Cross County Bank Mortgage Rates, Fees & Info
WYNNE, ARLEI: 254900RD08FFMO7DRN13
Tax ID: 71-0040460
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Cross County Bank is a smaller bank specializing in Home Purchase and Refi loans. Cross County Bank has a high proportion of conventional loans. Their top markets by origination volume include: Crestview, Jonesboro, Little Rock, Blytheville, and Forrest City among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Cross County Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
83Origination Dollar Volume (All Markets)
$45,795,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $23,805,000 | $23,805,000 | $0 | 0.00% |
| JONESBORO, AR (FHA|USDA|VA) | 17 | $8,775,000 | $516,176 | $0 | 0.00% |
| Outside of Metro Areas | 40 | $6,170,000 | $154,250 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $2,110,000 | $527,500 | $0 | 0.00% |
| Blytheville, AR (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $0 | 0.00% |
| Forrest City, AR (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $0 | 0.00% |
| Paragould, AR (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 83 | $45,795,000 | $551,747 | $0 | 0.00% |
For 2023, Cross County Bank's most frequently originated type of loan was Conventional, with 83 originations.
Loan Reason
For 2023, Cross County Bank's most frequently cited loan purpose was Home Purchase, with 45 originations. The 2nd most popular reason was Refi, with 27 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 83 | $45,795,000 | $551,747 | $0 | 0.00% |
For 2023, Cross County Bank's most frequently cited loan duration was Other, with 83 originations.
Loan Sizing
2023 saw Cross County Bank place emphasis on $100,000 or less loans with 43 originations, totaling $2,045,000 in origination value.
Applicant Income
Cross County Bank lent most frequently to those with incomes in the $250k+ range, with 10 originations. The second most popular income band? $50k or less, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 83 | $45,795,000 | $551,747 | $0 | 0.00% |
Cross County Bank lent most frequently to those with DTI ratios of Exempt%, with 83 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.44%
Cross County Bank has an average approval rate.
Pick Rate
Approvals leading to origination97.59%
Cross County Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 83 | $45,795,000 | $551,747 |