Washington Court House USDA Loan Rates, Closing Costs & Stats

Washington Court House, OH

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Washington Court House's 12 lenders originated 19 USDA loans during 2023. The total origination value was $3,165,000, with an average USDA loan value of $166,579.

    Washington Court House USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Washington Court House averaged 6.43% for the week of 2024-12-13, compared to the national average (all USDA variants) of 6.303% for the same period.

    Washington Court House's average USDA mortgage closing costs are $5,017.

    The average rate for the prior week (2024-12-06) was 6.57% and one month ago for the week of 2024-11-08, the average rate was 6.78%.

    The average rate one year ago was 7.15%.

    For refis of the same type during the week of 2024-12-13, the average rate was 6.5%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Washington Court House USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Washington Court House level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Paramount Residential Mortgage Group, Inc. 5 6.73% $6,180
    GUILD MORTGAGE COMPANY 2 6.63% $8,585
    UNION HOME MORTGAGE CORP. 2 7.06% $4,530
    GUARANTEED RATE, INC. 2 7.00% $6,293
    Fifth Third Bank 1 6.50% $4,712
    NEWREZ LLC 1 6.75% $4,542
    RUOFF MORTGAGE COMPANY, INC. 1 6.63% $3,169
    1st National Bank 1 7.13% $1,917
    UNITED WHOLESALE MORTGAGE, LLC 1 7.12% $9,054
    Century Mortgage Company DBA Century Lending Company 1 5.50% $5,133
    CROSSCOUNTRY MORTGAGE, LLC 1 7.75% $5,746
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.63% $3,991

    The top Washington Court House USDA lender as defined by loan originations is Paramount Residential Mortgage Group, Inc., with 5 USDA loans originated. Their average total fees are $6,180, which is $2,406 lower than the next largest lender, GUILD MORTGAGE COMPANY.

    The lowest fee Washington Court House USDA lenders (with over 10 loans originated) are .

    The lowest rate Washington Court House USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Washington Court House (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $109,425 (-2.8%) $171,828 (4.7%) 0.00 59
    2018-02-01 $116,225 (-2.0%) $165,924 (-16.8%) 0.00 58
    2018-03-01 $109,900 (-8.0%) $160,455 (-25.9%) 0.00 64
    2018-04-01 $108,150 (-6.0%) $146,510 (-33.6%) 0.00 71
    2018-05-01 $121,300 (49.5%) $147,129 (-18.0%) 0.00 79
    2018-06-01 $119,500 (22.0%) $154,670 (-14.6%) 0.00 76
    2018-07-01 $132,400 (26.2%) $167,383 (-8.2%) 0.00 72
    2018-08-01 $124,000 (21.1%) $163,706 (-1.3%) 0.00 69
    2018-09-01 $159,700 (54.8%) $180,684 (10.9%) 0.00 77
    2018-10-01 $153,600 (51.9%) $175,102 (8.4%) 0.00 80
    2018-11-01 $143,650 (45.3%) $165,240 (3.6%) 0.00 77
    2018-12-01 $139,950 (40.0%) $149,202 (-5.8%) 0.00 76
    2019-01-01 $131,225 (19.9%) $146,719 (-14.6%) 0.00 78
    2019-02-01 $129,900 (11.8%) $140,209 (-15.5%) 0.00 67
    2019-03-01 $142,757 (29.9%) $152,128 (-5.2%) 0.00 59
    2019-04-01 $179,900 (66.3%) $175,500 (19.8%) 0.00 51
    2019-05-01 $186,138 (53.5%) $179,219 (21.8%) 0.00 55
    2019-06-01 $185,990 (55.6%) $173,073 (11.9%) 0.00 57
    2019-07-01 $143,475 (8.4%) $155,030 (-7.4%) 0.00 65
    2019-08-01 $138,818 (12.0%) $153,202 (-6.4%) 0.00 64
    2019-09-01 $133,295 (-16.5%) $149,582 (-17.2%) 0.00 62
    2019-10-01 $127,975 (-16.7%) $145,724 (-16.8%) 0.00 56
    2019-11-01 $104,950 (-26.9%) $130,062 (-21.3%) 0.00 56
    2019-12-01 $104,900 (-25.0%) $124,258 (-16.7%) 0.00 56
    2020-01-01 $86,800 (-33.9%) $121,353 (-17.3%) 0.00 50
    2020-02-01 $89,450 (-31.1%) $123,807 (-11.7%) 0.00 51
    2020-03-01 $147,450 (3.3%) $165,613 (8.9%) 0.00 44
    2020-04-01 $132,450 (-26.4%) $158,914 (-9.5%) 0.00 47
    2020-05-01 $129,900 (-30.2%) $141,720 (-20.9%) 0.00 45
    2020-06-01 $106,925 (-42.5%) $141,057 (-18.5%) 0.00 44
    2020-07-01 $134,900 (-6.0%) $147,656 (-4.8%) 0.00 44
    2020-08-01 $153,500 (10.6%) $171,477 (11.9%) 0.00 38
    2020-09-01 $141,175 (5.9%) $167,887 (12.2%) 0.00 38
    2020-10-01 $149,925 (17.2%) $177,823 (22.0%) 0.00 33
    2020-11-01 $141,450 (34.8%) $175,597 (35.0%) 0.00 41
    2020-12-01 $139,900 (33.4%) $182,278 (46.7%) 0.00 34
    2021-01-01 $149,900 (72.7%) $188,098 (55.0%) 0.00 20
    2021-02-01 $135,650 (51.7%) $183,041 (47.8%) 0.00 23
    2021-03-01 $153,550 (4.1%) $186,643 (12.7%) 0.00 19
    2021-04-01 $144,750 (9.3%) $181,803 (14.4%) 0.00 21
    2021-05-01 $163,750 (26.1%) $202,939 (43.2%) 0.00 27
    2021-06-01 $151,125 (41.3%) $193,917 (37.5%) 0.00 35
    2021-07-01 $149,900 (11.1%) $189,401 (28.3%) 0.00 45
    2021-08-01 $135,400 (-11.8%) $178,257 (4.0%) 0.00 47
    2021-09-01 $126,975 (-10.1%) $175,508 (4.5%) 0.00 40
    2021-10-01 $134,658 (-10.2%) $171,390 (-3.6%) 0.00 39
    2021-11-01 $128,925 (-8.9%) $173,085 (-1.4%) 0.00 25
    2021-12-01 $162,475 (16.1%) $197,076 (8.1%) 0.00 22
    2022-01-01 $174,900 (16.7%) $204,688 (8.8%) 0.00 18
    2022-02-01 $210,961 (55.5%) $233,832 (27.8%) 0.00 13
    2022-03-01 $199,900 (30.2%) $233,402 (25.1%) 0.00 18
    2022-04-01 $179,900 (24.3%) $209,142 (15.0%) 0.00 20
    2022-05-01 $193,100 (17.9%) $208,271 (2.6%) 0.00 34
    2022-06-01 $196,200 (29.8%) $215,920 (11.4%) 0.00 38
    2022-07-01 $164,900 (10.0%) $206,236 (8.9%) 0.00 40
    2022-08-01 $167,350 (23.6%) $213,711 (19.9%) 0.00 41
    2022-09-01 $159,180 (25.4%) $197,100 (12.3%) 0.00 41
    2022-10-01 $159,900 (18.8%) $180,428 (5.3%) 0.00 41
    2022-11-01 $172,000 (33.4%) $193,129 (11.6%) 0.00 43
    2022-12-01 $159,900 (-1.6%) $173,420 (-12.0%) 0.00 44
    2023-01-01 $154,900 (-11.4%) $171,098 (-16.4%) 0.00 43
    2023-02-01 $139,000 (-34.1%) $155,398 (-33.5%) 0.00 37
    2023-03-01 $142,450 (-28.7%) $190,401 (-18.4%) 0.00 32
    2023-04-01 $152,500 (-15.2%) $189,141 (-9.6%) 0.00 28
    2023-05-01 $133,600 (-30.8%) $176,765 (-15.1%) 0.00 26
    2023-06-01 $199,925 (1.9%) $198,674 (-8.0%) 0.00 26
    2023-07-01 $220,000 (33.4%) $224,018 (8.6%) 0.00 29
    2023-08-01 $222,450 (32.9%) $236,257 (10.6%) 0.00 35
    2023-09-01 $219,900 (38.2%) $220,689 (12.0%) 0.00 43
    2023-10-01 $239,675 (49.9%) $246,357 (36.5%) 0.00 39
    2023-11-01 $214,950 (25.0%) $224,413 (16.2%) 0.00 42
    2023-12-01 $199,900 (25.0%) $234,457 (35.2%) 0.00 42
    2024-01-01 $214,900 (38.7%) $248,558 (45.3%) 0.00 41
    2024-02-01 $233,825 (68.2%) $255,690 (64.5%) 0.00 37
    2024-03-01 $214,500 (50.6%) $239,566 (25.8%) 0.00 35
    2024-04-01 $253,725 (66.4%) $269,459 (42.5%) 0.00 29
    2024-05-01 $252,500 (89.0%) $299,910 (69.7%) 0.00 35
    2024-06-01 $249,900 (25.0%) $355,288 (78.8%) 0.00 42
    2024-07-01 $264,500 (20.2%) $365,404 (63.1%) 0.00 49
    2024-08-01 $262,450 (18.0%) $356,381 (50.8%) 0.00 51
    2024-09-01 $290,450 (32.1%) $360,610 (63.4%) 0.00 50
    2024-10-01 $246,175 (2.7%) $345,352 (40.2%) 0.00 47
    2024-11-01 $209,000 (-2.8%) $326,471 (45.5%) 0.00 43
    Washington Court House's median listing price for 2024-11-01 was $209,000, a difference of $-5,950 (-2.8%) versus the prior year and $-37,175 versus the prior month.

    Washington Court House's median listing price comes in at 0% of the national average.

    Washington Court House's average listing price for 2024-11-01 was $326,471, a difference of $102,058 (45.5%) versus the prior year and $-18,881 versus the prior month.

    For the 2024-11-01 period, Washington Court House had 43 MLS listings, a difference of -4 listings (-9%) versus the prior month and 1 listings (2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Washington Court House (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,708 sqft
    2018-02-01 0 days 1,693 sqft
    2018-03-01 0 days 1,705 sqft
    2018-04-01 0 days 1,592 sqft
    2018-05-01 0 days 1,610 sqft
    2018-06-01 0 days 1,705 sqft
    2018-07-01 0 days 1,731 sqft
    2018-08-01 0 days 1,717 sqft
    2018-09-01 0 days 1,828 sqft
    2018-10-01 0 days 1,771 sqft
    2018-11-01 0 days 1,775 sqft
    2018-12-01 0 days 1,760 sqft
    2019-01-01 0 days 1,706 sqft
    2019-02-01 0 days 1,859 sqft
    2019-03-01 0 days 1,858 sqft
    2019-04-01 0 days 1,861 sqft
    2019-05-01 0 days 1,869 sqft
    2019-06-01 0 days 1,864 sqft
    2019-07-01 0 days 1,848 sqft
    2019-08-01 0 days 1,775 sqft
    2019-09-01 0 days 1,676 sqft
    2019-10-01 0 days 1,600 sqft
    2019-11-01 0 days 1,598 sqft
    2019-12-01 0 days 1,648 sqft
    2020-01-01 0 days 1,577 sqft
    2020-02-01 0 days 1,464 sqft
    2020-03-01 0 days 1,687 sqft
    2020-04-01 0 days 1,641 sqft
    2020-05-01 0 days 1,560 sqft
    2020-06-01 0 days 1,498 sqft
    2020-07-01 0 days 1,531 sqft
    2020-08-01 0 days 1,600 sqft
    2020-09-01 0 days 1,476 sqft
    2020-10-01 0 days 1,648 sqft
    2020-11-01 0 days 1,634 sqft
    2020-12-01 0 days 1,601 sqft
    2021-01-01 0 days 1,567 sqft
    2021-02-01 0 days 1,687 sqft
    2021-03-01 0 days 1,622 sqft
    2021-04-01 0 days 1,602 sqft
    2021-05-01 0 days 1,568 sqft
    2021-06-01 0 days 1,536 sqft
    2021-07-01 0 days 1,682 sqft
    2021-08-01 0 days 1,429 sqft
    2021-09-01 0 days 1,502 sqft
    2021-10-01 0 days 1,412 sqft
    2021-11-01 0 days 1,416 sqft
    2021-12-01 0 days 1,502 sqft
    2022-01-01 0 days 1,553 sqft
    2022-02-01 0 days 1,808 sqft
    2022-03-01 0 days 1,663 sqft
    2022-04-01 0 days 1,748 sqft
    2022-05-01 0 days 1,673 sqft
    2022-06-01 0 days 1,641 sqft
    2022-07-01 0 days 1,546 sqft
    2022-08-01 0 days 1,658 sqft
    2022-09-01 0 days 1,414 sqft
    2022-10-01 0 days 1,331 sqft
    2022-11-01 0 days 1,417 sqft
    2022-12-01 0 days 1,424 sqft
    2023-01-01 0 days 1,347 sqft
    2023-02-01 0 days 1,232 sqft
    2023-03-01 0 days 1,269 sqft
    2023-04-01 0 days 1,275 sqft
    2023-05-01 0 days 1,302 sqft
    2023-06-01 0 days 1,396 sqft
    2023-07-01 0 days 1,444 sqft
    2023-08-01 0 days 1,602 sqft
    2023-09-01 0 days 1,590 sqft
    2023-10-01 0 days 1,735 sqft
    2023-11-01 0 days 1,440 sqft
    2023-12-01 0 days 1,492 sqft
    2024-01-01 0 days 1,599 sqft
    2024-02-01 0 days 1,671 sqft
    2024-03-01 0 days 1,456 sqft
    2024-04-01 0 days 1,690 sqft
    2024-05-01 0 days 1,861 sqft
    2024-06-01 0 days 1,743 sqft
    2024-07-01 0 days 1,868 sqft
    2024-08-01 0 days 1,707 sqft
    2024-09-01 0 days 1,695 sqft
    2024-10-01 0 days 1,641 sqft
    2024-11-01 0 days 1,510 sqft
    Washington Court House's median listing age (time on market) for 2024-11-01 was 0 days.

    Washington Court House's median square footage for active listings during the 2024-11-01 period was 1,510 sqft. One year prior, the average listing was 1,440 sqft.