Gsf Mortgage Corporation Rates, Fees & Info
Wilmington, DELEI: 25490018IFQOT83Q7H49
Tax ID: 39-1813773
5 stars - Updated: 3/23/25
-
out of 5 stars, based on 47 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Gsf Mortgage Corporation is a smaller mortgage company specializing in Home Purchase loans. Gsf Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Philadelphia, Chicago, Tampa, and Washington among others. We have data for 260 markets. (Some data included below & more in-depth data is available with an active subscription.)Gsf Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gsf Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.86% | 3/23/25 |
| 30 Year Conventional Refi | 6.45% | 3/23/25 |
| 30 Year FHA Purchase | 7.37% | 3/23/25 |
| 30 Year FHA Refi | 7.36% | 3/23/25 |
| 30 Year VA Purchase | 6.35% | 3/23/25 |
| 30 Year VA Refi | 6.47% | 3/23/25 |
| 30 Year USDA Purchase | 7.01% | 3/23/25 |
| 15 Year Conventional Purchase | 5.87% | 3/23/25 |
| 15 Year Conventional Refi | 5.71% | 3/23/25 |
| 15 Year Cash-out Refi | 5.71% | 3/23/25 |
| 15 Year FHA Purchase | 5.68% | 3/23/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gsf Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Gsf Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,200Origination Dollar Volume (All Markets)
$619,810,000Awards
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GSF Mortgage Corporation - 2023
GSF Mortgage Corporation is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Gsf Mortgage Corporation's average 30 year fixed mortgage rate was
6.54%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.06%.
Relative Fees (Closing Costs)
Gsf Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,153.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLUMBUS, OH (FHA|USDA|VA) | 240 | $65,150,000 | $271,458 | $6,542 | 6.43% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 158 | $45,790,000 | $289,810 | $9,857 | 6.79% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 133 | $32,475,000 | $244,173 | $8,131 | 6.62% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 81 | $26,375,000 | $325,617 | $9,669 | 6.28% |
| Outside of Metro Areas | 95 | $22,195,000 | $233,632 | $8,150 | 6.44% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 51 | $21,095,000 | $413,627 | $12,272 | 6.26% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 56 | $17,890,000 | $319,464 | $5,764 | 6.40% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 50 | $14,960,000 | $299,200 | $10,094 | 6.53% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 49 | $12,045,000 | $245,816 | $5,893 | 6.51% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 26 | $11,340,000 | $436,154 | $9,059 | 6.51% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 42 | $11,080,000 | $263,810 | $8,521 | 6.60% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 29 | $10,895,000 | $375,690 | $11,256 | 6.42% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 35 | $10,435,000 | $298,143 | $6,534 | 6.26% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 32 | $9,960,000 | $311,250 | $7,611 | 6.67% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 31 | $9,845,000 | $317,581 | $11,573 | 6.71% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 18 | $9,230,000 | $512,778 | $11,387 | 6.74% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 31 | $8,765,000 | $282,742 | $10,884 | 6.58% |
| FLORENCE, SC (FHA|USDA|VA) | 47 | $8,385,000 | $178,404 | $8,110 | 5.49% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 13 | $8,255,000 | $635,000 | $8,513 | 6.62% |
| APPLETON, WI (FHA|USDA|VA) | 35 | $8,225,000 | $235,000 | $5,888 | 6.68% |
| SPARTANBURG, SC (FHA|USDA|VA) | 32 | $7,890,000 | $246,563 | $7,481 | 6.19% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 41 | $7,845,000 | $191,341 | $4,541 | 6.72% |
| RACINE, WI (FHA|USDA|VA) | 37 | $7,625,000 | $206,081 | $5,697 | 6.76% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 17 | $6,915,000 | $406,765 | $8,749 | 7.12% |
| GREEN BAY, WI (FHA|USDA|VA) | 28 | $6,480,000 | $231,429 | $5,173 | 6.65% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 22 | $6,070,000 | $275,909 | $5,456 | 6.23% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 23 | $5,835,000 | $253,696 | $7,217 | 6.29% |
| COLUMBIA, SC (FHA|USDA|VA) | 22 | $5,810,000 | $264,091 | $7,764 | 6.41% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 13 | $5,455,000 | $419,615 | $6,489 | 6.29% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 19 | $5,455,000 | $287,105 | $11,665 | 6.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 14 | $4,610,000 | $329,286 | $9,312 | 6.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 19 | $4,535,000 | $238,684 | $8,813 | 6.64% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $4,530,000 | $377,500 | $9,638 | 6.32% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $4,410,000 | $441,000 | $6,463 | 6.47% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 11 | $4,405,000 | $400,455 | $9,227 | 6.26% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 13 | $4,395,000 | $338,077 | $7,400 | 5.96% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 13 | $4,185,000 | $321,923 | $7,756 | 6.38% |
| READING, PA (FHA|USDA|VA) | 13 | $3,775,000 | $290,385 | $8,501 | 6.84% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 13 | $3,665,000 | $281,923 | $9,718 | 6.30% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 10 | $3,590,000 | $359,000 | $7,130 | 6.62% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 10 | $3,330,000 | $333,000 | $7,185 | 6.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $3,325,000 | $302,273 | $8,897 | 6.65% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $3,310,000 | $413,750 | $11,822 | 6.56% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $3,210,000 | $267,500 | $9,701 | 7.08% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 14 | $3,180,000 | $227,143 | $10,571 | 6.35% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $3,165,000 | $351,667 | $10,323 | 6.66% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 15 | $2,735,000 | $182,333 | $5,404 | 6.58% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $7,254 | 6.23% |
| KNOXVILLE, TN (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $6,621 | 6.42% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $2,180,000 | $545,000 | $4,630 | 5.65% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 11 | $2,075,000 | $188,636 | $4,473 | 6.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $2,000,000 | $200,000 | $12,881 | 6.90% |
| SUMTER, SC (FHA|USDA|VA) | 13 | $1,945,000 | $149,615 | $6,789 | 5.95% |
| LONGVIEW, TX (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $16,884 | 6.96% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $9,786 | 6.31% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $5,119 | 6.25% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $5,068 | 6.79% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $8,809 | 5.42% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $6,036 | 6.46% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $10,995 | 6.11% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $7,521 | 6.91% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $11,565 | 6.40% |
| Mount Vernon, OH (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $4,852 | 5.82% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $11,996 | 6.49% |
| Holland, MI (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $6,833 | 6.48% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $5,080 | 6.27% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $6,285 | 6.46% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $13,743 | 6.93% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,609 | 6.21% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $10,570 | 4.84% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $5,567 | 6.38% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $9,953 | 6.42% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $7,195 | 6.72% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $9,358 | 6.23% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $8,611 | 5.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $5,603 | 5.93% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $7,000 | 6.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $5,732 | 6.24% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $12,869 | 5.81% |
| Seneca, SC (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $11,858 | 6.87% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $10,461 | 5.81% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $2,945 | 5.94% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $3,127 | 5.99% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $10,862 | 7.00% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $11,404 | 6.75% |
| Manitowoc, WI (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,319 | 6.83% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,817 | 6.22% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $16,843 | 6.29% |
| DOVER, DE (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $17,757 | 6.92% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $14,350 | 7.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $10,828 | 7.63% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $8,093 | 5.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $7,445 | 6.69% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $17,736 | 8.25% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,927 | 6.46% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $10,507 | 6.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $8,665 | 6.34% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $18,235 | 6.31% |
| Chillicothe, OH (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,425 | 6.66% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $2,441 | 6.56% |
| FOND DU LAC, WI (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $4,416 | 6.46% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,557 | 6.56% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $14,151 | 6.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,586 | 5.69% |
| London, KY (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,026 | 6.91% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,887 | 7.13% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $24,545 | 7.00% |
| AKRON, OH (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $14,073 | 6.88% |
| Athens, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $17,096 | 6.88% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $12,153 | 6.99% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $17,053 | 6.81% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $8,357 | 5.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $20,272 | 5.99% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $3,516 | 6.50% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,409 | 7.56% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,984 | 5.38% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $17,251 | 7.49% |
| Bellefontaine, OH (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,049 | 5.12% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $18,798 | 7.13% |
| TULSA, OK (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,823 | 6.62% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $5,199 | 6.24% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $11,646 | 7.13% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,972 | 5.96% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,066 | 6.31% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $10,859 | 6.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $16,505 | 6.63% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,876 | 6.58% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,787 | 6.99% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,546 | 5.97% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $840 | 5.63% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,720 | 5.79% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,615 | 5.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,110 | 6.28% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,327 | 5.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $12,086 | 7.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $13,753 | 6.69% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,329 | 7.00% |
| MADERA, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,248 | 5.38% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $17,124 | 8.13% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,872 | 7.67% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $11,410 | 8.13% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $24,611 | 6.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,239 | 7.00% |
| Washington, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,238 | 6.44% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $17,935 | 6.50% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $15,591 | 8.13% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,543 | 6.38% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $16,378 | 5.49% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $10,400 | 5.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,121 | 6.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,853 | 5.79% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,211 | 5.93% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,896 | 6.68% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,797 | 5.99% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,303 | 6.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,337 | 6.38% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,239 | 7.06% |
| Escanaba, MI (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $4,049 | 6.66% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,163 | 3.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $13,773 | 6.94% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,235 | 6.38% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,001 | 5.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $19,601 | 6.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,158 | 5.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,638 | 6.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,946 | 5.63% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,704 | 5.43% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,787 | 6.25% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $18,254 | 6.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,901 | 5.88% |
| Malvern, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $20,996 | 6.13% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,525 | 6.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,254 | 5.63% |
| CHICO, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,286 | 6.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,451 | 5.50% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,031 | 6.13% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,813 | 5.99% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,427 | 6.63% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,788 | 6.63% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,141 | 5.50% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,820 | 5.88% |
| Kinston, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,782 | 5.50% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,923 | 6.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,259 | 7.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,855 | 6.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,363 | 5.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $16,616 | 6.63% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,045 | 6.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,108 | 6.56% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,532 | 6.13% |
| Altus, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,561 | 6.13% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,000 | 5.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,311 | 4.88% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,405 | 4.63% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $17,586 | 6.13% |
| Marion, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,930 | 6.94% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,353 | 6.56% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,244 | 6.49% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,057 | 6.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,476 | 5.75% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,493 | 5.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,993 | 5.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,421 | 6.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,924 | 5.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,765 | 6.63% |
| Oil City, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,409 | 5.75% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 3.88% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,268 | 5.99% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.38% |
| Urbana, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,845 | 6.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,133 | 6.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,640 | 6.63% |
| Connersville, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,741 | 6.63% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,448 | 5.99% |
| Danville, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,083 | 6.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,502 | 5.99% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,255 | 5.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,585 | 6.00% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,853 | 6.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,612 | 6.75% |
| Centralia, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,187 | 6.50% |
| Shawano, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,864 | 6.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,664 | 6.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $884 | 5.50% |
| Indiana, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,591 | 6.38% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,812 | 6.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,572 | 5.25% |
| ERIE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,407 | 6.50% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,056 | 5.63% |
| Austin, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,915 | 6.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,123 | 6.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,414 | 6.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,893 | 6.13% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,472 | 6.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,221 | 6.13% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,109 | 5.75% |
| Decatur, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,806 | 5.50% |
| MONROE, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,217 | 6.50% |
| MONROE, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,242 | 5.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,145 | 6.13% |
| Jackson, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,787 | 7.13% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,859 | 5.75% |
| FLINT, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,197 | 5.88% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.99% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,434 | 4.99% |
| Russellville, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,034 | 6.63% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,460 | 5.99% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,252 | 6.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,087 | 7.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,379 | 6.50% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,745 | 5.88% |
| Salem, OH (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $7,097 | 8.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,657 | 6.63% |
| Newport, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,940 | 5.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,746 | 6.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,646 | 6.38% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,582 | 6.88% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,057 | 6.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,431 | 6.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 9.50% |
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Product Mix
For 2023, Gsf Mortgage Corporation's most frequently originated type of loan was Conventional, with 1,522 originations. Their 2nd most popular type was FHA, with 498 originations.
Loan Reason
For 2023, Gsf Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,979 originations. The 2nd most popular reason was Home Improvement, with 163 originations.
Loan Duration/Length
For 2023, Gsf Mortgage Corporation's most frequently cited loan duration was 30 Year, with 2,077 originations. The 2nd most popular length was 30+ year, with 39 originations.
Origination Fees/Closing Costs
Gsf Mortgage Corporation's average total fees were $8,153, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 556 originations.
Interest Rates
During 2023, Gsf Mortgage Corporation's average interest rate for loans was 6.54%, while their most frequently originated rate bucket for loans was 6-7%, with 1,192 originations.
Loan Sizing
2023 saw Gsf Mortgage Corporation place emphasis on $200k-400k loans with 1,030 originations, totaling $291,700,000 in origination value.
Applicant Income
Gsf Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 532 originations. The second most popular income band? $50k-75k, with 497 originations.
Applicant Debt to Income Ratio
Gsf Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 343 originations. The next most common DTI ratio? 20-30%, with 302 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.91%
Gsf Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination50.18%
Gsf Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 2 | $20,000 | $10,000 |
| NA | 2,198 | $619,790,000 | $281,979 |