Gsf Mortgage Corporation Rates, Fees & Info
Wilmington, DELEI: 25490018IFQOT83Q7H49
Tax ID: 39-1813773
4.2 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Overview
Gsf Mortgage Corporation is a small mortgage company specializing in Refi, Home Purchase, and Home Improvement loans. Gsf Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Milwaukee, Washington, Chicago, Minneapolis, and Dallas among others. Gsf Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Gsf Mortgage Corporation is typically an average fee lendor.Originations
4,189Origination Dollar Volume (All Markets)
$1,213,295,000Awards
×
![]()
GSF Mortgage Corporation - 2021
GSF Mortgage Corporation is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for GSF Mortgage Corporation?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Gsf Mortgage Corporation's average 30 year fixed rate mortgage of loans were
3.12%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.03%.
Relative Fees
Gsf Mortgage Corporation's average total fees for a 30 year fixed rate
mortgage are $5,675.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 358 | $92,680,000 | $258,883 | $3,189 | 2.78% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 257 | $92,055,000 | $358,191 | $5,514 | 2.81% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 265 | $80,595,000 | $304,132 | $2,382 | 2.47% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 192 | $54,970,000 | $286,302 | $6,756 | 2.91% |
| Outside of Metro Areas | 223 | $50,985,000 | $228,632 | $5,841 | 3.25% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 146 | $47,310,000 | $324,041 | $3,380 | 2.56% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 103 | $35,385,000 | $343,544 | $3,709 | 2.67% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 105 | $26,975,000 | $256,905 | $5,960 | 3.19% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 77 | $24,985,000 | $324,481 | $4,077 | 2.83% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 74 | $24,020,000 | $324,595 | $4,606 | 2.89% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 76 | $23,510,000 | $309,342 | $2,667 | 2.55% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 81 | $23,255,000 | $287,099 | $2,370 | 2.56% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 88 | $21,900,000 | $248,864 | $2,712 | 2.74% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 58 | $21,600,000 | $372,414 | $3,329 | 2.73% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 87 | $20,995,000 | $241,322 | $5,738 | 3.18% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 46 | $19,820,000 | $430,870 | $6,814 | 2.83% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 57 | $16,325,000 | $286,404 | $4,948 | 3.03% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 49 | $15,805,000 | $322,551 | $4,121 | 2.65% |
| COLUMBUS, OH (FHA|USDA|VA) | 62 | $15,520,000 | $250,323 | $4,481 | 2.95% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 50 | $14,880,000 | $297,600 | $3,505 | 2.56% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 46 | $14,830,000 | $322,391 | $4,462 | 2.63% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 72 | $13,870,000 | $192,639 | $5,580 | 2.81% |
| APPLETON, WI (FHA|USDA|VA) | 61 | $12,715,000 | $208,443 | $4,597 | 3.19% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 58 | $12,540,000 | $216,207 | $7,746 | 3.31% |
| MADISON, WI (FHA|USDA|VA) | 36 | $11,590,000 | $321,944 | $2,156 | 2.73% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 26 | $10,700,000 | $411,538 | $3,531 | 2.78% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 30 | $10,680,000 | $356,000 | $7,028 | 3.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 34 | $10,570,000 | $310,882 | $3,726 | 2.48% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 34 | $10,380,000 | $305,294 | $3,619 | 2.85% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 31 | $10,005,000 | $322,742 | $5,063 | 2.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 30 | $9,320,000 | $310,667 | $4,479 | 2.77% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 26 | $9,260,000 | $356,154 | $3,177 | 2.61% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 28 | $8,880,000 | $317,143 | $7,233 | 3.59% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 26 | $8,190,000 | $315,000 | $3,187 | 2.66% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 19 | $7,945,000 | $418,158 | $3,409 | 2.56% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 18 | $7,880,000 | $437,778 | $12,127 | 3.21% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 24 | $7,710,000 | $321,250 | $5,307 | 3.09% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 26 | $7,690,000 | $295,769 | $3,069 | 2.66% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 27 | $7,685,000 | $284,630 | $5,138 | 2.72% |
| BOISE CITY, ID (FHA|USDA|VA) | 20 | $7,520,000 | $376,000 | $9,381 | 3.14% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 21 | $5,915,000 | $281,667 | $5,867 | 3.09% |
| RACINE, WI (FHA|USDA|VA) | 22 | $5,730,000 | $260,455 | $4,272 | 2.89% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 19 | $5,635,000 | $296,579 | $8,299 | 3.21% |
| RICHMOND, VA (FHA|USDA|VA) | 16 | $4,970,000 | $310,625 | $3,743 | 2.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $4,895,000 | $287,941 | $7,123 | 3.28% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 30 | $4,810,000 | $160,333 | $4,200 | 3.12% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 19 | $4,205,000 | $221,316 | $2,324 | 2.75% |
| TUCSON, AZ (FHA|USDA|VA) | 10 | $4,200,000 | $420,000 | $12,347 | 3.34% |
| BOULDER, CO (FHA|USDA|VA) | 11 | $4,125,000 | $375,000 | $5,600 | 2.58% |
| BEND, OR (FHA|USDA|VA) | 9 | $4,115,000 | $457,222 | $12,972 | 3.30% |
| PITTSBURGH, PA (FHA|USDA|VA) | 21 | $4,045,000 | $192,619 | $5,098 | 2.77% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 16 | $4,020,000 | $251,250 | $3,857 | 2.67% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 17 | $3,945,000 | $232,059 | $3,159 | 2.84% |
| Beaver Dam, WI (FHA|USDA|VA) | 20 | $3,880,000 | $194,000 | $3,167 | 2.80% |
| GREEN BAY, WI (FHA|USDA|VA) | 15 | $3,825,000 | $255,000 | $4,307 | 3.12% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $3,815,000 | $293,462 | $10,451 | 3.36% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $3,755,000 | $417,222 | $8,703 | 3.14% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 13 | $3,725,000 | $286,538 | $4,868 | 2.72% |
| Shelton, WA (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $12,925 | 3.26% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 17 | $3,415,000 | $200,882 | $8,375 | 3.43% |
| Whitewater, WI (FHA|USDA|VA) | 14 | $3,410,000 | $243,571 | $3,826 | 2.78% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 12 | $3,360,000 | $280,000 | $2,362 | 2.40% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $3,295,000 | $366,111 | $7,912 | 3.11% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $3,190,000 | $319,000 | $2,142 | 2.84% |
| LONGVIEW, WA (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $12,431 | 3.39% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 15 | $2,965,000 | $197,667 | $1,939 | 2.89% |
| LONGVIEW, TX (FHA|USDA|VA) | 10 | $2,930,000 | $293,000 | $10,867 | 3.15% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $2,740,000 | $342,500 | $8,921 | 3.22% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $2,645,000 | $377,857 | $7,297 | 2.82% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 11 | $2,635,000 | $239,545 | $5,252 | 2.89% |
| Oak Harbor, WA (FHA|USDA|VA) | 7 | $2,515,000 | $359,286 | $7,236 | 3.07% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $2,500,000 | $416,667 | $6,368 | 3.37% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $2,325,000 | $258,333 | $3,445 | 2.87% |
| SALEM, OR (FHA|USDA|VA) | 5 | $2,255,000 | $451,000 | $15,125 | 3.38% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $2,245,000 | $449,000 | $7,466 | 2.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $3,096 | 2.38% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $4,511 | 2.73% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 11 | $2,175,000 | $197,727 | $5,941 | 3.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $3,518 | 2.91% |
| Centralia, WA (FHA|USDA|VA) | 5 | $2,105,000 | $421,000 | $9,888 | 3.05% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $9,010 | 3.44% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $3,267 | 2.70% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $5,366 | 2.77% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $11,263 | 3.27% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $12,938 | 3.18% |
| COLUMBIA, MO (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $3,271 | 2.51% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $3,544 | 3.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $4,074 | 2.73% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $8,523 | 3.17% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $2,907 | 2.69% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $7,053 | 3.42% |
| Newport, OR (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $14,040 | 3.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $5,060 | 3.14% |
| GREENVILLE, NC (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $5,932 | 3.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $3,212 | 2.52% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $2,756 | 2.73% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $12,505 | 3.16% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $4,187 | 2.70% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $3,320 | 2.85% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $8,600 | 3.48% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $15,138 | 3.37% |
| HAMMOND, LA (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $5,036 | 3.30% |
| DOVER, DE (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,853 | 3.40% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $2,619 | 2.62% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $3,302 | 2.91% |
| FOND DU LAC, WI (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $4,314 | 3.16% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $3,885 | 3.09% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $2,335 | 2.67% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $3,356 | 2.20% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $3,509 | 2.70% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $10,420 | 3.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $2,546 | 2.41% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,499 | 2.72% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $5,297 | 3.09% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $2,380 | 2.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $4,191 | 2.63% |
| TULSA, OK (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $4,979 | 3.09% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $3,192 | 2.38% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $14,765 | 3.29% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $2,417 | 3.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $8,885 | 2.69% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $10,082 | 3.37% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $9,411 | 3.33% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $15,438 | 3.31% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $4,552 | 2.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $7,752 | 3.04% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,105 | 2.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $3,788 | 2.31% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $7,016 | 3.33% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $8,430 | 3.31% |
| Hailey, ID (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $15,054 | 3.44% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $14,205 | 3.12% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,417 | 2.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $6,078 | 3.20% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,546 | 2.33% |
| Prineville, OR (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $13,385 | 3.19% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $2,200 | 3.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,343 | 3.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,371 | 3.13% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $1,536 | 2.21% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $13,468 | 3.56% |
| Stevens Point, WI (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,462 | 3.33% |
| Shawano, WI (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,552 | 2.94% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,344 | 2.72% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $11,071 | 3.53% |
| Ruston, LA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $14,691 | 3.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,978 | 3.09% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,484 | 2.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,615 | 2.83% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,373 | 2.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,958 | 2.75% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,964 | 3.06% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,862 | 3.00% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,993 | 2.97% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $7,635 | 2.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,068 | 3.04% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,337 | 3.50% |
| MERCED, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $2,084 | 2.38% |
| TYLER, TX (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,435 | 3.24% |
| Manitowoc, WI (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $2,818 | 3.37% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,895 | 2.21% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,583 | 3.25% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,468 | 2.94% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,635 | 2.75% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,890 | 2.58% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,749 | 3.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,570 | 2.58% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,411 | 3.71% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,619 | 2.69% |
| McAlester, OK (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $4,426 | 3.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,736 | 3.25% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $5,157 | 4.05% |
| Washington, NC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $17,051 | 3.44% |
| Adrian, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,379 | 3.06% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,018 | 2.69% |
| Marion, NC (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $26,198 | 3.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,348 | 2.62% |
| READING, PA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $19,222 | 3.88% |
| Pullman, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $15,440 | 3.25% |
| REDDING, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,521 | 2.75% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $11,160 | 3.88% |
| Bedford, IN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,799 | 3.69% |
| WACO, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,239 | 2.31% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,947 | 3.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $15,605 | 4.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,238 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,006 | 3.38% |
| Outside of Metro Areas | 1 | $515,000 | $515,000 | $16,597 | 3.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,293 | 2.44% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,594 | 3.12% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,900 | 4.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,066 | 3.63% |
| Newberry, SC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $11,028 | 2.50% |
| Astoria, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $14,687 | 3.50% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,148 | 2.75% |
| Seneca, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,403 | 2.38% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,668 | 2.38% |
| New Castle, PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,787 | 3.19% |
| Searcy, AR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,701 | 1.99% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,383 | 2.00% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,410 | 2.06% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,271 | 2.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,317 | 3.08% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,613 | 2.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,289 | 3.38% |
| Wilson, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $15,539 | 3.75% |
| Hood River, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $856 | 2.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,035 | 2.68% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,949 | 2.88% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,791 | 3.12% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,636 | 3.12% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,019 | 2.94% |
| Minden, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,442 | 3.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,012 | 2.63% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,678 | 3.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $17,155 | 3.25% |
| NAPA, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,477 | 2.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,210 | 2.54% |
| Picayune, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,785 | 2.88% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,540 | 2.38% |
| Union, SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,003 | 4.25% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,747 | 3.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,386 | 2.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,788 | 2.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,163 | 3.38% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,960 | 2.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,326 | 3.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,998 | 3.75% |
| Albertville, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $10,489 | 2.81% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,312 | 2.49% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,111 | 2.75% |
| Angola, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,645 | 2.75% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,133 | 2.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,818 | 3.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,242 | 3.13% |
| FLINT, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,946 | 3.13% |
| Bay City, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,086 | 3.88% |
| Russellville, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,057 | 3.69% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,670 | 2.44% |
| Marion, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,955 | 2.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,647 | 3.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,469 | 2.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,194 | 3.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,687 | 3.19% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,116 | 2.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,002 | 1.99% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,570 | 2.75% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,751 | 2.63% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,706 | 2.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,329 | 3.38% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $17,769 | 3.00% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,110 | 2.50% |
| Boone, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,393 | 2.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,676 | 3.25% |
| Selma, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,101 | 3.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 2.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,988 | 2.63% |
| Effingham, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,527 | 2.88% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,235 | 3.99% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,891 | 3.25% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,135 | 2.50% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,472 | 2.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,052 | 2.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,268 | 2.94% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,111 | 2.13% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,318 | 3.13% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,654 | 2.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,982 | 2.88% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,229 | 2.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,539 | 3.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,276 | 2.13% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,082 | 2.38% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,615 | 2.88% |
| MONROE, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,817 | 2.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,623 | 2.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,250 | 3.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,494 | 3.13% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,559 | 1.99% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $836 | 2.49% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,569 | 3.06% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,167 | 3.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,364 | 1.99% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,015 | 4.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,302 | 2.99% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,511 | 2.49% |
| Brevard, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,613 | 3.75% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,094 | 2.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,554 | 2.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,891 | 3.13% |
| Sanford, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,698 | 3.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,433 | 2.88% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,631 | 2.88% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,279 | 2.13% |
| Altus, OK (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,912 | 5.63% |
| Sayre, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,137 | 3.00% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,779 | 3.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,320 | 3.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,431 | 2.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,985 | 3.38% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,859 | 2.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,293 | 2.88% |
| Hope, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,954 | 3.00% |
| Kinston, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,772 | 3.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,644 | 3.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,626 | 3.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,259 | 2.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,897 | 2.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,288 | 3.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,916 | 2.99% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,225 | 3.50% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,668 | 3.63% |
| West Plains, MO (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,726 | 2.38% |
| Fremont, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,723 | 3.00% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,416 | 3.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,263 | 2.88% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,717 | 3.63% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,402 | 2.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,124 | 3.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,032 | 3.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,644 | 2.99% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,249 | 3.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,657 | 3.50% |
| Urbana, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,432 | 3.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,969 | 3.63% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,683 | 3.25% |
| AKRON, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,856 | 3.99% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,590 | 2.75% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,600 | 3.75% |
| Miami, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,181 | 3.25% |
Gsf Mortgage Corporation's top markets include Milwaukee, Washington, Chicago, Minneapolis, and Dallas among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 3,459 | $1,026,905,000 | $296,879 | $4,059 | 2.81% |
| FHA | 455 | $106,265,000 | $233,549 | $9,064 | 3.18% |
| VA | 202 | $67,710,000 | $335,198 | $7,383 | 2.99% |
| USDA | 73 | $12,415,000 | $170,068 | $6,222 | 3.19% |
For the 2021 period, Gsf Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 3,459 originations. Their 2nd most popular type is FHA, with 455 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 1,759 | $493,655,000 | $280,645 | $3,062 | 2.58% |
| Home Purchase | 1,580 | $460,410,000 | $291,399 | $7,266 | 3.19% |
| Home Improvement | 850 | $259,230,000 | $304,976 | $3,898 | 2.88% |
For the 2021, Gsf Mortgage Corporation's most frequently cited loan purpose of loans were Refi, with 1,759 originations. The 2nd most popular reason of loans were Home Purchase, with 1,580 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 2,798 | $826,900,000 | $295,533 | $5,675 | 3.12% |
| 15 Year | 992 | $280,520,000 | $282,782 | $2,702 | 2.21% |
| 20 Year | 190 | $55,300,000 | $291,053 | $2,959 | 2.75% |
| 10 Year | 90 | $16,400,000 | $182,222 | $1,971 | 2.52% |
| 30+ year | 68 | $20,350,000 | $299,265 | $10,096 | 3.26% |
| Other | 50 | $13,820,000 | $276,400 | $2,928 | 2.62% |
| 5 Year | 1 | $5,000 | $5,000 | $0 | 0.00% |
For the 2021, Gsf Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 2,798 originations. The 2nd most popular length of loans were 15 Year, with 992 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 1,889 | $537,075,000 | $284,317 |
| $<1k | 1,063 | $307,295,000 | $289,083 |
| $3k-4k | 429 | $111,235,000 | $259,289 |
| $5k+ | 421 | $157,495,000 | $374,097 |
| $2k-3k | 386 | $100,110,000 | $259,352 |
$5,675 of loans were Gsf Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,889 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,465 | $441,895,000 | $301,635 |
| 3-4% | 1,441 | $403,735,000 | $280,177 |
| <2.5% | 1,200 | $349,240,000 | $291,033 |
| 4-5% | 78 | $18,390,000 | $235,769 |
| 5-6% | 4 | $30,000 | $7,500 |
| 7-8% | 1 | $5,000 | $5,000 |
During 2021, Gsf Mortgage Corporation's average interest rate of loans were 3.12%, while their most frequently originated rate bucket of loans were 2.5-3%, with 1,465 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 2,423 | $700,705,000 | $289,189 | $4,544 | 2.80% |
| $100k-200k | 883 | $138,625,000 | $156,993 | $4,224 | 3.04% |
| $400k-600k | 702 | $334,720,000 | $476,809 | $6,681 | 2.87% |
| $100,000 or less | 138 | $8,410,000 | $60,942 | $2,752 | 2.92% |
| $600k-1MM | 41 | $28,795,000 | $702,317 | $6,732 | 3.11% |
| $1MM+ | 2 | $2,040,000 | $1,020,000 | $14,033 | 3.00% |
2021 saw Gsf Mortgage Corporation place emphasis on $200k-400k loans with 2,423 originations, totaling $700,705,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 1,219 | $390,025,000 | $319,955 | $4,763 | 2.79% |
| $150k-250k | 857 | $301,995,000 | $352,386 | $3,983 | 2.69% |
| $50k-75k | 771 | $171,325,000 | $222,211 | $5,453 | 3.05% |
| $75k-100k | 673 | $185,195,000 | $275,178 | $5,486 | 2.97% |
| $50k or less | 443 | $75,545,000 | $170,530 | $4,892 | 3.07% |
| $250k+ | 226 | $89,210,000 | $394,735 | $3,759 | 2.64% |
Gsf Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,219 originations. The second most popular income band? $150k-250k, with 857 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 976 | $278,200,000 | $285,041 | $3,700 | 2.73% |
| 30-36% | 806 | $233,260,000 | $289,404 | $4,415 | 2.85% |
| <20% | 348 | $89,730,000 | $257,845 | $3,216 | 2.65% |
| 44% | 165 | $51,515,000 | $312,212 | $5,469 | 3.02% |
| 43% | 156 | $46,950,000 | $300,962 | $5,351 | 3.03% |
| 40% | 152 | $44,670,000 | $293,882 | $5,199 | 2.98% |
| 41% | 146 | $42,660,000 | $292,192 | $5,286 | 2.96% |
| 38% | 142 | $41,620,000 | $293,099 | $4,854 | 2.99% |
| 39% | 140 | $41,600,000 | $297,143 | $5,463 | 2.95% |
| 45% | 140 | $44,570,000 | $318,357 | $7,104 | 3.00% |
| 36% | 131 | $37,955,000 | $289,733 | $5,538 | 2.92% |
| 50-60% | 125 | $33,195,000 | $265,560 | $9,509 | 3.15% |
| 42% | 123 | $39,625,000 | $322,154 | $5,572 | 2.98% |
| 49% | 122 | $36,220,000 | $296,885 | $5,410 | 2.94% |
| 37% | 120 | $35,850,000 | $298,750 | $4,995 | 2.97% |
| 46% | 117 | $34,805,000 | $297,479 | $6,232 | 3.02% |
| 47% | 114 | $34,550,000 | $303,070 | $5,777 | 2.97% |
| 48% | 100 | $28,820,000 | $288,200 | $5,904 | 2.94% |
| >60% | 3 | $875,000 | $291,667 | $4,522 | 3.29% |
Gsf Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 976 originations. The next most common DTI ratio? 30-36%, with 806 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 2,546 | $687,090,000 | $269,870 | $4,674 | 2.93% |
| Not provided | 820 | $272,390,000 | $332,183 | $6,003 | 2.88% |
| Asian | 566 | $187,250,000 | $330,830 | $2,989 | 2.48% |
| Black | 239 | $61,825,000 | $258,682 | $6,478 | 3.07% |
| American Indian | 16 | $4,180,000 | $261,250 | $4,259 | 3.11% |
| Native Hawaiian | 2 | $560,000 | $280,000 | $2,923 | 2.31% |
Approval Rates
Total approvals of all applications95.10%
Gsf Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination62.38%
Gsf Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 4 | $30,000 | $7,500 |
| NA | 4,185 | $1,213,265,000 | $289,908 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,189 | $1,213,295,000 | $289,638 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 166 | $38,800,000 | $233,735 | $3,069 | 2.40% |
| 40-60% | 670 | $183,720,000 | $274,209 | $3,098 | 2.57% |
| 60-80% | 1,758 | $534,570,000 | $304,078 | $3,933 | 2.84% |
| 80-100% | 1,501 | $437,535,000 | $291,496 | $6,638 | 3.10% |
| Over 100% | 40 | $14,860,000 | $371,500 | $14,490 | 3.22% |
| Under 20% | 54 | $3,810,000 | $70,556 | $1,131 | 2.16% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GSF MORTGAGE CORP | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 11.1% |
| GSF MORTGAGE CORP | Conventional home mortgage | Closing on a mortgage | 1 | 11.1% |
| GSF MORTGAGE CORP | Conventional home mortgage | Trouble during payment process | 2 | 22.2% |
| GSF MORTGAGE CORP | FHA mortgage | Incorrect information on your report | 1 | 11.1% |
| GSF MORTGAGE CORP | Other type of mortgage | Trouble during payment process | 1 | 11.1% |
| GSF MORTGAGE CORP | VA mortgage | Closing on a mortgage | 2 | 22.2% |
| GSF MORTGAGE CORP | VA mortgage | Trouble during payment process | 1 | 11.1% |
