Lindell Bank & Trust Company Mortgage Rates, Fees & InfoSt. Louis, MO
Tax ID: 43-0379825
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewLindell Bank & Trust Company is a smaller bank specializing in Refi and Home Purchase loans. Lindell Bank & Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Des Moines, and Rolla among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)
Lindell Bank & Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Origination Dollar Volume (All Markets)$60,660,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|ST. LOUIS, MO-IL (FHA|USDA|VA)||216||$57,180,000||$264,722||$0||0.00%|
|Outside of Metro Areas||4||$3,320,000||$830,000||$0||0.00%|
|DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA)||1||$105,000||$105,000||$0||0.00%|
|Rolla, MO (FHA|USDA|VA)||1||$55,000||$55,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Lindell Bank & Trust Company's most frequently originated type of loan was Conventional, with 222 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Lindell Bank & Trust Company's most frequently cited loan purpose was Refi, with 122 originations. The 2nd most popular reason was Home Purchase, with 96 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Lindell Bank & Trust Company's most frequently cited loan duration was Other, with 222 originations.
2022 saw Lindell Bank & Trust Company place emphasis on $100k-200k loans with 66 originations, totaling $9,370,000 in origination value.
Lindell Bank & Trust Company lent most frequently to those with incomes in the $75k-100k range, with 18 originations. The second most popular income band? $100k-150k, with 17 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Lindell Bank & Trust Company lent most frequently to those with DTI ratios of Exempt%, with 222 originations.
Approval RatesTotal approvals of all applications
Lindell Bank & Trust Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick RateApprovals leading to origination
Lindell Bank & Trust Company has an average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|