Washington Court House USDA Loan Rates, Closing Costs & Stats

Washington Court House, OH

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Washington Court House's 16 lenders originated 27 USDA loans during 2024. The total origination value was $4,875,000, with an average USDA loan value of $180,556.

Washington Court House USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Washington Court House averaged 0.44% for the week of 2025-06-20, compared to the national average (all USDA variants) of 0% for the same period.

Washington Court House's average USDA mortgage closing costs are $5,160.

The average rate for the prior week (2025-06-13) was 6.94% and one month ago for the week of 2025-05-16, the average rate was 6.61%.

The average rate one year ago was 7.03%.

For refis of the same type during the week of 2025-06-20, the average rate was 0%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Washington Court House USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Washington Court House level.

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
CROSSCOUNTRY MORTGAGE, LLC 4 6.50% $7,649
NEWREZ LLC 3 7.08% $7,246
Paramount Residential Mortgage Group, Inc. 3 6.21% $8,187
EQUITY RESOURCES, INC. 2 6.75% $5,329
The Huntington National Bank 2 7.31% $4,654
GUARANTEED RATE, INC. 2 6.00% $5,704
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.25% $6,569
S1L, Inc. 1 7.00% $8,623
UNION CAPITAL MORTGAGE CORPORATION 1 6.50% $6,714
Century Mortgage Company DBA Century Lending Company 1 7.13% $8,332
U.S. Bank 1 7.25% $5,530
Flagstar Bank, FSB 1 6.52% $5,704
GSF Mortgage Corporation 1 7.13% $5,824
GUILD MORTGAGE COMPANY 1 5.88% $6,194
Hometown Equity Mortgage, LLC 1 6.88% $8,959
LOANDEPOT.COM, LLC 1 6.75% $5,861

The top Washington Court House USDA lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 4 USDA loans originated. Their average total fees are $7,649, which is $403 higher than the next largest lender, NEWREZ LLC.

The lowest fee Washington Court House USDA lenders (with over 10 loans originated) are .

The lowest rate Washington Court House USDA lenders (with over 10 loans originated) are .