Boone Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Boone averaged
6.17%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
5.74% and
one month ago for the week of 2022-05-19, the
average rate was 5.41%.
Boone's average rate one year ago was 3.31%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.8%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Boone 30 Year Fixed Rate | 2022-06-23 | 6.17% |
| Boone 30 Year Fixed Rate Refi | 2022-06-23 | 5.8% |
| Boone 15 Year Fixed Rate | 2022-06-23 | 5.16% |
| Boone 15 Year Fixed Rate Refi | 2022-06-23 | 4.99% |
| Boone 30 Year FHA | 2022-06-23 | -0.33% |
| Boone 30 Year FHA Refi | 2022-06-23 | -0.29% |
| Boone 30 Year USDA | 2022-06-23 | -0.28% |
| Boone 30 Year USDA Refi | 2022-06-23 | 2.7% |
| Boone 30 Year VA | 2022-06-23 | 0.35% |
| Boone 30 Year VA Refi | 2022-06-23 | -0.02% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Boone, NC.
Boone Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Boone, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Boone, NC's 200 lenders originated 2,777
loans during 2021. The total origination value was $998,945,000, with an average loan value of
$359,721.
The top Boone lender as defined by loan originations is QUICKEN LOANS, LLC, with
182 loans originated. Their average total fees are
$5,206, which is $1,057
higher than the next largest lender,
MOVEMENT MORTGAGE, LLC.
The lowest fee Boone lenders (with over 10 loans originated) are
KELLER MORTGAGE, LLC ($2,612), JPMorgan Chase Bank ($2,897), Wyndham Capital Mortgage, Inc. ($2,951), Flagstar Bank, FSB ($3,124) and EQUITY RESOURCES, INC. ($3,223).
The lowest rate Boone lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (2.58%), Bank of America (2.78%), First Community Bank (2.82%), Wyndham Capital Mortgage, Inc. (2.84%) and LOANDEPOT.COM, LLC (2.84%).
Boone, NC Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Ally Bank | $1,585,000 | $118,150,000 | 7,354.3% | 11.8% |
| QUICKEN LOANS, LLC | $61,885,000 | $81,005,000 | 30.9% | 8.1% |
| STATE EMPLOYEES' | $40,825,000 | $59,195,000 | 45.0% | 5.9% |
| MOVEMENT MORTGAGE, LLC | $39,990,000 | $47,030,000 | 17.6% | 4.7% |
| Truist Bank | $54,345,000 | $39,865,000 | -26.6% | 4.0% |
| Wells Fargo Bank | $30,775,000 | $35,455,000 | 15.2% | 3.5% |
| First-Citizens Bank & Trust Company | $25,265,000 | $32,735,000 | 29.6% | 3.3% |
| Bank of America | $24,880,000 | $27,125,000 | 9.0% | 2.7% |
| Capital One | $26,505,000 | n/a | 2.7% | |
| First National Bank of Pennsylvania | $20,000,000 | $22,565,000 | 12.8% | 2.3% |
| Grandbridge Real Estate Capital LLC | $21,765,000 | n/a | 2.2% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $10,115,000 | $18,785,000 | 85.7% | 1.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $15,590,000 | $18,250,000 | 17.1% | 1.8% |
| United Community Bank | $17,890,000 | $17,080,000 | -4.5% | 1.7% |
| JPMorgan Chase Bank | $7,765,000 | $13,650,000 | 75.8% | 1.4% |
| BETTER MORTGAGE CORPORATION | $6,355,000 | $12,835,000 | 102.0% | 1.3% |
| LOANDEPOT.COM, LLC | $6,850,000 | $12,405,000 | 81.1% | 1.2% |
| PNC Bank | $8,165,000 | $10,550,000 | 29.2% | 1.1% |
| Skyline National Bank | $7,665,000 | $10,050,000 | 31.1% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,890,000 | $10,045,000 | 27.3% | 1.0% |
| Flagstar Bank, FSB | $18,385,000 | $9,590,000 | -47.8% | 1.0% |
| American Security Mortgage Corp. | $5,100,000 | $9,205,000 | 80.5% | 0.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $7,805,000 | $9,075,000 | 16.3% | 0.9% |
| First Community Bank | $17,210,000 | $8,740,000 | -49.2% | 0.9% |
| Allen Tate Mortgage Partners, LLC | $5,760,000 | $7,970,000 | 38.4% | 0.8% |
| First Horizon Bank | $6,200,000 | $7,510,000 | 21.1% | 0.8% |
| New Peoples Bank, Inc. | $275,000 | $7,505,000 | 2,629.1% | 0.8% |
| Morgan Stanley Private Bank | $535,000 | $7,460,000 | 1,294.4% | 0.7% |
| South State Bank | $505,000 | $7,375,000 | 1,360.4% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $4,455,000 | $7,295,000 | 63.7% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $9,040,000 | $6,470,000 | -28.4% | 0.6% |
| EQUITY RESOURCES, INC. | $10,305,000 | $6,200,000 | -39.8% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $5,695,000 | $6,120,000 | 7.5% | 0.6% |
| Pinnacle Bank | $4,395,000 | $5,870,000 | 33.6% | 0.6% |
| Fifth Third Bank | $4,510,000 | $5,570,000 | 23.5% | 0.6% |
| First Carolina Bank | $5,315,000 | n/a | 0.5% | |
| Bank of Tennessee | $9,430,000 | $5,070,000 | -46.2% | 0.5% |
| Corporate Investors Mortgage Group, Inc. | $6,440,000 | $5,015,000 | -22.1% | 0.5% |
| Ameris Bank | $4,365,000 | $4,995,000 | 14.4% | 0.5% |
| Mortgage Research Center, LLC | $1,955,000 | $4,910,000 | 151.2% | 0.5% |
| U.S. Bank | $4,740,000 | $4,900,000 | 3.4% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $3,390,000 | $4,880,000 | 44.0% | 0.5% |
| Wyndham Capital Mortgage, Inc. | $4,060,000 | $4,695,000 | 15.6% | 0.5% |
| Alcova Mortgage LLC | $10,450,000 | $4,575,000 | -56.2% | 0.5% |
| Regions Bank | $3,800,000 | $4,575,000 | 20.4% | 0.5% |
| GUARANTEED RATE, INC. | $1,635,000 | $4,485,000 | 174.3% | 0.4% |
| UBS Bank USA | $4,390,000 | n/a | 0.4% | |
| Citizens Bank | $6,555,000 | $4,250,000 | -35.2% | 0.4% |
| Charles Schwab Bank, SSB | $2,410,000 | $4,200,000 | 74.3% | 0.4% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $3,220,000 | $4,175,000 | 29.7% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,970,000 | $4,040,000 | 36.0% | 0.4% |
| COASTAL Federal Credit Union | $1,665,000 | $3,650,000 | 119.2% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $3,375,000 | $3,590,000 | 6.4% | 0.4% |
| TD Bank | $5,550,000 | $3,585,000 | -35.4% | 0.4% |
| United Bank | $135,000 | $3,405,000 | 2,422.2% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,370,000 | $3,180,000 | 34.2% | 0.3% |
| CALIBER HOME LOANS, INC. | $1,995,000 | $3,140,000 | 57.4% | 0.3% |
| KELLER MORTGAGE, LLC | $7,770,000 | $3,110,000 | -60.0% | 0.3% |
| Piedmont Federal Savings Bank | $4,520,000 | $2,825,000 | -37.5% | 0.3% |
| FIRST HOME MORTGAGE CORPORATION | $6,145,000 | $2,730,000 | -55.6% | 0.3% |
| NEWREZ LLC | $3,085,000 | $2,725,000 | -11.7% | 0.3% |
| Renasant Bank | $2,780,000 | $2,725,000 | -2.0% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $2,630,000 | $2,705,000 | 2.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,395,000 | $2,665,000 | 91.0% | 0.3% |
| TOWNE MORTGAGE COMPANY | $2,305,000 | $2,440,000 | 5.9% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,225,000 | $2,305,000 | 3.6% | 0.2% |
| First Bank | $1,535,000 | $2,245,000 | 46.3% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $820,000 | $2,215,000 | 170.1% | 0.2% |
| GoPrime Mortgage, Inc. | $1,370,000 | $2,195,000 | 60.2% | 0.2% |
| Uwharrie Bank | $1,555,000 | $2,160,000 | 38.9% | 0.2% |
| North State Bank | $1,190,000 | $2,090,000 | 75.6% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $4,210,000 | $2,065,000 | -51.0% | 0.2% |
| First Heritage Mortgage, LLC | $1,980,000 | n/a | 0.2% | |
| NEW DAY FINANCIAL, LLC | $925,000 | $1,945,000 | 110.3% | 0.2% |
| The Fidelity Bank | $1,880,000 | $1,920,000 | 2.1% | 0.2% |
| Dollar Bank, Federal Savings Bank | $295,000 | $1,905,000 | 545.8% | 0.2% |
| Southern Bank and Trust Company | $1,035,000 | $1,805,000 | 74.4% | 0.2% |
| INTERCOASTAL MORTGAGE COMPANY | $460,000 | $1,755,000 | 281.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,610,000 | $1,740,000 | 8.1% | 0.2% |
| NFM, INC. | $950,000 | $1,735,000 | 82.6% | 0.2% |
| City National Bank of Florida | $155,000 | $1,690,000 | 990.3% | 0.2% |
| Stifel Bank and Trust | $245,000 | $1,675,000 | 583.7% | 0.2% |
| LADERA LENDING, INC. | $1,550,000 | $1,655,000 | 6.8% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $920,000 | $1,615,000 | 75.5% | 0.2% |
| The Huntington National Bank | $2,180,000 | $1,560,000 | -28.4% | 0.2% |
| The Park National Bank | $155,000 | $1,515,000 | 877.4% | 0.2% |
| Forcht Bank | $1,490,000 | n/a | 0.1% | |
| RESOURCE FINANCIAL SERVICES, INC. | $2,065,000 | $1,420,000 | -31.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,840,000 | $1,365,000 | -25.8% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $570,000 | $1,360,000 | 138.6% | 0.1% |
| First Federal Bank | $2,260,000 | $1,360,000 | -39.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $900,000 | $1,320,000 | 46.7% | 0.1% |
| InterContinental Capital Group, Inc | $710,000 | $1,290,000 | 81.7% | 0.1% |
| Synovus Bank | $1,385,000 | $1,280,000 | -7.6% | 0.1% |
| Towne Bank | $5,155,000 | $1,280,000 | -75.2% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $1,095,000 | $1,265,000 | 15.5% | 0.1% |
| MILEND, INC. | $1,125,000 | $1,225,000 | 8.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,900,000 | $1,175,000 | -38.2% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,100,000 | $1,160,000 | 5.5% | 0.1% |
| NBKC BANK | $630,000 | $1,140,000 | 81.0% | 0.1% |
| EASTMAN | $1,130,000 | n/a | 0.1% | |
| CIT Bank | $1,125,000 | n/a | 0.1% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $825,000 | $1,125,000 | 36.4% | 0.1% |
| CAPITAL CENTER, L.L.C. | $600,000 | $1,095,000 | 82.5% | 0.1% |
| Wolfe Financial, Inc | $500,000 | $1,090,000 | 118.0% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,690,000 | $1,040,000 | -38.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,035,000 | n/a | 0.1% | |
| Centennial Bank | $1,005,000 | n/a | 0.1% | |
| FirstBank | $720,000 | $1,005,000 | 39.6% | 0.1% |
| HomeTrust Bank | $300,000 | $975,000 | 225.0% | 0.1% |
| Northpointe Bank | $1,035,000 | $950,000 | -8.2% | 0.1% |
| Raymond James Bank | $565,000 | $945,000 | 67.3% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $975,000 | $930,000 | -4.6% | 0.1% |
| MIAMI FIREFIGHTERS FCU | $260,000 | $930,000 | 257.7% | 0.1% |
| Magnolia Bank | $265,000 | $915,000 | 245.3% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $325,000 | $905,000 | 178.5% | 0.1% |
| The Central Trust Bank | $495,000 | $890,000 | 79.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $540,000 | $880,000 | 63.0% | 0.1% |
| The Citizens Bank | $875,000 | n/a | 0.1% | |
| MORTGAGE INVESTORS GROUP, INC. | $265,000 | $865,000 | 226.4% | 0.1% |
| Farmers Bank & Trust | $845,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $520,000 | $825,000 | 58.7% | 0.1% |
| USAA Federal Savings Bank | $4,070,000 | $815,000 | -80.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $800,000 | n/a | 0.1% | |
| PANORAMA MORTGAGE GROUP, LLC | $315,000 | $790,000 | 150.8% | 0.1% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $840,000 | $785,000 | -6.5% | 0.1% |
| BLUELEAF LENDING, LLC | $775,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $245,000 | $775,000 | 216.3% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $620,000 | $755,000 | 21.8% | 0.1% |
| Peoples Bank | $1,115,000 | $755,000 | -32.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $740,000 | n/a | 0.1% | |
| ARC HOME LLC | $725,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $725,000 | n/a | 0.1% | |
| Quontic Bank | $725,000 | n/a | 0.1% | |
| UIF CORPORATION | $720,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $710,000 | n/a | 0.1% | |
| The Richwood Banking Company | $705,000 | n/a | 0.1% | |
| AMERIFIRST FINANCIAL CORPORATION | $690,000 | $695,000 | 0.7% | 0.1% |
| EVANSVILLE TEACHERS | $265,000 | $690,000 | 160.4% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $1,220,000 | $690,000 | -43.4% | 0.1% |
| HOMESTAR FINANCIAL CORPORATION | $690,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,525,000 | $690,000 | -54.8% | 0.1% |
| Farmers & Merchants Bank | $710,000 | $680,000 | -4.2% | 0.1% |
| The Federal Savings Bank | $355,000 | $680,000 | 91.5% | 0.1% |
| Atlantic Coast Mortgage, LLC | $665,000 | n/a | 0.1% | |
| AmRes Corporation | $660,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $1,375,000 | $645,000 | -53.1% | 0.1% |
| CMG MORTGAGE, INC. | $645,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $1,985,000 | $625,000 | -68.5% | 0.1% |
| FBC MORTGAGE, LLC | $590,000 | $620,000 | 5.1% | 0.1% |
| UNION HOME MORTGAGE CORP. | $695,000 | $610,000 | -12.2% | 0.1% |
| City National Bank | $415,000 | $605,000 | 45.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $715,000 | $600,000 | -16.1% | 0.1% |
| First Reliance Bank | $590,000 | n/a | 0.1% | |
| United Nations Federal Credit Union | $585,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $570,000 | n/a | 0.1% | |
| UNIVERSITY LENDING GROUP, LLC | $565,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $560,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $395,000 | $550,000 | 39.2% | 0.1% |
| Carolina Farm Credit, ACA | $800,000 | $550,000 | -31.3% | 0.1% |
| Manufacturers and Traders Trust Company | $475,000 | $545,000 | 14.7% | 0.1% |
| Waterstone Mortgage Corporation | $545,000 | n/a | 0.1% | |
| NTFN, INC. | $135,000 | $540,000 | 300.0% | 0.1% |
| ALLEGACY FEDERAL CREDIT UNION | $1,025,000 | $520,000 | -49.3% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $740,000 | $500,000 | -32.4% | 0.1% |
| Belmont Savings Bank, SSB | $495,000 | n/a | 0.0% | |
| Nations Lending Corporation | $450,000 | $490,000 | 8.9% | 0.0% |
| Bank OZK | $235,000 | $485,000 | 106.4% | 0.0% |
| The Middlefield Banking Company | $485,000 | n/a | 0.0% | |
| BNY Mellon | $910,000 | $465,000 | -48.9% | 0.0% |
| EVERETT FINANCIAL, INC. | $235,000 | $465,000 | 97.9% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $360,000 | $440,000 | 22.2% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $105,000 | $435,000 | 314.3% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $165,000 | $430,000 | 160.6% | 0.0% |
| First Mortgage Solutions, LLC | $1,670,000 | $425,000 | -74.6% | 0.0% |
| Alpha Mortgage Corporation | $420,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $1,175,000 | $410,000 | -65.1% | 0.0% |
| Citibank | $1,230,000 | $410,000 | -66.7% | 0.0% |
| MORTGAGE ACCESS CORP. | $405,000 | n/a | 0.0% | |
| GMFS LLC | $255,000 | $395,000 | 54.9% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $395,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $65,000 | $385,000 | 492.3% | 0.0% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $385,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $385,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $125,000 | $385,000 | 208.0% | 0.0% |
| NP, Inc. | $385,000 | n/a | 0.0% | |
| LENDUS, LLC | $1,105,000 | $380,000 | -65.6% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $245,000 | $375,000 | 53.1% | 0.0% |
| PHH Mortgage Corporation | $375,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $365,000 | n/a | 0.0% | |
| GROUP MORTGAGE, LLC | $355,000 | $365,000 | 2.8% | 0.0% |
| BNC National Bank | $305,000 | $355,000 | 16.4% | 0.0% |
| Carolina Bank & Trust | $355,000 | n/a | 0.0% | |
| CERTAINTY HOME LOANS, LLC | $1,040,000 | $355,000 | -65.9% | 0.0% |
| Ohnward Bank & Trust | $355,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $1,165,000 | $345,000 | -70.4% | 0.0% |
| Mortgage Lenders Investment Trading Corporation | $335,000 | n/a | 0.0% | |
| Capital City Home Loans, LLC | $330,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $505,000 | $330,000 | -34.7% | 0.0% |
| Atlantic Home Loans, Inc. | $325,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $325,000 | n/a | 0.0% | |
| Ixonia Bank | $325,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $315,000 | n/a | 0.0% | |
| C & F Mortgage Corporation | $910,000 | $295,000 | -67.6% | 0.0% |
| First Internet Bank of Indiana | $680,000 | $295,000 | -56.6% | 0.0% |
| MCLEAN MORTGAGE CORPORATION | $260,000 | $295,000 | 13.5% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $295,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $450,000 | $285,000 | -36.7% | 0.0% |
| Bank of England | $275,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $245,000 | $265,000 | 8.2% | 0.0% |
| The Old Point National Bank of Phoebus | $265,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $255,000 | n/a | 0.0% | |
| First Merchants Bank | $255,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $245,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $295,000 | $245,000 | -16.9% | 0.0% |
| Southern First Bank | $2,595,000 | $235,000 | -90.9% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $575,000 | $225,000 | -60.9% | 0.0% |
| SOFI LENDING CORP. | $490,000 | $225,000 | -54.1% | 0.0% |
| STEARNS LENDING, LLC | $445,000 | $225,000 | -49.4% | 0.0% |
| ACOPIA, LLC | $145,000 | $215,000 | 48.3% | 0.0% |
| KeyBank | $205,000 | $215,000 | 4.9% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $215,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $465,000 | $210,000 | -54.8% | 0.0% |
| Arvest Bank | $205,000 | n/a | 0.0% | |
| LENDERFI, INC. | $205,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $205,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $175,000 | $205,000 | 17.1% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $195,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $195,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $250,000 | $185,000 | -26.0% | 0.0% |
| BEST CAPITAL FUNDING | $185,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $185,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $185,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $185,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $185,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $185,000 | $175,000 | -5.4% | 0.0% |
| Axos Bank | $415,000 | $175,000 | -57.8% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $500,000 | $175,000 | -65.0% | 0.0% |
| Horizon Bank | $175,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $175,000 | n/a | 0.0% | |
| TIAA, FSB | $260,000 | $175,000 | -32.7% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $175,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $165,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| Triumph Bank | $255,000 | $165,000 | -35.3% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $165,000 | n/a | 0.0% | |
| Blue Ridge Bank | $1,210,000 | $155,000 | -87.2% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $155,000 | n/a | 0.0% | |
| Plains Commerce Bank | $155,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $415,000 | $155,000 | -62.7% | 0.0% |
| Auto Club Trust, FSB | $145,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $145,000 | n/a | 0.0% | |
| CORNING | $295,000 | $145,000 | -50.8% | 0.0% |
| Presidential Bank, FSB | $145,000 | n/a | 0.0% | |
| SELF-HELP Credit Union | $145,000 | n/a | 0.0% | |
| BMO Harris Bank | $135,000 | n/a | 0.0% | |
| First Midwest Bank | $915,000 | $135,000 | -85.2% | 0.0% |
| DAS Acquisition Company, LLC | $125,000 | n/a | 0.0% | |
| Paramount Bank | $195,000 | $125,000 | -35.9% | 0.0% |
| Colonial Savings, F.A. | $115,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $235,000 | $115,000 | -51.1% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $85,000 | $105,000 | 23.5% | 0.0% |
| First Home Bank | $95,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $80,000 | n/a | 0.0% | |
| SHARONVIEW FEDERAL CREDIT UNION | $1,530,000 | $65,000 | -95.8% | 0.0% |
| Summit Credit Union | $65,000 | n/a | 0.0% | |
| LOANPAL, LLC | $55,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $35,000 | n/a | 0.0% | |
| Figure Lending LLC | $115,000 | $15,000 | -87.0% | 0.0% |
Boone's top lender by overall market share is Ally Bank, with 11.8% market share. In second place, with 8.1%, is QUICKEN LOANS, LLC, having originated $81,005,000 in loans. In third place, with 5.9%, is STATE EMPLOYEES', having originated $59,195,000 in loans. In third place, with 4.7%, is MOVEMENT MORTGAGE, LLC, having originated $47,030,000 in loans. In third place, with 4.0%, is Truist Bank, having originated $39,865,000 in loans.
Boone, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,091 | $565,885,000 | $518,685 |
| Refi | 994 | $269,500,000 | $271,127 |
| Cash Out Refi | 416 | $118,430,000 | $284,688 |
| Other | 153 | $27,375,000 | $178,922 |
| Home Improvement | 123 | $17,755,000 | $144,350 |
Boone's most frequently cited loan purpose was Home Purchase, with 1,091 originations. The 2nd most popular reason was Refi, with 994 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,188 | $372,730,000 | $313,746 |
| 3-4% | 996 | $301,550,000 | $302,761 |
| <2.5% | 439 | $254,015,000 | $578,622 |
| 4-5% | 93 | $19,235,000 | $206,828 |
| 5-6% | 12 | $2,490,000 | $207,500 |
| 6-7% | 6 | $1,840,000 | $306,667 |
| Over 8% | 4 | $480,000 | $120,000 |
| 7-8% | 3 | $605,000 | $201,667 |
During 2021, Boone's most frequently originated rate bucket was 2.5-3%, with 1,188 originations.
Loan Sizing (Boone, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,256 | $353,160,000 | $281,178 |
| $100k-200k | 688 | $103,300,000 | $150,145 |
| $400k-600k | 418 | $200,250,000 | $479,067 |
| $100,000 or less | 251 | $16,205,000 | $64,562 |
| $600k-1000k | 117 | $89,845,000 | $767,906 |
| $Over $1MM | 47 | $236,185,000 | $5,025,213 |
Boone's loan sizing saw the bucket of loans from $200k-400k with 1,256 originations, totaling $353,160,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,040 | $507,240,000 | $487,731 |
| 80-100% | 680 | $255,930,000 | $376,368 |
| 40-60% | 586 | $152,510,000 | $260,256 |
| 20-40% | 237 | $42,165,000 | $177,911 |
| Under 20% | 154 | $11,260,000 | $73,117 |
| Over 100% | 5 | $1,385,000 | $277,000 |
Boone's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,040 originations, totaling $507,240,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Boone (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $332,500 (12.5%) | $514,711 (17.9%) | 0.00 | 959 |
| 2018-02-01 | $348,875 (19.3%) | $525,070 (23.7%) | 0.00 | 943 |
| 2018-03-01 | $349,900 (17.8%) | $529,968 (25.1%) | 0.00 | 936 |
| 2018-04-01 | $349,450 (16.9%) | $522,202 (23.4%) | 0.00 | 1,015 |
| 2018-05-01 | $349,900 (45.9%) | $530,235 (39.5%) | 0.00 | 1,098 |
| 2018-06-01 | $360,000 (95.1%) | $539,222 (72.1%) | 0.00 | 1,203 |
| 2018-07-01 | $271,500 (43.0%) | $438,462 (38.6%) | 0.00 | 1,800 |
| 2018-08-01 | $178,900 (-45.0%) | $333,775 (-28.3%) | 0.00 | 2,311 |
| 2018-09-01 | $174,900 (-46.2%) | $329,866 (-30.7%) | 0.00 | 2,322 |
| 2018-10-01 | $169,900 (-48.0%) | $324,614 (-33.0%) | 0.00 | 2,286 |
| 2018-11-01 | $164,950 (-49.3%) | $317,691 (-34.5%) | 0.00 | 2,187 |
| 2018-12-01 | $159,000 (-51.1%) | $313,020 (-36.8%) | 0.00 | 2,055 |
| 2019-01-01 | $149,950 (-54.9%) | $306,291 (-40.5%) | 0.00 | 1,837 |
| 2019-02-01 | $149,250 (-57.2%) | $304,814 (-42.0%) | 0.00 | 1,845 |
| 2019-03-01 | $256,657 (-26.7%) | $430,735 (-18.7%) | 0.00 | 1,434 |
| 2019-04-01 | $394,999 (13.0%) | $586,578 (12.3%) | 0.00 | 895 |
| 2019-05-01 | $389,000 (11.2%) | $584,613 (10.3%) | 0.00 | 871 |
| 2019-06-01 | $399,000 (10.8%) | $600,256 (11.3%) | 0.00 | 962 |
| 2019-07-01 | $399,000 (47.0%) | $607,052 (38.5%) | 0.00 | 988 |
| 2019-08-01 | $417,943 (133.6%) | $633,140 (89.7%) | 0.00 | 935 |
| 2019-09-01 | $439,750 (151.4%) | $655,571 (98.7%) | 0.00 | 875 |
| 2019-10-01 | $436,500 (156.9%) | $658,321 (102.8%) | 0.00 | 865 |
| 2019-11-01 | $442,000 (168.0%) | $657,284 (106.9%) | 0.00 | 759 |
| 2019-12-01 | $444,000 (179.3%) | $654,820 (109.2%) | 0.00 | 695 |
| 2020-01-01 | $450,000 (200.1%) | $657,344 (114.6%) | 0.00 | 613 |
| 2020-02-01 | $475,000 (218.3%) | $673,020 (120.8%) | 0.00 | 586 |
| 2020-03-01 | $475,000 (85.1%) | $667,974 (55.1%) | 0.00 | 593 |
| 2020-04-01 | $463,500 (17.3%) | $666,747 (13.7%) | 0.00 | 611 |
| 2020-05-01 | $480,000 (23.4%) | $695,886 (19.0%) | 0.00 | 605 |
| 2020-06-01 | $496,000 (24.3%) | $720,557 (20.0%) | 0.00 | 546 |
| 2020-07-01 | $531,750 (33.3%) | $768,699 (26.6%) | 0.00 | 465 |
| 2020-08-01 | $589,900 (41.1%) | $810,679 (28.0%) | 0.00 | 372 |
| 2020-09-01 | $592,000 (34.6%) | $872,620 (33.1%) | 0.00 | 339 |
| 2020-10-01 | $619,700 (42.0%) | $905,660 (37.6%) | 0.00 | 296 |
| 2020-11-01 | $647,250 (46.4%) | $936,348 (42.5%) | 0.00 | 285 |
| 2020-12-01 | $622,350 (40.2%) | $915,792 (39.9%) | 0.00 | 265 |
| 2021-01-01 | $599,000 (33.1%) | $930,057 (41.5%) | 0.00 | 223 |
| 2021-02-01 | $679,000 (43.0%) | $986,324 (46.6%) | 0.00 | 183 |
| 2021-03-01 | $675,000 (42.1%) | $1,000,070 (49.7%) | 0.00 | 181 |
| 2021-04-01 | $674,750 (45.6%) | $990,328 (48.5%) | 0.00 | 189 |
| 2021-05-01 | $603,250 (25.7%) | $951,860 (36.8%) | 0.00 | 237 |
| 2021-06-01 | $599,450 (20.9%) | $920,985 (27.8%) | 0.00 | 272 |
| 2021-07-01 | $596,500 (12.2%) | $875,245 (13.9%) | 0.00 | 303 |
| 2021-08-01 | $561,950 (-4.7%) | $881,426 (8.7%) | 0.00 | 287 |
| 2021-09-01 | $571,750 (-3.4%) | $884,105 (1.3%) | 0.00 | 258 |
| 2021-10-01 | $575,000 (-7.2%) | $826,393 (-8.8%) | 0.00 | 252 |
| 2021-11-01 | $539,000 (-16.7%) | $782,804 (-16.4%) | 0.00 | 213 |
| 2021-12-01 | $567,500 (-8.8%) | $801,013 (-12.5%) | 0.00 | 170 |
| 2022-01-01 | $595,000 (-0.7%) | $936,437 (0.7%) | 0.00 | 135 |
| 2022-02-01 | $622,000 (-8.4%) | $982,438 (-0.4%) | 0.00 | 133 |
| 2022-03-01 | $642,000 (-4.9%) | $968,287 (-3.2%) | 0.00 | 143 |
| 2022-04-01 | $615,000 (-8.9%) | $886,174 (-10.5%) | 0.00 | 185 |
| 2022-05-01 | $599,500 (-0.6%) | $902,864 (-5.2%) | 0.00 | 254 |
Boone's median listing price for 2022-05-01 was $599,500, a difference of
$-3,750
(-0.6%) versus the prior year and
$-15,500 versus the prior month.
Boone's median listing price comes in at 0% of the national average.
Boone's average listing price for 2022-05-01 was $902,864, a difference of $-48,996 (-5.2%) versus the prior year and $16,690 versus the prior month.
For the 2022-05-01 period, Boone had 254 MLS listings, a difference of 69 listings (37%) versus the prior month and 17 listings (7%) versus the prior year.
Boone's median listing price comes in at 0% of the national average.
Boone's average listing price for 2022-05-01 was $902,864, a difference of $-48,996 (-5.2%) versus the prior year and $16,690 versus the prior month.
For the 2022-05-01 period, Boone had 254 MLS listings, a difference of 69 listings (37%) versus the prior month and 17 listings (7%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Boone (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,000 sqft |
| 2018-02-01 | 0 days | 2,070 sqft |
| 2018-03-01 | 0 days | 2,100 sqft |
| 2018-04-01 | 0 days | 2,078 sqft |
| 2018-05-01 | 0 days | 2,096 sqft |
| 2018-06-01 | 0 days | 2,120 sqft |
| 2018-07-01 | 0 days | 2,096 sqft |
| 2018-08-01 | 0 days | 2,064 sqft |
| 2018-09-01 | 0 days | 2,070 sqft |
| 2018-10-01 | 0 days | 2,065 sqft |
| 2018-11-01 | 0 days | 2,070 sqft |
| 2018-12-01 | 0 days | 2,059 sqft |
| 2019-01-01 | 0 days | 2,059 sqft |
| 2019-02-01 | 0 days | 2,070 sqft |
| 2019-03-01 | 0 days | 2,113 sqft |
| 2019-04-01 | 0 days | 2,127 sqft |
| 2019-05-01 | 0 days | 2,115 sqft |
| 2019-06-01 | 0 days | 2,188 sqft |
| 2019-07-01 | 0 days | 2,254 sqft |
| 2019-08-01 | 0 days | 2,343 sqft |
| 2019-09-01 | 0 days | 2,469 sqft |
| 2019-10-01 | 0 days | 2,464 sqft |
| 2019-11-01 | 0 days | 2,448 sqft |
| 2019-12-01 | 0 days | 2,439 sqft |
| 2020-01-01 | 0 days | 2,477 sqft |
| 2020-02-01 | 0 days | 2,490 sqft |
| 2020-03-01 | 0 days | 2,482 sqft |
| 2020-04-01 | 0 days | 2,424 sqft |
| 2020-05-01 | 0 days | 2,490 sqft |
| 2020-06-01 | 0 days | 2,538 sqft |
| 2020-07-01 | 0 days | 2,655 sqft |
| 2020-08-01 | 0 days | 2,689 sqft |
| 2020-09-01 | 0 days | 2,745 sqft |
| 2020-10-01 | 0 days | 2,738 sqft |
| 2020-11-01 | 0 days | 2,655 sqft |
| 2020-12-01 | 0 days | 2,466 sqft |
| 2021-01-01 | 0 days | 2,420 sqft |
| 2021-02-01 | 0 days | 2,702 sqft |
| 2021-03-01 | 0 days | 2,515 sqft |
| 2021-04-01 | 0 days | 2,545 sqft |
| 2021-05-01 | 0 days | 2,382 sqft |
| 2021-06-01 | 0 days | 2,305 sqft |
| 2021-07-01 | 0 days | 2,308 sqft |
| 2021-08-01 | 0 days | 2,282 sqft |
| 2021-09-01 | 0 days | 2,270 sqft |
| 2021-10-01 | 0 days | 2,047 sqft |
| 2021-11-01 | 0 days | 1,950 sqft |
| 2021-12-01 | 0 days | 2,007 sqft |
| 2022-01-01 | 0 days | 2,086 sqft |
| 2022-02-01 | 0 days | 2,064 sqft |
| 2022-03-01 | 0 days | 2,050 sqft |
| 2022-04-01 | 0 days | 1,965 sqft |
| 2022-05-01 | 0 days | 2,016 sqft |
Boone's median listing age (time on market) for 2022-05-01 was 0 days.
Boone's median square footage for active listings during the 2022-05-01 period was 2,016 sqft. One year prior, the average listing was 2,382 sqft.
Boone's median square footage for active listings during the 2022-05-01 period was 2,016 sqft. One year prior, the average listing was 2,382 sqft.
