Lindell Bank & Trust Company Mortgage Rates, Fees & Info
St. Louis, MOLEI: 254900BX43CTU32Z6G15
Tax ID: 43-0379825
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Lindell Bank & Trust Company is a smaller bank specializing in Home Purchase and Refi loans. Lindell Bank & Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Chicago, Kansas City, Branson, and Dallas among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)Lindell Bank & Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
208Origination Dollar Volume (All Markets)
$48,480,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 200 | $45,140,000 | $225,700 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $1,405,000 | $1,405,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Mexico, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 208 | $48,480,000 | $233,077 | $0 | 0.00% |
For 2024, Lindell Bank & Trust Company's most frequently originated type of loan was Conventional, with 208 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 117 | $29,185,000 | $249,444 | $0 | 0.00% |
| Refi | 87 | $19,055,000 | $219,023 | $0 | 0.00% |
| Home Improvement | 4 | $240,000 | $60,000 | $0 | 0.00% |
For 2024, Lindell Bank & Trust Company's most frequently cited loan purpose was Home Purchase, with 117 originations. The 2nd most popular reason was Refi, with 87 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 208 | $48,480,000 | $233,077 | $0 | 0.00% |
For 2024, Lindell Bank & Trust Company's most frequently cited loan duration was Other, with 208 originations.
Loan Sizing
2024 saw Lindell Bank & Trust Company place emphasis on $100k-200k loans with 81 originations, totaling $11,685,000 in origination value.
Applicant Income
Lindell Bank & Trust Company lent most frequently to those with incomes in the $100k-150k range, with 21 originations. The second most popular income band? $250k+, with 21 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 208 | $48,480,000 | $233,077 | $0 | 0.00% |
Lindell Bank & Trust Company lent most frequently to those with DTI ratios of Exempt%, with 208 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.25%
Lindell Bank & Trust Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.94%
Lindell Bank & Trust Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 208 | $48,480,000 | $233,077 |