Tidewater Mortgage Services Rates, Fees & Info

VIRGINIA BEACH, VA

LEI: 5493005R34FLBMCPWB41

Tax ID: 54-1870627

3.8 stars - out of 5 stars, based on 67 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Tidewater Mortgage Services is a small mortgage company specializing in loans. Tidewater Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Virginia Beach, Richmond, Washington, Myrtle Beach, and New York among others. We have data for 100 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Tidewater Mortgage Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Tidewater Mortgage Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.00% 11/26/22
    30 Year Conventional Refi 6.87% 11/26/22
    30 Year Cash-out Refi 7.01% 11/26/22
    30 Year FHA Purchase 7.86% 11/26/22
    30 Year FHA Refi 7.48% 11/26/22
    30 Year VA Purchase 6.69% 11/26/22
    30 Year VA Refi 6.33% 11/26/22
    30 Year USDA Purchase 7.19% 11/26/22
    30 Year USDA Refi 6.85% 11/26/22
    15 Year Conventional Purchase 6.22% 11/26/22
    15 Year Conventional Refi 6.30% 11/26/22
    15 Year Cash-out Refi 6.30% 11/26/22
    15 Year FHA Purchase 7.47% 11/26/22
    15 Year FHA Refi 7.30% 11/26/22
    15 Year VA Purchase 6.48% 11/26/22
    15 Year VA Refi 5.93% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    4,459

    Origination Dollar Volume (All Markets)

    $1,140,325,000
    Show all (8) awards

    Relative Rate

    Tidewater Mortgage Services's average 30 year fixed mortgage rate was 3.08%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.07%.

    Relative Fees (Closing Costs)

    Tidewater Mortgage Services's average total fees/closing costs for a 30 year fixed rate mortgage were $6,113.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2,139 $582,745,000 $272,438 $6,084 3.02%
    RICHMOND, VA (FHA|USDA|VA) 299 $64,575,000 $215,970 $5,417 3.17%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 141 $49,265,000 $349,397 $6,447 3.00%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 192 $47,480,000 $247,292 $4,538 3.07%
    Outside of Metro Areas 211 $44,945,000 $213,009 $8,096 3.14%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 111 $40,245,000 $362,568 $6,061 3.06%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 171 $35,365,000 $206,813 $5,808 3.05%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 146 $35,090,000 $240,342 $5,668 3.19%
    RALEIGH-CARY, NC (FHA|USDA|VA) 113 $34,155,000 $302,257 $3,672 2.93%
    SALISBURY, MD-DE (FHA|USDA|VA) 138 $32,730,000 $237,174 $7,880 3.33%
    DOVER, DE (FHA|USDA|VA) 73 $17,895,000 $245,137 $7,143 3.26%
    ERIE, PA (FHA|USDA|VA) 85 $13,405,000 $157,706 $4,984 3.06%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 43 $12,895,000 $299,884 $6,880 3.02%
    YORK-HANOVER, PA (FHA|USDA|VA) 51 $11,155,000 $218,725 $5,824 3.03%
    Elizabeth City, NC (FHA|USDA|VA) 43 $9,845,000 $228,953 $6,423 2.95%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 45 $9,655,000 $214,556 $4,965 3.04%
    WINCHESTER, VA-WV (FHA|USDA|VA) 39 $7,585,000 $194,487 $5,205 3.15%
    Oil City, PA (FHA|USDA|VA) 54 $6,580,000 $121,852 $4,844 3.06%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 28 $5,360,000 $191,429 $6,180 2.94%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 14 $4,170,000 $297,857 $5,489 3.05%
    Kill Devil Hills, NC (FHA|USDA|VA) 14 $4,160,000 $297,143 $4,721 2.89%
    Warren, PA (FHA|USDA|VA) 29 $4,025,000 $138,793 $5,103 3.08%
    READING, PA (FHA|USDA|VA) 18 $3,800,000 $211,111 $5,252 3.44%
    GETTYSBURG, PA (FHA|USDA|VA) 14 $3,270,000 $233,571 $6,188 2.93%
    LANCASTER, PA (FHA|USDA|VA) 14 $3,190,000 $227,857 $6,610 3.15%
    LYNCHBURG, VA (FHA|USDA|VA) 15 $3,075,000 $205,000 $7,938 3.12%
    Cambridge, MD (FHA|USDA|VA) 12 $2,750,000 $229,167 $7,353 3.06%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 9 $2,565,000 $285,000 $6,499 3.21%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 9 $2,525,000 $280,556 $4,651 3.17%
    ROANOKE, VA (FHA|USDA|VA) 12 $2,510,000 $209,167 $4,178 3.18%
    Easton, MD (FHA|USDA|VA) 9 $2,275,000 $252,778 $4,764 3.01%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $2,215,000 $443,000 $5,182 2.95%
    OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,730,000 $432,500 $6,158 2.91%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 10 $1,730,000 $173,000 $5,748 3.14%
    STATE COLLEGE, PA (FHA|USDA|VA) 6 $1,700,000 $283,333 $4,874 2.73%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,665,000 $333,000 $2,865 3.05%
    PITTSBURGH, PA (FHA|USDA|VA) 10 $1,650,000 $165,000 $4,997 3.20%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 7 $1,625,000 $232,143 $4,433 3.09%
    MORGANTOWN, WV (FHA|USDA|VA) 3 $1,255,000 $418,333 $4,122 2.67%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $1,245,000 $249,000 $6,556 3.13%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,165,000 $233,000 $3,525 3.05%
    LEBANON, PA (FHA|USDA|VA) 4 $1,130,000 $282,500 $9,770 3.00%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $1,125,000 $375,000 $12,457 2.79%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,582 3.00%
    STAUNTON, VA (FHA|USDA|VA) 4 $890,000 $222,500 $5,039 3.06%
    WILMINGTON, NC (FHA|USDA|VA) 3 $865,000 $288,333 $4,570 3.33%
    JACKSONVILLE, NC (FHA|USDA|VA) 3 $805,000 $268,333 $6,823 2.79%
    Danville, VA (FHA|USDA|VA) 4 $760,000 $190,000 $8,263 2.81%
    Meadville, PA (FHA|USDA|VA) 6 $740,000 $123,333 $5,861 3.00%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $730,000 $365,000 $4,065 3.63%
    FAYETTEVILLE, NC (FHA|USDA|VA) 3 $725,000 $241,667 $7,345 2.50%
    SPARTANBURG, SC (FHA|USDA|VA) 3 $715,000 $238,333 $7,077 3.33%
    JACKSONVILLE, FL (FHA|USDA|VA) 3 $715,000 $238,333 $3,983 2.63%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $700,000 $350,000 $4,587 2.88%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $670,000 $167,500 $4,619 3.19%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $630,000 $315,000 $2,302 2.94%
    Brevard, NC (FHA|USDA|VA) 1 $615,000 $615,000 $4,468 2.25%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $550,000 $275,000 $6,444 3.19%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $525,000 $525,000 $6,807 2.75%
    New Castle, PA (FHA|USDA|VA) 2 $520,000 $260,000 $6,814 3.13%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $520,000 $260,000 $3,393 2.88%
    Newberry, SC (FHA|USDA|VA) 2 $480,000 $240,000 $7,609 3.94%
    Georgetown, SC (FHA|USDA|VA) 1 $475,000 $475,000 $2,848 2.88%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $470,000 $235,000 $2,824 3.06%
    Lewistown, PA (FHA|USDA|VA) 1 $465,000 $465,000 $5,628 3.25%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $415,000 $415,000 $4,043 3.00%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $410,000 $205,000 $4,465 2.94%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $385,000 $385,000 $4,181 3.00%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $380,000 $190,000 $4,082 3.50%
    Jefferson, GA (FHA|USDA|VA) 1 $355,000 $355,000 $4,887 2.88%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $355,000 $355,000 $11,858 3.25%
    GREENVILLE, NC (FHA|USDA|VA) 2 $330,000 $165,000 $6,529 2.56%
    Bradford, PA (FHA|USDA|VA) 3 $315,000 $105,000 $3,757 3.17%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $310,000 $155,000 $5,912 3.13%
    DuBois, PA (FHA|USDA|VA) 2 $290,000 $145,000 $3,952 3.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $285,000 $285,000 $3,895 2.38%
    Lumberton, NC (FHA|USDA|VA) 1 $265,000 $265,000 $11,618 3.38%
    Pottsville, PA (FHA|USDA|VA) 2 $260,000 $130,000 $4,741 3.44%
    WINSTON-SALEM, NC (FHA|USDA|VA) 2 $260,000 $130,000 $2,759 3.13%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $255,000 $255,000 $3,254 2.88%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $245,000 $245,000 $6,908 3.00%
    Sanford, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,612 3.13%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $235,000 $235,000 $7,830 2.75%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,798 2.75%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $205,000 $205,000 $3,781 2.88%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,764 3.38%
    SUMTER, SC (FHA|USDA|VA) 1 $185,000 $185,000 $3,491 3.50%
    Moultrie, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,675 2.88%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,953 3.75%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,339 3.38%
    Lock Haven, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,943 3.25%
    SAVANNAH, GA (FHA|USDA|VA) 1 $175,000 $175,000 $4,094 2.75%
    ALTOONA, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,288 2.88%
    Washington, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,958 2.75%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,787 2.88%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,338 3.13%
    Martinsville, VA (FHA|USDA|VA) 2 $90,000 $45,000 $3,022 2.88%
    Elkins, WV (FHA|USDA|VA) 1 $85,000 $85,000 $3,326 3.50%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,721 3.75%
    Sayre, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,736 3.00%
    Tidewater Mortgage Services's top markets include Virginia Beach, Richmond, Washington, Myrtle Beach, and New York among others.

    Their top states include:
  • Virginia (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Delaware (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against TIDEWATER MORTGAGE SERVICES based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    POINT BREEZE
    Similarity Rank: 63
    BELLCO
    Similarity Rank: 176
    Foote Capital Mortgage Company
    Similarity Rank: 266
    Louviers Federal Credit Union
    Similarity Rank: 410
    HENRICO Federal Credit Union
    Similarity Rank: 420
    VISIONS
    Similarity Rank: 468
    BHCU
    Similarity Rank: 504
    ABNB Federal Credit Union
    Similarity Rank: 544
    Cedar Point Federal Credit Union
    Similarity Rank: 546
    Discovery Federal Credit Union
    Similarity Rank: 616

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,313 $548,395,000 $237,093 $3,758 3.16%
    FHA 988 $229,850,000 $232,642 $8,177 3.14%
    VA 976 $325,700,000 $333,709 $8,920 2.77%
    USDA 174 $35,190,000 $202,241 $6,450 2.95%
    Reverse Mortgage 8 $1,190,000 $148,750 $0 2.76%

    For 2021, Tidewater Mortgage Services's most frequently originated type of loan was Conventional, with 2,313 originations. Their 2nd most popular type was FHA, with 988 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,263 $829,325,000 $254,160 $6,489 3.10%
    Refi 769 $200,775,000 $261,086 $4,274 2.87%
    Cash Out Refi 407 $104,805,000 $257,506 $5,138 3.10%
    Home Improvement 20 $5,420,000 $271,000 $4,783 3.40%

    For 2021, Tidewater Mortgage Services's most frequently cited loan purpose was Home Purchase, with 3,263 originations. The 2nd most popular reason was Refi, with 769 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,184 $1,079,250,000 $257,947 $6,113 3.08%
    15 Year 161 $36,705,000 $227,981 $4,031 2.63%
    20 Year 72 $18,190,000 $252,639 $4,007 2.94%
    Other 22 $4,260,000 $193,636 $3,466 2.87%
    10 Year 20 $1,920,000 $96,000 $1,898 3.38%

    For 2021, Tidewater Mortgage Services's most frequently cited loan duration was 30 Year, with 4,184 originations. The 2nd most popular length was 15 Year, with 161 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,552 $929,250,000 $261,613
    $2k-3k 380 $101,340,000 $266,684
    $3k-4k 173 $47,205,000 $272,861
    $<1k 170 $2,870,000 $16,882
    $4k-5k 95 $27,585,000 $290,368
    $5k+ 80 $30,630,000 $382,875

    Tidewater Mortgage Services's average total fees were $6,113, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,552 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,947 $444,335,000 $228,215
    2.5-3% 1,866 $510,380,000 $273,516
    <2.5% 544 $168,050,000 $308,915
    4-5% 94 $17,320,000 $184,255
    5-6% 8 $240,000 $30,000

    During 2021, Tidewater Mortgage Services's average interest rate for loans was 3.08%, while their most frequently originated rate bucket for loans was 3-4%, with 1,947 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,364 $663,540,000 $280,685 $6,649 3.02%
    $100k-200k 1,233 $194,735,000 $157,936 $4,736 3.15%
    $400k-600k 456 $213,210,000 $467,566 $7,703 2.90%
    $100,000 or less 335 $15,585,000 $46,522 $2,036 3.33%
    $600k-1MM 68 $49,770,000 $731,912 $12,052 2.78%
    $1MM+ 3 $3,485,000 $1,161,667 $22,254 2.83%

    2021 saw Tidewater Mortgage Services place emphasis on $200k-400k loans with 2,364 originations, totaling $663,540,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,322 $290,670,000 $219,871 $6,131 3.10%
    $50k or less 1,021 $191,505,000 $187,566 $5,081 3.02%
    $75k-100k 796 $213,100,000 $267,714 $6,381 3.07%
    $100k-150k 776 $238,920,000 $307,887 $6,081 3.03%
    $150k-250k 448 $161,830,000 $361,228 $6,165 3.09%
    $250k+ 95 $44,045,000 $463,632 $5,615 3.11%

    Tidewater Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 1,322 originations. The second most popular income band? $50k or less, with 1,021 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 770 $197,380,000 $256,338 $5,649 3.10%
    20-30% 753 $184,075,000 $244,456 $4,894 3.02%
    50-60% 396 $111,770,000 $282,247 $9,249 3.01%
    <20% 279 $56,485,000 $202,455 $4,311 3.00%
    44% 213 $54,695,000 $256,784 $6,299 3.15%
    40% 199 $51,365,000 $258,116 $6,223 3.15%
    43% 186 $44,720,000 $240,430 $5,700 3.22%
    42% 171 $45,775,000 $267,690 $6,331 3.15%
    41% 157 $38,265,000 $243,726 $5,770 3.12%
    39% 155 $37,035,000 $238,935 $6,098 3.12%
    37% 154 $36,760,000 $238,701 $5,378 3.11%
    36% 143 $34,345,000 $240,175 $5,592 3.09%
    38% 140 $34,950,000 $249,643 $6,339 3.16%
    45% 136 $35,140,000 $258,382 $6,510 3.02%
    46% 128 $35,460,000 $277,031 $7,145 3.11%
    49% 119 $32,665,000 $274,496 $6,466 3.06%
    47% 102 $28,910,000 $283,431 $7,129 3.13%
    48% 93 $26,105,000 $280,699 $6,775 3.10%
    >60% 9 $4,155,000 $461,667 $11,355 2.78%

    Tidewater Mortgage Services lent most frequently to those with DTI ratios of 30-36%, with 770 originations. The next most common DTI ratio? 20-30%, with 753 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,050 $783,410,000 $256,856 $5,761 3.04%
    Black 826 $196,950,000 $238,438 $6,503 3.16%
    Not provided 377 $102,575,000 $272,082 $6,703 3.02%
    Asian 175 $49,645,000 $283,686 $5,698 3.00%
    American Indian 23 $5,505,000 $239,348 $6,550 3.22%
    Native Hawaiian or Islander 5 $1,315,000 $263,000 $3,536 3.13%
    Filipino 1 $615,000 $615,000 $4,359 2.88%
    Asian Indian 2 $310,000 $155,000 $4,051 3.63%

    Approval Rates

    Total approvals of all applications
    95.78%

    Tidewater Mortgage Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    76.18%

    Tidewater Mortgage Services has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,459 $1,140,325,000 $255,736

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,459 $1,140,325,000 $255,736

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 85 $12,955,000 $152,412 $3,292 2.91%
    40-60% 255 $58,125,000 $227,941 $3,753 2.92%
    60-80% 1,052 $269,200,000 $255,894 $4,173 3.13%
    80-100% 2,610 $697,790,000 $267,352 $6,533 3.06%
    Over 100% 293 $100,365,000 $342,543 $13,416 2.81%
    Under 20% 164 $1,890,000 $11,524 $168 3.39%