Hallmark Home Mortgage Rates, Fees & Info

FORT WAYNE, IN

LEI: 549300HD2NONVMCRN332

Tax ID: 20-8549934

5 stars - out of 5 stars, based on 67 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Hallmark Home Mortgage is a smaller mortgage company specializing in loans. Hallmark Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Indianapolis, South Bend, Fort Wayne, Columbus, and Columbus among others. We have data for 110 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Hallmark Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hallmark Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.20% 11/26/22
    30 Year Conventional Refi 7.02% 11/26/22
    30 Year Cash-out Refi 7.26% 11/26/22
    30 Year FHA Purchase 8.11% 11/26/22
    30 Year FHA Refi 7.77% 11/26/22
    30 Year VA Purchase 6.82% 11/26/22
    30 Year VA Refi 6.51% 11/26/22
    30 Year USDA Purchase 7.43% 11/26/22
    30 Year USDA Refi 7.05% 11/26/22
    15 Year Conventional Purchase 6.42% 11/26/22
    15 Year Conventional Refi 6.33% 11/26/22
    15 Year Cash-out Refi 6.33% 11/26/22
    15 Year FHA Purchase 7.93% 11/26/22
    15 Year VA Refi 6.16% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    4,556

    Origination Dollar Volume (All Markets)

    $917,190,000

    Awards

    HALLMARK HOME MORTGAGE USDA Loans gold
    Show all (1) awards

    Relative Rate

    Hallmark Home Mortgage's average 30 year fixed mortgage rate was 3.29%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.14%.

    Relative Fees (Closing Costs)

    Hallmark Home Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $4,128.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1,164 $282,640,000 $242,818 $3,486 3.12%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 792 $122,190,000 $154,280 $3,856 2.83%
    FORT WAYNE, IN (FHA|USDA|VA) 564 $115,550,000 $204,876 $3,392 3.11%
    COLUMBUS, IN (FHA|USDA|VA) 189 $41,205,000 $218,016 $3,369 3.15%
    COLUMBUS, OH (FHA|USDA|VA) 170 $36,310,000 $213,588 $4,790 3.11%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 178 $35,460,000 $199,213 $3,584 3.06%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 172 $33,140,000 $192,674 $4,049 2.91%
    BLOOMINGTON, IN (FHA|USDA|VA) 76 $15,420,000 $202,895 $4,096 3.08%
    Outside of Metro Areas 80 $15,250,000 $190,625 $3,786 3.19%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 89 $15,245,000 $171,292 $4,663 2.70%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 77 $14,855,000 $192,922 $4,317 3.22%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 105 $13,905,000 $132,429 $4,780 2.69%
    Angola, IN (FHA|USDA|VA) 50 $12,230,000 $244,600 $3,136 2.97%
    Kendallville, IN (FHA|USDA|VA) 65 $12,035,000 $185,154 $3,723 3.34%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 84 $11,350,000 $135,119 $5,594 2.79%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 37 $11,025,000 $297,973 $9,033 3.29%
    NILES, MI (FHA|USDA|VA) 60 $9,390,000 $156,500 $4,037 2.97%
    Auburn, IN (FHA|USDA|VA) 50 $8,970,000 $179,400 $3,606 3.20%
    AKRON, OH (FHA|USDA|VA) 57 $8,245,000 $144,649 $5,531 2.95%
    Warsaw, IN (FHA|USDA|VA) 33 $7,295,000 $221,061 $3,621 3.20%
    Plymouth, IN (FHA|USDA|VA) 30 $5,130,000 $171,000 $4,054 3.21%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 22 $5,070,000 $230,455 $8,561 3.16%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 24 $4,170,000 $173,750 $4,930 3.23%
    Seymour, IN (FHA|USDA|VA) 21 $4,115,000 $195,952 $4,083 3.47%
    PUNTA GORDA, FL (FHA|USDA|VA) 14 $4,090,000 $292,143 $10,827 3.46%
    Huntington, IN (FHA|USDA|VA) 21 $3,925,000 $186,905 $3,502 3.27%
    Wabash, IN (FHA|USDA|VA) 18 $3,690,000 $205,000 $5,374 3.01%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $3,210,000 $321,000 $7,439 3.10%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 15 $3,035,000 $202,333 $4,793 2.86%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $2,705,000 $901,667 $4,961 2.88%
    Frankfort, IN (FHA|USDA|VA) 19 $2,675,000 $140,789 $3,880 3.03%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $2,630,000 $438,333 $6,367 3.00%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 12 $2,630,000 $219,167 $6,575 3.39%
    North Vernon, IN (FHA|USDA|VA) 12 $2,120,000 $176,667 $3,124 3.35%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $2,040,000 $340,000 $6,153 3.25%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,945,000 $389,000 $6,867 3.10%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,605,000 $321,000 $12,867 3.88%
    New Castle, IN (FHA|USDA|VA) 8 $1,540,000 $192,500 $3,933 3.20%
    TOLEDO, OH (FHA|USDA|VA) 9 $1,455,000 $161,667 $6,092 3.07%
    Crawfordsville, IN (FHA|USDA|VA) 10 $1,410,000 $141,000 $4,917 2.46%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,410,000 $352,500 $14,938 3.56%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 9 $1,345,000 $149,444 $4,419 3.11%
    KOKOMO, IN (FHA|USDA|VA) 9 $1,205,000 $133,889 $3,973 2.60%
    TERRE HAUTE, IN (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,108 3.44%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,387 3.04%
    Marion, IN (FHA|USDA|VA) 5 $1,155,000 $231,000 $2,883 3.20%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 2 $1,120,000 $560,000 $4,898 3.38%
    Bluffton, IN (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,336 3.13%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $980,000 $490,000 $5,591 2.38%
    Wooster, OH (FHA|USDA|VA) 6 $940,000 $156,667 $5,333 3.29%
    Bellefontaine, OH (FHA|USDA|VA) 7 $935,000 $133,571 $5,285 2.50%
    SPRINGFIELD, OH (FHA|USDA|VA) 6 $850,000 $141,667 $4,792 3.94%
    Washington, IN (FHA|USDA|VA) 4 $850,000 $212,500 $5,644 2.94%
    Sikeston, MO (FHA|USDA|VA) 6 $820,000 $136,667 $3,449 3.40%
    Greensburg, IN (FHA|USDA|VA) 5 $795,000 $159,000 $4,581 3.20%
    Marion, OH (FHA|USDA|VA) 6 $760,000 $126,667 $3,437 2.90%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $730,000 $365,000 $8,553 3.31%
    Richmond-Berea, KY (FHA|USDA|VA) 2 $710,000 $355,000 $3,310 3.56%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 9 $695,000 $77,222 $6,409 1.93%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $685,000 $137,000 $3,620 2.73%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $685,000 $137,000 $6,138 2.40%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $680,000 $340,000 $3,913 3.00%
    Urbana, OH (FHA|USDA|VA) 7 $675,000 $96,429 $4,298 2.59%
    Mount Vernon, OH (FHA|USDA|VA) 4 $670,000 $167,500 $5,226 3.25%
    Bedford, IN (FHA|USDA|VA) 2 $620,000 $310,000 $11,989 3.31%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $600,000 $300,000 $5,962 3.06%
    Clewiston, FL (FHA|USDA|VA) 2 $600,000 $300,000 $13,623 3.81%
    MUNCIE, IN (FHA|USDA|VA) 5 $565,000 $113,000 $2,857 3.43%
    Richmond, IN (FHA|USDA|VA) 2 $560,000 $280,000 $5,928 3.25%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $550,000 $275,000 $4,325 3.00%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $540,000 $270,000 $12,337 3.69%
    WINSTON-SALEM, NC (FHA|USDA|VA) 3 $535,000 $178,333 $7,096 3.00%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $515,000 $515,000 $14,708 3.75%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $505,000 $505,000 $3,792 2.63%
    Coldwater, MI (FHA|USDA|VA) 2 $500,000 $250,000 $2,582 2.88%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $495,000 $495,000 $5,962 3.63%
    Salem, OH (FHA|USDA|VA) 4 $460,000 $115,000 $8,262 2.44%
    OCALA, FL (FHA|USDA|VA) 2 $450,000 $225,000 $6,410 3.13%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $440,000 $220,000 $6,586 3.31%
    Zanesville, OH (FHA|USDA|VA) 2 $340,000 $170,000 $3,999 3.50%
    Sturgis, MI (FHA|USDA|VA) 2 $330,000 $165,000 $4,613 2.81%
    Vincennes, IN (FHA|USDA|VA) 2 $330,000 $165,000 $5,419 3.69%
    Decatur, IN (FHA|USDA|VA) 3 $325,000 $108,333 $4,297 3.04%
    Chillicothe, OH (FHA|USDA|VA) 1 $305,000 $305,000 $9,473 2.75%
    Bucyrus-Galion, OH (FHA|USDA|VA) 1 $275,000 $275,000 $2,858 2.75%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $275,000 $275,000 $13,511 3.63%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $275,000 $275,000 $8,336 3.63%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $265,000 $265,000 $9,317 3.25%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $255,000 $255,000 $2,800 3.25%
    Sandusky, OH (FHA|USDA|VA) 1 $255,000 $255,000 $6,338 2.50%
    Point Pleasant, WV-OH (FHA|USDA|VA) 1 $245,000 $245,000 $7,724 3.00%
    Scottsburg, IN (FHA|USDA|VA) 1 $225,000 $225,000 $4,690 3.13%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,862 2.75%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $205,000 $205,000 $10,702 2.99%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,028 3.25%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,491 2.75%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $165,000 $165,000 $6,254 3.25%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $165,000 $165,000 $7,532 3.13%
    Logansport, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,505 3.75%
    Jackson, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,595 3.38%
    Coshocton, OH (FHA|USDA|VA) 2 $140,000 $70,000 $6,537 1.88%
    LIMA, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,832 3.13%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,586 3.88%
    Tiffin, OH (FHA|USDA|VA) 2 $130,000 $65,000 $5,130 1.88%
    MANSFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,312 3.38%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $105,000 $105,000 $5,461 3.25%
    Peru, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,181 3.75%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $95,000 $95,000 $4,192 4.38%
    Holland, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,762 3.13%
    MONROE, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,113 2.75%
    Hallmark Home Mortgage's top markets include Indianapolis, South Bend, Fort Wayne, Columbus, and Columbus among others.

    Their top states include:
  • Indiana (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against HALLMARK HOME MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Edgewater Bank
    Similarity Rank: 44
    Chiphone Federal Credit Union
    Similarity Rank: 222
    Security Federal Savings Bank
    Similarity Rank: 238
    The Riddell National Bank
    Similarity Rank: 252
    Mutual Savings Bank
    Similarity Rank: 264
    BEACON CREDIT UNION
    Similarity Rank: 288
    Town & Country Bank
    Similarity Rank: 328
    Crossroads Bank
    Similarity Rank: 440
    The Fountain Trust Company
    Similarity Rank: 483

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,450 $701,510,000 $203,336 $3,121 2.97%
    FHA 782 $141,500,000 $180,946 $6,949 3.32%
    VA 205 $54,105,000 $263,927 $5,908 2.94%
    USDA 119 $20,075,000 $168,697 $4,478 3.23%

    For 2021, Hallmark Home Mortgage's most frequently originated type of loan was Conventional, with 3,450 originations. Their 2nd most popular type was FHA, with 782 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,301 $655,045,000 $198,438 $4,411 3.00%
    Refi 828 $176,500,000 $213,164 $2,792 3.04%
    Cash Out Refi 427 $85,645,000 $200,574 $3,406 3.29%

    For 2021, Hallmark Home Mortgage's most frequently cited loan purpose was Home Purchase, with 3,301 originations. The 2nd most popular reason was Refi, with 828 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,866 $829,210,000 $214,488 $4,128 3.29%
    15 Year 300 $64,600,000 $215,333 $2,757 2.67%
    Other 283 $6,095,000 $21,537 $2,566 0.25%
    20 Year 74 $15,290,000 $206,622 $2,699 3.04%
    3 Year 21 $105,000 $5,000 $0 0.00%
    10 Year 10 $1,880,000 $188,000 $2,422 2.61%
    5 Year 2 $10,000 $5,000 $0 0.00%

    For 2021, Hallmark Home Mortgage's most frequently cited loan duration was 30 Year, with 3,866 originations. The 2nd most popular length was 15 Year, with 300 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,135 $680,995,000 $217,223
    $2k-3k 586 $113,150,000 $193,089
    $<1k 367 $18,425,000 $50,204
    $3k-4k 302 $56,450,000 $186,921
    $4k-5k 92 $23,140,000 $251,522
    $5k+ 73 $25,015,000 $342,671

    Hallmark Home Mortgage's average total fees were $4,128, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,135 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,767 $552,405,000 $199,640
    2.5-3% 1,183 $293,145,000 $247,798
    <2.5% 462 $50,260,000 $108,788
    4-5% 144 $21,380,000 $148,472

    During 2021, Hallmark Home Mortgage's average interest rate for loans was 3.29%, while their most frequently originated rate bucket for loans was 3-4%, with 2,767 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,002 $299,850,000 $149,775 $3,743 3.30%
    $200k-400k 1,640 $447,060,000 $272,598 $4,401 3.17%
    $100,000 or less 637 $30,235,000 $47,465 $3,261 1.90%
    $400k-600k 243 $114,625,000 $471,708 $4,275 2.99%
    $600k-1MM 32 $23,240,000 $726,250 $4,798 2.92%
    $1MM+ 2 $2,180,000 $1,090,000 $3,457 2.88%

    2021 saw Hallmark Home Mortgage place emphasis on $100k-200k loans with 2,002 originations, totaling $299,850,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,377 $170,605,000 $123,896 $3,885 2.88%
    $50k-75k 1,313 $227,705,000 $173,423 $4,217 3.04%
    $100k-150k 701 $193,025,000 $275,357 $3,892 3.18%
    $75k-100k 687 $154,185,000 $224,432 $4,169 3.18%
    $150k-250k 337 $115,455,000 $342,596 $3,634 3.12%
    $250k+ 110 $48,290,000 $439,000 $3,553 3.01%

    Hallmark Home Mortgage lent most frequently to those with incomes in the $50k or less range, with 1,377 originations. The second most popular income band? $50k-75k, with 1,313 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,051 $215,815,000 $205,343 $3,413 3.13%
    30-36% 866 $171,210,000 $197,702 $3,974 3.06%
    <20% 389 $85,255,000 $219,165 $3,083 3.08%
    42% 227 $43,565,000 $191,916 $4,730 2.90%
    39% 209 $39,895,000 $190,885 $4,388 2.91%
    41% 209 $39,275,000 $187,919 $4,804 2.84%
    40% 200 $39,920,000 $199,600 $4,128 3.00%
    36% 191 $35,215,000 $184,372 $3,846 3.06%
    44% 184 $34,320,000 $186,522 $4,455 2.89%
    37% 182 $35,260,000 $193,736 $4,210 3.04%
    38% 179 $35,795,000 $199,972 $4,126 2.96%
    43% 169 $34,165,000 $202,160 $4,253 2.96%
    45% 101 $20,165,000 $199,653 $4,502 3.02%
    46% 86 $20,350,000 $236,628 $4,172 3.15%
    50-60% 81 $16,705,000 $206,235 $6,571 3.17%
    49% 80 $15,800,000 $197,500 $5,090 3.06%
    47% 76 $16,900,000 $222,368 $4,741 3.15%
    48% 48 $10,480,000 $218,333 $4,825 3.01%
    >60% 1 $285,000 $285,000 $2,333 2.50%

    Hallmark Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,051 originations. The next most common DTI ratio? 30-36%, with 866 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,661 $738,515,000 $201,725 $3,852 3.06%
    Not provided 365 $77,935,000 $213,521 $4,097 3.01%
    Black 417 $69,925,000 $167,686 $5,197 2.81%
    Asian 99 $27,755,000 $280,354 $4,152 3.04%
    American Indian 11 $2,235,000 $203,182 $5,301 2.90%
    Native Hawaiian or Islander 3 $825,000 $275,000 $8,165 3.00%

    Approval Rates

    Total approvals of all applications
    95.65%

    Hallmark Home Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.32%

    Hallmark Home Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 291 $2,435,000 $8,368
    NA 4,265 $914,755,000 $214,479

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,556 $917,190,000 $201,315

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 40 $5,530,000 $138,250 $2,715 2.80%
    40-60% 286 $53,860,000 $188,322 $2,841 3.02%
    60-80% 1,113 $247,625,000 $222,484 $3,129 3.24%
    80-100% 2,786 $596,130,000 $213,973 $4,383 3.27%
    Over 100% 39 $11,275,000 $289,103 $10,866 2.93%
    Under 20% 292 $2,770,000 $9,486 $2,431 0.07%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    HALLMARK HOME MORTGAGE LLC FHA mortgage Closing on a mortgage 1 100.0%