Paragould Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Paragould averaged 6.6% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6% and one month ago for the week of 2024-09-05, the average rate was 6.63%.

Paragould's average rate one year ago was 7.47%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Paragould 30 Year Fixed Rate 2024-10-10 6.6%
Paragould 30 Year Fixed Rate Refi 2024-10-10 6.42%
Paragould 15 Year Fixed Rate 2024-10-10 5.61%
Paragould 15 Year Fixed Rate Refi 2024-10-10 5.81%
Paragould 30 Year FHA 2024-10-10 6.2%
Paragould 30 Year FHA Refi 2024-10-10 6.1%
Paragould 30 Year USDA 2024-10-10 6.24%
Paragould 30 Year USDA Refi 2024-10-10 6.08%
Paragould 30 Year VA 2024-10-10 5.95%
Paragould 30 Year VA Refi 2024-10-10 6.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Paragould, AR.

Paragould Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paragould, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
MORTGAGE INVESTORS GROUP, INC. 21 5.75% $4,294
QUICKEN LOANS, LLC 17 6.63% $5,467
Centennial Bank 13 6.63% $2,980
DAS Acquisition Company, LLC 12 7.27% $4,618
Simmons Bank 12 6.47% $3,400
First National Bank 10 8.65% $1,227
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 7 6.38% $4,596
Citizens Bank 6 6.90% $3,799
Southern Bank 6 7.52% $1,804
FirstTrust Home Loans, Inc. 6 6.94% $4,538
Arvest Bank 5 6.78% $4,421
First Financial Bank 4 6.22% $5,962
First Community Bank 4 7.51% $4,185
Farm Credit Mid-America, ACA 4 6.78% $6,101
BancorpSouth 3 6.21% $4,168
BROKER SOLUTIONS, INC. 3 6.75% $6,520
Wells Fargo Bank 3 6.88% $3,432
Evolve Bank & Trust 3 7.08% $3,112
Sierra Pacific Mortgage Company, Inc. 3 7.17% $5,378
First Horizon Bank 2 6.19% $4,280
STOCKTON MORTGAGE CORPORATION 2 7.06% $3,728
Regions Bank 2 6.69% $2,303
Nations Lending Corporation 2 6.50% $2,946
Midwest Mortgage Associates Corporation 2 7.00% $4,744
ZILLOW HOME LOANS, LLC 1 6.50% $3,067
Ally Bank 1 6.63% $5,687
AMERISAVE MORTGAGE CORPORATION 1 6.88% $5,256
ARC HOME LLC 1 8.88% $7,928
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 6.13% $3,454
CALIBER HOME LOANS, INC. 1 6.00% $3,420
Deere Employees Credit Union 1 5.75% $2,734
EVERETT FINANCIAL, INC. 1 7.25% $4,510
First Security Bank 1 5.88% $4,415
FLAT BRANCH MORTGAGE, INC. 1 7.25% $5,157
GUILD MORTGAGE COMPANY 1 6.88% $3,872
JPMorgan Chase Bank 1 6.99% $0
Mortgage Research Center, LLC 1 6.63% $0
NEWREZ LLC 1 6.25% $3,296
PENNYMAC LOAN SERVICES, LLC 1 5.63% $5,179
Plains Commerce Bank 1 5.75% $16,979
SENTE MORTGAGE, INC. 1 7.88% $6,728
Stifel Bank and Trust 1 5.38% $2,255
The Central Trust Bank 1 6.38% $2,615
The Farmers & Merchants Bank 1 7.38% $3,263
Truist 1 7.25% $3,096
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.13% $3,549
ACADEMY MORTGAGE CORPORATION 1 7.00% $3,970

Paragould Average Closing Costs & Other Stats

Paragould, AR's 47 lenders originated 883 loans during 2023. The total origination value was $139,775,000, with an average loan value of $158,296.

Paragould's average closing costs are $4,269.

The top Paragould lender as defined by loan originations is MORTGAGE INVESTORS GROUP, INC., with 21 loans originated. Their average total fees are $4,294, which is $1,173 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Paragould lenders (with over 10 loans originated) are First National Bank ($1,227), Centennial Bank ($2,980), Simmons Bank ($3,400), MORTGAGE INVESTORS GROUP, INC. ($4,294) and DAS Acquisition Company, LLC ($4,618).

The lowest rate Paragould lenders (with over 10 loans originated) are MORTGAGE INVESTORS GROUP, INC. (5.75%), Simmons Bank (6.47%), Centennial Bank (6.63%), QUICKEN LOANS, LLC (6.63%) and DAS Acquisition Company, LLC (7.27%).

Paragould, AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Focus Bank $12,850,000 $12,305,000 -4.2% 8.8%
First National Bank $25,685,000 $10,270,000 -60.0% 7.3%
DAS Acquisition Company, LLC $20,805,000 $9,940,000 -52.2% 7.1%
MORTGAGE INVESTORS GROUP, INC. $7,190,000 $7,945,000 10.5% 5.7%
Arvest Bank $6,565,000 $7,425,000 13.1% 5.3%
QUICKEN LOANS, LLC $12,730,000 $6,870,000 -46.0% 4.9%
Simmons Bank $14,775,000 $6,705,000 -54.6% 4.8%
First Financial Bank $3,335,000 $5,665,000 69.9% 4.1%
Unico Bank $6,920,000 $5,660,000 -18.2% 4.0%
EVERETT FINANCIAL, INC. $4,000,000 $4,360,000 9.0% 3.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $5,555,000 $4,285,000 -22.9% 3.1%
Mortgage Research Center, LLC $2,195,000 $3,735,000 70.2% 2.7%
Southern Bank $4,370,000 $3,435,000 -21.4% 2.5%
Centennial Bank $4,495,000 $3,105,000 -30.9% 2.2%
Midwest Mortgage Associates Corporation $2,705,000 n/a 1.9%
BancorpSouth $4,355,000 $2,545,000 -41.6% 1.8%
BROKER SOLUTIONS, INC. $1,810,000 $2,360,000 30.4% 1.7%
First Community Bank $3,295,000 $2,075,000 -37.0% 1.5%
ENCORE BANK $2,285,000 $2,065,000 -9.6% 1.5%
FirstTrust Home Loans, Inc. $875,000 $2,010,000 129.7% 1.4%
Farm Credit Mid-America, ACA $1,615,000 n/a 1.2%
Nations Lending Corporation $185,000 $1,550,000 737.8% 1.1%
Sierra Pacific Mortgage Company, Inc. $400,000 $1,465,000 266.3% 1.0%
Evolve Bank & Trust $1,425,000 $1,395,000 -2.1% 1.0%
Citizens Bank $4,305,000 $1,295,000 -69.9% 0.9%
Regions Bank $860,000 $1,240,000 44.2% 0.9%
SUCCESS Federal Credit Union $1,230,000 $1,110,000 -9.8% 0.8%
Cross County Bank $880,000 n/a 0.6%
WILLOW BEND MORTGAGE COMPANY, LLC $1,585,000 $835,000 -47.3% 0.6%
Bank of England $535,000 $830,000 55.1% 0.6%
Wells Fargo Bank $610,000 $805,000 32.0% 0.6%
STOCKTON MORTGAGE CORPORATION $400,000 $775,000 93.8% 0.6%
21ST MORTGAGE CORPORATION $770,000 $755,000 -1.9% 0.5%
ACADEMY MORTGAGE CORPORATION $1,235,000 $735,000 -40.5% 0.5%
LOANDEPOT.COM, LLC $1,800,000 $715,000 -60.3% 0.5%
Peoples Bank $710,000 n/a 0.5%
UNITED WHOLESALE MORTGAGE, LLC $1,820,000 $700,000 -61.5% 0.5%
First Horizon Bank $1,345,000 $695,000 -48.3% 0.5%
The Farmers & Merchants Bank $715,000 $690,000 -3.5% 0.5%
AMERICAN FINANCIAL RESOURCES, INC. $620,000 n/a 0.4%
CALIBER HOME LOANS, INC. $1,210,000 $615,000 -49.2% 0.4%
SOUTHWEST STAGE FUNDING, LLC $610,000 n/a 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $790,000 $545,000 -31.0% 0.4%
PENNYMAC LOAN SERVICES, LLC $910,000 $510,000 -44.0% 0.4%
Carrington Mortgage Services, LLC $490,000 $480,000 -2.0% 0.3%
SENTE MORTGAGE, INC. $465,000 n/a 0.3%
Cornerstone First Mortgage, Inc $460,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $1,050,000 $440,000 -58.1% 0.3%
AMERISAVE MORTGAGE CORPORATION $2,640,000 $435,000 -83.5% 0.3%
Eagle Bank and Trust Company $1,500,000 $430,000 -71.3% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $705,000 $420,000 -40.4% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $395,000 n/a 0.3%
JPMorgan Chase Bank $270,000 $385,000 42.6% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $370,000 n/a 0.3%
Flanagan State Bank $115,000 $360,000 213.0% 0.3%
Century Mortgage Company DBA Century Lending Company $350,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $845,000 $315,000 -62.7% 0.2%
Plains Commerce Bank $315,000 n/a 0.2%
Flagstar Bank, FSB $440,000 $305,000 -30.7% 0.2%
GMFS LLC $305,000 n/a 0.2%
Signature Bank of Arkansas $75,000 $305,000 306.7% 0.2%
ARC HOME LLC $285,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $255,000 n/a 0.2%
Deere Employees Credit Union $610,000 $250,000 -59.0% 0.2%
NAVY FEDERAL CREDIT UNION $1,285,000 $225,000 -82.5% 0.2%
GUILD MORTGAGE COMPANY $570,000 $220,000 -61.4% 0.2%
Paramount Residential Mortgage Group, Inc. $215,000 n/a 0.2%
Figure Lending LLC $105,000 $210,000 100.0% 0.2%
TRIAD FINANCIAL SERVICES, INC. $210,000 n/a 0.2%
LIBERTY HOME MORTGAGE CORPORATION $205,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $195,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $195,000 n/a 0.1%
Magnolia Bank $195,000 n/a 0.1%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $185,000 n/a 0.1%
COMMUNITYAMERICA $185,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $770,000 $185,000 -76.0% 0.1%
ARKANSAS Federal Credit Union $300,000 $180,000 -40.0% 0.1%
First Security Bank $250,000 $170,000 -32.0% 0.1%
ZILLOW HOME LOANS, LLC $165,000 n/a 0.1%
FOUR POINTS $305,000 $155,000 -49.2% 0.1%
LAKEVIEW LOAN SERVICING, LLC $410,000 $155,000 -62.2% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 $155,000 -6.1% 0.1%
RUOFF MORTGAGE COMPANY, INC. $125,000 $155,000 24.0% 0.1%
Ally Bank $145,000 n/a 0.1%
Truist $55,000 $145,000 163.6% 0.1%
Discover Bank $285,000 $135,000 -52.6% 0.1%
FLAT BRANCH MORTGAGE, INC. $135,000 n/a 0.1%
CIS Financial Services, Inc. $125,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $125,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $125,000 n/a 0.1%
The Central Trust Bank $800,000 $120,000 -85.0% 0.1%
ATLANTA POSTAL $105,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $105,000 n/a 0.1%
Stifel Bank and Trust $105,000 n/a 0.1%
NEWREZ LLC $75,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $65,000 n/a 0.0%
Coastal Community Bank $55,000 n/a 0.0%
PNC Bank $45,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $25,000 n/a 0.0%
SPRING EQ, LLC $25,000 n/a 0.0%

Paragould's top lender by overall market share is Focus Bank, with 8.8% market share. In second place, with 7.3%, is First National Bank, having originated $10,270,000 in loans. In third place, with 7.1%, is DAS Acquisition Company, LLC, having originated $9,940,000 in loans. In fourth place, with 5.7%, is MORTGAGE INVESTORS GROUP, INC., having originated $7,945,000 in loans. In fifth place, with 5.3%, is Arvest Bank, having originated $7,425,000 in loans.


Paragould Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Paragould (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $132,150 (-7.3%) $157,146 (-9.1%) 0.00 158
2018-02-01 $142,950 (4.0%) $157,252 (-8.3%) 0.00 150
2018-03-01 $154,900 (9.7%) $169,295 (-3.9%) 0.00 141
2018-04-01 $155,650 (9.4%) $166,798 (-8.7%) 0.00 135
2018-05-01 $146,200 (1.2%) $162,123 (-11.4%) 0.00 150
2018-06-01 $143,700 (2.7%) $168,519 (-3.5%) 0.00 162
2018-07-01 $155,650 (11.3%) $172,074 (-0.6%) 0.00 170
2018-08-01 $159,450 (17.3%) $186,364 (13.5%) 0.00 150
2018-09-01 $159,900 (23.6%) $196,079 (28.9%) 0.00 143
2018-10-01 $161,150 (24.5%) $197,683 (30.0%) 0.00 138
2018-11-01 $162,975 (26.0%) $188,150 (23.2%) 0.00 142
2018-12-01 $149,900 (15.8%) $166,003 (7.0%) 0.00 149
2019-01-01 $151,050 (14.3%) $164,061 (4.4%) 0.00 152
2019-02-01 $154,400 (8.0%) $166,286 (5.7%) 0.00 157
2019-03-01 $152,707 (-1.4%) $162,069 (-4.3%) 0.00 152
2019-04-01 $147,232 (-5.4%) $156,783 (-6.0%) 0.00 144
2019-05-01 $158,450 (8.4%) $174,931 (7.9%) 0.00 147
2019-06-01 $162,700 (13.2%) $186,286 (10.5%) 0.00 149
2019-07-01 $155,200 (-0.3%) $179,841 (4.5%) 0.00 169
2019-08-01 $151,155 (-5.2%) $175,671 (-5.7%) 0.00 176
2019-09-01 $147,636 (-7.7%) $171,210 (-12.7%) 0.00 176
2019-10-01 $147,591 (-8.4%) $169,694 (-14.2%) 0.00 176
2019-11-01 $157,900 (-3.1%) $181,497 (-3.5%) 0.00 161
2019-12-01 $155,200 (3.5%) $181,229 (9.2%) 0.00 145
2020-01-01 $157,725 (4.4%) $182,518 (11.3%) 0.00 134
2020-02-01 $170,950 (10.7%) $182,553 (9.8%) 0.00 135
2020-03-01 $175,225 (14.8%) $187,060 (15.4%) 0.00 138
2020-04-01 $181,150 (23.0%) $193,652 (23.5%) 0.00 127
2020-05-01 $174,950 (10.4%) $187,656 (7.3%) 0.00 128
2020-06-01 $154,900 (-4.8%) $177,722 (-4.6%) 0.00 94
2020-07-01 $164,900 (6.3%) $183,003 (1.8%) 0.00 95
2020-08-01 $169,900 (12.4%) $195,907 (11.5%) 0.00 76
2020-09-01 $176,200 (19.4%) $218,137 (27.4%) 0.00 77
2020-10-01 $140,000 (-5.1%) $183,491 (8.1%) 0.00 95
2020-11-01 $151,150 (-4.3%) $191,215 (5.4%) 0.00 96
2020-12-01 $159,900 (3.0%) $194,573 (7.4%) 0.00 95
2021-01-01 $157,900 (0.1%) $183,784 (0.7%) 0.00 105
2021-02-01 $129,900 (-24.0%) $171,282 (-6.2%) 0.00 104
2021-03-01 $109,750 (-37.4%) $180,994 (-3.2%) 0.00 101
2021-04-01 $128,720 (-28.9%) $188,548 (-2.6%) 0.00 98
2021-05-01 $121,950 (-30.3%) $178,669 (-4.8%) 0.00 89
2021-06-01 $134,300 (-13.3%) $178,253 (0.3%) 0.00 95
2021-07-01 $120,450 (-27.0%) $159,400 (-12.9%) 0.00 100
2021-08-01 $126,800 (-25.4%) $163,909 (-16.3%) 0.00 100
2021-09-01 $119,425 (-32.2%) $174,672 (-19.9%) 0.00 99
2021-10-01 $124,900 (-10.8%) $182,432 (-0.6%) 0.00 94
2021-11-01 $139,000 (-8.0%) $189,265 (-1.0%) 0.00 80
2021-12-01 $138,000 (-13.7%) $192,006 (-1.3%) 0.00 83
2022-01-01 $187,400 (18.7%) $223,359 (21.5%) 0.00 73
2022-02-01 $204,900 (57.7%) $251,608 (46.9%) 0.00 62
2022-03-01 $195,000 (77.7%) $229,768 (27.0%) 0.00 63
2022-04-01 $204,900 (59.2%) $239,596 (27.1%) 0.00 53
2022-05-01 $199,675 (63.7%) $241,352 (35.1%) 0.00 74
2022-06-01 $199,900 (48.9%) $212,792 (19.4%) 0.00 82
2022-07-01 $194,950 (61.9%) $215,330 (35.1%) 0.00 98
2022-08-01 $192,675 (52.0%) $214,905 (31.1%) 0.00 104
2022-09-01 $185,975 (55.7%) $214,448 (22.8%) 0.00 105
2022-10-01 $189,000 (51.3%) $219,618 (20.4%) 0.00 109
2022-11-01 $199,925 (43.8%) $238,045 (25.8%) 0.00 102
2022-12-01 $197,000 (42.8%) $235,623 (22.7%) 0.00 95
2023-01-01 $182,400 (-2.7%) $226,200 (1.3%) 0.00 84
2023-02-01 $199,575 (-2.6%) $231,234 (-8.1%) 0.00 89
2023-03-01 $231,200 (18.6%) $247,991 (7.9%) 0.00 90
2023-04-01 $243,450 (18.8%) $268,445 (12.0%) 0.00 93
2023-05-01 $243,725 (22.1%) $269,853 (11.8%) 0.00 82
2023-06-01 $238,475 (19.3%) $259,052 (21.7%) 0.00 96
2023-07-01 $240,950 (23.6%) $251,434 (16.8%) 0.00 101
2023-08-01 $245,950 (27.7%) $265,156 (23.4%) 0.00 105
2023-09-01 $237,900 (27.9%) $250,453 (16.8%) 0.00 99
2023-10-01 $219,725 (16.3%) $234,696 (6.9%) 0.00 103
2023-11-01 $209,900 (5.0%) $228,555 (-4.0%) 0.00 112
2023-12-01 $204,900 (4.0%) $224,433 (-4.8%) 0.00 112
2024-01-01 $199,250 (9.2%) $220,432 (-2.6%) 0.00 116
2024-02-01 $199,900 (0.2%) $221,276 (-4.3%) 0.00 112
2024-03-01 $199,900 (-13.5%) $225,177 (-9.2%) 0.00 115
2024-04-01 $199,675 (-18.0%) $230,871 (-14.0%) 0.00 114
2024-05-01 $207,450 (-14.9%) $258,914 (-4.1%) 0.00 132
2024-06-01 $209,500 (-12.2%) $279,540 (7.9%) 0.00 149
2024-07-01 $205,000 (-14.9%) $273,025 (8.6%) 0.00 156
2024-08-01 $232,450 (-5.5%) $273,842 (3.3%) 0.00 175
2024-09-01 $227,425 (-4.4%) $266,840 (6.5%) 0.00 168
Paragould's median listing price for 2024-09-01 was $227,425, a difference of $-10,475 (-4.4%) versus the prior year and $-5,025 versus the prior month.

Paragould's median listing price comes in at 0% of the national average.

Paragould's average listing price for 2024-09-01 was $266,840, a difference of $16,387 (6.5%) versus the prior year and $-7,002 versus the prior month.

For the 2024-09-01 period, Paragould had 168 MLS listings, a difference of -7 listings (-4%) versus the prior month and 69 listings (70%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Paragould (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,542 sqft
2018-02-01 0 days 1,539 sqft
2018-03-01 0 days 1,550 sqft
2018-04-01 0 days 1,639 sqft
2018-05-01 0 days 1,642 sqft
2018-06-01 0 days 1,587 sqft
2018-07-01 0 days 1,667 sqft
2018-08-01 0 days 1,714 sqft
2018-09-01 0 days 1,854 sqft
2018-10-01 0 days 1,857 sqft
2018-11-01 0 days 1,876 sqft
2018-12-01 0 days 1,675 sqft
2019-01-01 0 days 1,665 sqft
2019-02-01 0 days 1,600 sqft
2019-03-01 0 days 1,576 sqft
2019-04-01 0 days 1,550 sqft
2019-05-01 0 days 1,665 sqft
2019-06-01 0 days 1,732 sqft
2019-07-01 0 days 1,675 sqft
2019-08-01 0 days 1,674 sqft
2019-09-01 0 days 1,659 sqft
2019-10-01 0 days 1,664 sqft
2019-11-01 0 days 1,775 sqft
2019-12-01 0 days 1,906 sqft
2020-01-01 0 days 1,855 sqft
2020-02-01 0 days 1,800 sqft
2020-03-01 0 days 1,800 sqft
2020-04-01 0 days 1,839 sqft
2020-05-01 0 days 1,760 sqft
2020-06-01 0 days 1,647 sqft
2020-07-01 0 days 1,700 sqft
2020-08-01 0 days 1,708 sqft
2020-09-01 0 days 1,693 sqft
2020-10-01 0 days 1,590 sqft
2020-11-01 0 days 1,593 sqft
2020-12-01 0 days 1,585 sqft
2021-01-01 0 days 1,584 sqft
2021-02-01 0 days 1,462 sqft
2021-03-01 0 days 1,450 sqft
2021-04-01 0 days 1,472 sqft
2021-05-01 0 days 1,400 sqft
2021-06-01 0 days 1,402 sqft
2021-07-01 0 days 1,383 sqft
2021-08-01 0 days 1,383 sqft
2021-09-01 0 days 1,376 sqft
2021-10-01 0 days 1,303 sqft
2021-11-01 0 days 1,383 sqft
2021-12-01 0 days 1,458 sqft
2022-01-01 0 days 1,695 sqft
2022-02-01 0 days 1,760 sqft
2022-03-01 0 days 1,710 sqft
2022-04-01 0 days 1,708 sqft
2022-05-01 0 days 1,702 sqft
2022-06-01 0 days 1,670 sqft
2022-07-01 0 days 1,687 sqft
2022-08-01 0 days 1,656 sqft
2022-09-01 0 days 1,654 sqft
2022-10-01 0 days 1,634 sqft
2022-11-01 0 days 1,689 sqft
2022-12-01 0 days 1,703 sqft
2023-01-01 0 days 1,673 sqft
2023-02-01 0 days 1,774 sqft
2023-03-01 0 days 1,846 sqft
2023-04-01 0 days 1,931 sqft
2023-05-01 0 days 1,841 sqft
2023-06-01 0 days 1,869 sqft
2023-07-01 0 days 1,808 sqft
2023-08-01 0 days 1,861 sqft
2023-09-01 0 days 1,789 sqft
2023-10-01 0 days 1,739 sqft
2023-11-01 0 days 1,680 sqft
2023-12-01 0 days 1,680 sqft
2024-01-01 0 days 1,651 sqft
2024-02-01 0 days 1,660 sqft
2024-03-01 0 days 1,728 sqft
2024-04-01 0 days 1,663 sqft
2024-05-01 0 days 1,644 sqft
2024-06-01 0 days 1,650 sqft
2024-07-01 0 days 1,651 sqft
2024-08-01 0 days 1,713 sqft
2024-09-01 0 days 1,737 sqft
Paragould's median listing age (time on market) for 2024-09-01 was 0 days.

Paragould's median square footage for active listings during the 2024-09-01 period was 1,737 sqft. One year prior, the average listing was 1,789 sqft.

Paragould, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 616 $109,350,000 $177,516
Refi 86 $13,460,000 $156,512
Cash Out Refi 73 $10,395,000 $142,397
Other 70 $4,110,000 $58,714
Home Improvement 38 $2,460,000 $64,737

Paragould's most frequently cited loan purpose was Home Purchase, with 616 originations. The 2nd most popular reason was Refi, with 86 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 291 $47,955,000 $164,794
7-8% 193 $34,545,000 $178,990
Over 8% 177 $19,695,000 $111,271
5-6% 86 $16,590,000 $192,907
<2.5% 4 $1,210,000 $302,500
4-5% 1 $105,000 $105,000
3-4% 1 $35,000 $35,000
2.5-3% 1 $85,000 $85,000

During 2023, Paragould's most frequently originated rate bucket was 6-7%, with 291 originations.

Loan Sizing (Paragould, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 378 $56,280,000 $148,889
$100,000 or less 290 $15,770,000 $54,379
$200k-400k 187 $49,605,000 $265,267
$400k-600k 21 $9,655,000 $459,762
$600k-1000k 5 $3,835,000 $767,000
$Over $1MM 2 $4,630,000 $2,315,000

Paragould's loan sizing saw the bucket of loans from $100k-200k with 378 originations, totaling $56,280,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 398 $73,860,000 $185,578
60-80% 153 $30,345,000 $198,333
Under 20% 67 $1,795,000 $26,791
40-60% 63 $7,415,000 $117,698
20-40% 58 $3,660,000 $63,103
Over 100% 14 $3,140,000 $224,286

Paragould's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 398 originations, totaling $73,860,000 in origination value.