Blytheville Mortgage Rates

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
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  • Time on Market/Property Size
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Blytheville averaged 5.93% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

    The average rate for the prior week (2022-06-16) was 6% and one month ago for the week of 2022-05-19, the average rate was 5.37%.

    Blytheville's average rate one year ago was 3.16%.

    For refis of the same type during the week of 2022-06-23, the average rate was 6.09%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-23 5.81%
    Blytheville 30 Year Fixed Rate 2022-06-23 5.93%
    Blytheville 30 Year Fixed Rate Refi 2022-06-23 6.09%
    Blytheville 15 Year Fixed Rate 2022-06-23 5.53%
    Blytheville 15 Year Fixed Rate Refi 2022-06-23 5.62%
    Blytheville 30 Year FHA 2022-06-23 0%
    Blytheville 30 Year FHA Refi 2022-06-23 0.17%
    Blytheville 30 Year USDA 2022-06-23 0.1%
    Blytheville 30 Year USDA Refi 2022-06-23 -0.57%
    Blytheville 30 Year VA 2022-06-23 0.15%
    Blytheville 30 Year VA Refi 2022-06-23 -0.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Blytheville, AR.

    Blytheville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Blytheville, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    QUICKEN LOANS, LLC 18 3.02% $4,020
    DAS Acquisition Company, LLC 15 3.27% $2,829
    Arvest Bank 6 3.04% $2,763
    Regions Bank 6 3.06% $3,385
    Wells Fargo Bank 5 3.50% $2,977
    EVERETT FINANCIAL, INC. 5 3.42% $1,419
    First Community Bank 4 2.91% $3,854
    Mr. Cooper ( Nationstar Mortgage ) 3 4.08% $4,228
    Eagle Bank and Trust Company 3 3.00% $2,193
    LOANDEPOT.COM, LLC 3 3.66% $5,115
    SUCCESS Federal Credit Union 3 3.24% $2,553
    BancorpSouth Bank 3 3.46% $2,108
    Ally Bank 2 3.25% $2,856
    ENCORE BANK 2 3.13% $3,045
    Simmons Bank 2 2.94% $3,786
    Citizens Bank 2 3.50% $3,197
    AMERISAVE MORTGAGE CORPORATION 2 3.19% $3,287
    Centennial Bank 2 3.38% $2,201
    NAVY FEDERAL CREDIT UNION 1 4.25% $1,340
    PENNYMAC LOAN SERVICES, LLC 1 4.25% $4,791
    RELIANCE FIRST CAPITAL, LLC 1 3.63% $4,331
    The Farmers & Merchants Bank 1 2.75% $2,769
    Truist Bank 1 2.99% $2,968
    UNITED WHOLESALE MORTGAGE, LLC 1 2.75% $5,175
    USAA Federal Savings Bank 1 2.75% $5,560
    U.S. Bank 1 3.25% $1,598
    WILLOW BEND MORTGAGE COMPANY, LLC 1 3.00% $4,261
    AMERICAN FINANCING CORPORATION 1 4.00% $275
    Bank of England 1 3.25% $3,306
    CALIBER HOME LOANS, INC. 1 2.88% $2,560
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.99% $3,931
    Carrington Mortgage Services, LLC 1 3.75% $3,235
    CHURCHILL MORTGAGE CORPORATION 1 3.50% $3,126
    COMMUNITY MORTGAGE CORPORATION 1 2.99% $1,957
    Deere Employees Credit Union 1 2.88% $1,871
    Discover Bank 1 5.75% $0
    Evolve Bank & Trust 1 3.13% $1,609
    First Guaranty Mortgage Corporation 1 3.38% $2,583
    FirstTrust Home Loans, Inc. 1 3.00% $3,016
    GMFS LLC 1 3.25% $4,629
    GUILD MORTGAGE COMPANY 1 3.50% $5,512
    HOME POINT FINANCIAL CORPORATION 1 3.00% $2,619
    JPMorgan Chase Bank 1 3.25% $3,245
    MORTGAGE INVESTORS GROUP, INC. 1 3.25% $2,336

    Blytheville, AR's 44 lenders originated 605 loans during 2021. The total origination value was $78,995,000, with an average loan value of $130,570.

    The top Blytheville lender as defined by loan originations is QUICKEN LOANS, LLC, with 18 loans originated. Their average total fees are $4,020, which is $1,191 higher than the next largest lender, DAS Acquisition Company, LLC.

    The lowest fee Blytheville lenders (with over 10 loans originated) are DAS Acquisition Company, LLC ($2,829), QUICKEN LOANS, LLC ($4,020), .

    The lowest rate Blytheville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.02%), DAS Acquisition Company, LLC (3.27%), .

    Blytheville, AR Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    QUICKEN LOANS, LLC $9,190,000 $10,550,000 14.8% 13.4%
    DAS Acquisition Company, LLC $4,895,000 $10,170,000 107.8% 12.9%
    Cross County Bank $5,135,000 n/a 6.5%
    EVERETT FINANCIAL, INC. $23,670,000 $5,005,000 -78.9% 6.3%
    Southern Bancorp Bank $3,630,000 $4,660,000 28.4% 5.9%
    Arvest Bank $3,940,000 $3,445,000 -12.6% 4.4%
    Mortgage Research Center, LLC $1,770,000 $2,565,000 44.9% 3.2%
    FREEDOM MORTGAGE CORPORATION $1,960,000 $2,450,000 25.0% 3.1%
    SUCCESS Federal Credit Union $2,580,000 $2,360,000 -8.5% 3.0%
    First National Bank of Eastern Arkansas $2,005,000 n/a 2.5%
    Mr. Cooper ( Nationstar Mortgage ) $590,000 $1,745,000 195.8% 2.2%
    Eagle Bank and Trust Company $1,710,000 $1,570,000 -8.2% 2.0%
    Wells Fargo Bank $1,290,000 $1,315,000 1.9% 1.7%
    CALIBER HOME LOANS, INC. $85,000 $1,305,000 1,435.3% 1.7%
    Regions Bank $940,000 $1,250,000 33.0% 1.6%
    PENNYMAC LOAN SERVICES, LLC $885,000 $970,000 9.6% 1.2%
    The Bank of Missouri $530,000 $960,000 81.1% 1.2%
    Unico Bank $960,000 n/a 1.2%
    BancorpSouth Bank $530,000 $940,000 77.4% 1.2%
    First Community Bank $255,000 $910,000 256.9% 1.2%
    ACCELERATE MORTGAGE, LLC $810,000 n/a 1.0%
    Centennial Bank $1,305,000 $805,000 -38.3% 1.0%
    Simmons Bank $1,040,000 $800,000 -23.1% 1.0%
    First Financial Bank $410,000 $670,000 63.4% 0.8%
    ACADEMY MORTGAGE CORPORATION $465,000 $610,000 31.2% 0.8%
    AMERISAVE MORTGAGE CORPORATION $475,000 $575,000 21.1% 0.7%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,300,000 $575,000 -55.8% 0.7%
    Evolve Bank & Trust $2,430,000 $510,000 -79.0% 0.6%
    U.S. Bank $185,000 $480,000 159.5% 0.6%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $175,000 $475,000 171.4% 0.6%
    LOANDEPOT.COM, LLC $1,110,000 $430,000 -61.3% 0.5%
    UNITED WHOLESALE MORTGAGE, LLC $425,000 n/a 0.5%
    Citizens Bank $420,000 n/a 0.5%
    Southern Bank $400,000 n/a 0.5%
    FirstTrust Home Loans, Inc. $200,000 $390,000 95.0% 0.5%
    First Guaranty Mortgage Corporation $385,000 n/a 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $570,000 $370,000 -35.1% 0.5%
    JPMorgan Chase Bank $315,000 $355,000 12.7% 0.4%
    Ally Bank $350,000 n/a 0.4%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $440,000 $350,000 -20.5% 0.4%
    USAA Federal Savings Bank $670,000 $350,000 -47.8% 0.4%
    COMMUNITY MORTGAGE CORPORATION $195,000 $345,000 76.9% 0.4%
    GUILD MORTGAGE COMPANY $65,000 $345,000 430.8% 0.4%
    VILLAGE CAPITAL & INVESTMENT LLC $200,000 $345,000 72.5% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $690,000 $320,000 -53.6% 0.4%
    NEW DAY FINANCIAL, LLC $140,000 $320,000 128.6% 0.4%
    Focus Bank $890,000 $305,000 -65.7% 0.4%
    The Farmers & Merchants Bank $420,000 $275,000 -34.5% 0.3%
    ENCORE BANK $270,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $175,000 $270,000 54.3% 0.3%
    Deere Employees Credit Union $245,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $65,000 $240,000 269.2% 0.3%
    BETTER MORTGAGE CORPORATION $235,000 n/a 0.3%
    Carrington Mortgage Services, LLC $380,000 $235,000 -38.2% 0.3%
    The Home Loan Expert LLC $235,000 n/a 0.3%
    NEWREZ LLC $155,000 $230,000 48.4% 0.3%
    Wyndham Capital Mortgage, Inc. $225,000 n/a 0.3%
    AMCAP MORTGAGE, LTD. $215,000 n/a 0.3%
    The Federal Savings Bank $215,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $205,000 n/a 0.3%
    Mid-Continent Funding, Inc. $195,000 n/a 0.2%
    WILLOW BEND MORTGAGE COMPANY, LLC $245,000 $195,000 -20.4% 0.2%
    Wolfe Financial, Inc $185,000 n/a 0.2%
    ARKANSAS Federal Credit Union $125,000 $165,000 32.0% 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $500,000 $160,000 -68.0% 0.2%
    GMFS LLC $155,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $180,000 $145,000 -19.4% 0.2%
    Gateway First Bank $135,000 n/a 0.2%
    Renasant Bank $195,000 $135,000 -30.8% 0.2%
    21ST MORTGAGE CORPORATION $55,000 $130,000 136.4% 0.2%
    ROYAL UNITED MORTGAGE LLC $215,000 $130,000 -39.5% 0.2%
    Bank of England $125,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $125,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $125,000 n/a 0.2%
    OCEANSIDE MORTGAGE COMPANY $125,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $125,000 n/a 0.2%
    PLANET HOME LENDING, LLC $105,000 $105,000 0.0% 0.1%
    SIRVA MORTGAGE, INC. $105,000 n/a 0.1%
    Discover Bank $85,000 n/a 0.1%
    Flanagan State Bank $85,000 n/a 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $255,000 $75,000 -70.6% 0.1%
    RUOFF MORTGAGE COMPANY, INC. $75,000 n/a 0.1%
    MORTGAGE INVESTORS GROUP, INC. $290,000 $65,000 -77.6% 0.1%
    Truist Bank $65,000 n/a 0.1%
    The First National Bank of Fort Smith $55,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $45,000 n/a 0.1%

    Blytheville's top lender by overall market share is QUICKEN LOANS, LLC, with 13.4% market share. In second place, with 12.9%, is DAS Acquisition Company, LLC, having originated $10,170,000 in loans. In third place, with 6.5%, is Cross County Bank, having originated $5,135,000 in loans. In third place, with 6.3%, is EVERETT FINANCIAL, INC., having originated $5,005,000 in loans. In third place, with 5.9%, is Southern Bancorp Bank, having originated $4,660,000 in loans.

    Blytheville, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 283 $38,315,000 $135,389
    Refi 221 $30,015,000 $135,814
    Cash Out Refi 70 $8,700,000 $124,286
    Home Improvement 23 $1,235,000 $53,696
    Other 8 $730,000 $91,250

    Blytheville's most frequently cited loan purpose was Home Purchase, with 283 originations. The 2nd most popular reason was Refi, with 221 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 229 $27,315,000 $119,279
    2.5-3% 189 $26,075,000 $137,963
    <2.5% 81 $11,065,000 $136,605
    4-5% 69 $5,185,000 $75,145
    Over 8% 8 $440,000 $55,000
    5-6% 4 $290,000 $72,500
    6-7% 2 $220,000 $110,000

    During 2021, Blytheville's most frequently originated rate bucket was 3-4%, with 229 originations.

    Loan Sizing (Blytheville, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 262 $36,620,000 $139,771
    $100,000 or less 261 $15,375,000 $58,908
    $200k-400k 76 $18,650,000 $245,395
    $600k-1000k 3 $2,375,000 $791,667
    $Over $1MM 3 $5,975,000 $1,991,667

    Blytheville's loan sizing saw the bucket of loans from $100k-200k with 262 originations, totaling $36,620,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 289 $39,405,000 $136,349
    60-80% 174 $21,010,000 $120,747
    40-60% 45 $4,205,000 $93,444
    20-40% 30 $1,670,000 $55,667
    Under 20% 16 $160,000 $10,000
    Over 100% 5 $785,000 $157,000

    Blytheville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 289 originations, totaling $39,405,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $89,900 (0.5%) $120,170 (-0.2%) 0.00 216
    2018-02-01 $89,900 (3.4%) $120,915 (4.3%) 0.00 210
    2018-03-01 $89,900 (1.0%) $121,189 (1.9%) 0.00 221
    2018-04-01 $88,394 (-1.7%) $115,265 (-2.7%) 0.00 217
    2018-05-01 $88,394 (-1.2%) $118,541 (2.2%) 0.00 208
    2018-06-01 $89,000 (-1.0%) $118,982 (2.8%) 0.00 207
    2018-07-01 $90,000 (0.1%) $127,261 (12.3%) 0.00 197
    2018-08-01 $100,750 (8.5%) $128,975 (9.8%) 0.00 195
    2018-09-01 $107,900 (20.0%) $130,794 (10.1%) 0.00 193
    2018-10-01 $108,450 (20.6%) $128,427 (7.0%) 0.00 191
    2018-11-01 $110,000 (21.3%) $127,012 (5.6%) 0.00 207
    2018-12-01 $110,000 (22.4%) $130,842 (8.2%) 0.00 202
    2019-01-01 $114,500 (27.4%) $132,956 (10.6%) 0.00 197
    2019-02-01 $99,900 (11.1%) $125,414 (3.7%) 0.00 199
    2019-03-01 $97,757 (8.7%) $121,098 (-0.1%) 0.00 203
    2019-04-01 $95,307 (7.8%) $119,451 (3.6%) 0.00 214
    2019-05-01 $93,250 (5.5%) $116,304 (-1.9%) 0.00 209
    2019-06-01 $98,000 (10.1%) $118,272 (-0.6%) 0.00 219
    2019-07-01 $94,950 (5.5%) $116,674 (-8.3%) 0.00 224
    2019-08-01 $95,643 (-5.1%) $116,108 (-10.0%) 0.00 215
    2019-09-01 $98,200 (-9.0%) $117,573 (-10.1%) 0.00 213
    2019-10-01 $99,900 (-7.9%) $121,449 (-5.4%) 0.00 219
    2019-11-01 $98,000 (-10.9%) $120,573 (-5.1%) 0.00 213
    2019-12-01 $93,950 (-14.6%) $119,187 (-8.9%) 0.00 204
    2020-01-01 $93,950 (-18.0%) $119,019 (-10.5%) 0.00 207
    2020-02-01 $84,900 (-15.0%) $116,846 (-6.8%) 0.00 197
    2020-03-01 $79,900 (-18.3%) $113,190 (-6.5%) 0.00 187
    2020-04-01 $78,000 (-18.2%) $111,132 (-7.0%) 0.00 176
    2020-05-01 $75,000 (-19.6%) $108,025 (-7.1%) 0.00 162
    2020-06-01 $78,700 (-19.7%) $111,099 (-6.1%) 0.00 160
    2020-07-01 $78,700 (-17.1%) $113,534 (-2.7%) 0.00 142
    2020-08-01 $75,000 (-21.6%) $110,646 (-4.7%) 0.00 134
    2020-09-01 $75,000 (-23.6%) $111,002 (-5.6%) 0.00 127
    2020-10-01 $75,000 (-24.9%) $118,013 (-2.8%) 0.00 120
    2020-11-01 $84,000 (-14.3%) $121,769 (1.0%) 0.00 116
    2020-12-01 $84,500 (-10.1%) $125,126 (5.0%) 0.00 116
    2021-01-01 $85,000 (-9.5%) $129,834 (9.1%) 0.00 120
    2021-02-01 $78,500 (-7.5%) $115,320 (-1.3%) 0.00 94
    2021-03-01 $82,500 (3.3%) $122,518 (8.2%) 0.00 90
    2021-04-01 $82,500 (5.8%) $123,731 (11.3%) 0.00 88
    2021-05-01 $79,900 (6.5%) $122,393 (13.3%) 0.00 81
    2021-06-01 $89,450 (13.7%) $128,513 (15.7%) 0.00 84
    2021-07-01 $79,950 (1.6%) $127,289 (12.1%) 0.00 90
    2021-08-01 $79,950 (6.6%) $127,148 (14.9%) 0.00 102
    2021-09-01 $80,000 (6.7%) $135,306 (21.9%) 0.00 101
    2021-10-01 $91,000 (21.3%) $138,888 (17.7%) 0.00 104
    2021-11-01 $96,500 (14.9%) $147,822 (21.4%) 0.00 106
    2021-12-01 $98,450 (16.5%) $134,140 (7.2%) 0.00 116
    2022-01-01 $99,900 (17.5%) $131,427 (1.2%) 0.00 110
    2022-02-01 $106,950 (36.2%) $139,341 (20.8%) 0.00 103
    2022-03-01 $99,900 (21.1%) $131,682 (7.5%) 0.00 91
    2022-04-01 $115,000 (39.4%) $132,408 (7.0%) 0.00 88
    2022-05-01 $115,000 (43.9%) $154,204 (26.0%) 0.00 77
    Blytheville's median listing price for 2022-05-01 was $115,000, a difference of $35,100 (43.9%) versus the prior year and $0 versus the prior month.

    Blytheville's median listing price comes in at 0% of the national average.

    Blytheville's average listing price for 2022-05-01 was $154,204, a difference of $31,811 (26.0%) versus the prior year and $21,796 versus the prior month.

    For the 2022-05-01 period, Blytheville had 77 MLS listings, a difference of -11 listings (-13%) versus the prior month and -4 listings (-5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,603 sqft
    2018-02-01 0 days 1,510 sqft
    2018-03-01 0 days 1,489 sqft
    2018-04-01 0 days 1,500 sqft
    2018-05-01 0 days 1,500 sqft
    2018-06-01 0 days 1,748 sqft
    2018-07-01 0 days 1,911 sqft
    2018-08-01 0 days 1,884 sqft
    2018-09-01 0 days 1,680 sqft
    2018-10-01 0 days 1,680 sqft
    2018-11-01 0 days 1,738 sqft
    2018-12-01 0 days 1,782 sqft
    2019-01-01 0 days 1,885 sqft
    2019-02-01 0 days 1,807 sqft
    2019-03-01 0 days 1,762 sqft
    2019-04-01 0 days 1,735 sqft
    2019-05-01 0 days 1,732 sqft
    2019-06-01 0 days 1,736 sqft
    2019-07-01 0 days 1,736 sqft
    2019-08-01 0 days 1,733 sqft
    2019-09-01 0 days 1,739 sqft
    2019-10-01 0 days 1,800 sqft
    2019-11-01 0 days 1,776 sqft
    2019-12-01 0 days 1,727 sqft
    2020-01-01 0 days 1,700 sqft
    2020-02-01 0 days 1,692 sqft
    2020-03-01 0 days 1,604 sqft
    2020-04-01 0 days 1,571 sqft
    2020-05-01 0 days 1,513 sqft
    2020-06-01 0 days 1,568 sqft
    2020-07-01 0 days 1,597 sqft
    2020-08-01 0 days 1,568 sqft
    2020-09-01 0 days 1,558 sqft
    2020-10-01 0 days 1,568 sqft
    2020-11-01 0 days 1,560 sqft
    2020-12-01 0 days 1,559 sqft
    2021-01-01 0 days 1,550 sqft
    2021-02-01 0 days 1,523 sqft
    2021-03-01 0 days 1,631 sqft
    2021-04-01 0 days 1,602 sqft
    2021-05-01 0 days 1,550 sqft
    2021-06-01 0 days 1,568 sqft
    2021-07-01 0 days 1,550 sqft
    2021-08-01 0 days 1,549 sqft
    2021-09-01 0 days 1,549 sqft
    2021-10-01 0 days 1,550 sqft
    2021-11-01 0 days 1,589 sqft
    2021-12-01 0 days 1,589 sqft
    2022-01-01 0 days 1,528 sqft
    2022-02-01 0 days 1,564 sqft
    2022-03-01 0 days 1,472 sqft
    2022-04-01 0 days 1,468 sqft
    2022-05-01 0 days 1,472 sqft
    Blytheville's median listing age (time on market) for 2022-05-01 was 0 days.

    Blytheville's median square footage for active listings during the 2022-05-01 period was 1,472 sqft. One year prior, the average listing was 1,550 sqft.