Southwest Stage Funding Mortgage Rates, Fees & Info

SCOTTSDALE, AZ

LEI: 549300249G20MDIDRR27

Tax ID: 52-2321476

5 stars - Updated: 7/14/24 - out of 5 stars, based on 53 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Southwest Stage Funding is a smaller mortgage company specializing in Home Purchase loans. Southwest Stage Funding has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: San Antonio, Austin, Dallas, Houston, and Oklahoma City among others. We have data for 392 markets. (Some data included below & more in-depth data is available with an active subscription.)

Southwest Stage Funding has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Southwest Stage Funding is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.26% 7/14/24
30 Year Conventional Refi 7.17% 7/14/24
30 Year FHA Purchase 7.63% 7/14/24
30 Year FHA Refi 7.38% 7/14/24
30 Year VA Purchase 6.55% 7/14/24
30 Year VA Refi 6.73% 7/14/24
15 Year Conventional Purchase 8.91% 7/14/24
15 Year Conventional Refi 6.73% 7/14/24
15 Year Cash-out Refi 6.73% 7/14/24
15 Year FHA Refi 7.48% 7/14/24
15 Year VA Purchase 7.65% 7/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Southwest Stage Funding Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Southwest Stage Funding. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,810

Origination Dollar Volume (All Markets)

$471,120,000

Awards

SOUTHWEST STAGE FUNDING VA Loans gold SOUTHWEST STAGE FUNDING VA Loans gold
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Relative Rate

Southwest Stage Funding's average 30 year fixed mortgage rate was 7.04%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.56%.

Relative Fees (Closing Costs)

Southwest Stage Funding's average total fees/closing costs for a 30 year fixed rate mortgage were $6,419.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 675 $108,695,000 $161,030 $5,088 8.34%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 111 $20,265,000 $182,568 $5,692 8.54%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 67 $12,105,000 $180,672 $5,569 8.45%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 78 $11,850,000 $151,923 $4,953 8.49%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 69 $9,615,000 $139,348 $4,754 9.01%
OKLAHOMA CITY, OK (FHA|USDA|VA) 38 $6,430,000 $169,211 $5,501 8.20%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 25 $6,405,000 $256,200 $9,387 7.35%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 33 $5,825,000 $176,515 $5,624 7.65%
TULSA, OK (FHA|USDA|VA) 31 $5,655,000 $182,419 $6,929 7.99%
MIDLAND, TX (FHA|USDA|VA) 29 $4,775,000 $164,655 $6,207 9.02%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 19 $4,535,000 $238,684 $7,362 7.30%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 27 $4,505,000 $166,852 $4,459 7.89%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 30 $4,290,000 $143,000 $4,431 7.92%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 23 $4,275,000 $185,870 $5,744 8.23%
COLUMBIA, SC (FHA|USDA|VA) 24 $4,260,000 $177,500 $4,679 7.67%
KNOXVILLE, TN (FHA|USDA|VA) 24 $4,260,000 $177,500 $5,950 7.79%
JACKSONVILLE, FL (FHA|USDA|VA) 20 $4,240,000 $212,000 $6,236 7.64%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 20 $4,090,000 $204,500 $5,701 7.27%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 23 $3,825,000 $166,304 $4,973 8.78%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 20 $3,820,000 $191,000 $5,568 7.33%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 18 $3,740,000 $207,778 $6,562 7.40%
JACKSON, MS (FHA|USDA|VA) 25 $3,575,000 $143,000 $4,232 8.60%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 20 $3,550,000 $177,500 $4,979 8.45%
WACO, TX (FHA|USDA|VA) 22 $3,350,000 $152,273 $5,384 8.50%
ODESSA, TX (FHA|USDA|VA) 20 $3,100,000 $155,000 $5,798 9.64%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 15 $3,085,000 $205,667 $6,150 7.41%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $3,040,000 $190,000 $5,486 7.11%
ABILENE, TX (FHA|USDA|VA) 21 $2,985,000 $142,143 $4,593 9.01%
LONGVIEW, TX (FHA|USDA|VA) 21 $2,905,000 $138,333 $4,787 8.52%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $2,820,000 $235,000 $7,730 7.08%
FLORENCE, SC (FHA|USDA|VA) 20 $2,790,000 $139,500 $3,525 8.49%
GAINESVILLE, FL (FHA|USDA|VA) 13 $2,575,000 $198,077 $5,562 7.43%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 17 $2,525,000 $148,529 $4,896 8.44%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 16 $2,520,000 $157,500 $5,349 8.81%
PANAMA CITY, FL (FHA|USDA|VA) 14 $2,430,000 $173,571 $5,355 7.83%
AMARILLO, TX (FHA|USDA|VA) 13 $2,425,000 $186,538 $6,803 8.76%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 10 $2,400,000 $240,000 $4,744 6.96%
BATON ROUGE, LA (FHA|USDA|VA) 16 $2,290,000 $143,125 $4,719 7.94%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 15 $2,285,000 $152,333 $5,400 8.67%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 10 $2,280,000 $228,000 $6,273 6.94%
Lumberton, NC (FHA|USDA|VA) 15 $2,255,000 $150,333 $5,201 8.78%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 10 $2,130,000 $213,000 $5,623 7.56%
RICHMOND, VA (FHA|USDA|VA) 6 $2,060,000 $343,333 $9,770 7.04%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 12 $1,990,000 $165,833 $5,231 8.28%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 13 $1,945,000 $149,615 $5,500 8.00%
TALLAHASSEE, FL (FHA|USDA|VA) 11 $1,935,000 $175,909 $5,702 7.74%
SUMTER, SC (FHA|USDA|VA) 13 $1,895,000 $145,769 $4,438 8.17%
LAFAYETTE, LA (FHA|USDA|VA) 11 $1,845,000 $167,727 $5,949 8.00%
TUSCALOOSA, AL (FHA|USDA|VA) 14 $1,750,000 $125,000 $4,267 8.57%
MORRISTOWN, TN (FHA|USDA|VA) 9 $1,745,000 $193,889 $6,109 7.28%
SPARTANBURG, SC (FHA|USDA|VA) 11 $1,745,000 $158,636 $4,571 7.45%
Shawnee, OK (FHA|USDA|VA) 8 $1,710,000 $213,750 $7,378 7.51%
ASHEVILLE, NC (FHA|USDA|VA) 10 $1,690,000 $169,000 $4,867 8.72%
ROANOKE, VA (FHA|USDA|VA) 7 $1,535,000 $219,286 $6,139 6.79%
Palatka, FL (FHA|USDA|VA) 9 $1,535,000 $170,556 $4,793 6.98%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $1,530,000 $191,250 $5,514 8.08%
HUNTSVILLE, AL (FHA|USDA|VA) 14 $1,530,000 $109,286 $3,996 8.83%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,475,000 $210,714 $6,565 7.36%
HAMMOND, LA (FHA|USDA|VA) 11 $1,465,000 $133,182 $4,699 8.58%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 8 $1,450,000 $181,250 $6,460 7.55%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,430,000 $178,750 $6,251 8.46%
Jacksonville, TX (FHA|USDA|VA) 8 $1,390,000 $173,750 $3,916 8.42%
ROCKY MOUNT, NC (FHA|USDA|VA) 8 $1,380,000 $172,500 $4,963 7.45%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,375,000 $196,429 $7,204 8.14%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $1,365,000 $273,000 $7,460 7.52%
Meridian, MS (FHA|USDA|VA) 11 $1,325,000 $120,455 $4,018 9.32%
Palestine, TX (FHA|USDA|VA) 9 $1,315,000 $146,111 $5,461 8.55%
HATTIESBURG, MS (FHA|USDA|VA) 11 $1,265,000 $115,000 $4,116 9.08%
Statesboro, GA (FHA|USDA|VA) 6 $1,260,000 $210,000 $7,282 7.69%
LYNCHBURG, VA (FHA|USDA|VA) 6 $1,260,000 $210,000 $6,871 8.10%
VICTORIA, TX (FHA|USDA|VA) 8 $1,250,000 $156,250 $5,750 9.78%
ALBUQUERQUE, NM (FHA|USDA|VA) 7 $1,225,000 $175,000 $5,485 7.88%
Lake City, FL (FHA|USDA|VA) 7 $1,205,000 $172,143 $4,998 8.44%
Albertville, AL (FHA|USDA|VA) 9 $1,205,000 $133,889 $3,939 8.12%
FAYETTEVILLE, NC (FHA|USDA|VA) 8 $1,200,000 $150,000 $4,996 8.25%
OCALA, FL (FHA|USDA|VA) 7 $1,195,000 $170,714 $3,306 6.95%
DECATUR, AL (FHA|USDA|VA) 6 $1,180,000 $196,667 $5,286 7.02%
TYLER, TX (FHA|USDA|VA) 6 $1,170,000 $195,000 $7,891 9.11%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,160,000 $290,000 $7,472 7.41%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 8 $1,160,000 $145,000 $4,542 8.59%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $1,110,000 $277,500 $8,882 6.53%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 7 $1,105,000 $157,857 $5,289 8.18%
TUCSON, AZ (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,803 6.64%
COLUMBUS, OH (FHA|USDA|VA) 7 $1,035,000 $147,857 $5,279 8.31%
MOBILE, AL (FHA|USDA|VA) 8 $1,030,000 $128,750 $4,025 9.01%
Wauchula, FL (FHA|USDA|VA) 4 $1,030,000 $257,500 $8,367 7.84%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $985,000 $197,000 $6,553 7.59%
MONTGOMERY, AL (FHA|USDA|VA) 8 $980,000 $122,500 $3,547 8.88%
BRUNSWICK, GA (FHA|USDA|VA) 6 $940,000 $156,667 $4,996 7.15%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 5 $935,000 $187,000 $5,901 7.67%
Bonham, TX (FHA|USDA|VA) 4 $920,000 $230,000 $6,769 7.68%
Fort Payne, AL (FHA|USDA|VA) 6 $900,000 $150,000 $3,992 8.11%
Shelby, NC (FHA|USDA|VA) 4 $890,000 $222,500 $7,366 7.70%
TEXARKANA, TX-AR (FHA|USDA|VA) 5 $885,000 $177,000 $6,143 8.12%
Bluefield, WV-VA (FHA|USDA|VA) 4 $870,000 $217,500 $7,458 7.33%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $865,000 $173,000 $6,855 6.99%
Athens, TX (FHA|USDA|VA) 6 $860,000 $143,333 $5,154 8.22%
Alexander City, AL (FHA|USDA|VA) 7 $845,000 $120,714 $3,697 7.80%
Picayune, MS (FHA|USDA|VA) 6 $840,000 $140,000 $5,608 8.08%
WILMINGTON, NC (FHA|USDA|VA) 3 $835,000 $278,333 $6,351 6.76%
Durant, OK (FHA|USDA|VA) 7 $835,000 $119,286 $4,748 9.13%
RALEIGH-CARY, NC (FHA|USDA|VA) 5 $835,000 $167,000 $5,370 8.51%
Gainesville, TX (FHA|USDA|VA) 4 $830,000 $207,500 $6,878 7.40%
Zanesville, OH (FHA|USDA|VA) 6 $830,000 $138,333 $4,816 7.78%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $810,000 $202,500 $6,053 6.96%
Tupelo, MS (FHA|USDA|VA) 5 $805,000 $161,000 $5,209 9.21%
Orangeburg, SC (FHA|USDA|VA) 5 $795,000 $159,000 $5,055 7.93%
Bay City, TX (FHA|USDA|VA) 5 $795,000 $159,000 $5,242 8.52%
Okeechobee, FL (FHA|USDA|VA) 4 $790,000 $197,500 $5,965 7.80%
Greeneville, TN (FHA|USDA|VA) 4 $790,000 $197,500 $6,286 8.33%
SANTA FE, NM (FHA|USDA|VA) 2 $790,000 $395,000 $19,111 6.44%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $780,000 $195,000 $6,558 8.03%
SAVANNAH, GA (FHA|USDA|VA) 5 $775,000 $155,000 $3,520 7.60%
Granbury, TX (FHA|USDA|VA) 5 $775,000 $155,000 $5,303 8.52%
LOUISVILLE, KY (FHA|USDA|VA) 3 $775,000 $258,333 $8,630 8.03%
Georgetown, SC (FHA|USDA|VA) 5 $765,000 $153,000 $3,015 8.35%
JOPLIN, MO (FHA|USDA|VA) 5 $765,000 $153,000 $4,969 8.51%
Sulphur Springs, TX (FHA|USDA|VA) 5 $765,000 $153,000 $5,112 8.23%
ENID, OK (FHA|USDA|VA) 4 $760,000 $190,000 $7,544 7.45%
HARRISONBURG, VA (FHA|USDA|VA) 3 $755,000 $251,667 $7,483 6.78%
Corsicana, TX (FHA|USDA|VA) 3 $755,000 $251,667 $7,343 8.58%
Scottsboro, AL (FHA|USDA|VA) 3 $745,000 $248,333 $8,861 6.93%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 4 $740,000 $185,000 $5,985 8.75%
Huntsville, TX (FHA|USDA|VA) 4 $740,000 $185,000 $6,619 9.67%
ST. LOUIS, MO-IL (FHA|USDA|VA) 6 $740,000 $123,333 $4,047 9.38%
Malvern, AR (FHA|USDA|VA) 5 $735,000 $147,000 $5,132 8.29%
STAUNTON, VA (FHA|USDA|VA) 3 $725,000 $241,667 $6,826 7.03%
Pearsall, TX (FHA|USDA|VA) 4 $710,000 $177,500 $4,894 8.15%
Laurel, MS (FHA|USDA|VA) 6 $700,000 $116,667 $4,209 8.02%
Atmore, AL (FHA|USDA|VA) 4 $700,000 $175,000 $6,150 9.23%
Lufkin, TX (FHA|USDA|VA) 6 $700,000 $116,667 $3,681 9.33%
HINESVILLE, GA (FHA|USDA|VA) 4 $700,000 $175,000 $4,864 7.41%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $695,000 $139,000 $3,838 7.43%
SAN ANGELO, TX (FHA|USDA|VA) 4 $690,000 $172,500 $5,023 8.82%
Sevierville, TN (FHA|USDA|VA) 3 $685,000 $228,333 $5,491 7.88%
Beeville, TX (FHA|USDA|VA) 3 $685,000 $228,333 $7,769 8.23%
CHICO, CA (FHA|USDA|VA) 3 $685,000 $228,333 $5,706 7.38%
Mineral Wells, TX (FHA|USDA|VA) 4 $680,000 $170,000 $6,283 9.36%
Cullman, AL (FHA|USDA|VA) 4 $680,000 $170,000 $5,411 8.25%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $675,000 $135,000 $4,482 7.62%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $675,000 $225,000 $7,858 7.13%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $665,000 $133,000 $4,671 9.62%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $660,000 $165,000 $6,670 7.22%
Alamogordo, NM (FHA|USDA|VA) 4 $650,000 $162,500 $4,773 9.30%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $645,000 $215,000 $6,367 6.67%
Duncan, OK (FHA|USDA|VA) 5 $635,000 $127,000 $4,958 9.08%
Brookhaven, MS (FHA|USDA|VA) 4 $630,000 $157,500 $5,732 8.56%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $630,000 $315,000 $7,409 6.13%
McAlester, OK (FHA|USDA|VA) 4 $610,000 $152,500 $3,715 7.45%
Paragould, AR (FHA|USDA|VA) 4 $610,000 $152,500 $6,207 8.26%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $605,000 $201,667 $5,742 8.63%
Jasper, AL (FHA|USDA|VA) 6 $600,000 $100,000 $3,344 8.88%
Batesville, AR (FHA|USDA|VA) 3 $595,000 $198,333 $8,948 9.05%
Nacogdoches, TX (FHA|USDA|VA) 4 $590,000 $147,500 $4,611 9.88%
VALDOSTA, GA (FHA|USDA|VA) 4 $590,000 $147,500 $4,121 8.21%
Lebanon, MO (FHA|USDA|VA) 3 $585,000 $195,000 $5,254 7.73%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $585,000 $195,000 $8,099 7.57%
Ardmore, OK (FHA|USDA|VA) 4 $580,000 $145,000 $4,833 8.39%
Arcadia, FL (FHA|USDA|VA) 2 $570,000 $285,000 $10,555 7.89%
LAS CRUCES, NM (FHA|USDA|VA) 5 $565,000 $113,000 $4,074 8.78%
Andrews, TX (FHA|USDA|VA) 3 $565,000 $188,333 $5,825 8.85%
Tahlequah, OK (FHA|USDA|VA) 4 $550,000 $137,500 $4,494 9.35%
LAREDO, TX (FHA|USDA|VA) 6 $550,000 $91,667 $3,128 9.23%
Cookeville, TN (FHA|USDA|VA) 4 $550,000 $137,500 $4,473 8.34%
Sweetwater, TX (FHA|USDA|VA) 3 $545,000 $181,667 $7,197 8.63%
Athens, TN (FHA|USDA|VA) 3 $535,000 $178,333 $4,938 8.24%
LAWTON, OK (FHA|USDA|VA) 3 $525,000 $175,000 $3,438 7.06%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $520,000 $260,000 $29 6.63%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $520,000 $260,000 $10,185 7.60%
Carlsbad-Artesia, NM (FHA|USDA|VA) 4 $520,000 $130,000 $4,324 9.18%
London, KY (FHA|USDA|VA) 3 $515,000 $171,667 $8,499 7.64%
PINE BLUFF, AR (FHA|USDA|VA) 2 $510,000 $255,000 $3,184 7.89%
MONROE, LA (FHA|USDA|VA) 3 $505,000 $168,333 $7,068 9.32%
Natchitoches, LA (FHA|USDA|VA) 2 $500,000 $250,000 $5,417 7.13%
Ruston, LA (FHA|USDA|VA) 4 $490,000 $122,500 $4,337 7.80%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $485,000 $161,667 $5,622 7.98%
Port Angeles, WA (FHA|USDA|VA) 1 $485,000 $485,000 $8,261 6.88%
Cedartown, GA (FHA|USDA|VA) 3 $485,000 $161,667 $5,119 8.06%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $475,000 $158,333 $4,163 8.01%
Paris, TX (FHA|USDA|VA) 3 $475,000 $158,333 $5,529 7.86%
Shelton, WA (FHA|USDA|VA) 1 $475,000 $475,000 $16,499 6.38%
BOISE CITY, ID (FHA|USDA|VA) 3 $475,000 $158,333 $4,849 6.92%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $470,000 $235,000 $5,784 6.25%
Dublin, GA (FHA|USDA|VA) 2 $470,000 $235,000 $8,076 8.70%
Thomasville, GA (FHA|USDA|VA) 3 $465,000 $155,000 $4,992 8.80%
Jesup, GA (FHA|USDA|VA) 3 $465,000 $155,000 $3,941 6.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $450,000 $225,000 $4,901 7.69%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $445,000 $148,333 $6,466 8.28%
Seneca, SC (FHA|USDA|VA) 3 $445,000 $148,333 $4,382 8.02%
Port Lavaca, TX (FHA|USDA|VA) 3 $435,000 $145,000 $5,516 8.30%
LaGrange, GA-AL (FHA|USDA|VA) 3 $435,000 $145,000 $5,100 8.24%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $435,000 $145,000 $4,954 8.45%
THE VILLAGES, FL (FHA|USDA|VA) 2 $430,000 $215,000 $2,834 6.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $425,000 $425,000 $14,236 6.64%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $425,000 $141,667 $4,597 9.28%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $425,000 $425,000 $7,233 6.38%
DOTHAN, AL (FHA|USDA|VA) 2 $420,000 $210,000 $6,579 8.70%
Clarksburg, WV (FHA|USDA|VA) 2 $420,000 $210,000 $8,117 8.23%
Lawrenceburg, TN (FHA|USDA|VA) 2 $420,000 $210,000 $5,382 7.28%
Brownwood, TX (FHA|USDA|VA) 3 $415,000 $138,333 $4,179 9.58%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $410,000 $205,000 $4,681 6.69%
Maysville, KY (FHA|USDA|VA) 2 $410,000 $205,000 $7,464 7.84%
Roswell, NM (FHA|USDA|VA) 2 $410,000 $205,000 $5,595 8.11%
Forest City, NC (FHA|USDA|VA) 2 $400,000 $200,000 $9,285 7.90%
Pecos, TX (FHA|USDA|VA) 3 $395,000 $131,667 $4,236 10.20%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $390,000 $195,000 $4,141 6.63%
Portsmouth, OH (FHA|USDA|VA) 3 $385,000 $128,333 $4,854 8.28%
MISSOULA, MT (FHA|USDA|VA) 1 $385,000 $385,000 $14,319 6.38%
Crossville, TN (FHA|USDA|VA) 2 $380,000 $190,000 $4,743 8.86%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $375,000 $125,000 $3,849 8.08%
Opelousas, LA (FHA|USDA|VA) 3 $375,000 $125,000 $4,547 8.37%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $375,000 $125,000 $4,484 8.52%
Grenada, MS (FHA|USDA|VA) 2 $370,000 $185,000 $4,499 7.89%
Snyder, TX (FHA|USDA|VA) 2 $370,000 $185,000 $5,709 9.75%
Ruidoso, NM (FHA|USDA|VA) 2 $370,000 $185,000 $5,786 7.31%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $360,000 $180,000 $4,676 7.54%
Wilson, NC (FHA|USDA|VA) 2 $350,000 $175,000 $3,931 8.01%
Natchez, MS-LA (FHA|USDA|VA) 2 $350,000 $175,000 $5,898 9.60%
Searcy, AR (FHA|USDA|VA) 2 $350,000 $175,000 $1,661 7.81%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $345,000 $115,000 $5,811 7.83%
Jackson, OH (FHA|USDA|VA) 2 $340,000 $170,000 $6,324 7.10%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $340,000 $170,000 $6,633 7.88%
Muskogee, OK (FHA|USDA|VA) 3 $335,000 $111,667 $5,020 9.37%
WICHITA, KS (FHA|USDA|VA) 1 $335,000 $335,000 $10,452 7.33%
El Dorado, AR (FHA|USDA|VA) 3 $335,000 $111,667 $3,802 9.62%
Clewiston, FL (FHA|USDA|VA) 1 $335,000 $335,000 $7,888 6.88%
Bartlesville, OK (FHA|USDA|VA) 2 $330,000 $165,000 $6,493 7.85%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $330,000 $165,000 $6,003 8.25%
Silver City, NM (FHA|USDA|VA) 2 $330,000 $165,000 $5,254 8.75%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $330,000 $165,000 $5,273 7.54%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $325,000 $325,000 $5,736 7.38%
Alice, TX (FHA|USDA|VA) 3 $325,000 $108,333 $3,928 9.38%
Warsaw, IN (FHA|USDA|VA) 1 $325,000 $325,000 $7,196 7.00%
Bennettsville, SC (FHA|USDA|VA) 3 $325,000 $108,333 $3,635 10.38%
Laurinburg, NC (FHA|USDA|VA) 3 $325,000 $108,333 $3,720 9.87%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $325,000 $325,000 $12,537 6.60%
Storm Lake, IA (FHA|USDA|VA) 2 $320,000 $160,000 $4,121 6.13%
Stillwater, OK (FHA|USDA|VA) 2 $320,000 $160,000 $5,091 7.73%
LUBBOCK, TX (FHA|USDA|VA) 2 $310,000 $155,000 $4,934 9.35%
READING, PA (FHA|USDA|VA) 2 $310,000 $155,000 $4,060 7.50%
DeRidder, LA (FHA|USDA|VA) 2 $300,000 $150,000 $5,351 7.39%
Kerrville, TX (FHA|USDA|VA) 2 $300,000 $150,000 $4,756 9.88%
Centralia, IL (FHA|USDA|VA) 2 $300,000 $150,000 $4,878 8.83%
Gaffney, SC (FHA|USDA|VA) 3 $295,000 $98,333 $2,996 7.73%
Show Low, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $13,615 6.38%
Jackson, WY-ID (FHA|USDA|VA) 1 $295,000 $295,000 $5,149 6.38%
Borger, TX (FHA|USDA|VA) 2 $290,000 $145,000 $5,126 9.95%
Stephenville, TX (FHA|USDA|VA) 2 $290,000 $145,000 $5,445 9.35%
Newport, TN (FHA|USDA|VA) 3 $285,000 $95,000 $4,658 8.72%
ROME, GA (FHA|USDA|VA) 1 $285,000 $285,000 $4,897 7.38%
Portales, NM (FHA|USDA|VA) 1 $285,000 $285,000 $16,384 6.88%
Paris, TN (FHA|USDA|VA) 1 $285,000 $285,000 $2 6.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $280,000 $140,000 $4,975 8.23%
Hobbs, NM (FHA|USDA|VA) 2 $270,000 $135,000 $5,295 8.47%
Cullowhee, NC (FHA|USDA|VA) 2 $270,000 $135,000 $5,317 8.38%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $270,000 $67,500 $2,499 10.97%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $270,000 $135,000 $4,213 10.03%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $265,000 $265,000 $10,596 9.10%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $265,000 $265,000 $26,973 8.13%
Corinth, MS (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.88%
Albemarle, NC (FHA|USDA|VA) 2 $260,000 $130,000 $6,439 8.58%
Greenwood, SC (FHA|USDA|VA) 1 $255,000 $255,000 $0 6.88%
El Campo, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,928 10.60%
McComb, MS (FHA|USDA|VA) 3 $255,000 $85,000 $3,331 8.53%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $250,000 $125,000 $3,712 9.05%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $250,000 $125,000 $4,111 9.25%
Woodward, OK (FHA|USDA|VA) 2 $250,000 $125,000 $4,216 10.28%
Oxford, MS (FHA|USDA|VA) 1 $245,000 $245,000 $4,569 7.50%
Frankfort, KY (FHA|USDA|VA) 1 $245,000 $245,000 $6,074 7.38%
Crescent City, CA (FHA|USDA|VA) 1 $245,000 $245,000 $9,359 7.40%
YUBA CITY, CA (FHA|USDA|VA) 1 $245,000 $245,000 $9,043 7.75%
Las Vegas, NM (FHA|USDA|VA) 2 $240,000 $120,000 $3,796 10.38%
Uvalde, TX (FHA|USDA|VA) 2 $240,000 $120,000 $3,695 8.95%
Plainview, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,323 9.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $235,000 $235,000 $7,769 6.94%
Sikeston, MO (FHA|USDA|VA) 2 $230,000 $115,000 $4,114 8.98%
FARMINGTON, NM (FHA|USDA|VA) 2 $230,000 $115,000 $3,836 9.30%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $225,000 $225,000 $8,693 7.00%
Dayton, TN (FHA|USDA|VA) 1 $225,000 $225,000 $5,885 6.38%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $220,000 $110,000 $3,896 9.55%
NEW BERN, NC (FHA|USDA|VA) 1 $215,000 $215,000 $5,287 6.88%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $215,000 $215,000 $8,460 10.20%
Milledgeville, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,874 6.50%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $205,000 $205,000 $7,803 7.33%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $205,000 $205,000 $8,054 7.24%
Coos Bay, OR (FHA|USDA|VA) 1 $205,000 $205,000 $5,938 6.50%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $205,000 $205,000 $8,555 9.85%
Gallup, NM (FHA|USDA|VA) 1 $205,000 $205,000 $4,568 6.38%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $3,482 7.38%
Blackfoot, ID (FHA|USDA|VA) 1 $205,000 $205,000 $8,062 7.40%
ALBANY, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,709 7.38%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $6,374 9.00%
Taos, NM (FHA|USDA|VA) 1 $205,000 $205,000 $5,403 6.38%
Selma, AL (FHA|USDA|VA) 1 $205,000 $205,000 $6,282 9.85%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $6,342 8.35%
Magnolia, AR (FHA|USDA|VA) 1 $195,000 $195,000 $6,255 7.95%
KOKOMO, IN (FHA|USDA|VA) 1 $195,000 $195,000 $4,238 7.75%
Rockingham, NC (FHA|USDA|VA) 1 $195,000 $195,000 $6,215 9.70%
Bogalusa, LA (FHA|USDA|VA) 2 $190,000 $95,000 $3,228 8.80%
OWENSBORO, KY (FHA|USDA|VA) 1 $185,000 $185,000 $4,491 7.00%
Aberdeen, WA (FHA|USDA|VA) 1 $185,000 $185,000 $3,592 6.88%
JONESBORO, AR (FHA|USDA|VA) 1 $185,000 $185,000 $6,317 6.38%
Marietta, OH (FHA|USDA|VA) 1 $185,000 $185,000 $6,050 10.10%
GAINESVILLE, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,260 7.15%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $180,000 $90,000 $3,205 8.03%
CHARLESTON, WV (FHA|USDA|VA) 2 $180,000 $90,000 $4,013 9.29%
Martin, TN (FHA|USDA|VA) 1 $175,000 $175,000 $7,701 8.35%
GADSDEN, AL (FHA|USDA|VA) 1 $175,000 $175,000 $5,463 7.95%
Jennings, LA (FHA|USDA|VA) 1 $175,000 $175,000 $5,803 10.15%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $175,000 $175,000 $5,642 7.05%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $170,000 $85,000 $3,444 8.60%
BANGOR, ME (FHA|USDA|VA) 1 $165,000 $165,000 $3,100 7.88%
Starkville, MS (FHA|USDA|VA) 1 $165,000 $165,000 $3,742 6.88%
GREENVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $4,101 6.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $165,000 $165,000 $6,855 10.40%
Levelland, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,035 8.35%
BECKLEY, WV (FHA|USDA|VA) 1 $155,000 $155,000 $4,950 9.85%
JACKSON, TN (FHA|USDA|VA) 1 $155,000 $155,000 $7,576 9.65%
Russellville, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,685 6.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $155,000 $155,000 $5,126 8.90%
Union, SC (FHA|USDA|VA) 1 $155,000 $155,000 $4,689 8.65%
Enterprise, AL (FHA|USDA|VA) 1 $155,000 $155,000 $4,897 8.70%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $150,000 $75,000 $3,144 7.98%
Calhoun, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,629 7.35%
Payson, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $9,532 7.00%
Eagle Pass, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,672 8.20%
Rolla, MO (FHA|USDA|VA) 1 $145,000 $145,000 $4,659 9.60%
Danville, VA (FHA|USDA|VA) 1 $145,000 $145,000 $4,238 9.20%
Danville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $5,720 8.24%
Clovis, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,680 7.65%
Thomaston, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,750 8.25%
Waycross, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,650 8.30%
Pittsburg, KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,437 8.05%
Vidalia, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,476 10.15%
Kinston, NC (FHA|USDA|VA) 1 $135,000 $135,000 $4,742 8.45%
Elizabeth City, NC (FHA|USDA|VA) 1 $135,000 $135,000 $4,113 7.88%
Summerville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,561 6.88%
Moultrie, GA (FHA|USDA|VA) 1 $135,000 $135,000 $5,670 7.20%
Kennett, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,640 8.65%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $135,000 $135,000 $4,552 7.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,188 7.75%
Shelbyville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,524 8.90%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $135,000 $135,000 $11,298 6.63%
St. Marys, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,646 6.95%
Newberry, SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,708 8.00%
TOPEKA, KS (FHA|USDA|VA) 1 $115,000 $115,000 $3,303 7.75%
Campbellsville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $4,982 9.85%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $115,000 $115,000 $3,380 7.75%
BEND, OR (FHA|USDA|VA) 1 $115,000 $115,000 $9,310 7.63%
Kalispell, MT (FHA|USDA|VA) 1 $115,000 $115,000 $3,383 7.70%
Norwalk, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,243 9.90%
Blytheville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,345 7.65%
Union City, TN (FHA|USDA|VA) 1 $105,000 $105,000 $3,286 6.88%
EL PASO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,084 10.90%
Somerset, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,381 8.20%
Morehead City, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,382 7.60%
Mount Pleasant, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,115 8.70%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $105,000 $105,000 $3,057 9.75%
Brenham, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,144 7.75%
Guymon, OK (FHA|USDA|VA) 1 $105,000 $105,000 $9,046 6.88%
CLEVELAND, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,146 8.50%
GETTYSBURG, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,121 10.50%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,310 7.95%
Elk City, OK (FHA|USDA|VA) 1 $95,000 $95,000 $3,224 7.95%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $95,000 $95,000 $3,146 8.60%
Hereford, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,140 10.15%
Cordele, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,302 9.35%
GOLDSBORO, NC (FHA|USDA|VA) 1 $95,000 $95,000 $3,355 8.15%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $95,000 $95,000 $3,158 9.20%
Dumas, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,085 7.45%
Vicksburg, MS (FHA|USDA|VA) 1 $95,000 $95,000 $3,323 10.40%
Rockport, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,152 8.15%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,371 7.50%
Clarksdale, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,481 9.10%
Hope, AR (FHA|USDA|VA) 1 $85,000 $85,000 $3,363 9.05%
DALTON, GA (FHA|USDA|VA) 1 $85,000 $85,000 $3,371 7.20%
Brownsville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $3,250 8.85%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,178 7.85%
Zapata, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,099 8.95%
DOVER, DE (FHA|USDA|VA) 1 $85,000 $85,000 $2,991 7.65%
Columbus, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,495 7.45%
Ottawa, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,202 7.90%
Poplar Bluff, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,292 7.65%
Washington, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,783 8.20%
Greenville, MS (FHA|USDA|VA) 1 $75,000 $75,000 $3,298 8.50%
MONROE, MI (FHA|USDA|VA) 1 $75,000 $75,000 $2,592 11.28%
Brevard, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,318 7.95%
Marion, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,402 7.70%
Washington, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,304 8.60%
Fort Polk South, LA (FHA|USDA|VA) 1 $65,000 $65,000 $3,342 10.70%
Jasper, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,502 9.35%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $45,000 $45,000 $1,836 13.33%
Southwest Stage Funding's top markets include San Antonio, Austin, Dallas, Houston, and Oklahoma City among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against SOUTHWEST STAGE FUNDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Farmers and Merchants Bank
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    FIRST COMMERCE CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,126 $315,650,000 $148,471 $5,176 8.71%
    FHA 573 $128,545,000 $224,337 $6,422 6.79%
    VA 111 $26,925,000 $242,568 $2,850 6.79%

    For 2023, Southwest Stage Funding's most frequently originated type of loan was Conventional, with 2,126 originations. Their 2nd most popular type was FHA, with 573 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,763 $463,285,000 $167,675 $5,252 8.26%
    Refi 47 $7,835,000 $166,702 $10,402 6.98%

    For 2023, Southwest Stage Funding's most frequently cited loan purpose was Home Purchase, with 2,763 originations. The 2nd most popular reason was Refi, with 47 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 1,601 $209,815,000 $131,052 $4,199 8.96%
    30+ year 919 $207,475,000 $225,762 $7,139 7.30%
    30 Year 225 $46,935,000 $208,600 $6,419 7.04%
    15 Year 54 $5,420,000 $100,370 $3,578 8.05%
    20 Year 11 $1,475,000 $134,091 $7,326 7.92%

    For 2023, Southwest Stage Funding's most frequently cited loan duration was Other, with 1,601 originations. The 2nd most popular length was 30+ year, with 919 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 818 $82,710,000 $101,112
    $5k+ 643 $147,195,000 $228,919
    $<1k 598 $133,450,000 $223,161
    $4k-5k 455 $69,775,000 $153,352
    $3k-4k 260 $32,340,000 $124,385
    $1k-2k 36 $5,650,000 $156,944

    Southwest Stage Funding's average total fees were $6,419, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 818 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 1,407 $190,205,000 $135,185
    7-8% 717 $123,755,000 $172,601
    6-7% 629 $140,245,000 $222,965
    5-6% 57 $16,915,000 $296,754

    During 2023, Southwest Stage Funding's average interest rate for loans was 7.04%, while their most frequently originated rate bucket for loans was Over 8%, with 1,407 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,500 $218,860,000 $145,907 $4,806 8.46%
    $200k-400k 767 $196,985,000 $256,825 $7,599 7.32%
    $100,000 or less 513 $42,345,000 $82,544 $3,114 9.06%
    $400k-600k 30 $12,930,000 $431,000 $12,215 6.82%

    2023 saw Southwest Stage Funding place emphasis on $100k-200k loans with 1,500 originations, totaling $218,860,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,066 $162,160,000 $152,120 $4,790 8.35%
    $75k-100k 651 $123,165,000 $189,194 $5,858 8.09%
    $50k or less 540 $57,580,000 $106,630 $3,656 8.43%
    $100k-150k 447 $100,125,000 $223,993 $7,138 8.04%
    $150k-250k 92 $24,350,000 $264,674 $8,504 7.98%
    $250k+ 14 $3,740,000 $267,143 $9,538 8.19%

    Southwest Stage Funding lent most frequently to those with incomes in the $50k-75k range, with 1,066 originations. The second most popular income band? $75k-100k, with 651 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 495 $76,375,000 $154,293 $5,084 8.35%
    20-30% 313 $44,215,000 $141,262 $4,797 8.28%
    50-60% 235 $54,905,000 $233,638 $6,408 6.78%
    49% 199 $34,345,000 $172,588 $5,502 8.30%
    48% 163 $28,005,000 $171,810 $5,510 8.33%
    42% 156 $23,670,000 $151,731 $5,074 8.97%
    40% 135 $22,095,000 $163,667 $5,367 8.55%
    47% 124 $22,450,000 $181,048 $5,742 8.27%
    46% 118 $20,420,000 $173,051 $5,235 8.30%
    41% 117 $19,585,000 $167,393 $5,410 8.69%
    39% 115 $18,195,000 $158,217 $5,188 8.44%
    45% 115 $20,315,000 $176,652 $5,630 8.10%
    43% 111 $20,245,000 $182,387 $5,800 8.02%
    44% 109 $19,465,000 $178,578 $5,520 8.16%
    38% 104 $17,420,000 $167,500 $5,312 8.46%
    36% 78 $11,940,000 $153,077 $5,046 8.40%
    37% 76 $11,890,000 $156,447 $5,012 8.73%
    <20% 47 $5,585,000 $118,830 $4,017 8.02%

    Southwest Stage Funding lent most frequently to those with DTI ratios of 30-36%, with 495 originations. The next most common DTI ratio? 20-30%, with 313 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,202 $372,040,000 $168,955 $5,441 8.20%
    Black 300 $45,360,000 $151,200 $4,459 8.70%
    Not provided 231 $40,815,000 $176,688 $5,465 8.01%
    American Indian 62 $10,200,000 $164,516 $5,547 8.40%
    Asian 12 $2,070,000 $172,500 $5,052 7.81%
    Native Hawaiian or Islander 3 $635,000 $211,667 $5,392 7.55%

    Approval Rates

    Total approvals of all applications
    65.77%

    Southwest Stage Funding has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    88.72%

    Southwest Stage Funding has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,810 $471,120,000 $167,658

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,810 $471,120,000 $167,658

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 11 $1,355,000 $123,182 $6,005 7.75%
    40-60% 49 $5,965,000 $121,735 $4,655 7.51%
    60-80% 224 $36,230,000 $161,741 $6,126 7.59%
    80-100% 2,443 $411,285,000 $168,352 $5,203 8.31%
    Over 100% 83 $16,285,000 $196,205 $7,506 8.59%