East Wisconsin Savings Bank Mortgage Rates, Fees & Info

Kaukauna, WI

LEI: 254900FSTRXV05536767

Tax ID: 39-0387690

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

East Wisconsin Savings Bank is a smaller bank specializing in Home Purchase loans. East Wisconsin Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Appleton, Oshkosh, Green Bay, Wausau, and Shawano among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)

East Wisconsin Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


Originations

137

Origination Dollar Volume (All Markets)

$28,415,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
APPLETON, WI (FHA|USDA|VA) 85 $14,705,000 $173,000 $0 0.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 26 $5,940,000 $228,462 $0 0.00%
Outside of Metro Areas 9 $3,595,000 $399,444 $0 0.00%
GREEN BAY, WI (FHA|USDA|VA) 4 $1,150,000 $287,500 $0 0.00%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $690,000 $345,000 $0 0.00%
Shawano, WI (FHA|USDA|VA) 2 $410,000 $205,000 $0 0.00%
Platteville, WI (FHA|USDA|VA) 1 $395,000 $395,000 $0 0.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $360,000 $180,000 $0 0.00%
Beaver Dam, WI (FHA|USDA|VA) 1 $315,000 $315,000 $0 0.00%
FOND DU LAC, WI (FHA|USDA|VA) 1 $315,000 $315,000 $0 0.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $285,000 $285,000 $0 0.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
Manitowoc, WI (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
Marinette, WI-MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 0.00%
East Wisconsin Savings Bank's top markets include Appleton, Oshkosh, Green Bay, Wausau, and Shawano among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 137 $28,415,000 $207,409 $0 0.00%

    For 2023, East Wisconsin Savings Bank's most frequently originated type of loan was Conventional, with 137 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 87 $24,455,000 $281,092 $0 0.00%
    Refi 25 $2,955,000 $118,200 $0 0.00%
    Other 13 $595,000 $45,769 $0 0.00%
    Home Improvement 12 $410,000 $34,167 $0 0.00%

    For 2023, East Wisconsin Savings Bank's most frequently cited loan purpose was Home Purchase, with 87 originations. The 2nd most popular reason was Refi, with 25 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 137 $28,415,000 $207,409 $0 0.00%

    For 2023, East Wisconsin Savings Bank's most frequently cited loan duration was Other, with 137 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 43 $1,935,000 $45,000 $0 0.00%
    $100k-200k 41 $6,115,000 $149,146 $0 0.00%
    $200k-400k 38 $11,140,000 $293,158 $0 0.00%
    $400k-600k 12 $5,460,000 $455,000 $0 0.00%
    $600k-1MM 2 $1,530,000 $765,000 $0 0.00%
    $1MM+ 1 $2,235,000 $2,235,000 $0 0.00%

    2023 saw East Wisconsin Savings Bank place emphasis on $100,000 or less loans with 43 originations, totaling $1,935,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 28 $3,880,000 $138,571 $0 0.00%
    $100k-150k 26 $6,920,000 $266,154 $0 0.00%
    $50k or less 26 $2,510,000 $96,538 $0 0.00%
    $75k-100k 24 $3,170,000 $132,083 $0 0.00%
    $150k-250k 21 $5,535,000 $263,571 $0 0.00%
    $250k+ 11 $6,265,000 $569,545 $0 0.00%

    East Wisconsin Savings Bank lent most frequently to those with incomes in the $50k-75k range, with 28 originations. The second most popular income band? $100k-150k, with 26 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 137 $28,415,000 $207,409 $0 0.00%

    East Wisconsin Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 137 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 130 $26,950,000 $207,308 $0 0.00%
    Native Hawaiian or Islander 1 $495,000 $495,000 $0 0.00%
    Asian 2 $410,000 $205,000 $0 0.00%
    Not provided 2 $380,000 $190,000 $0 0.00%
    Not applicable 1 $135,000 $135,000 $0 0.00%
    Black 1 $45,000 $45,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    93.62%

    East Wisconsin Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.21%

    East Wisconsin Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 137 $28,415,000 $207,409

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    137 $28,415,000 $207,409