Cross County Bank Mortgage Rates, Fees & Info
WYNNE, ARLEI: 254900RD08FFMO7DRN13
Tax ID: 71-0040460
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Mortgage Data
Review & Overview
Cross County Bank is a smaller bank specializing in Home Purchase and Refi loans. Cross County Bank has a high proportion of conventional loans. Their top markets by origination volume include: Jonesboro, Blytheville, Paragould, Forrest City, and Memphis among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Cross County Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
117Origination Dollar Volume (All Markets)
$18,865,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JONESBORO, AR (FHA|USDA|VA) | 54 | $11,570,000 | $214,259 | $0 | 0.00% |
| Outside of Metro Areas | 32 | $2,640,000 | $82,500 | $0 | 0.00% |
| Blytheville, AR (FHA|USDA|VA) | 10 | $2,200,000 | $220,000 | $0 | 0.00% |
| Paragould, AR (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $0 | 0.00% |
| Forrest City, AR (FHA|USDA|VA) | 9 | $795,000 | $88,333 | $0 | 0.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 0.00% |
| Batesville, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 117 | $18,865,000 | $161,239 | $0 | 0.00% |
For 2019, Cross County Bank's most frequently originated type of loan was Conventional, with 117 originations.
Loan Reason
For 2019, Cross County Bank's most frequently cited loan purpose was Home Purchase, with 65 originations. The 2nd most popular reason was Refi, with 42 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 117 | $18,865,000 | $161,239 | $0 | 0.00% |
For 2019, Cross County Bank's most frequently cited loan duration was Other, with 117 originations.
Loan Sizing
2019 saw Cross County Bank place emphasis on $100,000 or less loans with 63 originations, totaling $2,945,000 in origination value.
Applicant Income
Cross County Bank lent most frequently to those with incomes in the $50k-75k range, with 11 originations. The second most popular income band? $50k or less, with 10 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 117 | $18,865,000 | $161,239 | $0 | 0.00% |
Cross County Bank lent most frequently to those with DTI ratios of Exempt%, with 117 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.33%
Cross County Bank has an average approval rate.
Pick Rate
Approvals leading to origination92.31%
Cross County Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 117 | $18,865,000 | $161,239 |