Beeville VA Loan Rates, Closing Costs & Stats

Beeville, TX

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Beeville's 10 lenders originated 19 VA loans during 2023. The total origination value was $4,495,000, with an average VA loan value of $236,579.

    Beeville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Beeville averaged 7.38% for the week of 2024-04-19, compared to the national average (all VA variants) of 6.758% for the same period.

    Beeville's average VA mortgage closing costs are $5,933.

    The average rate for the prior week (2024-04-12) was 6.92% and one month ago for the week of 2024-03-15, the average rate was 6.98%.

    The average rate one year ago was 6.77%.

    For refis of the same type during the week of 2024-04-19, the average rate was 6.56%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Beeville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Beeville level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 4 6.79% $6,301
    GUILD MORTGAGE COMPANY 4 7.13% $12,183
    PILGRIM MORTGAGE LLC 3 6.75% $11,124
    NAVY FEDERAL CREDIT UNION 1 7.13% $3,196
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $2,063
    UNITED WHOLESALE MORTGAGE, LLC 1 5.62% $4,958
    AMCAP MORTGAGE, LTD. 1 7.25% $4,909
    USAA Federal Savings Bank 1 7.13% $3,610
    LEGEND LENDING CORPORATION 1 7.13% $6,157
    LOANDEPOT.COM, LLC 1 7.25% $16,945

    The top Beeville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 4 VA loans originated. Their average total fees are $6,301, which is $5,882 lower than the next largest lender, GUILD MORTGAGE COMPANY.

    The lowest fee Beeville VA lenders (with over 10 loans originated) are .

    The lowest rate Beeville VA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Beeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $149,900 (-1.5%) $188,339 (-1.5%) 0.00 107
    2018-02-01 $144,000 (1.3%) $175,312 (-4.8%) 0.00 97
    2018-03-01 $138,700 (-1.2%) $178,854 (-5.4%) 0.00 95
    2018-04-01 $146,475 (3.6%) $181,287 (-5.8%) 0.00 91
    2018-05-01 $153,250 (6.1%) $184,382 (-2.2%) 0.00 100
    2018-06-01 $148,563 (3.8%) $181,582 (-0.3%) 0.00 104
    2018-07-01 $148,000 (3.3%) $182,284 (0.9%) 0.00 112
    2018-08-01 $147,781 (1.6%) $186,374 (0.8%) 0.00 112
    2018-09-01 $144,250 (3.0%) $181,749 (1.0%) 0.00 112
    2018-10-01 $140,800 (4.0%) $180,254 (4.9%) 0.00 97
    2018-11-01 $144,375 (11.1%) $186,217 (13.4%) 0.00 90
    2018-12-01 $145,500 (4.0%) $201,262 (13.2%) 0.00 83
    2019-01-01 $154,450 (3.0%) $217,109 (15.3%) 0.00 82
    2019-02-01 $149,750 (4.0%) $223,036 (27.2%) 0.00 83
    2019-03-01 $153,757 (10.9%) $226,890 (26.9%) 0.00 85
    2019-04-01 $159,500 (8.9%) $231,030 (27.4%) 0.00 89
    2019-05-01 $161,250 (5.2%) $239,189 (29.7%) 0.00 85
    2019-06-01 $158,000 (6.4%) $229,947 (26.6%) 0.00 85
    2019-07-01 $158,375 (7.0%) $229,015 (25.6%) 0.00 87
    2019-08-01 $151,145 (2.3%) $215,141 (15.4%) 0.00 85
    2019-09-01 $142,064 (-1.5%) $204,225 (12.4%) 0.00 82
    2019-10-01 $135,000 (-4.1%) $197,817 (9.7%) 0.00 80
    2019-11-01 $130,850 (-9.4%) $196,237 (5.4%) 0.00 82
    2019-12-01 $128,850 (-11.4%) $194,016 (-3.6%) 0.00 79
    2020-01-01 $129,225 (-16.3%) $198,631 (-8.5%) 0.00 80
    2020-02-01 $129,900 (-13.3%) $209,960 (-5.9%) 0.00 81
    2020-03-01 $140,900 (-8.4%) $206,531 (-9.0%) 0.00 80
    2020-04-01 $145,450 (-8.8%) $198,830 (-13.9%) 0.00 76
    2020-05-01 $149,900 (-7.0%) $215,444 (-9.9%) 0.00 74
    2020-06-01 $152,500 (-3.5%) $227,825 (-0.9%) 0.00 74
    2020-07-01 $148,600 (-6.2%) $221,765 (-3.2%) 0.00 74
    2020-08-01 $139,500 (-7.7%) $216,851 (0.8%) 0.00 75
    2020-09-01 $139,125 (-2.1%) $213,475 (4.5%) 0.00 74
    2020-10-01 $139,900 (3.6%) $208,958 (5.6%) 0.00 67
    2020-11-01 $139,900 (6.9%) $215,538 (9.8%) 0.00 66
    2020-12-01 $139,700 (8.4%) $200,593 (3.4%) 0.00 66
    2021-01-01 $142,450 (10.2%) $187,914 (-5.4%) 0.00 56
    2021-02-01 $142,450 (9.7%) $184,477 (-12.1%) 0.00 54
    2021-03-01 $144,450 (2.5%) $185,794 (-10.0%) 0.00 45
    2021-04-01 $178,425 (22.7%) $233,225 (17.3%) 0.00 41
    2021-05-01 $187,950 (25.4%) $278,468 (29.3%) 0.00 44
    2021-06-01 $205,200 (34.6%) $297,655 (30.7%) 0.00 40
    2021-07-01 $225,000 (51.4%) $269,149 (21.4%) 0.00 43
    2021-08-01 $209,950 (50.5%) $266,420 (22.9%) 0.00 49
    2021-09-01 $200,000 (43.8%) $259,046 (21.4%) 0.00 55
    2021-10-01 $192,500 (37.6%) $268,667 (28.6%) 0.00 63
    2021-11-01 $193,725 (38.5%) $270,327 (25.4%) 0.00 59
    2021-12-01 $209,825 (50.2%) $283,390 (41.3%) 0.00 59
    2022-01-01 $194,750 (36.7%) $272,231 (44.9%) 0.00 57
    2022-02-01 $190,000 (33.4%) $261,520 (41.8%) 0.00 59
    2022-03-01 $192,250 (33.1%) $264,639 (42.4%) 0.00 59
    2022-04-01 $195,000 (9.3%) $267,197 (14.6%) 0.00 56
    2022-05-01 $199,963 (6.4%) $259,151 (-6.9%) 0.00 50
    2022-06-01 $185,500 (-9.6%) $225,287 (-24.3%) 0.00 47
    2022-07-01 $195,000 (-13.3%) $231,777 (-13.9%) 0.00 57
    2022-08-01 $198,000 (-5.7%) $241,006 (-9.5%) 0.00 63
    2022-09-01 $191,250 (-4.4%) $247,263 (-4.6%) 0.00 61
    2022-10-01 $179,180 (-6.9%) $246,121 (-8.4%) 0.00 65
    2022-11-01 $187,240 (-3.4%) $244,374 (-9.6%) 0.00 66
    2022-12-01 $190,000 (-9.5%) $251,287 (-11.3%) 0.00 72
    2023-01-01 $190,000 (-2.4%) $248,919 (-8.6%) 0.00 81
    2023-02-01 $207,320 (9.1%) $265,417 (1.5%) 0.00 80
    2023-03-01 $194,520 (1.2%) $257,918 (-2.5%) 0.00 81
    2023-04-01 $192,000 (-1.5%) $249,796 (-6.5%) 0.00 83
    2023-05-01 $189,815 (-5.1%) $244,526 (-5.6%) 0.00 88
    2023-06-01 $185,000 (-0.3%) $246,511 (9.4%) 0.00 84
    2023-07-01 $200,600 (2.9%) $263,401 (13.6%) 0.00 90
    2023-08-01 $199,250 (0.6%) $263,551 (9.4%) 0.00 89
    2023-09-01 $215,000 (12.4%) $272,102 (10.1%) 0.00 97
    2023-10-01 $203,050 (13.3%) $264,434 (7.4%) 0.00 95
    2023-11-01 $229,000 (22.3%) $283,294 (15.9%) 0.00 85
    2023-12-01 $225,000 (18.4%) $269,920 (7.4%) 0.00 87
    2024-01-01 $224,875 (18.4%) $262,740 (5.6%) 0.00 87
    2024-02-01 $206,725 (-0.3%) $249,329 (-6.1%) 0.00 94
    2024-03-01 $185,000 (-4.9%) $238,893 (-7.4%) 0.00 100
    Beeville's median listing price for 2024-03-01 was $185,000, a difference of $-9,520 (-4.9%) versus the prior year and $-21,725 versus the prior month.

    Beeville's median listing price comes in at 0% of the national average.

    Beeville's average listing price for 2024-03-01 was $238,893, a difference of $-19,025 (-7.4%) versus the prior year and $-10,436 versus the prior month.

    For the 2024-03-01 period, Beeville had 100 MLS listings, a difference of 6 listings (6%) versus the prior month and 19 listings (23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Beeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,687 sqft
    2018-02-01 0 days 1,584 sqft
    2018-03-01 0 days 1,612 sqft
    2018-04-01 0 days 1,624 sqft
    2018-05-01 0 days 1,639 sqft
    2018-06-01 0 days 1,640 sqft
    2018-07-01 0 days 1,634 sqft
    2018-08-01 0 days 1,680 sqft
    2018-09-01 0 days 1,620 sqft
    2018-10-01 0 days 1,587 sqft
    2018-11-01 0 days 1,606 sqft
    2018-12-01 0 days 1,612 sqft
    2019-01-01 0 days 1,683 sqft
    2019-02-01 0 days 1,655 sqft
    2019-03-01 0 days 1,691 sqft
    2019-04-01 0 days 1,716 sqft
    2019-05-01 0 days 1,856 sqft
    2019-06-01 0 days 1,725 sqft
    2019-07-01 0 days 1,705 sqft
    2019-08-01 0 days 1,631 sqft
    2019-09-01 0 days 1,616 sqft
    2019-10-01 0 days 1,597 sqft
    2019-11-01 0 days 1,574 sqft
    2019-12-01 0 days 1,553 sqft
    2020-01-01 0 days 1,537 sqft
    2020-02-01 0 days 1,491 sqft
    2020-03-01 0 days 1,527 sqft
    2020-04-01 0 days 1,580 sqft
    2020-05-01 0 days 1,539 sqft
    2020-06-01 0 days 1,542 sqft
    2020-07-01 0 days 1,493 sqft
    2020-08-01 0 days 1,455 sqft
    2020-09-01 0 days 1,484 sqft
    2020-10-01 0 days 1,495 sqft
    2020-11-01 0 days 1,616 sqft
    2020-12-01 0 days 1,633 sqft
    2021-01-01 0 days 1,636 sqft
    2021-02-01 0 days 1,590 sqft
    2021-03-01 0 days 1,580 sqft
    2021-04-01 0 days 1,654 sqft
    2021-05-01 0 days 1,752 sqft
    2021-06-01 0 days 1,769 sqft
    2021-07-01 0 days 1,791 sqft
    2021-08-01 0 days 1,751 sqft
    2021-09-01 0 days 1,751 sqft
    2021-10-01 0 days 1,786 sqft
    2021-11-01 0 days 1,593 sqft
    2021-12-01 0 days 1,675 sqft
    2022-01-01 0 days 1,624 sqft
    2022-02-01 0 days 1,516 sqft
    2022-03-01 0 days 1,507 sqft
    2022-04-01 0 days 1,592 sqft
    2022-05-01 0 days 1,476 sqft
    2022-06-01 0 days 1,401 sqft
    2022-07-01 0 days 1,438 sqft
    2022-08-01 0 days 1,483 sqft
    2022-09-01 0 days 1,498 sqft
    2022-10-01 0 days 1,451 sqft
    2022-11-01 0 days 1,488 sqft
    2022-12-01 0 days 1,568 sqft
    2023-01-01 0 days 1,543 sqft
    2023-02-01 0 days 1,556 sqft
    2023-03-01 0 days 1,499 sqft
    2023-04-01 0 days 1,510 sqft
    2023-05-01 0 days 1,506 sqft
    2023-06-01 0 days 1,508 sqft
    2023-07-01 0 days 1,510 sqft
    2023-08-01 0 days 1,536 sqft
    2023-09-01 0 days 1,565 sqft
    2023-10-01 0 days 1,523 sqft
    2023-11-01 0 days 1,523 sqft
    2023-12-01 0 days 1,524 sqft
    2024-01-01 0 days 1,501 sqft
    2024-02-01 0 days 1,525 sqft
    2024-03-01 0 days 1,510 sqft
    Beeville's median listing age (time on market) for 2024-03-01 was 0 days.

    Beeville's median square footage for active listings during the 2024-03-01 period was 1,510 sqft. One year prior, the average listing was 1,499 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.