Blytheville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Blytheville averaged 6.99% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 6.93% and one month ago for the week of 2024-05-02, the average rate was 7.42%.

Blytheville's average rate one year ago was 6.79%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.09%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Blytheville 30 Year Fixed Rate 2024-06-06 6.99%
Blytheville 30 Year Fixed Rate Refi 2024-06-06 7.09%
Blytheville 15 Year Fixed Rate 2024-06-06 6.19%
Blytheville 15 Year Fixed Rate Refi 2024-06-06 6.39%
Blytheville 30 Year FHA 2024-06-06 6.53%
Blytheville 30 Year FHA Refi 2024-06-06 6.79%
Blytheville 30 Year USDA 2024-06-06 6.7%
Blytheville 30 Year USDA Refi 2024-06-06 6.7%
Blytheville 30 Year VA 2024-06-06 6.49%
Blytheville 30 Year VA Refi 2024-06-06 6.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Blytheville, AR.

Blytheville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Blytheville, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
EVERETT FINANCIAL, INC. 17 7.02% $6,670
QUICKEN LOANS, LLC 6 6.71% $6,141
FirstTrust Home Loans, Inc. 4 6.78% $5,259
Arvest Bank 4 6.69% $3,624
Regions Bank 3 6.79% $3,669
First Community Bank 3 6.54% $5,306
Citizens Bank 2 6.75% $4,667
U.S. Bank 2 7.00% $2,124
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.63% $4,161
Renasant Bank 1 6.25% $3,850
Simmons Bank 1 7.00% $4,385
Southern Bank 1 7.50% $2,006
SUCCESS Federal Credit Union 1 5.60% $2,892
The Bank of Missouri 1 6.75% $2,839
UNITED WHOLESALE MORTGAGE, LLC 1 7.63% $4,877
ZILLOW HOME LOANS, LLC 1 7.63% $4,079
BancorpSouth 1 7.50% $1,356
Bank of America 1 5.88% $638
Centennial Bank 1 6.63% $1,797
FIRST COMMUNITY MORTGAGE, INC. 1 7.13% $3,822
LOANDEPOT.COM, LLC 1 6.63% $5,740
Nations Lending Corporation 1 7.75% $3,007
PHH Mortgage Corporation 1 6.63% $7,263
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $2,380

Blytheville Average Closing Costs & Other Stats

Blytheville, AR's 24 lenders originated 391 loans during 2023. The total origination value was $52,615,000, with an average loan value of $134,565.

Blytheville's average closing costs are $4,225.

The top Blytheville lender as defined by loan originations is EVERETT FINANCIAL, INC., with 17 loans originated. Their average total fees are $6,670, which is $529 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Blytheville lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($6,670), .

The lowest rate Blytheville lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. (7.02%), .

Blytheville, AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
EVERETT FINANCIAL, INC. $17,265,000 $19,165,000 11.0% 36.4%
QUICKEN LOANS, LLC $7,120,000 $4,060,000 -43.0% 7.7%
Southern Bancorp Bank $4,925,000 $2,480,000 -49.6% 4.7%
Cross County Bank $1,915,000 n/a 3.6%
DAS Acquisition Company, LLC $2,530,000 $1,590,000 -37.2% 3.0%
Mortgage Research Center, LLC $1,255,000 $1,580,000 25.9% 3.0%
The Bank of Missouri $2,355,000 $1,285,000 -45.4% 2.4%
FirstTrust Home Loans, Inc. $1,555,000 $1,145,000 -26.4% 2.2%
Regions Bank $1,425,000 $1,110,000 -22.1% 2.1%
SENTE MORTGAGE, INC. $1,065,000 n/a 2.0%
Arvest Bank $1,265,000 $1,055,000 -16.6% 2.0%
SUCCESS Federal Credit Union $455,000 $940,000 106.6% 1.8%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $945,000 $770,000 -18.5% 1.5%
First Community Bank $1,110,000 $760,000 -31.5% 1.4%
Simmons Bank $2,230,000 $640,000 -71.3% 1.2%
Citizens Bank $55,000 $625,000 1,036.4% 1.2%
Midwest Mortgage Associates Corporation $595,000 n/a 1.1%
Evolve Bank & Trust $640,000 $550,000 -14.1% 1.0%
NEWREZ LLC $510,000 n/a 1.0%
UNITED WHOLESALE MORTGAGE, LLC $940,000 $470,000 -50.0% 0.9%
LOANDEPOT.COM, LLC $945,000 $445,000 -52.9% 0.8%
MID AMERICA MORTGAGE, INC. $305,000 $385,000 26.2% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $380,000 n/a 0.7%
BancorpSouth $1,185,000 $350,000 -70.5% 0.7%
Unico Bank $220,000 $340,000 54.5% 0.6%
Bank of England $310,000 n/a 0.6%
Logan Finance Corporation $390,000 $305,000 -21.8% 0.6%
PENTAGON FEDERAL CREDIT UNION $365,000 $300,000 -17.8% 0.6%
First National Bank of Eastern Arkansas $515,000 $295,000 -42.7% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $525,000 $290,000 -44.8% 0.6%
Flanagan State Bank $265,000 n/a 0.5%
Centennial Bank $45,000 $260,000 477.8% 0.5%
TRIAD FINANCIAL SERVICES, INC. $255,000 n/a 0.5%
Sierra Pacific Mortgage Company, Inc. $195,000 $245,000 25.6% 0.5%
FREEDOM MORTGAGE CORPORATION $520,000 $215,000 -58.7% 0.4%
PHH Mortgage Corporation $205,000 n/a 0.4%
MORTGAGE INVESTORS GROUP, INC. $65,000 $195,000 200.0% 0.4%
Bank of America $170,000 $190,000 11.8% 0.4%
ROYAL UNITED MORTGAGE LLC $265,000 $185,000 -30.2% 0.4%
Southern Bank $2,085,000 $180,000 -91.4% 0.3%
BARTLETT MORTGAGE, INC. $175,000 n/a 0.3%
Flagstar Bank, FSB $115,000 $175,000 52.2% 0.3%
GUILD MORTGAGE COMPANY $315,000 $175,000 -44.4% 0.3%
Nations Lending Corporation $265,000 $175,000 -34.0% 0.3%
WILLOW BEND MORTGAGE COMPANY, LLC $155,000 $175,000 12.9% 0.3%
RELIANCE FIRST CAPITAL, LLC $65,000 $165,000 153.8% 0.3%
U.S. Bank $95,000 $160,000 68.4% 0.3%
AMERISAVE MORTGAGE CORPORATION $725,000 $155,000 -78.6% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $45,000 $145,000 222.2% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $45,000 $135,000 200.0% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $380,000 $135,000 -64.5% 0.3%
Renasant Bank $135,000 n/a 0.3%
ENCORE BANK $130,000 n/a 0.2%
First Financial Bank $330,000 $125,000 -62.1% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $410,000 $125,000 -69.5% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $115,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $115,000 n/a 0.2%
First State Bank $115,000 n/a 0.2%
LIBERTY HOME MORTGAGE CORPORATION $115,000 n/a 0.2%
Eagle Bank and Trust Company $705,000 $105,000 -85.1% 0.2%
SOUTHWEST STAGE FUNDING, LLC $105,000 n/a 0.2%
FNBC Bank $105,000 $100,000 -4.8% 0.2%
ACADEMY MORTGAGE CORPORATION $610,000 $95,000 -84.4% 0.2%
Plains Commerce Bank $95,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $95,000 n/a 0.2%
BROKER SOLUTIONS, INC. $800,000 $90,000 -88.8% 0.2%
Carrington Mortgage Services, LLC $380,000 $90,000 -76.3% 0.2%
Barrington Bank & Trust Company, N.A. $75,000 $85,000 13.3% 0.2%
CARDINAL FINANCIAL $625,000 $85,000 -86.4% 0.2%
Focus Bank $485,000 $75,000 -84.5% 0.1%
TOP FLITE FINANCIAL, INC. $155,000 $65,000 -58.1% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.1%
Discover Bank $35,000 $55,000 57.1% 0.1%
Figure Lending LLC $45,000 $55,000 22.2% 0.1%
PENNYMAC LOAN SERVICES, LLC $410,000 $55,000 -86.6% 0.1%
ZILLOW HOME LOANS, LLC $55,000 n/a 0.1%
ATLANTA POSTAL $45,000 n/a 0.1%
ARKANSAS Federal Credit Union $120,000 $15,000 -87.5% 0.0%

Blytheville's top lender by overall market share is EVERETT FINANCIAL, INC., with 36.4% market share. In second place, with 7.7%, is QUICKEN LOANS, LLC, having originated $4,060,000 in loans. In third place, with 4.7%, is Southern Bancorp Bank, having originated $2,480,000 in loans. In fourth place, with 3.6%, is Cross County Bank, having originated $1,915,000 in loans. In fifth place, with 3.0%, is DAS Acquisition Company, LLC, having originated $1,590,000 in loans.


Blytheville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $87,500 (0.3%) $118,019 (-1.8%) 0.00 206
2018-02-01 $86,250 (2.0%) $119,166 (3.4%) 0.00 201
2018-03-01 $87,700 (2.1%) $120,885 (3.9%) 0.00 208
2018-04-01 $86,975 (2.4%) $115,555 (0.1%) 0.00 206
2018-05-01 $85,000 (-0.2%) $117,834 (3.9%) 0.00 199
2018-06-01 $86,250 (-3.1%) $116,428 (1.6%) 0.00 203
2018-07-01 $89,000 (0.0%) $123,255 (10.7%) 0.00 196
2018-08-01 $89,975 (0.1%) $126,676 (9.2%) 0.00 195
2018-09-01 $103,950 (15.6%) $130,407 (12.6%) 0.00 189
2018-10-01 $106,700 (18.7%) $128,285 (10.0%) 0.00 188
2018-11-01 $103,650 (15.9%) $125,426 (7.2%) 0.00 197
2018-12-01 $109,900 (23.5%) $128,548 (10.4%) 0.00 194
2019-01-01 $108,700 (24.2%) $129,799 (10.0%) 0.00 191
2019-02-01 $96,125 (11.5%) $122,379 (2.7%) 0.00 195
2019-03-01 $94,143 (7.4%) $119,425 (-1.2%) 0.00 203
2019-04-01 $94,143 (8.2%) $118,631 (2.7%) 0.00 208
2019-05-01 $92,100 (8.4%) $115,356 (-2.1%) 0.00 198
2019-06-01 $94,900 (10.0%) $115,773 (-0.6%) 0.00 203
2019-07-01 $89,300 (0.3%) $114,237 (-7.3%) 0.00 206
2019-08-01 $90,200 (0.3%) $114,240 (-9.8%) 0.00 198
2019-09-01 $90,650 (-12.8%) $115,659 (-11.3%) 0.00 198
2019-10-01 $91,950 (-13.8%) $117,537 (-8.4%) 0.00 199
2019-11-01 $89,950 (-13.2%) $116,744 (-6.9%) 0.00 196
2019-12-01 $89,975 (-18.1%) $117,410 (-8.7%) 0.00 188
2020-01-01 $89,900 (-17.3%) $116,834 (-10.0%) 0.00 190
2020-02-01 $80,000 (-16.8%) $114,494 (-6.4%) 0.00 181
2020-03-01 $79,900 (-15.1%) $110,296 (-7.6%) 0.00 171
2020-04-01 $77,800 (-17.4%) $108,267 (-8.7%) 0.00 163
2020-05-01 $75,000 (-18.6%) $107,694 (-6.6%) 0.00 152
2020-06-01 $79,900 (-15.8%) $111,166 (-4.0%) 0.00 147
2020-07-01 $79,900 (-10.5%) $113,737 (-0.4%) 0.00 130
2020-08-01 $75,000 (-16.9%) $109,478 (-4.2%) 0.00 124
2020-09-01 $75,000 (-17.3%) $107,807 (-6.8%) 0.00 122
2020-10-01 $75,000 (-18.4%) $112,593 (-4.2%) 0.00 112
2020-11-01 $75,000 (-16.6%) $114,193 (-2.2%) 0.00 108
2020-12-01 $78,975 (-12.2%) $119,550 (1.8%) 0.00 110
2021-01-01 $80,000 (-11.0%) $125,388 (7.3%) 0.00 111
2021-02-01 $77,500 (-3.1%) $114,789 (0.3%) 0.00 85
2021-03-01 $79,900 (0.0%) $122,225 (10.8%) 0.00 81
2021-04-01 $82,500 (6.0%) $125,660 (16.1%) 0.00 81
2021-05-01 $79,900 (6.5%) $126,191 (17.2%) 0.00 73
2021-06-01 $89,450 (12.0%) $131,057 (17.9%) 0.00 75
2021-07-01 $82,900 (3.8%) $131,557 (15.7%) 0.00 84
2021-08-01 $81,025 (8.0%) $129,332 (18.1%) 0.00 94
2021-09-01 $79,925 (6.6%) $135,867 (26.0%) 0.00 90
2021-10-01 $95,000 (26.7%) $143,335 (27.3%) 0.00 90
2021-11-01 $95,950 (27.9%) $149,292 (30.7%) 0.00 94
2021-12-01 $97,450 (23.4%) $139,010 (16.3%) 0.00 93
2022-01-01 $99,000 (23.8%) $135,597 (8.1%) 0.00 90
2022-02-01 $103,450 (33.5%) $144,589 (26.0%) 0.00 86
2022-03-01 $99,900 (25.0%) $139,161 (13.9%) 0.00 75
2022-04-01 $89,900 (9.0%) $135,494 (7.8%) 0.00 70
2022-05-01 $98,675 (23.5%) $148,793 (17.9%) 0.00 61
2022-06-01 $103,675 (15.9%) $148,853 (13.6%) 0.00 69
2022-07-01 $109,900 (32.6%) $161,904 (23.1%) 0.00 83
2022-08-01 $99,900 (23.3%) $157,363 (21.7%) 0.00 84
2022-09-01 $115,000 (43.9%) $158,705 (16.8%) 0.00 85
2022-10-01 $118,000 (24.2%) $168,120 (17.3%) 0.00 84
2022-11-01 $122,400 (27.6%) $176,531 (18.3%) 0.00 93
2022-12-01 $134,450 (38.0%) $171,448 (23.3%) 0.00 97
2023-01-01 $139,900 (41.3%) $173,124 (27.7%) 0.00 93
2023-02-01 $128,650 (24.4%) $168,668 (16.7%) 0.00 92
2023-03-01 $124,925 (25.1%) $171,232 (23.1%) 0.00 88
2023-04-01 $135,000 (50.2%) $177,880 (31.3%) 0.00 90
2023-05-01 $139,900 (41.8%) $182,080 (22.4%) 0.00 95
2023-06-01 $133,350 (28.6%) $186,304 (25.2%) 0.00 91
2023-07-01 $114,900 (4.6%) $174,776 (8.0%) 0.00 90
2023-08-01 $113,338 (13.5%) $170,922 (8.6%) 0.00 89
2023-09-01 $124,900 (8.6%) $166,856 (5.1%) 0.00 94
2023-10-01 $132,200 (12.0%) $181,806 (8.1%) 0.00 97
2023-11-01 $149,900 (22.5%) $187,088 (6.0%) 0.00 92
2023-12-01 $152,400 (13.4%) $193,839 (13.1%) 0.00 95
2024-01-01 $149,950 (7.2%) $189,389 (9.4%) 0.00 92
2024-02-01 $134,950 (4.9%) $171,684 (1.8%) 0.00 101
2024-03-01 $145,000 (16.1%) $169,750 (-0.9%) 0.00 98
2024-04-01 $145,725 (7.9%) $172,507 (-3.0%) 0.00 99
2024-05-01 $146,175 (4.5%) $174,716 (-4.0%) 0.00 102
Blytheville's median listing price for 2024-05-01 was $146,175, a difference of $6,275 (4.5%) versus the prior year and $450 versus the prior month.

Blytheville's median listing price comes in at 0% of the national average.

Blytheville's average listing price for 2024-05-01 was $174,716, a difference of $-7,364 (-4.0%) versus the prior year and $2,209 versus the prior month.

For the 2024-05-01 period, Blytheville had 102 MLS listings, a difference of 3 listings (3%) versus the prior month and 7 listings (7%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,733 sqft
2018-02-01 0 days 1,737 sqft
2018-03-01 0 days 1,746 sqft
2018-04-01 0 days 1,797 sqft
2018-05-01 0 days 1,835 sqft
2018-06-01 0 days 1,803 sqft
2018-07-01 0 days 1,898 sqft
2018-08-01 0 days 1,891 sqft
2018-09-01 0 days 1,803 sqft
2018-10-01 0 days 1,811 sqft
2018-11-01 0 days 1,820 sqft
2018-12-01 0 days 1,881 sqft
2019-01-01 0 days 1,912 sqft
2019-02-01 0 days 1,829 sqft
2019-03-01 0 days 1,780 sqft
2019-04-01 0 days 1,732 sqft
2019-05-01 0 days 1,731 sqft
2019-06-01 0 days 1,736 sqft
2019-07-01 0 days 1,734 sqft
2019-08-01 0 days 1,747 sqft
2019-09-01 0 days 1,763 sqft
2019-10-01 0 days 1,788 sqft
2019-11-01 0 days 1,739 sqft
2019-12-01 0 days 1,724 sqft
2020-01-01 0 days 1,654 sqft
2020-02-01 0 days 1,662 sqft
2020-03-01 0 days 1,582 sqft
2020-04-01 0 days 1,565 sqft
2020-05-01 0 days 1,513 sqft
2020-06-01 0 days 1,568 sqft
2020-07-01 0 days 1,582 sqft
2020-08-01 0 days 1,525 sqft
2020-09-01 0 days 1,548 sqft
2020-10-01 0 days 1,560 sqft
2020-11-01 0 days 1,550 sqft
2020-12-01 0 days 1,559 sqft
2021-01-01 0 days 1,551 sqft
2021-02-01 0 days 1,544 sqft
2021-03-01 0 days 1,631 sqft
2021-04-01 0 days 1,598 sqft
2021-05-01 0 days 1,568 sqft
2021-06-01 0 days 1,568 sqft
2021-07-01 0 days 1,568 sqft
2021-08-01 0 days 1,555 sqft
2021-09-01 0 days 1,548 sqft
2021-10-01 0 days 1,550 sqft
2021-11-01 0 days 1,594 sqft
2021-12-01 0 days 1,605 sqft
2022-01-01 0 days 1,554 sqft
2022-02-01 0 days 1,575 sqft
2022-03-01 0 days 1,510 sqft
2022-04-01 0 days 1,468 sqft
2022-05-01 0 days 1,433 sqft
2022-06-01 0 days 1,486 sqft
2022-07-01 0 days 1,570 sqft
2022-08-01 0 days 1,507 sqft
2022-09-01 0 days 1,475 sqft
2022-10-01 0 days 1,486 sqft
2022-11-01 0 days 1,521 sqft
2022-12-01 0 days 1,579 sqft
2023-01-01 0 days 1,596 sqft
2023-02-01 0 days 1,597 sqft
2023-03-01 0 days 1,598 sqft
2023-04-01 0 days 1,610 sqft
2023-05-01 0 days 1,724 sqft
2023-06-01 0 days 1,763 sqft
2023-07-01 0 days 1,583 sqft
2023-08-01 0 days 1,577 sqft
2023-09-01 0 days 1,622 sqft
2023-10-01 0 days 1,618 sqft
2023-11-01 0 days 1,704 sqft
2023-12-01 0 days 1,732 sqft
2024-01-01 0 days 1,701 sqft
2024-02-01 0 days 1,615 sqft
2024-03-01 0 days 1,591 sqft
2024-04-01 0 days 1,587 sqft
2024-05-01 0 days 1,595 sqft
Blytheville's median listing age (time on market) for 2024-05-01 was 0 days.

Blytheville's median square footage for active listings during the 2024-05-01 period was 1,595 sqft. One year prior, the average listing was 1,724 sqft.

Blytheville, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 275 $40,265,000 $146,418
Refi 45 $5,505,000 $122,333
Cash Out Refi 41 $5,385,000 $131,341
Home Improvement 21 $1,105,000 $52,619
Other 9 $355,000 $39,444

Blytheville's most frequently cited loan purpose was Home Purchase, with 275 originations. The 2nd most popular reason was Refi, with 45 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 181 $25,365,000 $140,138
7-8% 108 $16,450,000 $152,315
Over 8% 46 $3,210,000 $69,783
5-6% 24 $3,330,000 $138,750
4-5% 5 $635,000 $127,000
<2.5% 1 $285,000 $285,000

During 2023, Blytheville's most frequently originated rate bucket was 6-7%, with 181 originations.

Loan Sizing (Blytheville, AR MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 168 $8,720,000 $51,905
$100k-200k 145 $21,055,000 $145,207
$200k-400k 73 $19,245,000 $263,630
$400k-600k 2 $830,000 $415,000
$600k-1000k 2 $1,520,000 $760,000
$Over $1MM 1 $1,245,000 $1,245,000

Blytheville's loan sizing saw the bucket of loans from $100,000 or less with 168 originations, totaling $8,720,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 220 $35,420,000 $161,000
60-80% 57 $8,115,000 $142,368
Under 20% 37 $485,000 $13,108
20-40% 28 $2,320,000 $82,857
40-60% 19 $2,175,000 $114,474
Over 100% 4 $760,000 $190,000

Blytheville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 220 originations, totaling $35,420,000 in origination value.