American Pacific Mortgage Corporation Rates, Fees & Info

SACRAMENTO, CA

LEI: 549300KIOYNU323LVJ37

Tax ID: 68-0382674

1 stars - Updated: 12/1/23 - out of 5 stars, based on 166 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

American Pacific Mortgage Corporation is a large mortgage company specializing in Home Purchase loans. American Pacific Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, Chicago, Seattle, Sacramento, and San Antonio among others. We have data for 581 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Pacific Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Pacific Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.85% 12/1/23
30 Year Conventional Refi 6.62% 12/1/23
30 Year Cash-out Refi 6.84% 12/1/23
30 Year FHA Purchase 7.58% 12/1/23
30 Year FHA Refi 7.34% 12/1/23
30 Year VA Purchase 6.39% 12/1/23
30 Year VA Refi 5.90% 12/1/23
30 Year USDA Purchase 6.99% 12/1/23
30 Year USDA Refi 6.85% 12/1/23
15 Year Conventional Purchase 6.42% 12/1/23
15 Year Conventional Refi 6.15% 12/1/23
15 Year Cash-out Refi 6.15% 12/1/23
15 Year FHA Purchase 7.30% 12/1/23
15 Year FHA Refi 6.92% 12/1/23
15 Year VA Purchase 5.92% 12/1/23
15 Year VA Refi 6.02% 12/1/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Pacific Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from American Pacific Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

27,449

Origination Dollar Volume (All Markets)

$10,301,255,000
Show all (12) awards

Relative Rate

American Pacific Mortgage Corporation's average 30 year fixed mortgage rate was 5.09%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.33%.

Relative Fees (Closing Costs)

American Pacific Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $9,775.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1,272 $945,200,000 $743,082 $11,227 4.71%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,564 $704,360,000 $274,711 $7,741 5.18%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,166 $605,310,000 $519,134 $12,213 5.05%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,301 $565,255,000 $434,477 $8,784 4.83%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1,276 $399,910,000 $313,409 $10,147 4.89%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 887 $389,495,000 $439,115 $12,242 4.87%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 610 $369,830,000 $606,279 $13,588 4.74%
URBAN HONOLULU, HI (FHA|USDA|VA) 377 $268,105,000 $711,154 $18,109 4.37%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 602 $240,570,000 $399,618 $9,911 4.93%
Outside of Metro Areas 895 $239,215,000 $267,279 $7,646 5.07%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 800 $237,020,000 $296,275 $10,220 5.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 343 $214,145,000 $624,329 $15,421 4.61%
MODESTO, CA (FHA|USDA|VA) 510 $189,180,000 $370,941 $8,923 4.89%
STOCKTON, CA (FHA|USDA|VA) 419 $184,135,000 $439,463 $9,912 4.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 414 $175,310,000 $423,454 $7,815 4.95%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 465 $169,625,000 $364,785 $9,054 5.11%
VALLEJO, CA (FHA|USDA|VA) 302 $146,690,000 $485,728 $11,617 4.81%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 171 $130,525,000 $763,304 $9,209 4.79%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 307 $112,175,000 $365,391 $8,294 5.23%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 233 $111,295,000 $477,661 $9,059 5.05%
REDDING, CA (FHA|USDA|VA) 345 $110,995,000 $321,725 $8,743 4.77%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 300 $106,550,000 $355,167 $11,065 5.27%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 229 $79,255,000 $346,092 $9,077 4.99%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 366 $75,820,000 $207,158 $6,908 5.50%
FRESNO, CA (FHA|USDA|VA) 246 $75,170,000 $305,569 $8,511 4.85%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 254 $73,250,000 $288,386 $8,191 5.15%
SALT LAKE CITY, UT (FHA|USDA|VA) 195 $72,775,000 $373,205 $8,135 4.97%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 131 $71,425,000 $545,229 $10,191 4.81%
BOISE CITY, ID (FHA|USDA|VA) 189 $71,055,000 $375,952 $9,495 5.05%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 206 $69,880,000 $339,223 $8,988 5.03%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 159 $66,345,000 $417,264 $10,418 5.31%
JACKSONVILLE, FL (FHA|USDA|VA) 212 $64,270,000 $303,160 $9,978 5.33%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 170 $55,770,000 $328,059 $11,095 5.27%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 156 $54,160,000 $347,179 $10,828 5.01%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 144 $53,190,000 $369,375 $13,348 5.74%
BAKERSFIELD, CA (FHA|USDA|VA) 154 $51,410,000 $333,831 $9,673 4.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 115 $50,265,000 $437,087 $11,471 5.20%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 152 $48,950,000 $322,039 $10,626 5.48%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 128 $47,670,000 $372,422 $9,626 5.00%
TUCSON, AZ (FHA|USDA|VA) 170 $46,990,000 $276,412 $8,522 5.83%
BEND, OR (FHA|USDA|VA) 91 $46,655,000 $512,692 $9,163 5.06%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 149 $46,565,000 $312,517 $8,656 4.63%
SALEM, OR (FHA|USDA|VA) 129 $46,535,000 $360,736 $10,543 4.78%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 141 $45,695,000 $324,078 $10,565 4.94%
CHEYENNE, WY (FHA|USDA|VA) 147 $45,625,000 $310,374 $9,777 5.38%
SALINAS, CA (FHA|USDA|VA) 80 $45,510,000 $568,875 $11,008 4.69%
Hermiston-Pendleton, OR (FHA|USDA|VA) 168 $45,300,000 $269,643 $9,437 4.70%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 107 $42,305,000 $395,374 $10,328 5.09%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 161 $42,055,000 $261,211 $9,373 4.99%
Truckee-Grass Valley, CA (FHA|USDA|VA) 98 $41,130,000 $419,694 $6,857 4.90%
MADERA, CA (FHA|USDA|VA) 134 $40,970,000 $305,746 $9,774 4.73%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 73 $40,475,000 $554,452 $13,646 5.02%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 110 $39,570,000 $359,727 $10,047 4.95%
Bozeman, MT (FHA|USDA|VA) 71 $37,285,000 $525,141 $10,389 4.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 81 $33,755,000 $416,728 $14,713 5.65%
EL PASO, TX (FHA|USDA|VA) 147 $33,455,000 $227,585 $10,531 5.79%
NAPA, CA (FHA|USDA|VA) 51 $32,205,000 $631,471 $11,881 4.73%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 119 $32,175,000 $270,378 $7,981 5.77%
MERCED, CA (FHA|USDA|VA) 95 $31,785,000 $334,579 $8,319 4.64%
VISALIA, CA (FHA|USDA|VA) 98 $30,310,000 $309,286 $8,442 4.95%
YUBA CITY, CA (FHA|USDA|VA) 82 $30,180,000 $368,049 $9,507 4.92%
YAKIMA, WA (FHA|USDA|VA) 102 $29,840,000 $292,549 $10,084 5.07%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 94 $29,660,000 $315,532 $7,737 5.35%
OCALA, FL (FHA|USDA|VA) 132 $29,020,000 $219,848 $8,597 4.93%
COLUMBUS, OH (FHA|USDA|VA) 102 $28,460,000 $279,020 $7,140 5.61%
PROVO-OREM, UT (FHA|USDA|VA) 66 $28,110,000 $425,909 $9,880 5.14%
ALBUQUERQUE, NM (FHA|USDA|VA) 111 $26,975,000 $243,018 $6,762 4.51%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 50 $26,730,000 $534,600 $7,904 4.65%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 65 $26,695,000 $410,692 $12,172 5.11%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 113 $24,545,000 $217,212 $6,844 5.34%
Clearlake, CA (FHA|USDA|VA) 92 $24,380,000 $265,000 $8,734 4.90%
Payson, AZ (FHA|USDA|VA) 87 $24,105,000 $277,069 $6,881 4.95%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 58 $23,630,000 $407,414 $10,860 4.90%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 62 $23,470,000 $378,548 $9,903 5.25%
Hilo, HI (FHA|USDA|VA) 52 $22,160,000 $426,154 $9,270 4.67%
POCATELLO, ID (FHA|USDA|VA) 111 $21,855,000 $196,892 $7,161 5.30%
Fort Leonard Wood, MO (FHA|USDA|VA) 99 $21,525,000 $217,424 $6,358 4.82%
KANSAS CITY, MO-KS (FHA|USDA|VA) 93 $21,295,000 $228,978 $5,741 5.22%
AKRON, OH (FHA|USDA|VA) 104 $20,020,000 $192,500 $6,034 5.35%
GREELEY, CO (FHA|USDA|VA) 53 $19,975,000 $376,887 $8,790 4.95%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 92 $19,810,000 $215,326 $7,244 5.44%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 60 $19,510,000 $325,167 $9,671 5.66%
OKLAHOMA CITY, OK (FHA|USDA|VA) 73 $19,085,000 $261,438 $8,713 5.69%
LEWISTON, ID-WA (FHA|USDA|VA) 63 $18,755,000 $297,698 $7,753 4.91%
Outside of Metro Areas 55 $18,625,000 $338,636 $9,653 4.89%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 62 $18,580,000 $299,677 $9,851 4.89%
Red Bluff, CA (FHA|USDA|VA) 51 $17,375,000 $340,686 $8,992 4.88%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 38 $16,970,000 $446,579 $10,929 5.21%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 51 $16,385,000 $321,275 $7,408 5.59%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 24 $16,360,000 $681,667 $9,889 4.86%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 53 $15,505,000 $292,547 $9,152 5.03%
RENO, NV (FHA|USDA|VA) 37 $15,135,000 $409,054 $8,551 4.98%
SPARTANBURG, SC (FHA|USDA|VA) 58 $15,080,000 $260,000 $8,289 5.49%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 50 $15,040,000 $300,800 $8,375 5.17%
PORT ST. LUCIE, FL (FHA|USDA|VA) 43 $14,925,000 $347,093 $12,058 5.06%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 49 $14,885,000 $303,776 $10,785 5.62%
Oak Harbor, WA (FHA|USDA|VA) 31 $14,715,000 $474,677 $13,072 4.73%
CHICO, CA (FHA|USDA|VA) 45 $14,605,000 $324,556 $8,740 4.78%
BLOOMINGTON, IL (FHA|USDA|VA) 82 $14,050,000 $171,341 $4,871 4.52%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 26 $14,030,000 $539,615 $14,965 4.84%
AMES, IA (FHA|USDA|VA) 64 $14,030,000 $219,219 $6,063 5.00%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 56 $13,540,000 $241,786 $9,143 5.65%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 51 $13,275,000 $260,294 $10,689 5.28%
BELLINGHAM, WA (FHA|USDA|VA) 31 $12,525,000 $404,032 $9,706 4.81%
PEORIA, IL (FHA|USDA|VA) 91 $12,395,000 $136,209 $4,938 4.64%
Sandpoint, ID (FHA|USDA|VA) 40 $12,270,000 $306,750 $9,034 4.65%
FORT COLLINS, CO (FHA|USDA|VA) 28 $12,040,000 $430,000 $8,982 4.98%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 48 $11,860,000 $247,083 $7,768 5.46%
Nogales, AZ (FHA|USDA|VA) 40 $11,150,000 $278,750 $9,879 5.82%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 43 $10,895,000 $253,372 $7,558 5.89%
Show Low, AZ (FHA|USDA|VA) 43 $10,855,000 $252,442 $8,013 5.06%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 13 $10,685,000 $821,923 $15,957 4.38%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 44 $10,520,000 $239,091 $8,233 4.75%
Eureka-Arcata, CA (FHA|USDA|VA) 30 $10,280,000 $342,667 $6,384 4.63%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 50 $10,020,000 $200,400 $6,000 5.16%
CORVALLIS, OR (FHA|USDA|VA) 23 $9,765,000 $424,565 $9,837 5.10%
Roseburg, OR (FHA|USDA|VA) 35 $9,675,000 $276,429 $6,980 4.47%
Kapaa, HI (FHA|USDA|VA) 15 $9,105,000 $607,000 $10,006 4.06%
Ellensburg, WA (FHA|USDA|VA) 12 $8,920,000 $743,333 $16,288 5.06%
FLAGSTAFF, AZ (FHA|USDA|VA) 20 $8,850,000 $442,500 $10,133 5.19%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 14 $8,780,000 $627,143 $10,294 4.74%
Sonora, CA (FHA|USDA|VA) 28 $8,580,000 $306,429 $8,733 4.92%
ST. GEORGE, UT (FHA|USDA|VA) 25 $8,555,000 $342,200 $5,829 4.18%
SAVANNAH, GA (FHA|USDA|VA) 28 $8,500,000 $303,571 $12,508 5.37%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 20 $8,470,000 $423,500 $16,873 5.28%
WACO, TX (FHA|USDA|VA) 27 $8,445,000 $312,778 $10,126 6.07%
ST. LOUIS, MO-IL (FHA|USDA|VA) 40 $8,380,000 $209,500 $8,480 5.41%
Sheridan, WY (FHA|USDA|VA) 26 $8,370,000 $321,923 $7,486 5.84%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 47 $8,315,000 $176,915 $6,046 5.54%
WENATCHEE, WA (FHA|USDA|VA) 16 $8,240,000 $515,000 $9,545 5.23%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 23 $7,575,000 $329,348 $7,117 5.12%
Aberdeen, WA (FHA|USDA|VA) 26 $7,520,000 $289,231 $9,611 5.20%
ROANOKE, VA (FHA|USDA|VA) 38 $7,320,000 $192,632 $7,871 5.24%
Clewiston, FL (FHA|USDA|VA) 33 $7,275,000 $220,455 $9,166 4.87%
KNOXVILLE, TN (FHA|USDA|VA) 26 $6,820,000 $262,308 $7,577 5.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 28 $6,580,000 $235,000 $7,109 5.66%
Centralia, WA (FHA|USDA|VA) 23 $6,465,000 $281,087 $9,861 5.06%
Pullman, WA (FHA|USDA|VA) 20 $6,290,000 $314,500 $7,287 5.53%
Shelton, WA (FHA|USDA|VA) 19 $6,275,000 $330,263 $8,880 5.05%
ROCKFORD, IL (FHA|USDA|VA) 34 $6,160,000 $181,176 $6,183 4.84%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 27 $6,125,000 $226,852 $8,846 5.17%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 20 $6,010,000 $300,500 $8,233 5.89%
TULSA, OK (FHA|USDA|VA) 25 $5,955,000 $238,200 $7,827 5.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 18 $5,950,000 $330,556 $10,892 4.84%
LONGVIEW, WA (FHA|USDA|VA) 18 $5,880,000 $326,667 $10,254 4.96%
HUNTSVILLE, AL (FHA|USDA|VA) 22 $5,840,000 $265,455 $6,437 5.89%
ASHEVILLE, NC (FHA|USDA|VA) 16 $5,660,000 $353,750 $9,134 6.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $5,470,000 $273,500 $9,343 5.10%
CORPUS CHRISTI, TX (FHA|USDA|VA) 20 $5,460,000 $273,000 $10,556 5.29%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 22 $5,410,000 $245,909 $7,748 5.38%
CANTON-MASSILLON, OH (FHA|USDA|VA) 30 $5,200,000 $173,333 $6,073 5.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 21 $5,145,000 $245,000 $4,907 4.42%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 16 $5,100,000 $318,750 $10,392 5.41%
RICHMOND, VA (FHA|USDA|VA) 18 $5,100,000 $283,333 $8,843 6.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 18 $5,070,000 $281,667 $8,964 5.41%
LOGAN, UT-ID (FHA|USDA|VA) 15 $5,025,000 $335,000 $4,807 4.90%
Blackfoot, ID (FHA|USDA|VA) 18 $4,960,000 $275,556 $10,560 4.49%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 19 $4,885,000 $257,105 $12,366 5.56%
TALLAHASSEE, FL (FHA|USDA|VA) 19 $4,845,000 $255,000 $9,618 5.26%
PUNTA GORDA, FL (FHA|USDA|VA) 18 $4,840,000 $268,889 $9,051 5.47%
Ukiah, CA (FHA|USDA|VA) 12 $4,820,000 $401,667 $9,427 4.83%
Moses Lake, WA (FHA|USDA|VA) 16 $4,810,000 $300,625 $9,040 4.95%
PUEBLO, CO (FHA|USDA|VA) 17 $4,805,000 $282,647 $9,544 5.38%
MADISON, WI (FHA|USDA|VA) 13 $4,775,000 $367,308 $5,019 4.76%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 26 $4,760,000 $183,077 $7,184 5.67%
MEDFORD, OR (FHA|USDA|VA) 11 $4,715,000 $428,636 $9,878 5.04%
GAINESVILLE, FL (FHA|USDA|VA) 21 $4,695,000 $223,571 $8,043 5.10%
KANKAKEE, IL (FHA|USDA|VA) 22 $4,660,000 $211,818 $6,695 5.44%
IDAHO FALLS, ID (FHA|USDA|VA) 12 $4,440,000 $370,000 $10,173 5.90%
Whitewater, WI (FHA|USDA|VA) 19 $4,395,000 $231,316 $6,391 5.26%
GRANTS PASS, OR (FHA|USDA|VA) 14 $4,390,000 $313,571 $5,897 5.06%
BOULDER, CO (FHA|USDA|VA) 8 $4,280,000 $535,000 $6,651 5.00%
RACINE, WI (FHA|USDA|VA) 20 $4,270,000 $213,500 $8,122 4.98%
TYLER, TX (FHA|USDA|VA) 17 $4,185,000 $246,176 $7,165 5.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 17 $4,165,000 $245,000 $8,209 5.51%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 10 $4,010,000 $401,000 $8,379 4.25%
Uvalde, TX (FHA|USDA|VA) 17 $3,865,000 $227,353 $10,416 5.20%
Stephenville, TX (FHA|USDA|VA) 17 $3,755,000 $220,882 $6,737 6.51%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 16 $3,690,000 $230,625 $7,477 4.97%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 17 $3,675,000 $216,176 $6,161 5.67%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 16 $3,650,000 $228,125 $8,887 5.00%
WALLA WALLA, WA (FHA|USDA|VA) 10 $3,550,000 $355,000 $9,994 4.09%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 12 $3,550,000 $295,833 $8,669 5.96%
Ottawa, IL (FHA|USDA|VA) 22 $3,470,000 $157,727 $6,587 5.14%
Rock Springs, WY (FHA|USDA|VA) 15 $3,425,000 $228,333 $7,667 5.22%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $3,420,000 $427,500 $9,280 5.97%
COLUMBIA, SC (FHA|USDA|VA) 14 $3,400,000 $242,857 $6,793 5.62%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $3,280,000 $273,333 $9,364 4.68%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $3,220,000 $805,000 $10,914 5.81%
FAYETTEVILLE, NC (FHA|USDA|VA) 14 $3,140,000 $224,286 $7,058 5.04%
LONGVIEW, TX (FHA|USDA|VA) 11 $3,135,000 $285,000 $9,022 5.82%
THE VILLAGES, FL (FHA|USDA|VA) 11 $2,905,000 $264,091 $7,556 4.57%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $2,890,000 $240,833 $7,417 4.87%
Port Angeles, WA (FHA|USDA|VA) 7 $2,885,000 $412,143 $10,220 4.91%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $2,805,000 $255,000 $9,882 5.69%
Safford, AZ (FHA|USDA|VA) 12 $2,730,000 $227,500 $8,409 5.85%
Sevierville, TN (FHA|USDA|VA) 6 $2,630,000 $438,333 $13,128 5.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 11 $2,575,000 $234,091 $7,447 6.01%
DAYTON-KETTERING, OH (FHA|USDA|VA) 14 $2,560,000 $182,857 $6,161 5.85%
HATTIESBURG, MS (FHA|USDA|VA) 13 $2,545,000 $195,769 $8,863 5.35%
Breckenridge, CO (FHA|USDA|VA) 2 $2,530,000 $1,265,000 $15,692 6.00%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 10 $2,530,000 $253,000 $10,097 6.44%
EL CENTRO, CA (FHA|USDA|VA) 9 $2,485,000 $276,111 $8,563 5.35%
Susanville, CA (FHA|USDA|VA) 11 $2,485,000 $225,909 $7,348 5.01%
PANAMA CITY, FL (FHA|USDA|VA) 9 $2,455,000 $272,778 $10,060 5.22%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 10 $2,450,000 $245,000 $11,534 5.90%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 13 $2,435,000 $187,308 $7,598 5.47%
PITTSBURGH, PA (FHA|USDA|VA) 9 $2,405,000 $267,222 $9,489 5.09%
Carlsbad-Artesia, NM (FHA|USDA|VA) 14 $2,370,000 $169,286 $8,437 5.19%
Tullahoma-Manchester, TN (FHA|USDA|VA) 9 $2,355,000 $261,667 $7,670 4.65%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $2,335,000 $259,444 $5,864 5.99%
MORRISTOWN, TN (FHA|USDA|VA) 9 $2,265,000 $251,667 $9,632 6.07%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 6 $2,260,000 $376,667 $4,134 3.44%
RALEIGH-CARY, NC (FHA|USDA|VA) 9 $2,245,000 $249,444 $7,745 5.90%
Kerrville, TX (FHA|USDA|VA) 5 $2,225,000 $445,000 $15,379 5.07%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $2,205,000 $315,000 $8,320 4.96%
Laramie, WY (FHA|USDA|VA) 6 $2,200,000 $366,667 $10,111 5.25%
DOVER, DE (FHA|USDA|VA) 8 $2,170,000 $271,250 $8,787 5.86%
LAFAYETTE, LA (FHA|USDA|VA) 14 $2,160,000 $154,286 $7,205 6.54%
Orangeburg, SC (FHA|USDA|VA) 7 $2,135,000 $305,000 $15,984 5.36%
JACKSON, MS (FHA|USDA|VA) 6 $2,100,000 $350,000 $11,858 5.02%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 7 $2,065,000 $295,000 $10,405 4.96%
YUMA, AZ (FHA|USDA|VA) 6 $2,060,000 $343,333 $11,387 4.17%
JACKSONVILLE, NC (FHA|USDA|VA) 8 $2,050,000 $256,250 $10,804 4.80%
LYNCHBURG, VA (FHA|USDA|VA) 10 $2,040,000 $204,000 $7,666 4.84%
Granbury, TX (FHA|USDA|VA) 7 $2,025,000 $289,286 $9,505 5.71%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $2,020,000 $336,667 $6,839 5.10%
Helena, MT (FHA|USDA|VA) 5 $2,015,000 $403,000 $6,659 5.55%
Ontario, OR-ID (FHA|USDA|VA) 11 $2,005,000 $182,273 $5,322 5.51%
SPRINGFIELD, MO (FHA|USDA|VA) 7 $1,995,000 $285,000 $5,509 5.41%
Del Rio, TX (FHA|USDA|VA) 7 $1,985,000 $283,571 $11,288 5.28%
Durango, CO (FHA|USDA|VA) 5 $1,985,000 $397,000 $9,062 5.82%
Newport, OR (FHA|USDA|VA) 6 $1,970,000 $328,333 $10,670 4.85%
Heber, UT (FHA|USDA|VA) 4 $1,970,000 $492,500 $9,215 4.22%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $1,940,000 $242,500 $6,175 6.75%
Moscow, ID (FHA|USDA|VA) 6 $1,920,000 $320,000 $6,270 5.52%
London, KY (FHA|USDA|VA) 12 $1,920,000 $160,000 $6,288 5.00%
MISSOULA, MT (FHA|USDA|VA) 4 $1,910,000 $477,500 $9,414 5.53%
ABILENE, TX (FHA|USDA|VA) 10 $1,900,000 $190,000 $6,680 4.50%
LUBBOCK, TX (FHA|USDA|VA) 8 $1,900,000 $237,500 $8,790 6.22%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 8 $1,860,000 $232,500 $7,191 4.94%
Marshalltown, IA (FHA|USDA|VA) 13 $1,855,000 $142,692 $5,147 5.39%
Greensburg, IN (FHA|USDA|VA) 8 $1,840,000 $230,000 $5,410 5.00%
Lake City, FL (FHA|USDA|VA) 9 $1,825,000 $202,778 $8,909 5.11%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,820,000 $455,000 $6,953 5.06%
BILLINGS, MT (FHA|USDA|VA) 6 $1,810,000 $301,667 $8,756 6.25%
Prineville, OR (FHA|USDA|VA) 5 $1,785,000 $357,000 $16,899 5.38%
DECATUR, AL (FHA|USDA|VA) 6 $1,780,000 $296,667 $8,605 5.27%
LOUISVILLE, KY (FHA|USDA|VA) 5 $1,775,000 $355,000 $10,373 4.80%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,755,000 $250,714 $10,322 6.30%
Crossville, TN (FHA|USDA|VA) 6 $1,740,000 $290,000 $5,516 5.10%
Palatka, FL (FHA|USDA|VA) 11 $1,725,000 $156,818 $8,271 5.66%
Lewisburg, TN (FHA|USDA|VA) 6 $1,720,000 $286,667 $9,807 5.23%
Fernley, NV (FHA|USDA|VA) 6 $1,720,000 $286,667 $8,739 5.56%
WICHITA FALLS, TX (FHA|USDA|VA) 7 $1,715,000 $245,000 $10,294 6.41%
Rexburg, ID (FHA|USDA|VA) 8 $1,710,000 $213,750 $13,961 7.03%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $1,710,000 $427,500 $6,266 5.19%
Laurel, MS (FHA|USDA|VA) 9 $1,685,000 $187,222 $8,428 5.76%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 6 $1,680,000 $280,000 $5,462 5.04%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 9 $1,655,000 $183,889 $5,759 5.98%
Pahrump, NV (FHA|USDA|VA) 4 $1,620,000 $405,000 $12,957 5.75%
El Campo, TX (FHA|USDA|VA) 6 $1,600,000 $266,667 $7,440 4.77%
Clovis, NM (FHA|USDA|VA) 6 $1,600,000 $266,667 $7,582 4.25%
Connersville, IN (FHA|USDA|VA) 12 $1,600,000 $133,333 $4,974 5.52%
Montrose, CO (FHA|USDA|VA) 4 $1,600,000 $400,000 $4,017 5.25%
Statesboro, GA (FHA|USDA|VA) 8 $1,590,000 $198,750 $8,821 4.95%
JACKSON, TN (FHA|USDA|VA) 6 $1,570,000 $261,667 $9,425 5.21%
VICTORIA, TX (FHA|USDA|VA) 8 $1,540,000 $192,500 $11,170 6.22%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $1,530,000 $382,500 $6,518 5.44%
Evanston, WY (FHA|USDA|VA) 6 $1,520,000 $253,333 $8,208 5.79%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,445,000 $289,000 $10,125 5.85%
LAS CRUCES, NM (FHA|USDA|VA) 6 $1,420,000 $236,667 $7,918 5.65%
WARNER ROBINS, GA (FHA|USDA|VA) 7 $1,405,000 $200,714 $7,023 5.21%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $1,395,000 $279,000 $12,993 5.97%
ST. CLOUD, MN (FHA|USDA|VA) 5 $1,395,000 $279,000 $9,157 5.75%
Crescent City, CA (FHA|USDA|VA) 4 $1,380,000 $345,000 $9,540 4.38%
Hood River, OR (FHA|USDA|VA) 2 $1,370,000 $685,000 $33,657 5.25%
Brainerd, MN (FHA|USDA|VA) 4 $1,330,000 $332,500 $7,751 5.31%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $1,320,000 $330,000 $4,167 4.28%
CEDAR RAPIDS, IA (FHA|USDA|VA) 7 $1,305,000 $186,429 $5,688 5.57%
Cañon City, CO (FHA|USDA|VA) 4 $1,290,000 $322,500 $7,770 4.53%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,285,000 $428,333 $14,252 6.08%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,280,000 $320,000 $14,004 6.00%
Hailey, ID (FHA|USDA|VA) 2 $1,270,000 $635,000 $6,915 5.56%
TOPEKA, KS (FHA|USDA|VA) 7 $1,265,000 $180,714 $3,708 4.73%
Lebanon, MO (FHA|USDA|VA) 7 $1,245,000 $177,857 $3,417 5.21%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $1,235,000 $247,000 $9,585 4.18%
COLUMBUS, IN (FHA|USDA|VA) 3 $1,195,000 $398,333 $9,588 5.04%
HINESVILLE, GA (FHA|USDA|VA) 5 $1,195,000 $239,000 $8,095 4.95%
Gaffney, SC (FHA|USDA|VA) 5 $1,155,000 $231,000 $9,037 5.45%
Sanford, NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $11,175 4.56%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $1,120,000 $280,000 $12,142 5.47%
MONTGOMERY, AL (FHA|USDA|VA) 4 $1,110,000 $277,500 $9,746 5.63%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $1,095,000 $219,000 $6,232 4.13%
Cookeville, TN (FHA|USDA|VA) 5 $1,085,000 $217,000 $6,069 5.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $1,085,000 $217,000 $7,373 5.80%
Grand Rapids, MN (FHA|USDA|VA) 2 $1,080,000 $540,000 $20,816 5.00%
Butte-Silver Bow, MT (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,321 5.48%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $1,070,000 $267,500 $7,606 5.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,065,000 $213,000 $8,126 5.35%
Torrington, CT (FHA|USDA|VA) 4 $1,060,000 $265,000 $13,202 5.66%
Thomasville, GA (FHA|USDA|VA) 6 $1,060,000 $176,667 $9,266 6.02%
Pearsall, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $9,434 5.93%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,687 3.92%
Fort Morgan, CO (FHA|USDA|VA) 2 $1,030,000 $515,000 $6,075 4.94%
Brownwood, TX (FHA|USDA|VA) 5 $1,025,000 $205,000 $8,221 6.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 7 $1,015,000 $145,000 $6,130 5.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $1,000,000 $250,000 $9,144 5.47%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $1,000,000 $500,000 $17,101 5.25%
LAREDO, TX (FHA|USDA|VA) 4 $1,000,000 $250,000 $16,892 6.03%
Jefferson, GA (FHA|USDA|VA) 2 $1,000,000 $500,000 $8,779 6.13%
MIDLAND, TX (FHA|USDA|VA) 3 $985,000 $328,333 $12,016 4.58%
Waycross, GA (FHA|USDA|VA) 3 $955,000 $318,333 $10,281 5.54%
La Grande, OR (FHA|USDA|VA) 3 $945,000 $315,000 $11,475 4.38%
SPRINGFIELD, IL (FHA|USDA|VA) 7 $925,000 $132,143 $6,962 4.43%
LANCASTER, PA (FHA|USDA|VA) 2 $920,000 $460,000 $7,281 5.12%
Eagle Pass, TX (FHA|USDA|VA) 4 $910,000 $227,500 $8,350 5.00%
SHEBOYGAN, WI (FHA|USDA|VA) 6 $900,000 $150,000 $7,628 5.48%
Danville, VA (FHA|USDA|VA) 4 $890,000 $222,500 $8,215 5.03%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $885,000 $295,000 $11,675 5.46%
AMARILLO, TX (FHA|USDA|VA) 3 $885,000 $295,000 $8,405 5.66%
Sterling, IL (FHA|USDA|VA) 3 $875,000 $291,667 $6,692 5.42%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $870,000 $217,500 $9,968 5.56%
ROCHESTER, MN (FHA|USDA|VA) 4 $870,000 $217,500 $7,018 5.75%
RAPID CITY, SD (FHA|USDA|VA) 3 $865,000 $288,333 $5,209 4.54%
ANN ARBOR, MI (FHA|USDA|VA) 2 $860,000 $430,000 $10,278 4.38%
Salem, OH (FHA|USDA|VA) 6 $850,000 $141,667 $5,611 5.52%
MONROE, LA (FHA|USDA|VA) 4 $850,000 $212,500 $9,905 6.00%
Traverse City, MI (FHA|USDA|VA) 2 $840,000 $420,000 $13,072 6.25%
Mountain Home, ID (FHA|USDA|VA) 4 $840,000 $210,000 $8,050 5.19%
St. Marys, GA (FHA|USDA|VA) 3 $835,000 $278,333 $8,459 5.38%
FORT WAYNE, IN (FHA|USDA|VA) 4 $830,000 $207,500 $4,366 4.00%
Concord, NH (FHA|USDA|VA) 2 $830,000 $415,000 $9,584 3.00%
Baraboo, WI (FHA|USDA|VA) 4 $820,000 $205,000 $7,956 5.38%
Athens, TN (FHA|USDA|VA) 2 $800,000 $400,000 $10,254 6.56%
Cullman, AL (FHA|USDA|VA) 2 $800,000 $400,000 $10,350 5.50%
Klamath Falls, OR (FHA|USDA|VA) 4 $790,000 $197,500 $6,608 5.28%
SAGINAW, MI (FHA|USDA|VA) 3 $775,000 $258,333 $7,752 5.33%
Athens, TX (FHA|USDA|VA) 3 $775,000 $258,333 $9,760 4.71%
READING, PA (FHA|USDA|VA) 2 $770,000 $385,000 $12,095 4.81%
Shelbyville, TN (FHA|USDA|VA) 3 $765,000 $255,000 $8,878 5.67%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $745,000 $248,333 $6,505 5.50%
Okeechobee, FL (FHA|USDA|VA) 4 $740,000 $185,000 $8,014 5.38%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $725,000 $145,000 $6,028 5.35%
Alice, TX (FHA|USDA|VA) 3 $725,000 $241,667 $6,789 5.08%
NEW BERN, NC (FHA|USDA|VA) 4 $720,000 $180,000 $5,905 5.03%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $720,000 $360,000 $6,362 5.00%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $720,000 $360,000 $8,127 5.63%
Vernal, UT (FHA|USDA|VA) 2 $720,000 $360,000 $5,450 3.50%
LEBANON, PA (FHA|USDA|VA) 3 $715,000 $238,333 $9,659 5.04%
Winnemucca, NV (FHA|USDA|VA) 1 $705,000 $705,000 $7,405 7.38%
Key West, FL (FHA|USDA|VA) 1 $675,000 $675,000 $7,598 4.13%
Boone, NC (FHA|USDA|VA) 2 $670,000 $335,000 $3,404 4.56%
Holland, MI (FHA|USDA|VA) 3 $665,000 $221,667 $4,843 4.79%
CASPER, WY (FHA|USDA|VA) 3 $665,000 $221,667 $5,840 5.42%
ODESSA, TX (FHA|USDA|VA) 3 $665,000 $221,667 $14,315 5.63%
SANTA FE, NM (FHA|USDA|VA) 3 $665,000 $221,667 $8,119 4.79%
Lawrenceburg, TN (FHA|USDA|VA) 2 $660,000 $330,000 $14,353 3.31%
FAIRBANKS, AK (FHA|USDA|VA) 2 $660,000 $330,000 $16,234 5.62%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $660,000 $165,000 $7,671 6.03%
Paducah, KY-IL (FHA|USDA|VA) 3 $655,000 $218,333 $3,320 4.88%
WILMINGTON, NC (FHA|USDA|VA) 3 $655,000 $218,333 $3,697 3.75%
Burlington, IA-IL (FHA|USDA|VA) 6 $650,000 $108,333 $5,764 5.17%
STAUNTON, VA (FHA|USDA|VA) 2 $650,000 $325,000 $5,232 6.56%
Shelby, NC (FHA|USDA|VA) 3 $645,000 $215,000 $9,355 4.63%
Bemidji, MN (FHA|USDA|VA) 3 $645,000 $215,000 $5,808 5.83%
McAlester, OK (FHA|USDA|VA) 1 $645,000 $645,000 $7,956 5.88%
Kalispell, MT (FHA|USDA|VA) 1 $635,000 $635,000 $13,223 6.00%
GREEN BAY, WI (FHA|USDA|VA) 4 $630,000 $157,500 $6,828 5.87%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $630,000 $315,000 $8,492 5.00%
Mount Pleasant, TX (FHA|USDA|VA) 1 $625,000 $625,000 $0 5.88%
ANCHORAGE, AK (FHA|USDA|VA) 2 $620,000 $310,000 $7,937 3.62%
Fort Dodge, IA (FHA|USDA|VA) 4 $610,000 $152,500 $5,180 5.09%
BURLINGTON, NC (FHA|USDA|VA) 2 $610,000 $305,000 $4,741 5.12%
Marion, NC (FHA|USDA|VA) 1 $605,000 $605,000 $15,969 5.50%
Opelousas, LA (FHA|USDA|VA) 5 $605,000 $121,000 $6,133 6.65%
Wooster, OH (FHA|USDA|VA) 3 $595,000 $198,333 $6,055 5.17%
Lincoln, IL (FHA|USDA|VA) 5 $595,000 $119,000 $4,549 5.30%
Rockport, TX (FHA|USDA|VA) 2 $590,000 $295,000 $8,845 5.44%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $590,000 $295,000 $6,034 4.94%
Albemarle, NC (FHA|USDA|VA) 2 $590,000 $295,000 $11,240 4.31%
Richmond, IN (FHA|USDA|VA) 3 $575,000 $191,667 $7,898 4.54%
McMinnville, TN (FHA|USDA|VA) 2 $570,000 $285,000 $9,618 5.87%
FLINT, MI (FHA|USDA|VA) 3 $565,000 $188,333 $6,730 5.38%
MANKATO, MN (FHA|USDA|VA) 2 $530,000 $265,000 $10,080 4.94%
DOTHAN, AL (FHA|USDA|VA) 1 $525,000 $525,000 $19,895 5.63%
Picayune, MS (FHA|USDA|VA) 2 $520,000 $260,000 $11,897 4.31%
Huntsville, TX (FHA|USDA|VA) 2 $520,000 $260,000 $12,038 5.12%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $510,000 $255,000 $5,055 4.50%
Ruidoso, NM (FHA|USDA|VA) 2 $510,000 $255,000 $9,777 4.63%
DECATUR, IL (FHA|USDA|VA) 6 $510,000 $85,000 $4,196 4.13%
Brookings, OR (FHA|USDA|VA) 1 $505,000 $505,000 $6,214 6.88%
Rochelle, IL (FHA|USDA|VA) 2 $500,000 $250,000 $6,722 4.19%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $500,000 $250,000 $6,783 5.94%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $495,000 $165,000 $7,278 5.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $490,000 $245,000 $11,099 4.38%
Farmington, MO (FHA|USDA|VA) 2 $490,000 $245,000 $10,227 4.31%
Bucyrus-Galion, OH (FHA|USDA|VA) 4 $480,000 $120,000 $8,237 6.50%
FLORENCE, SC (FHA|USDA|VA) 2 $480,000 $240,000 $10,331 5.00%
Dublin, GA (FHA|USDA|VA) 1 $475,000 $475,000 $19,707 4.25%
Roswell, NM (FHA|USDA|VA) 2 $470,000 $235,000 $8,847 3.88%
Shawnee, OK (FHA|USDA|VA) 2 $470,000 $235,000 $9,353 6.25%
Red Wing, MN (FHA|USDA|VA) 2 $470,000 $235,000 $8,138 6.19%
Ashtabula, OH (FHA|USDA|VA) 2 $470,000 $235,000 $4,430 6.19%
Dixon, IL (FHA|USDA|VA) 3 $465,000 $155,000 $4,751 4.00%
Beaver Dam, WI (FHA|USDA|VA) 3 $465,000 $155,000 $5,234 5.79%
IOWA CITY, IA (FHA|USDA|VA) 2 $460,000 $230,000 $6,378 5.13%
McComb, MS (FHA|USDA|VA) 3 $455,000 $151,667 $4,543 4.75%
Rolla, MO (FHA|USDA|VA) 3 $455,000 $151,667 $3,356 5.63%
Manitowoc, WI (FHA|USDA|VA) 1 $445,000 $445,000 $13,263 7.25%
Calhoun, GA (FHA|USDA|VA) 2 $440,000 $220,000 $8,428 5.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $435,000 $145,000 $8,087 5.96%
SAN ANGELO, TX (FHA|USDA|VA) 1 $425,000 $425,000 $8,337 7.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $425,000 $425,000 $12,615 7.13%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $425,000 $425,000 $2,673 4.00%
New Castle, PA (FHA|USDA|VA) 1 $425,000 $425,000 $15,217 5.75%
Georgetown, SC (FHA|USDA|VA) 1 $425,000 $425,000 $23,912 6.75%
Marion, IN (FHA|USDA|VA) 1 $425,000 $425,000 $3,987 7.13%
Gillette, WY (FHA|USDA|VA) 2 $420,000 $210,000 $0 4.75%
Troy, AL (FHA|USDA|VA) 2 $420,000 $210,000 $16,898 5.06%
Pontiac, IL (FHA|USDA|VA) 3 $415,000 $138,333 $4,119 5.00%
Martinsville, VA (FHA|USDA|VA) 1 $415,000 $415,000 $12,039 4.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $410,000 $205,000 $3,107 4.13%
Seneca, SC (FHA|USDA|VA) 2 $410,000 $205,000 $8,806 5.44%
SUMTER, SC (FHA|USDA|VA) 2 $410,000 $205,000 $8,003 6.63%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $405,000 $405,000 $0 4.99%
Scottsboro, AL (FHA|USDA|VA) 3 $405,000 $135,000 $8,286 6.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $400,000 $200,000 $6,907 5.88%
Nacogdoches, TX (FHA|USDA|VA) 2 $400,000 $200,000 $7,209 4.88%
ALBANY, GA (FHA|USDA|VA) 2 $400,000 $200,000 $3,185 5.19%
Stevens Point, WI (FHA|USDA|VA) 3 $395,000 $131,667 $0 5.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $395,000 $395,000 $3,188 3.00%
MIDLAND, MI (FHA|USDA|VA) 1 $385,000 $385,000 $11,540 6.25%
Big Stone Gap, VA (FHA|USDA|VA) 1 $385,000 $385,000 $19,918 4.88%
Kinston, NC (FHA|USDA|VA) 2 $380,000 $190,000 $8,540 5.31%
Easton, MD (FHA|USDA|VA) 1 $375,000 $375,000 $11,077 5.75%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $370,000 $185,000 $6,260 4.19%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $370,000 $185,000 $8,256 4.94%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $365,000 $121,667 $6,325 4.58%
Seymour, IN (FHA|USDA|VA) 2 $360,000 $180,000 $9,222 5.81%
DALTON, GA (FHA|USDA|VA) 2 $360,000 $180,000 $9,267 5.50%
CARSON CITY, NV (FHA|USDA|VA) 1 $355,000 $355,000 $3,816 3.88%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $355,000 $355,000 $10,977 5.75%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $350,000 $175,000 $8,941 5.50%
Silver City, NM (FHA|USDA|VA) 2 $350,000 $175,000 $8,093 3.00%
ERIE, PA (FHA|USDA|VA) 1 $345,000 $345,000 $19,451 5.75%
Somerset, KY (FHA|USDA|VA) 1 $345,000 $345,000 $16,802 5.75%
Mount Vernon, OH (FHA|USDA|VA) 1 $345,000 $345,000 $12,746 6.25%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $340,000 $170,000 $5,596 5.87%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $340,000 $170,000 $5,349 6.13%
Jacksonville, TX (FHA|USDA|VA) 2 $340,000 $170,000 $10,254 5.69%
Ashland, OH (FHA|USDA|VA) 2 $340,000 $170,000 $9,766 5.56%
Muskogee, OK (FHA|USDA|VA) 3 $335,000 $111,667 $6,488 5.88%
Coos Bay, OR (FHA|USDA|VA) 1 $335,000 $335,000 $10,170 3.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $335,000 $335,000 $8,134 3.88%
MOBILE, AL (FHA|USDA|VA) 3 $335,000 $111,667 $4,926 4.29%
GREAT FALLS, MT (FHA|USDA|VA) 1 $335,000 $335,000 $10,433 3.99%
Tupelo, MS (FHA|USDA|VA) 2 $330,000 $165,000 $4,422 4.63%
Brownsville, TN (FHA|USDA|VA) 1 $325,000 $325,000 $20,280 4.50%
Corsicana, TX (FHA|USDA|VA) 1 $325,000 $325,000 $0 7.00%
Washington, NC (FHA|USDA|VA) 2 $320,000 $160,000 $5,374 6.19%
Wilmington, OH (FHA|USDA|VA) 2 $320,000 $160,000 $6,950 5.25%
TOLEDO, OH (FHA|USDA|VA) 2 $320,000 $160,000 $12,682 4.75%
GAINESVILLE, GA (FHA|USDA|VA) 1 $315,000 $315,000 $8,922 5.50%
DANVILLE, IL (FHA|USDA|VA) 3 $315,000 $105,000 $6,149 5.16%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $310,000 $155,000 $3,911 6.50%
Fort Payne, AL (FHA|USDA|VA) 2 $310,000 $155,000 $4,472 5.00%
PITTSFIELD, MA (FHA|USDA|VA) 1 $305,000 $305,000 $14,033 7.13%
Batesville, AR (FHA|USDA|VA) 1 $305,000 $305,000 $6,346 7.50%
Hobbs, NM (FHA|USDA|VA) 1 $305,000 $305,000 $7,312 3.99%
BATON ROUGE, LA (FHA|USDA|VA) 2 $300,000 $150,000 $6,771 3.63%
MUSKEGON, MI (FHA|USDA|VA) 3 $295,000 $98,333 $6,060 4.75%
Fairfield, IA (FHA|USDA|VA) 1 $295,000 $295,000 $11,338 7.13%
Cornelia, GA (FHA|USDA|VA) 1 $295,000 $295,000 $10,322 5.38%
Mount Airy, NC (FHA|USDA|VA) 1 $295,000 $295,000 $13,084 5.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $285,000 $285,000 $3,094 6.63%
Freeport, IL (FHA|USDA|VA) 1 $285,000 $285,000 $3,275 5.13%
BRUNSWICK, GA (FHA|USDA|VA) 1 $285,000 $285,000 $8,860 5.75%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $285,000 $285,000 $6,040 6.75%
Weatherford, OK (FHA|USDA|VA) 1 $275,000 $275,000 $9,929 4.25%
LAWTON, OK (FHA|USDA|VA) 2 $270,000 $135,000 $5,687 5.25%
Pella, IA (FHA|USDA|VA) 1 $265,000 $265,000 $7,365 5.25%
Meridian, MS (FHA|USDA|VA) 1 $265,000 $265,000 $9,794 6.75%
Alamogordo, NM (FHA|USDA|VA) 1 $265,000 $265,000 $14,163 4.75%
Newport, TN (FHA|USDA|VA) 2 $260,000 $130,000 $0 6.75%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $260,000 $130,000 $2,983 3.38%
Jesup, GA (FHA|USDA|VA) 2 $260,000 $130,000 $3,006 5.62%
Martin, TN (FHA|USDA|VA) 1 $255,000 $255,000 $10,398 5.75%
Mason City, IA (FHA|USDA|VA) 1 $255,000 $255,000 $4,168 5.88%
Bay City, TX (FHA|USDA|VA) 1 $255,000 $255,000 $12,383 5.88%
Craig, CO (FHA|USDA|VA) 1 $255,000 $255,000 $8,481 3.25%
LAWRENCE, KS (FHA|USDA|VA) 1 $255,000 $255,000 $11,072 5.75%
MANSFIELD, OH (FHA|USDA|VA) 2 $250,000 $125,000 $3,421 5.50%
Bartlesville, OK (FHA|USDA|VA) 2 $250,000 $125,000 $5,882 5.19%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $245,000 $245,000 $6,081 4.63%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $240,000 $120,000 $5,007 8.50%
APPLETON, WI (FHA|USDA|VA) 2 $240,000 $120,000 $4,806 5.69%
Fairmont, WV (FHA|USDA|VA) 1 $235,000 $235,000 $5,481 4.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $235,000 $235,000 $14,273 5.75%
Escanaba, MI (FHA|USDA|VA) 1 $235,000 $235,000 $3,224 5.75%
Arcadia, FL (FHA|USDA|VA) 1 $235,000 $235,000 $10,399 5.88%
Price, UT (FHA|USDA|VA) 2 $230,000 $115,000 $0 6.75%
MUNCIE, IN (FHA|USDA|VA) 1 $225,000 $225,000 $10,639 5.75%
CHARLESTON, WV (FHA|USDA|VA) 1 $225,000 $225,000 $7,118 6.75%
Mayfield, KY (FHA|USDA|VA) 1 $225,000 $225,000 $7,732 5.38%
Durant, OK (FHA|USDA|VA) 2 $220,000 $110,000 $6,040 4.81%
Madison, IN (FHA|USDA|VA) 1 $215,000 $215,000 $8,105 6.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $215,000 $215,000 $9,465 6.75%
Wauchula, FL (FHA|USDA|VA) 1 $215,000 $215,000 $5,110 4.50%
Enterprise, AL (FHA|USDA|VA) 1 $215,000 $215,000 $10,371 2.75%
Jasper, AL (FHA|USDA|VA) 1 $215,000 $215,000 $5,628 5.63%
Selinsgrove, PA (FHA|USDA|VA) 1 $215,000 $215,000 $5,016 5.38%
Burley, ID (FHA|USDA|VA) 1 $215,000 $215,000 $6,343 4.88%
Othello, WA (FHA|USDA|VA) 1 $215,000 $215,000 $4,771 3.88%
Ozark, AL (FHA|USDA|VA) 2 $210,000 $105,000 $5,535 4.69%
Owatonna, MN (FHA|USDA|VA) 1 $205,000 $205,000 $16,223 5.50%
HARRISONBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $2,419 2.38%
Warsaw, IN (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.00%
Andrews, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,785 4.88%
Minden, LA (FHA|USDA|VA) 1 $195,000 $195,000 $14,792 5.25%
Bennington, VT (FHA|USDA|VA) 1 $195,000 $195,000 $5,293 7.50%
Kendallville, IN (FHA|USDA|VA) 1 $195,000 $195,000 $4,903 4.25%
Bonham, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,674 5.50%
Huntington, IN (FHA|USDA|VA) 2 $190,000 $95,000 $5,329 3.69%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $185,000 $185,000 $4,210 4.75%
Ruston, LA (FHA|USDA|VA) 1 $185,000 $185,000 $13,373 6.63%
Cedartown, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,795 6.38%
GOLDSBORO, NC (FHA|USDA|VA) 1 $185,000 $185,000 $10,224 7.13%
Centralia, IL (FHA|USDA|VA) 1 $185,000 $185,000 $6,038 6.75%
Alexander City, AL (FHA|USDA|VA) 1 $175,000 $175,000 $5,173 8.25%
Frankfort, KY (FHA|USDA|VA) 1 $175,000 $175,000 $7,897 5.25%
Central City, KY (FHA|USDA|VA) 1 $175,000 $175,000 $6,611 4.25%
Fergus Falls, MN (FHA|USDA|VA) 1 $175,000 $175,000 $4,236 7.25%
Mount Vernon, IL (FHA|USDA|VA) 1 $175,000 $175,000 $8,336 6.13%
Sandusky, OH (FHA|USDA|VA) 2 $170,000 $85,000 $0 4.69%
Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $1,708 3.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.75%
Rockingham, NC (FHA|USDA|VA) 1 $165,000 $165,000 $10,891 6.63%
Shawano, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,456 5.75%
Chillicothe, OH (FHA|USDA|VA) 1 $165,000 $165,000 $10,346 6.63%
JONESBORO, AR (FHA|USDA|VA) 1 $165,000 $165,000 $8,580 5.75%
Russellville, AR (FHA|USDA|VA) 1 $155,000 $155,000 $3,216 4.99%
Pottsville, PA (FHA|USDA|VA) 1 $155,000 $155,000 $7,120 5.99%
VALDOSTA, GA (FHA|USDA|VA) 1 $155,000 $155,000 $9,360 5.75%
Fairmont, MN (FHA|USDA|VA) 1 $145,000 $145,000 $7,234 5.75%
Toccoa, GA (FHA|USDA|VA) 1 $145,000 $145,000 $6,336 6.25%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,679 4.63%
Forest City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $6,344 7.13%
Starkville, MS (FHA|USDA|VA) 1 $145,000 $145,000 $7,412 3.75%
WICHITA, KS (FHA|USDA|VA) 1 $145,000 $145,000 $8,848 6.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.25%
Tiffin, OH (FHA|USDA|VA) 1 $135,000 $135,000 $8,234 3.00%
Defiance, OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,018 4.99%
Mineral Wells, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,891 6.75%
Washington Court House, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,201 3.88%
Storm Lake, IA (FHA|USDA|VA) 1 $135,000 $135,000 $3,769 5.63%
Macomb, IL (FHA|USDA|VA) 1 $135,000 $135,000 $7,916 5.63%
Lamesa, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,928 5.75%
Plainview, TX (FHA|USDA|VA) 1 $125,000 $125,000 $8,749 5.13%
Ottumwa, IA (FHA|USDA|VA) 1 $125,000 $125,000 $6,186 5.50%
Sterling, CO (FHA|USDA|VA) 1 $115,000 $115,000 $6,705 6.38%
Oxford, MS (FHA|USDA|VA) 1 $115,000 $115,000 $3,543 4.25%
Decatur, IN (FHA|USDA|VA) 1 $115,000 $115,000 $5,238 4.50%
Galesburg, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,526 6.25%
Harrison, AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,372 4.75%
DUBUQUE, IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,668 5.38%
Natchez, MS-LA (FHA|USDA|VA) 1 $115,000 $115,000 $5,011 7.63%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,727 5.75%
Taylorville, IL (FHA|USDA|VA) 1 $105,000 $105,000 $6,005 6.25%
Moultrie, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,607 4.75%
Bedford, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,059 3.75%
LaGrange, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $6,160 3.50%
Sikeston, MO (FHA|USDA|VA) 1 $95,000 $95,000 $6,282 7.13%
Malvern, AR (FHA|USDA|VA) 1 $95,000 $95,000 $4,159 5.50%
Sturgis, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,635 5.75%
Parsons, KS (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.99%
Duncan, OK (FHA|USDA|VA) 1 $75,000 $75,000 $5,619 4.25%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.75%
Americus, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,774 6.38%
Coshocton, OH (FHA|USDA|VA) 1 $75,000 $75,000 $5,179 6.63%
Wabash, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.13%
American Pacific Mortgage Corporation's top markets include San Francisco, Chicago, Seattle, Sacramento, and San Antonio among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 17,338 $6,669,300,000 $384,664 $7,690 5.07%
    FHA 6,066 $1,908,120,000 $314,560 $13,151 5.14%
    VA 3,710 $1,653,700,000 $445,741 $12,907 4.79%
    USDA 335 $70,135,000 $209,358 $7,742 4.93%

    For 2022, American Pacific Mortgage Corporation's most frequently originated type of loan was Conventional, with 17,338 originations. Their 2nd most popular type was FHA, with 6,066 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 22,587 $8,615,635,000 $381,442 $9,957 5.18%
    Cash Out Refi 3,475 $1,217,105,000 $350,246 $8,545 4.53%
    Refi 1,387 $468,515,000 $337,790 $6,702 4.11%

    For 2022, American Pacific Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 22,587 originations. The 2nd most popular reason was Cash Out Refi, with 3,475 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 26,312 $10,041,890,000 $381,647 $9,775 5.09%
    15 Year 754 $172,960,000 $229,390 $5,606 3.91%
    20 Year 194 $53,310,000 $274,794 $5,349 4.23%
    10 Year 117 $6,025,000 $51,496 $1,970 3.60%
    Other 52 $16,770,000 $322,500 $8,585 4.09%
    1 Year 19 $9,065,000 $477,105 $8,367 5.45%
    30+ year 1 $1,235,000 $1,235,000 $14,720 6.75%

    For 2022, American Pacific Mortgage Corporation's most frequently cited loan duration was 30 Year, with 26,312 originations. The 2nd most popular length was 15 Year, with 754 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 8,951 $4,108,705,000 $459,022
    $1k-2k 6,337 $2,433,545,000 $384,022
    $2k-3k 3,279 $1,012,255,000 $308,708
    $3k-4k 3,155 $950,855,000 $301,380
    $4k-5k 2,684 $873,950,000 $325,615
    $<1k 1,554 $507,320,000 $326,461

    American Pacific Mortgage Corporation's average total fees were $9,775, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 8,951 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 8,651 $3,171,255,000 $366,577
    4-5% 6,332 $2,518,130,000 $397,683
    3-4% 6,047 $2,404,445,000 $397,626
    6-7% 4,366 $1,453,150,000 $332,833
    7-8% 972 $308,570,000 $317,459
    2.5-3% 758 $347,390,000 $458,298
    <2.5% 210 $58,240,000 $277,333
    Over 8% 113 $40,075,000 $354,646

    During 2022, American Pacific Mortgage Corporation's average interest rate for loans was 5.09%, while their most frequently originated rate bucket for loans was 5-6%, with 8,651 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 12,588 $3,724,620,000 $295,887 $8,820 5.09%
    $400k-600k 6,116 $2,952,730,000 $482,788 $11,145 4.99%
    $100k-200k 4,464 $703,670,000 $157,632 $6,147 5.17%
    $600k-1MM 2,934 $2,130,310,000 $726,077 $13,443 4.88%
    $100,000 or less 794 $50,690,000 $63,841 $4,148 5.09%
    $1MM+ 553 $739,235,000 $1,336,772 $18,482 4.41%

    2022 saw American Pacific Mortgage Corporation place emphasis on $200k-400k loans with 12,588 originations, totaling $3,724,620,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 6,973 $2,830,515,000 $405,925 $10,495 5.08%
    $50k-75k 5,972 $1,474,590,000 $246,917 $8,263 5.04%
    $75k-100k 5,603 $1,801,105,000 $321,454 $9,592 5.07%
    $150k-250k 4,368 $2,275,510,000 $520,950 $11,001 5.07%
    $50k or less 2,318 $382,510,000 $165,017 $6,366 4.84%
    $250k+ 1,957 $1,436,905,000 $734,239 $11,644 5.04%

    American Pacific Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 6,973 originations. The second most popular income band? $50k-75k, with 5,972 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 3,901 $1,482,095,000 $379,927 $8,395 4.94%
    50-60% 3,197 $1,216,505,000 $380,515 $13,631 5.06%
    20-30% 3,071 $1,092,315,000 $355,687 $7,701 4.81%
    49% 1,611 $607,665,000 $377,197 $9,878 5.28%
    44% 1,578 $577,300,000 $365,843 $9,212 5.17%
    42% 1,259 $497,605,000 $395,238 $9,515 5.06%
    48% 1,203 $439,255,000 $365,133 $10,282 5.28%
    45% 1,201 $437,465,000 $364,251 $9,797 5.17%
    43% 1,190 $428,480,000 $360,067 $8,977 5.11%
    41% 1,140 $435,850,000 $382,325 $9,034 5.08%
    46% 1,117 $405,825,000 $363,317 $10,153 5.16%
    47% 1,061 $394,905,000 $372,201 $9,960 5.19%
    40% 1,053 $401,205,000 $381,011 $8,822 5.02%
    39% 1,027 $393,255,000 $382,916 $9,204 5.03%
    38% 980 $379,710,000 $387,459 $9,315 4.99%
    37% 942 $360,220,000 $382,399 $8,558 5.01%
    36% 818 $313,630,000 $383,411 $8,397 4.99%
    <20% 713 $231,015,000 $324,004 $6,752 4.85%
    >60% 316 $183,210,000 $579,778 $16,959 4.85%

    American Pacific Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 3,901 originations. The next most common DTI ratio? 50-60%, with 3,197 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 18,549 $6,738,365,000 $363,274 $9,191 5.04%
    Not provided 4,482 $1,755,370,000 $391,649 $10,298 5.02%
    Black 2,333 $858,015,000 $367,773 $11,321 5.15%
    Asian 1,436 $668,980,000 $465,864 $9,826 4.95%
    American Indian 283 $98,595,000 $348,392 $10,188 5.09%
    Asian Indian 73 $43,485,000 $595,685 $8,908 4.87%
    Native Hawaiian or Islander 90 $39,590,000 $439,889 $11,711 4.67%
    Filipino 77 $36,235,000 $470,584 $11,270 5.40%
    Other Asian 46 $19,630,000 $426,739 $10,277 5.38%
    Chinese 22 $14,110,000 $641,364 $8,664 4.83%
    Guamanian 10 $6,050,000 $605,000 $12,558 4.90%
    Japanese 10 $6,020,000 $602,000 $9,252 5.31%
    Other Pacific Islander 16 $5,740,000 $358,750 $12,311 5.40%
    Vietnamese 9 $4,505,000 $500,556 $12,682 4.85%
    Native Hawaiian 4 $2,840,000 $710,000 $23,574 4.56%
    Samoan 6 $2,750,000 $458,333 $15,156 4.56%
    Korean 3 $975,000 $325,000 $10,922 4.25%

    Approval Rates

    Total approvals of all applications
    92.42%

    American Pacific Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    68.28%

    American Pacific Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 27,449 $10,301,255,000 $375,287

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    27,449 $10,301,255,000 $375,287

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 934 $223,520,000 $239,315 $5,853 4.69%
    40-60% 2,395 $811,255,000 $338,729 $7,063 4.69%
    60-80% 6,682 $2,714,680,000 $406,268 $8,567 4.96%
    80-100% 16,063 $6,031,145,000 $375,468 $9,934 5.17%
    Over 100% 1,051 $496,025,000 $471,955 $19,979 4.85%
    Under 20% 324 $24,630,000 $76,019 $3,685 4.84%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    AMERICAN PACIFIC MORTGAGE Conventional home mortgage Trouble during payment process 1 100.0%