Blytheville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Blytheville averaged 5.93% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6% and one month ago for the week of 2022-05-19, the average rate was 5.37%.

Blytheville's average rate one year ago was 3.16%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.09%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Blytheville 30 Year Fixed Rate 2022-06-23 5.93%
Blytheville 30 Year Fixed Rate Refi 2022-06-23 6.09%
Blytheville 15 Year Fixed Rate 2022-06-23 5.53%
Blytheville 15 Year Fixed Rate Refi 2022-06-23 5.62%
Blytheville 30 Year FHA 2022-06-23 0%
Blytheville 30 Year FHA Refi 2022-06-23 0.17%
Blytheville 30 Year USDA 2022-06-23 0.1%
Blytheville 30 Year USDA Refi 2022-06-23 -0.57%
Blytheville 30 Year VA 2022-06-23 0.15%
Blytheville 30 Year VA Refi 2022-06-23 -0.09%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Blytheville, AR.

Blytheville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Blytheville, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 18 3.02% $4,020
DAS Acquisition Company, LLC 15 3.27% $2,829
Arvest Bank 6 3.04% $2,763
Regions Bank 6 3.06% $3,385
Wells Fargo Bank 5 3.50% $2,977
EVERETT FINANCIAL, INC. 5 3.42% $1,419
First Community Bank 4 2.91% $3,854
Mr. Cooper ( Nationstar Mortgage ) 3 4.08% $4,228
Eagle Bank and Trust Company 3 3.00% $2,193
LOANDEPOT.COM, LLC 3 3.66% $5,115
SUCCESS Federal Credit Union 3 3.24% $2,553
BancorpSouth Bank 3 3.46% $2,108
Ally Bank 2 3.25% $2,856
ENCORE BANK 2 3.13% $3,045
Simmons Bank 2 2.94% $3,786
Citizens Bank 2 3.50% $3,197
AMERISAVE MORTGAGE CORPORATION 2 3.19% $3,287
Centennial Bank 2 3.38% $2,201
NAVY FEDERAL CREDIT UNION 1 4.25% $1,340
PENNYMAC LOAN SERVICES, LLC 1 4.25% $4,791
RELIANCE FIRST CAPITAL, LLC 1 3.63% $4,331
The Farmers & Merchants Bank 1 2.75% $2,769
Truist Bank 1 2.99% $2,968
UNITED WHOLESALE MORTGAGE, LLC 1 2.75% $5,175
USAA Federal Savings Bank 1 2.75% $5,560
U.S. Bank 1 3.25% $1,598
WILLOW BEND MORTGAGE COMPANY, LLC 1 3.00% $4,261
AMERICAN FINANCING CORPORATION 1 4.00% $275
Bank of England 1 3.25% $3,306
CALIBER HOME LOANS, INC. 1 2.88% $2,560
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.99% $3,931
Carrington Mortgage Services, LLC 1 3.75% $3,235
CHURCHILL MORTGAGE CORPORATION 1 3.50% $3,126
COMMUNITY MORTGAGE CORPORATION 1 2.99% $1,957
Deere Employees Credit Union 1 2.88% $1,871
Discover Bank 1 5.75% $0
Evolve Bank & Trust 1 3.13% $1,609
First Guaranty Mortgage Corporation 1 3.38% $2,583
FirstTrust Home Loans, Inc. 1 3.00% $3,016
GMFS LLC 1 3.25% $4,629
GUILD MORTGAGE COMPANY 1 3.50% $5,512
HOME POINT FINANCIAL CORPORATION 1 3.00% $2,619
JPMorgan Chase Bank 1 3.25% $3,245
MORTGAGE INVESTORS GROUP, INC. 1 3.25% $2,336

Blytheville, AR's 44 lenders originated 605 loans during 2021. The total origination value was $78,995,000, with an average loan value of $130,570.

The top Blytheville lender as defined by loan originations is QUICKEN LOANS, LLC, with 18 loans originated. Their average total fees are $4,020, which is $1,191 higher than the next largest lender, DAS Acquisition Company, LLC.

The lowest fee Blytheville lenders (with over 10 loans originated) are DAS Acquisition Company, LLC ($2,829), QUICKEN LOANS, LLC ($4,020), .

The lowest rate Blytheville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.02%), DAS Acquisition Company, LLC (3.27%), .

Blytheville, AR Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $9,190,000 $10,550,000 14.8% 13.4%
DAS Acquisition Company, LLC $4,895,000 $10,170,000 107.8% 12.9%
Cross County Bank $5,135,000 n/a 6.5%
EVERETT FINANCIAL, INC. $23,670,000 $5,005,000 -78.9% 6.3%
Southern Bancorp Bank $3,630,000 $4,660,000 28.4% 5.9%
Arvest Bank $3,940,000 $3,445,000 -12.6% 4.4%
Mortgage Research Center, LLC $1,770,000 $2,565,000 44.9% 3.2%
FREEDOM MORTGAGE CORPORATION $1,960,000 $2,450,000 25.0% 3.1%
SUCCESS Federal Credit Union $2,580,000 $2,360,000 -8.5% 3.0%
First National Bank of Eastern Arkansas $2,005,000 n/a 2.5%
Mr. Cooper ( Nationstar Mortgage ) $590,000 $1,745,000 195.8% 2.2%
Eagle Bank and Trust Company $1,710,000 $1,570,000 -8.2% 2.0%
Wells Fargo Bank $1,290,000 $1,315,000 1.9% 1.7%
CALIBER HOME LOANS, INC. $85,000 $1,305,000 1,435.3% 1.7%
Regions Bank $940,000 $1,250,000 33.0% 1.6%
PENNYMAC LOAN SERVICES, LLC $885,000 $970,000 9.6% 1.2%
The Bank of Missouri $530,000 $960,000 81.1% 1.2%
Unico Bank $960,000 n/a 1.2%
BancorpSouth Bank $530,000 $940,000 77.4% 1.2%
First Community Bank $255,000 $910,000 256.9% 1.2%
ACCELERATE MORTGAGE, LLC $810,000 n/a 1.0%
Centennial Bank $1,305,000 $805,000 -38.3% 1.0%
Simmons Bank $1,040,000 $800,000 -23.1% 1.0%
First Financial Bank $410,000 $670,000 63.4% 0.8%
ACADEMY MORTGAGE CORPORATION $465,000 $610,000 31.2% 0.8%
AMERISAVE MORTGAGE CORPORATION $475,000 $575,000 21.1% 0.7%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,300,000 $575,000 -55.8% 0.7%
Evolve Bank & Trust $2,430,000 $510,000 -79.0% 0.6%
U.S. Bank $185,000 $480,000 159.5% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $175,000 $475,000 171.4% 0.6%
LOANDEPOT.COM, LLC $1,110,000 $430,000 -61.3% 0.5%
UNITED WHOLESALE MORTGAGE, LLC $425,000 n/a 0.5%
Citizens Bank $420,000 n/a 0.5%
Southern Bank $400,000 n/a 0.5%
FirstTrust Home Loans, Inc. $200,000 $390,000 95.0% 0.5%
First Guaranty Mortgage Corporation $385,000 n/a 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $570,000 $370,000 -35.1% 0.5%
JPMorgan Chase Bank $315,000 $355,000 12.7% 0.4%
Ally Bank $350,000 n/a 0.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $440,000 $350,000 -20.5% 0.4%
USAA Federal Savings Bank $670,000 $350,000 -47.8% 0.4%
COMMUNITY MORTGAGE CORPORATION $195,000 $345,000 76.9% 0.4%
GUILD MORTGAGE COMPANY $65,000 $345,000 430.8% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $200,000 $345,000 72.5% 0.4%
LAKEVIEW LOAN SERVICING, LLC $690,000 $320,000 -53.6% 0.4%
NEW DAY FINANCIAL, LLC $140,000 $320,000 128.6% 0.4%
Focus Bank $890,000 $305,000 -65.7% 0.4%
The Farmers & Merchants Bank $420,000 $275,000 -34.5% 0.3%
ENCORE BANK $270,000 n/a 0.3%
NAVY FEDERAL CREDIT UNION $175,000 $270,000 54.3% 0.3%
Deere Employees Credit Union $245,000 n/a 0.3%
Barrington Bank & Trust Company, N.A. $65,000 $240,000 269.2% 0.3%
BETTER MORTGAGE CORPORATION $235,000 n/a 0.3%
Carrington Mortgage Services, LLC $380,000 $235,000 -38.2% 0.3%
The Home Loan Expert LLC $235,000 n/a 0.3%
NEWREZ LLC $155,000 $230,000 48.4% 0.3%
Wyndham Capital Mortgage, Inc. $225,000 n/a 0.3%
AMCAP MORTGAGE, LTD. $215,000 n/a 0.3%
The Federal Savings Bank $215,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $205,000 n/a 0.3%
Mid-Continent Funding, Inc. $195,000 n/a 0.2%
WILLOW BEND MORTGAGE COMPANY, LLC $245,000 $195,000 -20.4% 0.2%
Wolfe Financial, Inc $185,000 n/a 0.2%
ARKANSAS Federal Credit Union $125,000 $165,000 32.0% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $500,000 $160,000 -68.0% 0.2%
GMFS LLC $155,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $180,000 $145,000 -19.4% 0.2%
Gateway First Bank $135,000 n/a 0.2%
Renasant Bank $195,000 $135,000 -30.8% 0.2%
21ST MORTGAGE CORPORATION $55,000 $130,000 136.4% 0.2%
ROYAL UNITED MORTGAGE LLC $215,000 $130,000 -39.5% 0.2%
Bank of England $125,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $125,000 n/a 0.2%
HOME POINT FINANCIAL CORPORATION $125,000 n/a 0.2%
OCEANSIDE MORTGAGE COMPANY $125,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $125,000 n/a 0.2%
PLANET HOME LENDING, LLC $105,000 $105,000 0.0% 0.1%
SIRVA MORTGAGE, INC. $105,000 n/a 0.1%
Discover Bank $85,000 n/a 0.1%
Flanagan State Bank $85,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $255,000 $75,000 -70.6% 0.1%
RUOFF MORTGAGE COMPANY, INC. $75,000 n/a 0.1%
MORTGAGE INVESTORS GROUP, INC. $290,000 $65,000 -77.6% 0.1%
Truist Bank $65,000 n/a 0.1%
The First National Bank of Fort Smith $55,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $45,000 n/a 0.1%

Blytheville's top lender by overall market share is QUICKEN LOANS, LLC, with 13.4% market share. In second place, with 12.9%, is DAS Acquisition Company, LLC, having originated $10,170,000 in loans. In third place, with 6.5%, is Cross County Bank, having originated $5,135,000 in loans. In third place, with 6.3%, is EVERETT FINANCIAL, INC., having originated $5,005,000 in loans. In third place, with 5.9%, is Southern Bancorp Bank, having originated $4,660,000 in loans.


Blytheville, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 283 $38,315,000 $135,389
Refi 221 $30,015,000 $135,814
Cash Out Refi 70 $8,700,000 $124,286
Home Improvement 23 $1,235,000 $53,696
Other 8 $730,000 $91,250

Blytheville's most frequently cited loan purpose was Home Purchase, with 283 originations. The 2nd most popular reason was Refi, with 221 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 229 $27,315,000 $119,279
2.5-3% 189 $26,075,000 $137,963
<2.5% 81 $11,065,000 $136,605
4-5% 69 $5,185,000 $75,145
Over 8% 8 $440,000 $55,000
5-6% 4 $290,000 $72,500
6-7% 2 $220,000 $110,000

During 2021, Blytheville's most frequently originated rate bucket was 3-4%, with 229 originations.

Loan Sizing (Blytheville, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 262 $36,620,000 $139,771
$100,000 or less 261 $15,375,000 $58,908
$200k-400k 76 $18,650,000 $245,395
$600k-1000k 3 $2,375,000 $791,667
$Over $1MM 3 $5,975,000 $1,991,667

Blytheville's loan sizing saw the bucket of loans from $100k-200k with 262 originations, totaling $36,620,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 289 $39,405,000 $136,349
60-80% 174 $21,010,000 $120,747
40-60% 45 $4,205,000 $93,444
20-40% 30 $1,670,000 $55,667
Under 20% 16 $160,000 $10,000
Over 100% 5 $785,000 $157,000

Blytheville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 289 originations, totaling $39,405,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $89,900 (0.5%) $120,170 (-0.2%) 0.00 216
2018-02-01 $89,900 (3.4%) $120,915 (4.3%) 0.00 210
2018-03-01 $89,900 (1.0%) $121,189 (1.9%) 0.00 221
2018-04-01 $88,394 (-1.7%) $115,265 (-2.7%) 0.00 217
2018-05-01 $88,394 (-1.2%) $118,541 (2.2%) 0.00 208
2018-06-01 $89,000 (-1.0%) $118,982 (2.8%) 0.00 207
2018-07-01 $90,000 (0.1%) $127,261 (12.3%) 0.00 197
2018-08-01 $100,750 (8.5%) $128,975 (9.8%) 0.00 195
2018-09-01 $107,900 (20.0%) $130,794 (10.1%) 0.00 193
2018-10-01 $108,450 (20.6%) $128,427 (7.0%) 0.00 191
2018-11-01 $110,000 (21.3%) $127,012 (5.6%) 0.00 207
2018-12-01 $110,000 (22.4%) $130,842 (8.2%) 0.00 202
2019-01-01 $114,500 (27.4%) $132,956 (10.6%) 0.00 197
2019-02-01 $99,900 (11.1%) $125,414 (3.7%) 0.00 199
2019-03-01 $97,757 (8.7%) $121,098 (-0.1%) 0.00 203
2019-04-01 $95,307 (7.8%) $119,451 (3.6%) 0.00 214
2019-05-01 $93,250 (5.5%) $116,304 (-1.9%) 0.00 209
2019-06-01 $98,000 (10.1%) $118,272 (-0.6%) 0.00 219
2019-07-01 $94,950 (5.5%) $116,674 (-8.3%) 0.00 224
2019-08-01 $95,643 (-5.1%) $116,108 (-10.0%) 0.00 215
2019-09-01 $98,200 (-9.0%) $117,573 (-10.1%) 0.00 213
2019-10-01 $99,900 (-7.9%) $121,449 (-5.4%) 0.00 219
2019-11-01 $98,000 (-10.9%) $120,573 (-5.1%) 0.00 213
2019-12-01 $93,950 (-14.6%) $119,187 (-8.9%) 0.00 204
2020-01-01 $93,950 (-18.0%) $119,019 (-10.5%) 0.00 207
2020-02-01 $84,900 (-15.0%) $116,846 (-6.8%) 0.00 197
2020-03-01 $79,900 (-18.3%) $113,190 (-6.5%) 0.00 187
2020-04-01 $78,000 (-18.2%) $111,132 (-7.0%) 0.00 176
2020-05-01 $75,000 (-19.6%) $108,025 (-7.1%) 0.00 162
2020-06-01 $78,700 (-19.7%) $111,099 (-6.1%) 0.00 160
2020-07-01 $78,700 (-17.1%) $113,534 (-2.7%) 0.00 142
2020-08-01 $75,000 (-21.6%) $110,646 (-4.7%) 0.00 134
2020-09-01 $75,000 (-23.6%) $111,002 (-5.6%) 0.00 127
2020-10-01 $75,000 (-24.9%) $118,013 (-2.8%) 0.00 120
2020-11-01 $84,000 (-14.3%) $121,769 (1.0%) 0.00 116
2020-12-01 $84,500 (-10.1%) $125,126 (5.0%) 0.00 116
2021-01-01 $85,000 (-9.5%) $129,834 (9.1%) 0.00 120
2021-02-01 $78,500 (-7.5%) $115,320 (-1.3%) 0.00 94
2021-03-01 $82,500 (3.3%) $122,518 (8.2%) 0.00 90
2021-04-01 $82,500 (5.8%) $123,731 (11.3%) 0.00 88
2021-05-01 $79,900 (6.5%) $122,393 (13.3%) 0.00 81
2021-06-01 $89,450 (13.7%) $128,513 (15.7%) 0.00 84
2021-07-01 $79,950 (1.6%) $127,289 (12.1%) 0.00 90
2021-08-01 $79,950 (6.6%) $127,148 (14.9%) 0.00 102
2021-09-01 $80,000 (6.7%) $135,306 (21.9%) 0.00 101
2021-10-01 $91,000 (21.3%) $138,888 (17.7%) 0.00 104
2021-11-01 $96,500 (14.9%) $147,822 (21.4%) 0.00 106
2021-12-01 $98,450 (16.5%) $134,140 (7.2%) 0.00 116
2022-01-01 $99,900 (17.5%) $131,427 (1.2%) 0.00 110
2022-02-01 $106,950 (36.2%) $139,341 (20.8%) 0.00 103
2022-03-01 $99,900 (21.1%) $131,682 (7.5%) 0.00 91
2022-04-01 $115,000 (39.4%) $132,408 (7.0%) 0.00 88
2022-05-01 $115,000 (43.9%) $154,204 (26.0%) 0.00 77
Blytheville's median listing price for 2022-05-01 was $115,000, a difference of $35,100 (43.9%) versus the prior year and $0 versus the prior month.

Blytheville's median listing price comes in at 0% of the national average.

Blytheville's average listing price for 2022-05-01 was $154,204, a difference of $31,811 (26.0%) versus the prior year and $21,796 versus the prior month.

For the 2022-05-01 period, Blytheville had 77 MLS listings, a difference of -11 listings (-13%) versus the prior month and -4 listings (-5%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,603 sqft
2018-02-01 0 days 1,510 sqft
2018-03-01 0 days 1,489 sqft
2018-04-01 0 days 1,500 sqft
2018-05-01 0 days 1,500 sqft
2018-06-01 0 days 1,748 sqft
2018-07-01 0 days 1,911 sqft
2018-08-01 0 days 1,884 sqft
2018-09-01 0 days 1,680 sqft
2018-10-01 0 days 1,680 sqft
2018-11-01 0 days 1,738 sqft
2018-12-01 0 days 1,782 sqft
2019-01-01 0 days 1,885 sqft
2019-02-01 0 days 1,807 sqft
2019-03-01 0 days 1,762 sqft
2019-04-01 0 days 1,735 sqft
2019-05-01 0 days 1,732 sqft
2019-06-01 0 days 1,736 sqft
2019-07-01 0 days 1,736 sqft
2019-08-01 0 days 1,733 sqft
2019-09-01 0 days 1,739 sqft
2019-10-01 0 days 1,800 sqft
2019-11-01 0 days 1,776 sqft
2019-12-01 0 days 1,727 sqft
2020-01-01 0 days 1,700 sqft
2020-02-01 0 days 1,692 sqft
2020-03-01 0 days 1,604 sqft
2020-04-01 0 days 1,571 sqft
2020-05-01 0 days 1,513 sqft
2020-06-01 0 days 1,568 sqft
2020-07-01 0 days 1,597 sqft
2020-08-01 0 days 1,568 sqft
2020-09-01 0 days 1,558 sqft
2020-10-01 0 days 1,568 sqft
2020-11-01 0 days 1,560 sqft
2020-12-01 0 days 1,559 sqft
2021-01-01 0 days 1,550 sqft
2021-02-01 0 days 1,523 sqft
2021-03-01 0 days 1,631 sqft
2021-04-01 0 days 1,602 sqft
2021-05-01 0 days 1,550 sqft
2021-06-01 0 days 1,568 sqft
2021-07-01 0 days 1,550 sqft
2021-08-01 0 days 1,549 sqft
2021-09-01 0 days 1,549 sqft
2021-10-01 0 days 1,550 sqft
2021-11-01 0 days 1,589 sqft
2021-12-01 0 days 1,589 sqft
2022-01-01 0 days 1,528 sqft
2022-02-01 0 days 1,564 sqft
2022-03-01 0 days 1,472 sqft
2022-04-01 0 days 1,468 sqft
2022-05-01 0 days 1,472 sqft
Blytheville's median listing age (time on market) for 2022-05-01 was 0 days.

Blytheville's median square footage for active listings during the 2022-05-01 period was 1,472 sqft. One year prior, the average listing was 1,550 sqft.