Gsf Mortgage Corporation Rates, Fees & Info

Wilmington, DE

LEI: 25490018IFQOT83Q7H49

Tax ID: 39-1813773

4.2 stars - out of 5 stars, based on 65 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Gsf Mortgage Corporation is a small mortgage company specializing in Refi, Home Purchase, and Home Improvement loans. Gsf Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Milwaukee, Washington, Chicago, Minneapolis, and Dallas among others. Gsf Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Gsf Mortgage Corporation is typically an average fee lendor.


Originations

4,189

Origination Dollar Volume (All Markets)

$1,213,295,000
Show all (21) awards

Relative Rate

Gsf Mortgage Corporation's average 30 year fixed rate mortgage of loans were 3.12%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.03%.

Relative Fees

Gsf Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $5,675.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 358 $92,680,000 $258,883 $3,189 2.78%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 257 $92,055,000 $358,191 $5,514 2.81%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 265 $80,595,000 $304,132 $2,382 2.47%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 192 $54,970,000 $286,302 $6,756 2.91%
Outside of Metro Areas 223 $50,985,000 $228,632 $5,841 3.25%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 146 $47,310,000 $324,041 $3,380 2.56%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 103 $35,385,000 $343,544 $3,709 2.67%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 105 $26,975,000 $256,905 $5,960 3.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 77 $24,985,000 $324,481 $4,077 2.83%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 74 $24,020,000 $324,595 $4,606 2.89%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 76 $23,510,000 $309,342 $2,667 2.55%
RALEIGH-CARY, NC (FHA|USDA|VA) 81 $23,255,000 $287,099 $2,370 2.56%
ST. LOUIS, MO-IL (FHA|USDA|VA) 88 $21,900,000 $248,864 $2,712 2.74%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 58 $21,600,000 $372,414 $3,329 2.73%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 87 $20,995,000 $241,322 $5,738 3.18%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 46 $19,820,000 $430,870 $6,814 2.83%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 57 $16,325,000 $286,404 $4,948 3.03%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 49 $15,805,000 $322,551 $4,121 2.65%
COLUMBUS, OH (FHA|USDA|VA) 62 $15,520,000 $250,323 $4,481 2.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 50 $14,880,000 $297,600 $3,505 2.56%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 46 $14,830,000 $322,391 $4,462 2.63%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 72 $13,870,000 $192,639 $5,580 2.81%
APPLETON, WI (FHA|USDA|VA) 61 $12,715,000 $208,443 $4,597 3.19%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 58 $12,540,000 $216,207 $7,746 3.31%
MADISON, WI (FHA|USDA|VA) 36 $11,590,000 $321,944 $2,156 2.73%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 26 $10,700,000 $411,538 $3,531 2.78%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 30 $10,680,000 $356,000 $7,028 3.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 34 $10,570,000 $310,882 $3,726 2.48%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 34 $10,380,000 $305,294 $3,619 2.85%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 31 $10,005,000 $322,742 $5,063 2.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 30 $9,320,000 $310,667 $4,479 2.77%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 26 $9,260,000 $356,154 $3,177 2.61%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 28 $8,880,000 $317,143 $7,233 3.59%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 26 $8,190,000 $315,000 $3,187 2.66%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 19 $7,945,000 $418,158 $3,409 2.56%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 18 $7,880,000 $437,778 $12,127 3.21%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 24 $7,710,000 $321,250 $5,307 3.09%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 26 $7,690,000 $295,769 $3,069 2.66%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 27 $7,685,000 $284,630 $5,138 2.72%
BOISE CITY, ID (FHA|USDA|VA) 20 $7,520,000 $376,000 $9,381 3.14%
JACKSONVILLE, FL (FHA|USDA|VA) 21 $5,915,000 $281,667 $5,867 3.09%
RACINE, WI (FHA|USDA|VA) 22 $5,730,000 $260,455 $4,272 2.89%
PORT ST. LUCIE, FL (FHA|USDA|VA) 19 $5,635,000 $296,579 $8,299 3.21%
RICHMOND, VA (FHA|USDA|VA) 16 $4,970,000 $310,625 $3,743 2.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 17 $4,895,000 $287,941 $7,123 3.28%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 30 $4,810,000 $160,333 $4,200 3.12%
KANSAS CITY, MO-KS (FHA|USDA|VA) 19 $4,205,000 $221,316 $2,324 2.75%
TUCSON, AZ (FHA|USDA|VA) 10 $4,200,000 $420,000 $12,347 3.34%
BOULDER, CO (FHA|USDA|VA) 11 $4,125,000 $375,000 $5,600 2.58%
BEND, OR (FHA|USDA|VA) 9 $4,115,000 $457,222 $12,972 3.30%
PITTSBURGH, PA (FHA|USDA|VA) 21 $4,045,000 $192,619 $5,098 2.77%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $4,020,000 $251,250 $3,857 2.67%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 17 $3,945,000 $232,059 $3,159 2.84%
Beaver Dam, WI (FHA|USDA|VA) 20 $3,880,000 $194,000 $3,167 2.80%
GREEN BAY, WI (FHA|USDA|VA) 15 $3,825,000 $255,000 $4,307 3.12%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 13 $3,815,000 $293,462 $10,451 3.36%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 9 $3,755,000 $417,222 $8,703 3.14%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 13 $3,725,000 $286,538 $4,868 2.72%
Shelton, WA (FHA|USDA|VA) 9 $3,475,000 $386,111 $12,925 3.26%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 17 $3,415,000 $200,882 $8,375 3.43%
Whitewater, WI (FHA|USDA|VA) 14 $3,410,000 $243,571 $3,826 2.78%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 12 $3,360,000 $280,000 $2,362 2.40%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $3,295,000 $366,111 $7,912 3.11%
MODESTO, CA (FHA|USDA|VA) 10 $3,190,000 $319,000 $2,142 2.84%
LONGVIEW, WA (FHA|USDA|VA) 7 $3,015,000 $430,714 $12,431 3.39%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 15 $2,965,000 $197,667 $1,939 2.89%
LONGVIEW, TX (FHA|USDA|VA) 10 $2,930,000 $293,000 $10,867 3.15%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $2,740,000 $342,500 $8,921 3.22%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,645,000 $377,857 $7,297 2.82%
SALISBURY, MD-DE (FHA|USDA|VA) 11 $2,635,000 $239,545 $5,252 2.89%
Oak Harbor, WA (FHA|USDA|VA) 7 $2,515,000 $359,286 $7,236 3.07%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $2,500,000 $416,667 $6,368 3.37%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $2,325,000 $258,333 $3,445 2.87%
SALEM, OR (FHA|USDA|VA) 5 $2,255,000 $451,000 $15,125 3.38%
BELLINGHAM, WA (FHA|USDA|VA) 5 $2,245,000 $449,000 $7,466 2.75%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $2,215,000 $316,429 $3,096 2.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $2,200,000 $275,000 $4,511 2.73%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $2,175,000 $197,727 $5,941 3.50%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $2,170,000 $271,250 $3,518 2.91%
Centralia, WA (FHA|USDA|VA) 5 $2,105,000 $421,000 $9,888 3.05%
THE VILLAGES, FL (FHA|USDA|VA) 9 $2,095,000 $232,778 $9,010 3.44%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $2,060,000 $343,333 $3,267 2.70%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 7 $1,995,000 $285,000 $5,366 2.77%
YAKIMA, WA (FHA|USDA|VA) 5 $1,945,000 $389,000 $11,263 3.27%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,925,000 $385,000 $12,938 3.18%
COLUMBIA, MO (FHA|USDA|VA) 8 $1,920,000 $240,000 $3,271 2.51%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,865,000 $266,429 $3,544 3.00%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,770,000 $295,000 $4,074 2.73%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,740,000 $290,000 $8,523 3.17%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $1,720,000 $286,667 $2,907 2.69%
OCALA, FL (FHA|USDA|VA) 9 $1,675,000 $186,111 $7,053 3.42%
Newport, OR (FHA|USDA|VA) 4 $1,620,000 $405,000 $14,040 3.25%
EAU CLAIRE, WI (FHA|USDA|VA) 9 $1,615,000 $179,444 $5,060 3.14%
GREENVILLE, NC (FHA|USDA|VA) 7 $1,585,000 $226,429 $5,932 3.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,575,000 $315,000 $3,212 2.52%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,565,000 $313,000 $2,756 2.73%
MEDFORD, OR (FHA|USDA|VA) 4 $1,550,000 $387,500 $12,505 3.16%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,525,000 $217,857 $4,187 2.70%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,475,000 $295,000 $3,320 2.85%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $1,475,000 $210,714 $8,600 3.48%
Coos Bay, OR (FHA|USDA|VA) 3 $1,425,000 $475,000 $15,138 3.37%
HAMMOND, LA (FHA|USDA|VA) 8 $1,400,000 $175,000 $5,036 3.30%
DOVER, DE (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,853 3.40%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,365,000 $455,000 $2,619 2.62%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,355,000 $451,667 $3,302 2.91%
FOND DU LAC, WI (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,314 3.16%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,885 3.09%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $1,255,000 $251,000 $2,335 2.67%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,356 2.20%
FRESNO, CA (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,509 2.70%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,225,000 $245,000 $10,420 3.25%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,225,000 $408,333 $2,546 2.41%
Morehead City, NC (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,499 2.72%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,297 3.09%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,205,000 $241,000 $2,380 2.75%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,200,000 $300,000 $4,191 2.63%
TULSA, OK (FHA|USDA|VA) 7 $1,195,000 $170,714 $4,979 3.09%
STOCKTON, CA (FHA|USDA|VA) 3 $1,175,000 $391,667 $3,192 2.38%
The Dalles, OR (FHA|USDA|VA) 3 $1,165,000 $388,333 $14,765 3.29%
VALLEJO, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $2,417 3.00%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $1,140,000 $285,000 $8,885 2.69%
LAFAYETTE, LA (FHA|USDA|VA) 5 $1,135,000 $227,000 $10,082 3.37%
Aberdeen, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $9,411 3.33%
Ellensburg, WA (FHA|USDA|VA) 2 $1,090,000 $545,000 $15,438 3.31%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $4,552 2.88%
SAVANNAH, GA (FHA|USDA|VA) 3 $1,045,000 $348,333 $7,752 3.04%
ROANOKE, VA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,105 2.50%
COLUMBIA, SC (FHA|USDA|VA) 4 $1,020,000 $255,000 $3,788 2.31%
Stephenville, TX (FHA|USDA|VA) 3 $995,000 $331,667 $7,016 3.33%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $980,000 $490,000 $8,430 3.31%
Hailey, ID (FHA|USDA|VA) 2 $970,000 $485,000 $15,054 3.44%
Roseburg, OR (FHA|USDA|VA) 2 $940,000 $470,000 $14,205 3.12%
GREELEY, CO (FHA|USDA|VA) 3 $935,000 $311,667 $5,417 2.75%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $915,000 $183,000 $6,078 3.20%
Stillwater, OK (FHA|USDA|VA) 3 $895,000 $298,333 $3,546 2.33%
Prineville, OR (FHA|USDA|VA) 2 $890,000 $445,000 $13,385 3.19%
VISALIA, CA (FHA|USDA|VA) 3 $885,000 $295,000 $2,200 3.00%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $880,000 $220,000 $5,343 3.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $875,000 $291,667 $4,371 3.13%
SALINAS, CA (FHA|USDA|VA) 3 $865,000 $288,333 $1,536 2.21%
Nogales, AZ (FHA|USDA|VA) 2 $860,000 $430,000 $13,468 3.56%
Stevens Point, WI (FHA|USDA|VA) 3 $855,000 $285,000 $5,462 3.33%
Shawano, WI (FHA|USDA|VA) 4 $850,000 $212,500 $5,552 2.94%
ST. CLOUD, MN (FHA|USDA|VA) 4 $840,000 $210,000 $4,344 2.72%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $830,000 $207,500 $11,071 3.53%
Ruston, LA (FHA|USDA|VA) 2 $830,000 $415,000 $14,691 3.38%
KNOXVILLE, TN (FHA|USDA|VA) 4 $820,000 $205,000 $2,978 3.09%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $805,000 $268,333 $3,484 2.50%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $795,000 $265,000 $7,615 2.83%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $780,000 $390,000 $4,373 2.75%
PANAMA CITY, FL (FHA|USDA|VA) 2 $770,000 $385,000 $5,958 2.75%
LANCASTER, PA (FHA|USDA|VA) 2 $770,000 $385,000 $5,964 3.06%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $765,000 $255,000 $5,862 3.00%
Hutchinson, MN (FHA|USDA|VA) 4 $760,000 $190,000 $7,993 2.97%
Sandpoint, ID (FHA|USDA|VA) 2 $750,000 $375,000 $7,635 2.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $725,000 $241,667 $5,068 3.04%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $720,000 $360,000 $9,337 3.50%
MERCED, CA (FHA|USDA|VA) 2 $710,000 $355,000 $2,084 2.38%
TYLER, TX (FHA|USDA|VA) 2 $700,000 $350,000 $9,435 3.24%
Manitowoc, WI (FHA|USDA|VA) 5 $685,000 $137,000 $2,818 3.37%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $675,000 $225,000 $2,895 2.21%
ANN ARBOR, MI (FHA|USDA|VA) 1 $665,000 $665,000 $3,583 3.25%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $660,000 $330,000 $2,468 2.94%
BATON ROUGE, LA (FHA|USDA|VA) 3 $655,000 $218,333 $4,635 2.75%
WICHITA, KS (FHA|USDA|VA) 3 $645,000 $215,000 $2,890 2.58%
Ontario, OR-ID (FHA|USDA|VA) 2 $640,000 $320,000 $11,749 3.25%
SPARTANBURG, SC (FHA|USDA|VA) 3 $625,000 $208,333 $3,570 2.58%
NEW BERN, NC (FHA|USDA|VA) 3 $615,000 $205,000 $7,411 3.71%
Cookeville, TN (FHA|USDA|VA) 2 $610,000 $305,000 $3,619 2.69%
McAlester, OK (FHA|USDA|VA) 5 $595,000 $119,000 $4,426 3.38%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $590,000 $295,000 $2,736 3.25%
JOPLIN, MO (FHA|USDA|VA) 5 $585,000 $117,000 $5,157 4.05%
Washington, NC (FHA|USDA|VA) 2 $580,000 $290,000 $17,051 3.44%
Adrian, MI (FHA|USDA|VA) 2 $570,000 $285,000 $2,379 3.06%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $570,000 $285,000 $2,018 2.69%
Marion, NC (FHA|USDA|VA) 1 $565,000 $565,000 $26,198 3.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $550,000 $275,000 $3,348 2.62%
READING, PA (FHA|USDA|VA) 1 $545,000 $545,000 $19,222 3.88%
Pullman, WA (FHA|USDA|VA) 1 $545,000 $545,000 $15,440 3.25%
REDDING, CA (FHA|USDA|VA) 1 $545,000 $545,000 $2,521 2.75%
Greenwood, SC (FHA|USDA|VA) 2 $540,000 $270,000 $11,160 3.88%
Bedford, IN (FHA|USDA|VA) 2 $540,000 $270,000 $7,799 3.69%
WACO, TX (FHA|USDA|VA) 2 $530,000 $265,000 $3,239 2.31%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $530,000 $265,000 $8,947 3.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $525,000 $525,000 $15,605 4.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $520,000 $260,000 $3,238 2.88%
MONTGOMERY, AL (FHA|USDA|VA) 2 $520,000 $260,000 $10,006 3.38%
Outside of Metro Areas 1 $515,000 $515,000 $16,597 3.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $510,000 $255,000 $3,293 2.44%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $510,000 $255,000 $11,594 3.12%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $505,000 $505,000 $3,900 4.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $500,000 $250,000 $6,066 3.63%
Newberry, SC (FHA|USDA|VA) 1 $495,000 $495,000 $11,028 2.50%
Astoria, OR (FHA|USDA|VA) 1 $495,000 $495,000 $14,687 3.50%
DOTHAN, AL (FHA|USDA|VA) 2 $490,000 $245,000 $3,148 2.75%
Seneca, SC (FHA|USDA|VA) 2 $490,000 $245,000 $3,403 2.38%
Albemarle, NC (FHA|USDA|VA) 1 $485,000 $485,000 $2,668 2.38%
New Castle, PA (FHA|USDA|VA) 2 $480,000 $240,000 $5,787 3.19%
Searcy, AR (FHA|USDA|VA) 1 $475,000 $475,000 $2,701 1.99%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $465,000 $465,000 $2,383 2.00%
PEORIA, IL (FHA|USDA|VA) 2 $460,000 $230,000 $1,410 2.06%
PUEBLO, CO (FHA|USDA|VA) 1 $455,000 $455,000 $1,271 2.13%
GAINESVILLE, FL (FHA|USDA|VA) 3 $455,000 $151,667 $5,317 3.08%
BURLINGTON, NC (FHA|USDA|VA) 1 $455,000 $455,000 $2,613 2.88%
WENATCHEE, WA (FHA|USDA|VA) 1 $455,000 $455,000 $1,289 3.38%
Wilson, NC (FHA|USDA|VA) 1 $455,000 $455,000 $15,539 3.75%
Hood River, OR (FHA|USDA|VA) 1 $435,000 $435,000 $856 2.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $430,000 $215,000 $2,035 2.68%
Gainesville, TX (FHA|USDA|VA) 1 $415,000 $415,000 $4,949 2.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $4,791 3.12%
DULUTH, MN-WI (FHA|USDA|VA) 2 $410,000 $205,000 $3,636 3.12%
YUBA CITY, CA (FHA|USDA|VA) 2 $410,000 $205,000 $2,019 2.94%
Minden, LA (FHA|USDA|VA) 2 $410,000 $205,000 $9,442 3.63%
DALTON, GA (FHA|USDA|VA) 1 $395,000 $395,000 $3,012 2.63%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $390,000 $195,000 $6,678 3.50%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $385,000 $385,000 $17,155 3.25%
NAPA, CA (FHA|USDA|VA) 1 $385,000 $385,000 $3,477 2.25%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $365,000 $121,667 $2,210 2.54%
Picayune, MS (FHA|USDA|VA) 1 $365,000 $365,000 $16,785 2.88%
LOGAN, UT-ID (FHA|USDA|VA) 1 $365,000 $365,000 $2,540 2.38%
Union, SC (FHA|USDA|VA) 1 $365,000 $365,000 $12,003 4.25%
MIDLAND, TX (FHA|USDA|VA) 1 $365,000 $365,000 $3,747 3.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $355,000 $355,000 $1,386 2.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $355,000 $355,000 $1,788 2.25%
Sonora, CA (FHA|USDA|VA) 1 $355,000 $355,000 $2,163 3.38%
STAUNTON, VA (FHA|USDA|VA) 1 $355,000 $355,000 $2,960 2.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $350,000 $175,000 $10,326 3.50%
Cullman, AL (FHA|USDA|VA) 1 $345,000 $345,000 $6,998 3.75%
Albertville, AL (FHA|USDA|VA) 2 $340,000 $170,000 $10,489 2.81%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $340,000 $170,000 $3,312 2.49%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $335,000 $335,000 $1,111 2.75%
Angola, IN (FHA|USDA|VA) 1 $335,000 $335,000 $1,645 2.75%
Moses Lake, WA (FHA|USDA|VA) 1 $335,000 $335,000 $2,133 2.13%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $325,000 $325,000 $12,818 3.75%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $325,000 $325,000 $3,242 3.13%
FLINT, MI (FHA|USDA|VA) 1 $315,000 $315,000 $3,946 3.13%
Bay City, TX (FHA|USDA|VA) 1 $315,000 $315,000 $11,086 3.88%
Russellville, AR (FHA|USDA|VA) 2 $310,000 $155,000 $9,057 3.69%
TOLEDO, OH (FHA|USDA|VA) 2 $310,000 $155,000 $2,670 2.44%
Marion, IN (FHA|USDA|VA) 1 $305,000 $305,000 $12,955 2.75%
Bogalusa, LA (FHA|USDA|VA) 1 $305,000 $305,000 $5,647 3.99%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $305,000 $305,000 $8,469 2.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $305,000 $305,000 $10,194 3.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $300,000 $150,000 $7,687 3.19%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $295,000 $295,000 $3,116 2.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $295,000 $295,000 $1,002 1.99%
FLORENCE, SC (FHA|USDA|VA) 1 $295,000 $295,000 $2,570 2.75%
Calhoun, GA (FHA|USDA|VA) 1 $295,000 $295,000 $1,751 2.63%
Big Spring, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,706 2.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $295,000 $295,000 $12,329 3.38%
Washington Court House, OH (FHA|USDA|VA) 1 $285,000 $285,000 $17,769 3.00%
Storm Lake, IA (FHA|USDA|VA) 1 $285,000 $285,000 $2,110 2.50%
Boone, NC (FHA|USDA|VA) 1 $285,000 $285,000 $4,393 2.88%
Mount Pleasant, TX (FHA|USDA|VA) 1 $285,000 $285,000 $12,676 3.25%
Selma, AL (FHA|USDA|VA) 1 $285,000 $285,000 $7,101 3.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.38%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $275,000 $275,000 $1,988 2.63%
Effingham, IL (FHA|USDA|VA) 1 $275,000 $275,000 $3,527 2.88%
Weatherford, OK (FHA|USDA|VA) 1 $265,000 $265,000 $6,235 3.99%
Fort Polk South, LA (FHA|USDA|VA) 1 $265,000 $265,000 $8,891 3.25%
Clearlake, CA (FHA|USDA|VA) 1 $265,000 $265,000 $3,135 2.50%
Fairfield, IA (FHA|USDA|VA) 1 $265,000 $265,000 $2,472 2.50%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $265,000 $265,000 $3,052 2.75%
FARGO, ND-MN (FHA|USDA|VA) 2 $260,000 $130,000 $5,268 2.94%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $255,000 $255,000 $4,111 2.13%
Corsicana, TX (FHA|USDA|VA) 1 $255,000 $255,000 $11,318 3.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,654 2.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $245,000 $245,000 $4,982 2.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $245,000 $245,000 $7,229 2.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $245,000 $245,000 $4,539 3.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,276 2.13%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $235,000 $235,000 $2,082 2.38%
JACKSON, MS (FHA|USDA|VA) 1 $235,000 $235,000 $1,615 2.88%
MONROE, MI (FHA|USDA|VA) 1 $235,000 $235,000 $3,817 2.25%
Shelby, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,623 2.63%
Huntsville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $14,250 3.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $225,000 $225,000 $7,494 3.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $225,000 $225,000 $1,559 1.99%
Menomonie, WI (FHA|USDA|VA) 1 $225,000 $225,000 $836 2.49%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $220,000 $110,000 $3,569 3.06%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $4,167 3.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,364 1.99%
Elizabeth City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $9,015 4.25%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $215,000 $215,000 $6,302 2.99%
Statesboro, GA (FHA|USDA|VA) 1 $215,000 $215,000 $1,511 2.49%
Brevard, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,613 3.75%
Bemidji, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,094 2.88%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $205,000 $205,000 $2,554 2.38%
Bellefontaine, OH (FHA|USDA|VA) 1 $195,000 $195,000 $2,891 3.13%
Sanford, NC (FHA|USDA|VA) 1 $195,000 $195,000 $8,698 3.75%
Warsaw, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,433 2.88%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,631 2.88%
Bardstown, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,279 2.13%
Altus, OK (FHA|USDA|VA) 2 $190,000 $95,000 $3,912 5.63%
Sayre, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,137 3.00%
Zanesville, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,779 3.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,320 3.75%
JACKSON, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,431 2.13%
Okeechobee, FL (FHA|USDA|VA) 1 $165,000 $165,000 $7,985 3.38%
Oskaloosa, IA (FHA|USDA|VA) 1 $165,000 $165,000 $1,859 2.63%
Payson, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $2,293 2.88%
Hope, AR (FHA|USDA|VA) 1 $165,000 $165,000 $6,954 3.00%
Kinston, NC (FHA|USDA|VA) 1 $155,000 $155,000 $6,772 3.50%
Fort Payne, AL (FHA|USDA|VA) 1 $155,000 $155,000 $9,644 3.75%
Burlington, IA-IL (FHA|USDA|VA) 1 $155,000 $155,000 $6,626 3.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,259 2.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $1,897 2.63%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $145,000 $145,000 $4,288 3.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,916 2.99%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,225 3.50%
Jacksonville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $8,668 3.63%
West Plains, MO (FHA|USDA|VA) 2 $130,000 $65,000 $2,726 2.38%
Fremont, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,723 3.00%
Scottsboro, AL (FHA|USDA|VA) 1 $125,000 $125,000 $7,416 3.13%
ROCKFORD, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,263 2.88%
Muscatine, IA (FHA|USDA|VA) 1 $125,000 $125,000 $2,717 3.63%
Pittsburg, KS (FHA|USDA|VA) 1 $105,000 $105,000 $5,402 2.88%
Clewiston, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,124 3.75%
ROCHESTER, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,032 3.50%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,644 2.99%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,249 3.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,657 3.50%
Urbana, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,432 3.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,969 3.63%
New Ulm, MN (FHA|USDA|VA) 1 $85,000 $85,000 $1,683 3.25%
AKRON, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,856 3.99%
Enterprise, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,590 2.75%
Ardmore, OK (FHA|USDA|VA) 1 $75,000 $75,000 $4,600 3.75%
Miami, OK (FHA|USDA|VA) 1 $65,000 $65,000 $4,181 3.25%

Gsf Mortgage Corporation's top markets include Milwaukee, Washington, Chicago, Minneapolis, and Dallas among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 3,459 $1,026,905,000 $296,879 $4,059 2.81%
FHA 455 $106,265,000 $233,549 $9,064 3.18%
VA 202 $67,710,000 $335,198 $7,383 2.99%
USDA 73 $12,415,000 $170,068 $6,222 3.19%

For the 2021 period, Gsf Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 3,459 originations. Their 2nd most popular type is FHA, with 455 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 1,759 $493,655,000 $280,645 $3,062 2.58%
Home Purchase 1,580 $460,410,000 $291,399 $7,266 3.19%
Home Improvement 850 $259,230,000 $304,976 $3,898 2.88%

For the 2021, Gsf Mortgage Corporation's most frequently cited loan purpose of loans were Refi, with 1,759 originations. The 2nd most popular reason of loans were Home Purchase, with 1,580 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 2,798 $826,900,000 $295,533 $5,675 3.12%
15 Year 992 $280,520,000 $282,782 $2,702 2.21%
20 Year 190 $55,300,000 $291,053 $2,959 2.75%
10 Year 90 $16,400,000 $182,222 $1,971 2.52%
30+ year 68 $20,350,000 $299,265 $10,096 3.26%
Other 50 $13,820,000 $276,400 $2,928 2.62%
5 Year 1 $5,000 $5,000 $0 0.00%

For the 2021, Gsf Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 2,798 originations. The 2nd most popular length of loans were 15 Year, with 992 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 1,889 $537,075,000 $284,317
$<1k 1,063 $307,295,000 $289,083
$3k-4k 429 $111,235,000 $259,289
$5k+ 421 $157,495,000 $374,097
$2k-3k 386 $100,110,000 $259,352

$5,675 of loans were Gsf Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,889 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 1,465 $441,895,000 $301,635
3-4% 1,441 $403,735,000 $280,177
<2.5% 1,200 $349,240,000 $291,033
4-5% 78 $18,390,000 $235,769
5-6% 4 $30,000 $7,500
7-8% 1 $5,000 $5,000

During 2021, Gsf Mortgage Corporation's average interest rate of loans were 3.12%, while their most frequently originated rate bucket of loans were 2.5-3%, with 1,465 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,423 $700,705,000 $289,189 $4,544 2.80%
$100k-200k 883 $138,625,000 $156,993 $4,224 3.04%
$400k-600k 702 $334,720,000 $476,809 $6,681 2.87%
$100,000 or less 138 $8,410,000 $60,942 $2,752 2.92%
$600k-1MM 41 $28,795,000 $702,317 $6,732 3.11%
$1MM+ 2 $2,040,000 $1,020,000 $14,033 3.00%

2021 saw Gsf Mortgage Corporation place emphasis on $200k-400k loans with 2,423 originations, totaling $700,705,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,219 $390,025,000 $319,955 $4,763 2.79%
$150k-250k 857 $301,995,000 $352,386 $3,983 2.69%
$50k-75k 771 $171,325,000 $222,211 $5,453 3.05%
$75k-100k 673 $185,195,000 $275,178 $5,486 2.97%
$50k or less 443 $75,545,000 $170,530 $4,892 3.07%
$250k+ 226 $89,210,000 $394,735 $3,759 2.64%

Gsf Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,219 originations. The second most popular income band? $150k-250k, with 857 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 976 $278,200,000 $285,041 $3,700 2.73%
30-36% 806 $233,260,000 $289,404 $4,415 2.85%
<20% 348 $89,730,000 $257,845 $3,216 2.65%
44% 165 $51,515,000 $312,212 $5,469 3.02%
43% 156 $46,950,000 $300,962 $5,351 3.03%
40% 152 $44,670,000 $293,882 $5,199 2.98%
41% 146 $42,660,000 $292,192 $5,286 2.96%
38% 142 $41,620,000 $293,099 $4,854 2.99%
39% 140 $41,600,000 $297,143 $5,463 2.95%
45% 140 $44,570,000 $318,357 $7,104 3.00%
36% 131 $37,955,000 $289,733 $5,538 2.92%
50-60% 125 $33,195,000 $265,560 $9,509 3.15%
42% 123 $39,625,000 $322,154 $5,572 2.98%
49% 122 $36,220,000 $296,885 $5,410 2.94%
37% 120 $35,850,000 $298,750 $4,995 2.97%
46% 117 $34,805,000 $297,479 $6,232 3.02%
47% 114 $34,550,000 $303,070 $5,777 2.97%
48% 100 $28,820,000 $288,200 $5,904 2.94%
>60% 3 $875,000 $291,667 $4,522 3.29%

Gsf Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 976 originations. The next most common DTI ratio? 30-36%, with 806 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 2,546 $687,090,000 $269,870 $4,674 2.93%
Not provided 820 $272,390,000 $332,183 $6,003 2.88%
Asian 566 $187,250,000 $330,830 $2,989 2.48%
Black 239 $61,825,000 $258,682 $6,478 3.07%
American Indian 16 $4,180,000 $261,250 $4,259 3.11%
Native Hawaiian 2 $560,000 $280,000 $2,923 2.31%

Approval Rates

Total approvals of all applications
95.10%

Gsf Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
62.38%

Gsf Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
0.0 4 $30,000 $7,500
NA 4,185 $1,213,265,000 $289,908

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
4,189 $1,213,295,000 $289,638

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 166 $38,800,000 $233,735 $3,069 2.40%
40-60% 670 $183,720,000 $274,209 $3,098 2.57%
60-80% 1,758 $534,570,000 $304,078 $3,933 2.84%
80-100% 1,501 $437,535,000 $291,496 $6,638 3.10%
Over 100% 40 $14,860,000 $371,500 $14,490 3.22%
Under 20% 54 $3,810,000 $70,556 $1,131 2.16%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
GSF MORTGAGE CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 11.1%
GSF MORTGAGE CORP Conventional home mortgage Closing on a mortgage 1 11.1%
GSF MORTGAGE CORP Conventional home mortgage Trouble during payment process 2 22.2%
GSF MORTGAGE CORP FHA mortgage Incorrect information on your report 1 11.1%
GSF MORTGAGE CORP Other type of mortgage Trouble during payment process 1 11.1%
GSF MORTGAGE CORP VA mortgage Closing on a mortgage 2 22.2%
GSF MORTGAGE CORP VA mortgage Trouble during payment process 1 11.1%