Blytheville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Blytheville averaged
7.29%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.02% and
one month ago for the week of 2025-05-15, the
average rate was 7.29%.
Blytheville's average rate one year ago was 7.23%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.01%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Blytheville 30 Year Fixed Rate | 2025-06-18 | 7.29% |
| Blytheville 30 Year Fixed Rate Refi | 2025-06-18 | 7.01% |
| Blytheville 15 Year Fixed Rate | 2025-06-18 | 6.16% |
| Blytheville 15 Year Fixed Rate Refi | 2025-06-18 | 5.96% |
| Blytheville 30 Year FHA | 2025-06-18 | 0.21% |
| Blytheville 30 Year FHA Refi | 2025-06-18 | 0% |
| Blytheville 30 Year USDA | 2025-06-18 | -0.1% |
| Blytheville 30 Year USDA Refi | 2025-06-18 | 0.2% |
| Blytheville 30 Year VA | 2025-06-18 | -0.2% |
| Blytheville 30 Year VA Refi | 2025-06-18 | -0.2% |
Blytheville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Blytheville, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Blytheville Average Closing Costs & Other Stats
Blytheville, AR's 27 lenders originated 454
loans during 2024. The total origination value was $66,000,000, with an average loan value of
$145,374.
Blytheville's average closing costs are $4,573.
The top Blytheville lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with
24 loans originated. Their average total fees are
$5,617, which is $804
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Blytheville lenders (with over 10 loans originated) are
FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,617), .
The lowest rate Blytheville lenders (with over 10 loans originated) are
FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.97%), .
Blytheville, AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $115,000 | $20,040,000 | 17,326.1% | 30.4% |
| Southern Bancorp Bank | $2,480,000 | $4,680,000 | 88.7% | 7.1% |
| QUICKEN LOANS, LLC | $4,060,000 | $4,015,000 | -1.1% | 6.1% |
| MOVEMENT MORTGAGE, LLC | $3,640,000 | n/a | 5.5% | |
| DAS Acquisition Company, LLC | $1,590,000 | $1,910,000 | 20.1% | 2.9% |
| Mortgage Research Center, LLC | $1,580,000 | $1,885,000 | 19.3% | 2.9% |
| Arvest Bank | $1,055,000 | $1,815,000 | 72.0% | 2.8% |
| SENTE MORTGAGE, INC. | $1,065,000 | $1,500,000 | 40.8% | 2.3% |
| SUCCESS Federal Credit Union | $940,000 | $1,455,000 | 54.8% | 2.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $770,000 | $1,440,000 | 87.0% | 2.2% |
| Regions Bank | $1,110,000 | $1,345,000 | 21.2% | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | $55,000 | $1,030,000 | 1,772.7% | 1.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $470,000 | $1,005,000 | 113.8% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $215,000 | $950,000 | 341.9% | 1.4% |
| Eagle Bank and Trust Company | $105,000 | $760,000 | 623.8% | 1.2% |
| Cross County Bank | $1,915,000 | $705,000 | -63.2% | 1.1% |
| Centennial Bank | $260,000 | $650,000 | 150.0% | 1.0% |
| BROKER SOLUTIONS, INC. | $90,000 | $635,000 | 605.6% | 1.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $125,000 | $615,000 | 392.0% | 0.9% |
| VILLAGE CAPITAL MORTGAGE | $590,000 | n/a | 0.9% | |
| The Bank of Missouri | $1,285,000 | $585,000 | -54.5% | 0.9% |
| FNBC Bank | $100,000 | $570,000 | 470.0% | 0.9% |
| First Financial Bank | $125,000 | $515,000 | 312.0% | 0.8% |
| LEADERONE FINANCIAL CORPORATION | $475,000 | n/a | 0.7% | |
| EVERETT FINANCIAL, INC. | $19,165,000 | $465,000 | -97.6% | 0.7% |
| LOANDEPOT.COM, LLC | $445,000 | $435,000 | -2.2% | 0.7% |
| NEW DAY FINANCIAL, LLC | $430,000 | n/a | 0.7% | |
| BancorpSouth | $350,000 | $385,000 | 10.0% | 0.6% |
| Evolve Bank & Trust | $550,000 | $385,000 | -30.0% | 0.6% |
| MORTGAGE INVESTORS GROUP, INC. | $195,000 | $380,000 | 94.9% | 0.6% |
| Barrington Bank & Trust Company, N.A. | $85,000 | $375,000 | 341.2% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $335,000 | n/a | 0.5% | |
| AMERICAN FINANCIAL NETWORK, INC. | $315,000 | n/a | 0.5% | |
| Brighton Bank | $305,000 | n/a | 0.5% | |
| Signature Bank of Arkansas | $305,000 | n/a | 0.5% | |
| ARKANSAS Federal Credit Union | $15,000 | $280,000 | 1,766.7% | 0.4% |
| First Horizon Bank | $270,000 | n/a | 0.4% | |
| Baxter Credit Union | $265,000 | n/a | 0.4% | |
| Focus Bank | $75,000 | $265,000 | 253.3% | 0.4% |
| Figure Lending LLC | $55,000 | $255,000 | 363.6% | 0.4% |
| NEWREZ LLC | $510,000 | $255,000 | -50.0% | 0.4% |
| Simmons Bank | $640,000 | $255,000 | -60.2% | 0.4% |
| The Federal Savings Bank | $255,000 | n/a | 0.4% | |
| T2 FINANCIAL LLC | $250,000 | n/a | 0.4% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $235,000 | n/a | 0.4% | |
| ZILLOW HOME LOANS, LLC | $55,000 | $230,000 | 318.2% | 0.3% |
| Mid-Continent Funding, Inc. | $225,000 | n/a | 0.3% | |
| TOP FLITE FINANCIAL, INC. | $65,000 | $225,000 | 246.2% | 0.3% |
| Equity Prime Mortgage LLC | $220,000 | n/a | 0.3% | |
| First National Bank of Eastern Arkansas | $295,000 | $220,000 | -25.4% | 0.3% |
| Renasant Bank | $135,000 | $220,000 | 63.0% | 0.3% |
| Southern Bank | $180,000 | $220,000 | 22.2% | 0.3% |
| SOUTHWEST STAGE FUNDING, LLC | $105,000 | $220,000 | 109.5% | 0.3% |
| North American Savings Bank, F.S.B. | $215,000 | n/a | 0.3% | |
| U.S. Bank | $160,000 | $200,000 | 25.0% | 0.3% |
| Cornerstone First Mortgage, Inc | $190,000 | n/a | 0.3% | |
| ENCORE BANK | $130,000 | $185,000 | 42.3% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $385,000 | $185,000 | -51.9% | 0.3% |
| TOWNE MORTGAGE COMPANY | $185,000 | n/a | 0.3% | |
| CROSSCOUNTRY MORTGAGE, LLC | $380,000 | $165,000 | -56.6% | 0.3% |
| Wells Fargo Bank | $160,000 | n/a | 0.2% | |
| Bank of America | $190,000 | $155,000 | -18.4% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $145,000 | n/a | 0.2% | |
| Nations Lending Corporation | $175,000 | $145,000 | -17.1% | 0.2% |
| Plains Commerce Bank | $95,000 | $145,000 | 52.6% | 0.2% |
| 21ST MORTGAGE CORPORATION | $140,000 | n/a | 0.2% | |
| First Community Bank | $760,000 | $140,000 | -81.6% | 0.2% |
| Unico Bank | $340,000 | $140,000 | -58.8% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $135,000 | n/a | 0.2% | |
| PENTAGON FEDERAL CREDIT UNION | $300,000 | $130,000 | -56.7% | 0.2% |
| LOANPAL, LLC | $125,000 | n/a | 0.2% | |
| AMERICAN FINANCING CORPORATION | $115,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $115,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $115,000 | $95,000 | -17.4% | 0.1% |
| LENDINGONE, LLC | $95,000 | n/a | 0.1% | |
| Mr. Cooper ( Nationstar Mortgage ) | $290,000 | $95,000 | -67.2% | 0.1% |
| Princeton Mortgage Corporation | $95,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $185,000 | $95,000 | -48.6% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $85,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $90,000 | $85,000 | -5.6% | 0.1% |
| Deere Employees Credit Union | $85,000 | n/a | 0.1% | |
| JPMorgan Chase Bank | $85,000 | n/a | 0.1% | |
| CIS Financial Services, Inc. | $65,000 | n/a | 0.1% | |
| Midwest Mortgage Associates Corporation | $595,000 | $65,000 | -89.1% | 0.1% |
| PNC Bank | $55,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $155,000 | $45,000 | -71.0% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $55,000 | $35,000 | -36.4% | 0.1% |
| First National Bank | $35,000 | n/a | 0.1% | |
| Pinnacle Bank | $25,000 | n/a | 0.0% | |
| Fidelity National Bank | $15,000 | n/a | 0.0% |
Blytheville's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 30.4% market share. In second place, with 7.1%, is Southern Bancorp Bank, having originated $4,680,000 in loans. In third place, with 6.1%, is QUICKEN LOANS, LLC, having originated $4,015,000 in loans. In fourth place, with 5.5%, is MOVEMENT MORTGAGE, LLC, having originated $3,640,000 in loans. In fifth place, with 2.9%, is DAS Acquisition Company, LLC, having originated $1,910,000 in loans.
Blytheville, AR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 298 | $47,630,000 | $159,832 |
| Refi | 56 | $9,610,000 | $171,607 |
| Cash Out Refi | 43 | $5,575,000 | $129,651 |
| Home Improvement | 33 | $1,935,000 | $58,636 |
| Other | 24 | $1,250,000 | $52,083 |
Blytheville's most frequently cited loan purpose was Home Purchase, with 298 originations. The 2nd most popular reason was Refi, with 56 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 177 | $28,485,000 | $160,932 |
| 7-8% | 104 | $16,720,000 | $160,769 |
| Over 8% | 101 | $9,085,000 | $89,950 |
| 5-6% | 51 | $8,925,000 | $175,000 |
During 2024, Blytheville's most frequently originated rate bucket was 6-7%, with 177 originations.
Loan Sizing (Blytheville, AR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 181 | $9,605,000 | $53,066 |
| $100k-200k | 155 | $22,915,000 | $147,839 |
| $200k-400k | 111 | $29,165,000 | $262,748 |
| $400k-600k | 5 | $2,475,000 | $495,000 |
| $600k-1000k | 1 | $715,000 | $715,000 |
| $Over $1MM | 1 | $1,125,000 | $1,125,000 |
Blytheville's loan sizing saw the bucket of loans from $100,000 or less with 181 originations, totaling $9,605,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 248 | $42,950,000 | $173,185 |
| 60-80% | 71 | $9,545,000 | $134,437 |
| Under 20% | 41 | $1,055,000 | $25,732 |
| 40-60% | 34 | $5,500,000 | $161,765 |
| 20-40% | 27 | $1,455,000 | $53,889 |
| Over 100% | 7 | $1,395,000 | $199,286 |
Blytheville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 248 originations, totaling $42,950,000 in origination value.