American Pacific Mortgage Corporation Rates, Fees & Info

SACRAMENTO, CA

LEI: 549300KIOYNU323LVJ37

Tax ID: 68-0382674

2.9 stars - out of 5 stars, based on 232 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    American Pacific Mortgage Corporation is a large mortgage company specializing in Home Purchase and Refi loans. American Pacific Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, Sacramento, Chicago, Seattle, and Los Angeles among others. We have data for 530 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American Pacific Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Pacific Mortgage Corporation is typically a high fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.72% 8/6/22
    30 Year Conventional Refi 5.53% 8/6/22
    30 Year Cash-out Refi 5.73% 8/6/22
    30 Year FHA Purchase 6.65% 8/6/22
    30 Year FHA Refi 6.12% 8/6/22
    30 Year VA Purchase 5.37% 8/6/22
    30 Year VA Refi 4.94% 8/6/22
    30 Year USDA Purchase 5.88% 8/6/22
    30 Year USDA Refi 5.65% 8/6/22
    15 Year Conventional Purchase 4.59% 8/6/22
    15 Year Conventional Refi 4.58% 8/6/22
    15 Year Cash-out Refi 4.58% 8/6/22
    15 Year FHA Purchase 5.77% 8/6/22
    15 Year FHA Refi 5.91% 8/6/22
    15 Year VA Purchase 4.52% 8/6/22
    15 Year VA Refi 4.26% 8/6/22
    15 Year USDA Refi 4.26% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    53,787

    Origination Dollar Volume (All Markets)

    $20,901,015,000
    Show all (12) awards

    Relative Rate

    American Pacific Mortgage Corporation's average 30 year fixed rate mortgage of loans were 3.14%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.01%.

    Relative Fees

    American Pacific Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $6,868.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 5,217 $3,513,855,000 $673,539 $6,924 3.03%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 4,004 $1,544,430,000 $385,722 $5,897 3.08%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 5,314 $1,378,200,000 $259,353 $5,692 3.21%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 3,082 $1,359,940,000 $441,252 $7,117 3.15%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 2,109 $1,126,835,000 $534,298 $7,931 3.08%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 1,585 $898,345,000 $566,779 $10,216 2.89%
    URBAN HONOLULU, HI (FHA|USDA|VA) » 1,341 $864,025,000 $644,314 $12,464 2.63%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 2,055 $793,335,000 $386,051 $8,207 3.12%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 2,090 $568,760,000 $272,134 $6,441 3.01%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 782 $536,170,000 $685,639 $6,064 3.07%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 1,065 $417,365,000 $391,892 $5,925 3.06%
    MODESTO, CA (FHA|USDA|VA) » 1,308 $414,560,000 $316,942 $5,659 3.11%
    VALLEJO, CA (FHA|USDA|VA) » 970 $409,590,000 $422,258 $6,928 3.08%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 1,166 $398,540,000 $341,801 $6,010 3.18%
    STOCKTON, CA (FHA|USDA|VA) » 1,040 $373,300,000 $358,942 $5,792 3.09%
    Outside of Metro Areas 1,161 $323,345,000 $278,506 $5,602 3.15%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 538 $260,370,000 $483,959 $6,524 3.05%
    REDDING, CA (FHA|USDA|VA) » 879 $254,795,000 $289,869 $5,601 3.13%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 809 $249,265,000 $308,115 $5,581 3.13%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » 581 $191,115,000 $328,941 $5,396 3.06%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 487 $182,405,000 $374,548 $5,035 3.10%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 570 $164,710,000 $288,965 $6,866 3.20%
    BOISE CITY, ID (FHA|USDA|VA) » 476 $153,680,000 $322,857 $6,854 3.03%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 441 $151,775,000 $344,161 $5,003 3.15%
    FRESNO, CA (FHA|USDA|VA) » 547 $147,585,000 $269,808 $5,800 3.13%
    SALINAS, CA (FHA|USDA|VA) » 276 $133,780,000 $484,710 $6,260 3.13%
    NAPA, CA (FHA|USDA|VA) » 223 $120,985,000 $542,534 $6,329 3.07%
    BAKERSFIELD, CA (FHA|USDA|VA) » 396 $109,150,000 $275,631 $6,177 3.04%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 352 $104,490,000 $296,847 $6,595 3.12%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 184 $98,810,000 $537,011 $7,913 2.99%
    SALEM, OR (FHA|USDA|VA) » 297 $95,895,000 $322,879 $7,668 3.22%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 236 $95,590,000 $405,042 $5,074 3.03%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 294 $95,580,000 $325,102 $7,070 3.06%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 426 $87,450,000 $205,282 $4,881 3.19%
    MERCED, CA (FHA|USDA|VA) » 291 $80,275,000 $275,859 $5,870 3.10%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » 121 $77,925,000 $644,008 $6,564 3.09%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » 225 $77,035,000 $342,378 $6,230 3.18%
    JACKSONVILLE, FL (FHA|USDA|VA) » 279 $74,175,000 $265,860 $6,153 3.14%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 170 $73,420,000 $431,882 $4,559 3.02%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 202 $69,170,000 $342,426 $7,787 3.15%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 175 $67,345,000 $384,829 $6,130 3.02%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) » 229 $62,355,000 $272,293 $6,990 2.99%
    Bozeman, MT (FHA|USDA|VA) » 142 $59,590,000 $419,648 $6,378 3.21%
    MADERA, CA (FHA|USDA|VA) » 213 $59,345,000 $278,615 $6,530 3.14%
    PROVO-OREM, UT (FHA|USDA|VA) » 181 $59,265,000 $327,431 $5,774 3.10%
    Hermiston-Pendleton, OR (FHA|USDA|VA) » 237 $55,755,000 $235,253 $6,233 3.25%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 180 $54,200,000 $301,111 $6,097 3.19%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 153 $53,965,000 $352,712 $7,240 3.21%
    YUBA CITY, CA (FHA|USDA|VA) » 169 $52,585,000 $311,154 $6,561 3.17%
    RENO, NV (FHA|USDA|VA) » 143 $52,395,000 $366,399 $5,738 3.07%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 264 $51,490,000 $195,038 $4,610 3.40%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 138 $49,630,000 $359,638 $6,642 3.09%
    Outside of Metro Areas 142 $49,130,000 $345,986 $7,258 3.06%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 174 $48,610,000 $279,368 $6,707 3.15%
    YAKIMA, WA (FHA|USDA|VA) » 190 $47,620,000 $250,632 $8,950 3.21%
    OCALA, FL (FHA|USDA|VA) » 251 $47,045,000 $187,430 $6,043 3.19%
    Kapaa, HI (FHA|USDA|VA) » 76 $46,610,000 $613,289 $7,605 3.01%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 208 $45,270,000 $217,644 $6,243 3.05%
    VISALIA, CA (FHA|USDA|VA) » 158 $43,230,000 $273,608 $5,901 3.15%
    POCATELLO, ID (FHA|USDA|VA) » 198 $42,390,000 $214,091 $6,547 3.01%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 158 $40,560,000 $256,709 $6,005 3.25%
    Clearlake, CA (FHA|USDA|VA) » 149 $40,505,000 $271,846 $6,438 3.17%
    Hilo, HI (FHA|USDA|VA) » 93 $38,685,000 $415,968 $5,854 2.79%
    Payson, AZ (FHA|USDA|VA) » 159 $37,315,000 $234,686 $4,870 3.03%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » 101 $36,785,000 $364,208 $6,796 3.15%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 123 $35,525,000 $288,821 $7,167 3.33%
    ST. GEORGE, UT (FHA|USDA|VA) » 118 $35,280,000 $298,983 $4,862 3.13%
    Sandpoint, ID (FHA|USDA|VA) » 108 $31,740,000 $293,889 $5,960 3.13%
    Red Bluff, CA (FHA|USDA|VA) » 110 $30,230,000 $274,818 $6,049 3.14%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 99 $30,125,000 $304,293 $5,761 3.11%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 68 $29,010,000 $426,618 $7,514 2.89%
    Oak Harbor, WA (FHA|USDA|VA) » 68 $27,940,000 $410,882 $7,448 3.13%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 98 $27,270,000 $278,265 $6,497 3.26%
    LEWISTON, ID-WA (FHA|USDA|VA) » 101 $24,625,000 $243,812 $6,344 3.13%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 120 $24,480,000 $204,000 $4,275 3.46%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 40 $24,300,000 $607,500 $8,706 3.08%
    CHICO, CA (FHA|USDA|VA) » 76 $24,090,000 $316,974 $5,385 3.13%
    BELLINGHAM, WA (FHA|USDA|VA) » 64 $23,440,000 $366,250 $6,475 3.35%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 63 $23,375,000 $371,032 $7,295 3.27%
    Eureka-Arcata, CA (FHA|USDA|VA) » 74 $22,640,000 $305,946 $6,077 3.18%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 67 $22,235,000 $331,866 $9,312 2.77%
    Fort Leonard Wood, MO (FHA|USDA|VA) » 121 $22,065,000 $182,355 $4,801 3.02%
    TUCSON, AZ (FHA|USDA|VA) » 79 $21,485,000 $271,962 $5,061 3.05%
    CORVALLIS, OR (FHA|USDA|VA) » 70 $21,350,000 $305,000 $6,154 3.05%
    AMES, IA (FHA|USDA|VA) » 114 $21,250,000 $186,404 $3,643 2.98%
    BEND, OR (FHA|USDA|VA) » 48 $21,240,000 $442,500 $6,881 3.17%
    Roseburg, OR (FHA|USDA|VA) » 74 $20,900,000 $282,432 $5,755 3.06%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) » 31 $18,555,000 $598,548 $9,249 2.82%
    Shelton, WA (FHA|USDA|VA) » 61 $18,505,000 $303,361 $6,545 3.17%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 46 $18,260,000 $396,957 $6,134 2.94%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 84 $17,780,000 $211,667 $7,296 3.17%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 62 $17,750,000 $286,290 $5,262 3.44%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 54 $17,540,000 $324,815 $6,269 3.18%
    Sonora, CA (FHA|USDA|VA) » 60 $17,370,000 $289,500 $4,987 3.11%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 56 $17,300,000 $308,929 $5,332 3.07%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » 35 $17,055,000 $487,286 $5,073 2.93%
    LOGAN, UT-ID (FHA|USDA|VA) » 54 $16,850,000 $312,037 $5,559 3.03%
    ALBANY-LEBANON, OR (FHA|USDA|VA) » 56 $16,310,000 $291,250 $7,101 3.26%
    BLOOMINGTON, IL (FHA|USDA|VA) » 98 $16,290,000 $166,224 $3,881 3.10%
    PEORIA, IL (FHA|USDA|VA) » 98 $15,690,000 $160,102 $4,243 3.19%
    FORT COLLINS, CO (FHA|USDA|VA) » 45 $15,675,000 $348,333 $4,834 3.06%
    GREELEY, CO (FHA|USDA|VA) » 44 $15,600,000 $354,545 $5,127 3.10%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 68 $15,520,000 $228,235 $5,850 3.17%
    Ellensburg, WA (FHA|USDA|VA) » 36 $15,190,000 $421,944 $6,032 3.31%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 62 $14,920,000 $240,645 $5,866 3.08%
    Show Low, AZ (FHA|USDA|VA) » 51 $14,765,000 $289,510 $7,370 3.09%
    Ukiah, CA (FHA|USDA|VA) » 38 $14,390,000 $378,684 $6,643 3.07%
    WENATCHEE, WA (FHA|USDA|VA) » 43 $13,115,000 $305,000 $6,281 3.06%
    Susanville, CA (FHA|USDA|VA) » 63 $12,715,000 $201,825 $6,623 3.15%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 39 $12,345,000 $316,538 $6,253 3.27%
    Centralia, WA (FHA|USDA|VA) » 37 $11,225,000 $303,378 $6,924 3.35%
    LONGVIEW, WA (FHA|USDA|VA) » 34 $10,830,000 $318,529 $6,337 3.19%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 48 $10,770,000 $224,375 $5,638 3.24%
    ROANOKE, VA (FHA|USDA|VA) » 67 $10,545,000 $157,388 $4,942 3.63%
    Blackfoot, ID (FHA|USDA|VA) » 43 $10,025,000 $233,140 $6,628 3.04%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 44 $9,880,000 $224,545 $6,315 3.16%
    ROCKFORD, IL (FHA|USDA|VA) » 58 $9,290,000 $160,172 $5,129 3.30%
    Moses Lake, WA (FHA|USDA|VA) » 37 $9,285,000 $250,946 $6,204 3.15%
    Clewiston, FL (FHA|USDA|VA) » 42 $8,290,000 $197,381 $6,968 3.17%
    Aberdeen, WA (FHA|USDA|VA) » 33 $8,245,000 $249,848 $6,078 3.40%
    Heber, UT (FHA|USDA|VA) » 13 $8,165,000 $628,077 $6,297 3.23%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 31 $7,985,000 $257,581 $5,812 2.90%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 40 $7,780,000 $194,500 $4,605 3.21%
    Fernley, NV (FHA|USDA|VA) » 27 $7,755,000 $287,222 $6,689 3.23%
    KANKAKEE, IL (FHA|USDA|VA) » 40 $7,740,000 $193,500 $5,345 3.37%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 16 $7,720,000 $482,500 $7,416 3.00%
    Whitewater, WI (FHA|USDA|VA) » 28 $7,380,000 $263,571 $3,762 3.31%
    COLUMBUS, OH (FHA|USDA|VA) » 34 $7,330,000 $215,588 $4,461 3.38%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 34 $7,160,000 $210,588 $5,018 3.11%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 28 $7,140,000 $255,000 $7,122 3.40%
    GRANTS PASS, OR (FHA|USDA|VA) » 22 $7,110,000 $323,182 $5,924 3.22%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 28 $6,750,000 $241,071 $5,107 3.37%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 28 $6,730,000 $240,357 $4,400 3.22%
    RACINE, WI (FHA|USDA|VA) » 32 $6,630,000 $207,188 $4,706 3.42%
    DECATUR, IL (FHA|USDA|VA) » 51 $6,605,000 $129,510 $4,266 3.33%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 19 $6,525,000 $343,421 $5,470 3.13%
    IDAHO FALLS, ID (FHA|USDA|VA) » 25 $6,375,000 $255,000 $5,387 3.08%
    Pullman, WA (FHA|USDA|VA) » 23 $6,235,000 $271,087 $4,965 3.12%
    Gardnerville Ranchos, NV (FHA|USDA|VA) » 17 $6,225,000 $366,176 $4,288 3.08%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 21 $5,955,000 $283,571 $6,855 3.28%
    WICHITA, KS (FHA|USDA|VA) » 39 $5,885,000 $150,897 $5,362 3.48%
    PUNTA GORDA, FL (FHA|USDA|VA) » 22 $5,830,000 $265,000 $6,456 3.30%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 21 $5,445,000 $259,286 $7,304 2.90%
    MEDFORD, OR (FHA|USDA|VA) » 16 $5,420,000 $338,750 $5,493 3.01%
    SAVANNAH, GA (FHA|USDA|VA) » 19 $5,345,000 $281,316 $8,681 3.28%
    Lake City, FL (FHA|USDA|VA) » 23 $5,295,000 $230,217 $5,535 3.33%
    Uvalde, TX (FHA|USDA|VA) » 30 $5,280,000 $176,000 $5,792 3.11%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 24 $5,190,000 $216,250 $5,433 3.36%
    TULSA, OK (FHA|USDA|VA) » 21 $5,105,000 $243,095 $7,369 3.41%
    PANAMA CITY, FL (FHA|USDA|VA) » 19 $5,015,000 $263,947 $6,541 3.19%
    HUNTSVILLE, AL (FHA|USDA|VA) » 17 $4,615,000 $271,471 $7,804 3.01%
    BOULDER, CO (FHA|USDA|VA) » 11 $4,575,000 $415,909 $5,958 3.09%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 20 $4,540,000 $227,000 $3,474 2.96%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » 10 $4,460,000 $446,000 $7,404 3.31%
    EL CENTRO, CA (FHA|USDA|VA) » 21 $4,415,000 $210,238 $5,144 3.08%
    MADISON, WI (FHA|USDA|VA) » 18 $4,350,000 $241,667 $5,307 3.17%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 12 $4,310,000 $359,167 $5,099 3.20%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 13 $4,215,000 $324,231 $7,937 3.20%
    Port Angeles, WA (FHA|USDA|VA) » 16 $4,180,000 $261,250 $7,021 3.21%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 16 $4,130,000 $258,125 $4,289 2.88%
    FLAGSTAFF, AZ (FHA|USDA|VA) » 11 $4,065,000 $369,545 $6,784 3.41%
    Newport, OR (FHA|USDA|VA) » 11 $4,055,000 $368,636 $6,527 3.14%
    Ontario, OR-ID (FHA|USDA|VA) » 13 $3,905,000 $300,385 $7,176 3.07%
    GAINESVILLE, FL (FHA|USDA|VA) » 16 $3,830,000 $239,375 $5,696 2.97%
    Cedar City, UT (FHA|USDA|VA) » 11 $3,705,000 $336,818 $4,866 3.23%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 20 $3,690,000 $184,500 $4,539 3.45%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) » 5 $3,615,000 $723,000 $3,612 3.12%
    SPARTANBURG, SC (FHA|USDA|VA) » 16 $3,610,000 $225,625 $4,752 3.55%
    LYNCHBURG, VA (FHA|USDA|VA) » 13 $3,595,000 $276,538 $6,021 3.24%
    EL PASO, TX (FHA|USDA|VA) » 13 $3,595,000 $276,538 $5,996 3.03%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 8 $3,470,000 $433,750 $11,333 2.73%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » 14 $3,410,000 $243,571 $3,976 2.91%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 16 $3,350,000 $209,375 $4,807 3.34%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 16 $3,110,000 $194,375 $5,542 3.47%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 13 $3,075,000 $236,538 $5,082 3.13%
    RICHMOND, VA (FHA|USDA|VA) » 10 $2,890,000 $289,000 $5,721 3.06%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 10 $2,830,000 $283,000 $4,501 3.27%
    SANTA FE, NM (FHA|USDA|VA) » 10 $2,830,000 $283,000 $7,761 3.00%
    THE VILLAGES, FL (FHA|USDA|VA) » 11 $2,815,000 $255,909 $6,266 3.15%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 10 $2,790,000 $279,000 $5,050 2.94%
    Durango, CO (FHA|USDA|VA) » 7 $2,775,000 $396,429 $4,944 3.16%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) » 7 $2,695,000 $385,000 $3,894 2.95%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 10 $2,650,000 $265,000 $6,157 3.25%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 7 $2,585,000 $369,286 $5,332 3.09%
    Helena, MT (FHA|USDA|VA) » 11 $2,585,000 $235,000 $4,279 3.51%
    KNOXVILLE, TN (FHA|USDA|VA) » 11 $2,505,000 $227,727 $4,979 3.17%
    Connersville, IN (FHA|USDA|VA) » 18 $2,490,000 $138,333 $4,303 3.38%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 3 $2,465,000 $821,667 $13,584 2.67%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 13 $2,445,000 $188,077 $4,983 3.18%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » 9 $2,325,000 $258,333 $6,027 3.03%
    Butte-Silver Bow, MT (FHA|USDA|VA) » 10 $2,290,000 $229,000 $5,444 3.12%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 8 $2,280,000 $285,000 $3,490 3.00%
    PUEBLO, CO (FHA|USDA|VA) » 8 $2,260,000 $282,500 $5,007 3.17%
    YUMA, AZ (FHA|USDA|VA) » 9 $2,245,000 $249,444 $5,508 3.12%
    Fallon, NV (FHA|USDA|VA) » 9 $2,245,000 $249,444 $8,745 3.32%
    Baraboo, WI (FHA|USDA|VA) » 11 $2,195,000 $199,545 $4,959 3.23%
    Palatka, FL (FHA|USDA|VA) » 13 $2,185,000 $168,077 $4,927 3.43%
    CARSON CITY, NV (FHA|USDA|VA) » 7 $2,165,000 $309,286 $6,254 3.27%
    SPRINGFIELD, IL (FHA|USDA|VA) » 13 $2,135,000 $164,231 $5,795 3.09%
    FORT WAYNE, IN (FHA|USDA|VA) » 7 $2,125,000 $303,571 $4,670 3.16%
    Pahrump, NV (FHA|USDA|VA) » 7 $2,115,000 $302,143 $7,659 2.80%
    Crescent City, CA (FHA|USDA|VA) » 9 $2,105,000 $233,889 $5,426 3.05%
    WORCESTER, MA-CT (FHA|USDA|VA) » 5 $2,075,000 $415,000 $5,271 2.83%
    Ottawa, IL (FHA|USDA|VA) » 13 $2,075,000 $159,615 $3,737 3.29%
    JACKSON, MS (FHA|USDA|VA) » 6 $2,030,000 $338,333 $6,290 3.79%
    Cookeville, TN (FHA|USDA|VA) » 10 $1,960,000 $196,000 $4,821 3.05%
    WALLA WALLA, WA (FHA|USDA|VA) » 8 $1,940,000 $242,500 $6,397 3.16%
    Shelbyville, TN (FHA|USDA|VA) » 8 $1,860,000 $232,500 $4,197 2.91%
    Coos Bay, OR (FHA|USDA|VA) » 7 $1,825,000 $260,714 $7,696 2.79%
    Greensburg, IN (FHA|USDA|VA) » 9 $1,825,000 $202,778 $5,605 3.43%
    Pearsall, TX (FHA|USDA|VA) » 9 $1,825,000 $202,778 $4,949 3.01%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) » 7 $1,815,000 $259,286 $5,532 3.86%
    BILLINGS, MT (FHA|USDA|VA) » 4 $1,780,000 $445,000 $5,177 3.09%
    AKRON, OH (FHA|USDA|VA) » 13 $1,715,000 $131,923 $4,097 3.39%
    DAYTON-KETTERING, OH (FHA|USDA|VA) » 9 $1,685,000 $187,222 $6,489 3.11%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 5 $1,675,000 $335,000 $9,514 3.20%
    TALLAHASSEE, FL (FHA|USDA|VA) » 10 $1,640,000 $164,000 $5,395 3.21%
    Hood River, OR (FHA|USDA|VA) » 4 $1,630,000 $407,500 $7,843 2.91%
    Brookings, OR (FHA|USDA|VA) » 5 $1,595,000 $319,000 $5,370 3.40%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 6 $1,580,000 $263,333 $6,487 3.25%
    Moscow, ID (FHA|USDA|VA) » 5 $1,575,000 $315,000 $4,309 3.23%
    Rexburg, ID (FHA|USDA|VA) » 6 $1,570,000 $261,667 $4,810 2.91%
    TWIN FALLS, ID (FHA|USDA|VA) » 5 $1,545,000 $309,000 $8,615 2.95%
    COLUMBIA, SC (FHA|USDA|VA) » 5 $1,535,000 $307,000 $3,782 3.00%
    VALDOSTA, GA (FHA|USDA|VA) » 7 $1,535,000 $219,286 $6,289 3.14%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 5 $1,465,000 $293,000 $3,334 3.60%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 5 $1,455,000 $291,000 $4,923 2.90%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 6 $1,440,000 $240,000 $3,305 3.08%
    Burlington, IA-IL (FHA|USDA|VA) » 12 $1,440,000 $120,000 $4,411 3.09%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 4 $1,430,000 $357,500 $6,506 3.09%
    Breckenridge, CO (FHA|USDA|VA) » 4 $1,410,000 $352,500 $5,441 2.97%
    TYLER, TX (FHA|USDA|VA) » 4 $1,410,000 $352,500 $10,361 3.12%
    WARNER ROBINS, GA (FHA|USDA|VA) » 5 $1,405,000 $281,000 $6,274 2.75%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 5 $1,385,000 $277,000 $5,171 3.05%
    CANTON-MASSILLON, OH (FHA|USDA|VA) » 8 $1,370,000 $171,250 $4,696 3.58%
    SHERMAN-DENISON, TX (FHA|USDA|VA) » 7 $1,355,000 $193,571 $9,148 3.50%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 4 $1,350,000 $337,500 $5,763 2.97%
    Othello, WA (FHA|USDA|VA) » 6 $1,340,000 $223,333 $5,002 3.33%
    HATTIESBURG, MS (FHA|USDA|VA) » 6 $1,320,000 $220,000 $7,037 3.46%
    SPRINGFIELD, MO (FHA|USDA|VA) » 8 $1,320,000 $165,000 $4,061 3.26%
    Rolla, MO (FHA|USDA|VA) » 6 $1,310,000 $218,333 $7,806 3.35%
    MORRISTOWN, TN (FHA|USDA|VA) » 4 $1,300,000 $325,000 $4,661 3.50%
    TOPEKA, KS (FHA|USDA|VA) » 6 $1,290,000 $215,000 $3,249 3.33%
    Steamboat Springs, CO (FHA|USDA|VA) » 3 $1,265,000 $421,667 $8,087 2.83%
    La Grande, OR (FHA|USDA|VA) » 6 $1,250,000 $208,333 $7,520 3.21%
    GREEN BAY, WI (FHA|USDA|VA) » 5 $1,245,000 $249,000 $4,137 3.03%
    Key West, FL (FHA|USDA|VA) » 3 $1,245,000 $415,000 $5,998 3.42%
    PITTSBURGH, PA (FHA|USDA|VA) » 5 $1,205,000 $241,000 $5,925 3.15%
    LAFAYETTE, LA (FHA|USDA|VA) » 2 $1,200,000 $600,000 $6,266 2.94%
    Astoria, OR (FHA|USDA|VA) » 3 $1,195,000 $398,333 $5,686 3.00%
    Carlsbad-Artesia, NM (FHA|USDA|VA) » 5 $1,195,000 $239,000 $8,380 3.53%
    Mountain Home, ID (FHA|USDA|VA) » 6 $1,190,000 $198,333 $4,393 2.94%
    Lewisburg, TN (FHA|USDA|VA) » 5 $1,155,000 $231,000 $4,819 3.25%
    WACO, TX (FHA|USDA|VA) » 6 $1,150,000 $191,667 $5,704 3.52%
    JACKSONVILLE, NC (FHA|USDA|VA) » 4 $1,140,000 $285,000 $7,260 3.19%
    NILES, MI (FHA|USDA|VA) » 5 $1,135,000 $227,000 $3,907 3.20%
    Sevierville, TN (FHA|USDA|VA) » 3 $1,095,000 $365,000 $4,004 3.25%
    RAPID CITY, SD (FHA|USDA|VA) » 4 $1,090,000 $272,500 $5,901 3.09%
    Klamath Falls, OR (FHA|USDA|VA) » 4 $1,090,000 $272,500 $6,480 3.19%
    The Dalles, OR (FHA|USDA|VA) » 4 $1,080,000 $270,000 $5,706 3.00%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 3 $1,075,000 $358,333 $4,424 3.41%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 5 $1,075,000 $215,000 $4,391 2.92%
    Crossville, TN (FHA|USDA|VA) » 5 $1,065,000 $213,000 $4,696 3.03%
    St. Marys, GA (FHA|USDA|VA) » 4 $1,060,000 $265,000 $5,811 2.81%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) » 3 $1,055,000 $351,667 $3,565 3.25%
    LINCOLN, NE (FHA|USDA|VA) » 2 $1,050,000 $525,000 $2,767 3.00%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 5 $1,045,000 $209,000 $3,585 3.00%
    Dixon, IL (FHA|USDA|VA) » 6 $1,040,000 $173,333 $7,588 3.77%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 4 $1,040,000 $260,000 $3,842 3.19%
    Tullahoma-Manchester, TN (FHA|USDA|VA) » 6 $1,040,000 $173,333 $4,805 3.15%
    Athens, TX (FHA|USDA|VA) » 4 $1,040,000 $260,000 $6,858 3.59%
    McMinnville, TN (FHA|USDA|VA) » 6 $1,000,000 $166,667 $4,874 2.96%
    WILMINGTON, NC (FHA|USDA|VA) » 3 $965,000 $321,667 $2,790 3.21%
    Prineville, OR (FHA|USDA|VA) » 2 $950,000 $475,000 $7,668 3.06%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 3 $935,000 $311,667 $5,165 2.58%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) » 6 $910,000 $151,667 $4,587 3.13%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 4 $900,000 $225,000 $4,153 2.94%
    JACKSON, TN (FHA|USDA|VA) » 5 $895,000 $179,000 $3,970 2.75%
    SHEBOYGAN, WI (FHA|USDA|VA) » 4 $890,000 $222,500 $5,143 3.38%
    Vernal, UT (FHA|USDA|VA) » 5 $885,000 $177,000 $6,040 3.15%
    Marshalltown, IA (FHA|USDA|VA) » 7 $875,000 $125,000 $4,796 3.18%
    SAN ANGELO, TX (FHA|USDA|VA) » 4 $870,000 $217,500 $7,042 2.94%
    BRUNSWICK, GA (FHA|USDA|VA) » 3 $865,000 $288,333 $7,906 3.08%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 5 $865,000 $173,000 $4,977 3.05%
    DULUTH, MN-WI (FHA|USDA|VA) » 6 $860,000 $143,333 $5,230 3.48%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 4 $850,000 $212,500 $7,589 2.72%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) » 5 $845,000 $169,000 $5,447 3.83%
    APPLETON, WI (FHA|USDA|VA) » 3 $845,000 $281,667 $6,043 2.58%
    Richmond-Berea, KY (FHA|USDA|VA) » 4 $840,000 $210,000 $5,143 3.28%
    Sterling, IL (FHA|USDA|VA) » 3 $835,000 $278,333 $3,625 3.46%
    BLOOMINGTON, IN (FHA|USDA|VA) » 3 $835,000 $278,333 $8,219 3.00%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » 3 $835,000 $278,333 $6,234 3.04%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 4 $830,000 $207,500 $1,487 2.69%
    Traverse City, MI (FHA|USDA|VA) » 2 $830,000 $415,000 $3,913 3.31%
    ASHEVILLE, NC (FHA|USDA|VA) » 2 $830,000 $415,000 $4,557 3.13%
    Del Rio, TX (FHA|USDA|VA) » 3 $825,000 $275,000 $6,245 3.29%
    Fort Morgan, CO (FHA|USDA|VA) » 3 $805,000 $268,333 $5,529 2.92%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) » 3 $805,000 $268,333 $3,263 3.25%
    CEDAR RAPIDS, IA (FHA|USDA|VA) » 5 $795,000 $159,000 $3,877 3.27%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 3 $785,000 $261,667 $5,023 3.38%
    CLEVELAND, TN (FHA|USDA|VA) » 2 $770,000 $385,000 $4,166 3.25%
    Rochelle, IL (FHA|USDA|VA) » 4 $760,000 $190,000 $4,538 3.16%
    Vidalia, GA (FHA|USDA|VA) » 4 $750,000 $187,500 $7,757 3.41%
    Lawrenceburg, TN (FHA|USDA|VA) » 4 $750,000 $187,500 $6,335 3.00%
    COLUMBIA, MO (FHA|USDA|VA) » 2 $740,000 $370,000 $9,088 2.56%
    Rockport, TX (FHA|USDA|VA) » 3 $725,000 $241,667 $8,685 2.71%
    Huntsville, TX (FHA|USDA|VA) » 3 $725,000 $241,667 $6,678 3.37%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) » 3 $725,000 $241,667 $3,496 3.29%
    Brainerd, MN (FHA|USDA|VA) » 4 $720,000 $180,000 $5,448 3.06%
    Georgetown, SC (FHA|USDA|VA) » 2 $720,000 $360,000 $5,173 3.31%
    Las Vegas, NM (FHA|USDA|VA) » 4 $720,000 $180,000 $6,981 3.31%
    Starkville, MS (FHA|USDA|VA) » 3 $705,000 $235,000 $7,604 3.71%
    Edwards, CO (FHA|USDA|VA) » 2 $700,000 $350,000 $11,033 2.69%
    WAUSAU-WESTON, WI (FHA|USDA|VA) » 3 $695,000 $231,667 $6,088 3.00%
    Holland, MI (FHA|USDA|VA) » 2 $690,000 $345,000 $4,751 2.93%
    Somerset, KY (FHA|USDA|VA) » 3 $685,000 $228,333 $6,040 3.46%
    Bemidji, MN (FHA|USDA|VA) » 2 $680,000 $340,000 $8,567 3.19%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » 3 $675,000 $225,000 $3,755 3.21%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » 4 $670,000 $167,500 $4,119 3.28%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » 4 $670,000 $167,500 $4,509 3.25%
    ABILENE, TX (FHA|USDA|VA) » 3 $665,000 $221,667 $7,407 2.75%
    Elko, NV (FHA|USDA|VA) » 2 $660,000 $330,000 $7,043 3.50%
    JOHNSON CITY, TN (FHA|USDA|VA) » 3 $655,000 $218,333 $4,419 3.29%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 3 $645,000 $215,000 $4,142 2.87%
    AMARILLO, TX (FHA|USDA|VA) » 5 $635,000 $127,000 $3,130 3.05%
    GAINESVILLE, GA (FHA|USDA|VA) » 4 $630,000 $157,500 $4,471 4.25%
    BOWLING GREEN, KY (FHA|USDA|VA) » 3 $625,000 $208,333 $5,110 3.96%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 1 $625,000 $625,000 $3,483 3.75%
    Brenham, TX (FHA|USDA|VA) » 2 $620,000 $310,000 $10,499 2.88%
    MONTGOMERY, AL (FHA|USDA|VA) » 3 $615,000 $205,000 $9,518 3.37%
    JEFFERSON CITY, MO (FHA|USDA|VA) » 3 $615,000 $205,000 $3,616 3.13%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 3 $605,000 $201,667 $5,647 3.25%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 2 $600,000 $300,000 $4,349 3.38%
    Brownwood, TX (FHA|USDA|VA) » 3 $575,000 $191,667 $5,253 3.00%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 4 $560,000 $140,000 $2,670 2.78%
    MIDLAND, TX (FHA|USDA|VA) » 2 $550,000 $275,000 $5,273 2.38%
    Kalispell, MT (FHA|USDA|VA) » 2 $540,000 $270,000 $7,116 3.19%
    Great Bend, KS (FHA|USDA|VA) » 1 $535,000 $535,000 $5,448 3.50%
    Enterprise, AL (FHA|USDA|VA) » 2 $530,000 $265,000 $3,021 3.06%
    Ottawa, KS (FHA|USDA|VA) » 4 $530,000 $132,500 $4,106 3.16%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 2 $530,000 $265,000 $8,314 3.19%
    Laconia, NH (FHA|USDA|VA) » 2 $530,000 $265,000 $6,554 2.75%
    Sturgis, MI (FHA|USDA|VA) » 1 $525,000 $525,000 $3,872 3.25%
    LONGVIEW, TX (FHA|USDA|VA) » 3 $525,000 $175,000 $4,441 3.17%
    Sheridan, WY (FHA|USDA|VA) » 1 $525,000 $525,000 $22,554 2.75%
    Lebanon, MO (FHA|USDA|VA) » 2 $520,000 $260,000 $1,957 3.13%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 4 $520,000 $130,000 $4,917 3.34%
    Hailey, ID (FHA|USDA|VA) » 1 $515,000 $515,000 $5,541 3.00%
    Lufkin, TX (FHA|USDA|VA) » 1 $505,000 $505,000 $22,320 2.75%
    Mount Pleasant, TX (FHA|USDA|VA) » 2 $500,000 $250,000 $5,496 2.81%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) » 5 $495,000 $99,000 $4,301 2.90%
    Grenada, MS (FHA|USDA|VA) » 2 $480,000 $240,000 $8,881 3.19%
    BATON ROUGE, LA (FHA|USDA|VA) » 2 $480,000 $240,000 $3,322 2.81%
    NEW BERN, NC (FHA|USDA|VA) » 2 $470,000 $235,000 $4,384 3.13%
    Branson, MO (FHA|USDA|VA) » 2 $470,000 $235,000 $3,690 3.31%
    CARBONDALE-MARION, IL (FHA|USDA|VA) » 3 $465,000 $155,000 $5,831 3.21%
    SUMTER, SC (FHA|USDA|VA) » 1 $465,000 $465,000 $20,239 2.25%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 2 $460,000 $230,000 $7,170 3.00%
    MISSOULA, MT (FHA|USDA|VA) » 2 $460,000 $230,000 $4,687 3.13%
    West Plains, MO (FHA|USDA|VA) » 2 $450,000 $225,000 $2,361 2.88%
    Glasgow, KY (FHA|USDA|VA) » 2 $450,000 $225,000 $8,807 3.13%
    ANCHORAGE, AK (FHA|USDA|VA) » 2 $450,000 $225,000 $4,725 2.69%
    Douglas, GA (FHA|USDA|VA) » 1 $445,000 $445,000 $4,498 2.75%
    Burley, ID (FHA|USDA|VA) » 1 $445,000 $445,000 $7,731 3.25%
    Beaver Dam, WI (FHA|USDA|VA) » 2 $440,000 $220,000 $2,277 2.99%
    TOLEDO, OH (FHA|USDA|VA) » 2 $440,000 $220,000 $3,752 3.31%
    Danville, VA (FHA|USDA|VA) » 2 $440,000 $220,000 $7,684 2.88%
    Glenwood Springs, CO (FHA|USDA|VA) » 1 $435,000 $435,000 $2,849 3.13%
    MONROE, LA (FHA|USDA|VA) » 2 $420,000 $210,000 $4,552 2.81%
    MOBILE, AL (FHA|USDA|VA) » 2 $420,000 $210,000 $5,998 2.88%
    Thomasville, GA (FHA|USDA|VA) » 2 $410,000 $205,000 $8,356 3.00%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) » 3 $405,000 $135,000 $4,881 4.04%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) » 1 $405,000 $405,000 $0 3.50%
    Warrensburg, MO (FHA|USDA|VA) » 1 $405,000 $405,000 $3,271 3.88%
    Lincoln, IL (FHA|USDA|VA) » 3 $405,000 $135,000 $4,243 3.50%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 2 $400,000 $200,000 $9,814 3.13%
    Dayton, TN (FHA|USDA|VA) » 2 $400,000 $200,000 $3,962 3.18%
    Warsaw, IN (FHA|USDA|VA) » 2 $400,000 $200,000 $2,931 3.31%
    Pontiac, IL (FHA|USDA|VA) » 3 $395,000 $131,667 $4,671 3.42%
    WICHITA FALLS, TX (FHA|USDA|VA) » 3 $395,000 $131,667 $4,185 2.54%
    Sedalia, MO (FHA|USDA|VA) » 1 $395,000 $395,000 $6,977 2.88%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » 1 $365,000 $365,000 $2,793 2.99%
    Milledgeville, GA (FHA|USDA|VA) » 1 $365,000 $365,000 $5,223 2.99%
    Montrose, CO (FHA|USDA|VA) » 2 $360,000 $180,000 $2,641 3.19%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 1 $355,000 $355,000 $11,466 2.50%
    FLINT, MI (FHA|USDA|VA) » 2 $350,000 $175,000 $2,892 3.06%
    London, KY (FHA|USDA|VA) » 3 $345,000 $115,000 $5,676 3.75%
    ROCHESTER, MN (FHA|USDA|VA) » 2 $340,000 $170,000 $6,681 3.13%
    SPRINGFIELD, MA (FHA|USDA|VA) » 2 $340,000 $170,000 $3,609 3.00%
    Martinsville, VA (FHA|USDA|VA) » 3 $335,000 $111,667 $3,862 3.21%
    Jefferson, GA (FHA|USDA|VA) » 1 $335,000 $335,000 $7,108 3.00%
    Kerrville, TX (FHA|USDA|VA) » 2 $330,000 $165,000 $3,403 2.94%
    VICTORIA, TX (FHA|USDA|VA) » 2 $330,000 $165,000 $6,875 3.50%
    COLUMBUS, IN (FHA|USDA|VA) » 2 $330,000 $165,000 $4,027 2.94%
    Alexander City, AL (FHA|USDA|VA) » 1 $325,000 $325,000 $4,374 3.13%
    Fredericksburg, TX (FHA|USDA|VA) » 1 $325,000 $325,000 $9,779 3.25%
    Durant, OK (FHA|USDA|VA) » 1 $315,000 $315,000 $7,743 3.75%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 3 $315,000 $105,000 $3,623 2.83%
    Ruidoso, NM (FHA|USDA|VA) » 2 $310,000 $155,000 $6,359 3.50%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 2 $300,000 $150,000 $5,264 2.50%
    Bucyrus-Galion, OH (FHA|USDA|VA) » 2 $300,000 $150,000 $4,142 2.88%
    Wooster, OH (FHA|USDA|VA) » 2 $300,000 $150,000 $4,409 2.56%
    MONROE, MI (FHA|USDA|VA) » 1 $295,000 $295,000 $14,441 2.75%
    Athens, TN (FHA|USDA|VA) » 1 $295,000 $295,000 $5,846 2.75%
    YORK-HANOVER, PA (FHA|USDA|VA) » 1 $295,000 $295,000 $5,016 3.88%
    Albertville, AL (FHA|USDA|VA) » 1 $295,000 $295,000 $3,900 3.38%
    LUBBOCK, TX (FHA|USDA|VA) » 2 $290,000 $145,000 $5,477 3.31%
    Portsmouth, OH (FHA|USDA|VA) » 2 $290,000 $145,000 $5,720 3.62%
    HINESVILLE, GA (FHA|USDA|VA) » 1 $285,000 $285,000 $5,588 3.13%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) » 2 $280,000 $140,000 $2,666 3.31%
    Deming, NM (FHA|USDA|VA) » 2 $280,000 $140,000 $5,345 3.38%
    Fairfield, IA (FHA|USDA|VA) » 2 $280,000 $140,000 $3,710 3.69%
    Alamogordo, NM (FHA|USDA|VA) » 1 $275,000 $275,000 $9,048 3.13%
    Angola, IN (FHA|USDA|VA) » 1 $275,000 $275,000 $3,601 2.99%
    Big Rapids, MI (FHA|USDA|VA) » 1 $275,000 $275,000 $5,906 3.38%
    Arcadia, FL (FHA|USDA|VA) » 1 $265,000 $265,000 $3,675 3.00%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 1 $265,000 $265,000 $3,897 3.38%
    McComb, MS (FHA|USDA|VA) » 2 $260,000 $130,000 $5,159 3.38%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) » 1 $255,000 $255,000 $2,970 2.88%
    EVANSVILLE, IN-KY (FHA|USDA|VA) » 1 $255,000 $255,000 $2,872 3.25%
    Menomonie, WI (FHA|USDA|VA) » 1 $255,000 $255,000 $2,024 3.25%
    Wilson, NC (FHA|USDA|VA) » 1 $255,000 $255,000 $3,302 2.88%
    Wilmington, OH (FHA|USDA|VA) » 1 $255,000 $255,000 $7,581 3.25%
    Scottsboro, AL (FHA|USDA|VA) » 1 $255,000 $255,000 $3,955 2.88%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » 1 $255,000 $255,000 $8,646 2.50%
    Columbus, NE (FHA|USDA|VA) » 1 $255,000 $255,000 $1,731 3.63%
    Ashtabula, OH (FHA|USDA|VA) » 1 $255,000 $255,000 $10,119 3.25%
    SIOUX FALLS, SD (FHA|USDA|VA) » 1 $255,000 $255,000 $3,195 2.99%
    Stevens Point, WI (FHA|USDA|VA) » 2 $250,000 $125,000 $4,362 4.31%
    LAWRENCE, KS (FHA|USDA|VA) » 2 $250,000 $125,000 $2,565 3.63%
    New Philadelphia-Dover, OH (FHA|USDA|VA) » 2 $250,000 $125,000 $5,187 3.25%
    Calhoun, GA (FHA|USDA|VA) » 1 $245,000 $245,000 $4,147 3.75%
    Minot, ND (FHA|USDA|VA) » 1 $245,000 $245,000 $11,605 2.88%
    GREAT FALLS, MT (FHA|USDA|VA) » 1 $245,000 $245,000 $3,008 2.88%
    ANN ARBOR, MI (FHA|USDA|VA) » 1 $245,000 $245,000 $3,148 2.38%
    Sulphur Springs, TX (FHA|USDA|VA) » 1 $245,000 $245,000 $3,840 3.38%
    Roswell, NM (FHA|USDA|VA) » 2 $240,000 $120,000 $7,665 3.25%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) » 2 $240,000 $120,000 $3,062 2.63%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) » 1 $235,000 $235,000 $3,734 2.88%
    Gaffney, SC (FHA|USDA|VA) » 2 $230,000 $115,000 $3,489 3.00%
    Sterling, CO (FHA|USDA|VA) » 1 $225,000 $225,000 $6,065 3.13%
    Troy, AL (FHA|USDA|VA) » 1 $225,000 $225,000 $6,929 3.13%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) » 3 $225,000 $75,000 $3,836 4.13%
    Beeville, TX (FHA|USDA|VA) » 1 $215,000 $215,000 $5,327 3.00%
    Kearney, NE (FHA|USDA|VA) » 1 $215,000 $215,000 $3,362 3.25%
    Evanston, WY (FHA|USDA|VA) » 1 $215,000 $215,000 $6,449 2.25%
    Paducah, KY-IL (FHA|USDA|VA) » 1 $215,000 $215,000 $5,104 3.25%
    LAS CRUCES, NM (FHA|USDA|VA) » 1 $215,000 $215,000 $3,594 3.13%
    Vicksburg, MS (FHA|USDA|VA) » 1 $215,000 $215,000 $2,737 3.13%
    Orangeburg, SC (FHA|USDA|VA) » 1 $205,000 $205,000 $5,076 2.63%
    CHEYENNE, WY (FHA|USDA|VA) » 1 $205,000 $205,000 $4,274 3.25%
    ALBANY, GA (FHA|USDA|VA) » 1 $205,000 $205,000 $2,746 3.75%
    SAGINAW, MI (FHA|USDA|VA) » 2 $200,000 $100,000 $2,265 2.99%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 2 $200,000 $100,000 $3,803 2.94%
    Clovis, NM (FHA|USDA|VA) » 1 $195,000 $195,000 $5,325 2.99%
    Gillette, WY (FHA|USDA|VA) » 1 $195,000 $195,000 $3,114 3.50%
    Richmond, IN (FHA|USDA|VA) » 1 $195,000 $195,000 $6,365 3.38%
    Cullman, AL (FHA|USDA|VA) » 1 $195,000 $195,000 $6,441 3.25%
    Freeport, IL (FHA|USDA|VA) » 2 $190,000 $95,000 $3,090 2.94%
    Columbus, MS (FHA|USDA|VA) » 1 $185,000 $185,000 $6,395 2.75%
    Bartlesville, OK (FHA|USDA|VA) » 1 $185,000 $185,000 $0 4.38%
    Shelby, NC (FHA|USDA|VA) » 1 $185,000 $185,000 $7,397 3.13%
    STATE COLLEGE, PA (FHA|USDA|VA) » 1 $185,000 $185,000 $7,683 3.25%
    Fort Payne, AL (FHA|USDA|VA) » 1 $185,000 $185,000 $9,496 3.25%
    Torrington, CT (FHA|USDA|VA) » 1 $185,000 $185,000 $5,795 1.99%
    Winona, MN (FHA|USDA|VA) » 1 $185,000 $185,000 $2,190 2.99%
    Celina, OH (FHA|USDA|VA) » 1 $185,000 $185,000 $3,489 2.75%
    Brownsville, TN (FHA|USDA|VA) » 1 $185,000 $185,000 $6,294 2.50%
    Boone, NC (FHA|USDA|VA) » 1 $185,000 $185,000 $3,387 3.63%
    SPRINGFIELD, OH (FHA|USDA|VA) » 1 $185,000 $185,000 $4,421 3.63%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » 1 $185,000 $185,000 $4,777 3.13%
    El Campo, TX (FHA|USDA|VA) » 2 $180,000 $90,000 $4,034 3.38%
    Carroll, IA (FHA|USDA|VA) » 1 $175,000 $175,000 $6,264 3.13%
    Ashland, OH (FHA|USDA|VA) » 1 $175,000 $175,000 $3,104 2.63%
    MUSKEGON, MI (FHA|USDA|VA) » 1 $175,000 $175,000 $3,220 2.99%
    ENID, OK (FHA|USDA|VA) » 1 $175,000 $175,000 $0 3.63%
    Marion, IN (FHA|USDA|VA) » 2 $170,000 $85,000 $1,887 2.75%
    Ludington, MI (FHA|USDA|VA) » 1 $165,000 $165,000 $3,061 3.13%
    Red Wing, MN (FHA|USDA|VA) » 1 $165,000 $165,000 $3,327 3.38%
    Greeneville, TN (FHA|USDA|VA) » 1 $165,000 $165,000 $1,025 2.50%
    Kirksville, MO (FHA|USDA|VA) » 1 $165,000 $165,000 $5,426 2.75%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) » 1 $165,000 $165,000 $2,840 3.25%
    FOND DU LAC, WI (FHA|USDA|VA) » 1 $165,000 $165,000 $2,565 4.00%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 1 $165,000 $165,000 $3,657 2.50%
    Farmington, MO (FHA|USDA|VA) » 1 $165,000 $165,000 $5,036 2.88%
    LANCASTER, PA (FHA|USDA|VA) » 1 $155,000 $155,000 $6,848 2.25%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 1 $155,000 $155,000 $3,143 3.25%
    Iron Mountain, MI-WI (FHA|USDA|VA) » 1 $155,000 $155,000 $3,484 3.38%
    Stillwater, OK (FHA|USDA|VA) » 1 $155,000 $155,000 $4,165 3.13%
    Sanford, NC (FHA|USDA|VA) » 1 $155,000 $155,000 $4,785 3.25%
    Grand Rapids, MN (FHA|USDA|VA) » 1 $155,000 $155,000 $3,518 3.38%
    Brookhaven, MS (FHA|USDA|VA) » 1 $155,000 $155,000 $6,795 3.25%
    Craig, CO (FHA|USDA|VA) » 1 $155,000 $155,000 $6,345 3.13%
    Plainview, TX (FHA|USDA|VA) » 1 $155,000 $155,000 $2,061 2.38%
    Port Lavaca, TX (FHA|USDA|VA) » 1 $155,000 $155,000 $5,409 3.25%
    Waycross, GA (FHA|USDA|VA) » 1 $155,000 $155,000 $4,564 2.25%
    Salina, KS (FHA|USDA|VA) » 1 $155,000 $155,000 $3,232 2.63%
    Shawnee, OK (FHA|USDA|VA) » 1 $155,000 $155,000 $7,018 3.13%
    ROME, GA (FHA|USDA|VA) » 2 $150,000 $75,000 $4,191 4.69%
    DALTON, GA (FHA|USDA|VA) » 1 $145,000 $145,000 $3,294 3.50%
    Corsicana, TX (FHA|USDA|VA) » 1 $145,000 $145,000 $4,109 3.50%
    Big Stone Gap, VA (FHA|USDA|VA) » 1 $145,000 $145,000 $5,811 3.13%
    Safford, AZ (FHA|USDA|VA) » 1 $145,000 $145,000 $3,315 3.25%
    Ozark, AL (FHA|USDA|VA) » 1 $145,000 $145,000 $1,705 2.75%
    Keene, NH (FHA|USDA|VA) » 1 $135,000 $135,000 $4,376 2.75%
    CaƱon City, CO (FHA|USDA|VA) » 1 $135,000 $135,000 $6,355 2.25%
    Galesburg, IL (FHA|USDA|VA) » 1 $135,000 $135,000 $2,795 3.63%
    New Ulm, MN (FHA|USDA|VA) » 1 $135,000 $135,000 $3,976 2.88%
    DOVER, DE (FHA|USDA|VA) » 1 $135,000 $135,000 $2,795 2.88%
    Warren, PA (FHA|USDA|VA) » 1 $135,000 $135,000 $3,503 2.63%
    Talladega-Sylacauga, AL (FHA|USDA|VA) » 1 $125,000 $125,000 $7,360 3.00%
    Gainesville, TX (FHA|USDA|VA) » 1 $125,000 $125,000 $6,619 3.75%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 1 $125,000 $125,000 $5,093 2.88%
    Price, UT (FHA|USDA|VA) » 1 $115,000 $115,000 $3,273 3.25%
    Paris, TN (FHA|USDA|VA) » 1 $115,000 $115,000 $7,318 2.75%
    Owatonna, MN (FHA|USDA|VA) » 1 $115,000 $115,000 $6,261 3.99%
    Spearfish, SD (FHA|USDA|VA) » 1 $115,000 $115,000 $3,135 3.13%
    READING, PA (FHA|USDA|VA) » 1 $105,000 $105,000 $5,899 2.75%
    MANKATO, MN (FHA|USDA|VA) » 1 $105,000 $105,000 $0 3.13%
    Marinette, WI-MI (FHA|USDA|VA) » 1 $105,000 $105,000 $4,311 2.75%
    LAREDO, TX (FHA|USDA|VA) » 1 $105,000 $105,000 $0 4.88%
    Zanesville, OH (FHA|USDA|VA) » 1 $105,000 $105,000 $3,599 3.25%
    Atchison, KS (FHA|USDA|VA) » 1 $95,000 $95,000 $4,470 3.13%
    Malvern, AR (FHA|USDA|VA) » 1 $95,000 $95,000 $4,394 2.75%
    Wabash, IN (FHA|USDA|VA) » 1 $95,000 $95,000 $0 4.38%
    Mount Pleasant, MI (FHA|USDA|VA) » 1 $85,000 $85,000 $3,446 3.00%
    ST. CLOUD, MN (FHA|USDA|VA) » 1 $85,000 $85,000 $1,592 3.25%
    IOWA CITY, IA (FHA|USDA|VA) » 1 $85,000 $85,000 $4,027 3.25%
    Fort Dodge, IA (FHA|USDA|VA) » 1 $75,000 $75,000 $3,798 3.25%
    Summerville, GA (FHA|USDA|VA) » 1 $65,000 $65,000 $4,621 3.50%

    American Pacific Mortgage Corporation's top markets include San Francisco, Sacramento, Chicago, Seattle, and Los Angeles among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 39,191 $15,464,705,000 $394,598 $5,296 3.14%
    FHA » 7,385 $2,209,655,000 $299,209 $10,611 3.17%
    VA » 6,708 $3,108,520,000 $463,405 $9,979 2.75%
    USDA » 503 $118,135,000 $234,861 $6,545 2.97%

    For the 2021 period, American Pacific Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 39,191 originations. Their 2nd most popular type is FHA, with 7,385 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase » 29,052 $11,851,800,000 $407,951 $7,857 3.16%
    Refi » 14,092 $5,214,020,000 $369,999 $4,485 2.90%
    Cash Out Refi » 10,643 $3,835,195,000 $360,349 $6,023 3.17%

    For the 2021, American Pacific Mortgage Corporation's most frequently cited loan purpose of loans were Home Purchase, with 29,052 originations. The 2nd most popular reason of loans were Refi, with 14,092 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 48,675 $19,542,415,000 $401,488 $6,868 3.14%
    15 Year » 3,276 $851,210,000 $259,832 $3,983 2.56%
    20 Year » 1,089 $307,595,000 $282,456 $4,110 2.94%
    Other » 500 $161,740,000 $323,480 $4,553 2.99%
    10 Year » 247 $38,055,000 $154,069 $2,565 3.18%

    For the 2021, American Pacific Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 48,675 originations. The 2nd most popular length of loans were 15 Year, with 3,276 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k » 24,092 $9,301,770,000 $386,094
    $2k-3k » 7,129 $2,344,155,000 $328,820
    $5k+ » 6,187 $3,309,085,000 $534,845
    $<1k » 5,965 $2,293,085,000 $384,423
    $3k-4k » 4,499 $1,610,395,000 $357,945
    $4k-5k » 2,910 $1,155,140,000 $396,955

    $6,868 of loans were American Pacific Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 24,092 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% » 25,260 $9,496,250,000 $375,940
    2.5-3% » 21,703 $8,876,475,000 $408,998
    <2.5% » 5,422 $2,128,170,000 $392,506
    4-5% » 1,348 $396,600,000 $294,214
    5-6% » 45 $3,055,000 $67,889
    7-8% » 8 $130,000 $16,250
    6-7% » 1 $335,000 $335,000

    During 2021, American Pacific Mortgage Corporation's average interest rate of loans were 3.14%, while their most frequently originated rate bucket of loans were 3-4%, with 25,260 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k » 24,389 $7,201,815,000 $295,289 $5,933 3.12%
    $400k-600k » 12,736 $6,181,460,000 $485,353 $7,052 3.08%
    $100k-200k » 8,643 $1,361,755,000 $157,556 $4,481 3.11%
    $600k-1MM » 5,468 $4,047,250,000 $740,170 $9,905 3.04%
    $1MM+ » 1,545 $2,030,335,000 $1,314,133 $12,768 2.92%
    $100,000 or less » 1,006 $78,400,000 $77,932 $3,450 3.33%

    2021 saw American Pacific Mortgage Corporation place emphasis on $200k-400k loans with 24,389 originations, totaling $7,201,815,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k » 12,563 $5,131,385,000 $408,452 $6,930 3.12%
    $50k-75k » 11,011 $2,901,295,000 $263,491 $6,178 3.13%
    $75k-100k » 10,168 $3,413,890,000 $335,748 $6,858 3.12%
    $150k-250k » 8,719 $4,546,895,000 $521,493 $7,021 3.11%
    $50k or less » 5,146 $919,280,000 $178,640 $5,237 3.14%
    $250k+ » 4,033 $3,097,305,000 $767,990 $7,972 3.08%

    American Pacific Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 12,563 originations. The second most popular income band? $50k-75k, with 11,011 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% » 9,081 $3,637,875,000 $400,603 $6,024 3.11%
    20-30% » 8,911 $3,446,655,000 $386,787 $5,408 3.05%
    50-60% » 3,596 $1,396,330,000 $388,301 $11,296 3.04%
    44% » 2,758 $987,890,000 $358,191 $6,657 3.22%
    <20% » 2,634 $934,750,000 $354,879 $4,742 2.98%
    42% » 2,443 $997,565,000 $408,336 $6,747 3.19%
    43% » 2,192 $794,610,000 $362,505 $6,462 3.19%
    41% » 2,134 $877,420,000 $411,162 $6,945 3.19%
    40% » 2,028 $804,700,000 $396,795 $6,354 3.15%
    38% » 2,013 $805,345,000 $400,072 $6,440 3.17%
    39% » 2,009 $814,505,000 $405,428 $6,498 3.15%
    49% » 1,948 $720,700,000 $369,969 $7,352 3.15%
    37% » 1,786 $715,020,000 $400,347 $6,189 3.15%
    36% » 1,737 $702,465,000 $404,413 $6,311 3.15%
    45% » 1,729 $609,595,000 $352,571 $6,788 3.16%
    46% » 1,609 $591,055,000 $367,343 $7,346 3.16%
    47% » 1,541 $564,985,000 $366,635 $7,251 3.15%
    48% » 1,535 $556,615,000 $362,616 $7,153 3.15%
    >60% » 401 $241,035,000 $601,085 $14,779 2.88%

    American Pacific Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 9,081 originations. The next most common DTI ratio? 20-30%, with 8,911 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 38,045 $14,206,985,000 $373,426 $6,255 3.10%
    Not provided » 7,818 $3,230,470,000 $413,209 $7,128 3.09%
    Asian » 3,155 $1,568,635,000 $497,190 $7,215 3.02%
    Black » 3,505 $1,315,665,000 $375,368 $8,109 3.17%
    American Indian » 469 $174,765,000 $372,633 $7,484 3.11%
    Native Hawaiian or Islander » 244 $108,440,000 $444,426 $8,899 2.99%
    Asian Indian » 183 $105,925,000 $578,825 $6,216 2.95%
    Filipino » 134 $74,240,000 $554,030 $9,561 2.97%
    Other Asian » 77 $32,575,000 $423,052 $7,369 3.02%
    Chinese » 52 $30,790,000 $592,115 $6,519 2.99%
    Korean » 21 $13,165,000 $626,905 $5,724 3.20%
    Japanese » 22 $8,940,000 $406,364 $5,348 2.86%
    Samoan » 14 $7,290,000 $520,714 $10,082 2.75%
    Native Hawaiian » 16 $7,290,000 $455,625 $8,541 2.88%
    Other Pacific Islander » 16 $7,220,000 $451,250 $9,235 3.08%
    Guamanian » 9 $4,325,000 $480,556 $11,634 3.24%
    Vietnamese » 7 $4,295,000 $613,571 $5,259 3.13%

    Approval Rates

    Total approvals of all applications
    94.58%

    American Pacific Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.90%

    American Pacific Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 53,787 $20,901,015,000 $388,589

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 53,787 $20,901,015,000 $388,589

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 2,996 $834,340,000 $278,485 $4,272 2.89%
    40-60% » 8,049 $2,916,645,000 $362,361 $4,626 2.96%
    60-80% » 17,049 $7,092,595,000 $416,012 $5,698 3.17%
    80-100% » 23,665 $9,130,255,000 $385,813 $7,347 3.14%
    Over 100% » 1,635 $854,545,000 $522,657 $18,286 2.83%
    Under 20% » 393 $72,635,000 $184,822 $3,521 3.25%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    AMERICAN PACIFIC MORTGAGE Conventional home mortgage Closing on a mortgage 1 3.6%
    AMERICAN PACIFIC MORTGAGE VA mortgage Closing on a mortgage 1 3.6%
    AMERICAN PACIFIC MORTGAGE Home equity loan or line of credit (HELOC) Closing on a mortgage 1 3.6%
    AMERICAN PACIFIC MORTGAGE FHA mortgage Trouble during payment process 1 3.6%
    AMERICAN PACIFIC MORTGAGE FHA mortgage Closing on a mortgage 1 3.6%
    AMERICAN PACIFIC MORTGAGE FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.6%
    AMERICAN PACIFIC MORTGAGE Conventional home mortgage Trouble during payment process 21 75.0%
    AMERICAN PACIFIC MORTGAGE Conventional home mortgage Incorrect information on your report 1 3.6%