Washington Court House USDA Loan Rates, Closing Costs & Stats
Washington Court House, OH
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Washington Court House's 12 lenders originated 19 USDA loans during 2023. The total origination value was $3,165,000, with an average USDA loan value of $166,579.
Washington Court House USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Washington Court House
averaged
7.29%
for the week of 2024-04-19, compared to the national average (all USDA variants) of
6.863% for the same period.
Washington Court House's average USDA mortgage closing costs are $5,017.
The average rate for the prior week (2024-04-12) was
6.84% and
one month ago for the week of 2024-03-15, the
average rate was 6.62%.
The average rate one year ago was 6.56%.
For refis of the same type during the week of 2024-04-19, the average rate
was 7.06%.
Washington Court House USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Washington Court House level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| Paramount Residential Mortgage Group, Inc. | 5 | 6.73% | $6,180 |
| GUILD MORTGAGE COMPANY | 2 | 6.63% | $8,585 |
| UNION HOME MORTGAGE CORP. | 2 | 7.06% | $4,530 |
| GUARANTEED RATE, INC. | 2 | 7.00% | $6,293 |
| Fifth Third Bank | 1 | 6.50% | $4,712 |
| NEWREZ LLC | 1 | 6.75% | $4,542 |
| RUOFF MORTGAGE COMPANY, INC. | 1 | 6.63% | $3,169 |
| 1st National Bank | 1 | 7.13% | $1,917 |
| UNITED WHOLESALE MORTGAGE, LLC | 1 | 7.12% | $9,054 |
| Century Mortgage Company DBA Century Lending Company | 1 | 5.50% | $5,133 |
| CROSSCOUNTRY MORTGAGE, LLC | 1 | 7.75% | $5,746 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 1 | 6.63% | $3,991 |
The top Washington Court House USDA lender as defined by loan originations is Paramount Residential Mortgage Group, Inc., with
5 USDA loans originated. Their average total fees are
$6,180, which is $2,406
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee Washington Court House USDA lenders (with over 10 loans originated) are
.
The lowest rate Washington Court House USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Washington Court House (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $109,425 (-2.8%) | $171,828 (4.7%) | 0.00 | 59 |
| 2018-02-01 | $116,225 (-2.0%) | $165,924 (-16.8%) | 0.00 | 58 |
| 2018-03-01 | $109,900 (-8.0%) | $160,455 (-25.9%) | 0.00 | 64 |
| 2018-04-01 | $108,150 (-6.0%) | $146,510 (-33.6%) | 0.00 | 71 |
| 2018-05-01 | $121,300 (49.5%) | $147,129 (-18.0%) | 0.00 | 79 |
| 2018-06-01 | $119,500 (22.0%) | $154,670 (-14.6%) | 0.00 | 76 |
| 2018-07-01 | $132,400 (26.2%) | $167,383 (-8.2%) | 0.00 | 72 |
| 2018-08-01 | $124,000 (21.1%) | $163,706 (-1.3%) | 0.00 | 69 |
| 2018-09-01 | $159,700 (54.8%) | $180,684 (10.9%) | 0.00 | 77 |
| 2018-10-01 | $153,600 (51.9%) | $175,102 (8.4%) | 0.00 | 80 |
| 2018-11-01 | $143,650 (45.3%) | $165,240 (3.6%) | 0.00 | 77 |
| 2018-12-01 | $139,950 (40.0%) | $149,202 (-5.8%) | 0.00 | 76 |
| 2019-01-01 | $131,225 (19.9%) | $146,719 (-14.6%) | 0.00 | 78 |
| 2019-02-01 | $129,900 (11.8%) | $140,209 (-15.5%) | 0.00 | 67 |
| 2019-03-01 | $142,757 (29.9%) | $152,128 (-5.2%) | 0.00 | 59 |
| 2019-04-01 | $179,900 (66.3%) | $175,500 (19.8%) | 0.00 | 51 |
| 2019-05-01 | $186,138 (53.5%) | $179,219 (21.8%) | 0.00 | 55 |
| 2019-06-01 | $185,990 (55.6%) | $173,073 (11.9%) | 0.00 | 57 |
| 2019-07-01 | $143,475 (8.4%) | $155,030 (-7.4%) | 0.00 | 65 |
| 2019-08-01 | $138,818 (12.0%) | $153,202 (-6.4%) | 0.00 | 64 |
| 2019-09-01 | $133,295 (-16.5%) | $149,582 (-17.2%) | 0.00 | 62 |
| 2019-10-01 | $127,975 (-16.7%) | $145,724 (-16.8%) | 0.00 | 56 |
| 2019-11-01 | $104,950 (-26.9%) | $130,062 (-21.3%) | 0.00 | 56 |
| 2019-12-01 | $104,900 (-25.0%) | $124,258 (-16.7%) | 0.00 | 56 |
| 2020-01-01 | $86,800 (-33.9%) | $121,353 (-17.3%) | 0.00 | 50 |
| 2020-02-01 | $89,450 (-31.1%) | $123,807 (-11.7%) | 0.00 | 51 |
| 2020-03-01 | $147,450 (3.3%) | $165,613 (8.9%) | 0.00 | 44 |
| 2020-04-01 | $132,450 (-26.4%) | $158,914 (-9.5%) | 0.00 | 47 |
| 2020-05-01 | $129,900 (-30.2%) | $141,720 (-20.9%) | 0.00 | 45 |
| 2020-06-01 | $106,925 (-42.5%) | $141,057 (-18.5%) | 0.00 | 44 |
| 2020-07-01 | $134,900 (-6.0%) | $147,656 (-4.8%) | 0.00 | 44 |
| 2020-08-01 | $153,500 (10.6%) | $171,477 (11.9%) | 0.00 | 38 |
| 2020-09-01 | $141,175 (5.9%) | $167,887 (12.2%) | 0.00 | 38 |
| 2020-10-01 | $149,925 (17.2%) | $177,823 (22.0%) | 0.00 | 33 |
| 2020-11-01 | $141,450 (34.8%) | $175,597 (35.0%) | 0.00 | 41 |
| 2020-12-01 | $139,900 (33.4%) | $182,278 (46.7%) | 0.00 | 34 |
| 2021-01-01 | $149,900 (72.7%) | $188,098 (55.0%) | 0.00 | 20 |
| 2021-02-01 | $135,650 (51.7%) | $183,041 (47.8%) | 0.00 | 23 |
| 2021-03-01 | $153,550 (4.1%) | $186,643 (12.7%) | 0.00 | 19 |
| 2021-04-01 | $144,750 (9.3%) | $181,803 (14.4%) | 0.00 | 21 |
| 2021-05-01 | $163,750 (26.1%) | $202,939 (43.2%) | 0.00 | 27 |
| 2021-06-01 | $151,125 (41.3%) | $193,917 (37.5%) | 0.00 | 35 |
| 2021-07-01 | $149,900 (11.1%) | $189,401 (28.3%) | 0.00 | 45 |
| 2021-08-01 | $135,400 (-11.8%) | $178,257 (4.0%) | 0.00 | 47 |
| 2021-09-01 | $126,975 (-10.1%) | $175,508 (4.5%) | 0.00 | 40 |
| 2021-10-01 | $134,658 (-10.2%) | $171,390 (-3.6%) | 0.00 | 39 |
| 2021-11-01 | $128,925 (-8.9%) | $173,085 (-1.4%) | 0.00 | 25 |
| 2021-12-01 | $162,475 (16.1%) | $197,076 (8.1%) | 0.00 | 22 |
| 2022-01-01 | $174,900 (16.7%) | $204,688 (8.8%) | 0.00 | 18 |
| 2022-02-01 | $210,961 (55.5%) | $233,832 (27.8%) | 0.00 | 13 |
| 2022-03-01 | $199,900 (30.2%) | $233,402 (25.1%) | 0.00 | 18 |
| 2022-04-01 | $179,900 (24.3%) | $209,142 (15.0%) | 0.00 | 20 |
| 2022-05-01 | $193,100 (17.9%) | $208,271 (2.6%) | 0.00 | 34 |
| 2022-06-01 | $196,200 (29.8%) | $215,920 (11.4%) | 0.00 | 38 |
| 2022-07-01 | $164,900 (10.0%) | $206,236 (8.9%) | 0.00 | 40 |
| 2022-08-01 | $167,350 (23.6%) | $213,711 (19.9%) | 0.00 | 41 |
| 2022-09-01 | $159,180 (25.4%) | $197,100 (12.3%) | 0.00 | 41 |
| 2022-10-01 | $159,900 (18.8%) | $180,428 (5.3%) | 0.00 | 41 |
| 2022-11-01 | $172,000 (33.4%) | $193,129 (11.6%) | 0.00 | 43 |
| 2022-12-01 | $159,900 (-1.6%) | $173,420 (-12.0%) | 0.00 | 44 |
| 2023-01-01 | $154,900 (-11.4%) | $171,098 (-16.4%) | 0.00 | 43 |
| 2023-02-01 | $139,000 (-34.1%) | $155,398 (-33.5%) | 0.00 | 37 |
| 2023-03-01 | $142,450 (-28.7%) | $190,401 (-18.4%) | 0.00 | 32 |
| 2023-04-01 | $152,500 (-15.2%) | $189,141 (-9.6%) | 0.00 | 28 |
| 2023-05-01 | $133,600 (-30.8%) | $176,765 (-15.1%) | 0.00 | 26 |
| 2023-06-01 | $199,925 (1.9%) | $198,674 (-8.0%) | 0.00 | 26 |
| 2023-07-01 | $220,000 (33.4%) | $224,018 (8.6%) | 0.00 | 29 |
| 2023-08-01 | $222,450 (32.9%) | $236,257 (10.6%) | 0.00 | 35 |
| 2023-09-01 | $219,900 (38.2%) | $220,689 (12.0%) | 0.00 | 43 |
| 2023-10-01 | $239,675 (49.9%) | $246,357 (36.5%) | 0.00 | 39 |
| 2023-11-01 | $214,950 (25.0%) | $224,413 (16.2%) | 0.00 | 42 |
| 2023-12-01 | $199,900 (25.0%) | $234,457 (35.2%) | 0.00 | 42 |
| 2024-01-01 | $214,900 (38.7%) | $248,558 (45.3%) | 0.00 | 41 |
| 2024-02-01 | $233,825 (68.2%) | $255,690 (64.5%) | 0.00 | 37 |
| 2024-03-01 | $214,500 (50.6%) | $239,566 (25.8%) | 0.00 | 35 |
Washington Court House's median listing price comes in at 0% of the national average.
Washington Court House's average listing price for 2024-03-01 was $239,566, a difference of $49,165 (25.8%) versus the prior year and $-16,124 versus the prior month.
For the 2024-03-01 period, Washington Court House had 35 MLS listings, a difference of -2 listings (-5%) versus the prior month and 3 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Washington Court House (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,708 sqft |
| 2018-02-01 | 0 days | 1,693 sqft |
| 2018-03-01 | 0 days | 1,705 sqft |
| 2018-04-01 | 0 days | 1,592 sqft |
| 2018-05-01 | 0 days | 1,610 sqft |
| 2018-06-01 | 0 days | 1,705 sqft |
| 2018-07-01 | 0 days | 1,731 sqft |
| 2018-08-01 | 0 days | 1,717 sqft |
| 2018-09-01 | 0 days | 1,828 sqft |
| 2018-10-01 | 0 days | 1,771 sqft |
| 2018-11-01 | 0 days | 1,775 sqft |
| 2018-12-01 | 0 days | 1,760 sqft |
| 2019-01-01 | 0 days | 1,706 sqft |
| 2019-02-01 | 0 days | 1,859 sqft |
| 2019-03-01 | 0 days | 1,858 sqft |
| 2019-04-01 | 0 days | 1,861 sqft |
| 2019-05-01 | 0 days | 1,869 sqft |
| 2019-06-01 | 0 days | 1,864 sqft |
| 2019-07-01 | 0 days | 1,848 sqft |
| 2019-08-01 | 0 days | 1,775 sqft |
| 2019-09-01 | 0 days | 1,676 sqft |
| 2019-10-01 | 0 days | 1,600 sqft |
| 2019-11-01 | 0 days | 1,598 sqft |
| 2019-12-01 | 0 days | 1,648 sqft |
| 2020-01-01 | 0 days | 1,577 sqft |
| 2020-02-01 | 0 days | 1,464 sqft |
| 2020-03-01 | 0 days | 1,687 sqft |
| 2020-04-01 | 0 days | 1,641 sqft |
| 2020-05-01 | 0 days | 1,560 sqft |
| 2020-06-01 | 0 days | 1,498 sqft |
| 2020-07-01 | 0 days | 1,531 sqft |
| 2020-08-01 | 0 days | 1,600 sqft |
| 2020-09-01 | 0 days | 1,476 sqft |
| 2020-10-01 | 0 days | 1,648 sqft |
| 2020-11-01 | 0 days | 1,634 sqft |
| 2020-12-01 | 0 days | 1,601 sqft |
| 2021-01-01 | 0 days | 1,567 sqft |
| 2021-02-01 | 0 days | 1,687 sqft |
| 2021-03-01 | 0 days | 1,622 sqft |
| 2021-04-01 | 0 days | 1,602 sqft |
| 2021-05-01 | 0 days | 1,568 sqft |
| 2021-06-01 | 0 days | 1,536 sqft |
| 2021-07-01 | 0 days | 1,682 sqft |
| 2021-08-01 | 0 days | 1,429 sqft |
| 2021-09-01 | 0 days | 1,502 sqft |
| 2021-10-01 | 0 days | 1,412 sqft |
| 2021-11-01 | 0 days | 1,416 sqft |
| 2021-12-01 | 0 days | 1,502 sqft |
| 2022-01-01 | 0 days | 1,553 sqft |
| 2022-02-01 | 0 days | 1,808 sqft |
| 2022-03-01 | 0 days | 1,663 sqft |
| 2022-04-01 | 0 days | 1,748 sqft |
| 2022-05-01 | 0 days | 1,673 sqft |
| 2022-06-01 | 0 days | 1,641 sqft |
| 2022-07-01 | 0 days | 1,546 sqft |
| 2022-08-01 | 0 days | 1,658 sqft |
| 2022-09-01 | 0 days | 1,414 sqft |
| 2022-10-01 | 0 days | 1,331 sqft |
| 2022-11-01 | 0 days | 1,417 sqft |
| 2022-12-01 | 0 days | 1,424 sqft |
| 2023-01-01 | 0 days | 1,347 sqft |
| 2023-02-01 | 0 days | 1,232 sqft |
| 2023-03-01 | 0 days | 1,269 sqft |
| 2023-04-01 | 0 days | 1,275 sqft |
| 2023-05-01 | 0 days | 1,302 sqft |
| 2023-06-01 | 0 days | 1,396 sqft |
| 2023-07-01 | 0 days | 1,444 sqft |
| 2023-08-01 | 0 days | 1,602 sqft |
| 2023-09-01 | 0 days | 1,590 sqft |
| 2023-10-01 | 0 days | 1,735 sqft |
| 2023-11-01 | 0 days | 1,440 sqft |
| 2023-12-01 | 0 days | 1,492 sqft |
| 2024-01-01 | 0 days | 1,599 sqft |
| 2024-02-01 | 0 days | 1,671 sqft |
| 2024-03-01 | 0 days | 1,456 sqft |
Washington Court House's median square footage for active listings during the 2024-03-01 period was 1,456 sqft. One year prior, the average listing was 1,269 sqft.