AUBURN - OPELIKA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Auburn - Opelika averaged
6.66%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.75% and
one month ago for the week of 2023-08-17, the
average rate was 6.66%.
Auburn - Opelika's average rate one year ago was 5.69%.
For refis of the same type during the week of 2023-09-21, the average rate
was 6.2%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
| Auburn - Opelika 30 Year Fixed Rate | 2023-09-21 | 6.66% |
| Auburn - Opelika 30 Year Fixed Rate Refi | 2023-09-21 | 6.2% |
| Auburn - Opelika 15 Year Fixed Rate | 2023-09-21 | 6.12% |
| Auburn - Opelika 15 Year Fixed Rate Refi | 2023-09-21 | 5.95% |
| Auburn - Opelika 30 Year FHA | 2023-09-21 | 6.77% |
| Auburn - Opelika 30 Year FHA Refi | 2023-09-21 | 7.04% |
| Auburn - Opelika 30 Year USDA | 2023-09-21 | 7.12% |
| Auburn - Opelika 30 Year USDA Refi | 2023-09-21 | 6.82% |
| Auburn - Opelika 30 Year VA | 2023-09-21 | 6.47% |
| Auburn - Opelika 30 Year VA Refi | 2023-09-21 | 6.62% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within AUBURN-OPELIKA, AL.
AUBURN - OPELIKA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the AUBURN-OPELIKA, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
AUBURN - OPELIKA Average Closing Costs & Other Stats
AUBURN-OPELIKA, AL's 161 lenders originated 4,990
loans during 2022. The total origination value was $1,452,460,000, with an average loan value of
$291,074.
AUBURN - OPELIKA's average closing costs are $4,715.
The top AUBURN - OPELIKA lender as defined by loan originations is Trustmark National Bank, with
205 loans originated. Their average total fees are
$4,662, which is $2,872
lower than the next largest lender,
CMG MORTGAGE, INC..
The lowest fee AUBURN - OPELIKA lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC ($1,619), INTERLINC MORTGAGE SERVICES, LLC ($3,052), Valley National Bank ($3,167), BancorpSouth ($3,313) and CALIBER HOME LOANS, INC. ($3,818).
The lowest rate AUBURN - OPELIKA lenders (with over 10 loans originated) are
Sierra Pacific Mortgage Company, Inc. (3.88%), Bank of America (3.97%), Truist (4.27%), MAX Credit Union (4.45%) and BancorpSouth (4.48%).
AUBURN-OPELIKA, AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | $150,110,000 | $88,045,000 | -41.3% | 6.1% |
| Trustmark National Bank | $53,595,000 | $81,350,000 | 51.8% | 5.6% |
| Renasant Bank | $127,460,000 | $62,560,000 | -50.9% | 4.3% |
| River Bank & Trust | $20,070,000 | $61,535,000 | 206.6% | 4.2% |
| Capital One | $7,370,000 | $61,130,000 | 729.4% | 4.2% |
| QUICKEN LOANS, LLC | $108,440,000 | $59,060,000 | -45.5% | 4.1% |
| South State Bank | $52,405,000 | $45,260,000 | -13.6% | 3.1% |
| LOANDEPOT.COM, LLC | $60,430,000 | $38,640,000 | -36.1% | 2.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $45,930,000 | $37,405,000 | -18.6% | 2.6% |
| First Commercial Bank | $8,825,000 | $35,350,000 | 300.6% | 2.4% |
| PENNYMAC LOAN SERVICES, LLC | $86,635,000 | $33,500,000 | -61.3% | 2.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $43,955,000 | $33,140,000 | -24.6% | 2.3% |
| AuburnBank | $51,395,000 | $29,735,000 | -42.1% | 2.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $32,370,000 | $29,180,000 | -9.9% | 2.0% |
| HOMESTAR FINANCIAL CORPORATION | $23,205,000 | $28,835,000 | 24.3% | 2.0% |
| Mortgage Research Center, LLC | $29,170,000 | $26,825,000 | -8.0% | 1.8% |
| GUILD MORTGAGE COMPANY | $42,985,000 | $25,995,000 | -39.5% | 1.8% |
| Wells Fargo Bank | $54,085,000 | $23,635,000 | -56.3% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $16,090,000 | $22,680,000 | 41.0% | 1.6% |
| Truist | $27,380,000 | $22,480,000 | -17.9% | 1.5% |
| INTERLINC MORTGAGE SERVICES, LLC | $49,055,000 | $22,090,000 | -55.0% | 1.5% |
| Synovus Bank | $40,090,000 | $21,505,000 | -46.4% | 1.5% |
| Regions Bank | $30,765,000 | $17,035,000 | -44.6% | 1.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $44,695,000 | $15,500,000 | -65.3% | 1.1% |
| Fifth Third Bank | $1,145,000 | $15,460,000 | 1,250.2% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $14,790,000 | $15,460,000 | 4.5% | 1.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $14,825,000 | n/a | 1.0% | |
| BancorpSouth Bank | $24,760,000 | $14,455,000 | -41.6% | 1.0% |
| PNC Bank | $10,645,000 | $14,360,000 | 34.9% | 1.0% |
| HOME POINT FINANCIAL CORPORATION | $52,355,000 | $12,930,000 | -75.3% | 0.9% |
| WALKER & DUNLOP, LLC | $33,675,000 | $12,925,000 | -61.6% | 0.9% |
| Troy Bank and Trust Company | $4,245,000 | $12,305,000 | 189.9% | 0.8% |
| FirstBank | $7,710,000 | $11,210,000 | 45.4% | 0.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $18,235,000 | $11,000,000 | -39.7% | 0.8% |
| USAA Federal Savings Bank | $6,315,000 | $10,380,000 | 64.4% | 0.7% |
| MAX Credit Union | $21,835,000 | $9,680,000 | -55.7% | 0.7% |
| BROKER SOLUTIONS, INC. | $16,215,000 | $9,670,000 | -40.4% | 0.7% |
| Southern States Bank | $12,245,000 | $9,280,000 | -24.2% | 0.6% |
| Ameris Bank | $23,295,000 | $8,895,000 | -61.8% | 0.6% |
| EVERETT FINANCIAL, INC. | $740,000 | $8,325,000 | 1,025.0% | 0.6% |
| U.S. Bank | $4,705,000 | $8,185,000 | 74.0% | 0.6% |
| Bank of America | $5,430,000 | $7,870,000 | 44.9% | 0.5% |
| Sierra Pacific Mortgage Company, Inc. | $4,095,000 | $7,835,000 | 91.3% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $44,735,000 | $7,720,000 | -82.7% | 0.5% |
| Northpointe Bank | $1,140,000 | $7,610,000 | 567.5% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $13,355,000 | $7,560,000 | -43.4% | 0.5% |
| First Community Bank of Central Alabama | $220,000 | $7,480,000 | 3,300.0% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $17,330,000 | $7,200,000 | -58.5% | 0.5% |
| CALIBER HOME LOANS, INC. | $12,545,000 | $6,445,000 | -48.6% | 0.4% |
| AUBURN UNIVERSITY CREDIT UNION | $13,040,000 | $6,360,000 | -51.2% | 0.4% |
| JPMorgan Chase Bank | $2,890,000 | $6,300,000 | 118.0% | 0.4% |
| Flagstar Bank, FSB | $7,085,000 | $6,165,000 | -13.0% | 0.4% |
| Valley National Bank | $5,125,000 | $5,795,000 | 13.1% | 0.4% |
| NEW DAY FINANCIAL, LLC | $8,520,000 | $5,755,000 | -32.5% | 0.4% |
| NEWREZ LLC | $18,940,000 | $5,545,000 | -70.7% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $13,240,000 | $5,510,000 | -58.4% | 0.4% |
| Hometown Lenders, Inc. | $780,000 | $4,870,000 | 524.4% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $10,135,000 | $4,470,000 | -55.9% | 0.3% |
| Stifel Bank and Trust | $7,215,000 | $4,465,000 | -38.1% | 0.3% |
| EMM LOANS LLC | $1,995,000 | $3,920,000 | 96.5% | 0.3% |
| First Federal Bank | $9,210,000 | $3,615,000 | -60.7% | 0.2% |
| ServisFirst Bank | $7,270,000 | $3,505,000 | -51.8% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,290,000 | $3,445,000 | 167.1% | 0.2% |
| Carrington Mortgage Services, LLC | $4,710,000 | $3,435,000 | -27.1% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,365,000 | $3,420,000 | -46.3% | 0.2% |
| RUOFF MORTGAGE COMPANY, INC. | $2,445,000 | $3,390,000 | 38.7% | 0.2% |
| CB&S Bank, Inc. | $410,000 | $3,160,000 | 670.7% | 0.2% |
| ENVOY MORTGAGE, LTD | $6,585,000 | $2,945,000 | -55.3% | 0.2% |
| First South Farm Credit, ACA | $410,000 | $2,735,000 | 567.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,650,000 | $2,605,000 | -1.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $2,195,000 | $2,560,000 | 16.6% | 0.2% |
| UNION HOME MORTGAGE CORP. | $970,000 | $2,560,000 | 163.9% | 0.2% |
| TJC Mortgage, Inc. | $7,435,000 | $2,520,000 | -66.1% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $975,000 | $2,445,000 | 150.8% | 0.2% |
| Colony Bank | $2,425,000 | $2,360,000 | -2.7% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,125,000 | $2,270,000 | 101.8% | 0.2% |
| CERTAINTY HOME LOANS, LLC | $6,785,000 | $2,190,000 | -67.7% | 0.2% |
| AMERICAN FINANCING CORPORATION | $925,000 | $2,110,000 | 128.1% | 0.1% |
| First Horizon Bank | $4,590,000 | $2,085,000 | -54.6% | 0.1% |
| KINETIC FEDERAL CREDIT UNION | $1,060,000 | $2,080,000 | 96.2% | 0.1% |
| Pinnacle Bank | $305,000 | $2,055,000 | 573.8% | 0.1% |
| APCO EMPLOYEES | $895,000 | $1,930,000 | 115.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $13,190,000 | $1,815,000 | -86.2% | 0.1% |
| 21ST MORTGAGE CORPORATION | $2,170,000 | $1,810,000 | -16.6% | 0.1% |
| Phenix-Girard Bank | $1,795,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $4,025,000 | $1,790,000 | -55.5% | 0.1% |
| Liberty Mortgage Corporation | $2,325,000 | $1,715,000 | -26.2% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,350,000 | $1,710,000 | -60.7% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $535,000 | $1,640,000 | 206.5% | 0.1% |
| Plains Commerce Bank | $235,000 | $1,595,000 | 578.7% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $9,255,000 | $1,555,000 | -83.2% | 0.1% |
| North American Savings Bank, F.S.B. | $3,670,000 | $1,550,000 | -57.8% | 0.1% |
| SouthPoint Bank | $2,895,000 | $1,540,000 | -46.8% | 0.1% |
| Discover Bank | $710,000 | $1,530,000 | 115.5% | 0.1% |
| FBC MORTGAGE, LLC | $255,000 | $1,510,000 | 492.2% | 0.1% |
| Capital City Home Loans, LLC | $1,265,000 | $1,500,000 | 18.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $3,665,000 | $1,455,000 | -60.3% | 0.1% |
| NBKC BANK | $1,965,000 | $1,440,000 | -26.7% | 0.1% |
| AMWEST FUNDING CORP. | $1,865,000 | $1,420,000 | -23.9% | 0.1% |
| MILEND, INC. | $320,000 | $1,390,000 | 334.4% | 0.1% |
| AmeriHome Mortgage Company, LLC | $4,740,000 | $1,330,000 | -71.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,285,000 | $1,290,000 | -43.5% | 0.1% |
| GMFS LLC | $3,550,000 | $1,230,000 | -65.4% | 0.1% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $565,000 | $1,225,000 | 116.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,680,000 | $1,220,000 | -27.4% | 0.1% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $245,000 | $1,210,000 | 393.9% | 0.1% |
| Bryant Bank | $555,000 | $1,205,000 | 117.1% | 0.1% |
| The Central Trust Bank | $185,000 | $1,180,000 | 537.8% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $575,000 | $1,110,000 | 93.0% | 0.1% |
| PeoplesSouth Bank | $125,000 | $1,070,000 | 756.0% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $225,000 | $1,055,000 | 368.9% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $5,770,000 | $1,055,000 | -81.7% | 0.1% |
| Mid-Continent Funding, Inc. | $165,000 | $1,045,000 | 533.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $205,000 | $1,040,000 | 407.3% | 0.1% |
| Valliance Bank | $1,010,000 | n/a | 0.1% | |
| PURDUE FEDERAL CREDIT UNION | $985,000 | n/a | 0.1% | |
| First Savings Bank | $990,000 | $960,000 | -3.0% | 0.1% |
| Morgan Stanley Private Bank | $1,850,000 | $940,000 | -49.2% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $450,000 | $935,000 | 107.8% | 0.1% |
| Citizens Bank | $1,465,000 | $930,000 | -36.5% | 0.1% |
| SmartBank | $550,000 | $925,000 | 68.2% | 0.1% |
| PLANET HOME LENDING, LLC | $2,330,000 | $910,000 | -60.9% | 0.1% |
| First Federal Bank, A FSB | $800,000 | $905,000 | 13.1% | 0.1% |
| Consumer First Mortgage, Inc. | $1,555,000 | $900,000 | -42.1% | 0.1% |
| Guardian Credit Union | $1,435,000 | $895,000 | -37.6% | 0.1% |
| DELTA COMMUNITY CREDIT UNION | $1,725,000 | $880,000 | -49.0% | 0.1% |
| BAY EQUITY LLC | $1,195,000 | $875,000 | -26.8% | 0.1% |
| Bank Independent | $175,000 | $865,000 | 394.3% | 0.1% |
| Victorian Finance, LLC | $1,205,000 | $865,000 | -28.2% | 0.1% |
| PHH Mortgage Corporation | $885,000 | $860,000 | -2.8% | 0.1% |
| GUARANTEED RATE, INC. | $1,425,000 | $835,000 | -41.4% | 0.1% |
| KELLER MORTGAGE, LLC | $2,140,000 | $835,000 | -61.0% | 0.1% |
| Assurance Financial Group, L.L.C. | $155,000 | $805,000 | 419.4% | 0.1% |
| DIGITAL Federal Credit Union | $800,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $1,080,000 | $780,000 | -27.8% | 0.1% |
| CCB Community Bank | $5,000 | $765,000 | 15,200.0% | 0.1% |
| BNC National Bank | $1,085,000 | $730,000 | -32.7% | 0.1% |
| UBS Bank USA | $720,000 | n/a | 0.0% | |
| Ally Bank | $2,245,000 | $710,000 | -68.4% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $255,000 | $705,000 | 176.5% | 0.0% |
| Armed Forces Bank | $685,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $675,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $1,015,000 | $670,000 | -34.0% | 0.0% |
| Metro City Bank | $615,000 | $660,000 | 7.3% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $1,925,000 | $650,000 | -66.2% | 0.0% |
| Amerifirst Financial, Inc. | $635,000 | n/a | 0.0% | |
| REDSTONE Federal Credit Union | $1,595,000 | $630,000 | -60.5% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,410,000 | $595,000 | -57.8% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $590,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $590,000 | n/a | 0.0% | |
| Alabama One Credit Union | $585,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $575,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $575,000 | n/a | 0.0% | |
| The Federal Savings Bank | $1,940,000 | $570,000 | -70.6% | 0.0% |
| Chicago Mortgage Solutions LLC | $565,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $615,000 | $560,000 | -8.9% | 0.0% |
| Bank of England | $660,000 | $550,000 | -16.7% | 0.0% |
| AMERICAN HOME LENDING USA, LLC | $545,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $265,000 | $530,000 | 100.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $305,000 | $525,000 | 72.1% | 0.0% |
| AVADIAN | $1,430,000 | $510,000 | -64.3% | 0.0% |
| DAS Acquisition Company, LLC | $490,000 | $490,000 | 0.0% | 0.0% |
| The First, A National Banking Association | $490,000 | n/a | 0.0% | |
| First Southern National Bank | $865,000 | $485,000 | -43.9% | 0.0% |
| BNY Mellon | $475,000 | n/a | 0.0% | |
| Figure Lending LLC | $90,000 | $475,000 | 427.8% | 0.0% |
| BancFirst | $470,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $690,000 | $470,000 | -31.9% | 0.0% |
| Capital City Bank | $35,000 | $435,000 | 1,142.9% | 0.0% |
| Nations Lending Corporation | $1,400,000 | $430,000 | -69.3% | 0.0% |
| Community Bank of Mississippi | $320,000 | $425,000 | 32.8% | 0.0% |
| AMERICA'S FIRST | $325,000 | $420,000 | 29.2% | 0.0% |
| Baxter Credit Union | $725,000 | $410,000 | -43.4% | 0.0% |
| THE MORTGAGE FIRM, INC. | $355,000 | $405,000 | 14.1% | 0.0% |
| Farmers Bank & Trust | $395,000 | n/a | 0.0% | |
| First Jackson Bank, Inc. | $80,000 | $395,000 | 393.8% | 0.0% |
| HOMETRUST MORTGAGE COMPANY | $395,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $395,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $385,000 | n/a | 0.0% | |
| Raymond James Bank | $385,000 | n/a | 0.0% | |
| First Merchants Bank | $375,000 | n/a | 0.0% | |
| Flint Community Bank | $65,000 | $365,000 | 461.5% | 0.0% |
| EMBRACE HOME LOANS, INC. | $620,000 | $360,000 | -41.9% | 0.0% |
| Hancock Whitney Bank | $545,000 | $355,000 | -34.9% | 0.0% |
| UNITED MORTGAGE CORP. | $355,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $255,000 | $345,000 | 35.3% | 0.0% |
| Credence Funding Corporation | $345,000 | n/a | 0.0% | |
| Quontic Bank | $345,000 | n/a | 0.0% | |
| The Bank of Missouri | $345,000 | n/a | 0.0% | |
| Fort McClellan Credit Union | $340,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $375,000 | $340,000 | -9.3% | 0.0% |
| Central State Bank | $335,000 | n/a | 0.0% | |
| NBH Bank | $335,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $180,000 | $325,000 | 80.6% | 0.0% |
| First-Citizens Bank & Trust Company | $325,000 | n/a | 0.0% | |
| ALABAMA CREDIT UNION | $315,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $255,000 | $315,000 | 23.5% | 0.0% |
| United Bank | $295,000 | $315,000 | 6.8% | 0.0% |
| First Guaranty Mortgage Corporation | $1,200,000 | $305,000 | -74.6% | 0.0% |
| SOUTHWEST FUNDING, LP | $430,000 | $305,000 | -29.1% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $475,000 | $295,000 | -37.9% | 0.0% |
| First Home Bank | $165,000 | $295,000 | 78.8% | 0.0% |
| Progress Bank and Trust | $330,000 | $290,000 | -12.1% | 0.0% |
| Liberty Bank and Trust Company | $285,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $215,000 | $280,000 | 30.2% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $175,000 | $275,000 | 57.1% | 0.0% |
| Citadel Servicing Corporation | $270,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $215,000 | $265,000 | 23.3% | 0.0% |
| Ixonia Bank | $265,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $255,000 | n/a | 0.0% | |
| NMSI, INC. | $725,000 | $255,000 | -64.8% | 0.0% |
| First National Bank | $245,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $155,000 | $245,000 | 58.1% | 0.0% |
| Strong Home Mortgage, LLC | $680,000 | $245,000 | -64.0% | 0.0% |
| First Internet Bank of Indiana | $235,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $225,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| First Volunteer Bank | $225,000 | n/a | 0.0% | |
| Five Star Credit Union | $325,000 | $225,000 | -30.8% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $1,785,000 | $225,000 | -87.4% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $245,000 | $225,000 | -8.2% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $135,000 | $225,000 | 66.7% | 0.0% |
| Black Hills Community Bank | $215,000 | n/a | 0.0% | |
| Magnolia Bank | $2,210,000 | $215,000 | -90.3% | 0.0% |
| M&T Bank | $415,000 | $210,000 | -49.4% | 0.0% |
| NexBank | $205,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $195,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $1,085,000 | $195,000 | -82.0% | 0.0% |
| BECKAM FUNDING CORP. | $185,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $2,060,000 | $185,000 | -91.0% | 0.0% |
| ALABAMA STATE EMPLOYEES CREDIT UNION | $55,000 | $180,000 | 227.3% | 0.0% |
| Evolve Bank & Trust | $175,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $175,000 | n/a | 0.0% | |
| Peoples Bank of Alabama | $245,000 | $175,000 | -28.6% | 0.0% |
| Arvest Bank | $400,000 | $165,000 | -58.8% | 0.0% |
| ATLANTA POSTAL | $165,000 | n/a | 0.0% | |
| First National Bank of America | $165,000 | n/a | 0.0% | |
| F&M Bank | $165,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $935,000 | $165,000 | -82.4% | 0.0% |
| City National Bank | $155,000 | n/a | 0.0% | |
| First Bank of Alabama | $35,000 | $155,000 | 342.9% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $155,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $515,000 | $145,000 | -71.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $645,000 | $145,000 | -77.5% | 0.0% |
| FAY SERVICING, LLC | $135,000 | n/a | 0.0% | |
| FineMark National Bank & Trust | $135,000 | n/a | 0.0% | |
| First State Bank of Blakely, Inc. | $135,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $135,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $125,000 | n/a | 0.0% | |
| Family Security Credit Union | $125,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $135,000 | $125,000 | -7.4% | 0.0% |
| Liberty Bank | $125,000 | $120,000 | -4.0% | 0.0% |
| SPRING EQ, LLC | $440,000 | $120,000 | -72.7% | 0.0% |
| ALABAMA TEACHERS | $115,000 | $115,000 | 0.0% | 0.0% |
| The Peoples Bank of Georgia | $110,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $105,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $110,000 | $105,000 | -4.5% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $105,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $105,000 | n/a | 0.0% | |
| LOANFLIGHT LENDING, LLC | $365,000 | $105,000 | -71.2% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| ILLINOIS STATE CREDIT UNION | $75,000 | n/a | 0.0% | |
| The Hometown Bank of Alabama | $155,000 | $65,000 | -58.1% | 0.0% |
| Traditions Bank | $245,000 | $55,000 | -77.6% | 0.0% |
| FIELD & MAIN BANK, INC. | $45,000 | n/a | 0.0% | |
| First Citizens Bank | $45,000 | n/a | 0.0% | |
| MTC Federal Credit Union | $45,000 | n/a | 0.0% | |
| Premier Bank of the South | $25,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $450,000 | $15,000 | -96.7% | 0.0% |
| EvaBank | $330,000 | $15,000 | -95.5% | 0.0% |
AUBURN - OPELIKA's top lender by overall market share is CMG MORTGAGE, INC., with 6.1% market share. In second place, with 5.6%, is Trustmark National Bank, having originated $81,350,000 in loans. In third place, with 4.3%, is Renasant Bank, having originated $62,560,000 in loans. In fourth place, with 4.2%, is River Bank & Trust, having originated $61,535,000 in loans. In fifth place, with 4.2%, is Capital One, having originated $61,130,000 in loans.
AUBURN - OPELIKA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - AUBURN - OPELIKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $277,416 (22.5%) | $309,791 (14.2%) | 1.03 | 664 |
| 2018-02-01 | $279,450 (17.4%) | $308,848 (9.3%) | 1.02 | 703 |
| 2018-03-01 | $274,772 (10.0%) | $302,973 (4.7%) | 0.96 | 741 |
| 2018-04-01 | $283,313 (9.4%) | $313,300 (6.4%) | 0.96 | 732 |
| 2018-05-01 | $289,875 (9.6%) | $327,550 (9.7%) | 0.97 | 729 |
| 2018-06-01 | $289,000 (9.7%) | $329,178 (10.2%) | 0.96 | 769 |
| 2018-07-01 | $286,976 (6.3%) | $329,008 (6.7%) | 0.96 | 796 |
| 2018-08-01 | $279,900 (3.7%) | $323,735 (3.8%) | 0.94 | 825 |
| 2018-09-01 | $281,450 (4.6%) | $324,626 (4.4%) | 0.95 | 807 |
| 2018-10-01 | $284,950 (5.6%) | $325,212 (5.3%) | 0.97 | 785 |
| 2018-11-01 | $286,996 (5.1%) | $320,666 (2.6%) | 0.97 | 766 |
| 2018-12-01 | $287,854 (4.7%) | $314,879 (0.1%) | 0.99 | 765 |
| 2019-01-01 | $285,000 (2.7%) | $314,436 (1.5%) | 0.98 | 746 |
| 2019-02-01 | $285,919 (2.3%) | $318,426 (3.1%) | 0.97 | 773 |
| 2019-03-01 | $292,386 (6.4%) | $323,194 (6.7%) | 0.96 | 808 |
| 2019-04-01 | $298,524 (5.4%) | $328,168 (4.8%) | 0.95 | 838 |
| 2019-05-01 | $295,525 (2.0%) | $327,103 (-0.1%) | 0.92 | 853 |
| 2019-06-01 | $294,388 (1.9%) | $323,059 (-1.9%) | 0.92 | 865 |
| 2019-07-01 | $292,541 (1.9%) | $326,116 (-0.9%) | 0.92 | 846 |
| 2019-08-01 | $291,900 (4.3%) | $326,457 (0.8%) | 0.92 | 832 |
| 2019-09-01 | $287,709 (2.2%) | $324,615 (0.0%) | 0.92 | 811 |
| 2019-10-01 | $284,900 (0.0%) | $323,801 (-0.4%) | 0.92 | 792 |
| 2019-11-01 | $284,000 (-1.0%) | $321,271 (0.2%) | 0.93 | 776 |
| 2019-12-01 | $285,429 (-0.8%) | $323,793 (2.8%) | 0.95 | 743 |
| 2020-01-01 | $284,900 (0.0%) | $321,801 (2.3%) | 0.95 | 715 |
| 2020-02-01 | $280,537 (-1.9%) | $320,221 (0.6%) | 0.92 | 743 |
| 2020-03-01 | $284,950 (-2.5%) | $320,064 (-1.0%) | 0.89 | 765 |
| 2020-04-01 | $289,892 (-2.9%) | $321,548 (-2.0%) | 0.91 | 799 |
| 2020-05-01 | $293,426 (-0.7%) | $324,319 (-0.9%) | 0.89 | 763 |
| 2020-06-01 | $299,000 (1.6%) | $341,443 (5.7%) | 0.88 | 730 |
| 2020-07-01 | $297,408 (1.7%) | $341,104 (4.6%) | 0.86 | 699 |
| 2020-08-01 | $299,000 (2.4%) | $338,170 (3.6%) | 0.86 | 670 |
| 2020-09-01 | $299,225 (4.0%) | $342,192 (5.4%) | 0.86 | 663 |
| 2020-10-01 | $309,000 (8.5%) | $351,215 (8.5%) | 0.89 | 631 |
| 2020-11-01 | $312,175 (9.9%) | $359,703 (12.0%) | 0.91 | 596 |
| 2020-12-01 | $309,900 (8.6%) | $366,630 (13.2%) | 0.92 | 544 |
| 2021-01-01 | $312,822 (9.8%) | $374,543 (16.4%) | 0.93 | 495 |
| 2021-02-01 | $318,575 (13.6%) | $380,492 (18.8%) | 0.93 | 488 |
| 2021-03-01 | $319,900 (12.3%) | $376,648 (17.7%) | 0.91 | 488 |
| 2021-04-01 | $327,400 (12.9%) | $386,852 (20.3%) | 0.89 | 473 |
| 2021-05-01 | $339,900 (15.8%) | $410,466 (26.6%) | 0.90 | 397 |
| 2021-06-01 | $359,835 (20.4%) | $416,575 (22.0%) | 0.95 | 398 |
| 2021-07-01 | $344,950 (16.0%) | $406,825 (19.3%) | 0.91 | 422 |
| 2021-08-01 | $344,500 (15.2%) | $402,755 (19.1%) | 0.92 | 494 |
| 2021-09-01 | $346,504 (15.8%) | $400,165 (16.9%) | 0.92 | 455 |
| 2021-10-01 | $342,900 (11.0%) | $409,632 (16.6%) | 0.91 | 429 |
| 2021-11-01 | $349,945 (12.1%) | $408,162 (13.5%) | 0.94 | 383 |
| 2021-12-01 | $356,759 (15.1%) | $414,492 (13.1%) | 0.97 | 344 |
| 2022-01-01 | $359,000 (14.8%) | $416,630 (11.2%) | 0.97 | 324 |
| 2022-02-01 | $354,339 (11.2%) | $414,758 (9.0%) | 0.92 | 318 |
| 2022-03-01 | $368,711 (15.3%) | $417,309 (10.8%) | 0.92 | 330 |
| 2022-04-01 | $376,958 (15.1%) | $421,850 (9.1%) | 0.90 | 348 |
| 2022-05-01 | $373,225 (9.8%) | $429,300 (4.6%) | 0.85 | 375 |
| 2022-06-01 | $386,903 (7.5%) | $444,659 (6.7%) | 0.86 | 450 |
| 2022-07-01 | $382,500 (10.9%) | $447,220 (9.9%) | 0.86 | 502 |
| 2022-08-01 | $383,559 (11.3%) | $440,955 (9.5%) | 0.89 | 499 |
| 2022-09-01 | $380,639 (9.9%) | $439,223 (9.8%) | 0.89 | 494 |
| 2022-10-01 | $375,900 (9.6%) | $430,300 (5.1%) | 0.88 | 542 |
| 2022-11-01 | $374,500 (7.0%) | $430,154 (5.4%) | 0.90 | 549 |
| 2022-12-01 | $379,900 (6.5%) | $442,775 (6.8%) | 0.94 | 498 |
| 2023-01-01 | $379,950 (5.8%) | $440,756 (5.8%) | 0.94 | 495 |
| 2023-02-01 | $380,200 (7.3%) | $437,674 (5.5%) | 0.92 | 478 |
| 2023-03-01 | $382,448 (3.7%) | $443,576 (6.3%) | 0.90 | 475 |
| 2023-04-01 | $389,900 (3.4%) | $456,372 (8.2%) | 0.91 | 490 |
| 2023-05-01 | $398,641 (6.8%) | $464,880 (8.3%) | 0.90 | 532 |
| 2023-06-01 | $396,500 (2.5%) | $469,612 (5.6%) | 0.89 | 582 |
| 2023-07-01 | $399,900 (4.6%) | $472,963 (5.8%) | 0.91 | 600 |
| 2023-08-01 | $402,450 (4.9%) | $470,482 (6.7%) | 0.92 | 612 |
AUBURN - OPELIKA's median listing price for 2023-08-01 was $402,450, a difference of
$18,891
(4.9%) versus the prior year and
$2,550 versus the prior month.
AUBURN - OPELIKA's median listing price comes in at 92% of the national average.
AUBURN - OPELIKA's average listing price for 2023-08-01 was $470,482, a difference of $29,527 (6.7%) versus the prior year and $-2,481 versus the prior month.
For the 2023-08-01 period, AUBURN - OPELIKA had 612 MLS listings, a difference of 12 listings (2%) versus the prior month and 113 listings (23%) versus the prior year.
AUBURN - OPELIKA's median listing price comes in at 92% of the national average.
AUBURN - OPELIKA's average listing price for 2023-08-01 was $470,482, a difference of $29,527 (6.7%) versus the prior year and $-2,481 versus the prior month.
For the 2023-08-01 period, AUBURN - OPELIKA had 612 MLS listings, a difference of 12 listings (2%) versus the prior month and 113 listings (23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - AUBURN - OPELIKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 80 days | 2,409 sqft |
| 2018-02-01 | 65 days | 2,428 sqft |
| 2018-03-01 | 58 days | 2,406 sqft |
| 2018-04-01 | 54 days | 2,421 sqft |
| 2018-05-01 | 56 days | 2,446 sqft |
| 2018-06-01 | 61 days | 2,442 sqft |
| 2018-07-01 | 66 days | 2,472 sqft |
| 2018-08-01 | 64 days | 2,446 sqft |
| 2018-09-01 | 71 days | 2,454 sqft |
| 2018-10-01 | 85 days | 2,474 sqft |
| 2018-11-01 | 94 days | 2,433 sqft |
| 2018-12-01 | 94 days | 2,400 sqft |
| 2019-01-01 | 89 days | 2,365 sqft |
| 2019-02-01 | 77 days | 2,365 sqft |
| 2019-03-01 | 64 days | 2,389 sqft |
| 2019-04-01 | 57 days | 2,397 sqft |
| 2019-05-01 | 59 days | 2,406 sqft |
| 2019-06-01 | 62 days | 2,368 sqft |
| 2019-07-01 | 67 days | 2,400 sqft |
| 2019-08-01 | 71 days | 2,407 sqft |
| 2019-09-01 | 77 days | 2,405 sqft |
| 2019-10-01 | 83 days | 2,405 sqft |
| 2019-11-01 | 82 days | 2,406 sqft |
| 2019-12-01 | 88 days | 2,406 sqft |
| 2020-01-01 | 91 days | 2,394 sqft |
| 2020-02-01 | 76 days | 2,327 sqft |
| 2020-03-01 | 55 days | 2,312 sqft |
| 2020-04-01 | 64 days | 2,312 sqft |
| 2020-05-01 | 73 days | 2,319 sqft |
| 2020-06-01 | 69 days | 2,350 sqft |
| 2020-07-01 | 59 days | 2,303 sqft |
| 2020-08-01 | 59 days | 2,290 sqft |
| 2020-09-01 | 61 days | 2,278 sqft |
| 2020-10-01 | 66 days | 2,332 sqft |
| 2020-11-01 | 74 days | 2,317 sqft |
| 2020-12-01 | 84 days | 2,300 sqft |
| 2021-01-01 | 77 days | 2,260 sqft |
| 2021-02-01 | 51 days | 2,233 sqft |
| 2021-03-01 | 40 days | 2,224 sqft |
| 2021-04-01 | 50 days | 2,245 sqft |
| 2021-05-01 | 37 days | 2,261 sqft |
| 2021-06-01 | 37 days | 2,277 sqft |
| 2021-07-01 | 37 days | 2,232 sqft |
| 2021-08-01 | 34 days | 2,185 sqft |
| 2021-09-01 | 41 days | 2,159 sqft |
| 2021-10-01 | 52 days | 2,188 sqft |
| 2021-11-01 | 52 days | 2,181 sqft |
| 2021-12-01 | 55 days | 2,228 sqft |
| 2022-01-01 | 56 days | 2,249 sqft |
| 2022-02-01 | 38 days | 2,234 sqft |
| 2022-03-01 | 33 days | 2,275 sqft |
| 2022-04-01 | 31 days | 2,273 sqft |
| 2022-05-01 | 33 days | 2,279 sqft |
| 2022-06-01 | 31 days | 2,288 sqft |
| 2022-07-01 | 39 days | 2,290 sqft |
| 2022-08-01 | 57 days | 2,293 sqft |
| 2022-09-01 | 59 days | 2,300 sqft |
| 2022-10-01 | 59 days | 2,315 sqft |
| 2022-11-01 | 59 days | 2,324 sqft |
| 2022-12-01 | 75 days | 2,354 sqft |
| 2023-01-01 | 84 days | 2,344 sqft |
| 2023-02-01 | 65 days | 2,270 sqft |
| 2023-03-01 | 57 days | 2,238 sqft |
| 2023-04-01 | 53 days | 2,258 sqft |
| 2023-05-01 | 46 days | 2,331 sqft |
| 2023-06-01 | 47 days | 2,321 sqft |
| 2023-07-01 | 51 days | 2,311 sqft |
| 2023-08-01 | 55 days | 2,330 sqft |
AUBURN - OPELIKA's median listing age (time on market) for 2023-08-01 was 55 days.
This
is -4%
shorter
than the same period one year ago.
AUBURN - OPELIKA's median square footage for active listings during the 2023-08-01 period was 2,330 sqft. One year prior, the average listing was 2,293 sqft.
AUBURN - OPELIKA's median square footage for active listings during the 2023-08-01 period was 2,330 sqft. One year prior, the average listing was 2,293 sqft.
AUBURN-OPELIKA, AL Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 36801 | Auburn-Opelika, AL | $580 | $610 | $800 | $1,060 | $1,200 |
| 36803 | Auburn-Opelika, AL | $670 | $700 | $920 | $1,220 | $1,380 |
| 36804 | Auburn-Opelika, AL | $650 | $680 | $880 | $1,170 | $1,330 |
| 36830 | Auburn-Opelika, AL | $710 | $740 | $970 | $1,280 | $1,450 |
| 36831 | Auburn-Opelika, AL | $670 | $700 | $920 | $1,220 | $1,380 |
| 36832 | Auburn-Opelika, AL | $680 | $720 | $940 | $1,240 | $1,410 |
| 36849 | Auburn-Opelika, AL | $690 | $730 | $950 | $1,250 | $1,420 |
| 36850 | Auburn-Opelika, AL | $670 | $700 | $920 | $1,220 | $1,380 |
| 36852 | Auburn-Opelika, AL | $600 | $630 | $820 | $1,080 | $1,230 |
| 36854 | Auburn-Opelika, AL | $630 | $660 | $870 | $1,150 | $1,300 |
| 36865 | Auburn-Opelika, AL | $680 | $720 | $940 | $1,240 | $1,410 |
| 36866 | Auburn-Opelika, AL | $540 | $570 | $750 | $980 | $1,110 |
| 36867 | Auburn-Opelika, AL | $690 | $750 | $880 | $1,190 | $1,470 |
| 36870 | Auburn-Opelika, AL | $680 | $720 | $920 | $1,220 | $1,400 |
| 36874 | Auburn-Opelika, AL | $810 | $850 | $1,100 | $1,460 | $1,660 |
| 36877 | Auburn-Opelika, AL | $690 | $730 | $950 | $1,260 | $1,420 |
| 36879 | Auburn-Opelika, AL | $570 | $600 | $780 | $1,030 | $1,170 |
2022 Average & Median Rent Data Statistics
AUBURN-OPELIKA, AL average 1BR rent: $695, median: $700
AUBURN-OPELIKA, AL average 2BR rent: $901, median: $920
AUBURN-OPELIKA, AL average 3BR rent: $1,192, median: $1,220
AUBURN-OPELIKA, AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,302 | $1,041,820,000 | $315,512 |
| Cash Out Refi | 679 | $153,335,000 | $225,825 |
| Refi | 554 | $165,500,000 | $298,736 |
| Other | 238 | $66,710,000 | $280,294 |
| Home Improvement | 216 | $25,000,000 | $115,741 |
| NA | 1 | $95,000 | $95,000 |
Auburn - Opelika's most frequently cited loan purpose was Home Purchase, with 3,302 originations. The 2nd most popular reason was Cash Out Refi, with 679 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,200 | $364,310,000 | $303,592 |
| 4-5% | 1,170 | $333,050,000 | $284,658 |
| 5-6% | 1,170 | $308,820,000 | $263,949 |
| 6-7% | 523 | $130,955,000 | $250,392 |
| 2.5-3% | 252 | $77,510,000 | $307,579 |
| 7-8% | 229 | $34,985,000 | $152,773 |
| Over 8% | 140 | $12,630,000 | $90,214 |
| <2.5% | 111 | $25,195,000 | $226,982 |
During 2022, Auburn - Opelika's most frequently originated rate bucket was 3-4%, with 1,200 originations.
Loan Sizing (AUBURN-OPELIKA, AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,359 | $667,135,000 | $282,804 |
| $100k-200k | 1,324 | $200,020,000 | $151,073 |
| $100,000 or less | 711 | $38,825,000 | $54,606 |
| $400k-600k | 452 | $210,530,000 | $465,774 |
| $600k-1000k | 104 | $72,270,000 | $694,904 |
| $Over $1MM | 40 | $263,680,000 | $6,592,000 |
AUBURN - OPELIKA's loan sizing saw the bucket of loans from $200k-400k with 2,359 originations, totaling $667,135,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,352 | $668,220,000 | $284,107 |
| 60-80% | 1,256 | $443,970,000 | $353,479 |
| 40-60% | 361 | $123,315,000 | $341,593 |
| Under 20% | 312 | $16,240,000 | $52,051 |
| 20-40% | 307 | $39,405,000 | $128,355 |
| Over 100% | 173 | $51,345,000 | $296,792 |
AUBURN - OPELIKA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,352 originations, totaling $668,220,000 in origination value.