Gsf Mortgage Corporation Rates, Fees & Info

Wilmington, DE

LEI: 25490018IFQOT83Q7H49

Tax ID: 39-1813773

5 stars - Updated: 4/14/24 - out of 5 stars, based on 47 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Gsf Mortgage Corporation is a smaller mortgage company specializing in Home Purchase loans. Gsf Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Philadelphia, Chicago, Tampa, and Washington among others. We have data for 260 markets. (Some data included below & more in-depth data is available with an active subscription.)

Gsf Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gsf Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.86% 4/14/24
30 Year Conventional Refi 6.45% 4/14/24
30 Year FHA Purchase 7.37% 4/14/24
30 Year FHA Refi 7.36% 4/14/24
30 Year VA Purchase 6.35% 4/14/24
30 Year VA Refi 6.47% 4/14/24
30 Year USDA Purchase 7.01% 4/14/24
15 Year Conventional Purchase 5.87% 4/14/24
15 Year Conventional Refi 5.71% 4/14/24
15 Year Cash-out Refi 5.71% 4/14/24
15 Year FHA Purchase 5.68% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Gsf Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Gsf Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,200

Origination Dollar Volume (All Markets)

$619,810,000
Show all (12) awards

Relative Rate

Gsf Mortgage Corporation's average 30 year fixed mortgage rate was 6.54%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.06%.

Relative Fees (Closing Costs)

Gsf Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $8,153.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLUMBUS, OH (FHA|USDA|VA) 240 $65,150,000 $271,458 $6,542 6.43%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 158 $45,790,000 $289,810 $9,857 6.79%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 133 $32,475,000 $244,173 $8,131 6.62%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 81 $26,375,000 $325,617 $9,669 6.28%
Outside of Metro Areas 95 $22,195,000 $233,632 $8,150 6.44%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 51 $21,095,000 $413,627 $12,272 6.26%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 56 $17,890,000 $319,464 $5,764 6.40%
WINCHESTER, VA-WV (FHA|USDA|VA) 50 $14,960,000 $299,200 $10,094 6.53%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 49 $12,045,000 $245,816 $5,893 6.51%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 26 $11,340,000 $436,154 $9,059 6.51%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 42 $11,080,000 $263,810 $8,521 6.60%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 29 $10,895,000 $375,690 $11,256 6.42%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 35 $10,435,000 $298,143 $6,534 6.26%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 32 $9,960,000 $311,250 $7,611 6.67%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $9,845,000 $317,581 $11,573 6.71%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 18 $9,230,000 $512,778 $11,387 6.74%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 31 $8,765,000 $282,742 $10,884 6.58%
FLORENCE, SC (FHA|USDA|VA) 47 $8,385,000 $178,404 $8,110 5.49%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 13 $8,255,000 $635,000 $8,513 6.62%
APPLETON, WI (FHA|USDA|VA) 35 $8,225,000 $235,000 $5,888 6.68%
SPARTANBURG, SC (FHA|USDA|VA) 32 $7,890,000 $246,563 $7,481 6.19%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 41 $7,845,000 $191,341 $4,541 6.72%
RACINE, WI (FHA|USDA|VA) 37 $7,625,000 $206,081 $5,697 6.76%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 17 $6,915,000 $406,765 $8,749 7.12%
GREEN BAY, WI (FHA|USDA|VA) 28 $6,480,000 $231,429 $5,173 6.65%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 22 $6,070,000 $275,909 $5,456 6.23%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 23 $5,835,000 $253,696 $7,217 6.29%
COLUMBIA, SC (FHA|USDA|VA) 22 $5,810,000 $264,091 $7,764 6.41%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 13 $5,455,000 $419,615 $6,489 6.29%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 19 $5,455,000 $287,105 $11,665 6.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 14 $4,610,000 $329,286 $9,312 6.50%
EAU CLAIRE, WI (FHA|USDA|VA) 19 $4,535,000 $238,684 $8,813 6.64%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $4,530,000 $377,500 $9,638 6.32%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $4,410,000 $441,000 $6,463 6.47%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $4,405,000 $400,455 $9,227 6.26%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 13 $4,395,000 $338,077 $7,400 5.96%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 13 $4,185,000 $321,923 $7,756 6.38%
READING, PA (FHA|USDA|VA) 13 $3,775,000 $290,385 $8,501 6.84%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 13 $3,665,000 $281,923 $9,718 6.30%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 10 $3,590,000 $359,000 $7,130 6.62%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 10 $3,330,000 $333,000 $7,185 6.63%
JACKSONVILLE, FL (FHA|USDA|VA) 11 $3,325,000 $302,273 $8,897 6.65%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $3,310,000 $413,750 $11,822 6.56%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $3,210,000 $267,500 $9,701 7.08%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 14 $3,180,000 $227,143 $10,571 6.35%
LANCASTER, PA (FHA|USDA|VA) 9 $3,165,000 $351,667 $10,323 6.66%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 15 $2,735,000 $182,333 $5,404 6.58%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $2,255,000 $250,556 $7,254 6.23%
KNOXVILLE, TN (FHA|USDA|VA) 9 $2,185,000 $242,778 $6,621 6.42%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $2,180,000 $545,000 $4,630 5.65%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 11 $2,075,000 $188,636 $4,473 6.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $2,000,000 $200,000 $12,881 6.90%
SUMTER, SC (FHA|USDA|VA) 13 $1,945,000 $149,615 $6,789 5.95%
LONGVIEW, TX (FHA|USDA|VA) 6 $1,930,000 $321,667 $16,884 6.96%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $1,920,000 $320,000 $9,786 6.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 5 $1,885,000 $377,000 $5,119 6.25%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,845,000 $615,000 $5,068 6.79%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $1,840,000 $306,667 $8,809 5.42%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $1,835,000 $262,143 $6,036 6.46%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,815,000 $363,000 $10,995 6.11%
RICHMOND, VA (FHA|USDA|VA) 8 $1,780,000 $222,500 $7,521 6.91%
HARRISONBURG, VA (FHA|USDA|VA) 5 $1,715,000 $343,000 $11,565 6.40%
Mount Vernon, OH (FHA|USDA|VA) 9 $1,635,000 $181,667 $4,852 5.82%
OCALA, FL (FHA|USDA|VA) 5 $1,605,000 $321,000 $11,996 6.49%
Holland, MI (FHA|USDA|VA) 6 $1,550,000 $258,333 $6,833 6.48%
Beaver Dam, WI (FHA|USDA|VA) 7 $1,545,000 $220,714 $5,080 6.27%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,525,000 $508,333 $6,285 6.46%
Key West, FL (FHA|USDA|VA) 2 $1,520,000 $760,000 $13,743 6.93%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 6 $1,510,000 $251,667 $5,609 6.21%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 4 $1,470,000 $367,500 $10,570 4.84%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6 $1,460,000 $243,333 $5,567 6.38%
Show Low, AZ (FHA|USDA|VA) 3 $1,445,000 $481,667 $9,953 6.42%
ROANOKE, VA (FHA|USDA|VA) 4 $1,420,000 $355,000 $7,195 6.72%
GREENVILLE, NC (FHA|USDA|VA) 5 $1,375,000 $275,000 $9,358 6.23%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,350,000 $337,500 $8,611 5.88%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,603 5.93%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,250,000 $208,333 $7,000 6.63%
MUSKEGON, MI (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,732 6.24%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,190,000 $595,000 $12,869 5.81%
Seneca, SC (FHA|USDA|VA) 3 $1,125,000 $375,000 $11,858 6.87%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,090,000 $272,500 $10,461 5.81%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $1,060,000 $530,000 $2,945 5.94%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $1,060,000 $530,000 $3,127 5.99%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $1,060,000 $265,000 $10,862 7.00%
BEND, OR (FHA|USDA|VA) 3 $1,035,000 $345,000 $11,404 6.75%
Manitowoc, WI (FHA|USDA|VA) 5 $995,000 $199,000 $3,319 6.83%
TOLEDO, OH (FHA|USDA|VA) 5 $955,000 $191,000 $3,817 6.22%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $955,000 $318,333 $16,843 6.29%
DOVER, DE (FHA|USDA|VA) 3 $935,000 $311,667 $17,757 6.92%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $915,000 $305,000 $14,350 7.38%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $910,000 $455,000 $10,828 7.63%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $900,000 $450,000 $8,093 5.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $870,000 $217,500 $7,445 6.69%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $870,000 $435,000 $17,736 8.25%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $835,000 $278,333 $8,927 6.46%
Huntsville, TX (FHA|USDA|VA) 2 $830,000 $415,000 $10,507 6.25%
PITTSBURGH, PA (FHA|USDA|VA) 4 $820,000 $205,000 $8,665 6.34%
Brownwood, TX (FHA|USDA|VA) 2 $800,000 $400,000 $18,235 6.31%
Chillicothe, OH (FHA|USDA|VA) 4 $800,000 $200,000 $6,425 6.66%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $780,000 $390,000 $2,441 6.56%
FOND DU LAC, WI (FHA|USDA|VA) 7 $765,000 $109,286 $4,416 6.46%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $730,000 $182,500 $6,557 6.56%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $725,000 $725,000 $14,151 6.75%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $710,000 $355,000 $6,586 5.69%
London, KY (FHA|USDA|VA) 4 $700,000 $175,000 $7,026 6.91%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $700,000 $350,000 $9,887 7.13%
MORRISTOWN, TN (FHA|USDA|VA) 2 $690,000 $345,000 $24,545 7.00%
AKRON, OH (FHA|USDA|VA) 2 $680,000 $340,000 $14,073 6.88%
Athens, TX (FHA|USDA|VA) 2 $680,000 $340,000 $17,096 6.88%
Gaffney, SC (FHA|USDA|VA) 1 $645,000 $645,000 $12,153 6.99%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $640,000 $320,000 $17,053 6.81%
Zanesville, OH (FHA|USDA|VA) 5 $635,000 $127,000 $8,357 5.50%
GRANTS PASS, OR (FHA|USDA|VA) 1 $635,000 $635,000 $20,272 5.99%
Oak Harbor, WA (FHA|USDA|VA) 1 $635,000 $635,000 $3,516 6.50%
Corsicana, TX (FHA|USDA|VA) 2 $630,000 $315,000 $11,409 7.56%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $630,000 $315,000 $11,984 5.38%
Alexandria, MN (FHA|USDA|VA) 1 $615,000 $615,000 $17,251 7.49%
Bellefontaine, OH (FHA|USDA|VA) 4 $610,000 $152,500 $5,049 5.12%
Ashtabula, OH (FHA|USDA|VA) 1 $605,000 $605,000 $18,798 7.13%
TULSA, OK (FHA|USDA|VA) 4 $600,000 $150,000 $4,823 6.62%
TOPEKA, KS (FHA|USDA|VA) 1 $575,000 $575,000 $5,199 6.24%
Richmond-Berea, KY (FHA|USDA|VA) 2 $570,000 $285,000 $11,646 7.13%
LYNCHBURG, VA (FHA|USDA|VA) 3 $565,000 $188,333 $3,972 5.96%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $550,000 $275,000 $4,066 6.31%
JONESBORO, AR (FHA|USDA|VA) 2 $550,000 $275,000 $10,859 6.50%
YAKIMA, WA (FHA|USDA|VA) 1 $545,000 $545,000 $16,505 6.63%
Pottsville, PA (FHA|USDA|VA) 3 $535,000 $178,333 $6,876 6.58%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $520,000 $260,000 $2,787 6.99%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $520,000 $130,000 $7,546 5.97%
MODESTO, CA (FHA|USDA|VA) 1 $505,000 $505,000 $840 5.63%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $505,000 $168,333 $5,720 5.79%
ANN ARBOR, MI (FHA|USDA|VA) 2 $500,000 $250,000 $2,615 5.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $500,000 $250,000 $10,110 6.28%
Stephenville, TX (FHA|USDA|VA) 1 $495,000 $495,000 $6,327 5.00%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $495,000 $495,000 $12,086 7.25%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $490,000 $245,000 $13,753 6.69%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $490,000 $245,000 $4,329 7.00%
MADERA, CA (FHA|USDA|VA) 2 $490,000 $245,000 $9,248 5.38%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $485,000 $485,000 $17,124 8.13%
PEORIA, IL (FHA|USDA|VA) 3 $485,000 $161,667 $3,872 7.67%
LAWTON, OK (FHA|USDA|VA) 1 $485,000 $485,000 $11,410 8.13%
Wauchula, FL (FHA|USDA|VA) 1 $485,000 $485,000 $24,611 6.13%
GAINESVILLE, FL (FHA|USDA|VA) 1 $475,000 $475,000 $14,239 7.00%
Washington, NC (FHA|USDA|VA) 2 $470,000 $235,000 $11,238 6.44%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $465,000 $465,000 $17,935 6.50%
Lumberton, NC (FHA|USDA|VA) 1 $465,000 $465,000 $15,591 8.13%
MEDFORD, OR (FHA|USDA|VA) 1 $445,000 $445,000 $9,543 6.38%
GREELEY, CO (FHA|USDA|VA) 1 $445,000 $445,000 $16,378 5.49%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $435,000 $435,000 $10,400 5.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $420,000 $210,000 $6,121 6.50%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $415,000 $138,333 $4,853 5.79%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $410,000 $205,000 $6,211 5.93%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $405,000 $405,000 $4,896 6.68%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $405,000 $405,000 $2,797 5.99%
Jackson, WY-ID (FHA|USDA|VA) 1 $405,000 $405,000 $13,303 6.88%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $400,000 $200,000 $5,337 6.38%
LEBANON, PA (FHA|USDA|VA) 2 $400,000 $200,000 $8,239 7.06%
Escanaba, MI (FHA|USDA|VA) 4 $390,000 $97,500 $4,049 6.66%
Sandpoint, ID (FHA|USDA|VA) 1 $385,000 $385,000 $11,163 3.25%
BATON ROUGE, LA (FHA|USDA|VA) 2 $380,000 $190,000 $13,773 6.94%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $375,000 $375,000 $3,235 6.38%
Morehead City, NC (FHA|USDA|VA) 1 $365,000 $365,000 $12,001 5.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $355,000 $355,000 $19,601 6.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $345,000 $345,000 $11,158 5.50%
VALDOSTA, GA (FHA|USDA|VA) 1 $335,000 $335,000 $7,638 6.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $335,000 $335,000 $9,946 5.63%
STOCKTON, CA (FHA|USDA|VA) 1 $335,000 $335,000 $6,704 5.43%
EL PASO, TX (FHA|USDA|VA) 2 $330,000 $165,000 $5,787 6.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $325,000 $325,000 $18,254 6.13%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $325,000 $325,000 $16,901 5.88%
Malvern, AR (FHA|USDA|VA) 1 $325,000 $325,000 $20,996 6.13%
Wapakoneta, OH (FHA|USDA|VA) 1 $315,000 $315,000 $6,525 6.88%
Clewiston, FL (FHA|USDA|VA) 1 $315,000 $315,000 $10,254 5.63%
CHICO, CA (FHA|USDA|VA) 1 $315,000 $315,000 $9,286 6.00%
WACO, TX (FHA|USDA|VA) 1 $315,000 $315,000 $9,451 5.50%
JACKSON, MS (FHA|USDA|VA) 1 $315,000 $315,000 $13,031 6.13%
Ellensburg, WA (FHA|USDA|VA) 1 $305,000 $305,000 $1,813 5.99%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $305,000 $305,000 $3,427 6.63%
Traverse City, MI (FHA|USDA|VA) 1 $305,000 $305,000 $9,788 6.63%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $305,000 $305,000 $10,141 5.50%
TUCSON, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $6,820 5.88%
Kinston, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,782 5.50%
ALTOONA, PA (FHA|USDA|VA) 1 $285,000 $285,000 $6,923 6.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $280,000 $140,000 $7,259 7.00%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $275,000 $275,000 $7,855 6.25%
Mount Airy, NC (FHA|USDA|VA) 1 $265,000 $265,000 $8,363 5.50%
LOUISVILLE, KY (FHA|USDA|VA) 1 $265,000 $265,000 $16,616 6.63%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $265,000 $265,000 $5,045 6.63%
MANSFIELD, OH (FHA|USDA|VA) 2 $260,000 $130,000 $4,108 6.56%
Hutchinson, MN (FHA|USDA|VA) 1 $255,000 $255,000 $11,532 6.13%
Altus, OK (FHA|USDA|VA) 1 $255,000 $255,000 $12,561 6.13%
RAPID CITY, SD (FHA|USDA|VA) 1 $255,000 $255,000 $11,000 5.63%
FORT WAYNE, IN (FHA|USDA|VA) 1 $255,000 $255,000 $6,311 4.88%
JOPLIN, MO (FHA|USDA|VA) 1 $255,000 $255,000 $7,405 4.63%
Okeechobee, FL (FHA|USDA|VA) 1 $255,000 $255,000 $17,586 6.13%
Marion, OH (FHA|USDA|VA) 2 $250,000 $125,000 $8,930 6.94%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $250,000 $125,000 $3,353 6.56%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $245,000 $245,000 $4,244 6.49%
PINE BLUFF, AR (FHA|USDA|VA) 1 $245,000 $245,000 $12,057 6.63%
WILMINGTON, NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,476 5.75%
WICHITA, KS (FHA|USDA|VA) 2 $230,000 $115,000 $2,493 5.75%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $225,000 $225,000 $5,993 5.25%
COLUMBIA, MO (FHA|USDA|VA) 1 $215,000 $215,000 $4,421 6.00%
PANAMA CITY, FL (FHA|USDA|VA) 1 $215,000 $215,000 $2,924 5.88%
HAMMOND, LA (FHA|USDA|VA) 1 $215,000 $215,000 $10,765 6.63%
Oil City, PA (FHA|USDA|VA) 2 $210,000 $105,000 $5,409 5.75%
Norwalk, OH (FHA|USDA|VA) 2 $210,000 $105,000 $0 3.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 2 $200,000 $100,000 $4,268 5.99%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.38%
Urbana, OH (FHA|USDA|VA) 1 $195,000 $195,000 $5,845 6.00%
HATTIESBURG, MS (FHA|USDA|VA) 1 $185,000 $185,000 $5,133 6.75%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $175,000 $175,000 $3,640 6.63%
Connersville, IN (FHA|USDA|VA) 1 $175,000 $175,000 $7,741 6.63%
PROVO-OREM, UT (FHA|USDA|VA) 1 $175,000 $175,000 $2,448 5.99%
Danville, VA (FHA|USDA|VA) 1 $175,000 $175,000 $6,083 6.13%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,502 5.99%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $175,000 $175,000 $4,255 5.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $170,000 $85,000 $3,585 6.00%
STAUNTON, VA (FHA|USDA|VA) 1 $165,000 $165,000 $3,853 6.38%
NEW BERN, NC (FHA|USDA|VA) 1 $165,000 $165,000 $8,612 6.75%
Centralia, IL (FHA|USDA|VA) 1 $165,000 $165,000 $5,187 6.50%
Shawano, WI (FHA|USDA|VA) 1 $165,000 $165,000 $4,864 6.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $165,000 $165,000 $2,664 6.50%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $165,000 $165,000 $884 5.50%
Indiana, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,591 6.38%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $150,000 $75,000 $1,812 6.00%
TYLER, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,572 5.25%
ERIE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,407 6.50%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,056 5.63%
Austin, MN (FHA|USDA|VA) 1 $145,000 $145,000 $4,915 6.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $135,000 $135,000 $3,123 6.25%
Hutchinson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $5,414 6.13%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $4,893 6.13%
Big Rapids, MI (FHA|USDA|VA) 1 $135,000 $135,000 $7,472 6.13%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $135,000 $135,000 $3,221 6.13%
BOISE CITY, ID (FHA|USDA|VA) 1 $135,000 $135,000 $3,109 5.75%
Decatur, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,806 5.50%
MONROE, LA (FHA|USDA|VA) 1 $125,000 $125,000 $5,217 6.50%
MONROE, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,242 5.88%
ROCKFORD, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,145 6.13%
Jackson, OH (FHA|USDA|VA) 1 $125,000 $125,000 $8,787 7.13%
Mount Vernon, IL (FHA|USDA|VA) 1 $125,000 $125,000 $5,859 5.75%
FLINT, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,197 5.88%
Sturgis, MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.99%
SAGINAW, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,434 4.99%
Russellville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $6,034 6.63%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,460 5.99%
JACKSON, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,252 6.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,087 7.00%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,379 6.50%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,745 5.88%
Salem, OH (FHA|USDA|VA) 2 $100,000 $50,000 $7,097 8.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,657 6.63%
Newport, TN (FHA|USDA|VA) 1 $95,000 $95,000 $5,940 5.88%
Klamath Falls, OR (FHA|USDA|VA) 1 $75,000 $75,000 $2,746 6.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,646 6.38%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $55,000 $55,000 $4,582 6.88%
Poplar Bluff, MO (FHA|USDA|VA) 1 $55,000 $55,000 $4,057 6.50%
Burlington, IA-IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,431 6.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $5,000 $5,000 $0 9.50%
Gsf Mortgage Corporation's top markets include Columbus, Philadelphia, Chicago, Tampa, and Washington among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,522 $428,270,000 $281,386 $6,583 6.46%
    FHA 498 $130,620,000 $262,289 $11,826 6.44%
    VA 164 $58,030,000 $353,841 $9,602 6.39%
    USDA 16 $2,890,000 $180,625 $7,871 6.33%

    For 2023, Gsf Mortgage Corporation's most frequently originated type of loan was Conventional, with 1,522 originations. Their 2nd most popular type was FHA, with 498 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,979 $564,875,000 $285,435 $8,189 6.46%
    Home Improvement 163 $37,745,000 $231,564 $7,507 6.51%
    Refi 58 $17,190,000 $296,379 $7,280 6.15%

    For 2023, Gsf Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,979 originations. The 2nd most popular reason was Home Improvement, with 163 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,077 $596,845,000 $287,359 $8,153 6.54%
    30+ year 39 $13,695,000 $351,154 $11,540 6.77%
    10 Year 29 $235,000 $8,103 $13 5.56%
    15 Year 23 $6,415,000 $278,913 $5,263 5.76%
    20 Year 14 $2,280,000 $162,857 $5,394 3.67%
    Other 14 $320,000 $22,857 $7,977 0.58%
    5 Year 4 $20,000 $5,000 $0 0.00%

    For 2023, Gsf Mortgage Corporation's most frequently cited loan duration was 30 Year, with 2,077 originations. The 2nd most popular length was 30+ year, with 39 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 556 $209,130,000 $376,133
    $1k-2k 463 $130,755,000 $282,408
    $<1k 366 $84,720,000 $231,475
    $3k-4k 255 $59,455,000 $233,157
    $2k-3k 242 $57,420,000 $237,273
    $4k-5k 198 $54,380,000 $274,646

    Gsf Mortgage Corporation's average total fees were $8,153, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 556 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 1,192 $334,640,000 $280,738
    5-6% 457 $130,895,000 $286,422
    7-8% 439 $133,475,000 $304,043
    Over 8% 54 $16,050,000 $297,222
    <2.5% 45 $385,000 $8,556
    4-5% 12 $3,980,000 $331,667
    3-4% 1 $385,000 $385,000

    During 2023, Gsf Mortgage Corporation's average interest rate for loans was 6.54%, while their most frequently originated rate bucket for loans was 6-7%, with 1,192 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,030 $291,700,000 $283,204 $8,834 6.60%
    $100k-200k 618 $96,040,000 $155,405 $5,395 6.50%
    $400k-600k 284 $135,530,000 $477,218 $10,616 6.58%
    $100,000 or less 144 $6,780,000 $47,083 $3,061 4.74%
    $600k-1MM 115 $78,715,000 $684,478 $11,364 6.63%
    $1MM+ 9 $11,045,000 $1,227,222 $19,999 6.72%

    2023 saw Gsf Mortgage Corporation place emphasis on $200k-400k loans with 1,030 originations, totaling $291,700,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 532 $164,860,000 $309,887 $9,173 6.58%
    $50k-75k 497 $96,215,000 $193,592 $7,120 6.17%
    $75k-100k 406 $100,150,000 $246,675 $8,264 6.46%
    $150k-250k 347 $142,945,000 $411,945 $8,943 6.67%
    $50k or less 259 $37,315,000 $144,073 $5,327 6.18%
    $250k+ 148 $75,050,000 $507,095 $9,708 6.86%

    Gsf Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 532 originations. The second most popular income band? $50k-75k, with 497 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 343 $90,995,000 $265,292 $7,357 6.34%
    20-30% 302 $80,440,000 $266,358 $6,422 6.47%
    50-60% 185 $55,835,000 $301,811 $11,578 6.43%
    49% 114 $34,250,000 $300,439 $7,934 6.62%
    43% 108 $32,970,000 $305,278 $7,590 6.47%
    44% 107 $34,015,000 $317,897 $8,601 6.58%
    48% 104 $29,980,000 $288,269 $8,422 6.36%
    42% 94 $25,480,000 $271,064 $7,094 6.30%
    47% 92 $29,560,000 $321,304 $9,030 6.48%
    40% 91 $24,795,000 $272,473 $9,167 6.52%
    46% 88 $25,790,000 $293,068 $8,757 6.58%
    45% 87 $25,795,000 $296,494 $8,831 6.39%
    <20% 84 $21,060,000 $250,714 $6,478 6.54%
    41% 84 $22,330,000 $265,833 $7,848 6.49%
    39% 80 $22,160,000 $277,000 $7,589 6.31%
    37% 78 $20,790,000 $266,538 $7,710 6.37%
    38% 63 $16,615,000 $263,730 $7,555 6.24%
    36% 63 $17,595,000 $279,286 $7,992 6.63%
    >60% 6 $1,740,000 $290,000 $10,941 5.60%

    Gsf Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 343 originations. The next most common DTI ratio? 20-30%, with 302 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,578 $437,770,000 $277,421 $7,942 6.47%
    Not provided 364 $104,630,000 $287,445 $8,576 6.32%
    Black 150 $39,860,000 $265,733 $9,125 6.54%
    Asian 87 $30,205,000 $347,184 $7,571 6.40%
    Asian Indian 6 $3,130,000 $521,667 $5,887 7.08%
    American Indian 7 $1,865,000 $266,429 $8,287 6.77%
    Native Hawaiian or Islander 5 $1,125,000 $225,000 $8,271 6.72%
    Not applicable 2 $990,000 $495,000 $15,111 7.62%
    Samoan 1 $235,000 $235,000 $13,149 6.63%

    Approval Rates

    Total approvals of all applications
    88.91%

    Gsf Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    50.18%

    Gsf Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $20,000 $10,000
    NA 2,198 $619,790,000 $281,979

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,200 $619,810,000 $281,732

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 49 $8,075,000 $164,796 $4,907 6.24%
    40-60% 152 $36,220,000 $238,289 $5,791 6.36%
    60-80% 533 $153,365,000 $287,739 $7,669 6.73%
    80-100% 1,359 $408,385,000 $300,504 $8,611 6.54%
    Over 100% 35 $12,055,000 $344,429 $14,254 6.36%
    Under 20% 71 $1,165,000 $16,408 $760 2.94%