Gsf Mortgage Corporation Rates, Fees & Info
Wilmington, DELEI: 25490018IFQOT83Q7H49
Tax ID: 39-1813773
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Mortgage Data
Review & Overview
Gsf Mortgage Corporation is a smaller mortgage company specializing in Home Purchase loans. Gsf Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Philadelphia, Winchester, Washington, and Tampa among others. We have data for 165 markets. (Some data included below & more in-depth data is available with an active subscription.)Gsf Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gsf Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.08% | 4/5/25 |
| 30 Year Conventional Refi | 6.93% | 4/5/25 |
| 30 Year FHA Purchase | 7.66% | 4/5/25 |
| 30 Year FHA Refi | 7.14% | 4/5/25 |
| 30 Year VA Purchase | 6.73% | 4/5/25 |
| 30 Year VA Refi | 5.92% | 4/5/25 |
| 30 Year USDA Purchase | 7.16% | 4/5/25 |
| 15 Year Conventional Purchase | 2.38% | 4/5/25 |
| 15 Year Conventional Refi | 6.28% | 4/5/25 |
| 15 Year Cash-out Refi | 6.28% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gsf Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Gsf Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,761Origination Dollar Volume (All Markets)
$526,025,000Awards
GSF Mortgage Corporation - 2024
GSF Mortgage Corporation is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Gsf Mortgage Corporation's average 30 year fixed mortgage rate was
6.77%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.22%.
Relative Fees (Closing Costs)
Gsf Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,925.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLUMBUS, OH (FHA|USDA|VA) | 397 | $116,495,000 | $293,438 | $7,298 | 6.45% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 200 | $64,820,000 | $324,100 | $10,835 | 6.20% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 103 | $35,105,000 | $340,825 | $10,147 | 6.56% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 60 | $24,600,000 | $410,000 | $11,809 | 6.62% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 70 | $21,950,000 | $313,571 | $9,322 | 6.39% |
| Outside of Metro Areas | 73 | $20,535,000 | $281,301 | $8,640 | 6.60% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 58 | $20,250,000 | $349,138 | $11,189 | 6.65% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 79 | $19,415,000 | $245,759 | $8,001 | 6.59% |
| SPARTANBURG, SC (FHA|USDA|VA) | 55 | $11,765,000 | $213,909 | $7,944 | 6.15% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 33 | $9,795,000 | $296,818 | $8,645 | 6.52% |
| FLORENCE, SC (FHA|USDA|VA) | 47 | $9,615,000 | $204,574 | $9,144 | 5.77% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 31 | $8,885,000 | $286,613 | $10,645 | 6.55% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 17 | $7,365,000 | $433,235 | $10,300 | 6.90% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 20 | $6,230,000 | $311,500 | $5,085 | 6.91% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 19 | $6,095,000 | $320,789 | $11,505 | 6.80% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 20 | $5,610,000 | $280,500 | $9,127 | 6.97% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 11 | $5,305,000 | $482,273 | $11,845 | 6.43% |
| RICHMOND, VA (FHA|USDA|VA) | 16 | $5,260,000 | $328,750 | $12,303 | 6.71% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 27 | $5,065,000 | $187,593 | $7,115 | 6.58% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 12 | $4,630,000 | $385,833 | $6,176 | 6.57% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 8 | $4,240,000 | $530,000 | $7,745 | 6.65% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $3,905,000 | $433,889 | $7,923 | 6.89% |
| APPLETON, WI (FHA|USDA|VA) | 15 | $3,885,000 | $259,000 | $7,312 | 6.79% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 7 | $3,605,000 | $515,000 | $11,704 | 6.89% |
| Chillicothe, OH (FHA|USDA|VA) | 21 | $3,215,000 | $153,095 | $5,032 | 6.16% |
| Mount Vernon, OH (FHA|USDA|VA) | 10 | $3,090,000 | $309,000 | $6,770 | 6.44% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $2,980,000 | $496,667 | $5,627 | 6.69% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 11 | $2,975,000 | $270,455 | $10,487 | 7.89% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $2,640,000 | $440,000 | $9,220 | 6.90% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $2,590,000 | $431,667 | $11,939 | 8.41% |
| READING, PA (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $11,181 | 5.63% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $7,518 | 6.85% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $2,215,000 | $443,000 | $21,950 | 6.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $10,068 | 7.07% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $6,388 | 7.29% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $5,885 | 7.01% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $6,843 | 7.35% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $14,637 | 6.44% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $9,028 | 6.79% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $10,949 | 7.72% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $5,924 | 6.93% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $9,635 | 7.56% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $8,349 | 6.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $8,358 | 6.67% |
| RACINE, WI (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $9,404 | 6.17% |
| TOLEDO, OH (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $6,357 | 6.14% |
| Urbana, OH (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $6,191 | 6.70% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $10,413 | 6.62% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $4,121 | 6.77% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $16,245 | 5.15% |
| Marion, OH (FHA|USDA|VA) | 9 | $1,245,000 | $138,333 | $4,759 | 5.26% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $12,897 | 7.46% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $4,079 | 6.40% |
| Bellefontaine, OH (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $7,187 | 6.71% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $5,160 | 7.21% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $6,148 | 6.40% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $13,660 | 6.06% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $2,891 | 6.37% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $5,593 | 6.99% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $9,532 | 6.89% |
| Wooster, OH (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,245 | 7.04% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,843 | 7.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $4,649 | 6.90% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $6,560 | 5.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $26,322 | 10.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $8,723 | 7.43% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $7,526 | 7.13% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,956 | 6.69% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,707 | 6.85% |
| Athens, OH (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $5,346 | 5.25% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $12,596 | 6.94% |
| Washington Court House, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,880 | 6.81% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,127 | 6.81% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $15,532 | 6.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $19,639 | 6.63% |
| Union, SC (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $10,245 | 5.85% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,773 | 6.78% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $11,894 | 7.50% |
| Seneca, SC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $17,763 | 5.69% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $16,692 | 6.44% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,216 | 6.69% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $8,576 | 7.56% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $19,582 | 6.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $9,184 | 6.19% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,267 | 6.50% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,754 | 7.00% |
| OCALA, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $1,175 | 7.79% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,024 | 6.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $22,246 | 6.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,167 | 5.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $12,099 | 6.88% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,432 | 6.49% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $16,108 | 7.13% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,164 | 6.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $16,219 | 8.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,614 | 6.44% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,631 | 6.81% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,761 | 6.13% |
| Jackson, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,307 | 7.19% |
| DOVER, DE (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,679 | 6.50% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,410 | 7.00% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,006 | 6.88% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,885 | 7.38% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $17,288 | 6.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $19,460 | 7.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,567 | 6.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,959 | 7.13% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,835 | 7.37% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,195 | 6.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,583 | 7.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,276 | 6.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,868 | 5.75% |
| Jasper, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,644 | 7.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,697 | 4.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,488 | 6.00% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,064 | 6.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,718 | 6.63% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 6.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,721 | 7.63% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,522 | 7.13% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,524 | 8.13% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,474 | 7.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,922 | 6.38% |
| Pella, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,186 | 7.13% |
| Cullman, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,230 | 8.63% |
| Newberry, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,702 | 7.25% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,752 | 7.43% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.13% |
| ROME, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,576 | 7.25% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $7,004 | 4.54% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,698 | 7.18% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,116 | 6.49% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,084 | 7.63% |
| Shawano, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,673 | 6.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,288 | 7.38% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,548 | 6.63% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,001 | 6.50% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,171 | 6.50% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,662 | 8.25% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,498 | 7.38% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,097 | 3.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,992 | 6.38% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,547 | 7.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,585 | 5.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,602 | 6.63% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,814 | 7.13% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,992 | 6.88% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,513 | 7.63% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,601 | 6.38% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,879 | 6.99% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,227 | 7.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,201 | 9.99% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.38% |
| AKRON, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,874 | 6.75% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,047 | 6.99% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,266 | 7.63% |
| Defiance, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,500 | 6.99% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,277 | 7.25% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,795 | 7.63% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,214 | 6.99% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,412 | 6.25% |
| TULSA, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| ENID, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
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We use machine learning to identify the top lenders compared against GSF Mortgage Corporation based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, Gsf Mortgage Corporation's most frequently originated type of loan was Conventional, with 1,235 originations. Their 2nd most popular type was FHA, with 394 originations.
Loan Reason
For 2024, Gsf Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,576 originations. The 2nd most popular reason was Home Improvement, with 108 originations.
Loan Duration/Length
For 2024, Gsf Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,628 originations. The 2nd most popular length was Other, with 40 originations.
Origination Fees/Closing Costs
Gsf Mortgage Corporation's average total fees were $8,925, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 510 originations.
Interest Rates
During 2024, Gsf Mortgage Corporation's average interest rate for loans was 6.77%, while their most frequently originated rate bucket for loans was 6-7%, with 927 originations.
Loan Sizing
2024 saw Gsf Mortgage Corporation place emphasis on $200k-400k loans with 838 originations, totaling $242,070,000 in origination value.
Applicant Income
Gsf Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 444 originations. The second most popular income band? $50k-75k, with 358 originations.
Applicant Debt to Income Ratio
Gsf Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 310 originations. The next most common DTI ratio? 20-30%, with 234 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.94%
Gsf Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination59.80%
Gsf Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 4 | $30,000 | $7,500 |
| NA | 1,757 | $525,995,000 | $299,371 |