Paragould Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Paragould averaged 6.81% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 7.23% and one month ago for the week of 2025-03-06, the average rate was 6.82%.

    Paragould's average rate one year ago was 7.21%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Paragould 30 Year Fixed Rate 2025-04-10 6.81%
    Paragould 30 Year Fixed Rate Refi 2025-04-10 7.22%
    Paragould 15 Year Fixed Rate 2025-04-10 5.72%
    Paragould 15 Year Fixed Rate Refi 2025-04-10 6.32%
    Paragould 30 Year FHA 2025-04-10 6.61%
    Paragould 30 Year FHA Refi 2025-04-10 6.23%
    Paragould 30 Year USDA 2025-04-10 6.51%
    Paragould 30 Year USDA Refi 2025-04-10 6.25%
    Paragould 30 Year VA 2025-04-10 6.39%
    Paragould 30 Year VA Refi 2025-04-10 6.19%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Paragould, AR.

    Paragould Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paragould, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    MORTGAGE INVESTORS GROUP, INC. 27 6.78% $4,290
    First National Bank 18 8.73% $1,655
    Simmons Bank 11 7.17% $3,392
    QUICKEN LOANS, LLC 11 6.69% $6,377
    DAS Acquisition Company, LLC 10 6.85% $3,151
    Centennial Bank 10 6.86% $2,940
    Southern Bank 7 7.29% $2,057
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 6.87% $4,199
    BancorpSouth 5 7.28% $2,805
    Farm Credit Mid-America, ACA 4 6.97% $6,379
    Arvest Bank 3 7.08% $3,606
    Nations Lending Corporation 3 7.08% $2,931
    First Community Bank 3 6.25% $5,459
    UNITED WHOLESALE MORTGAGE, LLC 3 6.58% $5,598
    ENCORE BANK 2 6.56% $3,296
    Mr. Cooper ( Nationstar Mortgage ) 2 7.13% $4,736
    NAVY FEDERAL CREDIT UNION 2 6.06% $1,534
    NEWREZ LLC 2 7.81% $4,185
    First Financial Bank 2 6.50% $5,710
    Regions Bank 2 7.13% $2,461
    First Horizon Bank 2 6.75% $2,524
    Evolve Bank & Trust 2 6.81% $3,750
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $5,048
    AMERICAN FINANCING CORPORATION 1 7.63% $9,010
    ARKANSAS Federal Credit Union 1 6.88% $4,044
    BROKER SOLUTIONS, INC. 1 6.63% $6,608
    COMMUNITY MORTGAGE CORPORATION 1 6.49% $5,044
    FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $2,437
    Flagstar Bank, FSB 1 6.13% $6,665
    GUILD MORTGAGE COMPANY 1 7.63% $4,775
    JPMorgan Chase Bank 1 6.49% $0
    LOANDEPOT.COM, LLC 1 6.99% $8,424
    Midwest Mortgage Associates Corporation 1 5.99% $3,578
    Mortgage Research Center, LLC 1 6.99% $0
    PENNYMAC LOAN SERVICES, LLC 1 6.50% $5,603
    PHH Mortgage Corporation 1 7.38% $5,005
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.25% $7,438
    T2 FINANCIAL LLC 1 6.63% $4,274
    Trustmark National Bank 1 6.88% $3,890
    21ST MORTGAGE CORPORATION 1 8.53% $5,730

    Paragould Average Closing Costs & Other Stats

    Paragould, AR's 40 lenders originated 901 loans during 2024. The total origination value was $138,395,000, with an average loan value of $153,602.

    Paragould's average closing costs are $4,449.

    The top Paragould lender as defined by loan originations is MORTGAGE INVESTORS GROUP, INC., with 27 loans originated. Their average total fees are $4,290, which is $2,634 higher than the next largest lender, First National Bank.

    The lowest fee Paragould lenders (with over 10 loans originated) are First National Bank ($1,655), Centennial Bank ($2,940), DAS Acquisition Company, LLC ($3,151), Simmons Bank ($3,392) and MORTGAGE INVESTORS GROUP, INC. ($4,290).

    The lowest rate Paragould lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.69%), MORTGAGE INVESTORS GROUP, INC. (6.78%), DAS Acquisition Company, LLC (6.85%), Centennial Bank (6.86%) and Simmons Bank (7.17%).

    Paragould, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First National Bank $10,270,000 $11,600,000 13.0% 8.4%
    MORTGAGE INVESTORS GROUP, INC. $7,945,000 $11,235,000 41.4% 8.1%
    QUICKEN LOANS, LLC $6,870,000 $8,815,000 28.3% 6.4%
    Focus Bank $12,305,000 $8,210,000 -33.3% 5.9%
    DAS Acquisition Company, LLC $9,940,000 $7,420,000 -25.4% 5.4%
    Simmons Bank $6,705,000 $6,575,000 -1.9% 4.8%
    Mortgage Research Center, LLC $3,735,000 $5,335,000 42.8% 3.9%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $4,285,000 $5,270,000 23.0% 3.8%
    Southern Bank $3,435,000 $4,855,000 41.3% 3.5%
    Unico Bank $5,660,000 $4,790,000 -15.4% 3.5%
    BancorpSouth $2,545,000 $4,405,000 73.1% 3.2%
    Arvest Bank $7,425,000 $4,225,000 -43.1% 3.1%
    BROKER SOLUTIONS, INC. $2,360,000 $3,655,000 54.9% 2.6%
    Centennial Bank $3,105,000 $3,250,000 4.7% 2.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,990,000 n/a 2.2%
    First Community Bank $2,075,000 $2,800,000 34.9% 2.0%
    FREEDOM MORTGAGE CORPORATION $440,000 $2,360,000 436.4% 1.7%
    Midwest Mortgage Associates Corporation $2,705,000 $2,240,000 -17.2% 1.6%
    PENNYMAC LOAN SERVICES, LLC $510,000 $1,955,000 283.3% 1.4%
    Evolve Bank & Trust $1,395,000 $1,735,000 24.4% 1.3%
    First Financial Bank $5,665,000 $1,730,000 -69.5% 1.3%
    Farm Credit Mid-America, ACA $1,615,000 $1,685,000 4.3% 1.2%
    Nations Lending Corporation $1,550,000 $1,525,000 -1.6% 1.1%
    Regions Bank $1,240,000 $1,435,000 15.7% 1.0%
    LOANDEPOT.COM, LLC $715,000 $1,375,000 92.3% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $700,000 $1,265,000 80.7% 0.9%
    MID AMERICA MORTGAGE, INC. $255,000 $1,005,000 294.1% 0.7%
    T2 FINANCIAL LLC $980,000 n/a 0.7%
    First Horizon Bank $695,000 $965,000 38.8% 0.7%
    The Farmers & Merchants Bank $690,000 $920,000 33.3% 0.7%
    Equity Prime Mortgage LLC $905,000 n/a 0.7%
    NAVY FEDERAL CREDIT UNION $225,000 $805,000 257.8% 0.6%
    Flagstar Bank, FSB $305,000 $800,000 162.3% 0.6%
    Cornerstone First Mortgage, Inc $460,000 $770,000 67.4% 0.6%
    CARDINAL FINANCIAL $765,000 n/a 0.6%
    FirstTrust Home Loans, Inc. $2,010,000 $705,000 -64.9% 0.5%
    ARKANSAS Federal Credit Union $180,000 $695,000 286.1% 0.5%
    LENDINGHOME FUNDING CORPORATION $125,000 $680,000 444.0% 0.5%
    GUILD MORTGAGE COMPANY $220,000 $670,000 204.5% 0.5%
    ENCORE BANK $2,065,000 $645,000 -68.8% 0.5%
    EVERETT FINANCIAL, INC. $4,360,000 $565,000 -87.0% 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $540,000 n/a 0.4%
    21ST MORTGAGE CORPORATION $755,000 $535,000 -29.1% 0.4%
    NEW DAY FINANCIAL, LLC $315,000 $535,000 69.8% 0.4%
    SENTE MORTGAGE, INC. $465,000 $535,000 15.1% 0.4%
    NEWREZ LLC $75,000 $495,000 560.0% 0.4%
    Century Mortgage Company DBA Century Lending Company $350,000 $470,000 34.3% 0.3%
    SUCCESS Federal Credit Union $1,110,000 $460,000 -58.6% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $620,000 $445,000 -28.2% 0.3%
    Carrington Mortgage Services, LLC $480,000 $430,000 -10.4% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $545,000 $415,000 -23.9% 0.3%
    MOVEMENT MORTGAGE, LLC $410,000 n/a 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $195,000 $365,000 87.2% 0.3%
    AMERICAN FINANCING CORPORATION $335,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $330,000 n/a 0.2%
    SWBC MORTGAGE CORPORATION $295,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $370,000 $285,000 -23.0% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $420,000 $270,000 -35.7% 0.2%
    CLEARPATH LENDING $265,000 n/a 0.2%
    JPMorgan Chase Bank $385,000 $260,000 -32.5% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $245,000 n/a 0.2%
    Sierra Pacific Mortgage Company, Inc. $1,465,000 $240,000 -83.6% 0.2%
    STOCKTON MORTGAGE CORPORATION $775,000 $230,000 -70.3% 0.2%
    Trustmark National Bank $215,000 n/a 0.2%
    Figure Lending LLC $210,000 $210,000 0.0% 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $205,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $215,000 $205,000 -4.7% 0.1%
    PLANET HOME LENDING, LLC $205,000 n/a 0.1%
    EMM LOANS LLC $195,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $195,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $435,000 $190,000 -56.3% 0.1%
    First Security Bank $170,000 $185,000 8.8% 0.1%
    COMMUNITY MORTGAGE CORPORATION $175,000 n/a 0.1%
    The Federal Savings Bank $175,000 n/a 0.1%
    Cross County Bank $880,000 $165,000 -81.3% 0.1%
    Discover Bank $135,000 $155,000 14.8% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 $155,000 0.0% 0.1%
    PENTAGON FEDERAL CREDIT UNION $155,000 n/a 0.1%
    Resource Bank $155,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $155,000 $150,000 -3.2% 0.1%
    TELCOE FEDERAL CREDIT UNION $145,000 n/a 0.1%
    CIS Financial Services, Inc. $125,000 $135,000 8.0% 0.1%
    ENDEAVOR CAPITAL, LLC. $195,000 $135,000 -30.8% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $65,000 $125,000 92.3% 0.1%
    USAA Federal Savings Bank $125,000 n/a 0.1%
    Citibank $115,000 n/a 0.1%
    SPRING EQ, LLC $25,000 $110,000 340.0% 0.1%
    PHH Mortgage Corporation $105,000 n/a 0.1%
    United Southern Bank $105,000 n/a 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $105,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $165,000 $95,000 -42.4% 0.1%
    Old Second National Bank $85,000 n/a 0.1%
    Peoples Bank $710,000 $85,000 -88.0% 0.1%
    PNC Bank $45,000 $75,000 66.7% 0.1%
    BOKF $55,000 n/a 0.0%
    The First National Bank of Lawrence County at Walnut Ridge $45,000 n/a 0.0%
    FOUR POINTS $155,000 $35,000 -77.4% 0.0%
    GUARANTEED RATE, INC. $35,000 n/a 0.0%
    Coastal Community Bank $55,000 $30,000 -45.5% 0.0%

    Paragould's top lender by overall market share is First National Bank, with 8.4% market share. In second place, with 8.1%, is MORTGAGE INVESTORS GROUP, INC., having originated $11,235,000 in loans. In third place, with 6.4%, is QUICKEN LOANS, LLC, having originated $8,815,000 in loans. In fourth place, with 5.9%, is Focus Bank, having originated $8,210,000 in loans. In fifth place, with 5.4%, is DAS Acquisition Company, LLC, having originated $7,420,000 in loans.

    Paragould Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Paragould (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $132,150 (-7.3%) $157,146 (-9.1%) 0.00 158
    2018-02-01 $142,950 (4.0%) $157,252 (-8.3%) 0.00 150
    2018-03-01 $154,900 (9.7%) $169,295 (-3.9%) 0.00 141
    2018-04-01 $155,650 (9.4%) $166,798 (-8.7%) 0.00 135
    2018-05-01 $146,800 (1.6%) $162,123 (-11.4%) 0.00 151
    2018-06-01 $143,700 (2.7%) $168,519 (-3.5%) 0.00 162
    2018-07-01 $155,650 (11.3%) $172,074 (-0.6%) 0.00 170
    2018-08-01 $159,450 (17.3%) $186,364 (13.5%) 0.00 150
    2018-09-01 $159,900 (23.6%) $196,079 (28.9%) 0.00 143
    2018-10-01 $161,150 (24.5%) $197,683 (30.0%) 0.00 138
    2018-11-01 $162,975 (26.0%) $188,150 (23.2%) 0.00 142
    2018-12-01 $149,900 (15.8%) $166,003 (7.0%) 0.00 149
    2019-01-01 $151,050 (14.3%) $164,061 (4.4%) 0.00 152
    2019-02-01 $154,400 (8.0%) $166,286 (5.7%) 0.00 157
    2019-03-01 $152,707 (-1.4%) $162,069 (-4.3%) 0.00 152
    2019-04-01 $147,232 (-5.4%) $156,783 (-6.0%) 0.00 144
    2019-05-01 $158,450 (7.9%) $174,931 (7.9%) 0.00 147
    2019-06-01 $162,700 (13.2%) $186,286 (10.5%) 0.00 149
    2019-07-01 $155,200 (-0.3%) $179,841 (4.5%) 0.00 169
    2019-08-01 $151,155 (-5.2%) $175,671 (-5.7%) 0.00 176
    2019-09-01 $147,636 (-7.7%) $171,210 (-12.7%) 0.00 176
    2019-10-01 $147,591 (-8.4%) $169,694 (-14.2%) 0.00 176
    2019-11-01 $157,900 (-3.1%) $181,497 (-3.5%) 0.00 161
    2019-12-01 $155,200 (3.5%) $181,229 (9.2%) 0.00 145
    2020-01-01 $157,725 (4.4%) $182,518 (11.3%) 0.00 134
    2020-02-01 $170,950 (10.7%) $182,553 (9.8%) 0.00 135
    2020-03-01 $175,225 (14.8%) $187,060 (15.4%) 0.00 138
    2020-04-01 $181,150 (23.0%) $193,652 (23.5%) 0.00 127
    2020-05-01 $174,950 (10.4%) $187,656 (7.3%) 0.00 128
    2020-06-01 $154,900 (-4.8%) $177,722 (-4.6%) 0.00 94
    2020-07-01 $164,900 (6.3%) $183,003 (1.8%) 0.00 95
    2020-08-01 $169,900 (12.4%) $195,907 (11.5%) 0.00 76
    2020-09-01 $176,200 (19.4%) $218,137 (27.4%) 0.00 77
    2020-10-01 $140,000 (-5.1%) $183,491 (8.1%) 0.00 95
    2020-11-01 $151,150 (-4.3%) $191,215 (5.4%) 0.00 96
    2020-12-01 $159,900 (3.0%) $194,573 (7.4%) 0.00 95
    2021-01-01 $157,900 (0.1%) $183,784 (0.7%) 0.00 105
    2021-02-01 $129,900 (-24.0%) $171,282 (-6.2%) 0.00 104
    2021-03-01 $109,750 (-37.4%) $180,994 (-3.2%) 0.00 101
    2021-04-01 $128,720 (-28.9%) $188,548 (-2.6%) 0.00 98
    2021-05-01 $121,950 (-30.3%) $178,669 (-4.8%) 0.00 89
    2021-06-01 $133,700 (-13.7%) $178,659 (0.5%) 0.00 95
    2021-07-01 $119,900 (-27.3%) $159,400 (-12.9%) 0.00 100
    2021-08-01 $126,800 (-25.4%) $163,909 (-16.3%) 0.00 100
    2021-09-01 $119,425 (-32.2%) $174,672 (-19.9%) 0.00 99
    2021-10-01 $124,900 (-10.8%) $182,432 (-0.6%) 0.00 94
    2021-11-01 $139,000 (-8.0%) $189,265 (-1.0%) 0.00 80
    2021-12-01 $138,000 (-13.7%) $192,006 (-1.3%) 0.00 83
    2022-01-01 $187,400 (18.7%) $223,359 (21.5%) 0.00 73
    2022-02-01 $204,900 (57.7%) $251,608 (46.9%) 0.00 62
    2022-03-01 $195,000 (77.7%) $229,768 (27.0%) 0.00 63
    2022-04-01 $204,900 (59.2%) $239,596 (27.1%) 0.00 53
    2022-05-01 $199,675 (63.7%) $241,352 (35.1%) 0.00 74
    2022-06-01 $199,900 (49.5%) $212,792 (19.1%) 0.00 82
    2022-07-01 $194,950 (62.6%) $215,330 (35.1%) 0.00 98
    2022-08-01 $192,675 (52.0%) $214,905 (31.1%) 0.00 104
    2022-09-01 $185,975 (55.7%) $214,448 (22.8%) 0.00 105
    2022-10-01 $189,000 (51.3%) $219,618 (20.4%) 0.00 109
    2022-11-01 $199,925 (43.8%) $238,045 (25.8%) 0.00 102
    2022-12-01 $197,000 (42.8%) $235,623 (22.7%) 0.00 95
    2023-01-01 $182,400 (-2.7%) $226,200 (1.3%) 0.00 84
    2023-02-01 $199,575 (-2.6%) $231,234 (-8.1%) 0.00 89
    2023-03-01 $231,200 (18.6%) $247,991 (7.9%) 0.00 90
    2023-04-01 $243,450 (18.8%) $268,445 (12.0%) 0.00 93
    2023-05-01 $243,725 (22.1%) $269,853 (11.8%) 0.00 82
    2023-06-01 $238,475 (19.3%) $259,052 (21.7%) 0.00 96
    2023-07-01 $240,950 (23.6%) $251,434 (16.8%) 0.00 101
    2023-08-01 $245,950 (27.7%) $265,156 (23.4%) 0.00 105
    2023-09-01 $237,900 (27.9%) $250,453 (16.8%) 0.00 99
    2023-10-01 $219,725 (16.3%) $234,696 (6.9%) 0.00 103
    2023-11-01 $209,900 (5.0%) $228,555 (-4.0%) 0.00 112
    2023-12-01 $204,900 (4.0%) $224,433 (-4.8%) 0.00 112
    2024-01-01 $199,250 (9.2%) $220,432 (-2.6%) 0.00 116
    2024-02-01 $199,900 (0.2%) $221,276 (-4.3%) 0.00 112
    2024-03-01 $199,900 (-13.5%) $225,177 (-9.2%) 0.00 115
    2024-04-01 $199,675 (-18.0%) $230,871 (-14.0%) 0.00 114
    2024-05-01 $207,450 (-14.9%) $255,432 (-5.3%) 0.00 132
    2024-06-01 $209,700 (-12.1%) $275,903 (6.5%) 0.00 149
    2024-07-01 $205,000 (-14.9%) $273,025 (8.6%) 0.00 156
    2024-08-01 $232,450 (-5.5%) $273,842 (3.3%) 0.00 175
    2024-09-01 $227,425 (-4.4%) $266,840 (6.5%) 0.00 168
    2024-10-01 $239,900 (9.2%) $264,205 (12.6%) 0.00 169
    2024-11-01 $239,900 (14.3%) $255,090 (11.6%) 0.00 170
    2024-12-01 $239,900 (17.1%) $254,925 (13.6%) 0.00 158
    2025-01-01 $239,450 (20.2%) $265,829 (20.6%) 0.00 148
    2025-02-01 $237,475 (18.8%) $257,677 (16.5%) 0.00 142
    2025-03-01 $227,400 (13.8%) $232,649 (3.3%) 0.00 149
    Paragould's median listing price for 2025-03-01 was $227,400, a difference of $27,500 (13.8%) versus the prior year and $-10,075 versus the prior month.

    Paragould's median listing price comes in at 0% of the national average.

    Paragould's average listing price for 2025-03-01 was $232,649, a difference of $7,472 (3.3%) versus the prior year and $-25,028 versus the prior month.

    For the 2025-03-01 period, Paragould had 149 MLS listings, a difference of 7 listings (5%) versus the prior month and 34 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Paragould (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,542 sqft
    2018-02-01 0 days 1,539 sqft
    2018-03-01 0 days 1,550 sqft
    2018-04-01 0 days 1,639 sqft
    2018-05-01 0 days 1,642 sqft
    2018-06-01 0 days 1,587 sqft
    2018-07-01 0 days 1,667 sqft
    2018-08-01 0 days 1,714 sqft
    2018-09-01 0 days 1,854 sqft
    2018-10-01 0 days 1,857 sqft
    2018-11-01 0 days 1,876 sqft
    2018-12-01 0 days 1,675 sqft
    2019-01-01 0 days 1,665 sqft
    2019-02-01 0 days 1,600 sqft
    2019-03-01 0 days 1,576 sqft
    2019-04-01 0 days 1,550 sqft
    2019-05-01 0 days 1,665 sqft
    2019-06-01 0 days 1,732 sqft
    2019-07-01 0 days 1,675 sqft
    2019-08-01 0 days 1,674 sqft
    2019-09-01 0 days 1,659 sqft
    2019-10-01 0 days 1,664 sqft
    2019-11-01 0 days 1,775 sqft
    2019-12-01 0 days 1,906 sqft
    2020-01-01 0 days 1,855 sqft
    2020-02-01 0 days 1,800 sqft
    2020-03-01 0 days 1,800 sqft
    2020-04-01 0 days 1,839 sqft
    2020-05-01 0 days 1,760 sqft
    2020-06-01 0 days 1,647 sqft
    2020-07-01 0 days 1,700 sqft
    2020-08-01 0 days 1,708 sqft
    2020-09-01 0 days 1,693 sqft
    2020-10-01 0 days 1,590 sqft
    2020-11-01 0 days 1,593 sqft
    2020-12-01 0 days 1,585 sqft
    2021-01-01 0 days 1,584 sqft
    2021-02-01 0 days 1,462 sqft
    2021-03-01 0 days 1,450 sqft
    2021-04-01 0 days 1,472 sqft
    2021-05-01 0 days 1,400 sqft
    2021-06-01 0 days 1,400 sqft
    2021-07-01 0 days 1,383 sqft
    2021-08-01 0 days 1,381 sqft
    2021-09-01 0 days 1,357 sqft
    2021-10-01 0 days 1,303 sqft
    2021-11-01 0 days 1,383 sqft
    2021-12-01 0 days 1,458 sqft
    2022-01-01 0 days 1,695 sqft
    2022-02-01 0 days 1,760 sqft
    2022-03-01 0 days 1,710 sqft
    2022-04-01 0 days 1,708 sqft
    2022-05-01 0 days 1,702 sqft
    2022-06-01 0 days 1,670 sqft
    2022-07-01 0 days 1,687 sqft
    2022-08-01 0 days 1,656 sqft
    2022-09-01 0 days 1,654 sqft
    2022-10-01 0 days 1,634 sqft
    2022-11-01 0 days 1,689 sqft
    2022-12-01 0 days 1,703 sqft
    2023-01-01 0 days 1,673 sqft
    2023-02-01 0 days 1,774 sqft
    2023-03-01 0 days 1,846 sqft
    2023-04-01 0 days 1,931 sqft
    2023-05-01 0 days 1,841 sqft
    2023-06-01 0 days 1,869 sqft
    2023-07-01 0 days 1,808 sqft
    2023-08-01 0 days 1,861 sqft
    2023-09-01 0 days 1,789 sqft
    2023-10-01 0 days 1,739 sqft
    2023-11-01 0 days 1,680 sqft
    2023-12-01 0 days 1,680 sqft
    2024-01-01 0 days 1,651 sqft
    2024-02-01 0 days 1,660 sqft
    2024-03-01 0 days 1,728 sqft
    2024-04-01 0 days 1,663 sqft
    2024-05-01 0 days 1,636 sqft
    2024-06-01 0 days 1,650 sqft
    2024-07-01 0 days 1,651 sqft
    2024-08-01 0 days 1,713 sqft
    2024-09-01 0 days 1,736 sqft
    2024-10-01 0 days 1,788 sqft
    2024-11-01 0 days 1,751 sqft
    2024-12-01 0 days 1,744 sqft
    2025-01-01 0 days 1,719 sqft
    2025-02-01 0 days 1,717 sqft
    2025-03-01 0 days 1,703 sqft
    Paragould's median listing age (time on market) for 2025-03-01 was 0 days.

    Paragould's median square footage for active listings during the 2025-03-01 period was 1,703 sqft. One year prior, the average listing was 1,728 sqft.

    Paragould, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 542 $96,020,000 $177,159
    Refi 129 $20,485,000 $158,798
    Cash Out Refi 96 $13,350,000 $139,063
    Other 75 $5,565,000 $74,200
    Home Improvement 59 $2,975,000 $50,424

    Paragould's most frequently cited loan purpose was Home Purchase, with 542 originations. The 2nd most popular reason was Refi, with 129 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 319 $57,705,000 $180,893
    Over 8% 227 $24,455,000 $107,731
    7-8% 149 $25,175,000 $168,960
    5-6% 93 $16,505,000 $177,473
    4-5% 3 $405,000 $135,000
    <2.5% 2 $240,000 $120,000
    3-4% 1 $225,000 $225,000

    During 2024, Paragould's most frequently originated rate bucket was 6-7%, with 319 originations.

    Loan Sizing (Paragould, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 369 $54,235,000 $146,978
    $100,000 or less 300 $15,700,000 $52,333
    $200k-400k 208 $53,980,000 $259,519
    $400k-600k 15 $7,275,000 $485,000
    $600k-1000k 8 $5,900,000 $737,500
    $Over $1MM 1 $1,305,000 $1,305,000

    Paragould's loan sizing saw the bucket of loans from $100k-200k with 369 originations, totaling $54,235,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 377 $72,985,000 $193,594
    60-80% 162 $28,230,000 $174,259
    Under 20% 93 $2,865,000 $30,806
    20-40% 79 $6,245,000 $79,051
    40-60% 50 $7,920,000 $158,400
    Over 100% 15 $3,025,000 $201,667

    Paragould's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 377 originations, totaling $72,985,000 in origination value.