AUBURN - OPELIKA Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Auburn - Opelika averaged
5.91%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.18% and
one month ago for the week of 2022-05-19, the
average rate was 5.25%.
Auburn - Opelika's average rate one year ago was 3.11%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Auburn - Opelika 30 Year Fixed Rate | 2022-06-23 | 5.91% |
| Auburn - Opelika 30 Year Fixed Rate Refi | 2022-06-23 | 6.08% |
| Auburn - Opelika 15 Year Fixed Rate | 2022-06-23 | 5.42% |
| Auburn - Opelika 15 Year Fixed Rate Refi | 2022-06-23 | 4.83% |
| Auburn - Opelika 30 Year FHA | 2022-06-23 | 0.13% |
| Auburn - Opelika 30 Year FHA Refi | 2022-06-23 | 0.01% |
| Auburn - Opelika 30 Year USDA | 2022-06-23 | -0.15% |
| Auburn - Opelika 30 Year USDA Refi | 2022-06-23 | -0.38% |
| Auburn - Opelika 30 Year VA | 2022-06-23 | 0.13% |
| Auburn - Opelika 30 Year VA Refi | 2022-06-23 | -0.15% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within AUBURN-OPELIKA, AL.
AUBURN - OPELIKA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the AUBURN-OPELIKA, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
AUBURN-OPELIKA, AL's 187 lenders originated 7,858
loans during 2021. The total origination value was $1,993,430,000, with an average loan value of
$253,682.
The top AUBURN - OPELIKA lender as defined by loan originations is CMG MORTGAGE, INC., with
330 loans originated. Their average total fees are
$5,582, which is $2,372
higher than the next largest lender,
Renasant Bank.
The lowest fee AUBURN - OPELIKA lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC ($2,029), BETTER MORTGAGE CORPORATION ($2,674), INTERLINC MORTGAGE SERVICES, LLC ($2,690), Wells Fargo Bank ($2,716) and HOMESTAR FINANCIAL CORPORATION ($2,820).
The lowest rate AUBURN - OPELIKA lenders (with over 10 loans originated) are
Bank of America (2.68%), AMERISAVE MORTGAGE CORPORATION (2.78%), PENNYMAC LOAN SERVICES, LLC (2.92%), BBVA USA (2.93%) and LOANDEPOT.COM, LLC (2.93%).
AUBURN-OPELIKA, AL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | $163,350,000 | $150,110,000 | -8.1% | 7.5% |
| Renasant Bank | $173,765,000 | $127,460,000 | -26.6% | 6.4% |
| QUICKEN LOANS, LLC | $104,380,000 | $108,440,000 | 3.9% | 5.4% |
| PENNYMAC LOAN SERVICES, LLC | $14,470,000 | $86,635,000 | 498.7% | 4.3% |
| LOANDEPOT.COM, LLC | $34,975,000 | $60,430,000 | 72.8% | 3.0% |
| Wells Fargo Bank | $25,965,000 | $54,085,000 | 108.3% | 2.7% |
| Trustmark National Bank | $44,120,000 | $53,595,000 | 21.5% | 2.7% |
| South State Bank | $86,560,000 | $52,405,000 | -39.5% | 2.6% |
| HOME POINT FINANCIAL CORPORATION | $34,375,000 | $52,355,000 | 52.3% | 2.6% |
| AuburnBank | $82,655,000 | $51,395,000 | -37.8% | 2.6% |
| INTERLINC MORTGAGE SERVICES, LLC | $47,625,000 | $49,055,000 | 3.0% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $45,760,000 | $45,930,000 | 0.4% | 2.3% |
| FREEDOM MORTGAGE CORPORATION | $48,705,000 | $44,735,000 | -8.2% | 2.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $57,640,000 | $44,695,000 | -22.5% | 2.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $29,940,000 | $43,955,000 | 46.8% | 2.2% |
| GUILD MORTGAGE COMPANY | $34,850,000 | $42,985,000 | 23.3% | 2.2% |
| Synovus Bank | $42,385,000 | $40,090,000 | -5.4% | 2.0% |
| WALKER & DUNLOP, LLC | $19,045,000 | $33,675,000 | 76.8% | 1.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $19,440,000 | $32,370,000 | 66.5% | 1.6% |
| Regions Bank | $37,155,000 | $30,765,000 | -17.2% | 1.5% |
| Simmons Bank | $215,000 | $29,505,000 | 13,623.3% | 1.5% |
| Mortgage Research Center, LLC | $20,970,000 | $29,170,000 | 39.1% | 1.5% |
| Truist Bank | $60,775,000 | $27,380,000 | -54.9% | 1.4% |
| GREYSTONE SERVICING COMPANY LLC | $25,405,000 | n/a | 1.3% | |
| BancorpSouth Bank | $24,180,000 | $24,760,000 | 2.4% | 1.2% |
| Ameris Bank | $28,280,000 | $23,295,000 | -17.6% | 1.2% |
| HOMESTAR FINANCIAL CORPORATION | $9,390,000 | $23,205,000 | 147.1% | 1.2% |
| MAX Credit Union | $22,565,000 | $21,835,000 | -3.2% | 1.1% |
| River Bank & Trust | $22,400,000 | $20,070,000 | -10.4% | 1.0% |
| NEWREZ LLC | $19,155,000 | $18,940,000 | -1.1% | 1.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $18,365,000 | $18,235,000 | -0.7% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $18,160,000 | $17,330,000 | -4.6% | 0.9% |
| BROKER SOLUTIONS, INC. | $9,905,000 | $16,215,000 | 63.7% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $15,110,000 | $16,090,000 | 6.5% | 0.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $21,660,000 | $15,710,000 | -27.5% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $12,720,000 | $14,790,000 | 16.3% | 0.7% |
| Grandbridge Real Estate Capital LLC | $13,510,000 | n/a | 0.7% | |
| MOVEMENT MORTGAGE, LLC | $1,275,000 | $13,355,000 | 947.5% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $10,110,000 | $13,240,000 | 31.0% | 0.7% |
| BETTER MORTGAGE CORPORATION | $5,020,000 | $13,190,000 | 162.7% | 0.7% |
| AUBURN UNIVERSITY CREDIT UNION | $11,585,000 | $13,040,000 | 12.6% | 0.7% |
| CALIBER HOME LOANS, INC. | $10,295,000 | $12,545,000 | 21.9% | 0.6% |
| Southern States Bank | $2,845,000 | $12,245,000 | 330.4% | 0.6% |
| PNC Bank | $11,370,000 | $10,645,000 | -6.4% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $10,135,000 | $10,135,000 | 0.0% | 0.5% |
| MORTGAGE INVESTORS GROUP, INC. | $8,750,000 | $9,255,000 | 5.8% | 0.5% |
| First Federal Bank | $10,820,000 | $9,210,000 | -14.9% | 0.5% |
| First Commercial Bank | $3,235,000 | $8,825,000 | 172.8% | 0.4% |
| BBVA USA | $21,510,000 | $8,750,000 | -59.3% | 0.4% |
| NEW DAY FINANCIAL, LLC | $8,395,000 | $8,520,000 | 1.5% | 0.4% |
| FirstBank | $6,840,000 | $7,710,000 | 12.7% | 0.4% |
| TJC Mortgage, Inc. | $9,175,000 | $7,435,000 | -19.0% | 0.4% |
| Capital One | $7,370,000 | n/a | 0.4% | |
| ServisFirst Bank | $6,355,000 | $7,270,000 | 14.4% | 0.4% |
| Stifel Bank and Trust | $9,365,000 | $7,215,000 | -23.0% | 0.4% |
| Flagstar Bank, FSB | $5,605,000 | $7,085,000 | 26.4% | 0.4% |
| CERTAINTY HOME LOANS, LLC | $3,930,000 | $6,785,000 | 72.6% | 0.3% |
| ENVOY MORTGAGE, LTD | $4,285,000 | $6,585,000 | 53.7% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,710,000 | $6,365,000 | -5.1% | 0.3% |
| USAA Federal Savings Bank | $12,985,000 | $6,315,000 | -51.4% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $6,100,000 | $5,770,000 | -5.4% | 0.3% |
| Bank of America | $5,455,000 | $5,430,000 | -0.5% | 0.3% |
| Valley National Bank | $3,465,000 | $5,125,000 | 47.9% | 0.3% |
| AmeriHome Mortgage Company, LLC | $13,615,000 | $4,740,000 | -65.2% | 0.2% |
| Carrington Mortgage Services, LLC | $6,065,000 | $4,710,000 | -22.3% | 0.2% |
| U.S. Bank | $11,565,000 | $4,705,000 | -59.3% | 0.2% |
| First Horizon Bank | $375,000 | $4,590,000 | 1,124.0% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,390,000 | $4,350,000 | 28.3% | 0.2% |
| Troy Bank and Trust Company | $1,030,000 | $4,245,000 | 312.1% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $205,000 | $4,095,000 | 1,897.6% | 0.2% |
| Prosperity Home Mortgage, LLC | $2,270,000 | $4,025,000 | 77.3% | 0.2% |
| North American Savings Bank, F.S.B. | $2,995,000 | $3,670,000 | 22.5% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,645,000 | $3,665,000 | 122.8% | 0.2% |
| GMFS LLC | $4,310,000 | $3,550,000 | -17.6% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,390,000 | $3,280,000 | 37.2% | 0.2% |
| SouthPoint Bank | $3,625,000 | $2,895,000 | -20.1% | 0.1% |
| JPMorgan Chase Bank | $6,820,000 | $2,890,000 | -57.6% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $225,000 | $2,760,000 | 1,126.7% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,430,000 | $2,650,000 | 85.3% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $1,475,000 | $2,445,000 | 65.8% | 0.1% |
| Colony Bank | $2,640,000 | $2,425,000 | -8.1% | 0.1% |
| PLANET HOME LENDING, LLC | $1,035,000 | $2,330,000 | 125.1% | 0.1% |
| Liberty Mortgage Corporation | $4,915,000 | $2,325,000 | -52.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,140,000 | $2,285,000 | 100.4% | 0.1% |
| Ally Bank | $290,000 | $2,245,000 | 674.1% | 0.1% |
| Magnolia Bank | $1,595,000 | $2,210,000 | 38.6% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $175,000 | $2,195,000 | 1,154.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,360,000 | $2,170,000 | 59.6% | 0.1% |
| KELLER MORTGAGE, LLC | $840,000 | $2,140,000 | 154.8% | 0.1% |
| Georgia Banking Company | $2,065,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $2,060,000 | n/a | 0.1% | |
| EMM LOANS LLC | $4,380,000 | $1,995,000 | -54.5% | 0.1% |
| NBKC BANK | $3,215,000 | $1,965,000 | -38.9% | 0.1% |
| The Federal Savings Bank | $1,995,000 | $1,940,000 | -2.8% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $2,505,000 | $1,925,000 | -23.2% | 0.1% |
| AMWEST FUNDING CORP. | $1,960,000 | $1,865,000 | -4.8% | 0.1% |
| Morgan Stanley Private Bank | $460,000 | $1,850,000 | 302.2% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $1,785,000 | $1,785,000 | 0.0% | 0.1% |
| DELTA COMMUNITY CREDIT UNION | $735,000 | $1,725,000 | 134.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,970,000 | $1,680,000 | -14.7% | 0.1% |
| REDSTONE Federal Credit Union | $980,000 | $1,595,000 | 62.8% | 0.1% |
| Consumer First Mortgage, Inc. | $1,475,000 | $1,555,000 | 5.4% | 0.1% |
| Citizens Bank | $3,060,000 | $1,465,000 | -52.1% | 0.1% |
| Guardian Credit Union | $240,000 | $1,435,000 | 497.9% | 0.1% |
| AVADIAN | $215,000 | $1,430,000 | 565.1% | 0.1% |
| GUARANTEED RATE, INC. | $515,000 | $1,425,000 | 176.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,165,000 | $1,410,000 | -34.9% | 0.1% |
| Nations Lending Corporation | $925,000 | $1,400,000 | 51.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $495,000 | $1,290,000 | 160.6% | 0.1% |
| Capital City Home Loans, LLC | $2,230,000 | $1,265,000 | -43.3% | 0.1% |
| Victorian Finance, LLC | $205,000 | $1,205,000 | 487.8% | 0.1% |
| First Guaranty Mortgage Corporation | $1,490,000 | $1,200,000 | -19.5% | 0.1% |
| BAY EQUITY LLC | $1,470,000 | $1,195,000 | -18.7% | 0.1% |
| InterContinental Capital Group, Inc | $745,000 | $1,195,000 | 60.4% | 0.1% |
| ACCELERATE MORTGAGE, LLC | $1,155,000 | n/a | 0.1% | |
| Fifth Third Bank | $185,000 | $1,145,000 | 518.9% | 0.1% |
| Northpointe Bank | $1,070,000 | $1,140,000 | 6.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $930,000 | $1,125,000 | 21.0% | 0.1% |
| BNC National Bank | $820,000 | $1,085,000 | 32.3% | 0.1% |
| SOFI LENDING CORP. | $830,000 | $1,085,000 | 30.7% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $115,000 | $1,080,000 | 839.1% | 0.1% |
| KINETIC FEDERAL CREDIT UNION | $2,260,000 | $1,060,000 | -53.1% | 0.1% |
| NobleBank & Trust | $135,000 | $1,050,000 | 677.8% | 0.1% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $1,390,000 | $1,025,000 | -26.3% | 0.1% |
| United Community Bank | $240,000 | $1,020,000 | 325.0% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,640,000 | $1,015,000 | -38.1% | 0.1% |
| Hamilton Mortgage Corporation | $1,150,000 | $1,010,000 | -12.2% | 0.1% |
| First Savings Bank | $7,820,000 | $990,000 | -87.3% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $65,000 | $975,000 | 1,400.0% | 0.0% |
| UNION HOME MORTGAGE CORP. | $855,000 | $970,000 | 13.5% | 0.0% |
| Goldwater Bank, N.A. | $2,120,000 | $935,000 | -55.9% | 0.0% |
| Low VA Rates, LLC | $640,000 | $935,000 | 46.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $1,495,000 | $925,000 | -38.1% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $2,845,000 | $915,000 | -67.8% | 0.0% |
| APCO EMPLOYEES | $525,000 | $895,000 | 70.5% | 0.0% |
| PHH Mortgage Corporation | $210,000 | $885,000 | 321.4% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $870,000 | n/a | 0.0% | |
| First Southern National Bank | $420,000 | $865,000 | 106.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $885,000 | $850,000 | -4.0% | 0.0% |
| Triumph Bank | $205,000 | $835,000 | 307.3% | 0.0% |
| FAMILY SAVINGS | $820,000 | n/a | 0.0% | |
| First Federal Bank, A FSB | $1,410,000 | $800,000 | -43.3% | 0.0% |
| Citibank | $1,315,000 | $790,000 | -39.9% | 0.0% |
| Hometown Lenders, Inc. | $1,325,000 | $780,000 | -41.1% | 0.0% |
| EVERETT FINANCIAL, INC. | $440,000 | $740,000 | 68.2% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $735,000 | n/a | 0.0% | |
| Baxter Credit Union | $285,000 | $725,000 | 154.4% | 0.0% |
| NMSI, INC. | $825,000 | $725,000 | -12.1% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $660,000 | $710,000 | 7.6% | 0.0% |
| Discover Bank | $585,000 | $710,000 | 21.4% | 0.0% |
| Cadence Bank, N.A. | $795,000 | $695,000 | -12.6% | 0.0% |
| HOMESTEAD FUNDING CORP. | $2,070,000 | $690,000 | -66.7% | 0.0% |
| Strong Home Mortgage, LLC | $680,000 | n/a | 0.0% | |
| Mountain Commerce Bank | $675,000 | n/a | 0.0% | |
| Bank of England | $1,205,000 | $660,000 | -45.2% | 0.0% |
| Deere Employees Credit Union | $270,000 | $650,000 | 140.7% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $645,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $625,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $755,000 | $620,000 | -17.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $615,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $810,000 | $615,000 | -24.1% | 0.0% |
| Metro City Bank | $555,000 | $615,000 | 10.8% | 0.0% |
| Sunflower Bank | $225,000 | $585,000 | 160.0% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $575,000 | n/a | 0.0% | |
| LENDERFI, INC. | $570,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $570,000 | n/a | 0.0% | |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $4,070,000 | $565,000 | -86.1% | 0.0% |
| Bryant Bank | $1,395,000 | $555,000 | -60.2% | 0.0% |
| Charles Schwab Bank, SSB | $205,000 | $550,000 | 168.3% | 0.0% |
| SmartBank | $550,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $625,000 | $545,000 | -12.8% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,025,000 | $540,000 | -47.3% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $325,000 | $535,000 | 64.6% | 0.0% |
| Axos Bank | $525,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $600,000 | $520,000 | -13.3% | 0.0% |
| Hometown Equity Mortgage, LLC | $760,000 | $515,000 | -32.2% | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | $505,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $275,000 | $490,000 | 78.2% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $480,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $475,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $470,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $405,000 | $450,000 | 11.1% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $780,000 | $450,000 | -42.3% | 0.0% |
| SPRING EQ, LLC | $180,000 | $440,000 | 144.4% | 0.0% |
| SOUTHWEST FUNDING, LP | $665,000 | $430,000 | -35.3% | 0.0% |
| American Airlines Federal Credit Union | $170,000 | $415,000 | 144.1% | 0.0% |
| Manufacturers and Traders Trust Company | $300,000 | $415,000 | 38.3% | 0.0% |
| CB&S Bank, Inc. | $480,000 | $410,000 | -14.6% | 0.0% |
| First South Farm Credit, ACA | $755,000 | $410,000 | -45.7% | 0.0% |
| KS StateBank | $690,000 | $410,000 | -40.6% | 0.0% |
| MIDLAND MORTGAGE CORPORATION | $410,000 | n/a | 0.0% | |
| Arvest Bank | $400,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $655,000 | $375,000 | -42.7% | 0.0% |
| UNITED PREMIER FUNDING, LLC | $385,000 | $375,000 | -2.6% | 0.0% |
| KEESLER | $585,000 | $365,000 | -37.6% | 0.0% |
| LOANFLIGHT LENDING, LLC | $780,000 | $365,000 | -53.2% | 0.0% |
| THE MORTGAGE FIRM, INC. | $355,000 | n/a | 0.0% | |
| EvaBank | $15,000 | $330,000 | 2,100.0% | 0.0% |
| Progress Bank and Trust | $575,000 | $330,000 | -42.6% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $325,000 | n/a | 0.0% | |
| AMERICA'S FIRST | $190,000 | $325,000 | 71.1% | 0.0% |
| Five Star Credit Union | $275,000 | $325,000 | 18.2% | 0.0% |
| SIRVA MORTGAGE, INC. | $125,000 | $325,000 | 160.0% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $325,000 | n/a | 0.0% | |
| Community Bank of Mississippi | $115,000 | $320,000 | 178.3% | 0.0% |
| MILEND, INC. | $1,865,000 | $320,000 | -82.8% | 0.0% |
| Investar Bank | $315,000 | n/a | 0.0% | |
| Oconee State Bank | $315,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $310,000 | n/a | 0.0% | |
| LOANSNAP, INC. | $305,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $510,000 | $305,000 | -40.2% | 0.0% |
| Pinnacle Bank | $305,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $955,000 | $305,000 | -68.1% | 0.0% |
| STEARNS LENDING, LLC | $1,445,000 | $305,000 | -78.9% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $115,000 | $300,000 | 160.9% | 0.0% |
| Tyndall Federal Credit Union | $470,000 | $300,000 | -36.2% | 0.0% |
| United Bank | $295,000 | n/a | 0.0% | |
| CapStar Bank | $285,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $640,000 | $275,000 | -57.0% | 0.0% |
| HOME SOLUTION LENDERS INC. | $275,000 | n/a | 0.0% | |
| Patriot Bank | $275,000 | n/a | 0.0% | |
| AOD Federal Credit Union | $155,000 | $265,000 | 71.0% | 0.0% |
| Bank of Hope | $265,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $435,000 | $265,000 | -39.1% | 0.0% |
| The Exchange Bank of Alabama | $265,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $255,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $650,000 | $255,000 | -60.8% | 0.0% |
| GENEVA FINANCIAL, LLC | $255,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $195,000 | $255,000 | 30.8% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| SHELTER HOME MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $255,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $950,000 | $245,000 | -74.2% | 0.0% |
| First Reliance Bank | $245,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $245,000 | n/a | 0.0% | |
| Peoples Bank of Alabama | $245,000 | n/a | 0.0% | |
| The Huntington National Bank | $245,000 | n/a | 0.0% | |
| Traditions Bank | $25,000 | $245,000 | 880.0% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| Plains Commerce Bank | $235,000 | n/a | 0.0% | |
| BTH Bank | $225,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $480,000 | $225,000 | -53.1% | 0.0% |
| NP, Inc. | $165,000 | $225,000 | 36.4% | 0.0% |
| S1L, Inc. | $225,000 | n/a | 0.0% | |
| First Community Bank of Central Alabama | $605,000 | $220,000 | -63.6% | 0.0% |
| IMPAC MORTGAGE CORP. | $410,000 | $215,000 | -47.6% | 0.0% |
| Republic Bank & Trust Company | $215,000 | n/a | 0.0% | |
| Service Federal Credit Union | $215,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $115,000 | $205,000 | 78.3% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $835,000 | $205,000 | -75.4% | 0.0% |
| BankPlus | $200,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $195,000 | n/a | 0.0% | |
| Paramount Bank | $195,000 | n/a | 0.0% | |
| Cache Valley Bank | $185,000 | n/a | 0.0% | |
| The Central Trust Bank | $185,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $65,000 | $180,000 | 176.9% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| ACIPCO Federal Credit Union | $470,000 | $175,000 | -62.8% | 0.0% |
| Bank Independent | $175,000 | n/a | 0.0% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $175,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $75,000 | $175,000 | 133.3% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $165,000 | n/a | 0.0% | |
| First Bank Richmond | $165,000 | n/a | 0.0% | |
| First Home Bank | $165,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $165,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $575,000 | $165,000 | -71.3% | 0.0% |
| Total Media Management, LLC | $295,000 | $165,000 | -44.1% | 0.0% |
| TVA Community Credit Union | $165,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $155,000 | n/a | 0.0% | |
| Citizens Bank & Trust | $215,000 | $155,000 | -27.9% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $345,000 | $155,000 | -55.1% | 0.0% |
| The Hometown Bank of Alabama | $115,000 | $155,000 | 34.8% | 0.0% |
| The Samson Banking Company, Inc. | $230,000 | $155,000 | -32.6% | 0.0% |
| Willamette Valley Bank | $125,000 | $155,000 | 24.0% | 0.0% |
| Austin Capital Bank SSB | $410,000 | $145,000 | -64.6% | 0.0% |
| Bank of Springfield | $145,000 | n/a | 0.0% | |
| Bell Bank | $145,000 | n/a | 0.0% | |
| First National Bank of Pulaski | $145,000 | n/a | 0.0% | |
| SIWELL, INC. | $145,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $135,000 | n/a | 0.0% | |
| First Midwest Bank | $135,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $135,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $255,000 | $135,000 | -47.1% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $125,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $125,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $125,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| Liberty Bank | $25,000 | $125,000 | 400.0% | 0.0% |
| PeoplesSouth Bank | $125,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| ALABAMA TEACHERS | $115,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $235,000 | $115,000 | -51.1% | 0.0% |
| Independent Bank | $440,000 | $115,000 | -73.9% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $175,000 | $110,000 | -37.1% | 0.0% |
| TIAA, FSB | $820,000 | $110,000 | -86.6% | 0.0% |
| Figure Lending LLC | $25,000 | $90,000 | 260.0% | 0.0% |
| Meridian Bank Corporation | $85,000 | n/a | 0.0% | |
| First Jackson Bank, Inc. | $80,000 | n/a | 0.0% | |
| Reliant Bank | $305,000 | $75,000 | -75.4% | 0.0% |
| Flint Community Bank | $65,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| ALABAMA STATE EMPLOYEES CREDIT UNION | $55,000 | n/a | 0.0% | |
| THE MONEY SOURCE INC. | $55,000 | n/a | 0.0% | |
| The Paducah Bank and Trust Company | $55,000 | n/a | 0.0% | |
| Capital City Bank | $570,000 | $35,000 | -93.9% | 0.0% |
| First Bank of Alabama | $15,000 | $35,000 | 133.3% | 0.0% |
| Connexus Credit Union | $15,000 | n/a | 0.0% | |
| CCB Community Bank | $490,000 | $5,000 | -99.0% | 0.0% |
AUBURN - OPELIKA's top lender by overall market share is CMG MORTGAGE, INC., with 7.5% market share. In second place, with 6.4%, is Renasant Bank, having originated $127,460,000 in loans. In third place, with 5.4%, is QUICKEN LOANS, LLC, having originated $108,440,000 in loans. In third place, with 4.3%, is PENNYMAC LOAN SERVICES, LLC, having originated $86,635,000 in loans. In third place, with 3.0%, is LOANDEPOT.COM, LLC, having originated $60,430,000 in loans.
AUBURN-OPELIKA, AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,972 | $1,075,600,000 | $270,796 |
| Refi | 2,522 | $629,180,000 | $249,477 |
| Cash Out Refi | 1,085 | $251,615,000 | $231,903 |
| Other | 158 | $24,090,000 | $152,468 |
| Home Improvement | 121 | $12,945,000 | $106,983 |
Auburn - Opelika's most frequently cited loan purpose was Home Purchase, with 3,972 originations. The 2nd most popular reason was Refi, with 2,522 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 3,014 | $791,940,000 | $262,754 |
| 3-4% | 2,625 | $651,995,000 | $248,379 |
| <2.5% | 1,446 | $371,450,000 | $256,881 |
| 4-5% | 203 | $67,395,000 | $331,995 |
| 7-8% | 88 | $4,340,000 | $49,318 |
| 6-7% | 87 | $5,925,000 | $68,103 |
| Over 8% | 82 | $6,300,000 | $76,829 |
| 5-6% | 50 | $6,240,000 | $124,800 |
During 2021, Auburn - Opelika's most frequently originated rate bucket was 2.5-3%, with 3,014 originations.
Loan Sizing (AUBURN-OPELIKA, AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,652 | $1,006,680,000 | $275,652 |
| $100k-200k | 2,742 | $416,220,000 | $151,794 |
| $100,000 or less | 797 | $48,265,000 | $60,558 |
| $400k-600k | 543 | $257,525,000 | $474,263 |
| $600k-1000k | 82 | $60,390,000 | $736,463 |
| $Over $1MM | 42 | $204,350,000 | $4,865,476 |
AUBURN - OPELIKA's loan sizing saw the bucket of loans from $200k-400k with 3,652 originations, totaling $1,006,680,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,506 | $898,010,000 | $256,135 |
| 60-80% | 2,412 | $696,190,000 | $288,636 |
| 40-60% | 697 | $147,425,000 | $211,514 |
| 20-40% | 265 | $39,665,000 | $149,679 |
| Over 100% | 204 | $58,720,000 | $287,843 |
| Under 20% | 192 | $9,100,000 | $47,396 |
AUBURN - OPELIKA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,506 originations, totaling $898,010,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - AUBURN - OPELIKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $271,200 (26.1%) | $306,921 (17.2%) | 1.00 | 668 |
| 2018-02-01 | $274,500 (20.7%) | $307,760 (12.7%) | 0.99 | 705 |
| 2018-03-01 | $267,900 (11.8%) | $301,073 (7.4%) | 0.93 | 741 |
| 2018-04-01 | $271,250 (8.2%) | $305,832 (6.9%) | 0.91 | 739 |
| 2018-05-01 | $272,500 (7.4%) | $318,172 (10.6%) | 0.91 | 754 |
| 2018-06-01 | $276,671 (8.5%) | $319,995 (11.2%) | 0.92 | 790 |
| 2018-07-01 | $275,000 (3.5%) | $317,217 (6.2%) | 0.92 | 825 |
| 2018-08-01 | $273,344 (4.9%) | $309,279 (4.0%) | 0.91 | 879 |
| 2018-09-01 | $274,900 (5.8%) | $309,275 (4.4%) | 0.92 | 850 |
| 2018-10-01 | $276,600 (6.4%) | $310,323 (4.4%) | 0.93 | 831 |
| 2018-11-01 | $278,200 (5.0%) | $303,200 (0.3%) | 0.93 | 802 |
| 2018-12-01 | $282,500 (6.6%) | $298,355 (-2.2%) | 0.97 | 815 |
| 2019-01-01 | $280,000 (3.2%) | $299,977 (-2.3%) | 0.97 | 788 |
| 2019-02-01 | $279,950 (2.0%) | $304,453 (-1.1%) | 0.94 | 814 |
| 2019-03-01 | $286,109 (6.8%) | $308,525 (2.5%) | 0.93 | 863 |
| 2019-04-01 | $294,644 (8.6%) | $314,420 (2.8%) | 0.93 | 912 |
| 2019-05-01 | $292,200 (7.2%) | $314,554 (-1.1%) | 0.90 | 913 |
| 2019-06-01 | $289,000 (4.5%) | $310,335 (-3.0%) | 0.89 | 911 |
| 2019-07-01 | $284,950 (3.6%) | $314,415 (-0.9%) | 0.89 | 872 |
| 2019-08-01 | $282,214 (3.3%) | $311,975 (0.9%) | 0.89 | 848 |
| 2019-09-01 | $279,464 (1.7%) | $309,187 (0.0%) | 0.89 | 819 |
| 2019-10-01 | $278,950 (0.9%) | $310,355 (0.0%) | 0.89 | 833 |
| 2019-11-01 | $279,000 (0.3%) | $310,482 (2.4%) | 0.90 | 836 |
| 2019-12-01 | $279,700 (-1.0%) | $309,965 (3.9%) | 0.93 | 803 |
| 2020-01-01 | $279,500 (-0.2%) | $309,578 (3.2%) | 0.93 | 765 |
| 2020-02-01 | $279,900 (0.0%) | $310,178 (1.9%) | 0.90 | 773 |
| 2020-03-01 | $279,900 (-2.2%) | $310,331 (0.6%) | 0.87 | 804 |
| 2020-04-01 | $284,900 (-3.3%) | $313,509 (-0.3%) | 0.89 | 840 |
| 2020-05-01 | $289,000 (-1.1%) | $316,050 (0.5%) | 0.88 | 787 |
| 2020-06-01 | $293,450 (1.5%) | $332,392 (7.1%) | 0.86 | 749 |
| 2020-07-01 | $294,250 (3.3%) | $333,934 (6.2%) | 0.84 | 732 |
| 2020-08-01 | $295,000 (4.5%) | $333,319 (6.8%) | 0.84 | 699 |
| 2020-09-01 | $297,055 (6.3%) | $338,092 (9.4%) | 0.85 | 697 |
| 2020-10-01 | $299,900 (7.5%) | $346,825 (11.8%) | 0.86 | 652 |
| 2020-11-01 | $304,815 (9.3%) | $354,928 (14.3%) | 0.87 | 619 |
| 2020-12-01 | $303,900 (8.7%) | $361,127 (16.5%) | 0.89 | 567 |
| 2021-01-01 | $309,000 (10.6%) | $368,646 (19.1%) | 0.91 | 520 |
| 2021-02-01 | $315,778 (12.8%) | $376,559 (21.4%) | 0.91 | 498 |
| 2021-03-01 | $319,385 (14.1%) | $374,223 (20.6%) | 0.90 | 503 |
| 2021-04-01 | $326,241 (14.5%) | $384,257 (22.6%) | 0.88 | 481 |
| 2021-05-01 | $330,000 (14.2%) | $407,346 (28.9%) | 0.87 | 408 |
| 2021-06-01 | $352,450 (20.1%) | $409,329 (23.2%) | 0.92 | 423 |
| 2021-07-01 | $336,950 (14.5%) | $400,196 (19.8%) | 0.88 | 427 |
| 2021-08-01 | $338,450 (14.7%) | $393,307 (18.0%) | 0.89 | 506 |
| 2021-09-01 | $338,950 (14.1%) | $391,720 (15.9%) | 0.89 | 475 |
| 2021-10-01 | $337,493 (12.5%) | $398,415 (14.9%) | 0.89 | 455 |
| 2021-11-01 | $342,900 (12.5%) | $395,890 (11.5%) | 0.90 | 422 |
| 2021-12-01 | $349,450 (15.0%) | $405,749 (12.4%) | 0.93 | 360 |
| 2022-01-01 | $357,000 (15.5%) | $409,340 (11.0%) | 0.95 | 349 |
| 2022-02-01 | $352,500 (11.6%) | $406,635 (8.0%) | 0.90 | 340 |
| 2022-03-01 | $366,007 (14.6%) | $414,023 (10.6%) | 0.90 | 344 |
| 2022-04-01 | $375,000 (15.0%) | $417,750 (8.7%) | 0.88 | 374 |
| 2022-05-01 | $371,181 (12.5%) | $422,942 (3.8%) | 0.83 | 431 |
AUBURN - OPELIKA's median listing price for 2022-05-01 was $371,181, a difference of
$41,181
(12.5%) versus the prior year and
$-3,819 versus the prior month.
AUBURN - OPELIKA's median listing price comes in at 83% of the national average.
AUBURN - OPELIKA's average listing price for 2022-05-01 was $422,942, a difference of $15,596 (3.8%) versus the prior year and $5,192 versus the prior month.
For the 2022-05-01 period, AUBURN - OPELIKA had 431 MLS listings, a difference of 57 listings (15%) versus the prior month and 23 listings (6%) versus the prior year.
AUBURN - OPELIKA's median listing price comes in at 83% of the national average.
AUBURN - OPELIKA's average listing price for 2022-05-01 was $422,942, a difference of $15,596 (3.8%) versus the prior year and $5,192 versus the prior month.
For the 2022-05-01 period, AUBURN - OPELIKA had 431 MLS listings, a difference of 57 listings (15%) versus the prior month and 23 listings (6%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - AUBURN - OPELIKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 85 days | 2,446 sqft |
| 2018-02-01 | 73 days | 2,463 sqft |
| 2018-03-01 | 64 days | 2,460 sqft |
| 2018-04-01 | 59 days | 2,442 sqft |
| 2018-05-01 | 59 days | 2,456 sqft |
| 2018-06-01 | 64 days | 2,426 sqft |
| 2018-07-01 | 68 days | 2,468 sqft |
| 2018-08-01 | 67 days | 2,443 sqft |
| 2018-09-01 | 74 days | 2,467 sqft |
| 2018-10-01 | 87 days | 2,481 sqft |
| 2018-11-01 | 101 days | 2,437 sqft |
| 2018-12-01 | 96 days | 2,400 sqft |
| 2019-01-01 | 96 days | 2,371 sqft |
| 2019-02-01 | 84 days | 2,359 sqft |
| 2019-03-01 | 58 days | 2,379 sqft |
| 2019-04-01 | 59 days | 2,393 sqft |
| 2019-05-01 | 67 days | 2,406 sqft |
| 2019-06-01 | 71 days | 2,360 sqft |
| 2019-07-01 | 74 days | 2,372 sqft |
| 2019-08-01 | 79 days | 2,393 sqft |
| 2019-09-01 | 77 days | 2,393 sqft |
| 2019-10-01 | 82 days | 2,403 sqft |
| 2019-11-01 | 81 days | 2,406 sqft |
| 2019-12-01 | 90 days | 2,406 sqft |
| 2020-01-01 | 98 days | 2,392 sqft |
| 2020-02-01 | 87 days | 2,330 sqft |
| 2020-03-01 | 59 days | 2,335 sqft |
| 2020-04-01 | 66 days | 2,344 sqft |
| 2020-05-01 | 78 days | 2,335 sqft |
| 2020-06-01 | 76 days | 2,358 sqft |
| 2020-07-01 | 62 days | 2,331 sqft |
| 2020-08-01 | 60 days | 2,306 sqft |
| 2020-09-01 | 60 days | 2,306 sqft |
| 2020-10-01 | 71 days | 2,333 sqft |
| 2020-11-01 | 78 days | 2,330 sqft |
| 2020-12-01 | 87 days | 2,317 sqft |
| 2021-01-01 | 80 days | 2,260 sqft |
| 2021-02-01 | 60 days | 2,235 sqft |
| 2021-03-01 | 43 days | 2,236 sqft |
| 2021-04-01 | 52 days | 2,241 sqft |
| 2021-05-01 | 36 days | 2,249 sqft |
| 2021-06-01 | 36 days | 2,274 sqft |
| 2021-07-01 | 38 days | 2,234 sqft |
| 2021-08-01 | 36 days | 2,197 sqft |
| 2021-09-01 | 46 days | 2,167 sqft |
| 2021-10-01 | 53 days | 2,234 sqft |
| 2021-11-01 | 54 days | 2,197 sqft |
| 2021-12-01 | 59 days | 2,234 sqft |
| 2022-01-01 | 58 days | 2,252 sqft |
| 2022-02-01 | 40 days | 2,245 sqft |
| 2022-03-01 | 35 days | 2,315 sqft |
| 2022-04-01 | 31 days | 2,312 sqft |
| 2022-05-01 | 34 days | 2,300 sqft |
AUBURN - OPELIKA's median listing age (time on market) for 2022-05-01 was 34 days.
This
is -6%
shorter
than the same period one year ago.
AUBURN - OPELIKA's median square footage for active listings during the 2022-05-01 period was 2,300 sqft. One year prior, the average listing was 2,249 sqft.
AUBURN - OPELIKA's median square footage for active listings during the 2022-05-01 period was 2,300 sqft. One year prior, the average listing was 2,249 sqft.
