Blytheville Mortgage Rates
30 Year Fixed Rate mortgages in Blytheville averaged
5.93%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6% and
one month ago for the week of 2022-05-19, the
average rate was 5.37%.
Blytheville's average rate one year ago was 3.16%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.09%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
Blytheville 30 Year Fixed Rate | 2022-06-23 | 5.93% |
Blytheville 30 Year Fixed Rate Refi | 2022-06-23 | 6.09% |
Blytheville 15 Year Fixed Rate | 2022-06-23 | 5.53% |
Blytheville 15 Year Fixed Rate Refi | 2022-06-23 | 5.62% |
Blytheville 30 Year FHA | 2022-06-23 | 0% |
Blytheville 30 Year FHA Refi | 2022-06-23 | 0.17% |
Blytheville 30 Year USDA | 2022-06-23 | 0.1% |
Blytheville 30 Year USDA Refi | 2022-06-23 | -0.57% |
Blytheville 30 Year VA | 2022-06-23 | 0.15% |
Blytheville 30 Year VA Refi | 2022-06-23 | -0.09% |
Blytheville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Blytheville, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Blytheville, AR's 44 lenders originated 605
loans during 2021. The total origination value was $78,995,000, with an average loan value of
$130,570.
The top Blytheville lender as defined by loan originations is QUICKEN LOANS, LLC, with
18 loans originated. Their average total fees are
$4,020, which is $1,191
higher than the next largest lender,
DAS Acquisition Company, LLC.
The lowest fee Blytheville lenders (with over 10 loans originated) are
DAS Acquisition Company, LLC ($2,829), QUICKEN LOANS, LLC ($4,020), .
The lowest rate Blytheville lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (3.02%), DAS Acquisition Company, LLC (3.27%), .
Blytheville, AR Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $9,190,000 | $10,550,000 | 14.8% | 13.4% |
DAS Acquisition Company, LLC | $4,895,000 | $10,170,000 | 107.8% | 12.9% |
Cross County Bank | $5,135,000 | n/a | 6.5% | |
EVERETT FINANCIAL, INC. | $23,670,000 | $5,005,000 | -78.9% | 6.3% |
Southern Bancorp Bank | $3,630,000 | $4,660,000 | 28.4% | 5.9% |
Arvest Bank | $3,940,000 | $3,445,000 | -12.6% | 4.4% |
Mortgage Research Center, LLC | $1,770,000 | $2,565,000 | 44.9% | 3.2% |
FREEDOM MORTGAGE CORPORATION | $1,960,000 | $2,450,000 | 25.0% | 3.1% |
SUCCESS Federal Credit Union | $2,580,000 | $2,360,000 | -8.5% | 3.0% |
First National Bank of Eastern Arkansas | $2,005,000 | n/a | 2.5% | |
Mr. Cooper ( Nationstar Mortgage ) | $590,000 | $1,745,000 | 195.8% | 2.2% |
Eagle Bank and Trust Company | $1,710,000 | $1,570,000 | -8.2% | 2.0% |
Wells Fargo Bank | $1,290,000 | $1,315,000 | 1.9% | 1.7% |
CALIBER HOME LOANS, INC. | $85,000 | $1,305,000 | 1,435.3% | 1.7% |
Regions Bank | $940,000 | $1,250,000 | 33.0% | 1.6% |
PENNYMAC LOAN SERVICES, LLC | $885,000 | $970,000 | 9.6% | 1.2% |
The Bank of Missouri | $530,000 | $960,000 | 81.1% | 1.2% |
Unico Bank | $960,000 | n/a | 1.2% | |
BancorpSouth Bank | $530,000 | $940,000 | 77.4% | 1.2% |
First Community Bank | $255,000 | $910,000 | 256.9% | 1.2% |
ACCELERATE MORTGAGE, LLC | $810,000 | n/a | 1.0% | |
Centennial Bank | $1,305,000 | $805,000 | -38.3% | 1.0% |
Simmons Bank | $1,040,000 | $800,000 | -23.1% | 1.0% |
First Financial Bank | $410,000 | $670,000 | 63.4% | 0.8% |
ACADEMY MORTGAGE CORPORATION | $465,000 | $610,000 | 31.2% | 0.8% |
AMERISAVE MORTGAGE CORPORATION | $475,000 | $575,000 | 21.1% | 0.7% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,300,000 | $575,000 | -55.8% | 0.7% |
Evolve Bank & Trust | $2,430,000 | $510,000 | -79.0% | 0.6% |
U.S. Bank | $185,000 | $480,000 | 159.5% | 0.6% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $175,000 | $475,000 | 171.4% | 0.6% |
LOANDEPOT.COM, LLC | $1,110,000 | $430,000 | -61.3% | 0.5% |
UNITED WHOLESALE MORTGAGE, LLC | $425,000 | n/a | 0.5% | |
Citizens Bank | $420,000 | n/a | 0.5% | |
Southern Bank | $400,000 | n/a | 0.5% | |
FirstTrust Home Loans, Inc. | $200,000 | $390,000 | 95.0% | 0.5% |
First Guaranty Mortgage Corporation | $385,000 | n/a | 0.5% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $570,000 | $370,000 | -35.1% | 0.5% |
JPMorgan Chase Bank | $315,000 | $355,000 | 12.7% | 0.4% |
Ally Bank | $350,000 | n/a | 0.4% | |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $440,000 | $350,000 | -20.5% | 0.4% |
USAA Federal Savings Bank | $670,000 | $350,000 | -47.8% | 0.4% |
COMMUNITY MORTGAGE CORPORATION | $195,000 | $345,000 | 76.9% | 0.4% |
GUILD MORTGAGE COMPANY | $65,000 | $345,000 | 430.8% | 0.4% |
VILLAGE CAPITAL & INVESTMENT LLC | $200,000 | $345,000 | 72.5% | 0.4% |
LAKEVIEW LOAN SERVICING, LLC | $690,000 | $320,000 | -53.6% | 0.4% |
NEW DAY FINANCIAL, LLC | $140,000 | $320,000 | 128.6% | 0.4% |
Focus Bank | $890,000 | $305,000 | -65.7% | 0.4% |
The Farmers & Merchants Bank | $420,000 | $275,000 | -34.5% | 0.3% |
ENCORE BANK | $270,000 | n/a | 0.3% | |
NAVY FEDERAL CREDIT UNION | $175,000 | $270,000 | 54.3% | 0.3% |
Deere Employees Credit Union | $245,000 | n/a | 0.3% | |
Barrington Bank & Trust Company, N.A. | $65,000 | $240,000 | 269.2% | 0.3% |
BETTER MORTGAGE CORPORATION | $235,000 | n/a | 0.3% | |
Carrington Mortgage Services, LLC | $380,000 | $235,000 | -38.2% | 0.3% |
The Home Loan Expert LLC | $235,000 | n/a | 0.3% | |
NEWREZ LLC | $155,000 | $230,000 | 48.4% | 0.3% |
Wyndham Capital Mortgage, Inc. | $225,000 | n/a | 0.3% | |
AMCAP MORTGAGE, LTD. | $215,000 | n/a | 0.3% | |
The Federal Savings Bank | $215,000 | n/a | 0.3% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $205,000 | n/a | 0.3% | |
Mid-Continent Funding, Inc. | $195,000 | n/a | 0.2% | |
WILLOW BEND MORTGAGE COMPANY, LLC | $245,000 | $195,000 | -20.4% | 0.2% |
Wolfe Financial, Inc | $185,000 | n/a | 0.2% | |
ARKANSAS Federal Credit Union | $125,000 | $165,000 | 32.0% | 0.2% |
FIRST COMMUNITY MORTGAGE, INC. | $500,000 | $160,000 | -68.0% | 0.2% |
GMFS LLC | $155,000 | n/a | 0.2% | |
AMERICAN FINANCING CORPORATION | $180,000 | $145,000 | -19.4% | 0.2% |
Gateway First Bank | $135,000 | n/a | 0.2% | |
Renasant Bank | $195,000 | $135,000 | -30.8% | 0.2% |
21ST MORTGAGE CORPORATION | $55,000 | $130,000 | 136.4% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $215,000 | $130,000 | -39.5% | 0.2% |
Bank of England | $125,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $125,000 | n/a | 0.2% | |
HOME POINT FINANCIAL CORPORATION | $125,000 | n/a | 0.2% | |
OCEANSIDE MORTGAGE COMPANY | $125,000 | n/a | 0.2% | |
RELIANCE FIRST CAPITAL, LLC | $125,000 | n/a | 0.2% | |
PLANET HOME LENDING, LLC | $105,000 | $105,000 | 0.0% | 0.1% |
SIRVA MORTGAGE, INC. | $105,000 | n/a | 0.1% | |
Discover Bank | $85,000 | n/a | 0.1% | |
Flanagan State Bank | $85,000 | n/a | 0.1% | |
COUNTRYPLACE MORTGAGE, LTD. | $255,000 | $75,000 | -70.6% | 0.1% |
RUOFF MORTGAGE COMPANY, INC. | $75,000 | n/a | 0.1% | |
MORTGAGE INVESTORS GROUP, INC. | $290,000 | $65,000 | -77.6% | 0.1% |
Truist Bank | $65,000 | n/a | 0.1% | |
The First National Bank of Fort Smith | $55,000 | n/a | 0.1% | |
SOUTHWEST STAGE FUNDING, LLC | $45,000 | n/a | 0.1% |
Blytheville's top lender by overall market share is QUICKEN LOANS, LLC, with 13.4% market share. In second place, with 12.9%, is DAS Acquisition Company, LLC, having originated $10,170,000 in loans. In third place, with 6.5%, is Cross County Bank, having originated $5,135,000 in loans. In third place, with 6.3%, is EVERETT FINANCIAL, INC., having originated $5,005,000 in loans. In third place, with 5.9%, is Southern Bancorp Bank, having originated $4,660,000 in loans.
Blytheville, AR Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 283 | $38,315,000 | $135,389 |
Refi | 221 | $30,015,000 | $135,814 |
Cash Out Refi | 70 | $8,700,000 | $124,286 |
Home Improvement | 23 | $1,235,000 | $53,696 |
Other | 8 | $730,000 | $91,250 |
Blytheville's most frequently cited loan purpose was Home Purchase, with 283 originations. The 2nd most popular reason was Refi, with 221 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 229 | $27,315,000 | $119,279 |
2.5-3% | 189 | $26,075,000 | $137,963 |
<2.5% | 81 | $11,065,000 | $136,605 |
4-5% | 69 | $5,185,000 | $75,145 |
Over 8% | 8 | $440,000 | $55,000 |
5-6% | 4 | $290,000 | $72,500 |
6-7% | 2 | $220,000 | $110,000 |
During 2021, Blytheville's most frequently originated rate bucket was 3-4%, with 229 originations.
Loan Sizing (Blytheville, AR MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 262 | $36,620,000 | $139,771 |
$100,000 or less | 261 | $15,375,000 | $58,908 |
$200k-400k | 76 | $18,650,000 | $245,395 |
$600k-1000k | 3 | $2,375,000 | $791,667 |
$Over $1MM | 3 | $5,975,000 | $1,991,667 |
Blytheville's loan sizing saw the bucket of loans from $100k-200k with 262 originations, totaling $36,620,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 289 | $39,405,000 | $136,349 |
60-80% | 174 | $21,010,000 | $120,747 |
40-60% | 45 | $4,205,000 | $93,444 |
20-40% | 30 | $1,670,000 | $55,667 |
Under 20% | 16 | $160,000 | $10,000 |
Over 100% | 5 | $785,000 | $157,000 |
Blytheville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 289 originations, totaling $39,405,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $89,900 (0.5%) | $120,170 (-0.2%) | 0.00 | 216 |
2018-02-01 | $89,900 (3.4%) | $120,915 (4.3%) | 0.00 | 210 |
2018-03-01 | $89,900 (1.0%) | $121,189 (1.9%) | 0.00 | 221 |
2018-04-01 | $88,394 (-1.7%) | $115,265 (-2.7%) | 0.00 | 217 |
2018-05-01 | $88,394 (-1.2%) | $118,541 (2.2%) | 0.00 | 208 |
2018-06-01 | $89,000 (-1.0%) | $118,982 (2.8%) | 0.00 | 207 |
2018-07-01 | $90,000 (0.1%) | $127,261 (12.3%) | 0.00 | 197 |
2018-08-01 | $100,750 (8.5%) | $128,975 (9.8%) | 0.00 | 195 |
2018-09-01 | $107,900 (20.0%) | $130,794 (10.1%) | 0.00 | 193 |
2018-10-01 | $108,450 (20.6%) | $128,427 (7.0%) | 0.00 | 191 |
2018-11-01 | $110,000 (21.3%) | $127,012 (5.6%) | 0.00 | 207 |
2018-12-01 | $110,000 (22.4%) | $130,842 (8.2%) | 0.00 | 202 |
2019-01-01 | $114,500 (27.4%) | $132,956 (10.6%) | 0.00 | 197 |
2019-02-01 | $99,900 (11.1%) | $125,414 (3.7%) | 0.00 | 199 |
2019-03-01 | $97,757 (8.7%) | $121,098 (-0.1%) | 0.00 | 203 |
2019-04-01 | $95,307 (7.8%) | $119,451 (3.6%) | 0.00 | 214 |
2019-05-01 | $93,250 (5.5%) | $116,304 (-1.9%) | 0.00 | 209 |
2019-06-01 | $98,000 (10.1%) | $118,272 (-0.6%) | 0.00 | 219 |
2019-07-01 | $94,950 (5.5%) | $116,674 (-8.3%) | 0.00 | 224 |
2019-08-01 | $95,643 (-5.1%) | $116,108 (-10.0%) | 0.00 | 215 |
2019-09-01 | $98,200 (-9.0%) | $117,573 (-10.1%) | 0.00 | 213 |
2019-10-01 | $99,900 (-7.9%) | $121,449 (-5.4%) | 0.00 | 219 |
2019-11-01 | $98,000 (-10.9%) | $120,573 (-5.1%) | 0.00 | 213 |
2019-12-01 | $93,950 (-14.6%) | $119,187 (-8.9%) | 0.00 | 204 |
2020-01-01 | $93,950 (-18.0%) | $119,019 (-10.5%) | 0.00 | 207 |
2020-02-01 | $84,900 (-15.0%) | $116,846 (-6.8%) | 0.00 | 197 |
2020-03-01 | $79,900 (-18.3%) | $113,190 (-6.5%) | 0.00 | 187 |
2020-04-01 | $78,000 (-18.2%) | $111,132 (-7.0%) | 0.00 | 176 |
2020-05-01 | $75,000 (-19.6%) | $108,025 (-7.1%) | 0.00 | 162 |
2020-06-01 | $78,700 (-19.7%) | $111,099 (-6.1%) | 0.00 | 160 |
2020-07-01 | $78,700 (-17.1%) | $113,534 (-2.7%) | 0.00 | 142 |
2020-08-01 | $75,000 (-21.6%) | $110,646 (-4.7%) | 0.00 | 134 |
2020-09-01 | $75,000 (-23.6%) | $111,002 (-5.6%) | 0.00 | 127 |
2020-10-01 | $75,000 (-24.9%) | $118,013 (-2.8%) | 0.00 | 120 |
2020-11-01 | $84,000 (-14.3%) | $121,769 (1.0%) | 0.00 | 116 |
2020-12-01 | $84,500 (-10.1%) | $125,126 (5.0%) | 0.00 | 116 |
2021-01-01 | $85,000 (-9.5%) | $129,834 (9.1%) | 0.00 | 120 |
2021-02-01 | $78,500 (-7.5%) | $115,320 (-1.3%) | 0.00 | 94 |
2021-03-01 | $82,500 (3.3%) | $122,518 (8.2%) | 0.00 | 90 |
2021-04-01 | $82,500 (5.8%) | $123,731 (11.3%) | 0.00 | 88 |
2021-05-01 | $79,900 (6.5%) | $122,393 (13.3%) | 0.00 | 81 |
2021-06-01 | $89,450 (13.7%) | $128,513 (15.7%) | 0.00 | 84 |
2021-07-01 | $79,950 (1.6%) | $127,289 (12.1%) | 0.00 | 90 |
2021-08-01 | $79,950 (6.6%) | $127,148 (14.9%) | 0.00 | 102 |
2021-09-01 | $80,000 (6.7%) | $135,306 (21.9%) | 0.00 | 101 |
2021-10-01 | $91,000 (21.3%) | $138,888 (17.7%) | 0.00 | 104 |
2021-11-01 | $96,500 (14.9%) | $147,822 (21.4%) | 0.00 | 106 |
2021-12-01 | $98,450 (16.5%) | $134,140 (7.2%) | 0.00 | 116 |
2022-01-01 | $99,900 (17.5%) | $131,427 (1.2%) | 0.00 | 110 |
2022-02-01 | $106,950 (36.2%) | $139,341 (20.8%) | 0.00 | 103 |
2022-03-01 | $99,900 (21.1%) | $131,682 (7.5%) | 0.00 | 91 |
2022-04-01 | $115,000 (39.4%) | $132,408 (7.0%) | 0.00 | 88 |
2022-05-01 | $115,000 (43.9%) | $154,204 (26.0%) | 0.00 | 77 |
Blytheville's median listing price comes in at 0% of the national average.
Blytheville's average listing price for 2022-05-01 was $154,204, a difference of $31,811 (26.0%) versus the prior year and $21,796 versus the prior month.
For the 2022-05-01 period, Blytheville had 77 MLS listings, a difference of -11 listings (-13%) versus the prior month and -4 listings (-5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,603 sqft |
2018-02-01 | 0 days | 1,510 sqft |
2018-03-01 | 0 days | 1,489 sqft |
2018-04-01 | 0 days | 1,500 sqft |
2018-05-01 | 0 days | 1,500 sqft |
2018-06-01 | 0 days | 1,748 sqft |
2018-07-01 | 0 days | 1,911 sqft |
2018-08-01 | 0 days | 1,884 sqft |
2018-09-01 | 0 days | 1,680 sqft |
2018-10-01 | 0 days | 1,680 sqft |
2018-11-01 | 0 days | 1,738 sqft |
2018-12-01 | 0 days | 1,782 sqft |
2019-01-01 | 0 days | 1,885 sqft |
2019-02-01 | 0 days | 1,807 sqft |
2019-03-01 | 0 days | 1,762 sqft |
2019-04-01 | 0 days | 1,735 sqft |
2019-05-01 | 0 days | 1,732 sqft |
2019-06-01 | 0 days | 1,736 sqft |
2019-07-01 | 0 days | 1,736 sqft |
2019-08-01 | 0 days | 1,733 sqft |
2019-09-01 | 0 days | 1,739 sqft |
2019-10-01 | 0 days | 1,800 sqft |
2019-11-01 | 0 days | 1,776 sqft |
2019-12-01 | 0 days | 1,727 sqft |
2020-01-01 | 0 days | 1,700 sqft |
2020-02-01 | 0 days | 1,692 sqft |
2020-03-01 | 0 days | 1,604 sqft |
2020-04-01 | 0 days | 1,571 sqft |
2020-05-01 | 0 days | 1,513 sqft |
2020-06-01 | 0 days | 1,568 sqft |
2020-07-01 | 0 days | 1,597 sqft |
2020-08-01 | 0 days | 1,568 sqft |
2020-09-01 | 0 days | 1,558 sqft |
2020-10-01 | 0 days | 1,568 sqft |
2020-11-01 | 0 days | 1,560 sqft |
2020-12-01 | 0 days | 1,559 sqft |
2021-01-01 | 0 days | 1,550 sqft |
2021-02-01 | 0 days | 1,523 sqft |
2021-03-01 | 0 days | 1,631 sqft |
2021-04-01 | 0 days | 1,602 sqft |
2021-05-01 | 0 days | 1,550 sqft |
2021-06-01 | 0 days | 1,568 sqft |
2021-07-01 | 0 days | 1,550 sqft |
2021-08-01 | 0 days | 1,549 sqft |
2021-09-01 | 0 days | 1,549 sqft |
2021-10-01 | 0 days | 1,550 sqft |
2021-11-01 | 0 days | 1,589 sqft |
2021-12-01 | 0 days | 1,589 sqft |
2022-01-01 | 0 days | 1,528 sqft |
2022-02-01 | 0 days | 1,564 sqft |
2022-03-01 | 0 days | 1,472 sqft |
2022-04-01 | 0 days | 1,468 sqft |
2022-05-01 | 0 days | 1,472 sqft |
Blytheville's median square footage for active listings during the 2022-05-01 period was 1,472 sqft. One year prior, the average listing was 1,550 sqft.