilton is a smaller bank specializing in Home Purchase loans. State Bank Of Chilton has a high proportion of conventional loans. Their top markets by origination volume include: Milwaukee, Appleton, Manitowoc, Chicago, and Racine among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)State Bank Of Chilton has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
131Origination Dollar Volume (All Markets)
$36,625,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 45 | $16,805,000 | $373,444 | $0 | 0.00% |
| APPLETON, WI (FHA|USDA|VA) | 53 | $11,935,000 | $225,189 | $0 | 0.00% |
| Manitowoc, WI (FHA|USDA|VA) | 11 | $1,665,000 | $151,364 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $1,480,000 | $370,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $1,265,000 | $1,265,000 | $0 | 0.00% |
| RACINE, WI (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $0 | 0.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 0.00% |
| Shawano, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 0.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 0.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 131 | $36,625,000 | $279,580 | $0 | 0.00% |
For 2022, State Bank Of Chilton's most frequently originated type of loan was Conventional, with 131 originations.
Loan Reason
For 2022, State Bank Of Chilton's most frequently cited loan purpose was Home Purchase, with 79 originations. The 2nd most popular reason was Cash Out Refi, with 17 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 131 | $36,625,000 | $279,580 | $0 | 0.00% |
For 2022, State Bank Of Chilton's most frequently cited loan duration was Other, with 131 originations.
Loan Sizing
2022 saw State Bank Of Chilton place emphasis on $200k-400k loans with 44 originations, totaling $12,630,000 in origination value.
Applicant Income
State Bank Of Chilton lent most frequently to those with incomes in the $100k-150k range, with 20 originations. The second most popular income band? $150k-250k, with 19 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 131 | $36,625,000 | $279,580 | $0 | 0.00% |
State Bank Of Chilton lent most frequently to those with DTI ratios of Exempt%, with 131 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.73%
State Bank Of Chilton has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.55%
State Bank Of Chilton has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 131 | $36,625,000 | $279,580 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Statebridge Company | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |