Mexico Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Mexico averaged 6.48% for the week of 2025-03-27, compared to the national average of 6.65% for the same period.

    The average rate for the prior week (2025-03-20) was 6.4% and one month ago for the week of 2025-02-20, the average rate was 6.78%.

    Mexico's average rate one year ago was 6.6%.

    For refis of the same type during the week of 2025-03-27, the average rate was 6.95%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-03-27 6.65%
    Mexico 30 Year Fixed Rate 2025-03-27 6.48%
    Mexico 30 Year Fixed Rate Refi 2025-03-27 6.95%
    Mexico 15 Year Fixed Rate 2025-03-27 5.99%
    Mexico 15 Year Fixed Rate Refi 2025-03-27 6.29%
    Mexico 30 Year FHA 2025-03-27 6.27%
    Mexico 30 Year FHA Refi 2025-03-27 6.27%
    Mexico 30 Year USDA 2025-03-27 6.4%
    Mexico 30 Year USDA Refi 2025-03-27 6.5%
    Mexico 30 Year VA 2025-03-27 6.39%
    Mexico 30 Year VA Refi 2025-03-27 6.29%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mexico, MO.

    Mexico Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Mexico, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 39 6.74% $2,845
    The Central Trust Bank 12 6.70% $2,564
    First State Community Bank 9 6.94% $2,195
    DAS Acquisition Company, LLC 8 7.00% $3,947
    HNB National Bank 5 7.28% $1,259
    Midwest Mortgage Associates Corporation 5 6.52% $5,231
    QUICKEN LOANS, LLC 5 6.87% $6,110
    The Bank of Missouri 4 6.99% $2,307
    MISSOURI Credit Union 3 6.46% $1,936
    GUILD MORTGAGE COMPANY 2 6.75% $2,579
    Commerce Bank 2 7.00% $2,281
    HomeBank 2 6.06% $1,877
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.25% $2,126
    RED DIAMOND HOME LOANS, LLC 1 6.38% $4,667
    USAA Federal Savings Bank 1 6.50% $4,276
    American Airlines Federal Credit Union 1 5.75% $0
    WEST COMMUNITY 1 6.00% $2,223
    BROKER SOLUTIONS, INC. 1 7.25% $3,875
    Carrington Mortgage Services, LLC 1 6.63% $6,103
    CHURCHILL MORTGAGE CORPORATION 1 7.88% $4,127
    Community Mortgage Banc Corporation 1 5.75% $1,792
    DELMAR FINANCIAL COMPANY 1 7.63% $3,879
    First American Bank 1 6.50% $1,678
    Flagstar Bank, FSB 1 6.63% $4,287
    GERSHMAN INVESTMENT CORP. 1 6.38% $2,766
    Hawthorn Bank 1 6.38% $2,576
    KeyBank 1 5.75% $4,228
    NAVY FEDERAL CREDIT UNION 1 7.13% $1,135

    Mexico Average Closing Costs & Other Stats

    Mexico, MO's 28 lenders originated 378 loans during 2023. The total origination value was $49,070,000, with an average loan value of $129,815.

    Mexico's average closing costs are $3,487.

    The top Mexico lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 39 loans originated. Their average total fees are $2,845, which is $280 higher than the next largest lender, The Central Trust Bank.

    The lowest fee Mexico lenders (with over 10 loans originated) are The Central Trust Bank ($2,564), FLAT BRANCH MORTGAGE, INC. ($2,845), .

    The lowest rate Mexico lenders (with over 10 loans originated) are The Central Trust Bank (6.70%), FLAT BRANCH MORTGAGE, INC. (6.74%), .

    Mexico, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    FLAT BRANCH MORTGAGE, INC. $14,155,000 $13,525,000 -4.5% 27.6%
    The Central Trust Bank $10,320,000 $5,170,000 -49.9% 10.5%
    First State Community Bank $3,765,000 $4,360,000 15.8% 8.9%
    DAS Acquisition Company, LLC $3,165,000 $2,435,000 -23.1% 5.0%
    QUICKEN LOANS, LLC $2,570,000 $2,295,000 -10.7% 4.7%
    Midwest Mortgage Associates Corporation $1,875,000 n/a 3.8%
    HomeBank $2,180,000 $1,670,000 -23.4% 3.4%
    United Credit Union $2,655,000 $1,390,000 -47.6% 2.8%
    The Bank of Missouri $1,545,000 $1,100,000 -28.8% 2.2%
    Commerce Bank $2,310,000 $1,060,000 -54.1% 2.2%
    Mortgage Research Center, LLC $2,710,000 $925,000 -65.9% 1.9%
    HNB National Bank $360,000 $855,000 137.5% 1.7%
    USAA Federal Savings Bank $400,000 $850,000 112.5% 1.7%
    COMMERCIAL TRUST COMPANY OF FAYETTE $630,000 $690,000 9.5% 1.4%
    UNITED SECURITY BANK $685,000 n/a 1.4%
    The Callaway Bank $1,060,000 $555,000 -47.6% 1.1%
    NAVY FEDERAL CREDIT UNION $530,000 n/a 1.1%
    Bank of England $465,000 n/a 0.9%
    River Region Credit Union $570,000 $450,000 -21.1% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $505,000 $430,000 -14.9% 0.9%
    Regional Missouri Bank $255,000 $430,000 68.6% 0.9%
    MISSOURI Credit Union $165,000 $425,000 157.6% 0.9%
    GUILD MORTGAGE COMPANY $250,000 $305,000 22.0% 0.6%
    GUARANTEED RATE AFFINITY, LLC $395,000 $295,000 -25.3% 0.6%
    THOMPSON KANE & COMPANY, LLC $55,000 $275,000 400.0% 0.6%
    BROKER SOLUTIONS, INC. $470,000 $270,000 -42.6% 0.6%
    Mid-Continent Funding, Inc. $270,000 n/a 0.6%
    Carrington Mortgage Services, LLC $400,000 $260,000 -35.0% 0.5%
    DELMAR FINANCIAL COMPANY $175,000 $225,000 28.6% 0.5%
    First American Bank $225,000 n/a 0.5%
    Community State Bank of Missouri $540,000 $195,000 -63.9% 0.4%
    American Airlines Federal Credit Union $185,000 n/a 0.4%
    UNITED WHOLESALE MORTGAGE, LLC $405,000 $185,000 -54.3% 0.4%
    First State Bank of St. Charles, Missouri $215,000 $175,000 -18.6% 0.4%
    ON Q FINANCIAL, INC. $465,000 $175,000 -62.4% 0.4%
    PLANET HOME LENDING, LLC $175,000 n/a 0.4%
    U.S. Bank $1,515,000 $175,000 -88.4% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $170,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $165,000 n/a 0.3%
    Flagstar Bank, FSB $105,000 $165,000 57.1% 0.3%
    KeyBank $165,000 n/a 0.3%
    First Midwest Bank of Poplar Bluff $305,000 $160,000 -47.5% 0.3%
    Hawthorn Bank $175,000 $155,000 -11.4% 0.3%
    PEOPLES BANK & TRUST CO. $30,000 $155,000 416.7% 0.3%
    WEST COMMUNITY $55,000 $155,000 181.8% 0.3%
    ENDEAVOR CAPITAL, LLC. $145,000 n/a 0.3%
    Flanagan State Bank $145,000 n/a 0.3%
    RED DIAMOND HOME LOANS, LLC $135,000 n/a 0.3%
    CHURCHILL MORTGAGE CORPORATION $125,000 n/a 0.3%
    GERSHMAN INVESTMENT CORP. $350,000 $125,000 -64.3% 0.3%
    Plains Commerce Bank $125,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $85,000 $105,000 23.5% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $100,000 n/a 0.2%
    Exchange Bank of Missouri $540,000 $95,000 -82.4% 0.2%
    FREEDOM MORTGAGE CORPORATION $290,000 $95,000 -67.2% 0.2%
    AMERISAVE MORTGAGE CORPORATION $85,000 n/a 0.2%
    Brighton Bank $85,000 n/a 0.2%
    Discover Bank $155,000 $85,000 -45.2% 0.2%
    PLAZA HOME MORTGAGE, INC. $85,000 n/a 0.2%
    Community Mortgage Banc Corporation $85,000 $75,000 -11.8% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $530,000 $75,000 -85.8% 0.2%
    LEADERONE FINANCIAL CORPORATION $75,000 n/a 0.2%
    Members Mortgage Services, L.L.C. $310,000 $75,000 -75.8% 0.2%
    FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $270,000 $65,000 -75.9% 0.1%
    PENNYMAC LOAN SERVICES, LLC $215,000 $55,000 -74.4% 0.1%
    VANTAGE Credit Union $45,000 n/a 0.1%
    UMB Bank $35,000 n/a 0.1%
    LOANDEPOT.COM, LLC $695,000 $25,000 -96.4% 0.1%
    R-G Federal Credit Union $25,000 n/a 0.1%
    United Bank of Union $85,000 $5,000 -94.1% 0.0%

    Mexico's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 27.6% market share. In second place, with 10.5%, is The Central Trust Bank, having originated $5,170,000 in loans. In third place, with 8.9%, is First State Community Bank, having originated $4,360,000 in loans. In fourth place, with 5.0%, is DAS Acquisition Company, LLC, having originated $2,435,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $2,295,000 in loans.

    Mexico Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Mexico (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $77,575 (-3.5%) $111,632 (-11.7%) 0.00 96
    2018-02-01 $75,125 (-8.3%) $106,215 (-8.9%) 0.00 92
    2018-03-01 $75,000 (-14.2%) $102,999 (-13.2%) 0.00 89
    2018-04-01 $82,550 (-5.1%) $111,358 (-9.0%) 0.00 81
    2018-05-01 $87,250 (9.2%) $114,626 (-3.5%) 0.00 91
    2018-06-01 $89,250 (8.5%) $112,048 (-8.1%) 0.00 96
    2018-07-01 $94,875 (19.4%) $113,847 (-6.7%) 0.00 97
    2018-08-01 $94,700 (13.2%) $126,792 (4.2%) 0.00 94
    2018-09-01 $92,750 (23.7%) $130,130 (9.1%) 0.00 93
    2018-10-01 $97,075 (31.7%) $133,985 (16.5%) 0.00 97
    2018-11-01 $89,600 (28.2%) $129,378 (14.8%) 0.00 105
    2018-12-01 $89,900 (28.6%) $126,790 (19.0%) 0.00 114
    2019-01-01 $81,250 (4.7%) $115,940 (3.9%) 0.00 112
    2019-02-01 $91,125 (21.3%) $123,749 (16.5%) 0.00 121
    2019-03-01 $101,100 (34.8%) $141,937 (37.8%) 0.00 108
    2019-04-01 $119,325 (44.6%) $159,151 (42.9%) 0.00 89
    2019-05-01 $132,975 (52.4%) $168,515 (47.0%) 0.00 89
    2019-06-01 $134,900 (51.2%) $170,668 (52.3%) 0.00 94
    2019-07-01 $123,550 (30.2%) $165,284 (45.2%) 0.00 95
    2019-08-01 $121,291 (28.1%) $159,595 (25.9%) 0.00 101
    2019-09-01 $112,127 (20.9%) $150,772 (15.9%) 0.00 101
    2019-10-01 $110,968 (14.3%) $144,779 (8.1%) 0.00 100
    2019-11-01 $105,000 (17.2%) $137,893 (6.6%) 0.00 110
    2019-12-01 $97,700 (8.7%) $132,005 (4.1%) 0.00 102
    2020-01-01 $89,400 (10.0%) $130,546 (12.6%) 0.00 92
    2020-02-01 $87,250 (-4.3%) $131,952 (6.6%) 0.00 81
    2020-03-01 $86,450 (-14.5%) $131,954 (-7.0%) 0.00 73
    2020-04-01 $77,900 (-34.7%) $135,829 (-14.7%) 0.00 64
    2020-05-01 $85,000 (-36.1%) $141,010 (-16.3%) 0.00 62
    2020-06-01 $102,050 (-24.4%) $149,510 (-12.4%) 0.00 57
    2020-07-01 $107,250 (-13.2%) $152,677 (-7.6%) 0.00 63
    2020-08-01 $125,000 (3.1%) $163,403 (2.4%) 0.00 61
    2020-09-01 $118,225 (5.4%) $167,060 (10.8%) 0.00 55
    2020-10-01 $110,000 (-0.9%) $157,405 (8.7%) 0.00 57
    2020-11-01 $135,850 (29.4%) $173,468 (25.8%) 0.00 56
    2020-12-01 $112,475 (15.1%) $153,952 (16.6%) 0.00 57
    2021-01-01 $119,900 (34.1%) $162,616 (24.6%) 0.00 42
    2021-02-01 $119,900 (37.4%) $184,666 (40.0%) 0.00 30
    2021-03-01 $128,675 (48.8%) $205,244 (55.5%) 0.00 22
    2021-04-01 $120,700 (54.9%) $165,873 (22.1%) 0.00 24
    2021-05-01 $119,900 (41.1%) $167,464 (18.8%) 0.00 29
    2021-06-01 $116,250 (13.9%) $167,420 (12.0%) 0.00 34
    2021-07-01 $95,250 (-11.2%) $145,907 (-4.4%) 0.00 42
    2021-08-01 $90,000 (-28.0%) $149,356 (-8.6%) 0.00 42
    2021-09-01 $108,000 (-8.7%) $159,420 (-4.6%) 0.00 42
    2021-10-01 $105,000 (-4.6%) $159,562 (1.4%) 0.00 47
    2021-11-01 $116,250 (-14.4%) $163,760 (-5.6%) 0.00 49
    2021-12-01 $89,600 (-20.3%) $149,955 (-2.6%) 0.00 40
    2022-01-01 $110,000 (-8.3%) $153,328 (-5.7%) 0.00 28
    2022-02-01 $127,700 (6.5%) $154,582 (-16.3%) 0.00 25
    2022-03-01 $123,675 (-3.9%) $161,782 (-21.2%) 0.00 24
    2022-04-01 $137,000 (13.5%) $186,650 (12.5%) 0.00 28
    2022-05-01 $147,450 (23.0%) $181,144 (8.2%) 0.00 33
    2022-06-01 $138,700 (19.3%) $176,805 (5.6%) 0.00 37
    2022-07-01 $150,000 (57.5%) $172,927 (18.5%) 0.00 48
    2022-08-01 $139,900 (55.4%) $154,049 (3.1%) 0.00 53
    2022-09-01 $139,900 (29.5%) $291,048 (82.6%) 0.00 51
    2022-10-01 $151,500 (44.3%) $171,020 (7.2%) 0.00 57
    2022-11-01 $150,000 (29.0%) $178,736 (9.2%) 0.00 54
    2022-12-01 $152,450 (70.2%) $176,441 (17.7%) 0.00 50
    2023-01-01 $129,700 (17.9%) $162,972 (6.3%) 0.00 49
    2023-02-01 $133,675 (4.7%) $145,933 (-5.6%) 0.00 48
    2023-03-01 $139,200 (12.6%) $163,847 (1.3%) 0.00 34
    2023-04-01 $173,700 (26.8%) $200,463 (7.4%) 0.00 32
    2023-05-01 $155,450 (5.4%) $180,624 (-0.3%) 0.00 30
    2023-06-01 $138,725 (0.0%) $175,018 (-1.0%) 0.00 33
    2023-07-01 $169,900 (13.3%) $200,459 (15.9%) 0.00 32
    2023-08-01 $173,050 (23.7%) $211,747 (37.5%) 0.00 40
    2023-09-01 $142,948 (2.2%) $213,242 (-26.7%) 0.00 34
    2023-10-01 $159,900 (5.5%) $223,314 (30.6%) 0.00 34
    2023-11-01 $161,775 (7.9%) $236,082 (32.1%) 0.00 34
    2023-12-01 $109,900 (-27.9%) $180,262 (2.2%) 0.00 56
    2024-01-01 $118,075 (-9.0%) $188,112 (15.4%) 0.00 56
    2024-02-01 $107,400 (-19.7%) $208,190 (42.7%) 0.00 75
    2024-03-01 $117,498 (-15.6%) $240,316 (46.7%) 0.00 73
    2024-04-01 $122,449 (-29.5%) $247,641 (23.5%) 0.00 67
    2024-05-01 $124,900 (-19.7%) $215,359 (19.2%) 0.00 64
    2024-06-01 $119,250 (-14.0%) $188,482 (7.7%) 0.00 63
    2024-07-01 $138,000 (-18.8%) $185,881 (-7.3%) 0.00 70
    2024-08-01 $144,000 (-16.8%) $191,765 (-9.4%) 0.00 59
    2024-09-01 $148,724 (4.0%) $197,948 (-7.2%) 0.00 55
    2024-10-01 $137,225 (-14.2%) $194,365 (-13.0%) 0.00 52
    2024-11-01 $150,000 (-7.3%) $196,407 (-16.8%) 0.00 53
    2024-12-01 $166,375 (51.4%) $193,438 (7.3%) 0.00 51
    2025-01-01 $157,875 (33.7%) $180,611 (-4.0%) 0.00 49
    2025-02-01 $136,125 (26.8%) $166,226 (-20.2%) 0.00 47
    Mexico's median listing price for 2025-02-01 was $136,125, a difference of $28,725 (26.8%) versus the prior year and $-21,750 versus the prior month.

    Mexico's median listing price comes in at 0% of the national average.

    Mexico's average listing price for 2025-02-01 was $166,226, a difference of $-41,964 (-20.2%) versus the prior year and $-14,385 versus the prior month.

    For the 2025-02-01 period, Mexico had 47 MLS listings, a difference of -2 listings (-4%) versus the prior month and -28 listings (-37%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Mexico (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,412 sqft
    2018-02-01 0 days 1,443 sqft
    2018-03-01 0 days 1,525 sqft
    2018-04-01 0 days 1,528 sqft
    2018-05-01 0 days 1,466 sqft
    2018-06-01 0 days 1,416 sqft
    2018-07-01 0 days 1,412 sqft
    2018-08-01 0 days 1,431 sqft
    2018-09-01 0 days 1,415 sqft
    2018-10-01 0 days 1,470 sqft
    2018-11-01 0 days 1,482 sqft
    2018-12-01 0 days 1,460 sqft
    2019-01-01 0 days 1,367 sqft
    2019-02-01 0 days 1,405 sqft
    2019-03-01 0 days 1,457 sqft
    2019-04-01 0 days 1,593 sqft
    2019-05-01 0 days 1,665 sqft
    2019-06-01 0 days 1,638 sqft
    2019-07-01 0 days 1,552 sqft
    2019-08-01 0 days 1,559 sqft
    2019-09-01 0 days 1,554 sqft
    2019-10-01 0 days 1,550 sqft
    2019-11-01 0 days 1,484 sqft
    2019-12-01 0 days 1,561 sqft
    2020-01-01 0 days 1,560 sqft
    2020-02-01 0 days 1,484 sqft
    2020-03-01 0 days 1,432 sqft
    2020-04-01 0 days 1,397 sqft
    2020-05-01 0 days 1,604 sqft
    2020-06-01 0 days 1,707 sqft
    2020-07-01 0 days 1,718 sqft
    2020-08-01 0 days 1,800 sqft
    2020-09-01 0 days 1,704 sqft
    2020-10-01 0 days 1,648 sqft
    2020-11-01 0 days 1,591 sqft
    2020-12-01 0 days 1,593 sqft
    2021-01-01 0 days 1,599 sqft
    2021-02-01 0 days 1,441 sqft
    2021-03-01 0 days 1,454 sqft
    2021-04-01 0 days 1,525 sqft
    2021-05-01 0 days 1,355 sqft
    2021-06-01 0 days 1,313 sqft
    2021-07-01 0 days 1,344 sqft
    2021-08-01 0 days 1,554 sqft
    2021-09-01 0 days 1,601 sqft
    2021-10-01 0 days 1,526 sqft
    2021-11-01 0 days 1,368 sqft
    2021-12-01 0 days 1,422 sqft
    2022-01-01 0 days 1,307 sqft
    2022-02-01 0 days 1,212 sqft
    2022-03-01 0 days 1,294 sqft
    2022-04-01 0 days 1,456 sqft
    2022-05-01 0 days 1,565 sqft
    2022-06-01 0 days 1,409 sqft
    2022-07-01 0 days 1,429 sqft
    2022-08-01 0 days 1,399 sqft
    2022-09-01 0 days 1,406 sqft
    2022-10-01 0 days 1,470 sqft
    2022-11-01 0 days 1,459 sqft
    2022-12-01 0 days 1,456 sqft
    2023-01-01 0 days 1,432 sqft
    2023-02-01 0 days 1,375 sqft
    2023-03-01 0 days 1,426 sqft
    2023-04-01 0 days 1,512 sqft
    2023-05-01 0 days 1,462 sqft
    2023-06-01 0 days 1,416 sqft
    2023-07-01 0 days 1,434 sqft
    2023-08-01 0 days 1,494 sqft
    2023-09-01 0 days 1,421 sqft
    2023-10-01 0 days 1,299 sqft
    2023-11-01 0 days 1,337 sqft
    2023-12-01 0 days 1,444 sqft
    2024-01-01 0 days 1,388 sqft
    2024-02-01 0 days 1,218 sqft
    2024-03-01 0 days 1,319 sqft
    2024-04-01 0 days 1,387 sqft
    2024-05-01 0 days 1,565 sqft
    2024-06-01 0 days 1,600 sqft
    2024-07-01 0 days 1,576 sqft
    2024-08-01 0 days 1,565 sqft
    2024-09-01 0 days 1,581 sqft
    2024-10-01 0 days 1,525 sqft
    2024-11-01 0 days 1,606 sqft
    2024-12-01 0 days 1,411 sqft
    2025-01-01 0 days 1,380 sqft
    2025-02-01 0 days 1,343 sqft
    Mexico's median listing age (time on market) for 2025-02-01 was 0 days.

    Mexico's median square footage for active listings during the 2025-02-01 period was 1,343 sqft. One year prior, the average listing was 1,218 sqft.

    Mexico, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 278 $40,500,000 $145,683
    Refi 29 $3,415,000 $117,759
    Cash Out Refi 26 $2,860,000 $110,000
    Other 24 $1,180,000 $49,167
    Home Improvement 21 $1,115,000 $53,095

    Mexico's most frequently cited loan purpose was Home Purchase, with 278 originations. The 2nd most popular reason was Refi, with 29 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 137 $19,585,000 $142,956
    7-8% 89 $13,255,000 $148,933
    Over 8% 52 $5,400,000 $103,846
    5-6% 41 $5,895,000 $143,780
    <2.5% 2 $10,000 $5,000
    2.5-3% 1 $35,000 $35,000

    During 2023, Mexico's most frequently originated rate bucket was 6-7%, with 137 originations.

    Loan Sizing (Mexico, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 170 $10,190,000 $59,941
    $100k-200k 148 $21,060,000 $142,297
    $200k-400k 52 $13,970,000 $268,654
    $400k-600k 8 $3,850,000 $481,250

    Mexico's loan sizing saw the bucket of loans from $100,000 or less with 170 originations, totaling $10,190,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 173 $26,185,000 $151,358
    60-80% 75 $11,215,000 $149,533
    20-40% 29 $2,375,000 $81,897
    40-60% 22 $2,740,000 $124,545
    Under 20% 18 $540,000 $30,000
    Over 100% 5 $1,125,000 $225,000

    Mexico's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 173 originations, totaling $26,185,000 in origination value.