Southwest Stage Funding Mortgage Rates, Fees & Info

SCOTTSDALE, AZ

LEI: 549300249G20MDIDRR27

Tax ID: 52-2321476

5 stars - out of 5 stars, based on 58 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Southwest Stage Funding is a smaller mortgage company specializing in Home Purchase and Refi loans. They have a a high proportion of FHA loans. Southwest Stage Funding has an average proportion of conventional loans. Their top markets by origination volume include: Austin, San Antonio, Houston, Dallas, and Phoenix among others. We have data for 435 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Southwest Stage Funding has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Southwest Stage Funding is typically an average fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.30% 8/6/22
    30 Year Conventional Refi 5.75% 8/6/22
    30 Year FHA Purchase 6.72% 8/6/22
    30 Year FHA Refi 6.33% 8/6/22
    30 Year VA Purchase 5.86% 8/6/22
    30 Year VA Refi 5.36% 8/6/22
    15 Year Conventional Purchase 9.32% 8/6/22
    15 Year Conventional Refi 5.40% 8/6/22
    15 Year Cash-out Refi 5.40% 8/6/22
    15 Year FHA Refi 6.32% 8/6/22
    15 Year VA Purchase 5.36% 8/6/22
    15 Year VA Refi 5.10% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    3,363

    Origination Dollar Volume (All Markets)

    $529,205,000
    Show all (7) awards

    Relative Rate

    Southwest Stage Funding 's average 30 year fixed rate mortgage of loans were 3.19%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of 0.04%.

    Relative Fees

    Southwest Stage Funding 's average total fees for a 30 year fixed rate mortgage are $4,341.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 647 $95,545,000 $147,674 $4,100 5.13%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 177 $30,735,000 $173,644 $4,550 4.86%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 162 $28,170,000 $173,889 $4,776 5.02%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 98 $14,090,000 $143,776 $4,436 5.88%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 72 $10,960,000 $152,222 $4,549 5.58%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 51 $9,915,000 $194,412 $5,339 3.20%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 46 $7,780,000 $169,130 $3,682 4.32%
    JACKSONVILLE, FL (FHA|USDA|VA) » 34 $6,620,000 $194,706 $4,882 3.78%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 33 $6,055,000 $183,485 $3,242 3.44%
    KNOXVILLE, TN (FHA|USDA|VA) » 36 $6,030,000 $167,500 $3,699 4.34%
    TALLAHASSEE, FL (FHA|USDA|VA) » 35 $5,725,000 $163,571 $4,051 3.69%
    TULSA, OK (FHA|USDA|VA) » 35 $5,515,000 $157,571 $3,848 4.44%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 20 $5,090,000 $254,500 $6,086 3.05%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 34 $4,940,000 $145,294 $4,343 4.13%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 27 $4,675,000 $173,148 $4,098 4.12%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 19 $4,435,000 $233,421 $5,516 3.37%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 27 $4,175,000 $154,630 $4,326 4.69%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 20 $4,060,000 $203,000 $3,994 3.56%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 24 $3,940,000 $164,167 $3,989 4.34%
    PANAMA CITY, FL (FHA|USDA|VA) » 23 $3,835,000 $166,739 $4,351 3.56%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 25 $3,675,000 $147,000 $4,225 4.81%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 22 $3,570,000 $162,273 $3,356 4.01%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 21 $3,455,000 $164,524 $3,953 3.51%
    SHERMAN-DENISON, TX (FHA|USDA|VA) » 18 $3,340,000 $185,556 $4,646 4.25%
    Lumberton, NC (FHA|USDA|VA) » 25 $3,225,000 $129,000 $3,734 6.26%
    ABILENE, TX (FHA|USDA|VA) » 20 $2,990,000 $149,500 $4,119 4.96%
    TUCSON, AZ (FHA|USDA|VA) » 15 $2,885,000 $192,333 $3,697 3.24%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » 16 $2,840,000 $177,500 $4,519 3.85%
    ODESSA, TX (FHA|USDA|VA) » 19 $2,825,000 $148,684 $5,109 6.57%
    COLUMBIA, SC (FHA|USDA|VA) » 19 $2,735,000 $143,947 $3,525 4.77%
    MIDLAND, TX (FHA|USDA|VA) » 18 $2,730,000 $151,667 $5,162 5.36%
    Tupelo, MS (FHA|USDA|VA) » 19 $2,675,000 $140,789 $3,838 4.39%
    Athens, TX (FHA|USDA|VA) » 20 $2,640,000 $132,000 $4,304 6.75%
    JACKSON, MS (FHA|USDA|VA) » 17 $2,555,000 $150,294 $4,294 4.92%
    MOBILE, AL (FHA|USDA|VA) » 18 $2,430,000 $135,000 $3,655 4.72%
    LAFAYETTE, LA (FHA|USDA|VA) » 17 $2,355,000 $138,529 $3,634 5.47%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 12 $2,340,000 $195,000 $4,079 3.10%
    GAINESVILLE, FL (FHA|USDA|VA) » 16 $2,320,000 $145,000 $4,066 5.50%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 13 $2,315,000 $178,077 $4,827 4.61%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 14 $2,290,000 $163,571 $4,365 4.09%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 12 $2,280,000 $190,000 $4,742 3.20%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 33 $2,245,000 $68,030 $2,149 9.42%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 11 $2,245,000 $204,091 $5,758 3.88%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 16 $2,240,000 $140,000 $4,763 5.31%
    MORRISTOWN, TN (FHA|USDA|VA) » 13 $2,215,000 $170,385 $3,848 4.73%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 17 $2,175,000 $127,941 $3,132 5.33%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 16 $2,030,000 $126,875 $4,220 6.32%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 7 $2,005,000 $286,429 $6,570 3.72%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 11 $1,995,000 $181,364 $5,143 3.90%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 6 $1,950,000 $325,000 $5,257 2.90%
    Las Vegas, NM (FHA|USDA|VA) » 9 $1,935,000 $215,000 $4,861 3.17%
    Lake City, FL (FHA|USDA|VA) » 13 $1,915,000 $147,308 $4,028 5.49%
    TYLER, TX (FHA|USDA|VA) » 15 $1,905,000 $127,000 $4,068 6.50%
    BATON ROUGE, LA (FHA|USDA|VA) » 14 $1,880,000 $134,286 $3,712 5.47%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 7 $1,835,000 $262,143 $4,108 3.25%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 10 $1,820,000 $182,000 $4,379 4.44%
    Corsicana, TX (FHA|USDA|VA) » 14 $1,750,000 $125,000 $4,585 6.33%
    Huntsville, TX (FHA|USDA|VA) » 12 $1,730,000 $144,167 $3,903 5.04%
    ROANOKE, VA (FHA|USDA|VA) » 10 $1,730,000 $173,000 $3,707 3.43%
    Sulphur Springs, TX (FHA|USDA|VA) » 12 $1,640,000 $136,667 $4,280 5.50%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 10 $1,610,000 $161,000 $4,668 3.94%
    STAUNTON, VA (FHA|USDA|VA) » 6 $1,600,000 $266,667 $4,921 3.27%
    VICTORIA, TX (FHA|USDA|VA) » 13 $1,585,000 $121,923 $4,001 4.83%
    WACO, TX (FHA|USDA|VA) » 11 $1,575,000 $143,182 $3,643 5.24%
    JOHNSON CITY, TN (FHA|USDA|VA) » 9 $1,565,000 $173,889 $3,618 3.38%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 9 $1,545,000 $171,667 $4,207 3.64%
    Palatka, FL (FHA|USDA|VA) » 10 $1,530,000 $153,000 $3,560 4.34%
    LONGVIEW, TX (FHA|USDA|VA) » 12 $1,500,000 $125,000 $2,823 5.39%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 5 $1,495,000 $299,000 $3,822 2.65%
    SPARTANBURG, SC (FHA|USDA|VA) » 8 $1,470,000 $183,750 $4,885 3.87%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 10 $1,460,000 $146,000 $5,280 6.00%
    RICHMOND, VA (FHA|USDA|VA) » 6 $1,430,000 $238,333 $4,507 3.80%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 10 $1,400,000 $140,000 $4,144 4.96%
    HINESVILLE, GA (FHA|USDA|VA) » 10 $1,380,000 $138,000 $3,326 3.38%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 7 $1,355,000 $193,571 $4,501 3.41%
    OCALA, FL (FHA|USDA|VA) » 8 $1,350,000 $168,750 $3,942 3.87%
    Carlsbad-Artesia, NM (FHA|USDA|VA) » 8 $1,350,000 $168,750 $4,819 4.08%
    HAMMOND, LA (FHA|USDA|VA) » 10 $1,350,000 $135,000 $3,641 5.10%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 8 $1,320,000 $165,000 $5,387 3.08%
    Shawnee, OK (FHA|USDA|VA) » 8 $1,300,000 $162,500 $5,371 4.93%
    HATTIESBURG, MS (FHA|USDA|VA) » 11 $1,285,000 $116,818 $3,539 6.56%
    JACKSON, TN (FHA|USDA|VA) » 8 $1,280,000 $160,000 $3,760 4.92%
    CHICO, CA (FHA|USDA|VA) » 5 $1,275,000 $255,000 $5,591 3.28%
    Jacksonville, TX (FHA|USDA|VA) » 10 $1,270,000 $127,000 $3,861 6.15%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 9 $1,245,000 $138,333 $5,399 6.55%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 8 $1,240,000 $155,000 $3,966 4.29%
    CHEYENNE, WY (FHA|USDA|VA) » 5 $1,225,000 $245,000 $4,533 3.50%
    FLORENCE, SC (FHA|USDA|VA) » 11 $1,215,000 $110,455 $3,294 6.29%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » 7 $1,205,000 $172,143 $3,018 3.11%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 8 $1,200,000 $150,000 $3,904 4.18%
    Gainesville, TX (FHA|USDA|VA) » 6 $1,170,000 $195,000 $4,683 4.66%
    RAPID CITY, SD (FHA|USDA|VA) » 5 $1,155,000 $231,000 $2,850 2.95%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 7 $1,115,000 $159,286 $2,714 3.30%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) » 8 $1,080,000 $135,000 $3,785 5.31%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 5 $1,065,000 $213,000 $4,134 2.90%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 6 $1,040,000 $173,333 $4,839 4.14%
    LYNCHBURG, VA (FHA|USDA|VA) » 8 $1,040,000 $130,000 $3,924 4.34%
    Durant, OK (FHA|USDA|VA) » 7 $1,025,000 $146,429 $4,113 4.60%
    Palestine, TX (FHA|USDA|VA) » 8 $1,020,000 $127,500 $3,822 6.13%
    Sevierville, TN (FHA|USDA|VA) » 6 $1,010,000 $168,333 $4,599 4.47%
    GREENVILLE, NC (FHA|USDA|VA) » 6 $1,010,000 $168,333 $2,175 3.94%
    AMARILLO, TX (FHA|USDA|VA) » 7 $985,000 $140,714 $3,268 4.93%
    Cookeville, TN (FHA|USDA|VA) » 7 $975,000 $139,286 $3,048 6.01%
    Lufkin, TX (FHA|USDA|VA) » 9 $975,000 $108,333 $3,595 6.93%
    Laurel, MS (FHA|USDA|VA) » 8 $960,000 $120,000 $4,122 4.96%
    SUMTER, SC (FHA|USDA|VA) » 6 $960,000 $160,000 $2,944 4.38%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 6 $940,000 $156,667 $5,288 3.31%
    Malvern, AR (FHA|USDA|VA) » 7 $935,000 $133,571 $3,636 4.93%
    Cañon City, CO (FHA|USDA|VA) » 4 $930,000 $232,500 $4,483 3.34%
    TWIN FALLS, ID (FHA|USDA|VA) » 4 $920,000 $230,000 $6,109 4.24%
    SALEM, OR (FHA|USDA|VA) » 3 $915,000 $305,000 $8,487 2.96%
    Bogalusa, LA (FHA|USDA|VA) » 6 $890,000 $148,333 $3,514 4.50%
    BOISE CITY, ID (FHA|USDA|VA) » 4 $890,000 $222,500 $7,594 3.06%
    Greeneville, TN (FHA|USDA|VA) » 5 $885,000 $177,000 $2,633 3.55%
    NEW BERN, NC (FHA|USDA|VA) » 6 $880,000 $146,667 $3,881 4.91%
    LUBBOCK, TX (FHA|USDA|VA) » 6 $870,000 $145,000 $3,791 6.75%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 5 $865,000 $173,000 $5,427 3.60%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 7 $865,000 $123,571 $2,585 5.98%
    LAKE CHARLES, LA (FHA|USDA|VA) » 8 $850,000 $106,250 $4,208 5.97%
    Española, NM (FHA|USDA|VA) » 5 $835,000 $167,000 $5,108 3.48%
    Pearsall, TX (FHA|USDA|VA) » 4 $820,000 $205,000 $3,520 3.25%
    Forest City, NC (FHA|USDA|VA) » 4 $820,000 $205,000 $4,481 3.06%
    SALISBURY, MD-DE (FHA|USDA|VA) » 4 $810,000 $202,500 $4,590 2.91%
    Newport, TN (FHA|USDA|VA) » 4 $800,000 $200,000 $3,306 3.59%
    JACKSONVILLE, NC (FHA|USDA|VA) » 5 $795,000 $159,000 $5,117 3.00%
    BRUNSWICK, GA (FHA|USDA|VA) » 5 $795,000 $159,000 $4,126 3.35%
    PITTSBURGH, PA (FHA|USDA|VA) » 5 $775,000 $155,000 $4,380 3.00%
    Brenham, TX (FHA|USDA|VA) » 5 $775,000 $155,000 $3,551 5.42%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 5 $755,000 $151,000 $3,573 2.85%
    SANTA FE, NM (FHA|USDA|VA) » 4 $750,000 $187,500 $3,991 2.78%
    Talladega-Sylacauga, AL (FHA|USDA|VA) » 6 $750,000 $125,000 $3,552 5.44%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 3 $745,000 $248,333 $6,843 4.50%
    Port Angeles, WA (FHA|USDA|VA) » 3 $745,000 $248,333 $4,524 2.83%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 5 $735,000 $147,000 $3,871 5.45%
    Marion, IN (FHA|USDA|VA) » 3 $715,000 $238,333 $3,005 3.33%
    Wilson, NC (FHA|USDA|VA) » 4 $710,000 $177,500 $3,948 2.97%
    Ardmore, OK (FHA|USDA|VA) » 4 $710,000 $177,500 $5,344 4.42%
    HOT SPRINGS, AR (FHA|USDA|VA) » 5 $705,000 $141,000 $3,555 5.15%
    Kerrville, TX (FHA|USDA|VA) » 5 $685,000 $137,000 $3,672 5.10%
    Alice, TX (FHA|USDA|VA) » 7 $685,000 $97,857 $3,937 8.06%
    SAN ANGELO, TX (FHA|USDA|VA) » 4 $680,000 $170,000 $5,754 4.84%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » 4 $680,000 $170,000 $1,567 3.44%
    Clearlake, CA (FHA|USDA|VA) » 3 $675,000 $225,000 $4,806 2.79%
    McComb, MS (FHA|USDA|VA) » 5 $675,000 $135,000 $3,645 6.46%
    SAVANNAH, GA (FHA|USDA|VA) » 6 $670,000 $111,667 $4,086 3.69%
    Nacogdoches, TX (FHA|USDA|VA) » 4 $670,000 $167,500 $6,255 5.61%
    Taos, NM (FHA|USDA|VA) » 4 $660,000 $165,000 $4,257 3.00%
    Washington, NC (FHA|USDA|VA) » 4 $660,000 $165,000 $4,126 3.81%
    Roanoke Rapids, NC (FHA|USDA|VA) » 4 $660,000 $165,000 $3,805 3.19%
    Starkville, MS (FHA|USDA|VA) » 6 $660,000 $110,000 $3,394 7.57%
    Dyersburg, TN (FHA|USDA|VA) » 5 $655,000 $131,000 $3,172 4.91%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 3 $655,000 $218,333 $4,080 3.38%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 4 $650,000 $162,500 $3,369 3.53%
    FORT WAYNE, IN (FHA|USDA|VA) » 2 $650,000 $325,000 $5,161 2.50%
    Bonham, TX (FHA|USDA|VA) » 4 $640,000 $160,000 $4,292 5.31%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 5 $635,000 $127,000 $5,588 5.68%
    Brookhaven, MS (FHA|USDA|VA) » 4 $630,000 $157,500 $3,572 3.96%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 3 $625,000 $208,333 $4,387 3.00%
    Muskogee, OK (FHA|USDA|VA) » 4 $620,000 $155,000 $3,676 5.96%
    LAWTON, OK (FHA|USDA|VA) » 4 $620,000 $155,000 $4,238 4.54%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 3 $615,000 $205,000 $5,119 2.96%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 1 $605,000 $605,000 $11,115 2.88%
    El Dorado, AR (FHA|USDA|VA) » 5 $605,000 $121,000 $4,239 7.59%
    Picayune, MS (FHA|USDA|VA) » 5 $605,000 $121,000 $2,374 5.02%
    Paris, TX (FHA|USDA|VA) » 4 $600,000 $150,000 $4,178 5.79%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 1 $595,000 $595,000 $11,916 2.75%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 9 $585,000 $65,000 $1,628 9.26%
    Hobbs, NM (FHA|USDA|VA) » 4 $580,000 $145,000 $4,221 5.00%
    Boone, NC (FHA|USDA|VA) » 2 $570,000 $285,000 $5,800 3.06%
    DeRidder, LA (FHA|USDA|VA) » 4 $550,000 $137,500 $4,593 4.23%
    Corinth, MS (FHA|USDA|VA) » 3 $545,000 $181,667 $4,417 3.17%
    Lebanon, MO (FHA|USDA|VA) » 1 $535,000 $535,000 $18,720 3.50%
    WILMINGTON, NC (FHA|USDA|VA) » 3 $535,000 $178,333 $6,485 3.50%
    ASHEVILLE, NC (FHA|USDA|VA) » 4 $530,000 $132,500 $4,054 6.41%
    Brownwood, TX (FHA|USDA|VA) » 2 $520,000 $260,000 $953 3.13%
    Fort Payne, AL (FHA|USDA|VA) » 3 $515,000 $171,667 $4,979 3.42%
    Paragould, AR (FHA|USDA|VA) » 3 $515,000 $171,667 $5,151 4.77%
    COLUMBUS, OH (FHA|USDA|VA) » 6 $510,000 $85,000 $3,023 6.15%
    Searcy, AR (FHA|USDA|VA) » 4 $510,000 $127,500 $3,521 7.27%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 4 $510,000 $127,500 $3,147 5.34%
    Andrews, TX (FHA|USDA|VA) » 3 $495,000 $165,000 $5,050 6.12%
    Crossville, TN (FHA|USDA|VA) » 3 $495,000 $165,000 $3,066 4.18%
    MONROE, LA (FHA|USDA|VA) » 4 $490,000 $122,500 $3,474 5.24%
    DALTON, GA (FHA|USDA|VA) » 3 $485,000 $161,667 $2,940 3.50%
    Athens, TN (FHA|USDA|VA) » 3 $485,000 $161,667 $2,142 3.38%
    Beeville, TX (FHA|USDA|VA) » 4 $480,000 $120,000 $4,095 7.12%
    Dayton, TN (FHA|USDA|VA) » 4 $480,000 $120,000 $3,315 4.78%
    DOVER, DE (FHA|USDA|VA) » 3 $475,000 $158,333 $4,705 3.33%
    Kinston, NC (FHA|USDA|VA) » 3 $465,000 $155,000 $4,721 4.00%
    HUNTSVILLE, AL (FHA|USDA|VA) » 4 $460,000 $115,000 $3,928 5.39%
    Columbus, MS (FHA|USDA|VA) » 3 $455,000 $151,667 $4,086 5.99%
    Jackson, WY-ID (FHA|USDA|VA) » 1 $445,000 $445,000 $8,060 2.88%
    Waycross, GA (FHA|USDA|VA) » 3 $445,000 $148,333 $3,905 6.02%
    Statesboro, GA (FHA|USDA|VA) » 3 $445,000 $148,333 $3,077 3.17%
    Thomasville, GA (FHA|USDA|VA) » 2 $440,000 $220,000 $5,002 5.78%
    Camden, AR (FHA|USDA|VA) » 4 $440,000 $110,000 $3,738 6.98%
    Roswell, NM (FHA|USDA|VA) » 4 $440,000 $110,000 $3,319 7.01%
    Ellensburg, WA (FHA|USDA|VA) » 1 $435,000 $435,000 $445 3.25%
    KOKOMO, IN (FHA|USDA|VA) » 2 $430,000 $215,000 $5,460 5.59%
    HARRISONBURG, VA (FHA|USDA|VA) » 2 $430,000 $215,000 $3,793 3.25%
    LAS CRUCES, NM (FHA|USDA|VA) » 3 $425,000 $141,667 $3,622 5.42%
    Burley, ID (FHA|USDA|VA) » 1 $425,000 $425,000 $212 2.88%
    TEXARKANA, TX-AR (FHA|USDA|VA) » 5 $425,000 $85,000 $3,104 7.45%
    Natchez, MS-LA (FHA|USDA|VA) » 2 $420,000 $210,000 $8,022 2.81%
    Tullahoma-Manchester, TN (FHA|USDA|VA) » 3 $415,000 $138,333 $3,833 5.72%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 3 $405,000 $135,000 $5,693 6.18%
    Danville, KY (FHA|USDA|VA) » 2 $400,000 $200,000 $4,529 4.96%
    GREELEY, CO (FHA|USDA|VA) » 2 $400,000 $200,000 $7,685 3.31%
    Meridian, MS (FHA|USDA|VA) » 3 $395,000 $131,667 $4,698 5.18%
    Stillwater, OK (FHA|USDA|VA) » 3 $395,000 $131,667 $4,116 4.44%
    CLEVELAND, TN (FHA|USDA|VA) » 3 $395,000 $131,667 $3,077 3.63%
    DOTHAN, AL (FHA|USDA|VA) » 3 $395,000 $131,667 $4,086 4.32%
    JACKSON, MI (FHA|USDA|VA) » 5 $395,000 $79,000 $2,304 9.05%
    Clovis, NM (FHA|USDA|VA) » 2 $390,000 $195,000 $1,720 5.09%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 2 $380,000 $190,000 $3,554 2.81%
    Calhoun, GA (FHA|USDA|VA) » 2 $380,000 $190,000 $4,140 3.06%
    YAKIMA, WA (FHA|USDA|VA) » 2 $380,000 $190,000 $3,574 2.75%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 3 $375,000 $125,000 $4,167 5.08%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 3 $375,000 $125,000 $2,951 5.06%
    Del Rio, TX (FHA|USDA|VA) » 3 $375,000 $125,000 $4,890 7.63%
    Portsmouth, OH (FHA|USDA|VA) » 2 $370,000 $185,000 $4,411 4.34%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 1 $365,000 $365,000 $6,198 2.88%
    Orangeburg, SC (FHA|USDA|VA) » 2 $360,000 $180,000 $3,901 4.71%
    PINE BLUFF, AR (FHA|USDA|VA) » 4 $360,000 $90,000 $3,083 7.75%
    SALINAS, CA (FHA|USDA|VA) » 1 $355,000 $355,000 $7,437 2.75%
    Ontario, OR-ID (FHA|USDA|VA) » 1 $355,000 $355,000 $6,174 2.75%
    Magnolia, AR (FHA|USDA|VA) » 3 $355,000 $118,333 $5,785 6.97%
    New Philadelphia-Dover, OH (FHA|USDA|VA) » 2 $350,000 $175,000 $4,250 3.00%
    Gillette, WY (FHA|USDA|VA) » 2 $350,000 $175,000 $3,755 2.81%
    VALDOSTA, GA (FHA|USDA|VA) » 4 $350,000 $87,500 $3,113 5.78%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) » 7 $345,000 $49,286 $1,627 9.60%
    Mountain Home, ID (FHA|USDA|VA) » 1 $345,000 $345,000 $17,801 2.88%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 1 $345,000 $345,000 $5,859 3.25%
    Lawrenceburg, TN (FHA|USDA|VA) » 2 $340,000 $170,000 $6,230 3.81%
    FLAGSTAFF, AZ (FHA|USDA|VA) » 2 $340,000 $170,000 $2,907 2.75%
    Fairmont, WV (FHA|USDA|VA) » 2 $340,000 $170,000 $4,040 3.56%
    Alexander City, AL (FHA|USDA|VA) » 3 $335,000 $111,667 $3,872 6.10%
    Jesup, GA (FHA|USDA|VA) » 2 $330,000 $165,000 $3,823 3.38%
    Rockingham, NC (FHA|USDA|VA) » 2 $330,000 $165,000 $5,367 6.75%
    Fort Polk South, LA (FHA|USDA|VA) » 2 $330,000 $165,000 $8,982 4.59%
    London, KY (FHA|USDA|VA) » 4 $330,000 $82,500 $2,811 6.73%
    GRANTS PASS, OR (FHA|USDA|VA) » 1 $325,000 $325,000 $6,368 3.25%
    Cedartown, GA (FHA|USDA|VA) » 1 $325,000 $325,000 $5,594 3.25%
    Bennettsville, SC (FHA|USDA|VA) » 3 $325,000 $108,333 $4,155 7.88%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » 2 $320,000 $160,000 $6,726 6.30%
    Show Low, AZ (FHA|USDA|VA) » 2 $320,000 $160,000 $6,453 3.31%
    Red Bluff, CA (FHA|USDA|VA) » 1 $315,000 $315,000 $3,088 2.75%
    BEND, OR (FHA|USDA|VA) » 1 $315,000 $315,000 $3,546 2.75%
    Bay City, TX (FHA|USDA|VA) » 3 $315,000 $105,000 $3,454 7.27%
    Jennings, LA (FHA|USDA|VA) » 3 $315,000 $105,000 $3,484 7.15%
    Wauchula, FL (FHA|USDA|VA) » 1 $315,000 $315,000 $5,856 2.88%
    Arkadelphia, AR (FHA|USDA|VA) » 3 $315,000 $105,000 $4,027 5.77%
    Altus, OK (FHA|USDA|VA) » 2 $310,000 $155,000 $4,307 3.00%
    Tahlequah, OK (FHA|USDA|VA) » 2 $310,000 $155,000 $5,685 7.30%
    Point Pleasant, WV-OH (FHA|USDA|VA) » 2 $310,000 $155,000 $3,455 3.31%
    Sandpoint, ID (FHA|USDA|VA) » 1 $305,000 $305,000 $6,710 2.25%
    Batesville, AR (FHA|USDA|VA) » 2 $300,000 $150,000 $3,294 6.09%
    Wilmington, OH (FHA|USDA|VA) » 2 $300,000 $150,000 $4,006 3.06%
    TUSCALOOSA, AL (FHA|USDA|VA) » 2 $300,000 $150,000 $4,476 7.55%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 2 $300,000 $150,000 $3,021 3.13%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 2 $300,000 $150,000 $3,711 3.31%
    CHARLESTON, WV (FHA|USDA|VA) » 1 $295,000 $295,000 $5,261 2.88%
    Mount Pleasant, TX (FHA|USDA|VA) » 3 $295,000 $98,333 $3,545 7.80%
    Gallup, NM (FHA|USDA|VA) » 1 $295,000 $295,000 $5,424 4.38%
    PUNTA GORDA, FL (FHA|USDA|VA) » 1 $295,000 $295,000 $6,441 3.88%
    Payson, AZ (FHA|USDA|VA) » 2 $290,000 $145,000 $3,179 3.06%
    Milledgeville, GA (FHA|USDA|VA) » 2 $290,000 $145,000 $3,378 4.54%
    LAREDO, TX (FHA|USDA|VA) » 4 $290,000 $72,500 $2,984 8.24%
    Duncan, OK (FHA|USDA|VA) » 2 $290,000 $145,000 $4,222 5.78%
    Moultrie, GA (FHA|USDA|VA) » 3 $285,000 $95,000 $3,618 7.30%
    STOCKTON, CA (FHA|USDA|VA) » 1 $285,000 $285,000 $12,453 3.38%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » 2 $280,000 $140,000 $3,763 3.56%
    Union, SC (FHA|USDA|VA) » 2 $280,000 $140,000 $3,705 4.79%
    Astoria, OR (FHA|USDA|VA) » 2 $280,000 $140,000 $6,824 6.35%
    MEDFORD, OR (FHA|USDA|VA) » 1 $275,000 $275,000 $4,784 2.75%
    LEWISTON, ID-WA (FHA|USDA|VA) » 1 $275,000 $275,000 $3,959 3.88%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 3 $275,000 $91,667 $3,148 7.12%
    Rexburg, ID (FHA|USDA|VA) » 1 $275,000 $275,000 $4,996 2.88%
    Seneca, SC (FHA|USDA|VA) » 2 $270,000 $135,000 $2,601 5.90%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) » 2 $270,000 $135,000 $4,350 4.65%
    Fredericksburg, TX (FHA|USDA|VA) » 2 $270,000 $135,000 $3,655 7.65%
    Mount Vernon, IL (FHA|USDA|VA) » 2 $270,000 $135,000 $3,187 2.81%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 1 $265,000 $265,000 $7,623 2.88%
    ALBANY, GA (FHA|USDA|VA) » 3 $265,000 $88,333 $3,787 7.88%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 1 $265,000 $265,000 $5,370 2.88%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 2 $260,000 $130,000 $4,200 5.96%
    Newberry, SC (FHA|USDA|VA) » 2 $260,000 $130,000 $3,384 3.06%
    ALEXANDRIA, LA (FHA|USDA|VA) » 2 $260,000 $130,000 $6,149 3.31%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » 2 $260,000 $130,000 $4,154 8.80%
    Greenwood, MS (FHA|USDA|VA) » 1 $255,000 $255,000 $4,564 2.88%
    Brookings, OR (FHA|USDA|VA) » 1 $255,000 $255,000 $4,391 3.25%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) » 1 $255,000 $255,000 $7,992 3.38%
    Opelousas, LA (FHA|USDA|VA) » 3 $255,000 $85,000 $3,078 6.48%
    St. Marys, GA (FHA|USDA|VA) » 1 $255,000 $255,000 $4,338 3.75%
    Elkins, WV (FHA|USDA|VA) » 2 $250,000 $125,000 $1,760 2.75%
    Klamath Falls, OR (FHA|USDA|VA) » 2 $250,000 $125,000 $3,418 5.15%
    Paris, TN (FHA|USDA|VA) » 2 $250,000 $125,000 $3,899 3.31%
    Elizabeth City, NC (FHA|USDA|VA) » 1 $245,000 $245,000 $5,337 2.88%
    Mineral Wells, TX (FHA|USDA|VA) » 2 $240,000 $120,000 $3,650 5.59%
    Chillicothe, OH (FHA|USDA|VA) » 2 $240,000 $120,000 $3,182 5.59%
    Rockport, TX (FHA|USDA|VA) » 2 $240,000 $120,000 $5,069 6.55%
    Martin, TN (FHA|USDA|VA) » 2 $240,000 $120,000 $2,318 6.20%
    Okeechobee, FL (FHA|USDA|VA) » 1 $235,000 $235,000 $4,012 3.50%
    West Point, MS (FHA|USDA|VA) » 3 $235,000 $78,333 $3,178 7.83%
    Newport, OR (FHA|USDA|VA) » 1 $235,000 $235,000 $5,968 2.75%
    McAlester, OK (FHA|USDA|VA) » 1 $235,000 $235,000 $5,228 3.38%
    YUBA CITY, CA (FHA|USDA|VA) » 1 $235,000 $235,000 $7,541 3.25%
    LaGrange, GA-AL (FHA|USDA|VA) » 2 $230,000 $115,000 $2,718 4.58%
    Eufaula, AL-GA (FHA|USDA|VA) » 1 $225,000 $225,000 $4,211 2.88%
    Marion, OH (FHA|USDA|VA) » 1 $225,000 $225,000 $6,711 3.38%
    Kill Devil Hills, NC (FHA|USDA|VA) » 1 $225,000 $225,000 $5,098 3.25%
    WARNER ROBINS, GA (FHA|USDA|VA) » 1 $225,000 $225,000 $3,867 3.38%
    Ada, OK (FHA|USDA|VA) » 1 $225,000 $225,000 $3,948 3.38%
    Oxford, MS (FHA|USDA|VA) » 2 $220,000 $110,000 $3,055 4.96%
    Brevard, NC (FHA|USDA|VA) » 1 $215,000 $215,000 $5,710 4.38%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 1 $215,000 $215,000 $5,351 3.38%
    ALBANY-LEBANON, OR (FHA|USDA|VA) » 1 $215,000 $215,000 $12,657 3.75%
    BILLINGS, MT (FHA|USDA|VA) » 1 $215,000 $215,000 $5,488 4.25%
    JONESBORO, AR (FHA|USDA|VA) » 2 $210,000 $105,000 $3,507 7.33%
    EL PASO, TX (FHA|USDA|VA) » 2 $210,000 $105,000 $3,508 6.10%
    DECATUR, AL (FHA|USDA|VA) » 3 $205,000 $68,333 $2,414 5.70%
    PEORIA, IL (FHA|USDA|VA) » 2 $200,000 $100,000 $2,436 2.75%
    Albertville, AL (FHA|USDA|VA) » 2 $200,000 $100,000 $2,854 7.85%
    LIMA, OH (FHA|USDA|VA) » 1 $195,000 $195,000 $3,673 3.75%
    Centralia, WA (FHA|USDA|VA) » 1 $195,000 $195,000 $4,531 2.75%
    TERRE HAUTE, IN (FHA|USDA|VA) » 1 $195,000 $195,000 $4,163 2.75%
    JOPLIN, MO (FHA|USDA|VA) » 1 $195,000 $195,000 $6,210 6.20%
    Gaffney, SC (FHA|USDA|VA) » 1 $195,000 $195,000 $6,596 3.38%
    Cordele, GA (FHA|USDA|VA) » 2 $190,000 $95,000 $3,129 8.45%
    Cambridge, OH (FHA|USDA|VA) » 1 $185,000 $185,000 $5,090 2.75%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) » 1 $185,000 $185,000 $3,322 2.88%
    Frankfort, KY (FHA|USDA|VA) » 1 $185,000 $185,000 $3,448 3.75%
    Ruston, LA (FHA|USDA|VA) » 1 $185,000 $185,000 $3,239 3.75%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 1 $185,000 $185,000 $5,508 7.90%
    Alamogordo, NM (FHA|USDA|VA) » 1 $185,000 $185,000 $3,444 2.75%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 1 $185,000 $185,000 $3,562 4.25%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 1 $185,000 $185,000 $8,500 6.55%
    BELLINGHAM, WA (FHA|USDA|VA) » 1 $185,000 $185,000 $3,459 2.75%
    Snyder, TX (FHA|USDA|VA) » 1 $185,000 $185,000 $5,471 7.30%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 1 $185,000 $185,000 $3,707 2.75%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 3 $185,000 $61,667 $493 9.14%
    Hereford, TX (FHA|USDA|VA) » 2 $180,000 $90,000 $3,298 8.30%
    Port Lavaca, TX (FHA|USDA|VA) » 2 $180,000 $90,000 $4,928 5.46%
    Maysville, KY (FHA|USDA|VA) » 1 $175,000 $175,000 $4,623 3.38%
    Hermiston-Pendleton, OR (FHA|USDA|VA) » 1 $175,000 $175,000 $3,763 3.75%
    Summerville, GA (FHA|USDA|VA) » 1 $175,000 $175,000 $3,946 2.88%
    Othello, WA (FHA|USDA|VA) » 1 $175,000 $175,000 $4,085 2.75%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 1 $165,000 $165,000 $4,685 3.25%
    Brownsville, TN (FHA|USDA|VA) » 1 $165,000 $165,000 $0 3.88%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 1 $165,000 $165,000 $8,907 3.75%
    Shelbyville, TN (FHA|USDA|VA) » 1 $165,000 $165,000 $4,360 3.38%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) » 1 $165,000 $165,000 $4,007 2.88%
    Borger, TX (FHA|USDA|VA) » 1 $165,000 $165,000 $4,494 3.25%
    Wapakoneta, OH (FHA|USDA|VA) » 1 $165,000 $165,000 $3,174 2.75%
    Cullman, AL (FHA|USDA|VA) » 1 $165,000 $165,000 $3,253 2.88%
    Big Stone Gap, VA (FHA|USDA|VA) » 1 $165,000 $165,000 $4,370 3.38%
    Bucyrus-Galion, OH (FHA|USDA|VA) » 1 $165,000 $165,000 $2,898 2.75%
    Oil City, PA (FHA|USDA|VA) » 1 $155,000 $155,000 $4,053 3.25%
    Douglas, GA (FHA|USDA|VA) » 1 $155,000 $155,000 $5,589 2.75%
    ROME, GA (FHA|USDA|VA) » 1 $155,000 $155,000 $6,544 8.05%
    MODESTO, CA (FHA|USDA|VA) » 1 $155,000 $155,000 $2,682 2.75%
    Paducah, KY-IL (FHA|USDA|VA) » 1 $155,000 $155,000 $2,601 4.38%
    EVANSVILLE, IN-KY (FHA|USDA|VA) » 1 $155,000 $155,000 $2,634 3.25%
    FARMINGTON, NM (FHA|USDA|VA) » 1 $155,000 $155,000 $3,421 3.38%
    Bardstown, KY (FHA|USDA|VA) » 1 $155,000 $155,000 $9,458 3.38%
    IDAHO FALLS, ID (FHA|USDA|VA) » 1 $155,000 $155,000 $2,700 3.75%
    Jasper, AL (FHA|USDA|VA) » 2 $150,000 $75,000 $3,908 6.28%
    AKRON, OH (FHA|USDA|VA) » 1 $145,000 $145,000 $3,273 3.38%
    Lewisburg, TN (FHA|USDA|VA) » 1 $145,000 $145,000 $4,425 7.30%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 1 $145,000 $145,000 $2,498 2.75%
    Findlay, OH (FHA|USDA|VA) » 1 $145,000 $145,000 $3,596 2.75%
    PUEBLO, CO (FHA|USDA|VA) » 1 $145,000 $145,000 $2,656 3.75%
    Martinsville, VA (FHA|USDA|VA) » 1 $145,000 $145,000 $2,727 2.75%
    Zanesville, OH (FHA|USDA|VA) » 1 $145,000 $145,000 $3,971 3.75%
    North Wilkesboro, NC (FHA|USDA|VA) » 1 $145,000 $145,000 $3,529 3.25%
    TOPEKA, KS (FHA|USDA|VA) » 1 $145,000 $145,000 $3,012 2.75%
    YUMA, AZ (FHA|USDA|VA) » 1 $145,000 $145,000 $3,263 2.75%
    OWENSBORO, KY (FHA|USDA|VA) » 1 $145,000 $145,000 $2,456 3.25%
    DANVILLE, IL (FHA|USDA|VA) » 1 $135,000 $135,000 $4,199 2.75%
    Dublin, GA (FHA|USDA|VA) » 1 $135,000 $135,000 $2,293 2.75%
    St. Marys, PA (FHA|USDA|VA) » 1 $135,000 $135,000 $10,508 3.38%
    Weatherford, OK (FHA|USDA|VA) » 1 $135,000 $135,000 $3,048 3.25%
    Natchitoches, LA (FHA|USDA|VA) » 1 $135,000 $135,000 $2,279 3.75%
    Frankfort, IN (FHA|USDA|VA) » 1 $135,000 $135,000 $4,325 8.80%
    COLUMBIA, MO (FHA|USDA|VA) » 1 $135,000 $135,000 $3,076 2.75%
    YORK-HANOVER, PA (FHA|USDA|VA) » 1 $135,000 $135,000 $4,213 6.65%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) » 1 $135,000 $135,000 $2,796 3.38%
    Tifton, GA (FHA|USDA|VA) » 2 $130,000 $65,000 $2,922 7.50%
    Sidney, OH (FHA|USDA|VA) » 1 $125,000 $125,000 $2,555 2.75%
    Jackson, OH (FHA|USDA|VA) » 1 $125,000 $125,000 $5,194 3.38%
    Clarksdale, MS (FHA|USDA|VA) » 1 $125,000 $125,000 $2,194 3.88%
    Pecos, TX (FHA|USDA|VA) » 1 $125,000 $125,000 $3,858 8.80%
    NILES, MI (FHA|USDA|VA) » 1 $125,000 $125,000 $4,132 3.75%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 1 $125,000 $125,000 $3,996 6.20%
    MONROE, MI (FHA|USDA|VA) » 3 $125,000 $41,667 $1,194 10.46%
    Rio Grande City-Roma, TX (FHA|USDA|VA) » 1 $115,000 $115,000 $3,512 7.30%
    Levelland, TX (FHA|USDA|VA) » 1 $115,000 $115,000 $3,563 8.80%
    Marietta, OH (FHA|USDA|VA) » 1 $115,000 $115,000 $3,095 3.38%
    CARBONDALE-MARION, IL (FHA|USDA|VA) » 1 $115,000 $115,000 $6,132 3.88%
    Traverse City, MI (FHA|USDA|VA) » 1 $115,000 $115,000 $2,195 3.25%
    Holland, MI (FHA|USDA|VA) » 2 $110,000 $55,000 $2,432 8.22%
    BAY CITY, MI (FHA|USDA|VA) » 2 $110,000 $55,000 $2,833 7.77%
    Eagle Pass, TX (FHA|USDA|VA) » 2 $110,000 $55,000 $2,633 7.68%
    Woodward, OK (FHA|USDA|VA) » 1 $105,000 $105,000 $3,109 8.49%
    Columbus, NE (FHA|USDA|VA) » 1 $105,000 $105,000 $8,710 3.88%
    Americus, GA (FHA|USDA|VA) » 1 $105,000 $105,000 $3,249 7.30%
    SPRINGFIELD, IL (FHA|USDA|VA) » 1 $105,000 $105,000 $2,603 3.63%
    Vidalia, GA (FHA|USDA|VA) » 1 $105,000 $105,000 $3,457 6.55%
    Muscatine, IA (FHA|USDA|VA) » 1 $105,000 $105,000 $2,520 2.75%
    BISMARCK, ND (FHA|USDA|VA) » 1 $95,000 $95,000 $2,645 2.75%
    Pampa, TX (FHA|USDA|VA) » 1 $95,000 $95,000 $3,078 6.50%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 1 $95,000 $95,000 $1,941 2.75%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 1 $85,000 $85,000 $2,561 3.63%
    THE VILLAGES, FL (FHA|USDA|VA) » 1 $85,000 $85,000 $7,987 3.25%
    Stephenville, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $3,079 7.05%
    Russellville, AR (FHA|USDA|VA) » 1 $85,000 $85,000 $2,743 8.94%
    WHEELING, WV-OH (FHA|USDA|VA) » 1 $85,000 $85,000 $3,028 6.55%
    Dumas, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $3,080 6.40%
    Laurinburg, NC (FHA|USDA|VA) » 1 $85,000 $85,000 $3,344 8.80%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 2 $80,000 $40,000 $2,116 9.33%
    Granbury, TX (FHA|USDA|VA) » 1 $75,000 $75,000 $2,506 3.88%
    WICHITA FALLS, TX (FHA|USDA|VA) » 1 $75,000 $75,000 $3,079 5.65%
    Mount Sterling, KY (FHA|USDA|VA) » 1 $75,000 $75,000 $4,470 6.30%
    ANN ARBOR, MI (FHA|USDA|VA) » 1 $75,000 $75,000 $2,146 8.94%
    Spencer, IA (FHA|USDA|VA) » 1 $75,000 $75,000 $2,440 3.88%
    Uvalde, TX (FHA|USDA|VA) » 1 $75,000 $75,000 $3,080 8.80%
    Elk City, OK (FHA|USDA|VA) » 1 $75,000 $75,000 $3,094 5.65%
    Fitzgerald, GA (FHA|USDA|VA) » 1 $75,000 $75,000 $3,180 8.05%
    Big Spring, TX (FHA|USDA|VA) » 1 $75,000 $75,000 $3,079 8.45%
    Dodge City, KS (FHA|USDA|VA) » 1 $65,000 $65,000 $1,384 4.38%
    MONTGOMERY, AL (FHA|USDA|VA) » 1 $65,000 $65,000 $2,927 5.50%
    Sweetwater, TX (FHA|USDA|VA) » 1 $55,000 $55,000 $2,767 8.80%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 1 $45,000 $45,000 $2,391 8.55%
    MANSFIELD, OH (FHA|USDA|VA) » 1 $45,000 $45,000 $2,476 7.20%
    Blytheville, AR (FHA|USDA|VA) » 1 $45,000 $45,000 $2,525 8.25%

    Southwest Stage Funding 's top markets include Austin, San Antonio, Houston, Dallas, and Phoenix among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    FHA » 1,782 $333,920,000 $187,385 $4,727 3.28%
    Conventional » 1,263 $129,815,000 $102,783 $3,632 7.59%
    VA » 318 $65,470,000 $205,881 $3,318 3.16%

    For the 2021 period, Southwest Stage Funding 's most frequently originated loan type of loans were FHA, with 1,782 originations. Their 2nd most popular type is Conventional, with 1,263 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase » 2,671 $416,655,000 $155,992 $4,148 5.35%
    Refi » 684 $111,200,000 $162,573 $4,245 3.07%
    Cash Out Refi » 8 $1,350,000 $168,750 $10,440 3.88%

    For the 2021, Southwest Stage Funding 's most frequently cited loan purpose of loans were Home Purchase, with 2,671 originations. The 2nd most popular reason of loans were Refi, with 684 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other » 1,352 $150,350,000 $111,206 $3,720 7.05%
    30+ year » 1,161 $234,375,000 $201,873 $4,749 3.34%
    30 Year » 687 $125,885,000 $183,239 $4,341 3.19%
    20 Year » 122 $14,820,000 $121,475 $3,410 4.70%
    15 Year » 41 $3,775,000 $92,073 $3,054 5.89%

    For the 2021, Southwest Stage Funding 's most frequently cited loan length of loans were Other, with 1,352 originations. The 2nd most popular length of loans were 30+ year, with 1,161 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $<1k » 1,829 $341,685,000 $186,815
    $2k-3k » 796 $74,970,000 $94,183
    $3k-4k » 287 $37,735,000 $131,481
    $4k-5k » 190 $30,370,000 $159,842
    $1k-2k » 162 $22,610,000 $139,568
    $5k+ » 98 $21,790,000 $222,347

    $4,341 of loans were Southwest Stage Funding 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,829 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% » 1,230 $218,300,000 $177,480
    2.5-3% » 773 $163,905,000 $212,038
    Over 8% » 526 $49,410,000 $93,935
    7-8% » 368 $38,660,000 $105,054
    6-7% » 278 $30,440,000 $109,496
    4-5% » 90 $14,470,000 $160,778
    5-6% » 80 $9,860,000 $123,250
    <2.5% » 18 $4,160,000 $231,111

    During 2021, Southwest Stage Funding 's average interest rate of loans were 3.19%, while their most frequently originated rate bucket of loans were 3-4%, with 1,230 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k » 1,817 $268,725,000 $147,895 $4,064 4.56%
    $200k-400k » 770 $194,250,000 $252,273 $5,634 3.25%
    $100,000 or less » 757 $56,935,000 $75,211 $2,877 7.37%
    $400k-600k » 17 $7,955,000 $467,941 $7,986 3.01%
    $600k-1MM » 2 $1,340,000 $670,000 $15,071 3.13%

    2021 saw Southwest Stage Funding place emphasis on $100k-200k loans with 1,817 originations, totaling $268,725,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less » 1,710 $237,310,000 $138,778 $3,643 4.58%
    $50k-75k » 1,027 $165,975,000 $161,611 $4,432 5.31%
    $75k-100k » 386 $74,950,000 $194,171 $4,846 5.05%
    $100k-150k » 203 $42,565,000 $209,680 $5,705 4.91%
    $150k-250k » 35 $8,035,000 $229,571 $6,991 5.29%
    $250k+ » 2 $370,000 $185,000 $5,438 7.30%

    Southwest Stage Funding lent most frequently to those with incomes in the $50k or less range, with 1,710 originations. The second most popular income band? $50k-75k, with 1,027 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% » 495 $102,235,000 $206,535 $4,935 3.35%
    30-36% » 404 $56,470,000 $139,777 $4,122 5.89%
    20-30% » 320 $38,250,000 $119,531 $3,618 5.93%
    49% » 152 $22,840,000 $150,263 $4,335 6.07%
    42% » 147 $22,915,000 $155,884 $4,422 5.82%
    48% » 119 $19,185,000 $161,218 $4,141 5.26%
    47% » 115 $19,735,000 $171,609 $4,621 5.29%
    45% » 109 $17,735,000 $162,706 $4,474 5.15%
    40% » 109 $16,445,000 $150,872 $4,167 5.81%
    41% » 108 $14,620,000 $135,370 $3,909 5.98%
    37% » 102 $15,620,000 $153,137 $4,909 5.51%
    38% » 101 $14,075,000 $139,356 $3,773 6.01%
    39% » 101 $14,885,000 $147,376 $4,112 5.42%
    46% » 95 $16,765,000 $176,474 $4,343 4.99%
    44% » 82 $11,970,000 $145,976 $4,043 5.61%
    43% » 79 $12,935,000 $163,734 $4,382 5.31%
    36% » 79 $11,195,000 $141,709 $4,235 5.99%
    <20% » 49 $5,115,000 $104,388 $3,280 5.86%

    Southwest Stage Funding lent most frequently to those with DTI ratios of 50-60%, with 495 originations. The next most common DTI ratio? 30-36%, with 404 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 2,319 $366,755,000 $158,152 $4,257 5.01%
    Not provided » 617 $99,905,000 $161,921 $4,205 4.04%
    Black » 345 $50,645,000 $146,797 $3,648 5.40%
    American Indian » 55 $8,095,000 $147,182 $4,191 5.80%
    Asian » 23 $3,275,000 $142,391 $3,998 5.21%
    Native Hawaiian or Islander » 4 $530,000 $132,500 $4,514 4.66%

    Approval Rates

    Total approvals of all applications
    81.98%

    Southwest Stage Funding has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    23.37%

    Southwest Stage Funding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,363 $529,205,000 $157,361

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 3,363 $529,205,000 $157,361

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 9 $765,000 $85,000 $3,519 4.71%
    40-60% » 45 $5,885,000 $130,778 $4,990 4.63%
    60-80% » 224 $32,010,000 $142,902 $4,520 4.29%
    80-100% » 3,004 $476,200,000 $158,522 $4,100 4.92%
    Over 100% » 81 $14,345,000 $177,099 $5,943 5.47%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Southwest Stage Funding Other type of mortgage Closing on a mortgage 1 14.3%
    Southwest Stage Funding FHA mortgage Trouble during payment process 1 14.3%
    Southwest Stage Funding FHA mortgage Struggling to pay mortgage 3 42.9%
    Southwest Stage Funding FHA mortgage Closing on a mortgage 1 14.3%
    Southwest Stage Funding Conventional home mortgage Struggling to pay mortgage 1 14.3%