American Pacific Mortgage Corporation Rates, Fees & Info
SACRAMENTO, CALEI: 549300KIOYNU323LVJ37
Tax ID: 68-0382674
1.9 stars - Updated: 11/17/24
-
out of 5 stars, based on 148 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
American Pacific Mortgage Corporation is a large mortgage company specializing in Home Purchase loans. American Pacific Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Chicago, San Francisco, Phoenix, and Sacramento among others. We have data for 543 markets. (Some data included below & more in-depth data is available with an active subscription.)American Pacific Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Pacific Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.85% | 11/17/24 |
| 30 Year Conventional Refi | 6.62% | 11/17/24 |
| 30 Year Cash-out Refi | 6.84% | 11/17/24 |
| 30 Year FHA Purchase | 7.58% | 11/17/24 |
| 30 Year FHA Refi | 7.34% | 11/17/24 |
| 30 Year VA Purchase | 6.39% | 11/17/24 |
| 30 Year VA Refi | 5.90% | 11/17/24 |
| 30 Year USDA Purchase | 6.99% | 11/17/24 |
| 30 Year USDA Refi | 6.85% | 11/17/24 |
| 15 Year Conventional Purchase | 6.42% | 11/17/24 |
| 15 Year Conventional Refi | 6.15% | 11/17/24 |
| 15 Year Cash-out Refi | 6.15% | 11/17/24 |
| 15 Year FHA Purchase | 7.30% | 11/17/24 |
| 15 Year FHA Refi | 6.92% | 11/17/24 |
| 15 Year VA Purchase | 5.92% | 11/17/24 |
| 15 Year VA Refi | 6.02% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Pacific Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from American Pacific Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
21,776Origination Dollar Volume (All Markets)
$7,766,160,000Awards
×
![]()
AMERICAN PACIFIC MORTGAGE CORPORATION - 2023
AMERICAN PACIFIC MORTGAGE CORPORATION is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
Work for AMERICAN PACIFIC MORTGAGE CORPORATION?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
American Pacific Mortgage Corporation's average 30 year fixed mortgage rate was
6.77%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.29%.
Relative Fees (Closing Costs)
American Pacific Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,292.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,113 | $589,705,000 | $529,834 | $13,501 | 6.81% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,930 | $531,440,000 | $275,358 | $9,176 | 6.71% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 613 | $411,935,000 | $671,998 | $14,484 | 6.74% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,061 | $394,535,000 | $371,852 | $11,621 | 6.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 771 | $328,035,000 | $425,467 | $11,610 | 6.74% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 348 | $227,330,000 | $653,247 | $19,045 | 6.77% |
| Outside of Metro Areas | 813 | $200,955,000 | $247,177 | $8,886 | 6.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 414 | $182,760,000 | $441,449 | $9,093 | 6.89% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 422 | $182,470,000 | $432,393 | $15,755 | 6.66% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 238 | $146,160,000 | $614,118 | $16,564 | 6.71% |
| BOISE CITY, ID (FHA|USDA|VA) | 412 | $143,600,000 | $348,544 | $9,278 | 6.78% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 401 | $129,865,000 | $323,853 | $12,216 | 6.40% |
| STOCKTON, CA (FHA|USDA|VA) | 295 | $122,915,000 | $416,661 | $12,547 | 6.67% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 333 | $118,725,000 | $356,532 | $9,515 | 6.68% |
| TUCSON, AZ (FHA|USDA|VA) | 414 | $113,850,000 | $275,000 | $8,971 | 6.82% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 158 | $106,500,000 | $674,051 | $18,857 | 6.19% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 125 | $98,485,000 | $787,880 | $11,874 | 6.84% |
| MODESTO, CA (FHA|USDA|VA) | 255 | $96,935,000 | $380,137 | $12,467 | 6.66% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 274 | $93,260,000 | $340,365 | $14,042 | 6.80% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 253 | $93,095,000 | $367,964 | $13,439 | 6.82% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 185 | $84,735,000 | $458,027 | $16,800 | 6.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 382 | $82,850,000 | $216,885 | $7,448 | 7.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 138 | $78,040,000 | $565,507 | $11,239 | 6.58% |
| YAKIMA, WA (FHA|USDA|VA) | 241 | $75,575,000 | $313,589 | $11,216 | 7.11% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 241 | $72,515,000 | $300,892 | $8,210 | 6.87% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 200 | $70,420,000 | $352,100 | $11,586 | 6.81% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 196 | $68,030,000 | $347,092 | $14,136 | 6.48% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 189 | $66,805,000 | $353,466 | $11,075 | 6.79% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 182 | $66,220,000 | $363,846 | $8,137 | 6.90% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 177 | $65,965,000 | $372,684 | $11,996 | 6.95% |
| VALLEJO, CA (FHA|USDA|VA) | 134 | $64,380,000 | $480,448 | $14,352 | 6.66% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 158 | $59,620,000 | $377,342 | $12,011 | 6.85% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 172 | $59,500,000 | $345,930 | $12,747 | 6.63% |
| REDDING, CA (FHA|USDA|VA) | 192 | $55,040,000 | $286,667 | $10,063 | 6.83% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 114 | $54,350,000 | $476,754 | $11,593 | 6.72% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 182 | $54,100,000 | $297,253 | $11,785 | 6.61% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 134 | $52,220,000 | $389,701 | $12,123 | 6.65% |
| EL PASO, TX (FHA|USDA|VA) | 213 | $50,535,000 | $237,254 | $11,307 | 6.66% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 155 | $49,805,000 | $321,323 | $12,975 | 6.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 220 | $43,310,000 | $196,864 | $6,008 | 5.35% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 141 | $40,105,000 | $284,433 | $10,304 | 6.81% |
| FRESNO, CA (FHA|USDA|VA) | 126 | $39,510,000 | $313,571 | $11,402 | 6.64% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 74 | $39,390,000 | $532,297 | $11,925 | 6.74% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 109 | $39,145,000 | $359,128 | $10,701 | 6.85% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 125 | $38,825,000 | $310,600 | $9,340 | 6.56% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 158 | $36,580,000 | $231,519 | $8,590 | 7.04% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 86 | $35,940,000 | $417,907 | $17,396 | 5.95% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 107 | $34,555,000 | $322,944 | $11,729 | 6.89% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 78 | $33,670,000 | $431,667 | $9,304 | 6.84% |
| YUBA CITY, CA (FHA|USDA|VA) | 90 | $33,560,000 | $372,889 | $12,982 | 6.67% |
| Nogales, AZ (FHA|USDA|VA) | 141 | $32,995,000 | $234,007 | $9,473 | 6.65% |
| BEND, OR (FHA|USDA|VA) | 66 | $32,910,000 | $498,636 | $13,775 | 6.62% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 102 | $31,820,000 | $311,961 | $10,496 | 6.92% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 105 | $29,775,000 | $283,571 | $11,260 | 6.70% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 146 | $28,310,000 | $193,904 | $8,170 | 7.14% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 92 | $25,120,000 | $273,043 | $6,210 | 7.03% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 82 | $24,440,000 | $298,049 | $12,171 | 6.70% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 55 | $24,165,000 | $439,364 | $12,109 | 6.91% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 83 | $23,385,000 | $281,747 | $10,781 | 6.60% |
| PROVO-OREM, UT (FHA|USDA|VA) | 58 | $22,850,000 | $393,966 | $10,056 | 6.84% |
| Winnemucca, NV (FHA|USDA|VA) | 77 | $22,695,000 | $294,740 | $11,600 | 6.61% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 56 | $22,370,000 | $399,464 | $7,600 | 7.06% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 39 | $21,155,000 | $542,436 | $13,908 | 6.72% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 87 | $20,945,000 | $240,747 | $7,164 | 6.74% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 49 | $20,585,000 | $420,102 | $12,906 | 6.66% |
| Bozeman, MT (FHA|USDA|VA) | 40 | $20,500,000 | $512,500 | $11,792 | 7.11% |
| SALINAS, CA (FHA|USDA|VA) | 28 | $20,450,000 | $730,357 | $13,645 | 7.09% |
| LAREDO, TX (FHA|USDA|VA) | 82 | $20,210,000 | $246,463 | $10,815 | 6.29% |
| MADERA, CA (FHA|USDA|VA) | 65 | $20,085,000 | $309,000 | $12,050 | 6.61% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 56 | $20,020,000 | $357,500 | $11,190 | 6.89% |
| POCATELLO, ID (FHA|USDA|VA) | 101 | $19,595,000 | $194,010 | $5,923 | 6.99% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 70 | $19,250,000 | $275,000 | $9,151 | 6.76% |
| SAN ANGELO, TX (FHA|USDA|VA) | 75 | $19,135,000 | $255,133 | $10,756 | 7.06% |
| SALEM, OR (FHA|USDA|VA) | 50 | $18,720,000 | $374,400 | $12,924 | 6.81% |
| Outside of Metro Areas | 48 | $18,640,000 | $388,333 | $10,378 | 6.74% |
| MERCED, CA (FHA|USDA|VA) | 55 | $18,635,000 | $338,818 | $11,810 | 6.61% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 60 | $18,270,000 | $304,500 | $11,541 | 6.92% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 74 | $18,180,000 | $245,676 | $9,334 | 6.71% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 42 | $18,110,000 | $431,190 | $13,910 | 6.70% |
| VISALIA, CA (FHA|USDA|VA) | 62 | $18,070,000 | $291,452 | $11,505 | 6.67% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 69 | $17,905,000 | $259,493 | $8,499 | 6.73% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 52 | $17,870,000 | $343,654 | $9,896 | 6.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 75 | $17,865,000 | $238,200 | $8,587 | 6.99% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 55 | $17,485,000 | $317,909 | $9,590 | 6.90% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 66 | $17,200,000 | $260,606 | $11,116 | 6.77% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 59 | $17,065,000 | $289,237 | $12,307 | 6.68% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 60 | $16,960,000 | $282,667 | $9,837 | 7.19% |
| AKRON, OH (FHA|USDA|VA) | 88 | $16,430,000 | $186,705 | $7,486 | 6.63% |
| Payson, AZ (FHA|USDA|VA) | 63 | $16,315,000 | $258,968 | $8,451 | 6.93% |
| Hilo, HI (FHA|USDA|VA) | 38 | $16,210,000 | $426,579 | $13,560 | 6.36% |
| DULUTH, MN-WI (FHA|USDA|VA) | 71 | $16,015,000 | $225,563 | $8,821 | 6.92% |
| BELLINGHAM, WA (FHA|USDA|VA) | 39 | $15,645,000 | $401,154 | $12,014 | 7.05% |
| Show Low, AZ (FHA|USDA|VA) | 52 | $15,640,000 | $300,769 | $13,263 | 6.71% |
| NAPA, CA (FHA|USDA|VA) | 26 | $15,490,000 | $595,769 | $16,091 | 6.80% |
| Oak Harbor, WA (FHA|USDA|VA) | 33 | $15,005,000 | $454,697 | $12,065 | 6.76% |
| RAPID CITY, SD (FHA|USDA|VA) | 45 | $14,905,000 | $331,222 | $11,722 | 6.66% |
| KNOXVILLE, TN (FHA|USDA|VA) | 53 | $14,585,000 | $275,189 | $8,990 | 6.75% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 20 | $13,990,000 | $699,500 | $16,254 | 6.55% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 55 | $13,485,000 | $245,182 | $7,328 | 7.15% |
| CHEYENNE, WY (FHA|USDA|VA) | 44 | $12,940,000 | $294,091 | $10,615 | 6.29% |
| Clearlake, CA (FHA|USDA|VA) | 49 | $12,575,000 | $256,633 | $11,778 | 6.73% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 41 | $12,245,000 | $298,659 | $11,284 | 6.60% |
| COLUMBUS, OH (FHA|USDA|VA) | 47 | $12,155,000 | $258,617 | $8,025 | 6.84% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 16 | $11,950,000 | $746,875 | $15,359 | 7.29% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 22 | $11,910,000 | $541,364 | $9,819 | 6.83% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 54 | $11,690,000 | $216,481 | $6,906 | 7.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 32 | $11,170,000 | $349,063 | $15,060 | 6.82% |
| OCALA, FL (FHA|USDA|VA) | 47 | $11,165,000 | $237,553 | $9,480 | 6.64% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 42 | $10,460,000 | $249,048 | $10,720 | 6.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 37 | $10,285,000 | $277,973 | $9,996 | 6.82% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 26 | $10,080,000 | $387,692 | $11,981 | 6.88% |
| Mountain Home, ID (FHA|USDA|VA) | 38 | $9,960,000 | $262,105 | $10,369 | 6.73% |
| RENO, NV (FHA|USDA|VA) | 23 | $9,935,000 | $431,957 | $11,230 | 6.90% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 40 | $9,910,000 | $247,750 | $7,814 | 7.03% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 37 | $9,735,000 | $263,108 | $6,909 | 6.90% |
| AMES, IA (FHA|USDA|VA) | 51 | $9,635,000 | $188,922 | $5,851 | 6.78% |
| Sheridan, WY (FHA|USDA|VA) | 32 | $9,310,000 | $290,938 | $6,119 | 6.70% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 21 | $9,225,000 | $439,286 | $15,611 | 6.54% |
| FORT COLLINS, CO (FHA|USDA|VA) | 20 | $9,200,000 | $460,000 | $10,410 | 6.78% |
| SAVANNAH, GA (FHA|USDA|VA) | 27 | $8,775,000 | $325,000 | $11,496 | 6.69% |
| SPARTANBURG, SC (FHA|USDA|VA) | 32 | $8,660,000 | $270,625 | $10,657 | 6.81% |
| Red Bluff, CA (FHA|USDA|VA) | 28 | $8,380,000 | $299,286 | $11,506 | 6.87% |
| Moses Lake, WA (FHA|USDA|VA) | 23 | $8,315,000 | $361,522 | $11,335 | 6.94% |
| Whitewater, WI (FHA|USDA|VA) | 27 | $8,165,000 | $302,407 | $5,857 | 7.25% |
| Safford, AZ (FHA|USDA|VA) | 33 | $8,015,000 | $242,879 | $9,656 | 6.73% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 20 | $7,920,000 | $396,000 | $16,177 | 6.42% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 28 | $7,610,000 | $271,786 | $8,036 | 6.94% |
| LONGVIEW, WA (FHA|USDA|VA) | 23 | $7,505,000 | $326,304 | $11,658 | 7.23% |
| Shelton, WA (FHA|USDA|VA) | 21 | $7,445,000 | $354,524 | $12,527 | 7.02% |
| Blackfoot, ID (FHA|USDA|VA) | 33 | $7,355,000 | $222,879 | $7,249 | 7.01% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 12 | $7,320,000 | $610,000 | $10,063 | 6.94% |
| Aberdeen, WA (FHA|USDA|VA) | 23 | $7,105,000 | $308,913 | $11,685 | 6.63% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 39 | $7,035,000 | $180,385 | $7,972 | 6.78% |
| WACO, TX (FHA|USDA|VA) | 22 | $6,780,000 | $308,182 | $14,062 | 6.90% |
| GREELEY, CO (FHA|USDA|VA) | 17 | $6,755,000 | $397,353 | $10,101 | 6.85% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 42 | $6,670,000 | $158,810 | $6,640 | 6.25% |
| Sonora, CA (FHA|USDA|VA) | 21 | $6,505,000 | $309,762 | $10,897 | 6.92% |
| Centralia, WA (FHA|USDA|VA) | 15 | $6,345,000 | $423,000 | $15,129 | 7.23% |
| WENATCHEE, WA (FHA|USDA|VA) | 13 | $6,305,000 | $485,000 | $13,754 | 7.29% |
| LAFAYETTE, LA (FHA|USDA|VA) | 35 | $6,245,000 | $178,429 | $8,065 | 6.86% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 19 | $6,035,000 | $317,632 | $10,854 | 6.74% |
| CHICO, CA (FHA|USDA|VA) | 17 | $5,875,000 | $345,588 | $12,655 | 6.85% |
| Cookeville, TN (FHA|USDA|VA) | 20 | $5,710,000 | $285,500 | $10,306 | 6.57% |
| Clewiston, FL (FHA|USDA|VA) | 22 | $5,520,000 | $250,909 | $12,220 | 6.51% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 33 | $5,215,000 | $158,030 | $5,736 | 6.83% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 11 | $5,145,000 | $467,727 | $11,276 | 6.99% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 16 | $5,130,000 | $320,625 | $9,630 | 6.67% |
| Ellensburg, WA (FHA|USDA|VA) | 13 | $5,125,000 | $394,231 | $9,390 | 6.88% |
| KANKAKEE, IL (FHA|USDA|VA) | 22 | $5,090,000 | $231,364 | $8,038 | 7.02% |
| RICHMOND, VA (FHA|USDA|VA) | 17 | $5,075,000 | $298,529 | $11,257 | 6.51% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 13 | $5,055,000 | $388,846 | $10,379 | 6.73% |
| BOULDER, CO (FHA|USDA|VA) | 10 | $5,050,000 | $505,000 | $13,004 | 6.70% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 20 | $4,980,000 | $249,000 | $8,910 | 6.84% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 24 | $4,970,000 | $207,083 | $8,514 | 6.60% |
| Sevierville, TN (FHA|USDA|VA) | 9 | $4,865,000 | $540,556 | $9,520 | 7.28% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 18 | $4,860,000 | $270,000 | $9,093 | 6.82% |
| Prineville, OR (FHA|USDA|VA) | 10 | $4,650,000 | $465,000 | $15,382 | 6.14% |
| CORVALLIS, OR (FHA|USDA|VA) | 13 | $4,505,000 | $346,538 | $9,421 | 6.82% |
| ROCKFORD, IL (FHA|USDA|VA) | 24 | $4,430,000 | $184,583 | $6,846 | 6.65% |
| LAS CRUCES, NM (FHA|USDA|VA) | 16 | $4,170,000 | $260,625 | $11,212 | 6.76% |
| Rock Springs, WY (FHA|USDA|VA) | 19 | $4,165,000 | $219,211 | $7,835 | 6.23% |
| Port Angeles, WA (FHA|USDA|VA) | 13 | $4,105,000 | $315,769 | $9,693 | 6.78% |
| ST. GEORGE, UT (FHA|USDA|VA) | 9 | $4,085,000 | $453,889 | $13,727 | 7.01% |
| PEORIA, IL (FHA|USDA|VA) | 35 | $4,005,000 | $114,429 | $4,514 | 5.98% |
| RACINE, WI (FHA|USDA|VA) | 22 | $3,970,000 | $180,455 | $6,204 | 7.40% |
| Pullman, WA (FHA|USDA|VA) | 14 | $3,970,000 | $283,571 | $7,034 | 6.78% |
| TYLER, TX (FHA|USDA|VA) | 13 | $3,955,000 | $304,231 | $10,389 | 7.27% |
| GAINESVILLE, GA (FHA|USDA|VA) | 10 | $3,860,000 | $386,000 | $11,057 | 7.30% |
| Connersville, IN (FHA|USDA|VA) | 26 | $3,740,000 | $143,846 | $6,677 | 6.83% |
| PUEBLO, CO (FHA|USDA|VA) | 13 | $3,735,000 | $287,308 | $11,951 | 6.27% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 14 | $3,720,000 | $265,714 | $8,959 | 6.97% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 16 | $3,660,000 | $228,750 | $8,896 | 7.16% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 17 | $3,595,000 | $211,471 | $8,394 | 7.41% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 15 | $3,585,000 | $239,000 | $7,896 | 7.27% |
| LOGAN, UT-ID (FHA|USDA|VA) | 14 | $3,530,000 | $252,143 | $7,993 | 6.73% |
| Kapaa, HI (FHA|USDA|VA) | 6 | $3,510,000 | $585,000 | $13,135 | 6.73% |
| Roseburg, OR (FHA|USDA|VA) | 13 | $3,475,000 | $267,308 | $9,528 | 6.43% |
| Ukiah, CA (FHA|USDA|VA) | 10 | $3,440,000 | $344,000 | $9,857 | 6.91% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $3,425,000 | $489,286 | $15,396 | 6.93% |
| Marshalltown, IA (FHA|USDA|VA) | 26 | $3,320,000 | $127,692 | $5,497 | 5.56% |
| MADISON, WI (FHA|USDA|VA) | 12 | $3,190,000 | $265,833 | $6,481 | 6.92% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 13 | $3,165,000 | $243,462 | $5,870 | 7.23% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 20 | $3,120,000 | $156,000 | $6,871 | 6.54% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 10 | $3,110,000 | $311,000 | $10,634 | 6.85% |
| Orangeburg, SC (FHA|USDA|VA) | 10 | $3,050,000 | $305,000 | $12,264 | 6.33% |
| LANCASTER, PA (FHA|USDA|VA) | 11 | $3,035,000 | $275,909 | $10,396 | 7.15% |
| Astoria, OR (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $13,564 | 6.80% |
| Ontario, OR-ID (FHA|USDA|VA) | 16 | $3,000,000 | $187,500 | $7,062 | 7.30% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 12 | $2,940,000 | $245,000 | $11,660 | 6.98% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $9,982 | 6.55% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 9 | $2,915,000 | $323,889 | $11,003 | 6.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 11 | $2,855,000 | $259,545 | $9,331 | 6.56% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 14 | $2,850,000 | $203,571 | $5,505 | 5.90% |
| TWIN FALLS, ID (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $9,447 | 6.76% |
| Fernley, NV (FHA|USDA|VA) | 10 | $2,820,000 | $282,000 | $13,089 | 7.01% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $2,805,000 | $311,667 | $10,225 | 6.99% |
| Sandpoint, ID (FHA|USDA|VA) | 11 | $2,775,000 | $252,273 | $10,567 | 7.44% |
| LOUISVILLE, KY (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $9,699 | 6.57% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $10,328 | 6.66% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $10,089 | 5.77% |
| PANAMA CITY, FL (FHA|USDA|VA) | 8 | $2,610,000 | $326,250 | $8,370 | 7.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 7 | $2,575,000 | $367,857 | $8,887 | 6.82% |
| ROCHESTER, MN (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $10,819 | 6.68% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $10,779 | 6.48% |
| Gillette, WY (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $7,419 | 6.46% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $9,221 | 7.19% |
| Jefferson, GA (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $13,930 | 7.20% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $9,143 | 7.79% |
| Bemidji, MN (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $7,906 | 6.89% |
| Susanville, CA (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $9,870 | 6.87% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $7,729 | 7.28% |
| Pahrump, NV (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $11,220 | 7.15% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $10,837 | 6.69% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $16,717 | 6.87% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,945,000 | $648,333 | $10,009 | 7.54% |
| HINESVILLE, GA (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $12,554 | 6.68% |
| Lewisburg, TN (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $8,102 | 6.44% |
| Klamath Falls, OR (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $9,364 | 7.08% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,895,000 | $631,667 | $4,974 | 7.71% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,870,000 | $467,500 | $14,803 | 7.09% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $9,444 | 7.22% |
| Ruidoso, NM (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $7,623 | 6.72% |
| Wilmington, OH (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $10,681 | 6.73% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $8,042 | 6.37% |
| ABILENE, TX (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $11,130 | 7.46% |
| BILLINGS, MT (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $10,084 | 7.40% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $9,522 | 7.53% |
| Opelousas, LA (FHA|USDA|VA) | 13 | $1,775,000 | $136,538 | $7,114 | 6.86% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $1,765,000 | $1,765,000 | $30,030 | 6.88% |
| Holland, MI (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $4,314 | 7.04% |
| HATTIESBURG, MS (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $9,501 | 6.79% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $7,785 | 7.35% |
| Moscow, ID (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $12,687 | 6.33% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $11,542 | 7.42% |
| Ottawa, IL (FHA|USDA|VA) | 10 | $1,550,000 | $155,000 | $6,126 | 6.22% |
| Athens, TX (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $14,079 | 7.28% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $12,399 | 6.71% |
| Cedar City, UT (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $11,323 | 6.42% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $12,253 | 7.67% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $8,624 | 7.38% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $9,618 | 7.00% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $11,884 | 7.10% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $8,554 | 6.77% |
| WALLA WALLA, WA (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $8,610 | 6.58% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $6,524 | 7.20% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $6,537 | 7.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $10,283 | 6.97% |
| Brainerd, MN (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $7,663 | 7.27% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $11,465 | 7.19% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $7,238 | 6.81% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $12,253 | 6.45% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $10,622 | 6.83% |
| Kerrville, TX (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $8,952 | 6.78% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $8,037 | 7.23% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $11,784 | 6.87% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $11,218 | 7.03% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $8,687 | 7.15% |
| Newport, OR (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $9,819 | 7.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $10,806 | 6.37% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $7,820 | 7.17% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $10,966 | 6.47% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $9,736 | 6.53% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $8,075 | 7.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $9,433 | 7.23% |
| ST. CLOUD, MN (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $8,491 | 6.98% |
| Calhoun, GA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $13,887 | 6.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $8,590 | 6.50% |
| Ashtabula, OH (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,342 | 7.37% |
| Hailey, ID (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $8,145 | 6.56% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $11,648 | 6.46% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $11,971 | 6.67% |
| Red Wing, MN (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $6,856 | 6.27% |
| Greensburg, IN (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $7,533 | 7.14% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $6,773 | 7.00% |
| Bainbridge, GA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $10,358 | 7.25% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $12,260 | 7.38% |
| El Campo, TX (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $7,005 | 6.77% |
| Laurel, MS (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $7,639 | 6.80% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $12,092 | 6.63% |
| Spearfish, SD (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $16,324 | 6.83% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $10,188 | 6.91% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $12,204 | 6.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $10,250 | 7.17% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $5,741 | 7.25% |
| Pella, IA (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $4,503 | 5.68% |
| APPLETON, WI (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $7,486 | 7.94% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $8,549 | 6.67% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $0 | 8.19% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,538 | 7.09% |
| Burlington, IA-IL (FHA|USDA|VA) | 8 | $910,000 | $113,750 | $6,666 | 6.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $13,289 | 6.50% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $14,442 | 5.75% |
| Granbury, TX (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $10,582 | 7.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $7,688 | 7.28% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,758 | 7.06% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,276 | 7.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,606 | 6.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $11,337 | 7.53% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $7,940 | 7.38% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $16,494 | 7.19% |
| Paris, TN (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,553 | 6.67% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $8,949 | 6.56% |
| DANVILLE, IL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $8,014 | 6.59% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $16,253 | 5.87% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,672 | 6.13% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $8,364 | 7.31% |
| NILES, MI (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,281 | 8.16% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $10,912 | 6.44% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $10,686 | 7.17% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $7,356 | 6.92% |
| Shelby, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $7,224 | 6.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $13,124 | 6.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $8,267 | 6.81% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $6,643 | 6.88% |
| Crossville, TN (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $12,177 | 7.13% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,866 | 6.92% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $13,201 | 6.96% |
| Bay City, TX (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $7,734 | 6.33% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $23,528 | 7.50% |
| Ottumwa, IA (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $3,150 | 5.02% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,644 | 7.25% |
| Bonham, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $16,521 | 6.37% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $16,946 | 7.25% |
| Freeport, IL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,684 | 6.88% |
| Roswell, NM (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $10,693 | 6.04% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,299 | 7.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,738 | 6.83% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $11,254 | 6.92% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $5,312 | 7.33% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,107 | 6.63% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $8,298 | 6.92% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $8,787 | 6.96% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $4,985 | 6.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $18,033 | 7.25% |
| Lincoln, IL (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $4,553 | 5.35% |
| Wooster, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,388 | 6.08% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,400 | 7.21% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,862 | 7.00% |
| Lake City, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $15,566 | 6.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,744 | 7.25% |
| Big Rapids, MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,802 | 7.44% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,150 | 7.69% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,041 | 6.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,009 | 7.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,752 | 6.81% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,007 | 7.19% |
| Salem, OH (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $7,939 | 6.59% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,393 | 6.72% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,231 | 6.94% |
| Silver City, NM (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,617 | 6.54% |
| Americus, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,610 | 6.13% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,657 | 7.19% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,692 | 6.81% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,305 | 6.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,453 | 6.58% |
| Raymondville, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $12,533 | 6.56% |
| Newport, TN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,757 | 7.34% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,018 | 7.38% |
| DECATUR, IL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,747 | 6.46% |
| Danville, KY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $19,470 | 5.75% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,107 | 6.94% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,331 | 7.94% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,138 | 6.56% |
| Brevard, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,580 | 7.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,252 | 7.38% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,243 | 6.69% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,505 | 7.21% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $8,283 | 7.00% |
| Branson, MO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,189 | 7.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,290 | 7.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,250 | 6.96% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,085 | 6.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,342 | 6.44% |
| FLINT, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,704 | 7.38% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,196 | 6.69% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,499 | 7.88% |
| Jennings, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,745 | 7.38% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,515 | 6.56% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,061 | 7.06% |
| Laramie, WY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $15,129 | 6.25% |
| Madison, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,913 | 6.96% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,977 | 7.00% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,690 | 7.54% |
| Burley, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $18,344 | 6.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,969 | 7.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,075 | 6.79% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,398 | 7.56% |
| Newberry, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,724 | 6.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,745 | 5.17% |
| Vernal, UT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $22,129 | 7.50% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,345 | 8.00% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $15,769 | 6.94% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,378 | 6.31% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,029 | 6.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,145 | 7.63% |
| Brookings, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $20,652 | 5.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,928 | 6.69% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,571 | 7.19% |
| Richmond, IN (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,211 | 6.90% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,876 | 6.69% |
| Searcy, AR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,719 | 7.63% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 7.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,499 | 5.75% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,128 | 6.88% |
| Othello, WA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,870 | 5.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,412 | 6.63% |
| CASPER, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,815 | 7.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,460 | 5.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,490 | 6.00% |
| Hereford, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,448 | 6.63% |
| Concord, NH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,075 | 7.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,824 | 5.38% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,716 | 6.63% |
| Seneca, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,203 | 6.75% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,619 | 6.75% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,189 | 7.38% |
| Sterling, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 7.63% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,570 | 6.63% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,122 | 7.19% |
| Palatka, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,165 | 6.87% |
| McComb, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,599 | 6.63% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,206 | 6.75% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,828 | 5.75% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $17,481 | 6.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,271 | 6.75% |
| La Grande, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,300 | 7.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,553 | 7.00% |
| Dayton, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,494 | 6.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,019 | 6.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,796 | 6.25% |
| London, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,901 | 6.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,570 | 6.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,058 | 6.50% |
| New Castle, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,379 | 6.88% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,072 | 5.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,726 | 7.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,674 | 6.99% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,646 | 6.99% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.75% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,246 | 7.25% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,763 | 6.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,640 | 7.38% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,492 | 6.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,572 | 5.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,748 | 5.75% |
| READING, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,182 | 6.63% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,040 | 5.88% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,043 | 6.63% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,444 | 7.25% |
| Jesup, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,574 | 6.25% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,288 | 7.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,427 | 7.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,377 | 7.50% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,073 | 7.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,716 | 7.44% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,021 | 6.69% |
| MONROE, LA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,908 | 7.12% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,912 | 7.38% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,393 | 8.13% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,315 | 7.92% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.63% |
| Sterling, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,267 | 7.44% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,513 | 8.13% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,960 | 6.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,328 | 5.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,723 | 5.50% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,898 | 7.25% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,136 | 6.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,534 | 7.50% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,845 | 6.75% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.63% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,409 | 5.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,678 | 6.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,197 | 6.75% |
| Mason City, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,637 | 6.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,776 | 6.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,156 | 7.50% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,627 | 6.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,817 | 7.38% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,313 | 6.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,257 | 7.38% |
| Greenville, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,495 | 6.00% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,919 | 6.13% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,081 | 6.75% |
| Duncan, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,144 | 7.50% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,548 | 6.75% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,397 | 7.25% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,630 | 7.00% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,981 | 6.25% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,132 | 7.38% |
| Meridian, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,108 | 7.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,180 | 6.25% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,156 | 7.75% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,874 | 7.50% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,433 | 7.63% |
| Athens, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,436 | 7.88% |
| Farmington, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,440 | 7.88% |
| Defiance, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,964 | 6.75% |
| Yankton, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,065 | 5.75% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,635 | 6.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,608 | 6.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,643 | 7.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,298 | 7.13% |
| Fremont, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,091 | 8.50% |
| Ada, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,605 | 6.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,348 | 6.99% |
| Rolla, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,110 | 6.25% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,023 | 7.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,336 | 6.99% |
| Sayre, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,854 | 6.25% |
| Ludington, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,810 | 7.50% |
| Andrews, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,507 | 7.50% |
| Alma, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,133 | 6.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.50% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,839 | 7.75% |
| Portales, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,050 | 6.75% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,610 | 6.99% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,918 | 6.25% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,307 | 7.25% |
| Fremont, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,497 | 7.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,347 | 6.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,073 | 7.50% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,143 | 7.99% |
| Willmar, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,545 | 6.38% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,583 | 7.69% |
| Watertown, SD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,653 | 7.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,900 | 6.50% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,766 | 6.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,962 | 6.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,865 | 7.25% |
| Worthington, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,263 | 7.13% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,262 | 6.75% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,123 | 6.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,738 | 8.13% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,552 | 8.13% |
| Altus, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.13% |
| Ruston, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,665 | 6.38% |
| Malvern, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.13% |
| Effingham, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,317 | 5.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,112 | 5.88% |
| Deming, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,903 | 5.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against AMERICAN PACIFIC MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
SAFE 1 CREDIT UNION
Similarity Rank: 24
Similarity Rank: 24
Bankers Trust Company
Similarity Rank: 54
Similarity Rank: 54
AltaOne Federal Credit Union
Similarity Rank: 55
Similarity Rank: 55
ADVANTAGE PLUS
Similarity Rank: 72
Similarity Rank: 72
SELCO COMMUNITY
Similarity Rank: 72
Similarity Rank: 72
TWINSTAR
Similarity Rank: 99
Similarity Rank: 99
Timberland Bank
Similarity Rank: 108
Similarity Rank: 108
Eagle Bank and Trust Company
Similarity Rank: 114
Similarity Rank: 114
PIONEER
Similarity Rank: 120
Similarity Rank: 120
GREATER IOWA CREDIT UNION
Similarity Rank: 132
Similarity Rank: 132
Product Mix
For 2023, American Pacific Mortgage Corporation's most frequently originated type of loan was Conventional, with 13,244 originations. Their 2nd most popular type was FHA, with 5,766 originations.
Loan Reason
For 2023, American Pacific Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 20,065 originations. The 2nd most popular reason was Cash Out Refi, with 1,208 originations.
Loan Duration/Length
For 2023, American Pacific Mortgage Corporation's most frequently cited loan duration was 30 Year, with 21,043 originations. The 2nd most popular length was 15 Year, with 441 originations.
Origination Fees/Closing Costs
American Pacific Mortgage Corporation's average total fees were $11,292, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 10,407 originations.
Interest Rates
During 2023, American Pacific Mortgage Corporation's average interest rate for loans was 6.77%, while their most frequently originated rate bucket for loans was 6-7%, with 11,091 originations.
Loan Sizing
2023 saw American Pacific Mortgage Corporation place emphasis on $200k-400k loans with 10,430 originations, totaling $3,093,900,000 in origination value.
Applicant Income
American Pacific Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 5,970 originations. The second most popular income band? $75k-100k, with 4,531 originations.
Applicant Debt to Income Ratio
American Pacific Mortgage Corporation lent most frequently to those with DTI ratios of 50-60%, with 2,984 originations. The next most common DTI ratio? 30-36%, with 2,786 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.25%
American Pacific Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination67.17%
American Pacific Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 21,776 | $7,766,160,000 | $356,639 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 21,776 | $7,766,160,000 | $356,639 |