Mutual Of Omaha Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300OPCWU6E72WUT29

Tax ID: 46-1728831

2020 Data | 2019 Data | 2018 Data


Overview

Mutual Of Omaha Mortgage is a large mortgage company specializing in Refi and Cash Out Refi loans. Mutual Of Omaha Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Chicago, San Diego, Seattle, Los Angeles, and Denver among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Mutual Of Omaha Mortgage is typically an average fee lendor.


Originations

35,537

Origination Dollar Volume (All Markets)

$10,076,875,000

Relative Rate

Mutual Of Omaha Mortgage 's average 30 year fixed rate mortgage was 3.16%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.2%.

Relative Fees

Mutual Of Omaha Mortgage 's average total fees for a 30 year fixed rate mortgage are $4,270.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 27,067 $7,708,445,000 $284,791 $3,629 3.15%
FHA 4,366 $1,101,960,000 $252,396 $8,949 3.23%
VA 4,024 $1,250,860,000 $310,850 $5,395 2.90%
USDA 80 $15,610,000 $195,125 $6,088 3.36%

For the 2020 period, Mutual Of Omaha Mortgage 's most frequently originated loan type was Conventional, with 27,067 originations. Their 2nd most popular type is FHA, with 4,366 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 18,356 $5,544,910,000 $302,076 $3,138 3.03%
Cash Out Refi 9,552 $2,545,640,000 $266,503 $4,926 3.23%
Home Purchase 6,350 $1,764,360,000 $277,852 $5,626 3.20%
Other 1,013 $181,075,000 $178,751 $4,474 3.59%
Home Improvement 266 $40,890,000 $153,722 $4,170 3.39%

For the 2020, Mutual Of Omaha Mortgage 's most frequently cited loan purpose was Refi, with 18,356 originations. The 2nd most popular reason was Cash Out Refi, with 9,552 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 27,369 $7,954,225,000 $290,629 $4,270 3.16%
15 Year 3,453 $874,205,000 $253,173 $3,459 2.84%
Other 3,306 $896,990,000 $271,322 $3,861 3.19%
20 Year 1,135 $302,895,000 $266,868 $3,428 3.11%
10 Year 254 $48,460,000 $190,787 $2,988 2.97%
5 Year 19 $95,000 $5,000 $0 0.00%
3 Year 1 $5,000 $5,000 $0 0.00%

For the 2020, Mutual Of Omaha Mortgage 's most frequently cited loan length was 30 Year, with 27,369 originations. The 2nd most popular length was 15 Year, with 3,453 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 12,336 $3,800,860,000 $308,111
$1k-2k 10,341 $2,795,255,000 $270,308
$3k-4k 4,040 $1,019,480,000 $252,347
$2k-3k 3,742 $881,920,000 $235,681
$5k+ 2,389 $854,865,000 $357,834

$4,270 was Mutual Of Omaha Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 12,336 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 2,274 $519,770,000 $228,571 $4,414 3.19%
CHICAGO-NAPERVILLE-EVANSTON, IL 1,798 $480,650,000 $267,325 $3,289 3.05%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 1,126 $473,700,000 $420,693 $4,154 3.20%
SEATTLE-BELLEVUE-KENT, WA 950 $367,450,000 $386,789 $3,122 3.03%
LOS ANGELES-LONG BEACH-GLENDALE, CA 792 $321,320,000 $405,707 $3,761 3.20%
DENVER-AURORA-LAKEWOOD, CO 918 $302,460,000 $329,477 $4,039 3.16%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 770 $248,580,000 $322,831 $4,413 3.18%
PHOENIX-MESA-CHANDLER, AZ 956 $244,570,000 $255,826 $3,583 3.15%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 916 $237,260,000 $259,017 $3,751 3.11%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 618 $222,780,000 $360,485 $4,081 2.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 692 $218,540,000 $315,809 $4,111 3.19%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 711 $216,615,000 $304,662 $3,966 3.11%
ANAHEIM-SANTA ANA-IRVINE, CA 499 $213,955,000 $428,768 $2,970 3.06%
OAKLAND-BERKELEY-LIVERMORE, CA 492 $212,540,000 $431,992 $3,734 3.15%
DALLAS-PLANO-IRVING, TX 733 $192,905,000 $263,172 $4,960 3.11%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 635 $161,555,000 $254,417 $4,936 3.14%
BOISE CITY, ID 622 $159,700,000 $256,752 $5,254 3.40%
LAS VEGAS-HENDERSON-PARADISE, NV 517 $134,535,000 $260,222 $3,775 3.10%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 473 $132,425,000 $279,968 $4,640 3.03%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 507 $130,105,000 $256,617 $4,615 3.08%
BALTIMORE-COLUMBIA-TOWSON, MD 404 $122,000,000 $301,980 $4,301 3.02%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 392 $105,970,000 $270,332 $3,504 3.07%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 484 $104,720,000 $216,364 $4,830 3.23%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 397 $101,355,000 $255,302 $3,782 3.16%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 344 $97,980,000 $284,826 $3,389 3.05%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 190 $90,390,000 $475,737 $3,516 3.16%
TACOMA-LAKEWOOD, WA 278 $87,210,000 $313,705 $3,916 3.02%
SALINAS, CA 185 $85,135,000 $460,189 $4,014 3.38%
ST. LOUIS, MO-IL 384 $84,820,000 $220,885 $3,472 3.07%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 263 $79,745,000 $303,213 $3,555 3.03%
OMAHA-COUNCIL BLUFFS, NE-IA 337 $79,585,000 $236,157 $3,133 3.04%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 123 $77,655,000 $631,341 $4,484 3.50%
COLUMBUS, OH 311 $74,845,000 $240,659 $3,716 3.06%
ELGIN, IL 309 $73,205,000 $236,909 $3,491 3.05%
RENO, NV 220 $69,600,000 $316,364 $4,151 3.07%
OXNARD-THOUSAND OAKS-VENTURA, CA 172 $69,530,000 $404,244 $3,213 3.13%
WARREN-TROY-FARMINGTON HILLS, MI 264 $64,710,000 $245,114 $3,399 3.08%
NEW BRUNSWICK-LAKEWOOD, NJ 216 $64,550,000 $298,843 $4,706 3.04%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 217 $63,705,000 $293,571 $5,123 2.98%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 283 $63,175,000 $223,233 $4,694 3.08%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 174 $62,560,000 $359,540 $3,756 3.03%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 162 $58,080,000 $358,519 $4,958 3.08%
KANSAS CITY, MO-KS 267 $57,025,000 $213,577 $3,772 3.20%
ORLANDO-KISSIMMEE-SANFORD, FL 243 $56,085,000 $230,802 $4,700 3.11%
SAN ANTONIO-NEW BRAUNFELS, TX 229 $55,225,000 $241,157 $5,330 3.15%
MODESTO, CA 221 $51,925,000 $234,955 $4,320 3.12%
RALEIGH-CARY, NC 189 $49,905,000 $264,048 $3,762 3.08%
MEDFORD, OR 186 $49,200,000 $264,516 $4,573 3.16%
NEWARK, NJ-PA 146 $48,770,000 $334,041 $5,279 3.05%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 139 $47,965,000 $345,072 $5,957 3.11%
BOSTON, MA 132 $45,850,000 $347,348 $5,445 3.10%
MILWAUKEE-WAUKESHA, WI 177 $45,555,000 $257,373 $3,159 3.11%
SANTA ROSA-PETALUMA, CA 101 $42,615,000 $421,931 $5,052 3.25%
STOCKTON, CA 140 $42,090,000 $300,643 $3,762 3.07%
CHARLESTON-NORTH CHARLESTON, SC 155 $41,775,000 $269,516 $4,728 3.19%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 202 $41,650,000 $206,188 $4,144 3.25%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 147 $40,105,000 $272,823 $5,104 3.12%
SANTA MARIA-SANTA BARBARA, CA 80 $40,020,000 $500,250 $4,638 3.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN 194 $39,890,000 $205,619 $3,025 3.08%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 151 $39,315,000 $260,364 $4,586 3.17%
SALT LAKE CITY, UT 132 $38,970,000 $295,227 $5,108 3.57%
JACKSONVILLE, FL 156 $38,370,000 $245,962 $4,945 3.16%
CLEVELAND-ELYRIA, OH 187 $38,195,000 $204,251 $4,167 3.13%
PROVIDENCE-WARWICK, RI-MA 133 $37,685,000 $283,346 $4,797 3.16%
COLORADO SPRINGS, CO 141 $37,235,000 $264,078 $4,162 3.10%
SAN RAFAEL, CA 61 $37,155,000 $609,098 $4,642 3.70%
NORTH PORT-SARASOTA-BRADENTON, FL 140 $35,920,000 $256,571 $4,643 3.09%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 139 $34,535,000 $248,453 $4,639 3.10%
COEUR D'ALENE, ID 132 $34,000,000 $257,576 $5,355 3.08%
RICHMOND, VA 131 $33,395,000 $254,924 $3,725 3.08%
OGDEN-CLEARFIELD, UT 117 $32,905,000 $281,239 $5,016 3.52%
LAKELAND-WINTER HAVEN, FL 172 $32,370,000 $188,198 $4,958 3.24%
WILMINGTON, DE-MD-NJ 112 $30,130,000 $269,018 $4,282 3.04%
CAPE CORAL-FORT MYERS, FL 123 $29,325,000 $238,415 $4,566 3.16%
VALLEJO, CA 83 $29,235,000 $352,229 $4,014 2.99%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 87 $28,605,000 $328,793 $4,069 3.00%
TUCSON, AZ 129 $28,305,000 $219,419 $3,109 3.05%
CINCINNATI, OH-KY-IN 125 $27,265,000 $218,120 $3,646 3.09%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 115 $26,185,000 $227,696 $4,913 3.06%
DETROIT-DEARBORN-LIVONIA, MI 94 $25,960,000 $276,170 $3,921 3.04%
PITTSBURGH, PA 110 $25,680,000 $233,455 $4,813 3.03%
FRESNO, CA 97 $24,405,000 $251,598 $3,028 3.07%
SPOKANE-SPOKANE VALLEY, WA 95 $24,285,000 $255,632 $3,086 3.14%
ALBUQUERQUE, NM 110 $24,140,000 $219,455 $4,108 3.15%
PRESCOTT VALLEY-PRESCOTT, AZ 88 $23,970,000 $272,386 $3,655 3.09%
MIAMI-MIAMI BEACH-KENDALL, FL 82 $23,910,000 $291,585 $4,892 3.09%
GREELEY, CO 82 $23,600,000 $287,805 $4,977 3.08%
BRIDGEPORT-STAMFORD-NORWALK, CT 69 $23,235,000 $336,739 $4,389 3.07%
GRAND RAPIDS-KENTWOOD, MI 106 $23,210,000 $218,962 $3,823 3.02%
BOULDER, CO 62 $22,620,000 $364,839 $3,647 3.05%
PALM BAY-MELBOURNE-TITUSVILLE, FL 92 $22,550,000 $245,109 $5,373 3.23%
FORT COLLINS, CO 76 $22,340,000 $293,947 $4,507 2.99%
OLYMPIA-LACEY-TUMWATER, WA 77 $21,805,000 $283,182 $3,563 3.08%
MEMPHIS, TN-MS-AR 118 $21,220,000 $179,831 $3,773 3.31%
SANTA CRUZ-WATSONVILLE, CA 45 $20,005,000 $444,556 $4,624 3.40%
SAN LUIS OBISPO-PASO ROBLES, CA 47 $19,555,000 $416,064 $3,368 3.11%
GREENVILLE-ANDERSON, SC 93 $19,365,000 $208,226 $3,831 3.12%
PHILADELPHIA, PA 78 $19,350,000 $248,077 $5,153 3.21%
MADISON, WI 75 $19,275,000 $257,000 $3,279 3.12%
NEW ORLEANS-METAIRIE, LA 72 $18,560,000 $257,778 $4,745 3.06%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 87 $18,555,000 $213,276 $4,043 3.17%
DURHAM-CHAPEL HILL, NC 75 $18,085,000 $241,133 $4,401 3.13%
BAKERSFIELD, CA 73 $17,055,000 $233,630 $3,433 3.15%
PROVO-OREM, UT 57 $16,985,000 $297,982 $5,608 3.18%
NAPLES-MARCO ISLAND, FL 60 $16,810,000 $280,167 $4,985 3.19%
SALEM, OR 65 $16,525,000 $254,231 $4,923 3.17%
CAMDEN, NJ 77 $16,485,000 $214,091 $4,186 3.12%
BEND, OR 56 $15,750,000 $281,250 $4,094 3.00%
URBAN HONOLULU, HI 30 $15,370,000 $512,333 $6,381 2.99%
WORCESTER, MA-CT 62 $15,090,000 $243,387 $5,174 3.19%
PORT ST. LUCIE, FL 77 $14,775,000 $191,883 $4,752 3.18%
OKLAHOMA CITY, OK 73 $14,695,000 $201,301 $4,823 3.20%
KENNEWICK-RICHLAND, WA 58 $14,590,000 $251,552 $3,206 3.02%
KILLEEN-TEMPLE, TX 61 $14,125,000 $231,557 $5,800 3.03%
ANCHORAGE, AK 47 $14,115,000 $300,319 $4,485 3.04%
NEW HAVEN-MILFORD, CT 65 $13,825,000 $212,692 $4,331 3.18%
SANTA FE, NM 41 $13,735,000 $335,000 $4,646 3.24%
SALISBURY, MD-DE 57 $13,635,000 $239,211 $4,050 3.13%
GARY, IN 61 $12,985,000 $212,869 $3,658 3.09%
CLARKSVILLE, TN-KY 54 $12,620,000 $233,704 $4,408 3.01%
BATON ROUGE, LA 55 $12,495,000 $227,182 $4,489 3.20%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 44 $12,380,000 $281,364 $4,564 3.17%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 46 $12,340,000 $268,261 $5,853 3.11%
AKRON, OH 54 $12,010,000 $222,407 $4,124 3.15%
BIRMINGHAM-HOOVER, AL 62 $11,970,000 $193,065 $4,139 3.27%
KNOXVILLE, TN 51 $11,965,000 $234,608 $3,244 2.97%
WENATCHEE, WA 40 $11,310,000 $282,750 $2,654 2.94%
GREENSBORO-HIGH POINT, NC 50 $11,160,000 $223,200 $3,256 3.21%
EUGENE-SPRINGFIELD, OR 45 $11,105,000 $246,778 $4,378 2.94%
IDAHO FALLS, ID 55 $11,075,000 $201,364 $5,835 3.41%
HILTON HEAD ISLAND-BLUFFTON, SC 40 $11,070,000 $276,750 $4,626 3.24%
MCALLEN-EDINBURG-MISSION, TX 53 $10,975,000 $207,075 $8,045 3.86%
PORTLAND-SOUTH PORTLAND, ME 47 $10,935,000 $232,660 $4,303 3.03%
LAKE HAVASU CITY-KINGMAN, AZ 46 $10,800,000 $234,783 $4,049 3.13%
BELLINGHAM, WA 33 $10,505,000 $318,333 $2,225 3.09%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 47 $10,405,000 $221,383 $5,796 2.99%
PENSACOLA-FERRY PASS-BRENT, FL 44 $10,360,000 $235,455 $4,720 3.08%
LINCOLN, NE 54 $10,330,000 $191,296 $3,816 3.20%
COLUMBIA, SC 53 $10,315,000 $194,623 $4,169 3.17%
ANN ARBOR, MI 38 $10,090,000 $265,526 $2,629 3.03%
VISALIA, CA 44 $10,060,000 $228,636 $3,818 3.06%
ST. GEORGE, UT 44 $9,910,000 $225,227 $4,120 2.94%
DES MOINES-WEST DES MOINES, IA 43 $9,665,000 $224,767 $5,109 3.11%
HARRISBURG-CARLISLE, PA 39 $9,645,000 $247,308 $5,140 2.98%
HUNTSVILLE, AL 39 $9,635,000 $247,051 $4,037 3.10%
SAVANNAH, GA 41 $9,505,000 $231,829 $4,340 3.22%
REDDING, CA 42 $9,460,000 $225,238 $4,046 3.32%
MANCHESTER-NASHUA, NH 37 $9,395,000 $253,919 $5,208 3.18%
TULSA, OK 44 $8,800,000 $200,000 $5,603 3.23%
NORWICH-NEW LONDON, CT 34 $8,740,000 $257,059 $5,386 3.08%
ELIZABETHTOWN-FORT KNOX, KY 39 $8,735,000 $223,974 $5,331 3.19%
EL CENTRO, CA 38 $8,720,000 $229,474 $4,189 3.27%
NAPA, CA 20 $8,660,000 $433,000 $4,107 2.93%
MERCED, CA 35 $8,355,000 $238,714 $3,941 3.00%
AUGUSTA-RICHMOND COUNTY, GA-SC 37 $8,245,000 $222,838 $3,738 3.01%
CHATTANOOGA, TN-GA 39 $8,005,000 $205,256 $3,716 3.10%
BARNSTABLE TOWN, MA 26 $7,650,000 $294,231 $5,050 2.99%
WILMINGTON, NC 32 $7,600,000 $237,500 $5,222 3.00%
LEXINGTON-FAYETTE, KY 34 $7,560,000 $222,353 $3,800 3.16%
ASHEVILLE, NC 31 $7,465,000 $240,806 $3,626 3.13%
CARSON CITY, NV 24 $7,180,000 $299,167 $4,718 3.03%
THE VILLAGES, FL 33 $7,145,000 $216,515 $5,771 2.97%
CHARLOTTESVILLE, VA 23 $7,115,000 $309,348 $4,030 2.99%
TRENTON-PRINCETON, NJ 22 $6,960,000 $316,364 $3,912 2.76%
CHICO, CA 30 $6,900,000 $230,000 $3,377 3.09%
ROANOKE, VA 35 $6,685,000 $191,000 $4,675 3.23%
SPARTANBURG, SC 33 $6,655,000 $201,667 $3,588 3.06%
GAINESVILLE, GA 27 $6,435,000 $238,333 $4,240 3.17%
DECATUR, AL 31 $6,405,000 $206,613 $3,556 3.16%
JACKSON, MS 31 $6,165,000 $198,871 $3,686 3.15%
DAYTON-KETTERING, OH 26 $5,890,000 $226,538 $4,376 3.10%
SPRINGFIELD, MA 30 $5,880,000 $196,000 $4,418 3.23%
OCALA, FL 36 $5,580,000 $155,000 $4,696 3.28%
GRANTS PASS, OR 17 $5,435,000 $319,706 $5,696 3.13%
WICHITA, KS 28 $5,400,000 $192,857 $4,207 3.22%
FAYETTEVILLE, NC 26 $5,370,000 $206,538 $4,757 3.21%
GAINESVILLE, FL 22 $5,250,000 $238,636 $4,916 3.05%
LANSING-EAST LANSING, MI 26 $5,200,000 $200,000 $3,289 3.11%
SEBASTIAN-VERO BEACH, FL 22 $5,200,000 $236,364 $5,470 3.23%
MISSOULA, MT 18 $5,130,000 $285,000 $4,143 3.01%
MOUNT VERNON-ANACORTES, WA 18 $5,120,000 $284,444 $3,165 3.00%
PUNTA GORDA, FL 26 $5,100,000 $196,154 $5,167 3.07%
YUBA CITY, CA 17 $5,095,000 $299,706 $4,541 3.41%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 28 $5,000,000 $178,571 $4,945 3.14%
WINSTON-SALEM, NC 27 $4,935,000 $182,778 $3,752 3.26%
RACINE, WI 19 $4,895,000 $257,632 $2,877 3.28%
BILLINGS, MT 22 $4,640,000 $210,909 $3,079 3.06%
SPRINGFIELD, MO 23 $4,605,000 $200,217 $3,727 3.18%
LANCASTER, PA 21 $4,605,000 $219,286 $5,245 3.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 23 $4,475,000 $194,565 $2,959 3.09%
TOLEDO, OH 23 $4,385,000 $190,652 $3,567 2.98%
CORVALLIS, OR 15 $4,375,000 $291,667 $4,087 2.86%
YORK-HANOVER, PA 20 $4,350,000 $217,500 $5,206 3.27%
LONGVIEW, WA 19 $4,315,000 $227,105 $4,911 3.22%
KAHULUI-WAILUKU-LAHAINA, HI 10 $4,290,000 $429,000 $4,017 3.10%
BURLINGTON-SOUTH BURLINGTON, VT 18 $4,180,000 $232,222 $4,368 2.96%
OCEAN CITY, NJ 14 $4,130,000 $295,000 $5,384 3.12%
MOBILE, AL 20 $4,100,000 $205,000 $4,515 3.38%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 21 $4,045,000 $192,619 $4,278 2.97%
ALBANY-LEBANON, OR 18 $4,020,000 $223,333 $4,934 3.12%
DOVER, DE 19 $4,015,000 $211,316 $4,984 3.36%
BROWNSVILLE-HARLINGEN, TX 22 $4,010,000 $182,273 $6,074 3.85%
READING, PA 21 $4,005,000 $190,714 $5,452 3.13%
YAKIMA, WA 19 $3,925,000 $206,579 $3,697 3.34%
DAPHNE-FAIRHOPE-FOLEY, AL 17 $3,795,000 $223,235 $5,170 3.10%
EL PASO, TX 22 $3,750,000 $170,455 $4,071 3.13%
LAS CRUCES, NM 17 $3,695,000 $217,353 $5,442 3.43%
PUEBLO, CO 19 $3,585,000 $188,684 $5,489 3.16%
TWIN FALLS, ID 16 $3,530,000 $220,625 $4,816 3.23%
GREEN BAY, WI 16 $3,510,000 $219,375 $2,991 3.06%
LAFAYETTE, LA 17 $3,465,000 $203,824 $4,501 3.04%
EAST STROUDSBURG, PA 17 $3,455,000 $203,235 $6,113 3.15%
NILES, MI 11 $3,395,000 $308,636 $2,836 2.98%
HOMOSASSA SPRINGS, FL 16 $3,380,000 $211,250 $6,019 3.13%
MONTGOMERY, AL 15 $3,215,000 $214,333 $3,725 3.07%
SIOUX FALLS, SD 14 $3,210,000 $229,286 $3,860 3.12%
HICKORY-LENOIR-MORGANTON, NC 19 $3,135,000 $165,000 $3,507 3.36%
FORT WAYNE, IN 19 $3,115,000 $163,947 $2,819 3.35%
CORPUS CHRISTI, TX 14 $3,110,000 $222,143 $3,698 3.04%
CANTON-MASSILLON, OH 18 $3,100,000 $172,222 $4,771 3.28%
ATLANTIC CITY-HAMMONTON, NJ 15 $3,085,000 $205,667 $4,802 3.21%
MADERA, CA 13 $3,025,000 $232,692 $4,240 3.29%
WINCHESTER, VA-WV 12 $3,000,000 $250,000 $2,914 3.06%
FLAGSTAFF, AZ 11 $2,995,000 $272,273 $3,784 3.10%
GULFPORT-BILOXI, MS 12 $2,990,000 $249,167 $5,389 3.01%
PEORIA, IL 16 $2,970,000 $185,625 $3,735 3.26%
CHEYENNE, WY 11 $2,875,000 $261,364 $6,200 3.23%
RAPID CITY, SD 12 $2,730,000 $227,500 $6,445 3.17%
TALLAHASSEE, FL 13 $2,645,000 $203,462 $4,057 3.14%
ATHENS-CLARKE COUNTY, GA 11 $2,645,000 $240,455 $4,012 3.17%
COLUMBIA, MO 11 $2,575,000 $234,091 $5,282 2.93%
SHREVEPORT-BOSSIER CITY, LA 9 $2,485,000 $276,111 $5,552 2.83%
WALLA WALLA, WA 10 $2,480,000 $248,000 $4,643 3.14%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 12 $2,450,000 $204,167 $4,342 2.94%
KINGSPORT-BRISTOL, TN-VA 14 $2,400,000 $171,429 $4,440 2.96%
HANFORD-CORCORAN, CA 9 $2,365,000 $262,778 $2,398 3.36%
SOUTH BEND-MISHAWAKA, IN-MI 11 $2,345,000 $213,182 $4,713 3.06%
LUBBOCK, TX 11 $2,345,000 $213,182 $4,047 3.01%
BRUNSWICK, GA 9 $2,315,000 $257,222 $4,154 3.14%
ROCKFORD, IL 15 $2,275,000 $151,667 $3,234 3.05%
COLLEGE STATION-BRYAN, TX 11 $2,265,000 $205,909 $4,621 3.53%
CEDAR RAPIDS, IA 14 $2,250,000 $160,714 $5,901 3.26%
JOHNSON CITY, TN 10 $2,240,000 $224,000 $4,986 3.20%
COLUMBUS, GA-AL 13 $2,235,000 $171,923 $4,151 3.23%
LYNCHBURG, VA 12 $2,230,000 $185,833 $3,550 3.19%
TUSCALOOSA, AL 10 $2,210,000 $221,000 $4,555 3.05%
POCATELLO, ID 12 $2,190,000 $182,500 $5,364 3.24%
ROCHESTER, MN 9 $2,155,000 $239,444 $3,085 3.06%
GREENVILLE, NC 11 $2,145,000 $195,000 $5,933 2.98%
YUMA, AZ 12 $2,080,000 $173,333 $4,058 3.27%
MICHIGAN CITY-LA PORTE, IN 8 $2,070,000 $258,750 $4,171 3.09%
PANAMA CITY, FL 8 $2,040,000 $255,000 $5,646 3.19%
SCRANTON--WILKES-BARRE, PA 14 $2,030,000 $145,000 $4,777 3.23%
LA CROSSE-ONALASKA, WI-MN 9 $2,015,000 $223,889 $4,949 3.33%
LONGVIEW, TX 12 $2,000,000 $166,667 $4,808 3.10%
GRAND JUNCTION, CO 10 $1,990,000 $199,000 $4,035 3.11%
WACO, TX 9 $1,985,000 $220,556 $4,945 3.38%
HAGERSTOWN-MARTINSBURG, MD-WV 8 $1,890,000 $236,250 $2,767 2.95%
LAFAYETTE-WEST LAFAYETTE, IN 7 $1,875,000 $267,857 $2,949 3.00%
KALAMAZOO-PORTAGE, MI 9 $1,845,000 $205,000 $2,828 2.94%
SHERMAN-DENISON, TX 7 $1,825,000 $260,714 $5,070 3.34%
SIERRA VISTA-DOUGLAS, AZ 10 $1,790,000 $179,000 $4,477 3.16%
BEAUMONT-PORT ARTHUR, TX 8 $1,780,000 $222,500 $5,330 3.55%
BLOOMINGTON, IN 8 $1,780,000 $222,500 $3,585 3.23%
APPLETON, WI 8 $1,770,000 $221,250 $4,247 2.91%
OSHKOSH-NEENAH, WI 9 $1,765,000 $196,111 $2,560 2.90%
CALIFORNIA-LEXINGTON PARK, MD 8 $1,760,000 $220,000 $3,066 3.19%
VALDOSTA, GA 10 $1,720,000 $172,000 $3,957 3.29%
STAUNTON, VA 8 $1,690,000 $211,250 $2,915 3.16%
LAWRENCE, KS 7 $1,665,000 $237,857 $4,264 3.25%
HUNTINGTON-ASHLAND, WV-KY-OH 8 $1,660,000 $207,500 $4,485 3.23%
JACKSON, MI 8 $1,650,000 $206,250 $4,516 3.26%
NEW BERN, NC 6 $1,620,000 $270,000 $5,717 2.99%
IOWA CITY, IA 6 $1,600,000 $266,667 $3,706 3.41%
HOUMA-THIBODAUX, LA 8 $1,570,000 $196,250 $4,804 3.25%
SPRINGFIELD, IL 8 $1,540,000 $192,500 $3,135 2.81%
ST. CLOUD, MN 7 $1,525,000 $217,857 $5,170 3.21%
LEBANON, PA 8 $1,510,000 $188,750 $4,134 2.89%
ROME, GA 7 $1,505,000 $215,000 $4,177 2.95%
LOGAN, UT-ID 8 $1,490,000 $186,250 $4,702 2.96%
WARNER ROBINS, GA 10 $1,470,000 $147,000 $3,451 3.44%
MANHATTAN, KS 8 $1,470,000 $183,750 $5,939 3.28%
HARRISONBURG, VA 6 $1,450,000 $241,667 $2,807 3.02%
AUBURN-OPELIKA, AL 6 $1,430,000 $238,333 $2,364 2.92%
BURLINGTON, NC 10 $1,370,000 $137,000 $4,020 3.09%
FARGO, ND-MN 6 $1,370,000 $228,333 $4,421 3.08%
BLOOMINGTON, IL 7 $1,335,000 $190,714 $4,257 3.04%
FLORENCE, SC 6 $1,320,000 $220,000 $3,479 3.35%
GREAT FALLS, MT 6 $1,300,000 $216,667 $5,235 3.19%
FLINT, MI 5 $1,295,000 $259,000 $5,206 3.35%
BANGOR, ME 7 $1,295,000 $185,000 $5,346 3.38%
MONROE, MI 6 $1,260,000 $210,000 $3,470 2.92%
KANKAKEE, IL 7 $1,245,000 $177,857 $4,915 3.33%
PITTSFIELD, MA 6 $1,230,000 $205,000 $4,503 3.03%
JACKSONVILLE, NC 6 $1,210,000 $201,667 $2,898 2.77%
TYLER, TX 6 $1,170,000 $195,000 $3,695 3.03%
GETTYSBURG, PA 6 $1,150,000 $191,667 $5,544 2.96%
LEWISTON-AUBURN, ME 7 $1,145,000 $163,571 $5,780 3.20%
EVANSVILLE, IN-KY 6 $1,120,000 $186,667 $4,738 3.42%
TOPEKA, KS 5 $1,095,000 $219,000 $2,744 2.98%
DULUTH, MN-WI 6 $1,090,000 $181,667 $5,552 2.72%
HAMMOND, LA 6 $1,050,000 $175,000 $4,538 3.23%
CAPE GIRARDEAU, MO-IL 5 $1,045,000 $209,000 $3,048 3.08%
CHAMBERSBURG-WAYNESBORO, PA 5 $1,035,000 $207,000 $5,066 2.55%
CLEVELAND, TN 5 $1,005,000 $201,000 $2,894 2.97%
STATE COLLEGE, PA 4 $990,000 $247,500 $4,440 3.12%
ERIE, PA 4 $990,000 $247,500 $4,558 2.78%
FARMINGTON, NM 4 $970,000 $242,500 $4,944 3.06%
MUSKEGON, MI 6 $960,000 $160,000 $4,950 3.17%
AMES, IA 5 $925,000 $185,000 $4,247 3.03%
EAU CLAIRE, WI 4 $920,000 $230,000 $6,575 2.72%
MACON-BIBB COUNTY, GA 5 $905,000 $181,000 $4,008 3.43%
MONROE, LA 5 $895,000 $179,000 $3,718 3.48%
SHEBOYGAN, WI 4 $890,000 $222,500 $3,388 3.19%
SEBRING-AVON PARK, FL 6 $860,000 $143,333 $4,252 3.15%
ELKHART-GOSHEN, IN 5 $855,000 $171,000 $2,432 3.08%
LEWISTON, ID-WA 6 $840,000 $140,000 $4,145 3.46%
AMARILLO, TX 5 $835,000 $167,000 $2,943 3.17%
DOTHAN, AL 5 $835,000 $167,000 $4,779 2.65%
SPRINGFIELD, OH 3 $835,000 $278,333 $1,816 3.10%
MUNCIE, IN 5 $815,000 $163,000 $2,822 3.45%
HATTIESBURG, MS 4 $810,000 $202,500 $4,489 3.34%
SAGINAW, MI 5 $805,000 $161,000 $4,969 3.25%
ROCKY MOUNT, NC 5 $785,000 $157,000 $4,455 3.36%
HINESVILLE, GA 4 $780,000 $195,000 $4,957 2.56%
BLACKSBURG-CHRISTIANSBURG, VA 3 $775,000 $258,333 $3,595 3.71%
DALTON, GA 5 $765,000 $153,000 $2,939 3.65%
TERRE HAUTE, IN 4 $760,000 $190,000 $3,091 3.31%
WILLIAMSPORT, PA 3 $725,000 $241,667 $6,491 2.88%
ENID, OK 3 $725,000 $241,667 $7,709 3.17%
JANESVILLE-BELOIT, WI 5 $725,000 $145,000 $2,294 3.00%
COLUMBUS, IN 3 $695,000 $231,667 $5,096 3.10%
CASPER, WY 3 $675,000 $225,000 $2,698 3.71%
TEXARKANA, TX-AR 4 $660,000 $165,000 $4,943 3.34%
BATTLE CREEK, MI 5 $655,000 $131,000 $3,018 3.00%
HOT SPRINGS, AR 5 $655,000 $131,000 $3,263 3.01%
MORRISTOWN, TN 3 $645,000 $215,000 $2,101 2.83%
DECATUR, IL 3 $635,000 $211,667 $3,199 2.88%
FOND DU LAC, WI 4 $630,000 $157,500 $5,808 3.22%
LAKE CHARLES, LA 3 $615,000 $205,000 $4,295 3.21%
FORT SMITH, AR-OK 4 $600,000 $150,000 $5,853 3.47%
CHAMPAIGN-URBANA, IL 4 $570,000 $142,500 $3,055 3.38%
FAIRBANKS, AK 2 $570,000 $285,000 $5,870 3.06%
ALEXANDRIA, LA 3 $535,000 $178,333 $2,976 3.50%
CARBONDALE-MARION, IL 3 $515,000 $171,667 $3,450 3.17%
ABILENE, TX 2 $500,000 $250,000 $6,085 3.19%
SIOUX CITY, IA-NE-SD 3 $495,000 $165,000 $3,714 2.74%
GOLDSBORO, NC 3 $485,000 $161,667 $4,124 3.25%
JOPLIN, MO 3 $465,000 $155,000 $7,798 3.61%
BOWLING GREEN, KY 3 $465,000 $155,000 $5,912 3.42%
WAUSAU-WESTON, WI 3 $465,000 $155,000 $5,355 3.38%
FLORENCE-MUSCLE SHOALS, AL 2 $440,000 $220,000 $1,678 2.75%
ALBANY, GA 3 $435,000 $145,000 $4,608 4.38%
BISMARCK, ND 1 $405,000 $405,000 $5,643 3.13%
WATERLOO-CEDAR FALLS, IA 3 $385,000 $128,333 $4,269 3.11%
SUMTER, SC 3 $375,000 $125,000 $3,249 4.29%
CUMBERLAND, MD-WV 2 $370,000 $185,000 $4,586 3.25%
GADSDEN, AL 4 $350,000 $87,500 $3,346 2.94%
OWENSBORO, KY 2 $310,000 $155,000 $4,041 3.25%
WHEELING, WV-OH 1 $305,000 $305,000 $2,648 3.38%
MIDLAND, MI 2 $300,000 $150,000 $3,728 2.69%
DUBUQUE, IA 1 $295,000 $295,000 $3,888 2.50%
MANSFIELD, OH 2 $280,000 $140,000 $4,447 3.44%
ST. JOSEPH, MO-KS 2 $270,000 $135,000 $5,255 4.44%
LAREDO, TX 1 $265,000 $265,000 $3,957 2.25%
GRAND ISLAND, NE 3 $255,000 $85,000 $3,529 3.33%
DANVILLE, IL 2 $250,000 $125,000 $4,514 3.44%
JONESBORO, AR 2 $240,000 $120,000 $6,005 2.74%
ANNISTON-OXFORD, AL 2 $240,000 $120,000 $2,792 3.50%
MANKATO, MN 1 $235,000 $235,000 $2,862 3.38%
GRAND FORKS, ND-MN 1 $225,000 $225,000 $6,067 3.13%
LAWTON, OK 1 $215,000 $215,000 $4,175 3.38%
SAN ANGELO, TX 1 $205,000 $205,000 $0 2.51%
KOKOMO, IN 1 $175,000 $175,000 $2,460 2.75%
JACKSON, TN 1 $175,000 $175,000 $1,915 3.00%
ALTOONA, PA 1 $155,000 $155,000 $4,220 3.13%
WICHITA FALLS, TX 1 $115,000 $115,000 $4,097 4.50%
VINELAND-BRIDGETON, NJ 1 $105,000 $105,000 $3,771 4.00%
ODESSA, TX 1 $105,000 $105,000 $2,675 4.25%

Mutual Of Omaha Mortgage 's top markets include Chicago, San Diego, Seattle, Los Angeles, and Denver among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 15,431 $4,409,445,000 $285,752
3-4% 15,301 $4,289,305,000 $280,328
<2.5% 3,051 $917,595,000 $300,752
4-5% 1,526 $354,460,000 $232,280
5-6% 168 $64,720,000 $385,238
6-7% 40 $28,630,000 $715,750
7-8% 20 $12,720,000 $636,000

During 2020, Mutual Of Omaha Mortgage 's average interest rate was 3.16%, while their most frequently originated rate bucket was 2.5-3%, with 15,431 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 17,095 $4,901,385,000 $286,715 $4,304 3.10%
$100k-200k 10,167 $1,602,815,000 $157,649 $3,642 3.19%
$400k-600k 6,135 $2,876,185,000 $468,816 $4,249 3.06%
$100,000 or less 1,356 $96,310,000 $71,025 $3,045 3.14%
$600k-1MM 703 $488,595,000 $695,014 $7,204 3.42%
$1MM+ 81 $111,585,000 $1,377,593 $13,207 4.26%

2020 saw Mutual Of Omaha Mortgage place emphasis on $200k-400k loans with 17,095 originations, totaling $4,901,385,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 8,295 $2,589,485,000 $312,174 $4,057 3.14%
$50k-75k 6,454 $1,403,960,000 $217,533 $4,373 3.18%
$75k-100k 5,859 $1,526,025,000 $260,458 $4,241 3.15%
$150k-250k 5,648 $2,086,160,000 $369,363 $3,928 3.11%
$50k or less 5,338 $1,038,380,000 $194,526 $4,246 3.22%
$250k+ 1,622 $690,520,000 $425,721 $4,073 3.11%

Mutual Of Omaha Mortgage lent most frequently to those with incomes in the $100k-150k range, with 8,295 originations. The second most popular income band? $50k-75k, with 6,454 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 7,414 $2,100,820,000 $283,359 $3,571 3.08%
30-36% 5,817 $1,670,995,000 $287,261 $4,008 3.15%
<20% 2,674 $724,620,000 $270,987 $3,103 3.01%
44% 1,271 $354,335,000 $278,784 $4,688 3.27%
43% 1,187 $325,425,000 $274,158 $4,612 3.23%
38% 1,124 $315,090,000 $280,329 $4,128 3.20%
41% 1,081 $305,275,000 $282,401 $4,516 3.22%
40% 1,073 $306,045,000 $285,224 $4,269 3.21%
42% 1,067 $295,165,000 $276,631 $4,440 3.25%
36% 1,045 $294,525,000 $281,842 $4,026 3.20%
39% 1,017 $293,495,000 $288,589 $4,265 3.21%
37% 1,002 $284,040,000 $283,473 $4,063 3.19%
50-60% 973 $260,915,000 $268,155 $7,953 3.20%
49% 847 $240,915,000 $284,433 $4,696 3.24%
45% 795 $223,955,000 $281,704 $4,603 3.23%
46% 712 $206,290,000 $289,733 $4,672 3.19%
47% 695 $197,085,000 $283,576 $4,615 3.17%
48% 681 $191,195,000 $280,756 $4,831 3.19%
>60% 58 $22,350,000 $385,345 $9,950 3.13%

Mutual Of Omaha Mortgage lent most frequently to those with DTI ratios of 20-30%, with 7,414 originations. The next most common DTI ratio? 30-36%, with 5,817 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 25,211 $6,989,925,000 $277,257 $4,229 3.16%
Not provided 6,570 $1,976,710,000 $300,869 $3,890 3.04%
Asian 1,564 $513,040,000 $328,031 $3,489 3.06%
Black 1,476 $364,120,000 $246,694 $5,003 3.20%
Asian Indian 322 $113,940,000 $353,851 $2,326 2.95%
American Indian 165 $45,125,000 $273,485 $4,507 3.10%
Native Hawaiian 59 $18,455,000 $312,797 $4,221 3.18%
Filipino 39 $13,215,000 $338,846 $2,689 3.11%
Other Asian 40 $11,720,000 $293,000 $3,216 2.94%
Chinese 34 $11,170,000 $328,529 $2,470 2.98%
Vietnamese 20 $6,850,000 $342,500 $2,608 3.21%
Korean 17 $6,345,000 $373,235 $2,017 2.98%
Japanese 9 $3,195,000 $355,000 $2,150 3.10%
Other Pacific Islander 7 $1,755,000 $250,714 $4,590 3.09%
Guamanian 2 $760,000 $380,000 $5,603 3.44%
Native Hawiian 2 $550,000 $275,000 $1,680 3.27%

Approval Rates

Total approvals of all applications
82.70%

Mutual Of Omaha Mortgage has a below average approval rate.

Pick Rate

Approvals leading to origination
48.85%

Mutual Of Omaha Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 35,537 $10,076,875,000 $283,560

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 277 $49,725,000 $179,513
Single Family (1-4 Units):Site-Built 35,260 $10,027,150,000 $284,377

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 2,030 $447,330,000 $220,360 $3,151 3.09%
40-60% 8,954 $2,446,190,000 $273,195 $3,219 3.08%
60-80% 14,213 $4,151,095,000 $292,063 $3,920 3.18%
80-100% 7,609 $2,252,355,000 $296,012 $5,681 3.27%
Over 100% 210 $75,800,000 $360,952 $13,977 3.10%
Under 20% 400 $38,300,000 $95,750 $1,480 2.03%