Lindell Bank & Trust Company Mortgage Rates, Fees & Info

St. Louis, MO

LEI: 254900BX43CTU32Z6G15

Tax ID: 43-0379825

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Lindell Bank & Trust Company is a smaller bank specializing in Refi and Home Purchase loans. Lindell Bank & Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Cape Coral, Fort Wayne, and Jefferson City among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Lindell Bank & Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    217

    Origination Dollar Volume (All Markets)

    $59,375,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ST. LOUIS, MO-IL (FHA|USDA|VA) 211 $57,635,000 $273,152 $0 0.00%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $755,000 $755,000 $0 0.00%
    Outside of Metro Areas 3 $575,000 $191,667 $0 0.00%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $0 0.00%
    JEFFERSON CITY, MO (FHA|USDA|VA) 1 $135,000 $135,000 $0 0.00%
    Lindell Bank & Trust Company's top markets include St. Louis, Cape Coral, Fort Wayne, and Jefferson City among others.

    Their top states include:
  • Missouri (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 217 $59,375,000 $273,618 $0 0.00%

    For 2023, Lindell Bank & Trust Company's most frequently originated type of loan was Conventional, with 217 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 129 $35,815,000 $277,636 $0 0.00%
    Home Purchase 88 $23,560,000 $267,727 $0 0.00%

    For 2023, Lindell Bank & Trust Company's most frequently cited loan purpose was Refi, with 129 originations. The 2nd most popular reason was Home Purchase, with 88 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 217 $59,375,000 $273,618 $0 0.00%

    For 2023, Lindell Bank & Trust Company's most frequently cited loan duration was Other, with 217 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 70 $9,860,000 $140,857 $0 0.00%
    $100,000 or less 64 $4,210,000 $65,781 $0 0.00%
    $200k-400k 50 $13,870,000 $277,400 $0 0.00%
    $400k-600k 17 $7,885,000 $463,824 $0 0.00%
    $600k-1MM 11 $8,095,000 $735,909 $0 0.00%
    $1MM+ 5 $15,455,000 $3,091,000 $0 0.00%

    2023 saw Lindell Bank & Trust Company place emphasis on $100k-200k loans with 70 originations, totaling $9,860,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 22 $11,910,000 $541,364 $0 0.00%
    $150k-250k 15 $3,015,000 $201,000 $0 0.00%
    $75k-100k 14 $2,720,000 $194,286 $0 0.00%
    $250k+ 13 $9,625,000 $740,385 $0 0.00%
    $50k or less 11 $1,055,000 $95,909 $0 0.00%
    $50k-75k 8 $1,030,000 $128,750 $0 0.00%

    Lindell Bank & Trust Company lent most frequently to those with incomes in the $100k-150k range, with 22 originations. The second most popular income band? $150k-250k, with 15 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 217 $59,375,000 $273,618 $0 0.00%

    Lindell Bank & Trust Company lent most frequently to those with DTI ratios of Exempt%, with 217 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 133 $30,015,000 $225,677 $0 0.00%
    White 75 $27,125,000 $361,667 $0 0.00%
    Native Hawaiian or Islander 1 $905,000 $905,000 $0 0.00%
    Asian 2 $770,000 $385,000 $0 0.00%
    Not provided 2 $260,000 $130,000 $0 0.00%
    Black 3 $185,000 $61,667 $0 0.00%
    Asian Indian 1 $115,000 $115,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    95.42%

    Lindell Bank & Trust Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    94.47%

    Lindell Bank & Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 217 $59,375,000 $273,618

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    217 $59,375,000 $273,618