East Wisconsin Savings Bank Mortgage Rates, Fees & Info

Kaukauna, WI

LEI: 254900FSTRXV05536767

Tax ID: 39-0387690

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

East Wisconsin Savings Bank is a smaller bank specializing in Home Purchase loans. East Wisconsin Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Appleton, Oshkosh, Green Bay, Minneapolis, and Wausau among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)

East Wisconsin Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

172

Origination Dollar Volume (All Markets)

$48,660,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
APPLETON, WI (FHA\|USDA\|VA)	115	$31,525,000	$274,130	$0	0.00%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	25	$6,275,000	$251,000	$0	0.00%
GREEN BAY, WI (FHA\|USDA\|VA)	12	$4,030,000	$335,833	$0	0.00%
Outside of Metro Areas	10	$2,770,000	$277,000	$0	0.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	4	$2,420,000	$605,000	$0	0.00%
WAUSAU-WESTON, WI (FHA\|USDA\|VA)	2	$700,000	$350,000	$0	0.00%
Manitowoc, WI (FHA\|USDA\|VA)	2	$620,000	$310,000	$0	0.00%
Shawano, WI (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	0.00%
MADISON, WI (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	0.00%

East Wisconsin Savings Bank's top markets include Appleton, Oshkosh, Green Bay, Minneapolis, and Wausau among others.

Their top states include:

Wisconsin (FHA|USDA|VA)

Minnesota (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	172	$48,660,000	$282,907	$0	0.00%

For 2024, East Wisconsin Savings Bank's most frequently originated type of loan was Conventional, with 172 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	121	$39,545,000	$326,818	$0	0.00%
Refi	33	$8,045,000	$243,788	$0	0.00%
Home Improvement	9	$375,000	$41,667	$0	0.00%
Other	9	$695,000	$77,222	$0	0.00%

For 2024, East Wisconsin Savings Bank's most frequently cited loan purpose was Home Purchase, with 121 originations. The 2nd most popular reason was Refi, with 33 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
Other	172	$48,660,000	$282,907	$0	0.00%

For 2024, East Wisconsin Savings Bank's most frequently cited loan duration was Other, with 172 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	64	$18,920,000	$295,625	$0	0.00%
$100k-200k	49	$7,565,000	$154,388	$0	0.00%
$100,000 or less	26	$1,320,000	$50,769	$0	0.00%
$400k-600k	22	$10,980,000	$499,091	$0	0.00%
$600k-1MM	8	$6,220,000	$777,500	$0	0.00%
$1MM+	3	$3,655,000	$1,218,333	$0	0.00%

2024 saw East Wisconsin Savings Bank place emphasis on $200k-400k loans with 64 originations, totaling $18,920,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	39	$11,315,000	$290,128	$0	0.00%
$50k-75k	32	$5,280,000	$165,000	$0	0.00%
$150k-250k	31	$11,955,000	$385,645	$0	0.00%
$75k-100k	28	$6,200,000	$221,429	$0	0.00%
$250k+	19	$11,205,000	$589,737	$0	0.00%
$50k or less	18	$1,860,000	$103,333	$0	0.00%

East Wisconsin Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 39 originations. The second most popular income band? $50k-75k, with 32 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
Exempt%	172	$48,660,000	$282,907	$0	0.00%

East Wisconsin Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 172 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	155	$43,905,000	$283,258	$0	0.00%
Not provided	7	$2,435,000	$347,857	$0	0.00%
Asian	5	$1,445,000	$289,000	$0	0.00%
Not applicable	4	$630,000	$157,500	$0	0.00%
Black	1	$245,000	$245,000	$0	0.00%

Approval Rates

Total approvals of all applications
95.11%

East Wisconsin Savings Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
80.81%

East Wisconsin Savings Bank has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
Exempt	172	$48,660,000	$282,907

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	172	$48,660,000	$282,907